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Lee HealeyIncomeMAX Managing Director
Better off in work?
Utilising expert benefits and tax credits advice
IncomeMAX help people to make sense of the benefits and tax credits system.
Millions ££££’s of benefits and tax credits go unclaimed every year by people with a genuine entitlement.
This includes people that move from benefits into work.
IncomeMAX is a Community Interest Company
and Social Enterprise.
We have a range of services to help people;
• maximise their income
• move into work
• make sense of their debt advice needs • minimise energy and water bills
• maintain their social wellbeing
At the heart of the IncomeMAX service…
• Personalised benefits and tax credits advice and expertise
• Helping the customer ‘pull together’ the relevant elements of the welfare system
• Providing help, support and advice so that income is fully maximised
• Going the ‘extra yard’ for customers in relation to financial and social wellbeing
Why is it essential that people moving from welfare
to work get the right benefits & tax credits advice?
• System is complex. Advice can help customers overcome the FINANCIAL FEAR FACTOR
• Back-to-work benefits
• Tax credits
• Childcare
• Continued help with rent and council tax
• Help to understand you can be better off!
… well, most of the time!
• Long-term unemployed• Parents and lone parents with children• People moving into low paid work• Older people• Disabled people and those with long-term health issues• Carers• People struggling financially – rent, mortgage, council
tax arrears, debt worries
Which customer groups are most likely to benefit from work-related benefits advice?
John is aged 40 and is long-term unemployed.
He lives with his partner Jane aged 38 and their two children
aged 2 and 7.
The family live in a privately rented house with a
rental value of £200 per week.
Case study
Jobseeker’s Allowance £105.95 per week
Child Benefit £33.70 per week
Child Tax Credit £108.75 per week
Housing Benefit £200 per week
Council Tax Benefit £30 per week
Total: £478.40 per week
Current income:
John is offered a job working 35 hours per
week earning £5.93 per hour = £207.55 per week
He is worried about losing his current benefits and
falling into rent and council tax arrears.
Moving into work
John’s wages £180.21 per week (net) Child benefit £33.70 per weekChild Tax Credit £108.75 per weekWorking Tax Credit £89.60 per weekHousing Benefit £132.96 per week Council Tax Benefit £ 9.37 per week
John’s new income: £554.59 per week
But don’t forget John will need to pay rent of £67.04 per week and council tax of £20.63 per week
John’s new income & benefits/tax credits entitlement
Our partners and accreditations
For more information:
IncomeMAX CIC
6th Floor
63 St Mary Axe
London EC3A 8AA
Tel: 0300 777 7772
Email: [email protected]
Website: www.incomemax.org.uk
Follow us on twitter www.twitter.com/income_max
Find us on facebook www.facebook.com/incomemax