Mr. Saifuddin N. Zoomkawala is one of those personalities of

Pakistan's corporate world who have done a great

contribution in boosting the name of Pakistan in the

whole world. Mr. Saifuddin N. Zoomkawala, CEO and

Managing Director of EFU General Insurance is the heart and

soul of many business and social circles of the country.

Paying tribute to his services and achievements

Syed Haider, President, 21st Century Business &

Economics Club accomplished the task of bringing out a

biography of Mr. Saifuddin.

The launching ceremony of this biography was held at Carlton

Hotel, Karachi. It was an occasion, where the people who

really admire the personality of Mr. Zoomkawala gathered to

pay tribute to his countless services for the corporate world

and for the people of Pakistan.

On this memorable occasion, in his speech Mr. Zoomkawala

thanked Mr. S. Salahuddin Haider, Mr. Rafiq Rangoonwala

and KFC, the sponsor of the book. The text of speech is given

here for the readers.

Dear Haider sahib, Rafiq Rangoonwala,

Majyd Aziz, Anis, Mazhar and the full Kitchen Cabinet of the

21st Century Business & Economics Club, All my

Colleagues, Friends, Ladies and Gentlemen,

Thank you for being here on this occasion. I can live a month

on good compliment but after Rafiq's introduction, I think I

can live forever.

The book authored by Mr. Adil Ahmed who has since become

a good friend of mine, is just a chronology of events of my life.

The book is sponsored by Mr. Rafiq Rangoonwala and

published by KFC. I humbly thank all of them for this kind

recognition.

It is EFU Insurance Group that I have been able to gain this

recognition and status, I will always remain grateful to EFU

and especially my mentor Mr. Roshen Ali Bhimjee, without

his personality I would not have been able to be what I am

today.

21st Century Business & Economics Club, I will describe

them as people who will be remembered for their great deeds

in upliftment of Corporate Executives and small and medium

sized entrepreneurs of Karachi, through this forum, they have

dedicated themselves to helping others and they hope to make

this world a place to live and not

Salahuddin

Salahuddin

just to exist. Believe me, small

groups of thoughtful devoted, committed people can change

this world for the better. These people are doing good things

for a cause and not money which in my opinion is much more

rewarding.

I highly value my relationship and friends like all of you.t

Launching Ceremony of Biography ofMr. Saifuddin N. Zoomkawala

Launching Ceremony of Book

03

Speech of

Mr. Saifuddin N. Zoomkawala

Some one asked me to tell him the secret of my success, I told

him that there is no secret, you just have to jump at your

opportunities, he said but how will I know when these

opportunities come, I said simple you really cannot know, so

you just have to keep on jumping all the time.

I have learnt in life that it is more important to be nice than

right, memorable results have been achieved with a caring

heart. Kindness is the noblest weapon to conquer with. When

you deal straight with people they sense, that they can trust you

but more important is that when you lie down at night your

clear conscious will also make a wonderful soft pillow.

Great achievements are those that benefit others. Remember,

three things destroy a man, PRIDE, ANGER and GREED,

avoid them at any cost.

Being from the Insurance Industry, I would like to relate a

small episode, a lady after getting Rupees Hundred Thousand

compensation for the loss of her Jewellery, wrote to us that she

has found the missing Jewellery and it would not be fair to

keep both the Jewellery and cash, therefore, she said that she

has given the Hundred Thousand to charity.

Once again I would like to thank Salahuddin Haider sahib,

Rafiq Rangoonwala sahib for arranging publication of this

book on me, I also acknowledge their accomplishment

specially because they have never cared as to who gets the

credit. I wish them great success with good health and

happiness in the future.

For me the most important thing I value in my life are my

relationship and my friends like all of you.

Thank you all once again.

Launching Ceremony of Book

04

A Bird’s-eye view on some achievements of Mr. S. N. Zoomkawala

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Award of Excellence 2001

Excellence Award 2006

EFU Life Assurance Ltd., Pakistan

Allianz - EFU Health Insurance Ltd., Pakistan

Credit & Commerce Insurance Ltd. Dubai, UAE

Director

Member

Member

Member

Member Trustee

Member

Member

Member

Chairman

Chairman

Member

Member

of Marketing Association of

Pakistan

of 21st Century Business and

Economics Club, Pakistan

He has the credit of starting two successful insurance

companies (Life and Health Sector) in Pakistan and to

establish a joint venture non-life insurance company in

UAE, namely:

- Board of Pakistan Reinsurance Company Ltd.

- Board of Investment, Government of Pakistan

- Aga Khan Resource Committee

- Board of Governors Shaukat Khanam

Memorial Trust, Karachi Chapter

- Burhani Hospital, Karachi

- Cupola Cares Foundation

- Pakistan Postal Services Management Board

- Board of the Sindh Institute of Urology and

Transplantation (SIUT), Karachi

- Pakistan Insurance Institute (2008-09)

- Insurance Association of Pakistan (2005)

- Task Force, Government of Pakistan for

Terrorism Insurance Risk Coverage for Pakistan market

- Special Task Force, Government of Pakistan

for formulating the New Insurance Ordinance2002,

which is now implemented and enforced.

05

Launching Ceremony of Book

06

Worthy Words

The book is more than a simple chronology of events in

the life of a successful businessman or a mere compilation of his

achievements; it is an insight into what drives visionaries like

Saifuddin N. Zoomkawala.

Acknowledgments

I am confident that the

experiences and thoughts of

Saifuddin Zoomkawala contained in

these pages will go a long way in

the propagation and dissemination

of business knowledge in Pakistan.

Syed Salahuddin Haider

President

21st Century Business &

Economics Club

Author’s Note

Meeting

Mr. Saifuddin N. Zoomkawala

has been a rare privilege indeed,

and additionally, in documenting his

life and times, I have been treated to

introductions to people that he holds

in high esteem, people who have

walked with giant strides and

impacted their Environments in no

uncertain manner.

Adil Ahmad

Behind Every Great Man is a Woman

“She (Lulua - wife of Mr. Saifuddin) has been atrue companion right through life, and loved and

cared for my mother and father, especially in theirtwilight years,” Saifuddin N. Zoomkawala

From the Biography of Mr. Saifuddin N. Zoomkawala

07

Worthy Memories

From the Biography of Mr. Saifuddin N. Zoomkawala

With Prime Minister Benazir Bhutto and Begum Nusrat Bhuttoat the Karachi Stock Exchange’s Top 25 Companies Award

Receiving the plaque from the German Ambassador Dr. Gunter Mulackfor his services to the Pakistan German Business Forum as its Director

With His Highness Prince Karim Agha Khanat the AKUH

Supporting and enabling the less privileged future of PakistanReceiving The Corporate Excellence Award of The ManagementAssociation of Pakistan from Chairman Senate Mohammadmian Soomro

With Caretaker Prime Minister

A step ahead to do the appropriate ‘good turn’towards the less privileged of the society

at the JS Academy

Meeting Governor Ishrat-ul-Ibadon the occasion of the Syedna’s visit

With mother and wife at Lake Geneva