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2018 Jan-Feb Edition BUSINESS REPORTS
www.fep-group.com
IT IS TIME FOR BUSINESS
A M E M B E R O F F E P G R O U P O F C O M PA N I E S Future Solutions Now
l
FEP
in it
toge
ther
INSU
RANCE
AGENCY
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FEP Leadership Engagement:
Levitical Engagements:
Open Engagement with investors advocating for reforms:
The CEO, Mr. Maurice Korir has embarked on a nationwide and diaspora investor engagement. The meet the investor tour which began in late January and going through to March across all the counties has the following objectives;
As part of the strategy to engage the network, FEP leadership engagement was initiated. We have had a number of meetings with FEP leaders, since December 2017. The feedback has been very positive, with the leaders and management vowing to work together and synergize in order to raise FEP to new and higher levels. The FEP leaders have been actively engaged in the county visits and the response on the ground has been very positive.
The soul of FEP is the Levitical movement. It was felt that there was need to reconnect to the Levitical. More than 70% of the FEP shareholders were recruited through the church networks. A meeting was held with key leaders of the Levitical movement in January. They were taken through the business performance of the organization, as well as the challenges facing FEP. In order to appreciate this special group, the businesses have developed customized Levitical products that will appeal to, and meet the requirements of, the Levitical body. The re-engagement with the Levitical arm was positively received.
FEP opened its doors to engage with investors who were advocating for reforms on the structure and operations of the company. Continued engagement with various investor groups is on going. A 9 member special committee, incorporating all major stakeholders of the company has been formed to plan and paveway for the EGM. This committee composition incorporates: 2 members of the current board, 2 membersfrom the Levitical arm,2 members from the FEP Leadership, 2 members from other investor groups and the CEO as an ex-officio.
1. Reviving and reconnecting back with the network.2. Updating the shareholders on the business status and performance of the company.3. Address investor concerns.4. Share business opportunities.5. Activation of FEP products to FEP members. The diaspora engagement will commence in May 2018
Mr. Maurice Korir CEO, FEP Holdings Ltd
The Terms of Reference (ToRs) of the Committee are as follows: 1)Look into shareholders grievances and propose sustainable solutions2) To review the governance structure of the company and recommend changes for effective governance.2) Consider amendment to the Company's Article of Association3) To discuss modalities of capital raising4) To discuss modalities of the Extraordinary General Meeting tentatively proposed for 9th March 2018 5) Any other matters that the Committee may deem connected to the above terms of reference
Maurice Korir,The Chief Executive Officer, FEP Holdings Ltd.
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Message from the CEO
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LET’S TALK FEP MAXPAC
This is an annual cover that provides compensation in the event that you sustain injury or die as a result of an accident. This cover provides 24-hour insurance protection.
FEPin it together
INSURANCE AGENCY
OPTIONS
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Accidental Death
Accidental temporary,total disablement(per week max 104 weeks)
Hospital Cash
750,000 1,000,000 2,000,000 3,000,000 5,000,000 7,500,000 10,000,000
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2,000 2,500 5,000 7,500 8,500 10,000 20,000
3,500 5,000 10,000 15,000 20,000 25,000 30,000
75,000 100,000 200,000 250,000 300,000 400,000 500,000
10,000 20,000 25,000 30,000 35,000 40,000 50,000
10,000 15,000 25,000 35,000 50,000 50,000 75,000
2,800 4,000 6,800 9,900 14,600 20,200 26,3003,200 4,800 8,200 11,900 17,500 24,300 31,600
Accidental Medical expense
Artificial Appliances
Annual premiumEntry Age bracket 18<50Entry Age bracket 51<65
Last expense(Accidental Death)
A B C D E F G
How much is the cover? (Kshs)
How do I sign up for the cover?
[email protected] www.fep-insurance.comContact us on 0730 601 602
For as little as Kshs. 2,800 once a year obtain a personal accident cover of Kshs. 750,000!
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The Kenyan economy is expected to record a generally improved performance in 2018 following a slow-down in 2017. Though it should be noted that shadows of uncertainty on the political backdrop continue to impede a complete return to normalcy among investors which may limit foreign direct investment and capital expenditure decisions by businesses, thereby limiting the uptick in growth. We expect the overall GDP growth rate to improve to 5.0% – 5.5% in 2018 from an estimated 4.7% in 2017.
Investment and Projects Department FEP Holdings Limited.
ECONOMIC OUTLOOK 2018
Credit accessibility will likely remained constrained for two reasons, namely the reluctance of banks to lend to the private sector given the government’s appetite for debt and their inability to efficiently price risk following the interest rate cap. Secondly, the banking sector will be required to utilize new and more complex models for pricing loan risk following the implementation of the IFRS 9 accounting standard. As a result, the interest rate environment is likely to remain largely unchanged in 2018, with a possible downward revision on the benchmark CBK rate given low, stable inflation levels and a desire to spur lending to the private sector.
Short-term measures intended to increase commodity imports to suppress inflationary pressures have largely been lifted which should lead to improvements in the current account deficit. This should additionally be aided by relatively stable global oil prices in the year. Additionally, sustained high levels of diaspora remittances have proven to be a critical supporting force for the shilling as the country’s top source of foreign currency inflows.
‘’Major sectors that should see a revival of economic activity include agriculture as a result of improved weather conditions,construction and real estate sectors as activity resumes following the prolonged electioneering period as well as tourism.
Government Infrastructure development initiatives should additionally receive renewed focus in 2018 which should in turn benefit supporting services and the wider economy.
While the Central Bank has expressed its desire to see the interest rate capping regulation withdrawn, commercial Banks will continue to face constrained earnings prospects, a situation exacerbated by the implementation of new, more stringent accounting standards. The insurance sector has recently been experiencing higher levels of competition, tougherregulatory requirements as well as notable levels of fraud in some market segments resulting in losses for many smaller insurance providers operating in the sector. While the overall rate of insurance penetration in Kenya remains low highlighting strong opportunities for growth, the headwinds mentioned will likely continue to hinder the sector’s overall performance into 2018.
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A M E M B E R O F F E P G R O U P O F C O M P A N I E S
State of the art gatehouse is complete providing you with a splendid gateway to your dream home.
The Kiboko sample house is ready for viewing. We have a choice of seven exquisite designs from maisonettes and bungalow for you to select from. The plans are available at a reasonable fee.
The 2.8 km perimeter wall is near completion. This will provide a boundary of your piece of heaven and also ensure your home is secured.
Lukenya Park, is a gated community strategically located in Athi River near Daystar university. It is accessible through Athi River - Machakos road dual carriage way and proposed Greater Eastern bypass. The project sits on an expansive 372 acre land and is subdivided into 2008 parcels with ready title deeds and over 2000 planned homes in this controlled development. Current ongoing infrastructure includes; Access roads, Borehole, Electricity, Perimeter wall. The proposed social amenities will include; hotels, schools, club house, arboretum and recreational parks, hospitals and shopping malls.You can get a piece of this heaven on cash basis or through financing by our microfinance (FCSL).Below is the update on infrastructure development;
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A M E M B E R O F F E P G R O U P O F C O M P A N I E S
The Path to serenity: Basic grading has been done on the 2km road stretch from Daystar University to the site. Let us know when you plan to visit.
Lights on: We have already installed a 3 phase transformer on site awaiting connection to your home.
The spring of Life: The borehole is complete and the water has been tested and ready to refresh you.With the electricity on site, the next step is to pump the water to a storage tank.
The project is divided into 2 major components ; i.e civil works and electronechanical works.
Civil works comprise of: Gate house, offices,workshop, guest house, pump house, foundations forcontainer yard and fuel tanks, drilling of borehole,road works and fence struts.
Electomechanical works comprise of design, supply and installation of a diesel powered substation with 2x500 Kva generators, 2 x 100,000 liters fuel tanks & incinerator.
FTL SET TO COMPLETE THE KAKUMA PROJECT
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Fountain Technologies Limited is on the final stagesof installing a diesel hybrid substation in Kakuna. The project was awarded to FTL by Rural Electrification Authority in 2015 as part of the government’s initiative to have universal accessibility to power by all Kenyans by 2020. Anticipated Gross Revenue on the project isKsh. 43 million of which Ksh.18 million has already beenearned in 2017 and the balance of Ksh. 25 million in 2018.
Over 85% of the project has been completed with the pending works already ongoing.
With adequate finances, the remaining work should take between 3-4 weeks mainly because the materials required for earth works (road) will be sourced from Kitale.
The borehole is the only major scope that has not started, although this will not take more than 5 days tocomplete.
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Dubai Tour
Mombasa Madaraka Express
Egypt and Israel tour
Return flight4 nights accommodationDaily breakfast at the hotelAirport transfers in DubaiHalf Day Dubai City TourDessert Safari with barbeque dinner and Belly dancing showDhow Dinner cruiseDubai visaAll TaxesFrom USD 850 per person
Madaraka Express return tickets.Three days / two nights’ accommodationMeal plan: HalfboardIdea for Easter, Valentine, HoneymoonFrom KES 10,450 per person sharing
Meet & Assist upon arrival & departureReturn air ticketEgypt and Israel VisaAccommodation on fullboard 9 nightsDaily touring as per the itineraryBreakfast, lunch and dinner Travel insuranceProfessional English speaking guide.Transportation in a deluxe air conditionedFrom USD 1700 per person sharing
@fountainsafaris Fountain Safaris Ltd [email protected]
www.fountainsafaris.comContact us on 0730 601702, 0730 601703
The package includes:
The package includes:
Join our group departing in November
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INVESTORS CORNER
FEP Group key stakeholders summit held on 13th January 2018
The FEP Group Key Stake Holder’s Summit meeting was held on January 2018 at Galana Plaza. This saw all FEP leaders both local and from Diaspora come together to represent investors from their area of jurisdiction. The meeting was graced by CEO Mr. Korir and FEP Founder’s Court Chairman Mr. Maina Kiande.
The leaders agreed on actively engaging the FEP investors’ network to realize the business targets of the company. There was an agreement that FEP Holdings are not visible in the market and there is need for intensified marketing.
The Levitical Club leaders met on 23rd January 2018. The men of God reaffirmed the role of the church in the vision of FEP. It was clear to all that the vision anchors in the goodwill of the clergy hence the need for them to be incorporated in the marketing strategy of the company products.
Levitical Leaders Meeting held on 23rd January 2018
Levitical leaders meeting 23rd Jan 2018 at Galana Plaza
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INVESTORS CORNER...cont’d
Change of guard at our diaspora office
Mrs. Catherine Musembi in Texas, U.S.A. Michael Karuu issuing share certificate to an investor
Mrs. Catherine Musembi is the Executive Director FEP Diaspora having taken over from Mr. Michael Karuu whoplayed a key role in mobilization of resources in the foundational stages of the company. Mrs Musembi now holds a huge task of activating the Diaspora market for the FEP business units products.
Investors Regional Meetings
The FEP Holdings Ltd CEO, Mr Maurice Korir has embarked on a countrywide regional meeting with FEP leaders and investors. The first leg of the series of meetings started in January with meetings in Chuka,Chogoria, Meru, Isiolo, Laikipia and Nyeri.
Chuka in Tharaka Nthi CountyKutus town Kirinyaga county
FEP HOLDINGS LTD
CEO REGIONAL MEETINGS WITH INVESTORS
No
Date Day Time Town Venue Comments
1 23/01/2018 Tuesday 9:00am FEP Offices Galana Levitical Meeting – With Spiritual leaders
WEEK 1 2 25/1/2018 Thursday 5:00pm Nairobi Involve all leaders of Nairobi, Kiambu
& Thika Regions. 3 26/01/2018 Friday 5:00pm Nairobi Invite Investors.
WEEK 2
4 30/01/2018 Tuesday 10:00am Chuka Teacher’s Sacco Hall 3:00pm Chogoria Christ Ambassadors
Church
5 31/01/2018 Wednesday 8.00am Meru Meru Safari Hotel Levitical Meeting 10:00am Meru St. Paul’s Church
6:00pm Dinner - Meru 6 01/02/2018 Thursday 10:00am Isiolo Methodist Town Hall
3:00pm Laikipia Emes Hotel, Nanyuki 7 02/02/2018 Friday 10:00am Kirinyaga ACK Diocesan, Kutus
2:00pm Embu ACK Diocecan Hall 8 03/02/2018 Saturday 10:00am Nyeri YMCA Hall
WEEK 3 9 5/02/2018 Monday 9:00am Nairobi Galana Office Leader’s Review Meeting
10 6/02/2018 Tuesday 10:00am Nyahururu 2:00pm Nakuru 11 7/02/2018 Wednesday 10:00am Kabarnet 2:00pm Elgeyo Marakwet Old Sitet Hall, Iten 12 08/02/2018 Thursday 10:00am Nandi Aden Spring Hotel 2:00pm Eldoret Chrisco Church 13 09/02/2018 Friday 10:00am Kapenguria Teachers Plaza 2:00pm Kitale Kitale Museum Hall
WEEK 4 14 13/02/2018 Tuesday 10:00am Makueni/
Wote Wote RGC
2:00pm Machakos Worship Centre 15 14/02/2018 Wednesday 10:00am Kitui Parkside Villa 16 15/02/2018 Thursday Office 17 16/02/2018 Friday 10.00am Nyahururu
WEEK 5 18 20/02/2018 Tuesday 9.00am Narok 19 21/02/2018 Wednesday 10:00am Kericho 20 22/02/2018 Thursday 10:00am Bomet 21 23/02/2018 Friday 10.00am Kisii 22 24/02/2018 Saturday 10.00am OPEN DAY LUKENYA
WEEK 6 23 27/02/2018 Tuesday 9.00am Githunguri Royal Hotel 2.00pm Thika Eton Hotel 24 28/02/2018 Wednesday 10.00am Muranga ACK Cathedral 25 01/03/2018 Thursday 2.00pm Embu
WEEK 7 26 06/03/2018 Tuesday 10.00am Taveta 3.00pm Wundanyi 27 07/03/2018 Wednesday 10.00am Voi 6.00pm Mombasa 28 08/03/2018 Thursday 10.00am Mombasa Levitical Meeting 3.00pm Kwale 29 09/03/2018 Friday Lamu 30 10/03/2018 Saturday Malindi
DIASPORA 31 May – 1
week Mon - Sat UK/Norway
32 May – 2 weeks
Mon - Sat USA
INVESTORS CORNER...cont’d
* The list is subject to change and addition of additional tours
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FEP HOLDINGS LTDREGIONAL MEETING WITH INVESTORS *
Companies can have many types of share classes. The typesand rights attached to each class is outlined the company’smemorandum and articles of association. Shares with the same name may have different rights in different companies. If a company has only one class of shares they will be ordinary shares and will carry equal rights.
The following are descriptions of some typical classes of shares.
1. Ordinary SharesOrdinary share capital is the capital that is received or given by the owners of a business in exchange for shares. The directors must decide whether to declare a dividend out of the companies' distributable profits. Ordinary shares usually rank after preference shares (see below) for the purpose of dividends and returns of capital but carry voting rights not normally attributed to preference shareholders. Companies may also decide to divide their ordinary shares into "A" and "B" ordinary shares with different rights attached to each. For example, class "A" could have all the voting rights and class "B" could have all the dividend rights.
2. Preference SharesPreference shares typically carry a preferential right to a fixed dividend and usually rank higher than other share classes in the event of a winding up. The fixed rate of dividend is normally expressed as a percentage and the dividend is normally cumulative, unless stated otherwise. This means that should a company fail to pay a dividend it will accrue to the shareholder and become payable on the next payment date. The shares typically carry no voting rights nor do they carry further rights to participate in profits beyond the applicable dividend rate. These rights are generally set out in the company's memorandum and articles of association.
3. Redeemable SharesProvided a limited company's articles permit it, a company may issue shares which can be redeemed by the company at their nominal value at some stated date in the future or at the directors' discretion, provided that there are sufficient distributable profits available. Redeemable shares offer a certain level of protection to the investor and allow control of the company to revert to those who controlled the company before the investor joined. Often, they are created for employees and issued with the provision of being taken back if an employee leaves the company. They are often non-voting.
4. Founder SharesThese are sometimes issued to the founders of a company and usually carry enhanced rights over other classes of shares, such as increased voting rights or an entitlement to surplus profits over a specified period. However, in practice, the issue of such shares is extremely rare.
5. Deferred SharesDeferred shares commonly carry few rights. As their rights are deferred to the ordinary shares they usually carry no right to vote or participate in a distribution.
6. Sweat equityEquity (shares in a company) which is given to the founder of the company in recognition of the effort (sweat) which he or she has expended in getting thecompany started up (see Founder shares).
Reasons For Creating Different Share ClassesCommon reasons for creating different share classes include confining control of companies to certain individuals, offering shares with preferential dividend rights so as to encourage investment or to have different entitlements to the payment of surplus funds on the winding up of the company.
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Types of shares that may be found in a company
Investor Education
INVESTORS CORNER...cont’d
Once all approvals are done, the signed instructions are presented to the registrar for printing and dispatch to investors.
Some of the reasons for delay could be lack of investor information during the process of account reconciliation and contact details for further clarification.However it is good to note that in all cases FEP holdings priority is to ensure that the investor’s records are clear and a certificate of all amounts paid in regards to shares bought, is issued in the shortest time possible.
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3. How are we addressing all the negativity in the media?The major concerns from investors received from the social media platform and face to face interactions has been lack ofcommunication and information. to address this we have put in place a communication plan that will ensure that all investors receive relevant timely information about the company and its businesses via the monthly newsletter, website and social media updates. To supplement this, the CEO has embarked on a country wide meet the investors tour with the main objective of addressing all investor concerns and business update in liaison with the FEP leaders.
5. When are we getting dividends?Dividends are usually given based on a company's profitability.
The Company's Board of Directors are mandated to inform the shareholders on the position of the company and to recommend whether dividend should be paid or not.The reason for lack of dividends has over time been well articulated during all Annual General Meetings, and is due to the Group’s accumulated losses.
4. Why does it take too long to get our corrected share certificates?There are five main reasons that necessitate the correction of the share certificate; Replacements, Bio data corrections, Over allocations, Under allocations and New applications.
Under allocations and New applications have a more complex approval structure as this requires new shares to be allocated hence a board approval may be necessary.
Correcting certificates undergoes several stages. After the complaint is reported, necessary background checks are done to ascertain the correction required, Bank reconciliation is done incase of over,under and new allocations.
INVESTORS CORNER...cont’d
FAQs1. How do I sell my shares?Shares can be sold Over The Counter (OTC) via Standard Investment Bank. This is the platform provided to sell FEP shares. Standard Investment Bank is located at ICEA Building 16th floor. It is good to note that the shares are traded between FEP members.
2. Why don't we get communication on investment progress? We feel we are in the dark.FEP has embarked on a mission to pass more information to its investor on a more frequent basis and in 2017, we released quarterly business magazine which proved successful as we got more positive feedback and response from our investors. This year, FEP has planned to increase the frequency of the business updates by releasing monthly magazines this January issue being the first this year. We anticipate reaching more investors this year and request investor to kindly update us with their email addresses as it has been noted that most emails in our database are bouncing back or none existent. Investors can also get updates through our website by going to www.fep-group.com.
The documents are then sent to the audit department for counter check and approval. From audit, the documents are then sent to the Group Shared Services Manager for signing and lastly the CEO for the final signature.For more shares, the request is tabled before the Finance Committee and the Full Board for approval and a resolution passed for allotment of more shares.
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Executive Director FEP (Diaspora Leader)
An interview with our diaspora leader, Catherine Musembi. Q: Who is Mrs. Catherine Musembi? A: I am a born again Christian, a pastor, a mother, a wife A loyal friend, honest, a leader/Manager, a generational thinker. Career path: Business analyst and mortgage underwriter.
Q: When and how did you come to know about FEP? A: I got to know and got involved with FEP in 2011. Actually, FEP Diaspora was conceived in my house in Dallas, and then we moved the meetings to a hotel.
Q: What is your role at FEP? A: I started as a committee member in 2012, then I became Executive Secretary 2015, where I handled communication between the then Diaspora CEO and the Leaders and also coordinated communication between Nairobi and the Diaspora Leaders. In 2016, I was appointed the Executive Director FEP Diaspora. A position I still hold.
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Q: How do you balance your work and your participation in FEP activities? A: I set priorities; I begin my tasks from most important to the list important.
Q: Where would you like to see FEP in the next 5 years? FEP is not a service company e.g. power and lighting, FEP is a production company, it has to achieve the promise to the investors. This can only be done by having strong group marketers to market the FEP product. There is a need for
Marketers, who are able to utilize all forms of media to sell the products. FEP must hire based on skills to achieve this goal.In five years I would want to see strong trained and developed marketers who will be trained in generational thinking and generational wealth creation for I believe this is the purpose of FEP.
Q: What are the most critical issues that need to be addressed in the FEP Diaspora market? The Diaspora investors are an invisible customer because of distance, therefore regular communication between the office and the investors would boost investor confidence.
Letting the investors know what is happening within the company good or bad can be very helpful.
Allowing the opposing team to have an upper hand with the investors has killed the investor morale, Cannot stress enough communication, and again communication.
Right now it is very critical that the management hold a meeting with the Diaspora either through teleconference or the leadership travels to the US on a meet the investors tours.
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Q: As a FEP Diaspora leader, what support do you need from the management?
Q: One thing people don’t know about you.
Q: Any advice you would like to give to the FEP investors?
Monetary support for travelling if need be and office stationary is important.
We invested in FEP for God to release his blessing upon us
Speak well of your company, bless your money, Buy from your company
Support the vision, if the shepherd is stricken the sheep’s scatters
Many of you agree that FEP was an idea from God.
When this man was born, many children were born, but he alone was anointed for this task. God gavehim the vision and he has the whole blue print.
Executive Director FEP (Diaspora Leader)...cont’d
Informing me on what is happening in FEP instead of hearing from the media and other grape vine
To be more effective I may need to be included in any circular communication going in the Nairobi office which pertains to the investor. This will help me answer any questions that may arise.
I am a friend of God and he calls me friend.
Mrs. Catherine Musembi on familiarisation tour at Fountain School Tigoni.
Anybody saying they can do it will take this company nowhere they don’t carry the anointing, unless Dr. Kithaka speaks a blessing over them, and releases the anointing over them they will take the company nowhere.
FEP was birthed on someone’s blood and sweet, a lot of sacrifice has been made and many others came and poured their sweat into this vision. Let’s not drop the ball based on heresy or media.
One of the secrets to success is to never destroy an innovator; the western countries know this secret and will handle their innovators with respect and honor. When mistakes are made they are helped to repackage but not destroyed.
Remember give and it will be given good measure pressed and shaken down to overflowing. What will I get? As a result of all that is going on FEP what has been my input.
We are parents, we are parent to be, what will be given of us and our children and our children’s children as a result of our actions, or words.
Touch not my anointed, the Christians, the Muslims, the Hindu all agree on this. The anointed is not just the minister in the Church, the anointed is anybody called for a noble and special assignment.
* The views in this article represents the intervieweesopinion and does not necessarily reflect the views ofFEP Holdings Ltd.
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CONTACT DETAILS
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FEP Holdings Ltd - Head Office
Citadelle Security Ltd
FEP Insurance Agency Ltd
Fountain Credit Services Ltd
Galana Plaza, 3rd Floor,Galana Road, Off Argwings Kodhek RoadP.O BOX 72367-00200Nairobi, KenyaTel: 0730 601 100/0730 601 000Email: [email protected]
Fountain Safaris Ltd
Galana Plaza, 3rd Floor,Galana Road, Off Argwings Kodhek RoadP.O BOX 72367-00200Nairobi, KenyaTel: 0730 601 702/0730 601 703Email: [email protected]
Fountain Technologies LtdGalana Plaza, 3rd Floor,Galana Road, Off Argwings Kodhek RoadP.O BOX 72367-00200Nairobi, KenyaTel: 0730 601 400Email: [email protected]
Jiinue Na Ploti Asset FinanceFor Jiinue Na Ploti inquiries call0730 601 302/ 0730 601 324Email: [email protected]
Investor RelationsFor inquiries call0730 601 000/ 0730 601 156 /0730 601 188Email: [email protected]
Share Registry For inquiries call0730 601 100 / 0730 601 152 / 0730 601 161Email: [email protected]
Fountain Scchool Ltd-MweaP.O BOX 400Wanguru, MweaTel: 0730 601 701Email: [email protected]
Fountain School Ltd-TigoniP.O BOX 1018LimuruTel: 0730 601 701Email: [email protected] Plaza, 3rd Floor,
Galana Road, Off Argwings Kodhek RoadP.O BOX 72367-00200Nairobi, KenyaTel: 0730 601 201/0730 601 209Email: [email protected]
Galana Plaza, 3rd Floor,Galana Road, Off Argwings Kodhek RoadP.O BOX 72367-00200Nairobi, KenyaTel: 0730 601 100/0730 601 602Email: [email protected]
Galana Plaza, 3rd Floor,Galana Road, Off Argwings Kodhek RoadP.O BOX 72367-00200Nairobi, KenyaTel: 0730 601 100/0730 601 310Email: [email protected]
Kisima Real Estate LtdGalana Plaza, 3rd Floor,Galana Road, Off Argwings Kodhek RoadP.O BOX 72367-00200Nairobi, KenyaTel: 0730 601 501/0730 601 503Email: [email protected]