JPMORGAN INDIA CORPORATE DEBT OPPORTUNITIES FUND (“SCHEME”)An open-ended Income Scheme

KEY INFORMATION MEMORANDUM (“KIM”)

Offer of units of R 10/- (Ten Rupees) each for cash during the New Fund Offer (“NFO”)

Trustee: JPMorgan Mutual Fund India Private Limited(CIN : U65999MH2006FTC165877)Registered Offi ce: J.P. Morgan Tower, Off. C.S.T. Road, Kalina, Santacruz - East, Mumbai – 400 098.

Asset Management Company: JPMorgan Asset Management India Private Limited(CIN : U65999MH2006PTC164773)Registered Offi ce: J.P. Morgan Tower, Off. C.S.T. Road, Kalina, Santacruz - East, Mumbai – 400 098.

This Key Information Memorandum (“KIM”) sets forth the information, which a prospective investor ought to know before investing.

For further details of the Scheme / Mutual Fund, due diligence certifi cate by the AMC, Key Personnel, investors’ rights & services, risk factors, penalties & pending litigations etc. investors should, before investment, refer to the Scheme Information Document (“SID”) and Statement of Additional Information (“SAI”) available free of cost at any of the Investor Service Centres (“ISCs”) or distributors or from the website www.jpmorganmf.com. Capitalised terms used in this Key Information Memorandum (“KIM”) and not defi ned have the meaning assigned to them in the SID.

The particulars of the Scheme(s) have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, (herein after referred to as SEBI Regulations) as amended till date, and fi led with Securities & Exchange Board of India (“SEBI”), along with a due diligence certifi cate from the AMC. The units being offered for public subscription have not been approved or recommended by SEBI, nor has SEBI certifi ed the accuracy or adequacy of this KIM.

The Mutual Fund / AMC and its empanelled brokers have not given and shall not give any indicative portfolio and indicative yield in any communication, in any manner whatsoever. Investors are advised not to rely on any communication regarding indicative yield/portfolio with regard to the Scheme.

This KIM is dated June 28, 2016.

Name of the Scheme Riskometer

JPMorgan India Corporate Debt Opportunities Fund(An open-ended income scheme)

This product is suitable for investors who are seeking*:

� Regular income & capital appreciation through active management across time frames.

� Investment in corporate bonds and securities across the investment grade credit rating and maturity spectrum. Investors understand that their principal will be

at Moderate risk

* Investors should consult their fi nancial advisers if in doubt about whether the product is suitable for them.

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Name of the Scheme JPMorgan India Corporate Debt Opportunities Fund

Type of the Scheme An open-ended income scheme

Investment Objective The investment objective is to generate regular income and opportunities for capital appreciation while maintaining liquidity through active management of a diversifi ed portfolio comprising of corporate bonds and securities across the investment grade credit rating and maturity spectrum.

However, there can be no assurance that the investment objectives of the Scheme will be realized.

Asset Allocation Pattern of the Scheme

Under normal circumstances, it is anticipated that the asset allocation shall be as follows:

Instruments Indicative allocation (% of total assets) Risk profi le

Minimum Maximum

Corporate bonds and securities^ including securitized debt instruments*

80% 100% Low to Medium

#Other Debt and Money Market instruments 0% 20% Low

^Corporate bonds are debt obligations issued by public and private corporations. Corporate securities exclude Government securities and SDL.

# Investments would be made in CPs, CDs, NCDs and Bonds of Corporates, PSUs, Banks and Financial Institutions. The Scheme will take exposure to debt across the investment grade rating spectrum.

The Scheme will not take exposure to T-Bills or Government Securities.

* Investment in Securitized Debt not to exceed 50% of the net assets of the Scheme.

The mutual fund shall comply with the applicable provisions of SEBI Circular dated January 7, 2014 and all other guidelines issued by SEBI, Exchanges and other Governmental authorities with respect to transactions in securitized debt instruments.

The scheme shall not invest in securities lending, short selling and repo in corporate debt.

Investment in Derivatives will be up to 50% of the net assets of the Scheme. Investment in derivatives shall be for hedging, portfolio balancing and such other purposes as maybe permitted from time to time. The gross investment in securities under the scheme, which includes money market instruments, debt instruments including fl oating rate debt instruments and securitized debt, and gross exposure to derivatives will not exceed 100% of the net assets of the scheme. Cash or cash equivalents with residual maturity of less than 91 days will be treated as not creating any exposure. All investments in derivative instruments shall be subject to the limits mentioned in SEBI circular ref. Cir/IMD/DF/11/2010 dated August 18, 2010.

The Scheme does not propose to invest in ADRs / GDRs and foreign securities.

In case of non-availability of and taking into account the risk reward analysis of Commercial Papers, Non-Convertible Debentures, the Scheme may invest in Certifi cate of Deposits (AAA/A1+), Collateralized Borrowing and Lending.

Scheme shall not have total exposure exceeding 30% of its net assets in a particular sector (excluding investments in Bank Certifi cate of Deposits, CBLO, Government of India Securities, Treasury Bills and AAA rated Securities issued by Public Financial Institutions and Public Sector Banks).

Provided that an additional exposure to fi nancial services sector (over and above the limit of 30%) not exceeding 10% of the net assets of the Scheme shall be allowed by way of increase in exposure to Housing Finance Companies (HFCs) only.

Provided further that the additional exposure to such securities issued by HFCs are rated AA and above and these HFCs are registered with National Housing Bank and the total investment / exposure in HFCs shall not exceed 30% of the net assets of the Scheme.

Pending deployment of funds of the Scheme in securities in accordance with the terms of the investment objective, the AMC may place the funds of the Scheme in short term deposits of scheduled commercial banks, subject to the guidelines issued by SEBI vide its circular SEBI/IMD/CIR No. 1/91171/07 dated April 16, 2007, SEBI/IMD/CIR No. 8/107311/07, SEBI/IMD/CIR No.7/129592/08 dated April 16, 2007, October 26, 2007 and June 23, 2008, respectively and any other applicable guidelines.

Risk Profi le of the Scheme Standard Risk Factors:� Investment in mutual fund units involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk

including the possible loss of principal.

� Mutual funds and securities investments are subject to market risks and there is no assurance or guarantee against loss in the Scheme or that the Scheme’s objective will be achieved.

� As the price / value / interest rate of the Securities in which the Scheme invests fl uctuates, the value of a Unit Holder’s investment in the Scheme may go up or down.

� As with any investment in securities, the NAV of the Units can go up or down depending on various factors and forces affecting capital markets.

� Past performance of the Sponsor / AMC / Mutual Fund does not indicate the future performance of the Scheme.

� Investors in the Scheme are not being offered a guaranteed or assured rate of return.

� JPMorgan India Corporate Debt Opportunities Fund is the name of the Scheme, and does not in any manner indicate the quality of the Scheme or its future prospects and returns.

� The Sponsor is not responsible or liable for any loss resulting from the operation of the Scheme beyond the initial contribution of R 1,00,000/- (One Lakh Rupees only) made by it towards setting up the Mutual Fund.

Scheme Specifi c Risk Factors:

Risk associated with investing in Bonds� The NAV of the Scheme, to the extent invested in Debt Securities, will be affected by changes in the general level of interest

rates. The NAV of the Scheme would be expected to increase from a fall in interest rates while it would be adversely affected by an increase in the level of interest rates.

� Debt Securities, while fairly liquid, lack a well-developed secondary market, which may restrict the selling ability of the investment by the Scheme and may lead to the Scheme incurring losses until the Security is sold.

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� The AMC may, considering the overall level of risk of the portfolio, invest in lower rated Debt Securities offering higher yields.

� The liquidity of investments made by the Scheme may be restricted by trading volumes and settlement periods. Different segments of the Indian fi nancial markets have different settlement periods and such periods may be extended signifi cantly by unforeseen circumstances. The Trustee has the right, in its sole discretion to limit Redemptions (including suspending Redemption) in certain circumstances [outlined in ‘Restrictions on Redemptions’]. There may be temporary periods when the monies of the Scheme are un-invested and no return is earned thereon. The inability of the Scheme to make intended Securities purchases, due to settlement problems, could cause the Scheme to miss certain investment opportunities. By the same token, the inability to sell Debt Securities held in the Scheme’s portfolio due to the absence of a well-developed and liquid secondary market for Debt Securities could result, at times, in potential losses to the Scheme, should there be a subsequent decline in the value of the Debt Securities held in the Scheme’s portfolio.

� The liquidity and valuation of a Scheme’s investments due to its respective holdings of unlisted Debt Securities may be affected if they have to be sold prior to their target date of divestment.

� Debt Securities, which are not quoted on the stock exchanges, are inherently illiquid in nature and carry a larger amount of liquidity risk, in comparison to Debt Securities that are listed on the exchanges or offer other exit options to the investor, including a put option. Within the regulatory limits, the AMC may choose to invest in unlisted Debt Securities that offer attractive yields.

� While Debt Securities that are listed on a stock exchange carry lower liquidity risk, the ability to sell these investments is limited by the overall trading volume on the stock exchanges. Money Market Instruments, while fairly liquid, lacks a well-developed secondary market, which may restrict the selling ability of a Scheme and may lead to the Scheme incurring losses till the Security is fi nally sold.

� Debt Securities, as well as Money Market Instruments, are subject to the risk of an issuer’s inability to meet interest and principal payments on its debt obligations (credit risk) and market perception of the creditworthiness of the issuer of instruments. Credit risk or default risk refers to the risk which may arise due to default on the part of the issuer of the fi xed income security (i.e., the issuer will be unable to make timely principal and interest payments on the security). Because of this risk debentures are sold at a yield spread above those offered on treasury securities, which are sovereign obligations and generally considered to carry less risk. Normally, the value of a fi xed income security will fl uctuate depending upon the actual changes in the perceived level of credit risk as well as the actual event of default. These securities may also be subject to price volatility due to factors such as, amongst others, changes in interest rates, general level of market liquidity and market perception of the creditworthiness of the issuer (market risk). The liquidity risk refers to the ease at which a security can be sold at or near its true value. The primary measure of liquidity risk is the spread between the bid price and the offer price quoted by a dealer. Liquidity risk is characteristic of the Indian fi xed income market. The AMC will endeavor to manage credit risk through in-house credit analysis. The Scheme may also, but is not obliged to, use various hedging products from time to time, as are available and permitted by SEBI, to attempt to reduce the impact of undue market volatility on a Scheme’s portfolio. There is no guarantee that hedging techniques will achieve the desired result.

� The investments made by the Scheme are subject to reinvestment risk. This risk refers to the interest rate levels at which cash fl ows received from the Debt Securities in the Scheme are reinvested. The additional income from reinvestment is the “interest on interest” component. The risk is that the rate at which interim cash fl ows can be reinvested may be lower than that originally assumed. The risk refers to the fall in the rate for reinvestment of interim cash fl ows.

� To the extent the Scheme’s investments are in fl oating rate debt instruments or fi xed debt instruments swapped for fl oating rate return, they will be affected by interest rate movement (basis risk) - coupon rates on fl oating rate securities are reset periodically in line with the benchmark index movement. Normally, the interest rate risk inherent in a fl oating rate instrument is limited compared to a fi xed rate instrument. Changes in the prevailing level of interest rates will likely affect the value of a Scheme’s holdings until the next reset date and thus the value of the Units of such Scheme. The value of Debt Securities held by a Scheme generally will vary inversely with changes in prevailing interest rates. Scheme could be exposed to interest rate risk:

(i) due to the time gap in the resetting of the benchmark rates, and

(ii) to the extent the benchmark index fails to capture interest rate changes appropriately (spread risk): though the basis (i.e. benchmark) gets readjusted on a regular basis, the spread (i.e. markup) over benchmark remains constant. This can result in some volatility to the holding period return of fl oating rate instruments.

� Settlement Risk (counterparty risk): Specifi c fl oating rate assets may also be created by swapping a fi xed return into a fl oating rate return. In such a swap, there is the risk that the counterparty (who will pay the fl oating rate return and receive the fi xed rate return) may default;

� Liquidity Risk: The market for fl oating rate Securities is still in its evolutionary stage and therefore may render the market illiquid from time to time, in relation to such Securities that the Scheme is invested in.

� Prepayment Risk: The borrower/issuer of security may prepay the receivables prior to their respective due dates. This may result in change in the yield and tenor for investments of the Scheme.

� Different types of Securities in which the Scheme may invest as described in this SID carry different levels and types of risk. Accordingly the Scheme’s risk may increase or decrease depending upon its investment pattern. E.g. corporate bonds carry a higher amount of risk than Government of India Securities. Further even among corporate bonds, bonds which are rated AAA are comparatively less risky than bonds which are AA rated.

Risks associated with investing in Money Market Instruments� Investments in Money Market Instruments would involve a moderate credit risk, i.e. risk of an issuer’s inability to meet the

principal payments.

� Money Market Instruments may also be subject to price volatility due to factors such as changes in interest rates, general level of market liquidity and market perception of credit worthiness of the issuer of such instruments.

� The NAV of Units, to the extent that the Scheme is invested in Money Market Instruments, will be affected by changes in the level of interest rates. When interest rates in the market rise, the value of a portfolio of Money Market Instruments can be expected to decline.

Risks associated with investing in DerivativesThe Scheme may use derivatives in connection with its investment strategies.

� Derivatives products are leveraged instruments and can provide disproportionate gains as well as disproportionate losses to the investor. Execution of such strategies depends upon the ability of the fund manager to identify such opportunities. Identifi cation and execution of the strategies to be pursued by the Fund Manager involve uncertainty and decisions of a Fund Manager may not always be profi table. No assurance can be given that the

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Fund Manager will be able to identify or execute such strategies. The risks associated with the use of derivatives are different from or possibly greater than, the risks associated with investing directly in securities and other traditional investments.

� As and when the Scheme trades in derivative products, there are risk factors and issues concerning the use of derivatives that investors should understand. Derivatives require the maintenance of adequate controls to monitor such transactions and the embedded market risks that a derivative adds to the portfolio.

Besides the price of the underlying asset, the volatility, tenor and interest rates affect the pricing of derivatives.

Other risks in using derivatives include but are not limited to:

(a) Credit Risk: This occurs when a counterparty defaults on a transaction before settlement and therefore, the Scheme is compelled to negotiate with another counterparty at the then prevailing (possibly unfavourable) market price, in order to maintain the validity of the hedge.

(b) Market Liquidity Risk: This is where the derivatives cannot be sold (unwound) at prices that refl ect the underlying assets, rates and indices.

(c) Model Risk: This is the risk of mis-pricing or improper valuation of derivatives.

(d) Basis Risk: This is when the instrument used as a hedge does not match the movement in the instrument / underlying asset being hedged. The risks may be inter-related also; for e.g. interest rate movements can affect equity prices, which could infl uence specifi c issuer / industry assets.

Risks associated with Short Selling and Securities LendingThe risks in lending portfolio Securities, as with other extensions of credit, consist of the failure of another party, in this case the approved intermediary, to comply with the terms of the agreement entered into between the lender of Securities, i.e. the Scheme, and the approved intermediary. Such failure to comply can result in a possible loss of rights in the collateral put up by the borrower of the Securities, the inability of the approved intermediary to return the Securities deposited by the lender and the possible loss of any corporate benefi ts accruing to the lender from the Securities deposited with the approved intermediary. The Scheme may not be able to sell such Securities and this can lead to temporary illiquidity.

Risks associated with investing in Securitized DebtGenerally available asset classes for securitization in India:

� Commercial vehicles

� Auto and two wheeler pools

� Mortgage pools (residential housing loans)

� Personal loan, credit card and other retail loans

� Corporate loans / receivables

In terms of specifi c risks attached to securitization, each asset class would have different underlying risks, however, residential mortgages typically have lower default rates as an asset class. On the other hand, repossession and subsequent recovery of commercial vehicles and other auto assets is normally easier and better compared to mortgages. Some of the asset classes such as personal loans, credit card receivables etc., being unsecured credits in nature, may witness higher default rates. As regards corporate loans / receivables, depending upon the nature of the underlying security for the loan or the nature of the receivable the risks would correspondingly fl uctuate. However, the credit enhancement stipulated by rating agencies for such asset class pools is typically much higher and hence their overall risks are comparable to other AAA or equivalent rated asset classes.

Some of the factors, which are typically analyzed for any pool, are as follows:

Size of the loan: this generally indicates the kind of assets fi nanced with loans. Also indicates whether there is excessive reliance on very small ticket size, which may result in diffi cult and costly recoveries. To illustrate, the ticket size of housing loans is generally higher than that of personal loans. Hence in the construction of a housing loan asset pool for say R 1,00,00,000/- (One Crore Rupees) it may be easier to construct a pool with just 10 housing loans of R 10,00,000/- (Ten Lakh Rupees) each rather than to construct a pool of personal loans as the ticket size of personal loans may rarely exceed R 5,00,000/- (Five Lakh Rupees) per individual.

Average original maturity of the pool: this indicates the original repayment period and whether the loan tenors are in line with industry averages and borrower’s repayment capacity. To illustrate, in a car pool consisting of 60 month contracts, the original maturity and the residual maturity of the pool viz. number of remaining installments to be paid gives a better idea of the risk of default of the pool itself. If in a pool of 100 car loans having original maturity of 60 months, more than 70% of the contracts have paid more than 50% of the monthly installments and if no default has been observed in such contracts, this pool should have a lower probability of default than a similar car loan pool where 80% of the contracts have not yet paid 5 installments.

LTV: indicates how much of the value of the asset is fi nanced by borrower’s own equity. The lower the LTV, the better it is. This ratio stems from the principle that where the borrower’s own contribution of the asset cost is high, the chances of default are lower. To illustrate: for a truck costing R 20 lakhs, if the borrower has himself contributed R 10 lakhs and has taken R 10 lakhs as a loan, he is going to have lesser propensity to default as he would lose an asset worth R 20 lakhs if he defaults in repaying an installment. This is as against a borrower who may meet only R 2 lakhs out of his own equity for a truck costing R 20 lakhs. Between the two scenarios given above, as the borrower’s own equity is lower in the latter case, it would typically have a higher risk of default than the former.

Average seasoning of the pool: this indicates whether borrowers have already displayed repayment discipline. To illustrate, in the case of a pool of personal loans, if a pool of assets consist of borrowers who have already repaid 80% of the installments without default, the probability of default is lower than for a pool where only 10% of installments have been repaid.

Default rate distribution: this indicates how much % of the pool and overall portfolio of the originator is current, how much is in 0-30 DPD (days past due), 30-60 DPD, 60-90 DPD and so on. The rationale here is that, as against 0-30 DPD, the 60-90 DPD is a higher risk category. Unlike in plain vanilla instruments, in securitization transactions it is possible to work towards a target credit rating, which could be much higher than the originator’s own credit rating.

In the Indian scenario, also, more than 95% of issuances have been AAA or equivalent rated issuances indicating the strength of the underlying assets as well as adequacy of credit enhancement.

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Investment exposure of the Scheme with reference to Securitized Debt� The Scheme will predominantly invest only in those securitization issuances which have AAA or equivalent rating indicating

the highest level of safety from credit risk point of view at the time of making an investment. The Scheme will not invest in foreign securitized debt.

� The Scheme may invest in various types of securitization issuances, including but not limited to asset backed securitization, mortgage backed securitization, personal loan backed securitization, collateralized loan obligation / collateralized bond obligation and so on.

� The Scheme does not propose to limit its exposure to only one asset class or to have asset class based sub-limits as it will primarily look towards the AAA or equivalent rating of the offering.

� The Scheme will conduct an independent due diligence on the cash margins, collateralization, guarantees and other credit enhancements and the portfolio characteristic of the securitization to ensure that the issuance fi ts into the overall objective of the investment in high investment grade offerings irrespective of underlying asset class.

Risks associated with investing in Securitized Papers� Types of securitized debt vary and carry different levels and types of risks. Credit risk on securitized bonds depends upon

the originator and varies depending on whether they are issued with recourse to the originator or otherwise. Even within securitized debt, AAA or equivalent rated securitized debt offers lesser risk of default than AA rated securitized debt. A structure with recourse will have a lower credit risk than a structure without recourse.

� As underlying assets in securitized debt may assume different forms and the general types of receivables include auto fi nance, credit cards, home loans or any such receipts, credit risks relating to these types of receivables depend upon various factors including macro economic factors of these industries and economies. Specifi c factors like nature and adequacy of property mortgaged against these borrowings, nature of loan agreement / mortgage deed in case of home loan, adequacy of documentation in case of auto fi nance and home loans, capacity of borrower to meet its obligation on borrowings in case of credit cards and the intention of the borrower infl uence the risks relating to the asset borrowings underlying the securitized debt.

� Changes in market interest rates and pre-payments may not change the absolute amount of receivables for the investors, but may have an impact on the reinvestment of the periodic cash fl ows that the investor receives in the securitized paper.

Limited Liquidity & Price RiskPresently, the secondary market for securitized papers is not very liquid. There is no assurance that a deep secondary market will develop for such securities. This could limit the ability of the Scheme to resell them. Even if a secondary market develops and sales were to take place, these secondary transactions may be at a discount to the initial issue price due to changes in the interest rate structure.

Risks due to possible prepayments: Weighted Tenor / YieldAsset securitization is a process whereby commercial or consumer credits are packaged and sold in the form of fi nancial instruments. Full prepayment of underlying loan contract may arise under any of the following circumstances:

� obligor pays the receivable due from him at any time prior to the scheduled maturity date of that receivable; or

� receivable is required to be repurchased by the seller consequent to its inability to rectify a material misrepresentation with respect to that receivable; or

� the servicer recognizing a contract as a defaulted contract and hence repossessing the underlying asset and selling the same.

� In the event of prepayments, investors may be exposed to changes in tenor and yield.

Bankruptcy of the originator or sellerIf the originator becomes subject to bankruptcy proceedings and the court in the bankruptcy proceedings concludes that the sale from originator to the trust created for the purposes of securitization process, was not a sale then the Scheme could experience losses or delays in the payments due. All possible care is generally taken in structuring the transaction so as to minimize the risk of the sale to the trust created for the purposes of securitization process, not being construed as a “True Sale”. Legal opinion is normally obtained to the effect that the assignment of receivables to the trust created for the purposes of securitization process for the benefi t of the investors, as envisaged herein, would constitute a true sale.

Bankruptcy of the investor’s agentIf an investor’s agent becomes subject to bankruptcy proceedings and the court in the bankruptcy proceedings concludes that the recourse of the investor’s agent to the assets / receivables is not in its capacity as agent / bankruptcy trustee but in his personal capacity, then

an investor could experience losses or delays in the payments due under the swap agreement. All possible care is normally taken in structuring the transaction and drafting the underlying documents so as to provide that the assets / receivables if and when held by an investor’s agent is held as agent and in trust for the investors and shall not form part of the personal assets of the investor’s agent. Legal opinion is normally obtained to the effect that the investors agent’s recourse to assets / receivables is restricted in his capacity as agent and trustee and not in its personal capacity.

Credit Rating of the Transaction / CertificateThe credit rating is not a recommendation to purchase, hold or sell the certifi cate evidencing title to the securitized debt in as much as the ratings do not comment on the market price of the certifi cate or its suitability to a particular investor. There is no assurance by the rating agency either that the rating will remain at the same level for any given period of time or that the rating will not be lowered or withdrawn entirely by the rating agency.

Risk of Co-minglingThe servicers normally deposit all payments received from the obligors into the collection account. However, there could be a time gap between collection by a servicer and depositing the same into the collection account especially considering that some of the collections may be in the form of cash. In this interim period, collections from the loan agreements may not be segregated from other funds of the servicer. If the servicer fails to remit such funds belonging to the investors, the investors may be exposed to a potential loss. Due care is normally taken to ensure that the servicer enjoys the highest credit rating on a standalone basis to minimize co-mingling risk.

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Currency RiskThe foreign securities are issued and traded in foreign currencies. As a result, their values may be affected by changes in the exchange rates between foreign currencies and the Indian Rupees as well as between currencies of countries other than India. Restrictions on currency trading that may be imposed by developing market countries will have an adverse effect on the value of the securities of companies that trade or operate in such countries.

Risks associated with Overseas InvestmentSubject to necessary approvals and within the investment objectives of the Scheme, the Scheme may invest in overseas markets which carry risks related to fl uctuations in the foreign exchange rates, the nature of the securities market of the country, restrictions on repatriation of capital due to exchange controls and the political environment. Further the repatriation of capital to India may also be hampered by and changes in Regulations or political circumstances. In addition, country risks would include events such as introduction of extraordinary exchange controls, economic deterioration, bi-lateral confl ict lending to immobilization of overseas fi nancial assets and the prevalent tax laws of the respective jurisdiction for the execution of trades or otherwise.

Other RisksInvestments in the Scheme made in foreign currency by a Unit Holder are subject to the risk of fl uctuation in the value of Indian Rupee.

Restrictions on Redemptions:After obtaining board approval the Trustee and the AMC may restrict redemptions in the Scheme when there are circumstances leading to a systemic crisis or event that severely constricts market liquidity or the effi cient functioning of markets such as:

(a) Liquidity issues – when the market at large becomes illiquid affecting almost all securities rather than any issuer specifi c security.

(b) Market failures, exchange closures – when markets are affected by unexpected events which impact the functioning of exchanges or the regular course of transactions. Such unexpected events could also be related to political, economic, military, monetary or other emergencies.

(c) Operational issues – when exceptional circumstances are caused by force majeure, unpredictable operational problems and technical failures (eg a black out).

In the event redemptions are restricted, such restriction may be imposed for a specifi c period of time not exceeding 10 working days in any 90 day period and the restriction on redemption shall not apply to redemption requests up to 2 lakh. Where redemption requests are above 2 lakh, the AMC shall redeem the fi rst 2 lakh without such restriction and remaining part over and above 2 lakh shall be subject to such restriction.

As per SEBI circular no. SEBI/HO/IMD/DF2/CIR/P/2016/57 dated May 31, 2016 such restriction on redemption will be applicable to the Scheme with effect from July 1, 2016.

US Tax Withholding and Reporting under the Foreign Account Tax Compliance Act (“FATCA”) Under the FATCA provisions of the US Hiring Incentives to Restore Employment (“HIRE”) Act, 30% US withholding will be levied on certain US sourced income received after December 31, 2014 (for the Scheme, principally dividends and interest paid by US corporations and institutions including the US Government) and after December 31, 2016 on the gross proceeds of sales of the US assets giving rise to that US sourced income (for the Scheme, principally equity and debt securities issued by US corporations and institutions including the US Government) unless the Scheme complies with FATCA. Additionally, from January 1, 2017 the operation of these rules may be signifi cantly expanded under what is being called “foreign passthru payments” rules under FATCA to include certain payments from non-US parties; however, such rules have yet to be released. FATCA compliance can be achieved by entering into an Foreign Financial Institution (“FFI”) agreement with the US Internal Revenue Service (“IRS”) under which the Scheme agrees to certain US tax reporting with respect to the holdings of and payments to certain investors in the Scheme (such as “Specifi ed US Person” as defi ned in the Treasury Regulations under FATCA, or certain non-US entities with one or more Specifi ed US Person(s) as owner(s) with a greater–than-10% interest – please refer to “Who cannot Invest” under Section III of this SID), and possible withholding requirements on payments made to certain investors (beginning in or after 2017 under foreign passthru payments rules, if implemented). However, the form of the FFI agreement has not yet been provided by the US Government. In addition, there may be Intergovernmental Agreements that could impact upon the Scheme’s compliance with FATCA. Any amounts withheld under FATCA may not be refundable by the IRS.

The Scheme currently intends to be FATCA-compliant. However, this cannot be assured given the complexity of the FATCA requirements. If a Scheme is unable to satisfy the obligations imposed on it to avoid the imposition of FATCA withholding, certain US sourced payments made to the Scheme may be subject to a 30% FATCA withholding tax, which could reduce the cash available for investors. Prospective investors should consult their own advisors regarding the possible implications of FATCA on their investment in the Scheme and the information that may be required to be provided and disclosed to JPMorgan Asset Management India Private Limited and distributors, and in certain circumstances to the IRS. The application of the withholding rules and the information that may be required to be reported and disclosed are subject to change.

Any discussion of United States federal income tax considerations set forth in this SID was written in connection with the promotion and marketing of the Units by the Funds and JPMorgan Asset Management India Private Limited. Such discussion is not intended or written to be tax advice to any person and is not intended or written to be used, and cannot be used, by any person for the purpose of avoiding any United States federal tax penalties that may be imposed on such person. A prospective investor should seek advice based on its particular circumstances from its own tax advisor.

In view of the above and as per investment objective, investment in the Scheme should be regarded as long term in nature. The Scheme is, therefore, only suitable for investors who can afford the risks involved.

Scheme Plans The Scheme offers two plans - Regular Plan and Direct Plan.

Scheme Options and Dividend Policy

Each Plan offers two options - growth option and dividend option. The dividend option offers Payout option, Reinvestment option, Weekly reinvestment option, Fortnightly reinvestment option, Monthly reinvestment option, Annual reinvestment option, Monthly payout option, Annual payout option. Under the growth option, no dividend will be declared.

In case of weekly dividend reinvestment option, the record date for the declaration of dividend shall be every Tuesday; in case of fortnightly dividend reinvestment option, the record date shall be 14th and 28th of each month; in case of monthly dividend reinvestment or payout option, the record date shall be 25th of each month and in case of annual dividend reinvestment or payout option, the record date shall be March 20 of every year. Under the dividend option, a dividend may be declared by the Trustee, at its discretion, from time to time (subject to the availability of distributable surplus as calculated in accordance with the Regulations). If the investor does not clearly specify the choice of option at the time of investing, it will be treated as a growth option.

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The AMC shall dispatch to the Unit Holders, the dividend warrants within 30 (thirty) days of the date of declaration of dividend. The dividend distribution procedure shall be in accordance with the Regulations.

If the investor does not clearly specify the choice of dividend payout or reinvestment options within the dividend option, he will be treated as having selected the reinvestment option.

Applicable NAV The Cut-off time for the Scheme is 3.00 p.m. and the Applicable NAV will be as under:

For Purchase:

a. where the application is received upto 3.00 pm with a local cheque or demand draft payable at par at the place where it is received, with amount less than R 2 lakhs – closing NAV of the day of receipt of application;

b. where the application is received after 3.00 pm with a local cheque or demand draft payable at par at the place where it is received, with amount less than R 2 lakhs – closing NAV of the next Business Day;

c. where the application is received with a local cheque or demand draft payable at par at the place where it is received, with amount equal to or more than R 2 lakhs irrespective of the time of receipt of application, the closing NAV of the day on which the funds are available for utilisation shall be applicable.

Applicability of NAV for the Scheme with an amount equal to or more than R 2 lakhs:

a) For allotment of units in respect of purchase in the Scheme, the following needs to be complied with:

i. Application is received before the applicable cut-off time.

ii. Funds for the entire amount of subscription / purchase as per the application are credited to the bank account of the respective Scheme before the cutoff time.

iii. The funds are available for utilization before the cut-off time without availing any credit facility whether intra-day or otherwise, by the respective Scheme.

b) For allotment of units in respect of switch-in to the Scheme from other schemes, the following needs to be complied with:

i. Application for switch-in is received before the applicable cut-off time.

ii. Funds for the entire amount of subscription / purchase as per the switch-in request are credited to the bank account of the respective switch-in Scheme before the cut-off time.

iii. The funds are available for utilization before the cut-off time without availing any credit facility whether intra-day or otherwise, by the respective switch-in Scheme or Plans or options thereunder.

All transactions as per conditions given below are to be aggregated and closing NAV of the day on which funds are available for utilisation to be applied where the aggregated amount of the investment is R 2.00 lakhs and above.

a. All transactions received on the same day (as per Time stamping rules).

b. Transactions shall include purchases, additional purchases, excluding Switches, SIP / STP and triggered transactions.

c. Aggregations shall be done on the basis of investor/s PAN. In case of joint holding, transactions with similar holding structures to be aggregated.

d. All transactions shall be aggregated where investor holding pattern is same as stated above, irrespective of whether the amount of the individual transaction is above or below R 2.00 lakhs.

e. Only transactions in the same scheme shall be clubbed. This will include transactions at option level (Dividend, Growth, Direct).

f. Transactions in the name of minor received through guardian shall not be aggregated with the transaction in the name of same guardian.

The above will be applicable only for cheques / demand drafts / payment instruments payable locally in the city in which a Designated Collection Centre is located. No outstation cheques will be accepted.

For Redemption:

(a) where the application is received upto 3.00 p.m. - the closing NAV of the day immediately preceding the next Business Day ; and

(b) where the application is received after 3.00 p.m.- the closing NAV of the next Business Day.

Note: In case the application is received on a Non-Business Day, it will be considered as if received on the Next Business Day.

Redemption proceeds will normally be paid out to Unit Holders within 3 Business Days from the date of acceptance of the Redemption request; however the maximum permissible timeline as prescribed by SEBI Regulations is 10 Business Days.

For Switches

Valid applications for ‘switch-out’ shall be treated as applications for Redemption and valid applications for ‘switch-in’ shall be treated as applications for Purchase, and the provisions of the Cut-off time and the Applicable NAV mentioned in the Offer Document as applicable to Purchase and Redemption shall be applied respectively to the ‘switch-in’ and ‘switch-out’ applications.

Minimum Amount for Application/ Number of units

For All Plans

Minimum initial application amount R 5,000 per application and in multiples of R 1/- thereof.

Minimum additional application amount R 1,000 per application and in multiples of R 1/- thereof

Minimum redemption / no. of Units R 1,000 or 100 Units. (The minimum amount balance after Redemption should be R 500. In case the balance falls below R 500 the units will be automatically redeemed along with the last redemption request.)

Despatch of Repurchase (Redemption) Request

Redemption proceeds will be paid by cheques, marked “A/c Payee only” and drawn in the name of the sole holder / fi rst-named holder (as determined by the records of the Registrar).

The Mutual Fund will endeavour to despatch the Redemption proceeds within 3 Business Days from the acceptance of the Redemption request, but not beyond 10 Business Days from the date of Redemption. If the payment is not made within the period stipulated in the Regulations, the Unit Holder shall be paid interest @ 15% p.a. for the delayed period and the interest shall be borne by the AMC.

8

The bank name and bank account number, as specifi ed in the Registrar’s records, will be mentioned in the cheque. The cheque will be payable at par at all the cities having ISCs. If the Unit Holder resides in any other city, he will be paid by a demand draft payable at the city of his residence and the demand draft charges shall be borne by the AMC. The proceeds may be paid by way of direct credit / NEFT / RTGS / any other manner through which the investor’s bank account specifi ed in the Registrar’s records may be credited with the Redemption proceeds.

Note: The Trustee, at its discretion at a later date, may choose to alter or add other modes of payment.

The Redemption proceeds will be sent by courier or (if the addressee city is not serviced by the courier) by registered post. The despatch for the purpose of delivery through the courier / postal department, as the case may be, shall be treated as delivery to the investor. The AMC / Registrar are not responsible for any delayed delivery or non-delivery or any consequences thereof, if the despatch has been made correctly as stated in this paragraph.

Liquidity Units may be purchased or redeemed at NAV subject to applicable loads (if any) on every Business Day on an ongoing basis. The Fund will endeavour to dispatch the Redemption proceeds within 3 Business Days from the acceptance of the Redemption request.

Dividend Policy The Trustee may decide to distribute by way of dividend, the surplus by way of realised profi t, dividends and interest, net of losses, expenses and taxes, if any, to Unit Holders in the dividend option of the Scheme if such surplus is available and adequate for distribution in the opinion of the Trustee. The Trustee’s decision with regard to availability and adequacy, rate, timing and frequency of distribution shall be fi nal. The dividend will be due to only those Unit Holders whose names appear in the register of Unit Holders in the dividend option of the Scheme on the record date which will be announced in advance in accordance with MF Regulations. The Unit Holders have the option of receiving the dividend or reinvesting the same. The dividend will be reinvested at the Applicable NAV of the immediately following Business Day.

The AMC shall dispatch to the Unit Holders, the dividend warrants within 30 (thirty) days of the date of declaration of dividend. The dividend distribution procedure shall be in accordance with the Regulations.

Benchmark Index CRISIL Short Term Bond Fund Index

Name of the Fund Manager(s) & Tenure of managing the Fund

Name of the Fund Manager Tenure of managing the scheme

Mr. Ravi Ratanpal 1 year, 9 months

Scheme’s Investment Scheme’s Portfolio Holdings

Top 10 holdings by issuer as on May 31, 2016

Issuer Market Value (R in Crs) % of Corpus

National Bank for Agriculture & Rural Dev. 15.28 9.15

Power Grid Corporation of India Ltd. 15.21 9.11

Rural Electrifi cation Corporation Ltd. 15.18 9.09

Power Finance Corporation Ltd. 15.01 8.99

Export Import Bank of India 15.00 8.98

IDBI Bank Ltd. 14.97 8.96

Fullerton India Credit Co. Ltd. 10.63 6.37

Indian Railway Finance Corporation Ltd. 10.25 6.14

Clearing Corporation of India Ltd. 9.24 5.53

The Indian Hotels Company Ltd. 8.61 5.16

Fund Allocation towards various sector as on May 31, 2016

Sector % of Holdings

Financial Services 77.66

Energy 9.11

Others 8.07

Services 5.16

Grand Total 100.00

Note : Others includes cash and cash equivalents and investments in CBLO’s.

Portfolio Turnover Ratio as on May 31, 2016: N.A

Website link to obtain scheme’s latest monthly portfolio holding – https://goo.gl/kc3Gx1

Performance of the Scheme JPMorgan India Corporate Debt Opportunities Fund Returns as on May 31, 2016REGULAR PLAN-GROWTH OPTION DIRECT PLAN-GROWTH OPTION

Date Scheme Returns (%)

CRISIl Short Term Bond

Fund Index#

CRISIL 10 Year Gilt

Index## (%)

Scheme Returns (%)

CRISIL Short Term Bond

Fund Index#

CRISIL 10 Year Gilt

Index## (%)

^Returns for the last 1 year 7.39% 8.56% 8.33% 7.93% 8.56% 8.33%

^Returns since inception 9.64% 9.19% 10.81% 10.13% 9.19% 10.81%

9

Absolute returns for each fi nancial year for the last 1 year

Scheme returns CRISIL Short Term Bond Fund Index15.00% –

12.00% –

9.00% –

6.00% –

3.00% –

0.00% –

Financial Years

2015-16

7.19%8.47%

Allotment date: 22 September 2014 # Scheme Benchmark returns ## Additional benchmark returns ^CAGR ReturnsNote: Since inception returns have been calculated from the date of allotment. Past performance may or may not be sustained in future.

Expenses of the Scheme As per the Regulations, the following fees and expenses can be charged to the Scheme:

1. New Fund Offer (NFO) expenses Since this is an ongoing scheme, this section shall not apply.

Load Structure

Entry Load: Nil

Exit Load as on May 31, 2016:

For Redemption Exit Load (% of applicable NAV)

If redeemed within 18 months from the date of allotment in respect of purchase made other than through SIP; and If redeemed within 18 months from the date of allotment of units of each installment of SIP purchase.

1.50%

If redeemed after 18 months but within 36 months from the date of allotment in respect of purchase made other than through SIP; and If redeemed after 18 months but within 36 months from the date of allotment of units of each installment of SIP purchase.

0.50%

If redeemed after 36 months from the date of allotment in respect of purchase made other than through SIP; and If redeemed after 36 months from the date of allotment of units of each installment of SIP purchase.

Nil

Existing Investments:

(a) Investors wishing to transfer their accumulated unit balance held under Regular Plan (through lumpsum / systematic investments made without Distributor code) to Direct Plan can switch / redeem their investments without any Exit Load.

(b) Investors wishing to transfer their accumulated unit balance held under Regular Plan (through lumpsum / systematic investments made with Distributor code) to Direct Plan can switch / redeem their investments (subject to applicable Exit Load, if any).

(c) Investors who have invested without Distributor code and have opted for Dividend Reinvestment facility under Existing Plan may note that the dividend will continue to be reinvested in the Existing Plan only.

Credit of Exit Load to Scheme:

The exit load charged, if any, net of service tax shall be credited to the respective Scheme.

A switch-out or a withdrawal under SWP shall also attract an Exit Load like any Redemption.

No load for units allotted under dividend reinvestment option.

No Exit Loads will be chargeable in case of switches made between different options of the Scheme.

Subject to the Regulations, the Trustee retains the right to change / impose an Exit Load.

To know the latest position on Loads structure prior to investing / redemption, investors are advised to contact any of the ISCs or the AMC at its toll-free number “1-800-200-5763”.

The investor is requested to check the prevailing load structure of the Scheme before investing.

All Exit Loads are intended to enable the AMC to recover expenses incurred for promotion or distribution and sale of the Units of the Scheme. All Loads will be retained in the Scheme in a separate account and will be utilised to meet the distribution and marketing expenses. Any surplus amounts in this account may be credited to the Scheme whenever considered appropriate by the AMC.

2. Annual Scheme Recurring ExpensesThese are the fees and expenses for operating the Scheme. These expenses include investment management and advisory fee charged by the AMC, the Registrar and Transfer Agents’ fee, marketing and selling costs etc. as given in the table below:

The AMC has estimated the following recurring expenses, as given below that will be charged to the Scheme as expenses. For the actual current expenses being charged, the investor should refer to the website of the Mutual Fund (www.jpmorganmf.com).

Nature of expense % of daily Net Assets(per annum) (Maximum Limit)

Investment management & Advisory fees

Up to 2.25%Trustee fees

Audit Fees

Custodian fees

10

Nature of expense % of daily Net Assets(per annum) (Maximum Limit)

Registrar & transfer agent fees

Up to 2.25%

Marketing & selling expenses including agents commission

Costs related to investor communications

Cost of fund transfer from location to location

Cost of providing accounts statement and dividend redemption cheques and warrants etc.

Costs of statutory advertisements

Cost towards investor education & awareness (at least 2bps)

Brokerage & transaction cost over and above 12 bps and 5 bps for cash and derivative market trades resp.

Service tax on expenses other than investment and advisory fees

Service tax on brokerage and transaction cost

Other expenses

Maximum Total Expense Ratio (TER) permissible under Regulations 52 (6) (c) (i) and (6) (a)

Up to 2.25%

Additional expenses under regulation 52 (6A) (c)^ Up to 0.20%

Additional expenses for gross new infl ows from specifi ed cities# Up to 0.30%

Note: Distribution expenses will not be charged in direct plan and no commission shall be paid from direct plan. The TER of the Direct Plan will be lower to the extent of the above mentioned distribution expenses / commission which is charged in the Regular Plan.

#Expenses charged under this clause shall be utilised for distribution expenses incurred for bringing infl ows from such cities.

Provided further that amount incurred as expense on account of infl ows from such cities shall be credited back to the scheme in case the said infl ows are redeemed within a period of one year from the date of investment.

^The nature of expenses can be any permissible expenses including Investment Management & Advisory Fees. The purpose of the above table is to assist in understanding the various costs and expenses that the Unit Holders in the Scheme will bear directly or indirectly.

The above estimates for recurring expenses for the Scheme are based on the corpus size of INR 1,000 million, and may change to the extent assets are lower or higher.

The AMC may incur actual expenses which may be more or less than those estimated above under any head and / or in total. The AMC will charge the Scheme such actual expenses incurred, subject to the statutory limit prescribed in the SEBI Regulations, as given below.

Maximum Recurring Expenses:

Daily net assets As a % of daily net assets (per annum)

Additional Total Expense Ratio as per SEBI

Regulations 52 (6A) (c) #

Additional Total Expense Ratio as per SEBI

Regulations 52 (6A) (b) #

First R 100 crores 2.25% 0.20% 0.30%

Next R 300 crores 2.00% 0.20% 0.30%

Next R 300 crores 1.75% 0.20% 0.30%

Balance of assets over and above R 700 crores

1.50% 0.20% 0.30%

# In addition to the limits specifi ed in Regulation 52 (6) (c) of SEBI Regulations, the following costs or expenses may be charged to the Scheme under Regulation 52 (6A) of SEBI Regulations:

I. The AMC may charge additional expenses not exceeding 0.20 % of daily net assets of the Scheme incurred towards different heads of fees and expenses.

II. Additional expenses may be charged up to 30 basis points on daily net assets of the Scheme as per Regulation 52 of SEBI Regulations, if the new infl ows from beyond top 15 cities are at least (a) 30% of gross new infl ows in the Scheme or (b) 15% of the average assets under management (year to date) of the Scheme, whichever is higher.

Provided that if infl ows from such cities is less than the higher of (a) or (b) above, such additional expenses on daily net assets of the Scheme shall be charged on proportionate basis.

Provided further that expenses charged under this clause shall be utilized for distribution expenses incurred for bringing infl ows from such cities.

Provided further that amount incurred as expense on account of infl ows from such cities shall be credited back to the Scheme in case the said infl ows are redeemed within a period of one year from the date of investment.

III. Brokerage and transaction cost incurred for the purpose of execution of trade may be capitalized to the extent of 12bps and 5bps for cash market transactions and derivatives transactions respectively. Any payment towards brokerage and transaction cost, over and above the said 12 bps and 5bps for cash market transactions and derivatives transactions respectively may be charged to the scheme within the maximum limit of Total Expense Ratio (TER) as prescribed under regulation 52 of the SEBI (Mutual Funds) Regulations, 1996. Any expenditure in excess of the said prescribed limit (including brokerage and transaction cost, if any) shall be borne by the AMC or by the trustee or sponsors.

In addition to expenses under Regulation 52 (6) and (6A) of SEBI Regulations, AMC may charge service tax on Investment Management and Advisory Fees, expenses other than Investment Management and Advisory Fees and brokerage and transaction cost as below:

a. Service Tax on Investment Management and Advisory Fees: AMC may charge service tax on Investment Management and Advisory Fees of the Scheme in addition to the maximum limit of TER as per the Regulation 52(6) and (6A) of SEBI Regulations

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b. Service Tax on expenses other than Investment Management and Advisory Fees: AMC may charge service tax on expenses other than Investment Management and Advisory Fees of the Scheme, if any within the maximum limit of TER as per the Regulation under 52(6) and (6A) of SEBI Regulations.

c. *Service Tax on brokerage and transaction cost: The service tax on brokerage and transaction costs which are incurred for the purpose of execution of trade, will be within the limit of prescribed under Regulation 52 of SEBI Regulations.

Any expenditure in excess of the SEBI regulatory limits shall be borne by the AMC or by the Trustee or the Sponsor

Recurring expenses (Actual expenses for the month ending May 31, 2016):

Plan Total Recurring expenses as a percentage of Daily / Weekly average net assets

Direct Plan 0.49%~

Regular Plan 1.00%~

~ Excluding Service tax.

Tax treatment for the Investors (Unit Holders)

Investors are advised to refer to the details in the SAI and also independently refer to his tax advisor.

For tax purposes please refer to the SID and SAI for more details.

Daily Net Asset Value (“NAV”) Publication

The Mutual Fund shall declare the NAV of the Scheme on every Business Day on AMFI’s website www.amfi india.com by 9.00 p.m. and also on its own website www.jpmorganmf.com. In case of any delay, the reasons for such delay would be explained to AMFI. If the NAVs are not available before commencement of business hours on the following Business Day due to any reason, the Mutual Fund shall issue a press release providing reasons and explaining when the Mutual Fund would be able to publish the NAVs.

For Investor Grievances please contact

Name and Address of Registrar & Transfer Agent Name and Address of AMC

Computer Age Management Services Pvt. Ltd.Unit : JPMorgan Mutual Fund

Address: 3rd Floor, Rayala Towers, 158, Anna Salai, Chennai - 600 002.

Toll free no. : 1-800-200-5763 (JPMF)E-mail : enq_jpm@camsonline.com

JPMorgan Asset Management India Private LimitedAddress : J.P. Morgan Tower, Off C.S.T. Road, Kalina,

Santacruz - (E), Mumbai 400 098Toll-free No. : 1-800-200-5763 (JPMF) (MTNL/BSNL lines)

Fax : +91 22 6157 4170E-mail : india.investors@jpmorgan.com

Unit Holders Information AMC shall allot Units to the applicants whose application has been accepted and also send confi rmations specifying the number of Units allotted to the applicant by way of email and/or SMS’s to the applicant’s registered email address and/or mobile number as soon as possible but not later than 5 (Five) Business Days from the date of closure of the allotment and/or from the date of receipt of the specifi c request for account statement from the Unit Holders. For ongoing period, Consolidated Account Statement (“CAS”) for each calendar month to the Unit Holder(s) in whose folio(s) Transaction(s) has/have taken place during that calendar month shall be sent on or before 10th of the succeeding calendar month. In case of any specifi c request for account statement received from a Unit Holder, the account statement would be sent to the Unit Holder within 5 (Five) Business Days from the receipt of such request.

For the purpose of sending CAS, common investors across mutual funds shall be identifi ed by their Permanent Account Number (“PAN”).

The CAS shall not be received by the Unit Holders for the folio(s) not updated with PAN details. The Unit Holders are therefore requested to ensure that the folio(s) are updated with their PAN.

The statement of holding of the benefi ciary account holder for Units held in dematerialized form will be sent by the respective Depository Participants periodically.

The AMC shall disclose full portfolio of the Scheme (along with the ISIN) as on the last day of the month, on its website, on or before the 10th (tenth) day of the succeeding month.

The AMC will, before the expiry of one month from the close of each half year (i.e. March 31 and September 30), disclose the unaudited half yearly fi nancial results of the Scheme on the websites of the Mutual Fund and that of AMFI. Advertisement disclosing the hosting of the fi nancial results on the Mutual Fund’s website shall be published in one national English daily newspaper having nationwide circulation and in a local daily newspaper in Mumbai. An annual report of the Scheme will be prepared as at the end of each fi nancial year (March 31) and copies of the report or an abridged summary thereof will be mailed to all Unit Holders as soon as possible but not later than 4 (Four) months from the closure of the relevant fi nancial year.

Investors should note that trading in the Units over the stock exchange will be permitted only in electronic form and Units cannot be traded in physical form. Also, where the investor has furnished the details of their depository accounts in the Application Form, it will be assumed that the investor has opted for allotment in electronic form and the allotment will be made only in electronic form as default.

In the general interest of the Unit Holders of the JPMorgan India Treasury Fund, JPMorgan Mutual Fund India Private Limited, the Trustee Company, has decided to limit the redemptions in the above referred two schemes effective August 28, 2015. Accordingly, the Redemptions in these two schemes will be limited (“gated”) to a percentage limit not exceeding 1% of the total number of Units outstanding on any Business Day as mentioned in the Paragraph III. Units & Offer, Section B. Ongoing Offer Details ‘Restrictions on Redemptions’ of the Scheme Information Document of each scheme and the Trust Deed. Any Units which consequently are not redeemed on a particular Business Day will, subject to the further application of the Trustee Company’s right to limit Redemption, be carried forward for Redemption to the next Business Day. Redemptions so carried forward will be priced on the basis of the Applicable NAV (subject to the prevailing Exit Load) of the Business Day on which Redemption is made.

Investors should note that Redemptions shall include Switches, STPs and SWPs also.

All existing and new non-individual Investors shall provide ‘Ultimate Benefi cial Ownership (UBO) details at the time of creation of new folio / account or while making additional purchase transactions, including switch transactions.

– Investors should mandatorily provide additional KYC information such as Income details, occupation, Net worth etc as mentioned in the application / supplementary KYC, FATCA & CRS – self certifi cation form (individual & Non-individual).

– FATCA information should be provided in the supplementary KYC FATCA & CRS - self certifi cation form (individual & Non-individual) at the time of creation of new folio / account. The Application Form(s) are available at the Investor Service Centers of JPMorgan Asset Management India Private Limited (AMC) and on the AMC website.

12

– For account opened between July 1, 2014 and October 31, 2015 and certain accounts opened till June 30, 2014, the AMC shall reach out to the investors to seek the requisite information / declaration which have to be submitted by investors on or before the date mentioned in the letter. In case the information is not received from the investors on or before such date, the account shall be treated as reportable account.

- For “KYC-On Hold” cases, investors need to submit missing information or update pending KYCrelated information with the Fund / Registrar and Transfer Agent / KYC Registration Agency to enable the Fund / AMC to process valid purchase / additional purchase / switch transactions request in the Schemes of the Fund received on or after the effective date. However, the investors enrolled under Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Sweep Facility etc. registered till October 31, 2015 will continue to be processed. This is applicable for new as well as existing investors.

– Automatic Exchange of Information (“AEOI”) / Common Reporting Standard (“CRS”)The Organization for Economic Co-operation and Development (OECD) has developed the Standard for Automatic Exchange of Financial Account Information in Tax Matters whereby jurisdictions that have entered into bilateral or multilateral AEOI agreements will share information on investors resident in these jurisdictions. The scope and application of information reporting and exchange pursuant to AEOI / CRS may vary depending on each local jurisdiction’s implementation of AEOI / CRS.

– As of 16 December 2015, 77 countries have signed the multilateral agreement including Australia, British Virgin Islands, and Cayman Islands, People’s Republic of China, India, Japan, Korea and United Kingdom.

– A prospective investor should seek advice on the effects with respect to the implementation of the AEOI / CRS from its own tax advisor based on its particular circumstances.

AMC reserves the right to reject the application in case the applicant / investor fails to submit information and / or documentation as mentioned above.

Segregation of Illiquid Asset Notwithstanding anything to the contrary contained in the SID of the Scheme, the following shall apply to all Unit Holders and shall form an integral part of the SID of the Scheme:

To protect the interests of Unit Holders of the Scheme, the Trustee Company and the Asset Management Company have segregated the assets held by the Scheme, comprising of a single security that is no longer investment grade and is currently illiquid in the market (“Segregated Asset”) from the other assets of the Scheme (“Proposed Segregation”) effective from and including September 28, 2015 (“Segregation Effective Date”).

Accordingly, the Trustee Company and the Asset Management Company have segregated the value represented by the Segregated Asset’s weightage in the aggregated net asset value (“Scheme NAV”) of the Scheme calculated as of the Segregation Effective Date from the NAV of the remaining assets of the Scheme. The NAV of the Units in the Scheme has fallen by the value of the Segregated Asset (as of the Segregation Effective Date).

All Unit Holders of the Scheme as of the Record Time in their existing plans would have received proportionate units (“Units – Segregated Asset”) to refl ect their interest in the value of the Segregated Asset calculated as of the Segregation Effective Date. The Units – Segregated Asset represents an interest, and separately identifi es such interest, in the Segregated Asset. The Units - Segregated Asset is of growth option. The total value of all the units held by all of the Unit Holders (i.e. comprising the Units and the Units – Segregated Asset) immediately following the Proposed Segregation remains the same as the Scheme NAV of the Scheme immediately prior to the Proposed Segregation. “Record Time” shall mean the opening of business hours (i.e. 9 a.m. (IST)) on September 28, 2015, being the time at which all Unit Holders whose names are on the Scheme’s register shall be considered for the purposes of determining the Unit Holders who will be entitled to the pro rata share in the Segregated Asset and thus the corresponding Units – Segregated Asset.

The net effect of the Proposed Segregation is that with effect from and following the Segregation Effective Date, for the Unit Holders of the Scheme as at the Record Time, the NAV of the Scheme will comprise of: (a) the NAV of the Scheme excluding the NAV of the Segregated Asset (“New NAV”); and (b) the NAV of the Segregated Asset. Therefore, going forward the Scheme NAV, which is published on a daily basis, shall be displayed in such format to show (a) the New NAV, and (b) the NAV of the Segregated Asset.

After the Record Time, new subscribers who have been allotted units in the Scheme have no right to, or interest in, the Segregated Asset, interest in which is held exclusively by the holders of Units - Segregated Asset. The new subscribers to the Scheme after the Record Time shall only receive units representing the assets of the Scheme excluding the Segregated Asset and the prevailing New NAV shall apply.

The Trustee Company and the Asset Management Company have ensured segregation of bank accounts and securities accounts between the Segregated Asset and the remaining assets of the Scheme. The Proposed Segregation does not create a new scheme or plan by the Trustee Company or the Asset Management Company.

Till such time that the Trustee Company decides otherwise, no further Units – Segregated Asset will be issued (hence no further subscriptions in Units – Segregated Asset can be made). Additionally, till such time that the Trustee Company decides otherwise, no redemption or switch-out of the Units - Segregated Asset is permissible. As and when cash becomes available from realization of the Segregated Asset (either fully or partly), a notifi cation shall be issued by the Asset Management Company and investors can place a redemption/switch-out request for the redemption/switch-out of the Unit – Segregated Asset thereafter as determined by the Trustee Company and the Asset Management Company.

The “Minimum balance to be maintained and consequences of non maintenance” and “Minimum amount for Purchase / Redemption / Switches” requirements set out in Section III. “UNITS AND OFFER”, sub-section C. “Periodic Disclosures” in the SID of the Scheme shall not be applicable to Units – Segregated Asset.

The Trustee Company reserves the absolute right to modify the Proposed Segregation or implementation thereof or otherwise, in the event of liquidity or repayment/ realization of the Segregated Asset.

The Asset Management Company shall not charge any management fee in relation to the Units – Segregated Asset.

The terms and conditions set out above shall be equally applicable to the systematic investment, redemp tion and switch-out plans.

13

Comparison of certain fundamental features between this Scheme and our existing Income / Debt Schemes of JPMorgan Mutual Fund

Name of Existing Scheme

Investment Objective Asset Allocation Pattern

Investment Strategy Differentiation Benchmark Average AUM (in crs.) for

the month of May, 2016

No. of Folios as on May 31, 2016

JPMorgan India Liquid Fund

The investment objective of the scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity through a portfolio of money market and debt securities.

However, there can be no assurance that the investment objective of the Scheme will be realised.

M o n e y m a r k e t instruments (including cash and reverse repo and debt instruments with matur i ty upto 91 days) up to 100%; S e c u r i t i s e d d e b t i n s t r u m e n t s w i t h maturity up to 91 days upto 30%.

The domestic debt markets are maturing rapidly with liquidity emerging in various debt segments through the introduction of new instruments and investors. The objective will be to allocate the assets of the Scheme between various money market and fixed income Securities with the objective of providing liquidity and achieving optimal returns.

An open ended liquid scheme aiming at low risk while providing high level of liquidity. J P M o r g a n I n d i a Liquid Fund holds a portfolio which has a average maturity of not more than 91 days.

CRISIL Liquid Fund Index

296.69 718

JPMorgan India Treasury Fund

The investment objective of the Scheme is to provide Liquidity and optimal returns by investing primarily in a mix of short-term debt and money market instruments which results in a portfolio having marginally higher maturity and moderately higher credit risk as compared to a liquid fund at the same time maintaining balance safety and liquidity.

However, there can be no assurance that the investment objective of the Scheme will be realised.

Money market & debt i n s t r u m e n t s w i t h matur i ty / average matur i ty / interest rate reset not greater than 1 year 70 - 100%; Debt instruments with maturity greater than 1 year but less than 3 years up 0 - 30%.

The domestic debt markets are maturing rapidly with liquidity emerging in various debt segments through the introduction of new instruments and investors. The objective will be to allocate the assets of the Scheme between various money market and fixed income Securities with the objective of providing liquidity and achieving optimal returns.

A n o p e n e n d e d I n c o m e s c h e m e, with a portfolio of marginally higher m a t u r i t y a n d moderately higher credit risk compared to liquid fund

CRISIL Liquid Fund Index

138.57 617

JPMorgan India Active Bond Fund

The investment objective of the Scheme is to generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments.

However, there can be no assurance that the investment objective of the Scheme will be realised.

Money market and Debt instruments with matur i ty / average maturity / interest rate reset not greater than one year 10-100%; Debt instruments including government securities and corporate Debt 0-90%.

The domestic debt markets are maturing rapidly with liquidity emerging in various debt segments through the introduction of new instruments and investors. The objective will be to allocate the assets of the Scheme between various money market and fixed income Securities with the objective of providing liquidity and achieving optimal returns.

A n o p e n e n d e d I n c o m e s c h e m e aiming at generating o p t i m a l r e t u r n s t h r o u g h a c t i v e management of the portfolio.

CRISIL Composite Bond Fund Index

434.34 644

JPMorgan India Short Term Income Fund

The investment objective of the Scheme is to generate income by investing primarily in money market and short term debt instruments.

However, there can be no assurance that income can be generated, regular or otherwise or that the investment objective of the Scheme will be realised.

Money market and Debt instruments including govern-ment securities with maturity / average maturity / residual maturity / interest rate reset not greater than one year 65-100%; Debt instruments with matur i ty / average maturity / residual maturity / interest rate reset greater than one year 0-35%.

The domestic debt markets are maturing rapidly with liquidity emerging in various debt segments through the introduction of new instruments and investors. The objective will be to allocate the assets of the Scheme between various money market and fixed income Securities with the objective of providing liquidity and achieving optimal returns. The portfolio duration will undergo a change according to the expected movement in interest rates. Liquidity conditions and other macro-economic factors affecting interest rates shall be taken into account for varying the portfolio duration. Under normal circumstances, if the interest rates move down, the duration of the portfolio shall be increased and vice versa. The Investment Manager may review the pattern of investments based on views on interest rates and asset liability management needs.

A n o p e n e n d e d I n c o m e s c h e m e investing primarily in money market and short term debt instruments.

CRISIL Short-Term Bond Fund Index

42.48 638

JPMorgan India Banking and PSU Debt Fund

The investment objective of the Scheme is to seek to generate income by investing predominantly in a portfolio of Debt Securities and Money Market Instruments issued by banks and PSUs.

However, there can be no assurance that the investment objective of the Scheme will be realized or that income will be generated.

D e b t s e c u r i t i e s and Money Market Instruments i ssued by banks^ and public sector under takings – 80%-100% & Debt Securities and Money Market Instruments including Treasury Bills,

The objective will be to allocate the assets of the Scheme between various Money Market Instruments and fi xed income Securities issued by banks and PSUs with the objective of providing liquidity and achieving optimal returns.

A n o p e n e n d e d I n c o m e s c h e m e investing primarily in instruments issued by banks and public sector undertaking

CRISIL Short Term Bond Fund Index

473.75 369

14

Name of Existing Scheme

Investment Objective Asset Allocation Pattern

Investment Strategy Differentiation Benchmark Average AUM (in crs.) for

the month of May, 2016

No. of Folios as on May 31, 2016

CBLO, G-Sec, central and State Government Securities, Units of Debt & Liquid Mutual Fund units – 0%-20%

JPMorgan India Government Securities Fund

The investment objective of the Scheme is to generate income through investment in Securities of various maturities issued and/or created by the Central Government and State Governments of India.

However, there can be no assurance that the investment objectives of the Scheme will be realized.

Government of India dated Securities / State G ove r n m e n t d a t e d Securities/Government of India Treasury Bills / Cash Management Bills of Government of India.- 80% - 100%CBLO, cash and cash equivalents and repo / reverse repo in Central Government or State Government Securit ies. Units of Liquid scheme & units of schemes primarily investing in Government S e c u r i t i e s . D e b t derivatives# 0% - 20%.

The investment strategy of the Scheme is to provide income from its investment in a basket of sovereign Securities issued by the Central and/or State Government including treasury bills, across various maturities, through proactive duration management. Income may be generated through the receipt of coupon payments, the amortization of the discount on debt instruments or the purchase and sale of securities in the underlying portfolio.

A n o p e n e n d e d I n c o m e s c h e m e investing primarily i n i n s t r u m e n t s issued by central Government and state Government of India

I-Sec Mi-BEX

844.97 601

JPMorgan India Corporate Debt Opportunities Fund

Corporate bonds and securities

including securitized debt instruments: 80%-100%, Other Debt and Money Market instruments: 0%-20%.

T h e i n v e s t m e n t objective is to generate regular income and o p p o r t u n i t i e s f o r capital appreciation w h i l e m a i n t a i n i n g liquidity through active m a n a g e m e n t o f a diversified por tfolio comprising of corporate bonds and securities across the investment grade credit rating and maturity spectrum.

However, there can be no assurance that the investment objectives of the Scheme will be realized.

The Scheme is an actively managed debt fund wherein the AMC takes an active view of the interest rate movements, liquidity conditions and other macroeconomic factors affecting interest rates.

The Scheme would seek to identify and invest in quality credits that offer an attractive risk-return reward relative to sovereign instruments with the objective to generate accrual income or in yield pickups which offer a better spread for similar credits. Potential capital appreciation opportunities arising out of mispricing of yields relative to fundamentals, potential credit upsides (both short term and long term ratings), sector rotations etc will be explored. The portfolio’s overall duration will be actively monitored depending on the interest rate environment. The Fund Manager will adopt a long duration strategy in falling interest rate scenario and shift towards low duration strategy as the interest rates bottom out/trend upwards. The Fund Manager will structure the portfolio looking into the need to provide liquidity to meet redemptions as and when they arise.

Though every endeavour will be made to achieve the objectives of the Scheme, the AMC / Sponsor / Trustee does not guarantee that the investment objectives of the Scheme will be achieved. No guaranteed returns are being offered under the Scheme.

A n o p e n e n d e d i n c o m e s c h e m e i n v e s t i n g i n corporate bonds and securities across the investment grade credit rating and maturity spectrum

CRISIL Short Term Bond Fund Index

166.69 229

* Please refer Asset Allocation Pattern under each Scheme for more details.

15

INSTRUCTIONS & NOTESAll instructions & notes are subject to SEBI & AMFI guidelines, as amended from time to time.

1. GENERAL(a) The application form should be completed in ENGLISH in BLOCK LETTERS only.

(b) Please read the Key Information Memorandum and the Scheme Information Document containing the terms of offer carefully before investing. In the Scheme Information Document your attention is particularly drawn to the risk factors of investing in the scheme and also the sections “Who cannot invest”, “Important note on anti-money laundering, KYC & investor protection” and “How to apply”.

(c) Please strike out any section that is not applicable. Any cancellation and modifi cation on any of the mandatory information should be countersigned.

(d) Please refer to the checklist at the end of these notes to ensure that the requisite details and documents have been provided in order to avoid unnecessary delays and / or rejection of your application.

(e) The original Power of Attorney or a duly notarised copy of the Power of Attorney shall be required to be submitted where transactions are made under a Power of Attorney.

(f) The following documents are to be submitted by a company, body corporate, eligible institutions, society, trusts, partnership or other eligible non-individual applicants who apply for units in this scheme:

1. Certifi ed copy of resolution or authority to make the application.

2. Certifi ed copy of the Memorandum and Articles of Association and / or bye-laws and / or Trust Deed and / or Partnership Deed and certifi cate of registration or any other document that may be required by the AMC as the case may be.

3. For Trusts / fund, certifi ed true copy of the resolution from the Trustee(s) authorising such transaction.

4. The application should be signed under their offi cial designation.

(g) Investors should ensure to write the word ‘DIRECT’ in the column for ‘Broker Code’ in their applications for purchases / additional purchases / switches in cases where such applications are not routed through any distributor / agent / broker.

(h) Employee Unique Identification Number (EUIN): SEBI has made it compulsory for every employee / relationship manager / sales person of the distributor of mutual fund products to quote the EUIN obtained by him/ her from AMFI in the Application Form. EUIN, particularly in advisory transactions, would assist in addressing any instance of mis-selling even if the employee / relationship manager / sales person later leaves the employment of the distributor. Individual ARN holders including senior citizens distributing mutual fund products are also required to obtain and quote EUIN in the Application Form. Hence, if your investments are routed through a distributor please ensure that the EUIN is correctly fi lled up in the Application Form.

However, if your distributor has not given you any advice pertaining to the investment, the EUIN box may be left blank. In this case, you are required to provide a duly signed declaration to this effect, as given in the Form.

(i) Deduction of Transaction charges for investments through distributors / agents (Not applicable for Direct Plan):

SEBI has allowed Asset Management Companies (AMCs) to deduct transaction charges per subscription of v 10,000/- and above, vide its Circular No.Cir/IMD/DF/13/2011 dated August 22, 2011.

In accordance with said circular, the AMC / Mutual Fund shall deduct the Transaction Charges on purchase / subscription received through the distributor / agent (who have opted to receive the transaction charges) as under:

(i) First Time Mutual Fund Investor (across Mutual Funds): Transaction charge of v 150/- for subscription of v 10,000/- and above will

be deducted from the subscription amount and paid to the distributor / agent of the fi rst time investor and the balance shall be invested.

(ii) Investor other than First Time Mutual Fund Investor: Transaction charge of v 100/- per subscription of v 10,000/- and above

will be deducted from the subscription amount and paid to the distributor / agent of the investor and the balance shall be invested.

However, transaction charges in case of investments through Systematic Investment Plan (SIP) shall be deducted only if the total commitment (i.e. amount per SIP installment x No. of installments) amounts to v 10,000/- or more. The Transaction Charges shall be deducted in 4 installments.

(iii) Transaction charges shall not be deducted for: (a) purchases / subscriptions for an amount less than v 10,000/-;

(b) transaction other than purchases / subscriptions relating to new infl ows such as Switch / STP / SWP etc.

(c) purchases / subscriptions made directly with the Fund (i.e. not through any distributor / agent).

The above provisions shall be effective from November 1, 2011 or such other date as decided by the AMC in accordance with SEBI / AMFI guidelines and applicable on prospective investments only.

All other terms and conditions of the SID and KIM will remain unchanged.

(j) If the Scheme name on the application form and on the payment instrument is different, the application will be processed and units allotted at applicable NAV of the scheme mentioned in the application / transaction slip duly signed by investor(s).

2. APPLICANT INFORMATION(a) Name and address shall be given in full without any abbreviations. Please

provide a copy of the address proof.

(b) The guardian who opens the folio on behalf of the minor should either be a natural guardian (i.e. father or mother) or a court appointed legal guardian. Name of the guardian must be mentioned if the investments are being made on behalf of a minor. Date of birth is mandatory for minors. The minor shall be the fi rst and the sole holder in an account. There shall not be any joint accounts with minor as the fi rst or joint holder. There shall be a freeze on the operation of the account by the guardian on the day the minor attains the age of majority and no transactions shall be permitted till satisfactory documents (as per the procedure listed out in the SID) for effecting change in status are received.

(c) Name of the guardian must be mentioned if the investments are being made on behalf of a minor. Date of birth is mandatory for minors.

(d) Name of the contact person and e-mail and telephone number should be mentioned in case of investments by a company, body corporate, trust, partnership, society, FII and other eligible non-individual applicants. Any change in the status of any authorized signatory should be promptly intimated to the AMC. Incomplete application forms are liable to be rejected.

(e) Systematic Investment Plans (SIPs) upto v 50,000/- exempt from Permanent Account Number (PAN)

In compliance with SEBI letter no. MRD/DoP/PAN/PM/166999/2009, dated June 19, 2009 issued to AMFI and subsequent guidelines issued by AMFI in this regard, effective August 1, 2009, SIPs upto v 50,000/- per year per investor i.e. aggregate of installments in a rolling 12 month period or in a fi nancial year (to be referred as ‘Micro SIP’) shall be exempt from the requirement of PAN as a proof of identifi cation. The exemption shall be applicable to investments by individuals, NRIs, Minor and Sole Proprietary Firm. However, PIOs, HUFs, Partnership Firms, Companies, Societies, Trusts and any other category will not be eligible for such exemption.

Any one of the following photo identifi cation documents can be submitted along with these SIP applications as proof of identifi cation in lieu of PAN:

1. Voter Identity Card 2. Driving License 3. Government / Defense identifi cation card 4. Passport 5. Photo Ration Card 6. Photo Debit Card (Credit card not included because it may not be backed

up by a bank account)

7. Employee ID cards issued by companies registered with Registrar of Companies

8. Photo Identifi cation issued by Bank Managers of Scheduled Commercial Banks / Gazetted Offi cer / Elected Representatives to the Legislative Assembly / Parliament

9. ID card issued to employees of Scheduled Commercial / State / District Co-operative Banks

10. Senior Citizen / Freedom Fighter ID card issued by Government 11. Cards issued by Universities / deemed Universities or institutes under

statutes like ICAI, ICWA, ICSI 12. Permanent Retirement Account No (PRAN) card issued to New Pension

System (NPS) subscribers by CRA (NSDL)

16

13. Any other photo ID card issued by Central Government / State Governments / Municipal authorities / Government organizations like ESIC / EPFO

In addition to the photo identifi cation documents prescribed above, the investor shall be required to provide a copy of the proof of address which is self attested and attested by the ARN holder.

(f) Know Your Customer (KYC): In order to strengthen Know Your Client (“KYC”) norms and identify every participant in the securities market with their respective PAN, thereby ensuring a sound audit trail for all transactions, SEBI has mandated that PAN will be the sole identifi cation number for all participants transacting in the securities market, irrespective of the amount of transaction.

If the investment is being made on behalf of a minor, the KYC of the minor or father or mother or the guardian who represents the minor, should be provided.

Applications received without KYC will be rejected.

For all applications, the applicant or in the case of an application in joint names, each of the applicants should mention his / her PAN allotted under the Act.

An application should be complete in all respects before it is submitted.

Since January 1, 2011, KYC is mandatory for all investors making investment in mutual funds, irrespective of the amount of investment.

SEBI vide its circulars MIRSD/SE/Cir-21/2011 dated October 05, 2011, MIRSD/Cir-23 / 2011 dated December 02, 2011 and MIRSD/Cir-26/2011 dated December 23, 2011 had laid down a uniform KYC compliance procedure for all investors with effect from January 1, 2012. SEBI also issued KYC Registration Agency (“KRA”) Regulations, 2011 and the guidelines in pursuance of the said Regulations for In-Person Verifi cation (“IPV”).

Accordingly, with effect from January 01, 2012, all new investors other than KYC compliant investors as defi ned above are required to follow the new KYC compliance procedure as mentioned in the SID of the respective scheme available on our website, www.jpmorganmf.com

(g) For NRIs / NREs, please provide a copy of the cheque leaf or FIRC certifi cate.

3. BANK ACCOUNT DETAILS(a) As per SEBI guidelines, it is mandatory for the Sole / First applicant to mention

his / her bank account number in the application form. Applications received without the relevant bank account number will be deemed to be incomplete and will be rejected. The AMC and the R&T (the Registrar and Transfer Agent) reserves the right to hold any redemption proceeds in case the requisite details are not submitted. The AMC may ask for a copy of a cancelled cheque to verify these details.

(b) The AMC currently has a direct credit facility with the following banks (mentioned here below in alphabetical order):

ABN AMRO, Axis Bank, Citibank NA, Deutsche Bank, HDFC Bank, HSBC, ICICI Bank, IDBI Bank, Kotak Bank and Standard Chartered.

(c) The AMC will provide direct credit facility with additional banks as may be available from time to time to the investors. Please contact the AMC and R&T for further details. In case you do not wish to receive redemption proceeds by direct credit facility, please tick the appropriate option in the application form.

IFSC code is necessary for electronic payouts.

To add / register multiple bank accounts, please use the ‘Multiple Bank Accounts Registration Form’ available on our website www.jpmorganmf.com.

4. INVESTMENT DETAILS(a) Applicants should indicate the Option (Dividend / Growth) for which the

application is made. In case applicants wish to opt for both the options, separate application forms will have to be completed for each option. If no indication is given for the investment, the default option will be the growth option. Further, if no indication is given for payout or reinvestment under dividend option, the default option will be the dividend reinvestment option.

(b) Investors subscribing under Direct Plan of the Schemes will have to indicate “Direct Plan” against the Scheme name in the application form. Investors should also indicate “Direct” in the ARN column of the application form. However, in case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Existing Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.

Treatment for investors based on the applications received is given in the table below:

Sr. Broker Code mentioned by the investor

Plan mentioned by the investor

Default Plan to be captured

1 Not mentioned Not mentioned Direct Plan

Sr. Broker Code mentioned by the investor

Plan mentioned by the investor

Default Plan to be captured

2 Not mentioned Direct Direct Plan

3 Not mentioned Regular Direct Plan

4 Mentioned Direct Direct Plan

5 Direct Not mentioned Direct Plan

6 Direct Regular Direct Plan

7 Mentioned Regular Regular Plan

8 Mentioned Not mentioned Regular Plan

In cases of wrong / invalid / incomplete ARN codes mentioned on the application form, the application shall be processed under Regular Plan. The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor / distributor. In case, the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction under Direct Plan from the date of application without any exit load.

5. MODE OF PAYMENT(a) Applications can be submitted at the designated collection centres as appended

in the KIM. Applications can be submitted at the Offi cial Points of Acceptance of the AMC / R&T. Only one cheque / DD will be accepted per application form for fresh and additional purchases. The Mutual Fund and its agents / representatives are not obliged to represent dishonoured cheques or inform the investor / investor’s agent about such cheques. For investments made through NRE / NRO account, a cheque along with a photocopy of the cheque and the application form must be submitted to a JPMorgan AMC branch.

(b) Payment can be made by rupee draft purchased abroad, payable at locations where the application is submitted to a JPMorgan AMC branch / collection centre.

(c) Cheque should be drawn in favour of JPMorgan India Corporate Debt Opportunities Fund and crossed ‘A/c. Payee only’.

(I) Safe Mode of Writing Cheque In order to prevent frauds and misuse of payment instruments, the

investors may make the payment instrument (i.e. cheque, demand draft, pay order, etc.) favouring either of the following :

1. “JPMorgan Scheme” 2. “JPMorgan Scheme First Investor Name” 3. “JPMorgan Scheme Permanent Account Number”

(II) Third Party Payments No third party payments shall be accepted in any of the schemes

of JPMorgan Mutual Fund. However, under following exceptional circumstances the third party cheques will be accepted.

a) Payment by Parents / Grand-Parents/related persons on behalf of a minor in consideration of natural love and affection or as gift for a value not exceeding R 50,000/- (each regular purchase or per SIP installment)

b) Payment by Employer on behalf of employee through Payroll deductions.

c) Custodian on behalf of an FII or a client.

d) Payment by AMC to a distributor empanelled with it on account of commission / incentive etc. in the form of the Mutual Fund Units of the Scheme managed by the AMC through lump sum / one-time subscription, subject to compliance with SEBI Regulations and Guidelines issued by AMFI, from time to time. AMC shall exercise extra due diligence in terms of ensuring the authenticity of such arrangements from a fraud prevention and ensure compliance with provisions of Prevention of Money Laundering Act regarding prevention of money laundering, etc.

* ‘Related Person’ means any person investing on behalf of a minor in consideration of natural

Investors submitting their applications in the above mentioned exceptional circumstances are required to provide the following documents without which the applications for subscription of units will be rejected / not processed / refunded:

a) Mandatory KYC for Investor and the person making the payment i.e. third party. Copy of the KYC Acknowledgement letter of both; the investor and the person making the payment, should be attached along with the application form.

b) Declaration from the Investor and the person making the payment. Declaration by the person making the payment should give details of the bank account from which the payment is made and the relationship with the investor.

17

(III) Source of Funds

A) If the payment is made by cheque: An investor at the time of his / her purchase must provide the details of his pay-in bank account (i.e. account from which a subscription payment is made) and his pay-out bank account (i.e. account into which redemption / dividend proceeds are to be paid). The verifi cation of third party cheque will be made on the basis of either matching the paying - in bank account details with the pay-out bank details or by matching the bank account number / name of the fi rst applicant / signature of the fi rst applicant with the name of the account holder / account number / signature on the cheque. If the name is not pre-printed on the cheque or the signature on the cheque does not match, then the fi rst named applicant should submit any one of the following documents:

a) copy of the bank pass book or account statement from the bank having the name, account number and address of the investor. (Investors should also bring the original documents along with the documents mentioned. The copy of such documents will be verifi ed with the original documents to the satisfaction of the AMC/ R&TA. The original documents will be returned across the counter to the investor after due verifi cation.)

b) a letter1 from the bank on its letterhead certifying that the investor maintains an account with them specifying the account number, type of account, branch, the MICR code of the branch & the IFSC code (where applicable).

In case an investor has multiple accounts, investors are requested to register them with the AMC. Pay-in from such registered single or multiple accounts can be treated as 1st party payments. The process to be followed for registration of multiple bank accounts is detailed in the ‘Multiple Bank Accounts Registration Form’.

B) If the payment is made with pre-funded instruments such as Pay Order, Demand Draft, Banker’s cheque, etc. (by debiting a bank account), a Certifi cate1 (in original) from the Issuing banker must accompany the purchase application, stating the Account holder’s name and the Account number which has been debited for issue of such instrument.

C) The AMC / R&TA will not accept any purchase applications from investors if accompanied by a pre-funded instrument issued by a bank against cash for investments of R 50,000 or more. In case the application is accompanied by the pre-funded instrument issued by bank against cash for less than R 50,000 then the investor is required to submit a Certifi cate1 (in original) obtained from the bank giving name, address and PAN (if available) of the person who has requested for the payment instrument.

1 The said letter / Certifi cate should be duly certifi ed by the bank manager with his / her full signature, name, bank seal and contact number. The AMC / Mutual Fund / R&TA will check that the name mentioned in the Certifi cate matches with the fi rst named investor.

D) If payment is made by RTGS, NEFT, ECS, bank transfer, etc., a copy of the instruction to the bank stating the account number debited must accompany the purchase application.

E) Investors transacting through (i) MFSS / BSE StAR MF Platform under the electronic order collection system for schemes which are unlisted and (ii) Stock Exchange(s) for the listed schemes; will have to comply with norms / rules as prescribed by Stock Exchange(s).

The above broadly covers the various modes of payment for mutual fund subscriptions. The above list is not a complete list and is only indicative in nature and not exhaustive. Any other method of payment, as introduced by the Mutual Fund, will also be covered under these provisions.

6. FAX INSTRUCTIONS*Initial Purchases, Additional Purchases and Redemptions may be communicated through facsimile.

In connection with the agreement by the AMC / Mutual Fund / Registrar to accept from the Unit Holder / Investor, from time to time instructions by facsimile (Facsimile Instructions), the Unit Holder / Investor confi rms that:

1. He / she acknowledges that Facsimile Instructions are not a secure means of communication, and is aware of the risk involved, and that the request to the AMC / Mutual Fund / Registrar to accept such Facsimile Instructions is for the Unit Holder’s / Investor’s convenience.

2. The AMC / Mutual Fund / Registrar is authorised to act on any Facsimile Instruction which the AMC / Mutual Fund / Registrar in its sole discretion believes is transmitted from the Unit Holder / Investor and, provided that the AMC exercises due care in carrying out its internal verifi cation procedures, the

AMC / Mutual Fund / Registrar shall not be liable for acting in good faith on such Facsimile Instructions which are transmitted from unauthorised persons.

3. Any transaction entered into by the AMC/ Mutual Fund / Registrar pursuant to a Facsimile Instruction in good faith and in the absence of gross negligence, default or fraud shall be binding upon the Unit Holder / Investor whether made with or without his / her authority, knowledge or consent.

4. The Unit Holder / Investor agrees that security procedures adopted by the AMC / Mutual Fund / Registrar may include signature verifi cation, telephone callbacks or a combination of the same. Callbacks may be recorded by tape recording device and the Unit Holder / Investor consents to such recording and agrees to co-operate with the AMC / Mutual Fund / Registrar to enable confi rmation of such Facsimile Instruction requests. The Unit Holder / Investor further accept that the Facsimile Instruction shall not be considered until time stamped appropriately as a valid transaction request in the Scheme in line with the SEBI Regulations. In case of Initial Purchases, the transaction shall be processed and units allotted on the basis of the time stamped Facsimile Instruction, provided all requisite physical / original documents (subject to the same being in order) are submitted to the AMC / Mutual Fund / Registrar by 2.30 pm on the same day in case of JPMorgan India Liquid Fund and 5.30 pm on the same day in case of JPMorgan India Treasury Fund, JPMorgan India Active Bond Fund and JPMorgan India Short Term Income Fund. It shall be the sole obligation of the Investor to ensure that the requisite physical / original documents (subject to the same being in order) are submitted to the AMC / Mutual Fund / Registrar by 2.30/5.30 pm (as mentioned above) on the same day, failing which the application / transaction will be rejected. The AMC / Mutual Fund reserves the right to reject the application in case the original varies from the Facsimile Instruction received.

5. The AMC / Mutual Fund / Registrar shall not be liable and the Unit Holder / Investor shall indemnify the AMC / Mutual Fund / Registrar and hold the AMC / Mutual Fund / Registrar harmless against any legal action, procedure, claim, loss, damages or costs which may be brought against the AMC / Mutual Fund / Registrar or suffered or incurred by the AMC / Mutual Fund / Registrar and which shall have arisen either directly or indirectly out of or in connection with the AMC / Mutual Fund / Registrar accepting Facsimile Instructions and acting thereon, whether or not such Facsimile Instructions are confi rmed in writing by the Unit Holder / Investor and whether or not such Facsimile Instructions in fact originate from the Unit Holder / Investor.

*Initial Purchases, through Facsimile Instructions will be accepted only in the JPMorgan India Liquid Fund, JPMorgan India Treasury Fund, JPMorgan India Active Bond Fund and the JPMorgan India Short Term Income Fund.

7. DEMAT ACCOUNT DETAILS (Required)

a) The investor can opt to subscribe units in demat form. Investors applying as Joint holders, need to provide Demat details of their Joint Demat Account.

b) Demat option for SIP shall not be available.

The option to hold units in demat form can be exercised at the time of subscription to the units or at a later date by converting the units in demat form.

In case, the Unit holder desires to hold the Units in a Dematerialized / Rematerialized form at a later date, the request for conversion of units held in non-demat form into Demat (electronic) form or viceversa should be submitted alongwith a Demat / Remat Request Form to their Depository Participants.

8. COMMUNICATIONAMCs shall allot Units to the applicants whose application has been accepted and also send confi rmations specifying the number of Units allotted to the applicant by way of email and / or SMS’s to the applicant’s registered email address and/or mobile number as soon as possible but not later than 5 (fi ve) Business Days from the date of closure of the allotment and/or from the date of receipt of the specifi c request for account statement from the Unit Holders. For ongoing period, Common Account Statement (CAS) for each calendar month to the Unit Holder(s) in whose folio(s) transaction(s) has / have taken place during that calendar month shall be sent on or before 10th of the succeeding calendar month. CAS, Account Statement, Annual Reports or other information etc. may be sent to unit holders by e-mail to the Unit holders whose e-mail address is available, unless a specifi c request is made to receive the same in physical. The AMC / Mutual Fund / Registrars & Transfer Agents are not responsible for the e-mail not reaching the investor and for all consequences thereof. The investor shall from time to time intimate the Fund / its transfer agents about any changes in the e-mail address. In case of a large document, a suitable link would be provided and investors can download, save and print these documents. For the purpose of sending CAS, common investors across mutual funds shall be identifi ed by their PAN. The CAS shall not be received by the Unit Holders for the folio(s) not updated with PAN details. The Unit Holders are therefore requested to ensure that the folio(s) are updated with their PAN. Further, the CAS detailing holdings across all schemes of all mutual funds at the end of every 6 (six) calendar months (i.e. September / March), shall be sent by mail / e-mail on or before the 10th day of succeeding calendar month, to all such

18

Unit Holders in whose folios no transaction has taken place during that period. The half yearly CAS will be sent by e-mail to the Unit Holders whose e-mail address is available, unless a specifi c request is made to receive the same in physical form.

All communications shall be done in accordance with SEBI & AMFI guidelines.

9. NOMINATION DETAILSNomination rules are subject to SEBI Regulations / applicable laws. Applicants applying for Units singly / jointly can make a nomination at the time of initial investment or during subsequent investments.

Nomination shall be maintained at the folio level and shall be applicable for investments in all schemes in the folio. The nomination can be made only by individuals applying for / holding units on their own behalf singly or jointly. Nomination shall be mandatory for new folios opened by individuals especially with sole holding. Non-individuals including a society, trust, body corporate, partnership fi rm, Karta of Hindu Undivided Family, holder of Power of Attorney cannot nominate. If the units are held jointly, all joint holders will have to sign the nomination form. A minor can be nominated and in that event, the name and address of the guardian of the minor nominee shall be provided by the unit holder. However, nomination will not be allowed in a folio held on behalf of a minor. Nomination can also be made in favour of the Central Government, State Government, a local authority, any person designated by virtue of his offi ce or a religious or charitable trust. The Nominee shall not be a trust (other than a religious or charitable trust), society, body corporate, partnership fi rm, Karta of Hindu Undivided Family or a Power of Attorney holder. A Non-Resident Indian can be a Nominee subject to the exchange control regulations in force from time to time. However, nomination cannot be made in favour of NRI or PIO residents of the United States of America and Canada. Nomination in respect of the units stands rescinded upon the redemption / transfer / transmission of units. Transmission of units in favour of a Nominee shall be a valid discharge by the asset management company against the legal heir. The cancellation of nomination can be made only by those individuals who hold units on their own behalf singly or jointly and who

made the original nomination. On cancellation of the nomination, the nomination shall stand rescinded and the AMC / Mutual Fund / Trustees shall not be under any obligation to transmit the units in favour of the Nominee. Every new nomination for a folio will overwrite the existing nomination.

For multiple nominees, please fi ll up multiple forms. The nomination form is available on our website : www.jpmorganmf.com

10. DECLARATION AND SIGNATURE(a) All the applicants must sign in original on the application form. Signatures

should be in English or in any Indian language. Thumb impressions should be from the left hand for males and the right hand for females and in all cases be attested by a Magistrate, Notary Public or Special Executive Magistrate. In case of an HUF (Hindu Undivided Family), the Karta will sign on behalf of the HUF.

(b) The original Power of Attorney or a duly notarized copy of the Power of Attorney shall be required to be submitted where applications are made under a Power of Attorney.

11. Under the SIP, for each month / quarter, the investor must submit post-dated cheques or ECS mandate. There should be a gap of one month / quarter between two cheques.

12. In case of weekly dividend reinvestment option, record date for the declaration of dividend shall be every Tuesday, in case of fortnightly dividend reinvestment option the record date shall be 14th and 28th of each month and in case of monthly dividend reinvestment option, the record date shall be 25th of each month. In case these record dates falls on a non-Business Day, the record date shall be taken to be the next Business Day. There is no assurance or guarantee to Unitholders as to the rate of dividend distribution nor that the dividends will be regularly declared, though it is the intention of the Mutual Fund to make regular dividend distribution under the Dividend Option.

CHECKLISTPlease ensure that:� Name, address, contact details are mentioned and the signature of ALL applicants is available in the application form.

� Bank account details are fi lled in completely and correctly (mandatory) including IFSC code.

� Your preferred plan / option is mentioned / selected and the investment is not less than the minimum investment amount.

� The Permanent Account Number (PAN) for all applicants is mentioned and necessary documents are enclosed, else your application will be rejected.

� NRIs need to provide their overseas address (mandatory).

� Cheques / DDs are drawn in favour of ‘JPMorgan India Corporate Debt Opportunities Fund’, dated and duly signed.

� Application form number / folio number and applicant’s name is mentioned on the reverse of each cheque / DD.

� Documents as listed below are submitted along with the application (as applicable to your specifi c case) in original / true copies certifi ed by a Director / Trustee / Company Secretary / Authorised Signatory.

� For documents regarding mariners and PIOs or any queries please contact the AMC or ISC.

� Investors need not provide any of the below mentioned documents, except PAN, Resolution / authorisation to invest, List of authorised signatories with specimen signature(s), Notarised Power of Attorney, FIRC in case payment is made by DD from NRE / FCNR or where applicable if he / she / it provides the KYC Compliance proof.

Documents Individual Companies Societies Partnership Investments through PoA Trusts NRI FIIs

Resolution / authorisation to invest � � � � �

List of authorised signatories with specimen signature(s) � � � � �

Memorandum & Articles of Association �

Trust deed �

Bye-laws �

Partnership deed �

Notarised Power of Attorney �

For all applications

KYC proof � � � � � � � �

Proof of address � � � � � � � �

Proof of identity �

FIRC in case payment is made by DD from NRE / FCNR or where applicable

� �

Application no.

AFJPMorgan India Corporate Debt Opportunities FundAPPLICATION FORM (Please read Product labeling details available on cover page before fi lling this Form.) (Please refer to instructions carefully before fi lling out this form)

1. DISTRIBUTOR INFORMATION (Please read the instructions before investing)

Broker Name & ARN code Sub-broker ARN code Sub-broker code Employee Unique Identifi cation No.

For o

ffi ce

use

Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investor’s assessment of various factors including the service rendered by the distributor.Declaration for “execution only” transaction (only where EUIN box is left blank) (Refer instruction 1(h) on page 15I / We hereby confi rm that the EUIN box has been intentionally left blank by me / us as this transaction is executed without any interaction or advice by the employee / relationship manager / sales person of the above distributor / sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee / relationship manager / sales person of the distributor / sub broker.

Sole / First applicant Second applicant Third applicant Third party cheque issuer

2. INFORMATION OF EXISTING UNIT HOLDER (For existing investor. Unless details in sections 3 - 4 have changed, please go directly to section 5. Note that applicant details and mode of holding will be as per existing folio number)

Folio no. Employee SID(for employees of J.P. Morgan only)

3. APPLICANT INFORMATIONStatus [Please �] : Resident Individual Resident Minor (through Guardian) HUF Non-Resident (Repatriable) Non-Resident (Non-Repatriable) Non-Resident – Minor (Repatriable) Non-Resident – Minor (Non-Repatriable) FII FPI Sole-Proprietor Private Limited Company Public Limited Company Body Corporate

Partnership Firm Trust Fund of Fund Gratuity Fund NPS Trust Pension and Retirement Fund FIIs AOP Bank Government Body NGO BOI Society LLP PIO Non Profi t Organisation Global Development Network Others [Specify] Foreign Nationals [Specify category]

TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS ONLY [Please refer instruction 1(l) on page 15 and (�) any one] I confi rm that I am a First time Investor accross Mutual Funds I confi rm that I am an Existing investor in Mutual Funds

(R 150 deductible as Transaction Charge and payable to the Distributor). (R 100 deductible as Transaction Charge and payable to the Distributor).In case the purchase / subscription amount is R 10,000 or more and your Distributor has opted to receive Transaction Charges, the same are deductible as applicable from the investment amount and payable to the Distributor. Units will be issued against the balance amount invested.

Name of fi rst applicant Date of Birth*Mr. Ms. M/s. D D M M Y Y Y Y

Name of guardian (in case of minor) Relationship: Father Mother Legal Guardian *In case where PAN / PEKRN is not provided, providing date of birth is mandatory or else the application is liable to be rejected.

Mr. Ms.

Name of Contact person (In case of institutional investors)

Mr. Ms.

Designation of the contact person

Name of second applicant

Mr. Ms.

Name of third applicant

Mr. Ms.

Address of sole / fi rst applicant (Please provide full address) (In case of NRIs/FIIs please provide overseas address - Mandatory P.O. box no. may not be suffi cient)

City Pin

State Country

Overseas address (Please provide full address. P.O. box no. may not be suffi cient) (Mandatory for NRIs / FIIs / PIO)

City Pincode Country

Communication

Tel. (R) / Mobile no. Tel. (O) Fax no.

E-mail R E Q U I R E DI/We would like to receive the following documents through post instead of e-mail (Kindly �)

Account statement Newsletter Quarterly review & annual report Other statutory informationMode of holding [Please tick (�)]

Single Joint Anyone or survivor (default)

Permanent Account Number (PAN) / PAN Exempt KYC Reference Number (PEKRN) [Mandatory]First applicant KYC compliant Guardian KYC compliantM A N D A T O R Y M A N D A T O R YSecond applicant KYC compliant Third applicant KYC compliantM A N D A T O R Y M A N D A T O R Y

4. BANK ACCOUNT DETAILS (Mandatory. The application will be rejected if this section is left blank. Please provide the details of the sole / fi rst applicant). (Refer instruction no. 3)Bank particulars (Name of the bank) Branch

Branch addressCity

Account number Account type Current Savings NRO NRE FCNR

RTGS or NEFT - IFSC code 9 digit MICR codeR E Q U I R E DDirect credit facility (please refer to the list of banks that offer direct credit facility on page 16). However, if you wish to receive a cheque payout, please tick here (�) Electronic Clearing Services (ECS) facility is available for receiving dividends. If you wish to avail of this facility, please tick here (�)

�

�

ACKNOWLEDGEMENT SLIP (To be fi lled in by the investor) Application no.Received from: Mr. / Ms.

Application for units of : JPMorgan India Corporate Debt Opportunities Fund Plan

Option (please �) : Growth Dividend reinvestment Dividend payout Daily* Weekly* Fortnightly* Monthly* Annual Dividend* * as applicableCheque / D.D. no. for R dated

Drawn on bank_

AF

Offi ce Signature, stamp & date

5. INVESTMENT DETAILS (Refer instruction no. 4)

Scheme name : JPMorgan Plan

Option (Please �) Dividend Growth

Dividend reinvestment (default) Dividend payout Daily* Weekly* Fortnightly* Monthly* Annual Dividend* *as applicable

6. PAYMENT DETAILS (Refer instruction no. 5)

6A. INITIAL INVESTMENT (Please note that investors have to fi ll out separate common application forms for Initial and SIP investments)Cheque / DD no. Drawn on bank/

Branch nameCheque / DD date D D M M Y Y Y YAmount of cheque / DD in fi gures (R) (i) Account type (Please �) Savings Current NRE NRO FCNR DD charges, if any, in fi gures (R) (ii) Relationship with benefi ciary

(Third party payment)Total amount in fi gures (R) (i) + (ii)

Rupees in words

6B. SYSTEMATIC INVESTMENT PLAN (SIP) (Refer terms and conditions on page 34 and instructions for SIP on page 36) Please � for MICRO SIPFrequency (Please � any one only) Enrolment period Dates 1st (default) 10th 15th 25th All dates (for ECS facility only)

Monthly SIP (default) Quarterly SIP Start Date No. of instalments (default as per SID)M M Y YPayment mechanism (Please � any one only) 1. Cheques (Please provide the details below) 2. ECS debit facility (Please complete the application form for ECS debit facility)First SIP transaction via Cheque no. Cheque dated Amount (R) D D M M Y Y Y YInstalment amount (R) No. of instalments Total Amount (R)

Subsequent instalment From From From

cheque nos. To To To

Cheques drawn on Name of bank Branch

7. DEMAT ACCOUNT DETAILS OF FIRST / JOINT APPLICANT(S) (Refer Instruction 7) Depository Participant (DP) ID Benefi ciary Account Number Depository Participant (DP) ID & Benefi ciary Account Number

NSDL OR CDSL Please note that : 1. If demat details provided are not valid, allotment will be done in physical / statement of account mode. 2. In case of valid demat account details provided, the bank account details, joint holding details, mode of holding (joint / anyone or survivor) in case of joint holdings, address details and nominee details as per the demat account shall prevail over the corresponding details provided on the application form.

8. NOMINATION* DETAILS (Nominations will not be permitted in case of folios held on behalf of a minor)I/ We hereby nominate the undermentioned nominee to receive the amounts to my / our credit in the event of my / our death. I / We also understand that all payments and settlements made to such nominee and signature of the nominee acknowledging receipt thereof, shall be a valid discharge by the AMC / Mutual Fund / Trustees. Tick here if you do not wish to nominate ^Name of the nominee Date of birth (if nominee is minor)

Mr. Ms. M/s. D D M M Y Y Y Y

Address of nominee (Please provide full address)

Pin code

Name of the guardian (If nominee is minor) Relationship with nominee

Address of guardian Signature of guardian (mandatory) / nominee (optional)

Pin code

* For multiple nominations please ensure that the same details given in this nomination section are sent in on a separate sheet of paper, with all the investors’ signatures.^ Please note that if you do not tick the box nor furnish any nomination details, it is deemed to be assumed that you do not wish to nominate anyone.

10. DECLARATION AND SIGNATURESApplicable to NRI / FII / PIO: I am / We are not U.S. or Canadian person(s) or resident(s) in or citizen(s) of the United States of America or Canada. I / We confi rm that I am / We are Non-Resident(s) of Indian nationality / origin and that I / We have remitted funds from abroad through approved banking channels or from funds in my / our NRE / FCNR account. I / We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my / our NRE / FCNR account. In case of non residents (please tick as appropriate): 1. Residential Status: Resident (including not ordinarily resident) Non-resident. 2. The units issued to me / us will be held as investment business asset#.Corporate applicants only: A corporation should affi x its company stamp or seal, if any. I am / We are duly authorised to execute and deliver this Master Account Agreement. The corporation is not organised or formed by U.S. Persons, residents in or citizens of the United States of America principally for the purposes of investing in securities not registered under the Securities Act of 1933 of the United States of America.I / We have read, understood and agree to the contents of the Key Information Memorandum (including the ‘General section’), Statement of Additional Information and the Scheme Information Document of the above Scheme(s) of JPMorgan Mutual Fund including the sections on “Who cannot invest”, “Note on Anti Money Laundering, Know-Your-Customer and Investor Protection”, “How to Apply?”, “Fax Instructions” and any indemnities provided therein.I / We shall make our own independent decisions whether to subscribe for Units acting upon our own judgment and such independent advice as I / We consider appropriate. I / We hereby apply for allotment / purchase of Units in the Scheme(s) and agree to abide by the terms and conditions applicable thereto. I / We hereby declare that I / We am / are a “person resident in India” for the purposes of the Foreign Exchange Management Act, 1999 and I / We am / are authorised to make this investment and that the amount invested in the Scheme is through legitimate sources only and does not involve and is not designed for the purpose of any contravention or evasion of any act, rules, regulations, notifi cations or directions issued by any regulatory authority in India. I / We hereby authorise JPMorgan Mutual Fund, its Investment Manager and / or its agents to disclose details of my investment to my bank(s) / JPMorgan Mutual Fund’s bank(s) and / or any relevant distributor / broker / investment advisor, as appropriate. I / We have neither received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. I / We declare that the information given in this application form is correct, complete and truly stated.I / We hereby consent to and authorize JPMorgan Mutual Fund, its Investment Manager (or any of its delegates or service providers) to collect, process, store and transfer as necessary my / our personal information or sensitive personal data or information and to use all such information, including without limitation personal information / sensitive personal data or information provided by me/us, for: (a) processing, maintaining, administering, verifying my / our account or investment; (b) meeting any regulatory disclosure requirements; or (c) extending and offering ancillary, incidental and additional services and support and I / We hereby consent to the sharing with and disclosure of the same to JPMorgan Mutual Fund’s or its Investment Manager’s associates/group companies/affi liates/agents, for the purpose of offering any ancillary or incidental services and products.I / We shall immediately notify JPMorgan Mutual Fund and / or its Investment Manager of any change in the particulars provided by me / us in this application form.I / We further acknowledge and accept that all my / our dealings will be subject to applicable laws and regulations, including without limitation, those relating to market timing, anti-money laundering, counter terrorism fi nancing, as well as the internal procedures of JPMorgan Mutual Fund (JPMF) and / or its Investment Manager JPMorgan Asset Management India Private Limited (JPMAMIPL) and its affi liates, and that the process of subscription and / or redemption instructions including payment and transfer of moneys may be delayed and / or declined due to requirements of these laws regulations and / or procedures and policies. I / We agree and accept that in these circumstances, JPMF and / or JPMAMIPL may take such further action as it, in its absolute discretion, may deem appropriate or necessary (including without limitation freezing my / our folios, rejecting any application(s) / allotment of Units, delaying or withholding processing / payout of redemption proceeds and / or effect forced redemption of Units). JPMF and / or JPMAMIPL shall have no liability or responsibility to the applicant or any other person for any losses, damages or any other claims whatsoever in relation to the delay or rejection of instructions in these circumstances.I / We agree to provide such information and documentation from time to time as JPMF and / or JPMAMIPL may request for purposes of its compliance with anti-money laundering, counter terrorism fi nancing, know-your-client and other legal and regulatory requirements applicable to JPMF and / or JPMAMIPL or its affi liates. I / We represent and warrant to JPMF and / or JPMAMIPL that: (a) no application moneys paid or transferred to JPMF and / or JPMAMIPL are or may be proceeds from, and it has not and will not use its Folio in furtherance of, any criminal activity or conduct (including but not limited to tax crimes such as intentional and fraudulent tax evasion); and (b) it has never committed or been investigated for or convicted of any tax crime whether in India or elsewhere. I / We agree that I / We shall be deemed to repeat the above representations and warranties at each time when I / We transact via my / our Folio . The above would deem to apply for transactions carried out by Guardian or POA Holder in case of transactions submitted on behalf of Individual Investors and by Authorized Signatories in case of transactions submitted for Non-Individual Investors.The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.I do not have any existing Micro SIPs which together with the current application will result in aggregate investments exceeding R 50,000 in a year. I hereby declare that in case of third party payments, the payments are covered under one of the following- Payment by Parents/Grand-Parents/related persons on behalf of a minor in consideration of natural love and affection or as gift for a value not exceeding R 50,000/- (each regular purchase or per SIP installment) or Payment by Employer on behalf of employee through Payroll deductions or Custodian on behalf of an FII or a client.(These signatures will be matched against the signatures in the repurchase or other transactions and in case of improper match or difference in the signatures, investors will be requested to get their signature verifi ed by their banks.)

Date

SIGNATURE(S)

Sole / First applicant Second applicant Third applicant Third party cheque issuer# Please refer to Chapter III of the Scheme Information Document. Signature of all applicants is necessary in case a nominee has been mentioned in Section 8 above.

9. DOCUMENTS ENCLOSED (Please �) APPLICATIONS ENCLOSED (Please �) Total No. of enclosures

Corporate Documents Yes NoASL Yes NoBR Yes No

Systematic Investment Plan (SIP) Cheques Systematic Transfer Plan (STP) ECS Debit Facility Systematic Withdrawal Plan (SWP)

No. to befi lled byapplicant

For offi ceuse

JPMorgan Mutual Fund Note: All future communications in connection with this application should be addressed to the nearest JPMorgan Customer Service Centre, quoting full name of the fi rst applicant, the application serial number, the name of the Scheme, the amount invested, date and the place of the Customer Service Centre where the application was lodged.Asset Management Company : JPMorgan Asset Management India Private Limited J. P. Morgan Tower, Off C.S.T. Road, Kalina, Santacruz (East), Mumbai - 400 098. Tel.: 022 - 6157 3000 Fax : 022 - 6157 4170

E-mail: india.investors@jpmorgan.com Toll free no.: 1-800-200-5763 (JPMF)Registrar & Transfer Agent : Computer Age Management Services Private Limited, Unit: JPMorgan Mutual Fund, 3rd Floor, Rayala Towers, 158, Anna Salai, Chennai - 600 002. E-mail: enq_jpm@camsonline.com

SUPPLEMENTARY KNOW YOUR CLIENT (KYC), FATCA & CRS -SELF CERTIFICATION FORM FOR INDIVIDUALS (EACH APPLICANT)

A. FATCA & CRS INFORMATION (SELF CERTIFICATION)

PAN Folio

Name

Type of Address given at KRA Residential Business Residential / Business Registered Offi ce

Nationality Gender Date of Birth D D M M Y Y Y Y

Place of Birth Country of Birth

Father’s Name

Spouse’s Name

Documents required(PEKRA Investor)

Passport Election ID Card Govt. ID Card Driving License UIDAI Card NREGA Card Others (Please specify)

Identifi cation No. of the Document provided

Is the applicant’s Country of Birth / Citizenship / Nationality / Tax Residency other than India? Yes No

If yes, please indicate all countries in which you are resident for tax purposes and the associated Tax ID Numbers below:

S. No. Country of Tax Residency# Tax Payer Identifi cation Number^ Identifi cation Type [TIN or Other, please specify]

1.

2.

3.

# to include all countries other than India, where investor is Citizen / Resident / Green Card Holder / Tax Resident in those respective countries especially of USA.

^ In case Tax Identifi cation Number is not available, kindly provide its functional equivalent ~.

B. ADDITIONAL KYC INFORMATION

Occupation Details [Please tick (�)]

Service Private Sector Public Sector Government Service Student Professional

Housewife Business Retired Agriculture Proprietorship Mariner

Others (Please specify)

Gross Annual Income (Rs.) [Please tick (�)]

Below 1 Lac 1 - 5 Lacs 5 - 10 Lacs 10 - 25 Lacs >25 Lacs - 1 Crore >1 Crore

Politically Exposed Person (PEP) Status I am PEP I am Related to PEP Not Applicable

C. DECLARATION

I / We acknowledge and confi rm that the information provided above is true and correct to the best of my / our knowledge and belief. In case any of the above specifi ed information is found to be false or untrue or misleading or misrepresenting, I / We aware that I / we may liable for it. I / We hereby authorize you [Fund / AMC / RTA other participating entities] to disclose, share, remit in any form, mode or manner, all / any of the information provided by me / us, including all changes, updates to such information as and when provided by me / us to Mutual Fund, its Sponsor, Asset Management Company, Trustees, their employees / RTAs (‘the Authorized Parties’) or any Indian or Foreign governmental or Statutory or Judicial authorities / agencies including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax / revenue authorities in India or outside India wherever it is legally required and other investigation agencies without any obligation of advising me / us of the same. Further, I / we authorize to share the given information to other SEBI Registered Intermediaries / any regulated intermediaries registered with SEBI / RBI / RDA / PFRDA to facilitate single submission / updation & for other relevant purposes. I / We also undertake to keep you informed in writing about any changes / modifi cation to the above information in future and also undertake to provide any other additional information as may be required at your / Funds end. As may be required by domestic or overseas regulators / tax authorities, I / we authorize Fund / AMC / RTA to withhold and pay out any sums from your account or close or suspend your account(s) without any obligation of advising me of the same.

Place :

Applicant / Guardian’s SignatureDate : D D M M Y Y Y Y

(Please seek appropriate advice from your professional tax advisor on your tax residency and related FATCA & CRS guidance)

DETAILS UNDER FATCA & CRS

The Central Board of Direct Taxes has notifi ed Rules 114F to 114H, as part of the Income Tax Rules, 1962, which require Indian fi nancial institutions to seek additional personal, tax and benefi cial owner information and certain certifi cations and documentation from all our unit holders. In relevant cases, information will have to be reported to tax authorities / appointed agencies. Towards compliance, we may also be required to provide information to any institutions such as withholding agents for the purpose of ensuring appropriate withholding from the folio(s) or any proceeds in relation thereto.

Should there be any change in any information provided by you, please ensure you advise us promptly, i.e., within 14 days.

Please note that you may receive more than one request for information if you have multiple relationships with us or our group entities. Therefore, it is important that you respond to our request, even if you believe you have already supplied any previously requested information.

If you have any question about your tax residency, please contact your Tax Advisor. If you are a US citizen or resident or green card holder, please include United States in the Country of Tax Residency Information fi eld along with your US Tax Payer Identifi cation Number.

~ It is mandatory to supply a TIN or functional equivalent if the country in which you are tax resident issues such identifi ers. If no TIN is yet available or has not yet been issued, please provide an explanation and attach this to the form.

A. FATCA & CRS INFORMATION (SELF CERTIFICATION)

PAN Folio

Name of the Entity

Date of Incorporation D D M M Y Y Y Y

Type of Address given at KRA Residential Business Residential / Business Registered Offi ce

Place of Incorporation Country of Incorporation

Is the Entity’s Country of Tax Residency other than India? Yes No

If yes, please indicate all countries in which you are resident for tax purposes and the associated Tax ID Numbers below.

S. No. Country of Tax Residency# Tax Payer Identifi cation Number^ Identifi cation Type [TIN or Other, please specify]

1.

2.

3.

# to include all countries other than India, where investor is Tax Resident in those respective countries especially of USA.^ In case Tax Identifi cation Number is not available, kindly provide its functional equivalent and Global Intermediary Identifi cation Number (GIIN).

In case the Entity’s Country of Incorporation / Tax residence is US but the Entity is not a Specified US Person, mention Entity’s exemption

Code here

B. ADDITIONAL KYC INFORMATION

Gross Annual Income (Rs.) [Please tick (�)]

Below 1 Lac 1 - 5 Lacs 5 - 10 Lacs 10 - 25 Lacs >25 Lacs - 1 Crore >1 Crore

OR

Net-worth (Mandatory) Rs. as on D D M M Y Y Y Y (Not older than 1 year)

Is the entity involved in any of the following services?

Foreign Exchange / Money Changer Services Gaming / Gambling / Lottery / Casino Services Money Laundering / Pawning None of the above

C. [TO BE FILLED BY FINANCIAL INSTITUTIONS OR DIRECT REPORTING NFFES]

We are a

Financial Institution / FFI [refer instructions a.]

Direct Reporting NFFE [refer instructions b.]

GIIN (Global Intermediary Identifi cation Number):

Note: If you do not have a GIIN but you are sponsored by another entity, please provide your sponsor’s GIIN above and indi-cate your sponsor’s name below

Name of the sponsoring Entity

GIIN not available [tick (�) any one]:

Applied For

Not required to apply for – specify sub-category code [refer instructions c.]

Not obtained - Non-participating FFI

(Please seek appropriate advice from your professional tax advisor on your tax residency and related FATCA & CRS guidance)

SUPPLEMENTARY KNOW YOUR CLIENT (KYC), FATCA & CRS -SELF CERTIFICATION FORM FOR ENTITY (NON-INDIVIDUALS)

DETAILS UNDER FATCA & CRS

The Central Board of Direct Taxes has notifi ed Rules 114F to 114H, as part of the Income Tax Rules, 1962, which require Indian fi nancial institutions to seek additional personal, tax and benefi cial owner information and certain certifi cations and documentation from all our unit holders. In relevant cases, information will have to be reported to tax authorities / appointed agencies. Towards compliance, we may also be required to provide information to any institutions such as withholding agents for the purpose of ensuring appropriate withholding from the folio(s) or any proceeds in relation thereto.

Should there be any change in any information provided by you, please ensure you advise us promptly, i.e. within 14 days.

Please note that you may receive more than one request for information if you have multiple relationships with us or our group entities. Therefore, it is important that you respond to our request, even if you believe you have already supplied any previously requested information.

If you have any question about your tax residency, please contact your Tax Advisor. If you are a US citizen or resident or green card holder, please include United States in the Country of Tax Residency Information fi eld along with your US Tax Payer Identifi cation Number.

D. [FILL ANY ONE AS APPLICABLE - TO BE FILLED BY NFFEs OTHER THAN DIRECT REPORTING NFFEs]

1 Is the entity is a listed company [whose shares are regularly traded on a recognized stock exchange] [refer instructions d.]

Yes (Please specify the name of the Stock Exchange(s) where it is traded regularly)

1.

2.

2 Is the entity a ‘Related Entity’ of a listed company [whose shares are regularly traded on a recognized stock exchange] [refer instructions e.]

Yes (Please specify the name of the listed company, name of the Stock Exchange(s) where it is traded regularly)

Name of the listed company :

Name of the Stock Exchange :

3 Is the entity an Active NFFE? Yes Nature of business

Please specify sub-category of Active NFFE [refer instructions g.]

4 Is the entity a Passive NFFE?[refer instructions h.]

Yes Nature of business

Also submit UBO Form [provided separately]

E. DECLARATION

/ We acknowledge and confi rm that the information provided above is true and correct to the best of my / our knowledge and belief. In case any of the above specifi ed information is found to be false or untrue or misleading or misrepresenting, I / We am / are aware that I / We may liable for it. I / We hereby authorize you [Fund / AMC / RTA / Other participating entities] to disclose, share, remit in any form, mode or manner, all / any of the information provided by me / us, including all changes, updates to such information as and when provided by me / us to Mutual Fund, its Sponsor, Asset Management Company, Trustees, their employees / RTAs (‘the Authorized Parties’) or any Indian or Foreign Governmental or Statutory or Judicial authorities / agencies including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax / revenue authorities in India or outside India wherever it is legally required and other investigation agencies without any obligation of advising me/us of the same. Further, I / We authorize to share the given information to other SEBI Registered Intermediaries or any regulated intermediaries registered with SEBI / RBI / IRDA / PFRDA to facilitate single submission / update & for other relevant purposes. I / We also undertake to keep you informed in writing about any changes / modifi cation to the above information in future and also undertake to provide any other additional information as may be required at your / Fund’s end. As may be required by domestic or overseas regulators / tax authorities, I / We authorize Fund / AMC / RTA to withhold and pay out any sums from your account or close or suspend your account(s) without any obligation of advising me of the same.

Signature with relevant seal:

Authorized Signatory Authorized Signatory Authorized Signatory

Place : Date : D D M M Y Y Y Y

25

a. Financial Institution / Foreign Financial Institution [FFI] – Means any non-US fi nancial institutions that is a –

(1) Depository institution – accepts deposits in the ordinary course of banking or similar business;

(2) Custodian institution – as a substantial portion of its business, hold fi nancial assets for the accounts of others;

(3) Investment entity – conducts a business or operates for or on behalf of a customer for any of the activities like trading in money market instruments, foreign exchange, foreign currency, etc. or individual or collective portfolio management or investing, administering or managing funds, money or fi nancial assets on behalf of other persons; or an entity managed by this type of entity; or

(4) Insurance company –

entity issuing insurance products i.e. life insurance;

(5) Holding or Treasury company –

entity that is part of an expanded affi liate group that includes a depository, custodian, specifi ed insurance company or investment entity

b. Direct Reporting NFFE –

a NFFE that elects to report information about its direct or indirect substantial U.S. owners to the IRS

c. GIIN not required category:

Code Sub-Category

01 Governmental Entity, International Organization or Central Bank

02 Treaty Qualified Retirement Fund; a Broad Participation Retirement Fund; a Narrow Participation Retirement Fund; or a Pension Fund of a Governmental Entity, International Organization or Central Bank

03 Non-public fund of the armed forces, an employees’ state insurance fund, a gratuity fund or a provident fund

04 Entity is an Indian FI solely because it is an investment entity

05 Qualifi ed credit card issuer

06 Investment Advisors and Investment Managers

07 Exempt collective investment vehicle

08 Trustee of an Indian Trust

09 FI with a local client base

10 Non-registering local banks

11 FFI with only Low-Value Accounts

12 Sponsored investment entity and controlled foreign corporation

13 Sponsored, Closely Held Investment Vehicle

14 Owner Documented FFI

d. Listed Company –

A company is publicly traded if its stock are regularly traded on one or more established securities markets (Established securities market means an exchange that is offi cially recognized and supervised by a governmental authority in which the securities market is located and that has a meaningful annual value of shares traded on the exchange)

e. Related Entity –

an entity is a “Related Entity” of another entity if one controls the other, or the two entities are under common control (where control means direct or indirect ownership of more than 50% of the vote or value in an entity)

f. Non-fi nancial Foreign Entity [NFFE] –

Non-US entity that is not a fi nancial institution [including a territory NFFE]. Following NFFEs are excluded from FATCA reporting –

(a) Publicly traded corporation / listed companies;

(b) Related Entity of a listed company; and

(c) Active NFFE

g. Active NFFE – Any one of the following –

Code Sub-Category

01 Less than 50% of the NFFE’s gross income for the preceding calendar year or other appropriate reporting period is passive income and < 50% of the assets held by NFFE are assets that produce or are held for the production of passive income;

02 The NFFE is a Governmental Entity, an International Organization, a Central Bank , or an entity wholly owned by one or more of the foregoing;

03 Substantially all of the activities of the NFFE consist of holding (in whole or in part) the outstanding stock of, or providing fi nancing and services to, one or more subsidiaries that engage in trades or businesses other than the business of a Financial Institution, except that an entity shall not qualify for NFFE status if the entity functions (or holds itself out) as an investment fund, such as a private equity fund, venture capital fund, leveraged buyout fund, or any investment vehicle whose purpose is to acquire or fund companies and then hold interests in those companies as capital assets for investment purposes;

04 The NFFE is not yet operating a business and has no prior operating history, but is investing capital into assets with the intent to operate a business other than that of a Financial Institution, provided that the NFFE shall not qualify for this exception after the date that is 24 months after the date of the initial organization of the NFFE;

05 The NFFE was not a Financial Institution in the past fi ve years, and is in the process of liquidating its assets or is reorganizing with the intent to continue or recommence operations in a business other than that of a Financial Institution;

06 The NFFE primarily engages in fi nancing and hedging transactions with, or for, Related Entities that are not Financial Institutions, and does not provide fi nancing or hedging services to any Entity that is not a Related Entity, provided that the group of any such Related Entities is primarily engaged in a business other than that of a Financial Institution;

07 Any NFFE is a ‘non for profi t’ organization which meets all of the following requirements:

� It is established and operated in its jurisdiction of residence exclusively for religious, charitable, scientific, artistic, cultural, athletic, or educational purposes; or it is established and operated in its jurisdiction of residence and it is a professional organization, business league, chamber of commerce, labour organization, agricultural or horticultural organization, civic league or an organization operated exclusively for the promotion of social welfare;

� It is exempt from income tax in India;

� It has no shareholders or members who have a proprietary or benefi cial interest in its income or assets;

� The applicable laws of the NFFE’s jurisdiction of residence or the NFFE’s formation documents do not permit any income or assets of the NFFE to be distributed to, or applied for the benefi t of, a private person or non-charitable Entity other than pursuant to the conduct of the NFFE’s charitable activities, or as payment of reasonable compensation for services rendered, or as payment representing the fair market value of property which the NFFE has purchased; and

� The applicable laws of the NFFE’s jurisdiction of residence or the NFFE’s formation documents require that, upon the NFFE’s liquidation or dissolution, all of its assets be distributed to a governmental entity or other non-profi t organization, or escheat to the government of the NFFE’s jurisdiction of residence or any political subdivision thereof.

h. Passive NFFE - means any NFFE that is not

(i) an Active NFFE or listed / publicly traded entity or entity related to the listed / publicly traded entity, or

Instructions for FATCA & CRS Declaration

26

(ii) a withholding foreign partnership or withholding foreign trust pursuant to relevant U.S. Treasury Regulations or

(iii) the gross income of which is primarily attributable to investing, reinvesting, or trading in fi nancial assets, if the entity is managed by another entity that is a depository institution, a custodial institution, a specifi ed insurance company, or an investment entity - (Note: Foreign persons having controlling interest in a passive NFFE are liable to be reported for tax information compliance purposes).

i. Passive Income –

portion of gross income that consists of dividends, interest, rents and loyalties (other than rents and loyalties derived in the active conduct of a trade or business conducted, at least in part, by employees of the NFFE), income equivalent to interest / amount received from pool of insurance contracts, annuities, excess of gains over losses from the sale or exchange of property / from transactions (including futures, forwards or similar transactions) in any commodities but not including:

(i) any commodity hedging transaction, determined by treating the entity as a controlled foreign corporation or

(ii) active business gains or losses from the sale of commodities but only if substantially all the foreign entity’s commodities are property, excess of foreign currency gains over losses, net income from notional principal contracts, amounts received under cash value insurance contracts, amounts earned by insurance company in connection with its reserves for insurance and annuity contracts.

j. Controlling Persons means the natural persons who exercise control over an entity. In the case of a trust, such term means the settlor, the trustees, the protector (if any), the benefi ciaries or class of benefi ciaries, and any other natural person exercising ultimate effective control over the trust, and in the case of a legal arrangement other than a trust, such term means persons in equivalent or similar positions. The term “Controlling Persons” shall be interpreted in a manner consistent with the Financial Action Task Force Recommendations.

k. Non-Participating FFIs [NPFFIs] –

an FFI other than participating FFI, a deemed-complaint FFI, or an exempt benefi cial owner

l. Specifi ed US Persons –

Any US Person other than

i). A publicly traded corporation;

ii). A corporation that is a member of the same expanded affi liate group;

iii). A tax exempt organization;

iv). an individual retirement plan;

v). the United States or an agency or instrumentality of the United States;

vi). Any state [including District of Columbia and United States possession] or State Authorities;

vii). A bank,

viii). A real estate investment trust;

ix). A regulated investment company;

x). an entity registered with the SEC under the Investment Company Act of 1940;

xi). A common trust fund;

xii). A tax exempt trust;

xiii). A registered dealer;

xiv). A registered broker

m. Expanded affi liated group –

One or more chains of members connected through ownership (50% or more, by vote or value) by a common parent entity if the common parent entity owns stock or other equity interests meeting the requirements in atleast one of the other members

n. Owner documented FFI –

AN FFI meeting the following requirements –

(a) FFI is an FFI solely because it is an investment entity;

(b) FFI is not owned by or related to any FFI that is a depository institution, custodial institution, or specifi ed insurance company;

(c) FFI does not maintain a fi nancial account for any non-participating FFI;

(d) FFI provides the designated withholding agent with all of the documentation and agrees to notify the withholding agent if there is a change in the circumstances, and

(e) The designated withholding agent agrees to report to the IRS (or, in case of a reporting Model 1 IGA, to the relevant foreign government or agency thereof) all of the information described in or (as appropriate) with respect to any US specifi ed persons and (2) Notwithstanding the previous sentence, the designated withholding agent is not required to report information with respect to an indirect owner of the FFI that holds its interest through a participating FFI, a deemed-compliant FFI (other than an owner-documented FFI), an entity that is a US person, an exempt benefi cial owner, or an exempted NFFE

o. Exemption Code for US persons –

Code Sub-Category

A An organization exempt from tax under section 501(a) or any individual retirement plan as defi ned in section 7701(a)(37)

B The United States or any of its agencies or instrumentalities

C A state, the District of Columbia, a possession of the United States, or any of their political subdivisions or instrumentalities

D A corporation the stock of which is regularly traded on one or more established securities markets, as described in Reg. section 1.1472-1(c)(1)(i)

E A corporation that is a member of the same expanded affi liated group as a corporation described in Reg. section 1.1472-1(c)(1)(i)

F A dealer in securities, commodities, or derivative financial instruments (including notional principal contracts, futures, forwards, and options) that is registered as such under the laws of the United States or any state

G A real estate investment trust

H A regulated investment company as defi ned in section 851 or an entity registered at all times during the tax year under the Investment Company Act of 1940

I A common trust fund as defi ned in section 584(a)

J A bank as defi ned in section 581

K A broker

L A trust exempt from tax under section 664 or described in section 4947(a)(1)

M A tax exempt trust under a section 403(b) plan or section 457(g) plan

I : APPLICANT / INVESTOR DETAILS :

Investor Name

PAN

II : APPLICABLE FOR LISTED COMPANY / ITS SUBSIDIARY COMPANY ONLY

(i) I / We hereby declare that -

Our Company is Listed Company listed on recognized stock exchange in India

Our Company is a subsidiary of the Listed Company

Our Company is controlled by a Listed Company

(ii) Details of Listed Company^

Stock Exchange on which listed security ISIN

^ The details of holding / parent Company to be provided in case the applicant / investor is a Subsidiary Company.

PART III : APPLICABLE FOR NON-INDIVIDUALS OTHER THAN LISTED COMPANY / ITS SUBSIDIARY COMPANY

(i) Category [Please tick (�) applicable category]:

Unlisted Company Partnership Firm Limited Liability Partnership Company

Unincorporated association / body of individuals Public Charitable Trust Religious Trust Private Trust

Private Trust created by a Will Others (Please specify)

(ii) Details of Ultimate Benefi ciary Owner (In case the space provided is insuffi cient, please provide the information by attaching separate declaration forms)

UBO / Controlling Person(s) details:

S. No.

Name of UBO#

Country of Tax Residency #

Taxpayer Identifi cation Number / PAN / Equivalent ID Number#

Identifi cation Type#

% of ben-efi cial interest#

CP / UBO Code# (Refer Instruction E]

Place & Country of Birth#

Date of Birth[dd- mm-yyyy] $

Address$, Address Type* & Contact details [include City, Pin code, State, Country]

Gender$ [Male, Female, others]

F a t h e r ’ s Name$

Nationality$ Occupation [ S e r v i c e , B u s i n e s s , Others]

# Mandatory fi elds * Address Type should either Residence or Business or Registered Offi ce

$ Mandatory if PAN of UBO / Controlling persons is not provided

Note: If the given rows are not suffi cient, required information in the given format can be enclosed as additional sheet(s) duly signed by Authorized Signatory

* Note that some of the Mutual Funds may call for additional information/documentation wherever required or if the given information is not clear / incomplete / incorrect and you may to have provide the same as and when solicited

(To be fi lled in BLOCK LETTERS. Please strike off section(s) that is / are not applicable)

DECLARATION FOR ULTIMATE BENEFICIAL OWNERSHIP (UBO) CONTROLLING PERSONS (Mandatory for Non-Individual Applicant / Investor)

28

As per SEBI Master Circular No. CIR/ISD/AML/3/2010 dated December 31, 2010 regarding Client Due Diligence policy, related circulars on anti-money laundering and SEBI circular No. CIR/MIRSD/2/2013 dated January 24, 2013, non- individuals and trusts are required to provide details of controlling persons [CP] / ultimate benefi ciary owner [UBO] and submit appropriate proof of identity of such CPs / UBOs. The benefi cial owner has been defi ned in the circular as the natural person or persons, who ultimately own, control or infl uence a client and / or persons on whose behalf a transaction is being conducted, and includes a person who exercises ultimate effective control over a legal person or arrangement.

A. For Investors other than individuals or trusts:

(i) The identity of the natural person, who, whether acting alone or together, or through one or more juridical person, exercises control through ownership or who ultimately has a controlling ownership interest. Controlling ownership interest means ownership of / entitlement to:

– more than 25% of shares or capital or profi ts of the juridical person, where the juridical person is a company;

– more than 15% of the capital or profi ts of the juridical person, where the juridical person is a partnership;

– more than 15% of the property or capital or profi ts of the juridical person, where the juridical person is an unincorporated association or body of individuals.

(ii) In cases where there exists doubt under clause (i) above as to whether the person with the controlling ownership interest is the benefi cial owner or where no natural person exerts control through ownership interests, the identity of the natural person exercising control over the juridical person through other means like through voting rights, agreement, arrangements or in any other manner.

(iii) Where no natural person is identifi ed under clauses (i) or (ii) above, the identity of the relevant natural person who holds the position of senior managing offi cial.

B. For Investors which is a trust:

The identity of the settler of the trust, the trustee, the protector, the benefi ciaries with 15% or more interest in the trust and any other natural person exercising ultimate effective control over the trust through a chain of control or ownership.

C. Exemption in case of listed companies / foreign investors

The client or the owner of the controlling interest is a company listed on a stock exchange, or is a majority-owned subsidiary of such a company, it is not necessary to identify and verify the identity of any shareholder or benefi cial owner of such companies. Intermediaries dealing with foreign investors; viz., Foreign Institutional Investors, Sub Accounts and Qualifi ed Foreign Investors, may be guided by the clarifi cations issued vide SEBI circular CIR/MIRSD/11/2012 dated September 5, 2012, for the purpose of identifi cation of benefi cial ownership of the client

D. KYC requirements

Benefi cial Owner(s) is / are required to comply with the prescribed KYC process as stipulated by SEBI from time to time with any one of the KRA & submit the same to AMC. KYC acknowledgement proof is to be submitted for all the listed Benefi cial Owner(s).

E. Controlling Person Type [CP / UBO] Codes:

CP / UBO Code Description CP / UBO Code Description

C01 CP of legal person-ownership C08 CP of legal arrangement-trust-other

C02 CP of legal person-other means C09 CP of legal arrangement-trust-other-settlor equivalent

C03 CP of legal person-senior managing offi cial C10 CP of legal arrangement-trust-other-trustee-equivalent

C04 CP of legal arrangement-trust-settlor C11 CP of legal arrangement-trust-other-protector equivalent

C05 CP of legal arrangement-trust-trustee C12 CP of legal arrangement-trust-other-benefi ciary-equivalent

C06 CP of legal arrangement-trust-protector C13 CP of legal arrangement-trust-other-other-equivalent

C07 CP of legal arrangement-trust-benefi ciary C14 Unknown

DECLARATION

I/We acknowledge and confi rm that the information provided above is/are true and correct to the best of my/our knowledge and belief and provided after consulting necessary tax advisors, read & understood the FATCA terms and conditions. In case any of the above specifi ed information is found to be false or untrue or misleading or misrepresenting, I/We am/are aware that I/We may liable for it. I/We hereby authorize you to disclose, share, remit in any form, mode or manner, all / any of the information provided by me/ us, including all changes, updates to such information as and when provided by me/ us to Mutual Fund, its Sponsor, Asset Management Company, Trustees, their employees / associated parties / RTAs (‘the Authorized Parties’) or any Indian or Foreign Governmental or Statutory or Judicial authorities / agencies including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax / revenue authorities in India or outside India and other investigation agencies without any obligation of advising me/us of the same. Further, I/We, authorize to share the given information to other SEBI Registered Intermediaries to facilitate single submission / update & for other relevant purposes. I/We also undertake to keep you informed in writing about any changes / modifi cation to the above information in future and also undertake to provide any other additional information / documentary proof as may be required at your end.

Signature with relevant seal:

Authorized Signatory Authorized Signatory Authorized Signatory

Place Date D D M M Y Y Y Y

Instructions on Controlling Persons / Ultimate Benefi cial Owner

29

Illustration No. 1 – Company A

Company A

Individual 1 Individual 2 Company Z Company Y Individual 3 10% 10% 50% 25% 5%

Company X Individual 4 Individual 5 Individual 6 Individual 7 Company W 25% 60% 15% 20% 20% 60%

Individual 8 Individual 9 Individual 10 Individual 11 Individual 12 Individual 13

50% 25% 25% 35% 35% 30%

For Applicant A, Individual 4 is considered as UBO as it holds effective ownership of 30% in Company A. Hence details of Individual 4 has to be provided with KYC proof, Shareholding pattern of Company A, Z & Y to be provided along with details of persons of Company Y who are senior managing offi cials and those exercising control.

Illustration No. 2 – Partner ABC

Partnership Firm ABC

Partner1 Partner 2 Partner 3 Partner 4 Partner 5 40% 25% 10% 10% 15%

For Partnership Firm ABC, Partners 1, 2 & 5 are considered as UBO as each of them holds >=15% of capital. KYC proof for these partners needs to be submitted including shareholding

Illustration No. 3 – Trustee ZYX

Trust ZYX

Benefi ciary A Benefi ciary B Benefi ciary C Benefi ciary D 40. 40% 10% 10%

For Trust ZYX, Benefi ciaries A & B are considered as UBO as they are entitled to get benefi tted for >15% of funds used KYC proof for these benefi ciaries needs to be submitted. Additionally, if they have nominated any person or group of persons as Settlor of Trust / Protector of Trust, relevant information to be provided along with the proof indicated.

SAMPLE ILLUSTRATIONS FOR ASCERTAINING BENEFICIAL OWNERSHIP

OTM DEBIT MANDATE FORM NACH / ECS / DIRECT DEBIT(Applicable for Lumpsum Purchases as well as SIP Registration)

SIP REGISTRATION /RENEWAL FORM (for OTM registered investors only)

Please (�) as applicable : New Registration Change of Bank Cancellation

Please (�) as applicable :

OTM Debit Mandate is already registered in the folio [No need to submit again).

OTM Debit Mandate is attached and to be registered in the folio. SIP Auto debit will start after mandate registration which takes Ten to Thirty days depending on NACH or ECS modalities.

The total of all installment in a day should be less than or equal to the amount as mentioned in One Time Mandate already registered or submitted if not registered.

The following Mandate needs to be submitted only once for registration with or without SIP form. Once the mandate is registered, investor need not submit mandate again and can do lump sum investments, start new SIP registration, using Physical Forms.

Tick (�) UMRN offi ce use only Date D D M M Y Y Y Y

CREATE

MODIFY

CANCEL

Sponsor Bank Code offi ce use only Utility Code offi ce use only

I/We hereby authorize JP MORGAN MUTUAL FUND to debit (tick �) SB / CA / CC / SB-NRE / SB-NRO / Other

Bank A/c Number

with Bank Bank Name and Branch IFSC or MICR

an amount of Rupees in words v in fi gures

FREQUENCY Mthly Qtly H-Yrly Yrly As & when presented DEBIT TYPE Fixed Amount Maximum Amount

Reference 1 Folio No. Mobile

Reference 2 Appln. No. Email ID

I agree for the debit of mandate processing charges by the bank whom I am authorizing to debit my account as per latest schedule of charges of the bank.

PERIOD

From D D M M Y Y Y Y

To 3 1 1 2 2 0 9 9

Or Until Cancelled

Signature of Account Holder1.

Name as per bank record1.

Signature of Account Holder2.

Name as per bank record2.

Signature of Account Holder3.

Name as per bank record3.

This is to confi rm that the declaration has been carefully read, understood & made by me/us. I am authorizing the User entity / Corporate to debit my account, based on the instructions as agreed and signed by me.I have understood that I am authorized to cancel / amend this mandate by appropriately communicating the cancellation / amendment request to the User entity / Corporate or the bank where I have authorized the debit.

The Trustee

JPMorgan Mutual Fund India Private Limited

I / We have read and understood the contents of the Scheme Information Document of the following scheme(s) and the terms & conditions of SIP NACH (debit clearing).

INVESTOR AND SIP DETAILS

Folio no. (for existing unit holder) / Application no. (for new investor)

Sole / First investor name

PAN / PEKRN No. Mandatory Please tick (�) KYC compliant

Scheme name JPMorgan Plan

Option (Please �) Growth (default option) Dividend Dividend reinvestment (default) Dividend payout Daily* Weekly Fortnightly* Monthly* Annual Dividend* *as applicable

Each SIP instalment amount (R) Frequency Monthly (default) Quarterly

First SIP transaction via cheque no. Cheque dated D D M M Y Y Amount (r)

SIP date (Please �) 1st (default) 10th 15th 25th All dates* (see overleaf) There must be at least 21 days gap between the fi rst SIP cheque and subsequent due date of SIP.

SIP period Start from M M Y Y End on M M Y Y (default - as per SID)

I/We hereby, authorise JPMorgan Mutual Fund and its authorised service providers, to debit my/our following bank account by NACH for collection of SIP payments.

SIGNATURE(S)

First account holder’s signature (As in bank records) Second account holder’s signature (As in bank records) Third account holder’s signature (As in bank records)

DISTRIBUTOR INFORMATION (Please read the instructions before investing)

Broker Name & ARN code Sub-broker ARN code Sub-broker code Employee Unique Identifi cation No.

For o

ffi ce

use

Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investor’s assessment of various factors including the service rendered by the distributor.

Declaration for “execution only” transaction (only where EUIN box is left blank) (Refer instruction 13 overleaf.

I / We hereby confi rm that the EUIN box has been intentionally left blank by me / us as this transaction is executed without any interaction or advice by the employee / relationship manager / sales person of the above distributor / sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee / relationship manager / sales person of the distributor / sub broker.

Sole / First applicant Second applicant Third applicant Third party cheque issuer

�

�

�

�

32

INSTRUCTIONS

1. Investors who have already submitted an OTM form or already registered for OTM facility should not submit OTM form again as OTM registration is a one-time process only for each bank account. However such investors if wish to add a new bank account towards OTM facility may fi ll the form.

2. Other investors, who have not registered for OTM facility, may fi ll the OTM form and submit duly signed with their name mentioned.

3. Mobile Number and Email Id: Unit holder(s) should mandatorily provide their mobile number and email id on the mandate form. Where the mobile number and email id mentioned on the mandate form differs from the ones as already existing in the folio, the details provided on the mandate will be updated in the folio. All future communication whatsoever would be, thereafter, sent to the updated mobile number and email id.

4. Unit holder(s) need to provide along with the mandate form an original cancelled cheque (or a copy) with name and account number pre-printed of the bank account to be registered or bank account verifi cation letter for registration of the mandate failing which registration may not be accepted. The Unit holder(s) cheque / bank account details are subject to third party verifi cation.

5. Investors are deemed to have read and understood the terms and conditions of OTM Facility, SIP registration through OTM facility, the Scheme Information Document, Statement of Additional Information, Key Information Memorandum, Instructions and Addenda issued from time to time of the respective Scheme(s) of JP Morgan Mutual Fund.

TERMS AND CONDITIONS Please read this form in conjunction with the SIP terms and conditions mentioned on the reverse of the STP / SWP enrolment form before applying.

1. The fi rst cheque should be drawn on the same bank account which is to be registered for NACH. Alternatively, the cheque may be drawn on any bank, but provide a photocopy of the cheque of the bank / branch for which NACH is registered.

2. First SIP cheque and subsequent SIP instalments via NACH should be of the same amount.

3. Please submit the following documents at least 21 days gap before the fi rst SIP date for NACH :

� Application form for the respective Scheme(s)

� SIP NACH facility form

� First SIP cheque

4. Investors will not hold JPMorgan Mutual Fund / JPMorgan Asset Management India Private Limited, its registrars and other service providers responsible if the transaction is delayed or not effected or the investor’s bank account is debited in advance or after the specifi c SIP date due to local holidays or any other reason.

5. JPMorgan Mutual Fund / JPMorgan Asset Management India Private Limited, its registrars and other service providers shall not be responsible and liable for any damages, compensation for any loss, damage, etc., incurred by the investor. The investor assumes the entire risk of using this facility and takes full responsibility.

6. JPMorgan Mutual Fund / JPMorgan Asset Management India Private Limited reserves the right to reject any application without assigning any reason thereof.

7. Please refer to the Key Information Memorandum / SID of the respective Scheme(s) for applicable NAV, Risk factors, Load and other information.

8. You can choose to change your bank account or discontinue this facility by giving 15 days written notice to any of our Investor Service Centres.

9. With the introduction of One Time mandate (OTM) facility, the mandate registration and SIP registration through OTM facility has been delinked. There are two separate forms, 1) for onetime mandate registration and 2) for SIP registration.

10. Where a onetime mandate is already registered in a folio for a bank account, the Unit Holder(s) will have to fi ll only the SIP Registration Form and there is no need of separate cheque to be given along with the SIP Registration Form.

11. In case the onetime mandate is successfully registered, new SIP registration will take upto fi ve days. The fi rst debit may happen any time thereafter, based on the dates opted by the Unit holder(s).

12. Employee Unique Identifi cation Number (EUIN): SEBI has made it compulsory for every employee / relationship manager / sales person of the distributor of mutual fund products to quote the EUIN obtained by him / her from AMFI in the Application Form. EUIN, particularly in advisory transactions, would assist in addressing any instance of mis-selling even if the employee / relationship manager / sales person later leaves the employment of the distributor. Individual ARN holders including senior citizens distributing mutual fund products are also required to obtain and quote EUIN in the Application Form. Hence, if your investments are routed through a distributor please ensure that the EUIN is correctly fi lled up in the Application Form.

However, if your distributor has not given you any advice pertaining to the investment, the EUIN box may be left blank. In this case, you are required to provide a duly signed declaration to this effect, as given in the Form.

* If the investor chooses this option, the mandate will be carried out for all four dates specifi ed.

JPMorgan Mutual Fund Note: All future communications in connection with this application should be addressed to the nearest JPMorgan Customer Service Centre, quoting full name of the fi rst applicant, the application serial number, the name of the scheme, the amount invested, date and the place of the Customer Service Centre where the application was lodged.

Asset Management Company : JPMorgan Asset Management India Private Limited J. P. Morgan Tower, Off C.S.T. Road, Kalina, Santacruz (East), Mumbai - 400 098. Tel.: 022 - 6157 3000 Fax : 022 - 6157 4170

E-mail: india.investors@jpmorgan.com Toll free no.: 1-800-200-5763 (JPMF)

Registrar & Transfer Agent : Computer Age Management Services Private Limited, Unit: JPMorgan Mutual Fund, 3rd Floor, Rayala Towers, 158, Anna Salai, Chennai - 600 002. E-mail: enq_jpm@camsonline.com

DIRECT DEBIT FACILITY MANDATE AND CANCELLATION APPLICATION FORM

1. DISTRIBUTOR INFORMATION (Please read the instructions before investing)

Broker Name & ARN code Sub-broker ARN code Sub-broker code Employee Unique Identifi cation No.

For o

ffi ce

use

Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investor’s assessment of various factors including the service rendered by the distributor.Declaration for “execution only” transaction (only where EUIN box is left blank) (Refer instruction 1(h) on page 15I / We hereby confi rm that the EUIN box has been intentionally left blank by me / us as this transaction is executed without any interaction or advice by the employee / relationship manager / sales person of the above distributor / sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee / relationship manager / sales person of the distributor / sub broker.

Sole / First applicant Second applicant Third applicant

Please read Terms & Conditions overleafFirst SIP cheque and subsequent SIP via Direct Debit (debit clearing) in select banks.

The TrusteeJPMorgan Mutual Fund India Private Limited

I / We have read and understood the contents of the Scheme Information Document of the following scheme(s) and the terms & conditions of SIP Direct Debit (debit clearing).Please (�) any one.

I / We hereby apply for Direct Debit under the SIP (debit clearing) of the following scheme(s) / option and agree to abide by the terms and conditions of the following scheme(s) / plan / option (new registration).

Please change my / our bank account for Direct Debit (debit clearing) (change in bank account).

I / We hereby apply for cancellation of Direct Debit (debit clearing ) facility for SIP of the following scheme / option (cancellation).

INVESTOR AND SIP DETAILSFolio no. (for existing unit holder) / Application no. (for new investor)

Sole / First investor name

Guardian (incase of minor)

Scheme name JPMorgan Option Growth (default option) Dividend(Please �) Dividend reinvestment (default) Dividend payout

Daily* Weekly* Fortnightly* Monthly*Plan Annual Dividend* *as applicable

PAN / PEKRN No.

Each SIP instalment amount (R) Frequency Monthly (default) Quarterly

First SIP transaction via cheque no. Cheque dated Amount (r) D D M M Y Y

SIP date (Please �) [for Direct Debit (debit clearing)] 1st (default) 10th 15th 25th All dates* (see overleaf)There must be at least 21 days gap between the fi rst SIP cheque and subsequent due date of Direct Debit (debit clearing).

SIP period [for Direct Debit (debit clearing)] Start from End on (default - as per SID)M M Y Y M M Y Y

I/We hereby, authorise JPMorgan Mutual Fund and its authorised service providers, to debit my/our following bank account by Direct Debit (debit clearing) for collection of SIP payments.

PARTICULARS OF BANK ACCOUNTBank name

Branch name

Bank city

Account number Account type (Please �) Savings Current

9 digit MICR code* RTGS or NEFT - IFSC code R E Q U I R E D

Accountholder name as in * Please provide the MICR code of the bank branch from where the Direct Debit is to be effected. MICR codes starting or ending with 00 are not valid for Direct Debit.

bank accountI/We hereby declare that the particulars given above are correct and express my willingness to make payments referred above through participation in Direct Debit (debit clearing). If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information, I/we would not hold the user institution responsible. I/We will also inform JPMorgan Mutual Fund about any changes in my / our bank account. I/We have read and agreed to the terms and conditions mentioned overleaf.

Date

SIGNATURE(S)

First account holder’s signature (As in bank records) Second account holder’s signature (As in bank records) Third account holder’s signature (As in bank records)

For offi ce use only (not to be fi lled in by the investor)

Recorded on Scheme code

Recorded on Credit account number

Authorisation of the bank account holder (to be signed by the Investor)This is to inform that I/we have registered for the Auto Debit and that my payment towards my investment in JPMorgan Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/we authorise the representative carrying this Auto Debit mandate form to get it verifi ed & executed. Bank account number

SIGNATURE(S)

First applicant Second applicant Third applicant

�

�

34

Direct Debit : TERMS AND CONDITIONS

Please read this form in conjunction with the SIP terms and conditions mentioned on the reverse of the SIP / SWP enrolment form before applying.

1. The fi rst cheque should be drawn on the same bank account which is to be registered for Direct Debit (debit clearing). Alternatively, the cheque may be drawn on any bank, but provide a photocopy of the cheque of the bank / branch for which Direct Debit (debit clearing) is registered.

2. First SIP cheque and subsequent SIP instalments via Direct Debit (debit clearing) should be of the same amount.

3. Please submit the following documents at least 30 days before the fi rst SIP date for Direct Debit (debit clearing) :

� Application form for the respective scheme(s)

� SIP Direct Debit facility form

� Copy of cancelled cheque

4. Investors will not hold JPMorgan Mutual Fund / JPMorgan Asset Management India Private Limited, its registrars and other service providers responsible if the transaction is delayed or not effected or the investor’s bank account is debited in advance or after the specifi c SIP date due to local holidays or any other reason.

5. JPMorgan Mutual Fund / JPMorgan Asset Management India Private Limited, its registrars and other service providers shall not be responsible and liable for any damages, compensation for any loss, damage, etc., incurred by the investor. The investor assumes the entire risk of using this facility and takes full responsibility.

6. JPMorgan Mutual Fund / JPMorgan Asset Management India Private Limited reserves the right to reject any application without assigning any reason thereof.

7. Please refer to the Key Information Memorandum / SID of the respective Scheme(s) for applicable NAV, Risk factors, Load and other information.

8. You can choose to change your bank account or discontinue this facility by giving 15 days written notice to any of our Investor Service Centres.

9. This facility is available to account holders of Core Banking branches of the following banks- Axis Bank, Bank of Baroda, Bank of India, Citibank N.A, IDBI Bank, Kotak Mahindra Bank, Punjab National Bank, State Bank of India, Union Bank of India, Corporation Bank.

10. The list of banks and branches may be modifi ed/ updated / changes / removed at any time in future at the discretion of the AMC without assigning any reasons or prior notice.

11. To avail SIP in separate schemes / plans via Direct Debit, an investor will have to fi ll separate form(s). A single form cannot be used for different schemes simultaneously.

* If the investor chooses this option, the mandate will be carried out for all four dates specifi ed.

JPMorgan Mutual Fund Note: All future communications in connection with this application should be addressed to the nearest JPMorgan Customer Service Centre, quoting full name of the fi rst applicant, the application serial number, the name of the scheme, the amount invested, date and the place of the Customer Service Centre where the application was lodged.

Asset Management Company : JPMorgan Asset Management India Private Limited J. P. Morgan Tower, Off C.S.T. Road, Kalina, Santacruz (East), Mumbai - 400 098. Tel.: 022 - 6157 3000 Fax : 022 - 6157 4170

E-mail: india.investors@jpmorgan.com Toll free no.: 1-800-200-5763 (JPMF)

Registrar & Transfer Agent : Computer Age Management Services Private Limited, Unit: JPMorgan Mutual Fund, 3rd Floor, Rayala Towers, 158, Anna Salai, Chennai - 600 002. E-mail: enq_jpm@camsonline.com

1. DISTRIBUTOR INFORMATION (Please read the instructions before investing)

Broker code Sub-broker code

For o

ffi ce

use

Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor. Investors should mention the EUIN of the person who has advised the investor. If left blank, the fund will assume following declaration by the investor. “I / We hereby confi rm that the EUIN box has been intentionally left blank by me / us as this is an “execution only transaction” without any interaction or advice by the employee / relationship manager / sales person of the above distributor or notwithstanding the advice of in-appropriateness, if any provided by the employee / relationship manager / sales person of the distributor and the distributor has not charged any advisory fees on this transaction.”Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investor’s assessment of various factors including the service rendered by the distributor.

The TrusteeJPMorgan Mutual Fund India Private LimitedI / We have read and understood the contents of the Scheme Information Document of the following scheme(s) and the terms & conditions overleaf. I / We hereby apply for enrolment under the STP / SWP of the following scheme(s) / plan(s) / option(s) and agree to abide by the terms and conditions of the following scheme(s) / plan(s) / option(s).

2. APPLICANT INFORMATIONFolio no. (for existing Unit holder) / Application no. (for new investor)

Name of sole / fi rst applicant

Mr. Ms. M/s.

PAN / PEKRN No. Mandatory Please tick (�) KYC compliantM A N D A T O R Y

Name of guardian (in case First / Sole applicant is a minor)

Mr. Ms. M/s.

PAN / PEKRN No. Mandatory Please tick (�) KYC compliantM A N D A T O R Y

Name of second applicant

Mr. Ms. M/s.

PAN / PEKRN No. Mandatory Please tick (�) KYC compliantM A N D A T O R Y

Name of third applicant

Mr. Ms. M/s.

PAN / PEKRN No. Mandatory Please tick (�) KYC compliantM A N D A T O R Y

3. SYSTEMATIC TRANSFER PLAN (STP) DETAILS (This application form needs to accompany the application form of the scheme in case a new applicant opts for Systematic Transfer Plan)

From Scheme JPMorgan Option Growth (default option) Dividend(Please �) Dividend reinvestment (default) Dividend payout

Daily* Weekly* Fortnightly* Monthly* Annual Dividend* *as applicable

To Scheme JPMorgan Option Growth (default option) Dividend(Please �) Dividend reinvestment (default) Dividend payout

Daily* Weekly* Fortnightly* Monthly* Annual Dividend* *as applicable

1st STP date Fixed Amount per instalment (R)

Frequency (Please � any one only) Daily STP Weekly STP Fortnightly STP Monthly STP (default) No. of instalments

Enrolment period From Total amount of transfer (R) M M Y Y To M M Y Y

4. SYSTEMATIC WITHDRAWAL PLAN (SWP) DETAILS (This application form needs to accompany the application form of the scheme in case a new applicant opts for Systematic Withdrawal Plan)

Scheme JPMorgan Option Growth (default option) Dividend(Please �) Dividend reinvestment (default) Dividend payout

Daily* Weekly* Fortnightly* Monthly* Annual Dividend* *as applicable

SWP dates (Please �) 1st (default) 10th 15th 25th Amount of withdrawal per instalment (R)

Frequency (Please � any one only) Monthly SWP (default) Quarterly SWP No. of instalments

Enrolment period From Total withdrawal amount (R) M M Y Y To M M Y Y

5. DECLARATION AND SIGNATURESApplicable to NRI / FII / PIO : I am / we are not U.S. or Canadian person(s) or resident(s) in or citizen(s) of the United States of America or Canada. I / We confi rm that I am / we are Non-Resident(s) of Indian nationality / origin and that I/we have remitted funds and undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my / our NRE / FCNR account.In case of non residents (please tick as appropriate): The units issued to me / us will be held as a) investment b) business asset Corporate applicants only : (A corporation should affi x its company stamp or seal, if any.) I am / we are duly authorised to execute and deliver this Master Account Agreement. The corporation is not organised or incorporated under the laws of the United States of America. By signing this form, I / we explicitly warrant that I / we remain in full compliance with all the declarations set out in section 10 of the Common Application Form previously completed by me / us and these declarations are deemed repeated in full for this and all future transactions in JPMorgan Mutual Fund.If you have any doubt as to the content of these declarations, please contact 1800-200-5763 (JPMF) before signing this form.(These signatures will be matched against the signatures in the repurchase or other transactions and in case of improper match or difference in the signatures, investors will be requested to get their signature verifi ed by their banks.)

Date SIGNATURE(S)

Sole / First applicant Second applicant Third applicant

Please note : Signature(s) should be as they appear in the application form and in the same order. In case the mode of holding is joint, all applicants are required to sign.

�

�

ACKNOWLEDGEMENT SLIP (To be fi lled in by the investor) Enrolment form no.Received from: Mr. / Ms. / M/S. (please �)

STP From Scheme JPMorgan

To Scheme JPMorgan

SWP From Scheme JPMorgan

Total STP /SWP amount (r) on Daily Weekly Fortnightly Monthly (default) Annual Dividend basis.

ST

Offi ce Signature, stamp & date

Enrolment form no.

STSTP / SWP ENROLMENT FORM(Please read instructions overleaf)

36

1. SIP is available to investors in all the schemes of JPMorgan Mutual Fund.2. The SIP application form should be completed in English and in block letters only.

Please tick (�) in the appropriate circle. The SIP application form, complete in all respects, should be submitted at any of the Investor Service Centres (ISCs) of Computer Age Management Services Private Limited as designated by the AMC from time to time.

3. a. New investors who wish to enroll for SIP are required to fi ll the scheme application form. New investors are advised to read the Scheme Information Document of the scheme(s) before investing. The Scheme Information Document / Key Information Memorandum(s) of the scheme(s) is available with the ISCs, brokers/distributors and also displayed at the JPMorgan Mutual Fund website i.e. www.jpmorganmf.com.

b. New investors need not have an existing folio for investments into respective schemes / options. Such investors can start a folio with an SIP. However, in case of SIP investments an investor can enter the scheme(s) with a minimum SIP amount.

4. The application is liable to be rejected if any of the following are not provided: a. Bank details. b. FIRC certifi cate for NRI (or cheque copy). c. Investor name & address. d. Date of birth of minor. e. Overseas address for NRI. f. Unsigned application. g. Corporate documents, including Authorised Signatory List (ASL) as applicable. h. All SIP investments must be of equal amounts including the fi rst instalment.5. SIP offers investors the following two Plans: (i) Monthly Systematic Investment Plan

(MSIP) and (ii) Quarterly Systematic Investment Plan (QSIP).6. The investor must submit post-dated cheques for each month/quarter. There should

be a gap of one month / one quarter between two cheques. i. Minimum amount per cheque for each scheme under MSIP and QSIP is

R 1,000/-, and R 500/- for JPMorgan India Tax Advantage Fund. ii. Total minimum number of cheques / instalments under MSIP (default) and QSIP

is 6 and 18 for JPMorgan India Tax Advantage Fund.7. All SIP cheques (non-ECS) must be dated 1st, 10th, 15th or 25th of a month. All SIP

cheques under MSIP and QSIP should be of the same amount and same date. For example, if an investor is enrolling for MSIP for the period July - December for a total amount of R 60,000/- he will be required to issue six cheques all bearing the same date (except for the fi rst SIP cheque which could be of any date) and same amount. It may, however, be noted that the fi rst SIP cheque could be of any date, but all subsequent cheques should be dated either 1st, 10th, 15th or 25th. The fi rst SIP cheque (of any date) and the subsequent cheque should not fall in the same month for the MSIP and should not fall in the same quarter for the QSIP. Please note that there should be minimum gap of 21 days for the ECS mandate to take effect. For post dated cheques to take effect, there should be a minimum of 15 days.

For NRIs / NREs, please provide a copy of the cheque leaf or FIRC certifi cate.

8. Units will be allotted on the above applicable date. In case the date falls on a non-business day or falls during a book closure period, the immediate next business day will be considered for the purpose of determining the applicability of NAV subject to the realization of cheques.

9. Cheques should be drawn in favour of the respective “scheme name”, for example, for JPMorgan India Corporate Debt Opportunities Fund the cheque should be drawn in favour of “JPMorgan India Corporate Debt Opportunities Fund” and crossed “A/c Payee Only”. Unit holders must write the SIP enrolment/application form number on the reverse of the cheques accompanying the forms.

10. Payment may be made by cheques drawn on any bank which is situated at, and is a member of, the bankers’ clearing house located at the place where the SIP application is submitted. Outstation cheques will not be accepted and applications accompanied

by such cheques are liable to be rejected. No cash, money order or postal orders will be accepted.

11. Investors / Unit holders may also enroll for SIP ECS enrolment facility through Electronic Clearing Service (debt clearing) of the Reserve Bank of India. Investors / Unit holders may also enroll for SIP direct debt facility available with banks / branches which may be included from time to time in order to enroll for this facility. However, the fi rst instalment will be by way of a cheque. Please fi ll up the application form for SIP ECS enrolment, if you are opting for this facility.

12. Returned cheque(s) may not be presented again for collection. In case returned cheques are presented again, the necessary charges are liable to be debited to the investor.

13. An Account Statement will be issued by mail or by e-mail (if opted by the unit holder) to the unit holder within 10 working days for the fi rst investment through SIP. The subsequent account statements will be despatched once every quarter ending March, June, September and December within 10 working days of the end of the respective quarter. In the case of a specifi c request received from investors, the Mutual Fund will provide the account statement to investors within fi ve working days from receipt of such a request without any charges. Further, a soft copy of the account statement shall be mailed to investors under SIP to their e-mail address on a monthly basis, if so mandated.

AMCs shall allot Units to the applicants whose application has been accepted and also send confi rmations specifying the number of Units allotted to the applicant by way of email and/or SMS’s to the applicant’s registered email address and/or mobile number as soon as possible but not later than 5 (fi ve) Business Days from the date of closure of the allotment and/or from the date of receipt of the specifi c request for account statement from the Unit Holders. For ongoing period, Common Account Statement (CAS) for each calendar month to the Unit Holder(s) in whose folio(s) transaction(s) has/have taken place during that calendar month shall be sent on or before 10th of the succeeding calendar month. CAS, Account Statement, Annual Reports or other information etc. may be sent to unit holders by e-mail to the Unit holders whose e-mail address is available, unless a specifi c request is made to receive the same in physical.The AMC / Mutual Fund / Registrars & Transfer Agents are not responsible for the e-mail not reaching the investor and for all consequences thereof. The investor shall from time to time intimate the Fund / its transfer agents about any changes in the e-mail address. In case of a large document, a suitable link would be provided and investors can download, save and print these documents. For the purpose of sending CAS, common investors across mutual funds shall be identifi ed by their PAN / PEKRN. The CAS shall not be received by the Unit Holders for the folio(s) not updated with PAN / PEKRN details. The Unit Holders are therefore requested to ensure that the folio(s) are updated with their PAN / PEKRN. Further, the CAS detailing holdings across all schemes of all mutual funds at the end of every 6 (six) calendar months (i.e. September/ March), shall be sent by mail/e-mail on or before the 10th day of succeeding calendar month, to all such Unit Holders in whose folios no transaction has taken place during that period. The half yearly CAS will be sent by e-mail to the Unit Holders whose e-mail address is available, unless a specifi c request is made to receive the same in physical form.

All communications shall be done in accordance with SEBI & AMFI guidelines.

14. Unit holders will have the right to discontinue the SIP facility at any time by sending a written request to the ISC. Notice of such discontinuance should be received at least 15 days prior to the due date of the next cheque. On receipt of such a request, the SIP facility will be terminated and the balance post dated cheque(s) will be returned to the unit holder.

15. The Trustee reserves the right to change/modify the terms and conditions of the SIP.

16. Redemption of Units including units issued under dividend reinvestment option from JPMorgan India Tax Advantage Fund can be made only after a lock-in period of 3 (three) years has expired from the date of allotment of Units proposed to be redeemed.

SYSTEMATIC INVESTMENT PLAN (SIP) : INSTRUCTIONS (Please read the Scheme Information Document for more details)

Please note that the investor has to fi ll out a common application form for lumpsum and SIP investments

1. New standing instructions like SIP, SWP, STP in a minor’s folio shall only be registered till the date on which the minor attains majority, even if the instructions may be for a period beyond that date.

2. In case of existing standing instructions including STP, SIP and SWP registered prior to the minor attaining majority, an advance notice shall be sent to the guardian and the minor, advising, that the existing standing instructions will continue to be processed beyond the date of the minor attaining majority till the time an instruction is received from the major, by the mutual fund to terminate the standing instruction. It is also clarifi ed that the standing instruction shall be terminated within 30 days from the date of receiving the instruction.

SYSTEMATIC TRANSFER PLAN (STP) INSTRUCTIONS (Please read the Scheme Information Document for more details)

1. The transfer will commence from the start date that is provided by the applicant in the STP form.

2. Please clearly tick the frequency of the STP (daily or weekly or fortnightly or monthly).3. The STP request should be received at an Investor Service Centre at least 5 business

days before the fi rst transfer date.4. The AMC should be given clear instructions of discontinuance of at least 5 business

days in the case of an STP.5. The transaction needs to be supported by a copy of the PAN / PEKRN proof (PAN card /

PAN allotment letter).6. In case the date that is chosen for the STP falls on a non-business day, the transaction

will take effect from the following business day.

7. The STP application form needs to accompany the application form of the scheme in case a new applicant opts for Systematic Transfer Plan.

8. For selection of multiple STP dates under the same folio, a multiple number of STP forms are to be fi lled in.

9. The transfers under this facility can be made on a daily / weekly / fortnightly / monthly basis.

10. Units transferred into JPMorgan India Tax Advantage Fund will be locked in for a period of 3 (three) years from the date of allotment of Units. Units transferred out of the Scheme are required to have completed the lock-in period. STP will be subject to meeting the minimum redemption and purchase criteria of each of the respective schemes.

SYSTEMATIC WITHDRAWAL PLAN (SWP) INSTRUCTIONS (Please read the Scheme Information Document for more details)

Please note that the investor has to fi ll out a common application form for lumpsum and SIP investments

1. The request for an SWP should be received at an Investor Service Centre at least 15 days before the fi rst due date for withdrawal.

2. The AMC should be given clear instructions of discontinuance of at least 15 days in the case of an SWP.

3. The withdrawal will commence from the withdrawal start date that is mentioned in the SWP form.

4. The SWP application form needs to accompany the application form of the scheme in case a new applicant opts for Systematic Withdrawal Plan.

5. For selection of multiple SWP dates under the same folio, a multiple number of SWP forms are to be fi lled in.

6. Systematic withdrawal of Units from JPMorgan India Tax Advantage Fund can be made only after completion of the lock-in period of 3 (three) years from the date of allotment of Units proposed to be withdrawn under the SWP facility.

�

�

D DIVIDENDT TRANSFER P PLAN

Enrolment Form / Cancellation Form(Please refer Product labeling available on cover page of the

KIM and Terms and Conditions overleaf)

The Application Form should be completed in ENGLISH and in BLOCK LETTERS only. Please tick in the appropriate box wherever applicable and strike off the section(s) not in use.

KEY PARTNER / AGENT INFORMATION (Investors applying under Direct Plan must mention “Direct” in ARN column.) FOR OFFICE USE ONLY

Broker Name & ARN code Sub-broker ARN code Sub-broker code Employee Unique Identifi cation No.

Date of Receipt

Folio No. of Source Scheme ISC Name & Stamp

ARN

Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors by the ARN Holder

EUIN Declaration (only where EUIN box is left blank) (Refer Item No. 12)I/We hereby confi rm that the EUIN box has been intentionally left blank by me / us as this transaction is executed without any interaction or advice by the employee / relationship manager / sales person of the above distributor / sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee / relationship manager / sales person of the distributor / sub broker.

Sign Here Sign Here Sign Here

First / Sole Unit holder / Guardian Second Unit holder Third Unit holder

Date D D M M Y Y Y Y

I / We hereby declare and confi rm that I/we have read and agree to abide by the terms and conditions of the scheme related documents and the terms & conditions mentioned overleaf of Dividend Transfer Plan and of the relevant Scheme(s) and hereby apply for enrolment under the DTP of the following Scheme(s) / Plan(s) / Option(s) (New Registration).Please fi ll up items appearing under (A) and (B) below. Please (�) any one only

I / We hereby apply for enrolment under the DTP of the following Scheme(s) / Plan(s) / Option(s) and agree to abide by the terms and conditions of the respective Scheme(s) / Plan(s) / Option(s). (New Registration). I / We hereby apply for cancellation of Enrolment of DTP under the following Scheme(s) / Plan(s) / Option(s). (Cancellation). Please fi ll up items appearing under (A) [Except PAN details] and (C) below.

(A) Name of the Applicant PAN #or PEKRN # KYC is Mandatory # (Please �)

First / Sole ApplicantProof Attached

Guardian (in case First / Sole Applicant is a minor)Proof Attached

Second ApplicantProof Attached

Third ApplicantProof Attached

# Please attach proof. If PAN / PEKRN / KYC is already validated, please don’t attach any proof. Refer Item No. 10 and 11.

(B) Particulars (If your investment is to or from Direct Plan of the Scheme(s), please mention so clearly.)

1. Folio No. of ‘Source’ Scheme / Plan / Option (for existing Unit holder) / Application No. (for new investor)

2. Name of ‘Source’ Scheme JPMorgan India Tax Advantage Fund3. Plan / Option

4. Name of ‘Target’ Scheme

5. Plan / Option

(C) CANCELLATION OF DTP

1. Folio No. of ‘Source’ Scheme

2. Name of ‘Source’ Scheme JPMorgan India Tax Advantage Fund3. Plan / Option

In case of insuffi cient space, please fi ll up separate Enrolment Forms.

SIGN

ATUR

E(S)

First / Sole Unit holder / Guardian Second Unit holder Third Unit holder

Please note : Signature(s) should be as it appears on the Application Form and in the same order. In case the mode of holding is joint, all Unit holders are required to sign.

Date D D M M Y Y Y Y

Received from Mr./Ms./M/s.

‘DTP’ application for transfer and investment of Dividend; from JPMorgan India Tax Advantage Fund Plan / Option to Scheme / Plan / Option

ACKNOWLEDGEMENT SLIP (To be fi lled in by the Unit holder)

ISC Stamp & Signature

Enrolment Form No.

Enrolment Form No.

38

1. Dividend Transfer Plan (DTP) is a facility wherein unit holder(s) of JPMorgan India Tax Advantage Fund (Regular Plan and Direct Plan) [hereinafter referred to as “Source Scheme”] can opt to automatically invest the dividend (as reduced by the amount of applicable statutory levy) declared by the Scheme into any open ended schemes of JPMorgan Mutual Fund [hereinafter referred to as “Target Scheme(s)”]. The DTP Facility is available only for units held / to be held in Non-demat Mode in the source and the target Scheme.

2. The enrolment for DTP facility should be for all units under the respective Dividend Option of the Source Scheme. Instructions for part Dividend Transfer and part Dividend Payout will not be accepted. The dividend amount will be invested in the Target Scheme under the same folio. Accordingly, the unit holder(s) details and mode of holding in the Target Scheme will be same as in the Source Scheme.

3. Under DTP, dividend declared (as reduced by the amount of applicable statutory levy) in the Source Scheme will be automatically invested into the Target Scheme, as opted by the unit holder, on the immediate next Business Day after the Record Date at the applicable NAV of the Target Scheme, subject to applicable load as specifi ed under point 6 below and accordingly equivalent units will be allotted in the Target Scheme, subject to the terms and conditions of the respective Target Scheme. For example: If the Dividend Record Date of the Source Scheme is December 21 (Friday) and the next Business Day of the Target Scheme (non-Liquid scheme) is December 24 (Monday), the unit holder will be allotted units in the Target Scheme at the closing NAV of December 24 (Monday).

4. The provision for ‘Minimum Application Amount’ specified in the respective Target Scheme’s Scheme Information Document will not be applicable under DTP. e.g. the minimum application amount for new investors in JPMorgan India Equity Fund - Growth Plan is Rs. 5,000/-. However in case of DTP, an Unit Holder can avail of the facility irrespective of the amount of dividend.

5. Load Structure (Target Scheme): Load structure on units invested in target Scheme via DTP will be Nil.

6. Unitholders who wish to enroll for DTP facility are required to fi ll DTP Enrolment Form available with the ISCs, distributors/agents and also displayed on the website www.jpmorganmf.com. The DTP Enrolment Form should be completed in English in Block Letters only. Please tick �) in the appropriate box (�), where boxes have been provided. The DTP Enrolment Form complete in all respects should be submitted at any of the Offi cial Points of Acceptance of JPMorgan Mutual Fund.

7. The request for enrolment for DTP must be submitted at least 10 days prior to the Record Date for the dividend. In case of the condition not being met, the enrolment would be considered valid from the immediately succeeding Record Date of the dividend, provided the difference between the date of receipt of a valid application for enrolment under DTP and the next Record Date for dividend is not less than 10 days.

8. Unitholder(s) are advised to read the Scheme Information Documents of Target Scheme(s) carefully before investing. The Scheme Information Documents / Key Information Memorandum(s) of the respective Scheme(s) are available with the ISCs of JPMorgan Mutual Fund, brokers / distributors and also displayed on the Fund’s website i.e. - www.jpmorganmf.com

9. Unit holders will have the right to discontinue the DTP facility at any time by sending a written request to the ISC. Notice of such discontinuance should be received at least 10 days prior to the Dividend Record Date. On receipt of such request, the DTP facility will be terminated. At the time of discontinuation of DTP facility, the Unit holders should note that the

TERMS & CONDITIONS FOR DIVIDEND TRANSFER PLAN (DTP)

default option will be dividend payout after discontinuation of DTP’. Once the request for DTP is registered, then it shall remain in force unless it is terminated as aforesaid.

10. Permanent Account Number (PAN):

SEBI has made it mandatory for all applicants (in the case of application in joint names, each of the applicants) to mention his/ her permanent account number (PAN) {Except as mentioned below} irrespective of the amount of investment. Where the applicant is a minor, and does not possess his / her own PAN, he / she shall quote the PAN of his / her father or mother or the guardian, as the case may be. Applications not complying with the above requirement may not be accepted / processed. PAN card copy is not required separately if KYC acknowledgement letter is made available. For further details, please refer to Statement of Additional Information available on our website www.jpmorganmf.com

PAN Exempt Investments

PAN Exempt KYC Reference Number (PEKRN) holders may enroll for this facility. For further details on PAN exempt Investments, refer Instructions of Scheme Application Form or Statement of Additional Information. However, if the amount per transfer is Rs. 50,000 or more, in accordance with the extant Income Tax rules, investors will be required to furnish a copy of PAN to the Mutual Fund.

11. Know Your Customer (KYC) Compliance:

Investors should note that it is mandatory for all registrations for DTP to quote the KYC Compliance Status of each applicant (guardian in case of minor) in the application and attach proof of KYC Compliance viz. KYC Acknowledgement Letter. For more details, please refer to the Statement of Additional Information (‘SAI’) available on our website www.jpmorganmf.com

12. Investment through Distributors:

Distributors / Agents are not entitled to distribute units of mutual funds unless they are registered with Association of Mutual Funds in India (AMFI). Every employee / relationship manager/ sales person of the distributor of mutual fund products to quote the Employee Unique Identifi cation Number (EUIN) obtained by him/her from AMFI in the Application Form. Individual ARN holders including senior citizens distributing mutual fund products are also required to obtain and quote EUIN in the Application Form. Hence, if your investments are routed through a distributor, please ensure that the EUIN is correctly fi lled up in the Application Form. However, in case of any exceptional cases where there is no interaction by the employee / sales person / relationship manager of the distributor/sub broker with respect to the transaction and EUIN box is left blank, you are required to provide the duly signed declaration to the effect as given in the form. For further details on EUIN you may kindly refer to the instructions of the Scheme Application Form or Statement of Additional Information.

These requirements do not apply to Overseas Distributors.

Direct Investments

Investors applying under Direct Plan must mention “Direct” in ARN column. In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan.

13. JPMorgan Mutual Fund / JPMorgan Asset Management India Private Limited reserves the right to change/modify the terms and conditions of the DTP. For the updated terms and conditions of DTP, contact the nearest ISC or visit our website www.jpmorganmf.com

JPMorgan Mutual Fund Note: All future communications in connection with this application should be addressed to the nearest JPMorgan Customer Service Centre, quoting full name of the fi rst applicant, the application serial number, the name of the Scheme, the amount invested, date and the place of the Customer Service Centre where the application was lodged.

Asset Management Company : JPMorgan Asset Management India Private Limited, J. P. Morgan Tower, Off C.S.T. Road, Kalina, Santacruz (East), Mumbai - 400 098.

Tel.: 022 - 6157 3000 Fax : 022 - 6157 4170 E-mail: india.investors@jpmorgan.com Toll free no.: 1-800-200-5763 (JPMF)

Registrar & Transfer Agent : Computer Age Management Services Private Limited, 3rd Floor, Rayala Towers, 158, Anna Salai, Chennai - 600 002. E-mail: enq_jpm@camsonline.com

Form for Nomination / Cancellation of Nomination(To be fi lled in by individual(s) applying singly or jointly)(Nominations will not be permitted in case of folios held on behalf of a minor)

Scheme name JPMorgan

Plan

Option (�) Growth (default) Dividend

Dividend reinvestment (default) Dividend payout

Daily* Weekly* Fortnightly* Monthly* Annual Dividend* *as applicable

I / we and

do hereby nominate the person(s) more particularly described hereunder / and / cancel the nomination made by me / us on the day of

in respect of the Folio No.

NAME AND SIGNATURE(S) OF APPLICANT(S)

First applicant Mr. Ms. M/s.

Second applicant Mr. Ms. M/s.

Third applicant Mr. Ms. M/s.

Date Sole / First applicant Second applicant Third applicant

Signature of all applicants is necessary.The address as per our records, under the folio, is applicable for this form.

For O

ffi ce

Us

e

1. FIRST NOMINEE

Name of the nominee Date of Birth (if nominee is minor)

Mr. Ms. M/s. D D M M Y Y Y Y

Address of nominee (Please provide full address)

Percentage of allocation / share

Pin code

Name of the guardian (if nominee is minor) Relationship with nominee

Mr. Ms. M/s.

Signature of guardian (mandatory) / Address of guardian nominee (optional)

Pin code

2. SECOND NOMINEE

Name of the nominee Date of Birth (if nominee is minor)

Mr. Ms. M/s. D D M M Y Y Y Y

Address of nominee (Please provide full address)

Percentage of allocation / share

Pin code

Name of the guardian (if nominee is minor) Relationship with nominee

Mr. Ms. M/s.

Signature of guardian (mandatory) / Address of guardian nominee (optional)

Pin code

3. THIRD NOMINEE

Name of the nominee Date of Birth (if nominee is minor)

Mr. Ms. M/s. D D M M Y Y Y Y

Address of nominee (Please provide full address)

Percentage of allocation / share

Pin code

Name of the guardian (if nominee is minor) Relationship with nominee

Mr. Ms. M/s.

Signature of guardian (mandatory) / Address of guardian nominee (optional)

Pin code

40

INSTRUCTIONS

1. These instructions are subject to SEBI Regulations / applicable laws.

2. The nomination can be made only by individuals applying for/holding units on their own behalf singly or jointly. Non-individuals including society, trust, body corporate, partnership fi rm, karta of Hindu Undivided Family, holder of Power of Attorney cannot nominate. If the units are held jointly, all jointholders will sign the nomination form.

3. A minor can be nominated and in that event, the name and address of the guardian of the minor nominee shall be provided by the unit holder. However, nomination will not be allowed in a folio held on behalf of a minor. Nomination can also be in favour of the Central Government, State Government, a local authority, any person designated by virtue of his offi ce or a religious or charitable trust.

4. The Nominee shall not be a trust, other than a religious or charitable trust, society, body corporate, partnership fi rm, karta of Hindu Undivided Family or a Power of Attorney holder. A non-resident Indian can be a Nominee subject to the exchange controls in force, from time to time.

5. Nomination in respect of the units stands rescinded upon the transfer of units.

6. Transfer of units in favour of a Nominee shall be valid discharge by the asset management company against the legal heir.

7. The cancellation of nomination can be made only by those individuals who hold units on their own behalf singly or jointly and who made the original nomination.

8. On cancellation of the nomination, the nomination shall stand rescinded and the asset management company shall not be under any obligation to transfer the units in favour of the Nominee.

9. Unitholders should mention the number of nominees who shall receive the amounts in the event of his/her death in ratio mentioned by the unit holder. In case the ratio is not mentioned, the holding will be equally split. However, the AMC reserves the right to treat such requests as incomplete.

10. Nomination cannot be made in favour of NRI or PIO residents of the United States of America and Canada.

11. Nomination shall be maintained at the folio level and shall be applicable for investments in all schemes in the folio.

12. Where a folio has joint holders, all joint holders should sign the request for nomination / cancellation of nomination, even if the mode of holding is not “joint”.

13. Every new nomination for a folio/account will overwrite the existing nomination.

41

INVESTOR SERVICE CENTRES

JPMORGAN ASSET MANAGEMENT INDIA PRIVATE LIMITED :Ahmedabad : 302, Megha House, Near Law Garden, Mithakhal i S ix Road, Navrangpura, Ahmedabad - 380 006. Tel . : 079-66131701. Bengaluru : 501, 5th Floor, Prestige Centre Point, 7, Cunningham Road, Bengaluru - 560 052. Tel.: 080-66510051. Chennai : T. V. Loganathan Towers, 2nd Floor, No. 95,V. M. Street, R. K. Salai, Mylapore, Chennai - 600 004. Tel.: 044-32427949. Kolkata : Camac Square, 24, Camac Street, Unit 2, Level 4, Kolkata - 700 016. Tel.: 033-64590182. Mumbai : J. P. Morgan Tower, Off C.S.T. Road, Kalina, Santacruz (East), Mumbai - 400 098. Tel.: 022-6157 3000. New Delhi : Unit No. 107, 1st Floor, DLF Capitol Point, Baba Kharag Singh Marg, Connaught Place, New Delhi - 110 001. Tel.: 011-66763100. Pune : Offi ce No. 301, Nandadeep, Above Nandadeep Hospital, Dnyaneshwar Paduka Chowk, F C Road, Shivajinagar, Pune - 411 005 Tel.: 020-66081000.

CAMS SERVICE CENTRES:Investor Service Centres :The Registrar will be the offi cial point of acceptance for electronic transactions received from specifi ed banks, fi nancial institutions, distribution channels, etc. (mobilised on behalf of their clients) with whom the AMC has entered / may enter into specifi c arrangements for purchase / sale / switch of Units.

Ahmedabad : 402-406, 4th Floor - Devpath Building, Off C G Road, Behind Lal Bungalow, Ellis Bridge, Ahmedabad - 380006. Bangalore : Trade Centre, 1st Floor, 45, Dikensen Road, (Next to Manipal Centre), Bangalore - 560042. Bhubaneswar : Plot No - 111, Varaha Complex Building, 3rd Floor, Station Square, Kharvel Nagar, Unit 3, Bhubaneswar - 751001. Chandigarh : Deepak Tower, SCO 154-155, 1st Floor, Sector 17-C, Chandigarh - 160017. Chennai : Ground Floor No. 178/10, Kodambakkam High Road, Opp. Hotel Palmgrove, Nungambakkam, Chennai - 600034. Cochin : Ittoop’s Imperial Trade Center, Door No. 64/5871–D, 3rd Floor, M. G. Road (North), Cochin - 682035. Coimbatore : Old # 66 New # 86, Lokamanya Street (West), Ground Floor, R. S. Puram, Coimbatore - 641002. Durgapur : City Plaza Building, 3rd Floor, City Centre, Durgapur - 713216. Goa : No. 108, 1st Floor, Gurudutta Bldg., Above Weekender, M. G. Road, Panaji (Goa) - 403001. Hyderabad : 208, 2nd Floor, Jade Arcade, Paradise Circle, Secunderabad - 500003. Indore : 101, Shalimar Corporate Centre, 8-B, South Tukogunj, Opp. Greenpark, Indore - 452001. Jaipur : R-7, Yudhisthir Marg, C-Scheme, Behind Ashok Nagar Police Station, Jaipur - 302001. Kanpur : I Floor, 106 to 108, City Centre Phase II, 63/ 2, The Mall, Kanpur - 208001. Kolkata : Saket Building, 44 Park Street, 2nd Floor, Kolkata - 700016. Lucknow : Off # 4, 1st Floor, Centre Court Building, 3/C, 5 - Park Road, Hazratganj, Lucknow - 226001. Ludhiana : U/GF, Prince Market, Green Field, Near Traffi c Lights, Sarabha Nagar Pulli, Pakhowal Road, Ludhiana - 141002. Madurai : “Ist Floor, 278, North Perumal Maistry street, Nadar Lane, Madurai - 625001. Mangalore : No. G 4 & G 5, Inland Monarch, Opp. Karnataka Bank, Kadri Main Road, Kadri, Mangalore - 575003. Mumbai : Rajabahdur Compound, Ground Floor, Opp. Allahabad Bank, Behind ICICI Bank, 30, Mumbai Samachar Marg, Fort, Mumbai - 400023. Nagpur : 145 Lendra, New Ramdaspeth, Nagpur - 440010. New Delhi : 7-E, 4th Floor, Deen Dayaal Research Institute Building, Swami Ram Tirath Nagar, Near Videocon Tower, Jhandewalan Extension, New Delhi - 110055. Patna : G-3, Ground Floor, Om Vihar Complex, S. P. Verma Road, Patna - 800001. Pune : Nirmiti Eminence, Offi ce No. 6, 1st Floor, Opp. Abhishek Hotel, Mehandale Garage Road, Erandawane, Pune - 411004. Surat : Plot No. 629, 2nd Floor, Offi ce No. 2-C/2-D, Mansukhlal Tower, Beside Seventh Day Hospital, Opp. Dhiraj Sons, Athwalines, Surat - 395001. Vadodara : 103, Aries Complex, BPC Road, Off R. C. Dutt Road, Alkapuri, Vadodara - 390007. Vijayawada : 40-1-68, Rao & Ratnam Complex, Near Chennupati Petrol Pump, M. G. Road, Labbipet, Vijayawada - 520010. Visakhapatnam : 47/ 9 / 17, 1st Floor, 3rd Lane, Dwaraka Nagar, Visakhapatnam - 530016.

Transaction Acceptance Points :Agartala : Advisor Chowmuhani (Ground Floor), Krishnanagar, Agartala - 799001 Agra : No. 8, 2nd Floor, Maruti Tower, Sanjay Place, Agra - 282002 Ajmer : AMC No. 423/30, Near Church, Brahampuri, Opp. T. B. Hospital, Jaipur Road, Ajmer - 305001 Akola : Opp. RLT Science College, Civil Lines, Akola - 444001 Aligarh : City Enclave, Opp. Kumar Nursing Home, Ramghat Road, Aligarh - 202001 Allahabad : 30/2, A&B, Civil Lines Station, Besides Vishal Mega Mart, Strachey Road, Allahabad - 211001 Alleppey : Doctor’s Tower Building, Door No. 14/2562, 1st Floor, North of Iron Bridge, Near Hotel Arcadia Regency, Alleppey - 688011 Alwar : 256A, Scheme No. 1, Arya Nagar, Alwar - 301001 Amaravati : 81, Gulsham Tower, 2nd Floor, Near Panchsheel Talkies, Amaravati - 444601 Ambala : Opposite PEER, Bal Bhavan Road, Ambala - 134003 Amritsar : SCO - 18J, ‘C’, Block Ranjit Avenue, Amritsar - 140001 Anand : 101, A.P. Tower, B/H, Sardhar Gunj, Next to Nathwani Chambers, Anand - 388001 Anantapur : 15-570-33, 1st Floor, Pallavi Towers, Anantapur - 515001 Ankleshwar : Shop No - F -56, 1st Floor, Omkar Complex, Opp. Old Colony, Nr Valia Char Rasta, GIDC, Ankleshwar- Bharuch - 393002 Asansol : Block – G 1st Floor, P. C. Chatterjee Market Complex, Rambandhu Talab P. O. Ushagram, Asansol - 713303 Aurangabad : Offi ce No. 1, 1st Floor, Amodi Complex, Juna Bazar, Aurangabad - 431001 Balasore : B. C. Sen Road, Balasore - 756001 Bareilly : F-62-63, Butler Plaza, Civil Lines, Bareilly - 243001 Belgaum : 1st Floor, 221/2A/1B, Vaccine Depot Road, Near 2nd Railway Gate, Tilakwadi, Belgaum - 590006 Bellary : 60/5, Mullangi Compound, Gandhinagar Main Road, (Old Gopalswamy Road), Bellary - 583101 Berhampur : 1st Floor, Upstairs of Aaroon Printers, Gandhi Nagar Main Road, Orissa, Berhampur - 760001 Bhagalpur : Krishna, 1st Floor, Near Mahadev Cinema, Dr. R. P. Road, Bhagalpur - 812002 Bhatinda : 2907 GH, G. T. Road, Near Zila Parishad, Bhatinda - 151001 Bhavnagar : 305-306, Sterling Point, Waghawadi Road, Opp. HDFC Bank, Bhavnagar - 364002 Bhilai : 209, Khichariya Complex, Opp. IDBI Bank, Nehru Nagar Square, Bhilai - 490020 Bhilwara : Indraparstha Tower, 2nd Floor, Shyam ki Sabji Mandi, Near Mukharji Garden, Bhilwara - 311001 Bhopal : Plot No. 10, 2nd Floor, Alankar Complex, Near ICICI Bank, MP Nagar, Zone II, Bhopal - 462011 Bhuj : Data Solution, Offi ce No. 17, I st Floor, Municipal Building, Opp. Hotel Prince, Station Road, Bhuj - Kutch - 370001 Bikaner : F 4, 5 Bothra Complex, Modern Market, Bikaner - 334001 Bilaspur : Beside HDFC Bank, Link Road, Bilaspur - 495001 Bokaro : Mazzanine Floor, F-4, City Centre, Sector 4, Bokaro Steel City, Bokaro - 827004 Burdwan : 399, G. T. Road, Basement of Talk of the Town, Burdwan - 713101 Calicut : 29/97G 2nd Floor, Gulf Air Building, Mavoor Road, Arayidathupalam, Calicut - 673016 Cuttack : Near Indian Overseas Bank, Cantonment Road, Mata Math, Cuttack - 753001 Davenegere : 13, 1st Floor, Akkamahadevi Samaj Complex, Church Road, P.J.Extension, Devengere - 577002 Dehradun : 204/121 Nari Shilp Mandir Marg, Old Connaught Place, Dehradun - 248001 Deoghar : S. S. M. Jalan Road, Ground Floor, Opp. Hotel Ashoke, Caster Town, Deoghar - 814112 Dhanbad : Urmila Towers, Room No: 111 (1st Floor), Bank More, Dhanbad - 826001 Erode : 197, Seshaiyer Complex, Agraharam Street, Erode - 638001 Faridhabad : B-49, 1st Floor, Nehru Ground, Behind Anupam Sweet House, NIT, Faridhabad - 121001 Ghaziabad : 113/6 1st Floor, Navyug Market, Gazhiabad - 201001 Gorakhpur : Shop No. 3, 2nd Floor, The Mall, Cross Road, A.D. Chowk, Bank Road, Gorakhpur - 273001 Guntur : Door No 5-38-44, 5/1 Brodipet, Near Ravi Sankar Hotel, Guntur - 522002 Gurgaon : SCO - 16, Sector - 14, 1st Floor, Gurgaon - 122001 Guwahati : A.K. Azad Road, Rehabari, Guwahati - 781008 Gwalior : G-6 Global Apartment, Kailash Vihar Colony, Opp. Income Tax Offi ce, City Centre, Gwalior - 474002 Hazaribag : Municipal Market, Annanda Chowk, Hazaribagh - 825301 Hisar : 12, Opp. Bank of Baroda, Red Square Market, Hisar - 125001 Hubli : No. 204 - 205, 1st Floor, ‘B’ Block, Kundagol Complex, Opp. Court, Club Road, Hubli - 580029 Jabalpur : 8, Ground Floor, Datt Towers, Behind Commercial Automobiles, Napier Town, Jabalpur - 482001 Jalandhar : 367/8, Central Town, Opp. Gurudwara Diwan Asthan, Jalandhar - 144001 Jalgaon : Rustomji Infotech Services, 70, Navipeth, Opp. Old Bus Stand, Jalgaon - 425001 Jalna : Shop No. 6, Ground Floor, Anand Plaza Complex, Bharat Nagar, Shivaji Putla Road, Jalna - 431203 Jammu : JRDS Heights, Lane Opp. S&S Computers, Near RBI Building, Sector 14, Nanak Nagar, Jammu - 180004 Jamnagar : 217/218, Manek Centre, P.N. Marg, Jamnagar - 361008 Jamshedpur : Millennium Tower, “R” Road, Room No:15, 1st Floor, Bistupur, Jamshedpur - 831001 Jhansi : Opp. SBI Credit Branch, Babu Lal Kharkana Compound, Gwalior Road, Jhansi - 284001 Jodhpur : 1/5, Nirmal Tower, 1st Chopasani Road, Jodhpur - 342003 Junagadh : 202-A, 2nd Floor, Aastha Plus Complex, Opp. Jhansi Rani Statue, Near Alkapuri, Sardarbaug Road, Opp. Zansi Rani Statue, Junagadh - 362001 Kadapa : Bandi Subbaramaiah Complex, D.No: 3/1718, Shop No: 8, Raja Reddy Street, Kadapa - 516001 Kakinada : No. 33-1, 44 Sri Sathya Complex, Main Road, Kakinada - 533001 Kalyani : A-1/50, Block - A, Dist. Nadia, Kalyani - 741235 Kannur : Room No. 14/435, Casa Marina Shopping Centre, Talap, Kannur - 670004 Karimnagar : H No. 7-1-257, Upstairs S B H, Mangammathota, Karimnagar - 505001 Karur : 126 G, V. P. Towers, Kovai Road, Basement of Axis Bank, Karur - 639002 Kharagpur : H. No. 291/1, Ward No-15, Malancha Main Road, Opposite UCO Bank, Kharagpur - 721301 Kolhapur : 2 B, 3rd Floor, Ayodhya Towers, Station Road, Kolhapur - 416001 Kollam : Kochupilamoodu Junction, Near VLC, Beach Road, Kollam - 691001 Kota : B-33 ‘Kalyan Bhawan, Triangle Part, Vallabh Nagar, Kota - 324007 Kottayam : KMC IX / 1331 A, Opp. Malayala Manorama, Railway Station Road, Thekkummoottil, Kottayam - 686001 Kumbakonam : Jailani Complex, 47, Mutt Street, Kumbakonam - 612001 Kurnool : H.No. 43/8, Upstairs, Uppini Arcade, N R Peta, Kurnool - 518004 Margao : Virginkar Chambers 1st Floor, Near Kamath

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Milan Hotel, New Market, Near Lily Garments, Old Station Road, Margao - 403601 Meerut : 108 1st Floor, Shivam Plaza, Opposite Eves Cinema, Hapur Road, Meerut - 250002 Mehsana : 1st Floor, Subhadra Complex, Urban Bank Road, Mehsana - 384002 Moradabad : B-612 ‘Sudhakar’, Lajpat Nagar, Moradabad - 244001 Mumbai : CTS No. 411, Citipoint, Gundivali, Teli Gali, Above C.T. Chatwani Hall, Andheri, Mumbai - 400069 Muzzafarpur : Brahman Toli, Durgasthan, Gola Road, Muzaffarpur - 842001 Mysore : No.1, 1st Floor, CH.26 7th Main, 5th Cross, (Above Trishakthi Medicals), Saraswati Puram, Mysore - 570009 Nasik : Ruturang Bungalow, 2 Godavari Colony, Behind Big Bazar, Near Boys Town School, Off College Road, Nasik - 422005 Navsari : Dinesh Vasani & Associates, 103 -Harekrishna Complex, above IDBI Bank, Nr. Vasant Talkies, Chimnabai Road, Navasari - 396445 Nellore : 97/56, 1st Floor Immadisetty Towers, Ranganayakulapet Road, Santhapet, Nellore - 524001 Noida : C-81, 1st Floor, Sector-2, Noida - 201301 Palakkad : 10 / 688, Sreedevi Residency, Mettupalayam Street, Palakkad - 678001 Panipat : 83, Devi Lal Shopping Complex, Opp. ABN Amro Bank, G. T. Road, Panipat - 132103 Patiala : 35, New Lal Bagh Colony, Patiala - 147001 Pondicherry : S-8, 100, Jawaharlal Nehru Street, (New Complex, Opp. Indian Coffee House), Pondicherry - 605001 Raipur : HIG, C-23 , Sector - 1, Devendra Nagar, Raipur - 492004 Rajahmundry : Door No: 6-2-12, 1st Floor, Rajeswari Nilayam, Near Vamsikrishna Hospital, Nyapathi Vari Street, T. Nagar, Rajahmundry - 533101 Rajkot : Offi ce 207 - 210, Everest Building, Harihar Chowk, Opp Shastri Maidan, Limda Chowk, Rajkot - 360001 Ranchi : 4, HB Road, No: 206, 2nd Floor Shri Lok Complex, H B Road Near Firayalal, Ranchi - 834001 Rohtak : 205, 2nd Floor, Blg. No. 2, Munjal Complex, Delhi Road, Rohtak - 124001 Rourkela : 1st Floor, Mangal Bhawan, Phase II, Power House Road, Rourkela - 769001 Saharanpur : 1st Floor, Krishna Complex, Opp. Hathi Gate, Court Road, Saharanpur - 247001 Salem : No. 2, 1st Floor Vivekananda Street, New Fairlands, Salem - 636016 Sambalpur : C/o Raj Tibrewal & Associates, Opp. Town High School, Sansarak, Sambalpur - 768001 Sangli : Diwan Niketan, 313, Radhakrishna Vasahat, Opp. Hotel Suruchi, Near S.T. Stand, Sangli - 416416 Satara : 117 / A / 3 / 22, Shukrawar Peth, Sargam Apartment, Satara - 415002 Shimla : 1st Floor, Opp. Panchayat Bhawan Main gate, Bus Stand, Shimla - 171001 Shimoga : Nethravathi, Near Gutti Nursing Home, Kuvempu Road, Shimoga - 577201 Siliguri : No 7, Swamiji Sarani, Ground Floor, Ground Floor, Hakimpara, Siliguri - 734001 Solapur : Flat No 109, 1st Floor, A Wing, Kalyani Tower, 126 Siddheshwar Peth, Near Pangal High School, Solapur - 413001 Sriganganagar : 18 L Block, Sri Ganganagar - 335001 Thane : 3rd Floor, Nalanda Chambers, “B” Wing, Gokhale Road, Near Hanuman Temple, Naupada, Thane - 400602 Thiruppur : 1(1), Binny Compound, II Street, Kumaran Road, Thiruppur - 641601 Thiruvalla : Central Tower, Above Indian Bank, Cross Junction, Thiruvalla - 689101 Tirunelveli : 1st Floor, Mano Prema Complex, 182 / 6, S.N High Road, Tirunelveli - 627001 Tirupathi : Door No : 18-1-597, Near Chandana Ramesh Showroom, Bhavani Nagar, Tirumala Byepass Road, Tirupathi - 517501 Trichur : Room No. 26 & 27, Dee Pee Plaza, Kokkalai, Trichur - 680001 Trichy : No 8, 1st Floor, 8th Cross West Extn, Thillainagar, Trichy - 620018 Trivandrum : R S Complex, Opp. of LIC Building, Pattom PO, Trivandrum - 695004 Udaipur : 32 Ahinsapuri, Fatehpura Circle, Udaipur - 313004 Valsad : 3rd Floor, Gita Nivas, Opp. Head Post Offi ce, Halar Cross Lane, Valsad - 396001 Vapi : 215-216, Heena Arcade, Opp. Tirupati Tower, Near G.I.D.C, Char Rasta, Vapi - 396195 Varanasi : C-28/142-2A, Near Teliya Bagh Crossing, Teliya Bagh, Varanasi - 221002 Vellore : No.1, Offi cer’s Line, 2nd Floor, MNR Arcade, Opp. ICICI Bank, Krishna Nagar, Vellore - 632001 Warangal : A.B.K Mall, Near Old Bus Depot Road, F-7, Ist Floor, Ramnagar, Hanamkonda, Warangal - 506001 Yamuna Nagar : 124-B/R Model Town, Yamuna Nagar - 135001.

Transaction Points Lite:Ahmednagar : 203-A, Mutha Chambers, Old Vasant Talkies, Market Yard Road, Ahmednagar - 414001 Basti : Office no. 3, 1st Floor, Jamia Shopping Complex, (Opposite Pandey School), Station Road, Basti - 272002 Chhindwara : Office No. - 1, Parasia Road, Near Mehta Colony, Chhindwara - 480001 Chittorgarh : 3 Ashok Nagar, Near Heera Vatika, Chittorgarh - 312001 Darbhanga : Shahi Complex, 1st Floor, Near RB Memorial Hospital, V.I.P. Road, Benta, Laheriasarai, Darbhanga - 846001 Dharmapuri : 16A/63A, Pidamaneri Road, Near Indoor Stadium, Dharmapuri - 636701 Dhule : H. No. 1793 / A, J. B. Road, Near Tower Garden, Dhule - 424001 Faizabad : 64 Cantonment, Near GPO, Faizabad - 224001 Gandhidham : Plot No. 261, 1st Floor, Sector 1A, Om Mandap Galli, Gandhidham - 370201 Gulbarga : Pal Complex, 1st Floor, Opp. City Bus Stop, Super Market, Gulbarga - 585101 Haldia : 2nd Floor, New Market Complex, 2nd Floor, New Market Complex, “Durgachak Post Offi ce, Purba Medinipur District, Haldia - 721602 Haldwani : Durga City Centre, Nainital Road, Haldwani - 263139 Himmatnagar : D-78 1st Floor, New Durga Bazar, Near Railway Crossing, Himmatnagar - 383001 Hoshiarpur : Near Archies Gallery, Shimla Pahari Chowk, Hoshiarpur - 146001 Hosur : Shop No. 8 J D Plaza, Opp. TNEB Office, Royakotta Road, Hosur - 635109 Jaunpur : 248, Fort Road, Near Amber Hotel, Jaunpur - 222001 Katni : 1st Floor, Gurunanak Dharmakanta, Jabalpur Road, Bargawan, Katni - 483501 Khammam : Shop No: 11 - 2 - 31/3, 1st fl oor, Philips Complex, Balajinagar, Wyra Road, Near Baburao Petrol Bunk, Khammam - 507001 Malda : Daxhinapan Abasan, Opp. Lane of Hotel Kalinga, SM Pally, Malda - 732101 Manipal : Trade Centre, 2nd Floor, Syndicate Circle, Starting Point, Manipal - 576104 Mathura : 159/160 Vikas Bazar, Mathura - 281001 Moga : Gandhi Road, Opp Union Bank of India, Moga - 142001 Namakkal : 156A / 1, 1st Floor, Lakshmi Vilas Building, Opp. To District Registrar Offi ce, Trichy Road, Namakkal - 637001 Palanpur : Tirupati Plaza, 3rd Floor, T-11, Opp.Goverment Quarter, College Road, Palanpur - 385001 Rae Bareli : 17, Anand Nagar Complex, Rae Bareli - 229001 Rajapalayam : No 59 A/1, Railway Feeder Road, Near Railway Station, Rajapalayam - 626117 Ratlam : Dafria & Co, 18, Ram Bagh, Near Scholar’s School, Ratlam - 457001 Ratnagiri : Kohinoor Complex, Near Natya Theatre, Nachane Road, Ratnagiri - 415639 Roorkee : 22 Civil Lines, Ground Floor, Hotel Krish Residency, Roorkee - 247667 Sagar : Opp. Somani Automobiles, Bhagwanganj, Sagar - 470002 Shahjahanpur : Bijlipura, Near Old Dist. Hospital, Shahjahanpur - 242001 Sirsa : Bansal Cinema Market, Beside Overbridge, Next to Nissan Car Showroom, Hissar Road, Sirsa - 125055 Sitapur : Arya Nagar, Near Arya Kanya School, Sitapur - 261001 Solan : 1st Floor, Above Sharma General Store, Near Sanki Rest house, The Mall, Solan - 173212 Srikakulam : Door No 5 - 6 - 2, Punyapu Street, Palakonda Road, Near Krishna Park, Srikakulam - 532001 Sultanpur : 967, Civil Lines, Near Pant Stadium, Sultanpur - 228001 Surendranagar : 2 M I Park, Near Commerce College, Wadhwan City, Surendranagar - 363035 Tinsukia : Dhawal Complex, Ground Floor, Durgabari, Rangagora Road, Near Dena Bank, Tinsukia - 786125 Tuticorin : 4B / A-16 Mangal Mall Complex, Ground Floor, Mani Nagar, Tuticorin - 628003 Ujjain : 123, 1st Floor, Siddhi Vinanyaka Trade Centre, Saheed Park, Ujjain - 456010 Yavatmal : Pushpam, Tilakwadi, Opp. Dr. Shrotri Hospital, Yavatma - 445001.

Collection Centres:Bharuch (parent: Ankleshwar TP) : F-108, Rangoli Complex, Station Road, Bharuch - 392001 Bhusawal (Parent: Jalgaon TP) : 3, Adelade Apartment, Christain Mohala, Behind Gulshan-E-Iran Hotel, Amardeep Talkies Road, Bhusawal - 425201 Gondal (Parent Rajkot) : A/177, Kailash Complex, Opp. Khedut Decor, Gondal - 360311 Karnal (Parent :Panipat TP) :, 7, 1st Floor, Opp. Bata Showroom, Kunjapura Road, Karnal - 132001 Kestopur : 148, Jessore Road, Block - B (2nd Floor), Kolkata, Kestopur - 700101 Kolkata : 2A, Ganesh Chandra Avenue, Room No.3A, Commerce House (4th Floor), Kolkata - 700013 Mapusa (Parent ISC : Goa) : Offi ce No. CF-8, 1st Floor, Business Point, Above Bicholim Urban Co-op Bank, Angod, Mapusa - 403507 Nadiad (Parent TP: Anand TP) : 8, Ravi Kiran Complex, Ground Floor Nanakumbhnath Road, Nadiad - 387001 New Delhi-CC : Flat No. 512, Narian Manzil, 23, Barakhamba Road, Connaught Place, New Delhi - 110001 Unjha (Parent: Mehsana) : 10/11, Maruti Complex, Opp. B R Marbles, Highway Road, Unjha - 384170 Vaso (Parent : Goa) : No. DU 8, Upper Ground Floor, Behind Techoclean Clinic, Suvidha Complex, Near ICICI Bank, Vasco da Gama - 403802.

The above list is subject to change from time to time. The investors are advised to contact the Investor Service Centre / offi ce of the AMC for exact location and contact numbers of the AMC offi ces / ISCs.

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JPMorgan Asset Management India Private Limited (CIN - U65999MH2006PTC164773)Registered Offi ce: J.P. Morgan Tower, Off. C.S.T. Road, Kalina, Santacruz East, Mumbai – 400 098

Tel.: +91-22-61573000 Toll free number : 1-800-200-5763 (JPMF)Website: www.jpmorganmf.com