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Freddie MacImplementation Guide for Loan Delivery Data

Appendix A - XML Data Requirements AddendumAppendix A XML Data Requirements Addendum

Document Version 1.0.4, July 20, 2012

©2012 Freddie Mac. All Rights Reserved.MISMO is a registered trademark of the Mortgage Industry Standards Maintenance Organization. MERS is a registered trademark of MERSCORP, Inc. Desktop Underwriter and DU are registered trademarks of Fannie Mae. Condo Project Manager and CPM are trademarks of Fannie Mae. Loan Prospector and LP are registered trademarks of Freddie Mac.

A. Purpose The purpose of this Addendum is to set forth requirement modifications to Appendix A - Freddie Mac XML Data Requirements, v1.0.4, 1/31/2012 ("Appendix A") of Freddie Mac's Implementation Guide for Loan Delivery Data, which must be incorporated into the Seller's loan delivery data files for implementation of the Uniform Loan Delivery Dataset Specification for Mortgages with Application Received Dates on or after 8/1/2012 delivered on or after 11/26/2012. This Addendum constitutes an amendment of Appendix A , and Appendix A should be read with reference to this Addendum . Upon publication of the next version of Appendix A , the changes identified in this Addendum will be incorporated into the new version of Appendix A . The changes identified in this Addendum will affect the other ULDD-related documents published on Freddie Mac's web site, such as Appendix D – Freddie Mac XML Data Requirements Reference Tool and the Freddie Mac XML Data Requirements Reference Tool for Phase I . Those ULDD documents should be read with reference to this Addendum .

B. Overview This Addendum dated 7/20/2012 supports a future ULDDS data collection requirement, and is provided to enable you to appropriately plan for upcoming changes. Although you should be concentrating on your Phase I implementation, please take note that processes and systems will need to be in place to start collecting these new data points by 8/1/2012, even though you do not need to deliver until 11/26/2012.1. As part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Securities and Exchange Commission (SEC) issued SEC Rule 15Ga-11, which requires all securitizers, including the GSEs (Fannie Mae and Freddie Mac), to publicly disclose information regarding ABS loan repurchase requests. One of the requirements of this Rule is to disclose the identity of the entity funding the applicable loan, as shown on the note. To meet this requirement, Sort IDs 641.1, 641.2, and 641.3 have been added to the ULDDS via this Addendum . These data points are presented in the order in which they occur in the MISMO 3.0 schema. 2. In addition to the data points required by the SEC, several additional requirements and clarifications to Appendix A are provided. These changes reflect feedback and testing with lenders and are intended to resolve questions that came to light during the implementation process. The updated requirements must be submitted for loans with Application Received Dates on or after 8/1/2012 starting on 11/26/2012. This Addendum will be incorporated into the Freddie Mac Implementation Guide for Loan Delivery Data Appendices at a future date.

C Organization This Addendum contains the following sections Each section is one tab in this workbook

Tab I - Read Me

C. Organization This Addendum contains the following sections. Each section is one tab in this workbook.I-Read Me: Purpose and Overview of Addendum.II-Revision Summary: Identifies changes to this document from its last publication date.III-Column and Row Descriptions: Explanations of the contents of the columns and rows in the Addendum Replacement Rows table.IV-Replacement Rows: Identifies all corrected or clarified data points in Appendix A . The rows contained herein are only for those data points with corrections or clarifications, and are presented in ULDDS Sort ID order.

A. Data Points May be Displayed by Addendum Date. To help users of this Addendum to identify which changes were published when, we are piloting a new format. Using the Filter functionality available within Excel , you can list the changes associated with any or all published Addenda.

B. Displaying Data for the July 20, 2012 Addendum . Highlight the first row of this sheet. Select [Data] from the Excel Menu. Select "Filter" from the Data submenu. Select the filter choices of "2012" AND "July" AND "All Addenda" AND "Reference". All the latest updates to Appendix A should be displayed. You should see only Green shading for All Addenda data points and Blue shading for changes made with the July 20, 2012 Addendum. The "All Addenda" data points were introduced in the January 31, 2012 Addendum and have not changed with the publication of this Adddendum. The "Reference" rows simply provide some context within the specification for the modified data points.

C. Displaying Data for the January 31, 2012 Addendum . Highlight the first row of this sheet. Select [Data] from the Excel Menu. Select "Filter" from the Data submenu. Select the filter choices of "2012" AND "January" AND "All Addenda" AND "Reference". Only the changes made in the January 31, 2012 Addendum should be displayed. You should see only Green shading for All Addenda data points and Light Yellow shading for changes made with the January 31, 2012 Addendum. The "All Addenda" data points were also introduced in the January 31, 2012 Addendum. The "Reference" rows simply provide some context within the specification for the modified data points.V-Enumerations: For those data points having more than 15 valid values, "See Enumerations Tab" is noted in the "FRE-Supported Enumerations for App Rec'd Date ≥ 08/01/12" column where the values are listed in alphabetical order by data point.

D. Delivering For Mortgages with Application Received Dates prior to 12/01/11, each required Special Characteristic Code (SCC) must be supplied using one of the following methods: Special Characteristic Codes (SCCs)

1) As all the ULDDS data points that map to that SCC, as directed on Guide Exhibit 34A or Seller’s negotiated term; or 2) As the identical 3-digit code using ULDDS Sort ID 368-InvestorFeatureIdentifier in the ULDD XML file.In this Addendum , this note affects the following Sort IDs: 38, 325, 328, 376, and 598.

FRE IG‐LD Appendix A ‐ XML Data Requirements AddendumPage 2 of 35Read Me Document Version 1.0.4, July 20, 2012

Tab I - Read MeE. Using Data Points ending in "OtherDescription"

The MISMO v3.0 Definition for data points ending in "OtherDescription" is: "A free-form text field used to collect additional information when Other is selected for <Data Point Name>". The GSEs are limiting the use of this type of data point to an enumerated list defined by the GSEs. In the ULDDS, these fields are not free-form text fields.

176 Fed. Reg. 4489 (January 26, 2011) (to be codified at 17 CFR §240.15Ga-1)

This specification relates to the Uniform Mortgage Data Program, an effort undertaken jointly by Freddie Mac and Fannie Mae at the direction of their regulator, the Federal Housing Finance Agency.

FRE IG‐LD Appendix A ‐ XML Data Requirements AddendumPage 3 of 35Read Me Document Version 1.0.4, July 20, 2012

Addendum Publication

Date

July 20, 2012

Tab IV-Replacement Rows • Changes to specification presentation (4)◊ Added new column A "AAA Publication Date" to facilitate comparison of changes introduced in

multiple Addenda .◊ Removed F11/13SF Field Name column as it is now obsolete◊ Added rollover help to headings and first occurrences of some cells◊ Added the Sort ID Number before all ULDDS Data Point References (not counted in number of

changes)• Container Cardinality Changes (1): Reversed change to LOAN_PROGRAM (Rows 152 and 153) to Max 5 (Above Sort ID 404)• Conditionality Changes (1): Joint and FRE for loans with App Rec'd Dates on or after 8/1/2012: ◊ Loan Origination Company Data (1): Sort ID 628 • Conditionality Details Changes (TOTAL: 13): ◊ For Loans with App Rec'd Dates on or after 8/1/2012 (8) :

• Borrower Data (2): Sort IDs 572, 590• Condos (1): Sort ID 45• Loan Detail (1): Sort ID 404• Loan Origination Company Data (1): Sort ID 628• Property Detail (1): Sort ID 78• Property Valuation (1): Sort ID 82• Underwriting (1): Sort ID 322

◊ For Loans with App Rec'd Dates prior to 12/1/2011 (5):• Borrower Data (1): Sort ID 572• Condos (1): Sort ID 45• Property Detail (2): Sort IDs 77, 78• Underwriting (1): Sort ID 322

• Implementaton Note Changes (TOTAL: 39): ◊ For Loans with App Rec'd Dates on or after 8/1/2012 (23):

• ARMs (1): Sort ID 272• Borrower Data (1): Sort ID 590

• Condos (1): Sort ID 42• Import File (1): Sort ID 2• Loan Detail (1): Sort ID 404• Loan Level Credit (5): Sort IDs 247, 291, 292, 322, 328• Loan Originator Data (2): Sort IDs 634, 637• Loan Origination Company Data (1): Sort ID 627• MI (2): Sort IDs 429, 430• Note Detail (1): Sort IDs 268• Payment Detail (1): Sort ID 440• Property Valuation (5): Sort IDs 82, 83, 84, 89, 376• Refinances (1): Sort ID 222

◊ For Loans with App Rec'd Dates prior to 12/1/2011 (16):• ARMs (1): Sort ID 272• Condos (1): Sort ID 42• Import File (1): Sort ID 2• Loan Level Credit (4): Sort IDs 247, 291, 292, 322• Loan Detail (1): Sort ID 404• Loan Originator Data (2): Sort IDs 634, 637• Loan Origination Company Data (1): Sort ID 627• MI (1): Sort ID 429• Note Detail (1): Sort ID 268• Payment Detail (1): Sort ID 440• Property Valuation (1): Sort ID 83• Refinances (1): Sort ID 222

• Enumeration Changes (7)◊ Borrower Data (1): Sort ID 598◊ Import File (1): Sort ID 2◊ Loan Detail (1): Sort ID 404◊ Loan Level Credit (1): Sort ID 325◊ MI (1): Sort ID 430◊ Property Valuation (2): Sort ID 80, 376

Tab II - Revision Summary - Changes to Appendix A v1.0.4, dated 1/31/2012

Change Categories, Counts, and Associated Sort IDs

FRE IG‐LD ‐ Appendix A XML Data Requirements Addendum 4 of 35 Document Version 1.0.4, 7/20/2012

Addendum Publication

Date

Tab II - Revision Summary - Changes to Appendix A v1.0.4, dated 1/31/2012

Change Categories, Counts, and Associated Sort IDs

1/31/2012

• Removal of all Appendix A Addendum , v1.0.4, 8/4/2011 Changes (15): Sort IDs 224, 232, 259, 510-517, 519, 545, 577, 624 by incorporating them into Appendix A, v1.0.4, dated 1/31/2012.• New Columns on Tab IV-Replacement Rows (2): ◊ To align with information provided in Appendix D , and to document pending changes, added Column G

"Joint ULDDS Conditionality for App Rec'd Date ≥ 08/01/12"◊ To align with information provided in Appendix D , added Column P "Saving Files in Selling System"

• Container Cardinality Changes (6): ESCROW_ITEM, LOAN_PROGRAM, PREPAYMENT_PENALTY_PER_CHANGE_RULE, RESPA_FEE, RESPA_FEE_PAYMENT, LOAN for LoanRoleType = "RelatedLoan" and LoanStateType = "Current"• SEC Data Point Additions (3): Sort IDs 641.1, 641.2, and 641.3• "Other Description" Data Point Activations (3): Sort IDs 44, 81, 90• Update to Loan State Designation (1): Sort ID 313• Joint ULDDS Conditionality Changes (18)◊ From CR to CI (15): Sort ID 48; Sort IDs for Construction Loan Fix are 332.1, 332.2, 333, 335, 337,

337.1, 337.2, 340, 342, 344, 347, 351◊ From O to CI (2): Sort IDs 44 and 90

• FRE Conditionality Changes (2): from "O' to "CR" to activate "OtherDescription" Enumerations: Sort IDs 44 and 90• FRE Conditionality Detail Changes: ◊ Condos (6): Sort IDs 41, 43-46, 48◊ Construction or Renovation Mortgages with Modification Documentation (15): Sort IDs 332.1, 332.2, 333, 335,

336.1, 337, 337.1, 337.2, 340, 342, 344, 345, 347, 349, 351◊ Temporary Buydown Subsidy (1): Sort ID 145◊ Daily Simple Interest (1): Sort ID 217◊ Mortgage Insurance (2): Sort IDs 412, 429

• Enumeration Changes (15): Sort IDs 2, 43, 80, 81, 89, 90, 152, 175, 333, 345, 347, 404, 414, 451 • Implementation Notes◊ Versioning (1): Sort ID 2◊ Updated Guidance on Delivering SCCs (50): See "ReadMe" tab for update and affected Sort IDs ◊ Condos (5): Sort IDs 41, 43-46◊ Property Valuation (5): Sort IDs 80, 81, 89, 90, 376

• Joint ULDDS Format Changes (1): Sort ID 544

8/4/2011

Initial version--All changes in this Addendum were included in Appendix A, v1.0.4 on 1/31/2012.

FRE IG‐LD ‐ Appendix A XML Data Requirements Addendum 5 of 35 Document Version 1.0.4, 7/20/2012

Sheet ID Column Name Column Description

A AAA Publication Date This column facilitates comparison of changes introduced in multiple Addenda by providing the ability to display the data by the date it was added to the Addendum.

B ULDDS Sort ID This column lists the unique ULDDS identifier assigned to the MISMO data point, which provides the ability to sort and display the data in MISMO v3.0 Schema order.

C ULDDS v3.0 Data Point Name This column lists the MISMO term name for the associated data element or attribute.D MISMO v3.0 Definition This column lists the MISMO definition for the associated data point or attribute.

E Loan Role Type This column applies only to data points in the LOAN container, and lists the Loan Role Type value ("SubjectLoan" in this Addendum ) for the associated data point. The cell contains "N/A" when the associated data point is not in the LOAN container.

F Loan State Type This column applies only to data points in the LOAN container, and lists the Loan State Type value with usage in parentheses: "AtClosing (Non-Mods) OR AtModification," "AtClosing (Non-Mods)," "AtClosing (Mods)," or "Current" for the associated data point. The cell contains "N/A" when the associated data point is not in the LOAN container.

G Party Role Type This column applies only to data points in the PARTY container and lists the Party Role Type value ("Borrower," "LoanOriginationCompany," "LoanOriginator," or "NotePayTo" for the associated data point. The cell contains "N/A" when the associated data point is not in the PARTY container.

H Joint ULDDS Conditionality for App Rec'd Date ≥ 8/01/12

This column identifies the ULDDS conditionality shared by both GSEs:• "R" (Required): The associated data point must be included in the loan delivery XML file on all loan delivery transactions.• Conditionally Required (CR): The corresponding data point must be included in the loan delivery XML file on all loan delivery transactions when a defined business condition exists. These conditions are consistent for each of the GSEs’ loan delivery applications.• "CR" (Conditionally Required): The associated data point must be included in the loan delivery XML file on all loan delivery transactions when a defined business condition exists. These conditions are consistent in each GSE's loan delivery application.• "CI" (Conditionally Independent): The associated data point must be included in the loan delivery XML file on all loan delivery transactions when a defined business condition exists. These conditions differ in each GSE's loan delivery application. Refer to the "FRE Conditionality" column to determine FRE's requirements for this data point. • "O" (Optional): The corresponding data point may be used by one or both GSEs in the future. Incorporating this data point as part of system interfaces and processes is not required.

I FRE Conditionality for App Rec'd Date ≥ 8/01/12

Mortgages with Application Received Dates on or after 8/1/2012, delivered to Freddie Mac on or after 11/26/2012, must meet the ULDD requirements expressed in this column:• "R" (Required): The associated data point must be included in the loan delivery XML file on all loan delivery transactions. • "CR" (Conditionally Required): The associated data point must be included in the loan delivery XML file on all loan delivery transactions when a defined business condition exists. The conditionally required parameters are provided in Column Q, "FRE Conditionality Details".• "O" (Optional): The associated data point is not required by FRE.

J FRE Conditionality Details for App Rec'd Date ≥ 8/01/12

This column provides the criteria for the conditionality of the corresponding MISMO data point for loans with an ApplicationReceivedDate of August 1, 2012 or later that are delivered on or after November 26, 2012.

K FRE Implementation Notes for App Rec'd Date ≥ 8/01/12

This column provides additional instructions or clarification for supporting the corresponding MISMO data point for loans with an ApplicationReceivedDate of August 1, 2012 or later that are delivered on or after November 26, 2012. Italicized terms are defined in the Freddie Mac Learning Center Glossary located at www.freddiemac.com/learn/glossary/

Tab III - Column Descriptions

FRE IG‐LD ‐ Appendix A XML Data Requirements AddendumPage 6 of 35

Column and Row Descriptions Document Version 1.0.4, 7/20/2012

Sheet ID Column Name Column DescriptionTab III - Column Descriptions

L Conditionality for App Rec'd Date Prior to 12/01/11

Mortgages with Application Received Dates prior to 12/1/2011, delivered to Freddie Mac on or after 11/26/2012, must meet the ULDD requirements expressed in this column:• "R" (Required): The associated data point must be included in the loan delivery XML file on all loan delivery transactions. • "CR" (Conditionally Required): The associated data point must be included in the loan delivery XML file on all loan delivery transactions when a defined business condition exists. The conditionally required parameters are provided in Column Q, "FRE Conditionality Details".• "O" (Optional): The associated data point is not required by FRE.

M Conditionality Details for App Rec'd Date Prior to 12/01/11

This column provides the criteria for the conditionality of the corresponding MISMO data point for loans with an ApplicationReceivedDate prior to December 1, 2011 that are delivered on or after November 26, 2012.

N Implementation Notes for App Rec'd Date Prior to 12/01/11

This column provides additional instructions or clarification for supporting the corresponding MISMO data point for loans with an ApplicationReceivedDate prior to December 1, 2011 that are delivered on or after November 26, 2012.

O Joint ULDDS Format

This column lists the data types supported in the ULDD: • Amount n (999999999.99): Represents a number for the dollar amount, with n specifying the maximum number of digits allowed for the associated data point.• Boolean (false, true): MISMO data point terms ending with “Indicator” have values of "false" or "true". These values must be provided in lower case or the loan delivery XML file will fail schema validation.• Date (YYYY-MM-DD): Represents a specific date. The date must contain a dash (-) between the year, month, and day, for example, "2010-03-25". • Datetime (YYYY-MM-DDThh:mm:ss): Represents both date and time. This data type can also be used to capture only the date. The date and time both must be provided unless directed otherwise. When provided, the date and time must be separated by the designator "T", for example, "2010-03-25T15:21:47". When only the date is specified, the designator "T" and the time value should NOT be included, for example, "2010-03-25".• Day (---DD): Represents the day of a month only. The DD (day) value must include three dashes prior to the two-digit date. For example, the fifteenth day of the month must be sent as: ---15.• Year (YYYY): Represents the four-digit year only, for example, "2010".• Enumerated (list of valid values): Represents a list of predefined values, and applies always to MISMO terms ending in “Type” and “OtherDescription”, and sometimes to terms ending in “Description,” “Code,” and “Identifier”. Each value must be delivered exactly as printed, following all spacing and capitalization or the loan delivery XML file will fail schema validation.• Numeric n (999999999): Represents whole numbers only with n specifying the maximum number of digits allowed for the associated data point. The numeric value must not contain commas "," or decimals ".".• Percent (999.9999 N.n): Represents arbitrary precision decimal numbers. For each decimal field, the total and fraction digits are specified. For example, the designation "3.4" means that the number of total digits N may not exceed 3 and the number of fraction digits n may not exceed 4. The following values are acceptable: "95.65", "1.55", ".3601", and "999". • String n: Represents a character string with n specifying the maximum number of characters allowed for the associated data point. Several data points (e.g., PostalCode and TaxpayerIdentifierValue) do not allow the value to contain dashes "-".

P FRE Supported Enumerations for App Rec'd Date ≥ 8/01/12

This column provides a list of predefined values, and applies always to MISMO terms ending in “Type” and “OtherDescription”, and sometimes to terms ending in “Description,” “Code,” and “Identifier”. Each value must be delivered exactly as printed, following all spacing and capitalization or the loan delivery XML file will fail schema validation. The cell is blank when associated data point does not have a predefined value.



Sheet ID Column Name Column DescriptionTab III - Column Descriptions

Q Saving Files in Selling System This column is blank unless the associated data point is required to save the file in the selling system, based upon to its conditionality.

R Selling System Screen Name This column maps the ULDD selling system to the associated MISMO data points. In some cases, a selling system field name will map to more than one data point. Data points represented as ULDD selling system headings or tabs also are identified.



AAA Publication Date

ULDDS Sort ID

ULDDS v3.0 Data Point Name

MISMO v3.0 Definition

Loan Role Type

Loan State Type

Party Role Type

Joint ULDDS Conditionalityfor App Rec'd

Date ≥ 8/1/2012

FRE

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Dat

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8/1/

2012 FRE Conditionality Details

for App Rec'd Date ≥ 8/1/2012

FRE Implementation Notes for App Rec'd Date ≥ 08/01/12

Con

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Rec

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Prio

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12

/01/

11 Conditionality Details for App Rec'd Date Prior to 12/01/11

Implementation Notes for App Rec'd Date Prior to 12/01/11

Joint ULDDS Format

FRE-Supported Enumerations for App Rec'd

Date ≥ 08/01/12

Saving Files in Selling System

Selling System Screen Name

ReferenceReferenceReferenceReferenceReference

7/20/2012 2 AboutVersionIdentifier

A unique value that represents a user defined version identifier.

N/A N/A N/A R R Required for all files

▪ Notes on Value: ◊ Enter the version of the Freddie Mac

Implementation Guide in effect as of the loan delivery date.◊ The items in this Addendum will be

incorporated into the next published update to FRE ULDD documentation, still to be scheduled. The version number when published will increment to 2.0.0 .▪ Notes on Format: Values entered into this field are free form and no longer validated.

R Required for all files

▪ Notes on Value: ◊ Enter the version of the Freddie Mac

Implementation Guide in effect as of the loan delivery date.◊ The items in this Addendum will be

incorporated into the next published update to FRE ULDD documentation, still to be scheduled. The version number when published will increment to 2.0.0 .▪ Notes on Format: Values entered into this field are free form and no longer validated.

String 10 N/A N/AImport File Only

1/31/2012 2 AboutVersionIdentifier

A unique value that represents a user defined version identifier.

N/A N/A N/A R R Required for all files

Notes on Value: ◊ Enter the version of the Freddie Mac

Implementation Guide used to create the XML file delivered to Freddie Mac.◊ The items in this Addendum will be

incorporated into the next published update to FRE ULDD documentation, still to be scheduled. The version number when published will increment to 2.0.0. R Required for all files

Notes on Value: ◊ Enter the version of the Freddie Mac

Implementation Guide used to create the XML file delivered to Freddie Mac.◊ The items in this Addendum will be

incorporated into the next published update to FRE ULDD documentation, still to be scheduled. The version number when published will increment to 2.0.0. String 10 FRE 1.0.4

FRE 2.0.0N/AImport File Only

ReferenceReferenceReferenceReferenceReferenceReferenceReferenceReferenceReferenceReferenceReference

XPath: MESSAGE/ABOUT_VERSIONS/ABOUT_VERSION

.DEAL_SETS (MAX = 1) *This container required to save the file in the selling system.

..DEAL_SET (MAX = 1) *This container required to save the file in the selling system.…DEALS (MAX = 1) *This container required to save the file in the selling system.….DEAL (MAX = ∞) *This container required to save the file in the selling system.….:COLLATERALS (MAX = 1) *This container required to save the file in the selling system.

Tab IV - Appendix A Replacement RowsEffective for all loans with Application Received Dates on or after 08/01/2012 that are delivered on or after 11/26/2012

CONTAINER NAME (Maximum Cardinality, or number of times the CONTAINER can repeat) CONTAINER Implementation NotesMESSAGE (MAX = 1) *This container required to save the file in the selling system..ABOUT_VERSIONS (MAX = 1)..ABOUT_VERSION (MAX = 1)

….:.COLLATERAL (MAX = 1) *This container required to save the file in the selling system.….:..PROPERTIES (MAX = 1) *This container required to save the file in the selling system.….:...PROPERTY (MAX = 1) *This container required to save the file in the selling system.….:….PROJECT (MAX = 1)….:….:PROJECT_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/COLLATERALS/COLLATERAL/PROPERTIES/PROPERTY/PROJECT/PROJECT_DETAIL


Replacement Rows Document Version 1.0.4, 7/20/2012


ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

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Dat

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8/1/




Con

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/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 38 CondominiumProjectStatusType

Specifies the current state of the condominium project.

N/A N/A N/A CI CR

IF Sort ID 47-ProjectLegalStructureType = "Condominium" AND Sort ID 42-ProjectClassificationIdentifier <> “ExemptFromReview”

Notes on FRE-Supported Enumerations:◊ Enter “Established” if condominium

meets Glossary definition of “Established Condominium Project.”◊ Enter “New” if condominium meets

Glossary definition of “New Condominium Project.”

CRIF Sort ID 47-ProjectLegalStructureType = "Condominium"

• Notes on FRE-Supported Enumerations:◊ Enter “Established” if condominium

meets Glossary definition of “Established Condominium Project.”◊ Enter “New” if condominium meets

Glossary definition of “New Condominium Project.”

EnumeratedEstablishedNew N/A

Property.Property Information..Condominium Details...Condominium Project Status Type

All Addenda 41 ProjectAttachmentType

Specifies the type of physical attachment, if any, between the dwelling units in the project.

N/A N/A N/A CI CR

IF (Sort ID 47-ProjectLegalStructureType = "Condominium" AND Sort ID 42-ProjectClassificationIdentifier <> “ExemptFromReview”) OR IF (Sort ID 47-ProjectLegalStructureType = “Cooperative” AND "Sort ID 43-ProjectDesignType" does not exist)

Notes on Value: ◊ Enter “Attached” if any of the units in

the project has a common wall or other direct physical connection with another unit.◊ Enter "Detached" if none of the units in

the project has a common wall or other direct physical connection with another unit. Such projects are known as site condominiums (single family homes with a condominium form of ownership).◊ Default value no longer accepted.

CR

IF Sort ID 47-ProjectLegalStructureType = "Condominium" AND project review is required

Notes on Value: ◊ Enter “Attached” if any of the units in

the project has a common wall or other direct physical connection with another unit.◊ Enter "Detached" if none of the units in

the project has a common wall or other direct physical connection with another unit. Such projects are known as site condominiums (single family homes with a condominium form of ownership).◊ Default value no longer accepted.

Enumerated AttachedDetached

Property.Property Information..Condominium Details...Project Attachment Type




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

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Dat

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Con

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/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 42 ProjectClassificationIdentifier

Identifies the type of project or condominium classification for the subject property and its associated review.

N/A N/A N/A CI CRIF Sort ID 47-ProjectLegalStructureType = "Condominium"

• Note on MISMO v3.0 Definition: Identifies the type of condominium project review that was completed for the subject property.• Note on FRE-Supported Enumerations:◊ Enter

"CondominiumProjectManagerReview," "FHA_Approved," or "ProjectEligibilityReviewService" as applicable for reciprocal review.◊ Enter "ExemptFromReview" for Relief

Refinance Mortgages–Same Servicer OR if applies.◊ Enter "FullReview" if a review has

been performed in compliance with Guide Section 42.5 or 42.6.◊ Enter "StreamlinedReview" if a limited

review was performed.




Refinance Mortgages–Same Servicer OR if applies.◊ Enter "FullReview" if a review has been

performed in compliance with Guide Section 42.5 or 42.6.◊ Enter "StreamlinedReview" if a limited


Enumerated

CondominiumProjectManagerReviewExemptFromReviewFHA_ApprovedFullReviewProjectEligibilityReviewServiceStreamlinedReview

Property.Property Information..Condominium Details...Project Classification Identifier




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

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Dat

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8/1/




Con

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/01/



Joint ULDDS Format


Date ≥ 08/01/12




1/31/2012 42 ProjectClassificationIdentifier

Identifies the type of project or condominium classification for the subject property and its associated review.

N/A N/A N/A CI CRIF Sort ID 47-ProjectLegalStructureType = "Condominium"



Refinance Mortgages–Same Servicer.◊ Enter "FullReview" if a review has

been performed in compliance with Guide Section 42.5 or 42.6.◊ Enter "StreamlinedReview" if a limited


CRO

IF Sort ID 47-ProjectLegalStructureType = "Condominium"



Refinance Mortgages–Same Servicer only.◊ Enter "FullReview" if a review has been

performed in compliance with Guide Section 42.5 or 42.6.◊ Enter "StreamlinedReview" if a limited


Enumerated

CondominiumProjectManagerReviewExemptFromReviewFHA_ApprovedFullReviewProjectEligibilityReviewServiceStreamlinedReview

Property.Property Information..Condominium Details...Project Classification Identifier

All Addenda 43 ProjectDesignType

This field specifies the type of design for the multiple-unit buildings in a project.

N/A N/A N/A CI CR

IF (Sort ID 47-ProjectLegalStructureType = "Condominium" AND Sort ID 42-ProjectClassificationIdentifier <> “ExemptFromReview”) OR IF (Sort ID 47-ProjectLegalStructureType = “Cooperative” AND Sort ID 41-ProjectAttachmentType does not exist)

Note on FRE-Supported Enumerations: ◊ Enter "GardenProject" if the

condo/ccop structure has 1 to 3 stories◊ Enter "HighRiseProject" if the

condo/ccop structure has 8 or more stories.◊ Enter "MidriseProject" if the

condo/ccop structure has 4 to 7 stories.◊ Enter "Other" if the appraisal indicates

"Other".◊ Default value no longer accepted. O N/A Not Used Enumerated

GardenProjectHighriseProjectMidriseProjectOtherTownhouseRowhouse

Property.Property Information..Condominium Details...Project Design Type

All Addenda 44 ProjectDesignTypeOtherDescription

A free-form text field used to describe the design if Other is selected as the Project Design Type.

N/A N/A N/A CIO

CRO

IF Sort ID 43-ProjectDesignType = "Other"

Enter "OtherSelectedOnValuationDocumentation" if the appraisal indicates "Other". O N/A Not Used Enumerated OtherSelectedOnValuationDoc

umentation

Property.Property Information..Condominium Details...Project Design Type




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

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r A

pp R

ec'd

Dat

e ≥

8/1/




Con

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Rec

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Prio

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12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 45 ProjectDwellingUnitCount

Total number of individual dwelling units in the project.

N/A N/A N/A CI CR

IF (Sort ID 47-ProjectLegalStructureType = "Condominium" AND Sort ID 42-ProjectClassificationIdentifier <> “ExemptFromReview”) OR IF Sort ID 47-ProjectLegalStructureType = “Cooperative”

Notes on Value: ◊ Enter the actual number of units in the

project (including phases that are not yet complete).◊ Default value not accepted.

CR

IF Sort ID 47-ProjectLegalStructureType = "Condominium" AND condo has 2- to 4-units AND Mortgage is not a Relief Refinance Mortgage



Numeric 5

Property.Property Information..Condominium Details...Project Dwelling Unit Count

1/31/2012 45 ProjectDwellingUnitCount

Total number of individual dwelling units in the project.

N/A N/A N/A CI CR




CR

IF Sort ID 47-ProjectLegalStructureType = "Condominium" AND condo has 2- to 4-units AND Mortgage is not a Relief Refinance Mortgage



Numeric 5

Property.Property Information..Condominium Details...Project Dwelling Unit Count

All Addenda 46 ProjectDwellingUnitsSoldCount

The number of units in a building, project, or development that have been sold to date.

N/A N/A N/A CI CR


Notes on Value: ◊ Enter the actual number of units sold

(including phases that are not yet complete).◊ Default value not accepted.

O N/A Numeric 5

Property.Property Information..Condominium Details...Project Dwelling Units Sold Count

7/20/2012 48 ProjectName

The name of the project in which subject property is located (e.g., the name of the condominium or cooperative).

N/A N/A N/A CI CR


Note on Value: Enter the full association/corporate legal name of the project.



String 50

Property.Property Information..Condominium Details...Project Name

1/31/2012 48 ProjectName

The name of the project in which subject property is located (e.g., the name of the condominium or cooperative).

N/A N/A N/A CICR CR

IF Sort ID 47-ProjectLegalStructureType = ("Condominium" OR "Cooperative")




String 50

Property.Property Information..Condominium Details...Project Name

ReferenceReferenceReferenceReference

….:….PROPERTY_UNITS (MAX = 1)….:….:PROPERTY_UNIT (MAX = 4)….:….:.PROPERTY_UNIT_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/COLLATERALS/COLLATERAL/PROPERTIES/PROPERTY/PROPERTY_UNITS/PROPERTY_UNIT/PROPERTY_UNIT_DETAIL




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

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Prio

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12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 77 BedroomCount

The total number of bedrooms in the property dwelling unit.

N/A N/A N/A CI CR

IF [Sort ID 89-PropertyValuationMethodType = "FullAppraisal" OR "PriorAppraisalUsed"] AND Sort ID 69-PropertyUsageType = "Investment" OR Sort ID 57-FinancedUnitCount > "1"

Notes on Value:If this data is not available from property valuation documents, the borrower's input is an acceptable source.• Enter the actual number of bedrooms for each unit. • Enter "0" if the unit is a studio/efficiency apartment.

CR

IF full appraisal was performed on the subject property AND (Sort ID 69-PropertyUsageType = "Investment" OR Sort ID 57-FinancedUnitCount > "1")

Notes on Value:If this data is not available from property valuation documents, the borrower's input is an acceptable source.• Enter the actual number of bedrooms for each unit. • Enter "0" if the unit is a studio/efficiency apartment.

Numeric 2 N/A

Property.Property Information..Property Details...Bedroom Count

7/20/2012 78PropertyDwellingUnitEligibleRentAmount

The actual contract rent amount if the property dwelling unit is rented. If there is no active lease, this is the monthly market value amount.

N/A N/A N/A CR CR

IF [Sort ID 89-PropertyValuationMethodType = "FullAppraisal" OR "PriorAppraisalUsed"] AND Sort ID 69-PropertyUsageType = "Investment" OR Sort ID 57-FinancedUnitCount > "1"

• Notes on Value: ◊ Enter the gross monthly rental income

for each unit as indicated on the signed lease(s) for the Mortgaged Premises. ◊ If there is no active lease for a unit, or

the Borrower rents the unit to a family member, enter the gross monthly rental income as estimated on the applicable appraisal report or addenda.• Note on Format: Round values to the nearest dollar.

CR

IF full appraisal was performed on the subject property AND (Sort ID 69-PropertyUsageType = "Investment" OR Sort ID 57-FinancedUnitCount > "1")

• Notes on Value: ◊ Enter the gross monthly rental income

for each unit as indicated on the signed lease(s) for the Mortgaged Premises. ◊ If there is no active lease for a unit, or

the Borrower rents the unit to a family member, enter the gross monthly rental income as estimated on the applicable appraisal report or addenda.• Note on Format: Round values to the nearest dollar.

Numeric 9 N/A

Property.Property Information..Property Details...Property Dwelling Unit Eligible Rent Amount


….:….PROPERTY_VALUATIONS (MAX = 1)….:….:PROPERTY_VALUATION (MAX = 1)….:….:.AVMS (MAX = 1)….:….:..AVM (MAX = 1) XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/COLLATERALS/COLLATERAL/PROPERTIES/PROPERTY/PROPERTY_VALUATIONS/PROPERTY_VALUATION/AVMS/AVM




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

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r A

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Rec

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ate

Prio

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12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 80 AVMModelNameType

The name of the AVM model used to calculate the valuation of the subject property.

N/A N/A N/A CR CR

IF Sort ID 89-PropertyValuationMethodType = "AutomatedValuationModel" AND IF applies

Note on FRE-Supported Enumerations: ◊ Enter the applicable value as instructed

in Seller's negotiated term when the AVM is used in lieu of an appraisal.◊ Enter "HomeValueExplorer" for Relief

Refinance Mortgages-Same Servicer and Relief Refinance Mortgages-Open Access when the value of the Mortgaged Premises is determined using a point value estimate from Home Value Explorer (HVE).◊ Enter "Other" only if the AVM used to

value the subject property is not listed for this data point as an FRE-Supported Enumeration.

O N/A Enumerated

AutomatedPropertyServiceCasaFidelityHansenHomePriceAnalyzerHomePriceIndexHomeValueExplorerIndicatorNetValueOtherPassPropertySurveyAnalysisReportValueFinderValuePointValuePoint4ValuePointPlusValueSureValueWizardValueWizardPlusVeroIndexPlusVeroValue

Property.Property Information..Appraisal/Valuation Property Details...AVM Model Name Type

1/31/2012 80 AVMModelNameType

The name of the AVM model used to calculate the valuation of the subject property.

N/A N/A N/A CR CR

IF Sort ID 89-PropertyValuationMethodType = "AutomatedValuationModel" AND IF applies

Note on FRE-Supported Enumerations: ◊ Enter the applicable value as instructed

in Seller's negotiated term when the AVM is used in lieu of an appraisal.◊ Enter "HomeValueExplorer" for Relief

Refinance Mortgages-Same Servicer and Relief Refinance Mortgages-Open Access when the value of the Mortgaged Premises is determined using a point value estimate from Home Value Explorer (HVE).◊ Enter "Other" only if the AVM used to

value the subject property is not listed for this data point as an FRE-Supported Enumeration.

O N/A Enumerated

AutomatedPropertyServiceCasaFidelityHansenHomePriceAnalyzerHomePriceIndexHomeValueExplorerIndicatorNetValueOtherPassPropertySurveyAnalysisReportValueFinderValuePointValuePoint4ValuePointPlusValueSureValueWizardValueWizardPlusVeroIndexPlusVeroValue





ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




All Addenda 81 AVMModelNameTypeOtherDescription

The name of the AVM model used to calculate the valuation of the subject property when Other is selected from the enumerated list.

N/A N/A N/A CR CRIF Sort ID 81-AVMModelNameType = "Other"

Note on FRE-Supported Enumerations: Enter "FREAllowedAVM" only if the AVM used to value the subject property is not listed for this data point as an FRE-Supported Enumeration.

O N/A Enumerated

AVMaxCAValueCollateralMarketValueFraudGuardFREAllowedAVMI_AVMIValPowerBase6RapidValueRealValueRealAssessmentRealtorValuationModelRelarSiteXValueVector VerosVeroValueAdvantageVeroValuePreferred


ReferenceReference

7/20/2012 82 AppraisalIdentifier

A unique identifier assigned by a party for all appraisal data delivered to the party for this loan.

N/A N/A N/A CR CR

IF Sort IDs 317 OR 472-MortgageType = "Conventional" AND Sort ID 89-PropertyValuationMethodType = ("DriveBy" OR "FullAppraisal" OR "PriorAppraisalUsed") OR Sort ID 90-PropertyValuationMethodTypeOtherDescription = "FieldReview"

• Notes on Value: ◊ For conventional Mortgages only,

enter the "Document File Identifier" assigned to the appraisal by the Uniform Collateral Data Portal℠ (UCDP℠).◊ If a Field Review is used to value the

subject property, enter the Document File Identifier used for the original appraisal.• Note on Format: Valid value may not exceed 10 characters.

O N/A Not Used String 20 N/A

Property.Property Information..Appraisal/Valuation Property Details...Appraisal Identifier

….:….:.PROPERTY_VALUATION_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/COLLATERALS/COLLATERAL/PROPERTIES/PROPERTY/PROPERTY_VALUATIONS/PROPERTY_VALUATION/PROPERTY_VALUATION_DETAIL




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 83 PropertyValuationAmount

Statement of property’s value from a valid property valuation source.

N/A N/A N/A R R Required for all loans

Notes on Value:Enter the value that was used to calculate the LTV for the delivered loan. ◊ Enter the appraised value if an

appraisal is used.◊ Enter the point value estimate if an

AVM is used.◊ Enter the purchase price (for LP

purchases) or the Borrower's estimate of value (for LP refinances) if a Home Value Model is used.◊ Enter the estimated market value after

completion of the improvements for energy conservation Mortgages.◊ Enter the the value as instructed in

Seller's negotiated terms as applicable.

R Required for all loans

Notes on Value:▪ Enter the value that was used to calculate the LTV for the delivered loan. ◊ Enter the appraised value if an appraisal

is used.◊ Enter the point value estimate if an

AVM is used.◊ Enter the purchase price (for LP

purchases) or the Borrower's estimate of value (for LP refinances) if a Home Value Model is used.◊ Enter the estimated market value after

completion of the improvements for energy conservation Mortgages.◊ Enter the the value as instructed in

Seller's negotiated terms as applicable.

Numeric 9 N/A

Property.Property Information..Appraisal/Valuation Property Details...Property Valuation Amount

7/20/2012 84 PropertyValuationEffectiveDate

Effective date of the property valuation on the subject property.

N/A N/A N/A CR CRIF PropertyValuationMethodType <> "None"

Notes on Value:◊ For Mortgages with appraisals, enter

the inspection date (effective date of the appraisal). ◊ For Mortgages using any other

property valuation method type, enter the effective date onf the most recent inspection, Feedback Certificate or estimate.

O N/A Not Used YYYY-MM-DD N/A

Property.Property Information..Appraisal/Valuation Property Details...Property Valuation Effective Date




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 89 PropertyValuationMethodType

Specifies the method by which the property value was assessed.


Note on FRE-Supported Enumerations:Enter the Property Valuation Method Type for the method that yielded the value used to calculate the LTV for the delivered loan. ◊ Enter "AutomatedValuationModel" for

Home Value Explorer® (HVE).◊ Enter "DriveBy" for exterior-only

appraisals.◊ Enter "FullAppraisal" or

"PriorAppraisalUsed" as applicable. ◊ Enter "None" for Loan Prospector®

(LP) Home Value Model OR IF applies.◊ Enter "Other" if a Field Review was

used to value the subject property.◊ Enter the values as instructed in

Seller's negotiated terms for all other property valuation method types.

O Not Used Enumerated

AutomatedValuationModelDesktopAppraisalDriveByFullAppraisalNoneOtherPriorAppraisalUsed

Property.Property Information..Appraisal/Valuation Property Details...Property Valuation Method Type

1/31/2012 89 PropertyValuationMethodType

Specifies the method by which the property value was assessed.


Note on FRE-Supported Enumerations: ◊ Enter "AutomatedValuationModel" for

Home Value Explorer® (HVE).◊ Enter "DriveBy" for exterior-only

appraisals.◊ Enter "FullAppraisal" or

"PriorAppraisalUsed" as applicable. ◊ Enter "None" for Loan Prospector®

(LP) Home Value Model ◊ Enter "Other" if a Field Review was

used to value the subject property.◊ Enter the values as instructed in

Seller's negotiated terms for all other property valuation method types.

O Not Used Enumerated

AutomatedValuationModelDesktopAppraisalDriveByFullAppraisalNoneOtherPriorAppraisalUsed





ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




All Addenda 90PropertyValuationMethodTypeOtherDescription

A free-form text field used to capture a description of the Property Valuation Method Type when Other is selected.

N/A N/A N/A CIO

CRO

IF Sort ID 89-PropertyValuationMethodType = "Other"

Note on FRE-Supported Enumerations: Enter "FieldReview" if a Field Review was used to value the subject property.

O N/A Not Used Enumerated FieldReview



All Addenda 145 BuydownContributorType

Specifies the source of the buydown funds.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation

N/A CR CR

IF Sort ID 228-BuydownTemporarySubsidyIndicator = "true" the loan has a buydown feature

Note on FRE-Supported Enumerations: ◊ Enter "Other" if the contributor is an

Interested Party as described in the Guide.◊ Enter "Lender" for temporary

buydowns funded with Premium Financing . ◊ Enter "Borrower" for all other

temporary buydown contributors. CR

IF Sort ID 228-BuydownTemporarySubsidyIndicator = "true" the loan has a buydown feature

Note on FRE-Supported Enumerations: ◊ Enter "Other" if the contributor is an

Interested Party as described in the Guide.◊ Enter "Lender" for temporary buydowns

funded with Premium Financing . ◊ Enter "Borrower" for all other temporary

buydown contributors.Enumerated

BorrowerLenderOther

Loan (Closing or Modification tabs).Product Information..Temporary Buydown Details...Buydown Contributor Type

ReferenceReferenceAll Addenda


All Addenda 152 ClosingCostFundsType

Specifies the general names (type) of items commonly used as payment for the closing costs in a mortgage loan transaction.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation

N/A CI CRIF Sort ID 151-ClosingCostContributionAmount ≥ "1"

• Note on MISMO v3.0 Definition: The related Guide Glossary term for "PremiumFunds" is "Premium Financing."• Note on FRE-Supported Enumerations:◊ See Notes under Sort ID 151 for

instructions on how to provide enumerations.◊ Enter "Other" if secondary financing

was used for closing costs or there are more than 4 Amount-Type-Source combinations.

CRIF Sort ID 151-ClosingCostContributionAmount ≥ "1"

• Note on MISMO v3.0 Definition: The related Guide Glossary term for "PremiumFunds" is "Premium Financing."• Notes on FRE-Supported Enumerations:◊ See Notes under Sort ID 151 for

instructions on how to provide enumerations.◊ Enter "Other" if secondary financing was

used for closing costs or there are more than 4 Amount-Type-Source combinations.

Enumerated

BridgeLoanCashOnHandCheckingSavingsContributionCreditCardEquityOnSubjectPropertyGiftFundsGrantLifeInsuranceCashValueLotEquityOtherPremiumFundsRentWithOptionToPurchaseRetirementFundsSaleOfChattelSecuredLoanStocksAndBondsSweatEquityTradeEquityTrustFundsUnsecuredBorrowedFunds

Loan (Closing or Modification tabs).Origination Information..Funds Needed To Close Details...Closing Cost Funds Type

Reference

....:.LOAN (MAX = 1) LoanRoleType = “SubjectLoan” and LoanStateType = “AtClosing” (Non-Modifications) OR LoanStateType = "AtModification" *This container required to save the file in the selling system.….:..BUYDOWN (MAX = 1)….:…BUYDOWN_RULE (MAX = 1) This container neither required nor expected.XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/BUYDOWN/BUYDOWN_RULE

….:..ESCROW (MAX = 1)….:…ESCROW_ITEMS (MAX = 1)

….:LOANS (MAX = 1) *This container required to save the file in the selling system.

….:….ESCROW_ITEM (MAX = 12 15)….:..CLOSING_INFORMATION (MAX = 1)….:…CLOSING_COST_FUNDS (MAX = 1)….:….CLOSING_COST_FUND (MAX = 4)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/CLOSING_INFORMATION/CLOSING_COST_FUNDS/CLOSING_COST_FUND

….:..DOWN_PAYMENTS (MAX = 1)




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

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y fo

r A

pp

Rec

'd D

ate

Prio

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12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




ReferenceReference

All Addenda 175 DownPaymentType

Specifies the general names (type) of items commonly used for a down payment by the borrower(s) in a mortgage loan transaction. This may be collected on the URLA in Section II (Source of Down Payment).

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation

N/A CI CR IF Sort ID 172-DownPaymentAmount ≥ "1"

• Note on MISMO v3.0 Definition: Disregard last sentence.• Notes on FRE-Supported Enumerations:◊ See Notes under Sort ID 172 for

instructions on how to provide enumerations.◊ Enter "Other" secondary financing was

used for any down payment or if there are more than 4 Amount-Type-Source combinations.

CR IF Sort ID 172-DownPaymentAmount ≥ "1"

• Note on MISMO v3.0 Definition: Disregard last sentence.• Notes on FRE-Supported Enumerations:◊ See Notes under Sort ID 172 for

instructions on how to provide enumerations.◊ Enter "Other" secondary financing was

used for any down payment or if there are more than 4 Amount-Type-Source combinations.

Enumerated

BridgeLoanCashOnHandCheckingSavingsEquityOnSubjectPropertyGiftFundsLifeInsuranceCashValueLotEquityOtherTypeOfDownPaymentRentWithOptionToPurchaseRetirementFundsSaleOfChattelSecuredBorrowedFundsStocksAndBondsSweatEquityTradeEquityTrustFundsUnsecuredBorrowedFunds

Loan (Closing or Modification tabs).Origination Information..Funds Needed To Close Details...Down Payment Type


All Addenda 217 LoanInterestAccrualStartDate

The date that interest begins to accrue for a loan.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation

N/A CR CR

IF Sort ID 215-InterestCalculationType = "Simple" AND Sort ID 214-InterestCalculationPeriodType = "Day"

O N/A Not Used YYYY-MM-DD

Loan (Closing or Modification tabs).Product Information..Daily Simple Interest (If Applicable)...Loan Interest Accrual Start Date

ReferenceReference

7/20/2012 222 RelatedLoanInvestorType

Specifies the investor of the associated loan.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation

N/A CI CR IF applies

Note on FRE-Supported Enumerations:◊ Enter "FRE" for Freddie Mac-Owned

Converted Mortgages, Freddie Mac-Owned No Cash Out Refinances, Relief Refinance Mortgages - Same Servicer, and Relief Refinance Mortgages – Open Access OR as directed in Seller's negotiated term.◊ Enter "Seller" for Seller-Owned

Modified Mortgages and Seller-Owned Converted Mortgages.

CR IF applies

Note on FRE-Supported Enumerations:◊ Enter "FRE" for Freddie Mac-Owned

Converted Mortgages, Freddie Mac-Owned No Cash Out Refinances, Relief Refinance Mortgages - Same Servicer, and Relief Refinance Mortgages – Open Access OR as directed in Seller's negotiated term.◊ Enter "Seller" for Seller-Owned

Modified Mortgages and Seller-Owned Converted Mortgages.

Enumerated FRESeller N/A

Loan (Closing or Modification tabs).Underwriting / Credit Information..Streamlined Loan Details...Related Investor Loan Identifier

ReferenceReferenceReference

….:…DOWN_PAYMENT (MAX = 4)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/DOWN_PAYMENTS/DOWN_PAYMENT

….:..INTEREST_CALCULATION (MAX = 1)….:…INTEREST_CALCULATION_RULES (MAX = 1).:….INTEREST_CALCULATION_RULE (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/INTEREST_CALCULATION/INTEREST_CALCULATION_RULES/INTEREST_CALCULATION_RULE

….:..INVESTOR_LOAN_INFORMATION (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/INVESTOR_LOAN_INFORMATION

….:..LOAN_LEVEL_CREDIT (MAX = 1)….:…LOAN_LEVEL_CREDIT_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/LOAN_LEVEL_CREDIT/LOAN_LEVEL_CREDIT_DETAIL




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

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Prio

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12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 247 CreditScoreImpairmentType

Identifies a characteristic of the Credit Score that impairs its effectiveness as an indicator of credit risk.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation

N/A CI CR

IF Sort ID 251-LoanLevelCreditScoreValue does not exist AND [(Sort ID 326-AutomatedUnderwritingSystemType <> "LoanProspector" OR Sort ID 328-LoanManualUnderwritingIndicator = "true") OR Mortgage is delivered through the Servicing Released Sales Process]

Note on FRE-Supported Enumerations: Enter if the Indicator Score does not exist or is not usable.

CR

IF Sort ID 251-LoanLevelCreditScoreValue does not exist AND [(Sort ID 326-AutomatedUnderwritingSystemType <> "LoanProspector" OR the loan was manually underwritten) OR Mortgage is delivered through the Servicing Released Sales Process]

Note on FRE-Supported Enumerations: Enter if the Indicator Score does not exist or is not usable.

EnumeratedInsufficientCreditHistorySignificantErrorsScore N/A

Loan (Closing or Modification tabs).Underwriting / Credit Information..Loan Level Credit Details...Credit Score Impairment Type


7/20/2012 268InitialPrincipalAndInterestPaymentAmount

The dollar amount of the principal and interest payment as stated on the Note. The principal and interest payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation

N/A R R Required for all loans

Notes on Value: ◊ For Home Possible® Mortgages with

Mortgage Credit Certificates, enter the actual monthly principal, interest, taxes and insurance (PITI) payment, not the subsidized amount.◊ For subsidy buydown Mortgages, enter

the monthly payment shown on the Note (without reference to the temporary subsidy buydown).◊ For financed permanent buydown

Mortgages, enter the initial P&I amount at the permanently bought down Note Rate.


Notes on Value: ◊ For Home Possible® Mortgages with

Mortgage Credit Certificates, enter the actual monthly principal, interest, taxes and insurance (PITI) payment, not the subsidized amount.◊ For subsidy buydown Mortgages, enter

the monthly payment shown on the Note (without reference to the temporary subsidy buydown).◊ For financed permanent buydown

Mortgages, enter the initial P&I amount at the permanently bought down Note Rate.

Amount 9.2 N/A

Loan (Closing or Modification tabs).Note Information..Note Details...Initial Principal and Interest Payment Amount

7/20/2012 272 ScheduledFirstPaymentDate

The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation


Notes on Value: ◊ For ARMS, may must be the first day

of the month.◊ For Mortgages with capitalized

balances, enter the value of LastPaidInstallmentDueDate.


Notes on Value: ◊ For ARMS, may must be the first day of

the month.◊ For Mortgages with capitalized

balances, enter the value of LastPaidInstallmentDueDate.

YYYY-MM-DD

ReferenceReferenceAll AddendaReferenceReference

….:…PAYMENT_RULE (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/PAYMENT/PAYMENT_RULE

….:..PREPAYMENT_PENALTY (MAX = 1) This container neither required nor expected.….:…PREPAYMENT_PENALTY_PER_CHANGE_RULES (MAX = 1)….:….PREPAYMENT_PENALTY_PER_CHANGE_RULE (MAX = 1 4)….:..QUALIFICATION (MAX = 1)

….:..PAYMENT (MAX = 1)

XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/QUALIFICATION




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

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r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 291 TotalMonthlyIncomeAmount

The total monthly income for all borrowers on the loan.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation


Note on Value: Enter the aggregate of the stable monthly income as defined in Guide Section 37.13 for each qualified all Borrowers.


Note on Value: Enter the aggregate of the stable monthly income as defined in Guide Section 37.13 for each qualified all Borrowers.

Numeric 9 N/A

Loan (Closing or Modification tabs).Underwriting / Credit Information..Additional Underwriting Details...Total Monthly Income Amount

7/20/2012 292TotalMonthlyProposedHousingExpenseAmount

The total monthly proposed housing expense for all borrowers on the loan.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation


Notes on Value: ◊ Enter the sum of the monthly charges

on the Borrowers' Primary Residences as described in Guide Section 37.15 for each all Borrowers. ◊ For subsidy buydown Mortgages,

calculate using the Mortgage payment the Borrower is making at the time the Seller delivers the Mortgage.◊ For financed permanent buydown

Mortgages, calculate using the initial P&I payment amount at the permanently bought down Note Rate.


Notes on Value: ◊ Enter the sum of the monthly charges on

the Borrowers' Primary Residences as described in Guide Section 37.15 for each all Borrowers. ◊ For subsidy buydown Mortgages,

calculate using the Mortgage payment the Borrower is making at the time the Seller delivers the Mortgage.◊ For financed permanent buydown

Mortgages, calculate using the initial P&I payment amount at the permanently bought down Note Rate.

Numeric 9 N/A

Loan (Closing or Modification tabs).Underwriting / Credit Information..Additional Underwriting Details...Total Monthly Proposed Housing Expense Amount

ReferenceAll AddendaReferenceAll AddendaReferenceReference

All Addenda 313 LienPriorityTypeSpecifies the priority of the lien against the subject property.

322

AtClosing (Non-

Mods) OR AtModific

ation

N/A CR CRIF Sort ID 397-MortgageModificationIndicator = "false"

Note on Value: Data point not required in "AtModification" container.for Seller-Owned Modified Mortgages.

CR

IF Sort ID 397-MortgageModificationIndicator = "false" AND [MortgageType = "USDARuralHousing" OR (LoanProgramIdentifier = "HomePossibleMortgage" OR "HomePossibleMCM" OR "HomePossibleNeighborhoodSolutionMortgage" OR "HomePossibleMCMCS")]

Note on Value: Data point not required in "AtModification" container.for Seller-Owned Modified Mortgages.

Enumerated FirstLien

Loan (Closing or Modification tabs).Product Information..Product Details...Lien Priority Type


XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/TERMS_OF_MORTGAGE

….:..UNDERWRITING (MAX = 1)….:…AUTOMATED_UNDERWRITINGS (MAX = 1)….:….AUTOMATED_UNDERWRITING (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/UNDERWRITING/AUTOMATED_UNDERWRITINGS/AUTOMATED_UNDERWRITING

….:...RESPA_FEES (MAX = 1)….:….RESPA_FEE (MAX = 1 20)….:….:RESPA_FEE_PAYMENTS (MAX = 1) ….:….:.RESPA_FEE_PAYMENT (MAX = 1 20)….:..TERMS_OF_MORTGAGE (MAX = 1)




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 322 AutomatedUnderwritingCaseIdentifier

A unique identifier assigned by the underwriting system to the underwriting case for a specific loan application.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation

N/A CR CR

IF Sort ID 326-AutomatedUnderwritingSystemType = "LoanProspector" OR (LoanProgramIdentifier starts with "HomePossible" AND LPKeyNumber is available)

Note on Value: Enter the Loan Prospector® (LP) Key Number for all Home Possible Mortgages, if available. enter the LP Key Number even if a Non-LP Mortgage.

CR

IF Sort ID 326-AutomatedUnderwritingSystemType = "LoanProspector" OR (LoanProgramIdentifier starts with "HomePossible" AND LPKeyNumber is available)

Note on Value: Enter the Loan Prospector® (LP) Key Number for all Home Possible Mortgages, if available. enter the LP Key Number even if a Non-LP Mortgage.

String 20 N/A

Loan (Closing or Modification tabs).Underwriting / Credit Information..Underwriting Details...Automated Underwriting Case Identifier

7/20/2012 325AutomatedUnderwritingRecommendationDescription

The loan approval recommendation determined by the automated underwriting system.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation

N/A CI CRIF Sort ID 326-AutomatedUnderwritingSystemType exists

Notes on FRE-Supported Enumerations: ◊ Enter the applicable Risk

Class/Classification for Loan Prospector Mortgages.◊ For other AUS Mortgages, if permitted

by Seller's negotiated terms, enter the recommendation provided by the AUS.

O N/A N/A String 50

A1AcceptA2AcceptAcceptApproveApproveEligibleC1CautionC2CautionCautionCautionEligibleForAMinus

N/A

Loan (Closing or Modification tabs).Underwriting / Credit Information..Underwriting Details...Automated Underwriting Recommendation Description

ReferenceReference

7/20/2012 328 LoanManualUnderwritingIndicator

Indicates that the loan was manually underwritten.

SubjectLoan

AtClosing (Non-

Mods) OR AtModific

ation


Notes on FRE-Supported Enumerations: ◊ Enter "false" unless if the loan underwriting decision is not based on manual underwriting and is based on the recommendation from an automated underwriting system. ◊ Enter “true” if the LP Risk Class is“Caution” and the the loan was manually underwritten prior to delivery.

O N/A Boolean falsetrue N/A

Loan (Closing or Modification tabs).Underwriting / Credit Information..Underwriting Details...Loan Manual Underwriting Indicator

ReferenceReferenceReferenceReferenceReferenceReference

….:…UNDERWRITING_DETAIL (MIN=1, MAX=1)

….:….:INTEREST_RATE_PER_CHANGE_ADJUSTMENT_RULE (MAX = 2) Enter two instances of this container: One with AdjustmentRuleType (332.1) = "First" to describe the initial adjustment structure and caps and one with AdjustmentRuleType (332.1) = "Subsequent" to identify the periodic adjustment structure and caps.

XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/UNDERWRITING/UNDERWRITING_DETAIL

....:.LOAN (MAX = 1) LoanRoleType = “SubjectLoan” and LoanStateType = “AtClosing” (Submit for Modified Loans Only) *This data point required to save the file in the selling system.XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN….:..ADJUSTMENT (MAX = 1)….:…INTEREST_RATE_ADJUSTMENT (MAX = 1)….:….INTEREST_RATE_PER_CHANGE_ADJUSTMENT_RULES (MAX = 1)




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




All Addenda 332.1 AdjustmentRuleType

Specifies whether the occurrence of the adjustment is the first change or a subsequent change.

SubjectLoan

AtClosing (Mods) N/A CI

CR CR

IF Sort ID 333-MortgageModificationIndicator

= "true" AND LoanAmortizationType =

"AdjustableRate"

Notes on MISMO v3.0 Parent Container: Provide two INTEREST_RATE_PER_CHANGE_ADJUSTMENT_RULE Containers:◊ One with AdjustmentRuleType =

"First" to describe the initial adjustment structure and caps of the original Mortgage prior to modification; and ◊ One with AdjustmentRuleType =

"Subsequent" to identify the periodic adjustment structure and caps of the original Mortgage prior to modification.

O N/A Not Used Enumerated FirstSubsequent N/A

Loan (Closing Tab).Note Information..ARM Details...First and Subsequent Adjustment Tabs

All Addenda 332.2PerChangeRateAdjustmentFrequencyMonthsCount

The number of months between rate adjustments, if the interest rate on the SubjectLoan loan can change.

SubjectLoan


CRCR



"AdjustableRate"

Note on Values: ◊ For AdjustmentRuleType = "First,"

enter the number of months between the initial rate adjustment and the second rate adjustment.◊ For AdjustmentRuleType =

"Subsequent," enter the number of months between the second rate adjustment and the third rate adjustment.

O N/A Not Used Numeric 3

Loan (Closing Tab).Note Information..ARM Details...First and Subsequent Adjustment Tabs….Per Change Rate Adjustment Frequency Months Count


All Addenda 333 LoanAmortizationType

A classification or description of a loan generally based on the changeability of the rate or payment over time.

SubjectLoan


CR CR

IF Sort ID 397-MortgageModificationIndicator = "true" AND ConstructionLoanIndicator = "false"

Note on FRE-Supported Enumerations: Enter the amortization type of the original Mortgage prior to modification.

O N/A Not Used EnumeratedAdjustableRateFixedRateImprovementMortgage

Loan (Closing Tab).Product Information..Product Details...Loan Amortization Type


All Addenda 335 InterestCalculationType

Defines the method used to calculate the interest on the loan.

SubjectLoan


CRCR

IF Sort ID 397-MortgageModificationIndicator = "true" AND Sort ID 231-ConstructionLoanIndicator = "false"

Note on FRE-Supported Enumerations: Enter the InterestCalculationType specified on the original Note prior to modification.

O N/A Not Used Enumerated CompoundSimple

Loan (Closing Tab).Product Information..Product Details...Loan Amortization Type

ReferenceReference

….:..AMORTIZATION (MAX = 1)….:…AMORTIZATION_RULE (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/AMORTIZATION/AMORTIZATION_RULE

….:..INTEREST_CALCULATION (MAX = 1)….:…INTEREST_CALCULATION_RULES (MAX = 1)….:….INTEREST_CALCULATION_RULE (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/INTEREST_CALCULATION/INTEREST_CALCULATION_RULES/INTEREST_CALCULATION_RULE

….:..INTEREST_ONLY (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/LOAN_DETAIL




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




All Addenda 336.1 InterestOnlyTermMonthsCount

Then number of months the loan remains interest only.

SubjectLoan

AtClosing (Mods) N/A CI CR IF Sort ID 337.2 -

InterestOnlyIndicator = "true"Note on Value: Enter the original interest only term of the loan prior to modification. O N/A Not Used Numeric 3

Loan (Closing Tab).Product Information..Interest Only Details...Interest Only Term Months Count

ReferenceReference

All Addenda 337 BalloonIndicator

Indicates whether or not a final balloon payment is required under the terms of the loan repayment schedule to fully pay off the loan.

SubjectLoan


CRCR


Note on FRE-Supported Enumerations: Enter "false" unless the original Mortgage had a balloon feature prior to modification.

O N/A Not Used Boolean falsetrue

Loan (Closing Tab).Product Information..Product Details...Balloon Indicator

All Addenda 337.1 InitialFixedPeriodEffectiveMonthsCount

The number of months that the initial fixed period of a hybrid ARM is in effect.

SubjectLoan


CRCR



"AdjustableRate"

• Note on Definition: The related Guide Glossary term is "Initial Period ."• Note on Value: Enter the adjustment structure of the original Mortgage prior to modification.

O N/A Not Used Numeric 3

Loan (Closing Tab).Note Information..ARM Details...Initial Fixed Period Effective Months Count

All Addenda 337.2 InterestOnlyIndicator

Indicates whether loan is set up with interest-only payments.

SubjectLoan


CRCR


Note on FRE-Supported Enumerations: Enter "true" if the original Mortgag e had an interest only feature prior to modification.

O N/A Not Used Boolean falsetrue

Loan (Closing Tab).Product Information..Interest Only Details…Interest Only Indicator


All Addenda 340 LoanMaturityDate

The date when the loan is scheduled to be paid in full as reflected on the Note.

SubjectLoan


CR CR


Note on Value: Enter the maturity date on the original Note prior to modification. O N/A Not Used YYYY-MM-DD

Loan (Closing Tab).Note Information..Note Details...Loan Maturity Date


All Addenda 342 PaymentFrequencyType

Specifies the frequency of the mortgage payment.

SubjectLoan


CR CR


Note on FRE-Supported Enumerations: Enter the payment frequency on the original Note prior to the modification.

O N/A Not Used Enumerated BiweeklyMonthly

Loan (Closing Tab).Product Information..Product Details...Payment Frequency Type

All Addenda 344 ScheduledFirstPaymentDate

The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.

SubjectLoan


CRCR


Note on Value: Enter the first payment date as stated on the Note prior to the modification.

O N/A Not Used YYYY-MM-DD

Loan (Closing Tab).Note Information..Note Details...Scheduled First Payment Date

ReferenceReference

….:..MATURITY (MAX = 1)….:…MATURITY_RULE (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/MATURITY/MATURITY_RULE

….:..PAYMENT (MAX = 1)….:…PAYMENT_RULE (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/PAYMENT/PAYMENT_RULE

….:..LOAN_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/LOAN_DETAIL

….:..TERMS_OF_MORTGAGE (MAX = 1) * This container required to save modified loans in the selling system.XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/TERMS_OF_MORTGAGE




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




All Addenda 345 LienPriorityTypeSpecifies the priority of the lien against the subject property.

SubjectLoan

AtClosing (Mods) N/A CR CR

IF Sort ID 397-MortgageModificationIndicator = "true"

Note on FRE-Supported Enumerations: Enter the original lien priority of the loan prior to modification.

O N/A Not Used Enumerated FirstLienSecondLien

Loan (Closing Tab).Product Information..Product Details...Lien Priority Type

All Addenda 347 MortgageType

Specifies the type of mortgage being applied for or that has been granted.

SubjectLoan


CR CR


Note on Definition: The related Guide Glossary term for "Conventional" is "Home Mortgage ." The related Guide Glossary term for "USDA Rural Housing" is "Section 502 GRH Mortgage ."Note on FRE-Supported Enumerations: Enter the original mortgage type of the loan prior to modification.

O N/A Not Used Enumerated

ConventionalFHAOtherUSDARuralHousingVA

Loan (Closing Tab).Product Information..Product Details...Mortgage Type

All Addenda 351 NoteRatePercentThe actual interest rate as disclosed on the Note.

SubjectLoan


CR CR


Note on Value: Enter the Interest Rate as indicated on the original Note . O N/A Not Used Percent 3.4

Loan (Closing Tab).Note Information..Note Details...Note Rate Percent

ReferenceReference

7/20/2012 376 InvestorCollateralProgramIdentifier

Identifies the collateral program associated with the loan as identified by a specific entity.

SubjectLoan Current N/A CR CR

IF PropertyValuationMethodType

= "None"

Notes on FRE-Supported Enumerations:◊ Enter "PropertyInspectionAlternative"

if evaluated through Loan Prospector and permitted by Loan Prospector.◊ Enter “Form 2070” if evaluated

through Loan Prospector and permitted by Loan Prospector.◊ Enter "Form 2075" OR

"PropertyInspectionWaiver" if permitted by Seller's negotiated term.

O N/A Not Used Enumerated

Form2070Form2075PropertyInspectionAlternativePropertyInspectionWaiver

N/A

Loan (Current Tab).Product Information..Product Details...Investor Collateral Program Identifier

ReferenceReference

7/20/20121/31/2012

Reference

….:…LOAN_PROGRAM (MAX = 5 1) ….:…LOAN_PROGRAM (MAX = 1 5) XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/LOAN_PROGRAMS/LOAN_PROGRAM

….:..INVESTOR_LOAN_INFORMATION (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/INVESTOR_LOAN_INFORMATION

....:.LOAN (MAX = 1) LoanRoleType = “SubjectLoan” and LoanStateType = “Current” *This container required to save the file in the selling system.….:..LOAN_PROGRAMS (MAX = 1)




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 404 LoanProgramIdentifier

Identifies the mortgage program associated with the loan as defined by a specific entity. Entity may be referenced using OwnerIdentifierURI or Loan Program Sponsoring Entity Name.

SubjectLoan Current N/A CR CR IF applies

Notes on FRE-Supported Enumerations:◊ Enter "Alt97" for Alt97 Mortgage s.◊ Enter "EnergyConservation" for

Mortgages that finance the purchase of a property that is to be retrofitted, refurbished, or improved with energy conservation components.◊ Enter "NewlyBuiltHomeMortgage" for

Newly Built Home Mortgages meeting the requirements of Guide Section K33.1. ◊ Enter "ConsructionConversion" for

Construction Conversion Mortgages meeting the requirements of Guide Section K33.1. ◊ Enter "Renovation" for Renovation

Mortgages meeting the requirements of Guide Section K33.1.

CR

IF Sort ID 162-ConstructionLoanType = "ConstructionToPermanent" OR delivered Mortgage is (an Alt97 Mortgage OR a Home Possible Mortgage with a Rural Housing Leveraged Second





Mortgages meeting the requirements of Guide Section K33.1. Enumerated See Enumerations Tab

Loan (Current Tab).Product Information..Product Details...Loan Program Identifier




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




1/31/2012 404 LoanProgramIdentifier

Identifies the mortgage program associated with the loan as defined by a specific entity. Entity may be referenced using OwnerIdentifierURI or Loan Program Sponsoring Entity Name.

SubjectLoan Current N/A CR CR IF applies






CR

IF Sort ID 162-ConstructionLoanType = "ConstructionToPermanent" OR delivered Mortgage is (an Alt97 Mortgage OR a Home Possible Mortgage with a Rural Housing Leveraged Second)

• Notes on FRE-Supported Enumerations: ◊ Enter "Alt97" for Alt97 Mortgages.◊ Enter "EnergyConservation" for





Enumerated See Enumerations Tab

Loan (Current Tab).Product Information..Product Details...Loan Program Identifier


All Addenda 412 MICertificateIdentifier

The number assigned by the private mortgage insurance company to track a loan.


IF (Sort IDs 317 or 472 (MortgageType) = "Conventional") AND Sort ID 429-PrimaryMIAbsenceReasonType does not existIF conventional MI exists

Note removed CR

IF (Sort IDs 317 or 472 (MortgageType) = "Conventional") AND Sort ID 429-PrimaryMIAbsenceReasonType does not existIF conventional MI exists

Note removed String 50

Loan (Current Tab).Mortgage Insurance Information..Mortgage Insurance Details...MI Certificate Identifier

All Addenda 414 MICompanyNameTypeOtherDescription

A free-form text field used to capture the mortgage insurance company name if Other is selected as the mortgage insurance company name.

SubjectLoan Current N/A CR CR IF MICompanyNameType =

"Other" CR IF MICompanyNameType = "Other" Enumerated

AmerinCAHLIFCMGPreSep94CommonwealthMIFRMIC-NCVerexWiscMtgAssr

Loan (Current Tab).Mortgage Insurance Information..Mortgage Insurance Details...MI Company Name Type

….:..MI_DATA (MAX = 1)….:..MI_DATA_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/MI_DATA/MI_DATA_DETAIL




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 429 PrimaryMIAbsenceReasonType

Specifies the reason that primary mortgage insurance is not required or provided.


IF (Sort IDs 317- or 472- MortgageType = "Conventional") AND Sort ID 412-MICertificateIdentifier does not exist

Note on FRE-Supported Enumerations: ◊ Enter "Other" for Relief Refinance Mortgages – Same Servicer, if applicable.◊ Enter "Other" for Relief Refinance Mortgages – Open Access, if applicable.◊ Enter "Other" as directed by Seller's negotiated term.

CR

IF (Sort IDs 317- or 472- MortgageType = "Conventional") AND Sort ID 412-MICertificateIdentifier does not exist

Note on FRE-Supported Enumerations: ◊ Enter "Other" for Relief Refinance Mortgages – Same Servicer, if applicable.◊ Enter "Other" for Relief Refinance Mortgages – Open Access, if applicable.◊ Enter "Other" as directed by Seller's negotiated term.

Enumerated

MICanceledBasedOnCurrentLTVNoMIBasedOnOriginalLTVOther

Loan (Current Tab).Mortgage Insurance Information..Mortgage Insurance Details...Primary MI Absence Reason Type

1/31/2012 429 PrimaryMIAbsenceReasonType

Specifies the reason that primary mortgage insurance is not required or provided.


IF (Sort IDs 317 or 472 (MortgageType) = "Conventional") AND Sort ID 412-MICertificateIdentifier does not existIF conventional MI does not exist

Note on FRE-Supported Enumerations: Enter "Other" for Relief Refinance Mortgages – Same Servicer and Relief Refinance Mortgages – Open Access, if applicable.

CR

IF (Sort IDs 317 or 472 (MortgageType) = "Conventional") AND Sort ID 412-MICertificateIdentifier does not existIF conventional MI does not exist

Note on FRE-Supported Enumerations: Enter "Other" for Relief Refinance Mortgages – Same Servicer and Relief Refinance Mortgages – Open Access, if applicable.

Enumerated

MICanceledBasedOnCurrentLTVNoMIBasedOnOriginalLTVOther


7/20/2012 430PrimaryMIAbsenceReasonTypeOtherDescription

A free-form text field used to collect additional information when Other is selected for Primary MI Absence Reason Type.


IF Sort ID 429-PrimaryMIAbsenceReasonType = "Other"

Note on FRE-Supported Enumerations: ◊ Enter "NoMIBasedOnMortgageBeingRefinanced" for Relief Refinance Mortgages – Same Servicer.◊ Enter "NoMIBasedOnMortgageBeingRefinanced" for Relief Refinance Mortgages – Open Access, if applicable.◊ Enter "NoMIBasedOnInvestorRequirements" as directed by Seller's negotiated term.

CRIF Sort ID 429-PrimaryMIAbsenceReasonType = "Other"

Note on FRE-Supported Enumerations: ◊ Enter "NoMIBasedOnMortgageBeingRefinanced" for Relief Refinance Mortgages – Same Servicer.◊ Enter "NoMIBasedOnMortgageBeingRefinanced" for Relief Refinance Mortgages – Open Access, if applicable.

Enumerated

IndemnificationInLieuOfMINoMIBasedOnInvestorRequirementsNoMIBasedOnMortgageBeingRefinancedRecourseInLieuOfMI

N/A



….:..PAYMENT (MAX = 1) (MAX = 1) ….:…PAYMENT_SUMMARY (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/PAYMENT/PAYMENT_SUMMARY




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

Con

ditio

nalit

y fo

r A

pp R

ec'd

Dat

e ≥

8/1/




Con

ditio

nalit

y fo

r A

pp

Rec

'd D

ate

Prio

r to

12

/01/



Joint ULDDS Format


Date ≥ 08/01/12




7/20/2012 440 LastPaidInstallmentDueDate

The due date of last paid installment that had been collected for the mortgage.

SubjectLoan Current N/A R R Required for all loans

• Note on MISMO v3.0 Definition: The related Guide Glossary term is "Due Date of Last Paid Installment."• Notes on Value:◊ For newly originated Mortgages for

which the first payment due date has not yet occurred, enter the date through which interest has been is scheduled to be paid in the month of funding.◊ For Mortgages for which there has

been an advanced (prepaid) installment prepayment of interest, enter the date through which advanced (prepaid) intallments of the interest have been made. is prepaid. ◊ For Mortgages for which the lender has

credited the Borrower interest at closing:▪ Fixed rate Mortgages: Enter the Note

Date or the first day of the month of closing.

▪ Balloon/Reset Mortgages and ARMs: Enter the first day of the month of closing.◊ For all other Mortgages enter the date

of the Borrower's last paid installment.


• Note on MISMO v3.0 Definition: The related Guide Glossary term is "Due Date of Last Paid Installment."• Notes on Value:◊ For newly originated Mortgages for

which the first payment due date has not yet occurred, enter the date through which interest has been is scheduled to be paid in the month of funding.◊ For Mortgages for which there has been

an advanced (prepaid) installment prepayment of interest, enter the date through which advanced (prepaid) intallments of the interest have been made. is prepaid. ◊ For Mortgages for which the lender has

credited the Borrower interest at closing:▪ Fixed rate Mortgages: Enter the Note

Date or the first day of the month of closing.▪ Balloon/Reset Mortgages and ARMs:

Enter the first day of the month of closing.◊ For all other Mortgages enter the date of

the Borrower's last paid installment.

YYYY-MM-DD N/A

Loan (Current Tab).Payment Information..Payment Details...Last Paid Installment Due Date


All Addenda 451 RefinanceProgramIdentifier

Identifies the refinance program associated with the loan as identified by a specific entity.


IF Sort ID 315-LoanPurposeType = "Refinance" AND IF applies

Note on FRE-Supported Enumerations: Enter "TexasEquity" for Texas Equity Section 50(a)(6) Mortgages.

CRIF Sort ID 315-LoanPurposeType = "Refinance" AND IF applies

Note on FRE-Supported Enumerations: Enter "TexasEquity" for Texas Equity Section 50(a)(6) Mortgages.

Enumerated

FREOwnedStreamlinedRefinanceRefiPlusReliefRefinanceOpenAccessReliefRefinanceSameServicerStreamlinedReliefRefinanceTexasEquity

Loan (Current Tab).Product Information..Product Details...Refinance Program Identifier

All AddendaReferenceReferenceReferenceReferenceReferenceReference

....:.LOAN (MAX = ∞ 3) LoanRoleType = “RelatedLoan” and LoanStateType = “Current.” XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN….:PARTIES (MAX=1) *This container required to save the file in the selling system.….:.PARTY (MAX = 5) PartyRoleType = "Borrower." *IF Borrower is primary, this container required to save the file in the selling system. Borrowers must supply detail on all borrowers on the loan, up to a total of 5.….:..LEGAL_ENTITY (MAX = 1) *IF Borrower is primary and non-individual, this container required to save the file in the selling system.….:…LEGAL_ENTITY_DETAIL (MAX = 1) *IF Borrower is primary and non-individual, this container required to save the file in the selling system.

….:..SELECTED_LOAN_PRODUCT (MAX = 1) ….:…LOAN_PRODUCT_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/SELECTED_LOAN_PRODUCT/LOAN_PRODUCT_DETAIL

XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/LEGAL_ENTITY/LEGAL_ENTITY_DETAIL




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

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Date ≥ 08/01/12




All Addenda 544 FullNameThe unparsed name of either an individual or a legal entity.

N/A N/A Borrower CR CRIF Sort ID 611-PartyRoleType = "Borrower" AND Borrower is a legal entity

Note on Value: Enter the complete, unparsed name of the non-individual title holder of the Mortgaged Premises.

CRIF Sort ID 611-PartyRoleType = "Borrower" AND Borrower is a legal entity

Note on Value: Enter the complete, unparsed name of the non-individual title holder of the Mortgaged Premises.

String 100IF the primary borrower is a legal entity.

Borrower.Borrower Information..Borrower Tab...Borrower Details….Non-Individual Borrower Name*


7/20/2012 572BorrowerMailToAddressSameAsPropertyIndicator

When true, indicates that the mailing address for the borrower is the same as the property address.

N/A N/A Borrower CR CR

IF Sort ID 611-PartyRoleType = "Borrower" AND Sort ID 571-BorrowerClassificationType = "Primary"

CR

IF Sort ID 611-PartyRoleType = "Borrower" AND Sort ID 571-BorrowerClassificationType = "Primary"

Boolean falsetrue N/A

Borrower.Borrower Information..Borrower Tab...Borrower Mailing Address….Borrower Mail To Address Same as Property Indicator


7/20/2012 590 CreditScoreValueNumeric credit score resulting from credit evaluation model.

N/A N/A Borrower CR CRIF PartyRoleType = "Borrower" AND credit score exists and is usable.

Enter the Fair Isaac and Co. (FICO) score that is selected as the Underwriting Score for each qualifying Borrower if such FICO score exists. The related Glossary term is Underwriting Score.Enter up to three credit scores, if borrower credit score exists.

O N/A Not Used Numeric 4 N/A

Borrower.Borrower Information..Borrower Tab...Borrower Underwriting Details….Credit Score Value


7/20/2012 598 CitizenshipResidencyType

Indicates this borrower's U.S. citizenship or alien status, as collected on the URLA (Section VIII, lines j. and k.).

N/A N/A Borrower CR CR IF PartyRoleType = "Borrower" AND borrower is an individual

Note on FRE-Supported Enumerations: Enter "NonResidentAlien" only if permitted by Seller's negotiated term.

CR IF PartyRoleType = "Borrower" AND borrower is an individual

• Note on FRE-Supported Enumerations: Enter "NonResidentAlien" only if permitted by Seller's negotiated term.• Delivering SCCs: See Section D on "ReadMe" tab.

Enumerated

NonPermanentResidentAlienNonResidentAlienPermanentResidentAlienUnknownUSCitizen

N/A

Borrower.Borrower Information..Borrower Tab...Borrower Details….Citizenship Residency Type


….:….:CREDIT_SCORES (MAX = 1)….:….:.CREDIT_SCORE (MAX = 3)….:….:..CREDIT_SCORE_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/ROLES/ROLE/BORROWER/CREDIT_SCORES/CREDIT_SCORE/CREDIT_SCORE_DETAIL

….:….:DECLARATION (MAX = 1)….:….:DECLARATION_DETAIL (MAX = 1)

….:.. ROLES (MAX = 1)….:… ROLE (MAX = 1)….:….BORROWER (MAX = 1)….:….:BORROWER_DETAIL (MAX = 1) IF BorrowerClassificationType = "Primary," this container required to save the file in the selling system.XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/ROLES/ROLE/BORROWER/BORROWER_DETAIL

XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/ROLES/ROLE/BORROWER/DECLARATION/DECLARATION_DETAIL

….:.PARTY (MAX = 1) PartyRoleType = "LoanOriginationCompany" ….:.. ROLES (MAX = 1)….:…PARTY_ROLE_IDENTIFIERS (MAX = 1)….:….PARTY_ROLE_IDENTIFIER (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/ROLES/PARTY_ROLE_IDENTIFIERS/PARTY_ROLE_IDENTIFIER




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

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Date ≥ 08/01/12




7/20/2012 627 PartyRoleIdentifierThe unique identifier assigned to the party role.

N/A N/ALoanOriginationCom

panyCR CR IF PartyRoleType =

"LoanOriginationCompany"

• Note on FRE Conditionality: This field is associated with Title V requirements mandated by FHFA and as such is conditional on those requirements.• Notes on Value: ◊ Enter the loan origination company's unique identifier as assigned by the Nationwide Mortgage Licensing System (NMLS), and Registry; or◊ If a state-regulated loan origination company does not have an NMLS ID because they operate solely in:▪ Delaware, enter "1001"▪ Maine, enter "1002"▪ Missouri, enter "1003"

CR IF PartyRoleType = "LoanOriginationCompany"

• Note on FRE Conditionality: This field is associated with Title V requirements mandated by FHFA and as such is conditional on those requirements.• Notes on Value: ◊ Enter the loan origination company's unique identifier as assigned by the Nationwide Mortgage Licensing System (NMLS), and Registry; or◊ If a state-regulated loan origination company does not have an NMLS ID because they operate solely in:▪ Delaware, enter "1001"▪ Maine, enter "1002"▪ Missouri, enter "1003"

String 50 N/A

Party.Party Information..Loan Originator Details...Loan Origination Company Identifier


7/20/2012 628 PartyRoleType

Identifies the role that the party plays in the transaction. Parties may be either a person or legal entity. A party may play multiple roles in a transaction.

N/A N/ALoanOriginationCom

pany

RCR

RCR

Required for all loans.IF loan origination company data is available

CR IF loan origination company data is available Enumerated LoanOriginationCompany N/A N/A


….:… ROLE (MAX = 1)….:….ROLE_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/ROLES/ROLE/ROLE_DETAIL

….:.PARTY (MAX = 1) PartyRoleType = "LoanOriginator" ….:.. ROLES (MAX = 1)….:…PARTY_ROLE_IDENTIFIERS (MAX = 1)….:….PARTY_ROLE_IDENTIFIER (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/ROLES/PARTY_ROLE_IDENTIFIERS/PARTY_ROLE_IDENTIFIER




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

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7/20/2012 634 PartyRoleIdentifierThe unique identifier assigned to the party role.

N/A N/A LoanOriginator CR CR IF PartyRoleType =

"LoanOriginator"

• Note on FRE Conditionality: This field is associated with Title V requirements mandated by FHFA and as such is conditional on those requirements.• Notes on Value: ◊ Enter the loan officer's unique identifier as assigned by the Nationwide Mortgage Licensing System and Registry; or◊ If a loan officer is exempt from obtaining or is not required to obtain a loan originator identifier through the NMLS, enter "1000".

CR IF PartyRoleType = "LoanOriginator"

• Note on FRE Conditionality: This field is associated with Title V requirements mandated by FHFA and as such is conditional on those requirements.• Notes on Value: ◊ Enter the loan officer's unique identifier as assigned by the Nationwide Mortgage Licensing System and Registry; or◊ If a loan officer is exempt from obtaining or is not required to obtain a loan originator identifier through the NMLS, enter "1000".

String 50 N/A

Party.Party Information..Loan Originator Details...Loan Originator Identifier


7/20/2012 637 PartyRoleType


N/A N/A LoanOriginator R R Required for all loans 0 R Required for all loans Not Used Enumerated LoanOriginator N/A N/A

All AddendaReferenceReferenceReference

All Addenda 641.1 FullNameThe unparsed name of either an individual or a legal entity.

N/A N/A NotePayTo CR CR IF PartyRoleType = "NotePayTo"

Enter the name of the entity funding the applicable Mortgage , as shown on the Note .

O N/A Not Used String 100 TBD


All Addenda 641.2 PartyRoleType


N/A N/A NotePayTo R R Required for all loans

Enter "NotePayTo" to indicate that the associated information applies to the entity funding the applicable Mortgage , as shown on the Note .

O N/A Not Used Enumerated NotePayTo TBD

XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/ROLES/ROLE/ROLE_DETAIL

….:..LEGAL_ENTITY (MAX = 1) ….:…LEGAL_ENTITY_DETAIL (MAX = 1) XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/LEGAL_ENTITY/LEGAL_ENTITY_DETAIL

….:.. ROLES (MAX = 1)….:… ROLE (MAX = 1)….:….ROLE_DETAIL (MAX = 1)

….:… ROLE (MAX = 1)….:….ROLE_DETAIL (MAX = 1)XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/PARTY/ROLES/ROLE/ROLE_DETAIL

….:.PARTY (MAX = 1) PartyRoleType = "NotePayTo"




ULDDS Sort ID



Loan Role Type

Loan State Type

Party Role Type


Date ≥ 8/1/2012

FRE

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Joint ULDDS Format


Date ≥ 08/01/12




All Addenda 641.3 PartyRoleTypeOtherDescription

A free-form text field used to collect additional information when Other is selected for Party Role Type.

N/A N/A N/A O O N/A Not Used O N/A Not Used Enumerated N/A



Sort ID MISMO v3.0 Data Point Name

404 LoanProgramIdentifier

Alt97 AlternativeFullInformationAMinusMortgageBuilderOrDeveloperAffiliatedConstructionConversionCorrAdvantageLoanDecliningBalanceCoOwnershipInitiativeDisasterReliefProgramDreaMaker

EnergyConservationFREOwnedCondoProjectHomeOpportunityHomePossibleMortgageHomePossibleMCMHomePossibleNeighborhoodSolutionMortgageHomePossibleMCMCS

LoansToFacilitateREOSalesLongTermStandByMortgageRevenueBondMortgageRewardsProgramMurabahaMortgage

Negotiated97PercentLTVLoanProgramNewlyBuiltHomeMortgage NoFeeMortgagePlusNeighborhoodChampionsOptimumMortgageProgramRecourseGuaranteedByThirdPartyRenovationSolarInitiativeShortTermStandBy

404 LoanProgramIdentifier

Alt97 AlternativeFullInformationAMinusMortgageBuilderOrDeveloperAffiliatedConstructionConversionCorrAdvantageLoanDecliningBalanceCoOwnershipInitiativeDisasterReliefProgramDreaMaker

EnergyConservationFREOwnedCondoProjectHomeOpportunityHomePossibleMortgageHomePossibleMCMHomePossibleNeighborhoodSolutionMortgageHomePossibleMCMCSHomePossible3PercentCashHomePossible97HomePossibleMCM3PercentCashHomePossibleMCM97HomePossibleNeighborhoodSolution3PercentCashHomePossibleNeighborhoodSolution97

HomePossibleNeighborhoodSolutionMCMCS3PercentCashHomePossibleNeighborhoodSolutionMCMCS97LoansToFacilitateREOSalesLongTermStandByMortgageRevenueBondMortgageRewardsProgramMurabahaMortgage

Negotiated97PercentLTVLoanProgramNewlyBuiltHomeMortgage NoFeeMortgagePlusNeighborhoodChampionsOptimumMortgageProgramRecourseGuaranteedByThirdPartyRenovationSolarInitiativeShortTermStandBy

FRE-Supported Enumerations for Mortgages with Application Received Dates on or after 8/1/2012 Delivered on or after 11/26/2012

Tab V - ULDD Data Points in this Addendum with More than Fifteen FRE Supported Enumerations

FRE IG‐LD ‐ Appendix A XML Data Requirements Addendum Page 35 of 35Enumerations Document Version 1.0.4, 7/20/2012

Documents

Implementation Guide for Loan Delivery Data Appendix A · PDF fileFreddie Mac Implementation Guide for Loan Delivery ... Manager and CPM are trademarks of Fannie Mae. Loan Prospector