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Kaiser Permanente for Individuals and Families Healthy together Care and coverage that fits your life 364999513 buykp.org 2020 Enrollment | Oregon

Kaiser Permanente for Individuals and Families: …info.kaiserpermanente.org/healthplans/planbrochures/2020/...This Kaiser Permanente for Individuals and Families enrollment guide

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  • Have questions? Call us at 1-800-494-5314. • Go to buykp.org/apply. • Or contact your producer.

    Kaiser Permanente for Individuals and Families

    364999513 NW-OR 2020

    Kaiser Permanente for Individuals and Families

    Healthy togetherCare and coverage that fits your life

    364999513

    buykp.org 2020 Enrollment | Oregon

    http://buykp.org

  • Have questions? Call us at 1-800-494-5314. • Go to buykp.org/apply. • Or contact your producer.

    Kaiser Permanente for Individuals and Families

    364999513 NW-OR 2020

    Welcome to care that fits your lifeThis Kaiser Permanente for Individuals and Families enrollment guide can help you choose the right health plan for your needs. Here’s a look at what you’ll get with all of our plans.

    Right care, right time

    Get the care you need when you need it with routine, specialty, urgent, and emergency care. If you’re ever unsure where to go, call us for 24/7 care advice by phone.

    Many services under one roof

    Do more in less time. In most of our facilities, you can see your doctor, get a lab test, and pick up prescriptions — all in a single trip. Find a location near you at kp.org/facilities.

    Your doctor, your choice

    Choose your doctor based on what’s important to you. Go to kp.org/searchdoctors for details about education, specialties, languages spoken, and more. You can also change doctors at any time.

    More care options

    How you get care is up to you. Choose a phone appointment or video visit,* email your doctor’s office with nonurgent questions, or come see us in person.†

    Discounts for members

    Enjoy discounts on products and services that can help you stay healthy — like gym memberships, massage therapy, and more. Explore your options at kp.org/choosehealthy.

    *When appropriate and available. †These features are available when you get care at Kaiser Permanente facilities.

    http://kp.org/facilitieshttp://kp.org/searchdoctorshttp://kp.org/choosehealthy

  • Have questions? Call us at 1-800-494-5314. • Go to buykp.org/apply. • Or contact your producer.

    Kaiser Permanente for Individuals and Families

    364999513 NW-OR 2020

    Choosing your health planWe offer a variety of plans to fit your needs and budget. All of them offer the same quality care, but the way they split the costs is different.

    Copay plans — gold

    Copay plans are the simplest. You know in advance how much you’ll pay for care like doctor visits and prescriptions. This amount is called your copay. Your monthly premium is higher, but you’ll pay much less when you get care.

    Deductible plans — gold, silver, bronze, and catastrophic

    With a deductible plan, your monthly premium is lower, but you’ll need to pay the full charges for most covered services until you reach a set amount, known as your deductible. Then you’ll start paying less — a copay or coinsurance. Depending on your plan, some services, like office visits or prescriptions, may be available at a copay or coinsurance before you reach your deductible.

    HSA-qualified deductible plans — silver and bronze

    HSA-qualified deductible health plans are deductible plans that give you the option of setting up a health savings account (HSA) to pay for eligible health care costs, including copays, coinsurance, and deductible payments. You won’t pay federal taxes on the money in this account.

    You can use your HSA anytime to pay for care, including some services that may not be covered by your plan, like eyeglasses, adult dental care, or chiropractic services.* If you have money left in your HSA at the end of the year, it will roll over for you to use the next year.

    *For a complete list of services you can use your HSA to pay for, see Publication 502, Medical and Dental Expenses, at irs.gov.

  • Have questions? Call us at 1-800-494-5314. • Go to buykp.org/apply. • Or contact your producer.

    Kaiser Permanente for Individuals and Families

    364999513 NW-OR 2020

    Example of your costs for careLet’s say you hurt your ankle. You visit your personal doctor, who orders an X-ray. It’s just a sprain, so the doctor prescribes a generic pain medication. Here’s an example of what you’d pay out of pocket for these services with each type of health plan.

    Plan name Office visit X-ray Generic drug

    KP OR Gold 0/20 (no deductible)

    $20 $40 $10

    KP OR Silver 2500/35 ($2,500 deductible)

    $35$87 or 30% if you’ve met your deductible

    $25

    KP OR Bronze 5000/50 ($5,000 deductible)

    $50 $87 or 35% if you’ve met your deductible

    $49 or $30 if you've met your deductible

    The cost estimates above are from kp.org/treatmentestimates. Visit this site anytime to get an idea of what the charges for common services might be before you reach your deductible.

    Important open enrollment dates for 2020

    • The open enrollment period for 2020 coverage runs from November 1, 2019, through December 15, 2019.

    • You can change or apply for coverage through Kaiser Foundation Health Plan of the Northwest, or we can help you apply through the Oregon Health Insurance Marketplace.

    • For coverage that starts on January 1, 2020, we must receive your Application for Health Coverage and first month’s premium no later than December 15, 2019.

    Enrolling during a special enrollment period

    • Are you getting married, having a baby, or losing your health coverage? You can also enroll or change your coverage at other times throughout the year if you have a qualifying life event.

    • Visit kp.org/specialenrollment for a list of qualifying life events and instructions.

    Do you qualify for financial help?

    You may be eligible for federal or state financial assistance to help you pay for care or coverage. Visit healthcare.gov for details.

    http://kp.org/treatmentestimateshttp://kp.org/specialenrollmenthttp://healthcare.gov

  • Understanding the plans: benefit highlightsThe charts on the next few pages show you a sample of each plan’s benefits. Review the diagram below to help you understand how to read those charts.

    Kaiser Permanente for Individuals and Families

    361334441 NW-OR 2020

    Here’s a quick look at how to use the chart

    KP OR Silver2500/35

    Plan type Deductible

    Features

    Annual medical deductible(individual/family) $2,500/$5,000

    Annual out-of-pocket maximum (individual/family) $8,150/$16,300

    Benefits

    Preventive care

    Routine physical exam, mammograms, etc. No charge

    Outpatient services (per visit or procedure)

    Primary care office visit $35

    Specialty care office visit $65

    Most X-rays 30% after deductible

    Most lab tests 30% after deductible

    MRI, CT, PET 30% after deductible

    Outpatient surgery 30% after deductible

    Mental health visit $35

    Inpatient hospital care

    Room and board, surgery, anesthesia, X-rays, lab tests, medications, mental health care 30% after deductible

    Maternity

    Routine prenatal care and postpartum visits No charge

    Delivery and inpatient well-baby care 30% after deductible

    Emergency and urgent care

    Emergency Department visit 30% after deductible

    Urgent care visit $50

    Prescription drugs (up to a 30-day supply)

    Generic $25

    Preferred brand $65

    Non-preferred brand 50% after deductible

    Specialty 50% after deductible

    Whole health

    Healthy services

    $25 per visit up to 3 visits for acupuncture and chiropractic services. $65 per visit up to 6

    visits for naturopathic services. See chpgroup.com for details.†

    Annual deductibleYou need to pay this amount before your plan starts helping you pay for most covered services. Under this sample plan, you’d pay the full charges for covered services until you reach $2,500 for yourself or $5,000 for your family. Then you’d start paying copays or coinsurance.

    KP Offered through Kaiser Foundation Health Plan of the NorthwestM Offered through the Oregon Health Insurance Marketplace

    Preventive care at no chargeMost preventive care services — including routine physical exams and mammograms — are covered at no charge. Plus, they’re not subject to the deductible.

    CoinsuranceAfter reaching your deductible, this is a percentage of the charges that you may pay for covered services. Here, you’d pay 30% of the cost per day for your inpatient hospital care after you reach your deductible. Your plan would pay the rest for the remainder of the calendar year.

    Covered before you reach the deductibleWith some services, you’ll only pay a copay or coinsurance, regardless of whether you’ve reached your deductible. Under this plan, primary care visits are covered at a $35 copay — even before you meet your deductible. With our Silver deductible plans, primary care, specialty care, and urgent care visits all are covered before you reach the deductible.

    CopayThis is the set amount you pay for covered services, usually after you reach your deductible. In this example, you’d pay a $50 copay for urgent care visits, whether or not you have met your deductible.

    Annual out-of-pocket maximumThis is the most you’ll pay for care during the calendar year before your plan starts paying 100% for most covered services. In this example, you’d never pay more than $8,150 for yourself and no more than $16,300 for your family for your copays, coinsurance, and deductible in a calendar year.

    KP M

  • Kaiser Permanente for Individuals and Families

    KP Offered through Kaiser Foundation Health Plan of the Northwest

    M Offered through the Oregon Health Insurance Marketplace

    Financial assistance options with lower copays, coinsurance, and deductibles are available for certain plans, and for Native Alaskans and American Indians on healthcare.gov.

    KP OR Standard Bronze Plan

    KP OR Bronze 6900/0% HSA

    KP OR Bronze 5000/50

    KP OR Standard Silver Plan

    Plan type Deductible HSA-qualified Deductible Deductible Features

    Annual medical deductible(individual/family) $7,900/$15,800 $6,900/$13,800 $5,000/$10,000 $3,550/$7,100

    Annual out-of-pocket maximum (individual/family) $7,900/$15,800 $6,900/$13,800 $8,150/$16,300 $8,150/$16,300

    Benefits

    Preventive care

    Routine physical exam, mammograms, etc. No charge No charge No charge No charge

    Outpatient services (per visit or procedure)

    Primary care office visit $45 No charge after deductible $50 $40

    Specialty care office visit $90 No charge after deductible 35% after deductible $80

    Most X-rays No charge after deductible No charge after deductible 35% after deductible 30% after deductible

    Most lab tests No charge after deductible No charge after deductible 35% after deductible 30% after deductible

    MRI, CT, PET No charge after deductible No charge after deductible 35% after deductible 30% after deductible

    Outpatient surgery No charge after deductible No charge after deductible 35% after deductible 30% after deductible

    Mental health visit $45 No charge after deductible $50 $40

    Inpatient hospital care

    Room and board, surgery, anesthesia, X-rays, lab tests, medications, mental health care

    No charge after deductible No charge after deductible 35% after deductible 30% after deductible

    Maternity

    Routine prenatal and postpartum visits No charge after deductible No charge after deductible No charge 30% after deductible

    Delivery and inpatient well-baby care No charge after deductible No charge after deductible 35% after deductible 30% after deductible

    Emergency and urgent care

    Emergency Department visit No charge after deductible No charge after deductible 35% after deductible 30% after deductible

    Urgent care visit No charge after deductible No charge after deductible 35% after deductible $70

    Prescription drugs (up to a 30-day supply)

    Generic $15* No charge after deductible $30* after deductible $15*

    Preferred brand No charge after deductible No charge after deductible 50% after deductible $60*

    Non-preferred brand No charge after deductible No charge after deductible 50% after deductible 50%

    Specialty No charge after deductible No charge after deductible 50% after deductible 50%

    Whole health

    Healthy services

    CHP Active & Healthy up to 20% discount on chiropractic,

    acupuncture, massage, naturopathy, gym memberships, and more. See chpactiveandhealthy.com

    for details.†

    $25 after deductible per visit up to 3 visits for acupuncture and

    chiropractic services. No charge after deductible per visit up to 6 visits

    for naturopathic services. See chpgroup.com for details.†

    $25 per visit up to 3 visits for acupuncture and chiropractic services. 35% after deductible

    per visit up to 6 visits for naturopathic services.

    See chpgroup.com for details.†

    CHP Active & Healthy up to 20% discount on chiropractic,

    acupuncture, massage, naturopathy, gym memberships, and more. See chpactiveandhealthy.com

    for details.†

    *Mail order: 90-day supply of qualified prescriptions for the cost of a 60-day supply. † Discount programs and other services shown may be provided by groups other than Kaiser Foundation Health Plan of the Northwest, and aren’t offered or guaranteed under your coverage. Additional fees you pay won’t count toward your deductible or out-of-pocket maximum.

    All plans offered and underwritten by Kaiser Foundation Health Plan of the Northwest, 500 NE Multnomah St., Suite 100, Portland, OR 97232

    This plan summary is intended to highlight only some of the most frequently asked about benefits and their copays, coinsurance, and deductibles. For specific plan information, see the following forms: for HSA-qualified deductible plans: EOIDHDHP0120; for deductible plans: EOIDDEDSTD0120, EOIDDED0120; for traditional copay plans: EOIDTRAD0120; for the catastrophic plan: EOIDCAT0120. Please refer to the Evidence of Coverage for complete details on your plan or for specific limitations and exclusions. To request a copy of the Evidence of Coverage, please visit kp.org/plandocuments, call us at 1-800-813-2000 or contact your producer. For services subject to the deductible, you will have to pay health care expenses out-of-pocket until you meet your deductible. Most deductibles, copays, and coinsurance contribute to the out-of-pocket maximum.

    KP M KP M KP MKP M

    361334441 NW-OR 2020

  • Kaiser Permanente for Individuals and Families

    KP Offered through Kaiser Foundation Health Plan of the Northwest

    M Offered through the Oregon Health Insurance Marketplace

    Financial assistance options with lower copays, coinsurance, and deductibles are available for certain plans, and for Native Alaskans and American Indians on healthcare.gov.

    KP OR Silver 3500/35

    KP OR Silver 3000/20% HSA

    KP OR Silver 2500/35

    KP OR Standard Gold Plan

    Plan type Deductible HSA-qualified Deductible Deductible

    Features

    Annual medical deductible(individual/family) $3,500/$7,000 $3,000/$6,000 $2,500/$5,000 $1,000/$2,000

    Annual out-of-pocket maximum (individual/family) $8,150/$16,300 $6,900/$13,800 $8,150/$16,300 $7,300/$14,600

    Benefits

    Preventive care

    Routine physical exam, mammograms, etc. No charge No charge No charge No charge

    Outpatient services (per visit or procedure)

    Primary care office visit $35 20% after deductible $35 $20

    Specialty care office visit $65 20% after deductible $65 $40

    Most X-rays 30% after deductible 20% after deductible 30% after deductible 20% after deductible

    Most lab tests 30% after deductible 20% after deductible 30% after deductible 20% after deductible

    MRI, CT, PET 30% after deductible 20% after deductible 30% after deductible 20% after deductible

    Outpatient surgery 30% after deductible 20% after deductible 30% after deductible 20% after deductible

    Mental health visit $35 20% after deductible $35 $20

    Inpatient hospital care

    Room and board, surgery, anesthesia, X-rays, lab tests, medications, mental health care

    30% after deductible 20% after deductible 30% after deductible 20% after deductible

    Maternity

    Routine prenatal and postpartum visits No charge No charge No charge 20% after deductible

    Delivery and inpatient well-baby care 30% after deductible 20% after deductible 30% after deductible 20% after deductible

    Emergency and urgent care

    Emergency Department visit 30% after deductible 20% after deductible 30% after deductible 20% after deductible

    Urgent care visit $50 20% after deductible $50 $60

    Prescription drugs (up to a 30-day supply)

    Generic $25* $15* after deductible $25* $10*

    Preferred brand $65* $55* after deductible $65* $30*

    Non-preferred brand 50% after deductible 50% after deductible 50% after deductible 50%

    Specialty 50% after deductible 50% after deductible 50% after deductible 50% with a $500 per script maximum

    Whole health

    Healthy services

    $25 per visit up to 3 visits for acupuncture and chiropractic

    services. $65 per visit up to 6 visits for naturopathic services.

    See chpgroup.com for details.†

    $25 after deductible per visit up to 3 visits for acupuncture and chiropractic services. 20% after

    deductible per visit up to 6 visits for naturopathic services.

    See chpgroup.com for details.†

    $25 per visit up to 3 visits for acupuncture and chiropractic

    services. $65 per visit up to 6 visits for naturopathic services.

    See chpgroup.com for details.†

    CHP Active & Healthy up to 20% discount on chiropractic,

    acupuncture, massage, naturopathy, gym memberships, and more. See chpactiveandhealthy.com

    for details.†

    *Mail order: 90-day supply of qualified prescriptions for the cost of a 60-day supply. † Discount programs and other services shown may be provided by groups other than Kaiser Foundation Health Plan of the Northwest, and aren’t offered or guaranteed under your coverage. Additional fees you pay won’t count toward your deductible or out-of-pocket maximum.

    All plans offered and underwritten by Kaiser Foundation Health Plan of the Northwest, 500 NE Multnomah St., Suite 100, Portland, OR 97232

    This plan summary is intended to highlight only some of the most frequently asked about benefits and their copays, coinsurance, and deductibles. For specific plan information, see the following forms: for HSA-qualified deductible plans: EOIDHDHP0120; for deductible plans: EOIDDEDSTD0120, EOIDDED0120; for traditional copay plans: EOIDTRAD0120; for the catastrophic plan: EOIDCAT0120. Please refer to the Evidence of Coverage for complete details on your plan or for specific limitations and exclusions. To request a copy of the Evidence of Coverage, please visit kp.org/plandocuments, call us at 1-800-813-2000 or contact your producer. For services subject to the deductible, you will have to pay health care expenses out-of-pocket until you meet your deductible. Most deductibles, copays, and coinsurance contribute to the out-of-pocket maximum.

    KP KPM KP MKP M

    361334441 NW-OR 2020

  • Kaiser Permanente for Individuals and Families

    KP Offered through Kaiser Foundation Health Plan of the Northwest

    M Offered through the Oregon Health Insurance Marketplace

    Financial assistance options with lower copays, coinsurance, and deductibles are available for certain plans, and for Native Alaskans and American Indians on healthcare.gov.

    KP OR Gold 1000/20

    KP OR Gold 0/20

    KP OR Catastrophic 8150/0 ‡

    Plan type Deductible Copayment DeductibleFeatures

    Annual medical deductible(individual/family) $1,000/$2,000 None/None $8,150/$16,300

    Annual out-of-pocket maximum (individual/family) $7,500/$15,000 $7,500/$15,000 $8,150/$16,300

    Benefits

    Preventive care

    Routine physical exam, mammograms, etc. No charge No charge No charge

    Outpatient services (per visit or procedure)

    Primary care office visit $20 $20 First 3 office visits no charge;**additional visits no charge after deductible.

    Specialty care office visit $40 $40 No charge after deductible

    Most X-rays 30% $40 No charge after deductible

    Most lab tests 30% $40 No charge after deductible

    MRI, CT, PET 30% after deductible $300 No charge after deductible

    Outpatient surgery 30% after deductible 30% No charge after deductible

    Mental health visit $20 $20 No charge after deductible

    Inpatient hospital care

    Room and board, surgery, anesthesia, X-rays, lab tests, medications, mental health care 30% after deductible 30% No charge after deductible

    Maternity

    Routine prenatal and postpartum visits No charge No charge No charge after deductible

    Delivery and inpatient well-baby care 30% after deductible 30% No charge after deductible

    Emergency and urgent care

    Emergency Department visit 30% after deductible $350 No charge after deductible

    Urgent care visit $40 $40 No charge after deductible

    Prescription drugs (up to a 30-day supply)

    Generic $10* $10* No charge after deductible

    Preferred brand $30* $30* No charge after deductible

    Non-preferred brand 50% 50% No charge after deductible

    Specialty 50% 50% No charge after deductible

    Whole health

    Healthy services

    $25 per visit up to 3 visits for acupuncture and chiropractic services. $40 per visit up to

    6 visits for naturopathic services. See chpgroup.com for details.†

    $25 per visit up to 3 visits for acupuncture and chiropractic services. $40 per visit up to

    6 visits for naturopathic services. See chpgroup.com for details.†

    CHP Active & Healthy up to 20% discount on chiropractic, acupuncture, massage,

    naturopathy, gym memberships, and more. See chpactiveandhealthy.com for details.†

    *Mail order: 90-day supply of qualified prescriptions for the cost of a 60-day supply. † Discount programs and other services shown may be provided by groups other than Kaiser Foundation Health Plan of the Northwest, and aren’t offered or guaranteed under your coverage. Additional fees you pay won’t count toward your deductible or out-of-pocket maximum. ‡ Only applicants younger than age 30, or applicants age 30 and older who provide a certificate from the Health Insurance Marketplace demonstrating hardship or lack of affordable coverage, may purchase a KP OR Catastrophic 8150/0 plan. **The KP OR Catastrophic 8150/0 plan includes 3 office visits at no charge before you reach your deductible. Office visits include primary care.

    All plans offered and underwritten by Kaiser Foundation Health Plan of the Northwest, 500 NE Multnomah St., Suite 100, Portland, OR 97232

    This plan summary is intended to highlight only some of the most frequently asked about benefits and their copays, coinsurance, and deductibles. For specific plan information, see the following forms: for HSA-qualified deductible plans: EOIDHDHP0120; for deductible plans: EOIDDEDSTD0120, EOIDDED0120; for traditional copay plans: EOIDTRAD0120; for the catastrophic plan: EOIDCAT0120. Please refer to the Evidence of Coverage for complete details on your plan or for specific limitations and exclusions. To request a copy of the Evidence of Coverage, please visit kp.org/plandocuments, call us at 1-800-813-2000 or contact your producer. For services subject to the deductible, you will have to pay health care expenses out-of-pocket until you meet your deductible. Most deductibles, copays, and coinsurance contribute to the out-of-pocket maximum.

    KP M KP M KP M

    361334441 NW-OR 2020

  • Kaiser Permanente for Individuals and Families

    M Offered through the Oregon Health Insurance Marketplace

    Cost Share Reduction (CSR) plans You must qualify for and enroll in the CSR plans on this page through healthcare.gov.

    KP OR Silver 2500/35 73% CSR

    KP OR Silver 2500/35 87% CSR

    KP OR Silver 2500/35 94% CSR

    Plan type Deductible Deductible Copayment Features

    Annual medical deductible(individual/family) $2,350/$4,700 $250/$500 None/None

    Annual out-of-pocket maximum (individual/family) $6,500/$13,000 $2,700/$5,400 $2,700/$5,400

    Benefits

    Preventive care

    Routine physical exam, mammograms, etc. No charge No charge No charge

    Outpatient services (per visit or procedure)

    Primary care office visit $35 $20 $5

    Specialty care office visit $60 $30 $10

    Most X-rays 30% after deductible 30% after deductible 10%

    Most lab tests 30% after deductible 30% after deductible 10%

    MRI, CT, PET 30% after deductible 30% after deductible 10%

    Outpatient surgery 30% after deductible 30% after deductible 10%

    Mental health visit $35 $20 $5

    Inpatient hospital care

    Room and board, surgery, anesthesia, X-rays, lab tests, medications, mental health care 30% after deductible 30% after deductible 10%

    Maternity

    Routine prenatal and postpartum visits No charge No charge No charge

    Delivery and inpatient well-baby care 30% after deductible 30% after deductible 10%

    Emergency and urgent care

    Emergency Department visit 30% after deductible 30% after deductible 10%

    Urgent care visit $50 $35 $25

    Prescription drugs (up to a 30-day supply)

    Generic $25* $15* $5*

    Preferred brand $65* $45* $10*

    Non-preferred brand 50% after deductible 50% after deductible 50%

    Specialty 50% after deductible 50% after deductible 50%

    Whole health

    Healthy services

    $25 per visit up to 3 visits for acupuncture and chiropractic services. $60 per visit up to

    6 visits for naturopathic services. See chpgroup.com for details.†

    $25 per visit up to 3 visits for acupuncture and chiropractic services. $30 per visit up to

    6 visits for naturopathic services. See chpgroup.com for details.†

    $25 per visit up to 3 visits for acupuncture and chiropractic services. $10 per visit up to

    6 visits for naturopathic services. See chpgroup.com for details.†

    *Mail order: 90-day supply of qualified prescriptions for the cost of a 60-day supply. † Discount programs and other services shown may be provided by groups other than Kaiser Foundation Health Plan of the Northwest, and aren’t offered or guaranteed under your coverage. Additional fees you pay won’t count toward your deductible or out-of-pocket maximum.

    All plans offered and underwritten by Kaiser Foundation Health Plan of the Northwest, 500 NE Multnomah St., Suite 100, Portland, OR 97232

    This plan summary is intended to highlight only some of the most frequently asked about benefits and their copays, coinsurance, and deductibles. For specific plan information, see the following forms: for HSA-qualified deductible plans: EOIDHDHP0120; for deductible plans: EOIDDEDSTD0120, EOIDDED0120; for traditional copay plans: EOIDTRAD0120; for the catastrophic plan: EOIDCAT0120. Please refer to the Evidence of Coverage for complete details on your plan or for specific limitations and exclusions. To request a copy of the Evidence of Coverage, please visit kp.org/plandocuments, call us at 1-800-813-2000 or contact your producer. For services subject to the deductible, you will have to pay health care expenses out-of-pocket until you meet your deductible. Most deductibles, copays, and coinsurance contribute to the out-of-pocket maximum.

    M M M

    361334441 NW-OR 2020

  • Kaiser Permanente for Individuals and Families

    M Offered through the Oregon Health Insurance Marketplace

    Cost Share Reduction (CSR) plans You must qualify for and enroll in the CSR plans on this page through healthcare.gov.

    KP OR Silver 3500/35 73% CSR

    KP OR Silver 3500/35 87% CSR

    KP OR Silver 3500/35 94% CSR

    Plan type Deductible Deductible Deductible

    Features

    Annual medical deductible(individual/family) $2,750/$5,500 $500/$1,000 $100/$200

    Annual out-of-pocket maximum (individual/family) $6,500/$13,000 $2,700/$5,400 $2,000/$4,000

    Benefits

    Preventive care

    Routine physical exam, mammograms, etc. No charge No charge No charge

    Outpatient services (per visit or procedure)

    Primary care office visit $35 $20 $5

    Specialty care office visit $60 $30 $10

    Most X-rays 30% after deductible 30% after deductible 10% after deductible

    Most lab tests 30% after deductible 30% after deductible 10% after deductible

    MRI, CT, PET 30% after deductible 30% after deductible 10% after deductible

    Outpatient surgery 30% after deductible 30% after deductible 10% after deductible

    Mental health visit $35 $20 $5

    Inpatient hospital care

    Room and board, surgery, anesthesia, X-rays, lab tests, medications, mental health care 30% after deductible 30% after deductible 10% after deductible

    Maternity

    Routine prenatal and postpartum visits No charge No charge No charge

    Delivery and inpatient well-baby care 30% after deductible 30% after deductible 10% after deductible

    Emergency and urgent care

    Emergency Department visit 30% after deductible 30% after deductible 10% after deductible

    Urgent care visit $50 $45 $25

    Prescription drugs (up to a 30-day supply)

    Generic $25* $15* $5*

    Preferred brand $65* $45* $10*

    Non-preferred brand 50% after deductible 50% after deductible 50% after deductible

    Specialty 50% after deductible 50% after deductible 50% after deductible

    Whole health

    Healthy services

    $25 per visit up to 3 visits for acupuncture and chiropractic services. $60 per visit up to 6 visits for naturopathic services.

    See chpgroup.com for details.†

    $25 per visit up to 3 visits for acupuncture and chiropractic services. $30 per visit up to 6 visits for naturopathic services.

    See chpgroup.com for details.†

    $25 per visit up to 3 visits for acupuncture and chiropractic services. $10 per visit up to 6 visits for naturopathic services.

    See chpgroup.com for details.†

    *Mail order: 90-day supply of qualified prescriptions for the cost of a 60-day supply. † Discount programs and other services shown may be provided by groups other than Kaiser Foundation Health Plan of the Northwest, and aren’t offered or guaranteed under your coverage. Additional fees you pay won’t count toward your deductible or out-of-pocket maximum.

    All plans offered and underwritten by Kaiser Foundation Health Plan of the Northwest, 500 NE Multnomah St., Suite 100, Portland, OR 97232

    This plan summary is intended to highlight only some of the most frequently asked about benefits and their copays, coinsurance, and deductibles. For specific plan information, see the following forms: for HSA-qualified deductible plans: EOIDHDHP0120; for deductible plans: EOIDDEDSTD0120, EOIDDED0120; for traditional copay plans: EOIDTRAD0120; for the catastrophic plan: EOIDCAT0120. Please refer to the Evidence of Coverage for complete details on your plan or for specific limitations and exclusions. To request a copy of the Evidence of Coverage, please visit kp.org/plandocuments, call us at 1-800-813-2000 or contact your producer. For services subject to the deductible, you will have to pay health care expenses out-of-pocket until you meet your deductible. Most deductibles, copays, and coinsurance contribute to the out-of-pocket maximum.

    M M M

    361334441 NW-OR 2020

  • Kaiser Permanente for Individuals and Families

    M Offered through the Oregon Health Insurance Marketplace

    Cost Share Reduction (CSR) plans You must qualify for and enroll in the CSR plans on this page through healthcare.gov.

    KP OR Standard Silver Plan 73% CSR

    KP OR Standard Silver Plan 87% CSR

    KP OR Standard Silver Plan 94% CSR

    Plan type Deductible Deductible Deductible

    Features

    Annual medical deductible(individual/family) $3,550/$7,100 $900/$1,800 $100/$200

    Annual out-of-pocket maximum (individual/family) $6,500/$13,000 $2,700/$5,400 $1,000/$2,000

    Benefits

    Preventive care

    Routine physical exam, mammograms, etc. No charge No charge No charge

    Outpatient services (per visit or procedure)

    Primary care office visit $40 $15 $10

    Specialty care office visit $70 $30 $20

    Most X-rays 30% after deductible 10% after deductible 10% after deductible

    Most lab tests 30% after deductible 10% after deductible 10% after deductible

    MRI, CT, PET 30% after deductible 10% after deductible 10% after deductible

    Outpatient surgery 30% after deductible 10% after deductible 10% after deductible

    Mental health visit $40 $15 $10

    Inpatient hospital care

    Room and board, surgery, anesthesia, X-rays, lab tests, medications, mental health care 30% after deductible 10% after deductible 10% after deductible

    Maternity

    Routine prenatal and postpartum visits 30% after deductible 10% after deductible 10% after deductible

    Delivery and inpatient well-baby care 30% after deductible 10% after deductible 10% after deductible

    Emergency and urgent care

    Emergency Department visit 30% after deductible 10% after deductible 10% after deductible

    Urgent care visit $70 $40 $30

    Prescription drugs (up to a 30-day supply)

    Generic $15* $10* $5*

    Preferred brand $55* $25* $10*

    Non-preferred brand 50% 50% 25%

    Specialty 50% 50% 25%

    Whole health

    Healthy services

    CHP Active & Healthy up to 20% discount on chiropractic, acupuncture, massage,

    naturopathy, gym memberships, and more. See chpactiveandhealthy.com for details.†

    CHP Active & Healthy up to 20% discount on chiropractic, acupuncture, massage,

    naturopathy, gym memberships, and more. See chpactiveandhealthy.com for details.†

    CHP Active & Healthy up to 20% discount on chiropractic, acupuncture, massage,

    naturopathy, gym memberships, and more. See chpactiveandhealthy.com for details.†

    *Mail order: 90-day supply of qualified prescriptions for the cost of a 60-day supply. † Discount programs and other services shown may be provided by groups other than Kaiser Foundation Health Plan of the Northwest, and aren’t offered or guaranteed under your coverage. Additional fees you pay won’t count toward your deductible or out-of-pocket maximum.

    All plans offered and underwritten by Kaiser Foundation Health Plan of the Northwest, 500 NE Multnomah St., Suite 100, Portland, OR 97232

    This plan summary is intended to highlight only some of the most frequently asked about benefits and their copays, coinsurance, and deductibles. For specific plan information, see the following forms: for HSA-qualified deductible plans: EOIDHDHP0120; for deductible plans: EOIDDEDSTD0120, EOIDDED0120; for traditional copay plans: EOIDTRAD0120; for the catastrophic plan: EOIDCAT0120. Please refer to the Evidence of Coverage for complete details on your plan or for specific limitations and exclusions. To request a copy of the Evidence of Coverage, please visit kp.org/plandocuments, call us at 1-800-813-2000 or contact your producer. For services subject to the deductible, you will have to pay health care expenses out-of-pocket until you meet your deductible. Most deductibles, copays, and coinsurance contribute to the out-of-pocket maximum.

    M M M

    361334441 NW-OR 2020

  • Kaiser Permanente for Individuals and Families

    Find your rateUse the monthly rates chart on the following pages or apply on buykp.org/apply to have your rate calculated automatically. Along with your monthly rate, consider what you’ll need to pay when you get care.

    How is your rate determined?

    Your rate is based on:• The plan you choose

    • Where you live, based on your countyand ZIP code

    • Your age on your plan start date (effective date)

    • If you add a pediatric dental plan for children 18and younger

    • If you qualify for federal financial assistance. Visitbuykp.org/apply or call us at 1-800-494-5314(TTY 711) to see if you may qualify.

    • If you use tobacco

    Interested in a family plan?Find the rate for each family member, based on his or her age on the start date.

    Family members include:• You

    • Your spouse/domestic partner

    • All adult children 21 through 25

    • Your 3 oldest children under 21

    If you have more than 3 children under 21, you only need to pay for the 3 oldest. The other children under 21 will be covered at no charge.

    The rates in the monthly rates chart apply to these ZIP codes. Please check that your ZIP code is listed below. If it isn’t, call us at 1-800-494-5314 for information on other rate areas.

    Have questions? Call us at 1-800-494-5314. • Go to buykp.org/apply. • Or contact your producer.

    361335157 NW-OR 2020

    Our service areaBenton County 97330–31, 97333, 97339, 97370, 97448, 97456

    Clackamas County All ZIP codes

    Columbia County All ZIP codes

    Hood River County 97014

    Lane County 97401–5, 97408–9, 97419, 97424, 97426, 97431, 97437–8, 97440, 97446, 97448, 97451–2, 97454–6, 97461, 97475, 97477–8, 97487, 97489

    Linn County 97321–22, 97335, 97348, 97355, 97358, 97360, 97374, 97377, 97389, 97446

    Marion County All ZIP codes

    Multnomah County All ZIP codes

    Polk County All ZIP codes

    Washington County All ZIP codes

    Yamhill County All ZIP codes

    http://buykp.org/applyhttp://buykp.org/apply

  • Kaiser Permanente for Individuals and Families

    361335157 NW-OR 2020

    2020 Monthly rates Benton, Linn, and Lane counties

    Please note: These rates do not include the federal financial assistance you may be eligible to receive through the Oregon Health Insurance Marketplace.

    Non-Tobacco User Rates

    Age on 2020

    effective date

    KP Oregon Standard

    Bronze Plan

    KP OR Bronze 6900/0% HSA

    KP OR Bronze 5000/50

    KP Oregon Standard Silver Plan (includes

    all CSR plan variations)

    KP OR Silver 3500/35 (includes

    all CSR plan variations)

    KP OR Silver 3000/20%

    HSA

    KP OR Silver 2500/35 (includes

    all CSR plan variations)

    KP Oregon Standard Gold

    Plan

    KP OR Gold 1000/20

    KP OR Gold 0/20

    KP OR Catastrophic

    8150/0

    0–20 $174 $153 $169 $230 $229 $211 $238 $242 $234 $242 $153

    21–24 274 241 267 362 360 332 374 382 368 381 241

    25 275 242 268 364 362 333 376 383 370 383 242

    26 281 247 273 371 369 340 383 391 377 390 247

    27 287 253 279 379 377 348 392 400 386 400 252

    28 298 262 290 394 391 361 407 415 400 415 262

    29 307 270 298 405 403 372 419 427 412 427 270

    30 311 274 303 411 409 377 425 433 418 433 273

    31 318 280 309 420 417 385 434 442 427 442 279

    32 324 285 315 428 426 393 443 451 436 451 285

    33 328 289 319 434 431 398 449 457 441 457 289

    34 333 293 324 440 437 403 455 463 447 463 292

    35 335 295 326 442 440 406 458 466 450 466 294

    36 337 297 328 445 443 408 460 469 453 469 296

    37 339 299 330 448 446 411 463 472 456 472 298

    38 341 301 332 451 449 414 466 475 459 475 300

    39 346 305 337 457 454 419 472 482 465 481 304

    40 350 308 341 463 460 424 478 488 471 487 308

    41 357 314 347 471 469 432 487 497 480 497 314

    42 363 320 353 480 477 440 496 506 488 505 319

    43 372 327 362 491 489 451 508 518 500 517 327

    44 383 337 373 506 503 464 523 533 515 533 337

    45 396 348 385 523 520 480 541 551 532 551 348

    46 411 362 400 543 540 498 562 572 553 572 361

    47 428 377 417 566 563 519 585 596 576 596 377

    48 448 395 436 592 589 543 612 624 602 623 394

    49 467 412 455 618 614 567 639 651 628 651 411

    50 489 431 476 647 643 593 669 681 658 681 430

    51 511 450 497 675 672 619 698 712 687 711 449

    52 535 471 521 707 703 648 731 745 719 744 470

    53 559 492 544 739 735 677 764 778 752 778 491

    54 585 515 569 773 769 709 799 815 787 814 514

    55 611 538 595 807 803 741 835 851 822 850 537

    56 639 563 622 845 840 775 873 890 859 890 562

    57 668 588 650 882 878 809 912 930 898 929 587

    58 698 615 679 923 918 846 954 972 939 972 614

    59 713 628 694 943 937 864 975 993 959 993 627

    60 743 655 724 983 977 901 1,016 1,036 1,000 1,035 654

    61 770 678 749 1,018 1,012 933 1,052 1,072 1,035 1,072 677

    62 787 693 766 1,040 1,035 954 1,076 1,096 1,058 1,096 692

    63 809 712 787 1,069 1,063 980 1,105 1,126 1,087 1,126 711

    64+ 822 723 801 1,086 1,080 996 1,122 1,146 1,104 1,143 723

    Rates are effective January 1, 2020, through December 31, 2020.

  • Kaiser Permanente for Individuals and Families

    2020 Monthly rates Benton, Linn, and Lane counties

    Please note: These rates do not include the federal financial assistance you may be eligible to receive through the Oregon Health Insurance Marketplace.

    361335157 NW-OR 2020

    Tobacco User Rates

    Age on 2020

    effective date

    KP Oregon Standard

    Bronze Plan

    KP OR Bronze 6900/0% HSA

    KP OR Bronze 5000/50

    KP Oregon Standard Silver Plan (includes

    all CSR plan variations)

    KP OR Silver 3500/35 (includes

    all CSR plan variations)

    KP OR Silver 3000/20%

    HSA

    KP OR Silver 2500/35 (includes

    all CSR plan variations)

    KP Oregon Standard Gold

    Plan

    KP OR Gold 1000/20

    KP OR Gold 0/20

    KP OR Catastrophic

    8150/0

    0–20 $174 $153 $169 $230 $229 $211 $238 $242 $234 $242 $153

    21–24 329 290 320 435 432 398 449 458 442 458 289

    25 330 291 321 436 434 400 451 460 444 459 290

    26 337 297 328 445 442 408 460 469 453 469 296

    27 345 303 335 455 453 418 471 480 463 480 303

    28 357 315 348 472 470 433 488 498 481 497 314

    29 368 324 358 486 484 446 503 512 495 512 324

    30 373 329 363 493 490 452 510 520 502 519 328

    31 381 336 371 504 501 462 521 531 512 530 335

    32 389 343 379 514 511 471 531 542 523 541 342

    33 394 347 383 521 518 477 538 549 530 548 346

    34 399 352 388 528 525 484 545 556 537 556 351

    35 402 354 391 531 528 487 549 560 540 559 353

    36 404 356 394 534 532 490 553 563 544 563 356

    37 407 359 396 538 535 493 556 567 547 567 358

    38 410 361 399 541 538 497 560 571 551 570 360

    39 415 365 404 548 545 503 567 578 558 577 365

    40 420 370 409 555 552 509 574 585 565 585 369

    41 428 377 417 566 563 519 585 596 576 596 376

    42 436 384 424 576 573 528 595 607 586 606 383

    43 446 393 434 590 586 541 610 621 600 621 392

    44 459 405 447 607 604 557 628 640 618 639 404

    45 475 418 462 627 624 575 649 661 638 661 417

    46 493 434 480 652 648 598 674 687 663 686 434

    47 514 453 500 679 675 623 702 716 691 715 452

    48 537 473 523 710 707 652 735 749 723 748 473

    49 561 494 546 741 737 680 766 781 754 781 493

    50 587 517 572 776 772 712 802 818 790 817 516

    51 613 540 597 810 806 743 838 854 824 853 539

    52 642 565 625 848 843 778 877 894 863 893 564

    53 671 591 653 886 882 813 917 934 902 934 590

    54 702 618 683 928 923 851 959 978 944 977 617

    55 733 646 714 969 964 889 1,002 1,021 986 1,020 645

    56 767 676 747 1,014 1,008 930 1,048 1,068 1,031 1,068 674

    57 801 706 780 1,059 1,053 971 1,095 1,116 1,077 1,115 705

    58 838 738 815 1,107 1,101 1,015 1,145 1,167 1,126 1,166 737

    59 856 754 833 1,131 1,125 1,037 1,169 1,192 1,151 1,191 753

    60 892 786 868 1,179 1,173 1,081 1,219 1,243 1,200 1,242 785

    61 924 814 899 1,221 1,214 1,120 1,262 1,287 1,242 1,286 812

    62 944 832 919 1,248 1,241 1,145 1,291 1,316 1,270 1,315 831

    63 970 855 945 1,283 1,276 1,176 1,326 1,352 1,305 1,351 853

    64+ 987 870 960 1,305 1,296 1,194 1,347 1,374 1,326 1,374 867

    Rates are effective January 1, 2020, through December 31, 2020.

  • Kaiser Permanente for Individuals and Families

    2020 Monthly rates All other service area counties

    Please note: These rates do not include the federal financial assistance you may be eligible to receive through the Oregon Health Insurance Marketplace.

    361335157 NW-OR 2020

    Non-Tobacco User Rates

    Age on 2020

    effective date

    KP Oregon Standard

    Bronze Plan

    KP OR Bronze 6900/0% HSA

    KP OR Bronze 5000/50

    KP Oregon Standard Silver Plan (includes

    all CSR plan variations)

    KP OR Silver 3500/35 (includes

    all CSR plan variations)

    KP OR Silver 3000/20%

    HSA

    KP OR Silver 2500/35 (includes

    all CSR plan variations)

    KP Oregon Standard Gold

    Plan

    KP OR Gold 1000/20

    KP OR Gold 0/20

    KP OR Catastrophic

    8150/0

    0–20 $166 $146 $161 $219 $218 $201 $226 $231 $223 $231 $146

    21–24 261 230 254 345 343 316 357 363 351 363 229

    25 262 231 255 346 344 318 358 365 352 365 230

    26 267 235 260 353 351 324 365 372 359 372 235

    27 273 241 266 361 359 331 374 381 368 381 240

    28 284 250 276 375 373 344 388 395 381 395 249

    29 292 257 284 386 384 354 399 407 393 406 257

    30 296 261 288 391 389 359 405 412 398 412 260

    31 302 266 294 400 397 367 413 421 407 421 266

    32 309 272 300 408 406 374 422 430 415 430 271

    33 313 275 304 413 411 379 427 435 420 435 275

    34 317 279 308 419 416 384 433 441 426 441 279

    35 319 281 310 421 419 386 436 444 429 444 280

    36 321 283 312 424 422 389 439 447 432 447 282

    37 323 285 314 427 425 392 441 450 434 450 284

    38 325 286 316 430 427 394 444 453 437 453 286

    39 329 290 320 435 433 399 450 459 443 458 290

    40 333 294 325 441 438 404 456 464 448 464 293

    41 340 299 331 449 447 412 464 473 457 473 299

    42 346 305 336 457 454 419 472 482 465 481 304

    43 354 312 345 468 465 429 484 493 476 493 311

    44 364 321 355 482 479 442 498 508 490 507 321

    45 377 332 367 498 495 457 515 525 507 524 331

    46 391 345 381 517 514 474 535 545 526 545 344

    47 408 359 397 539 536 494 557 568 548 568 359

    48 427 376 415 564 561 517 583 594 574 594 375

    49 445 392 433 588 585 540 608 620 599 620 391

    50 466 410 454 616 613 565 637 649 627 649 410

    51 487 429 474 643 640 590 665 678 654 677 428

    52 509 449 496 673 669 617 696 709 685 709 448

    53 532 469 518 704 700 645 727 741 716 741 468

    54 557 491 542 736 732 675 761 776 749 775 490

    55 582 513 566 769 765 705 795 810 782 810 512

    56 609 536 592 805 800 738 832 848 819 847 535

    57 636 560 619 840 836 771 869 886 855 885 559

    58 665 586 647 879 874 806 909 926 894 925 585

    59 679 598 661 898 893 823 928 946 913 945 597

    60 708 624 689 936 931 858 968 986 952 986 623

    61 733 646 714 969 964 889 1,002 1,021 986 1,021 645

    62 750 660 730 991 985 909 1,024 1,044 1,008 1,043 659

    63 770 678 750 1,018 1,012 934 1,053 1,073 1,036 1,072 677

    64+ 783 690 762 1,035 1,029 948 1,071 1,089 1,053 1,089 687

    Rates are effective January 1, 2020, through December 31, 2020.

  • Kaiser Permanente for Individuals and Families

    2020 Monthly rates All other service area counties

    Please note: These rates do not include the federal financial assistance you may be eligible to receive through the Oregon Health Insurance Marketplace.

    361335157 NW-OR 2020

    Tobacco User Rates

    Age on 2020

    effective date

    KP Oregon Standard

    Bronze Plan

    KP OR Bronze 6900/0% HSA

    KP OR Bronze 5000/50

    KP Oregon Standard Silver Plan (includes

    all CSR plan variations)

    KP OR Silver 3500/35 (includes

    all CSR plan variations)

    KP OR Silver 3000/20%

    HSA

    KP OR Silver 2500/35 (includes

    all CSR plan variations)

    KP Oregon Standard Gold

    Plan

    KP OR Gold 1000/20

    KP OR Gold 0/20

    KP OR Catastrophic

    8150/0

    0–20 $166 $146 $161 $219 $218 $201 $226 $231 $223 $231 $146

    21–24 313 276 305 414 412 380 428 436 421 436 275

    25 314 277 306 415 413 381 430 438 423 438 276

    26 321 282 312 424 421 389 438 447 431 446 282

    27 328 289 319 434 431 398 448 457 441 457 289

    28 340 300 331 450 447 413 465 474 458 474 299

    29 350 309 341 463 461 425 479 488 471 488 308

    30 355 313 346 470 467 431 486 495 478 495 313

    31 363 320 353 480 477 440 496 505 488 505 319

    32 370 326 361 490 487 449 506 516 498 516 326

    33 375 330 365 496 493 455 513 522 504 522 330

    34 380 335 370 502 500 461 519 529 511 529 334

    35 383 337 372 506 503 464 523 533 514 533 336

    36 385 339 375 509 506 467 526 536 518 536 339

    37 388 341 377 512 509 470 530 540 521 540 341

    38 390 344 380 516 513 473 533 543 525 543 343

    39 395 348 385 522 519 479 540 550 531 550 347

    40 400 352 389 529 526 485 547 557 538 557 352

    41 408 359 397 539 536 494 557 568 548 567 358

    42 415 365 404 548 545 503 567 578 558 577 365

    43 425 374 414 562 558 515 581 592 571 591 374

    44 437 385 426 578 575 530 598 609 588 609 385

    45 452 398 440 598 594 548 618 630 608 629 398

    46 470 414 457 621 617 569 642 654 632 654 413

    47 489 431 476 647 643 593 669 682 658 681 430

    48 512 451 498 677 673 621 700 713 688 713 450

    49 534 471 520 706 702 647 730 744 718 744 470

    50 559 493 544 739 735 678 764 779 752 778 492

    51 584 514 568 772 768 708 798 813 785 813 514

    52 611 538 595 808 803 741 835 851 822 851 537

    53 639 563 622 844 840 774 873 890 859 889 562

    54 668 589 651 884 879 810 914 931 899 930 588

    55 698 615 680 923 918 846 954 972 939 972 614

    56 730 643 711 965 960 885 998 1,017 982 1,017 642

    57 763 672 743 1,009 1,003 925 1,043 1,063 1,026 1,062 671

    58 798 703 777 1,054 1,049 967 1,090 1,111 1,073 1,110 702

    59 815 718 793 1,077 1,071 988 1,114 1,135 1,096 1,134 717

    60 850 749 827 1,123 1,117 1,030 1,161 1,184 1,143 1,183 747

    61 880 775 856 1,163 1,156 1,066 1,202 1,225 1,183 1,225 774

    62 899 792 876 1,189 1,182 1,090 1,229 1,253 1,210 1,252 791

    63 924 814 900 1,222 1,215 1,120 1,263 1,287 1,243 1,287 813

    64+ 939 828 915 1,242 1,236 1,140 1,284 1,308 1,263 1,308 825

    Rates are effective January 1, 2020, through December 31, 2020.

  • Kaiser Permanente for Individuals and Families

    361341999 NW-OR 2020

    Dental and vision coverageWith our Kaiser Permanente Individuals and Families dental plans and vision coverage, you get the benefits you need and the high quality of care you’ve come to expect. There is no waiting period — you’ll be eligible to start receiving covered services the minute your coverage takes effect.

    Quality dental care

    Combining dental coverage with our medical coverage is a great way to experience Kaiser Permanente's uniquely coordinated approach to care. Save a trip — and often a copay — by taking care of minor medical needs, like flu shots or vaccinations, during your dental appointment.* Plus, your dentist can view your electronic health record to see if you're due for a screening, lab test, or follow-up appointment. Our dental and medical teams work together to support your total health, giving you another reason to smile.

    Choice You’ll have your first appointment with a dentist and dental hygienist at the location that works best for you. After that, you can choose to keep them as your providers, or request to be transferred. You can change your dentist or dental hygienist at any time.

    Convenience We have 21 dental offices in the Portland metro area, southwest Washington, Longview, Salem, and Eugene, so there’s sure to be one near you. Our dental group includes pediatric dentists, orthodontists, periodontists, oral surgeons, endodontists, and prosthodontists.

    Quality Our dental professionals exceed national standards. Since 1990, we’ve received accreditation from the Accreditation Association for Ambulatory Health Care (AAAHC). Right now, we’re the only dental practice in the Pacific Northwest with AAAHC accreditation.†

    How to make appointments Our dental offices are open Monday through Friday, with Saturday hours for hygienist services and emergencies at most locations. To schedule a visit, call our Appointment Center at 1-800-813-2000 (TTY 711) from 8 a.m. to 6 p.m., Monday through Friday (closed major holidays).

    For more information, visit kp.org/dental/nw.

    Vision Essentials

    We offer eye care services to help keep your world in focus. Plus, when you’re a Kaiser Foundation Health Plan of the Northwest member, your eye health information becomes part of your overall medical record, giving your care team a complete picture of your health.

    Adult vision exams are included in our Gold plans (except Oregon Standard) and the KP OR Silver 2500/35 plan. All plans include medically necessary eye exams, pediatric vision exams for children 18 and younger, as well as glasses or contact lenses for children, usually at no additional cost.‡ For more information, including our 10 optical locations, visit kp2020.org.

    * Medical services aren't available at all dental locations. You must be a Kaiser Permanente medical member to get medical care. † Source: https://eweb.aaahc.org/eweb/dynamicpage.aspx?site=aaahc_site&webcode=find_orgs ‡ Vision hardware must be prescribed and purchased at a Kaiser Permanente Optical Center, and is no additional charge when selected from a list of standard frames.

    http://kp.org/dental/nwhttp://kp2020.org

  • Kaiser Permanente for Individuals and Families

    361341999 NW-OR 2020

    Dental plans

    KP OR Dental 100 KP OR Dental 80H KP OR Dental 80L

    Child(18 or younger)

    Adult (19 or older)

    Child (18 or younger)

    Adult (19 or older)

    Child (18 or younger)

    Adult (19 or older)

    Features

    Benefit maximum Does not apply $1,000 Does not apply $1,000 Does not apply No maximum

    Out-of-pocket maximum (individual/family) $350/$700 Does not apply $350/$700 Does not apply $350/$700 Does not apply

    Deductible (individual/family) $50/$150 $50/$150 $0 $0 $100/$300 $100/$300

    Benefits (subject to deductible unless otherwise noted)

    Preventive and diagnostic services No charge 20% coinsurance (not subject to deductible) 20% coinsurance (not subject to deductible)

    Basic restorative services 20% coinsurance 75% coinsurance 50% coinsurance

    Oral surgery, endodontics, and periodontics 20% coinsurance 75% coinsurance 50% coinsurance

    Major restorative services 50% coinsurance 75% coinsurance 50% coinsurance

    Monthly rates

    Age on 2020 effective date KP OR Dental 100 KP OR Dental 80H KP OR Dental 80L

  • Have questions? Call us at 1-800-494-5314. • Go to buykp.org/apply. • Or contact your producer.

    Kaiser Permanente for Individuals and Families

    364999513 NW-OR 2020

    Find a facility near youHaving a wide selection of health care providers in convenient locations is important. That’s why we have medical facilities and dental offices in 5 areas: southwest Washington, Salem, Longview, Eugene-Springfield, and the Portland metropolitan area.

    Locate a medical providerJust visit kp.org/newmember, select your region and click on “Choose a personal physician” under “Getting Started.” Next, choose a physician, physician’s assistant, or nurse practitioner as your primary care participating provider in these departments:g Family Medicine for children and adultsg Internal Medicine for members 18 and olderg Ob-Gyn for female members (certified nurse- midwives also available)

    g Pediatrics for members under age 18

    Our medical staff directory lists both primary care and specialty care providers, and shows their education, gender, languages spoken, and more.

    You can download the directory from the “Forms and Publications” section of the website. Or, to have one sent to you, contact Member Services at 1-800-813-2000 (TTY 711) from 8 a.m. to 6 p.m., Monday through Friday (closed major holidays). For language interpretation services, call 1-800-324-8010.

    Talk to a new member specialistCall our dedicated New Member Welcome Desk at 1-888-491-1124 (TTY 711), Monday through Friday, 8 a.m. to 6 p.m., and talk with a specialist who can help you get the most out of your benefits quickly and easily. They can assist you with selecting a provider, transferring medical records and prescriptions, setting appointments, and more.

    Our locationsIt’s easy to find a location near you. Our service area is made up of 36 medical offices, 6 urgent care clinics, and 2 hospitals. You can access Care Essentials by Kaiser Permanente, convenient care clinics for nonemergency and preventive health services, located in Portland. We also have a network of affiliated providers, including The Portland Clinic.

    In the Eugene-Springfield area, in addition to the Eugene Medical Office and Valley River Dental Office, we have expanded our network to partner with 4 affiliate medical offices, 4 hospitals, 12 urgent care clinics, 6 pharmacies, and many specialists to offer more options for care where you need it.

    For more information on our medical facilities, visit kp.org/facilities.

    Dental careWith 21 dental offices to choose from, it's easy to find a location that's convenient for you. For more information about our dental plans and the wide range of services available, please visit kp.org/dental/nw.

    http://kp.org/newmemberhttp://kp.org/facilitieshttp://kp.org/dental/nw

  • Have questions? Call us at 1-800-494-5314. • Go to buykp.org/apply. • Or contact your producer.

    Kaiser Permanente for Individuals and Families

    364999513 NW-OR 2020

    Northwest locations

    Maps not to scale

    Visit kp.org/locations to see all our current locations and find the one closest to you.

    Hillsboro

    TigardMilwaukie

    Tualatin

    Beaverton

    Oregon City

    Portland

    217

    5

    5

    205

    205

    8426

    Vancouver

    Kaiser PermanenteMedical Officeff

    Kaiser PermanenteDental Officeff

    AfAA filiff ate Location

    Kaiser PermanenteHospital

    Care Essentials byKaiser Permanente

    Longview

    5

    Salem

    5

    Eugene

    13

    Oakridge

    Cottage Grove

    Florence

    60576526_ACA_1557_MarCom_NW_2017_Taglines

    NONDISCRIMINATION NOTICE Kaiser Foundation Health Plan of the Northwest (Kaiser Health Plan) complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Kaiser Health Plan does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. We also: • Provide no cost aids and services to people with disabilities to communicate

    effectively with us, such as: • Qualified sign language interpreters • Written information in other formats, such as large print, audio, and

    accessible electronic formats

    • Provide no cost language services to people whose primary language is not English, such as: • Qualified interpreters • Information written in other languages

    If you need these services, call 1-800-813-2000 (TTY: 711) If you believe that Kaiser Health Plan has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance by mail or phone at: Member Relations, Attention: Kaiser Civil Rights Coordinator, 500 NE Multnomah St. Ste 100, Portland, OR 97232, telephone number: 1-800-813-2000. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, or by mail or phone at: U.S. Department of Health and Human Services, 200 Independence Avenue SW., Room 509F, HHH Building, Washington, DC 20201, 1-800-368-1019, 1-800-537-7697 (TDD). Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html.

    ____________________________________________________________________

    HELP IN YOUR LANGUAGE ATTENTION: If you speak English, language assistance services, free of charge, are available to you. Call 1-800-813-2000 (TTY: 711).

    አማርኛ (Amharic) ማስታወሻ: የሚናገሩት ቋንቋ ኣማርኛ ከሆነ የትርጉም እርዳታ ድርጅቶች፣ በነጻ ሊያግዝዎት ተዘጋጀተዋል፡ ወደ ሚከተለው ቁጥር ይደውሉ 1-800-813-2000 (TTY: 711).

    .، فإن خدمات المساعدة اللغوية تتوافر لك بالمجانالعربيةإذا كنت تتحدث :ملحوظة (Arabic) العربية (.TTY :711) 2000-813-800-1 اتصل برقم

    中文 (Chinese) 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電1-800-813-2000(TTY:711)。

    اگر به زبان فارسی گفتگو می کنيد، تسهيالت زبانی بصورت رايگان برای توجه: (Farsi) فارسی تماس بگيريد.TTY) 1-800-813-2000: 711) شما فراهم می باشد. با

    http://kp.org/locations

  • 60576526_ACA_1557_MarCom_NW_2017_Taglines

    NONDISCRIMINATION NOTICE

    Kaiser Foundation Health Plan of the Northwest (Kaiser Health Plan) complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Kaiser Health Plan does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. We also:

    • Provide no cost aids and services to people with disabilities to communicateeffectively with us, such as:• Qualified sign language interpreters• Written information in other formats, such as large print, audio, and

    accessible electronic formats

    • Provide no cost language services to people whose primary language is notEnglish, such as:• Qualified interpreters• Information written in other languages

    If you need these services, call 1-800-813-2000 (TTY: 711)

    If you believe that Kaiser Health Plan has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance by mail or phone at: Member Relations, Attention: Kaiser Civil Rights Coordinator, 500 NE Multnomah St. Ste 100, Portland, OR 97232, telephone number: 1-800-813-2000.

    You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, or by mail or phone at: U.S. Department of Health and Human Services, 200 Independence Avenue SW., Room 509F, HHH Building, Washington, DC 20201, 1-800-368-1019, 1-800-537-7697 (TDD). Complaint forms are available athttp://www.hhs.gov/ocr/office/file/index.html.

    ____________________________________________________________________

    HELP IN YOUR LANGUAGE

    ATTENTION: If you speak English, language assistance services, free of charge, are available to you. Call 1-800-813-2000 (TTY: 711).

    አማርኛ (Amharic) ማስታወሻ: የሚናገሩት ቋንቋ ኣማርኛ ከሆነ የትርጉም እርዳታ ድርጅቶች፣ በነጻ ሊያግዝዎት ተዘጋጀተዋል፡ ወደ ሚከተለው ቁጥር ይደውሉ 1-800-813-2000 (TTY: 711).

    .، فإن خدمات المساعدة اللغوية تتوافر لك بالمجانالعربيةإذا كنت تتحدث :ملحوظة (Arabic) العربية(.TTY :711) 2000-813-800-1 اتصل برقم

    中文 (Chinese) 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電1-800-813-2000(TTY:711)。

    اگر به زبان فارسی گفتگو می کنيد، تسهيالت زبانی بصورت رايگان برای توجه: (Farsi) فارسیتماس بگيريد.TTY) 1-800-813-2000: 711) شما فراهم می باشد. با

    https://ocrportal.hhs.gov/ocr/portal/lobby.jsfhttp://www.hhs.gov/ocr/office/file/index.html

  • 60576526_ACA_1557_MarCom_NW_2017_Taglines

    Français (French) ATTENTION: Si vous parlez français, des services d'aide linguistique vous sont proposés gratuitement. Appelez le 1-800-813-2000 (TTY: 711).

    Deutsch (German) ACHTUNG: Wenn Sie Deutsch sprechen, stehen Ihnen kostenlos sprachliche Hilfsdienstleistungen zur Verfügung. Rufnummer: 1-800-813-2000 (TTY: 711).

    日本語 (Japanese) 注意事項:日本語を話される場合、無料の言語支援をご利用いただけます。1-800-813-2000(TTY: 711)まで、お電話にてご連絡ください。

    ខ្មែ រ (Khmer) ប្រយត័្ន៖ បរើសិនជាអ្នកនិយាយ ភាសាខ្មែរ, បសវាជំនួយខ្ននកភាសា បោយមិនគិត្ឈ្ន លួ គអឺាចមានសំរារ់រំបរ ើអ្នក។ ចូរ ទូរស័ព្ទ 1-800-813-2000 (TTY: 711)។

    한국어 (Korean) 주의: 한국어를 사용하시는 경우, 언어 지원 서비스를 무료로 이용하실 수 있습니다. 1-800-813-2000 (TTY: 711) 번으로 전화해 주십시오.

    ລາວ (Laotian) ໂປດຊາບ: ຖ້າວ່າ ທ່ານເວ ້ າພາສາ ລາວ, ການບໍລິການຊ່ວຍເຫ ຼື ອດ້ານພາສາ, ໂດຍບ່ໍເສັຽຄ່າ, ແມ່ນມີພ້ອມໃຫ້ທ່ານ. ໂທຣ 1-800-813-2000 (TTY: 711).

    Naabeehó (Navajo) Díí baa akó nínízin: Díí saad bee yáníłti’go Diné Bizaad, saad bee áká’ánída’áwo’dé̖é̖’, t’áá jiik’eh, éí ná hóló̖, koji̖’ hódíílnih 1-800-813-2000 (TTY: 711).

    Afaan Oromoo (Oromo) XIYYEEFFANNAA: Afaan dubbattu Oroomiffa, tajaajila gargaarsa afaanii, kanfaltiidhaan ala, ni argama. Bilbilaa 1-800-813-2000 (TTY: 711).

    ਪੰਜਾਬੀ (Punjabi) ਧਿਆਨ ਧਿਓ: ਜੇ ਤੁਸੀਂ ਪੰਜਾਬੀ ਬੋਲਿੇ ਹੋ, ਤਾਂ ਭਾਸ਼ਾ ਧਵਿੱ ਚ ਸਹਾਇਤਾ ਸਵੇਾ ਤੁਹਾਡੇ ਲਈ ਮੁਫਤ ਉਪਲਬਿ ਹੈ। 1-800-813-2000 (TTY: 711) 'ਤ ੇਕਾਲ ਕਰੋ। Română (Romanian) ATENȚIE: Dacă vorbiți limba română, vă stau la dispoziție servicii de asistență lingvistică, gratuit. Sunați la 1-800-813-2000 (TTY: 711).

    Pусский (Russian) ВНИМАНИЕ: если вы говорите на русском языке, то вам доступны бесплатные услуги перевода. Звоните 1-800-813-2000 (TTY: 711).

    Español (Spanish) ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-813-2000 (TTY: 711).

    Tagalog (Tagalog) PAUNAWA: Kung nagsasalita ka ng Tagalog, maaari kang gumamit ng mga serbisyo ng tulong sa wika nang walang bayad. Tumawag sa 1-800-813-2000 (TTY: 711).

    ไทย (Thai) เรยีน: ถา้คณุพดูภาษาไทย คณุสามารถใชบ้รกิารชว่ยเหลอืทางภาษาไดฟ้ร ีโทร 1-800-813-2000 (TTY: 711).

    Українська (Ukrainian) УВАГА! Якщо ви розмовляєте українською мовою, ви можете звернутися до безкоштовної служби мовної підтримки. Телефонуйте за номером 1-800-813-2000 (TTY: 711).

    Tiếng Việt (Vietnamese) CHÚ Ý: Nếu bạn nói Tiếng Việt, có các dịch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn. Gọi số 1-800-813-2000 (TTY: 711).

  • Have questions? Call us at 1-800-494-5314. • Go to buykp.org/apply. • Or contact your producer.

    Kaiser Permanente for Individuals and Families

    364999513 NW-OR 2020

    Helpful websites and phone numbersHave questions about enrolling or getting started with Kaiser Permanente? Want to learn more about our services? Use this information to explore the resources available to members, or to get answers to any questions you have.

    Kaiser Permanente Discover Kaiser Permanente ....................................................................... kp.org/thrive

    Enrollment resourcesApply online ...........................................................................................buykp.org/apply

    Get started if you’re a new member ..............................................kp.org/newmember

    Enroll during a special enrollment period .......................... kp.org/specialenrollment

    Member resourcesManage your care .................................................................................................... kp.org

    Find a location near you ..........................................................................kp.org/facilities

    Choose your doctor ..................................................................... kp.org/searchdoctors

    Create your online account ............................................................. kp.org/registernow

    Get an idea of what your care will cost .............................kp.org/treatmentestimates

    Get an estimate of what you’ll pay for your care ........................ kp.org/costestimates

    Get a copy of your Evidence of Coverage ................................kp.org/plandocuments

    Additional resourcesFind resources for healthier living .................................................kp.org/healthyliving

    Learn about vision care ..................................................................................kp2020.org

    Learn about dental care .......................................................................kp.org/dental/nw

    Get in touch with us by phoneGet general information about Kaiser Permanente ........................... 1-800-494-5314

    New Member Welcome Desk ...............................................................1-800-813-2000

    http://kp.org/thrivehttp://buykp.org/applyhttp://kp.org/newmemberhttp://kp.org/specialenrollmenthttp://kp.orghttp://kp.org/facilitieshttp://kp.org/searchdoctorshttp://kp.org/registernowhttp://kp.org/treatmentestimateshttp://kp.org/costestimateshttp://kp.org/plandocumentshttp://kp.org/healthylivinghttp://kp2020.orghttp://kp.org/dental/nw

  • The right choice for a healthier youHaving a good health plan is important. So is getting quality care. With Kaiser Permanente, you get both.

    Want to learn more?Visit kp.org or call us at 1-800-494-5314 (TTY 711).

    Stay connected to good health

    facebook.com/kpthrive

    youtube.com/kaiserpermanenteorg

    @kpnorthwest, @kpthrive, @aboutkp, @kptotalhealth

    Please recycle. 364999513 NW-OR 2020

    ©2019 Kaiser Foundation Health Plan, Inc.

    Kaiser Foundation Health Plan of the Northwest500 NE Multnomah St., Suite 100

    Portland, OR 97232

    http://kp.orghttp://facebook.com/kpthrivehttp://youtube.com/kaiserpermanenteorg

    KPIF Enrollment GuideWelcome to care that fits your lifeChoosing your health planExample of your costs for careUnderstanding the plans: benefit highlightsFind your rateDental and vision coverageFind a facility near youHelpful websites and phone numbersThe right choice for a healthier youWant to learn more?