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Your Guidebook to Dental Health Healthy Smiles An Owner’s Manual Free Gift Inside Don’t Miss Out

Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

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Page 1: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Your Guidebook to Dental Health

Healthy SmilesAn Owner’s Manual

Free Gift Inside

Don’t Miss Out

Page 2: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Table of Contents

A letter from the President of DentalPlans.com

About DentalPlans.com

What Are My Plan Options?

How Affordable is Dental Care?

Types of Dental Procedures

What to Expect at the Dentist

Evolution of Your Teeth

Essential Dental Care Tips

Dental Care and Your Health

Take a Bite out of Your Healthcare Costs

Dealing With Dental Emergencies

Frequently Asked Questions (and Answers)

Your Free RX Savings Card

Start Saving on Your Dental Care

2

4

6

8

9

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Page 3: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

A letter from the President of DentalPlans.com

02

Call 1-855-745-5008 or visit DentalPlans.com

Hello, I’m Jennifer Stoll, the President of DentalPlans.com. Thank you for your interest in our company and the great savings solutions we offer. I hope you and your family will find this guide informative and that it will help you to take control of your healthcare costs.

I joined DentalPlans.com in 2003, and thanks to my dental savings plan my family – one husband, two sons, and one daughter – have consistently been able to get the best dental care at a price we can afford. We estimate we have saved thousands with our plan, including our most recent needs:

• Braces for two of my kids would have cost $11, 356, we only paid $8,470.• My husband’s root canal and crown would have cost $2,700, we only paid $1,800.• And we even save $500+ on yearly checkups and cleanings for everyone in my family!

With three children, and the cost of orthodontist care, we especially appreciate that dental savings plans have no maximum spending limit – we know we can save on the care we need without worrying about ever exceeding an annual limit. And we don’t have to worry about getting pre-approvals prior to treatment, or filing for reimbursements either. We just pay the discounted rate to our dentist – it’s so easy!

DentalPlans.com has been helping people to live healthier lives since 1999. We offer affordable, innovative alternatives to traditional dental insurance, along with excellent traditional dental insurance plans to ensure we can meet everyone’s dental care needs. Many of our dental savings plans also include discounts on health and wellness services such as vision and hearing care, prescriptions and other essential healthcare savings.

We know that what we do here matters, and that’s a great feeling and a great responsibility. I want everyone to experience the peace of mind that comes with knowing that they and their loved ones can easily access the dental care that they need to stay healthy and feel confident. We look forward to welcoming you to the DentalPlans.com family.

Here’s to healthy smiles,

P.S. As a special gift to you, we’ve included a free prescription savings card to thank you for your interest in DentalPlans.com.

Page 4: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Get to Know DentalPlans.comDentalPlans.com helps people access the quality healthcare that they need, at a price they can afford. We have been in business since 1999. During that time we have helped more than one million people to maintain their beautiful smiles!

We help people choose, purchase and get the most out of dental savings plans provided by brands such as Aetna, Careington and Cigna, along with many other leading healthcare companies.

Our website, DentalPlans.com, serves as a resource to help people understand the importance that good preventative dental care plays in their overall health and happiness. We provide content that empowers consumers to take charge of their health, and take the best possible care of themselves and their loved ones.

Dental health is the key to your overall well-being. Don’t delay – start smiling (and saving) today, and enjoy a healthier life with DentalPlans.com.

Current

Option 1

Option 2

Option 3

Since I’ve had DentalPlans.com, I always go to the dentist twice a year ...

DentalPlans.com absolutely empowers me to take better care of my teeth because I know I can go to the dentist anytime

anything’s wrong.

Judith is a retiree. She has saved thousands of dollars with her Alliance HealthCard Savings Card since becoming a member in 2012.

Judith S.Philadelphia, PA

Judith is a retiree. She has saved thousands of dollars with her Alliance HealthCard Savings Card since becoming

a member in 2012.

Everyone should have affordable access to high-quality dental care.

We know that you deserve our professional, personable attention, respect, and honesty.

We always treat you as we would like to be treated ourselves.[ [WE BELIEVE

Page 5: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

About DentalPlans.com

04

Meet Your Team - :DP AtYourServiceTM

From finding the dental savings plan that fits your needs perfectly to helping you make the most of your membership benefits, you can count on your :DP AtYourService™ Team. We’re here to help ensure that every experience you have with DentalPlans.com leaves you smiling.

Our Promise to You

We listen: We take the time to understand what you need, so that we can better help you.

We work with you: We take care of your needs throughout the entire process, from helping you find the perfect plan to helping you make the most of your plan. Plus, if your needs ever change, we’ll help you switch plans at any time.

Every question is important: Don’t hesitate to ask us anything about your dental savings plan. We’re here to help with all aspects of your membership.

We make sure you get the very best: We can put our insider knowledge and expertise to work for you, helping to facilitate interactions with your entire dental healthcare team. If you need a dental care advocate, we’ll talk to your dentist, or his or her office staff. We’ll even book your dental appointments, if you like.

Your complete satisfaction is our first priority.

Call 1-855-745-5008 or visit DentalPlans.com

Page 6: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

What Are My Plan Options?Dental savings plans offer an affordable alternative to traditional insurance. Members pay a single, annual fee and gain access to a network of dentists who have agreed to offer reduced fees to plan members. Since the rates are pre-determined, members always know what the cost of any treatment will be. Typical savings are 10-60% off the dentist’s customary fees.

Unlike insurance, there are no reimbursement claims to file, no annual caps, nor is there a waiting period for the more expensive services. You can even save on cosmetic (whitening and implants) and orthodontic (braces) procedures that may not typically be covered by dental insurance, depending on the plan you choose.

Dental insurance pays a portion of the costs associated with dental services. Purchasers of dental insurance pay a monthly rate, called a premium, for their coverage.

Many insurance plans have a yearly benefit cap, typically $1,000 to $1,500 per year. As soon as the insurer has paid that amount, you pay for any additional care and procedures that you may need.

Both dental savings plans and dental insurance can help you to save money and stay healthy.

What Does Insurance Pay?

— pays between —

The typical dental insurance policy—o�ered through an employer or on the individual market

in annual bene�ts per person covered.

$1,000 or $1,500 Insurance Caps at

Page 7: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Consider dental savings plans if:

• You need multiple, major procedures (dentures,bridges, root canals, crowns)

• Your yearly dental care costs are likely to exceed $1,000

• You have long-term (preexisting) dental problems that need treatment now

• You want cosmetic dental services such as implants or veneers

• You need fast treatment for a dental emergency

Consider dental insurance if:

• Your primary need is preventative care (check-ups,cleanings, x-rays)

• You do not anticipate needing major restorative or cosmetic dental procedures

• You do not need immediate dental care

Or get the best of both worlds! Our :DP AtYourService Team™ can help you pair a dental insurance and a dental savings plan for the most cost-effective, comprehensive coverage possible.

What Are M

y Plan Options?

06

Advantages Dental Savings Plans

Dental Insurance

Quick Plan Activation YES NONo Health Restrictions YES NONo Annual Limits YES NONo Paperwork Hassles YES NONo Waiting for Dental Care YES NOCosmetic Dentistry Savings* YES NO

Savings Plans vs. Insurance:Which One Is Right for You?

Tammy C. Tampa, FL

I thought DentalPlans.com was too good to be true ... but the savings really are

astronomical & I was able to get all my dental work done in a short period of time versus the

years it would have taken under insurance.

“ “

Tammy is a Mother of 2. She has saved more than $17,000 with her Aetna Dental Access dental plan

since becoming a member in 2012.

*Available on select plans

Call 1-855-745-5008 or visit DentalPlans.com

Page 8: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Who Has Dental Insurance?

of those who earn between $50,000 -$99,000 annually have dental insurance

of those with annual incomes greater than $100,000 have dental insurance

of those making less than $25,000 have dental insurance

75% 85% 39%

of those surveyed have dental insurance

62%

In general, respondents with dental insurance are under 40-years of age, married with children, have a

Bachelor’s degree, and annual incomes of $50,000+.

Why Don’t People Have Dental Insurance?

58%

15%

6%

21%

NotA�ordable

Not O�ered by Employer

Not Necessary

Other

Why Don't People Have Dental Insurance?

Page 9: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

How Affordable is Dental Care?

— Fillings —

$700 to $1,200 depending on material chosen

— Crown —

$2,000 to $3,000

— Dental bridge —

$4,000 to $8,000 depending on material used

— Braces —

$500 to $1,250

— Deep Cleaning —

$100 to $300 per area

$200 to $400 per tooth

— Surgical extractions —

$700 to $1,200

— Root Canal —

$875 to $1,950

— Dentures —

$1,600 to $2,500 plus $1,500 to $3,000 for the

abutment and crown

— Dental Implants —

Average Cost of Dental Procedures Average Savings With A Dental Savings Plan

The sample table above is a small selection of common procedures discounted by CIGNAPlus Savings. The procedures discounted under CIGNAPlus Savings offer similar savings to the sample above. Sample Savings for ZIP code 33176 08

58 % off Fillings (Surface, White, Front Tooth)

56 % off Dental Crowns(Porcelain on High Noble Metal)

56 % off Root Canal(Bicuspid)

58% off a Bridge (Tooth Segment)

62 % off Dentures (Full Upper)

57 % off a Deep Cleaning(Perio Scaling)

67 % off a Single Extraction (Simple)

51 % off Root Canal(Molar)

Source: http://images.dentalplans.com/2015/infographics/SmileIndex-Affordability-Infographic.pdf

Call 1-855-745-5008 or visit DentalPlans.com

Page 10: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

An Introduction To Dental ProceduresDental treatments help you maintain your oral health, avoid or vanquish dental diseases, and perfect your smile. Below you will find how procedures are classified on DentalPlans.com.

Types of Dental Procedures

Preventative care, including regular checkups, x-rays and cleanings, aims to spot and address minor dental issues before they become major dental problems.

Basic/Preventative

Restorative care includes procedures such as crowns, fillings, root canals and deep cleanings. They address infections and decay, helping diseased teeth to recover.

RestorativeTreatments include bleaching, bonding, and veneers. Cosmetic dentistry is typically performed for aesthetics rather than medical or functional reasons.

Cosmetic

Orthodontia corrects dental flaws such as teeth with irregular spacing or a misaligned bite. Treatment typically involves wearing a device such as braces.

Orthodontics

An implant is a metal post embedded in the jaw bone. Crowns or dentures can be permanently secured by implants. Dentures can also be removable, secured by dental adhesive.

Dentures/Implants

Complex extractions, bone grafts, and placement of dental implants are examples of oral surgery. Oral surgery may be needed to treat dental diseases, injuries and problems such as impacted wisdom teeth.

Oral Surgery

Dental Savings Plans Provide Savings On All of These Procedures. Savings Range Will Vary By Plan.

Page 11: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Procedure What is it? How long does it take? Lasts What to Expect

Dental Implants

Non-removable, veryfunctional replacement fora missing tooth/teeth.

Total treatment time, 5-8 months

Permanently, depending on dental care habits

A metal implant post, which will serve as a tooth “root,” isimplanted into the jawbone, with an “abutment” that risesabove the gum line to support dental crowns or permanentdentures. Expect a 6-month healing process, during whichyou’ll wear a temporary denture to cover the implant site.

Fillings Dental fillings help to arrest tooth decay. They are used to restore the function of missing tooth structure.

1 appointment 10-12 years Your dentist will numb your mouth with a local anestheticbefore drilling out and then replacing the decayed area witha metal, composite or Ionomers (tooth-colored) orceramic (very expensive tooth-colored) filling.

Root Canal Helps stop the progression of a bacterial infection deep inside a tooth.

1-2 appointments Permanently, if teeth/gums are properly cared for

After administering local anesthetic, your dentist willremove diseased pulp tissue from your tooth’s rootcanal(s) and pulp chamber. The interior tooth will then bedisinfected, and your tooth will be filled and sealed.

Scaling/Root Planning (Deep Cleaning)

Removes severe tartar andbacterial buildup from teeth,underneath the gums, androots.

2-4 appointments Dependent upon dental care and extent of disease

After your mouth is numbed with a local anesthetic, yourdentist or hygienist will use manual, electric or ultrasonictools (often a combination) to thoroughly clean yourmouth and teeth.

What to Expect at the Dentist

10

Smiles Relieve Stress!Your body automatically

releases calming endorphins whenever you smile. [ [SMILE TIP

Common Dental Procedures

Call 1-855-745-5008 or visit DentalPlans.com

Page 12: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Procedure What is it? How long does it take? Lasts What to Expect

Bonding Restores decayed, chipped or broken teeth using resins that mimic the color and texture of natural teeth.

1 appointment 4-12 years, depending on dental care & habits

The tooth’s surface is prepared to enable the bondingmaterial to adhere to the existing tooth. Resin is thenpainted onto teeth and cured with a special light.

Braces Over time the gentlepressure of braces cancoax teeth into a straighterposition.

Up to 2 years, depending on needs

Permanently, if retainers are worn as instructed

Braces can be made of metal, ceramic or plastic. Gettingbraces applied is a painless process, but patients’ mouthsand teeth are typically sore and sensitive for a week or sofollowing the procedure.

Bridge Permanent replacement fora single or a few teeth.

2 appointments Permanently Some enamel is removed from “abutment” teeth (the oneson either side of the bridge). A mold of your mouth istaken. On successive visits your permanent bridge will beadjusted as needed, and then affixed. Meanwhile, you willlikely wear a temporary bridge.

Crown A permanent restoration covering a tooth that is broken, cracked, or badly decayed.

2 appointments 8-20 years, depending on dental care & habits

Your dentist will first remove any existing decay andstrengthen the tooth by filling or bonding it, if needed. Heor she will then shape the tooth to accommodate a crown,which will be fitted over the natural tooth.

Dentures Full dentures replace an entire arch (top or bottom set) of teeth. Partial dentures replace several missing teeth.

4-6 appointments, depending on whether you need partial or full dentures

5-7 years The first week or two can be challenging. Patients mayexperience nausea, gagging, oral pain, and difficulty inspeaking normally. See your dentist as often as neededduring the adjustment period.

What to Expect at the Dentist Continued

Good oral hygiene and regular dental checkups will allow you to avoid many of these costly

procedures, retain your natural teeth throughout your life and maintain your health.

- American Dental Hygienists’ Association.[ [SMILE TIP

If you floss once a day, you will use about 5 miles of floss over your lifetime.

Fun Fact

Page 13: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

If you floss once a day, you will use about 5 miles of floss over your lifetime.

Fun Fact

Call 1-855-745-5008 or visit DentalPlans.com

Page 14: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

As a Plan Member, You Get:

Why Becom

e a DentalPlans.com Custom

er?

Since 1999, DentalPlans.com has helped more than 1 million people save at the dentist. We’ve earned your trust by consistently delivering on our promise to provide access to high quality, affordable dental care.

Savings

One affordable annual membership fee, starting at $79.95 per year, gives you access to dental savings from 10 to 60% all year.

Customer Care

Our :DP AtYourService™ Team takes care of your needs throughout the entire process. We’re just a phone call away.

Peace Of Mind

Rest assured, we’ve got your dental and financial needs covered from routine dental care to dental emergencies.

®

Page 15: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Life Is Better With A SmileBoost your health & happiness with our expert dental care tips

Call 1-855-745-5008 or visit DentalPlans.com

Page 16: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

6 to 12 months• First checkup to assess general oral health and development.

• Ask your dentist about best oral hygiene practices for your baby (and yourself!).

• Talk to your dentist about fluoride intake and your baby’s diet.

• Discuss the use of pacifiers and other oral habits (thumb sucking, etc.), and teething issues.

12 to 24 months• Checkup to assess/update general oral health and development status.

• Discuss diet, oral hygiene practices, and development of first (baby) teeth with your dentist.

• Your dentist may begin topical fluoride treatments, which will be repeated every six months, or as determined.

2 to 6 years• Checkup and cleaning every six months or as indicated by your child’s oral health status.

• Sealant treatments, as determined by your child’s needs.

• Your dentist or dental hygienist may discuss oral hygiene with your

child, as appropriate.• Evaluation of the child’s bite and oral habits (teeth grinding, thumb sucking, etc.) if needed.

• Early orthodontic treatment using dental appliances may begin.

6 to 18 Years• Checkup and cleaning every six months or as indicated by your child’s oral health status.

• Orthodontic treatment, if needed, normally begins between ages 8 and 14.

• During late adolescence, 12 years and older, your dentist will assess the presence,

position, and development of third molars (wisdom teeth).

Below is a general guideline tomaintaining a healthy smile at everyage. Your dentist will guide you on theright way to maintain your ownoptimum oral health.

Evolution of Your Teeth

Page 17: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Adults (21 and Older)• Checkup and cleaning every six months or as advised by your dentist.

• Your dentist will check for gingivitis (early stage gum disease) which is reversible if treated early. Symptoms include swollen, tender, and red gums that tend to bleed when you brush your teeth.

• Your dentist will also check for recurrent decay (cavities developing around existing fillings) and decay on the root surfaces of the teeth.• You may wish to discuss cosmetic

procedures with your dentist if you’re not completely happy with your smile.

During Pregnancy• Have a dental checkup and get treatment for any oral problems before becoming pregnant.

• Make sure to let a dentist know about your pregnancy when you schedule an appointment.

• Talk to your dentist about ways toreduce oral problems, such as pregnancy gingivitis.

• Avoid X-rays, dental anesthetics, pain medications and antibiotics during the first trimester.

Employed adults lose more than 164 million hours of work

annually due to dental disease or emergency dental visits.

- U.S. Department of Labor[ [DID YOU KNOW?

Evolution of Your Teeth

16

Seniors (65 and Older)• Checkup and cleaning every six months or as advised by your dentist.

• Your dentist will check for gum disease, cavities and decay on the root surfaces of the teeth, all of which tend to occur more frequently as we get older.

• Talk to your dentist if your teeth are more sensitive than they had been, or if your mouth is often dry.

• Make sure your dentist knows about any existing health conditions you may have.

• If you have missing or loose teeth, speak with your dentist about restorative procedures.

Call 1-855-745-5008 or visit DentalPlans.com

Page 18: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

What Is A Dental Procedure Code?

On your treatment plan, you’ll also see code numbers. These are Dental Procedure Codes (also known as “ADA Codes”) - these are numerical codes that are used by insurance companies, health care professionals and government agencies to help ensure consistency in dental records.

There is a code for every procedure. Typically, dental insurance plans require pre-authorizations to determine if your treatment will be reimbursable. But with your dental savings plan, there is no need for pre-authorizations.

The American Dental Association suggests that soaking your toothbrush in an antibacterial mouth rinse before

and after brushing may prevent or decrease bacteria build up

on toothbrushes.[ [SMILE TIP

What Is A Dental Treatment Plan?

If you need more complex procedures such as a root canal, crowns, multiple extractions or restorative work, after you get a checkup and x-rays, your dentist will present you with what is known as a “Treatment Plan.”

A treatment plan outlines the name of the procedures your dentist recommends. The treatment plan typically includes the fees your dentist will charge you for each procedure listed.

Tracey W.Colleyville, TX

Tracey is a Mother of 3 and Small Business Owner. She has saved approximately $9,000 with her CIGNAPlus Savings Family Dental

Plan since becoming a member in 2012.

DentalPlans.com completely paid for itself. I went from paying $300 dollars a

month for insurance to $200 dollars a year for my dental savings plan.

“ “more commonly known as a cleaningD1110 adult

pr0phylaxisadA

CODE

Example CODE

Page 19: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Essential Dental Care Tips

18Sources: The American Dental Association, the Mayo Clinic

BrushingBrush your teeth when you first get out of bed and right before you get back in at night.

• Angle your toothbrush at a 45-degree angle.

• Brush your teeth’s outer, inner and chewing surfaces in short (tooth-wide), gentle back-and-forth strokes.

• Use the tip of the brush to clean the inside surfaces of the front teeth, using a gentle up-and-down stroke.

• Brush your tongue (or use a tongue scraper).

• Remember to replace your toothbrush every 3 months or if you’ve had a recent cold, flu or infection.

• Take about 18 inches of floss, wind it around the middle fingers of each hand.

• Hold the floss between your thumbs and forefingers.

• Guide the floss between your teeth gently.

• At the gum line, curve floss into a C shape against one tooth, then slide it between the gum and the tooth.

• Bring the floss back up, and gently rub it down the other side of your tooth. Repeat on the rest of your teeth.

FlossingFloss daily, at any time that’s best for you.

Call 1-855-745-5008 or visit DentalPlans.com

Page 20: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Individuals and even some health care professionals remain unaware of the risk factors and preventative approaches for many oral diseases, and they do not fully appreciate how oral health affects overall health and well-being.9 Several recent studies have associated gum disease with other conditions and diseases such as respiratory, cardiovascular, diabetes, adverse pregnancy outcomes and breast cancer.

Dental Care and Your Health

DENTAL CARE & YOUR HEALTH

DENTAL CARE

TYPES OF GUM DISEASE GingivitisA mild form of gum disease which causes the gums to become red, swollen and bleed easily.

PeriodontitisAn inflammatory disease that affects gum tissue and interferes with other systems of the body.

FAST STATSA poll of 1,000 people over 35 revealed 60% of adults

knew little, if anything, about gum disease.2

More than 8% of American adults between the ages of 20 and 64 suffer from

periodontal disease.3

Gum disease affects 80% of American Adults.

Heart Attack

OsteoporosisObesity

GUMDISEASE

Page 21: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

RELATED DISEASES

Individuals are 2x more likely to suffer from a stroke as a consequence of gum disease than of diabetes.5

Cardiovascular

People with diabetes are at greater risk for gum disease, and gum disease may make it more difficult to control blood sugar.11

Diabetes

Periodontal disease may play a causal role in the contraction of pneumonia, bronchitis and emphysema.

Respiratory

40% of respondents report they have delayed or missed a regular dental visit because they couldn’t afford it.10

While 172 million Americans under 65 have private health insurance, only 45 million of them have any sort of dental plan.8

Accessing oral health is difficult for those living below the federal poverty level and for children covered by Medicaid.9

Dental coverage largely determines access to oral healthcare, but many people do not have dental insurance or dental savings plans.9

Even with coverage, people frequently do not get needed services due to a lack of providers accepting public insurance.9

1.

2.

3.

4.

5.

Brush 2x daily.Floss daily.Dental checkups, 2x a year.Chew sugarless gum.Skip late-night eating.Drink green tea.

Eat foods with polyunsaturated fatty acids (e.g. salmon & peanut butter).Stop smoking.Keep up with dental visits.Use Dental Savings Plans.

1. 2. 3. 4. 5. 6.

7.

8.9. 10.

SOURCES: 1. 2009 Harris Interactive/HealthDay Poll 2. Harris Interactive 3. National Institutes of Health 4. Academy of General Dentistry 5. British Dental Health Foundation 6. Institute for Advanced Laser Dentistry 7. Breast Cancer Research & Treatment Journal 8. U.S. Bureau of Labor Statistics 9. Institute of Medicine 10. American Dental Association Report: the Dental Divide 11. Academy of American Periodontology

Dental Care and Your Health

20

BARRIERS TO ORAL HEALTH

ORAL HEALTH SOLUTIONS

Page 22: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

$22,030 $9,144Estimated healthcare costs

for a family of fourEmployee responsibility EVEN WITH insurance

6.5%Increase since

last year

Take a Bite Out of Your Healthcare Costs

Healthcare costs for a family of four, on an employer sponsored PPO (preferred provider plan), have doubled in the past decade and tripled since 2001, according to the McMillian Medical index. Families are struggling to stretch their budgets to cover health-related costs.

Cutbacks That Are Hard to Swallow: Compensations to Afford Medical Care

Take a Bite Out of Your Healthcare Costs!

25% 54%

% of Households Who Sacrifice in Other Areas to

Afford Healthcare

% of Households Actively Looking

to Save on Healthcare Costs

Take a Bite Out of Your Healthcare Costs

The Root of the Problem:Estimated Healthcare Costs

52%QuestionedCharges onMedical Bills

55%RequestedCheaper

Prescriptions

36%ComparedCosts onInternet

32%Requested

Pricing fromDoctor

20% Changed

HealthcareProviders

Page 23: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Take a Bite O

ut of Your Healthcare Costs

22

.

Call 1-855-745-5008 or visit DentalPlans.com

Did You Know…? The share of household

consumption devoted to healthcare has quintupled

over the last 8 decades and is likely to overtake shelter within the next five years.

Source: The American Magazine

5X

Did You Know…? Men and/or married people are more fiscally conscious when it comes to saving on healthcare than women and

singles: 58% of men and 59% of married

respondents seek remedies to reduce healthcare costs.

Source: 2014 :DentalPlans Survey: 652 Respondents

Scaling Down: How People Have Tried to Cut Existing Healthcare Costs

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What to do with a cracked or broken tooth

Rinse your mouth with warm water, and apply an ice pack to the outside of the face to prevent or reduce swelling. Head to your dentist, who will evaluate the break and decide whether the tooth can be repaired with a composite restoration or whether you need a crown.

What to do with a tooth out of position

Try to reposition the tooth in its normal position, but do so very gently and carefully. Do not force the tooth; just carefully nudge it back into place if possible. Try to keep the tooth from moving (bite down gently, or support it with your tongue) and get to the dentist.

Your dentist will most likely reposition and stabilize the tooth. Adults may need to follow up with a root canal treatment. Children’s teeth tend to be better at recovering from trauma than an adult’s, but your dentist will want to monitor the tooth’s progress.

Dealing With Dental Em

ergencies

When you or a loved one has a tooth that is loose, broken, has been knocked out of your mouth or forced out of position, the absolute best thing to do is to get to the dentist as quickly as you can.

If you can get treatment within an hour or so of the incident it’s more likely that the tooth can be saved – dependent on the type and severity of the injury of course. In any case, fast treatment will reduce pain and the chance of infection.

What to do with a knocked out tooth

If you have the tooth that was knocked out, take it to your dentist. Don’t touch the root end (the part that was below your gum). Touching the root can make it more difficult for your dentist to successfully reattach the tooth. You can handle the tooth by the crown.

Keep the tooth moist. Rinse it gently under water and then carefully replace it in its socket if possible. If not, place the tooth between your cheek and gums, or immerse it in milk. If the person whose tooth was knocked out seems confused, dizzy or nauseous, you may want to avoid replanting the tooth in its socket or placing it back into the person’s mouth – they may not be aware enough to avoid swallowing it.Note: this information is for adult/permanent teeth only. For baby teeth, take the child to a dentist or ask your pediatrician for advice.

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Call 1-855-745-5008 or visit DentalPlans.com

Page 26: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

DentalPlans.com has saved us about fifty percent on all of our dental procedures ...

We have recommended this plan to friends and coworkers.

“ “

Phillip 0.Fernandia, FL

Phillip is a Small Business Owner. He and his wife have saved more than $7,000 with their Aetna Vital Savings by Aetna Dental

Discount Family Program since becoming members in 2012.

Most people brush their teeth for 45 to75 seconds a day. The recommended brushing time is two to three minutes.

-The Academy Of General Dentistry[ [SMILE TIP

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How do dental savings plans work?

Membership in a dental savings plan allows you to access a network of dentists who offer reduced fees for a variety of dental procedures to plan members. For one low, annual fee, you can receive the same great care from more than 100,000 quality dentists nationwide.

How soon will my savings plan activate?

Typically, you can use your dental savings plan within 72 hours of plan purchase. There is no waiting period for complex procedures such as root canals and crowns, as is typical with traditional dental insurance. Additionally, some plans are eligible for emergency same or next-day activation. Call a :DP AtYourServiceTM

Team member for more information.

Do plans include discounts on services such as braces, whitening, dental implants and veneers?

Many of the plans we offer can help you save on these and other specialty services. Talk to a :DP AtYourServiceTM Team member to determine which plan is best for your needs.

Do I have to file a claim after going to the dentist with a dental savings plan?

There are no claims to file with a dental savings plan. You save right at the dentist. Additionally, you don’t need pre-approvals on treatment, nor are there any annual maximum amounts or “caps” on your dental savings plan. You simply get the care that you need, when you need it, at an affordable price.

Frequently Asked Questions (and Answ

ers)

26

Can I use a savings plan with my dental insurance/Medicare?

Dental savings plans may be used to reduce your out-of-pocket dental care costs once you’ve reached the annual maximum on your dental insurance plan. You cannot use your dental insurance and your dental savings plan for the same procedure, in accordance with insurance policy rules. You may be able to use your savings plan to get discounted rates on services that your insurance does not cover. Your dentist’s office manager can help you to coordinate treatment using both your savings and insurance plans.

You’ve Got Questions, We’ve Got Answers. Below you’ll find the most commonly asked questions about dental savings plans along with our responses. If you want to know more, please call us at 1-855-745-5008 or check out our website.

Call 1-855-745-5008 or visit DentalPlans.com

Page 28: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

Your Free Gift - RX Card

Savings CardYour Free Prescription

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UP TO 80% OFF YOUR PRESCRIPTIONS

PHARMACYSAVINGSCARDBIN

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This card is not insurance.

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Thank you for your interest in dental savings plans, and in DentalPlans.com. We look forward to future conversations with you! DentalPlans.com believes that good health and quality care should be affordable and accessible for everyone.

Peel off your free Prescription Savings Card and start saving on your next refill. Below are a few perks of using your card.

EasySimply present your card at a participating retail pharmacy and save on many of your prescription drugs. simply visit DentalPlans.com/RX to find one near you.

No LimitsYou can use your savings card any time your prescription is not covered by insurance. There are no restrictions and no limits on how many times you may use your card. Simply present it at the pharmacy to receive up to 80% off your prescription drug purchases.

Stay Well & Keep Smiling!

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Ready to invest in your health and happiness? Our dental savings experts can help you choose the plan that’s right for you and your loved ones.

Call the :DP AtYourService™ Team at 1-855-745-5008 or chat with us online at DentalPlans.com.

We offer a 30-day money-back guarantee on all dental savings plans purchased from DentalPlans.com. And if your dental needs change – for example, if a family member needs orthodontia (braces), root canals, crowns and other costly procedures – you may be able to save more money with a different plan. The :DP AtYourService Team™ will be happy

to help you decide which plan meets your current needs, and you can

switch plans at any time.

We are here to help, and we love to make you smile.

Thank you! The DentalPlans.com Team

Start Saving on Your Dental Care

28

15% Off Plus 1 Free Month When You Join Today.Use Promo Code DENTAL115

Promotion & price quote only valid for 30 days. Quote does not include activation fee.

For a Limited Time

Call 1-855-745-5008 or visit DentalPlans.com

Start Saving Today.Call 1-855-745-5008 or visit DentalPlans.com

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Page 30: Healthy Smiles Don’t Miss Out - DentalPlans.com€¦ · How Affordable is Dental Care? — Fillings — $700 to $1,200 depending on material chosen — Crown — $2 ,0 to $3 000

8100 S.W. 10th Street, Suite #2000Plantation, FL 33324

Savings plans are NOT insurance and the savings will vary by provider, plan and zip code. These plans are not considered to be qualified health plans under the Affordable Care Act. Please consult with the respective plan detail page for additional plan terms. The discounts are available through participating healthcare providers only. To check that your provider participates, visit our website or call us. Since there is no paperwork or reimbursement, you must pay for the service at the time it’s provided. You will receive the discount off the provider’s usual and customary fees when you pay. We encourage you to check with your participating provider prior to beginning treatment.

Special promotions including, but not limited to, additional months free are not available to California residents or on Fully Insured Plans. Note – not all plans and offers available in all markets. © 1999-2019 DentalPlans.com, Inc. All Rights Reserved