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INTRODUCER INFORMATION PACK
2
AWARDS
FEATURED IN
IN ASSOCIATION WITH
Independently rated ‘Excellent’ by customers on Trustpilot.
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partners.fleximize.com
WHO ARE FLEXIMIZE?
WHY BROKERS CHOOSE US
A great company who seem to get the balance just right between financial scrutiny & commercial understanding. Will be using Fleximize again as we
continue to grow.
Industry-leading flexibility, including penalty-free
overpayments and early settlement, top-ups and
repayment holidays.
Interest is charged on a reducing balance, so if your
client repays early they’ll only pay interest for each day they
had the funds.
Decisions are made by people, not computers, so if
your client doesn’t fit the strict criteria of most banks, they could have success with us.
Hassle-free funding, approved in as little as 24 hours and
released immediately, so your client can get on with running
their business.
We’re an innovative alternative business lender, specializing in supporting business growth with flexible finance solutions for companies of all sizes.
We offer unsecured business loans from £5,000 to £250,000, with repayment terms of 1 - 24 months, and secured loans from £10,000 to £500,000, with repayment terms of 1 - 48 months.
— David, Trustpilot —
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INTRODUCER INFORMATION PACK
• Property purchase• Equipment• Management buy-in/buy-out
• Cashflow• Stock & inventory• Winning new business
OUR PRODUCTS
UNSECURED BUSINESS LOAN• Loans of £5,000 - £250,000
• Repayment terms of 1 - 24 months *
• Choose from two repayment plans — our innovative revenue advance or simple fixed instalments
• Rates from 1.5% per month, with no additional fees
• Approval and funding in as little as 48 hours
SECURED BUSINESS LOAN• Loans of £10,000 - £500,000
• Repayments terms of 1 - 48 months
• Repayments are fixed instalments set across a term that suits your client
• Rates from 1.5% per month, with a one-off legal fee applied to the loan
• Approval and funding in as little as 48 hours
• Equitable charges available
*Additional criteria applies to qualify for our 36-month loan term.
FUNDING SOLUTIONSAll of our loans come with flexible features as standard.
FUNDING IN ACTIONOur loans can be used for practically any purpose, here are just a few of the popular uses.
KEY FEATURESBuilt-in flexibility
Top-ups and repayment holidays available after three repayments
Repay early, repay less We’ll recalculate the interest on early settlement
Loans are amortising Our loans are amortising so interest is charged on a reducing balance
Immediate drawdown Our loans can be funded immediately on receipt of agreements
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partners.fleximize.com
HOW IT WORKSQUALIFY & SUBMIT APPLICATIONEnsure your client meets our minimum qualification criteria and submit the application
via your broker portal (partners.fleximize.com).
APPROVAL & FUNDINGOnce you confirm your client wants to proceed, a relationship manager will guide them
through the final steps, including AML and the signing of agreements. Funds can be
drawn down upon receipt of signed agreements.
FINAL LENDING DECISIONThe application will be reviewed by an underwriter with the aim of getting you a final
lending decision within 24 hours. Your broker manager will keep you in the loop with
progress and be in touch if we require anymore details. If the loan is approved, your
client’s offer will be made available via your portal.
INSTANT INITIAL DECISIONYou’ll be notified of the outcome of our initial checks immediately. If initial checks pass,
you will need to provide supporting documentation.
DOCUMENTS• Most recent three months’ bank statements relating to all business accounts
• A copy of the latest year-end accounts and up-to-date management accounts
• VAT returns (if VAT-registered) or sales figures for the last 12 months
Depending on the complexity of the business, further documentation may be requested.
LOAN ELIGIBILITYClients must meet the following criteria.
A minimum of six months’ trading history
Director guarantees are required on every loan
At least one director must reside in the UK
Loan amount must not exceed 2 x typical monthly revenue
UK companies only (excluding Channel Islands & Isle of Man)
Homeowner required for loans £20K+
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INTRODUCER INFORMATION PACK
COMMISSION STRUCTUREBusiness finance should be straightforward for you and your client, so you can close deals quickly and your client can get on with what they do best – running their business.
Fleximize is proud to offer one of the most generous commission schemes in the commercial lending space. Brokers can charge clients up to 5% on every deal, and in return we’ll pay out enhanced commission on all multiple deals within one calendar month. There’s also an opportunity to become a gold broker, earning you even more commission across the same deals.
EXCLUSIONSReturning clients: this scheme only applies to clients that are not already on the Fleximize
database. Commission for refinances or returning clients is as per your introducer agreement.
Bespoke arrangements: enhanced commissions are only redeemable where a maximum of
5% is applied
5%
6%
7%
8%
LOAN FUNDED
(per month)
COMMISSION DUE COMMISSION SPLIT
First loan
Second loan
Third and fourth loan
Fifth loan
+
Standard
Sign up as an introducer on our platform by contacting our broker team via [email protected]
Access your online portal to submit applications and receive live updates at partners.fleximize.com
STANDARD SCHEME | AVAILABLE TO ALLReceive up to 8% on funded loans with our tiered commission scheme. Brokers are rewarded
with enhanced commissions when they successfully introduce multiple new clients within one
calendar month. This resets monthly and is based on drawdown date.
up to 5%
up to 5%
up to 5%
up to 5%
-
1%
2%
3%
+
+
Bonus
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partners.fleximize.com
LOAN FUNDED
(per month)
LOAN FUNDED LOAN AMOUNT (£) COMMISSION DUE ON DEAL (£)
COMMISSION DUE
First loan
Second loan
Third and fourth loan
Fifth loan
GOLD SCHEME | QUALIFICATION REQUIREDReceive an additional 1% across all deals, on top of our standard scheme commission.
This scheme refreshes every month and is based on drawdown date.
QUALIFICATIONThe broker must refer a minimum of three funded loans each month for two consecutive
months or six loans within any two month period. Once achieved, they will qualify for gold
scheme commissions from the next calendar month.
Base commission
Up to 5%
Up to 5%
Up to 5%
Up to 5%
Standard scheme
-
1%
2%
3%
Bonus
1%
1%
1%
1%
+
+
+
+
+
+
+
The below example displays commission earned on the gold scheme based on three funded
loans within one calendar month.
Loan A
Loan B
Loan C
20,000
140,000
200,000
1,200 (1,000 Base + 200 Flex)
9,800 (7,000 Base + 2,800 Flex)
16,000 (10,000 Base + 6,000 Flex)
27,000TOTAL COMMISSION
Equivalent earned on Standard Scheme = £23,400
Our loans are amortising, so interest is charged on a reducing balance. This means if your clients repay early, they repay less.
You can see how we compare to other lenders on our rate comparison tool: fleximize.com/business-loan-calculator
EXCLUSIONSSame as the standard scheme, plus inactivity; if a broker doesn’t have two deals funded within
any one-month period, they will return to the standard commission scheme.
GET IN TOUCHWe’d love to hear from you.
partners.fleximize.comAccess your online portal to submit applications and receive live updates
0207 100 0110Speak to us about your clients’ needs and, well...anything
[email protected] us an email and we’ll be in touch as soon as possible
Pop in and see usFeel free to drop by Holbrook House, 51 John St, Ipswich IP3 0AH
Hours of businessMonday to Friday - 8.30am to 5.00pm
Stay in the knowJoin our LinkedIn group and stay up-to-date with the latest goings-on at Fleximize, including product updates and introducer events. Request to join via www.linkedin.com/groups/8587855
A great, simple product, supported by a team that “get it”. We find the service to be excellent and our clients are well looked after.
— Steve, Funding Options —
A vital partner for our business
