Home Gallery Inland Valley

www.HomeGalleryMagazine.comwww.HGMags.com

To Advertise, Call (951) 990-5165

Volume 9 Issue 13Volume 9 Issue 13

Inland Valley, San Gabriel Valley, High Desert & Surrounding AreasInland Valley, San Gabriel Valley, High Desert & Surrounding AreasInland Valley, San Gabriel Valley, High Desert & Surrounding Areas

Including Bank-Owned, Foreclosed & Short Sale Properties

Volume 9 Issue 13Volume 9 Issue 13

Including Bank-Owned, Foreclosed & Short Sale Properties

CUSTOM BUILT TRI-LEVEL WITH VIEWS!Presented By

(760) 951-5788See Pages 12-13 For Additional Information & Properties

CUSTOM BUILT TRI-LEVEL WITH VIEWS!Presented By

(760) 951-5788See Pages 12-13 For Additional Information & Properties

http://www.HomeGalleryMagazine.com

http://www.HGMags.com

909-948-1417e-mail: [email protected]

10535 Foothill Blvd #390 Rancho Cucamonga, CA 91730

Hablo SuIdioma

Search For These and ANYOtherHomesDirectly FromMyWebsite:

RanchoCucamonga Area Homes

To Set Up Your OwnCustomSearches Visit:

WWW.KENNYSTIGLER.COM

CA Dept of Real EstateLicense #01412639

MLS# W10051502 MLS# C10061309 MLS# I10084346

MLS# K10107491 MLS# G2144623 MLS# C10116475 MLS# I10123129


Use theMLSNumber to Get Full Property Details at:


mailto:[email protected]

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&(909) 483-0313

[email protected]

CHAMPIONS



Raul HerreraHilda Herrera

RANCHO CUCAMONGA4BR, 3BA, 3FP, POOL

BankBank

Owned

Owned

RUNNING SPRINGS2BR, 1BA

BankBank

Owned

Owned

SAN BERNARDINO3BR, 2BA

HUDHUD

Home

Home


HUDHUD

Home

Home

COVINA3BR, 2BA

BankBank

Owned

Owned

FONTANA3BR, 2.5BA CONDO

HUDHUD

Home

Home

CRESTLINE2BR, 1.5BA

HUDHUD

Home

Home

RANCHO CUCAMONGA2BR, 1BA CONDO

BankBank

Owned

Owned

ROWLAND HEIGHTS3BR, 2BA, POOL

BankBank

Owned

Owned


HUDHUD

Home

Home

RIALTO3BR, 2BA

HUDHUD

Home

Home

RANCHO CUCAMONGA2BR, 1BA CONDO

BankBank

Owned

Owned

RANCHO CUCAMONGA4BR, 3BA, POOL

BankBank

Owned

Owned

SAN BERNARDINO3BR, 2BA, POOL

HUDHUD

Home

Home

RIALTO3BR, 3BA

HUDHUD

Home

Home

ALL PROPERTIES SOLD AS IS; “NO GUARANTEE OR WARRANTY OF PROPERTY CONDITION.”

* * * * * * HUD HOMES * * * * * *

* * * * * * BANK OWNED HOMES * * * * * *


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PerformanceRealty

COLLEEN LEWIS760-559-5323

Visit my website atwww.colleenlewissells.com

15659 Bear Valley Road, Hesperia, CA

EXPERIENCED SHORT SALE PROFESSIONALExperienced in listing and selling short sales. Don't list with an unknown.

Call me for information on Short Sale vs. Foreclosure.

adelanto reduced to $129,900Extremely open and spacious 6 bedroom home for the large family or extended family;2 bdrms downstairs plus bath; formal LR & Formal DR; family room w/fireplace opens tobright inviting kitchen; upstairs master BR and large bath that has both tub and shower pluswalk-in closet. There are 2 other bedrooms, plus a huge game room/bedroom that couldaccomodate 3/4 sets of bunkbeds. This is a must see!! (15105S)

ANAHEIM reduced to $374,900This is not a short sale or bank repo but a private seller. This home has been upgraded withvinyl dual paned windows, granite counters, stainless steel appliances, all hardwood floors,remodeled bathrooms. There is a covered patio with a waterfall in the back yards, block wallfencing, lovely neighborhood near schools, shopping and freeways for commute. Bring usan offer! (1336F)


Short Sale

APPLE VALLEY $57,500Cute 3 bd, 2 ba home on approx. 1/2 acre in Apple Valley.Great investment property; lots of shrubbery; 2 car garage.Needs minimal work and could be a wonderful home; closeto shopping and schools. (E)

HESPERIA $59,9003 bdrm 2 ba home that needs some TLC. Great property forthe handyman, on over one acre zoned agricultural; tile floors,stove and dishwasher; fenced, 2 car garage. Call for details.(11540Ç)

APPLE VALLEY $199,900Custom home in the Marianas in Apple Valley on over twoacres, fully fenced. Over 3200 sq ft; 4 large bedrooms, 3 fullbaths; beautiful views of the mountains; Circular driveway;Portico in front. A must see. (21979P)

APPLE VALLEY $71,900Great location for agriculatural. Zoned for horses, cows,chickens, etc. Property is just under 2 acres with a small1 bedroom, 1 ba house. The property is fully fenced. Call formore information. (9067DC)

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HESPERIA $99,000Comfortable home in the Hesperia School District; 4 bdrm,2 ba home, approx 1650 sq ft; close to schools; built in2007, fully fenced with 2 car garage, tile roof; Call foraccess. (16481S)

VICTORVILLE $55,000Back on the market - Rare one acre parcel in Victorville with2 bedroom 1 bath home, fully fenced and cross fenced.Property is now vacant. Call for access. (14343C)

Short Sale

Short SaleShort Sale

Short SaleShort Sale

2 WWW.HGMAGS.COM

http://www.colleenlewissells.com

DENISE HUANTEBank Repos

Short Sales - Hud HomesCall for a list today!

(760) 265-081115659 Bear Valley Rd.Hesperia, CA 92345License # 01345545

Helping you every step of the way!

Performance Realty

Spring Valley Lake

1972 home2 bed, 3 bath,

1501 square foot,new carpet,2 fireplaces.

Too much to list.

HesperiaHome

4 Bed, 2 bath, 1290square foot 1955,rehabbed in 2009,

43560 square foot lot,detached garage!

VictorvilleHome

3 bed, 2 bath, built2005, 1288, squarefeet, shows well.

Apple ValleyLot

Zoned C-S ServiceCommercial. NewConstruction in

immediate area. Closeto park and post office.

Call today!

Vacant Lot

.38 acre. Builder orinvestor special. In

Victorville, Close to every-thing including shopping,freeway, park, etc. Utilitiesadjacent to property.

Building plans includedcall for more details!

WWW.HGMAGS.COM 3

HOT PROPERTIES REAL ESTATE(888) 339-1115 ext 2


Chino Hills $479,9001324 Diana Court, Upland 4 bedroom 3 bathpool home with enclosed sun room. Seller willconsider a lease or even a lease option to buy,just ask. Call 888-339-1115 x2 for a buyers agentand a showing.

Custom Pool Home

Chino Hills $614,90016617 China Berry Court, Chino Hills 4 bed-room 4 bath, with 3 car garage, a great viewand built-in pool. Call 888-339-1115 x2 for abuyers agent and a showing.

Pool Home

Crestline $297,9001194 Crestline Way, Crestline 3 bedroom3 bathroom, 2 car attached garage, built in2004 w/awesome views of the valley. Call 888-339-1115 x2 for a buyers agent and a showing.

Standard Sale

San Bernardino $84,900Cute 2 bedroom 1 bath traditional style homewith a fenced yard and 2 car garage accessfrom alley. Call 888-339-1115 x2 to request ashowing.

Standard Sale

Property Management & RentalsCOME SEE US FOR THE BEST

PROPERTY MANAGEMENT RATESAND AVAILABLE RENTALS

9431 Haven Avenue, Suite 111Rancho Cucamonga · CA 91730

For Lease

West Covina $349,9001152 S. Butterfield, W. Covina, 3 bedrooms2 baths, 1433sf, Very nice neighborhood.Call 888-339-1115 x2 for details with a buyersagent.

Bank Owned

4 WWW.HGMAGS.COM

Luis EvelineStigler StiglerK I N G

(909) 262-2029Hablamos Su Idioma

3 or more bedrooms, 2 or more bathrooms,one or two stories, all prices, with amenities of

your preference or in a gated community.We have information of ALL properties in the area.

The home of your dreams is just one phone call away!(909) 262-2029

“Short Sales Are The Name Of The Game!”


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(951) 313-8614(800) 8BEVERLY

2 3 8 3 7 5

ELVIA JONESCertified Distressed

Property Expert

MORENO VALLEYCOMING ON THE MARKET SOON 3 bedrooms, 21⁄2 baths. This property wil berehabbed soon. Call Beverly (951) 313-8614 for more information on thisproperty.

Corpor

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RIVERSIDE $199,900SUPER SHARP****SUPER SHARP****SUPER SHARP 3 bedrooms, 2 baths, 2 cargarage, pool & spa located in a quiet La Sierra neighborhood. 1,186 sq.ft.,built 1958. Call Beverly (951) 313-8614.

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RIVERSIDE $189,900CHARMING NEWER TWO STORY LOCATED IN GATED COMMUNITY *NewCarpet*New Paint*New Appliances. 3 bedrooms, 2.5 baths. 1598 sq.ft.Laundry room, gas fireplace in living room, 2-car attached garage. Com-munity features play area in park-like setting. Call Beverly (951) 313-8614.

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POMONA $350,000TOTALLY REHABBED HOME 4 bedroom, 3 bath, 2230 sq.ft. Great open floorplan. Corner lot. Original two-sided fireplace, wrap around living/diningarea, remodeled kitchen w/stainless steel appliances, granite, custom cab-inets. New flooring, paint, doors and more! Call Elvia Jones (909) 484-5227.

Standa

rd Sale

RIALTO $349,999GOLF COURSE BEAUTY ON THE 17TH HOLE! 4 bedroom, 2.5 bath custom builthome on 12,000 sq.ft. lot. 2633 sq.ft. Gourmet kitchen w/cooking island, fire-place in family and living rooms, dining room, security system, enclosedpatio, oversized garage, views and more! Call Elvia Jones (909) 484-5227.

Standa

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RIVERSIDECOMINGON THEMARKET SOON 3 bedroom, 2 baths, long private driveway,gated single family property. Call Elvia Jones (909) 484-5227.

GOOD AGENTS CAN MAKE A ‘LOTT’ OF DIFFERENCE

(909) 484-5227Hablo Español

BEVERLY LOTTCertified DistressedProperty Expert



Corpor

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HappyHolidays

From…Patino Team

CA Department of Real EstateLicense #01181910

Hesperia $80,000Excellent family area near 15 freeway. 3 bedrooms, 2baths, large lot,move-in condition.RV area and more.

Hacienda Heights $299,9503 bedroom, 1 bath home w/converted garage and stu-dio. Large 17,000 sq.ft. lot near 60 fwy, shopping,schools.Large drive way for RV or boat.Motivated seller.

Bloomington $145,000Excellent family home near 10 freeway and Kaiser Hos-pital. 3 bedrooms, 2 baths, covered patio. 2 car garage,corner home with RV access, tile flooring and more.

Moreno Valley $125,000Excellent family area North of 60 freeway.4 bedrooms, 2 full baths, family room with fireplacebreakfast bar in kitchen,pool and spa.

San Bernardino $50,000Investors special, nice fixer. Motivated seller.3 bedrooms,1 bath.915 sq.ft.Master bedroomwith fire-place. Priced to sell quickly!

Rialto $120,000Excellent family area. 1331 sq.ft. 3 bedrooms, 2 fullbaths, large family room,2 car garage. Built 1984.

Pomona $120,000Excellent investment opportunity property near shop-ping, schools and more.Motivated seller. 1 bedroom, 1bath + bonus room 1 car garage.

Hesperia $69,999Excellent family area. Large 22,000+ sq.ft. lot for RV.Property features pool, 2 large bedrooms and 2 fullbaths,2 car garage and more.1230 sq.ft.Motivated seller.

Perris $110,000Excellent investment opportunity property near shop-ping, schools and more. 3 bedrooms, 2 baths, 2-cargarage, central AC.Motivated seller.

[email protected] www.patinoteam.webs.comToll Free: 888-264-2121 Hablamos Español

A Direct Lender Offering:Faster Loan Approvals • Closing Cost Assistance

HomePath with only 3% Down Payment • Conventional Financing with 5% Down Payment OnlyFHA 3.5 Down Payment – Down Payment Assistance

Don’t delay, call me today:

Loan OfficerHablo Español

Mauricio C Rubio (909) [email protected]

WWW.HGMAGS.COM 7


http://www.patinoteam.webs.com


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PERFORMANCE REALTY • Colleen Lewis 2

PERFORMANCE REALTY • Denise Huante 3

PEPPER TREE • Krebs 19

RE/MAX CHAMPIONS • Raul & Hilda Herrera 1

RE/MAX MASTERS • Dana Rosas & Eva Grijalva BC

REALTY EXECUTIVES • Beverly Lott/Elvia Jones 6

AMERICAN FINANCIAL NETWORK • Anthony De Johnette 9

ARTISAN REAL ESTATE 12-13

CENTURY 21 GOLD 14

CENTURY 21 KING REALTORS • Patino Team 7

CENTURY 21 KING REALTORS • Luis Stigler 5

CENTURY 21 ROSE 20

EMPIRE CREDIT PROTECTION 4

HOME QUEST FINANCIAL • Rose Watson 11

HOT PROPERTIES REAL ESTATE 3

NEW CENTURY REAL ESTATE • Manuel Madrid IBC

NEW CENTURY REAL ESTATE • Kenny Stigler IFC

FOR ADVERTISING INFORMATION, CALL

STEVE WALKERMARKETING & SALES MANAGERINLAND VALLEY(951) [email protected]

Production StaffGraphics/Production Coordinators

Vicki M. Low Ed Gomez

FOR LOCAL LISTINGS VISIT WWW.HOMEGALLERYMAGAZINE.COM

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 as amendedwhichmakes illegal to advertise "any preference, limitation or discrimination based on race, color, religion, sex, handicap,familiar statusor national origin or an intention tomake any such preference, limitation or discrimination." This magazinewill not knowingly accept any advertisement for real estate which is in violation of the law. Our readers are hereby informed that alldwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination, call HUD Toll-free at 1 800-669-9777

All houses subject to prior changes without notice. Neither advertisers nor HomeGallery are responsible for any errors in the ad copy. HomeGallery reserves the right to refuse any advertising whichwe deemunsuitable for ourpublication. No liability assumed for errors and/or omissions of advertisers from this index.

12.03.1012.31.10MIKE DEW/PUBLISHER (909) 208-5653

Graphics No. (951) 485-6478 Fax No. (951) 485-6479E-Mail: [email protected]

Next Deadline: January 10, 2011 For Publication: January 28, 2011

InlandValley / San Gabriel Valley Vol. 9, Issue 13Vol. 10, Issue 1

· BrandYour Personal Image & Listings in Full Color· Distributed in Riverside,Orange, Los Angeles & San Bernardino Counties

· Available at Ralphs,Vons, Stater Bros., + More· Available at Over 250 Outside Newstands

· National & LocalWeb Exposure for All Listings · Free Relocation Leads

Index of Advertisers:Happy Holidays!

10 WWW.HGMAGS.COM



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Problem Loan Specialist

It’s a Buyer’s Market... Call to Get Qualified!I Can Help!

· FHA - VA· First Time Home Buyer Programs

· Assistance Programs· Advise On Raising FICO Score

· Credit Repair Help· Out of State Loans

Rose L. WatsonLoan Officer

Problem Loan Specialist12 Years Experience

Direct: 951-544-5861Office: 951-486-0210

Hablamos EspañolLicense #01332910

12 Years Experience Solving Problem Loans

Tired of gettingthe run-aroundfrom otherReal Estate Agents?Well, just call me, Charlie Tressler...


Property ManagementProfessional Property Management

A Hands-Off Approach to Owning Rental & Investment Property• Full Rental Applicant Screening &Verification OnAll Adult Applications,Rental & Credit History

• Judgment & Eviction History • Rent Collected &Verified…NEVER Receive a Bad Check• Periodic Property Checks

TRIPLE-WIDE ON 2.51 ACRESVictorville $75,000

Lovely 3 bedroom, 2 bath, 1790 s.f.,triple-wide mobile on 2.51 acres...excellent location, surrounded by bigbeautiful homes, with paved roads, andgreat freeway access. 2-car detached

garage. Just $75,000...call today (760) 963-5404.

- 15087 Dakota -3 bedroom, 2 bath, 2300 s.f. on one acrelot in Apple Valley, just $1200 per month.

- 19266 Galloping Hill Solera Sun City -on the golf course, 2 bedroom 2 ½ bath,

2200 s.f., just $1395 per month(includes association fees & gardner!)

- 19265 Pine Way -2 bedroom, 2 bath, 1200 s.f., with appliances,just $900 per month (includes gardner &

association fees) Jess Ranch.

HOMES FOR RENT:

14173 Greentree BlvdSuite AVictorville, CA 92395

760-951-5788

FEATURE HOME18155 Catalpa

3 bedroom, 2 bath, 1350 s.f. Close to VictorValley College. Fenced & Cross Fenced.

Only $1050 per month!

RENT TO OWN!4 bedroom, 2 bath, 1750 s.f. 200 s.f. enclosedpatio on ½ acre; completely fenced, just $1300rent with a $300 per month credit towards sales

price of just….$135,000!!!

BIG PRICE REDUCTION!!!Apple Valley $110,000

Beautiful 3 bedroom, 2 bath, 1615 s.f.,fully fenced with front landscaping. Youwill find this excellent looking home willmeet all your wishes...great location,beautiful tile countertops, lovely woodflooring, upgraded carpet, fireplace in

family room...and wait till you see the view!!! Just $110,000...call today (760) 963-5404.

I am THE Buyer’s Broker, and I will fight to get you a home… with the lowest prices and interest

rates in over two decades, you can BUY CHEAPER than you can rent!!!

Take advantage of over 20 years experience in the High Desert Real Estate Market!

Call me today at (760) 963-5404 or e-mail: [email protected]

and let me help you get a home…Thanks!!

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* * * Turnkey Homes * * *

APPLE VALLEY $197,900On the golf course! Luxurious Sun City 55+ living.Move-in ready home. Corian, new paint, 10’ ceilings.2 bedrooms, 2 baths plus den in 1768 sq.ft. Built in 2006.Walk-in closet, eat-in kitchen and formal dining. Enjoy theindoor and outdoor pools and tennis courts in this gatedcommunity.

VICTORVILLE $78,900Potential castle! Not short sale! 3 bedroom, 2 bath. 1976sq.ft. Great home huge back yard with workshop. Nearshopping and freeway. Previous owner had lots of workdone. Has extra room and large master bedroom.Conventional loan or cash. Will consider all offers. De-tached garage and workshop. Lots of room in back yard.

HESPERIA $103,9003 bedroom, 2 bath, 1144 sq. ft. on completely fenced halfacre lot. Landscaped front yard. Large enclosedaluminum patio. New everything! New roof, stucco colorcoat; septic tank; metal roll-up garage door; interior/exterior doors; energy efficient windows; baseboards;granite counter tops in kitchen; beautiful tiled flooring;carpet; light fixtures and appliances; and other qualityfeatures. Seller will help with closing costs.

HESPERIA $114,5003 bedroom, 2 bath, 1350 sq. ft. with formal living roomand separate family room. Fenced and cross fenced halfacre lot in southwest Hesperia close to freeway. Frontyard landscaped w/trees and grapevines. New septictank; energy efficient windows; new stucco color coat;new interior/exterior doors; new baseboards; new lightfixtures and appliances. Seller will help w/closing costs.

APPLE VALLEY $119,9003 bedroom, 2 bath, 1471 sq.ft. with tile roof on a half acrelot. Fenced backyard; beautiful tile work throughout; newinterior and exterior doors; new appliances, down draftcook top, separate oven; dishwasher; and water heater.Close to shopping and schools. Seller will help withclosing costs.

VICTORVILLE $129,0003 bedroom, 2 bath, 1983 sq. ft. on a 14,000 sq.ft. fencedlot. Sunken formal living room. Large family room withfireplace. Two covered patios. New roof; new interior andexterior paint; all new appliances, including water heater;new carpet; and many other quality upgrades. Seller willhelp with closing costs.

APPLE VALLEY $134,9003 bedroom, 2 bath, 1604 sq.ft. on a 1-acre horse property.Separate formal living room and family room with fireplace;new roof; new septic tank; all new energy efficient win-dows; new stucco paint job; all new interior and exteriordoors; all new door casings and baseboards; new customcabinets throughout; new granite countertops in thekitchen; new tile flooring; new carpet; new appliancesand light fixtures. Seller will help with closing costs.

APPLE VALLEY $165,0003 bedroom, 2 bath, 2082 sq.ft. tri-level home. Circledriveway, landscaped front yard. Tile roof; 3 car rear-fac-ing garage; covered patio and balcony; large family roomwith fireplace; 2 heating and AC units; large master bed-room suite with spacious master bath, large bathtub, sep-arate shower, double sinks, and vanity. A truly custom builthome with a spectacular view in one of Apple Valley's bestneighborhoods. Seller will help with closing costs.

APPLE VALLEY $239,900Custom built home on a 25,000 sq.ft. lot in the DesertKnolls area of Apple Valley. 4 bedrooms, 3 bathrooms,tile roof, custom tile work throughout and beautifulcabinets...shows like brand new...priced to sell.

760-951-578814173 Greentree BlvdSuite AVictorville, CA 92395

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Gold(951) 479-4580 • (888) 827-3331

Visit www.c21gold.net to View More HomesAlso Visit our Facebook Page at C-21 Gold

Short Sales: SaveYour CreditBank Owned Homes Available · Investment Properties Available

Thinking of Buying or Selling?Call One of Our Professionals Today for More Information

(951) 479-4580

PERRIS $234,900Two story home built in 2007. 5 bedrooms, 3 bathrooms.Living and dining rooms, family room. Interior freshly painted.Spacious kitchen with eating area. Located on a corner lot.

CORONA $290,0004 bedroom, 2.5 bath, 2316 sq.ft. home. On large 10,000+sq.ft. lot. 3-car garage. Association amenities include pool,BBQ, club house, gym/exercise room. Built in 2005.

NORCO $429,0005 bedroom, 2.5 bath, 2815 sq.ft. home. Half acre horseproperty. Newer windows, new paint in/out, new carpet,landscaped backyard, enclosed patio area, 3 car garage.

NORCO $429,900Single story ranch home. 3 bedrooms, plus an office.Formal living/dining room. Family room w/fireplace. Spaciouskitchen w/eating area and granite counter tops. Indoorlaundry room. RV access. Large wood patio and tuff shed.

MIRA LOMA $224,900Great three story condo. 3 bedrooms, 3.50 bathrooms. 1583sq.ft. Kitchen with granite counter tops, eating area and tileflooring. Wood flooring throughout. Living room with fireplaceand balcony. 2 car garage with direct access.

FONTANA $212,211Beautiful two story walking distance to sports park. 4 bedrooms,3 baths. 1751 sq.ft. One bed/bath on first level. Inside laundryarea, two car attached garage. Tile throughout downstairs.Family room, Living room and dining area. Covered patio.

REDLANDS $164,900Located on desirable tree lined cul-de-sac street nearRedlands University. 4 bedroom, 2 bath. 1225 sq.ft. 4thbedroom converted into large room. Two car detachedgarage, separate side yard fenced. Extra room off of garage.

CHINO $339,9002 bedrooms, 2 baths, 1375 sq.ft. Living room with fireplace,kitchen with newer granite counter tops and cabinets.Granite counter tops in bathroom. Freshly painted and newcarpet throughout. 2 car garage. Large backyard. Turnkey!!

RANCHO CUCAMONGA $274,9003 bedrooms, 2 bathrooms. Kitchen with eating area. Interiorfreshly painted and newer carpet throughout. Tile roof. Maturelandscaping. Great curb appeal. Easy freeway access to the210 freeway.

Bank Owned

Bank Owned

Short Sale

Standard Sale

Standard Sale

Bank Owned

Bank Owned

Standard Sale

Bank Owned

ShortSales

WANTED!

Brian & Jen FarisSe Habla EspañolBrian (951) 314-3539Jen (951) 314-6555

Brian & Jen FarisSe Habla EspañolBrian (951) 314-3539Jen (951) 314-6555

DIDYOU KNOWYOU CANBUY A HOME FOR ONLY

1/2%DOWN*?

* Restrictions Apply

DRE#01268569DRE#01268569DRE#01268569

www.RealProSoCal.com ®

$1125* Down

$1495* Down

$1625* Down

3700 Sq.Ft.Why Pay Rent?

3300 Sq.Ft.Move In For Christmas!

3200 Sq.Ft.1/4 Acre Lot!New Homeowner

Brian & Jen

WWW.HGMAGS.COM 15

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We specialize in First Time Home Buyers,Investments Properties, Short Sales and Leases.

Hablamos Español

4.5% interest rate* All payments include 2.25 MIP for FHA. *Must add .550% for monthly mortgage insurance, property taxes not included, HAZARD insurance not included.APR 5.250 Rates change daily and are subject to change. Minimum credit scores apply. CA DRE #01206797 Empire Financial is a licensed mortgage banker.

LinnetCoria

KathyVelasquez



DRE License #01228736 Located in Rancho Cucamonga

(323) 793-7030 (323) 353-9021We Turn Renters Into Homeowners. Call Us Today!

Pasadena $439,9002 Units: 4 Bedroom, 2 Bath;

2 Bedroom, 1 Bath.Est. Payment $2199.29*

Rancho Cucamonga$270,000

3 Bedroom, 2 Bath SFREst. Payment $1320.17*

Fontana $130,0003 Bedroom, 1 Bath SFREst. Payment $635.64*

North Fontana $290,0007 Bedroom, 3 Bath SFREst. Payment $1449.83*

Whittier $359,0003 Bedroom, 2 Bath SFR

Coming Soon

Ganesha Hills PomonaMediterranean Estate w/View

Call for More Information

CA Dept of Real EstateLicense #01206797First time home buyers.. Ayudando a primeros compradores.

We specialize in FHA financing...Don’t wait get approved today..

Mynor Bardales951-907-2279 Cell909-988-8185 [email protected]

Sirviendo A LaCommunidad HispanaCA Dept of Real Estate

License #01857194

Problem Credit?Specializing In

Challenging Loans....

16 WWW.HGMAGS.COM


BRANCH MANAGER • UNDERWRITER20+ Years of ExperienceFHA & VA Underwriter

951-656-9335License #: C2064049 • NMLS #: 254247

First Mortgage Corporation is#4 in Funding Loans in California

13800 Heacock C-234 • Moreno Valley, CA 92553CA: Licensed by the Department of Corporations under

the California Residential Mortgage Lending Act.

Chris Burns

Open the Door of Opportunity…To Get Pre-Approved, Call Chris Burns Today!

Don’t Believe the Big Banks!You Should Know That FHA & VA Minimum FICO Is 500

500 to 580 Requires 10% Down

Some Points to Consider…1. If FICO is below 620 there can be no late payments in the last 12 months

2. 99.5% financing is STILL available. You do not need to be a 1st time homebuyer to qualify and you can own another home!

3. Manufactured housing CAN get financing through FHA. It requires 10% down(FHA only)

4. FHA will allow family members to co-sign. This is great for kids in college notearning income! Mom or Dad can co-sign for 96.5% financing (FHA only)

5. FHA & VA financing do not require reserves!

6. Limited credit? Just 1 trade line is OK!

7. No FICO score? No Problem! (must get alternative credit)Questions? Just Give Me a Call!

HAFA Helps HomeownersLoan Mod Turn Down?

Are You HAFA Short Sale Eligible?

www.TheHafaMan.comwww.ShortSaleGallery.com

If the bank says you are eligible for a HAFA Short Sale… Call Us!

Is Your HomeIn Distress?

“Looks likesomeone coulduse my help!’

LIFEGUARD

SALVAVIDAS

(951) 359-4860

Let Us Throw YOU a LIFE LINE!HAFA Provides the Following Financial Incentives:

· $3,000 for borrower relocation assistance.· $1,500 for services to cover administrative and processing costs.· Lenders to fully release borrowers from future liability.

18 WWW.HGMAGS.COM

http://www.TheHafaMan.com

http://www.ShortSaleGallery.com

* FHA payments of $1,700 is based on 30 year fixed at 3.875% sales price of $257,990 with 3.5% down and includes Principal, Interest, Property Taxes, FHA Mortgage Insurance, and Home owners insurance. 4.367% APR. Rates aresubject to change at any time. Not all buyers will qualify. Seller reserves the right to change prices and terms without notice. Pepper Tree is subsidiary of Plyle and Plyle LLC, a limited liability Co. Offers from outside brokers can be madeon CAR form,. After acceptance of offer, buyer must sign all builder contracts and disclosures. Buyers must qualify for the $10,000 through “Minor Rehabilitation Home Repair Program” with the City or Rialto Redevelopment Agency. Someincome limits apply. DRE# 1411721.

Brokers Welcome! 3% Co-opLocated in Rialto on the Cornerof Pepper and Etiwanda.

For more informationCall Pete Krebs:Sales Office: 909-820-2175Sales Fax: 909-820-2184Email: [email protected]

Pepper TreeNew Homes Starting in the Mid $200,000’s

“Ready for move in”- No Mello Roos! – No HOA! – Low Taxes! – Low Payments! -

Ask how you can qualify for up to $10,000 for your backyard landscaping!

SPANISH COLONIAL SPANISH COLONIAL

*Full FHA Payments as Low as $1,700 PITIMI

210 FWY

10 FWY

15FWY

Baseline Rd

Etiwanda Ave

N

Riverside

Ave P

epperA

ve 215

FWY

Foothill Blvd

From

1610 – 2437 S.F.

with 3-5 Bedrooms

on Large Lots.

Granite Countertops

and Decorative Tile

Flooring Standard

Throughout.

WWW.HGMAGS.COM 19


20 WWW.HGMAGS.COM

Rancho Cucamonga (Alta Loma) 6 bedrooms, 6.5 bathrooms, office, wash room, media center, 3 car garage. 2008 year built. 2 fireplaces, pebble bottomsalt water pool, water slide, spa, waterfall, 180 degree view of the city from the great room, dining room, and master bedroom. Peek-a-boo view from twobedrooms and office. 180 degree mountain view from the front of the home. Large corral and two horse stalls, easement on the back of the property for horsetrailer, 2 A.C. units, 2 tankless water heaters, long driveway all pavers, custom front door, 12ft. wall fountain in grand entrance, all bathrooms have custommarble counter tops. Horse trails. Surround sound throughout the home, all rooms are wired for flat screen TVs and Cat 5, dry sauna for two, wet sauna for four,custom recessed ceilings, 2x6 framing throughout, 12 and 14 foot ceilings, 10 foot doors throughout, imported Spanish tile roof, and much much more. Call foryour appointment to view this home today. You won’t be disappointed. $1,350,000 Price dropped...Call for details.

San Bernardino Standard Sale 5 Bedrooms,3 Bathrooms, 1,725 sq. ft, 3 car detached garage,Laundry room, pantry, large dining room, new kitchencabinets, new counter tops, tile floors, carpet, interiorpaint, remodeled bathrooms with new tile floors, tubs,tile walls, toilets, sinks. Move in ready or rent it for a goodreturn. First time buyers can purchase with as little as3.5% down, subject to qualification.*

$125,900

Bank Repo 4 Bedrooms, 2 Bathrooms, 2 Car garage,1,756 sq. ft., Large lot. Cute one story home located innice Rialto neighborhood!! New paint and carpet.Spacious master with dual sinks. Large living room,family room with cozy fireplace. Roomy kitchen withplenty of cabinet space.

$154,500

Bank Repo 3 Bedrooms, 2 Bathrooms, 2 car garage,1986 year built. Large lot, open kitchen, close tofreeway, nice North Rialto area. Call today for moreinformation and finance options for first time buyers.

$159,900

Rancho Cucamonga Bank Repo Fantastic 3 Bedroom2.5 Bath home located in a gated community of Castle-gate in Rancho Cucamonga!! Boasting approx 1530 sqft this home offers Mountain Views, close to 210 freewayand shopping centers. Fireplace in Family Room. NiceLoft area. 2 Car attached garage. New appliances.

$274,900

Rancho Cucamonga Bank Repo Great single storyhome located in popular area. 3 bedrooms, 2 bathrooms,nice kitchen with eating area, fresh interior paint, newercarpet, tile roof, mature landscape, great curb appeal,easy access to the 210 freeway. First time buyers canpurchase with as low as 3.5% down. Call for details.

$249,900

Rancho Cucamonga Bank Repo Single familyresidence built in 2004, Located in the Gated Communityof Arberly Place, with 3 bedrooms, 2.5 bath rooms, withfamily room, central heat and air, 2 car attached garage,1649sq. ft. living space. First time buyers can purchasewith as low as 3.5% down. Call for details.

$259,900

10535 Foothill Blvd Suite #390 · Rancho Cucamonga · CA

[email protected]

MM

ManuelMadrid


Bank owned homes available in all of the Inland Empire cities...Call today and take a tour of Repo homes in the I.E.

FHA is BACK Only 3.5% Down… Take advantage of LOW Rates & Seller Paid closing cost•Conventional Financing • Construction Loans • Refinances

Custom Built Horse Property

Payments Low

as $620/Mo


Serving the San Gabriel Valley, the Inland Empire & Beyond for over 32 years!

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(888) 400-4EVA • (626) 644-9331www.EvaSellsProperties.comEmail: [email protected]

RE/MAX MASTERS REALTY • Covina,West Covina,Glendora, La Verne,Chino HillsDRE #01386367 DRE #00883065

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Broker Associates

ENTERTAINER’SDREAMINDIAMONDBAR $588,888Beautiful hmwith4bdr's&3 full ba's. 2master suites. Spacious2,165Sq.Ft. Formal living rm&separate family rmw/FP.Upstairs additionremodeled in 2004. Lg master bdr w/wood shutters,walk-in closet, & full bath w/vanity, tub & shower. Sparkling poolw/waterfall&cascading spaw/stacked slate, stampedconcrete,BBQareawithgranite counters, refrigerator, firepit&dogrun.REDUCED

TOMLINSONPARKCOMMUNITY INBREA$615,000 (SHORT SALE).5 bd & 3 ba hm, 3,300 Sq.F.t, formal dining rm connectskitchen w/lg. pantry & center Island off family rm with FP.Crown molding, recessed lighting & wood shutters thru-out.Lg. dwnstrs bdr.Master Suite w/separate sitting area. 5 fixtureMasterbaw/center stepupbathtub,mirroredvanity,&dual sinks.

“STANDARD” SALE! $490,000Covina Hills 3 bdr & 2 ba hm on cul-de-sac. Upgradedthru-out, with just about 2,000 sq. ft., w/new windows,copper plumbing, whole house fan, 2 FPs, granite coun-ters in ktchn, Lg. bdrs all with original wd flrs, tile baths,indoor hall laundry, Bonus fam. rm. w/Wet Bar. Amazingviews, RV Parking, close to 13,000 sq. ft. lot.

COVINA HILLS VIEW PROPERTY. $145,0002 side by side view lots sold together high atop Rancho LaFloresta with 37, 444 sf. Parcels need to be graded & aresloped down to parcels, private drive access easement needsadditional 3 feet from neighbor. Many trees & shrubs needremoved. Worth the effort for the quality of living in thissought after area of Covina.

TOMLINSONPARKCOMMUNITY INBREA $519,9993 bdr & 3 Ba turnkey home upgraded throughout. About 1,800Sq.Ft. on approx. 2,500 Sq.Ft. lot, small patio, recessed lighting,travertine flooring downstairs & plush carpet upstairs, living rm &family rm off kitchenw/granite counter tops, tile back splash, centerisland & maple cabinetry. Spacious master suite w/walk-in closets,built in shelving, dual vanity, tub & shower. Steps from communityparkw/pool, spa, tennis courts, basketball court, and huge play area.

“STANDARDSALE”COVINAPOOLHOME! $425,000Classic ranchstylehomewithbrick siding,cul-de-sac location,greatcurb appeal & a sought after CovinaHills neighborhood. 3 Bdr's&2ba's,1,842sq.ft.Upgradedkitchenw/center island,bull-nosedCoriancounters,newcabinets&recessed lighting.Formaldin. rmleads to fam.rmwithstoneFP&stepdownenclosedpatio.Almost11,000 sq.ft. lot, R/Vprkg, built-in brick BBQ&pool.

2 Master Suites

Sold Sold Sold

Raw Land

COZYWESTCOVINACHARMER! $324,999Cozy 3bedroom&1.75Bath home in great area ofWestCovina.1,120 Sq.Ft., move-in ready, remodeled thru-out, new carpet,paint, toilets,&garagedoor.Wall towallwindows line theback sideof the living room with FP, formal living room off kitchen, theperfect floor plan. Original tile, very clean kitchen & baths. Largeyard with 7,488 Sq.Ft. lot, 2-Car detached garage, Built in 1951.

COVINASHORT SALE! $309,000Perfect Starter PoolHome. 3bedrooms&2baths, 1,484Sq.Ft.home, upgraded thru-out. Formal living room with hardwoodfloors, spacious family roomw/marblemanteled FP&beemedcielings, updated kitchen with Granite counters & tumbled tileback splash, newcabinets,& travertine floors. Large9,000Sq.Ft.lot complete with pool, covered patio, & yard. Built in 1952.

NORTHERNLAVERNEVIEWHOME!Exceptional sought after area of La Verne, 4 bed& 3 bath traditionalgem w/3,300 Sq.Ft., open floor plan w/formal dining rm & livingrm,wetbar, spaciouskitchenw/island, srndsoundready,dual-sidedFP,Lg.Master suite/walk-incloset, remodeledmiddlebath, recessed light-ing &more! Large lot w/14K Sq.Ft., gated heated pool, Panoramicmountain and valley views, dog run, RVprkg, prof. landscaped, timedsprinkler sys, separate playhouse& alarm. Perfect entertaining home!

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