L&T Emerging Opportunities Fund – Series II

This product is suitable for investors who are seeking*

• Longtermcapitalappreciation

• Investment in a basket of equity and equity related instrumentsinvestingpredominantlyinthesmallcapstocks

*Investorsshouldconsulttheirfinancialadvisersifindoubtaboutwhethertheproductissuitableforthem.

L&T Emerging Opportunities Fund – Series IIAclose-endedequityfundpredominantlyinvestinginsmallcapstocks

muTuaL FundL&T mutual Fund Head Office:6thFloor,Brindavan,PlotNo.177,CSTRoad,Kalina,SantacruzEast,Mumbai400098

TRuSTEE L&T mutual Fund Trustee LimitedCIN:U65993MH1996PLC211198Registered Office:Brindavan,Plotno.177,CSTRoad,Kalina,Santacruz(East),Mumbai-400098

InVESTmEnT manaGERL&T Investment management Limited CIN:U65991MH1996PLC229572

Registered Office: Brindavan,Plotno.177,CSTRoad,Kalina,Santacruz(East),Mumbai-400098

Head Office:6thFloor,Brindavan,PlotNo.177,CSTRoadKalina,SantacruzEast,Mumbai400098

ThisKeyInformationMemorandum(KIM)setsforththeinformation,whichaprospectiveinvestoroughttoknowbeforeinvesting.For further details of the Scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors, penalties and pending litigations etc. investors should, before investment, refer to the Scheme Information document and Statement of Additional Information available free of cost at any of the Investor Service Centres or distributors or from the website www.ltfs.comThe Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.InvestorsareadvisedtoconsulttheirLegal,Tax,FinanceandotherProfessionalAdvisorsbeforemakingdecisiontoinvestinorredeemtheunitsinregardtotax/legal issuesrelatingtotheir investmentsintheScheme(s)/Plan(s).

ThisKeyInformationMemorandum(KIM)isdatedMay22,2018.

Presented by L&T Mutual FundOfferofUnitsofRs.10eachforcashduringtheNewFundOffer(NFO)

Series II (1110 days)

NewFundOfferopenson Thursday,June07,2018

NewFundOffercloseson Wednesday,June20,2018

Key Information Memorandum & application Forms

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Thispageisintentionallyleftblank.

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Key Information MemorandumDISCLAIMER – NATIONAL STOCK EXCHANGE OF INDIA LIMITED

As required, a copy of the Scheme Information Document has been submitted to National Stock Exchange of India Limited (herein after referred to as NSE). NSE has given vide its letter number NSE/LIST/17688 dated August 31, 2017 permission to the Mutual Fund to use the Exchange's name in the Scheme Information Document as one of the stock exchanges on which the Mutual Fund's Units are proposed to be listed subject to the Mutual Fund fulfilling the various criteria for listing. The Exchange has scrutinized the Scheme Information Document for its limited internal purpose of deciding on the matter of granting the aforesaid permission to the Mutual Fund. It is to be distinctly understood that the aforesaid permission given by NSE should not in any way be deemed or construed that the Scheme Information Document has been cleared or approved by NSE; nor does it in any manner warrant, certify or endorse the correctness or completeness of any of the contents of the Scheme Information Document; nor does it warrant that the Mutual Fund's Units will be listed or will continue to be listed on the Exchange; nor does it take any responsibility for the financial or other soundness of the Mutual Fund, its sponsors, its management or any scheme of the Mutual Fund.Every person who desires to apply for or otherwise acquires any Units of the Mutual Fund may do so pursuant to independent inquiry, investigation and analysis and shall not have any claim against the Exchange whatsoever by reason of any loss which may be suffered by such person consequent to or in connection with such subscription / acquisition whether by reason of anything stated or omitted to be stated herein or any other reason whatsoever.

PRODUCT LABELLINGFor product labeling please refer to the cover page.

INVESTMENT OBJECTIVEThe investment objective of the scheme is to provide capital appreciation by primarily investing in equity and equity related instruments of small cap companies.There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

ASSET ALLOCATION PATTERN OF THE SCHEMEUnder normal circumstances, the asset allocation of the Scheme will be as under:

Instruments

Indicative allocations

(% of total assets)Risk Profile

Maximum MinimumEquity and equity related securities of small cap companies*

100 65 High

Equity and equity related securities of companies other than small cap companies*

35 0 High

Debt and Money market instruments^ 20 0 Low

*Includes investment in derivatives up to 50% of the net assets of the Scheme.^ The Scheme may invest in securitized debt upto 20% of its net assets.The Scheme does not propose to invest in foreign securities.The Scheme does not propose to add in short selling, securities lending and repo in corporate bonds.The Scheme may invest in equity derivatives instruments to the extent permitted under and in accordance with the applicable Regulations, including for the purposes of hedging, portfolio balancing and optimizing returns. For details and limits applicable to investment in derivatives please refer paragraph “Investments in Derivatives”.Due to market conditions, the AMC may invest beyond the range set out above. Such deviations shall normally be for a short term purpose only, for defensive considerations and the intention being at all times to protect the interests of the Unit Holders. In the event of deviations, rebalancing will be carried out within 30 Business Days.

SECTOR ALLOCATIONIn accordance with SEBI circular SEBI/ HO/ IMD/ DF2/ CIR/ P/ 2016/35 dated February 15, 2016 read with SEBI Circular SEBI/HO/IMD/DF2/CIR/P/2016/68 dated August 10, 2016 and SEBI circular SEBI/HO/IMD/

DF2/CIR/P/2017/14 dated February 22, 2017, the total exposure to a single sector shall not exceed 25% of the net assets of the Scheme. The sectoral classification shall be as per the classification provided by AMFI, as amended from time to time. However, this limit is not applicable for investments in Bank CDs, Collateralized borrowings and lending obligations (CBLO), Government Securities, Treasury Bills, AAA rated securities issued by Public Financial Institutions and Public Sector Banks and short term deposits of scheduled commercial banks.Provided that an additional exposure to financial services sector (over and above the limit of 25%) not exceeding 15% of the net assets of the Scheme shall be allowed by way of increase in exposure to Housing Finance Companies (HFCs) only.Provided further that the additional exposure to such securities issued by HFCs are rated AA and above and these HFCs are registered with the National Housing Bank (NHB) and the total investment/ exposure in HFCs shall not exceed 25% of the net assets of the Scheme.

RISK PROFILE OF THE SCHEME(S)Mutual Fund units involve investment risks including the possible loss of principal. Please read the Scheme Information Document carefully for details on risk factors before investment.1. REQUIREMENT OF MINIMUM INVESTORS IN THE SCHEME After the closure of NFO Period The Scheme should have a minimum of 20 investors and no single

investor shall account for more than 25% of the corpus of the Scheme. These conditions will be complied with immediately after the close of the NFO itself i.e. at the time of allotment. In case of non-fulfilment with the condition of minimum 20 investors, the Scheme shall be wound up in accordance with Regulation 39 (2) (c) of SEBI Regulations automatically without any reference from SEBI. In case of non-fulfilment with the condition of 25% holding by a single investor on the date of allotment, the application to the extent of exposure in excess of the stipulated 25% limit would be liable to be rejected and the allotment would be effective only to the extent of 25% of the amount collected during the NFO period. Consequently, such exposure over 25% limit will lead to refund within 5 Business Days from the date of closure of NFO.

2. RISKS ASSOCIATED WITH INVESTMENTS IN EQUITIES • Equity and equity related securities are volatile and prone to

price fluctuations on a daily basis. The liquidity of investments made in the scheme may be restricted by trading volumes and settlement periods. Settlement periods may be extended significantly by unforeseen circumstances. The inability of the scheme to make intended securities purchases, due to settlement problems, could cause the scheme to miss certain investment opportunities. Similarly, the inability to sell securities held in the scheme’s portfolio would result at times, in potential losses to the scheme, should there be a subsequent decline in the value of securities held in the scheme’s portfolio.

• Investments in equity and equity related securities involve a degree of risks and investors should not invest in the scheme unless they can afford to take the risk of losing their investment.

• The liquidity and valuation of the scheme’s investments due to its holdings of unlisted securities may be affected if they have to be sold prior to the target date of disinvestment.

• Securities which are not quoted on the stock exchanges are inherently illiquid in nature and carry a larger liquidity risk in comparison with securities that are listed on the exchanges or offer other exit options to the investors, including put options. The AMC may choose to invest in unlisted securities that offer attractive investment opportunity within the regulatory limit. This may however increase the risk of the portfolio. Additionally, the liquidity and valuation of the Scheme’s investments due to its holdings of unlisted securities may be affected if they have to be sold prior to the target date of disinvestment.

• Investments by the Scheme in derivatives will also be affected by the risk factors associated with such investments.

3. RISKS ASSOCIATED WITH INVESTMENTS IN DEBT SECURITIES In addition to the factors that affect the values of securities, the NAV

of Units of the Scheme will fluctuate with the movement in the broader fixed income, money market and derivatives market and may be influenced by factors influencing such markets in general including but not limited to economic conditions, changes in interest rates, price

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and volume volatility in the fixed income markets, changes in taxation, currency exchange rates, foreign investments, political, economic or other developments and closure of the stock exchanges. Further the investments made by the Scheme will also be affected by interest rate/price risk, credit risk or default risk, sovereign risk, liquidity risk, reinvestment risk, settlement risk, market risk, performance risk, changes in government regulations, duration risk and risk associated with investment in derivatives.

RISKS ASSOCIATED WITH TRADING ON STOCK EXCHANGE(S)• During the period when the Units are listed on NSE and / or any

other Stock Exchange(s) o The transactions in the Units of the Scheme can be undertaken

only once the Units are listed on NSE and / or any other Stock Exchange(s) and there could be a time gap between the allotment and listing of Units on NSE and / or any other Stock Exchange(s). This could lead to inability on the part of investors to trade in the Units during the aforesaid period.

o Although Units of the Scheme as mentioned in this Scheme Information Document will be listed on NSE and / or any other Stock Exchange(s), there can be no assurance that an active secondary market will develop or be maintained.

o The Units of the Scheme may trade above or below their NAV. The NAV of the Scheme will fluctuate with changes in the market value of the Scheme’s holdings. The trading prices of Units of the Scheme will fluctuate in accordance with changes in their NAV as well as demand and supply of the Units of the Scheme in the market.

o Trading in Units of the Scheme on the Stock Exchange(s) may be halted because of market conditions or for reasons that in view of exchange authorities or SEBI, trading in Units of the Scheme is not advisable. In addition, trading in Units of the Scheme is subject to trading halts caused by extraordinary market volatility and pursuant to exchange and SEBI 'circuit filter' rules. There can be no assurance that the requirements of exchange necessary to maintain the listing of Units of the Scheme will remain unchanged.

o In respect of Units issued in demat form through Depositories, the records of the depository shall be final with respect to the number of Units available to the credit of Unit holder. Settlement of trades, repurchase of Units by the Fund on Maturity Date will depend upon the confirmations to be received from Depository(ies) on which the Fund has no control.

o As the Units allotted under the Scheme will be listed on the Stock Exchange(s), the Fund shall not provide for redemption / repurchase of Units prior to Maturity Date of the Scheme.

• During the period when the Units are unlisted but available for trading through mutual fund trading platforms of BSE and / or NSE o In respect of transaction in Units of the Scheme through BSE and/

or NSE, allotment and redemption of Units on any Business Day will depend upon the order processing/settlement by BSE and/or NSE and their respective clearing corporations on which the Mutual Fund has no control.

RISKS ASSOCIATED WITH CLOSE-ENDED SCHEMES• Market Risk: As with all debt securities, changes in interest rates may

affect the Scheme’s NAV as the prices of securities generally increase as interest rates decline and generally decrease as interest rates rise. Prices of long-term securities generally fluctuate more in response to interest rate changes than the short-term securities.

• Volatility Risk: Indian debt markets can be volatile leading to the possibility of price movements up or down in fixed income securities and thereby causing fluctuations in the Scheme’s NAV.

• Liquidity Risk: The Scheme is listed on exchanges. However, there can be no assurance that an active secondary market will develop, hence, these might not be easily tradable. Trading in the units may also be impacted due to market conditions / circuit filter rules / extraordinary events leading to Exchange / SEBI authorities halting the trading in general or in the units of the scheme. The bid-ask spread could be high in the event of low trading volumes. In case the investor has to sell off the Scheme for whatsoever reason, he/she may have to sell it at a discount i.e. at lower value as compared to the NAV.

While all endeavour would be made to ensure compliance with the requirement of the Exchange necessary to maintain the listing of the Units of the respective plan(s), there can be no assurance that these will continue to be met or will remain unchanged.

As the Units will be listed on the Exchange(s), the Fund shall not

provide redemption / repurchase facility for Units prior to maturity / final redemption date of the respective plan.

• Reinvestment Risk: Investments by close ended schemes are restricted to securities maturing on or before the maturity date of the scheme. Investment of the fund that are repaid or sold before the fund maturity date would need to be reinvested in shorter tenor securities / CBLO with maturity before the Scheme maturity date. Yield on such reinvestments may be lower given shorter duration of such investments with consequential impact on overall yield / return of the fund.

RISK ASSOCIATED WITH INVESTING IN DERIVATIVES The Scheme will invest in derivative products in accordance with and to the extent permitted under the Regulations and by RBI. Derivative products are specialized instruments that require investment techniques and risk analysis different from those associated with stocks and bonds. The use of a derivative requires an understanding not only of the underlying instrument but of the derivative itself. Trading in derivatives carries a high degree of risk although they are traded at a relatively small amount of margin which provides the possibility of great profit or loss in comparison with the principal investment amount. Thus, derivatives are highly leveraged instruments. Even a small price movement in the underlying security could have an impact on their value and consequently, on the NAV of the Units of the Scheme.

PLANS

Direct Plan:Investors proposing to purchase units of the Scheme directly from the Mutual Fund (i.e. investments not routed through an AMFI Registration Number (ARN) Holder) can invest under the Direct Plan. Dividend Payout and Dividend Sweep options will be available under the Direct Plan. The Scheme shall have a common portfolio i.e. the Direct Plan will not have a segregated portfolio. Investments under the Direct Plan can be made through various modes offered by the Mutual Fund for investing directly with the Mutual Fund {except Stock Exchange Platform(s) and all other platform(s) where investors' applications for subscription of units are routed through distributors}.Investors subscribing under the Direct Plan will have to indicate “Direct Plan” against the Scheme name in the application form. Investors should also indicate “Direct” in the ARN column of the application form. However, in case distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the distributor code will be ignored and the application will be processed under the Direct Plan. Further, where application is received for the Scheme without distributor code or “Direct” mentioned in the ARN Column, the application will be processed under the Direct Plan.Investors subscribing under the Direct Plan will have to indicate “Direct Plan” against the Scheme name in the application form i.e. “L&T EOF– Series II– Direct Plan”. Investors should also indicate “Direct” in the ARN column of the application form.Regular Plan:Investors proposing to purchase units of the Scheme through an ARN Holder can invest under the Regular Plan. The options referred below will be available under the Regular Plan. The Scheme shall have a common portfolio. i.e. the Regular Plan will not have a segregated portfolio.The application(s) will be processed under Direct / Regular Plan as stated in the table below:

Scenario Distributor /broker code mentioned by the investor

Plan mentioned by the investor

Default plan in which the

application shall be processed

1 Not mentioned Not mentioned Direct Plan2 Not mentioned Direct Plan Direct Plan3 Not mentioned Regular Plan Direct Plan4 Mentioned Direct Plan Direct Plan5 Direct Plan Not Mentioned Direct Plan6 Direct Plan Regular Plan Direct Plan7 Mentioned Regular Plan Regular Plan8 Mentioned Not Mentioned Regular Plan

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In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application shall be processed under the Regular Plan. The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction under Direct Plan from the date of allotment without any exit load.

OPTIONSThe Scheme shall offer two options Dividend Payout and Dividend Sweep. Dividend Payout option – dividend declared under this option will be paid out to investors.Dividend Sweep option – dividend declared under this option will have the facility to switch out the entire dividend amount to any other scheme of L&T Mutual Fund, as opted by the investor at the time of NFO. If left blank, the default option will be Dividend Payout.For dividend sweep, if target scheme not mentioned by investor, default scheme will be L&T Mid Cap Fund Both options have common portfolio.

APPLICABLE NAVThe NAV per unit applicable for Redemption/Switching of Units on the Maturity Date.For SwitchesThe Transaction Slip can be used by investors to make interscheme switches within the Mutual Fund. All valid applications for switch-out shall be treated as redemption and for switch-in as purchases at the respective applicable NAVs of the scheme/plan/option. In case of a Scheme, switch - in applications will be accepted during the NFO period and switch - out will be permissible on maturity of the Scheme.

MINIMUM APPLICATION/BALANCE AMOUNT` 5,000 and in multiples of Re.1 during the New Fund Offer period.

DESPATCH OF REPURCHASE (REDEMPTION) REQUESTThe redemption proceeds will be dispatched to the Unit Holders within 10 Business Days from the Maturity Date.

BENCHMARK INDEXThe Benchmark for the Scheme is S&P BSE Small Cap TRI Index. S&P BSE Small Cap Tri index tracks the performance of wide range of companies in the small cap segment. The fund that aims to invest predominantly in equity and equity related securities with focus on small cap companies. The composition of S&P BSE Small Cap Index broadly represents the Scheme’s investment universe. As such, it is a suitable benchmark for comparing the performance of the Scheme.The AMC/Board of AMC and Trustee will review the performance of the Scheme in comparison to the benchmark. The Trustees reserve the right to change the benchmark for evaluation of performance of the Scheme from time to time in conformity with the investment objectives and appropriateness of the benchmark subject to SEBI Regulations, and other prevailing guidelines, as amended from time to time.

DIVIDEND POLICYThe Trustee may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any, to Unit Holders in the dividend option of the Scheme if such surplus is available and adequate for distribution in the opinion of the Trustee. The Trustee's decision with regard to availability and adequacy, rate, timing and frequency of distribution shall be final. The dividend will be due to only those Unit Holders whose names appear in the register of Unit Holders in the Dividend option of the Scheme on the record date which will be fixed by the Trustees and announced in advance. Further, the NAV shall be adjusted to the extent of dividend distribution and statutory levy, if any, at the close of business hours on record date. Within one day of the decision by the Trustees regarding the dividend distribution rate and the record date, AMC shall issue notice to the public, communicating the decision including the record date. The record date shall be 5 calendar days from the issue of notice. Such notice shall be given in one English

daily newspaper having nationwide circulation as well as in a newspaper published in the language of the region where the Head Office of the mutual fund is situated. In case of dividend payout facility, the AMC shall despatch to the Unit Holders, the dividend warrants within 30 days of the date of declaration of dividend.The minimum amount of dividend eligible for transfer under the Dividend Sweep facility is `. 250 (as reduced by the amount of applicable statutory levy). In case the amount of dividend is less than or equal to ` 250 per folio, the same will get compulsorily paid out as per applicable NAV.Under the Dividend Sweep facility, dividend declared will be automatically invested in the Target Scheme as per the applicable NAV of the Business Day immediately succeeding the record date.The provisions pertaining to “Minimum Initial Application Amount” and “Minimum Additional Application Amount” in respect of the Target Scheme will not be applicable for the investments made through the Dividend Sweep facility.The dividend proceeds may be paid by way of direct credit/NEFT/RTGS/any other manner through which the investor’s bank account specified in the Registrar’s records is credited with the dividend proceeds.

NAME OF THE FUND MANAGERThe Fund Manager for the Scheme is Mr. Vihang Naik.

NAME OF THE TRUSTEE COMPANYL&T Mutual Fund Trustee Limited

PERFORMANCE OF THE SCHEMEThis Scheme does not have any performance track record.

EXPENSES OF THE SCHEME

(i) Load Structure Entry Load: Not Applicable Exit Load: Not Applicable No redemption/repurchase of units shall be allowed prior to the

maturity of the Scheme. Investors wishing to exit may do so through stock exchange mode.

(ii) Recurring Expenses: This section outlines the expenses that will be charged to the Scheme.A. Expenses during the NFO The expenses incurred during the NFO are mainly for the purpose of

various activities related to the NFO including but not limited to sales and distribution fees, marketing and advertising, registrar expenses, printing and stationary and bank charges. These expenses will be borne by the AMC.

B. Annual Scheme Recurring Expenses The total annual recurring expenses of the Scheme (except the Direct

Plan) are estimated at 2.50% of the daily net assets of the Scheme (excluding, additional expenses for gross new inflows from specified cities) as given below. These expenses are subject to inter-se change and may increase/decrease as per actual and/or any change in the SEBI regulations, as amended from time to time.

Please note that, the total expense ratio of the Scheme (including Investment Management and Advisory Fees) will be subject to the maximum limits (as a percentage of daily net assets of the Scheme) as per Regulation 52 of SEBI (Mutual Funds) Regulations 1996; as amended from time to time, with no sub-limit on investment and advisory fees.

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Total Annual Recurring Expenses (except Direct Plan):For the actual current expenses charged to the Scheme, please refer to the website of the Mutual Fund – www.ltfs.com

Description % of daily net assets

Investment Management & Advisory Fees

Up to 2.50%

Registrar & Transfer Agent FeesCustodian FeesTrustee FeesAudit FeeMarketing & Selling expense incl. agent commissionCost related to investor communicationsCost of fund transfer from location to locationCost of providing account statements and dividend redemption cheques and warrantsCosts of statutory AdvertisementsCost towards investor education & awareness (at least 2 bps)Brokerage and transaction cost (other than Securities Transaction Tax as applicable) over and above 12 bps and 5 bps for cash and derivative market trades resp.GST on expenses other than investment and advisory feesGST# on brokerage and transaction costListing/ Rating FeeExpenses of the underlying schemeOther expenses* as permitted by SEBI regulationsMaximum total expense ratio (TER) permissible under Regulation 52 (6) (c) (i) and (6) (a) 2.50%

Additional expenses under Regulation 52 (6A) (c) 0.20%Additional expenses for gross new inflows from specified cities (as mentioned in note II below) 0.30%

Note: At least 5% of the total recurring expenses are charged towards distribution expenses/ commission in the Regular Plan. The total recurring expenses of the Direct Plan will be lower to the extent of the abovementioned distribution expenses/ commission (at least 5%) which is charged in the Regular Plan. For example, in the event that the TER of the Regular option is 1%, the TER of the Direct Plan would not exceed 0.95% p.a.#GST on brokerage and transaction cost, over and above 12 bps and 5 bps for cash and derivative market transactions charged to the Scheme will be part of Total Expense Ratio limit as defined above.*Other expenses: Any other expenses which are directly attributable to the Scheme, may be charged with approval of the Trustee within the overall limits as specified in the Regulations except those expenses which are specifically prohibited.The purpose of the above table is to assist the investor in understanding the various costs and expenses that the investor in the Scheme will bear directly or indirectly.These estimates have been made in good faith as per the information available to the Investment Manager based on past experience and are subject to change inter-se or in total subject to prevailing Regulations.The AMC may incur actual expenses which may be more or less than those estimated above under any head and/or in total. The AMC will charge the Scheme such actual expenses incurred, subject to the statutory limit prescribed in the Regulations.As per Regulation 52, the statutory limit on the annual recurring expenses and investment management and advisory fees are as given below. Any excess over these limits will be borne by the AMC.Maximum Recurring Expenses:Average daily net assets Maximum as a % of Average daily net

assetsFirst 100 Crores 2.50% Next 300 Crores 2.25% Next 300 Crores 2.00% Balance Assets 1.75%

Fees and expenses: The AMC shall charge the scheme with investment management and advisory fees in accordance with Regulation 52 (2) of SEBI Regulations. The Mutual Fund/AMC shall annually set apart at least 2 basis points of the daily net assets of a scheme within the maximum limit of total

recurring expenses as per Regulation 52 for investor education and awareness initiatives. In accordance with Regulation 52 (6A), the following expenses can be charged in addition to the existing total recurring expenses charged under Regulation 52 (6): (a) brokerage and transaction costs (other than Securities Transaction

Tax as applicable) which are incurred for the purpose of execution of trade and is included in the cost of investment, not exceeding 0.12 % in case of cash market transactions and 0.05 % in case of derivatives transactions;

Please note that any payment towards brokerage and transaction costs (other than Securities Transaction Tax as applicable), over and above the said 12 bps and 5 bps for cash market and derivatives transactions respectively, shall be charged to the Scheme within the total recurring expenses limit specified under Regulation 52. Any expenditure in excess of the said limit will be borne by the AMC/Trustees/Sponsors.

(b) additional recurring expenses up to 30 basis points on daily net assets of the Scheme, if the new inflows from cities as specified by SEBI are at least (a) 30% of gross new inflows in the scheme; or (b) 15% of the average assets under management (year to date) of the Scheme, whichever is higher.

In case inflows from such cities are less than the higher of (a) or (b) stated above, additional expenses on daily net assets of the Scheme can be charged on a proportionate basis.

The expenses so charged can be utilised for distribution expenses incurred for bringing inflows from such cities.

The amount incurred as expense on account of inflows from such cities shall be credited back to the scheme in case the said inflows are redeemed within a period of one year from the date of investment.

(c) additional expenses, incurred towards different heads mentioned under sub-Regulations 52 (2) and 52 (4), not exceeding 0.20 % of the daily net assets of the scheme.

Goods and Service Tax (“GST”): a. GST on the investment management and advisory fees will be charged

to the Scheme in addition to the total recurring expenses limit specified under Regulation 52.

b. GST, if any, on any other fees / expenses (including brokerage and transaction costs on asset purchases) shall be charged to the Scheme within the total recurring expenses limit specified under Regulation 52.

TAX TREATMENT FOR THE INVESTORS (UNITHOLDERS)You are advised to refer to the details in the Statement of Additional Information and also independently refer to your tax advisor.

DAILY NET ASSET VALUE (NAV) PUBLICATIONIf the NAVs are not available before commencement of business hours on the following day due to any reason, the Mutual Fund shall issue a press release giving reasons and explaining when the Mutual Fund would be able to publish the NAVs.The NAVs of a Scheme will be calculated by the Fund on all Business Days and details may be obtained by calling the investor line of the AMC at 1800 2000 400 or 1800 4190 200. The Fund will publish the NAVs of the Scheme in at least two daily newspapers on all Business Days. The NAVs of the Scheme will also be updated by 9.00 p.m. on all Business Days on the website of the Fund i.e. and on the AMFI website i.e. www.amfiindia.comThe AMC will calculate and disclose the first NAVs within a period of 5 Business Days from the date of allotment of Units of the Scheme. Subsequently, the NAVs will be calculated and disclosed on every Business Day. The AMC will disclose details of the portfolio of the Scheme every 6 months by either sending a complete statement to all the Unit Holders or by publishing such statement, by way of advertisement, in two daily newspapers.

FOR INVESTOR GRIEVANCES PLEASE CONTACTComputer Age Management Services Private Limited Registered Office: New No. 10, Old No.178, M.G.R.Salai, Nungambakkam, Chennai - 600 034. Tel.: 044 – 24587094, 044 – 30407094.

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Mr. Ankur Banthiya Investor Grievance Officer KGN Towers, 06th floor, No.62 Ethiraj Salai, (Commander-In-Chief Road) Egmore, Chennai – 600 105 Tel: 1800 2000 400 or 1800 4190 200 Fax: 044-4902 2818 E-mail: [email protected] Website: www.ltfs.com

UNITHOLDERS’ INFORMATIONIn case of investors opting to hold the Units in physical mode, on allotment, the AMC/Fund will send to the Unit Holder, an account statement/transaction confirmation specifying the number of units allotted by way of e-mail and/or SMS within 5 Business Days from the date of closure of New Fund Offer to the Unit holders registered e-mail address and/or mobile number.In case of a specific request received from the Unit holders, the AMC/Fund will provide the account statement in physical to the investors within 5 Business Days from the receipt of such request.In case of investors opting to hold the Units in dematerialized form, an account statement could be obtained from the Depository Participants.Further, kindly note the following:l Applicable to investors who opt to hold units in non-demat form Account statements to be issued in lieu of Unit Certificates under a

Scheme shall be non-transferable. The account statement shall not be construed as a proof of title.

All Units of a Scheme will rank pari passu, among Units within the same option in the Scheme, as to assets and earnings.

For normal transactions during ongoing sales and repurchase: • A consolidated account statement for each calendar month to the unit

holder(s) in whose folio(s) transaction(s) has/ have taken place during the month on or before 10th of the succeeding month shall be sent physically or by e-mail.

• In the event the account has more than one registered holder, the first named unit holder shall receive the CAS/ account statement.

• The transactions viz. purchase, redemption, switch, dividend payout, etc., carried out by the unit holders shall be reflected in the CAS on the basis of Permanent Account Number (PAN).

• The CAS shall not be received by the unit holders for the folio(s) not updated with PAN details. The unit holders are therefore requested to ensure that the folio(s) are updated with their PAN.

• For folios not included in the CAS (due to non-availability of PAN), the AMC/ Mutual Fund shall issue monthly account statement to such unit holder(s), for any financial transaction undertaken during the month on or before 10th of succeeding month by physical mode.

• In case of a specific request received from the unit holders, the AMC/ Mutual Fund will provide the account statement in physical to the investors within 5 Business Days from the receipt of such request.

• The unit Holder may request for a physical account statement by calling the investor line of the AMC at 1800 2000 400 or 1800 4190 200.

Half Yearly Consolidated Account Statement:• The AMC/Mutual Fund will provide to unit Holders a CAS detailing

holding across all schemes of all mutual funds at the end of every six months (i.e. September/ March), on or before 10th day of succeeding month, in whose folios no transaction has taken place during that period. The half yearly consolidated account statement will be sent by e-mail to the unit holders whose e-mail address is available, unless a specific request is made to receive in physical. CAS will not be sent to a unit Holder in respect of folios whose PAN details are not updated.

• Further, CAS issued for the half-year (September/ March) shall provide the following, in the prescribed format provided by SEBI: a) Total purchase value / cost of investment in each scheme invested

by the investor.b) The amount of actual commission paid by AMCs/Mutual Funds

(MFs) to distributors (in absolute terms) during the half-year period against the investor’s total investments in each MF scheme.

The term ‘commission’ here refers to all direct monetary payments and other payments made in the form of gifts / rewards, trips, event sponsorships etc. by AMCs/MFs to distributors.

c) The scheme’s average Total Expense Ratio (in percentage terms) for the half-year period, of both Direct Plan and Regular Plan, for each scheme where the investor has invested in.

Such half-yearly CAS shall be issued to all MF investors, excluding those investors who do not have any holdings in MF schemes and where no commission against their investment has been paid to distributors, during the concerned half-year period.

l Applicable to investors who have a demat account and opt to hold units in non-demat form

Monthly SCAS:• A single Securities Consolidated Account Statement (“SCAS”)^ for

each calendar month to the unit holder(s) who are holding a demat account ('Beneficial Owner(s)') in whose folio(s) transaction(s) has/have taken place during the month on or before 10th of the succeeding month shall be sent physically or by e-mail.

^SCAS shall contain details relating to all the transaction(s)** carried out by the Beneficial Owner(s) (including transaction charges paid to the distributor) across all schemes of all mutual funds and transactions in securities held in dematerialized form across demat accounts, during the month and holdings at the end of the month.

**transaction(s) shall include purchase, redemption, switch, dividend payout, dividend reinvestment, systematic investment plan, systematic withdrawal advantage plan, systematic transfer plan, bonus transactions, etc.

• Consolidation of account statement shall be done on the basis of PAN.

• In case of multiple holding, identification shall be based on the PAN of the first holder and the pattern of holding.

• The SCAS will be sent by e-mail to the investor(s) whose e-mail address is registered with the Depositories. In case an investor does not wish to receive SCAS through e-mail, an option shall be given by the Depository to receive SCAS in physical.

• The SCAS shall not be received by the unit holder(s) for the folio(s) not updated with PAN and/or KYC details.

• Where PAN is not available, the account statement shall be sent to the Unit holder by the AMC/ Mutual Fund.

• In case of a specific request received from the unit holder(s), the AMC/ Mutual Fund will provide an account statement (reflecting transactions of the Mutual Fund) to the unit holder(s) within 5 Business Days from the receipt of such request.

• In case an investor does not wish to receive SCAS, an option shall be given by the Depository to indicate negative consent.

• Investor(s) having multiple demat accounts across the Depositories shall have an option to choose the Depository through which the SCAS will be received.

Periodic SCAS:• In case there is no transaction in the folio, a half yearly SCAS

detailing holding across all schemes of mutual funds and securities held in dematerialized form across demat accounts shall be sent by Depositories to investors at the end of every six months (i.e. September/March), on or before 10th day of succeeding month.

• The half yearly SCAS will be sent physically or by e-mail as per the mode of receipt opted by the investors to receive monthly SCAS.

• In case of demat accounts with NIL balance and no transactions in mutual fund folios and in securities, the depository shall send physical statement to investor(s) in terms of regulations applicable to Depositories.

Unit holders/ Investors opted for physical dispatch and who are not eligible for receiving SCAS/ CAS shall continue to receive a monthly account statement from the AMC/ Mutual Fund.Annual Report: An annual report of the Scheme will be prepared as at the end of each financial year (i.e. March 31) and copies of the report or an abridged summary thereof will be sent to all Unit Holders as soon as possible but not later than 4 months from the closure of the relevant financial year. In case of an Unit Holder whose e-mail address is available with the AMC/Mutual Fund, the annual report or abridged summary thereof will be sent by way of an e-mail at the e-mail address provided by the Unit Holder and such Unit Holder will not receive physical copies of the annual report or abridged summary thereof unless a specific request is received by the AMC/Mutual Fund in this behalf from the Unit holder. The Unit Holder may request for physical copies of the annual report or abridged summary thereof by calling the toll-free investor line of the AMC at 1800 2000 400 or 1800 4190 200 A Unit holder whose-mail address is not available with the AMC/Mutual Fund, the AMC shall continue to dispatch the annual report or an abridged summary thereof in physical form. The full report or the abridged summary thereof will be displayed on the website of the Mutual Fund i.e. www.ltfs.com and will also be available for inspection at the registered office of the AMC and a copy thereof will be provided on request to the Unit Holder.

6

Half yearly disclosures: Portfolio This is a list of securities where the corpus of the Schemes is invested. The market value of these investments is also stated in the portfolio disclosures. Full portfolio details, in the prescribed format, shall be disclosed either by publishing it in the newspapers or by sending to the Unit Holders within one month from the end of each half-year (i.e. March 31 and September 30) and it shall also be displayed on the website of the Mutual Fund. Financial Results: The Mutual Fund shall before the expiry of one month from the close of each half year (i.e. March 31 and September 30) display its unaudited financial results on the website of the Mutual Fund. Further, an advertisement disclosing the hosting of the aforesaid results on the website shall be published in one national English daily newspaper circulating in the whole of India and in a Marathi daily.

INVESTMENT STRATEGY

The Scheme will primarily be a diversified equity fund which will invest at least 65% of the portfolio in small cap stocks to generate long term capital appreciation. Small cap stocks will comprise of any equity and equity related instruments of companies that are beyond top 250 companies based on the full market capitalization. The scheme would use a bottom-up stock picking approach. A limited exposure to various equity derivatives instruments is likely - for the purposes of hedging, portfolio balancing and optimizing returns. The cumulative gross exposure through investment in equity, debt, money market instruments and derivatives shall not exceed 100% of net assets of the Scheme. Security wise hedge positions using derivatives will not be considered in calculating the above exposure.Investments will be made in line with the asset allocation of the scheme and the applicable SEBI and / or AMFI guidelines as specified from time to time.The above allocation to market cap segments and definitions are based on the current structure of the stock market and could undergo change in future in accordance with SEBI regulations and guidelines.For the purpose of determining these companies, the list of stocks prepared by AMFI in this regard will be used which would adhere to the following SEBI guidelines on classification of market capitalization.a. If a stock is listed on more than one recognized stock exchange, an average of full market capitalization of the stock on all such stock exchanges, will be computed;b. In case a stock is listed on only one of the recognized stock exchanges, the full market capitalization of that stock on such an exchange will be considered.This list would be updated by AMFI every six months based on the data as on the end of June and December of each year. While preparing the single consolidated list of stocks, average full market capitalization of the previous six month of the stocks shall be considered.The frequency and methodology used for market capitalization classification may undergo change in future in accordance with SEBI regulations and guidelines.Please note that the methodology for categorisation of the company into various segments/market caps would change from time to time based on the guidance provided by SEBI/AMFI or any other regulatory authorities.Due to market conditions, the AMC may invest beyond the range set out above. Such deviations shall normally be for a short term purpose only, for defensive considerations and the intention being at all times to protect the interests of the Unit Holders. In the event of deviations, rebalancing will normally be carried out within 30 days.The total exposure related to option premium paid shall not exceed 20% of the net assets of the scheme. Moreover, this upper limit of 20%, for investments in options premium, if any, shall be applicable only at the time of investment. If due to market actions the value of options appreciates/ depreciates resulting in breach of the limit of 20%, the fund manager may or may not rebalance the portfolio and may run with the ongoing exposure. However, if the fund manager sells the option before expiry of the contract, the reinvestment, if any, would be subject to the maximum 20% limit on options premium.The key features of the Scheme’s investment strategy include:Diversification: Subject to SEBI regulations, the Scheme will be well diversified across stocks and sectors. The scheme may take exposure to various equity derivatives instruments for the purpose of hedging, portfolio re-balancing and optimizing returns.Stock Selection: The fund managers will adopt a methodology of bottom-up stock selection, with an emphasis on first-hand research. They will favour companies that offer the best value relative to their respective long-term growth prospects, returns on capital and management quality. When assessing a company, the fund managers will focus on understanding how each of these factors will change over time.

The Fund Manager would also actively look to invest in businesses that are likely to benefit from key reform measures initiated and implemented by the government. For example, the recent reforms of the government such as GST implementation, demonetization, digitization, etc are likely to result in shift from unorganized to organized sector in the economy. Similarly, such measures are also likely to result in increased tax revenues for government over the next few years thus increasing government’s ability to increase its capital expenditure on core infrastructure sectors. GST implementation is also expected to improve operational efficiency for the manufacturing sector in the economy. The Fund Manager would actively look to capitalize on such emerging trends including the investment opportunities in the businesses that are expected to benefit from the ongoing economic recovery.Further, the portfolio of the Scheme will be constructed in accordance with the investment restrictions specified under the Regulations which would help in mitigating certain risks relating to investments in securities market. The Scheme may invest in equity derivatives instruments to the extent permitted under and in accordance with the applicable Regulations, including for the purposes of hedging, portfolio balancing and optimizing returns. Hedging does not mean maximization of returns but only attempts to reduce systemic or market risk that may be inherent in the investment.Investments in securitised debt:The various asset classes which are generally available for securitisation in India are:• Commercial Vehicles• Construction equipments• Auto and two wheeler pools• Mortgage pools• Personal loan, credit cards and other retail loans• Micro finance loans• Corporate loans/receivablesAs and when new asset classes of securitised debt are introduced, the investments in such instruments will be evaluated on a case by case basis.The dedicated credit research team which supports the Fund Manager will generally adopt a bottom-up approach while assessing the originator and will consider various factors for the purpose of identification of the securitised debt to which the Scheme could take exposure which will include profile of the issuer/originator, nature of asset class, analysis of underlying loan portfolio, seasoning of loans, geographical distribution of loans, coverage provided by credit-cum-liquidity enhancements, pre-payment risks (if any), assessment of credit risk associated with the underlying borrower and other associated risks.Investments in securitised debt will be done based on the assessment of the originator and the securitised debt which is carried out by the credit research function based on the in-house research capabilities as well as the inputs from the independent credit rating agencies as well as the inputs from the independent credit rating agencies and by following L&T’s internal credit process. In order to mitigate the risk at the issuer / originator level the credit function will consider various factors which will include-• size and reach of the issuer / originator;• collection process;• the infrastructure and follow up mechanism;• the quality of information disseminated by the issuer / originator; and• the credit enhancement for different types of issuer / originator.• track record of project SPV receivables, counter party risk & project

risk.Also the following critical evaluation parameters would be considered by the Fund Manager/the credit research team:• High default track record/frequent alteration of redemption conditions/

covenants• High leverage ratios of the ultimate borrower (for single-sell downs)

– both on a standalone basis as well on a consolidated level/ group level

• Higher proportion of reschedulement of underlying assets of the pool or loan, as the case may be

• Higher proportion of overdue assets of the pool or the underlying loan, as the case may be

• Poor corporate governance• Insufficient track record of servicing of the pool or the loan, as the

case may be.After the evaluation of the aforesaid parameters at the time of investment, the monitoring of investments in securitised debt is done on regular intervals by the credit team and in case of any major event, the assessment of the critical evaluation parameters is done again.

7

The underlying assets in securitised debt may assume different forms and the general types of receivables include auto finance, credit cards, home loans or any such receipts. Credit risks relating to such receivables depend upon various factors, including macro- economic factors of these industries and economies. Further, specific factors like the nature and adequacy of property mortgaged against these borrowings, the nature of loan agreement/mortgage deed in case of home loans, adequacy of documentation in case of auto finance and home loans, capacity of a borrower to meet his obligations on borrowings in case of credit cards and intentions of the borrower also influence the risks relating to asset borrowings underlying securitised debt. Additionally, the nature of the asset borrowings underlying the securitised debt also influences the underlying risk, for instance while residential mortgages tend to have lower default rates, repossession and recovery is easier in case of commercial vehicles. Credit rating agencies take into account a series of such factors and follow an elaborate system involving stipulation of margins, over-collateralisation and guarantees to provide a rating for securitised debt.

RISK MITIGATIONInvestments in securitised debt will be done based on the assessment of the originator and the securitised debt which is carried out by the credit research function based on the in-house research capabilities as well as the inputs from the independent credit rating agencies as well as the inputs from the independent credit rating agencies and by following L&T’s internal credit process. In order to mitigate the risk at the issuer / originator level the credit function will consider various factors which will include- l size and reach of the issuer / originator; l collection process; l the infrastructure and follow up mechanism; l the quality of information disseminated by the issuer / originator; and l the credit enhancement for different types of issuer / originator.l track record of project SPV receivables, counter party risk & project

risk. The examples of securitized assets which may be considered for investment by the Scheme and the various parameters which will be considered include;A) Asset backed securities issued by banks or non-banking finance

companies. Underlying assets may include receivables from loans against cars, commercial vehicles, construction equipment or unsecured loans such as personal loans, consumer durable loans, corporate receivables etc. The various factors which will be usually considered while making investments in such type of securities include profile of the issuer, analysis of underlying loan portfolio – nature of asset class, seasoning of loans, geographical distribution of loans and coverage provided by credit-cum-liquidity enhancements.

B) Mortgage backed securities issued by banks or housing finance companies, where underlying assets are comprised of mortgages / home loan. The various factors which will be usually considered while making investments in such type of securities include issuer profile of the issuer, quality of underlying portfolio, seasoning of loans, coverage provided by credit-cum-liquidity enhancements and prepayment risks.

C) Single loan securitization, where the underlying asset comprises of loans issued by a bank / non-banking finance company. The factor which will be usually considered while making investments in such type of securities include assessment of credit risk associated with the underlying borrower as well as the originator. The dedicated credit research function will adhere to the L&T Mutual Fund’s internal credit process and perform a detailed review of the underlying borrower prior to making investments.

D) Any other instrument that are introduced in the market from time to time.

The Fund Manager will invest in securitised debt/ structured instrument which are rated investment grade and above by a credit rating agency recognised by SEBI. While the risks mentioned above cannot be eliminated completely, they may be minimized by considering the diversification of the underlying assets and credit and liquidity enhancements. Further, investments in securitised debt/ structured instrument will be done in accordance with the investment restrictions specified under the Regulations / the Scheme Information Document which would help in mitigating certain risks. Currently, as per the Regulations, the Scheme cannot invest more than 10% of its net assets in debt instruments (irrespective of residual maturity) issued by a single issuer which are rated not below investment grade by a credit rating agency authorised to carry out such activity under the Act. Such investment limit may be extended to 12% of the net assets of the Scheme with the prior approval of the Board of Trustees and the Board of the AMC.In addition, a detailed review and assessment of the ratings of the securitised debt will also be carried out which could include interactions with the issuer / originator and the rating agency.The rating agency would normally take in to consideration the following factors while rating a securitised debt/ structured instrument:l Credit risk at the asset / originator / portfolio / pool levell Various market risks like interest rate risk, macro-economic risksl Counterparty riskl Legal risksl assessment of risks related to business for example outlook for the

economy, outlook for the industry and factors specific to the issuer / originator.

The framework which will generally be applied by the Fund Manager while evaluating the investment decision with respect to securitised debt will be as follows:

Characteristics/ Type of Pool

Mortgage Loan

Commercial Vehicle and

Construction Equipment

CAR 2 wheelers Micro Finance Pools

Personal Loans

Single loan Sell Downs

Others

Approximate Average maturity (in Months)

3 months to 120 months




1month to 12 months


1 month to 120 months

As and when new asset classes of securitised debt are introduced, the investments i n s u c h instruments will be evaluated on a case by case basis.

Col lateral margin ( inc lud ing cash ,guarantees, excess in terest spread , subordinate tranche)

In excess of 3% In excess of 5% In excess of 5% In excess of 5% In excess of 10%

In excess of 10%

Case by case basis

Average Loan to Value Ratio

95% or lower 90% or lower 90% or lower 90% or lower Unsecured Unsecured Case by case basis

M a x i m u m s i n g l e exposure range *

< 2.5% < 1% < 1% < 1% <0.5% <0.5% Not Applicable

A v e r a g e s i n g l e exposure range %*

< 1% < 0.5% < 0.5% < 0.5% < 0.25% < 0.25% Not Applicable

*denotes % of a single ticket / loan size to the overall assets in the securitised pool.Note: The information illustrated in the table above is based on current scenario relating to securitised debt market and is subject to change depending upon the change in the related factors.In addition, fund manager’s investment decision would be in conformity of RBI’s guidelines on securitized transactions as applicable for the originators / issuers of the securitized instruments.

8

In addition to the framework stated in the table above, in order to mitigate the risks associated with the underlying assets where the diversification is less, at the time of investment the credit function could consider various factors including but not limited to-l Size of the loan - the size of each loan is generally analysed on a sample

basis and an analysis of the static pool of the originator is undertaken to ensure that the same matches with the static pool characteristics. It also indicates whether there is high reliance on very small ticket size borrower which could result in delayed and expensive recoveries.

l Average original maturity of the pool of underlying assets - the analysis of average maturity of the pool is undertaken to evaluate whether the tenor of the loans are generally in line with the average loans in the respective industry and repayment capacity of the borrower.

l Loan to value ratio, average seasoning of the pool of underlying assets - these parameters would be evaluated based on the asset class as mentioned in the table above.

l Default rate distribution - the credit function generally ensures that all the contracts in the pool are current to ensure zero default rate distribution.

l Geographical distribution - the analysis of geographical distribution of the pool is undertaken to ensure prevention of concentration risk.

l Credit enhancement facility - credit enhancement facilities in the form of cash collateral, such as fixed deposits, bank guarantee etc. could be obtained as a risk mitigation measure.

l Liquid facility - these parameters will be evaluated based on the asset class as mentioned in the table above.

l Structure of the pool of underlying assets - The structure of the pool of underlying assets would be either single asset class or combination of various asset classes as mentioned in the table above. We could add new asset class depending upon the securitisation structure and changes in market acceptability of asset classes.

The minimum retention period of the debt by the originator prior to securitisation and the minimum retention percentage by originator of debts to be securitised shall be as specified in the RBI guidelines.There is a dedicated credit research function which supports the Fund Manager in taking investments decisions.Investments by the scheme in any security are done after detailed analysis by the credit research function and in accordance with the investment objectives and the asset allocation pattern of a scheme. All investments are made on an arm’s length basis without consideration of any investments (existing / potential) in the schemes made by any party related / involved in the transaction. The robust credit process ensures that there is no conflict of interests when a scheme invests in securitised debt of an originator and the originator in turn makes investments in that particular scheme.The resources for and mechanisms of individual risk assessment with the AMC for monitoring investment in securitized debt are as follows:l Team dedicated to credit analysis. – Currently, the AMC has credit

analysts, who are responsible l for credit research and monitoring, for all exposures including securitised

debt. Ratings are monitored for any movement – Based on the cash flow report and analyst view, periodic review of utilization of credit enhancement shall be conducted and ratings shall be monitored accordingly.

l For legal and technical assistance with regard to the documentation of securitised debt instruments, the team can make use of resources within the internal legal team and if required take help of the external legal counsel as well.

l Further, the portfolios of the Scheme will be constructed in accordance with the investment restriction specified under the Regulations which would help in mitigating certain risks relating to investments in securities market.

Investments in derivatives: The Scheme, if permitted as per the investment strategy, may invest in various derivatives instruments including futures (index and stock), options (index and stock) and forward contracts which are available for investment in Indian markets from time to time and which are permissible as per the applicable Regulations. Investment in such instruments will be made in accordance with the investment objective and the strategy of the Scheme to protect the value of the portfolio and to enhance returns. The investments shall also be subject to the internal limits as may be laid down from time to time and such limits and restrictions as may be prescribed by the Regulations or any other regulatory body.The manner in which derivative investments may be utilised and the benefits thereof have

been explained in the Scheme Information Document. The various risks associated with investing in derivatives have been explained at paragraph “Risk associated with investing in derivatives” above. Any investments in derivatives will be undertaken after considering the risks as set out at paragraph “Risk associated with investing in derivatives” above.

MATURITYThe Scheme shall be fully redeemed at the end of its tenure. The tenure of the scheme will be 1110 days.The redemption proceeds will be dispatched to the Unit Holders within 10 Business Days from the Maturity Date.If the day following the Maturity Date is a non-business day, then the redemption proceeds will be dispatched on such other nearest Business Day as the AMC may deem to be appropriate subject to the proceeds being dispatched within 10 Business Days.During the tenure of a Scheme, the Units under a Scheme cannot be redeemed by an Unit holder by submitting a redemption request directly to the Fund.However, since the Units under a Scheme will be listed on a Stock Exchange, the Unit holders can purchase/redeem Units on a continuous basis from/on the Stock Exchange(s) on which the Units are listed. The Units can be purchased/redeemed during the trading hours of the Stock Exchange(s) like any other publicly traded stock, until the commencement of the book closure period decided by the AMC for determining the Unit holders whose name(s) appear on the list of beneficial owners as per the Depository records for the purpose of redemption of Units on Maturity Date.On the Maturity Date the Units will be redeemed by the Fund.

TRANSACTION CHARGE(S)AMC shall deduct Transaction Charge(s) from the subscription amount and pay it to the distributor who has opted to receive. The details of the same are mentioned below:-

Type of Investor Transaction Charge(s)(for Purchase/Subscription of

` 10,000 and above)First Time Mutual Fund Investor ` 150Investor other than First Time Mutual Fund Investor

` 100

In case of investments through SIP (post Maturity Date, Transaction Charge(s) shall be deducted only if the total commitment (i.e. amount per SIP instalment x Number of instalments) amounts to ̀ 10,000 or more. The Transaction Charge(s) will be deducted in four equal instalments.However, Transaction Charge(s) will not be deducted for the following:-l Purchase/Subscription submitted by investor at the Investor Service

Centres or through AMC’s website viz. www.ltfs.com and which are not routed through any distributor.

l Purchase/Subscription through a distributor for an amount less than ` 10,000;

l Transactions such as Switches, STP i.e. all such transactions wherein there is no additional cash flow at a Mutual Fund level similar to Purchase/Subscription.

l Purchase in the secondary market through any Stock Exchange after a Scheme is listed on any Stock Exchange.

NOTE ON EMPLOYEE UNIQUE IDENTITY NUMBER (“EUIN”)Please note that disclosing Employee Unique Identity Number is important, especially in case of advisory transactions, as it will help us in resolving your query and assist in tackling the problem of misselling of Mutual Fund schemes.

OTHER DISCLOSURESPortfolio detailsa. Top 10 holdings– Being a launch KIM, this is not applicable b. Fund allocation– Being a launch KIM, this is not applicablec. Aggregate investments– Being a launch KIM, this is not applicable

l Directors of AMC : NAl Fund Manager(s) : NAl Key personnel : NA

d. Portfolio Turnover Ratio : Being a launch KIM, this is not applicable Investors are advised to refer to the website of Mutual Fund (https://

www.ltfs.com/companies/lnt-investment-management/downloads.html) for the latest monthly portfolio of the Scheme.

9

e. Illustration: Impact of expense ratio on the Scheme’s returns: Expense ratio, normally expressed as a percentage of Average Assets

under Management, is calculated by dividing the permissible expenses under the Regulations by the average net assets.

To further illustrate the above, for the Scheme under reference, suppose an investor invested ` 10,000/- under the Growth Option, the impact of expenses charged will be as under: Particulars Regular Plan Direct Plan

Amount (`)

Units NAV(`)

Amount (`)

Units NAV(`)

Invested in the NFO (A) 10,000 1,000 10.0000 10,000.00 1,000 10.0000Value of above investment after 1 year from the date of allotment (post all applicable expenses) (B)

10,700 10,700 10,700 10,700 10,700 10,700

Expenses charged during the year (other than Distribution Expenses) (C)

50 50

Distribution Expenses charged during the year (D)

50 0

V a l u e o f a b o v e investment after 1 year from the date of allotment (after adding back all expenses charged) (E) [E= B+C+D]

10,800 1,000 10.8000 10,800 1,000 10.8000

Returns (%) (post all applicable expenses) (F) [F= (B-A)/A]

7.00% 7.50%

Returns (%) (without c o n s i d e r i n g a n y expenses) (G) [G= (E-A)/A]

8.00% 8.00%

Kindly note the following:l The purpose of the above illustration is to purely explain the

impact of expense ratio charged to the Scheme and should not be construed as indicative returns of the Scheme.

l Calculations are based on assumed NAVs, and actual returns on your investment may be more or less.

l It is assumed that the expenses charged are evenly distributed throughout the year.

l The expenses of the Direct Plan under the Scheme will be lower to the extent of the above mentioned distribution expenses/ commission.

l Any tax impact has not been considered in the above example, in view of the individual nature of the tax implications. Each investor is advised to consult his or her own financial advisor.

f. Restrictions on redemption of Mutual Funds The following requirement shall be observed before imposing restriction

on redemptions: Restriction may be imposed when there are circumstances leading to

a systemic crisis or event that severely constricts market liquidity or the efficient functioning of markets such as:l Liquidity issues - when market at large becomes illiquid affecting

almost all securities rather than any issuer specific security. l Market failures, exchange closures - when markets are affected by

unexpected events which impact the functioning of exchanges or the regular course of transactions. Such unexpected events could also be related to political, economic, military, monetary or other emergencies.

l Operational issues – when exceptional circumstances are caused by force majeure, unpredictable operational problems and technical failures (e.g. a black out). Such cases can only be considered if they are reasonably unpredictable and occur in spite of appropriate diligence of third parties, adequate and effective disaster recovery procedures and systems.

Restriction on redemption may be imposed for a specified period of time not exceeding 10 working days in any 90 days period.

Any imposition of restriction would require specific approval of Board of AMC and Trustees.

When restriction on redemption is imposed, the following procedure shall be applied:l No redemption requests upto INR 2 lakh shall be subject to such

restriction.l Where redemption requests are above INR 2 lakh, AMC shall

redeem the first INR 2 lakh without such restriction and remaining part over and above INR 2 lakh shall be subject to such restriction.

g. Provision of advisory services The AMC will offer non-binding, non-discretionary advisory services

to pooled assets, as permitted under Regulation 24(b) of the SEBI (Mutual Funds) Regulations, 1996, as amended from time to time (“the Regulations”).

Further, while providing these services, the AMC shall ensure that: i. There is no conflict of interest with the activities of the Fund; ii. There exists a system to prohibit access to insider information as

envisaged under the Regulations; and iii. Interest of the Unit holder(s) of the Scheme(s) of the Fund are

protected at all times. The Securities and Exchange Board of India vide its letter date March 18, 2016 has communicated it’s no objection to provide the aforesaid services.

PRODUCT DIFFERENTIATIONThe investment themes of the existing open – ended equity schemes of the Mutual Fund (along with the asset under management and number of folios) are as stated below:

Sr. No.

Name of the Scheme

Asset Allocation Pattern Primary Investment Pattern/ Strategy

Differentiation AUM as on April 30, 2018 (` in crores)

Number of Folios as on

April 30, 20181. L&T Midcap Fund a) Equity and equity related

securities: 80%-100% of total assets.

b) D e b t S e c u r i t i e s , S e c u r i t i z e d D e b t & M o n e y M a r k e t instruments (including cash/ call money): 0 - 20% of total assets.

The investment strategy of the Scheme would be primarily to invest in mid cap equity and equity related securities as mentioned in the investment objective of the Scheme. The Scheme will invest in a universe of stocks, which has been arrived at using various filters like management quality, liquidity, competitive position and valuations. Using various analytical tools, management meetings and so on, the universe is continuously updated by our investment team. The strategy will be to build up diversified portfolio of quality stocks, with medium to long term potential

The Scheme seeks to generate return by investing primarily in midcap stocks as per the investment objective and asset allocation.The Scheme will invest at least 65% of its total assets in mid cap stocks. Mid Cap stocks will comprise of any equity and equity related instruments of companies that are ranked between 101st and 250th based on their market capitalisation.

2,742.33 241302

10

Sr. No.

Name of the Scheme




April 30, 20182. L&T Equity Fund a) Equity and equity related

securities: 80%-100% of total assets.

b) Money m a r k e t instruments: 0-20% of total assets.

The investment approach is bottom-up stock picking. The Scheme seeks to add the best opportunities that the market presents, without any sector/ cap bias. The key features of the Fund’s investment strategy include diversification, bottom- up stock picking and no cap bias.

The Scheme is a diversified open-ended equity scheme that predominantly invests in the Indian markets without any sector or market cap bias. The Scheme does not have any style bias. The investment approach is bottom up stock picking.

2,766.66 142214

3. L&T Large and Midcap Fund (Formerly known as L&T India Special Situations Fund )

a) Equity and equity related securities: 80%-100% of total assets.

b) M o n e y market instruments: 0-20% of total assets.

The Scheme is primarily a diversified equity fund, which seeks to maintain allocation of at least 35% each to Large cap and mid cap companies. The scheme may focus on bottom-up stock picking with an emphasis on “Special Situations” - these are situations that are out- of-the-ordinary and which therefore present interesting stock picking opportunities. The type of companies which falls within the scope of such Special Situations include but are not limited to:l Companies with recovery

potential.l Companies whose growth

potential, may not be fully recognised by the market.

l Companies wi th h idden/ undervalued assets whose value, may not be fu l ly recognised by the market.

l Companies with interesting product pipelines which could offer good earnings potential.

l Compan ies unde r tak ing corporate restructuring.

l Companies which could be potential candidates for mergers and acquisit ions related activities.

Such investments will be made across sectors and market caps.

The Scheme is a diversified, open-ended equity scheme. The key focus is seeking investment opportunities in companies that could be facing situations that are out of the ordinary (‘Special Situations”).The Scheme would maintain allocation of at least 35% each to Large cap and mid cap companies. Large cap and mid cap companies are defined as top 100 companies and 101st to 250th company by market capitalization respectively.

1,391.20 79734

4. L&T Tax Advantage Fund


b) Money m a r k e t instruments: 0-20% of total assets.

The investment strategy adopted by the Scheme is similar to L&T Equity Fund. However, it differs to a certain extent on account of the mandatory lock-in period for the subscriptions received under the Scheme.

The Scheme is an equity linked savings Scheme as per the Equity Linked Savings Scheme, 2005 noti f ied by Ministry of Finance (Department of Economic Affairs). The Scheme is a diversified equity Scheme with a mandatory 3 year lock- in period. The Scheme predominantly invests in the Indian markets without any sector or market cap bias.

3,286.13 325758

5. L&T India Large Cap Fund

a) Equity and equity related securit ies ( including Indian and foreign equity securities as permitted by SEBI/RBI): 80%- 100% of total assets.

b) M o n e y m a r k e t instruments: 0-20% of total assets.

The Scheme will primarily be a diversified equity fund which will likely (in normal market conditions) invest predominantly in large cap stocks to generate long term capital appreciation.The investment approach is bottom- up stock picking. A limited exposure to various equity derivatives instruments is likely - for the purposes of hedging, portfolio balancing and optimizing returns.

The Scheme is a diversified, equity scheme that will predominantly invest in large cap stocks (at least 80%). Large cap stocks will comprise of any equity and equity related instruments of top 100 companies based on their market capitalisation.

397.01 57024

11

Sr. No.

Name of the Scheme




April 30, 20186. L&T Infrastructure

Funda) Equity and equity related

instruments (including equity d e r i v a t i v e instruments): 80%-100% of total assets.

b) Debt and Money market instruments *: 0 - 20% of total assets.

* Investment in securitized debt, if undertaken, will not exceed 20% of total assets

The Scheme will invest primarily in companies that are engaged in the area of infrastructure. The industries that fall under infrastructure sector would broadly include Banking & Financial Services, Cement & Cement Products, Capital Goods, Construction & related Industry, Electrical & Electronic components, Energy, Engineering, Metals/Mining/ Minerals, Housing, Oil & Gas and Allied Industries, Petroleum & Related Industry, Ports, Power and Power Equipment, Telecom, Transportation. The Scheme will also use derivative instruments such as Index/stock futures or options for portfolio rebalancing, hedging and return optimization.

T h e S c h e m e W i l l predominantly invest in securities of the companies in the infrastructure sector.

2,105.63 180908

7. L&T India Value Fund

Equity and e q u i t y related securities:a) Indian equity securities:

80- 100% of net assets.b) Foreign S e c u r i t i e s

including overseas ETFs (as permitted by SEBI/RBI): 0-10% of total assets.

c) Debt Securities, Money market instruments, Cash and domest ic ETFs: 0-20% of total assets.

The Fund Managers aim to identify undervalued stocks having the potential to deliver long term superior risk-adjusted returns.Undervalued stocks would include stocks which the Fund Managers believe are trading at less than their assessed values.

The Scheme is a diversified, open-ended, value style bias equity fund that invests largely in undervalued c o m p a n i e s a c r o s s sectors and market caps. Such companies include companies whose shares, as per fund managers’ analysis, are trading at less than their assessed values.

8,073.18 439785

8. L&T Hybrid Equity Fund (Formerly known as L&T India Prudence Fund)


b) Debt and money market instruments including units of debt/fixed income schemes launched by mutual funds registered with SEBI: 25%- 35% of total assets.

For equity and equity related instruments, the Fund Manager(s) will generally aim to identify stocks which as per the Fund Manager’s belief are sound, but which are mispriced. The Fund Manager(s) does this by analyzing a company’s business model and financial parameters, valuations and business expectations.For investments in debt and money market instruments, the portfolio will be constructed and managed to generate returns to match the investment objective and to maintain adequate liquidity to accommodate funds movement.Capital appreciation opportunities could be explored by extending credit and duration exposure.

The Scheme is an open ended hybrid equity scheme where in the maximum exposure to equity and equity related securities is 75% and minimum exposure to debt and money market instruments (including units of debt/fixed income scheme launched by mutual fund registered with SEBI) is 25% of total assets.

10,577.38 257563

12

Sr. No.

Name of the Scheme




April 30, 20189. L&T Dynamic Equity

FundA. Equity and Equity related

instruments: 65%-80% of total assets.

A1. Net long equity: 20-80%A2.Equ i t y and equ i t y

derivatives (arbitrage opportunities): 0-60%

B. Debt, Money Market I n s t r u m e n t s a n d Government Securities (including CBLO/ reverse repos, credit default swaps, equity linked debentures, marg in money and securitized debt): 20- 35%

The Scheme aims to dynamically manage the allocation across unhedged equity, hedged equity and debt and money market instruments using the PE ratio based asset allocation model.The net long equity allocation would be decided based on the weighted average P/E ratio of Nifty 50 Index as per the asset allocation model shown below.

Nifty 50 Index

weighted average P/E

range

Unhedged equity

allocation

Hedged equity

allocation

Upto 14 70% to 80%

0 to 10%

14-16 60% to 70%

0 to 20%

16-18 50% to 60%

5% to 30%

18-20 40% to 50%

15% to 40%

20-22 30% to 40%

25% to 50%

Above 22 20% to 30%

35% to 60%

The Scheme fol lows a dynamic asset allocation strategy which aims to change the allocation across unhedged equity, hedged equity and debt and money market instruments using a P/E based asset allocation model.

486.82 14834

10. L & T A r b i t r a g e Opportunities Fund

a) Equity and equity related securities and equity derivatives: 65% to 90% of total assets.

The Scheme may invest in Foreign Securities upto 10% net assets subject to the Eligible Investment Amount.

The Scheme may invest upto 90% of net assets in equity derivatives.

b) Debt and money market instruments including units of liquid schemes launched by mutual fund: 10% to 35% of total assets.

In the event of adequate arbitrage opportunities not being available in the equity and derivative markets, 100% of the portfolio may be invested in short term debt and money market instruments (including units of liquid schemes of mutual funds).

The investment strategy includes identifying and investing into arbitrage opportunities between spot/cash and futures prices of individual stocks. The Scheme may also invest in debt and money market securities instruments.The Scheme will deploy “Cash and Carry Arbitrage” strategy wherein the Fund Manager will evaluate the difference between price of an individual stock in the futures market and in the spot/cash market.

The Scheme seeks to generate return by investing in arbitrage opportunities in the cash and derivatives segments of the market as per the investment objective and asset allocation.

785.68 3307

13

Sr. No.

Name of the Scheme




April 30, 201811. L&T Business

Cycles Funda) Equity and equity related

securit ies ( including Indian and foreign equity securities as permitted by SEBI/RBI) : 80% to 100% of total assets

b) Debt and money market instruments: 0% to 20% of total assets

The Scheme is a thematic equity fund which invests predominantly in equity and equity related securities with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.

The Scheme is an open- ended equi ty scheme following business cycles based investing theme. The Scheme Inves ts predominantly in equity and equity-related securities, including equity derivatives in Indian markets with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.

1,032.28 52897

12. L&T Equity Savings Fund

Equity and equity related instruments: 65% to 90% of total assetsA1. Equi ty and equi ty derivatives (arbitrage opportunities): 20% to 50% of total assetsA2. Net long equity: 15% to 45% of total assetsD e b t , M o n e y M a r k e t Instruments andGovernment Secur i t ies (including CBLO/ reverse repos, Credit default swaps, equity linked debentures, margin money and securitized debt): 10% to

35% of total assets

The Scheme would primarily focus on investing in arbitrage opportunities in the cash and derivatives segment of the equity market and debt and money market instruments. The Scheme looks to invest a portion of the portfolio in equity and equity related instrument, without any hedging, with a view to generate long term capital appreciation.

The Scheme looks to invest in a mix of arbitrage opportunities in cash and derivative markets, debt and corporate bonds, along with unhedged equity exposure. The Scheme aims to generate long term appreciation of capital which is commensurate with the overall level of risk undertaken which is expected to be lower than a normal equity scheme.

231.09 6648

13. L&T Triple Ace Bond Fund

a) A A + a n d a b o v e rated corporate debt instruments including CBLO: 80%-100% of total assets.

b) Other debt and Money market instruments 0-20 % of total assets

The scheme wou ld i nves t predominantly in AA+ and above rated corporate bond instruments with an aim to generate returns matching the investment objective.

The fund’s portfolio would carry relatively low credit risk by virtue of its focus on investing predominantly in AA+ and above rated instruments.

The scheme would invest predominantly in AA+ and above rated corporate bond instruments, with a view to generate regular and stable income over medium to long term

222.46 1943

14. L&T Ultra Short Term Fund

a) Debt securities: 0-100% of total assets.

b) M o n e y m a r k e t instruments (including cash/call money): 0 - 100 % of total assets

In line with the investment objective, the investments would be made in fixed income securities including money market instruments with low to moderate risk.The Fund Management team would apply multiple, objective criteria for selection of securities in the portfolio. These criteria would include yield, credit rating, tenure, liquidity and value added features of the instrument.

An open ended ultra-short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 months to 6 months

2,476.51 14059

14

Sr. No.

Name of the Scheme




April 30, 201815. L&T Gilt Fund a) Government Securities

including Treasury Bills and CBLO: 80%-100% of total assets.


The Fund Management team endeavors’ to meet the investment objective whilst maintaining a balance between safety, liquidity and the profitability aspect of various investments. The Scheme shall be actively managed and the Fund Management team shall formulate active view of the interest rate movement by monitoring various parameters of the Indian economy, as well as developments in global markets.

The Scheme as per the asset allocation pattern has to invest a minimum of 80% in Government Securities and Treasury bills.

153.68 3662

16. L&T Liquid Fund a) Debt securities: 0-100% of total assets.

b) M o n e y m a r k e t instruments (including ash/call money): 0%- 100% of total assets.

The Fund Management team endeavors to meet the investment objective whilst maintaining a balance between safety, liquidity and the return aspect of various investments.

The Scheme is categorized as a liquid Scheme and the Scheme cannot buy debt or money market instruments with maturity greater than 91 days.

14,670.18 20672

17. L&T Conservative Hybrid Fund (Formerly known as L&T Monthly Income Plan)

a) Debt, Money Markets and Government securities ( inc ludingcash/ ca l l money): 75%-90% of total assets.

b) Equity and Equity Related instruments: 10-25% of total assets.

.

The Fund Manager shall formulate a view of the interest rate movement based on various parameters of the Indian economy, as well as developments in global markets.For Equity portion of the Portfolio, the Fund Manager shall follow a structured investment process. The Scheme endeavours by investing only in those companies that have been thoroughly researched in house.

An open ended hybrid scheme investing predominantly in debt instruments. The scheme has marg ina l allocation towards equities upto 25% of the total assets.The Scheme carries risks associated with equities; as marginal portion is invested in equity and equity related instruments.

49.77 2447

18. L&T Money Market Fund (Formerly known as L&T Floating Rate Fund)

a) M o n e y M a r k e t Instruments: 0%-100% of total assets.

In line with the investment objective of the Scheme, the investments would be made predominately in a portfolio comprising of money market instruments.The scheme will invest in short term instruments, which may comprise of certificates of deposit, commercial papers, CBLO, repos, reverse repos, treasury bills and government securities having unexpired maturity upto 1 year and all other eligible money market instruments as specified by SEBI and RBI from time to time.The scheme will evaluate securities based on parameters such as liquidity, yield, credit profile, etc. before including in the portfolio.

The scheme aims to generate regular income through investment in a portfolio comprising substantially of money market instruments.

802.98 10501

19. L&T Flexi Bond Fund

a) D e b t I n s t r u m e n t s : 0-100% of total assets.

b) Money M a r k e t instruments: 0-100% of total assets.

c) Units issued by REITs and InvITS : 0-10% of total assets

The portfolio will be constructed and actively managed to generate returns to match the investment objective and to maintain adequate liquidity to accommodate funds movement. Capital appreciation opportunities could be explored by extending credit and duration exposure. The fund management team will take an active view of the interest rate movement supported by quantitative research, to include various parameters of the Indian economy, as well as developments in global markets.

The Scheme is an open- ended dynamic debt scheme investing across duration.

The portfolio is constructed and actively managed to generate returns to match the investment objective and to maintain adequate liquidity to accommodate funds movement.

69.03 1534

15

Sr. No.

Name of the Scheme




April 30, 201820. L&T Cash Fund a) Overnight securit ies

having maturity of 1 day: 0% to 100% of total assets.

.The portfolio will be constructed and managed to generate returns to match the investment objective and to maintain adequate liquidity to accommodate funds movement. Since the investments of the scheme would be predominantly in overnight securities, the interest rate risk of the portfolio is likely to be extremely low which is in line with the investment objective and as a result a significant proportion of the total returns is likely to be in the form of income yield or accrual.

The Scheme is an open- ended debt scheme invest ing in overn ight securities. The scheme aims to generate reasonable returns with lower volatility and higher liquidity over short term, by investing in debt and money market instruments with overnight maturity.

423.46 12088

21. L&T Banking and PSU Debt Fund

a) Debt and money market instruments/ securities issued by Banks, Public Sector Undertakings (PSUs) and Publ ic Financial Institutions (PFIs) and Municipal Bonds including CBLO: 80% to 100% of total assets.

b) Debt and money market instruments/ securities issued by other entities: 0% to 20% of total assets.

The portfolio will be constructed and ac t i ve ly managed to generate returns to match the investment objective and to maintain adequate liquidity to accommodate funds movement. The portfolio will primarily be invested in debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds

The portfolio will primarily be invested in debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector undertakings, Public Financial Institutions (PFIs) and Municipal Bonds.

196.30 1309

The Fund will typically invest in short to medium term securities and as a result signif icant proportion of the total returns is likely to be in the form of income yield or accrual. Selective capital appreciation opportunities could be explored by extending credit and duration exposure after a careful analysis by the fund manager and considering the risk reward situation prevailing in the fixed income market at that point of time.

3,785.33 13959

22. L&T Credit Risk Fund (Formerly known as L&T Income Opportunities Fund)

a) Debt ins t ruments : 0-100% of total assets.


c) Units issued by REITs and InvITs : 0-10% of total assets (Fund w i l l invest predominantly in AA and below rated corporate bonds).

The percentage of investment in various fixed income securities will be decided after considering the economic environment, the performance of the corporate sector and general liquidity, prevailing political conditions and other considerations in the economy and markets.

An open ended debt scheme predominantly investing in AA and below rated corporate bonds. The scheme may also invest in various debt securi t ies, government secur i t ies and money market instruments, REITs and InvITs

423.46 12088

16

Sr. No.

Name of the Scheme




April 30, 201823. L&T Low Duration

Fund (Formerly known as L&T Short Term Income Fund)

a) Debt Instruments: 0- 100% of total assets.

b) M o n e y m a r k e t instruments : 0 - 100% of total assets.

c) Units issued by REITs and InvITs : 0-10% of total assets

The Macaulay duration of the portfolio will be maintained between 6 to 12 months.

The portfolio will be constructed and actively managed to generate returns to match the investment objective and to maintain adequate liquidity to accommodate funds movement.The fund management team will take an active view of the interest rate movement supported by quantitative research, to include various parameters of the Indian economy, as well as developments in global markets. Investment views/ decisions will be a combination of credit analysis of individual exposures and analysis of macro-economic factors to estimate the direction of interest rates and level of liquidity.

An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months to 12 months

1,331.80 10498

24. L&T Short Term Bond Fund (Formerly known as L&T Short Term Opportunities Fund)

a) Debt instruments: 0%-100% of total assets.


The Scheme shall follow an active duration management strategy. The Macaulay duration of the Portfolio of the Scheme will be between 1 to 3 years.The fund manager shall manage the fund based on the outlook on interest rates and liquidity etc. Efficient portfolio construction shall be used to manage interest rate risk and credit risk across different asset class and duration buckets, and optimize risk-adjusted returns.

The scheme seeks to generate re turns wi th moderate level of risk by investing primarily in Debt Securities and money market instruments. The Macaulay duration of the scheme will be between 1 to 3 years

3,108.83 3348

25. L&T Emerging Businesses Fund

a) Equity and equity related securit ies ( including indian and foreign equity securities as permitted by SEBI/RBI): 65%-100% of total assets

b) Debt and money market instruments: 0-35% of total assets

The Scheme will primarily be a diversified equity fund which will invest at least 65% of the portfolio in small cap stocks to generate long term capital appreciation. Small cap stocks will comprise of any equity and equity related instruments of companies that are beyond top 250 companies based on the market capitalization. The investment approach is bottom- up stock picking.

The Scheme seeks to generate return by inves t ing p r imar i l y in emerging companies (small cap stocks) as per the investment objective and asset allocation.Emerging companies are bus inesses which are typically in the early stage of development and have the potential to grow their revenues and profits at a higher rate as compared to broader market.

5,007.89 604084

26. L&T Resurgent India Bond Fund (Formerly known as L&T Resurgent India Corporate Bond Fund)

a) Debt instruments: 0- 100% of total assets.

b) Money market instruments: 0-100% of total assets.

c) Units issued by REITs and InvITs : 0-10% of total assets

The Scheme would primarily focus on investing in debt securities of fundamentally strong companies in growth sectors which are closely associated with the resurgence of domestic economy, with a flexibility to follow more conservative investment approach during economic downturns.

To seek to generate income by investing primarily in debt and money market securities of fundamentally strong corporates/companies in growth sectors which are closely associated with the resurgence of domestic economy, with a flexibility to follow more conservative investment approach during economic downturns.There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

2,494.87 6010

Date: May 22, 2018.CL05535

17

InitialCommissionwillbepaidbytheinvestordirectlytothedistributor,basedonassessmentofvariousfactorsincludingtheservicerenderedbytheDistributor.

Transaction Charges: SEBI (Mutual Fund) Regulations allow deduction of transaction charges of Rs. 100/- from your investment for payment to your distributor if your distributor has opted to receive transaction charges for investments sourced by him. The transaction charges deductible are Rs. 150/- if you are investing in Mutual Funds for the first time. If you are making a SIP Investment, the transaction charges would be deducted over 3-4 instalments. No transaction charges would be levied if you are not investing through a Distributor or your investment amount is less than Rs.10,000/-. If this is the first time, you are investing in any mutual fund, please tick here

Investor’s Declaration where EUIN is not furnished: I/We confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution only” transaction without any interaction or advice by the employee/relationship manager/sales person of the above distributor and/or notwithstanding the advice of inappropriateness, if any, provided by the employee/relationship manager/sales person of distributor and the distributor has not charged any advisory fees on this transaction.

Sole/1stApplicant 2ndApplicant 3rdApplicant

1. EXISTING UNIT HOLDER’S INFORMATION (IfyouholdaFoliowithL&TMutualFund,pleasefurnishthebelowinformationandmovetoInvestment&PaymentInformationsection.)

NameofSole/1stUnitHolder Mr. Ms. M/s FirstName MiddleName LastName FolioNo.

PAN/PEKRN# AadhaarNo. FirstUnitHolder KIN^

DateofBirth^ D D M M Y Y Y Y MobileNo.+91- E-mailId

2. NEW APPLICANT(S) PERSONAL INFORMATION

name of 1st/Sole applicant Mr. Ms. M/s FirstName MiddleName LastName


DateofBirth^ D D M M Y Y Y Y (Mandatory if first applicant is a minor)MobileNo.+91- E-mailId

Guardian (For minor Investments) / Contact Person (For Non-Individuals)

name Mr. Ms. M/s FirstName MiddleName LastName



Relationship with minor applicant Proof of Date of Birth Proof of the Relationship with minor

NaturalGuardian

CourtAppointmentGuardian

BirthCertificateCopyPassportCopyAadhaarCardCopy

Others (pleasespecify)

BirthCertificateCopyPassportCopyCourtAppointmentOrder

Others (pleasespecify)

3. DETAILS OF OTHER APPLICANT(S) (Please note that where the sole/1st applicant is a minor, no joint holders are allowed)

name of 2nd applicant Mr. Ms. M/s FirstName MiddleName LastName



name of 3rd applicant Mr. Ms. M/s FirstName MiddleName LastName



*Investorsprovidinge-mailidwillreceiveAccountStatements,AnnualReport&othercommunicationovere-mail.Ifyouhoweverwishtoreceivethiscommunicationinyourregisteredpostaladdress,pleasetickhereKYC is mandatory. Please enclose copies of KYC acknowledgement letters for all applicants. #PEKRN required for Micro investments upto Rs. 50,000 in a year.^ 14 digit KYC Identification Number (KIN) and Date of Birth is mandatory for Individual(s) who has registered under Central KYC Records Registry (CKYCR).

L&T Emerging Opportunities Fund – Series IIA close-ended equity fund predominantly investing in small cap stocks

App.No. TimeStamp

ForOfficeUseOnly

AcknowledgementStamp&Date

App.No.

ACKNOWLEDGEMENT SLIP (To be filled in by the Applicant)

Receivedfrom anapplicationforinvestmentinScheme

OptionDividendPayoutDividendSweepInvestmentChequeDetails:Instrumentnumber Rs. Dated D D M M Y Y Y Y

DrawnonBank Branch City

Please refer to the general instructions for assistance and complete all sections in English. For legibility, please use BLOCK LETTERS in black or dark ink.Distributor/RIA Code Sub-distributor aRn Sub-Distributor Code EuIn Branch Code

EOF

L&T Emerging Opportunities Fund – Series II

NewFundOfferopenson Thursday,June07,2018NewFundOffercloseson Wednesday,June20,2018

EOF

18

Subjecttorealisationofchequeandfurnishingofmandatoryinformation/documents.PleaseretainthissliptillyoureceiveyourAccountStatement.

call 18002000400or18004190200 email [email protected] www.ltfs.com

Pleasenoteourlinesareopenfrom9amto6pm,MondaytoFridayand9amto1pmonSaturday

4. Address (Address as per KRA records will overwrite this address if you are KYC compliant)

Correspondence address

City/Town Pin State Country

Overseas Address (Mandatory for NRIs/PIOs)

City/Town Pin State Country

Tel(R) (ISD)(STD) Tel(O) (ISD)(STD) Fax (ISD)(STD)

5. Tax status of Sole/First Applicant (Pleaseü)

ResidentIndianIndividual

NonResidentIndianIndividual(NRI)

PersonofIndianOrigin(PIO)

ForeignPortfolioInvestor(FPI)

ForeignNationalResidinginIndia

Company/BodyCorporate

FinancialInstitutions

LimitedLiabilityPartnership(LLP)

PartnershipFirm

ForeignInstitutionalInvestor(FII)

DefenceEstablishment

HinduUndividedFamily(HUF)

NonGovt.Organization(NGO)

AssociationofPersons(AOP)/BodyofIndividuals(BOI)

Bank

Society

MutualFund

Trust

Others

AreyouaNonProfitOrganization(NPO) Yes No

6. BANK ACCOUNT INFORMATION (Mandatory for receiving Redemption/Dividend payments)

AccountNumber

AccountType:SavingsCurrentNRENRO

PleaseüanyoneFCNROthers

BankName Branch

City IFSC MICRIf you are not making the investment from the above mentioned bank account, please attach an original cancelled cheque leaf of the above account with the name of the first holder printed.

7. mOdE OF HOLdInG Please ü Sole/1stHolderonlyAny one or Survivor* Joint(If the mode of operation is not specified, for folios opened with more than one applicant, the mode of operation would be taken as “Any one or Survivor”)

8. POWER OF ATTORNEY (PoA) HOLdER dETaILS

IfyourinvestmentisbeingmadebyaConstitutedAttorneyonyourbehalf,pleasefurnishthebelowdetailsandencloseaoriginalnotarised copyofthePowerofAttorneyforregisteringthesame:

POAHolder’sName Mr. Ms. FirstName MiddleName LastName

POAforSole/FirstApplicantSecondApplicantThirdApplicantE-mailId

PAN/PEKRN# AadhaarNo. FirstUnitHolder MobileNo.+91-

KIN^ DateofBirth^ D D M M Y Y Y Y

(POA Holder needs to comply with applicable KYC requirements). ^ 14 digit KYC Identification Number (KIN) and Date of Birth is mandatory for Individual(s) who has registered under Central KYC Records Registry (CKYCR).

9. DEMAT ACCOUNT InFORmaTIOn (Mandatory for crediting units in demat account)

Ifyouwishtoholdyourinvestmentindematerialisedmodepleasefurnishthebelowdetailsandenclose a copy of the Client MasterthatyoumayhavereceivedfromyourDepositoryParticipant.NSDLCDSL

NSDL/CDSL:DepositoryParticipantName

DepositoryParticipantID BeneficiaryA/cNo.

Enclosed:ClientMasterTransaction/StatementCopy/DISCopy

19

10. INvESTMENT & PAYMENT INFORMATION (Please ensure that the cheque complies to the CTS 2010 standards)

Only Lumpsum allowed (Please issue cheque favouring scheme name)

Scheme name L&T Emerging Opportunities Fund – Series II

Option(ü) DividendPayout* DividendSweep^(Ifselected,pleasefillSection10.2)

*DefaultoptionifnotselectedÎftargetschemenotmentionedbyinvestor,defaultschemewillbeL&TMidcapFund.IncasetheinvestorfailstospecifyhispreferenceasregardsthePlan/OptionoftheSchemeintowhichthematurityproceedsaretobeswitchedinto,thedefaultplan/optionshallbeaspertheSIDoftherespectiveScheme

Investment amount(`) DD Charges (if applicable `) net amount (`)

Payment Details : Cheque/DD/PayOrderElectronicTransferOneTimeMandate(OTM)(only Lumpsum)

If cheque / DD / Pay Order,pleasefillInstrumentNo. InstrumentDate D D M M Y Y Y Y

InstrumentAmount DDCharges(ifapplicable`) NetAmount(`)

Drawnon BankName BankBranch BankCity

AccountType(ü)SavingCurrentNRENROFCNROthers

If electronic transfer, pleasefillUTRNo.

Amount DebitBankName AccountNo.

If One Time mandate, Pleasefill,UniqueMandateReferenceNumber(UMRN)

Amount DebitBankName AccountNo.

If electronic transfer, pleasefillUTRNo.

DebitBankName AccountNo.

DocumentattachedtoavoidthirdPartyPaymentrejection,whereverapplicable: Banker’sCertificateforDD ThirdPartyPaymentDeclarationForm

10.1Switch upon Maturity (Optional) into any other scheme of L&T Mutual Fund

Switchentirematurityproceeds(otherthandividend)toScheme name L&T____________________________________________________________________________

Option (ü)GrowthDividendPayoutDividendReinvestmentDividendFrequency__________________________________________

Asadefaultmechanism,maturityproceedsshallbedispatchedto/creditedinthebankaccountoftheUnitholderwithin10BusinessDaysoftheMaturitydate,unlessoptedotherwise.IfswitchoptionisselectedandSchemenameisnotmentioned,defaultSchemeshallbeL&TMidcapFund.IncasetheinvestorfailstospecifyhispreferenceasregardsthePlan/OptionoftheSchemeintowhichthematurityproceedsaretobeswitchedinto,thedefaultplan/optionshallbeaspertheSIDoftherespectiveScheme.

10.2Dividend Sweep to any other scheme of L&T Mutual Fund

DividendSweeptoScheme name_______________________________________ Option (ü) Growth DividendPayout DividendReinvestment

DividendFrequency______________________________________

11. KYC DETAILS (Mandatory. If left blank the application is liable to be rejected)CATEGORIES First applicant/ Guardian Second applicant Third applicant

Gross annual Income

(For Individuals and non

Individuals)

Below1lac

5-10Lacs

25Lacs-1crore

1-5Lacs

10-25Lacs

>1Crore

Below1lac

5-10Lacs

25Lacs-1crore

1-5Lacs

10-25Lacs

>1Crore

Below1lac

5-10Lacs

25Lacs-1crore

1-5Lacs

10-25Lacs

>1Crore

Net-worthin(MandatoryforNon-Individuals)

(`) ason

D D / M M / Y Y Y Y (Notolderthan1year)

Net-worth

(`) ason


Net-worth

(`) ason


Occupation details

(For Individuals only)

PrivateSectorServicePublicSectorServiceGovernmentServiceBusinessProfessional

RetiredStudentForexDealerAgriculturistHousewife





Others Pleasespecify Others Pleasespecify Others Pleasespecify

Others (For Individuals

only)

IampoliticallyExposedPersonIamRelatedtoPoliticallyExposedPersonNotApplicable



Additional KYC Details for Non-Individuals

Others (For non-

Individuals only)

IsthecompanyaListedCompanyorSubsidiaryofListedCompanyorControlledbyaListedCompanyYESNO(IfNo,pleaseattachUltimateBeneficiaryOwnershipDeclarationmandatorily)

IftheEntityinvolved/providinganyofthefollowingservices:YES(Pleaseüfrombelow)NOGaming/Gambling/Lottery/CasinoServicesForeignExchange/MoneyChangerServicesMoneyLending/Pawning

12. INFORMATION REqUIRED FOR TAX REPORTING (Mandatory. If left blank the application is liable to be rejected)

FOR INDIvIDUALS: The below information is required for all applicant(s)/Guardian including Sole proprietor and POA Holder.

Sole/FirstApplicant/Guardian SecondApplicant ThirdApplicant POAHolder

20

IamataxresidentofIndiaandnotaresidentofanyothercountryYes Yes Yes Yes

No No No No

If No, please mandatorily enclose the FATCA & CRS Declaration for Individual Investors.FOR NON-INDIvIDUALS: Please mandatorily enclose the FATCA, CRS & UBO Declaration for Non Individuals with all the sections filled.

13. nOmInaTIOn dETaILS (Please note that where the sole/1st applicant is a minor, no nomination is allowed)(Pleaseü)I/WewishtoNominateI/WedonotwishtoNominateI/Wedoherebynominatetheperson(s)namedbelowtoreceivetheunitsallottedtomy/ourcredit inmy/ourfoliointheeventofmy/ourdeath.I/WealsounderstandthatallpaymentsandsettlementsmadetoNominee(s),andsignature(s)oftheNominee(s)acknowledgingreceiptthereof,willbenotedasbeavaliddischargebytheAMC/MutualFund/Trustee.Thisinstructionsupercedesallpreviousnominationsmadebyme/usinrespectofthefolioindicatedabove.

Particulars 1st nominee 2nd nominee 3rd nominee

name

date of Birth (incasenomineeisaminor)D D M M Y Y Y Y D D M M Y Y Y Y D D M M Y Y Y Y

Guardian name (incasenomineeisaminor)

address

City

State

Country

Pincode

allocation %

Signature of Guardian (ifnomineeisminor)(mandatory)

Signature of nominee

14. DECLARATION & SIGNATURESI/WehavereadandunderstoodthecontentsoftheSchemeInformationDocument,StatementofAdditionalInformationandKeyInformationMemorandumoftheaforesaidScheme(s)ofL&TMutualFundincludingthesectionson“Whocannotinvest”,“ForeignAccountTaxComplianceAct(FATCA)/CommonReportingStandard(CRS)”(“ReportingGuidelines”)”and“ImportantNoteonAntiMoneyLaundering,Know-Your-CustomerandInvestorProtection”.I/Weherebyapplyforallotment/purchaseofUnitsintheScheme(s)andagreetoabidebythetermsandconditionsapplicablethereto.I/WeherebydeclarethatI/Weam/areauthorisedtomakethisinvestmentandthattheamountinvestedintheScheme(s)isthroughlegitimatesourcesonlyanddoesnotinvolveandisnotdesignedforthepurposeofanycontraventionorevasionofanyAct,Rules,Regulations,NotificationsorDirectionsissuedbyanyauthorityinIndia.I/WeherebyauthoriseL&TMutualFund(“theFund”),itsInvestmentManager(“LTIM”)anditsagentstodisclosedetailsofmyinvestmenttomybank(s)/Fund’sbank(s)and/orDistributor/Broker/InvestmentAdviser/anygovernmentalorregulatoryauthority.TheARNholderhasdisclosedtome/usallthecommissions(intheformoftrailcommissionoranyothermode),payabletohimforthedifferentcompetingschemesofvariousMutualFundsfromamongstwhichtheScheme(s)isbeingrecommendedtome/us.I/Wehaveneitherreceivednorbeeninducedbyanyrebateorgifts,directlyorindirectly,inmakingthisinvestment.I/Wedeclarethattheinformationgiveninthisapplicationformiscorrect,completeandtrulystated.I/Weacceptandagreetoabidebythetermsandconditions(asmentionedonHYPERLINK“www.ltfs.com/)withrespecttomy/ourdealingswithL&TMutualFund/itsInvestmentManagerthroughvariouschannels.Incasethereisanychangeintheinformation(especiallypertainingtoReportingGuidelines)alreadyprovidedtoLTIM/Fund,I/WeagreethatI/WeshallinformthesametoLTIM/Fundwithin30daysofthechange.I/Weauthorizeupdationoftherecords(includingpertainingtotheReportingGuidelines)basistheinformation/documentsreceivedbyLTIM/Fund/RegistrarandTransferAgent(“RTA”)fromotherSEBIRegisteredIntermediaries.I/WeauthorizeLTIML/Fund/RTA,tosharetheinformationprovidedbyme/uswithotherSEBIRegisteredIntermediariestofacilitatesinglesubmission/updation.I/WeauthorizeLTIM/Fund/RTAtoproviderelevantinformationtoupstreampayorstoenablewithholdingtooccurandpayoutanysumsfromthemy/ouraccountorcloseorsuspendmy/ouraccount(s)underintimationme/us.”APPLICABLE FOR NON-ADvISORY TRANSACTIONS ONLY: I/We,herebyacknowledgeandconfirmthattheabovetransactionis“ExecutionOnly”asexplainedvideSEBICircularNo.CIR/IMD/DF/13/2011dated22August2011.Thisinvestmentisbeingmadenotwithstandingtheadviceoftheappropriateness/inappropriatenessofthesame.Onsuchtransaction(s),Iamnotbeingchargedanykindoftransactionfee(s)bytheAMFIregistereddistributor.Onthistransaction,thedistributorwouldbecompensatedbytheMutualFundHouse/AssetManagementCompanyconcernedinlineswiththecommissionrate(s)disclosedbythedistributor.*APPLICABLE FOR NRIs/PIOs/FIIs/FPIs INvESTING ON REPATRIATION BASIS ONLY:I/WeconfirmthatIam/weareNon-Resident(s)ofIndianNationality/OriginandthatI/Wehaveremittedfundsfromabroadthroughapprovedbankingchannelsorfromfundsinmy/ourNRE/FCNRAccount.I/Weundertakethatalladditionalpurchasesmadeunderthisfoliowillalsobefromfundsreceivedfromabroadthroughapprovedbankingchannelsorfromfundsinmy/ourNRE/FCNRAccount.APPLICABLE FOR INvESTMENT THROUGH RIA (REGISTERED INvESTMENT ADvISER) :I/Weherebygiveyoumy/ourconsenttoshare/providethetransactionsdatafeed/portfolioholdings/NAVetc.inrespectofmy/ourinvestmentsunderDirectPlantotheabovementionedSEBIRegisteredInvestmentAdviser.APPLICABLE FOR AADHAAR SUBMISSION :I/Weherebygiveyoumy/ourconsenttovalidateAadhaarwithUIDAIandforupdating/linkingmyAadhaarnumberbasedonthePANgiveninallmyaccountsmaintainedwithCAMSservicedMutualFundsforKYC&otherrelatedduediligencepurposeinlinewithPMLArequirementsandAccountenrichmentpurpose.

Date: D D M M Y Y Y Y

Sole/FirstApplicant/Guardian SecondApplicant ThirdApplicant

21

GENERAL INSTRUCTIONS FOR COMMON APPLICATION FORMPlease read the below instructions carefully before filling the form. Please fill up the form in English in BLOCK LETTERS with black or dark ink. All information sought in the form is mandatory except where it is specifically indicated as optional. All instructions & notes are subject to SEBI & AMFI guidelines as amended from time to time. Please note in case of any error while fi lling the form all applicants must sign against the corrections.

1. Existing unit Holders: Ifyouholdafoliowithus,pleasefurnishtheFolioNumber,NameandPANofSole/FirstApplicantinSection1oftheForm.Yourinvestmentwouldbeprocessedinthespecifiedfolio.

Your personal information and bank account details would apply to thisinvestmentaswell.

2. new applicants:NewApplicantsneedtoprovidetheirpersonalinformationinSection2oftheForm.

If therearemore thanoneapplicants and themodeof operationof theaccount is not indicated, the same would be treated as “Any one or Survivor”.

In case of Non-Individual Applicants : a. SEBIhasmandated identificationofUltimateBeneficialOwners for

non-individual investors other than listed companies (and majorityownedsubsidiaryofsuchcompanies).

Iftheapplicantinvestingisnottheultimatebeneficiaryowner,pleasealsofilluptheDeclarationFor‘UltimateBeneficiaryOwnership’formtofurnishdetailsofsuchperson(s).

b. The Foreign Account Tax Compliance Act (FATCA) of the USA,stipulates identification of US account holders and reporting ofdetailsrelatedtoUSAccountHolderstotheInlandRevenueService(IRS) in the U.S. India has agreed to sign the Inter-GovernmentalAgreementwithUSAwhich interalia includes reportingofholdingsand transactions in specified US Accounts. Accordingly, certainadditionalinformationarebeingsoughtfrominvestors.Non-IndividualinvestorsalsoneedtoindicateiftheyqualifyunderanyoftheheadsofclassificationstipulatedunderFATCA.

3. Investments by Minor Applicants:IftheSole/Firstapplicantisaminori.e.below18yearsofage:

a. detailsofGuardianfortheminorapplicantneedstobeprovided b. the relationship of the Guardian with the Applicant needs to be

indicatedintheform c. proof of date of birth of the applicant and the relationship of the

guardianwiththeapplicantneedstobeprovided d. theGuardian’sPANneedstobeprovided e. theGuardianneedstocomplywithapplicableKYCrequirements. Pleasefurthernotethatjointapplicantsarenotpermittedwherethe

Sole/Firstapplicantisminor.Pleasealsonotethataminorcannotbeajointapplicantinafolio.

4. Investments by Attorneys: Where the investment isbeingmadebyaConstitutedAttorneyonbehalfoftheapplicant,

a. thenameandPANof thePOAHolderneeds tobeprovided in theform

b. anotarizedcopyofthePowerofAttorneydulysignedbytheApplicant&theConstitutedAttorneyneedstobeattachedwiththeapplication.Alternatively,theoriginalPOAcanbesubmittedwhichwillbereturnedafterverification.

c. nominationonbehalfofanapplicantsignedbyanattorneywouldnotberegistered.

d. TheFundHousereserves theright toholdredemptionproceeds incasetherequisitedocumentsarenotsubmitted.

5. Micro Investments: As perAMFI notification and guidelines issued onJuly4,2009,SIPsorlumpsumpurchasesbyeligibleinvestorsinarolling12 month period or in a financial year not exceeding Rs. 50,000 shallbeexempt from the requirementofPAN.FromJanuary1,2012,KYC ismandatoryforallholdersofMicroinvestments.

a. TheexemptionofPANrequirementisonlyavailabletoindividuals. b. Incaseofinvestmentsheldjointly,thefirstholdermustnotpossessa

PAN. c. Eligible investors may invest through SIP or lumpsum purchase

withoutprovidingPANsubjecttothethresholdamountasmentionedabove.

d. EligibleinvestorsshouldattachacopyofKYCacknowledgmentletterquoting PAN exempt KYCReferenceNo. (PEKRN) alongwith theapplicationform.

6. KYC (Know Your Customer): a. KYCismandatoryforinvestmentinmutualfundsandallapplicants

needtocomplywiththisrequirement. b. Witheffect from1stFebruary2017,any individualcustomerwho is

newtoKRAsystemandwhoseKYC isnot registeredorverified intheKRAsystem,needs to fill innewKYC formviz., “CKYCForm”tocomplywiththeKYCrequirements.FormoreinformationonKYCrequirements, please visit our web site (www.ltfs.com) or speak toyourinvestmentadviser.

Fornon-Individualapplicants,KYCCompliancerequiresidentificationof the customer by seeking relevant information on incorporation,commencement of business, tax status, nature of entity, nature

of business, address and certain details of Promoters/Partners/Trustees/WholeTimeDirectors/KartasofHUF.SEBIhasappointedKYCRegistrationAgencies(KRA)tofacilitateasingleKYCacrossall SEBI registered intermediaries. For more information on KYCrequirements,pleasevisitourwebsiteorspeaktoyour investmentadviser.

c. If the investment isbeingmadeonbehalfofaminorapplicant, theGuardianneedstocomplywithKYCrequirements.

d. IftheinvestmentisbeingmadebyaConstitutedAttorneyonbehalfofanapplicant,theAttorneyneedstocomplywithKYCrequirements.

7. Address & Contact Information:a. Please furnish your full addresswith postal code in theApplication

Form.POBoxNumberisnotsufficientb. Pleasenotethatyouraddressonourrecordswouldbeautomatically

updatedwithyouraddressappearingintherecordsoftheKRA.IfyouraddressintheapplicationformisdifferentfromwhatappearsintherecordsoftheKRA,pleaseensurethatyourlatestaddressisupdatedintherecordsoftheKRA.

c. Pleaseprovidethemobile numberandE-mail addressoftheSole/ FirstApplicant in case of of IndividualApplicant andKeyContactPerson incaseofNon-IndividualApplicants in the form.Thiswouldhelpusseamlesslycommunicatewithyouonyourinvestments.

8. Permanent Account Number (PAN): FurnishingofPANismandatoryforallapplicantsexceptwherespecificdispensationisprovidedunderlaw.

9. Aadhaar Number:AadhaarismandatoryforallapplicantsexceptNRI’s,Non-individuals&HUF’s.SubmissionofthisformdoesnotwarrantylinkingofAadhaarNumberinyourFolios.ItissubjecttoauthenticationwithUIDAIdatabase&otherrequiredvalidations.PleaseensureyourmobilenumberisupdatedinyourAadhaardatabase.

10. demat account:IfyouwishtoholdyourinvestmentsintheDematerialisedmode,pleaseprovidethenameandDPIDofyourDepositoryParticipantandyourBeneficiaryAccountNumber. Pleasealsoattachacopyof theClientMasterthatyoumayhavereceivedfromyourDepositoryParticipant.Please ensure that the sequence of names in the application form matches the sequence in which the Demat account is held. If the sequence of names does not match with the Demat account details provided therein,the Units will not be transferred to the Demat Account and the Units will be held in the physical mode.Please note that this is an additional facility offered to unit holders who wish to hold units in the dematerialised mode. This is not a mandatory requirement and unit holders can continue holding units physically with the mutual fund. If you do not wish to hold your mutual fund units in the dematerialised form, please strike off this section.

Ifthedemataccountdetailsintheapplicationformareincomplete/incorrector does not match with the records of the Depository, units would beallottedandheldphysicallyintheFund’sbooksandanAccountStatementconfirmingtheunitallotmentwouldbesenttoyou..

11. Bank account: a. PleasefurnishyourcompleteBankAccountdetailstoberegistered

againstyourfolioforredemption/dividendpayments. b. IfyourinvestmentchequeisnotbeingissuedfromtheBankAccount

indicated in theSection tiltled “BankAccount Information” pleaseattach an original cancelled cheque leaf of this account forverification.Ifthechequeleafdoesnothaveyournamepre-printed,please additionally provide an extract of your bank statement orpassbook duly attested evidencing the correctness of your bankdetailsoraletterfromyourbankconfirmingyourbankdetails.

c. Electronic Payments: Weofferelectronicpaymentof redemptionsanddividends.Toavailthisfacilitypleasefurnish:• IFSC - Thisisa11charactercode.Ifyoudon’tseethisprintedon

yourchequeleaf,pleaseaskyourBankforthesame;• MICR Code – This is a 9 digit number appearing next to your

chequenumber;• CBS Bank Account Number – Mostbankshavenowimplemented

core-banking solutions leading to a change in Account Numberof customers. Please provide your latest core bankingAccountNumber.

d. Weoffer the facility to registermultiplebankaccountsagainstyourinvestments.Ifyouwishtoavailthisfacility,pleaseaskforaMultipleBankDetailsRegistrationForm.

e. If yourunitsareheld in theDematerialisedForm,pleasenote thatyour Bank Account Details appearing in the Depository’s recordswouldbeconsideredforredemption/dividendpayments.

12. nomination: You can appoint upto amaximum of 3 nominees for yourinvestments.Pleasenotethefollowingwithrespecttonomination.a. Thenominationcanbemadeonlybyindividualsapplyingfor/holding

units on their ownbehalf singly or jointly.Non-individuals including

22

Note: Forproductlabellingpleaserefertothecoverpage.

List of documents to be submitted along with the application form:

Serial documents Individuals nRIs Investments through Constituted Attorney

Companies Trusts Societies Partnership Firms

1 SignedA/cPayeecheque/draftfavouringthescheme

2 KYCacknowledgment

3 Copy of cancelled cheque ( Required where pay outbankdetailsaredifferentfromtheinstrumentbank)

4 ProofofDateofBirth(ForMinorinvestments)

5 ThirdPartydeclarationwhereapplicable

6 FIRCwhere payment is made through a DD from NRE/FCNRA/cwhereapplicable

7 Client Master List (Required for crediting units in DematAccount)

8 NotarisedPowerofAttorney

9 Resolution/Authorisationtoinvest

10 ListofauthorizedSignatorieswithSpecimenSignatures

11 MOA & AOA( Not required if the KYC status isVERIFIED)

12 TrustDeed

13 ByeLaws

14 PartnershipDeed

15 FATCADeclaration

All documents numbered 8-14 should be originals or true copies certified by the Director/Trustee/Company Secretary/Authorised Signatory/Notary Public/Partner as applicable.


Pleasenoteourlinesareopenfrom9amto6pm,MondaytoFridayand9amto1pmonSaturday.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. CL04094

society, trust, body corporate, partnership firm, karta of Hinduundividedfamily,holderofPowerofAttorneycannotnominate.Iftheunitsareheldjointly,alljointholderswillsignthenominationform.

b. Aminorcanbenominatedandinthatevent,thenameandaddressoftheguardianoftheminornomineeshallbeprovidedbytheunitholder.Nominationcanalsobe in favourof theCentralGovernment,StateGovernment,alocalauthority,anypersondesignatedbyvirtueofhisofficeorareligiousorcharitabletrust.

c. TheNomineeshallnotbeatrust,otherthanareligiousorcharitabletrust, society, body corporate, partnership firm, karta of HinduundividedfamilyoraPowerofAttorneyholder.ANon-ResidentIndiancanbeaNomineesubjecttotheexchangecontrolsinforce,fromtimetotime.

d. Nominationinrespectoftheunitsstandsrescindeduponthetransferofunits.

e. Transferofunitsinfavourofanomineeshallbevaliddischargebytheassetmanagementcompanyagainstthelegalheir.

f. Thecancellationofnominationcanbemadeonlybythoseindividualswhoholdunitsontheirownbehalfsinglyorjointlyandwhomadetheoriginalnomination.

g. On cancellation of the nomination, the nomination shall standrescinded and the assetmanagement company shall not be underanyobligationtotransfertheunitsinfavouroftheNominee.

FormoredetailsonNomination,pleaserefer theStatementofAdditionalInformation(SAI).

13. Investment & Payment Details:a. Pleasemention the name of theSchemewhere you plan tomake

yourinvestmentandyourpreferredoption.Ifyoudonotindicateyourpreferredoption,yourapplicationwouldbeprocessedbasedontheterms&conditionssetoutintheSchemeInformationDocument.

b. IfyouarenotinvestingthroughaDistributor,pleasesuffix“DirectPlan”aftertheschemename.

c. Your investment cheque should be crossed “Account Payee only”anddrawnfavouringtheschemenamewheretheinvestmentisinaspecificscheme.IfyouareinvestinginourMulti-SchemeSIPfacility,pleasedrawthechequeinfavourof“L&TMFMulti-SchemeSIP”.

d. Please ensure that the investment cheque issued by you complieswithCTS2010requirementsstipulatedbytheReserveBankofIndia.Thewords“CTS2010”shouldappearonthefaceofthecheque.

e. Payments made by Cash/Money Order/Postal Order, Non-MICRchequesOutstationchequesarenotaccepted.Postdatedchequeswill not be accepted except for investmentmade underSystematicinvestmentPlan.

f. ThirdPartyPaymentsforinvestmentsarenotacceptedexceptinthebelowcases:

• PaymentsmadebyGrandParents/relatedpersonsonbehalfofaminor inconsiderationofnatural loveandaffection forvaluenotexceedingRs50,000.

• PaymentbyemployeronbehalfofemployeesunderSIPorlumpsumsubscriptionthroughPayRolldeductionsordeductionsoutofexpensereimbursements.

• CustodianonbehalfofanFIIorClientmadebyCustodian. • Payment by anAMC to its empanelled distributor on account

of commission/incentive etc. in the form ofMutual Fund unitsthroughSIPorlumpsum/onetimesubscription.

• Payment by a Corporate to its Agent/Dealer/Distributor on accountof commission or incentive payable for sale of its goods/servicesin the form ofMutual Fund units throughSIP or lump sum/one timesubscription.

14. Signatures: All signatures should be in English or any other IndianLanguage. Thumb impressions should be from the left hand in caseofmalesand right hand in caseof females.All such thumb impressionsneed to be attestedby aMagistrate,NotaryPublic orSpecialExecutiveMagistrateunderhis/herofficialseal.

15. Employees Unique Identification Number (EUIN):Ifyouaremakingthisinvestmentbasedonaninvestmentadvisereceivedfromyourdistributor,pleasequotetheEmployeesUniqueIdentificationNumber(EUIN)ofyourrelationshipmanagerintheApplicationForm.If your distributor has, however, not given you any advice pertaining tothe investmentoryour investmentdecision isnotwithstanding theadviceprovidedbyyourdistributorregardinginappropriatenessoftheschemevis-à-visyourinvestmentneeds,theEUINboxmaybeleftblank.Inthiscase,pleasesigninthespaceprovidedintherespectivesectiontoconfirmyouracceptancetothedeclarationstatedtherein.

23

ACKNOWLEDGEMENT SLIP (To be filled in by the Applicant)

FolioNo. Receivedfrom NameoftheSole/FirstUnitHolder

Switch (Pleaseüanyone) Amount ORNo.ofunits ORAllUnits

FromScheme/Plan/Option

ToScheme/Plan/Option

Transaction Form for Financial Transactions

Please refer to the general instructions for assistance and complete all sections in English. For legibility, please use BLOCK LETTERS in black or dark ink.

Distributor/RIA Code Sub-distributor aRn Sub-Distributor Code EuIn Branch Code

InitialCommissionwillbepaidbytheinvestordirectlytothedistributor,basedonassessmentofvariousfactorsincludingtheservicerenderedbytheDistributor.

Transaction Charges: SEBI (Mutual Fund) Regulations allow deduction of transaction charges of Rs. 100/- from your investment for payment to your distributor if your distributor has opted to receive transaction charges for investments sourced by him. The transaction charges deductible are Rs. 150/- if you are investing in Mutual Funds for the first time. If you are making a SIP Investment, the transaction charges would be deducted over 3-4 instalments. No transaction charges would be levied if you are not investing through a Distributor or your investment amount is less than Rs.10,000/-. If this is the first time, you are investing in any mutual fund, please tick here Investor’s Declaration where EUIN is not furnished: I/We confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution only” transaction without any interaction or advice by the employee/relationship manager/sales person of the above distributor and/or notwithstanding the advice of inappropriateness, if any, provided by the employee/relationship manager/sales person of distributor and the distributor has not charged any advisory fees on this transaction.

Sole/1stApplicant 2ndApplicant 3rdApplicant

1. APPLICANT INFORMATION

NameofSole/1stUnitHolder FirstName MiddleName LastName FolioNo.

PAN/PEKRN** FirstUnitHolder SecondUnitHolder ThirdUnitHolder

AadhaarNo. FirstUnitHolder SecondUnitHolder ThirdUnitHolder

KIN* FirstUnitHolder SecondUnitHolder ThirdUnitHolder

DateofBirth*(1stUnitHolder) D D M M Y Y Y Y DateofBirth*(2ndUnitHolder) D D M M Y Y Y Y DateofBirth*(3rdUnitHolder) D D M M Y Y Y Y

MobileNo.+91- E-mailIDKYC is mandatory. Please enclose copies of KYC acknowledgement letters for all applicants. **PEKRN required for Micro investments upto Rs. 50,000 in a year.^ 14 digit KYC Identification Number (KIN) and Date of Birth is mandatory for Individual(s) who has registered under Central KYC Records Registry (CKYCR).

2. SWITCH

From Scheme L&T Option(ü)Growth*DividendPayoutDividendReinvestmentBonus#

dividend Frequency(üwhereverapplicable)DailyWeeklyMonthly*QuarterlySemi-Annual#Annual#

To Scheme name L&T Emerging Opportunities Fund – Series II Option(ü)Dividend Payout*DividendSweep^

dividend Frequency(üwhereverapplicable)DailyWeeklyMonthly*QuarterlySemi-Annual#Annual#

Please tick any one (ü)Amount(`) OR No.ofunits OR AllUnits

*Defaultoptionifnotselected#Availableinselectschemesonly.Îftargetschemenotmentionedbyinvestor,defaultschemewillbeL&TMidcapFund.IncasetheinvestorfailstospecifyhispreferenceasregardsthePlan/OptionoftheSchemeintowhichthematurityproceedsaretobeswitchedinto,thedefaultplan/optionshallbeaspertheSIDoftherespectiveScheme.

Switch upon Maturity (Optional) into any other scheme of L&T Mutual Fund

Switchentirematurityproceeds(otherthandividend)toScheme name L&T____________________________________________________________________________

Option (ü)GrowthDividendPayoutDividendReinvestmentDividendFrequency__________________________________________Asadefaultmechanism,maturityproceedsshallbedispatchedto/creditedinthebankaccountoftheUnitholderwithin10BusinessDaysoftheMaturitydate,unlessoptedotherwise.IfswitchoptionisselectedandSchemenameisnotmentioned,defaultSchemeshallbeL&TMidcapFund.IncasetheinvestorfailstospecifyhispreferenceasregardsthePlan/OptionoftheSchemeintowhichthematurityproceedsaretobeswitchedinto,thedefaultplan/optionshallbeaspertheSIDoftherespectiveScheme.

Dividend Sweep to any other scheme of L&T Mutual Fund

DividendSweeptoScheme name____________________________________________ Option (ü)Growth*DividendPayoutDividendReinvestment

DividendFrequency______________________________________

TimeStamp

ForOfficeUseOnly

AcknowledgementStamp&Date

24

3. KYC INFORMATION

FOR IndIVIduaL InVESTORS 1st applicant / Guardian 2nd applicant / Guardian 3rd applicant / Guardian

(a) Gender (ü) Male Female Male Female Male Female

(b) Father's / Spouse's name

(c) Place / Country of Birth (ü) IndiaOtherPleasespecify IndiaOtherPleasespecify IndiaOtherPleasespecify

(d) Tax Residency(IfyouareresidentinanycountryotherthanIndiafromataxationperspective,pleasefurnishCountryofTaxResidencyandTaxIdentificationNumber(TIN)orequivalentalongside)

Country of Tax Residency

Tax Identification number (TIn or

equivalent)



equivalent)



equivalent)

1. 1. 1.

2. 2. 2.

3. 3. 3.

(g) Gross annual Income (`) Below1lac 1-5Lacs

5-10Lacs 10-25Lacs

25Lacs-1crore >1Crore

Below1lac 1-5Lacs

5-10Lacs 10-25Lacs


Below1lac 1-5Lacs

5-10Lacs 10-25Lacs


(h) net Worth (`) (Not older than 1 year)

Mandatoryfor(a) Individual Investors who have not furnished Gross annual Income above and (b) non-Individual Investors.

` ason D D / M M / Y Y Y Y ` ason D D / M M / Y Y Y Y ` ason D D / M M / Y Y Y Y

(e) Occupation (ü) Pvt.SectorService PublicSectorService

Govt.Service Business

Professional Housewife

Retired Student

ForexDealer Agriculturist

OthersPleasespecify

Pvt.SectorService PublicSectorService



Retired Student


OthersPleasespecify

Pvt.SectorService PublicSectorService



Retired Student


OthersPleasespecify

(f) Others (ü)(ApplicableforKartaofHUFalso)

Iamapoliticallyexposedperson

Iamrelatedtoapoliticallyexposedperson

Notapplicable



Notapplicable



Notapplicable

FOR nOn-IndIVIduaL INvESTORS ONLY

IsthecompanyaListedCompanyorSubsidiaryofListedCompanyorControlledbyaListedCompanyYESNO

(IfNo,pleaseattachUltimateBeneficiaryOwnershipDeclarationmandatorily)

IftheEntityinvolved/providinganyofthefollowingservices:YES(Pleaseüfrombelow)NO

Gaming/Gambling/Lottery/CasinoServicesForeignExchange/MoneyChangerServicesMoneyLending/Pawning

4. DECLARATION & SIGNATURES (To be signed as per mode of Holding)

I/WehavereadandunderstoodthecontentsoftheSchemeInformationDocument,StatementofAdditionalInformationandKeyInformationMemorandumoftheaforesaidScheme(s)ofL&TMutualFundincludingthesectionson“Whocannotinvest”,“ForeignAccountTaxComplianceAct(FATCA)/CommonReportingStandard(CRS)”(“ReportingGuidelines”)”and“ImportantNoteonAntiMoneyLaundering,Know-Your-CustomerandInvestorProtection”.I/Weherebyapplyforallotment/purchaseofUnitsintheScheme(s)andagreetoabidebythetermsandconditionsapplicablethereto.I/WeherebydeclarethatI/Weam/areauthorisedtomakethisinvestmentandthattheamountinvestedintheScheme(s)isthroughlegitimatesourcesonlyanddoesnotinvolveandisnotdesignedforthepurposeofanycontraventionorevasionofanyAct,Rules,Regulations,NotificationsorDirectionsissuedbyanyauthorityinIndia.I/WeherebyauthoriseL&TMutualFund(“theFund”),itsInvestmentManager(“LTIM”)anditsagentstodisclosedetailsofmyinvestmenttomybank(s)/Fund’sbank(s)and/orDistributor/Broker/InvestmentAdviser/anygovernmentalorregulatoryauthority.TheARNholderhasdisclosedtome/usallthecommissions(intheformoftrailcommissionoranyothermode),payabletohimforthedifferentcompetingschemesofvariousMutualFundsfromamongstwhichtheScheme(s)isbeingrecommendedtome/us.I/Wehaveneitherreceivednorbeeninducedbyanyrebateorgifts,directlyorindirectly,inmakingthisinvestment.I/Wedeclarethattheinformationgiveninthisapplicationformiscorrect,completeandtrulystated.I/Weacceptandagreetoabidebythetermsandconditions(asmentionedonwww.ltfs.com)withrespecttomy/ourdealingswithL&TMutualFund/itsInvestmentManagerthroughvariouschannels.Incasethereisanychangeintheinformation(especiallypertainingtoReportingGuidelines)alreadyprovidedtoLTIM/Fund,I/WeagreethatI/WeshallinformthesametoLTIM/Fundwithin30daysofthechange.I/Weauthorizeupdationoftherecords(includingpertainingtotheReportingGuidelines)basistheinformation/documentsreceivedbyLTIM/Fund/RegistrarandTransferAgent(“RTA”)fromotherSEBIRegisteredIntermediaries.I/WeauthorizeLTIML/Fund/RTA,tosharetheinformationprovidedbyme/uswithotherSEBIRegisteredIntermediariestofacilitatesinglesubmission/updation.I/WeauthorizeLTIM/Fund/RTAtoproviderelevantinformationtoupstreampayorstoenablewithholdingtooccurandpayoutanysumsfromthemy/ouraccountorcloseorsuspendmy/ouraccount(s)underintimationme/us.Applicable for AADHAAR SUBMISSION : I/Weherebygiveyoumy/ourconsenttovalidateAadhaarwithUIDAIandforupdating/linkingmyAadhaarnumberbasedonthePANgiveninallmyaccountsmaintainedwithCAMSservicedMutualFundsforKYC&otherrelatedduediligencepurposeinlinewithPMLArequirementsandAccountenrichmentpurpose.

(Sole/FirstUnitHolder) (SecondUnitHolder) (ThirdUnitHolder)

Date D D M M Y Y Y Y Place



Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Cl05134

25

Please read the below instructions carefully before filling the form. Please fill up the form in English in BLOCK LETTERS with black or dark ink. All information sought in the form is mandatory except where it is specifically indicated as optional. All instructions & notes are subject to SEBI & AMFI guidelines as amended from time to time. Please note in case of any error while filling the form all applicants must sign against the corrections.

1. Applicant Information:Please furnish theFolioNumber,NameandPANofSole /FirstApplicant inSection1of theForm. Your transactionwouldbeprocessedinthespecifiedfolio.

Yourpersonalinformationandbankaccountdetailswouldapplytothisinvestmentaswell.

Contact Details: PleaseprovidetheMobileNumberandE-MailAddressoftheSole/FirstApplicantintheformincaseofIndividualsandKeyContactincaseofNonIndividuals.Thiswouldhelpusseamlesslycommunicatewithyouonyourinvestments.

KYCismandatory.PleaseenclosecopiesofKYCacknowledgementlettersforallapplicants.**PEKRNrequiredforMicroinvestmentsuptoRs.50,000inayear.

*14digitKYCIdentificationNumber(KIN)andDateofBirthismandatoryforIndividual(s)whohasregisteredunderCentralKYCRecordsRegistry(CKYCR).

Permanent Account Number (PAN):FurnishingofPANismandatoryforallapplicantsexceptwherespecificdispensationisprovidedunderlaw.

Aadhaar Number: Aadhaar ismandatory forall applicantsexceptNRI’s,Non-individuals&HUF’s.Submissionof this formdoesnotwarranty linkingofAadhaarNumberinyourFolios.ItissubjecttoauthenticationwithUIDAIdatabase&otherrequiredvalidations.PleaseensureyourmobilenumberisupdatedinyourAadhaardatabase.

2. Switch Request:

a. PleaseensurethattheTargetandSourceschemesarecorrectlyindicated.

b. Pleasespecifytheamount/numberofunitsyouwishtoswitch.Ifyouwishtoswitchallunits,tickagainsttheboxprovided.

c. Ifyourswitchrequestspecifiesbothamountandunitsforredemption,thelatterwillbeprocessed.

d. If thebalance in thesourcescheme/option,after taking theswitch intoaccount fallsbelow theminimumredemptionsize (either inamountorunitswhicheverisless),theentirebalanceintheSourceschemewillbeswitchedtotheTargetScheme.

3. Signatures: AllsignaturesshouldbeinEnglishoranyotherIndianLanguage.Thumbimpressionsshouldbefromthelefthandincaseofmalesandrighthandincaseoffemales.AllsuchthumbimpressionsneedtobeattestedbyaMagistrate,NotaryPublicorSpecialExecutiveMagistrateunderhis/herofficialseal.

4. Employees Unique Identification Number (EUIN):Ifyouaremakingthisinvestmentbasedonaninvestmentadvisereceivedfromyourdistributor,pleasequotetheEmployeesUniqueIdentificationNumber(EUIN)ofyourrelationshipmanagerintheApplicationForm.

Ifyourdistributorhas,however,notgivenyouanyadvicepertainingtotheinvestmentoryourinvestmentdecisionisnotwithstandingtheadviceprovidedbyyourdistributorregardinginappropriatenessoftheschemevis-a-visyourinvestmentneeds,theEUINboxmaybeleftblank.Inthiscase,pleasesigninthespaceprovidedinSectionBtoconfirmyouracceptancetothedeclarationstatedtherein.

5. KYC Details:

DateofKYCSubmission CurrentKYCStatus Whatisrequired

UptoJune24,2015 KYCRegistered-NewKYC Section2(e),(f),(g)and(h)isNOTmandatory.Pleasecompleteincaseofanychangeininformation

KYCVerifiedbyCVLMF Submitthefollowingalongwiththeinvestment:KYCModificationformalongwiththerequiredsupportingdocuments.Section2completelyfilled

WitheffectfromJune25,2015 KYCRegistered-NewKYC Section2withallsectionsmandatorilyfilled

KYCUnderProcess/KYCsubmitted* Section2withallsectionsmandatorilyfilled

*The Under process status should not be older than 15 days.

GENERAL INSTRUCTIONS

26

THIS PAGE IS INTENTIONALLY KEPT BLANK

27

ACKNOWLEDGEMENT SLIP (To be filled and attached by the Applicant with the NFO Application Form)

(Investors must read the scheme information document/key information memorandum and instructions before filling this form)

ASBAApplicationNo. Date D D M M Y Y Y Y

BROKER/AGENT INFORMATION FOR OFFICE USE ONLY

APPLICANT’S DETAILS (name should be as available in demat account in case of demat account holders)

NameofFirst/SoleApplicant(Forexistingunitholder(s)pleasefurnishyourFolioNo.)

FirstName MiddleName LastName FolioNo.

PAN/PEKRN AadhaarNo. FirstUnitHolder KIN

INvESTOR CATEGORY (Please ü as applicable; Refer Instruction no. 4 mentioned on backside)

IND HUF NRI FII FI IC MF MINOR

BANK TRUST AOP SOCtY CO OTHPleaseSpecify

name and amFI Regn. no. Sub Broker Name & Code SCSB SCSB IFSC Code Syndicate Member Code Sr. no.

ARN: [Name&Code] [11DigitCode] [NameandCode]

DETAILS OF BANK ACCOUNT FOR BLOCKING OF FUNDSBankName(Donotabbreviate)

AccountNo. BranchName (Pleaseprovidethefullaccountnumber)

City PinCode

AccountType(Please)ForResidents ForNon-Residents

Savings Current NRO NRE Repatriable Non-Repatriable Others

Amounttobeblocked(`)

Amountinwords

DEPOSITORY ACCOUNT DETAILSDepositoryName[Please] NationalSecuritiesDepositoryLimited CentralDepositoryServices[India]Limited

DepositoryParticipantName

DP-ID

BeneficiaryAccountNumber

InVESTmEnT dETaILS [Please ]

L&T Emerging Opportunities Fund – Series II DividendPayout DividendSweep

L&T Emerging Opportunities Fund – Series IIAclose-endedequityfundpredominantlyinvestinginsmallcapstocks

Receivedfrom (sole/firstapplicant)ASBAFormdated detailsofwhichareasfollows:

ApplicationNo.

SCSB(BankandBranch)

DateofSubmission

AmountBlocked(`)

BankAccountNo.

L&T Emerging Opportunities Fund – Series II

This product is suitable for investors who are seeking*

• Longtermcapitalappreciation

• Investment in a basket of equity and equity related instruments investing predominantly in thesmallcapstocks

*Investorsshouldconsulttheirfinancialadvisersifindoubtaboutwhethertheproductissuitableforthem.



aSBa FORm (To be submitted to Self Certified Syndicate Bank [SCSB])

28

UNDERTAKING BY ASBA INvESTOR AND ACCOUNT HOLDER

(1) I/Weherebyundertakethat,I/wehavereadandunderstoodtheinstructionscontainedinthisFormandTermsandConditionsconcerningASBAascontainedintheSchemeInformationDocument(SID)/KeyInformationMemorandum(KIM)of theabovementionedSchemeandStatementofAdditional Information(SAI)ofL&TMutualFund.Further,I/weunderstandthatifthedetailsasprovidedbyme/usinthisFormaredifferentfromthoseintheNFOApplicationForm,theninsuchacase;theinformationasprovidedbyme/ushereinwillbereliedupon.I/WefurtherconfirmandundertakethatIam/weareeligibleASBAapplicant(s)aspertherelevantprovisionsoftheSEBI(IssueofCapitalandDisclosureRequirement)Regulations,2009.

(2) InaccordancewithprovisionsofASBAintheSEBIICDRRegulations,2009andasdisclosedintheSAI,I/Weauthorise

(a) TheSCSBtodoallactsasarenecessarytomakeanapplicationintheNewFundOfferofabovementionedScheme,includinguploadingofapplicationdetails,blockingtheamounttotheextentmentionedaboveunder“DETAILSOFBANKACCOUNTFORBLOCKINGOFFUNDS”orunblockingoffundsinthebankaccountmaintainedwiththeSCSBspecifiedabove,transferoffundstotheL&TMutualFund’saccountonreceiptofinstructionsfromtheRegistrartoL&TMutualFundafterfinalisationofthebasisofallotment,entitlingme/ustoreceivemutualfundunitsonsuchtransferoffunds,etc.

(b) RegistrartoissueinstructionstotheSCSBtounblockthefundsinthebankaccountspecifiedaboveuponfinalisationofthebasisofallotmentandtotransfertherequisitemoneytotheL&TMutualFund’saccount.

(3) Incasetheamountavailableinthebankaccountspecifiedaboveisinsufficient,theSCSBshallrejecttheapplication.

(4) IftheDPID,BeneficiaryorPANisnotprovidedbyme/usorthedetailsonthesameasfurnishedintheformareincorrectorincompleteornotmatchingwiththedepositoryrecords,my/ourapplicationshallberejectedandL&TMutualFundorSCSBshallnotbeliableforlosses,ifany.

SIG

naT

uR

ES 1STAPPLICANT/POAHOLDER/GUARDIANSIGNATURE

2NDAPPLICANT/POAHOLDERSIGNATURE

3RDAPPLICANT/POAHOLDERSIGNATURE

SCSBBANK-1STACCOUNTHOLDERSIGNATURE

SCSBBANK-2NDACCOUNTHOLDERSIGNATURE

SCSBBANK-3RDACCOUNTHOLDERSIGNATURE

UNDERTAKING BY ASBA INvESTOR AND ACCOUNT HOLDER

1. SCSBmeansSelfCertifiedSyndicateBankregisteredwiththeSEBI,whichoffersthefacilityofASBA.ThelistofSCSBsasonMay15,2012(asavailableonSEBIwebsite)isasfollows:1.AxisBankLtd2.StateBankofHyderabad3.StateBankofTravancore4.StateBankofBikanerandJaipur5.YESBankLtd.6.PunjabNationalBank7.DeutscheBankAG8.UnionBankofIndia9.HDFCBankLtd.10.ICICIBankLtd11.VijayaBank12.StateBankofIndia13.HSBCLtd.14.KotakMahindraBankLtd.15.CITIBank16.IndusIndBankLtd.17.KarurVysyaBankLtd.18.IndianOverseasBankLimited19.OrientalBankofCommerce20.StandardCharteredBank21.JPMorganChaseBank,N.A.22.NutanNagarikSahakariBankLtd.23.CanaraBank24.UnitedBankofIndia.25.TamilnadMercantileBankLtd.26.BNPParibas27.TheKalupurCommercialCo-operativeBankLtd.28.BankofAmericaN.A29.DhanlaxmiBankLimited30.StateBankofMysore31.TheLakshmiVilasBankLtd.32.TheSaraswatCo-operativeBankLtd.33.TheSuratPeoplesCo-opBank34.DenaBank35.IDBIBank36.BankofBaroda,37.DBSBankLtd.Forthecompletelistofcontrolling/designatedbranchesofabovementionedSCSBs,pleaserefertowebsites-www.sebi.gov.in,www.bseindia.comandwww.nseindia.com

2. EligibleinvestorsforASBAmaintainingtheiraccountinanyoftheaboveSCSBsmayuseASBAfacilitysubjecttofulfillingallthetermsandconditionsstipulatedinthisregard.

3. TheinvestorisrequiredtosubmitacopyoftheacknowledgmentreceiptoftheASBAForm(assubmittedwithSCSB)alongwiththeNFOapplicationformtobefurnishedtoL&TMutualFund.

4. Investorsshallticktheapplicablecategoryintheform,pleasenotethevariouscategoriesbelow:

Code Category Code Category Code Category

IND Individual IC InsuranceCompanies AOP AssociationofPersons

HUF HinduUndividedFamily MF MutualFunds SOCtY Society

NRI Non-ResidentIndian MINOR Minor(ThroughGuardian) BOI BoardofIndividuals

FII ForeignInstitutionalInvestor BANK Bank CO BodiesCorporate

FI Banks&FinancialInstitutions TRUST Trust OTH Others

Registered office:L&T Investment management LimitedBrindavan,Plotno.177,CSTRoad,Kalina,Santacruz(East),Mumbai-400098

ForinvestmentrelatedenquiriesandInvestorGrievancespleasecontact:L&T Investment management LimitedKGNTowers,06thfloor,No.62EthirajSalai,(Commander-In-ChiefRoad),Egmore,Chennai600105E-mail:[email protected]

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

29

Line 1*

Line 2

Line 3 City / Town / Village*

District* Zip / Post Code*

State/UT* Country*

Address Type* Residential / Business Residential Business Registered Office Unspecified (Certified copy of any one of the following Proof of Address [PoA] needs to be submitted) Proof of Address*

A- Passport Number Passport Expiry Date

B- Voter ID Card

D- Driving Licence Driving Licence Expiry Date

E- Aadhaar Card

F- NREGA Job Card

Z- Others (any document notified by the central government) Identification Number

1. Identity Details (Please refer instruction A at the end)

Name* (same as ID proof)

Maiden Name (If any*)

Father / Spouse Name*

Mother Name*

Date of Birth* D D M M Y Y Y Y

Gender* M- Male F- Female T-Transgender

Marital Status* Married Unmarried Others

Citizenship* IN- Indian Others Country Country Code

Residential Status* Resident Individual Non Resident Indian Foreign National Person of Indian Origin Occupation Type* S-Service Private Sector Public Sector Government Sector O-Others Professional Self Employed Retired Housewife Student B-Business X-Not Categorised

Know Your Client (KYC) Application Form (For Individuals only) (Please fill the form in English and in BLOCK Letters)

fields

Photo

3.1 Current / Permanent / Overseas Address Details (Please see instruction D at the end)

Signature/ Thumb Impression

3. Proof of Address (PoA)*

(Certified copy of any one of the following Proof of Identity [PoI] needs to be submitted)

Middle Name Last Name

Y Y Y Y

First Name Prefix

2. Proof of Identity (PoI)* (for PAN exempt Investor or if PAN card copy not provided) (Please refer instruction C & K at the end)

M M D D

Y Y Y Y M M D D

3.2 Correspondence / Local Address Details* (Please see instruction E at the end)

Same as Current / Permanent / Overseas Address details

PAN Please enclose a duly attested copy of your PAN Card

New Application Type* Update KYC Number*

Country Code as per ISO 3166

State/UT Code as per Indian Motor Vehicle Act, 1988

KYC Type* Normal (PAN is mandatory) PAN Exempt Investors (Refer instruction K)

Line 1*

Line 2



State/UT* Country* Country Code as per ISO 3166


Address

Passport Number Passport Expiry Date

Voter ID Card

Driving Licence Driving Licence Expiry Date

Aadhaar Card

NREGA Job Card

Others (any document notified by the central government) Identification Number

Y Y Y Y M M D D

Y Y Y Y M M D D

Page 1 Version 1.6

CKYC & KRA KYC Form

30

Related Person Type*

Name* (If KYC number and name are provided, below details of section 6 are optional)

Guardian of Minor Assignee Prefix First Name

Authorized Representative Middle Name Last Name

8. Applicant Declaration

9. Attestation / For Office Use Only Date: Place :

I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertake to inform you of any changes therein, immediately. In case any of the above information is found to be false or untrue or misleading or misrepresenting, I am aware that I may be held liable for it. I hereby declare that I am not making this application for the purpose of contravention of any Act, Rules, Regulations or any statute of legislation or any notifications/directions issued by any governmental or statutory authority from time to time. I hereby consent to receiving information from Central KYC Registry through SMS/Email on the above registered number/email address.

Signature / Thumb Impression of Applicant

[Signature / Thumb Impression]

Documents Received Certified Copies

D D M M Y Y Y Y

6. Details of Related Person (Optional) (please refer instruction G at the end)

Related Person Deletion of Related Person KYC Number of Related Person (if available*)

A- Passport Number Passport Expiry Date

B- Voter ID Card

C- PAN Card

D- Driving Licence Driving Licence Expiry Date

E- Aadhaar Card

F- NREGA Job Card

Z- Others (any document notified by the central government) Identification Number

(Certified copy of any one of the following Proof of Identity[PoI] needs to be submitted)

Y Y Y Y

Proof of Identity [PoI] of Related Person* (Please see instruction (H) at the end)

M M D D

Y Y Y Y M M D D

7. Remarks (If any)

KYC Verification Carried Out by (Refer Instruction I) Institution Details

Date

Emp. Name

Emp. Code

Emp. Designation

Name

Code

D D M M Y Y Y Y

[Institution Stamp] [Employee Signature]

In-Person Verification (IPV) Carried Out by (Refer Instruction J) Institution Details

5. FATCA/CRS Information (Tick if Applicable) Residence for Tax Purposes in Jurisdiction(s) Outside India (Please refer instruction B at the end)

Additional Details Required* (Mandatory only if above option (5) is ticked) Country of Jurisdiction of Residence* Country Code of Jurisdiction of Residence

Tax Identification Number or equivalent (If issued by jurisdiction)*

Place / City of Birth* Address

Country of Birth* Country Code as per ISO 3166

as per ISO 3166

Line 1*

Line 2



State/UT* Country* Country Code as per ISO 3166


Emp. Branch

Date

Emp. Name

Emp. Code

Emp. Designation

Name

Code

D D M M Y Y Y Y

[Institution Stamp] [Employee Signature]

Emp. Branch

4. Contact Details (All communications will be sent on provided Mobile no. / Email-ID) (Please refer instruction F at the end)

Email ID

Tel. (Off) Mobile Tel. (Res)

Page 2 Version 1.6

31

Instructions/Guidelines for filling Individual KYC Application Form

General Instructions: 1. Self-Certification of documents is mandatory. 2. KYC number of applicant is mandatory for update/change of KYC details. 3. For particular section update, please tick ( ) in the box available before the section number and strike off the sections not required to be updated. 4. Copies of all documents that are submitted need to be compulsorily self-attested by the applicant and accompanied by originals for verification. In case the original of any

document is not produced for verification, then the copies should be properly attested by entities authorized for attesting the documents, as per the list mentioned under [I]. 5. If any proof of identity or address is in a foreign language, then translation into English is required. 6. Name & address of the applicant mentioned on the KYC form, should match with the documentary proof submitted. 7. If correspondence & permanent addresses are different, then proofs for both have to be submitted. 8. Sole proprietor must make the application in his individual name & capacity. 9. For non-residents and foreign nationals, (allowed to trade subject to RBI and FEMA guidelines), copy of passport/PIOCard/OCICard and overseas address proof is mandatory. 10. In case of Merchant Navy declaration or certified copy of CDC (Continuous Discharge Certificate) is to be submitted. 11. For opening an account with Depository participant or Mutual Fund, for a minor, photocopy of the School Leaving Certificate/Mark sheet issued by Higher Secondary Board/

Passport of Minor/Birth Certificate must be provided.

A. 1. Name: Please state the name with Prefix (Mr/Mrs/Ms/Dr/etc.). The name should match the name as mentioned in the Proof of Identity submitted failing which the

application is liable to be rejected. 2. .

B. Clarification/Guidelines on filling details if applicant residence for tax purposes in jurisdiction(s) outside India 1. Tax identification Number (TIN): TIN need not be reported if it has not been issued by the jurisdiction. However, if the said jurisdiction has issued a high integrity number

with an equivalent level of identification (a the same may be reported. Examples of that type of number for individual include, a social security/ insurance number, citizen/personal identification/services code/number, and resident registration number)

C. stors 1. If driving license number or passport is provided as proof of identity then expiry date is to be mandatorily furnished. 2. Mention identification / reference number if Others (any document notified by the central is ticked. 3. Others Identity card with photograph issued by any of the following: Central/ State Government Departments, Statutory/Regulatory Authorities, Public Sector

Undertakings, Scheduled Commercial Banks, Public Financial Institutions, Colleges affiliated to Universities, Professional Bodies such as ICAI, ICWAI, ICSI, Bar Council, etc., to their Members; and Credit cards/Debit cards issued by Banks.

4. Letter issued by a gazetted officer, with a duly attested photograph of the person.

D. Clarification / Guidelines on filling of Address [PoA] section 1. PoA to be submitted only if the submitted PoI does not have an address or address as per PoI is invalid or not in force. 2. State / U.T Code and Pin / Post Code will not be mandatory for Overseas addresses. 3. Others includes Utility bill which is not more than two months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill); Bank

account or Post Office savings bank account statement; Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India; Identity card with photograph and address issued by any of the following: Central/ State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, Public Financial Institutions, Colleges affiliated to Universities, Professional Bodies such as ICAI, ICWAI, ICSI, Bar Council, etc., to their Members; and Credit cards/Debit cards issued by Banks.

E. - 1. To be filled only in case the PoA is not the local address or address where the customer is currently residing. No separate PoA is required to be submitted. 2. 3. Others includes Utility bill which is not more than two months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill); Bank

account or Post Office savings bank account statement; Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India; Identity card with photograph and address issued by any of the following: Central/ State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, Public Financial Institutions, Colleges affiliated to Universities, Professional Bodies such as ICAI, ICWAI, ICSI, Bar Council, etc., to their Members; and Credit cards/Debit cards issued by Banks.

F. 1. Please mention two- digit country code and 10 digit mobile number (e.g. for Indian mobile number mention 91-9999999999). 2.

G. 1. Provide KYC number of related person if available.

H. 1. -

I. List of people authorized to attest the documents after verification with the originals: 1. Authorised officials of Asset Management Companies (AMC). 2. Authorised officials of Registrar & Transfer Agent (R&T) acting on behalf of the AMC. 3. KYD compliant mutual fund distributors. 4. Notary Public, Gazetted Officer, Manager of a Scheduled Commercial/Co-operative Bank or Multinational Foreign Banks (Name, Designation & Seal should be affixed on

the copy). 5. In case of NRIs, authorized officials of overseas branches of Scheduled Commercial Banks registered in India, Notary Public, Court Magistrate, Judge, Indian Embassy/

Consulate General in the country where the client resides are permitted to attest the documents. 6. Government authorised officials who are empowered to issue Apostille Certificates.

J. List of people authorized to perform In Person Verification (IPV): 1. Authorised officials of Asset Management Companies (AMC). 2. Authorised officials of Registrar & Transfer Agent (R&T) acting on behalf of the AMC. 3. KYD compliant mutual fund distributors. 4. Manager of a Scheduled Commercial/Co-operative Bank or Multinational Foreign Banks (for investors investing directly). 5. In case of NRI applicants, a person permitted to attest documents, may also conduct the In Person Verification and confirm this in the KYC Form.

K. PAN Exempt Investor Category 1. Investments (including SIPs), in Mutual Fund schemes up to INR 50,000/- per investor per year per Mutual Fund. 2. Transactions undertaken on behalf of Central/State Government, by officials appointed by Courts, e.g., Official liquidator, Court receiver, etc. 3. Investors residing in the state of Sikkim. 4. UN entities/multilateral agencies exempt from paying taxes/filing tax returns in India.

32




List of Two-Digit state / U.T Codes as per Indian Motor Vehicle Act, 1988

State / U.T Code State / U.T Code State / U.T Code Andaman & Nicobar AN Himachal Pradesh HP Pondicherry PY Andhra Pradesh AP Jammu & Kashmir JK Punjab PB Arunachal Pradesh AR Jharkhand JH Rajasthan RJ Assam AS Karnataka KA Sikkim SK Bihar BR Kerala KL Tamil Nadu TN Chandigarh CH Lakshadweep LD Telangana TS Chattisgarh CG Madhya Pradesh MP Tripura TR Dadra and Nagar Haveli DN Maharashtra MH Uttar Pradesh UP Daman & Diu DD Manipur MN Uttarakhand UA Delhi DL Meghalaya ML West Bengal WB Goa GA Mizoram MZ Other XX Gujarat GJ Nagaland NL Haryana HR Orissa OR

List of ISO 3166 Two-Digit Country Code

Country Country

Code Country Country



Code Afghanistan AF Dominican Republic DO Libya LY Saint Pierre and Miquelon PM Aland Islands AX Ecuador EC Liechtenstein LI Saint Vincent and the Grenadines VC Albania AL Egypt EG Lithuania LT Samoa WS Algeria DZ El Salvador SV Luxembourg LU San Marino SM American Samoa AS Equatorial Guinea GQ Macao MO Sao Tome and Principe ST Andorra AD Eritrea ER Macedonia, the former Yugoslav Republic of MK Saudi Arabia SA Angola AO Estonia EE Madagascar MG Senegal SN Anguilla AI Ethiopia ET Malawi MW Serbia RS Antarctica AQ Falkland Islands (Malvinas) FK Malaysia MY Seychelles SC Antigua and Barbuda AG Faroe Islands FO Maldives MV Sierra Leone SL Argentina AR Fiji FJ Mali ML Singapore SG Armenia AM Finland FI Malta MT Sint Maarten (Dutch part) SX Aruba AW France FR Marshall Islands MH Slovakia SK Australia AU French Guiana GF Martinique MQ Slovenia SI Austria AT French Polynesia PF Mauritania MR Solomon Islands SB Azerbaijan AZ French Southern Territories TF Mauritius MU Somalia SO Bahamas BS Gabon GA Mayotte YT South Africa ZA Bahrain BH Gambia GM Mexico MX South Georgia and the South Sandwich Islands GS Bangladesh BD Georgia GE Micronesia, Federated States of FM South Sudan SS Barbados BB Germany DE Moldova, Republic of MD Spain ES Belarus BY Ghana GH Monaco MC Sri Lanka LK Belgium BE Gibraltar GI Mongolia MN Sudan SD Belize BZ Greece GR Montenegro ME Suriname SR Benin BJ Greenland GL Montserrat MS Svalbard and Jan Mayen SJ Bermuda BM Grenada GD Morocco MA Swaziland SZ Bhutan BT Guadeloupe GP Mozambique MZ Sweden SE Bolivia, Plurinational State of BO Guam GU Myanmar MM Switzerland CH Bonaire, Sint Eustatius and Saba BQ Guatemala GT Namibia NA Syrian Arab Republic SY Bosnia and Herzegovina BA Guernsey GG Nauru NR Taiwan, Province of China TW Botswana BW Guinea GN Nepal NP Tajikistan TJ Bouvet Island BV Guinea-Bissau GW Netherlands NL Tanzania, United Republic of TZ Brazil BR Guyana GY New Caledonia NC Thailand TH British Indian Ocean Territory IO Haiti HT New Zealand NZ Timor-Leste TL Brunei Darussalam BN Heard Island and McDonald Islands HM Nicaragua NI Togo TG Bulgaria BG Holy See (Vatican City State) VA Niger NE Tokelau TK Burkina Faso BF Honduras HN Nigeria NG Tonga TO Burundi BI Hong Kong HK Niue NU Trinidad and Tobago TT Cabo Verde CV Hungary HU Norfolk Island NF Tunisia TN Cambodia KH Iceland IS Northern Mariana Islands MP Turkey TR Cameroon CM India IN Norway NO Turkmenistan TM Canada CA Indonesia ID Oman OM Turks and Caicos Islands TC Cayman Islands KY Iran, Islamic Republic of IR Pakistan PK Tuvalu TV Central African Republic CF Iraq IQ Palau PW Uganda UG Chad TD Ireland IE Palestine, State of PS Ukraine UA Chile CL Isle of Man IM Panama PA United Arab Emirates AE China CN Israel IL Papua New Guinea PG United Kingdom GB Christmas Island CX Italy IT Paraguay PY United States US Cocos (Keeling) Islands CC Jamaica JM Peru PE United States Minor Outlying Islands UM Colombia CO Japan JP Philippines PH Uruguay UY Comoros KM Jersey JE Pitcairn PN Uzbekistan UZ Congo CG Jordan JO Poland PL Vanuatu VU Congo, the Democratic Republic of the CD Kazakhstan KZ Portugal PT Venezuela, Bolivarian Republic of VE Cook Islands CK Kenya KE Puerto Rico PR Viet Nam VN Costa Rica CR Kiribati KI Qatar QA Virgin Islands, British VG Cote d'Ivoire !Côte d'Ivoire CI Korea, Democratic People's Republic of KP Reunion !Réunion RE Virgin Islands, U.S. VI Croatia HR Korea, Republic of KR Romania RO Wallis and Futuna WF Cuba CU Kuwait KW Russian Federation RU Western Sahara EH Curacao !Curaçao CW Kyrgyzstan KG Rwanda RW Yemen YE Cyprus CY Lao People's Democratic Republic LA Saint Barthelemy !Saint Barthélemy BL Zambia ZM Czech Republic CZ Latvia LV Saint Helena, Ascension and Tristan da Cunha SH Zimbabwe ZW Denmark DK Lebanon LB Saint Kitts and Nevis KN Djibouti DJ Lesotho LS Saint Lucia LC Dominica DM Liberia LR Saint Martin (French part) MF

33

1. Identity Details (Please refer instruction A at the end)

Name* (same as ID proof)

Maiden Name (If any*)

Mother Name*

Residential Status* Resident Individual Non Resident IndiannigirOnaidnIfonosrePlanoitaNngieroF

Occupation Type* S-Service Private Sector Public Sector Government SectorO-Others Professional Self Employed Retired Housewife Student

desirogetaCtoN-XssenisuB-B

Middle Name Last NameFirst NamePrefix

PAN Please enclose a duly attested copy of your PAN Card

5. Applicant Declaration

:ecalP:etaD

I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertake to inform you of any changestherein, immediately. In case any of the above information is found to be false or untrue or misleading or misrepresenting, I am aware that I may be heldliable for it. I hereby declare that I am not making this application for the purpose of contravention of any Act, Rules, Regulations or any statute oflegislation or any notifications/directions issued by any governmental or statutory authority from time to time.I hereby consent to receiving information from Central KYC Registry through SMS/Email on the above registered number/email address.

Signature / Thumb Impression of Applicant

[Signature / ThumbImpression]

D D M M Y Y Y Y

Related Person Type*

Name*(If KYC number and name are provided, below details of section 6 are optional)

Guardian of Minor AssigneePrefix First Name

Authorized RepresentativeMiddle Name Last Name

3. Details of Related Person (Optional) (please refer instruction G at the end)

Related Person Deletion of Related Person KYC Number of Related Person (if available*)

etaDyripxEtropssaPrebmuNtropssaP-A

B- Voter ID Card

C- PAN Card

etaDyripxEecneciLgnivirDecneciLgnivirD-D

E- Aadhaar Card

F- NREGA Job Card

rebmuNnoitacifitnedI)tnemnrevoglartnecehtybdeifitontnemucodyna(srehtO-Z

(Certified copy of any one of the following Proof of Identity[PoI] needs to be submitted)

Y Y Y Y

Proof of Identity [PoI] of Related Person* (Please see instruction (H) at the end)

M MD D

Y Y Y YM MD D

4. Remarks (If any)

2. FATCA/CRS Information (Tick if Applicable) Residence for Tax Purposes in Jurisdiction(s) Outside India (Please refer instruction B at the end)

Additional Details Required* (Mandatory only if above option is ticked)ecnediseRfonoitcidsiruJfoedoCyrtnuoC*ecnediseRfonoitcidsiruJfoyrtnuoC

Tax Identification Number or equivalent (If issued by jurisdiction)*

Place / City of Birth*Address

Country of Birth* Country Code as per ISO 3166

as per ISO 3166

Line 1*

Line 2


*edoCtsoP/piZ*tcirtsiD

*yrtnuoC*TU/etatS Country Code as per ISO 3166


Know Your Client (KYC) Application FormFor Individuals Only(Please fill the form in English and in BLOCK Letters)Fields marked with * are mandatory fields

(To be additionally filled by customers using old KYC form)

Supplementary CKYC Form

KYC Type: Normal (PAN is mandatory)

PAN Exempt Investors

Page 1

34




General Instructions:

1. Self-Certification of documents is mandatory.

2. KYC number of applicant is mandatory for update/change of KYC details.

3. For particular section update, please tick ( ) in the box available before the section number and strike off the sections not required to be updated.

4. Copies of all documents that are submitted need to be compulsorily self-attested by the applicant and accompanied by originals for verification. In case the original of any document is not produced for verification, then the copies should be properly attested by entities authorized for attesting the documents, as per the list mentioned under [I].

5. If any proof of identity or address is in a foreign language, then translation into English is required.

6. Name & address of the applicant mentioned on the KYC form, should match with the documentary proof submitted.

7. If correspondence & permanent addresses are different, then proofs for both have to be submitted.

8. Sole proprietor must make the application in his individual name & capacity.

9. For non-residents and foreign nationals, (allowed to trade subject to RBI and FEMA guidelines), copy of passport/PIOCard/OCICard and overseas address proof is mandatory.

10. In case of Merchant Navy NRI’s, Mariner’s declaration or certified copy of CDC (Continuous Discharge Certificate) is to be submitted.

11. For opening an account with Depository participant or Mutual Fund, for a minor, photocopy of the School Leaving Certificate/Mark sheet issued by Higher Secondary Board/ Passport of Minor/Birth Certificate must be provided.

A. Clarification / Guidelines on filling ‘Identity Details’ section

1. Name: Please state the name with Prefix (Mr/Mrs/Ms/Dr/etc.). The name should match the name as mentioned in the Proof of Identity submitted failing which the application

is liable to be rejected.

2. Either father’s name or spouse’s name is to be mandatorily furnished. In case PAN is not available father’s name is mandatory.

B. Clarification/Guidelines on filling details if applicant residence for tax purposes in jurisdiction(s) outside India

1. Tax identification Number (TIN): TIN need not be reported if it has not been issued by the jurisdiction. However, if the said jurisdiction has issued a high integrity number with an equivalent level of identification (a “Functional equivalent”), the same may be reported. Examples of that type of number for individual include, a social security/ insurance number, citizen/personal identification/services code/number, and resident registration number)

Instructions/Guidelines for filling Individual KYC Application Form

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41

FATCA – CRS DECLARATION & SUPPLEMENTARY INFORMATION(For Individual Investors including Sole Proprietor & POA Holder)

APPLICANT(S) INFORMATION

FolioNo./ApplicationNo.

NameofSole/1stUnitHolder FirstName MiddleName LastName

Nameof2ndApplicant FirstName MiddleName LastName

Nameof3rdApplicant FirstName MiddleName LastName



KIN^ FirstUnitHolder SecondUnitHolder ThirdUnitHolder

DateofBirth^(1stUnitHolder) D D M M Y Y Y Y DateofBirth^(2ndUnitHolder) D D M M Y Y Y Y DateofBirth^(3rdUnitHolder) D D M M Y Y Y Y

**PEKRN required for Micro investments upto Rs. 50,000 in a year.^ 14 digit KYC Identification Number (KIN) and Date of Birth is mandatory for Individual(s) who has registered under Central KYC Records Registry (CKYCR).

MobileNo.+91- E-mailID

FATCA & CRS DETAILS

Category Sole/First applicant/Guardian Second applicant Third applicantGenderFather'sNameTypeofaddressgivenattheKRA ResidentialorBusiness ResidentialorBusiness ResidentialorBusiness

Residential Residential ResidentialBusiness Business BusinessRegisteredOffice RegisteredOffice RegisteredOffice

PermissibledocumentsarePassportElectionIDCardPANCardGovt.IDCardDrivingLicenseUIDAICardNRE/GACardOthersCountry/Place/CityofBirthCountryofcitizenship/nationality IndianU.S.Others

(Please,specify_______________)IndianU.S.Others(Please,specify_______________)

IndianU.S.Others(Please,specify_______________)

I am a tax resident of India and not a resident of any other country Yes noIf ‘Yes’,pleaseproceedforsignatureofdeclaration.If ‘No’, please fill below,forallcountries(otherthanIndia)inwhichyouareresidentfortaxpurposes,i.e.whereyouareaCitizen/Resident/GreenCardHolder/TaxResidentinrespectivecountries.

CountryofTaxResidency

TaxIdentificationNoorFunctionalEquivalent

IdentificationType(TINorother,pleasespecify)

IfTINisnotavailable,pleasetick(ü)thereasonA,BorC[Asdefinedbelow]

ReasonA,BorC ReasonA,BorC ReasonA,BorC

ReasonA,BorC ReasonA,BorC ReasonA,BorC ReasonA:ThecountrywheretheAccountholderisliabletopaytaxdoesnotissueTaxIdentificationNumberstoitsresidents. ReasonB:NoTINrequired(Selectthisreasononly,iftheauthoritiesoftherespectivecountryoftaxresidencedonotrequiretheTINtobecollected) ReasonC:Otherspleasestatethereasonthereof.

DECLARATIONIherebyconfirmthattheinformationprovidedhereinaboveistrue,correctandcompletetothebestofmyknowledgeandbeliefandthatIshallbesolelyliableandresponsiblefortheinformationsubmittedabove.IalsoconfirmthatIhavereadandunderstoodtheFATCAandCRSTermsandconditionbelowandherebyacceptthesame.Ialsoundertaketokeepyouinformedinwritingaboutanychanges/modificationtotheaboveinformationinfuturewithin30daysofthesamebeingeffectiveandalsoundertaketoprovideanyotheradditionalinformationasmayberequiredanyintermediaryorbydomesticoroverseasregulators/taxauthorities.

Signatures

Sole / 1st applicant / Guardian 2nd applicant 3rd applicant

Date: D D / M M / Y Y Y Y Place:_________________________

PleaserefertotheInstructionsforassistanceandcompleteallsectionsinEnglish.Forlegibility,pleaseuseBLOCKlettersinblackordarkink.PleaseseekappropriateadvicefromataxprofessionalonFATCArelatedinformationapplicabletoyou.

42

FATCA & CRS TERMS & CONDITIONS




(Note: The guidance Note/notification issued by the CBDT shall prevail in respect to interpretation of the terms specified in the form)

DetailsunderFATCA&CRS.TheCentralBoardofDirectTaxeshasnotifiedRules114Fto114H,aspartoftheIncome-taxRules,1962whichRulesrequireIndianfinancial institutionssuchas theBank toseekadditionalpersonal taxandbeneficialowner informationandcertaincertificationsanddocumentation fromallouraccountholders.Inrelevantcases,informationwillhavetobereportedtotaxauthorities/appointedagencies.

Shouldtherebeanychangeinanyinformationprovidedbyyou,pleaseensureyouadviseuspromptly,i.e.,within30days.

Pleasenotethatyoumayreceivemorethanonerequestforinformationifyouhavemultiplerelationshipswith(InsertFI’sname)oritsgroupentities.Therefore,itisimportantthatyourespondtoourrequest,evenifyoubelieveyouhavealreadysuppliedanypreviouslyrequestedinformation.

FATCA & CRS INSTRUCTIONS

Ifyouhaveanyquestionsaboutyoutaxresidency,pleasecontactyourtaxadvisor.IfyouareaUScitizenorresidentorgreencardholder,pleaseincludeUnitedStatesintheforeigncountryinformationfieldalongwithyourUSTaxIdentificationNumber.

ItismandatorytosupplyaTINorfunctionalequivalentifthecountryinwhichyouaretaxresidentissuessuchidentifiers.IfnoTINisyetavailableorhasnotyetbeenissued,pleaseprovideanexplanationandattachthistotheform.

IncasecustomerhasthefollowingIndiciapertainingtoaforeigncountryandyetdeclaresselftobenon-taxresidentintherespectivecountry,customertoproviderelevantCuringDocumentsasmentionedbelow:

FATCA & CRS Indicia observed (ticked) Documentation required for Cure of FATCA/CRS IndiciaU.Splaceofbirth 1. Self-certificationthattheaccountholder isneitheracitizenofUnitedStatesofAmericanor itsresidentfortax

purposes:2. Non–USpassportoranynon-USgovernmentissueddocumentevidencingnationalityorcitizenship(referlist

below);and3. Anyoneofthefollowingdocuments: CertifiedcopyofcertificateofLossofNationality orReasonableexplanationofwhythecustomerdoesnothavesuchacertificatedespiterenouncingUScitizenship; orReasonthecustomerdidnotobtainU.S.citizenshipatbirth

Residence /mailing address in a countryotherthanIndia

1. Self-certificationthattheaccountholderisneitheracitizenofUnitedStatesofAmericanorataxresidentofanycountryotherthanIndia;and

2. Documentaryevidence(referlistbelow)TelephonenumberinacountryotherthanIndia

If no Indian telephone number is provided1. Self-certificationthattheaccountholderisneitheracitizenofUnitedStatesofAmericanorataxresidentofany

countryotherthanIndia;and

2. Documentaryevidence(referlistbelow)

If Indian telephone number is provided along with a foreign country telephone number1. Self-certificationthattheaccountholderisneitheracitizenofUnitedStatesofAmericanorataxresidentfortax

purposesofanycountryotherthanIndia;OR

2. Documentaryevidence(referlistbelow)

Listofacceptabledocumentaryevidenceneededtoestablishtheresidence(S)fortaxpurposes:

1. Certificateofresidenceissuedbyanauthorizedgovernmentbody*

2. Valididentificationissuedbyanauthorizedgovernmentbody*(e.g.Passport,NationalIdentitycard,etc.)

*Government or agency thereof or a municipality of the country or territory in which the payee claims to be a resident

43

FATCA, CRS & UBO DECLARATION(For non Individual Investors)

APPLICANT(S) INFORMATION

FolioNo./ApplicationNo.

Nameoftheentity

TypeofaddressgivenatKRA: ResidentialorBusiness Residential Business RegisteredOffice

“AddressoftaxresidencewouldbetakenasavailableinKRAdatabase.Incaseofanychange,pleaseapproachKRA&notifythechanges”

CityofIncorporation CountryofIncorporation

PAN DateofIncorporation D D / M M / Y Y Y Y

Entity ConstitutionTypePlease(ü)

PartnershipFirm HUFPrivateLimitedCompany PublicLimitedCompany Society AOP/BOI

TrustLiquidatorLimitedLiabilityPartnership ArtificialJuridicalPerson Others specify

Pleaseticktheapplicabletaxresidentdeclaration-

1.Is“Entity”ataxresidentofanycountryotherthanIndia:YesNo(If yes, please provide country/ies in which the entity is a resident for tax purposes and the associated Tax ID number below.)

Country TaxIdentificationNumber% IdentificationType(TINorOther,pleasespecify)

%IncaseTaxIdentificationNumberisnotavailable,kindlyprovideitsfunctionalequivalent$.IncaseTINoritsfunctionalequivalentisnotavailable,pleaseprovideCompanyIdentificationnumberorGlobalEntityIdentificationNumberorGIIN,etc.

IncasetheEntity’sCountryofIncorporation/TaxresidenceisU.S.butEntityisnotaSpecifiedU.S.Person,mentionEntity’sexemptioncodehere

Pleaserefertopara3(vii)exemptioncodeforU.S.personsunderpartDofFATCAInstructions&Definitions

FATCA & CRS Declaration

PART A(to be Filled by Financial Institutions or Direct Reporting NFEs)

1 Wearea,

Financialinstitution3

or

DirectreportingNFE4

(pleasetickasappropriate)

GIIN

Note:IfyoudonothaveaGIINbutyouaresponsoredbyanotherentity,pleaseprovideyoursponsor’sGIINaboveandindicateyoursponsor’snamebelow

Nameofsponsoringentity

GIIn not available (pleasetickasapplicable)applied for IftheentityisaFinancialinstitution,Notrequiredtoapplyfor-pleasespecify2digitssub-category10

Notobtained–Non-participatingFI

PART B(please fill any one as appropriate “to be filled by NFEs other than Direct Reporting NFEs”)1 Is theEntityapublicly tradedcompany(that is,a

companywhosesharesareregularlytradedonanestablishedsecuritiesmarket)

Yes(Ifyes,pleasespecifyanyonestockexchangeonwhichthestockisregularlytraded)No

Nameofstockexchange_______________________________________________________________

2 Is the Entity a related entity of a publicly tradedcompany(acompanywhosesharesareregularlytradedonanestablishedsecuritiesmarket)

Yes(Ifyes,pleasespecifynameofthelistedcompanyandonestockexchangeonwhichthestockisregularlytraded)No

Nameoflistedcompany_______________________________________________________________

Natureofrelation: SubsidiaryoftheListedCompanyorControlledbyaListedCompany

Nameofstockexchange_______________________________________________________________3 IstheEntityanactive1NonFinancialEntity(NFE) Yes(Ifyes,pleasefillUBOdeclarationinthenextsection.)No

NatureofBusiness____________________________________________________________________

Pleasespecifythesub-categoryofActiveNFE (Mentioncode–Refer2CofPartD)4 IstheEntityapassive2NonFinancialEntity(NFE) Yes(Ifyes,pleasefillUBOdeclarationinthenextsection.)No

NatureofBusiness____________________________________________________________________

1Refer2ofPartD|2Refer3(ii)ofPartD|3Refer1(i)ofPartD|4Refer3(vi)ofPartD|10Refer1AofPartD

PleaserefertotheInstructionsforassistanceandcompleteallsectionsinEnglish.Forlegibility,pleaseuseBLOCKlettersinblackordarkink.PleaseseekappropriateadvicefromataxprofessionalonFATCArelatedinformationapplicabletoyou.

44

uBO declarationCategory(Pleasetickapplicablecategory):UnlistedCompany PartnershipFirm LimitedLiabilityPartnershipCompanyUnincorporatedassociation/bodyofindividuals PublicCharitableTrust ReligiousTrust PrivateTrustOthers(pleasespecify_____________________________________________________________________)Pleaselistbelowthedetailsofcontrollingperson(s),confirmingALLcountriesoftaxresidency/permanentresidency/citizenshipandALLTaxIdentificationNumbersforEACHcontrollingperson(s).Owner-documentedFFI’s5shouldprovideFFIOwnerReportingStatementandAuditor’sLetterwithrequireddetailsasmentionedinFormW8BENEName-Beneficialowner/ControllingpersonCountry-TaxResidency*TaxIDNo.-Orfunctionalequivalentforeachcountry%

TaxIDType-TINorOther,pleasespecifyBeneficialInterest-inpercentageTypeCode11-ofControllingperson

Address-IncludeState,Country,PIN/ZIPCode&ContactDetailsAddressType-

1.Name ______________________________

Country ______________________________

TaxIDNo.%_____________________

TaxIDType _______________________

BeneficialInterest(%)_________________

TypeCode _______________________

Address ____________________________________________

______________________________________________________

ZIP

State:____________________Country:______________________

AddressType Residence Business Registeredoffice

2.Name ______________________________

Country ______________________________

TaxIDNo.%_____________________

TaxIDType _______________________


TypeCode _______________________

Address ____________________________________________

______________________________________________________

ZIP

State:____________________Country:______________________


3.Name ______________________________

Country ______________________________

TaxIDNo.%_____________________

TaxIDType _______________________


TypeCode _______________________

Address ____________________________________________

______________________________________________________

ZIP

State:____________________Country:______________________


#IfpassiveNFE,pleaseprovidebelowadditionaldetailsforeachofcontrollingpersons.(Pleaseattachadditionalsheetsifnecessary)

Name & PAN / Any other Identification Number(PAN, Aadhar, Passport, Election ID, Govt. ID, Driving Licence, NREGA Job Card, Others)City of Birth - Country of Birth

Occupation Type - Service,Business,OthersNationalityFather’s Name-MandatoryifPANisnotavailable

dOB-DateofBirthGender-Male,Female,Other

1.Name&PAN ______________________________________

CityofBirth ______________________________________

CountryofBirth ______________________________________

OccupationType ___________________________

Nationality ___________________________

Father’sName ___________________________

dOB D D / M M / Y Y Y Y

Gender Male Female Other

2.Name&PAN ______________________________________

CityofBirth ______________________________________

CountryofBirth ______________________________________

OccupationType ___________________________

Nationality ___________________________

Father’sName ___________________________



3.Name&PAN ______________________________________

CityofBirth ______________________________________

CountryofBirth ______________________________________

OccupationType ___________________________

Nationality ___________________________

Father’sName ___________________________



#Additionaldetailstobefilledbycontrollingpersonswithtaxresidency/permanentresidency/citizenship/GreenCardinanycountryotherthanIndia:*ToincludeUS,wherecontrollingpersonisaUScitizenorgreencardholder.

%IncaseTaxIdentificationNumberisnotavailable,kindlyprovidefunctionalequivalent.

FATCA - CRS Terms and Conditions

TheCentralBoardofDirectTaxeshasnotifiedRules114F&114H,aspartoftheIncomeTaxRules-1962,whichrulesrequiredIndianfinancialInstitutionsuchasthebanktoseekadditionalpersonal,taxandbeneficialownerinformationandcertaincertifications&documentationfromallouraccountsholders.Inrelevantcases,informationwillhavetobereportedtoTaxauthorities/appointedagencies.Towardscompliance,wemayalsoberequestedtoprovideinformationtoanyinstitutionssuchaswithholdingagentsforthepurposeofensuringappropriatewithholdingfromtheaccountoranyproceedsinrelationthereto.

Shouldtherebeanychangeanyinformationprovidedbyyou,pleaseinsureyouradviceuspromptly,i.e.within30days.

Ifanycontrollingpersonofanyutility isUScitizenorGreencardholder,please includeUnitedStates in the foreigncountry informationfieldalongwith theUSTaxIdentificationnumber.

ItismandatorytosupplyaTINorfunctionalequivalentifthecountryinwhichyouaretaxresidentissuedsuchidentification.Ifno,TINisyetavailableorhasnotbeenissued,pleaseprovideanexplanationandattachthistotheform.

Part C: CertificationI/WehaveunderstoodtheinformationrequirementsofthisForm(ReadalongwithFATCA&CRSInstructions)andherebyconfirmthatinformationprovidedbyme/usonthisFormistrue,correct&complete.I/WealsoconfirmthatI/WehaveunderstoodtheFATCA&CRSTerms&Conditionsbelowandtherebyacceptthesame.

Name

Designation

AuthorizedSignatory AuthorizedSignatory AuthorizedSignatory

Place:_________________________Date: D D / M M / Y Y Y Y

45

PART D FATCA Instructions & Definitions(Note:TheGuidanceNote/notificationissuedbytheCBDTshallprevailinrespecttointerpretationofthetermsspecifiedintheform)

1 (i) Financial Institution (FI)-ThetermFImeansanyfinancialinstitutionthatisaDepositoryInstitution,CustodialInstitution,InvestmentEntityorSpecifiedInsurancecompany,asdefined.

(ii) Depository institution:isanentitythatacceptsdepositsintheordinarycourseofbankingorsimilarbusiness.

(iii) Custodial institution:isanentitythatholdsasasubstantialportionofitsbusiness,holdsfinancialassetsfortheaccountofothersandwhereit’sincomeattributabletoholdingfinancialassetsandrelatedfinancialservicesequalsorexceeds20percentoftheentity’sgrossincomeduringtheshorterof-

(i) Thethreefinancialyearsprecedingtheyearinwhichdeterminationismade;or

(ii) Theperiod,duringwhichtheentityhasbeeninexistence,whicheverisless.

(iv) Investment entity is any entity:

(a) Thatprimarilyconductsabusinessoroperatesfororonbehalfofacustomerforanyofthefollowingactivitiesoroperationsfororonbehalfofacustomer

(i) Tradinginmoneymarketinstruments(cheques,bills,certificatesofdeposit,derivatives,etc.);foreignexchange;exchange,interestrateandindexinstruments;transferablesecurities;orcommodityfuturestrading;or

(ii) Individualandcollectiveportfoliomanagement;or

(iii) Investing,administeringormanagingfunds,moneyorfinancialassetormoneyonbehalfofotherpersons;

or

(b) Thegrossincomeofwhichisprimarilyattributabletoinvesting,reinvesting,ortradinginfinancialassets,iftheentityismanagedbyanotherentitythatisadepositoryinstitution,acustodialinstitution,aspecifiedinsurancecompany,oraninvestmententitydescribedabove.Anentityistreatedasprimarilyconductingasabusinessoneormoreofthe3activitiesdescribedabove,oranentity’sgrossincomeisprimar-ilyattributabletoinvesting,reinvesting,ortradinginfinancialassetsoftheentity’sgrossincomeattributabletotherelevantactivitiesequalsorexceeds50percentoftheentity’sgrossincomeduringtheshorterof:

(i) Thethree-yearperiodendingon31Marchoftheyearprecedingtheyearinwhichthedeterminationismade;or

(ii) Theperiodduringwhichtheentityhasbeeninexistence.

Theterm“InvestmentEntity”doesnotincludeanentitythatisanactivenon-financialentityaspercodes04,05,06and07-referpoint2c.)

(v) Specified Insurance Company:Entitythatisaninsurancecompany(ortheholdingcompanyofaninsurancecompany)thatissues,orisobligatedtomakepaymentswithrespectto,aCashValueInsuranceContractoranAnnuityContract.

1 (vi) FI not required to apply for GIIN: ReferRule 114F(5)of IncomeTaxRules,1962 for theconditions tobesatisfiedas “Non-ReportingFinancialInstitutionandGuidanceissuedbyCBDTinthisregard

A. Reasons why FI not required to apply for GIIN:

Code Sub-category

01 GovernmentalEntity,InternationalOrganizationorCentralBank

02TreatyQualifiedRetirementFund;aBroadParticipationRetirementFund;aNarrowParticipationRetirementFund;oraPensionFundofaGovernmentalEntity,InternationalOrganizationorCentralBank

03 Non-publicfundofthearmedforces,anemployees'stateinsurancefund,agratuityfundoraprovidentfund

04 EntityisanIndianFIsolelybecauseitisaninvestmententity

05 Qualifiedcreditcardissuer

06 InvestmentAdvisors,InvestmentManagers&ExecutingBrokers

07 Exemptcollectiveinvestmentvehicle

08 Trust

09 Non-registeringlocalbanks

10 FFIwithonlyLow-ValueAccounts

11 Sponsoredinvestmententityandcontrolledforeigncorporation

12 Sponsored,CloselyHeldInvestmentVehicle

46

2. Active Non-financial entity (NFE) : (anyoneofthefollowing): ReferExplanation(A)to114F(6)ofIncomeTaxRules,1962fordetailsCode Sub-category01 Lessthan50percentoftheNFE'sgrossincomefortheprecedingfinancialyearispassiveincomeandlessthan50percentoftheassetsheldbythe

NFEduringtheprecedingfinancialyearareassetsthatproduceorareheldfortheproductionofpassiveincome;02 Thestockoftheentityisregularlytradedonanestablishedsecuritiesmarketorthenon-financialentityisarelatedentityofanentity,thestockofwhich

isregularlytradedonanestablishedsecuritiesmarket.03 TheNFEisaGovernmentalEntity,anInternationalOrganization,aCentralBank,oranentitywhollyownedbyoneormoreoftheforegoing;04 SubstantiallyalloftheactivitiesoftheNFEconsistofholding(inwholeorinpart)theoutstandingstockof,orprovidingfinancingandservicesto,one

ormoresubsidiariesthatengageintradesorbusinessesotherthanthebusinessofaFinancialInstitution,exceptthatanentityshallnotqualifyforthisstatusiftheentityfunctionsasaninvestmentfund,suchasaprivateequityfund,venturecapitalfund,leveragedbuyoutfund,oranyinvestmentvehiclewhosepurposeistoacquireorfundcompaniesandthenholdinterestsinthosecompaniesascapitalassetsforinvestmentpurposes;

05 TheNFEisnotyetoperatingabusinessandhasnoprioroperatinghistory,butisinvestingcapitalintoassetswiththeintenttooperateabusinessotherthanthatofaFinancialInstitution,providedthattheNFEshallnotqualifyforthisexceptionafterthedatethatis24monthsafterthedateoftheinitialorganizationoftheNFE;

06 TheNFEwasnotaFinancialInstitutioninthepastfiveyears,andisintheprocessofliquidatingitsassetsorisreorganizingwiththeintenttocontinueorrecommenceoperationsinabusinessotherthanthatofaFinancialInstitution;

07 TheNFEprimarilyengagesinfinancingandhedgingtransactionswith,orfor,RelatedEntitiesthatarenotFinancialInstitutions,anddoesnotprovidefinancingorhedgingservicestoanyEntitythatisnotaRelatedEntity,providedthatthegroupofanysuchRelatedEntitiesisprimarilyengagedinabusinessotherthanthatofaFinancialInstitution;

08 AnyNFEthatfulfillsallofthefollowingrequirements:• It isestablishedandoperated in Indiaexclusively forreligious,charitable,scientific,artistic,cultural,athletic,oreducationalpurposes;or it is

establishedandoperatedinIndiaanditisaprofessionalorganization,businessleague,chamberofcommerce,labororganization,agriculturalorhorticulturalorganization,civicleagueoranorganizationoperatedexclusivelyforthepromotionofsocialwelfare;

• ItisexemptfromincometaxinIndia;• Ithasnoshareholdersormemberswhohaveaproprietaryorbeneficialinterestinitsincomeorassets;TheapplicablelawsoftheNFE'scountryorterritoryofresidenceortheNFE'sformationdocumentsdonotpermitanyincomeorassetsoftheNFEtobedistributedto,orappliedforthebenefitof,aprivatepersonornon-charitableEntityotherthanpursuanttotheconductoftheNFE'scharitableactivities,oraspaymentofreasonablecompensationforservicesrendered,oraspaymentrepresentingthefairmarketvalueofpropertywhichtheNFEhaspurchased;andThe applicable laws of theNFE's country or territory of residence or theNFE's formation documents require that, upon theNFE's liquidation ordissolution,allofitsassetsbedistributedtoagovernmentalentityorothernon-profitorganization,orescheattothegovernmentoftheNFE'scountryorterritoryofresidenceoranypoliticalsubdivisionthereof.Explanation.-Forthepurposeofthissub-clause,thefollowingshallbetreatedasfulfillingthecriteriaprovidedinthesaidsub-clause,namely:-(i) anInvestorProtectionFundreferredtoinclause(23EA);(ii) aCreditGuaranteeFundTrustforSmallIndustriesreferredtoinclause23EB;and(iii) anInvestorProtectionFundreferredtoinclause(23EC),ofsection10oftheAct;

3. Other definitions(i) Relatedentity Anentity isa‘relatedentity’ofanotherentity ifeitherentitycontrolstheotherentity,orthetwoentitiesareundercommoncontrolForthispurpose,control

includesdirectorindirectownershipofmorethan50%ofthevotesandvalueinanentity(ii) PassiveNFE ThetermpassiveNFEmeans (i) anynon-financialentitywhichisnotanactivenon-financialentity;or (ii) aninvestmententitydescribedinsub-clause(B)ofclause(c)oftheExplanationtoclause(3),whichisnotlocatedinanyofthejurisdictionsspecifiedby

theCentralBoardofDirectTaxesinthisbehalf (iii) notawithholdingforeignpartnershiporawithholdingforeigntrust(iii) Passiveincome Thetermpassiveincomeincludesincomebywayof: (1) Dividends, (2) Interest (3) Incomeequivalenttointerest, (4) Rentsandroyalties,otherthanrentsandroyaltiesderivedintheactiveconductofatradeorbusinessconducted,atleastinpart,byemployeesoftheNFE (5) Annuities (6) Theexcessofgainsoverlossesfromthesaleorexchangeoffinancialassetsthatgivesrisetopassiveincome (7) Theexcessofgainsoverlossesfromtransactions(includingfutures,forwards,andsimilartransactions)inanyfinancialassets, (8) Theexcessofforeigncurrencygainsoverforeigncurrencylosses (9) Netincomefromswaps (10) Amountsreceivedundercashvalueinsurancecontracts Butpassiveincomewillnotincludeincaseofanon-financialentitythatregularlyactsasadealerinfinancialassets,anyincomefromanytransactionentered

intointheordinarycourseofsuchdealer’sbusinessasasuchdealer.(iv) Controllingpersonsarenaturalpersonswhoexercisecontroloveranentityandincludesabeneficialownerundersub-rule(3)ofrule9ofthePreventionof

Money-Laundering(MaintenanceofRecords)Rules,2005. IndeterminingtheBeneficialOwner,theprocedurespecifiedinthefollowingcircularasamendedfromtimetotimeshallbeapplied,namely:- (i) DBOD.AML.BC.NO.71/14.01.001/2012-13,issuedonthe18thJanuary,2013bytheReserveBankofIndia;or (ii) CIR/MIRSD/2/2013,issuedonthe24thJanuary,2013bytheSecuritiesandExchangeBoardofIndia;or (iii) IRDA/SDD/GDL/CIR/019/02/2013,issuedonthe4thFebruary,2013bytheInsuranceRegulatoryandDevelopmentAuthority. In thecaseofa trust, thecontrollingpersonmeansthesettler, thetrustees, theprotector(ifany), thebeneficiariesorclassofbeneficiaries,andanyother

naturalpersonexercisingultimateeffectivecontroloverthetrust.Inthecaseofalegalarrangementotherthanatrust,thesaidexpressionmeansthepersoninequivalentorsimilarpositions

47

(A)ControllingPersonType:

Code Sub-category

01 CPoflegalperson-ownership

02 CPoflegalperson-othermeans

03 CPoflegalperson-seniormanagingofficial

04 CPoflegalarrangement-trust-settlor

05 CPoflegalarrangement-trust-trustee

06 CPoflegalarrangement-trust-protector

07 CPoflegalarrangement-trust-beneficiary

08 CPoflegalarrangement--trust-other

09 CPoflegalarrangement-Other-settlorequivalent

10 CPoflegalarrangement-Other-trusteeequivalent

11 CPoflegalarrangement-Other-protectorequivalent

12 CPoflegalarrangement-Other-beneficiaryequivalent

13 CPoflegalarrangement-Other-otherequivalent

14 Unknown

(v) Specified U.S. person – A U.S person other than the following:

(i) acorporationthestockofwhichisregularlytradedononeormoreestablishedsecuritiesmarkets;

(ii) any corporation that is amember of the sameexpanded affiliated group, as defined in section 1471(e)(2) of theU.S. InternalRevenueCode, as acorporationdescribedinclause(i);

(iii) theUnitedStatesoranywhollyownedagencyorinstrumentalitythereof;

(iv) anyStateoftheUnitedStates,anyU.S.Territory,anypoliticalsubdivisionofanyoftheforegoing,oranywhollyownedagencyorinstrumentalityofanyoneormoreoftheforegoing;

(v) anyorganizationexemptfromtaxationundersection501(a)oftheU.S.InternalRevenueCodeoranindividualretirementplanasdefinedinsection7701(a)(37)oftheU.S.InternalRevenueCode;

(vi) anybankasdefinedinsection581oftheU.S.InternalRevenueCode;

(vii) anyrealestateinvestmenttrustasdefinedinsection856oftheU.S.InternalRevenueCode;

(viii) anyregulated investmentcompanyasdefined insection851of theU.S. InternalRevenueCodeoranyentity registeredwith theU.S.SecuritiesandExchangeCommissionundertheInvestmentCompanyActof1940(15U.S.C.80a-64);

(ix) anycommontrustfundasdefinedinsection584(a)oftheU.S.InternalRevenueCode;

(x) anytrustthatisexemptfromtaxundersection664(c)oftheU.S.InternalRevenueCodeorthatisdescribedinsection4947(a)(1)oftheU.S.InternalRevenueCode;

(xi) adealerinsecurities,commodities,orderivativefinancialinstruments(includingnotionalprincipalcontracts,futures,forwards,andoptions)thatisregisteredassuchunderthelawsoftheUnitedStatesoranyState;

(xii) abrokerasdefinedinsection6045(c)oftheU.S.InternalRevenueCode;or

(xiii) anytax-exempttrustunderaplanthatisdescribedinsection403(b)orsection457(g)oftheU.S.InternalRevenueCode.

(vi) direct reporting nFE

AdirectreportingNFEmeansaNFEthatelectstoreportinformationaboutitsdirectorindirectsubstantialU.S.ownerstotheIRS.

48




Exemption code for u.S. persons (Refer 114(9) of Income Tax Rules, 1962 for details

Code Sub-category

A Anorganizationexemptfromtaxundersection501(a)oranyindividualretirementplanasdefinedinsection7701(a)(37)

B TheUnitedStatesoranyofitsagenciesorinstrumentalities

C Astate,theDistrictofColumbia,apossessionoftheUnitedStates,oranyoftheirpoliticalsubdivisionsorinstrumentalities

D Acorporationthestockofwhichisregularlytradedononeormoreestablishedsecuritiesmarkets,asdescribedinReg.section1.1472-1(c)(1)(i)

E AcorporationthatisamemberofthesameexpandedaffiliatedgroupasacorporationdescribedinReg.section1.1472-1(c)(1)(i)

F Adealer insecurities,commodities,orderivativefinancial instruments(includingnotionalprincipalcontracts, futures, forwards,andoptions) that isregisteredassuchunderthelawsoftheUnitedStatesoranystate

G Arealestateinvestmenttrust

H Aregulatedinvestmentcompanyasdefinedinsection851oranentityregisteredatalltimesduringthetaxyearundertheInvestmentCompanyActof1940

I Acommontrustfundasdefinedinsection584(a)

J Abankasdefinedinsection581

K Abroker

L Atrustexemptfromtaxundersection664ordescribedinsection4947(a)(1)

M Ataxexempttrustunderasection403(b)planorsection457(g)plan

49

Form for ‘Aadhaar Linking of Authorized Signatories’CertificatefromCompanySecretary/anyothercompetentauthorityoftheOrganization

To

MFRTAs/MutualFunds

________________________________________

________________________________________

________________________________________

NameoftheNon-Individual___________________________________________________________________________________________________

PAN

I/We,______________________________________________________,CompanySecretary/CompetentAuthority(toissuethiscertificationonbehalfoftheorganization)herebyconfirmthatenclosedlistofpersonnelcoversallauthorizedsignatories(associatedwithMFinvestmentsandalliedactivities)onbehalfourorganization.ThesesignatorieshaveconsentedinaccordancewithAadhaarAct,2016andregulationsmadethereunder,for(i)collecting,storingandusage(ii)validating/authenticatingand(ii)updatingtheirAadhaarnumber(s)inaccordancewiththeAadhaarAct,2016(andregulationsmadethereunder)andPMLA.Consentisalsoprovidedbythemforsharing/disclosingoftheirAadhaarnumber(s)includingdemographicinformationwithallSEBIregisteredMutualFunds/AMCsandtheirRegistrarandTransferAgent(RTA)forthepurposeofupdatingthesameinthecorrespondingnon-individualsfolios.

ThisinformationisprovidedtocomplywiththePMLArequirementsincludingsharingof informationwithregulatory/statutoryauthoritiesandshouldnotbeusedforanyotherpurposeunlessitisrequiredunderanylaw/regulatorypurpose.Weherebyconfirmthatgiveninformationistrue,reliableandalsoassureyoutosharethechanges/modificationsfromtimetotime,ifanythroughappropriatemeanstoMFRTAs/participatingMFsforupdatesandonwardsharing.

Regards

For <NameoftheNon-Individual>

<CompanySecretary/CompetentAuthority(Name&Signwithstamp/seal)>

Enclosed:ListofAuthorizedSignatoriesalongwiththeirAadhaarcardcopies

Version1.3

<Address>

50




Annexure – List of Authorized Signatories:

PAN

S.No.

NameoftheAuthorizedSignatory(AS)(asperAadhaarCard)

DateofBirth(asperAadhaarCard) PANofAS* AadhaarNumberofAS*

(Prooftobeenclosed)

Signature*(ConsentforsharingAadhaarinformation,authenticationwithUIDAIinaccordancewithAadhaarAct,2016andsharingwithMFs/RTAsasindicatedinthecovering

letter)

PhotoofAS(optional)[StampSizephoto]

DD-mm-yyyy

DD-mm-yyyy

DD-mm-yyyy

DD-mm-yyyy

DD-mm-yyyy

DD-mm-yyyy

*wherePAN&Aadhaarisnotapplicable(incaseofForeignDirectors),anyotherofficiallyvaliddocument(likePassport)tobesubmittedalongwithphotographtobeaffixed

___________________________________________________________

SignatureofCompanySecretary/CompetentAuthority&withStamp,Seal&date

Version1.3

51

InstrumentType DemandDraft PayOrder/Banker’sCheque Date D D M M Y Y Y Y

InstrumentNumber InstrumentAmount(inRs.)

InstrumentAmount(inwords)

InFavourof/Favouring

Payableat

To whomsoever it may concern:I/Weherebyconfirmthefollowingdetailsregardingtheinstrumentissuedbyus:

InSTRumEnT dETaILS




DETAILS OF BANK ACCOUNT DEBITED FOR ISSUING THE INSTRUMENT

BankAccountNo. AccountType(ü) Savings Current NRE NRO FCNR

BankName/Branch

NameofSole/1stUnitHolder FirstName MiddleName LastName FolioNo.



KIN* FirstUnitHolder SecondUnitHolder ThirdUnitHolder

Date of Birth* (1st Unit Holder) D D M M Y Y Y Y Date of Birth* (2nd Unit Holder) D D M M Y Y Y Y Date of Birth* (3rd Unit Holder) D D M M Y Y Y Y

MobileNo.+91- E-mailIDKYC is mandatory. Please enclose copies of KYC acknowledgement letters for all applicants. **PEKRN required for Micro investments upto Rs. 50,000 in a year.

^ 14 digit KYC Identification Number (KIN) and Date of Birth is mandatory for Individual(s) who has registered under Central KYC Records Registry (CKYCR).

IF THE ISSUING BANK BRANCH IS OUTSIDE INDIA

I/WefurtherdeclarethatI/weareregisteredasaBank/branchasmentionedbelow:

UndertheRegulator NameofRegulator

IntheCountry CountryName

RegistrationNo. RegistrationNumber

I/WeconfirmhavingcarriedoutnecessaryCustomerduediligencewithregardtotheBeneficiaryandtothesourceofthefundsreceivedfromhim,asperthestandardsofAnti-MoneyLaunderinglawsandotherapplicablerelevantinourcountry.

BRANCH MANAGER/DECLARANT(S)

Name FirstName MiddleName LastName EmployeeCode

Address

City State Pin

Country ContactNo.

Signature Bank&BranchSeal(mandatory)

ImportantNote:IfisclarifiedthatthebankerscertificatesuggestedaboveisrecommendatoryinnatureastheremaybeexistingBankLetters/Certificates/Declarationswhichwillconformtothespiritoftherequireddetailsarementionedinthecertificate

Banker’s Certificate (In case of Demand Draft/Pay Order/Any Other pre-funded instrument)

52

Thispa

geisin

tention

allyleft

blank.

53

PleaserefertotheThirdPartyPaymentRulesandInstructionscarefullybeforecompletingthisForm

DateofReceipt FolioNo. BranchTrans.No.

FolioNo.(Forexistinginvestor) ApplicationNo.

NAME OF BENEFICIAL INvESTOR (Refer instruction no. 2b)F i r s t n a m e M i d d l e n a m e L a s t n a m e

NAME OF THIRD PARTY (PERSON MAKING THE PAYMENT)

F i r s t n a m e M i d d l e n a m e L a s t n a m e

Nationality



KIN* FirstUnitHolder SecondUnitHolder ThirdUnitHolderDate of Birth* (1st Unit Holder) D D M M Y Y Y Y Date of Birth* (2nd Unit Holder) D D M M Y Y Y Y Date of Birth* (3rd Unit Holder) D D M M Y Y Y YMobileNo.+91- E-mailIDKYC is mandatory. Please enclose copies of KYC acknowledgement letters for all applicants. **PEKRN required for Micro investments upto Rs. 50,000 in a year.^ 14 digit KYC Identification Number (KIN) and Date of Birth is mandatory for Individual(s) who has registered under Central KYC Records Registry (CKYCR).

NAME OF CONTACT PERSON & DESIGNATION (incaseofNon-IndividualThirdParty)

F i r s t n a m e M i d d l e n a m e L a s t n a m e

Designation

MAILING ADDRESS (P.O. Box Address may not be sufficient)

City/Town State Pin

CONTACT DETAILS

Tel.(O) (ISd/STd) Tel.(R) (ISd/STd) Mobile+ 9 1

Fax EmailID

RELATIONSHIP OF THIRD PARTY WITH THE BENEFICIAL INvESTOR (Refer Instruction no. 3) [Please tick (ü) as applicable]

StatusoftheBeneficialInvestor

Minor FPIClient

Employee(s) EmpanelledDistributor Agent DealerDistributor

RelationshipofThirdPartywiththeBeneficialInvestor

ParentGrandparentRelatedPerson*

CustodianSEBIRegistrationNo.ofCustodian

RegistrationValidTill D D M M Y Y Y Y

Employer AMC Corporate

Declaration byThird Party

I/We declare thatthe payment madeon behalf of minoris in considerationof natural love andaffectionorasagift.

I/WedeclarethatthepaymentismadeonbehalfofFPI/ClientandthesourceofthispaymentisfromfundsprovidedtousbyFPI/Client.

I/We declare that the pay-ment is made on behalf ofemployee(s),as per the list en-closedherewith,underSystem-aticInvestmentPlanorlumpsum/onetimesub-scriptionthroughPayrollDeductionsordeductionsoutofexpensereimbursements.

I/Wedeclarethatthepaymentismade on behalf of empanelleddistributorsonaccountofcom-mission/incentiveetc.intheformof Mutual Fund units throughSystematicInvestmentPlanorlumpsum/onetimesub-scription

I/We declare that the paymentis made on behalf of agents/dealer/distributoronaccountofcommission/incentive payableforsaleof itsgoods/services.inthe form of Mutual Fund unitsthroughSystematicInvestmentPlanorlumpsum/onetimesub-scription

3. THIRD PARTY PAYMENT DETAILS (Refer instruction no. 4) - Maximum value should not exceed Rs. 50,000

Mode of Payment (Please tick ü) Mandatory Enclosure(s)*Cheque Incase theaccountnumberandaccountholdernameof the thirdparty isnotpre-printedon thecheque thena copyof thebank

passbook/statementofbankaccountorletterfromthebankcertifyingthatthethirdpartymaintainsabankaccount.PayOrderDemandDraftBanker’sCheque

Procured against registered pay-in account:Any one of the following (please tick ü) LetterfromBankManagerwithdetailsofaccountholder’sname,bankaccountnumberandPANasperbankrecords(ifavailable)or Debitinstructionfromthebank,mentioningthebankaccountdetailsandnameoftheThirdParty,or Acopyofthepassbook/bankstatementevidencingthedebitforissuanceofaDemandDraft/PayOrder.

Procured against cash(Forinvestmentsbelow`50,000/-only):Abanker’scertificateforissuanceofaDemandDraft/PayOrderagainstcashstatingthenameoftheThirdParty,bankaccountnumberandPANasperbankrecord(ifavailable)

RTGSNEFTFundTransfer

CopyoftheInstructiontotheBankstatingtheBankAccountNumberwhichhasbeendebited.

*L&TMutualFund/L&TInvestmentManagementLimited(“LTIML“)reservestherighttoseekinformationand/orobtainsuchotheradditionaldocuments/informationfromtheThirdPartyforestablishingtheidentityoftheThirdParty.

Amount# infigures(`) inwords

Cheque/DD/PO/UTRNo. Cheque/DD/PO/RTGSDate D D M M Y Y Y Y

Pay-inBankA/cNo.

NameoftheBank

Branch BankCityAccountType(Pleaseü) Savings Current NRE NRO FCNR Others (pleasespecify)#includingDemandDraftcharges,ifany.

FOR OFFICE USE ONLY

1. BENEFICIAL INvESTOR INFORMATION (Refer instruction no. 2a)

2. THIRD PARTY INFORMATION (Refer instruction no. 3)

Third Party Payment Declaration Form

54

THIRD PARTY DECLARATION

I/WeconfirmhavingreadandunderstoodtheThirdPartyPaymentrules,asgivenbelowandherebyagreetobeboundbythesame.

I/Wedeclarethattheinformationdeclaredhereinistrueandcorrect,whichL&TMutualFundisentitledtoverifydirectlyorindirectly.I/WeagreetofurnishsuchfurtherinformationasL&TMutualFundmayrequirefromme/us.I/Weagreethat,ifanysuchdeclarationsmadebyme/usarefoundtobeincorrectorincomplete,L&TMutualFundisnotboundtopayanyinterestorcompensationofwhatsoevernatureonthesaidpaymentreceivedfromme/usandshallhaveabsolutediscretiontoreject/notprocesstheApplicationFormreceivedfromtheBeneficialInvestor(s)andrefundthesubscriptionmonies.

I/WeherebydeclarethattheamountinvestedintheSchemeisthroughlegitimatesourcesonlyanddoesnotinvolveandisnotdesignedforthepurposeofanycontraventionorevasionofanyAct,Rules,Regulations,NotificationsorDirectionsissuedbyanyregulatoryauthorityinIndia.I/Wewillassumepersonalliabilityforanyclaim,lossand/ordamageofwhatsoevernaturethatL&TMutualFundmaysufferasaresultofacceptingtheaforesaidpaymentfromme/ustowardsprocessingofthetransactioninfavouroftheBeneficialInvestor(s)asdetailedintheApplicationForm.

APPLICABLE TO NRIS ONLY :

I/WeconfirmthatIam/WeareNon-ResidentofIndianNationality/OriginandI/Weherebyconfirmthatthefundsforsubscriptionhavebeenremittedfromabroadthroughnormalbankingchannelsorfromfundsinmy/ourNon-ResidentExternal/OrdinaryAccount/FCNRAccount.

Please(ü) Yes No

Ifyes,(ü) Repatriationbasis Non-repatriationbasis SignatureoftheThirdPartyD D M M Y Y Y Y

BENEFICIAL INvESTOR(S) DECLARATION & SIGNATURE/S

I/WecertifythattheinformationdeclaredhereinbytheThirdPartyistrueandcorrect.

I/WeacknowledgethatL&TMutualFundreservestherightinitssolediscretiontoreject/notprocesstheApplicationFormandrefundthepaymentreceivedfromtheaforesaidThirdPartyandthedeclarationmadebytheThirdPartywillapplysolelytomy/ourtransactionastheBeneficialInvestor(s)detailedintheApplicationForm.L&TMutualFundwillnotbeliableforanydamagesorlossesoranyclaimsofwhatsoevernaturearisingoutofanydelayorfailuretoprocessthistransactionduetooccurrencesbeyondthecontrolofL&TMutualFund.

APPLICABLE TO GUARDIAN RECEIvING FUNDS ON BEHALF OF MINOR ONLY: I/WeconfirmthatI/WearetheguardianoftheMinorregisteredinfolioandhavenoobjectiontothefundsreceivedtowardsSubscriptionofUnitsinthisSchemeonbehalfoftheminor.

*Sole/FirstApplicant/Guardian SecondApplicant ThirdApplicant

*Authorisedsignatoryonbehalfofemployee(s),asperthelistenclosed.

D D M M Y Y Y Y

1. In accordance with AMFI best practice guidelines Circular No. 16/2010-11,pertaining to “riskmitigationprocessagainstThirdParty instrumentsandotherpaymentmodesformutualfundsubscriptions“,mutualfunds/assetmanagementcompaniesshallensurethatThird-Partypaymentsarenotusedformutualfundsubscriptions.

2a. Thefollowingwordsandexpressionsshallhavethemeaningspecifiedherein:

(a) “Beneficial Investor”isthefirstnamedapplicant/investorinwhosenametheapplicationforsubscriptionofUnitsisappliedforwiththeMutualFund.

(b) “Third Party”meansanypersonmakingpayment towardssubscriptionofUnitsinthenameoftheBeneficialInvestor.

(c) “Third Party payment”isreferredtoasapaymentmadethroughinstrumentsissued from a bank account other than that of the first named applicant/investormentionedintheapplicationform.

Incaseofpayments from jointbankaccount, thefirstholderof themutualfundfoliohastobeoneofthejointholdersofthebankaccountfromwhichthepaymentismade.

Illustrations

Illustration 1: AnApplication submitted in joint namesofA,B&CalongwithchequeissuedfromabankaccountinnamesofB,C&Y.ThiswillbeconsideredasThirdPartypayment.

Illustration 2:AnApplicationsubmittedinjointnamesofA,B&Calongwithcheque issuedfromabankaccount innamesofC,A&B.ThiswillnotbeconsideredasThirdPartypayment.

Illustration 3:AnApplicationsubmittedinjointnamesofA,B&CalongwithchequeissuedfromabankaccountinnameofA.ThiswillnotbeconsideredasThirdPartypayment.

2b. L&TMutualFundwillnotacceptsubscriptionswithThirdPartypaymentsexceptin the following exceptional cases, which is subject to submission of requisitedocumentation/declarations:

(i) PaymentbyParents/Grand-Parents/RelatedPersons*onbehalfofaminorinconsiderationofnaturalloveandaffectionorasgiftforavaluenotexceeding`50,000/-foreachregularPurchaseorperSIPinstallment.

(ii) PaymentbyEmployeronbehalfofemployee(s)underSystematicInvestmentPlan(SIP)orlumpsum/one-timesubscription,throughPayrolldeductionsordeductionsoutofexpensereimbursements.

(iii) CustodianonbehalfofanForeignInstitutionalInvestor(FII)oraClient

(iv) PaymentbyanAMCtoitsempanelleddistributoronaccountofcommission/incentiveetc.intheformofMutualFundunitsthroughSIPorlumpsum/onetimesubscription.

(v) Payment by a Corporate to its Agent/Dealer/Distributor on account ofcommissionorincentivepayableforsaleofitsgoods/servicesintheformofMutualFundunitsthroughSIPorlumpsum/onetimesubscription.

*‘RelatedPerson’meansanypersoninvestingonbehalfofaminorinconsiderationofnaturalloveandaffectionorasagift.

2c. Applications submitted through the above mentioned ‘exceptional cases’ arerequiredtocomplywiththefollowing,withoutwhichapplicationsforsubscriptionsforunitswillberejected/notprocessed/refunded.

(i) KYCAcknowledgement letter (as issuedbyCDSLVenturesLimited)of theBeneficialInvestorandthepersonmakingthepaymenti.e.ThirdParty.

(ii) DeclarationFormcontainingthedetailsofthebankaccountfromwhichthepayment ismadeand the relationshipwith the investor(s).Thedeclarationhastobegivenbythepersonmakingthepaymenti.e.,thirdparty.Thesaidform shall be available at InvestorServiceCentres of theFund or can bedownloadedfromourwebsitewww.ltfs.com.

2d. Investor(s)arerequestedtonotethatanyapplicationforsubscriptionofUnitsoftheScheme(s)ofL&TMutualFundaccompaniedwithThirdPartypaymentotherthantheabovementionedexceptionalcasesasdescribedinRule(2b)aboveisliableforrejectionwithoutanyrecoursetoThirdPartyortheapplicantinvestor(s).

The above mentioned Third Party Payment Rules are subject to change from time to time. Please contact any of the Investor Service Centres of L&T Mutual Fund for any further information or updates on the same.

4. DECLARATION & SIGNATURE (Refer instruction no. 5)

THIRD PARTY PAYMENT RULES

Applicable to NRIs only :

55

1. GENERAL INSTRUCTIONS Please read the terms of the Key Information Memorandum, the Scheme

InformationDocumentcarefullybeforemakinganinvestmentdecisionandfillingup theApplication Form. Investors are deemed to have accepted the terms ofsubjecttowhichtheseoffersarebeingmadeandbindthemselvestothetermsuponsigningtheApplicationFormandtenderingpaymentforinvestment.

Manner of filling Application Form MannermustbecompletedinBLOCKLETTERSinENGLISH. Pleasetickinappropriateboxforrelevantoptionswhereverapplicable.Signatures

should be in English or in any Indian Language. Thumb impressionsmust beattestedbyaMagistrate/NotaryPublicunderhis/herofficialseal.SubmissionofApplication:Dulycompletedapplicationsalongwithfullpaymentmustberemittedat the designatedCollectionCentres ormay be routed throughAgents of L&TMutualFund.Note:Kindlyretaintheacknowledgementslipinitiated/stampedbythecollectingauthority.

2. BENEFICIAL INvESTOR INFORMATIONa. TheThirdPartyshouldprovidetheFolioNumberoftheBeneficialInvestoralready

havinganaccountinanyoftheL&TMutualFundSchemesinSection1.Incasethe Beneficial Investor does not have a Folio Number, the Third Party shouldmentiontheApplicationNumberasstatedintheApplicationForm.Namemustbewritteninfull.

b. InvestorsarerequestedtoprovidethenameofGuardian(ifSole/FirstapplicantisaMinor)ornameoftheFII/Client,iftheBeneficialInvestorisaFII/Client.Pleasenote that thenameof theFirst/SoleApplicantshouldbematchwith thedetailsmentioned in theApplication Form. If the Beneficial Investors are employees,a separate list of employeesmentioning their codes and signatures and list ofauthorised signatories on behalf of employees alongwith theKYC complianceandPAN details of each employees shall be furnished by the employer on itsletterhead.

If the Beneficial Investors are empanelled distributors, a separate list of thedistributorsmentioningtheirARNnumbersandsignaturesshallbefurnished.

If theBeneficial Investors are agents/distributors/dealers, a separate list of theagents/distributors/dealerswiththeirsignaturesandlistofauthorisedsignatoriesonbehalfofagents/distributors/dealersalongwiththeKYCcomplianceandPANdetailsofeachagent/distributor/dealershallbefurnishedbytheemployerontheletterhead.

3. THIRD PARTY INFORMATION “Third Party” includes the Parent, Grand Parent, Related Person, Custodian

orEmployer,makingpayment towardssubscriptionofUnits in thenameof theBeneficialInvestor(s).

Full Name and relationship ofThirdPartywith theBeneficial Investormust beprovided.

TheRelationshipdeclaredbytheThirdPartywillsuggestthatthepaymentmadeonbehalfofBeneficialInvestor(s)is:

a. Onbehalfofaminorinconsiderationofnaturalloveandaffectionorasgiftforavaluenotexceeding`50,000/-(whichincludeseachregularpurchaseorperSIPinstallment)madebyParents/GrandParents/RelatedPersons;or

b. OnbehalfofemployeeunderSystematicInvestmentPlansoraslumpsum/one-time subscription, through Payroll deductions or deductions out of expense reimbursements.madebyemployer;or

c. OnbehalfofanFPIoraClientmadebytheCustodian.d. Payment by anAMC to its empanelled distributor on account of commission/

incentiveetc.intheformofMutualFundunitsthroughSIPorlumpsum/onetimesubscription.

e. PaymentbyaCorporatetoitsAgent/Dealer/Distributoronaccountofcommissionorincentivepayableforsaleofitsgoods/servicesintheformofMutualFundunitsthroughSIPorlumpsum/onetimesubscription.

MailingaddressandcontactdetailsofThirdPartymustbewritteninfull.4. THIRD PARTY PAYMENT DETAILS ThirdPartymustprovideintheDeclarationFormthedetailsofthePay-inBank

Accounti.e.accountfromwhichsubscriptionpaymentismadeinthenameoftheBeneficialInvestor(s).

The Declaration Form with incomplete payment details shall be rejected. Thefollowingdocument(s) is/arerequired tobesubmittedbyThirdPartyasper themodeofpaymentselected:

(i) Source of funds - if paid by cheque Incasetheaccountnumberandaccountholdernameofthethirdpartyisnotpre-

printedonthecheque,thenthethirdpartyshouldprovideanyoneofthefollowingdocuments:

1. Acopyofthebankpassbookorastatementofbankaccounthavingthenameandaddressoftheaccountholderandaccountnumber;or

2. Aletter(inoriginal) fromthebankonits letterheadcertifyingthatthethirdpartymaintains an account with the bank, along with information like bank accountnumber,bankbranch,accounttype,theMICRcodeofthebranch&IFSCCode(whereavailable).Thesaidlettershouldbecertifiedbythebankmanagerwithhis/herfullsignature,name,employeecode,banksealandcontactnumber.

Theoriginal documents alongwith the documentsmentionedabove should besubmittedtotheOfficialPointsofAcceptanceofL&TMutualFund.ThecopyofsuchdocumentswillbeverifiedwiththeoriginaldocumentstothesatisfactionoftheL&TMutualFund/RegistrarandTransferAgent.Theoriginaldocumentswillbereturnedacrossthecounterafterdueverification.

(ii) Source of funds - if funded by pre-funded investments such as Pay Order, Demand Draft, Banker’s cheque etc. against registered Pay-in account

a. aproofofdebit to the investor’sbankaccount in theformofabankmanager’scertificatewithdetailsofaccountholder’sname,bankaccountnumberandPANasperbankrecords,ifavailable,or

b. acopyoftheacknowledgementfromthebank,whereintheinstructionstodebitcarrythebankaccountdetailsandnameoftheinvestorasanaccountholderareavailable,or

c. acopyofthepassbook/bankstatementevidencingthedebitforissuanceofaDD.(iii) Source of funds - if paid by RTGS, Bank Account-to-Account Transfer, NEFT,

ECS, etc.1. Insuchcase,investorisrequiredtoprovideacopywhichhasbeenprovidedtothe

Bankindicatingtheaccountnumberandthedebitinstructions.2. For payment throughonlinemodeAMCmaymatch payer account detailswith

registeredPay-inbankaccountsoftheInvestor.(iv) Source of funds - if paid by a pre-funded instrument issued by the Bank

against Cash Subscription through a pre-funded instrument procured against cash shall only

beaccepted for investmentsbelow`50,000/-. Investor is required toprovideabanker’scertificateforissuanceofaDDagainstcashstatingtheinvestor’sname,bankaccountnumberandPANasperbankrecord(ifavailable).

However,investorsarerequestedtonotethatsuchbankaccountnumberoftheinvestorissameastheoneoftheregisteredbankaccountmandate(s)withthemutualfundorwiththebankdetailsmentionedintheApplicationForm.

5. SIGNATURE(S) Signature(s) should be in English or in any Indian Language. Declarations on

behalf ofminors/FII clients/Employee/Agent/Dealer/Distributor shouldbe signedbytheirGuardian/Custodian/Employer/AMC/Corporaterespectively.

6. PERMANENT ACCOUNT NUMBER AsperSEBICirculardatedApril27,2007,PermanentAccountNumber(PAN)has

beenmade the sole identification number for all participants transacting in thesecuritiesmarket,irrespectiveoftheamountoftransaction,effectiveJuly2,2007.Transactionsbyunitholder/investorswhofailtosubmitcopyofPANareliabletoberejected.

Accordingly, it ismandatory for all investors to quote their PermanentAccountNumber(PAN)andsubmitcertifiedcopyofthePANcardissuedbytheIncomeTaxDepartment,irrespectiveoftheamountofinvestment,whilemakinganapplicationforPurchaseofUnits. Incaseof jointholding,PANdetailsofallholdersshouldbe submitted. In case the application is on behalf ofminor,PANdetails of theGuardianmustbesubmitted.FurnishinganincorrectPANornotfurnishingthesedetailscouldinviteapenaltyof`10,000aspertheextantprovisionsoftheIncomeTaxAct,1961.

However,therearecertainnatureoftransactionsandtypeofclientsforwhichPANisnotmandatory,asmentionedbelow:

• MicroSIPs:SIPsupto`50,000/-peryearperinvestor;• InvestmentsfrominvestorsresidinginthestateofSikkim;• Investments from Central Government, State Government and the official

appointedby theCourts e.g.Official Liquidator,CourtReceiver etc. (under thecategoryofGovernment).

In all the above cases, Investors are requested to submit such documents asmentionedunder “NonPANbasedKYCapplicability“ under theSection “KnowYourCustomer“.

7. PREvENTION OF MONEY LAUNDERING SEBIvideitscircularreferencenumberISD/CIR/RR/AML/1/06datedJanuary18,

2006mandated thatall intermediaries includingMutualFundsshould formulateand implementaproperpolicy frameworkasper theguidelinesonantimoneylaunderingmeasuresandalsotoadoptaKnowYourCustomer(KYC)policy.

TheThirdPartyshouldensurethattheamountinvestedintheSchemeisthroughlegitimatesourcesonlyanddoesnotinvolveandisnotdesignatedforthepurposeofanycontraventionorevasionoftheprovisionsoftheIncomeTaxAct,PreventionofMoneyLaunderingAct(PMLA),PreventionofCorruptionActand/oranyotherapplicablelawinforceandalsoanylawsenactedbytheGovernmentofIndiafromtotimeoranyrules,regulations,notificationsordirectionsissuedthereunder.

ToensureappropriateidentificationoftheThirdPartyandwithaviewtomonitortransactionsforthepreventionofmoneylaundering,L&TMutualFundreservestherighttoseekinformationand/orobtainandretaindocumentationforestablishingtheidentityofthethirdparty,proofofresidence,sourceoffunds,etc.Itmayre-verifyidentityandobtainanyincompleteoradditionalinformationforthispurpose.

L&TMutualFundandtheirDirectors,employeesandagentsshallnotbeliableinanymannerforanyclaimsarisingwhatsoeveronaccountoffreezingthefolios/rejectionofanyapplication/allotmentofUnitsormandatoryredemptionofUnitsduetononcompliancewiththeprovisionsoftheAct,SEBI/AMFIcircular(s)and

INSTRUCTIONS FOR THIRD PARTY PAYMENT DECLARATION FORM

56

KYC policy and / or where theAMC believes that transaction is suspicious innaturewithinthepurviewoftheActandSEBI/AMFIcircular(s)andreportingthesametoFIU-IND.

8. KNOW YOUR CUSTOMER (KYC) COMPLIANCEa. KYCismandatoryforinvestmentinmutualfundsandallapplicantsneedto

complywiththisrequirement. b. Witheffect from1stFebruary2017,any individualcustomerwho is

new toKRAsystemandwhoseKYC isnot registeredorverified intheKRA system, needs to fill in newKYC form viz., “CKYCForm”tocomplywiththeKYCrequirements.FormoreinformationonKYCrequirements,pleasevisitourwebsite(www.ltfs.com)orspeaktoyourinvestmentadviser.

Fornon-Individualapplicants,KYCCompliancerequiresidentificationof the customer by seeking relevant information on incorporation,commencement of business, tax status, nature of entity, nature ofbusiness,addressandcertaindetailsofPromoters/Partners/Trustees/Whole Time Directors/Kartas of HUF. SEBI has appointed KYCRegistrationAgencies(KRA)tofacilitateasingleKYCacrossallSEBIregisteredintermediaries.FormoreinformationonKYCrequirements,pleasevisitourwebsiteorspeaktoyourinvestmentadviser.

c. If the investment isbeingmadeonbehalfofaminorapplicant, theGuardianneedstocomplywithKYCrequirements.

d. IftheinvestmentisbeingmadebyaConstitutedAttorneyonbehalfofanapplicant,theAttorneyneedstocomplywithKYCrequirements.

• Non PAN Based KYC applicability Forcertainnatureof transactionsand typeofclients,PAN isnotmandatory. In

suchcases,commonstandardKYCthroughCVLwillnotapply.Insuchcases,theclientwillhavetosubmitcertaindocumentsaselaboratedbelowandKYCwillbehandledbytheAMC/Registrar&TransferAgenti.e.ComputerAgeManagementServicesPrivateLimiteddirectly.SuchnatureoftransactionandtypeofclientsandthedocumentsrequiredforsuccessfulcompletionofKYCismentionedbelow:

A. Micro SIPs: Micro schemes such as Micro SIPs upto ` 50,000/- per year per investor

Documentsrequired1. Standard specified identification instruments like Voter ID card, Government/

DefenceIDcard,Cardofreputedemployer,DrivingLicence,Passport in lieuofPAN.

2. Proof of address copy. It is clarified that where photo identification documentcontainstheaddressoftheinvestor,aseparateproofofaddressisnotrequired.

3. Supportingdocumentscopyshallbeself-attestedbytheinvestor/attestedbytheARNholdermentioningtheARNnumberorattestedbyanycompetentauthority.

However, it is clarified that Investors with PAN are required to follow PAN basedcommonstandardKYCthroughCVLprocedureasmentionedabove.

B. Investments from investors residing in Sikkim

Documentsrequired

1. ProofofaddressofSikkimstateandapplicationformshouldmentionthesameaddress.

2. Addressproofshallbeself-attestedby the investor/attestedby theARNholdermentioningtheARNnumberorattestedbyanycompetentauthority.

C. Investments from Central Government, State Government and the officials appointed by the courts, e.g., Official Liquidator, Court receiver, etc., (under the category of Government)

Documentsrequired

1. Proof of identity as documentary evidence in support of the claim for such anexemption.

2. Such proof shall be self-attested by the investor/attested by the ARN holdermentioningtheARNnumberorattestedbyanycompetentauthority.

For complyingwith theKYC requirement, all the investors could approachPOS orCVLforsubmittingtheirKYCApplicationForm(KAF)andthemandatorydocumentsofProofofIdentityandProofofAddress.ThelistofalldocumentsrequiredtofilluptheformandthedetailedprocessismentionedaboveandcanbefoundintheKYCApplicationForm.Anupdated list ofPOS isavailableatwww.ltfs.comandatwww.cvlindia.com.

AfterverificationoftheKYCApplicationFormandaccompanyingdocuments,investorswillreceivealettercertifyingtheirKYCcompliance.InvestorsarerequestedtovisittheKnowledgeCentreSectionofourwebsitewww.ltfs.comandalsoreadtheKYCsectionofStatementofAdditionalInformation(SAI)indetail.

InvestorsarerequestedtonotethatKYCwouldbesubjecttoverificationoftheveracityoftheclaimoftheinvestorsbycollectingsufficientdocumentaryevidence.TheAMCreserves the right toask for thenecessarydocumentation to thesatisfactionof themutualfund.

TheAMC,underpowersdelegatedbytheTrustee,shallhaveabsolutediscretiontorejectanyapplication,preventfurthertransactionsbyaUnitholder,ifafterduediligence,theinvestor/unitholder/apersonmakingthepaymentonbehalfoftheinvestordoesnotfulfil therequirementsof theKYCPolicyor theAMCbelievesthat thetransaction issuspiciousinnaturewithregardtomoneylaundering.

INSTRUCTIONS FOR THIRD PARTY PAYMENT DECLARATION FORM (contd.)




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MF UTILITY (MFU)

Agartala: KrishnaNagar,AdvisorChowmuhani(GroundFloor),Agartala799001.Agartala: BidurkartaChowmuhani,JNBariRoad,Tripura(West),Agartala799001.Agra: No.8IIFloor,MarutiTower,SanjayPlace,Agra282002.Agra: 1stFloorDeepakWasanPlaza,BehindHolidayInn,OppMegdoot Furnitures,Sanjay Place,Agra 282002.Ahmedabad: 111- 113 1st Floor, Devpath Building,Off: C G Road, Behind Lal Bungalow,EllisBridge,Ahmedabad 380006. Ahmedabad: 201/202 Shail Complex,Opp: Madhusudan House, B/H Girish Cold Drink,Off C G Road,Navrangpura,Ahmedabad380006.Ahmedabad: 104,FIRSTFLOOR,SHIVAMCOMPLEX,NearSiliconTower,OPP.NATIONALHANDLOOM,LawGarden,Ellisbridge,Ahmedabad-380006.Ajmer: No.423/30NearChurch,Brahampuri,JaipurRoad,OppTBHospital,Ajmer305001.Ajmer: 3023rdFloor,AjmerAutoBuilding,OppositeCityPowerHouse,JaipurRoad,Ajmer305001.Akola: Opp.RLTScienceCollege,CivilLines,Akola444001.Akola: YamunaTarangComplex,ShopNo30GroundFloor,OppRadhakrishnaTalkies,N.H.No-06MurtizapurRoad,Akola444004.Aligarh: CityEnclave,Opp.KumarNursingHome,RamghatRoad,Aligarh202001.Aligarh: 1stFloorKumarPlaza,Aligarh202001.Allahabad: 30/2A&BCivilLinesStation,BesidesVishalMegaMart,StracheyRoad,Allahabad211001.Allahabad: RSATowers2ndFloor,AboveSonyTVShowroom,57SPMargCivil Lines,Allahabad 211001.Alleppey: Doctor’sTowerBuilding,DoorNo. 14/2562 1st Floor,North of IronBridge,NearHotelArcadiaRegency,Alleppey688001.Alleppey: X1V172JPTowers,Mullackal,KSRTCBusStand,Alleppey688011.Alwar: 256AScheme1,AryaNagar,Alwar301001.Alwar: 101SaurabhTower,Opp.UitNearBhagatSinghCircle,RoadNo.2,Alwar301001.Amaravati: 81GulshamTower,NearPanchsheel,Amaravati444601.Amaravati: ShopNo.212ndFloor,GulshanTower,NearPanchsheelTalkies,JaistambhSquare,Amaravati444601.Ambala: OppositePeer,BalBhawanRoad,Ambala134003.Ambala: 6349NicholsonRoad,AdjacentKosHospital,AmbalaCant,Ambala133001.Amritsar: SCO18J‘C’Block,RanjitAvenue,Amritsar140001.Amritsar: 72-ATaylor’sRoad,OppAgaHeritageClub,Amritsar143001.Anand: 101A.P.Towers,B/H.SardarGunj,NextToNathwaniChambers,Anand388001.Anand: B-42VaibhavCommercialCenter,NrTVSDownTownShowRoom,GridCharRasta ,Anand 380001.Anantapur: 15-570-33 IFloor, ,PallaviTowers,Opp:CanaraBank,SubashRoad,Anantapur515001.Anantapur: #15/1491stFloor,SRTowersSubashRoad,Opp.ToLalithaKalaParishad,Anantapur515001.Ankleshwar: ShopNoF56FirstFloor,OmkarComplex,OppOldColony,NrValiaCharRastaGIDC,Ankleshwar393002.Ankleshwar: L/2KevalShoppingCenter,OldNationalHighway,Ankleshwar393002.Asansol: BlockGFirstFloor,PCChatterjeeMarketComplex,Rambandhu,TalabpoUshagram,Asansol713303.Asansol: KarvyComputersharePvtLtd,114/N,G.T.Road,BhangaPanchil,NearNokiaCare,Asansol-713303.Aurangabad: OfficeNo.11stFloor,AmodiComplex,JunaBazar,Aurangabad431001.Aurangabad: RamkunjNiwas,RailwayStationRoad,NearOsmanpuraCircle,Aurangabad431005.Azamgarh: 1stFloorAlkalBuilding,Opp.NagaripalikaCivilLine,Azamgarh276001.Balasore: BCSenRoad,Balasore756001.Balasore: M.SDasStreet, Gopalgaon, Balasore 756001.Bangalore: Trade Center 1st Floor,45 Dickenson Road, (Next To Manipal Center), Bangalore 560042.Bangalore: No.337GF-3KarunaComplex,Opp:NewVegetableMarket,SampigeRoad,Malleshwaram,Bangalore560003.Bangalore: 59SkandaPuttannaRoad,Basavanagudi,Bangalore560004.Bangalore: AaryaaCenter,1stFloor,MunicipalNo:01,MIGKHBColony,1Across,5thBlock,Opp.PostOffice,Koramangala,Banglore-560095.Bangalore: #1861stCross,2ndfloor,HosurMainRoadWilsonGarden,Bangalore-560027.Bankura: AmbikaMarketComplex(GroundFloor),NutanganjPost&DistBankura,Bankura722101.Bareilly: F-6263IIndFloor,ButlerPlazaCommercialComplex,Civil Lines, Bareilly 243001. Bareilly: 1st Floor 165 Civil Lines,Opp.Hotel Bareilly Palace, Near Railway Station, Bareilly 243001.Barhampore: ThakurMarketComplex,GorabazarPostBerhampore,72NoNayasarakRoad,DistMurshidabad,Barhampore742101.Begusarai: NearHotelDiamondSurbhiComplex,O.CTownshipGate,KapasiyaChowk,Begusarai851117.Belgaum: 1stFloor221/2A/1B,VaccineDepotRoad, Tilakwadi,Near 2nd Railway Gate, Belgaum 590006. Belgaum: CTS No 3939/ A2 A1, Above Raymonds Show Room,Beside HarshaAppliances,ClubRoad,Belgaum590001.Ballari: CAMSServiceCentre,18\47\A,GovindNilaya,WardNo.20,SangankalMokaRoad,Gandhinagar,Ballari583102,Karnataka.Bellary: KarvyComputersharePvt.Ltd.,ShreeGayathriTowers,#4,1stFloor,KHBColony,GopalsamyMudaliarRoad,GandhiNagar,Bellary583103..Berhampur: GandhiNagarMainRoad,1stFloorUpstairsofAroonPrinters,Berhampur760001.Berhampur: Opp–DivyaNandanKalyanMandap,3rdLaneDharamNagar,NearLohiyaMotor,Berhampur760001.Betul: 1071stFloorHotelUtkarsh,J.H.CollegeRoad,Betul460001.Bhagalpur: Krishna1stFloor,NearMahadevCinema,Dr.R.P.Road,Bhagalpur812002.Bhagalpur: 2ndFloorChandralokComplex,GhantagharRadhaRaniSinhaRoad,Bhagalpur812001.Bharuch: ShopNo147-148,AdityaComplex,NearKasakCircle,Bharuch392001.Bhatinda: 2907GHGTRoad,NearZilaParishad,Bhatinda151001.Bhatinda: #2047-A2ndFloor,TheMallRoad,AboveMaxNewYorkLifeInsurance,NewDelhi151001.Bhavnagar: 305-306SterlingPoint,WaghawadiRoad,Opp.HDFCBank,Bhavnagar364002.Bhavnagar: 303,SterlingPoint,WaghawadiRoad,Bhavnagar-364001.Bhilai: 1stFloor,PlotNo.3,BlockNo.1,PriyadarshiniParisarWest,BehindIDBIbank,NehruNagar,Bhilai-490020.Bhilai: ShopNo-1FirstFloor,OldSADAOfficeBlock,PlotNo-1CommercialComplex,NehruNagar-East,Bhilai490020.Bhilwara: IndraPrastaTowerIIndFloor,SyamKiSabjiMandi,NearMukerjeeGarden,Bhilwara311001.Bhilwara: ShopNo.27-281stFloor,HeeraPannaMarket,PurRoad,Bhilwara311001.Bhopal: PlotNo102ndFloor,AlankarComplex,MPNagarZoneII,NearICICIBank,Bhopal462011.Bhopal: KayKayBusinessCentre,133ZoneIMPNagar,AboveCityBank,Bhopal462011.Bhubaneswar: PlotNo111VarahaComplexBuilding,3rdFloorStationSquare,KharvelNagarUnit3,Bhubaneswar751001.Bhubaneswar: A/181BackSideofShivamHondaShowRoom,SaheedNagar,Bhubaneswar751007.Bhuj: No.171stFloorMunicipalBldg.,Opp.HotelPrinceStationRoad,Bhuj370001.Bikaner: ShopNoF4&5,BothraCompex,ModernMarket,Bikaner334001.Bikaner: 70-712ndFloor,Dr.ChaharBuilding,PanchsatiCircle,SadulGanj,Bikaner334001.Bilaspur: BesideHDFCBank,LinkRoad,Bilaspur495001.Bilaspur: ShopNo-225,226&227,2ndFloor,NarayanPlaza,LinkRoad,Bilaspur495001.Bokaro: MazzanineFloorF-4,CityCentre,BokaroSteelCity,Bokaro827004.Bokaro: B-11stFloorCityCentre,Sector-4,NearSonaChandiJwellars,Bokaro 827004. Borivali: CAMS Service Centre,Hirji Heritage,4th Floor,Office No.402,L.T. Road,Landmark:Above Tribhuwandas BhimjiZaveri(TBZ),BorivaliWest,Mumbai-400092.Burdwan: 399GTRoad,BasementofTalkofTheTown,Burdwan713101.Burdwan: 63GtRoad,HalderComplex1stFloor,Burdwan713101.Calicut: 29/97GGulfAirBuilding,2ndFloorArayidathupalam,MavoorRoad,Calicut673016.Calicut: IIndFloorSoubhagyaShoppingComplex,Arayidathpalam,MavoorRoad,Calicut673004.Chandigarh: DeepakTowers,SCO154-1551stFloor,Sector17-C,Chandigarh160017.Chandigarh: Sco2423-2424,Sector22-C,FirstFloor,Chandigarh160022.Chandrapur: RautsRaghuvanshiComplex,ShopNo-1OfficeNo-2,1stFloorBesideAzadGardenMainRoad,Chandrapur442402.Chennai: No.178/10KodambakkamHighRoad,GroundFloor,Opp.HotelPalmgrove,Nungambakkam,Chennai600034.Chennai: No:155/7,Ullagram,MedavakkamMainRoad,(Opp.To IDBIATM),Madipakkam,Chennai-600061.Chennai: NewNo51GandhiNagar,FirstMainRoadAdyar,Chennai600020.Chennai: F-11AkshayaPlaza,OppTo ChiefMetropolitan Court,1st Floor 108Adhithanar Salai, Egmore, Chennai 600002.Chennai: G1Ground Floor, Swathi Court No 22,VijayaraghavaRoad, TNagar,Chennai 600017.Chennai: Ground Floor,19, PatullosRoad,Chennai - 600002.Chinsurah: JCGhosh Saranu,BhangaGara,Chinsurah712101.Cochin: 1stFloorKCCentre,DoorNo.42/227-BChittoorRoad,Opp.NorthTownPoliceStation,Kacheripady.Cochin: AliArcade1stFloor,NearAtlantisJunction,KizhavanaRoad,PanampillyNagar,Ernakualm682036.Coimbatore: No1334;ThadagamRoad,ThirumoorthyLayoutR.S.Puram,BehindVenkteswaraBakery,Coimbatore–641002.Coimbatore: 3rdFloorJayaEnclave,1057Avinashi

58

Road,Coimbatore641018.Cuttack: NearIndianOverseasBank,CantonmentRoad,MataMath,Cuttack753001.Cuttack: POBuxiBazar,OppDarghaBazarPoliceStation,DarghaBazar,Cuttack753001.Darbhanga: JayaComplex2ndFloor,AboveFurniturePlanet,DonarChowk,Darbhanga846003.Davangere: AkkamahadeviSamajaComplex,ChurchRoad,P JExtension,Davangere 577002.Davangere: #15/9 1st FloorSobaguComplex,2ndMainRoad(AVKCollegeRoad),PJExtension,Davangere577002.Dehradun: 204/121NariShilpMandir,MargoldConnaughtPlace,Dehradun 248001. Dehradun: Kaulagarh Road Near, Sirmaur Marg,Above Reliance Webworld, Dehradun 248001. Deoghar: S S M JalanRoad,GroundFloorOpp.HotelAshoke,CasterTown,Deoghar814112.Deoria: 1stFloorOpp.ZilaPanchayat,CivilLines,Deoria274001.Dewas: 27RMOHouseStationRoad,AboveMaaChamundaGasAgency,Dewas455001.Dhanbad: UrmilaTowersRoomNo:111(1stFloor),BankMore,Dhanbad826001.Dhanbad: 208NewMarket2ndFloor,KatrasRoad,BankMore,Dhanbad826001.Dharwad: 307/9-A1stFloor,EliteBusinessCenter,NagarkatColony,PBRoad,Dharwad580001.Dhule: GroundFloorIdealLaundry,LaneNo4KholGalli,NearMuthootFinance,OppBhavasarGeneralStore,Dhule424001.Dindigul: No:9OldNo:4/B,NewAgraharam,PalaniRoad,Dindigul624001.Durgapur: Plotno.3601,NazrulSarani,CityCentre,Durgapur-713216.Durgapur: Mwav-16BengalAmbuja,2ndFloorCityCentre,16DtBurdwan,Durgapur713216.Eluru: D.No:23B-5-93/1SavithriComplex,NearDr.PrabhavathiHospital,EdaravariStreet,R.R.Pet,Eluru534002.Erode: 171-ESheshaiyerComplexFirstFloor,AgraharamStreet,Erode638001.Erode: No:4VeerappanTradersComplex,KMYSalaiSathyRoad,Opp.ErodeBusStand,Erode638003.Faridabad: B-49FirstFloorNehruGround,BehindAnupamSweetHouseNit,Faridabad121001.Faridabad: A-2BIstFloor,NehruGroundNIT,Faridabad121001.Ferozepur: The Mall Road, Chawla Bulding Ist Floor, Opp. Centrail Jail,Near Hanuman Mandir,Ferozepur 152002. Gandhidham: KarvyComputersharePvt.Ltd.,Shopno.12,ShreeAmbicaArcade,Plotno.300,Ward12,OppositeC.G.HighSchool,NearHDFCBank,Gandhidham-370201.Gandhinagar: KarvyComputersharePvt.Ltd.,123,FirstFloorMeghMalharComplexOpp.VijayPetrolPump,Sector–11,Gandhinagar–382011..Gaya: KarvyComputersharePvt.Ltd.,54,LalKothiCompound,ShreeKrishnaRoad,2ndFloor-NorthSide,Gaya-823001.Ghaziabad: 113/6IstFloor,NavyugMarket,Ghaziabad201001.Ghaziabad: 1stFloorC-7,LohiaNagar,Ghaziabad201001.Ghazipur: 2ndFloorShubhraHotelComplex,Mahaubagh,Ghazipur233001.Gonda: ShriMarketSahabgunj,StationRoad,Gonda271001.Gorakhpur: ShopNo32ndFloor,CrossRoadTheMall,ADChowkBankRoad,Gorakhpur273001.Gorakhpur: AboveV.I.P.House,AjdacentA.D.GirlsCollege,BankRoad,Gorakpur273001.Gulbarga: CTSNo29131stFloor,AsianTowers,NextToAdithyaHotel,JagathStationMainRoad,Gulbarga585105.Guntur: DoorNo.5-38-445/1Brodipet,NearRaviSankarHotel,Guntur522002.Guntur: DNo6-10-27,Srinilayam,Arundelpet10/1,Guntur522002.Gurgaon: SCO16,Sector14FirstFloor,Gurgaon122001.Gurgaon: ShopNo.18GroundFloor,Sector14Opp.AKDTower,NearHUDAOffice,Gurgaon122001.Guwahati: PiyaliPhukanRoad,KCPath,Houseno1,Rehaburi,Guwahati781008.Guwahati: 1stFloorBajrangbaliBuilding,NearBoraServiceStation,GSRoad,Guwahati781007.Gwalior: G-6GlobalApartment,KailashViharColony,CityCentre,Opp.IncomeTaxOffice,Gwalior474002.Gwalior: 2ndFloorRajeevPlaza,JayendraGanj,Lashkar,Gwalior474009.Haldwani: AboveKapilazSweetHouse,OppLICBuilding,Pilikothi,Haldwani263139.Haridwar: 8GovindPuriOpp.LIC2,AboveVijayBankMainRoad,RanipurMore,Haridwar249401.Hassan: SASNO-212,ground floor,Near Hotel Southern Star,Sampige Road 1st Cross, K.R.Puram,Hassan 573201.Hazaribag: Municipal Market,Annanda Chowk,Hazaribag825301.Hisar: 12Opp.BankofBaroda,RedSquareMarket,Hisar125001.Hisar: SCO-711stFloor,RedSquareMarket,Hisar125001.Hoshiarpur: 1stFloorTheMallTower,OppKapilaHospital,SutheriRoad,Hoshiarpur146001.Hubli: No.2042051stFloor,’B’BlockKundagolComplex, Opp. Court Club Road, Hubli 580029.Hubli: CTCNo.483/A1/A2, Ground Floor Shri Ram Plaza,Behind KotakMahindra Bank,ClubRoad,Hubli 580029.Hyderabad: ‘KARVY CENTRE’ 8-2-609/K,Avenue 4, Street No. 1,Banjara Hills, Hyderabad 500034.Hyderabad: KARVYSELENIUM, Plot No. 31 & 32, Tower B,Survey No. 115 /22, 115/24 & 115/25, Financial District, Gachibowli,Nanakramguda, SerlingampallyMandal,Hyderabad500032.Indore: 101ShalimarCorporateCentre,8-BSouthTukoganj,OppositeGreenPark,Indore452001.Indore: 2ndFloor203-205BalajiCorporates,AboveICICIBank,NearCureWellHospital,19/1NewPalasia,JanjeerwalaSquare,Indore452001.Jabalpur: 8GroundFloorDattTowers,BehindCommercialAutomobiles,NapierTown,Jabalpur482001.Jabalpur: GroverChamber,43NayaBazarMalviyaChowk,OppShyamMarket,Jabalpur482002.Jaipur: R-7YudhisthirMargC-Scheme,BehindAshokNagarPoliceStation,Jaipur302001.Jaipur: S16/AIIIrdFloor,LandMarkBuildingOppJaiClub,MahaverMargCScheme,Jaipur302001.Jalandhar: 367/8CentralTown,Opp.GurudwaraDiwanAsthan,Jalandhar144001.Jalandhar: 1stFloorShantiTowers,ScoNo.37PudaComplex,OppositeTehsilComplex,Jalandhar144001.Jalgaon: 70Navipeth,Opp.OldBusStand, Jalgaon425001.Jalgaon: 269JaeeVishwa,1st floor,AboveUnitedBankof India,BaliramPeth,NrKishorAgencies,Jalgaon425001.Jalna: ShopNo6GroundFloor,AnandPlazaComplex,BharatNagarShivajiPutlaRoad,Jalna431203.Jalpaiguri: DBCRoad,OppNiralaHotel,Jalpaiguri735101.Jammu: JRDSHeights,LaneOpp.S&SComputers,NearRbiBuildingSector14,NanakNagar,Jammu180004.Jammu: KarvyComputersharePvt.Ltd.,Gupta’sTower,2ndFloor,CB-12,RailHeadComplexJammu180012.Jamnagar: 207ManekCentre,PNMarg,Jamnagar361001.Jamnagar: 136-137-138MadhavPalaza,OppSBIBank,NrLalBunglow,Jamnagar361001.Jamshedpur: RoomNo. 15 Ist Floor,MillenniumTower “R”Road,Bistupur, Jamshedpur 831001.Jamshedpur: 2ndFloorRRSquare,SBShopArea,NearRelianceFootPrint&,Hotel-BSParkPlaza,MainRoadBistupur,Jamshedpur831001.Jaunpur: RNComplex1-1-9-G,InFrontofPathakHonda,Ummarpur,Jaunpur222002.Jhansi: Opp.SBICreditBranch,BabuLalKarkhanaCompound,GwaliorRoad,Jhansi284001.Jhansi: 371/01NarayanPlaza,GwaliorRoad,NearJeevanShahChauraha,Jhansi284001.Jodhpur: 1/5NirmalTower,1stChopasaniRoad,Jodhpur342003.Jodhpur: 203ModiArcade,ChopasniRoad,Jodhpur342001.Junagadh: AasthaPlus202-A2ndFloor,SardarbagRoadNr.Alkapuri,Opp.ZansiRaniStatue,Junagadh362001.Junagadh: 124-125PunitShoppingCenter,M.GRoadRanavavChowk,Junagadh362001.Kadapa: D.No:3/1718ShopNo:8,BandiSubbaramaiahComplex,BesidesBharathiJuniorCollege,RajaReddyStreet,Kadapa516001.Kakinada: No.33-144SriSathyaComplex,MainRoad,Kakinada533001.Kalyani: A-1/50BlockAkalyani,DistNadia,Kalyani741235.Kannur: RoomNo.PP14/435,CasaMarinaShoppingCentre,Talap,Kannur670004.Kannur: 2ndFloorPrabhathComplex,FortRoadNr.ICICIBank,Kannur670001.Kanpur: FirstFloor106-108,CityCentrePhaseII,63/2TheMall,Kanpur208001.Kanpur: 15/46BGroundFloor,Opp:MuirMills,CivilLines,Kanpur208001.Karaikudi: No.2GopiArcade,100FeetRoad,Karaikudi630001.Karimnagar: H.No.7-1-257,UpstairsS.B.H,Mankammathota,Karimnagar505001.Karimnagar: SriProjects,DoorNo.2-10-1298,2ndFloor,RathnamArcade,JyothiNagar,Karimnagar505001.Karnal: 18/369CharChaman,KunjpuraRoad,BehindMiglaniHospital,Karnal132001.Karur: 126GVPTowers,KovaiRoad,BasementofAxisBank,Karur639002.Karur: No.6OldNo.1304Thiru-Vi-KaRoad, Near G.R.Kalyan Mahal, Karur 639001. Kharagpur: Shivhare Niketan, H.No.291/1 Ward No-15, Malancha Main Road,Opposite UcoBank,Kharagpur721301.Kharagpur: 180MalanchaRoad,BesideAxisBankLtd,Kharagpur721304.Kolhapur: 2B3rdFloorAyodhyaTowers,StationRoad,Kolhapur416001.Kolhapur: 605/1/4EWardShahupuri2ndLane,LaxmiNiwasNearSultaneChambers,Kolhapur416001.Kolkata: SaketBuilding,44ParkStreet2ndFloor,Kolkata700016.Kolkata: 2ndFloorRoomNo-226,1RNMukherjeeRoad,Kolkata700001.Kolkata: KarvyComputersharePvt.Ltd.ApeejayHouse(BesideParkHotel)15ParkStreet,CBlock,3rdFloorKolkata-700016.Kolkata: “CHOWRINGHEECOURT”,2ndFloor,UnitNo.33,55/55/1,ChowringheeRoad,Kolkata-700071.Kollam: KochupilamooduJunction,NearVLCBeachRoad,Kollam

59

691001.Kollam: SreeVigneswaraBhavan,ShastriJunction,Kadapakada,Kollam691001.Korba: 1stFloorCityCentre,97IRCCTransportNagar,Korba495677.Kota: B-33‘KalyanBhawan’,TrianglePart,VallabhNagar,Kota324007.Kota: 29IstFloorNearLalaLajpatRaiCircle,ShoppingCentre,Kota324007.Kottayam: BuildingNo:KMCIX/1331A,ThekkumkattilBuilding,Opp.:MalayalaManorama,RailwayStationRoad,Kottayam686001.Kottayam: 1stFloorCSIAscensionSquare,RailwayStationRoad,CollectoratePO,Kottayam686002.Kumbakonam: JailaniComplex,47MuttStreet,Kumbakonam612001.Kurnool: ShopNos.26&27,DoorNo.39/265A&39/265B,2ndFloor,SkandaShoppingMall,OldChadTalkies,Vaddageri, 39thWard,Kurnool-518001.Kurnool: ShopNo.431stFloor,SVComplexRailwayStationRoad,NearSBIMainBranch,Kurnool518004.Lucknow: No.4FirstFloor,CentreCourt5,ParkRoad,Hazratganj,Lucknow226001.Lucknow: KSMTowerCP-1SinderDump,NearAlambaghBusStation,Alambagh,Lucknow -226005.Lucknow: B-1/2VijayKhand,NearUnionBankof India,Gomtinagar,Lucknow226010.Lucknow: 1stFloor,AAComplex,ThaperHouse,5ParkRoad,Hazratganj,Lucknow226001.Lucknow: HIG-67SectorE,Aliganj,Lucknow226024.Ludhiana: U/GFPrinceMarket,GreenFieldNearTrafficLights,(AboveDr.VirdisLab),SarabhaNagar,PulliPakhowalRoad,P.O.ModelTown,Ludhiana141002.Ludhiana: SCO136,1stFloorAboveAirtelShowroom,FerozeGandhiMarket,Ludhiana141001.Madurai: #IstFloor278,NorthPerumalMaistryStreet,(NadarLane),Madurai625001.Madurai: RakeshTowers,30-CIstFloor,OppNagappaMotors,ByePassRoad,Madurai625010.Malappuram: FirstFloorCholakkalBuilding,NearUPSchoolUpHil,Malappuram676505.Malda: SahisTuliUnderWardNo.6,No.1GovtColony,EnglishBazarMunicipality,Malda732101.Mandi: 149/11SchoolBazaar,Mandi175001.Mangalore: No.G4&G5InlandMonarch,Opp.KarnatakaBank,KadriMainRoadKadri,Mangalore575003.Mangalore: MahendraArcadeOppCourtRoad,KarangalPadi,Mangalore575003.Margao: VirginkarChambersIFloor,NearKamatMilanHotel,Old.StationRoad,NewMarketNearLilyGarments,Margao403601.Margao: 2ndFloorDalalCommercialComplex,Pajifond,Margao403601.Mathura: AmbeyCrownIIndFloor,InFrontofBSACollege,GaushalaRoad,Mathura281001.Meerut: 1081stFloorShivamPlaza,OppositeEvesCinema,HapurRoad,Meerut250002.Meerut: 1stFloorMediCentre,OppICICIBank,HapurRoadNearBachhaPark,Meerut250002.Mehsana: 1stFloorSubhadraComplex,UrbanBankRoad,Mehsana384002.Mehsana: UL/47ApolloEnclave,OppSimandharTemple,ModheraCrossRoad,Mehsana384002.Mirzapur: AboveHDFCBank,Dankeenganj,Mirzapur231001.Moga: 1stFloorDuttRoad,MandirWaliGali,CivilLinesBaratGhar,Moga142001.Moradabad: H21-22,1stFloor,RamGangaViharShoppingComplex,Opposite SaleTaxOffice,Moradabad 244001.Moradabad: OmArcade Parker Road,Above Syndicate Bank, ChowkTari Khana,Moradabad244001.Morena: Moti Palace, Near Ramjanki Mandir, Morena 476001.Mumbai: 351, Icon,501, 5th floor,Western Express Highway,AndheriEast,Mumbai - 400069..Mumbai: RajabahdurCompoundGround Floor,OppAllahabadBank, Behind ICICI Bank,30.Mumbai SamacharMar,Fort,Mumbai400023.Mumbai: 131AndheriIndustrialEstate,VeeraDesaiRoad,Andheri(West),Mumbai400053.Mumbai: 104SangamArcade,VPRoadOpp:RailwayStation,AboveAxisBank,VileParle(West),Mumbai400056.Mumbai: 24/BRajaBahadurCompound,AmbalalDoshiMarg,BehindBSEBldg,Fort,Mumbai400001.Mumbai: A-1HimanshuBldg.,SodawalaCrossLane,NearChamundaCircle,BorivaliWest,Mumbai400092.Mumbai: ShopNo.4GroundFloor,ShramSaflyaBldg,N.G.AcharyaMarg,Chembur,Mumbai400071.Mumbai: No:114,1stfloor,CommerceHouse,140,NagindasMasterRoad,Fort,Mumbai-400023.Muzaffarpur: BrahmanToli,DurgasthanGolaRoad,Muzaffarpur842001.Muzaffarpur: IstFloorUmaMarket,ThanaGumtimotiJheel,Muzaffarpur842001.Mysore: No.11stFloorCh.26,7thMain5thCross,SaraswatiPuram,AboveTrishakthiMedicals,Mysore570009.Mysore: L-350SilverTower,AshokaRoadOpp.ClockTower,Mysore570001.Nadiad: 104/105NearParasCinema,CityPointNadiad,Nadiad387001.Nagercoil: 45,EastCarStreet,1stFloor,Nagercoil-629001.Nagpur: 145LendraPark,BehindShabari,NewRamdaspeth,Nagpur440010.Nagpur: PlotNo2/1HouseNo102/1,MangaldeepAppartment,OppKhandelwalJewelers,MataMandirRoad,Dharampeth,Nagpur440010.Namakkal: 105/2ArunTowers,ParamathiStreet,Namakkal637001.Nanded: ShopNo.4SantakripaMarket,GGRoadOpp.BankofIndia,Nanded431601.Nasik: RuturangBungalow2,GodavariColony,BehindBigBazar,NearBoysTownSchool,OffCollegeRoad,Nasik422005.Nasik: F-1SuyojitSankul,SharanpurRoad,Nasik422002.Navsari: 161stFloorShivaniPark,Opp.ShankheswarComplex,Kaliawadi,Navsari396445.Navsari: 1/1ChinmayAracade,OppSattapirRd,TowerRd,Navsari396445.Nellore: 9/756FirstFloor,ImmadisettyTowers, Ranganayakulapet Road, Santhapet,Nellore 524001. Nellore: 16-2-230 Room No: 27, 2nd Floor Keizen Heights, Gandhi Nagar,Pogathota,Nellore 524001.New Delhi: 7-E 4th Floor, Deen Dayaal Research Institute Bldg,Swamiram Tirath Nagar, Jhandewalan Extn,NearVideoconTower,NewDelhi 110055.New Delhi: 305NewDelhiHouse, 27BarakhambaRoad,NewDelhi 110001.New Delhi: 605,SixthFloorÀshokaEstateBuilding’,24,BarakhambaRoad,NewDelhi-110001.Nizamabad: HNo:5-6-430,AboveBankofBarodaFirstFloor,BesideHDFCBank,HyderabadRoad,Nizamabad503003.Noida: C-81FirstFloor,Sector2,Noida201301.Noida: 405,4thFloor,VishalChamber,PlotNo.1,Sector-18,Noida 201301.Palakkad: 10 / 688 Sreedevi Residency, Mettupalayam Street, Palakkad 678001.Palakkad: No: 20 & 21Metro Complex,H.P.O.Road,Palakkad678001.Panipat: SCO83-84IstFloor,DeviLalShoppingComplex,OppRbsBank,GTRoad,Panipat132103.Panipat: 1stFloorKrishnaTower,AboveAmertex,G.T.Road,Panipat132103.Panjim: No.108FirstFloor,GuruduttaBldg,GRoad,AboveWeekenderm,Panjim403001.Panjim: FlatNo.1-A,H.No.13/70,TimotioBldg,NexttoNavhindBhavan(MarketArea),HeliodoroSalgadoRoad,Panaji,Goa-403001.Pathankot: 1stFloor9A,ImprovementTrustBuilding,PatelChowk,Pathankot145001.Patiala: 35NewLalBaghColony,Patiala147001.Patiala: SCO27D,ChottiBaradari,NearCarBazaar,Patiala147001.Patna: G-3GroundFloor,OmViharComplex,SPVermaRoad,Patna800001.Patna: 3A 3rd Floor Anand Tower, Exhibition Road Opp ICICI Bank, Patna 800001. Pollachi: 146/4 Ramanathan Building, 1st Floor New SchemeRoad,Pollachi642002.Pondicherry: S-8100JawaharlalNehruStreet,(NewComplexOpp.IndianCoffeeHouse),Pondicherry605001.Pondicherry: No:7ThiayagarajaStreet,Pondicherry605001.Proddatur: KarvyComputersharePvt.Ltd.,Dno.4/625,BhairaviComplex,UpstairsKarurVysyaBank,GandhiRoad,Proddatur-516360.Pudukottai: SundaramMasilamaniTowers,TSNo.54765479,PMRoadOldTirumayamSalai,NearAnnaStatueJublieArts,Pudukottai622001.Pune: NirmitiEminenceOffNo.6,IFloorOppAbhishekHotel,MehandaleGarageRoad,Erandawane,Pune411004.Pune: MozaicBldg,CTSNo.1216/1,Final,PlotNo.576/1TP,SchemeNo.1,FCRoad,Bhamburda,ShivajiNagar,Pune411004.Raipur: HIGC-23Sector1,DevendraNagar,Raipur492004.Raipur: KarvyComputersharePvt.Ltd.,OfficeNoS-13,2ndFloor,RahejaTower,FafadihChowk,Jail Road, Raipur 492001.Rajahmundry: Door No: 6-2-12 1st Floor, Rajeswari Nilayam Near, Vamsikrishna Hospital,Nyapathi Vari Street, TNagar,Rajahmundry533101.Rajahmundry: D.No.6-1-4RangacharyStreet,T.NagarNearAxisBankStreet,Rajahmundry533101.Rajapalayam: SriGanapathyComplex,14B/5/18TPMillsRoad,VirudhungarDist,Rajapalayam626117.Rajkot: Office207210EverestBuilding,OppShastriMaidan,LimdaChowk,Rajkot360001.Rajkot: 104SiddhiVinyakCom.,OppRamkrishnaAshram,DrYagnikRoad,Rajkot360001.Ranchi: 4HBRoadNo:206,2ndFloorShriLokComplex,Ranchi834001.Ranchi: RoomNo3073rdFloor,CommerceTower,BesideMahabirTower,Ranchi834001.Ratlam: 1NagpalBhawan,FreeGanjRoad,DoBattiNearNokiaCare,Ratlam457001.Renukoot: RadhikaBhavan,Opp.PadminiHotel,Murdhwa,Renukoot231217.Rewa: IstFloorAngooriBuilding,BesidesAllahabadBank,TransUniversityRoad,CivilLines,Rewa485001.Rohtak: 2052ndFloorBuildingNo:2,MunjalComplex,DelhiRoad,Rohtak124001.Rohtak: 1stFloorAshokaPlaza,DelhiRoad,Rohtak124001.Roorkee: ShreeAshadeepComplex,16CivilLines,NearIncomeTaxOffice,Roorkee247667.Rourkela: 1stFloorMangalBhawan,PhaseIIPowerHouse

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Road,Rourkela769001.Rourkela: 1stFloorSandhuComplex,KacheryRoad,Uditnagar,Rourekla769012.Sagar: IIFloor,AboveShivaKanchMandir,5CivilLines,Sagar-470002.Saharanpur: IFloorKrishnaComplex,Opp.HathiGateCourtRoad,Saharanpur247001.Saharanpur: 18MissionMarket,CourtRoad,Saharanpur247001.Salem: No.2IFloorVivekanandaStreet,NewFairlands,Salem636016.Salem: No:40BrindavanRoad, Fairlands, Near Perumal Koil, Salem 636016.Sambalpur: Opp. Town High School, Sansarak, Sambalpur 768001.Sambalpur: KarvyComputerSharePvtLtd.,KoshalBuilderComplex,NearGopalBazarPetrolPump,Sambalpur768001.Sangli: JiveshwarKrupaBldg,Shop.No.2GroundFloor,TilakChowkHarbhatRoad,Sangli416416.Satara: 117/A/3/22ShukrawarPeth,SargamApartment,Satara415002.Satna: 1stFloorGopalComplex,NearBusStand,RewaRoad,Satna485001.Secunderabad: 208 IIFloorJadeArcade,ParadiseCircle,Secunderabad500003.Secunderabad: 1stFloorThirumalaComplex,ParadiseCircleS.DRoad,Opp.HotelKamat,Secunderabad500003.Shaktinagar: 1st/A-375VVColony,DistSonebhadra,Shaktinagar231222.Shillong: AnnexManiBhawan,LowerThanaRoad,NearRKMLPSchool,Shillong793001.Shimla: 1stFloorOppPanchayatBhawan,MainGate,BusStand,Shimla171001.Shimla: TriveniBuilding,ByPasChowkkhallini,Shimla171002.Shimoga: NearGuttiNursingHome,KuvempuRoad,Shimoga577201.Shimoga: SriMatraNaikaComplex1stFloor,AboveShimogaDiagnosticCentre,LLRRoadDurgigudi,Shimoga577201.Shivpuri: 1stFloorM.P.R.P.Building,NearBankofIndia,Shivpuri473551.Sikar: FirstFloorSuperTower ,BehindRamMandir,NearTaparyaBagichi,Sikar 332001.Silchar: N.N.DuttaRoad,ChowchakraComplex,Premtala,Silchar 788001.Siliguri: 17BSwamijiSarani,Siliguri734001.Siliguri: NanakComplex,SevokeRoad,Siliguri734001.Sitapur: 12/12-ASuraComplex,AryaNagar,OppMalGodam,Sitapur261001.Sivakasi: 363ThiruthangalRoad,Opp:TNEB,Sivakasi626123,No.70NalliahComplex.Solan: SahniBhawan,AdjacentAnandCinemaComplex,TheMall,Solan173212.Solapur: FlatNo1091stFloor,AWingKalyaniTower,NearPangalHighSchool,126SiddheshwarPeth,Solapur413001.Solapur: BlockNo06VamanNagar,OppD-MartJuleSolapur,Solapur413004.Sonepat: 205RModelTown,AboveCentralBankofIndia,Sonepat131001.Sri Ganganagar: 18LBlock,SriGanganagar335001.Sri Ganganagar: 35EBlock,Opp:SheetlaMataVaateka,SriGanganagar335001.Srikakulam: D.No-4-1-28/1,VenkateswaraColony,NearIncomeTaxOffice,Srikakulam532001.Sultanpur: RamaShankarComplex,CivilLines,FaizabadRoad,Sultanpur228001.Surat: PlotNo.6292ndFloor,OfficeNo.2-C/2-D,MansukhlalTower,BesideSeventhDayHospital,Opp.DhirajSonsAthwalines,Surat395001.Surat: KarvyComputersharePvt.Ltd.,Officeno:-516,5thFloor,EmpireStateBuilding,NearUdhnaDarwaja,RingRoad,Surat-395002.Thane: 3rdFloorNalandaChambersBWing,GokhaleRoad,Naupada,NearHanumanTemple,Thane(West)400602.Thane: 101YashwantBuilding,RamGanesh,GodkariPath,RamMarutiRoad,Naupada,Thane400602.Thanjavur: No.70NalliahComplex,SrinivasamPillaiRoad,Tanjore613001.Thiruvalla: 24/590-14,C.V.PParliamentSquareBuilding,CrossJunction,Thiruvalla689101.Thiruvalla: 2ndFloorErinjeryComplex,Ramanchira,OppAxisBank,Thiruvalla689107.Tirunelveli: 1stFloorManoPremaComplex,182/6S.NHighRoad,Tirunelveli627001.Tirunelveli: 55/18JeneyBuilding,SNRoadNearAravindEyeHospital,Tirunelveli627001.Tirupathi: ShopNo:6DoorNo:19-10-8,(OppToPassportOffice),AirBypassRoad,Tirupathi517501.Tirupathi: H.No:10-13-4251stFloor,TilakRoadOpp:SrideviComplex,Tirupathi517501.Tirupur: 1(1)BinnyCompound,2ndStreetKumaranRoad,Tirupur641601.Tirupur: FirstFloor244A,KamarajRoad,OppToCottonMarketComplex,Tirupur641604.Trichur: RoomNo26&27,DeePeePlaza,Kokkalai,Trichur680001.Trichur: 2ndFloorBrothersComplex,NaikkanalJunctionShornurRoad,NearDhanalakshmiBankHO,Thrissur680001.Trichy: No8IFloor8thCross,WestExtn.Thillainagar,Trichy620018.Trichy: 60SriKrishnaArcade,ThennurHighRoad,Trichy620017.Trivandrum: RSComplex,OppositeofLICBuildings,PattomPO,Trivandrum695004.Trivandrum: 2ndFloorAkshayaTower,Sasthamangalam,Trivandrum695010.Tuticorin: 4BA34A37,MangalmalManiNagar,Opp.RajajiPark,PalayamkottaiRoad,Tuticorin628003.Udaipur: ShreeKalyanam,50,TagoreNagar,Sector-4,Hiranmagri,Udaipur-313001.Udaipur: 201-202MadhavChambers,OppGPO,ChetakCircle,Udaipur313001.Ujjain: 101AashtaTower,13/1DhanwantriMarg,Freeganj,Ujjain456010.vadodara: 103AriesComplexBPCRoad,OffR.C.DuttRoad,Alkapuri,Vadodara390007.vadodara: 203,Cornerpoint,JetalpurRoad,Baroda390007.valsad: GitaNivas3rdFloor,Opp.HeadPostOffice,HalarCrossLane,Valsad396001.valsad: ShopNo2PhirozaCorner,OppNextShowRoom,TithalRoad,Valsad396001.vapi: 2082ndFloorHeenaArcade,Opp.TirupatiTower,NearG.I.D.C.CharRasta,Vapi396195.vapi: ShopNo-12GroundFloor,SheetalAppatment,NearKPTower,Vapi396195.varanasi: OfficeNo1SecondFloor,BhawaniMarket,BuildingNo.D58/2A1Rathyatra,BesideKuberComplex,Varanasi221010.varanasi: D-64/1321stFloor,AnantComplexSigra,Varanasi221010.vashi: ShopNo.43-AGroundFloor,VashiPlazaSector-17,NearApnaBazar,Vashi400705.vellore: No.1Officer’sLine2ndFloor,MNRArcadeOpp.ICICIBank,KrishnaNagar,Vellore632001.vellore: KarvyComputersharePvtLtd,No.6,NexusTowers,2ndFloor,Officer’sLine,AbovePeterEngland&BataShowroom,Opp.ToVoorheesSchool,Vellore632001.vijayawada: 40-1-68Rao&RatnamComplex,NearChennupatiPetrolPump,M.GRoadLabbipet, Vijayawada 520010. vijayawada: 39-10-7 Opp: Municipal Water Tank, Labbipet, Vijayawada 520010. visakhapatnam: 47/9/17 1stFloor,3rd Lane Dwaraka Nagar, Visakhapatnam 530016. visakhapatnam: Door No: 48-8-7, Dwaraka Diamond, Ground Floor Srinagar,Visakhapatnam530016.vizianagaram: Soubhagya19-6-1/3,2ndFloorNearFortBranch,Opp:ThreeTemples,Vizianagaram535002.Warangal: A.B.KMall,NearOldBusDepotRoad,F-7IstFloorRamnagar,Hanamkonda,Warangal506001.Warangal : 5-6-951StFloor,Opp:B.EdCollage,LashkarBazar,ChandraComplex,Hanmakonda,Warangal506001.Yamuna Nagar : 124B/RModelTown,YamunaNagar135001.Yamuna Nagar: JagdhariRoad,AboveUcoBank,NearD.A.V.GirlsCollege,YamunaNagar135001.

Computer Age Management Services Private Limited (CAMS) / CAMS Service CentreAgartala:AdvisorChowmuhani(GroundFloor),Krishnanagar,Agartala,799001.Agra: No.8,IIFloor,MarutiTower,SanjayPlace,Agra282002.Ahmedabad:111-113,1stFloor-DevpathBuilding,OffCGRoad,BehindLalBungalow,EllisBridge,Ahmedabad,380006.Ahmednagar:B,1+3,KrishnaEncloaveComplex,NearHotelNatraj,Nagar-AurangabadRoad,Ahmednagar,414001.Ajmer:AMCNo.423/30,NearChurch,Brahampuri,OppTBHospital,JaipurRoad,Ajmer,305001.Akola :Opp.RLTScienceCollege,CivilLines,Akola,444001.Aligarh:CityEnclave,Opp.KumarNursingHome,RamghatRoad,Aligarh,202001.Allahabad:30/2,A&B,CivilLinesStation,BesidesVishalMegaMart,StracheyRoad,Allahabad,211001.Alleppey: Doctor’sTowerBuilding,DoorNo.14/2562,1stfloor,NorthofIornBridge,NearHotelArcadiaRegency.,Alleppey,688001.alwar:256A,SchemeNo:1,AryaNagar,Alwar,301001.Amaravati :81,GulshamTower,2ndFloor,NearPanchsheelTalkies,Amaravati,444601.Ambala:OppositePEER,BalBhavanRoad,Ambala,Ambala,134003.Amritsar:SCO -18J, ‘C’ ,BlockRanjitAvenue,Amritsar,140001.Anand: 101,A.P.Tower,B/H,SardharGunj,Next toNathwaniChambers,Anand, 388001.Anantapur: 15-570-33,IFloor,PallaviTowers,SubhasRoad,OppCanaraBank,Anantapur,515001.Andheri: 351,Icon,501,5thfloor,WesternExpressHighway,AndheriEast,Mumbai-400069.Ankleshwar:1stFloor,PremPrakashTower,B/HB.N.Chambers,Ankleshwar,MahadevRoad,Ankleshwar-389001.Asansol: Block–G1stFloor,PCChatterjeeMarketComplex,RambandhuTalabPOUshagram,Asansol,713303.Aurangabad : 2ndFloor,BlockNoD-21-D-22,MotiwalaTradeCenter,NiralaBazar,NewSamarthNagar,OppHDFCBank,Aurangabad,431001.Balasore:BCSenRoad,Balasore,756001.Bangalore: TradeCentre,1stFloor,45,DikensenRoad,(NexttoManipalCentre),Bangalore,560042.Bangalore:FirstFloor,17/1-(272)12thCrossRoad,WilsonGarden,Banglore-560027.Bareilly:D-61,ButlerPlazaCommercialComplex,CivilLines,Bareilly -243001.Basti:Officeno3, IstFloor,JamiaShoppingComplex ,(OppositePandeySchool).,StationRoad,Basti, 272002. Belgaum: ClassicComplex,BlockNo.104,1stFloor,SarafColony,KhanapurRoad,Tilakwadi,Belgaum-590006.Bellary:60/5,MullangiCompound,GandhinagarMainRoad,(OldGopalswamyRoad),Bellary,583101.Berhampur:KalikaTempleStreet,BesideSBIBazarBranch,Berhampur,760002.Bhagalpur:Krishna,IFloor,NearMahadevCinema,Dr.R.P.Road,Bhagalpur,812002.Bharuch (Parent: Ankleshwar TP):F-108,1stFloor,RangoliComplex,StationRoad,Bharuch392001.Bhatinda:2907GH,GTRoad,NearZilaParishad,BHATINDA,151001.Bhavnagar:305-306,SterlingPoint,WaghawadiRoad,OPP.HDFCBANK,Bhavnagar,364002.Bhilai:1stFloor,PlotNo.3,BlockNo.1,PriyadarshiniParisarWest,BehindIDBIbank,NehruNagar,Bhilai-490020Bhilwara: Indraparsthatower,Secondfloor,Shyamkisabjimandi,NearMukharjigarden,Bhilwara,311001.Bhopal:Plotno10,2ndFloor,AlankarComplex,NearICICIBank,MPNagar,ZoneII,Bhopal,462011.Borivali:HirjiHeritage,4thFloor,OfficeNo.402,AboveTribhuwandasBhimjiZaveri(TBZ),L.T.Road,Borivali-West,Mumbai-400092Bhubaneswar:PlotNo-111,VarahaComplexBuilding,3rdFloor,StationSquare,KharvelNagar,Unit3,Bhubaneswar,751001Bhuj:DataSolution,OfficeNo:17,IstFloor,MunicipalBuildingOppHotelPrince,StationRoad,Bhuj -Kutch, 370001.Bhusawal (Parent: Jalgaon TP):3,AdeladeApartment,ChristainMohala,BehindGulshan-E-IranHotel,AmardeepTalkiesRoad,Bhusawal,425201Bikaner:BehindRajasthanPatrika,InfrontofVijayaBank,1404,AmarSinghPura,Bikaner,334001.Bilaspur:2ndFloor,GwalaniChambers,StXavierSchoolRoad,InfrontofCIT(IncomeTaxOffice),VyaparViharBilaspur,495001.Bokaro: MazzanineFloor,F-4,CityCentre,Sector4,BokaroSteelCity,Bokaro,827004.Burdwan: 1stFloor,AboveExideShowroom,399,GTRoad,Burdwan,713101.Calicut:29/97G2ndFloor,GulfAirBuilding,MavoorRoad,Arayidathupalam,Calicut,673016.Chandigarh:DeepakTower,SCO154-155,1stFloor,Sector17-C,Chandigarh,160017.Chandrapur:OppMustafaDécor,NearBangaloreBakery,KasturbaRoad,Chandrapur,442402Chennai:GroundFloorNo.178/10,KodambakkamHighRoad,Opp.HotelPalmgrove,Nungambakkam,Chennai,600034.Chhindwara:ShopNo01,NearPujaLawn,PrarasiaRoad,Chhindwara,480001.Chittorgarh:3AshokNagar,NearHeeraVatika,Chittorgarh,Rajasthan,312001.Cochin:1stFloor,K.C.Centre,DoorNo42/227B,ChittoorRoad,OppNorthTownPoliceStation,Kacheripady,Cochin-682018Coimbatore: No1334;ThadagamRoad,ThirumoorthyLayoutR.S.Puram,BehindVenkteswaraBakery,Coimbatore–641002Cuttack:NearIndianOverseasBank,CantonmentRoad,MataMath,Cuttack,753001.Darbhanga:ShahiComplex,1stFloor,NearRBMemorialhospital,V.I.P.RoadBenta,Laheriasarai,Darbhanga-846001Davenegere: 13,IstFloor,AkkamahadeviSamajComplex,ChurchRoad,P.J.Extension,Devengere,577002.Dehradun:204/121NariShilpMandirMarg,OldConnaughtPlace,Dehradun,248001.Deoghar: SSMJalanRoad,Groundfloor,Opp.HotelAshoke,CasterTown,Deoghar,814112.Dhanbad:UrmilaTowers,RoomNo:111(1stFloor),BankMore,Dhanbad,826001Dharmapuri :16A/63A,PidamaneriRoad,NearIndoorStadium,Dharmapuri,636701.dhule :HouseNo3140,Opp.LibertyFurniture,JamnalalBajajRoad,NearTowerGarden,Dhule-424001Durgapur:Plotno.3601,NazrulSarani,CityCentre,Durgapur-713216.Erode: 171E,SeshaiyerComplex,1stFloor,AgraharamStreet,Erode,638001.Faizabad: 1/13/196,A,CivilLines,BehindTirupatiHotel,Faizabad-224001.Faridhabad:B-49,IstFloor,NehruGround,BehindAnupamSweetHouse,NIT,Faridhabad,121001.Gandhidham:S-7,RatnakalaArcade,PlotNo231,Ward12/B,Gandhidham-370201Gandhinagar: 507,5thFloor,ShreeUgatiCorporatePark,OppPratikMall,NrHDFCBank,Kudasan,Gandhinagar–382421.Ghaziabad: B-11,LGFRDC,Rajnagar,Ghaziabad201002.Ghatkopar(mumbai):PlatinumMall,OfficeNo.307,3rdFloor,JawaharRoad,GhatkaporEast,Mumbai-400077.Goa: LawandeSarmalkarBhavan,1stFloor,OfficeNo.2,NexttoMahalaxmiTemple,Panaji,Goa-403001.Gondal (Parent Rajkot): A/177,KailashComplex,Opp.KhedutDecor,GONDAL,360311.Gorakhpur: ShopNo.3,SecondFloor,TheMall,CrossRoad,A.D.Chowk,BankRoad,Gorakhpur,273001.Gulbarga: PalComplex,IstFloor,Opp.CityBusStop,SuperMarket,Gulbarga,585101.Guntur: DoorNo5-38-44,5/1BRODIPET,NearRaviSankarHotel,Guntur,522002.Gurgaon: SCO-16,Sector-14,Firstfloor,Gurgaon,122001.KailashViharColony,Guwahati: Piyali Phukan Road, K C Path, House no - 1, Rehabari , Guwahati - 781008 Gwalior:G-6GlobalApartment,Opp.IncomeTaxOffice,CityCentre.,Gwalior,474002. Haldia:1stFloor,NewMarketComplex,DurgachakPostOffice,PurbaMedinipurDistrict,.Haldia,721602. Haldwani: DurgaCityCentre,NainitalRoad,Haldwani,Haldwani,263139. Hazaribag:MunicipalMarket,AnnandaChowk,Hazaribagh,825301.Himmatnagar:D-78FirstFloor,NewDurgaBazar,NearRailwayCrossing,Himmatnagar,383001.Hisar: 12,Opp.BankofBaroda,RedSquareMarket,Hisar,125001.Hoshiarpur :NearArchiesGallery,ShimlaPahariChowk,Hoshiarpur,146001.Hosur:No9/2,1stFloor,AttibelleRoad,HCFPost,BehindRTOOffice,Mathigiri,Hosur,645010.Hubli: No.204-205,1stFloor,‘B‘Block,KundagolComplex,Opp.Court,ClubRoad,Hubli,580029.Hyderabad:No.15-31-2M-1/4,1stFloor,14-A,MIGKPHBColony,Kukutpally,Hyderabad500072Hyderabad: 208,IIFloor,JadeArcade,ParadiseCircle,Secunderabad,500003. Indore: 101,ShalimarCorporateCentre,8-B,Southtukogunj,Opp.Greenpark,Indore,452001.Jabalpur: 8,GroundFloor,DattTowers,BehindCommercialAutomobiles,NapierTown,Jabalpur,482001.Jaipur: R-7,YudhisthirMarg,C-Scheme,BehindAshokNagarPoliceStation,Jaipur,302001.Jalandhar: 367/8,CentralTown,Opp.GurudwaraDiwanAsthan,Jalandhar,144001.Jalgaon:70,Navipeth,Opp.OldBusStand,Jalgaon,425001.Jalna :ShopNo6,GroundFloor,AnandPlazaComplex,BharatNagar,ShivajiPutlaRoad,Jalna,431203.Jalpaiguri:BabuPara,BesideMeenaarApartment,WardNo.VIII,KotwaliPoliceStation,PO&DistJalpaiguri735101,WestBengalJamnagar:207,ManekCentre,P.N.Marg,Jamnagar,361008.Jammu:JRDSHeights,LaneOpp.S&SComputers,NearRBIBuilding,Sector14,NanakNagar,180004.Jamshedpur:MillenniumTower,“R”Road,RoomNo:15FirstFloor,Bistupur,Jamshedpur-831001.Janakpuri:306,3rdFloor,DDA-2Building,DistrictCentre,Janakpuri,NewDelhi-110058Jaunpur :248,FortRoad,NearAmberHotel,Jaunpur,222001. Jhansi:372/18D,1stFlooraboveIDBIBank,BesideV-Mart,Near“RASKHAN”,GwaliorRoad,Jhansi–284001.Jodhpur:1/5,NirmalTower,IstChopasaniRoad,Jodhpur,342003.Junagadh: “AasthaPlus”,202A,2ndFloor,SardarbagRoad,NRAlkapuri,Opp.ZansiRaniStatue, Junagadh,362001.Kadapa:BandiSubbaramaiahComplex,D.No:3/1718,ShopNo:8,RajaReddyStreet,Kadapa,516001Kakinada:DoorNo.25-4-29,1stFloor,KommireddyVariStreet,BesideWarfRoad,Opp.SwathiMedicals,Kakinada-533001.Kalyani:A-1/50,Block-A,DistNadia,Kalyani,741235.Kannur:RoomNo.14/435,CasaMarinaShoppingCentre,Talap,Kannur,670004.Kanpur:IFloor106to108,CITYCENTREPhaseII,63/2,THEMALL,Kanpur,208001.Karimnagar: HNo.7-1-257,UpstairsSBH,Mangammathota,Karimnagar,505001.Karnal (Parent :Panipat TP):29,AvtarColony,BehindVishalMegaMart,Karnal,132001.Karur: 126,G.V.P.Towers,KovaiRoad,BasementofAxisBank,Karur,639002.Katni:1stFLOOR,GURUNANAKDHARMAKANTA,JabalpurRoad,BARGAWAN,KATNI,483501.Khammam :ShopNo:11-2-31/3,1stfloor,PhilipsComplex,Balajinagar,WyraRoad,NearBaburaoPetrolBunk,KHAMMAM,507001.Kharagpur:-“SilverPalace”,OTRoad,Inda-Kharagpur,G.P-Barakola,P.S-KharagpurLocal,Pin-721305,Dist-WestMidnaporeKolhapur: 2B,3rdFloor,AyodhyaTowers,StationRoad,Kolhapur,416001.Kolkata:SaketBuilding,44ParkStreet,2ndFloor,Kolkata,700016.Kolkata :2A,GaneshChandraAvenue,RoomNo.3A,CommerceHouse”(4thFloor),Kolkata,700013Kollam:KochupilamooduJunction,Near VLC, Beach Road, Kollam, 691001. Kota: B-33 ‘Kalyan Bhawan, Triangle Part,Vallabh Nagar, Kota, 324007. Kottayam: Thamarapallil Bldg,Door No.XIII/658,ML Road,Near KSRTC Bus StandRoad,Kottayam-686001Kumbakonam: JailaniComplex,47,MuttStreet,Kumbakonam,612001.Kurnool:ShopNos.26&27,DoorNo.39/265A&39/265B,2ndFloor,SkandaShoppingMall,OldChadTalkies,Vaddageri,39thWard,Kurnool-518001.Lucknow: Off#4,1stFloor,CentreCourtBuilding,3/c,5-ParkRoad,Hazratganj,Lucknow,226001.Ludhiana:U/GF,PrinceMarket,GreenField,NearTrafficLights,SarabhaNagarPulli,PakhowalRoad,Ludhiana,141002.Madurai:IstFloor,278,NorthPerumalMaistrystreet,NadarLane,Madurai,625001.Malda:DaxhinapanAbasan,OppLaneofHotelKalinga,SMPally,Malda,732101.Mangalore: No.G4&G5,InlandMonarch,Opp.KarnatakaBank,KadriMainRoad,Kadri,Mangalore,575003.Manipal:BasementFloor,AcademyTower,OppositeCorporationBank,Manipal,576104.Mapusa (Parent ISC : Goa):Officeno.CF-8,1stFloor,BusinessPoint,AboveBicholimUrbanCo-opBank,Angod,Mapusa,403507.Margao:F4-ClassicHeritagenearAxisBank,opp.BPSclubPajifoldMargao,Goa403601. Mathura: 159/160VikasBazar,Mathura,281001.meerut:108IstFloorShivamPlaza,OppositeEvesCinema,HapurRoad,Meerut,250002.Mehsana:1stFloor,SubhadraComplex,UrbanBankRoad,Mehsana,384002.Moga: GandhiRoad,OppUnionBankofIndia,Moga,Moga,142001.Moradabad: H21-22,1stFloor,RamGangaViharShoppingComplex,Moradabad,244001.Mumbai: RajabahdurCompound,GroundFloor,OppAllahabadBank,BehindICICIBank,30,MumbaiSamacharMarg,Fort,Mumbai,400023Muzaffarpur:BrahmanToliDurgasthan,GolaRoad,Muzaffarpur,842001.Mysore:No.1,1stFloor,CH.267thMain,5thCross,(AboveTrishakthiMedicals),SaraswatiPuram,Mysore,570009nadiad :F134,1stFloor,GhantakarnaComplex,GunjBazar,Nadiad-387001Nagpur: 145Lendra,NewRamdaspeth,Nagpur, 440010. Namakkal: 156A/1,FirstFloor,LakshmiVilasBuilding,Opp.ToDistrictRegistrarOffice,TrichyRoad,Namakkal, 637001. Nanded:ShopNo.8,9,CellarRajMohammedComplex,MainRoad,ShriNagar,Nanded 431605nasik: 1st Floor,ShraddhaNiketan,TilakWadi,Opp.HotelCityPride,SharanpurRoad,Nasik-422002.Navasari: 16, 1st Floor,ShivaniPark,Opp.ShankheswarComplex,Kaliawadi,Navasari,396445 Nellore: 97/56,IFloorImmadisettyTowers,RanganayakulapetRoad,Santhapet,Nellore,524001. New Delhi :7-E,4thFloor,DeenDayaalResearchInstituteBuilding,SwamiRamTirathNagar,NearVideoconTowerJhandewalanExtension,NewDelhi,NewDelhi,110055.new delhi-Flatno.512,NarianManzil,23,BarakhambaRoad,ConnaughtPlace,NewDelhi-110001 Noida:C-81,1stfloor,Sector-2,Noida,201301.Palakkad:10/688,SreedeviResidency,MettupalayamStreet,Palakkad,Palakkad,678001Palanpur:TPLiteTirupatiPlaza,3rdFloor,T-11,Opp.GovermentQuarter,CollegeRoad,Palanpur,385001.Panipat: SCO 83-84,DeviLalShoppingComplex,OppRBSBank,G.T.Road,Panipat,132103.Patiala: 35,NewLalBaghColony,Patiala-147001Pitampura(New Delhi):AggarwalCyberPlaza-II,CommercialUnitNo.371,3rdFloor,PlotNo.C-7,NetajiSubhashPlace,Pitampura,NewDelhi110034.Patna: G-3,GroundFloor,OmViharComplex,SPVermaRoad,NearSaketTower,Patna,800001.Pondicherry: S-8,100,JawaharlalNehruStreet,(NewComplex,Opp.IndianCoffeeHouse),Pondicherry,605001.Pune: NirmitiEminence,OffNo.6,IFloor,OppAbhishekHotelMehandaleGarageRoad,Erandawane,Pune,411004.Rae Bareli:17,AnandNagarComplex,RaeBareli,RaeBareli,229001.Raipur: HIG,C-23,Sector-1,DevendraNagar,Raipur,492004.Rajahmundry: DoorNo:6-2-12,1stFloor,RajeswariNilayam,NearVamsikrishnaHospital,NyapathiVariStreet,TNagar,Rajahmundry,533101.Rajapalayam:No59A/1,RailwayFeederRoad,NearRailwayStation,Rajapalayam,626117.Rajkot:Office207-210,EverestBuilding,HariharChowk,OppShastriMaidan,LimdaChowk,Rajkot,360001.Ranchi:4,HBRoad,No:206,2ndFloorShriLokComplex,HBRoadNearFirayalal,Ranchi,834001Ratlam:18,RamBagh,NearScholar’sSchool,Ratlam,457001.Ratnagiri:KohinoorComplex,NearNatyaTheatre,NachaneRoad,Ratnagiri,415639.Rohtak: SCO - 34 , Ground Floor, Ashoka Plaza, Delhi Road, Rohtak - 124001 Roorkee:22CIVILLINESGROUNDFLOOR,HOTELKRISHRESIDENCY,Roorkee,247667.Rourkela:1stFloor,MangalBhawan,PhaseII,PowerHouseRoad,Rourkela, 769001. Sagar: Opp.SomaniAutomobiles , Bhagwanganj , Sagar , 470002.Saharanpur: I Floor, KrishnaComplex,Opp.HathiGate,CourtRoad,Saharanpur, 247001.Salem:No.2, I FloorVivekanandaStreet,NewFairlands,Salem,636016. Sambalpur:Opp.TownHighSchool,Sansarak ,Sambalpur, 768001. Sangli : JiveshwarKrupaBldg,Shop.NO.2,GroundFloor,TilakChowk,HarbhatRoad,Sangli–416416. Satara:117/A/3/22,ShukrawarPeth,SargamApartment,Satara,415002.Shahjahanpur:Bijlipura,NearOldDisttHospital,NearOldDisttHospital,Shahjahanpur,242001.Shillong: 3rdFloor,RPGComplex,KeatingRoad,Shillong,793001Shimla: IFloor,Opp.PanchayatBhawanMaingate,Busstand,Shimla,171001.Shimoga:NearGuttiNursingHome,KuvempuRoad,Shimoga,577201Siliguri: 78,HarenMukherjeeRoad,1stfloor,BesideSBIHakimpara,Siliguri734001Sirsa:BesideOverbridge,NexttoNissancarshowroom,HissarRoad,Sirsa,25055.Sitapur:AryaNagar,NearAryaKanyaSchool,Sitapur,Sitapur,261001Solan : 1stFloor,AboveSharmaGeneralStore,NearSankiResthouse,TheMall,Solan,173212.Solapur:FlatNo109,1stFloor,AWing,KalyaniTower,126SiddheshwarPeth,NearPangalHighSchool,Solapur,413001.Sriganganagar:18LBlock,SriGanganagar,SriGanganagar,335001.Srikakulam:DoorNo4-4-96,FirstFloor,VijayaGanapathiTempleBackSide,NanubalaStreet,Srikakulam,532001.Sultanpur: 967,CivilLines,NearPantStadium,Sultanpur,228001Surat:PlotNo.629,2ndFloor,OfficeNo.2-C/2-D,MansukhlalTower,BesideSeventhDayHospital,Opp.DhirajSons,Athwalines,Surat,395001.Surendranagar:2MIPark,NearCommerceCollege,WadhwanCity,Surendranagar,Surendranagar,363035.Tambaram:IIIFloor,BRComplex,No.66,DoorNo.11A,RamakrishnaIyerStreet,Opp.NationalCinemaTheatre,WestTambaram,Chennai-600045Thane: DevCorpora,1st Floor,OfficeNo. 102,Cadbury Junction, EasternExpressway,Thane(West) 400 601 . Tirupur:1(1), BinnyCompound, IIStreet,KumaranRoad,Tirupur,TamilNadu,641601. Thiruvalla: 25/590-14,C.V.P.ParliamentHouseBuilding,CrossJunction,Thiruvalla, 689101 Tinsukia:DhawalComplex,GroundFloor,Durgabari,RangagoraRoad,NearDenaBank,Tinsukia,786125.Tirunelveli: 1Floor,ManoPremaComplex,182/6,S.NHighRoad,Tirunelveli, 627001.Tirupathi:ShopNo6,DoorNo19-10-8(OppositePassportoffice),AIRBypassRoad,Tirupathi517501.Trichur: RoomNo.26&27,DEEPEEPLAZA,Kokkalai,Trichur,680001Trichy:No8,IFloor,8thCrossWestExtn,Thillainagar,Trichy,620018.Kokkalai,680001.Trivandrum:RSComplex,OppositeofLICBuilding,PattomPO,Trivandrum,695004.Tuticorin: 4B/A16,MangalMallComplex,GroundFloor,ManiNagar,Tuticorin,628003.Udaipur: ShreeKalyanam,50,TagoreNagar,Sector-4,Hiranmagri,Udaipur-313001Ujjain :123,1stFloor,SiddhiVinanyakaTradeCentre,SaheedPark,Ujjain,456010Unjha (Parent: Mehsana): 10/11,MarutiComplex,Opp.BRMarbles,HighwayRoad,Unjha,384170vadodara:103AriesComplex,BPCRoad,OffR.C.DuttRoad,Alkapuri,Vadodara,390007.valsad:3rdfloor,GitaNivas,oppHeadPostOffice,HalarCrossLane,Valsad,396001.vapi: 208,2ndFloor,HeenaArcade,Opp:TirupatiTowerNearGIDCCharRaasta,Vapi,396195varanasi:OfficeNo1,2ndFloor,BhawaniMarket,BuildingNoD-58/2-A1,Rathyatra,BesideKuberComplexVaranasi,221010Vashi:BSELTechPark,B-505,Plotno39/5&39/5A,Sector30A,Opp.VashiRailwayStation,Vashi,NaviMumbai-400705.vaso(Parent Goa):NoDU8,UpperGroundFloor,BehindTechocleanClinic,SuvidhaComplex,NearICICIBank,Vascodagama,403802.vellore:No.1,Officer’sLine,2ndFloor,MNRArcade,Opp.ICICIBank,KrishnaNagar,Vellore,632001.vijayawada:40-1-68,Rao&RatnamComplex,NearChennupatiPetrolPump,M.GRoad,Labbipet,Vijayawada,520010.visakhapatnam: DoorNo.48-3-2,FlatNo.2,1stFloor,SiddhiPlaza,NearVisakhaLibrary,Srinagar,Visakhapatnam,530016Warangal: A.B.KMall,NearOldBusDepotroad,F-7, IstFloor,Ramnagar,Hanamkonda,Warangal,506001. Yamuna Nagar: 124-B/RModelTown,Yamunanagar,135001. Yavatmal:Pushpam,Tilakwadi,Opp.Dr.ShrotriHospital,Yavatma,445001.

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L&T Investment Management Limited - Investor Service CentresAhmedabad: SecondFloor,ShitalVarshaArcade,VijayCrossRoad,Navarangpura,Ahmedabad -380009.Banglore: N-111(47-43),ManipalCenre,FirstFloor,NorthBlock,DickensonRoad,Banglore560042.Bengaluru: UnitNo.1,3rdFloor,PrideHulkul,No.116,LalbaghRoad,Opp.PassportOffice,Bengaluru-560027.Bhavnagar: L&TFinancialServices,ShopNo.FF-5,GopiArcade,WaghawadiRoad,Bhavnagar364002.Bhopal: AlankarComplex,MezannineFloor,Above ICICIBank,M.P.NagarZone-II,Bhopal-462011.Bhubaneshwar: 428/3818,2ndFloor,JaydevNagar,KalpanaSquare,NearPanthoNivas,Bhubaneswar-751002.Borivali (Mumbai): 4thFloor,OfficeNo.405,OrchidPlaza,OffSVRoad,NearRailwayPlatformNo.1,Borivali(West),Mumbai-400092.Chandigarh: PlotNo.174,3rdFloor,IndustrialArea,Phase-2,Chandigarh-160002.Chennai: 6thFloor,K.G.N.Towers,No.62EthirajSalai(Commander-In-ChiefRoad),Egmore,Chennai-600105.Cochin: Ventura,2ndFloor,Anjumana,NH47ByPassRoad,Cochin-682024.Coimbatore: 1stFloor,“Atria”,No.2/8,Dr.NRNLayout,BharathiyarRoad,Palayam,Coimbatore-641037.Dalamal (Mumbai): 407‘AWing’,DalamalTower,FreePressJournalRoad,NarimanPoint,Mumbai400021.Ghatkopar (Mumbai): OfficeNo.504,5thFloor,ZestBusinessSpaces,M.G.Road,Ghatkopar(East),Mumbai-400077.Goa: ShopNo.F2,1stFloor,EdconTower,MenezesBraganzaRoad,Panaji-403001.Gurgaon (New Delhi): Officeno221,2ndFloor,GalleriaMarket,DLFCityPhase4,Gurgaon-122002.Hyderabad: 4thfloor,APDLEstates,7-1-21/A,SurveyNo.341/1,DiagonallyoppositetoCountryClub,Begumpet,Hyderabad-500016.Indore: “DhanTrident”BlockNo.B-3,PU-4,SchemeNo.54,NearVijayNagarSquare,Indore-452010.Jaipur: 2ndFloor,ShreejiTower,C-99,C-Scheme,Jaipur-302001.Jalandhar: SCO-3,2ndFloor,PudaComplex,AdjoiningAndhraBank,Opp.SuvidhaCentre,JalandharCity-144001.Jamnagar: G-43,GroundFloor,MadhavPlaza,OppSBIBank,NearLalBunglowJamnagar-361001.Jamshedpur: 3B,RearSide,3rdFloor,FairdealComplex,HNo7,MainRoadBishtupur,Jamshedpur-831001.Kanpur: 14/1116D-2,FirstFloor,VodafoneTower,CivilLines,Kanpur - 208001.Kolhapur: L&TFinancialServices,1stFloor,F01&F02,JadubenPlaza,1108/E,Shahupuri,Kolhapur416001.Kolkata: 4thFloor, 2/1,KankariaCentre,RussellStreet,Kolkata-700071.Lucknow: 1stFloor,A-16,IndiraNagar,FaizabadRoad,Lucknow-226016.Ludhiana: SCO10-11,2ndFloor,FerozeGandhiMarket,Ludhiana-141002.Mumbai (HO): 6thFloor,Brindavan,PlotNo177,CSTRoad,Kalina,Santacruz(E),Mumbai400098.Nagpur: 316,MGHouse,RabindraNathTagoreRoad,CivilLines,Nagpur-440001.Nasik: 1stFloor,Devi’sZone,WestWing,Opp.BigBazaar,CollegeRoad,Nasik-422005.New Delhi: 6thFloor,DCMBuilding,16,BarakhambaRoad,ConnaughtPlace,AboveBarakhambaRoadMetroStation,NewDelhi-110001.Patna: Officeno.201,2ndFloor,GrandAleyManawar,WardNo.2,CircleNo.6,StreetNo.20,HoldingNo.256,SurveyPlotNo.877,GandhiMaidanRoad,Patna-800001.Pune: UnitNo-101,1stFloor,PramilaApartment,PlotNo.496,B+497B/1A,ShivajiNagar,Pune-411016.Rajkot: BusinessAvenue,2ndFloor,NearPunjabHonda,KKVHallCircle,KalawadRoad,Rajkot-360005.Surat: 2ndFloor,RockfordBusinessCentre,UdhanaDarwaja,RingRoad,Surat-395002.Thane ( Mumbai): FB-23,1stFloor,HighStreetcumHighlandCorporatecentre,KapurbavdiJunction,Majiwada,Thane-400607.Trichy: 2ndFloor,SaiKrishnaEnclave,BlockNo.18,SalaiRoad,NearHotelKanappa,Trichy–620018.Trivandrum: ParmeswaraTowers,TC15/1948(4),GanapathyKovilRoad,Opp.CanaraBank,Vazhuthacaud,Trivandrum–695014.vadodara: OfficeNo.202-203,SecondFloor,SahyogAttrium,OldPadraRoad,Vadodara-390015.vijayawada: 2ndFloor,DattaSaiVemuriTowers,N.T.S.No.452,D.No.39-10-10/1,VeterenaryHospitalRoad,Labbipeta,Vijayawada,AndhraPradesh-520010.

L&T Investment Management Limited - Sales OfficesAgra: First Floor, 108,Anand Vrindavan, Sanjay Place,Agra – 282002.Allahabad: FF109& FF110, 1st Floor, VinayakComplex, Elgin Road, CivilLines,Allahabad-211001.Amritsar: G.RTower,1stFloor,MallRoad,Amritsar-143001.Aurangabad: 1stFloor,RenukaKrupa,BhagyaNagar,AdalatRoad,Auragabad-431005.Bhavnagar: ShopNo-FF-5,GopiArcade,WaghawadiRoad,Bhavnagar -364002.Calicut: 2ndFloor,TradeLinkComplex,ChallapuramRoad,MankaveJunction,Calicut-673007.Cuttack: 1stFloor,OSLTower-3,BadambadiSquare,Cuttack-753009.Dehradun: 2ndFloor,75-A,MakPlaza,RajpurRoad,Dehradun-248001.Durgapur: B-27,BiplabiRasbihari,BasuSarani,BidhanNagar,Sector2A,Durgapur-713212.Gorakhpur: 3rdFloor,A.D.Tower,BankRoad,Gorakhpur-273001.Guwahati: 2ndFloor,DDTower,ChristianBasti,Guwahati-781005.Hubli: 1stFloor,MohinderPlaza,OppGalgaliNursingHome,DeshpandeNagar,TravellersBunglowRoad,Hubli-580029.Jodhpur: PlotNo.131,KSC,1stFloor,MandeepTower,NewResidencyRoad,Jodhpur-324002.Madurai: ADRTowers,2ndFloor,No.74-TheniMainRoad,Kalavasal,Madurai-625016.Mangalore: 1stFloor,AadheeshAvenue,ShopNo.106,OppositeBesantCollege,MGRoad,KodialaBail,Manglore-575003.Meerut: 2ndFloor,Metroarcade,Tezgarhi,NearBSNLOffice,Meerut-250004.Mysore: KiranMansion,FirstFloor,No.646,ChamarajaDoubleRoad,Mysore-570024.Panipat: NKTower,2ndFloor,GTRoad,Panipat-132103.Pondicherry: 1stFloor,No:144,100feetroad,ECRMainRoad,Pakkamudayanpet,Lawspet,Pondicherry-605008.Raipur: 1stfloor,SimranTower,OppositeLICBuilding,Pandri,Raipur-492004.Ranchi: 1stFloor,45,Garikhana,NearPNB,HarmuRoad,Ranchi-834001.Rourkela: Sector19,L&THouse,Ambagan,Rourkela-769005.Siliguri: 3rdFloor,InfinitySquare,SevokeRoad,Siliguri-734001.Udaipur: 32/1105,CentrePoint,2ndFloor,Opp.B.N.College,Udaipur-313001.varanasi: 2NDFloor,UnitD-64/127-CH,ArihantComplex,Sigra,Varanasi-221010.vishakapatnam: D.No:47-14-5/1,FlatNo:303,2rdFloor,EswaraParadise,BesideStateBankofIndia,DwarakanagarMainroad,Visakhapatnam-530016.

The Fund’s website www.ltfs.com will be an official point of acceptance for accepting transactions in the units of the Scheme of the Fund.

Further,CAMSwillbetheofficialpointofacceptanceforelectronictransactionsreceivedfromspecifiedbanks,financialinstitutions,distributionchannels,etc.(mobilisedonbehalfoftheirclients)withwhomtheAMChasentered/mayenterintospecificarrangementsforpurchase/sale/switchofunits.

ApplicationsfromInstitutional investorswillbeacceptedbyLTIMLviafacsimileon18004190500aswellasviaanelectronicemailsentat-transact@lntmf.co.in,subjecttosatisfactionofrequirementsspecifiedbyLTIML.

Forfurtherdetailspleasecallat18002000400or18004190200.
