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HANOVER MARINE
Targeting all types of programsHere’s a sampling of Marine Programs that we have developed:
• Cell Towers
• Collectibles
• Contingent Cargo
• Energy
• Fine Arts
• Household Goods Movers
• Jewelers Block (wholesale and retail exposures)
• Lobster Boats
• Marinas (full service provider for marinas, boat dealers, and yachts)
• Musical Instruments
• Railroad Rolling Stock
• Restoration Companies
Using Programs to create new revenue streams. Programs can be an exciting new business builder for any agency. While very profitable, writing
Programs isn’t for novices. It takes specialized know-how, expertise, flexibility, and creativity —
exactly what you get from your Hanover Marine team.
The Hanover Marine’s Program capability allows you to aggregate business to create synergies,
product focus, and market capitalization. As you move toward agency specialization, Marine Program
business can help you bring your customers the customized products, services, and value they need.
Our innovative Program solutions will help you capture opportunities both within and outside
traditional Marine lines.
As a leader in Programs business and a Top 10 Marine writer, we combine strong Commercial Lines
capabilities and Marine expertise to produce high value insurance solutions for your Program
customers and prospects. We offer local expert underwriters, an innovative suite of products, proactive
risk management solutions, superior claims handling, and turnkey marketing programs to give our
agents a distinct competitive advantage. Working closely with agents, The Hanover team provides
comprehensive, yet customizable solutions along with unparalleled support at every level.
Program support, and then someTo fully support your agency and your Program customers, Hanover Marine offers a wide array of industry-leading products and a broad spectrum of services, offering you a powerful set of competitive advantages.
• Innovation — Our experienced product develop-ment team has the vision and can-do attitude to help expertly target then craft programs for unique and emerging markets. Should a new or unusual opportunity present itself, our team can bring it to market at lightning speed.
• Broad Product Line — Using our extensive portfolio of products in Marine, standard, and specialty lines, you can tailor coverages to meet each client’s specific requirements. Be as focused as you want, or provide a Marine-only program to a broad total account solution.
• Expertise — Our staff of marine experts can work with you to develop tailored coverage to meet the needs of your customers.
• Flexibility — We work closely with our agents and their customers to create flexible and responsive service models. Our ability to be flexible, coupled with creative thinking can help you attract new customers, service a specific group of under-served prospects, and achieve a better overall retention rate.
• Support — Our proactive Loss Control and Risk Management Specialists have deep Marine knowledge and technical skills, allowing them to identify trends and potential problems, then recommend solutions. In addition, we offer a dedicated Marine claims staff with a proven record of successful claims handling, earning high marks from customers for 24-hour claims response and quick turnaround on payments.
• Marketing Support — We recognize that programs need effective marketing to grow and be successful. We offer the essential marketing guidance you need to build program momentum. Our extensive library of proven marketing and sales tools can easily be customized with your logo and association names — from postcards and letters to sales materials.
Why Hanover Marine• Top 10 Marine writer — a leader in Commercial
Inland and Ocean Marine products and solutions.
(Marine is one of The Hanover’s fastest-growing lines.)
• Ongoing Marine investment — allows expansion into
new marketplaces, development of new products,
advanced underwriting training, ability to attract
top talent
• Dedicated Marine team — fast response to rapid
product development needs; quick implementation
coupled with superior service
• National reach — local Marine experts nationwide
with significant authority, focused on helping you
win business with quick, intelligent, thorough
solutions
• Full spectrum of coverages — customizable products,
capabilities, and services for Inland, Ocean, and
Specialty Programs are the best products and
services available in the marketplace
• Expansive appetite — Builders Risk, Contractors
Equipment, Transportation, Telecommunications/
Communications, Special Properties, Special Programs
• Pioneering solutions — open to creating uniquely-
tailored coverages and programs to keep pace with
evolving Marine risks
• Proactive Loss Control and Risk Management —
specialists with deep Marine knowledge and
technical skills who can identify trends and potential
problems, and recommend solutions
• World-class claims services — dedicated Marine
claims staff with proven record of successful claims
handling, earning high marks from customers;
24-hour claims response and quick turnaround
on payments
• Indisputable proof — high ratings for financial
strength and claim-paying ability from A.M. Best
Company, Standard and Poor’s, and Moody’s
• Strong agent partnerships — committed to
nurturing solid partnerships with key agencies
that contribute to our Marine success
Why The Hanover?
The Hanover is a leading property and casualty insurance company dedicated to achieving world-class
performance. Our commitment is to deliver the products, services, and technology offered by the best national
companies with the responsiveness, market focus, and local decision making of the best regional companies.
This powerful combination has been a proven success since our founding in 1852, and all insurance company
subsidiaries are rated “A” (Excellent) by A.M. Best Company.
All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates (“The Hanover”). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage. For more information about The Hanover visit our website at www.hanover.com
©The Hanover Insurance Group. All Rights Reserved.
The Hanover Insurance Company440 Lincoln Street, Worcester, MA 01653
h a n o v e r . c o m The Agency Place (TAP) — https://tap.hanover.com
117-1150 (11/14) LC 2014-384
HANOVER MARINE
Let’s start a program for growth.Since your clients are always looking for new
solutions (and you for new revenue), let’s team
up today to bring them the unique advantages
of Hanover Marine and help grow your agency at
the same time. Contact us today to get started,
and visit us online at hanover.com/marine
