Health Care Advocacy 101 in Floridafor community leaders

Health Care ExpansionMarketplace Enrollment

Overview

• Healthcare coverage in Florida

• Obamacare Quiz

• The Affordable Care Act

• Medicaid (Health care expansion)

• Questions and next steps

Healthcare coverage in Florida

The Strobel Family

“There's that fear in the middle of the night, what am I going to do when I have something or when she has something? How are we going to handle this? And I kind of just close my eyes”

Paulette Wilson

““I think being a United States citizen, and especially having worked and paid taxes, I think all of us should have some sort of affordable care, where at least it’s discounted”

How many uninsured in Florida?• 3.8 million

• That’s more people than the total population of Wyoming, Vermont, District of Columbia, North Dakota, South Dakota and Alaska

Source: Census Bureau Small Area Health Insurance Estimates: 2010

• 557,000 kids

• 1 in 5 Floridians or 1 in 4 non-elderly adults

Uninsured Children• 557,000 Total in 2010 (US Census Bureau Small

Area Health Insurance Estimates)

• Only California and Texas have more uninsured kids

• Fourth highest rate (13.8%)- Nevada, Texas and South Carolina had higher percentage

• National rate is 9.7%.

• One out of every 13 uninsured kids in the US lives in Florida

Obamacare Quiz

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Obamacare Quiz

Q: The new health law, the Affordable Care Act, means that the government is in charge of your health care. TRUE/FALSE?

A: FALSE

The ACA helps low and moderate income people who do not receive coverage through their employer purchase private insurance in a health insurance marketplace.

Obamacare QuizQ: The ACA will require nearly all Americans to have health insurance starting in 2014 or else pay a fine? TRUE/FALSE?

A: TRUE Yes. Starting in 2014, most U.S. citizens and legal residents will be required to obtain health coverage, or pay a penalty. Some exemptions will be granted, for example, for those with religious objections or where insurance would cost more than 8% of their income.

Obamacare QuizQ: The ACA gives states the option of expanding their existing Medicaid program to cover more low-income, uninsured adults.

A: TRUE As enacted, the ACA calls for the expansion of state Medicaid programs beginning in 2014 to cover nearly all individuals under age 65 with incomes up to 138% of the federal poverty level ($15,856 for an individual or $26,951 for a family of three in 2013). But now this is an option for states.

The Affordable Care Actsigned into law March, 2010

The Affordable Care ActMakes insurance more fair

(consumer protections)

• Can’t be denied for a pre-existing condition or charge more if you have one

• Can’t charge women more than men

• Offers coverage to young adults up to age 26

• Requires insurers to spend 80% on direct medical care and less on profit and bonuses

and more…

Health Insurance Marketplace• Compare private health plan options

• Good benefits and guaranteed coverage

• Financial help for most families

Income between 100% to 400% of the Federal Poverty Level (FPL) ($23,550 – $94,200 for a family of four)

Health Insurance Marketplace

Enrollment starts October 1, 2013Coverage starts January 1, 2014

Healthcare.govCuidadodesalud.gov

1-800-318-2596

Medicaid Expansion

• Up to 138% Federal Poverty Level

• $26,951 for a Family of 3

Medicaid Expansion815,000 to 1,295,000

would gain coverage in Florida

• Low income childless adults

• Low income working parent (s)

• Persons with disabilities

Medicaid Expansion- Call to Action

www.healthcareforflorida.orgwww.floridachain.org

Discussion

FloridaCHAIN #FLCHAIN