Health City Sun 3.84_1

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Jan. 4, 2013 New Mexico’s Legal & Financial Weekly Vol. 3.84 No. 1

FORECLOSURE SALES: 3 PROBATE: 8 AUCTIONS: 0

NOTICE OF SUITS: 3 OTHER: 13 SPANISH NOTICES: 0

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Learning how to create a budget—and stick to it—is vital to proper money management. Techniques will differ. Some people like to jot income and expenses down on paper. Others keep a sophisticated

budget spreadsheet, while others prefer using a free, online budget planner that does most of the work for them. Experts acknowledge there isn’t a single “right way” to budget your money. What does matter is to pick a method that makes sense to you and that you will stick with. Designing and sticking to a budget can help you pay down debts and save for the future. “If you are ready to make earning your degree a top priority, of course paying for it is going to be a concern,” said Dr. Mary Hawkins, president of Bellevue University. “By freeing up funds through debt reduction or reallocating from areas where you may be overspending, you can begin saving for your education.” Hawkins’ budget-planning tips include: 1. Keep the essentials within budget. Food, gas and toiletries are necessities, so it is easy to pick up everything you need without thinking about the total. Even with these items, you need to stick to the budget you have planned. If you are fi nding this diffi cult, carry the amount in cash so you cannot overspend on your debit or credit card. 2. Make all your payments on time. Skipping payments results in late fees, which will only push you deeper and deeper into a fi nancial hole. 3. Live within your means. This sounds simple, but many people do not realize how much they are spending until they write it down or type it out. As painful as it may be, if you fi nd you are spending more every month or paycheck than you are bringing in, you will need to make some changes. This may mean fi nding an additional source of income or reducing spending in some areas. 4. Find free offers. There are a wealth of websites and blogs out there

Saving For College: Seven Super Budget Tips

devoted to listing free offers—these range from samples to full-size products. 5. Continue to learn. Financial sites such as bankrate.com provide advice on the issues you face as you plan and live by your budget. Education-specifi c sites like makeithappennow.org provide more advice on paying for your degree. 6. Research your options. Many schools have thousands of scholarship dollars that go unused because students don’t take the time to apply. Also check with your employer. A growing number of employers are offering education benefi ts. 7. Evaluate the plan. Unexpected and periodic expenses (like holidays or car taxes) are inevitable. With each paycheck, re-evaluate the plan to see if it is still the best route or if adjustments need to be made. Be sure to do this before the money is in the bank, as it is tempting to spend irresponsibly if the plan is not established. Every person must follow his or her own path to education. Perhaps you will save for a long time and complete your degree all at once, or maybe you will pay for one class at a time as your savings accumulate. Regardless of how you get there or what budget-planning method you use, planning and diligence can keep you on the right path. - (NAPSI)

We’ve already seen some of the effects of severe winter weather this year and with more expected to come, taking action now may mini-

mize the harsh effects on your family, possessions and property.

“Recent studies indicate total losses during the last 50 years have totaled over $35.2 billion due to winter storms,” says Karen McCague, claims operations manager, Liberty Mutual Insurance.

“Ensuring adequate preparation for blizzards, high winds, ice, hail, sleet and heavy snow conditions will minimize your chances of experiencing signifi cant losses due to inclement winter weather this year.”

McCague recommends following what she calls “The Three Ps of Prepa-ration” to ensure safety of people, property and possessions.

When a storm strikes, you and your family may need to remain indoors

for several days. Prepare a safety kit and educate your family to ensure everyone understands what steps to follow during severe weather.

Also, ensure driveways and walkways are clear of ice to prevent slippery conditions, which could result in injury.

There are several steps you can take to prepare your property as well. Insulating pipes prevents freezing and bursting. Cleaning gutters regularly prevents formation of ice dams, which can result in water damage. It is also important to check the structural integrity of your home’s roof and ensure that carbon monoxide and smoke detectors function properly.

Finally, remember to prepare your vehicle by keeping your gas tank and antifreeze reservoir full. It is also important to ensure there are plenty of blankets, extra clothes, and fuel to operate a generator or portable heating device. - (NAPSI)

Preparation For Icy Weather: More Critical Than Ever

Health City Sun www.healthcitysun.comPage 2

C O M M E N T A R Y

One Happy IslandOne of the most revisited spots in the

Caribbean, Aruba-One Happy Island-is where pristine turquoise waters collide with the desertlike north

shore; where peace and relaxation co-exist with wild and rugged adventures; and Dutch infl uence meets American ease. Did you know:

1. Arikok National Park is home to many hidden beaches, wild fl ora and fauna, geology and historical cave paintings. Near the Fontein Cave and Blue Lagoon, rocky cliffs and crashing waves mark Boca Prins. Nearby, Dos Playa is a surfer’s haven.

2. At the North Coast cliffs, you can travel rocky ravines on horseback to discover the Natural Pool. Known in Papiamento as “Conchi,” this shell-shaped pool is surrounded by large lava rocks that greet crashing waves.

3. Celebrating its 10th anniversary as Aruba’s offi cial language in May 2013, Papiamento is a direct refl ection of the island’s diverse history and culture. Papiamento is a Creole language derived from African dialects and blended with

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English, Dutch, Spanish and Portuguese. 4. Home to 90-plus nationalities, Aruba offers a wide array of authentic, fl avor-rich dishes including local favorites keshi yena, funchi and

pan bati. 5. Visitors and locals alike enjoy a weekly Carnival celebration every Thursday evening at Carubbian Festival in San Nicolas, the Sunrise City. The festival boasts elaborate costumes, electric dancing and live entertainment, local cuisine and handmade artwork. The island offers breathtaking beaches, a booming culinary scene, world-famous events, adrenaline-pumping activities, art galleries and museums, sumptuous spas, championship golf and exclusive shopping. To learn more, visit www.aruba.com. - (NAPSI)

Health City SunTheTheEstablished in 1929

PublisherJill Stone

Distribution Manager & Advertising

Melinda Rozsnyai

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The Health City Sun (USPS 238-620) is published weekly by HCSN LLC, d/b/a Health City Sun, 905 3rd St NW, Albuquerque, NM 87102. Copyright © 2012. Reproduction of any kind without the permission of the publisher is prohibited. Annual sunscription is $24. Periodicals postage paid at Albuquerque, NM 87101-9651. POSTMASTER: Send address changes to Health City Sun, 905 3rd St NW, Albuquerque, NM 87102

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New Mexico’s Legal & Financial Weekly

Page 3Jan. 4, 2013

L E G A L NOTICESHealth City Sun

FORECLOSURES

STATE OF NEW MEXICOCOUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

No. D-0202-CV-2011-04410BEAN PARK TERRACE, LLC,an Oregon limited liability company,Plaintiff,v.OCEAN VIEW SOON LLC, a New Mexico limited liability company; T L C COMPANY, INC., d/b/a TLC PLUMBING & UTILITY, a New Mexico corporation; JOHN TANG; andJENNIE TANG,Defendants

NOTICE OF FORECLOSURE SALE

PLEASE TAKE NOTICE that the above-entitled Court entered a Default Judgment Of Foreclosure (“Judgment”) on November 29, 2012 ordering the sale of certain property in the County of Bernalillo, State of New Mexico, and appointing a Special Master in this matter with the power to sell the same. The sale is to begin at 10:00 a.m. on January 18, 2013, at the front steps of the Bernalillo County Courthouse, 400 Lomas NW, Albuquerque, New Mexico 87102.The real property to be sold is located in Bernalillo County, New Mexico, and is more specifi cally described as follows:Lots numbered Eleven (11), Twelve (12), Thirteen (13), Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17), Eighteen (18), Nineteen (19) and Twenty (20) in Block numbered Fourteen (14), a subdivision of the South One Half of Block 14, of VIRGINIA PLACE, an Addition to the City of Albuquerque, New Mexico, as the same is shown and designated on the Map of said Subdivision, fi led in the offi ce of the County Clerk of Bernalillo County, New Mexico on October 1, 1958, in Plat Book B3, Folio 79.NOTICE IS FURTHER GIVEN that the real property and any improvements concerned herein will be sold subject to any and all patent reservations, easements, all recorded and unrecorded liens not foreclosed in the Judgment, and all recorded and unrecorded special assessments and taxes that may be due. THE FOREGOING SALE will be made to satisfy the Judgment, in the amount of $1,722,701.30, which includes principal, accrued interest up to and including August 30, 2012, prepayment and late charges, and operating expenses as of August 30, 2012 incurred by Plaintiff associated with the Property, plus accrued interest from August 30, 2012 up to the date of the Judgment, plus attorney fees of $5,000 and costs of foreclosure sale, plus accrued interest on the total judgment from and including November 29, 2012 to the date of the foreclosure sale, plus interest on the total judgment of at 11.274% per annum until paid in full. The holder of the Judgment has the right to bid at such sale and submit its bid verbally or in writing. The holder of the Judgment may apply all or any part of the Judgment to the purchase price in lieu of cash. The sale may be postponed and rescheduled at the

Sale, and Appointment of Special Master (“Judgment”) entered on November 16, 2012, as follows:A. Judgment in the amount of $41,610.18, with interest accruing at 8.150% per year from September 14, 2012, forward.The Judgment may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. BOKF N.A. d/b/a Bank of Albuquerque, successor by merger to Bank of Albuquerque, N.A. has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash. For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. /s/ Linda Salivar Linda Salivar, Special MasterPO Box 587 Albuquerque, NM 87103-0587 505/246-8600HCS Pub. January 4, 11, 18, 25, 2013

SUITS

STATE OF NEW MEXICO COUNTY OF BERNALILLO


NO. D-202-CV-2012-05807SANDIA LABORATORY FEDERAL CREDIT UNION,Plaintiff,v.ANTHONY E. MARTINEZ,Defendant.

NOTICE OF PENDENCY OF ACTION

THE STATE OF NEW MEXICO TO THE FOLLOWING NAMED OR DESIGNATED DEFENDANT:ANTHONY E. MARTINEZGREETINGS DEFENDANTS:You are hereby notifi ed that Sandia Laboratory Federal Credit Union, as Plaintiff, has fi led an action in the Second Judicial District Court of Bernalillo County, New Mexico, and wherein the said Plaintiff seeks to obtain constructive service of process upon you.The general object of said action is: Complaint for Damages Under Worthless Check Act, Unjust Enrichment and for Money DueYou are further notifi ed that unless you serve a pleading or motion in response to the complaint in said cause on or before thirty (30) days after the last publication date, judgment will be entered against you.The name and post offi ce address of the Attorneys for the Plaintiff is as follows: ALDRIDGE, GRAMMER & HAMMAR, P.A., 1212 Pennsylvania, NE, Albuquerque, New Mexico 87110.WITNESS the Honorable Clay Campbell, District Judge of the Second Judicial District Court of the State of New Mexico, and the seal of the District Court of Bernalillo County on December 11, 2012.GREGORY T. IRELANDCLERK OF THE DISTRICT COURT

By:_s/fi led electronicallyDeputyHCS Pub. December 21, 28, 2012 January 4, 2013



No. D-202-CV-2012-9229 SUNPORT FINANCIAL, LLC, Plaintiff, v. JEFFREY MOESTRETTI, Defendant.

NOTICE OF SUITSTATE OF NEW MEXICO to the above-named Defendant: GREETINGS: You are hereby notifi ed that the above-named Plaintiff has fi led a civil action against you in the above-entitled Court and cause, the general object thereof being a Complaint On A Contract And For Debt And Money Due. That unless you enter your appearance in said cause on or before thirty (30) days after the last date of publication, judgment by default will be entered against you. Name and address of Plaintiff’s attorney:

LAWRENCE P. ZAMZOK Attorney for Plaintiff

6001 Whiteman Drive NW Albuquerque, NM 87120

(505) 898-6311 WITNESS the Hon. Beatrice J. Brickhouse, District Judge of the Second Judicial District Court of the State of New Mexico, and the Seal of the District Court of Bernalillo County, thisDecember 28, 2012/s/ court clerkHCS Pub. January 4, 11, 18, 2013


COUNTY OF BERNALILLOSTATE OF NEW MEXICOCase No. CV-2012-09991

CITY OF ALBUQUERQUE, EX Rel.,ALBUQUERQUE POLICE DEPARTMENT,Plaintiff,v.ONE (1) 1991 MAZDA PICK-UP BLUEVIN# JM2UF3149M0161600NEW MEXICO LICENSE # 12T135583Defendant.

NOTICE OF SUITAlbuquerque Police Department to 21ST CENTURY NORTH AMERICA INSURANCEGREETINGS: You are hereby notifi ed that the above-named Plaintiff has fi led a civil action against you in the above-entitled Court and cause, the general object thereof being to seek forfeiture of the above-described property.That unless you enter your appearance in said cause on or before the date of February 18th, 2013, Judgment by Default will be entered against you;Name and address of Plaintiff’s attorney: JEFFREY B. DRIGGERS, COUNSEL FOR ALBUQUERQUE POLICE DEPARTMENT, P.O. BOX 2248, ALBUQUERQUE, NEW MEXICO 87103, (505) 768-4500.WITNESS the HONORABLE VALERIE HULING, District Judge of the Second Judicial

District Court of the State of New Mexico, and the Seal of the District Court of Bernalillo County, this date of December 27, 2012.GREGORY T. IRELANDCLERK OF THE DISTRICT COURTBy: /s/ Christina VillaDeputyHCS Pub. January 4, 11, 18, 2013

PROBATE

STATE OF NEW MEXICOIN THE PROBATE COURT

BERNALILLO COUNTY No. 2012-752

IN THE MATTER OF THE ESTATE OFODELIA L. MONTOYA, Deceased.

NOTICE TO CREDITORSALBERT LEE MONTOYA, has been appointed Personal Representative of the Estate of ODELIA L. MONTOYA, deceased. All persons having claims against this Estate are required to present their claims within two (2) months after the date of the fi rst publication of this Notice or the claims will be forever barred. Claims must be presented to the Personal Representative at P.O. Box 1645, Cuba, NM 87013 or to Walk-In Wills Carlisle, P.C. (Charles E. Buckland, Esq.) at 2000 Carlisle Blvd NE, Suite G, Albuquerque, NM 87110, and must be fi led with the Probate Court of Bernalillo County, New Mexico.Dated:/s/ Albert Lee MontoyaALBERT LEE MONTOYAPersonal RepresentativeWalk-In Wills Carlisle, P.C.By /s/Charles E. Buckland Charles E. Buckland, Esq.2000 Carlisle Blvd NE, Suite GAlbuquerque, New Mexico 87110(505) 903-7000Attorneys for Personal RepresentativeHCS Pub. December 28, 2012 January 4, 2013

IN THE PROBATE COURTCOUNTY OF BERNALILLOSTATE OF NEW MEXICO

NO. 2012-709IN THE MATTER OF THE ESTATE OFMARY C. MARES, Deceased.

NOTICE OF APOINTMENT OF CO-PERSONAL REPRESENTATIVES

THE STATE OF NEW MEXICO:TO: LINDA PRICE, ROBBIE PRICE, BERNADETTE CHAVEZ, JUANITA CHAVEZ, HENRY CHAVEZ, FRED CHAVEZ, TITO CHAVEZ, RICHARD GRIEGO, JOHN GRIEGO, AND UNKNOWN HEIRS OF MARY C. MARES, DECEASED, AND ALL UNKNOWN PERSONS WHO HAVE OR CLAIM ANY INTEREST IN THE ESTATE OF MARY C. MARES, DECEASED.Notice is hereby given that Mary C. Mares died on October 8, 2012. Ralph Sanchez and Sarah Aimee Potts were appointed co-personal representatives of this estate on December 5, 2012, to serve without bond in an unsupervised administration. Information regarding the estate is available from the undersigned attorney. Papers

discretion of the Special Master.Please contact Justin Breen at Keleher & McLeod, P.A., P.O. Box AA, Albuquerque, NM 87103, telephone (505) 346-4646 for additional information.Dated: December 18, 2012Respectfully Submitted:/s/ Ella Joan Fenoglio Electronically Submitted on December 18, 2012 Ella Joan Fenoglio, Esq.Special Master4427 Avenida del Sol NEAlbuquerque, New Mexico 87110-6178Telephone: (505) 266-1955Facsimile: (505) 266-7815E-Mail: ellajoan@highfi ber.comHCS Pub. December 21, 28, 2012 January 4, 11, 2013


SECOND JUDICIAL DISTRICTNo. D-202-CV-2012-03932

BOKF N.A. D/B/A BANK OF ALBUQUERQUE,SUCCESSOR BY MERGER TO BANK OF ALBUQUERQUE, N.A.,Plaintiff,vs.JOSE DELEON, SS# XXX-XX-6995,Defendant.

NOTICE OF SALENOTICE is hereby given that on Friday, January 25, 2013, at 10:00 a.m., the undersigned Special Master will sell to the highest bidder near the front door of the Second Judicial District Court, 400 Lomas NW, Albuquerque, New Mexico 87102, all Defendant Jose DeLeon’s (“Defendant”) interest in the real property located at 1600 Arno Street SE, Albuquerque, NM 87102, in Bernalillo County, New Mexico, and more particularly described as:THE WEST 82 FEET OF LOT NUMBERED SEVEN (7) OF BLOCK NUMBERED FORTY-NINE (49) OF EASTERN ADDITION TO THE CITY OF ALBUQUERQUE, NEW MEXICO, ACCORDING TO THE PLAT FILED IN THE OFFICE OF THE PROBATE CLERK AND EX-OFFICIO RECORDER OF BERNALILLO COUNTY, NEW MEXICO, ON MAY 31, 1882, IN VOLUME B OF PLATS, FOLIO 4THE REAL PROPERTY OR ITS ADDRESS IS COMMONLY KNOWN AS 1600 ARNO STREET SE, ALBUQUERQUE, NM 87102. IF THERE IS A CONFLICT BETWEEN THE LEGAL DESCRIPTION AND THE REAL PROPERTY ADDRESS, THE LEGAL DESCRIPTION SHALL CONTROL.WITH MORTGAGE C O V E N A N T S .The sale will satisfy all or a portion of a Default Judgment Against Defendant Jose Deleon, Decree of Foreclosure, and Appointment of Special Master entered on November 7, 2012, as follows:(1) On Note #1, $170,069.99, with interest continuing to accrue at 7.75% per year from April 11, 2012, forward;(2) On Note #2, $20,159.17, with interest continuing to accrue at 3.5% per year from April 11, 2012, forward;(3) Plus costs of $261.86 and attorney’s fees and tax of $2,313.88, for a total of $2,575.74, with interest accruing at 8.75% per year

from October 4, 2012, forward; The Default Judgment Against Defendant Jose Deleon, Decree of Foreclosure, and Appointment of Special Master entered on November 7, 2012 (“Judgment”) may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. BOKF N.A. d/b/a Bank of Albuquerque, successor by merger to Bank of Albuquerque, N.A. (“BOKF”) has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash. For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. Linda Salivar, Special MasterPO Box 587 Albuquerque, NM 87103-0587 505/246-8600HCS Pub. December 28, 2012 January 4, 11, 18, 2013


SECOND JUDICIAL DISTRICTNo. D-202-CV-2010-11363

BOKF N.A. D/B/A BANK OF ALBUQUERQUE,SUCCESSOR BY MERGER TO BANK OF ALBUQUERQUE, N.A.,Plaintiff,vs.MANUEL MARTINEZ, SS# XXX-XX-0157; BOYAR REALTY INVESTORS; BANK OFAMERICA, N.A.; TAXATION AND REVENUEDEPARTMENT OF THE STATE OF NEW MEXICO; UNITED STATES OF AMERICA, DEPARTMENT OF THE TREASURY-INTERNAL REVENUE SERVICE; andWELLS FARGO HOME MORTGAGE, INC./WELLS FARGO BANK, N.A.,Defendants.

NOTICE OF SALENOTICE is hereby given that on January 31, 2013, at 10:00 a.m., the undersigned Special Master will sell to the highest bidder near the front door of the Second Judicial District Court, 400 Lomas NW, Albuquerque, New Mexico 87102, all Defendants’ interest in the real property located at 617 Figueroa Street NE, Albuquerque, NM 87123, and more particularly described in the attached exhibits as:LOT NUMBERED TWENTY-FIVE (25) IN BLOCK NUMBERED FOUR (4) OF MANZANO MANOR, AS THE SAME IS SHOWN AND DESIGNATED ON THE PLAT ENTITLED, “UNIT NO. 1, DALE J. BELLAMAH’S MANZANO MANOR, AN ADDITION TO THE CITY OF ALBUQUERQUE, NEW MEXICO”, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO, ON JUNE 9, 1970,WITH MORTGAGE C O V E N A N T S .The sale will satisfy all or a portion of the Default Judgment, Decree of Foreclosure, Order of

Jan. 4, 2013Page 4


notice, then a default judgment may be entered against you.Attorney for Petitioner is COLLINS & COLLINS, P.C. (Courtney Weaks), P.O. Box 506, Albuquerque, New Mexico, 87103, or (505) 242-5958.WITNESS Honorable Judge Elizabeth Whitefi eld, District Judge of the Second Judicial District Court of the State of New Mexico, and the seal of the District Court of Bernalillo County, this 11th day of December, 2012. GREGORY T. IRELANDClerk of the District CourtBy DEBRA GONZALESDeputy Clerk HCS Pub. December 14, 21, 28, 2012 January 4, 2013

NAME CHANGE

2nd JUDICIAL DISTRICT COURT

COUNTY OF BERNALILLOSTATE OF NEW MEXICO

NO. CV 2012-11464IN THE MATTER OF THE PETITION OFJames Pepper McLaughlinFOR CHANGE OF NAME

NOTICE OF PETITION TO CHANGE NAME

NOTICE IS HEREBY GIVEN that James Pepper McLaughlin, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has fi led a Petition to Change Name in the 2nd District Court, Bernalillo County, New Mexico, wherein he/she seeks to change his/her name from James Pepper McLaughlin to Pepper McLaughlin, and that this Petition will be heard before the Honorable TED BACA, District Judge, on the 16th day of January 2013, at the hour of 8:30 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico. Respectfully submitted,/s/ James Pepper McLaughlinJames Pepper McLaughlinPetitioner, pro seHCS Pub. December 28, 2012 January 4, 2013



NO. CV 2012-11227IN THE MATTER OF THE PETITION OFMaria Enriquez SilvaFOR CHANGE OF NAME OFElisandro Morales Enriquez


(OF PERSON UNDER 14 YEARS OF AGE)

NOTICE IS HEREBY GIVEN that Maria Enriquez Silva, has fi led a Petition to Change the Name of his/her child, from Elisandro Morales Enriquez to Alexander Enriquez Silva. This Petition will be heard before the Honorable JUDGE BEATRICE BRICKHOUSE, District Judge, on the 10th day of Jan, 2013, at the hour of 11:00 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.Respectfully submitted,/s/ Maria EnriquezMaria Enriquez

relating to this estate are on fi le with the Bernalillo County Probate Court and available for your inspection there./s/ Nancy C. KirkwoodNANCY C. KIRKWOODAttorney for the Estate4263 Montgomery NE, Suite 210Albuquerque, NM 87109HCS Pub. December 28, 2012 January 4, 2013

IN THE PROBATE COURTCOUNTY OF BERNALILLOSTATE OF NEW MEXICO

NO. 2012-709IN THE MATTER OF THE ESTATE OF MARY C. MARES, Deceased.

NOTICE TO CREDITORSNOTICE IS HEREBY GIVEN that Ralph Sanchez and Sarah Aimee Potts have been appointed co-personal representatives of this estate. All persons having claims against this estate are required to present their claims within two months after the date of the fi rst publication of this Notice or the claims will be forever barred. Claims must be presented either to the co-personal representatives c/o Nancy C. Kirkwood, Attorney at Law, 4263 Montgomery NE, Suite 210, Albuquerque, NM 87109, or fi led with the Probate Court. DATED: 12/21/2012/s/ Nancy C. KirkwoodNANCY C. KIRKWOODAttorney for the Estate4263 Montgomery NE, Suite 210Albuquerque, NM 87109HCS Pub. December 28, 2012 January 4, 2013


COUNTY OF BERNALILLO STATE OF NEW MEXICO

NO. D-202-PB-2012-00562IN THE MATTER OF THE ESTATE OFDAVID BRYANT EXUM, Deceased.

NOTICE TO CREDITORSNOTICE IS HEREBY GIVEN that Michelle A. Exum has been appointed as Personal Representative of this Estate. Any person having a claim against this estate is required to present his/her claim within two (2) months after the date of the fi rst publication of this Notice or the claim will be forever barred. Claims must be either (a) presented by mail or in person to the Personal Representative at the offi ces of the attorneys for the estate (Keleher & McLeod, P.O. Box AA, Albuquerque, New Mexico 87103, Attn: Chad F. Worthen, Esq.), or (b) fi led with the Second Judicial District Court, Bernalillo County, P.O. Box 488, Albuquerque, New Mexico 87103 (400 Lomas N.W., Albuquerque, New Mexico 87102).DATED: Michelle A. ExumKELEHER & McLEOD, P.A.By /s/ Chad F. WorthenChad F. WorthenP.O. Box AAAlbuquerque, New Mexico 87103(505) 346-1313Attorneys for the Estate HCS Pub. January 4, 11, 2013


SECOND JUDICIAL DISTRICT No. D-202-PB-2012-00557 In the Matter of the Estate ofMARY ELLEN SMITH,Deceased.

NOTICE TO CREDITORSNOTICE IS HEREBY GIVEN that James L. Smith has been appointed personal representative of this estate. All persons having claims against the estate are required to present their claims within two months after the date of the fi rst publication of this notice or the claims will be forever barred. Claims must be presented either to the undersigned personal representative at the address shown in this notice or fi led with the court.The attorney for the personal representative is Bradford H. Eubanks of the law fi rm of Martin, Lutz, Roggow & Eubanks, P.C., P.O. Box 1837, Las Cruces, New Mexico 88004-1837. DATED this 26 day of December, 2012./s/ James L. SmithJames L. SmithPersonal Representative1670 Palo VerdeLas Cruces, New Mexico 88001HCS Pub. January 4, 11, 2013



No. D-202-PB-2012-00500IN THE MATTER OF THE ESTATE OFDANIEL A. LANGENWALTER, Deceased.

NOTICE TO CREDITORS BY PUBLICATION

Peggy J. Langenwalter has been appointed as the Personal Representative of the Estate of Daniel A. Langenwalter, deceased. All persons having claims against this Estate are required to present their claims within two months after the date of the fi rst publication of this Notice or the claims will be forever barred. Claims must be presented either to the Personal Representative c/o Beckley & Tann, P.A., Attorneys at Law, P.O. Box 30868, Albuquerque, New Mexico 87190-0868, or fi led with the Second Judicial District Court of Bernalillo County, 400 Lomas NW (87102), P.O. Box 488, Albuquerque, New Mexico 87103./s/ Peggy J. LangenwalterPEGGY J. LANGENWALTER, Personal Representative of the Estate of Daniel A. Langenwalter, Deceased.8219 Desert Aster Lane, NEAlbuquerque, NM 87122Respectfully submitted by:Beckley & Tann, P.A.Attorneys at LawBy /s/James F. BeckleyJames F. Beckley, Esq.8500 Menaul, NE Suite A-400Albuquerque, NM 87112(505) 275-1222 HCS Pub. January 4, 11, 2013

STATE OF NEW MEXICOIN THE PROBATE COURTCOUNTY OF BERNALILLO

NO. 2012-732IN THE MATTER OF THE ESTATE OF NINA JANELLE STAMPER (aka N. JANELLE STAMPER),

deceased.NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within two months after the date of the fi rst publication of this Notice, or within two months after the mailing or other delivery of this Notice, whichever is later, or the claims will be forever barred. Claims must be presented either to the undersigned personal representative, c/o Lawrence W. Kay, P.A., 1825 San Mateo NE, Albuquerque, NM 87110 or fi led with the Bernalillo County Probate Court, One Civic Plaza NW 6th Floor, Albuquerque, NM 87102. DATED: 12-4, 2012./s/ Jeanne Hertz Jeanne Hertz, Personal Representative of the Estate of Nina Janelle Stamper (aka N. Janelle Stamper), DeceasedSubmitted by,/s/ Lawrence W. KayLawrence W. Kay, Attorney for the Personal Representative1825 San Mateo NEAlbuquerque, NM 87110(505) 254-0600HCS Pub. January 4, 11, 2013


PROBATE COURTNO. 2012-679

IN THE MATTER OF THE ESTATE OFDAVID BALL OLEWILER, Deceased

NOTICE TO CREDITORSNOTICE IS HEREBY GIVEN that NICOLE D.Z. ATENCIO-OLEWILER has been appointed Personal Representative of the Estate of DAVID BALL OLEWILER, deceased. All persons having claims against this estate are required to present their claims within two (2) months after the date of the fi rst publication of this Notice or the claims will be forever barred. Claims must be presented to the Personal Representative in care of her attorneyGRADY LAW & MEDIATION LLC (DAVID A. GRADY)2403 San Mateo NE, Suite W-20 Albuquerque, New Mexico 87110Fax 505.814.7727or fi led with theProbate Court ClerkPO Box 488 Albuquerque, New Mexico 87103 GRADY LAW & MEDIATION LLCAttorney for Personal Representative BY /s/ David A. Grady DAVID A. GRADY 2403 San Mateo NE, Suite W-20Albuquerque, New Mexico 87110 Telephone 505.814.7720 Fax 505.814.7727HCS Pub. January 4, 11, 2013

ADOPTIONS

SECOND JUDICIAL DISTRICTCHILDREN’S COURT

ATTORNEYCOUNTY OF BERNALILLO

STATE OF NEW MEXICONo. SA-2012-0126

IN THE MATTER OF THE ADOPTION PETITION OF JOHNNY A. MONCAYO SR.AND DOLORES A. MONCAYO.

NOTICE OF PETITION FOR ADOPTION

TO: Steven Sanchez and John DoeYOU ARE HEREBY NOTIFIED that the Petitioners in the above-captioned case have fi led a petition for the adoption of Brianna Haylee Marie Moncayo and Joseph Christopher James Moncayo, minor children, in the above entitled cause and Court, in which said Petitioners prayed for a decree allowing them to adopt the above named adoptees. It is alleged in the petition for adoption that John Doe is the unknown biological father of adoptee Brianna Haylee Marie Moncayo and Steven Sanchez is the biological father of adoptee Joseph Christopher James Moncayo.And you are notifi ed that unless you respond to the petition for adoption by February 7, 2013, the petition for adoption and the relief prayed for will be granted by the Court. The Court is the Second Judicial District Court, Children’s Court Division, located at the John Brown Juvenile Justice Center, 5100 Second St. NW, Albuquerque, New Mexico 87107.Attorney for Petitioners:JEFFREY KAUFFMANAddress:1011 LOMAS BLVD NWALBUQUERQUE, NM 87102(505) 242-1754WITNESS the Honorable M. Monica Zamora, District Judge of the Second Judicial District Court, Children’s Court Division, of the State of New Mexico, County of Bernalillo and the Seal of the District Court of Bernalillo County this DEC 20 2012.GREGORY T. IRELANDCLERK OF THE DISTRICT COURTBy: /s/Corina PlataDeputyHCS Pub. December 28, 2012 January 4, 11, 18, 2013

DIVORCE



No. D-202-DM-2012-04855VONDELL JONES,Petitioner,vs.JEWEL DAVIS,Respondent.

NOTICE OF PENDENCY OF ACTION

STATE OF NEW MEXICO to the above-named Respondent, Jewel Davis, Greetings:You are hereby notifi ed that the above-named Petitioner, Vondell Jones, has fi led a Petition against you in the Second Judicial District Court in the County of Bernalillo, New Mexico, and cause, the general object thereof being:Petition for Dissolution of Marriage.Unless you enter your appearance or fi le a response to the above-referenced Petition for Dissolution of Marriage within thirty (30) days from the last date of publication of this

Petitioner, pro seHCS Pub. December 28, 2012 January 4, 2013

SECOND JUDICIAL DISTRICT COURTSTATE OF NEW MEXICOCOUNTY OF BERNALILLO No. CV 2012-11507 IN THE MATTER OF A PETITION FOR CHANGE OF NAME OFDaniel Lee Van Gorden

NOTICE OF CHANGE OF NAME

TAKE NOTICE that in accordance with the provisions of Sections 40-8-1 through 40-8-3, N.M.S.A. 1978, Daniel Lee Van Gorden will apply to the Honorable BEATRICE BRICKHOUSE, District Judge of the Second Judicial District, at the Second Judicial District Courthouse at Albuquerque, New Mexico, at 11:00 o’clock a.m., on the 1st day of February, 2013, during a regular term of the Court, or as soon thereafter as the matter may be heard for an Order for a change of name from Daniel Lee Van Gorden to Danielle Lee Van Gorden.Submitted by:/s/ Daniel Lee Van GordenPetitioner Pro SeHCS Pub. December 28, 2012 January 4, 2013

STATE OF NEW MEXICOIN THE PROBATE COURT

BERNALILLO COUNTY No. 2012-721 IN THE MATTER OF THE ESTATE OFALAN M. TADAY, DECEASED.

NOTICE TO CREDITORSNOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within two (2) months after the date of the fi rst publication of this notice, or the claims will be forever barred. Claims must be presented either to the undersigned personal representative at the address listed below, or fi led with the Probate Court of Bernalillo, County, New Mexico, located at the following address: One Civic Plaza, 6th Floor, Albuquerque, NM 87102. Dated: December 17, 2012/s/ Stephen T. Taday, Jr.STEPHEN T. TADAY, JR.P. O. Box 2064Corrales, NM 87048(505) 480-4318THURMAN W. MOORE IIIAttorney at LawP.O. Box 7218Albuquerque, NM 87194(505) 244-0724HCS Pub. December 28, 2012 January 4, 2013



NO. CV 2012-11633IN THE MATTER OF THE PETITION OFMarrillita Matilde Lopez aka Marrillita Matilde Lorencita ThaisFOR CHANGE OF NAME

NOTICE OF PETITION TO

Page 5Jan. 4, 2013


CHANGE NAME(ADULT)

NOTICE IS HEREBY GIVEN that Marrillita Matilde Lopez aka Marrillita Matilde Lorencita Thais, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has fi led a Petition to Change Name in the 2nd District Court, Bernalillo County, New Mexico, wherein he/she seeks to change her name from Marrillita Matilde Lopez aka Marrillita Matilde Lorencita Thais to Mary Matilde Lopez, and that this Petition will be heard before the Honorable Nan Nash, District Judge, on the 31st day of January 2013, at the hour of 1:20 p.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico. Respectfully submitted,/s/ Marrillita Matilde LopezMarrillita Matilde Lopez aka Marrillita Matilde Lorencita ThaisPetitioner, pro seHCS Pub. January 4, 11, 2013



NO. CV 2012-11612IN THE MATTER OF THE PETITION OFTiffany Nichole CavazosFOR CHANGE OF NAME


(ADULT)NOTICE IS HEREBY GIVEN that Tiffany Nichole Cavazos, a resident of the City of Albuquerque, County of Bernalillo, State of New

Mexico, and over the age of fourteen years, has fi led a Petition to Change Name in the Second District Court, Bernalillo County, New Mexico, wherein she seeks to change her name from Tiffany Nichole Cavazos to Tiffany Nichole Scott, and that this Petition will be heard before the Honorable CLAY CAMPBELL, District Judge, on the 31 day of JAN 2013, at the hour of 10:15 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico. Respectfully submitted,/s/ Tiffany Nichole CavazosTiffany Nichole CavazosPetitioner, pro seHCS Pub. January 4, 11, 2013



NO. CV 2012-11521IN THE MATTER OF THE PETITION OFJo-Asia BacaFOR CHANGE OF NAME OFAlyanna Ayala


(OF PERSON UNDER 14 YEARS OF AGE)

NOTICE IS HEREBY GIVEN that Jo-Asia Baca, has fi led a Petition to Change the Name of his/her child, from Alyanna Ayala to Alyanna Baca. This Petition will be heard before the Honorable Clay Campbell, District Judge, on the 31st day of January, 2013, at the hour of 10:15 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.Respectfully submitted,/s/ Jo-Asia Baca

Jo-Asia BacaPetitioner, pro seHCS Pub. January 4, 11, 2013



NO. CV 2013-00016IN THE MATTER OF THE PETITION OFJoseph Louis PerezFOR CHANGE OF NAME


(ADULT)NOTICE IS HEREBY GIVEN that Joseph Louis Perez, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has fi led a Petition to Change Name in the 2nd District Court, Bernalillo County, New Mexico, wherein he seeks to change his name from Joseph Louis Perez to Joe Louis, and that this Petition will be heard before the Honorable DENISE BARELA SHEPHERD, District Judge, on the 1st day of February 2013, at the hour of 11:00 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico. Respectfully submitted,/s/ Joseph Louis PerezJoseph Louis PerezPetitioner, pro seHCS Pub. January 4, 11, 2013



NO. CV 2013-00032

IN THE MATTER OF THE PETITION OFKristin E TikkanenFOR CHANGE OF NAME


(ADULT)NOTICE IS HEREBY GIVEN that Kristin E Tikkanen, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has fi led a Petition to Change Name in the ____________ District Court, ____________ County, New Mexico, wherein she seeks to change his/her name from Kristin E Tikkanen to Kristin Edna Favatella, and that this Petition will be heard before the Honorable JUDGE BEATRICE BRICKHOUSE, District Judge, on the 1st day of Feb 2013, at the hour of 11:00 a.m., at the Bernalillo County Courthouse, ABQ., New Mexico. Respectfully submitted,/s/ Kristin E TikkanenKristin E TikkanenPetitioner, pro seHCS Pub. January 4, 11, 2013

COUNTYBUSINESS

AGENDASTATE OF NEW MEXICO

PUBLIC EMPLOYEE LABOR RELATIONS BOARD

Duff Westbrook, Board ChairPELRB’s next Board Meeting will be held at 9:00 a.m. on Tuesday, January 15, 2013 in the Board’s offi ces on 2929

Coors Blvd NW Suite 303 Albuquerque, New Mexico Meeting Agenda:1. Call to Order2. Approval of Agenda3. Approval of November 8, 2012 Board Meeting minutes4. Public Comments5. Approval of Local Boarda. North Central Regional Transit Authority; PELRB No. 312-126. Appeal of Hearing Offi cer’s Decisions:a. AFSCME v. NM Dept. of Corrections; PELRB No. 311-11b. AFSCME, Council 18 v. State of New Mexico; PELRB No. 144-097. Review and/or Ratifi cation of Hearing Offi cer Decisions:a. Abandonment of Bargaining Unit; UMW and McKinley Countyb. Approval of Settlement - Fleming v. AFSCME, Council 18, AFL-CIO; PELRB No. 110-12c. Approval of Settlement - Chauffeurs, Teamsters and Helpers, Local 492 v. North Central Solid Waste Authority; PELRB No. 311-12. d. AFSCME, Council 18 v. NM Department of Health; PELRB No. 115-12 8. Closed session. Pursuant to exclusions from the Open Meetings Act in Section 10-15-1(H) to Review employee discipline and discuss recruiting and hiring new Administrative Assistant; transfer of fi scal duties.9. New Business:a. Schedule next meeting10. AdjournUpdated and amended Agendas may be picked up at the PELRB offi ce up to twenty-four hours in advance or at the board meeting. The Public Employee Labor Relations Board will generally, upon request, provide appropriate aids and

services leading to effective communication for qualifi ed persons with disabilities so they can participate in the Board’s programs. Anyone who requires an auxiliary aid or service for effective communication, or a modifi cation of policies or procedures to participate in a program, service, or activity should contact the Executive Director of the Public Employee Labor Relations Board, (505) 831-5422 as soon as possible but no later than 48 hours before the scheduled event. Complaints that a program, service, or activity of the Public Employee Labor Relations Board is not accessible to persons with disabilities should be directed to the Executive Director of the Public Employee Labor Relations Board.HCS Pub. January 4, 2011

EMPLOYMENT/DRIVERS

CRYOGENIC TRANSPORTATION LLC

Has an immediate need for Class A CDL drivers out of ALBUQUERQUE, NM. We offer OTR positions (2-3 weeks out at a time), competitive pay, medical benefi ts for you and your family, paid training on product handling, paid uniforms, paid vacations, 401K & MORE! Requirements: 2 years Tractor-Trailer experience, Tank & Hazmat endorsements (or ability to obtain) & Safe Driving Record.APPLY NOW at TheKAG.com Or call Recruiting at (800) 871-4581HCS Pub. December 14, 21, 28, 2012 January 4, 2012


C O M M E N T A R Y

International Tour Management Institute (ITMI), America’s premier training and certifi cation program for professional tour directors and guides, is the fi rst tourism school to integrate human traffi cking awareness training into its curriculum. On January 30th 2013, ITMI will become a signatory to the travel industry’s international Code of Conduct for the Protection of Children from Sexual Exploitation in Travel and Tourism.

ITMI is proud to announce that Marilyn Carlson Nelson, chairman and former CEO of Carlson, which includes Radisson and Radisson Blu Hotels, Country Inns & Suites, Carlson Wagonlit Travel and T.G. I. Friday’s, will be speaking at its Code signing ceremony in Albuquer-que. In 2004, Ms. Nelson co-chaired the World Economic Forum’s annual meeting in Davos, Switzerland. That year, she also signed the travel industry’s Code of Conduct to prevent the sexual exploitation of children in tourism, making Carlson the fi rst U.S.-based, global travel and hospitality company to become a signatory. Ms. Nelson is the former chair of the U.S. Travel and Tourism Advisory Board and the 2010 recipient of the United Nations G.I.F.T. “Business Leader Award” to prevent human traffi cking.

“The travel and hospitality industry is in a unique position to address this problem and we all have a responsibility to do so,” says Ms. Nel-son. Carlson’s more than 170,000 employees in 150 countries receive training to deter the sexual exploitation of children in tourism. Front desk hotel employees, for example, are encouraged to look for vi-sual clues like signs of abuse or fear among potential victims; young people made up to look older; and clients who pay with cash, are reluctant to provide identifi cation or have no luggage.

“As a leader in the education of tour directors, guides and tourism industry professionals it is our responsibility to provide our students and partners with the training to recognize and report potential traf-fi ckers,” said Ted Bravos, CEO of ITMI. “Tourism industry profes-sionals can make a tremendous impact in helping to end this horrifi c crime.”

About ITMI: Since 1976, ITMI has been America’s premier train-ing and certifi cation program for professional tour directors, guides and travel staff. For more information about ITMI or the Symposium, contact Annemarie Osborne [email protected] (800) 442-4864 (415) 957-9489 or visit http://www.itmisf.com.

Marilyn Carlson Nelson to Speak at the

International Tour Managment Institute (ITMI) Symposium on

January 30th in Albuquerque

Happy New Year!!

From all of us at the

Health City Sun

Health City Sun Page 7(505) 242-3010

C O M M E N T A R Y

At one point in his career, Mike “Coach K” Krzyzewski never thought he would see this moment. As the USA men’s basketball team stood

on the podium to receive its 2012 Olympic gold medal, Coach K thought back to a more diffi cult time, when he was in constant pain.

The pain started in his groin and began to consume his daily life. As the men’s basketball coach at Duke University, he needed to support his team, actively running up and down the court. But his pain slowed him down and eventually caused him to coach from a sideline chair.

“I really came close to retiring from coaching because the pain was get-ting unbearable both on and off the court, despite daily medication and physical therapy,” said Coach K. “That ‘99 season could very well have been my last if I had not gotten help.”

Coach K’s Journey To Hip Replacement

He fi nally saw a doctor and found out the pain was caused by severe osteoarthritis in his left hip. In 1999, after consulting with an orthopaedic surgeon, he had his left hip replaced. A couple years later, when he experi-enced similar symptoms in his right hip, Coach K didn’t wait as long. He spoke with his orthopaedic surgeon right away and they decided to replace his right hip. Following both procedures, he underwent post-surgery reha-bilitation to facilitate his recovery.

But Coach K isn’t the only one who has had severe joint pain. In fact, one in fi ve Americans suffers from a debilitating joint disease called os-teoarthritis, a leading cause of disability in the U.S. Osteoarthritis begins with stiffness and pain from the affected joint and can eventually lead to long-term health problems if left untreated. The disease wears down the cartilage in the affected joints, which causes the bones to rub together and

results in swelling, pain and limited range of motion. Still, people wait up to 11 years before seeking hip and knee replacement surgery.*

Resource for Those Experiencing Severe Joint Pain

In an effort to encourage those suffering from severe joint pain to talk to their doctor about treatment options, Coach K teamed up with DePuy Orthopaedics, Inc. to share his experience with osteoarthritis and hip re-placement surgery. His story is part of the booklet “Had I Known Then,” edited by Ellyn Spragins, author of the best-selling “Letters to My Young-er Self®” book series. “Had I Known Then” includes letters from joint replacement patients to their younger selves to provide encouragement and insight about their own experiences.

“With the benefi t of hindsight, I realized that, for all those years when I was suffering from osteoarthritis, I was bringing other opponents to the basketball court—pain, fatigue, lack of movement—and that really lim-ited my ability to be a good leader and coach. I was battling a lot of op-ponents, not just those on the court. I really wish I would have had my hip replaced sooner,” said Coach K.

Through speaking with Coach K and others who suffered from osteo-arthritis, Ellyn Spragins discovered that few people refl ect on the impact their health has on their lives, even though physicality is intimately tied to emotional well-being. With this collection of letters, she hopes the book-let inspires people to learn from the examples of other joint replacement patients and consider the impact that arthritis pain is having on them and their families now and how treatment could affect the course of their lives.

To read the booklet, including Coach K’s letter to his younger self, visit www.HadIKnownThen.com. - (NAPSI)

Mike “Coach K” Krzyzewski Shares Insight Into His Battle With Osteoarthritis

When it comes to skincare, women and men are taking serious aim at enlarged pores.

“The obsession over pores has increased given the link between pore size and skin radiance. Everyone knows that the smaller the pore, the younger, tighter and healthier skin looks,” says board-certifi ed dermatologist Dr. Jody Levine. While we can’t change our genes, Levine confi rms there is hope for keeping enlarged pores at bay. “Properly caring for your skin and following a dedicated skincare regimen is a must in the battle against enlarged pores.”

Pore size is exacerbated by dirt and oil—both of which lead to infl am-mation and acne—so keeping skin clean is essential.

“Your skin needs to breathe, so remember to wash your face each morn-ing and night to remove oils, makeup and so on,” she advises. “Avoid using harsh soaps on your face, as abrasive products can aggravate skin.”

Dr. Levine recommends a targeted regimen from Algenist Skincare’s Multi-Perfecting Collection for the ongoing treatment of pores. “The Pore Corrector Concentrate is a must-have for tightening pores, reducing dis-coloration, smoothing roughness and refi ning skin texture.” Independent clinical testing found the product smooths skin texture by 24 percent and decreases pore size by 10 percent. --- (NAPSI)

Take Aim At Skin Imperfections


C O M M E N T A R Y

Caution: Tablets At WorkEntertaining as they are, tablet computers and smartphones are not

all fun and games.

Consider this: With 75 percent of all work-ers involved in jobs that require mobility, handheld devices are playing an increasing role in business. In fact, according to The Mac Observer, 94 percent of Fortune 500 companies were either testing or deploy-ing iPads for business use, while Forrester Research recently reported that 81 percent of companies have plans for tablet use and predicts 250 million tablets will be in em-ployees’ hands by 2016.

In addition to e-mail and Internet access, workers use tablets for specialized apps or for remote uses such as sales support and customer presentations. Across industries, executives are using them for management dashboards and project management apps.

Health care offi ces are passing out tablets so patients can complete medical histories online. Hospitals use them for electronic record keeping, paperless prescriptions, diag-nostic reports and teaching tools. EMTs and fi re departments use tablets for real-time data to reduce risk, improve safety and support information sharing between agencies.

Tablet use in education is also booming. According to one recent survey, 26 percent of teachers have access to tablet computers and 55 percent of administrators and 47 percent of principals have tablet access. Some school districts let students bring their own tablets to sup-port classroom learning and bring textbooks to life.

Field staff and utility workers such as repair technicians use tablets for appointment information and access to diagrams and repair manuals.

With all these tablets going to work, companies are scrambling for technology that protects their investments. iPads don’t do water. Nor do they do dirt, snow or shock. Whether out at a construction site with dust, shock and weather to contend with or in a classroom where accidental drops and sticky fi ngers can wreak havoc, businesses want their employees to be able to conduct “business as usual” without worrying about their investment going down the drain.

Though there are ruggedized protective cases that allow tablets to withstand some calamities, they can be bulky and limit ac-cess to key tablet functions.

Now there’s an option to protect on-the-go workhorse tablets no matter where they are or what they are doing. Sleekly designed to add only a fraction of an inch to an Apple iPad, the LifeProof nüüd case protects against water, dirt, snow and shock-while maintaining access to all tablet functions. It gets its name from its unique design, which protects the tablet without covering up the screen.

Optional accessories include shoulder and hand straps, a fl oating LifeJacket and

a cover that also functions as an adjustable stand for watching movies or typing. The company also has a line of protective cases for smartphones. (NAPSI)

Beginning March 1, 2013, the U. S. Treasury will

no longer issue paper checks for federal ben-efi ts, including Social Security, instead requir-ing recipients to switch to electronic payments. If benefi ciaries do not set up their own elec-tronic direct deposit to a bank account, they will receive their federal ben-efi ts on a prepaid card.

To provide older Americans with more choices, AARP Foun-dation has endorsed a full-featured reloadable prepaid MasterCard® card from Green Dot

Corporation designed to serve as a direct deposit option for government benefi ts and everyday use. Available online or at participating CVS/phar-macy, Rite Aid and Walgreens stores nationwide, the AARP Foundation

A Financial Tool For Older AmericansPrepaid MasterCard from Green Dot can be used everywhere Debit Mas-terCard is accepted, including to shop online. It does not require a credit check to sign up and never charges overdraft or low balance fees.

There are no monthly service fees as long as the cardholder makes a di-rect deposit of at least $250 in that month. This amount is well below the average monthly Social Security benefi ts of $1,200 for a retired worker and $600 for spouses and children. Otherwise, the monthly fee is $5.95.

Services on the card include an interest-bearing savings account, a na-tionwide ATM network with no withdrawal fees, a free online bill-paying service, and free paper statements upon request. The card and savings ac-count are issued by The Bancorp Bank, Member FDIC, a wholly owned subsidiary of The Bancorp, Inc. The Bancorp Bank; Member FDIC.

“Social Security is a major income source for millions of older Ameri-cans,” said Jo Ann Jenkins, president, AARP Foundation. “The AARP Foundation Prepaid MasterCard from Green Dot provides a safe and reliable option to help them manage their fi nances and protect their ben-efi ts.”

“This product is more than just a prepaid card for federal benefi t recipi-ents,” said Kostas Sgoutas, Green Dot’s Chief Revenue Offi cer. “It’s a convenient, low-cost option for older Americans that can also be reload-ed with funds from other sources, such as a part-time job, or with cash.”(NAPSI)

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