-

A. Settlement Statement U.S. Department of Housingand Urban Development

OMB No. 2502-0265

B. Type of Loan1. D FHA 2. DFmHA 3. DConvUnins4. OVA 5. QConvtos. 6. X Cash

6. File Number13-263797FLFATIC

7. Loan Number g. Mortgage Ins Case Number

G Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked"(p.o.c.)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals.

D. Name & Address of BorrowerCassindr* A. Gadona*P.O. Box 235Port Richey, FL 34673

E. Name ft Address of SellerFederal National Mortgage AssociationA/K/A Fannie Mae14221 Dallu Pkwy, St« 1000DaDai, TX 75254

F. Name & Address of Lender

*

G. Property Location

LOT 7, BLOCK 1578, SPRING HILL UNIT 23, AS PER PLATTHEREOF, RECORDED IN PLAT BOOK 10, PAGES 44-52, OF THEPUBLIC RECORDS OF HERNANDO COUNTY, FLORIDA.A1314881MHMI115351 Joyner Avenue

SPRING HILL, FL 34608

H. Settlement Agent NameTitle & Abstract Agency of America, Inc.4630 Woodland Corporate BlvdStelCOTampa, PL 33614 Tax ID: 74-251124

Place of SettlementTitle & Abstract Agency of America, Inc.4630 Woodland Corp BirdSuite 160

I. Settlement Date4/21/2014Fund:

J. Summary of Borrower's Transaction K-Summary of Seller's Transaction100. Gross Amount Due from Borrower 400. Gross Amount Die to Seller

101. Contract Sales Price

102. Personal Property

103. Settlement Charges to borrower

104.

105.

S64.000.00

$1,213.00

Adjustments for items paid by teller in advance

106. County Property Taxes

107. Other Property Taxes

108. Non Ad Valorem Taxes 04/21/14 to 09/30/14

109. HOADues

110. Rent Pr oration

111. Other

112.

113.

114.

115.

116.120. Gross Amount Doe From Borrower

$110.08

S65.323.flR200. Amouti Paid By Or in Behalf Of Borrower

201. Deposit or earnest money

202. Principal amount of new loan(s)

203. Existing Ioan(s) taken subject to

204. Loan Amount 2nd Lien

205.

206.

207.

208.

209.

$6,700.00

Adjustment* for Items unpaid by seller

210. County Property Taxes 01/01/14 to 04/21/14

211. Other Property Taxes

212. Non Ad Valorem Taxes

213. HOADues

214. Rent Proration

215. Other

216.

217.

218.

219.

220. Total Paid By/For Borrower

$426.83

S7.126.83300. Cash At Settlement From/To Borrower

301. Gross Amount due from borrower (line 120)

102. Less amounts paid by/for borrower (line 220)

303. Cask From Borrower

$65,323.08

S7.126.83

$58,196.25

401. Contract Sales Price

402. Personal Property

403.404.

405.

$64,000.00

Adjustments for items paid by seller la advance406. County Property Taxes

407. Other Property Taxes

408. Non Ad Valorem Taxes 04/21/14 to 09/30/14

409. HOADues

410. Rent Proration

411. Other

412.

413.

414.415.

416.

420. Gross Arnonnt Due to Seller

$110,08

$64,110.08500. Redactions in Amount Dae to Seller

501. Excess Deposit

502. Settlement Charges to Seller (line 1400)

503. Existing Loan(s) Taken Subject to

504. Payoff of first mortgage loan

505. Payoff of second mortgage loan

506.

507.

508.

509.

$4,198.00

Adjustments for items unpaid by seller

510. County Property Taxes 01/01/14 to 04/21/14

511. Other Property Taxes

512. Non Ad Valorem Taxes

513. HOADues

514. Rent Proration

515. Other

516.

517.

518.519.

520. Total Redaction Amount Due Seller

$426.83

$4,624.83

600. Cash At Settlement To/From Seller

601 . Gross Amount due to seller (line 420)

602. Less reductions in amt due seller (line 520)

603. Caia To Seller

$64,110.08

$4,624.83

$59,485.25

Section 5 of the Real Estate Settlement Procedures Act (RESPA) requires thefollowing: • HUD must develop a Special Information Booklet to help personsborrowing money to finance the purchase of residential real estate to betterunderstand the nature and costs of real estate settlement services;• Each lender must provide the booklet to all applicants from whom it receivesor for whom it prepares a written application to borrow money to finance thepurchase of residential real estate' • Lenders must prepare and distribute withthe Booklet a Good Faith Estimate of the settlement costs that (he borrower islikely to incur in connection with the settlement. These disclosures aremandatory.

Section 4(a) of RESPA mandates that HUD develop and prescribe this standardform to he used at the time of loan settlement to provide fill! disclosure of allcharges imposed upon the borrower and seller. These are third party disclosuresthat are designed to provide the borrower with pertinent information during thesettlement process in order to be a better shopper.The Public Reporting Burden for this collection of information is estimated toaverage one hour per response, including the time for reviewing instructionssearching existing data sources, gathering and maintaining the data needed, andcompleting and reviewing the collection of information.This agency may not collect this information, and you are not required tocomplete this form, unless it displays a currently valid OMB control number.The information requested does not lend itself to confidentiality.

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SETTLEMENT AOENT CBRTtF JCATIONTh«HUO-lSe«fem«rtSt«temCTit which r have preptredUitn««irfi(!cur^account of this tonaetion. I tare owed the finds to be dbbuoni inaccordincowift tfii^^atennent „ J J .' *

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Federal NstinnaJ Mortgage AssociationBy Shapiro, Ftehmm ft Q»ch6. LLP BJW* Attorney-intact

_. . DateWcratap ft is • crime ID knowingly tog* Jtlfe nalementi to the UnitedSt«te» on thii or tny other siraStr form Pansltfev upon conviction canmdudeafticandimpriMnmem. For detafliHe: Title IS US. Code Section(001 and Section 1010.

Barbara C. Peddkord, K»q., aiauihoriredsignatoiyfixSlMpin,FE9hmanft GaMhe,LLP,n Attomey-in-Factfer FANNEMAEartt/a FEDERAL NATIONAL MORTGAGE ASSOCIATION

eOtttolete PageJHandbook 4305J