How Staying Healthy Can Make You Rich. The most important subject we can talk about … that’s your health

How Staying Healthy Can Make You Rich


The most important subject we can talk about

…

that’s your health.

The most important subject we can talk about

…

that’s your health.

Time-tested principles, proven strategies and

best-kept secrets

Time-tested principles, proven strategies and

best-kept secrets

That thousands of wellness doctors use for themselves and their families.

Do you know?Do you know?

Every 30 seconds in the United States,

someone files for bankruptcy as a

result of the treatment they receive

for a serious health problem?

-- according to researchers at Harvard University


That’s over 50%of all personal

bankruptcy filings affecting over two million Americans

every year.-- researchers at Harvard University


“…three-quarters of the medically bankrupt

had health insurance at the

time of their illness.”

-- researchers at Harvard University

“Nobody’s safe.”“Nobody’s safe.”

-- Elizabeth Warren a law professor at Harvard University

Inconvenient Truths of Health Care


“America is in serious financial trouble.”

-- David WalkerU.S. Comptroller General

(America’s top accountant)



“America and Americans are going bankrupt due to health care …

or dare I say – lack of caring for our health.”

-- Discover Wellness, How Staying Health Can Make You Rich

The American LifestyleThe American Lifestyle

• Pain = stop exercising

+ gain weight

+ poor posture

+ unhealthy thinking

+ poor habits

The American LifestyleThe American LifestyleDepression

High Blood Pressure

Elevated Cholesterol

Increased Risk of Preventable Diseases

Heart Disease

CancerDiabetes OBESITYStress Related Conditions

… And Much More


The cycle continues… • Increased Pain =

increased weight gain + unhealthy posture + depressed thinking + destructive habits.


Are YouLiving Sick?

America SpendsAmerica Spends

$2 trillion per year on health care …

really… sick care.


More than 15% of every dollarspent in America … goes toward health care


More than 70% of our health care Dollars treating preventative lifestyle-related chronic

diseases.


Heart Disease, Cancer, Diabetes, Obesity, Stress Related Conditions,

Chronic Pain and Adverse Drug Reactions

The Seven Conditions causing America’s #1

crisis


$6,280

Each and every man, woman and child spends per year on

medical care.


• If you and your children didn’t spend $6,280 each on health care last year, – that means your neighbors and

coworkers spent your share and you still paid for it.

– A family of four = $25,120 per year

Now, If you’re thinking to yourself…

Now, If you’re thinking to yourself…

I’m not spending that much on health care – this isn’t my

problem… why should I care?

I’m healthy, I feel good,

look good, my family is healthy

Think for a moment…Think for a moment…• Starbucks spends more

money on health insurance than they do on coffee.

• General Motors spends more money on health insurance than they do on steel for their cars.

Think for a moment…Think for a moment…

How do you think they pay for that?

They pass the costs on to us – their customers.

Every time you spend:Every time you spend:

• $1.95 at Starbucks for a cup of coffee, – $.30 goes to cover medical costs.

• $10 for a movie ticket, – $1.50 goes to cover medical costs.

• $20 for a pizza, – $3 goes to cover medical costs.

• $50 for a tank of gas, – $7.50 goes to cover medical costs.

Every time you spend:Every time you spend:

• $250 for an airline ticket, – $37.50 goes to cover medical costs.

• $1,000 on auto repairs, – $150 goes to cover medical costs.

• $2,500 on a plasma television, – $375 goes to cover medical costs.

• $25,000 on a new car, – $1,666 goes to cover medical costs.

We’re all paying the bill …

Increased prices, Increased taxes, Increased premiums

We’re all paying the bill …

Increased prices, Increased taxes, Increased premiums



What difference would it make in your financial life if you had extra hundreds—perhaps thousands of dollars—more per

month to put into your savings account or to invest?

Did you know that according to a recent study published in Health Affairs, the average health care

cost per American – every man, woman and child in the United

States – is $6,280 per year?

Over 70% of health care dollars are being spent on treating the

effects of preventable diseases such as heart disease, cancer, diabetes, obesity, stress related conditions, chronic pain and the adverse drug reactions taken to treat these conditions.

The reason we are all paying so much in health care is because there are so many people with preventable conditions

getting sick, requiring expensive and dangerous drugs and

surgeries.

Yet… herein lies the opportunity.

Ten Steps to Wealth through Health

Health Savings Account allows you to deposit thousands of dollars per year…

to pay for qualified medical expenses including deductibles,

co-payments, vision, chiropractic, health products recommended by

a doctor and over the counter medications.

(2007: up to $2,850 individual, $5,650 family)

In order to qualify for a Health Savings Account, you

must have a Qualified High Deductible Health Plan.

A health insurance plan that has a minimum deductible of $1,100 for self and $2,200 for self and family coverage as of 2007

(these figures are adjusted annually)

It’s really pretty simple – most financial institutions offer these accounts and provide you with a

debit card to pay for your qualified medical expenses directly from your account.

You have greater freedom

because you can choose to spend your money on

whichever doctors you want to, so you are not limited to only

the doctors that your insurance company

chooses.

HSA BenefitsHSA Benefits

If you begin at an early enough age, you can accumulate

hundreds of thousands of dollars for retirement and

never have to pay taxes on it.


You can purchase these plans for yourself and therefore,

not be tied to one employer where you have to

work for the benefits.


What are some other ways

you can build wealth

through better health?

Stay well and save the money that you would be paying for pharmaceutical co-payments.

Get a part-time job exercising for money or pay for nutritional supplements by

participating in a network-marketing program. Take the

extra money and invest it.

Redirect the money you spend on things that are

destructive to your health into things that are constructive to your

health.

If you think about it, you can find $25-$100+ per month that you are presently spending on

destroying your health and instead, invest it in your future.

Most employers have an arrangement with a local fitness center. If your

employer is willing to subsidize you, take the money that you

would spend on a membership and invest it while staying well.

Most employers offer wellness programs, such as smoking cessation, weight loss and stress

management, and even offer incentives to participate because it is in both of your best interests for you to stay well. Take advantage of any incentives your employer

is offering and invest it.

Stop spending money on unhealthy fast food and

prepare fresh wholesome meals at home and bring meals to work. It will be both healthier for you and

save you thousands of dollars over time.

When you feel better, you will save thousands of dollars on over-the-counter medications that are just masking your symptoms anyway. Stay healthier by

not living on unnecessary medications and invest the money

for your future.

Think about your performance at work. If you felt better and performed better, could you

make more money? Would you have the energy to get a part-

time job or turn a hobby into a home-based business that could

provide additional income?

If you have a pre-existing condition and go to change your

health insurance, unless you work for a big company, your condition can cost you thousands of dollars in increased premiums—

even if it is only a minor condition. Staying well will prevent you from paying these increased premiums.

Invest the savings for your financial future.

Each of these recommendations can help you save hundreds of dollars.

Together, they can help you save thousands

over time.

None of them have

to cost you anything and they will all help

you improve your health over and above any

financial benefits.

People who are free from chronic pain, who are active, and who feel their best are the people who

are also the happiest with

themselves, nicest to others and best able to contribute to

their employers, families and communities.

They have the most rewarding relationships and

spend the least on medical expenses. It is this combination of

factors that make people RICH.

The Ultimate Solution To America’s Health Care

Crisis


Crisis

• Yes, it is true…– America is rapidly

heading toward economic disaster due to skyrocketing health care costs.


Crisis


Crisis

Who’s going to fix our health care system?

We Are!


Crisis


Crisis

Discover Wellness …

It works, if you live it… it doesn’t, if you don’t.


Crisis


Crisis My message to you today

is one of hope.

It is time for us to work together to put the health and the care

back into health care.

If you choose to…Discover Wellness,

the ultimate solution to America’s health care

crisis…

You will discover…that staying healthy CAN make you rich.

Thank YouThank You



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How Staying Healthy Can Make You Rich. The most important subject we can talk about … that’s your health