GUIDE TO LIVING IN CYPRUS - hwlhk.com to Living in Cypru 2013.pdf · land famous for its archaeological sites and beautiful beaches. Lying at the crossroads of three continents, it

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GUIDE TO LIVING IN CYPRUS

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14 | AREAS

10 | LOCATION

06 | FACT FILES

50 | EDUCATION

34 | DOING BUSINESS

22 | SEASONS 68 | HEALTHCARE

46 | TRAVEL

28 | IMPORTANT DAYS AND FESTIVALS IN CYPRUS

74 | PERMANENT RESIDENCY

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GUIDE TO LIVING IN CYPRUS | CONTENTS

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74

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92 | BUYING A NEW CAR

88 | RUNNING EXPENSES AND TAXES

82 | ACQUIRING PROPERTY

116 | BEACHES

106 | FOOD AND BEVERAGE EATING OUT & SUPERMARKETS

96 | CAR HIRE 120 | SWIMMING LESSONS

112 | LEARNING LANGUAGES

100 DRIVING IN CYPRUS

100 | FOOD AND BEVERAGE EATING OUT & SUPERMARKETS

124 | USEFUL TEL NUMBERS

GUIDE TO LIVING IN CYPRUS | CONTENTSGUIDE TO LIVING IN CYPRUS | CONTENTS

138 | LEISURE ACTIVITIES

132 | PETS

128 | INSURANCE 150 | SHOPPING IN CYPRUS

142 | WEDDINGS

158 | PAFILIA SERVICES

146 | IEMBASSIES AND VISAS

contentscontents

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FACT FILES GUIDE TO LIVING IN CYPRUS

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Basking in over 340 days of sunshine a year, Cyprus is an ancient land famous for its archaeological sites and beautiful beaches. Lying at the crossroads of three continents, it is a beguiling mix of east and west boasting mountain peaks and deserted beaches and blending untamed beauty with cosmopolitan city life.

GUIDE TO LIVING IN CYPRUS | FACT FILES

OFFICIAL NAME: Republic of Cyprus

AREA: 9,250 km²

POPULATION: 800,000

LANGUAGES: Greek & English

CAPITAL: Nicosia or Lefkosia

WEB DOMAIN: .com.cy

TEL DIALING CODE: +357

HIGHEST POINT: 1.951 m

MEMBER OF: European Union, United

Nations, British Commonwealth

FACT FILES

Sink your toes into warm sand, feel the sun on your skin and look out on the sparkling blue Mediterranean Sea. With a wealth of beaches to choose from, you are bound to find one that suits your taste. There are fine white sandy beaches with shallow turquoise waters, or deep water bays with rocky outcrops perfect for snorkelling or diving. Long stretches of coastline lend themselves to jogging, while secluded coves beckon when you want to be alone. From the quiet backwa-ters of the western peninsula, to the lively

resorts in the east, the island has some-thing for everyone. Savour fresh Mediterranean flavours at numerous restaurants featuring both lo-cal and international cuisine and live the night away to the latest sounds or join in a Greek sirtaki dance. Alternatively, just lie back and enjoy Cyprus’ magical evenings gazing at the stars through clear skies and lulled by the gentle sounds of the night crickets. In Cyprus the living is laidback; you set your own pace. If you’re a nature lover, Cyprus will inspire you. From rugged coasts to mountain peaks, sunny vineyards to cool pine forests, flat expanses of wheat fields to lush citrus orchards, the changing landscape within short distances offers endless opportuni-ties for the artist or photographer in you. Sunshine is practically guaranteed and not just in the summer. As a year round destination, each season has its special allure. Spring, like an impressionist paint-ing, will delight you with its profusion of colour. Autumn is pleasant with its lack of crowds, while the mild winter, when everything turns green, is ideal for hiking and cycling, for taking in the culture, or for long-stay visitors. The island is a must-visit for birdwatch-

ers as there are several endemic bird species and hundreds of migrating birds passing through. Rare plants, such as the Cyprus tulip and cyclamen, will fascinate botanists, while geologists can marvel at majestic rock formations derived from millions of years old oceanic crust. Cyprus is one of the few places in the Mediter-ranean where sea turtles come ashore to breed on the island’s sandy beaches and are strictly protected, as is the elusive mouflon, a rare wild mountain sheep roaming the Troodos mountain sides. You’ll be given the warmest of welcomes in Cyprus. As you travel round the island you will find that the spirit of hospitality is very strong. Cypriots have a reputation for being friendly, so don’t be surprised if they invite you into their homes and go out of their way to treat you as one of the family. Stay in a restored village house or inn, part of the island’s agro tourism project, and experience rural living at first hand.

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GUIDE TO LIVING IN CYPRUS | FACT FILES

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LOCATION GUIDE TO LIVING IN CYPRUS

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By legend the birthplace of the ancient Greek goddess of love Aphrodite, Cyprus is a small European island country located in the northeastern corner of the Mediterranean Sea. The geography of Cyprus includes the central plain, the Mesaoria Plain, which is bordered by the Kyrenia and Pentadactylos mountains to the north, and the Troodos mountain range to the south and west.

Since the dawn of recorded history, Cyprus has been one of the most sought-after areas of the region. Ancient Greeks, Egyptians and Romans, along with Cru-saders, Byzantines, Franks and Ottomans, have all left a remarkable legacy for the modern visitor to explore. Cyprus is endowed with golden beaches boasting clear blue waters, pine-scented forests and a superb climate. It is the sunniest country in Europe with over 300 days

of sun annually. The environment is one of the healthiest in the world according to the World Health Organization and is relatively unspoiled by industrialization.

With a total area of 9251km2, Cyprus is the third largest island in the Medi-terranean. It enjoys a prime location, benefiting from a wide network of air-routes from both scheduled and low-cost airlines that connect it with Europe, Africa and Asia. This, combined with its ideal climate and excellent tax and financial benefits, make it a location of choice for many affluent business-minded individu-als and companies. Numerous studies have also cited Cyprus as the number one place for retirement and relocation. Its popularity is due to its first-class infra-structure, relaxed lifestyle, beautiful land-scape, safe environment and of course, the taxation advantages it offers.

Boasting mountain peaks and beautiful beaches, Cyprus is a sport enthusiast’s delight offering alpine sports during the winter months and aquatic sports all year-round. In fact, the area offers sporting temptations for practically every interest, from golf, deep-sea fishing and horse riding to hiking and even quad biking.

An EU member state since 2004, Cyprus is one of the most progressive and ef-ficient business locations in Europe due to its strategic location, state-of-the-art telecommunications infrastructure, highly skilled human capital and favourable tax system. Some of the key attributes which continue to play a role in Cyprus’ devel-opment into an international shipping and financial centre are:

- Low personal & company taxation- Corporation tax regime 12.5%- No inheritance tax- Stable economy, well-regulated country- Strategic geographical position- Financial & ship management centre- Solid infrastructure & advanced telecommunication network- Efficient legal, banking and accounting service- Sustainable growth- Excellent historical ROI- Well educated population- Great climate- Excellent healthcare system- First-class education system

LOCATION

GUIDE TO LIVING IN CYPRUS | LOCATION 2CHAPTER

KEY DISTANCES FROM PAFOS

Lagos, Nigeria 4330 km

GUIDE TO LIVING IN CYPRUS | LOCATION

New Delhi

Cyprus

Cairo

Beirut

Astana

Lagos

Kuala Lumpur

Pretoria

Moscow

St. Petersburg

Beijing

Shanghai

Pretoria, South Africa 6672 km

Cairo, Egypt 505 km

Beirut, Lebanon 299 km

Moscow, Russia 2367 km

Saint-Petersburg, Russia 2794 km

New Delhi, India 657 km

Kuala Lumpur, Malaysia 7910 km

Shanghai, China 8035 km

Beijing, China 7197 km

Astana - Kazakhstan 2252 km

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AREASGUIDE TO LIVING IN CYPRUS

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GUIDE TO LIVING IN CYPRUS | AREAS

In ancient times Pafos was the centre of the cult of Aphrodite. Swim in the sea by the rocks known as Petra tou Romiou where the goddess was believed to have risen from the waves, make a pilgrimage to her sanctuary at Kouklia, or visit the grotto near Polis where she was sup-posed to have bathed.Pafos, with its pleasant harbour and medieval fort, combines a cosmopolitan holiday resort, spectacular countryside and historical sites. It was the capital of

Cyprus for 600 years in ancient times and its archaeological legacy is such that UNESCO put the whole town on its World Cultural Heritage List.The intricate floor mosaics in villas dating back to the Roman period depicting scenes from Greek mythology are con-sidered among the finest in the Eastern Mediterranean. Equally impressive are the underground Tombs of the Kings carved out of solid rock and decorated with Doric pillars.

If peace and quiet in harmony with nature are what you are after, head for the Polis area. The Akamas peninsula is an area of natural wilderness with dramatic coastlines and sandy coves. Here you can explore the various picturesque vil-lages, walk along one of the many scenic nature trails or take a boat trip along the dramatic coastline that all form part of Aphrodite’s playground.

PAFOS

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Polis is a small town situated on the North-Western coast of the island, at the centre of Chrysochous Bay. The pic-turesque town borders the protected Akamas peninsula, an exceptionally beautiful nature reserve, with a stunning array of wildlife. The area offers a plethora of secluded beaches with crystal clear waters, undoubtedly some of the best

on the island. The town centre offers a great selection of cafes and restaurants in addition to all the essential modern day amenities. Latsi is the picturesque harbour of Polis, reputed for its superb fish tavernas that overlook the newly extended marina.

POLIS

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LIMASSOL

The island’s second largest city, Lemesos (Limassol) spreads out between two ancient city-kingdoms, Amathous to the east and Kourion to the west, two of the most spectacular archaeological sites in Cyprus. It is the island’s main port, the centre of the wine industry and a bustling holiday resort. A large number of hotels and hotel apartments line a 15 km coastline interspersed with eucalyp-tus groves and linked by a promenade popular with walkers or joggers.

The medieval castle was the site of the royal wedding in the Middle Ages between Richard the Lionheart and Berengaria of Navarre, and now houses the Cyprus Medieval Museum. Browse through the array of goods and produce in the atmospheric Market. The town’s inhabitants are renowned for their love of fun so not surprisingly the nightlife is varied, with all sorts of tavernas, discos and clubs. Enjoy a summer concert under the stars in the Greco-Roman theatre of

Kourion, or join in the Bacchian excesses at the Wine Festival in September, or have fun at the Carnival with its fancy dress chariot parade and parties.Germasogeia dam and Akrotiri salt lake, at the edge of the Monastery of St Nicho-las of the Cats, are unique wetlands ideal for observing nature and wildlife and peaceful places to relax, go for a walk or indulge in some angling or bird watch-ing.


NICOSIA

Situated in the middle of the island Lefkosia (Nicosia) is a busy modern commercial and business centre and the capital of Cyprus. The centre of the city is its old quarter surrounded by a Venetian sandstone fortress wall with a moat and heart-shaped bastions. Wander round narrow streets with their overhanging balconies and the beautifully restored pe-destrian precinct with craft shops, cafés and tavernas. Mosques and palm trees give an oriental atmosphere to the old

city. In the evening catch a concert in the moat or an exhibition at the Famagusta Gate, one of the three original entrances into the old city, which has now been restored and is used as a cultural centre. The Cyprus Museum houses the best col-lection of archaeological artefacts on the island, including a first century AD Roman statuette of Aphrodite of Soli, while the Leventis Museum depicts the history of the town.Venture out of Nicosia through olive

groves and orchards and drive up into the pine forest to the Monastery of Machairas. On the way visit Tamassos, an ancient copper producing city, and nearby Agios Irakleidios Convent, which was built in honour of Cyprus’ first bishop saint. Further on picturesque villages abound, such as those of Pera and Fikar-dou with their cobbled streets, preserved stone and adobe houses, which will give you a glimpse of rural life in Cyprus.


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LARNAKALarnaka was the second home of St. Lazarus, who lived here after his resur-rection and later became its first Bishop. The impressive 10th century Church of St Lazarus in the centre of the town was built over the saint’s tomb and is one of the finest examples of Byzantine architec-ture in Cyprus. The town is built over the ancient city kingdom of Kition, a rich sea port and major centre of the copper trade which later became a Phoenician stronghold.

Its remains can be seen today in its cyclopean walls made of giant blocks of stone and a complex of 12th century BC Mycenaean Greek temples. Stroll along the palm-lined sea-front promenade and indulge in some people watching at one of the many cafés or restaurants. The nearby marina is a friendly community of local yacht owners and a haunt for yachtsmen from all over the world. On the outskirts of Larnaka, the Angelok-tisti Church in the village of Kiti has rare

6th century Byzantine mosaics. Solitary Stavrovouni, dramatically perched on the peak of a mountain top, is one of the oldest monasteries in Cyprus. The hills are dotted with picturesque villages like Vavla or Lefkara, famous for its local lace and its filigree silver-ware. Choirokoitia with its reconstructed round huts and Tenta are important Neolithic settlements, the former being a world heritage site.


TROODOS MOUNTAINS

The imposing Troodos mountain range rises to 1,952m above sea level, stretch-ing across most of the southwestern part of Cyprus. Nestled within this region are some of the island’s most picturesque and tranquil communities. Charming villages, many with cobbled streets and preserved traditional architecture built on

terraced slopes, amid vineyards, almond trees, apple orchards and cherry blos-soms. There are many famous mountain resorts, forest parks and nature reserves, four different ski slopes for skiers and snow-boarders, Byzantine era monaster-ies and churches, many of which are UN-ESCO protected, nature trails for walking

or cycling, wineries and wine routes . The area has been known since ancient times for its mines, and in the Byzantine period it became a great centre of Byzantine art, as churches and monasteries were traditionally built in the mountains.


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SEASONS GUIDE TO LIVING IN CYPRUS

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GUIDE TO LIVING IN CYPRUS | CYPRUS SEASONS

APRIL-MAY: Days are pleasantly warm, but temperatures may fall a bit at night. • Medium-weight and summer apparel. • Excellent season for those who prefer to enjoy nature as the countryside is green and flowers are in blossom.

JUNE-JULY-AUGUST: Warmest months of Summer. • Very light weight summer clothing. • Ideal for swimming and all beach/water activities.

SEPTEMBER - OCTOBER: Warm days, cool October evenings. • Light weight apparel for the day and medium-weight for the evenings in October.

NOVEMBER: Pleasantly warm days. • Medium-weight apparel. Light woollies. • Ideal weather for autumn travel. Lunches in the open-air still a delight. Sunbathing and even swimming can still be enjoyed, as well as most outdoor sports.

DECEMBER-JANUARY: It may rain occasionally, yet the promise of glorious sunshine is still there. • Winter clothing-not heavy coats though! • Outdoor activities and excursions can be enjoyed.

FEBRUARY: The possibility of exceptionally warm days. Almond trees in blossom, occasional rain and mild day time temperatures are the harbingers of spring. It can be quite cold however in the evenings. • Winter apparel. • Conditions are ideal for snow skiing on Troodos mountains.

MARCH: Moderating weather with plenty of sunshine and with nature at its best. • Winter apparel with medium-weight wear. • Most outdoor activities can be enjoyed and March is an excellent period for long country walks. Weather in Cyprus

CYPRUS SEASONS

CYPRUS AVERAGE TEMPERATURES

Cyprus enjoys an intense Mediterranean climate, with long, dry summers from mid-May to mid-October and with mild winters from December to February which are separated by short autumn and spring seasons. Extreme weather, typhoons and flooding are non-existent in this mild-weathered Mediterranean island. Summer is the season of high temperatures with cloudless skies but the sea breeze creates a pleasant atmosphere in the coastal areas. Winters are mild with some rain and snow on Troodos Mountains. In Cyprus there is abundant sunshine. Even in December and January there is an average of six hours of bright sunshine per day.

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Mean monthly AIR temperature

J F M A M J J A S O N D

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C 0 F 0

Mean monthly SEA temperature


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C 0

Hours of sunshine per day


141210

86420

C 0

GUIDE TO LIVING IN CYPRUS | CYPRUS SEASONS

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GUIDE TO LIVING IN CYPRUS | CYPRUS SEASONS GUIDE TO LIVING IN CYPRUS | CYPRUS SEASONS

The tables below display average monthly climate indicators in major cities based on 8 years of historical weather readings:

Jan

Jan

Jan

Jan

Jan

12

12

12

13

12

Avg. Max Temperature





NICOSIA

AGIA NAPA

PAFOS

LIMASSOL

LARNAKA

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16

17

17

17






6

9

7

8

7

Avg. Min Temperature





5

8

9

8

8

Avg. Rain Days

Avg. Rain Days

Avg. Rain Days

Avg. Rain Days

Avg. Rain Days

Feb

Feb

Feb

Feb

Feb

13

12

12

13

12

16

16

17

17

17

5

8

7

8

7

3

6

7

6

6

Mar

Mar

Mar

Mar

Mar

16

14

13

14

14

18

19

18

18

19

7

10

8

9

8

3

5

7

6

6

Apr

Apr

Apr

Apr

Apr

21

17

16

17

17

23

22

21

21

22

10

13

11

13

12

1

4

5

4

5

May

May

May

May

May

27

23

20

21

22

29

27

24

26

27

10

17

14

17

16

1

1

2

2

2

Jun

Jun

Jun

Jun

Jun

30

26

26

24

24

33

31

28

29

31

19

21

17

20

20

0

0

0

0

0

Jul

Jul

Jul

Jul

Jul

33

28

26

27

27

36

33

29

31

32

22

23

20

23

22

0

0

0

0

0

Aug

Aug

Aug

Aug

Aug

32

29

26

27

28

36

33

30

31

32

22

24

21

23

22

0

0

0

0

0

Sep

Sep

Sep

Sep

Sep

29

26

24

25

26

32

31

28

29

31

19

21

18

21

20

0

1

1

0

0

Oct

Oct

Oct

Oct

Oct

24

23

21

22

22

28

28

26

27

28

15

18

16

17

17

1

3

3

3

4

Nov

Nov

Nov

Nov

Nov

18

18

17

17

17

21

22

22

22

23

10

13

12

13

12

3

5

6

5

5

Dec

Dec

Dec

Dec

Dec

14

14

14

14

14

17

17

19

18

18

7

10

9

9

9

3

7

7

6

6

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IMPORTANT DAYS AND FESTIVALS IN CYPRUS


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JANUARY - FEBRUARY01 January, New Year. New Year ‘Protochronia’... As the clock strikes twelve, the New Year is marked in a big way with fireworks filling the night sky. A plethora of parties and events occur while everyone is welcoming the New Year ‘Kali Khronia’

06 January, Epiphany ‘Fota’. The 12th day of Christmas…The festival of Epiphany (6 January) is known in Cyprus as ‘Ta Fota’ which means ‘the light’ and is a big festival that celebrates the baptism of Christ and celebrations take place in all the harbours. The Bishop leads a procession of school children and members of various youth organizations accompanied by the local band along to the harbour. During the Epiphany service, the Bishop dramatically tosses his proces-sional cross into the sea to bless the waters and scores of local lads dive in quickly to retrieve it - he who does is ensured of good luck for the year!

A brief ski season! January usually means snow time in Cyprus although the snowfall can be unpredictable. As soon as the weathermen announce the first snow on the mountains, families head up to the Troodos for a day in the snow. When there is enough snow, all the ski kit as well as snowboards and sledges can be hired at the ski stores at Sun Valley One. For those who would rather not ski, the Cyprus Tourism Organiza-tion (CTO) has charted some good nature trails although seeing the various plants and herbs can be tricky when they have been dusted with snow!

MARCH - MAYCarnival time! Around late February or beginning of March (the dates are movable, depending on the date of the Greek Orthodox Easter) there are ten days of fun when everyone celebrates the Carnival with feasts and fancy-dress parties and parades. Carnival is celebrated in every town but Limassol is the focus for the celebrations with traditionally the liveliest and most entertaining events. The first day of the Carnival sees a

lively procession through the streets with scores of decorated floats and one carrying a very special visitor – King Carnival! Over the next few days there are numerous parties and parades and everyone is in a festive mood. On the last day of Carnival – Sunday - King Carnival bids everyone a lively cheerio for another year!

Monday of Lent. The day after the Carnival ends is ‘Green Monday’ a really big family festival that marks the start of the 50-day Orthodox Lenten fast which ends after midnight on Easter Saturday. On Green Monday or ‘Kathara Deftera’ everyone heads for the countryside with a huge vegetarian picnic and flying kites. There are many kite-flying competitions and some excel-lent stunt kites can be bought cheaply in local shops but many of the competitors have spent hours creating sizeable home-made kites and these are great fun to watch in action! Tradition-ally, it is considered to mark the beginning of the spring season.

25 March, Greek Independence Day - is one of the most significant national holidays in Greece. It is both a religious holiday celebrating The Annunciation to the Virgin Mary and a national holiday honouring the 1821 Greek Revolution against the Turks. A national military parade takes place.

1 April, Greek Cypriot National Day. Honours 1st April 1955 which marked the start of the heroic EOKA rebellion for Cyprus to gain independence from the British.

Easter ‘Pascha’. During Holy Week there are daily church services at sunset. Easter is the greatest festival of all. On Easter Saturday evening youngsters prepare a bonfire near their church which is lit in memory of Judas and his betrayal of Christ. At about 11.30 pm everyone gathers for the Easter midnight service. Visitors are welcome to join in, but need to have one of the special Easter candles that can be bought in kiosks and supermarkets. The priest (Pater) begins the service to a packed congregation and it reaches its crescendo at midnight.

IMPORTANT DAYS AND FESTIVALS IN CYPRUS

GUIDE TO LIVING IN CYPRUS | IMPORTANT DAYS AND FESTIVALS IN CYPRUS

Cyprus is host to a variety of annual arts, historical, religious and sporting events and festivals which draw crowds from across Cyprus and the world. Many of these events take place between autumn and spring, when the weather is cooler. There are also a number of important cultural events such as the Wine Festival and the Pafos Aphrodite Festival.

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01 January, New Year. New Year ‘Protochronia’...

A brief ski season!

25 March, Greek Independence Day

06 January, Epiphany ‘Fota’. The 12th day of Christmas…

Carnival time!

1 April, Greek Cypriot National Day.

Monday of Lent.

Easter ‘Pascha’.

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16

19

12

15

18

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14

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101 May, May Day ‘ Protomagia’ and Labour Day.

Shakespeare Festival, Kourion.

Limassol Wine Festival.

Pafos Aphrodite Opera Festival

The Anthestiria Festival

Ayia Napa Festival

International Festival of Ancient Greek Drama

1 October, Cyprus Independence Day.

Kataklysmos.

Commandaria Festival.

KYPRIA Festival

28 October, Greek National Day.

1 May, May Day ‘ Protomagia’ and Labour Day. Traditionally, to cel-ebrate spring; flower wreathes are hung outside the entrance doors to ward off evil. To honour Labour Day a big parade takes place to celebrate the economic and social achievements of the workers.

The Anthestiria Festival is a cel-ebration for spring and flowers. In most towns a parade of floats and youngsters decorated with beautiful, colourful, fresh flowers takes place yearly in May.

JUNE – JULYKataklysmos. A true Cypriot festival. Fifty days after the Orthodox Easter is the Festival of the Flood, ‘Kataklysmos’ a festival only found in Cyprus and a few coastal villages in Greece and is marked by the feast of the Pentecost. Kataklys-mos celebrates ‘the flood’ and the saviour of mankind and the animals by Noah in the ark according to the Old Testament. The celebrations are all focused on water and big festivals take place in all seaside areas with the most popular and biggest occurring in Larnaca. The sea front prom-enades are converted into large open-air fairs with games, entertainment, toys and traditional food stalls. A popular tradi-tion considered very lucky is to sprinkle each other with water, symbolising the purification of the body and the soul. The events which last for 7-10 days include boat and swimming competitions, traditional songs and dances and music contests. After sunset there is music and dancing until late into the night with famous artists.

Shakespeare Festival, Kourion. Kourion ancient amphitheatre makes the perfect venue for the summer Shakespeare festival. Kourion is also used for concerts and performances of internationally-known artists such as Vanessa Mae, Vicky Leondros and Nana Mouskouri.

AUGUST – SEPTEMBERAyia Napa Festival is a lively event in the beautiful holiday resort featuring traditional Cypriot music and dances, theatre, concerts with Cypriot, Greek and international artists and plenty of family entertainment.

Commandaria Festival. Visit the mountainous wine villages of Kouris Val-ley and celebrate the start of the grape harvest. Join and taste the delicious sweet wine Commandaria.

Limassol Wine Festival. The end of August is a fun time to be in Limassol because the Limassol Wine Festival takes place in the town’s Municipal Gardens along the sea-front near the old town! The festival which began in 1961 to help promote the island’s wines is the largest of Cyprus Festivals. The festival celebrates the rich history of wine production in Cyprus with traditional music, dancing, traditional Cypriot food and of course unlimited wine.

International Festival of Ancient Greek Drama in Pafos is a renowned cultural event which takes place in August with theatre performances of ancient play writers such us Aristophanes, Sophocles and Evripides.

KYPRIA Festival is also one of the most significant cultural events in Cyprus with performances including ballet, thea-tre, arts, cinema, opera and music with distinguished artists from Cyprus and around the world.

Pafos Aphrodite Opera Festi-val takes place in September, a month after the Ancient Greek Drama Festival, in a magical atmosphere in front of the Pafos Medieval Castle. The opera festival includes performances by esteemed, worldwide known casts. This popular

autumn event is one of the highlights of Cyprus’s cultural calendar where classi-cal opera lovers experience three days of love, passion and tragedy under the stars.

OCTOBER1 October, Cyprus Independ-ence Day. Celebrating 01 October 1960 when Cyprus gained independ-ence from the British and the creation of Cyprus as an independent, democratic state.

28 October, Greek National Day. Celebrating the ‘Ohi’ (meaning No) day with parades and traditional dancing. The day commemorates the famous nega-tive reply by the Greece’s Prime Minister Metaxas to Mussolini in 1940 after the latter demanded the surrender of Greece.

DECEMBER25 December, Christmas. Cel-ebrating the birth of Jesus Christ with church services, Christmas carols and events and parties. The second most important festival in the Greek Orthodox calendar.


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DOINGBUSINESS


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GUIDE TO LIVING IN CYPRUS | DOING BUSINESS

TAXCyprus’ entry into the European Union, combined with a tax reform in its legislation has further en-hanced the islands attractiveness to (offshore) International Business Companies (IBCs).This reform has removed distinctions between local companies and IBCs, enabling both to benefit from uniform taxation rates and a European status. Cyprus based companies enjoy the lowest tax rates in Europe, which is one of the key reasons that it has become the favoured location for invest-ments to and from other European Union countries, ex-Soviet Union countries, Asia and many other locations.

Cyprus also offers numerous additional advantages to businesses, such as its strategic location be-tween three continents, excellent infrastructure and telecommunication network, efficient legal, banking and accounting services, highly skilled human capital and of course its stable economy.

All companies that are tax residents of Cyprus are taxed on their income accrued or derived from all sources in Cyprus and abroad. A non-Cyprus tax resident company is taxed on income accrued or derived from a business activity that is carried out through a permanent establishment in Cyprus and on certain income arising from sources in Cyprus. A company that is managed and con-trolled in Cyprus is considered resident.

The corporation tax rate for all companies is 12.5%

BASIS OF CYPRUS TAXATION

CYPRUS CORPORATION TAXES

Cyprus IBCs enjoy the following major fiscal advantages:

• From 1 January 2003 there is no distinction between local Companies and IBCs. Net profits of IBCs, and international branches managed and controlled from Cyprus, are taxed at 12.5%• International business branches and international business partnerships, which are managed and controlled from abroad are exempt from corporation and income tax• No withholding tax on dividend distribution and payments of interest and royalties• Profits earned from a permanent establishment abroad are fully exempt from corporation tax• Dividend income is exempt from corporation tax provided the direct holding is at least 1% of the share capital of the overseas company. This exemption will not apply if the company paying the dividend engages in more than 50% of its activities introducing investment income and the foreign tax burden on the income of the company paying the dividends is substantially lower than that in Cyprus.• Employees of foreign entities can get a work permit visa in Cyprus, provided they work in executive positions or in positions where similar skills cannot be found amongst the Cyprus labour force • Foreign employees resident in Cyprus will be taxed the same way as the local employees. If employed outside Cyprus, the salaries are tax exempt provided they are remitted through Cyprus.• Income derived by a way of interest on foreign capital imported and deposited to banks in Cyprus is tax exempt. Other interest received is subject to defence fund contribution at 15%. Interest earned from trading activities or closely related trading activities is liable to 10% tax.• No tax from the sale of shares• Over 40 double tax treaties with countries across the world

6CHAPTER


An individual is tax resident in Cyprus if he spends more than 183 days in Cyprus in any one calendar year. Days in and out of Cyprus are calculated as follows:

• The day of departure from Cyprus counts as a day of residence outside Cyprus. • The day of arrival in Cyprus counts as a day of residence in Cyprus. • Arrival and departure from Cyprus on the same day counts as one day of residence in Cyprus. • Departure and arrival in Cyprus on the same day counts as one day of residence outside Cyprus.

CYPRUS PERSONAL TAXATION

• No capital gains tax except on the sale of immovable estate situated in Cyprus• No time restrictions on carrying forward tax losses• Group relief for utilization of tax losses• VAT system not applicable on offshore activities• Capital allowances and expenses for the purpose of business are allowable for tax purposes• No stamp duties on normal trading activities• Exemption from estate duty on shares in foreign companies inherited in Cyprus• No exchange control restrictions (bank accounts in any currency, anywhere in the world)• Confidentiality and anonymity of the beneficial owners is assured by disclosing their details only to the Central Bank of Cyprus

38 39


CYPRUS PERSONAL TAX RATESThe following income tax rates apply to individuals:

Taxable income

(EUR) %

0 -19,500 019,501 - 28,000 20

28,001 - 36,300 25

36, 301- 60,000 30

Over 60,000 35

Normal tax rate

Foreign pensions are taxed at the rate of 5%. An annual exemption of €3,420 is granted.

Pensions receivable from abroad by a resident in respect of services rendered outside Cyprus are taxed at a flat rate of 5%, after de-duction of the first €3,417, if the individual elects to do so. In the case of an individual taking up employment in the Republic, who was non-resident prior to his employment an allowance of 20% of his remuneration to a maximum of €8,543 is given for a period of three years. Salaried services rendered abroad for a total period of more than 90 days to a non-resident employer or at a permanent establishment (PE) abroad of a resident employer are exempt from income tax.

Capital gains tax is paid on gains arising from the sale of immovable property. Tax due is 20% on gains realised, which is calculated as follows:

Proceeds from the sale less cost of property, professional and legal fees, commission, interest paid, inflation allowance and invest-ment allowance (€17,086 on disposal of any property and €85,430 on disposal of residence provided that it has been used as the main residence for at least 5 years prior to the sale).The investment allowance is granted only once, unless it has not been exhausted at the first sale, in which case any balance would be carried forward. The investment allowance is granted to each owner of the property. For example, if a husband and wife own the property, then the total investment allowance is €34,172.

This was abolished as of 1st January 2000.

CYPRUS CAPITAL GAINS TAX

CYPRUS INHERITANCE TAX


40 41


LEGAL

TOURISM

BANKING

Cyprus is a common law jurisdiction and as such applies English Common Law principles where there is no Cyprus legislation in force. These principles apply with regard to both substantive and procedural matters.One common law principle or doctrine which is of fundamental importance to Cyprus’ judicial and court system is that of “stare de-cisis”, according to which Cyprus courts are bound to follow decisions of courts at a higher level (i.e. judicial precedents). In practice, before reaching a decision, a court will apply the general rule that for the same legal matter (constitutional, statutory etc.) the court has to follow the reasoning on the same matter of a superior court (i.e. the Court of Appeal - in Cyprus the Supreme Court - or the plenary of the Supreme Court ).

Cyprus receives annually around 2.3 million tourists, 30% of which have their vacations in Paphos, 30% in Limassol and the rest of the 40% is divided into the rest of the areas of Cyprus. Tourists from the UK are the most numerous, around 900,000 people, followed by Russia at around 500,000, and then a mix of other European countries. Tourism has seen increases of 10% per year for the past 3 years, primarily the increase coming from Russia. Chinese tourists are have also increased significantly but starting from a low base. Tourism is estimated at between 12-15% of the GDP of the country.

The Cyprus banking and financial services sector is diverse, comprising of domestic banks, co-operative credit institutions, international banking units (IBUs), insurance companies, and other companies that offer financial intermediation services. There are many foreign banks from the Middle East, Europe, Africa and Asia that operate as subsidiaries, branches or repre-sentative offices . In 2004 Cyprus completely liberalised capital movements enabling the former IBUs to provide credit and full banking services as branches or subsidiaries of foreign banks.Cyprus offers a wide range of commercial and private banking services for businesses and individuals. These include the trans-

fer of pensions, salaries and investment income from abroad. A number of account types are available, including offshore, savings, current and foreign currency accounts. All major credit cards, such as Visa, MasterCard and AMEX are issued and widely accepted in Cyprus. Cash point cards are commonly used as are cheque books, standing orders and direct debits, etc. Internet and telephone banking services are also offered by all Cypriot commercial banks. We are delighted to refer Pafilia homeowners to any of the local banks and assist with the necessary formali-ties and paperwork involved in opening a local bank account, arranging credit facilities, or requesting a loan.

The sources of Cyprus Law are the following:

• European Law (in certain cases);• The Constitution; • International agreements ratified by the House of Representatives;• Laws enacted by the House of Representatives;• Subsidiary Legislation;• Judicial precedents;• English Common Law.


42 43

GUIDE TO LIVING IN CYPRUS | SETTING UP A BUSINESS

SETTING UP A BUSINESSThere are many reasons why someone would choose to invest money in creating a business in Cyprus:

• Cyprus is a member of EU and the Eurozone

• Strategic location at the crossroads of Europe, Africa and Asia

• Lowest taxation in Europe with many double taxation treaties across the world

• Highly educated human talent – English very widely spoken

• Clear legal framework

• Well developed infrastructure

• Ease of doing business

• Quality of life

• Government incentives

Cyprus is an open economy. There are no restrictions in setting up a company by foreigners and a foreigner, even one single per-son, can be the sole shareholder of a company.

There are many service providers who can assist in setting up a company, including company formation, bank account opening, tax and VAT registrations. In addition they also specialise in the routine ongoing maintenance and proper operation and compliance of a company: accounting, bookkeeping, tax, audit, administration, statutory books maintenance, nominee services, etc

The first step in the process is the choice of the name of the company. An application is filed to the Registrar of Companies with the requested name. The name must include the word “Limited” or its abbreviation “Ltd” to signify limited liability status.The period for the approval of the name is 5 business days. For urgent cases some law firms can offer a list of names already ap-proved by the Registrar of Companies.

Once approval for the company name is obtained, the memorandum and articles of association of the company are prepared and submitted for registration to the Registrar of Companies together with the information regarding the officers and shareholders of the company.

The share capital can be expressed in any currency and there is no minimum paid up capital. It takes approximately 7 working days to obtain a company registration number and the company’s corporate documents, i.e. incor-poration, director, shareholder and registered office certificates.

• Photocopy of passport(s) - or corporate legal (entity) documents if the ultimate beneficiary Owner is an entity - this applies to

each beneficial owner

• Bank reference for each beneficiary and proof of address (utility bills etc.)

• Signed company formation instruction form

Necessary documentation required for the formation of a Cyprus limited company :

A certain procedure is followed for the registration of the company:


44 45


It is required by Law that the secretary must be appointed by the directors. Although the nationality of the secretary is immaterial, it is recommended that the secretary of the company be resident in Cyprus.

Director

Secretary

The minimum number of directors is one, who can be either an individual or a legal entity. The same requirement is provided for the shareholders. The difference is that the nationality of the directors is crucial, while the nationality of shareholders is immaterial.Usually members of a legal firm are appointed as nominee directors in order to execute the board meetings and resolutions in Cyprus. In this way, management and control takes place in Cyprus for tax purposes.

The prevailing method used is to employ for its representation Cypriot nominees. Members of legal firms can undertake this by registering their names in the memorandum and articles of association.

After the incorporation of the company the nominees have the option to transfer their subscription shares to the actual sharehold-ers by issuing instruments of transfer. Another choice is for the nominees to continue to hold the shares on trust on behalf of the beneficial owner.

A nominee shareholder acts on behalf of the beneficial owner. At the same time, the appointed nominees are not actually enti-tled to manage the company without the approval of the beneficial owner. Holding the shares on trust on behalf of the beneficial owner guarantees a high level of confidentiality.

The following documents are provided by the nominee to protect the security of the beneficial owner:

• A trust deed;

• Instruments of transfer (bearing no date);

• Directors’ resolution approving the transfer of shares to the actual shareholder;

• The original share certificates issued in the names of the nominee shareholders;

• Undated letters of resignation of the nominee directors.

beneficial owners and of the signatory, the Board’s resolution, and the signed application opening forms. Cyprus banks can offer internet banking and fax trading. Debit or credit cards can be issued provided that a fixed amount is secured in the account.

Nominee shareholders

Registered office

The Cyprus company law requires the presence of the registered office of the company to be in Cyprus. ConfidentialityAll information provided by the beneficial owner is treated as strictly confidential. The appointment of nominee directors, share-holders and secretary guarantees the protection from the disclosure of information about the beneficial owner to any governmen-tal institution.The name of the beneficial owner is required only in case of opening a bank account in Cyprus banks. However, the bank does not disclose the information about the beneficiary to any other institutions. The signatory of the bank account can be the beneficial owner personally or the appointed nominee shareholder (but it must be an individual, legal entities cannot become signatories).

Bank Accounts

A company may own one or more bank accounts in any currency with a Cyprus bank. The bank account may be opened on the same day provided the corporate documents are submitted, a bank reference letter and certified true copies of the passports of the beneficial owners and of the signatory, the Board’s resolution, and the signed application opening forms. Cyprus banks can offer internet banking and fax trading. Debit or credit cards can be issued provided that a fixed amount is secured in the account.


46 47

TRAVELGUIDE TO LIVING IN CYPRUS

48 49

GUIDE TO LIVING IN CYPRUS | TRAVEL 7CHAPTER

TRAVEL OVER VIEWAirports :Cyprus has two International Airports and are both managed by Hermes.Website for Hermes Airports : http://www.hermesairports.com

Sample Prices with Easy Jet as indicated in March 2013:

Cyprus (Larnaca) - Milan MXP – September - £35.46

Cyprus (Larnaca) - London Gatwick – January - £36.36

Cyprus (Larnaca) - Milan MXP – June - £39.05

Cyprus (Larnaca) - London Gatwick – February - £36.36

Car Distances between towns:

Cruises:

Salamis http://www.salamiscruiselines.com Louis Cruises http://www.louiscruises.com

NICOSIA

LIMASSOL

PAPHOS

LARNAKA

TROODOS

AGIA NAPA

PARALIMNI

POLIS

LARNAKA AIRPORT

PAPHOS AIRPORT

-

83

146

45

71

80

84

176

50

142

83

-

68

66

45

106

110

98

70

63

146

68

-

135

113

175

178

35

140

15

45

66

135

-

111

41

45

165

5

130

80

106

175

41

152

-

4

197

45

169

80

106

175

41

152

-

4

197

45

169

84

110

179

45

156

4

-

201

49

173

176

98

35

165

148

197

201

-

175

45

50

70

140

5

111

45

49

175

-

125

142

63

15

130

100

169

173

45

125

-

NICOSIA LIMASSOL PAPHOS LARNAKA TROODOS AGIA NAPA PARALIMNI POLIS LARNAKA AIRPORT PAPHOS AIRPORT

GUIDE TO LIVING IN CYPRUS | TRAVEL

50 51

EDUCATIONGUIDE TO LIVING IN CYPRUS

52 53

The Education System in Cyprus is of a high standard and is available to all residents. Cyprus offers a wide choice of schools starting from pre-school kindergarten, pre-primary, primary schools, secondary schools to colleges and universities. The Cypriot govern-ment assures that children from other countries continue their education whilst in Cyprus. Special training is given to teachers enabling them to effectively teach pupils from other language environments. In addition to the public schools (taught in Greek) which are free of charge to attend, a number of private schools (Greek, English, French, and Russian language) are also available. Cyprus also offers excellent higher education opportunities at its many colleges and universities.

- High standard of education- Internationally recognized Bachelor and Master Degrees programs- English is the main language of tuition at private institutions and universities- High standard of living, yet affordable- Safe and friendly environment with very low crime rate- Pleasant Mediterranean climate- Credit transfers to other EU countries, US and Canada- Multicultural learning environment- Opportunities for students to combine education, work and pleasure- Students develop independence, maturity, and gain an understanding of other cultures

The global aspect of education is important in Cyprus where international students obtain a quality education in a secure, wel-coming environment at a reasonable cost. In exchange they enrich the educational practice of our own students and bring an international spin to our culture. Lifelong friendships and connections are built between Cypriots and foreign students which later enhance the cultural and trade relationships between our countries. Cyprus offers quality higher education and is able to assist stu-dents with the required knowledge and skills to work in a contemporary global marketplace. The pleasant Mediterranean climate, superb scenery and excellent amenities add to the student experience.

Reasons to studyin Cyprus:

EDUCATION IN CYPRUS

International Students

Cyprus has become a higher education destina-tion for a considerable number of international students. According to statistics for the academ-ic year 2010-2011, 11,138 international students

studied in Cyprus, accounting for approximately 31% of the total student population. 799 of those international students came from China!

GUIDE TO LIVING IN CYPRUS | EDUCATION 8CHAPTER

GUIDE TO LIVING IN CYPRUS | EDUCATION

54 55

The first important phase of a child’s education is kindergarten. Children learn to concentrate, co-operate and develop physi-cal and intellectual skills by doing things on their own and in their own time frame under attentive supervision, which is what early learning is all about. Additionally, kindergarten prepares

children for the latter school years. Cyprus has many public and private kindergartens in all towns and neighbourhoods. All are staffed with qualified, experienced staff, many of whom are multilingual.

Pre-Primary Education is compulsory for all children who have reached the age of four years and eight months by the 1st of September of the year their tuition is due to begin. It is believed that Pre-Primary Education is of fundamental importance to the qualitative upgrade of Primary Education. Cyprus, as a member of the Council of Europe and as a full member of the European Union, adopts programmes which relate and correspond to those in other European states. Pre-primary education main-

tains elements from family life, emphasising free and creative activities through child-centered approaches in an environment which supports cooperative learning, experimentation and group work. Children are given personal attention, according to their talents and needs. Emphasis is also given to love, support, trust, acceptance, safety and to respecting individual differences and particularities.

Primary education is compulsory for all children over the age of five years eight months at Greek public schools, or that will turn six during the academic year at international schools. Children attend primary school for six years, the intent of which is to achieve balanced emotional and cognitive development. Primary education offers essential learning opportunities for children regardless of age, gender, family, social background and mental abilities. The teaching methodologies adopted in

Cyprus focus on strategies which assist pupils in learning how to learn, and in developing their critical and creative thinking. It ensures the balanced development of a child’s personality, assists them in the conquest of knowledge and the develop-ment of appropriate attitudes and skills. Additionally, primary education supports the development of intercultural awareness, tolerance and respect of others.

Kindergarten:

Pre-Primary Education:

Primary Education:

Secondary education in the public schools (Greek tuition) offers two cycles of 3 years – Gymnasio (lower secondary education) and Lykeio (upper secondary education) to pupils between the age of 12 and 18. The syllabus consists of fundamental lessons, interdisciplinary classes and a variety of supplementary activi-ties. As an alternative to Lykeio, pupils may attend secondary technical and vocational education which offers them the

knowledge and skill sets which will enable them to follow fur-ther studies in their field of interest. Secondary education in the private international schools consists of five compulsory years which commence at age 12 (grades 7-11) to undertake IGCSE examinations and two optional years at sixth form to undertake A’levels (grades 12-13).

Secondary Education:

GUIDE TO LIVING IN CYPRUS | EDUCATION GUIDE TO LIVING IN CYPRUS | EDUCATION

56 57

The school is renowned for its academically qualified and enthusiastic teachers who strive to carry out successful knowl-edge transfer and skill development in order for pupils to obtain the necessary abilities to nurture their own comprehension to face the challenges of the 21st century. The American Acad-emy offers 3 stages of education based on the English National Curriculum. Early Years at the American Academy concentrates on the pre-primary education with its core subjects based on the English set of courses. The teachers provide a secure and loving atmosphere assisting the children with their social skills improvement and preparing them for education that follows.

The primary and secondary stages provide a well-balanced education, which caters to students’ needs, ensures the devel-opment of their full potential and provides excellent pastoral care, careers guidance and counseling. The American Academy offers an extensive variety of subjects, fully equipped laborato-ries, art, music and drama rooms and a fully functioning library. The School’s Certificate approved by the Ministry of Education and recognized by Universities worldwide allows its students to enter the best Universities of the UK, USA, Australia, Canada, as well as those of Cyprus, Greece and Europe.

The International School has been registered with the Cyprus Minsitry of Education and Culture since 1987. It has strong links with the British Council and is registered as a centre with two of the most esteemed and well-known Examination Boards in England: Edexcel and CIE (Cambridge International Exami-nations). The International School of Paphos is also the only registered centre and the first school in Cyprus to carry out the Ellinomatheia Examinations which were designed by a group of renowned professors at the Aristotelion University of Thes-

saloniki in Greece. Additionally, the school is listed as a centre with the Cyprus Computer Society (CCS). The school follows the English National Curriculum, but has a more flexible approach as it is mindful of the local educational needs and culture. The school moved to new premises in 2006 which offer excellent classroom, leisure and recreation facilities. The school caters to children from Kindergarten to sixth form, preparing them for university.

The core work of TLC is the provision of education for 3 to 18 year olds through a broad, structured and balanced set of cours-es with a very low teacher/ student ratio of 1:15. TLC follows the English National Curriculum up to IGCSE level (key stage 4). The teachers convey to their work a vast amount of coaching and educational experience, including guidance, consultancy, special educational requirements, tutoring, exam marking and

local authority advisory services. The school is open to all includ-ing those for whom English is not their first language, however, previous school records and commitment from parents and children is expected. The Learning Centre provides all students with a quality educational experience, in small classes, sup-ported by first language English qualified teachers.

INTERNATIONAL SCHOOLS IN PAFOS:


American Academy

Paphos: As of Aug 2013 the Annual School fees, depending on school stage, range from Eur 1,680 – 7,665www.americanacademy.ac.cy

The International School of Paphos

As of Aug 2013 the Annual School fees, depending on school stage, range from Eur 2,730 – 7,014www.paphosinternationalschool.com

The Learning Centre (TLC) in Peyia

www.chriswattsconsultancy1.vpweb.co.uk


58 59

American Academy

The American Academy in Limassol has the same system as Pafos, please see the details presented above.

Limassol: As of Aug 2013 the Annual School fees, depending on school stage, range from Eur 2,380 – 7,900 www.americanacademy.ac.cy

The School is an English co-educational, academically selec-tive school for students aged 2 to 18 years. It follows the UK National Curriculum, thus lessons are taught in English and the grading and assessment system reflects standard UK practice. The youngest students to join the school at age 2 and above start with Kindergarten, where they discover the world in a playful, caring and stimulating environment. Chil-dren also learn letter and number recognition, sorting and grouping, as well as increasing their general knowledge and developing their social skills. The Primary School begins with the Infant Department where pupils are encouraged to build their skills using practical assignments set in the context of real-life situations. An extensive assortment of activities supports students in creating their own ways of gather-

ing, recording and presenting information. At the Junior level, work becomes more educational while still remaining entertaining and motivating. The syllabus includes additional courses to guarantee all students meet their educational needs. Through practical work they are taught to obtain the skills of observation and improve their powers of conclu-sion. They are also encouraged to develop their initiative and research abilities through projects. The Secondary stage ensures knowledge of a broad range of subjects providing students with a balanced education in preparation for the IGCSE exams. Several subjects may be chosen, depending on interests, potential and availability. All students are supposed to participate in a weekly PE lesson and in extra-curricular activities.

Logos School was founded in 1973. The School provides pre-primary, primary and secondary education in English, although Greek is also offered. A UK based program of study is used as students prepare for IGCSEs, AS and A-levels. The school is a centre for the University of Cambridge International Examinations Board and Edexcel. Students’ qualifications in these examinations allow many of them to study at top universities in the UK. Students who complete grade 12 also obtain their high school diploma, the essential requirement for entering higher education establishments in Cyprus, the USA and many other countries. Logos School

accepts children from age 3 into its kindergarten, which has a friendly and compassionate setting. Special focus is given to learning languages as children have multi-national back-grounds. Before commencing grade 1, pupils are confident in counting and distinguishing all English letters and their sounds. Students are educated according to the British Based Curriculum, which is modified to go well with the needs of life in Cyprus and its multicultural status. The school currently has 30 different nationalities in attendance, thus learning English as a foreign language is a vital part of the primary stage.

INTERNATIONAL SCHOOLS IN LIMASSOL:


The Heritage Private School

As of Aug 2013 the Annual School fees, depending on school stage, range from Eur 3,660 – 8,235www.heritageschool.ac.cy

Logos School of English Education

As of Aug 2013 the Annual School fees, depending on school stage, range from Eur 2,940 – 6,840www.logos.ac.cy

The school is a private, self-governing, international and co-educational. It’s a British day-school with an international regis-tration accommodating children of approximately 4 to 18 years. On average around 45 different nationalities are represented, al-though the majority speak English as the mother language. The school is officially licensed by the Cyprus Ministry of Education. Foley’s School offers education on 2 levels: Primary and Second-ary. The Primary program of study, based on the British system,

is designed to provide continuity and evolution in all subjects throughout these shaping years of a child’s development. The class teachers build up and reinforce skills in the core subjects of English, Mathematics and Science, paying attention to various extra-curricular activities as well. All teachers in the Secondary section are university graduates with degrees in the subjects they tutor. Additionally, they also possess a Post Graduate Cer-tificate in Education, Qualified Teacher Status or equivalent.

Since it was founded in Limassol in 1975, The Grammar School Junior provides its students with an all-round education and lays down the foundations to help children develop mentally and emotionally as well as physically. The overall aim of the school is to provide a general education so that students are eligible to enter any Secondary school, not only in Cyprus, but abroad as well. The teachers maintain a close and friendly rela-tionship with the pupils and each child is treated with respect. Able and experienced teachers, small classes and well-equippedclassrooms provide the appropriate learning conditions. The

Grammar School Secondary, which is located on separate prem-ises, follows the UK National Curriculum, thus students under-take GCSE and A level examinations.The purpose of The Grammar School secondary is to promote the enduring qualities of consideration, curiosity and confi-dence in its students by encouraging them to think clearly, to make reasoned choices, and to be responsive to the world around them. The academic programmes are rich and varied, giving students strong backgrounds in the natural and social sciences.


Foley’s School

As of Aug 2013 the Annual School fees, depending on school stage, range from Eur 5,400 – 9,330 www.foleysschool.com

The Grammar School

As of Aug 2013 the Annual School fees, depending on school stage, range from Eur 5,700 – 7,200www.grammarschool.com.cy

60 61

HIGHER EDUCATIONCyprus offers an excellent selection of public and private Higher Education institutes which offer 2-year Diplomas and 4-year Bachelors Degrees. Additionally some offer Masters and Doctoral De-grees. The majority of colleges/universities use English as the language of tuition, and apply the American or English Educational System. More detailed information regarding the institutes and awarded degrees is presented in the following tables.


College/Institute

Intercollege (some degrees awarded by the University of Hertfordshire and Middlesex University)

www.intercollege.ac.cy

American College

www.ac.ac.cy

Alexander College

(some degrees awarded by the University Of Wales)

www.alexander.ac.cy

NicosiaLimassolLarnaca

Nicosia

Larnaca

Offered programs may vary based on the College branch

Business Administration (Diploma, BA)Pre-Primary Education (Diploma)Hairdressing (Diploma)Pre-Medical (Diploma)Interior and Architecture (Diploma)Fitness Instructor (Diploma)Diagnostics Radiology and Imaging (BSc)Aesthetics and Beauty Therapy (Diploma, BA)Office Administration/Secretarial Studies (Diploma, BA)Culinary Arts (Diploma, BA)Hospitality Management (Diploma, BSc)Pre-Medical (Diploma)Computer Technology (Diploma, BSc)Information Technology (Diploma)Mechanical Installations Technology (Diploma)Electrical Technology (Diploma)Dietetics (BSc (Hons))Physiotherapy (BSc (Hons))Environmental Management (BSc (Hons))Business Administration (BA (Hons))Fine Art (BA (Hons))Professional Studies (BA (Hons))Pharmacy (BA (Hons))Contemporary Nursing (MSc)Social Interventions (MSc)Computer Network Management (MSc)Business Information Technology (MSc)Computer Network Security (MSc)

Business Administration (MBA, BA, Diploma)International Business (BA, Diploma)Human Resource Management (BA, Diploma)Marketing (BA, Diploma)Management Information System (BA, Diploma)Computer Science (BA, Diploma)Hotel Management (BA, Diploma)Culinary Arts (Higher Diploma)Travel and Tourism Management (BA, Diploma)Office Management (Secretarial Studies) (Diploma, Certificate)

Graphic Design (BA, MA)Photography (BA, MA)Interior Design (BA, MA)Fine Arts (BA)Landscape Architecture (BA)Business Administration (BA, MBA)LLB LAW (BA)Criminology (BA)Educational Leadership (MA)

Location Degrees and programsCollege/Institute Location Degrees and programs


62 63

Casa College

(some degrees are awarded by Varna Free University, Bulgaria)

www.casacollege.com

C.D.A. College

www.cdacollege.ac.cy

College of Tourism and Hotel Management

www.cothm.ac.cy

C.T.L. Eurocollege

www.ctleuro.ac.cy

Nicosia

Nicosia

Nicosia

Limassol

Hotel Administration (BA)Business Administration (BA)Computer Studies (BA)Psychology (BA)Public Administration (BA)Business Administration – Tourism (BA)Counteraction to Crime and Public Order Protection (BA)Fire Safety and Population Protection (BA)Public Administration and European Integration (MA)European Public Project Management (MA)Information Systems and Technologies (MA)Psychology and Psychopathology of Development (MA)MBA in TourismCustoms Intelligence and Investigations (MA)Fire Protection Engineering and Automation (MA)Medical University Programs

Business Administration (BA,MBA)Travel and Tourism Management (BA)Travel and Tourism Administration (Diploma)Information and Communication Technology (Diploma)Office Administration (Higher Diploma)Executive Secretarial Studies (Diploma)Secretarial Studies (Certificate)Interior Design (Diploma)Beauty Therapy (Higher Diploma, Diploma)

Hospitality Management (BA)Events Management (BA)Leisure Management (BA)Tourism Management (BA)Leisure and Tourism Management (MA)Business Studies (BA, MBA)Accounting and Finance (BA)Business Administration (Postgraduate Diploma)Management Studies (Postgraduate Diploma)

Business Administration (Diploma, BA, MBA)E-Business (Diploma)Marketing and Public Relations (Diploma)Web Design for Business (Diploma)Computer Science (BA)Management of Information System (BA)Travel and Tourism Management (Diploma)Hotel Administration (Diploma)Hospitality Management (BA)Professional Banking (Higher Diploma)Professional Marketing (Diploma)Professional Accounting (Diploma)Certified Accounting (BA)Management Accounting (BA)Law (Diploma)

College/Institute Location Degrees and programs


College/Institute

Cyprus Academy of Art

www.cyprusacademyofart.com

Cyprus College of Art

(in Association with Cornaco Institute, Larnaca)

www.artcyprus.org

Cyprus International Institute of Management

www.ciim.ac.cy

Cyprus Institute of Marketing

www.cima.ac.cy

Global International College

(Some degrees awarded by the University Of Wolverhampton)

www.globalcollege.ac.cy

Higher Technical Institute

www.highereducation.ac.cy

Limassol

LarnacaPaphos

NicosiaLimassol

NicosiaLimassol

Nicosia

Nicosia

Interactive Media Design (Certificate, Diploma)Photography (Certificate, Diploma)Graphic Design (Certificate, Diploma)Illustration (Certificate, Diploma)Interior and Spatial Design (Certificate, Diploma)

Part-Time MA English (Children’s Literature)Part-Time English Literature (General English Studies)Part-Time MA HistoryPart-Time Foundation Courses in Art for beginners (Larnaca)University Entrance Courses for BA Architecture, Art or Design (full or part-time in Paphos, Limassol, Larnaca and Nicosia)

Business Administration (MBA)Master in Public Service ManagementMSc ManagementMsc Management – Specialization in InsuranceMSc Finance and BankingMSc Human Resource Management and Organizational Behavior

Business Administration (BSc, MBA)Shipping (BSc)Tourism Management (BSc)Financial and Computer Studies (BSc)Banking (BSc)Insurance (BSc)European Studies (BSc)Business Studies with Marketing (BA (Hons)Accounting and Finance (BA(Hons))

Business Administration (BA, MBA)Automotive Engineering (Diploma, BA)Computer Studies (Diploma, BA)Mechanical Engineering (Diploma)Secretarial and Office Administration (Diploma, Higher Diploma, BA (Hons))Hospitality Management (Diploma)Security Services and V.I.P. Protection (Certificate)

Civil EngineeringElectrical/Electronic EngineeringMechanical EngineeringComputer Studies



64 65

College/Institute

KES College

www.kes.ac.cy

P.A. College

www.pacollege.ac.cy

Philips College

www.philips.ac.cy

Nicosia

Nicosia

Nicosia

Computer Studies (Higher Diploma)Business Studies (Higher Diploma)Food Preparation and Culinary Arts (Higher Diploma)Hotel Management (Higher Diploma)Travel and Tourism Management (Higher Diploma)

Business Administration (Diploma, BA (Hons))Business Computing (BSc(Hons))Banking (BA)Accounting (BA)Business and Information Technology (Certificate)Law (Certificate)Computing and Information system (Diploma)

Primary Education (BA)Pre-primary Education (BA)Law (Certificate, BA (Hons))Science in Corporate Finance and Corporate Governance (MA)Business Administration (MBA)Accounting and Finance (Diploma, BA(Hons))Degree in Business Studies (BA (Hons))Degree in Business Studies (Insurance) (BA (Hons))Degree in Business Studies (International Banking & Financial Services) (BA (Hons))Degree in Business Studies (Marketing) (BA (Hons))Corporate Administration (BSc)Real Estate Management (Higher Diploma, BSc)Information System Engineering (BSc)Information Technology (General) (Diploma, BSc)Information Technology (Business Application) (Diploma, BSc)Information Technology (Software Development) (BSc)Multimedia & Internet Computing (BSc)



University Type Location Degrees and programs

University of Cyprus

www.ucy.ac.cy

Cyprus University of Technology

www.cut.ac.cy

Open University of Cyprus

(in collaboration with Saint Louis University USA)

www.ouc.ac.cy

Public

Public

Private

Nicosia

Limassol

Nicosia

Courses are offered as undergraduate programs providing BA degree and most fol-low into more profound analysis resulting in MA degree

ArchitectureBiological ScienceByzantine and Modern Greek Language and Literature Chemistry – Biological Chemistry, Chemistry – Food and Environmental Chemistry, Chemistry – Materials ChemistryCivil and Environmental Engineering Classical StudiesComputer Engineering, Computer ScienceEconomics, International European and Economic StudiesEducation – Preschool, Education – Primary SchoolElectrical EngineeringEnglish Language and Literature, French language and literatureHistory and ArcheologyLawMathematics, Mathematics and StatisticsMechanical and Manufacturing EngineeringModern languages and European StudiesPhilosophyPhysics,Political StudiesJournalism, SociologyPsychologyVarious Studies in Public and Business Administration

Communication and Internet Studies, Multimedia and Graphic ArtsNursing Hotel and Tourism ManagementCommerce, Finance and ShippingAgricultural Sciences, Biotechnology and Food ScienceEnvironmental ManagementElectrical Engineering and Information TechnologyMechanical Engineering and Materials Science and TechnologyCivil Engineering and Geomatics

Communication and Journalism (BA, MA), Educational Leadership (BA, MA) Currently expanding the list of programs taught in English


66 67

European University of Cyprus

www.euc.ac.cy

University of Nicosia

www.unic.ac.cy

Private

Private

Nicosia

Nicosia

Accounting (BA), Banking and Finance (BA)Economics (BA), Business Studies (BA)Hospitality Management (BA), Hotel, Tourism and Event Management (BA)Management (BA)Management Information Systems (BA)Marketing (BA), Marketing-Communications and Social Media (BA)Public Relations and Advertising (BA)Sports Management (BA)Business Administration (BA, MBA, DBA, PhD)Graphic Design (BA)Music (BA)Early Childhood Education (BA), Primary Education (BA), Special Education (MA)Education Leadership (MA)Speech and language Therapy (BA), Social Work (BA)English Language and Literature (BA)European Politics, Law and Economics (BA)Psychology (BA)Computer Engineering (BA), Computer Science (BA)Physiotherapy (BA), Nursing (BA)Information Systems (MA), Computing (PhD)

Business Administration (different fields) (BA, MBA, DBA, PhD)Energy, Oil and Gas Management (BA)Hospitality Management (BSc)Management Information Systems (BA)Marketing (BA)Sports Management (BA)Tourism, Leisure and Events Management (BA)Music (BA)Dance (BA)European Studies and International Relations (MA, PhD)Media and Communication (MA, PhD)Psychology (BSc, MSc,PhD)Clinical Psychology (BSc, MSc,PhD)Applied Multimedia (BA)Architecture (BA)Communications (BA)English Language and Literature (BA)Graphic Communications (BA)Interior Design (BA)International Relations and European Studies (BA)Law (BA)Public Relations, Advertising and Marketing (BA)Social Work (BA)Computer Science (BSc, MSc, PhD)Computer engineering (BSc)Electrical Engineering (BSc)Human Biology (BSc)Nursing (BSc)Nutrition and Dietetics (BSc)Sports Science (BSc)




Frederick University

www.frederick.ac.cy

Neapolis University

www.nup.ac.cy

Public

Public

Nicosia

Paphos

Graphic and Advertising Design (BA)Interior Design (BA)Architecture (BA)Interdisciplinary Design (MA)Pre-Primary Education (BA)Primary Education (BA)Education for Environment and Sustainable Development (MA)Educational Sciences (MA)School of Education (PhD)Automotive Engineering (BSc)Mechanical Engineering (BSc)Civil Engineering (BSc)Computer Engineering (BSc)Electrical Engineering (BSc, MSc)Quantity Surveying (BSc)Computer Science (BSc)Engineering Management (Msc)Energy Systems and the Built Environment (Msc)Oil, Gas and Offshore Engineering (MSc)Engineering School (PhD)Accounting and Finance (BA)Maritime Studies (BSc)Pharmacy (BA)Health Management (MSc)Journalism (BA)Social Work (BA, MA)

Business Administration (BA, MBA)Accounting, Banking, Finance (BSc, MSc)Psychology (BA)Architecture (BA)Real Estate (BSc, MSc)LLB in LawEducational Psychology (MSc)Construction Management (MSc)Theological Studies (MA)European Governance (MA)International and EU Business Law (MA)Greek Civilization (MA)

The Education System in Cyprus is improving every year, new Educational Institutions are continually opening while the existing Universities, Institutes and Colleges are continually expanding their programs. Each College and University comprises a list of agreements with other International Educational Organizations that recognize and accept its degrees. Cyprus Education is recognized for its high standards within Cyprus and the rest of the World.



Tuition fees for international students for universities in Cyprus start from as little as Eur 8,000 per year.

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HEALTHCAREGUIDE TO LIVING IN CYPRUS

70 71

The Pafos General Hospital is equipped with all the latest medical technology and surgical apparatus with wards such as accident and emergency, maternity, orthopaedics, radiology, general practitioners, pharmacy and surgical. More specialised facilities are available at hospitals in the larger towns of Limassol and the capital Nicosia.

HEALTHCARE Public and private healthcare in Cyprus is of a high standard and available to everyone. All Cypriot doctors, specialists and surgeons have qualified abroad and speaking fluent English. The standard of medical treatment provided is very high and continuously improving.

Cyprus has gained prominence for its excellent healthcare system which offers value for money and quality medical treatment for patients from all over the world. All patients benefit from the vast quality treatments which Cyprus offers.

EU citizens holding the European Health Insurance Card (EHIC) are entitled to receive the same high level of health care services as Cypriot nationals through public hospitals in Cyprus.

For non-EU citizens and those electing to receive treatment through private hospitals and clinics, insurance policies are available in Cyprus, offering varying levels of medical cover.

Pafilia developments are always located in prime areas within close proximity to hospitals and clinics. Distances from our develop-ments vary from less than a kilometre to a maximum of 15 kilometres.

PUBLIC HEALTHCARE IN CYPRUS

Iasis Hospital, VoriouIpirou 8, Pafos

Pafos General HospitalTel: +357 26 940 111

Emergency Number: Tel: 112

Limassol General HospitalTel: +357 25 801 100

GUIDE TO LIVING IN CYPRUS | HEALTHCARE 9CHAPTER

Evangelismos Private Hospital, 87 Vasileos Constantinou, Pafos, Tel: 26848000

PRIVATE HEALTHCARE IN CYPRUS

General practitionersAnyone can visit any GP in Cyprus without needing to register beforehand or being restricted to consulting only one. The Greek term used on signs for a GP is “pathologist”. The cost for a visit is around EUR 25.63 and most have walk-in surgery hours in the mornings. The GP will usually charge extra for any blood or urine tests etc. Any medicines prescribed can be collected from the nearest pharmacy and medications are payable by the patient in full.

X-rays can be carried out at some specialist’s practices or at the General Hospital. Where necessary, the patient is referred to a radi-ologist and can take his/her x-rays straight back to his/her specialist or doctor for diagnosis. Costs: around EUR 40 per consultation.

Pafos has many private clinics and hospitals with GPs and specialists. These can be used if the patient has private health insurance or if paid directly to the clinic or hospital. Visits can be made during regular surgery hours or by making an appointment.

SpecialistsIf the patient knows his ailment then he/she can visit a specialist doctor during their surgery hours directly without the need for a referral by a GP. Many work at the General Hospital or clinics in the mornings and have their own practice in the afternoons.

DentistsThere are plenty of good dentists in Cyprus who have trained and practised in the UK or South Africa. Costs for a visit are around EUR 40.

PhysiotherapistsPatients can be referred to a physiotherapist by his/her GP or by making an appointment to visit directly. Costs for a visit are around EUR 30 -EUR 60. All doctors speak very good English.

GUIDE TO LIVING IN CYPRUS | HEALTHCARE

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GUIDE TO LIVING IN CYPRUS | HEALTHCARE

PAFOS AND LIMASSOL PRIVATE HOSPITALS & CLINICS

PharmaciesCypriot pharmacists are well qualified to advise on minor ailments and can dispense prescription and over the counter medicines. A night duty system operates where pharmacies on duty in any given week are published in the local newspapers and on pharmacy entrance doors. Patients can also call the following numbers: Paphos 90901406, Limassol 90901405, Nicosia 90901402, Larnaca 90901404, Ayia Napa 90901403.

Private Health InsuranceHealth insurance is widely available offering a high standard of private healthcare. Diverse plans are tailored to individual needs and budget. These can cover out-patient consultations, medication, and in-patient treatment at the hospital or clinic of choice as well as nursing care in the home.

Blue Cross Clinic Demokratias Avenue, Pafos Tel: 26221151

St. Georges Private Hospital29 Eleftherios Venizelos Avenue, Pafos Tel: 26947000

Polis Medical Centre13 Efessou, Polis ChrysochousTel: 26323100 / 99622331

St. James Medical Centre8 Tombs of the Kings Avenue, Kato Pafos Tel: 26949100 / 99675634

Evangelismos Private Hospital87 Vasileos Constantinou, PafosTel: 26848000

Zoodochou Pigi Clinic 9 Antisthenous, 3086 LemesosTel :25381277

Limassol General HospitalNikaias Road, Pano Polemidia, Limassol, CyprusTel: 25801100

St. Peters And Pauls PolyclinicAlexandrou Papadiamanti, 3085, LemesosTel :25735333

Achillion Private Hospital9 Stygos street, 3117 Lemesos, CyprusTel: 25 200000

Ayii Anargyri Clinic76 Vasileos Konstantinou A, 3076, LemesosTel :25731213

Royal Artemis Medical CentrePavlou Crineou Str., Pafos Tel: 26961600

Iasis HospitalVoriouIpirou 8, Pafos Tel: 26848484

Private health insurance policy premiums start from around EUR 1,000 dependant on cover.

74 75

PERMANENT RESIDENCY


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PERMANENT RESIDENCY IN CYPRUS, AN EU MEMBER STATE. 100% APPROVAL RATE

Obtaining permanent residency status in popular overseas des-tinations is very appealing to many non-EU nationals. Howev-er, in the majority of these destinations the application process and legal requirements are both lengthy and daunting. Cyprus, an EU member state, offers an opportunity to obtain this residency status both simply and efficiently. In August 2012, the Cyprus Government introduced new legislation under the provisions of regulation 6(2) of the Aliens and Immigration Regulations 1972-2013, based on the Aliens and Immigration Law, Cap.105, which was revised in May 2013. This legislation

enables non-EU nationals to obtain a Cyprus residency permit, with unlimited duration, within a period of just two months! The permit is valid for the entire family including dependent children over 18 years of age, subject to certain conditions be-ing fulfilled. Furthermore, the process is extremely straightfor-ward and can even be arranged through your lawyer, without requiring a visit to the island. Pafilia gladly assists its clients with the process and can also recommend numerous independent lawyers.

New Delhi

Cyprus

Cairo

Beirut

Astana

Lagos

Kuala Lumpur

Pretoria

Moscow

St. Petersburg

Beijing

Shanghai

GUIDE TO LIVING IN CYPRUS | PERMANENT RESIDENCY 10CHAPTER

BENEFITS OF THE CYPRUS IMMIGRATION PROGRAM:

- 100% approval rate (subject to eligibility criteria being fulfilled)- Incredibly fast approval process (ranges from 3 weeks to maximum 2 months)- Simple and easy to fulfil eligibility criteria vs other destinations- Residency permit is unlimited in duration- English language proficiency, education certificates & physical examination aren’t required- It is not necessary to reside in Cyprus, a short visit once every two years is sufficient- The entire process can be arranged from abroad- Residency applies to the entire family, it can even be granted to dependents over 18- Risk-free freehold property, ensures permanent property rights- The property investment can generate a small rental income- Once a permanent residence permit is obtained, it’s easier to obtain regular and Shengen visas to travel within Europe. The visas can be arranged in Cyprus within 7 days.- Permit holders are entitled to apply for Cypriot citizenship through naturalisation, enabling qualification for a Cypriot passport, after residing in Cyprus for a seven year period. Time spent outside Cyprus is excluded. - Although permit holders are not allowed to be employed in Cyprus, they are entitled to be a shareholder and receive income from the dividends of a company registered in Cyprus, thus benefit from a low corporation tax of just 12.5% on net profits and 0% tax on dividends for non tax residents. - Non- EU nationals who reside in Cyprus for more than 5 years are entitled to apply for long-term residency which provides a set of additional rights including the ability to be employed and own a company without restriction.

Receive permanent residency approval within 2 months or your money back! We’re so confident in the process that we promise to refund the full amount paid towards your property should you not receive permanent residencyapproval within a period of two months.*

*Terms:- The two month period commences on the date of receiving your proof of submission of an Application for an Immigration permit under regulation ‘6 (2)’ reference number, from the Cyprus Ministry of Interior.- The offer is subject to you meeting the Ministry of Interiors set application requirements for the ‘6 (2)’ fast-track Cyprus residency permit.- A two week grace period will be allowed for administrative delays.

OUR PROMISE

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CYPRUS, AN ATTRACTIVE DESTINATION:

- Full EU member

- Excellent destination for British education (Cyprus boasts many private English schools and Universities

enabling entry into EU, USA and Canadian universities)

- Beautiful scenery and very low crime rate

- Strategic location enables easy access to Europe, Africa and Asia

- Excellent year-round climate

- Multicultural environment with an already strong British and growing Chinese community - 10% of Cyprus’

population are British permanent residents.

- Excellent healthcare system

- Relatively low cost of living

- No inheritance tax

- English widely spoken

- Very clean air and the cleanest bathing waters in Europe!

- Cyprus, like Hong Kong is an ex British colony and therefore enjoys an efficient and transparent legal

system which is based on British Law.

Applications to obtain long term residency can be undertaken by a local lawyer in Cyprus

GUIDE TO LIVING IN CYPRUS | PERMANENT RESIDENCY

Legal requirements to obtain the 6(2) category immigration permit (Fast Track):

1. Property purchaseThe key criterion is the purchase of a new immovable property/ies* with a value greater than €300,000 (excluding vat). The applicant must submit the application form accompanied with a contract of sale and proof of payment of at least €200,000 (excluding vat). The property can also be put on a company name provided that the company is registered in the name of the applicant and/or the applicant and spouse, and that he/they are the sole shareholders. Additionally, the contract of sale must have been submitted to the Cyprus Department of Land and Surveys. *the applicant may purchase up to 2 residential properties (apartments/houses), or one residential unit and one shop (with a minimum area of 100sqm), or one housing unit and one office (with a minimum area of 250sqm), provided that the combined value exceeds €300,000. This allowance is per married couple. From 7th May 2013, the Government has stipulated that only new properties purchased directly from a developer qualify for this scheme. Additionally, the units should be purchased from one developer..

2. Annual Income The applicant must provide a declaration with supporting documentation of a secured annual income from a legitimate source, deriving from outside Cyprus. The minimum annual income per applicant is €30,000 and an additional €5,000 per dependent up to 18. A combined annual income of €35,000 is acceptable for married couples.

3. Fixed DepositA statement of deposit must be provided showing a €30,000 minimum deposit in a Cypriot bank account, which will be locked for a period of 3 years. After the expiration of this period the money will be released without restriction.

4. Statement of intentThe applicant must provide an official statement, confirming that he/she does not intend to work or be engaged in any form of business in Cyprus. However, the applicant and/or his wife are entitled to be a shareholder and receive income from the dividends of a company regis-tered in Cyprus without affecting their application or permit.

5. Dependents (children) over 18 years oldPermits may be granted to dependents aged 18-25, provided that it is proved that they are in full-time education or are financially depend-ent on the applicant/s. In such cases the requirement of secured annual income is increased by 5,000 per dependent child. . Permits granted to dependents are valid up to age 25, after which a new independent application should be made.

Permits can also be obtained for non-dependent children over 18 years old provided that each child has an attributable market value of the acquired property of €300,000 excluding vat ( in addition to the 300,000 attributable to the main applicant and his /her spouse). For such cases the application must be accompanied by a receipt of payment for at least 66% of the purchase price of the acquired property. For example, an applicant who has a child aged 30 years old, should purchase a property/ies with a purchase price of €600,000 or above, and provide a payment receipt for at least €396,000. The non-dependent child must submit together with his/her application all other support-ing documents required by the Regulation 6(2) stated above, such as the secured annual income of at least €30,000, and 3 years fixed deposit account.

6. Required documentationThe applicant must submit a criminal record certificate (issued from the country of origin), health insurance policy, marriage certificate and children’s birth certificates. A Curriculum Vitae (CV) and copy of a passport (valid for at least 2 years) are also required.

The process

1. The application should be submitted on form M.67 to the Civil Registry and Migration Department or to the District offices personally, through post or through a representative. The presence of the applicants isn’t necessary, as the paperwork can be undertaken by a lawyer. 2. The application will be examined by the Civil Registry and Migration Department and shall be submitted to the Minister of the Interior, through the Permanent Secretary of the Ministry, for a decision. Personal interviews are not usually necessary for this category of permit. 3. The Ministry of Interior shall inform the applicant/representative through the Civil Registry and Migration Department of their decision. 4. The examination period of these applications is two months! 5. Once the approval has been granted, the applicant must visit Cyprus within one year to obtain the actual permit and passport stamps. For convenience, passports can be forwarded to your legal representative in Cyprus to be stamped. 6. The Immigration Permit shall not be cancelled, provided that the applicant and dependents visit Cyprus at least once every two years.

Cyprus is the only European Union country in which non-EU Nationals are able to obtain permanentresidency within such a short period and with such simple criteria. It has been proven that should thebelow criteria be fulfilled, residency is guaranteed!

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SAMPLE APPLICATION AND APPROVAL CERTIFICATES. RESIDENCY WAS GRANTED IN JUST 3 WEEKS!

SIMPLE PROCESS

1 2 3Purchase a property/ies with a €300,000 value in Cyprus, or remotely from China

Pay for the property and prepare the residency documents (in Cyprus or from China)

Receive your residency permit within 2 months!

SINCE SEPTEMBER 2012, WHEN THE FAST-TRACK PROCESS WAS ANNOUNCED, MORE THAN 500 CYPRUS RESIDEN-CY PERMITS HAVE BEEN GRANTED TO CHINESE NATIONALS!

GUIDE TO LIVING IN CYPRUS | PERMANENT RESIDENCY

The Cyprus government has recently announced its decision to allow all foreign investors who purchase real estate in Cyprus to obtain a Cyprus passport, and consequently a European pass-port. It will allow them total freedom to move, settle and work anywhere in Europe, just like any other European citizen. The applicant must have direct investments in Cyprus of at least €5 million in properties: houses, offices, shops, hotels etc or a development of a similar nature (excluding underdeveloped land). The application must be done through a Cyprus lawyer who is familiar with the process and the passport is granted in approximately 3 months from application.

Nationality (Passport) through investment in Cyprus

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ACQUIRING PROPERTY


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ACQUIRING PROPERTYPERSONAL CONSULTATIONYour property consultant will provide invaluable advice and information on all aspects pertaining to your property and lifestyle in Cyprus.

PROPERTY SELECTION & RESERVATIONYou can select and reserve a property through your local office, at a Pafilia exhibition or during a Cyprus property visit/appointment. There is no need to visit Cyprus, you can buy a property and apply for your permanent residency from abroad. Your first visit to Cyprus may be to take delivery of your home and collecting your permanent residency.

SIGNING YOUR SALES AGREEMENTSigning your sales agreement within 30 days of reserving your property constitutes a formal commitment to purchas-ing your selected property.

INTRODUCTION TO YOUR CUSTOMER CARE ADMINISTRATORWithin 10 days of signing your sales agreement, you will receive an introductory letter and information about the ser-vices offered by Pafilia.

PROGRESS REPORTSFor your complete peace of mind you will receive regular updates throughout the construction of your property includ-ing photos upon request.

ASSISTANCE TO THE LEVEL YOU DESIREYour customer care executive will assist with every aspect of moving and settling in, including helping you furnish your chosen property.

OFFICIAL DELIVERYThe official delivery is approximately 2 years after construction commences (for new-build properties). You will have a handover meeting with your customer care executive to receive the key to your new home. On collecting the keys you will sign an insurance policy for building and contents insurance, as well as public liability (the latter provided free of charge to Pafilia’s clients). If you have bought property in a development with communal areas you will sign a manage-ment agreement for the maintenance of these areas. If you have purchased a property in a development without com-munal areas you will be offered private landscaping and pool maintenance services.

SNAGGINGA short time after delivery, your customer care executive and the development’s site engineer will conduct a thorough inspection of your property in your presence with the aim of rectifying all items listed on your snagging report within two weeks

SETTING UP UTILITY ACCOUNTSFollowing delivery your customer care executive will accompany you to the appropriate authorities to setup accounts for your electricity and water

WORKMANSHIP GUARANTEEStructurally your property has a lifetime guarantee. For peace of mind Pafilia also provides a one year guarantee cover-ing any minor construction defects. This commences on the delivery of your property. In the unlikely event an issue does arise your customer care executive will be on hand to offer any assistance and work co-ordination you may need.

GUIDE TO LIVING IN CYPRUS | ACQUIRING PROPERTY 11CHAPTER

GUIDE TO LIVING IN CYPRUS | ACQUIRING PROPERTY

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GUIDE TO LIVING IN CYPRUS | LEGALITIES

LEGALITIES

CYPRUS PROPERTY CONTRACT OF SALEThe Cypriot legal system is British based. All contracts of sale are private agreements between the vendor and purchaser and must by law, be in writing. Pafilia prepares all contracts of sale in English and it is a language recognized by the government authorities.

FILING YOUR CYPRUS PROPERTY CONTRACT OF SALE WITH THE LAND REGISTRYOnce you have signed your contract of sale, your lawyer should file this with the Land Registry within 180 days. This is termed “Spe-cific Performance’ and ensures your beneficial rights to property ownership are legally protected. Once filed, your contract of sale cannot be withdrawn by anyone other than yourself, meaning that your property cannot be leased, sold, transferred or mortgaged without your consent.

CYPRUS PROPERTY STAMP DUTYThis is a one off payment borne by the purchaser and is payable to the Land Registry in the district of the property’s location. Your lawyer can make the payment on your behalf, which is due within 30 days of signing the contract.

Pafilia recommends that clients take independent legal advice from a local lawyer and are able to refer you to a number of reputable lawyers in Cyprus.

CYPRUS PROPERTY TRANSFER FEESUpon transfer of the property and registration in the purchaser’s name, the district Land Registry office will charge transfer fees. These are based on the market value of the property at the time of purchase and are calculated as follows:

Property Value Stamp Duty

Up to 5,000 0%

From 5,001 €170,860 0.15%

€170,860 and above 0.20%

Value Rate

Up to €85.430,07 3%

€85.431,08 - €170.860,14 5%

Over €170.860,15 8%

* There is currently a transfer fee incentive scheme in place until 31st December 2014. Please ask for details

The changes apply to the first sale of a property, where the contract is dated and deposited at the Land Registry before this date. Specifically:

For those who pay VAT on their house purchase, property transfer fees are waived.For those who do not pay VAT on their purchase, property transfer fees are reduced by 50%.Property Transfer Fees become payable at the issuance of title deeds, when the property is transferred to the purchasers name.

GUIDE TO LIVING IN CYPRUS | PROPERTY PURCHASE & ASSOCIATED COSTS

PROPERTY PURCHASE & ASSOCIATED COSTS

PAYBLE BEFORE DELIVERY

Payable at delivery

Payable when Deeds are ready

Client:

Purchase Price (including VAT if any)

Estimated Legal Fees

Stamp Duty to the Land Registry

Furniture (including Kitchen appliances and TV and satellite)

Setup costs to Pafilia Services Deposit for communal fees to Pafilia Services

Water connection (approximately) Electricity connection (approximately) Telephone connection (approximately)

Title Deeds payable to the Land Registry

€300,000

€3,000

€508

€12,000

€513

€513

€100

€ 50

€100

€5,791

Property:

Mr Lee

Elysia Park 2 bed apt.

88 89

RUNNING EXPENSES AND TAXES


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GUIDE TO LIVING IN CYPRUS | RUNNING EXPENSES AND TAXES 12CHAPTER

COMMUNAL EXPENSESA service charge is applicable for properties on a managed development. The cost depends on the area of your property (m²) and the facilities and service available at the specific development. The service charge ranges from €350-1500 every six months (for standard type developments).

LOCAL AUTHORITY TAXThis is similar to Council Tax and is usually around just €50 - €200 per year.

IMMOVABLE PROPERTY TAXSuggested text as a bit more background:Under the Cyprus “Immovable Property Tax” laws 1980-2004 all property owners, regardless of whether they are resident in Cyprus or not are liable to pay an annual tax based on the total value of all the immovable property registered in their name.

Cyprus’ property tax is calculated on the market value of the property as at 1 January 1980 and is paid annually to the Inland Revenue Department.

All registered owners of property are liable to pay this tax. The minimum payment is 75 Euros.

RUNNING EXPENSES AND TAXESThe cost of living and property running costs are low in Cyprus.

Immovable Tax Table (2013)

Property Value at 01.01.1980 Property Tax Rates

Benefits can arise in cases of dual ownership as the property value is split between the owners enabling the homeowners to take advantage of the lower or nil rated bands.

€1 to €40,000 0.6%

€40,001 - €120,000 0.8%

€120,001 – €170,000 0.9%

€170,001 - €300,000 1.1%

€300,001 - €500,000 1.3%

€500,001 - €800,000 1.5%

€800,001- €3,000,000 1.7%

More than €3,000,000 1.9%

GUIDE TO LIVING IN CYPRUS | RUNNING EXPENSES AND TAXES

BUILDINGS INSURANCEThis is provided by Pafilia at no cost until your property is de-livered. Thereafter, the property owners need to have buildings insurance in their own name and Pafilia can offer competitive annual premiums.

CONTENTS INSURANCEFrom delivery, Pafilia recommends owners take out contents insurance. Pafilia can offer competitive annual premiums.

WATERDepending on the municipality, there is an initial connection fee and deposit of approximately 200 Euros, the deposit is refundable assuming the final balance is paid off and discon-nection is requested. Water bills are issued quarterly and show a monthly stand-ing charge which varies according to the municipality. There is a typical tariff for consumption up to 40 cubic tonnes at a set price, customers who exceed the 40 cubic tonnes will be charged more per tonne extra usage; often at a much higher rate. If the owner intends to be absent from Cyprus for long periods, it is advisable to arrange to pay water bills by standing order, in advance, or have someone reliable to do it in the absence of the owner.In areas where the water is supplied from wells; private well owners (including the Church) will charge their own scales.

ELECTRICITYWhen a new property is purchased a new electricity contract must be established in the owner’s name. The owner must go to the electricity authority in person or appoint a representative. In order to have an electricity supply the owner’s passport and a stamped contract of sale must be presented to the clerk at the new connections counter.There is a fee for same day connection and a 300 Euros holding deposit for citizens of non-EU countries. Electricity is charged on a bimonthly basis, however a monthly payment plan based on estimated meter readings can be requested.

TELEPHONEThere is a standing charge for a landline, which is approximately €16 per month. The actual call charges are very reasonable.

CABLE OR SATELLITE TVSubscription packages are available from €25 per month, and include a wealth of channels such as BBC World, Discovery channel, CNN etc. Prices vary according to the channels se-lected.

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BUYING A NEW CAR


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GUIDE TO LIVING IN CYPRUS | BUYING A NEW CAR

CHAPTER

BUYING A NEW CARIt is not obligatory to be a resident of Cyprus to purchase a car in Cyprus. Non-residents may buy a car in Cyprus.

Buying a new carA buyer must provide proof of insurance coverage and road tax payment before taking possession of any car bought from a dealer.

Buying or selling a used car in CyprusThere are two types of vehicle status: duty-free and duty-paid. Duty-paid vehicles are available for anyone to purchase.

Duty free vehiclesPermanent residents of Cyprus who are not Cypriots and are not employed (or planning to work) are entitled to purchase one duty free car (this does not apply to motorcycles or twin cabs). VAT is still payable.

Application for this duty free scheme requires extensive docu-mentation and proof of sufficient financial resources (although there is no specific amount the Cyprus government requires). Approval takes approximately six weeks.

Selling a car brought into Cyprus with an excise duty and VAT waiverWhen selling a vehicle in Cyprus which was imported with an excise duty and VAT waiver the seller (or buyer) must pay duty and VAT on the value of the vehicle if it is sold within 10 years of import. The duty and VAT are calculated on the value of the vehicle when it was imported minus yearly depreciation. This could make selling the vehicle at a good price difficult.

The following documents (and at least one photocopy) will be required:

• Identification (passport or Cypriot residency card) for both buyer and seller• DoRT (MOT) test certificate• roof of insurance coverage provided by the buyer

Both seller and buyer must sign the document. The change of ownership forms are available in English and can be processed at a local Citizen Service Centre. If the buyer and seller go together with the necessary documents, the new registration document is issued immediately. If the application and support-ing documents are sent to the DoRT the buyer must return to the office (approximately one week later) to retrieve the new registration document.

Changing ownership of a vehicleafter purchaseIn order to change the ownership of a vehicle form TOM 9 must be completed and submitted to the Department of Road Transport (DoRT).

13

SAMPLE CAR PRICES AS OF AUGUST 2013

GUIDE TO LIVING IN CYPRUS | BUYING A NEW CAR

Toyota Aygo From EUR 10,800 Toyota Corola From Eur 14,600

Mercedes C-Class From Eur 26,500 Mercedes E-Class From Eur 46,000

BMW 3 Series From Eur 27,100 BMW 5 Series From Eur 44,500

Audi A4 From Eur 25,900 Audi Q3 From Eur 35,800

96 97

CAR HIREGUIDE TO LIVING IN CYPRUS

98 99

Most car hire companies will include the following in the price

• Full comprehensive insurance. • Unlimited Mileage. • VAT. • Local Taxes.• 24/7 road assistance.• Theft Protection.• Free delivery/collection.• Online booking discount.

DRIVING LICENSE: Drivers must be in possession of a valid national or international license for at least one year. Non-EU driving licenses are accepted with no problem.

DRIVERS AGE: Minimum age 21 years. Drivers under 25 years must hold a driving license of at least 3 years. Drivers under 25 years of age who hold a driving license of less than 3 years can obtain the right to drive the vehicle on request at an additional fee. Maximum age 70 years. Drivers over 70 years with valid license can obtain the right to drive free of charge but must advise their date of birth at the time of booking in order to arrange insurance coverage.

PAPERWORK:A registration form will need to be completed and the hiring staff will check the driving license details, plus those of any additional drivers. They will also request a deposit, usu-ally taken on a credit card, or by cash, which will be refunded on the safe return of the car.

GENERAL CONDITIONS: All rentals are subject to the standard terms and conditions printed on the rental agree-ment.

Hiring a car in Cyprus is very easy, comfortable and can be done at competitive rates. A car can be booked online and driven from the airport or can be booked in person once arrived in Cyprus

CAR HIRE

GUIDE TO LIVING IN CYPRUS | CAR HIRE

CHAPTER

26 GUIDE TO LIVING IN CYPRUS | CAR HIRE

100 101

DRIVING IN CYPRUS


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GUIDE TO LIVING IN CYPRUS | DRIVING IN CYPRUS

CHAPTER

DRIVING IN CYPRUSDrivers must adhere strictly to the national speed limits. The maximum speed permissible on the island’s major highways is 100 km/h and the minimum is 65 km/h. Unless otherwise signposted, the maximum speed limit on ordinary inter-urban and rural roads is 80 km/h. In built up areas, the maxi-mum speed limit is 50 km/h unless otherwise signposted.

It is prohibited to drive if the levels of alcohol in the blood or breath are above the admissible limit of 50 milligrams of alcohol in 100 millilitres of blood (BAC 0.5 mg/ml). The admissible limit in breath is up to 22 micrograms of alcohol in 100 millilitres of exhaled air.

If driving, a valid driving license is required, bearing in mind the following:

• European citizens may drive on their country’s driving licence • Non-European visitors may drive on their country’s driving licence for a maximum period of 30 days or on a valid international driving licence. • Citizens from Norway, Iceland, Lichtenstein, Australia, Russia, Georgia, Ukraine, Serbia, Switzerland, Zimbabwe, USA, Japan, Canada, New Zealand, South Africa and South Korea may drive on their country’s driving license for a maximum period of 6 months. Upon the completion of the 6 month period they are required to apply for a Cypriot driving license without taking a driving test. • Citizens from countries which do not fall in any of the above categories (for example China) are required to acquire a Cypriot driving license by following the appropriate procedure ie. Taking a driving test (both theory and practical).

In Cyprus traffic drives on the left NOT the right

• Most traffic signs will be recognizable as they conform to EU standards • Speed limit signs are in kilometers per hour (KPH) • Information signs are in Greek and English with some in Turkish • All occupants of vehicles must wear seatbelts • Mobile phone use is prohibited (hands free is permitted by law) • Crash helmets are required to be worn for all mopeds and motorcycles • Traffic laws in general are similar to those in the UK

Whatever the season

It is advisable to have sunglasses available. It is likely a driver will travel towards the sun at some stage as the coast runs east/west.During the summer it is a good idea to carry some bottled water.

Driving Test Application

After just 6 months of residency a person can apply for a learner driving license and take a Cyprus driving test. This complies with EU directives.

EU provisional/learner/student licences are valid and can be used to drive and book a test providing the person is old enough to drive in Cyprus. The test fee is €20.

It is possible to pay an extra €34.17 to take the test out of hours. This is to pay the examiner to work overtime. The test will be in the afternoon after normal working hours. 21 days must elapse between the issue of a provisional licence and the test.

If the test is failed, an interval of 30 days must elapse before it can be retaken.

14 GUIDE TO LIVING IN CYPRUS | DRIVING IN CYPRUS

Taking the driving test in a private or non driving school, vehicle:

Documents to produce:

• Driving License • Insurance certificate. This is an extra insurance which specifically covers use of the vehicle on the day of the test and for the purpose of taking the driving test • MOT (if required) • The vehicle must display E plates front and rear The vehicle’s handbrake must be in the centre of the vehicle to enable the examiner to use it in an emergency

The Cyprus Driving Test:

• Consists of a short verbal theory test of about 15 or more questions on traffic signs and the Highway Code similar to that taken when applying for a provisional license. • The practical test takes about 35 minutes and consists of a drive on the local roads and includes some maneuvering for example parallel parking. The result is given at the end of the test. • If the test is passed in an automatic car, a full licence is issued but only automatics can be driven with that licence. A pass in a car with a manual gearbox enables the driver to drive both types of vehicle.

The waiting list for a test is currently between three and four months.

• A driver must undergo seven (7) hours of compulsory education before taking the Category B+E test.

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DRIVING INFORMATION:

ITEMS TO CARRY IN THE CARIt is compulsory to carry two red warning triangles in the vehicle and use them to warn other traffic when involved in an incident,

breakdown or accident.

ROAD CONDITIONSCommon causes of traffic accidents include speeding, tailgating, overtaking and a disregard

for traffic lights. Driving in Cyprus is almost a necessity as public transport services are not available to all areas or at all times. Well-

maintained, good-sized roads connect the villages and the towns, with four lane motorways connecting the main towns of Nicosia,

Limassol, Larnaca, Ayia Napa and Paphos. Minor roads and forest roads are usually kept in good condition although they may be

un-surfaced. Many mountain roads may close in the winter. Drivers should always have sunglasses available as the glare of light can

be dangerously blinding, particularly in summer or when driving westward in the late afternoon.

• Drive on the left in Cyprus

• Seat belts for driver and passenger are compulsory.

• It is obligatory for all children under the age of five to sit in the back, strapped into a proper child car seat. Children from

five to ten years of age may occupy the front passenger seat provided a child’s seat belt has been fitted.

• Using a mobile phone while driving is prohibited unless using a “handsfree” unit.

• Smoking in a vehicle which is carrying a passenger under the age of 16 is prohibited.

• Motorcyclists and passengers must wear a helmet.

• Motorcycle/moped/scooter passengers must be over the age of 12 and sit astride the seat.

• Road signs are in English and Greek.

• Distances are marked in kilometres.

• Road speeds are marked in kilometres-per hour (Km/h).

• All roads on the entire island are toll free.

• Horns must not be used between 22:00-06:00. Honking near a hospital is forbidden at any time.

• Third party liability insurance is obligatory.

• For emergency assistance call 112 or 199.

GUIDE TO LIVING IN CYPRUS | DRIVING INFORMATION

ROAD TAXRoad tax (also known as a circulation fee) is paid annually to the Department of Motor Vehicles for the period January to December.

It is usually paid in full. The rate of tax depends on the vehicle engine size, with the fee increasing with the engine size. The Vehicle

Registration (tax) disc should be displayed on the car windscreen.

• Payment can be made to the Co-Operative Bank. Bring the Vehicle Registration Document .

• Road Transport Department At: 17 Vasileos Pavlou, 1425 Engomi Tel: 22 807 104 Fax: 22 807 105.

SPEED LIMITS• The speed limit on motorways is 100 Km/h .

• Regional roads: 80 km/h, unless otherwise indicated .

• Built up areas (towns and villages): 50 Km/h, unless otherwise indicated .

• Speeding is penalised with a fine .

Speed checks are done by the police. Some traffic cameras now operate in Cyprus, set mainly at traffic lights to catch drivers jump-

ing the lights, using mobile phones while driving, not wearing a seatbelts etc. More will be rolled out over time. Police may use

mobile cameras during their speed checks.

PARKINGMunicipal and private parking places and garages are widely available. Pay parking on the street is available in the town centres

(there is usually no fee on Saturday afternoons, Sundays, or public holidays).

• It is illegal to park or wait at a double yellow line .

• Short stops to load or unload may be made at a single yellow line (although parking is prohibited).

PETROL & FUEL• All petrol (gas) stations sell premium and unleaded petrol (super and 95) and diesel .

• Petrol is measured by the litre .

• Many petrol stations in urban and coastal areas operate with self service machine taking payment by credit card or bank notes.

These are usually available 24 hours a day .

• Petrol may not be available inland or in rural areas on weekends or public holidays. Note: in August many rural petrol stations may

be closed.

TRAFFIC OFFENCES & PENALTIESIf a traffic offence is committed, a fixed penalty and a ticket will be issued. If the ticket is not

accepted by the offender, a court summons will be issued. The penalties are issued in conjunction with penalty points. The courts

have the power to disqualify drivers when they have 12 points on their licence; when the disqualification is removed, the offender

will be able to drive again, but the points will remain for another three years.

ACCIDENT & BREAKDOWNIn case of accident or breakdown it is recommended to carry a cellular/mobile telephone.

The Cyprus Automobile Association is a non-profit organisation providing 24-hour emergency service to members and members of

affiliate organisations.

• CAA 24-hour emergency service: 22 313 131

There are several private 24-hour breakdown service and towing companies in Cyprus.

IMPORTING CARS INTO CYPRUSFor information on how to import your car into Cyprus please visit the Cypriot Customs & Excise

web page: http://www.mof.gov.cy/mof/customs/Customs.nsf/All/8164079B0D1D7A48C22572CF002022C9?OpenDocument

GUIDE TO LIVING IN CYPRUS | DRIVING INFORMATION

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FOOD AND BEVERAGE EATING OUT & SUPERMARKETS


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GUIDE TO LIVING IN CYPRUS | FOOD AND BEVERAGE EATING OUT & SUPERMARKETS

CHAPTER

FOOD AND BEVERAGE EATING OUT & SUPERMARKETSFOOD AND DRINKCypriot food is essentially Mediterranean, similar to that of Greece, with emphasis on fresh local ingredients, a strong mix of herbs and spices and a light spattering of olive oil.

Although Cyprus is an island, the price of seafood is quite high as this part of the Mediterranean is not rich in fish and many species have to be imported deep-frozen. Traditional Cypriot seafood dishes include small, deep-fried fish and cuttlefish rings.

EATING OUTIn Cyprus there are restaurants to suit all palates and budgets. Prices range according to the type of food served and the location. Waiters always speak English which helps make any visit a culinary experience to remember.

The best way to become acquainted with Cypriot food is to order a meze in one of the many Cypriot tavernas and restau-rants. This consists of many small dishes with a little of everything available on the day in that taverna or restaurant. There is no better way to sample Cypriot cuisine than the meze, as the widest variety of

local food can be enjoyed in one sitting. In the summer a meal can be enjoyed at one of the many open air tavernas which are usually decorated with vines and, in some instances, offering live Cypriot music. There are also many restaurants which of-fer a wide variety of international cuisine ranging from Chinese, Indian, Lebanese, French, Mexican, Italian etcMost of the international fast food chains have outlets in Cyprus, and you local ver-sions serving kebabs or more traditional dishes can also be found.Cyprus, like most Mediterranean coun-tries, has a café culture and offers a great selection.

15 GUIDE TO LIVING IN CYPRUS | FOOD AND BEVERAGE EATING OUT & SUPERMARKETS

Like most European countries, Cyprus has supermarkets in each of the cities. Most of them have at least two floors with household goods, electrical items and (sometimes) clothes being sold upstairs while the main grocery/produce shop is on the ground floor.Supermarkets are hygienic, convenient and provide a wide range of foods including those imported from the UK and elsewhere. The setup is familiar to people from western countries where a wire trolley is used to hold items whilst shopping before queuing up at the check out to pay. Payment can be made by credit or debit card, cheque, or with cash. Most of them offer some kind of loyalty card which offers discounts for frequent shoppers and accumulate points. Many supermarkets have special offers each week prominently displayed outside.

Supermarkets are usually open from about 7.30am until 7.30pm on Mondays, Tuesdays, Thursdays and Fridays. On Wednesdays they close around 3.00pm and on Sundays they are closed all day. In the summer time in many shops and all supermarkets stay open on Wednesdays, Saturdays and Sundays until late in the evening, essentially they are open 7 days a week. During December, because of the upcoming holiday season most supermarkets extend their hours, even opening on Sundays in the run-up to Christmas. While many shops observe a siesta period from 1pm-4pm from June to August most of the supermarkets stay open since they have full air conditioning.

CARREFOURA large supermarket with wide aisles and a second floor which allows the customer to go upstairs witha trolley on an inclined moving walkway. There is a large easy to use parking area directly in front of the supermarket.

PAPANTONIOU SUPERMARKETSThere are three Papantoniou super-markets in Paphos, one in Polis, one in Pissouri and the newest one in Limassol.. The larger stores have an extensive range of products available on the shelf includ-ing international brand names.

Special features in these stores are the butchery, fishmongers, extensive fruit and vegetable section, delicatessen ( especially various cheeses), bakery serv-ing delicious bread, cakes and pastries, toys and games section, clothes section, ample parking areas, central location.

There is a bonus card system in opera-tion with good discounts in exchange for points plus cash purchases.

E & S SUPERMARKETMain branch is in Kato Paphos, Apostolo Pavlou Street. E & S supermarkets is a national company with representation in all major towns across Cyprus. There are two supermarkets in Paphos.An extensive range of products available including international brand names.E&S are the Cypriot version of a Co-Op.

Often the prices are lower here in com-parison with other supermarkets. There is a bonus card system and it is valid across Cyprus.

DEBENHAMS AND SUPER HOME CENTEROpposite Paphos football Stadium, Yeroskipou. Debenhams is a department store encompassing a supermarket on the ground floor. Debenhams also offers designer clothes, children’s wear, books, handcrafted gifts, shoes, cosmetics, an in-house optical section as well as a spa-cious cafeteria and bakery.

Super Home center is a well stocked DIY store and has many home and garden items at competitive prices. Parking is available near the store.

There is a bonus card system in opera-tion. The card can be used across Cyprus in a variety of shops. ALPHAMEGA SUPERMARKETSAlphaMega Supermarkets is a recent addition to the supermarket family of Paphos. It is a national company with representation in all the major cities of Cyprus.With a modern, newly built building, this supermarket prides itself on offering convenience. It has a butchery, delicates-sen, fishmonger, bakery and several other departments.

Ample parking is available and a loyalty scheme is available.

LIDL SUPERMARKET Operating a successful chain of discount food stores across Europe and beyond, Lidl now has 2 stores in Pafos offering value for money on most household items as well as food. This is a very popu-lar supermarket. The stores offer vast selections of imported food at low prices.

Supermarkets

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GUIDE TO LIVING IN CYPRUS | SUPERMARKETS OFFERS

SUPERMARKETSOFFERS

Lidl supermarket offers

Pricing indicated correct as of Aug. 2013.

GUIDE TO LIVING IN CYPRUS | SUPERMARKETS OFFERS

Carrefour supermarket offers

Papantoniou supermarket offers

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LEARNING LANGUAGES


114 115

GUIDE TO LIVING IN CYPRUS | LEARNING LANGUAGES

CHAPTER

16

INTERTUTORIAL CENTRE TEL: + 357 26 94 85 13

Greek Language for Non Native SpeakersLessons are held twice a week or more on request. Price is €250 for 40 hours (Groups of 4-5 people)

INTERTUTORIAL CENTRE TEL: + 357 26 94 85 13

Lessons are held twice a week or more on request price is €250 for 40 hours (Groups of 4-5 people)

INTERLINGUA PRIVATE INSTITUTE OF FOREIGN LANGUAGES LTD TEL :PAPHOS 26 941781 / GEROSKYPOU 26 961412

Group lessons: min 3 people max 6 people€230 per person for 40 hoursSeptember – June 2 – 3 hours per week

Private lessons also offered on request, price on request.

LEARNING LANGUAGES

LEARNING ENGLISH

LEARNING GREEK

A Greek language course will provide the ability to:

• Speak Greek with confidence

• Interact more confidently when visiting Greek-speaking regions or dealing with Greek speakers

• Build rapport and strengthen relationships with Greek-speaking colleagues and clients

• Facilitate international communication at both a personal and organisational level

INTERLINGUA PRIVATE INSTITUTE OF FOREIGN LANGUAGES LTD TEL :PAPHOS 26 941781 / GEROSKYPOU 26 961412

Group lessons: min 3 people max 6 people€230 per person for 40 hoursSeptember – June 2 – 3 hours per weekPrivate lessons also offered on request, price on request.

You don’t need Greek in Cyprus 90% of people speak English.

The State Institutes for Further Education function under the auspices of Secondary Education all over Cyprus. They aim at offering equal opportunities of education to thousands of students of all ages and adults and promoting lifelong learning which is a funda-mental requirement of the European Union. The State Institutes for Further Education help low income families and offer scholar-ships to students who excel in their exams. They employ experienced teachers as well as young unemployed teachers. There are 41 State Institutes all over Cyprus with more than 17,000 students every year.

Lessons offered at the State Institutes for Further Education • Languages (English, French, German, Italian, Spanish, Russian, Turkish) up to level B1 or B2 of the Common European Framework for languages. • Greek for Foreigners. The program can be attended by foreigners who live and work in Cyprus. • Accounting at all levels. • Remedial lessons for Gymnasium and Lyceum students • Computers • Preparatory lessons for the Government Entrance Exams

http://www.moec.gov.cy/kie/pdf/state_institutes_further_education_en.pdf

ExamsAt the end of the school year the students at the State Institutes for Further Education sit final exams and the students who pass the exams successfully are given a Certificate. The State Institutes for Further Education also prepare students for the following exams: • Government Entrance University Exams • G.C.E. O’ & A’ Level, I.G.C.S.E., I.E.L.T.S. • F.C.E. Cambridge • DELF for the French language • L.C.C.I. for Accounting • E.C.D.L., I.C.T. Europe for Computers

GENERAL INFORMATION

The enrolments at the State Institutes for Further Education are in June and there are additional registrations the first days of Sep-tember. The lessons start at the same time as the lessons at the Secondary Schools and finish in the middle of May. The number of students in each class differs according to the area. The State Institutes for Further Education are open every Monday, Tuesday,Thursday and Friday. There are classes for adults in some Institutes in the evenings. Every lesson lasts 90 minutes and it is offered twice a week. The fees are very low and they are approved by the Ministry of Finance. They range from €225 - €385 a year.The State Institutes for Further Education keep an attendance book and students who exceed 20 absences are not allowed to sit the final exams.

GUIDE TO LIVING IN CYPRUS | LEARNING LANGUAGES

STATE INSTITUTES FOR FURTHER EDUCATION

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BEACHESGUIDE TO LIVING IN CYPRUS

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The coasts of Cyprus are officially classed as clean, safe and also environmen-tally significant - something the island is proud of and works hard to maintain. Aside from the high number of Blue Flag beaches, Cyprus is also ranked top of the list for Bathing Water Quality in Europe with a conformity rate of 100%. This is the seventh continuous year since 2005 that the island has coveted the top spot.

The coasts of Cyprus are not just popu-lar with humans… they are also home to rare turtles which lay their eggs on beaches all over the island but mainly in the coastal area of Akamas during May. Lately the number of turtles due to hatch in September has increased to around 30,000 - 40,000. This figure is more than double since the Cyprus Turtle Conserva-tion Project was launched in 1978 and it is considered one of the most innovative in the Mediterranean.

The partnership between the CTO, Cy-prus Sustainable Tourism Initiative (CSTI) and the UK sustainable tourism charity, the Travel Foundation works together with hoteliers and the local authorities on sustainable actions including: replacing sun beds with ones made from recycled materials; providing traditionally pro-duced and locally-made clay ashtrays; replacing and re-vamping general waste and recycling bins, and promoting plants which are endemic to Cyprus.

The official beaches of Cyprus all have lifeguards posted and the larger beaches have umbrellas and sun beds for rent by the day for a small fee. Dogs are not allowed on beaches. Most beaches also have kiosks and vendors offering drinks, ice cream and snacks.

BEACHES

GUIDE TO LIVING IN CYPRUS | BEACHES

CHAPTER

17

The Blue Flag is a voluntary eco-label awarded to more than 3850 beaches and marinas in 48 coun-tries across Europe, South Africa, Morocco, Tunisia, New Zealand, Brazil, Canada and the Caribbean. The Blue Flag works towards sus-tainable development of beaches and marinas through strict criteria dealing with Water Quality, Environ-mental Education and Information, Environmental Management, and Safety and Other Services. The Blue Flag Program is owned and run by the non-government, non-profit organisation the Foundation for Environmental Education

Pisouri Bay, Limassol Petra tou Romiou, Pafos Coral Bay, Peyia-Pafos

GUIDE TO LIVING IN CYPRUS | BEACHES

Nissi Beach, Agia Napa

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SWIMMING LESSONS


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GUIDE TO LIVING IN CYPRUS | SWIMMING LESSONS GUIDE TO LIVING IN CYPRUS | SWIMMING LESSONS

CHAPTER

SUE TEL: 99 33 47 98 (PRIVATE LESSONS)

Private lessons any age group or ability €20 for a 30 minute class For families with two children special price of €20 for both not each.

POSEIDONIO SPA TEL: 26 222 234

Children’s Swimming Lessons:*swimmimg classes are booked according to age & level of the child, trying to accommodate the hours & days of the parents preference--->

2 times a week , 45 min lesson is €55 per month

SWIMMING LESSONS:

MONDAY

AQUA AQUA AQUA

KIDS SWIMMING

POOL FREE POOL FREE POOL FREE POOL FREE POOL FREE POOL FREE

KIDS SWIMMING KIDS SWIMMING KIDS SWIMMING KIDS SWIMMING

KIDS SWIMMING

09:30 - 10:30

07:30 - 09:00 07:30 - 09:00 07:30 - 09:00 15:00 - 16:0007:30 - 14:00 07:30 - 14:00

AFTER 20:00 AFTER 19:00 AFTER 20:30AFTER 20:00 AFTER 20:00

11:30 - 14:00 11:00 - 15:00 11:00 - 14:00

09:30 - 10:30 09:30 - 10:30

02:30 - 08:00 02:30 - 08:00 02:30 - 07:00 02:30 - 08:00 02:30 - 08:30

09:30 - 14:30

TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY

18

Pricing indicated correct as of Aug. 2013.

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USEFUL TEL NUMBERS


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GUIDE TO LIVING IN CYPRUS | USEFUL TEL NUMBERS

CHAPTER

USEFUL TEL NUMBERSEMERGENCY NUMBER (Police, Fire, Ambulance): 112

CITIZENS HOTLINE WITH POLICE: 1460

EUROPEAN EMERGENCY NUMBER: 112

BRITISH BASES POLICE: 1443

DRUG LAW ENFORCEMENT UNIT: (Confidential information) 1498

DRUG INFO & POISON CONTROL 1401

AIDS ADVISORY BUREAU: 22 305 155

NARCOTICS HELPLINE: (Outside hours 22-304160) 1410

RESCUE CO-ORDINATION CENTRE: (Immediate response service for aeronautical or maritime accident & incidents) 1441

FOREST FIRES: 1407

AIRPORTS – Flight Information Hotline For Larnaca And Paphos Airports: 77778 833

ELECTRICITY AUTHORITY OF CYPRUS (Faults): 1800

WATER BOARD: PAPHOS: 26932374

POST OFFICE: PAPHOS: 26 819 014

CREDIT CARD LOSS: JCC PAYMENT SYSTEMS 22 868 100

19

EMERGENCY SERVICES (Police, Fire, Ambulance)

FOREST FIRES REPORT

LATE NIGHT PHARMACIES

Agia Napa

Larnaka

Lemesos

Nicosia

Pafos

+357 90 901 413

+357 90 901 414

+357 90 901 415

+357 90 901 412

+357 90 901 416

+357 1407

+357 112

GUIDE TO LIVING IN CYPRUS | USEFUL TEL NUMBERS

GENERAL HOSPITALS

Agia Napa & Protaras

Kyrenia

Larnaka

Lefkosia

Lemesos

Nicosia

Pafos

+357 23 200 000

+357 28 152 266

+357 24 800 500

+357 22 285 441

+357 25 801 100

+357 22 603 000

+357 26 803 100

CREDIT CARD LOSS JCC Payment Systems +357 22 868 100

POLICE HEADQUARTERS

Agia Napa

Larnaka

Lemesos

Nicosia

Pafos

+357 23 803 200

+357 24 630 200

+357 25 805 050

+357 22 802 020

+357 26 806 060

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INSURANCEGUIDE TO LIVING IN CYPRUS

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GUIDE TO LIVING IN CYPRUS | INSURANCE

CHAPTER

Please see below a number of key insurance policies which may be required:

INSURANCE

Building & contents insurance Pafilia Insurance co-operates with many major insurance companies across the island, enabling it to secure very reasonable rates for Pafilia homeowners. They offer buildings and contents insurance, private home insurance and communal insurance. The annual premium varies according to the cover and the amount covered

Car InsuranceIt is also a legal requirement for non-EU citizens who are permanent residents of Cyprus to be insured for at least third party cover. Optionally an owner may decide to obtain a fully comprehensive insurance for his vehicle. There are many competing companies for motor insurance and cover can usually be arranged over the phone.

Medical InsuranceIt is also a legal requirement for 3rd country citizens (non-EU) who are permanent residents of Cyprus to have medical insurance cover. There are many competing companies which can cover full medical insurance for adults and children

20 GUIDE TO LIVING IN CYPRUS | INSURANCE

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PETSGUIDE TO LIVING IN CYPRUS

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GUIDE TO LIVING IN CYPRUS | PETS

CHAPTER

Properly identified and vaccinated pet animals may travel freely in mainland Europe, provided they have an EU Pet Passport. Cyprus is one of the very few rabies-free countries, with tight legislation on animal control, which has avoided many of the deseases that affect so much of the world.

Cats, dogs and ferrets living in the EU can travel between EU-member states if accompanied by a valid EU Pet Passport. The EU Pet Passport can also be used when travelling between Eu-rope and the following areas: Corsica, Sardinia and the Balearics.The EU Pet Passport is a booklet, identical for all European countries, which contains obligatory information concerning an individual animal: including an identification number and proof of valid vaccination against the rabies virus. It may contain other non-obligatory information. It is valid for the lifetime of the pet. Each passport is numbered for identification purposes.In order for an animal to qualify for an EU Pet Passport, it must be:

• micro chipped for identification purposes • vaccinated against rabies, and confirmed by a blood test

The process for obtaining an EU Pet Passport can take several months. If the animal’s rabies vaccination is not kept up-to-date, the process will need to be started from the beginning.

Therefore it is recommended to ensure that rabies vaccinations are done on schedule (they differ from country to country; in Cyprus animals must be vaccinated once a year). Further infor-mation regarding the EU Pet Passport can be obtained from the animal’s veterinarian, who should have relevant information and be able to prepare the pet for travel.Animals travelling to Ireland, Sweden, Malta and the United Kingdom must meet additional regulations set forth by those countries for entry. When traveling to Sweden and Finland, animals must also have proof of tapeworm (echinococcosis) treatment.The EU Pet Passport may also be used when travelling between the EU and other countries with the same rabies status. These countries include: Andorra, Iceland, Liechtenstein, Gibraltar, Monaco, Norway, San Marino, Switzerland and the Vatican City State.If a pet from an EU-member state temporarily stays in a “third country”, it will be able to come back into the EU if it has its EU Pet Passport and meets entry requirements.

Pets originating from a third country that does not appear on the accepted countries list will not be subject to quarantine or an import permit if the following are fulfilled:

Transporting Pets From Eu Countries

The european pet passport

Transporting Pets From Non-EU Countries

• The animal has acceptable identification, such as a clearly readable tattoo or a readable implanted electronic microchip • The animal came to Cyprus directly from a third country (as considered by EU legislation) and has travel documents verifying from which country the animal has arrived• The animal is accompanied by a valid written health certificate (in English or Greek) issued by an official veterinarian that clearly states the:

• Name, surname and address of the owner • Tattoo or microchip number • Animal’s breed, gender, type of coat, color and date of birth • Date of the animal’s rabies vaccination (which must be valid) • Commercial brand and name of the vaccine administered • Date of the next rabies revaccination • Health Certificate form

PETS

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Entry points in Cyprus:

Health certificates are valid for four months.

If the requirements are not fulfilled, the animal will be subject to quarantine; quarantine and inspection fees will be payable.Note: Animals traveling from Northern Cyprus to an EU country do not qualify for the EU Pet Passport Scheme.

• Larnaca International Airport• Paphos International Airport• Limassol Port• Larnaca Port• Paphos Port• Latchi Port• Larnaca Marina• St Raphael Marina

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LEISURE ACTIVITIES


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LEISURE ACTIVITIES

GOLF Minthis Hills Golf Club is a first class course and only a 15 minutes drive from Paphos. At an altitude of 550m above sea level it’s a course for all seasons enjoying cool breezes even during the sum-mer. The course enjoys a historical location, situated in the grounds of a twelfth century monastery.

WATER PARKS In Paphos and Limassol there are water parks which cater for all ages. There is something for everyone, with slow moving water rapids to the death defying water slides. Food and drinks are also available. It is a good and full family day out.

ITHAKI MINI GOLF & AMUSEMENT PARKThis 18-hole mini golf course is a perfect place to have a friendly family competition and even get children interested in taking up a new hobby. The Ithaki Amusement Park is next door.

PAFOS ZOOPafos Zoo, one of Cyprus’ newest attractions is set in a beautiful and panoramic location. There are exotic parrots, toucans, owls, peacocks and eagles along with their animal friends, deer, antelopes, zebras, ga-zelles and giant tortoises.

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BOATS / SAILINGThere are many organised boat trips avail-able or, for the competent sailor, a small boat can be hired with a picnic lunch in-cluded at a very reasonable price! Boat trips can be a sunset cruise or a full day event. Power boats can also be hired as well as sailing dinghies, pedal boats and windsurf-ers at most beaches and resorts. For special events including birthdays and weddings, boats can be privately chartered.

FISHINGFishing trips can be arranged through travel agents or by visiting the local harbour where there are organised trips. These range from a half day to a full day with equipment provided and some even cater for lunch and a swim in the clear blue waters of the Mediterranean!

WATER SPORTSAll main resort areas have a variety of water sports and activities. These include jet skis, water skiing, dough-nut and banana rides, snorkeling, diving, canoeing, windsurfing, hiring dinghies and paragliding.

DIVINGCyprus offers many archaeological treasures underwater such as the am-phitheatre at Aghios Georgios in the Peyia district. There are many PADI centres which offer diving courses for beginners and intermediate and organised dives for the more experi-enced, including night dives.

CAMPING There are seven licenced sites which provide shower/toilet blocks, snack bars and mini market. This is ex-tremely popular among Cypriots.

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CYCLING Many opportunities exist for the keen cyclist to explore the Island by this mode of trans-port. Cycles can be hired and maps are given to show well known cycle routes includ-ing the more rugged off road treks. There are coastal routes with proper cycle tracks in some places, country routes offering a different perspective of the scenery and the opportunity to join a cycle club outing. Twice yearly there is a mountain event through the Troodos attracting many international cyclists to this rocky, mountainous stretch.

GO-CARTING There are several tracks around the Island, professionally run with high safety stand-ards. All equipment is supplied including helmets.

PAINTBALL There are paintball centres in Paphos and Limassol

TENNIS Most towns have tennis courts accessible to the public. Hotels offer their guests free access to their own courts but mem-bers of the public are also encouraged to use the facilities at a small fee. In Nicosia there is an academy with four clay courts and modern gymnasium. High caliber events are often catered for here.

WINTER SPORTS / SKIING During the months of January to March skiing can be enjoyed in the Troodos Mountains. There are four slopes and cross country trails available. All levels of competence are catered for, including a ski school for beginners. All equipment can be hired on site.


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WEDDINGSGUIDE TO LIVING IN CYPRUS

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WEDDINGSWith over 300 days of sunshine per year, sparkling blue seas and beautiful coastlines, Cyprus is more than just a popular holiday destination. Since 2006, over 9,000 visitors from all over the world have chosen this versatile Mediter-ranean island as their wedding location.

You can choose to have a civil wedding at the Town Hall, or if you are Christian Orthodox, Catholic or Anglican denomi-nation you can marry in Church.

The true challenge of making Cyprus the destination for your wedding is of an entirely different nature: choosing the ideal wedding location from a broad and varied range of picturesque wedding venues. The choices range from

ancient town halls, churches, chapels, hotels and restau-rants to outdoor locations such as yachts, beach pavilions, terraces featuring spectacular views of the ocean and beautiful gardens of lush vegetation.

As Pafilia we can offer out Minthis Hills Clubhouse and grounds as a venue to have the ceremony (either religious or civil) and also to host the wedding celebration with top quality food and wine in a very contemporary and beauti-ful location. For more information: www.minthishills.com or email [email protected]

• All documentation MUST BE ORIGINAL (photocopies are not accepted).• Be resident in Cyprus for a minimum of three working days before your wedding day (excluding weekends, public holidays and the day of arrival).• 10 Year passport with at least 6 months validity remaining before departure date.• Each person must have your own Freedom to Marry Certificate (affidavit / single status declaration) stating that there is no impediment to marry each other.• The certificate must include your name, address, nationality, passport number, occupation, marital status (single, divorced or widow/er), the date that you intend to marry in Cyprus; and be signed and stamped by a registered solicitor on the document. This document must not be more than 6 months old.• Birth certificates.• Adoption certificate, if applicable.• Original copy of the decree absolute if divorced. If Catholic, the original copy of the marriage annulment.• Original copy of the death certificate if widowed.• Proof of name change by Deed Poll (if applicable), stamped and signed by a solicitor.• If either partner are under the legal age of consent (18 years) a written consent is required from a solicitor on behalf of the parent(s).• Copies of two witnesses passport (where name and passport number is shown).• Baptism or Christening certificate of either one or both of the parties (applicable for church ceremonies only).• For Church ceremonies the name and the address of the couple’s home Church Minister/Priest is required.• All religious weddings and blessings except those performed by an Anglican Priest must be preceded by a civil ceremony.

According to Cypriot law, before a wedding in Cyprus can proceed you must bring with you the following documents:

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EMBASSIES AND VISAS


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For persons who are permanent residents of Cyprus there is no requirement to obtain a visa to visit the island. However if they wish to travel to other countries within Europe a visa will be necessary. This can be arranged in person by visiting the relevant embassy in Nicosia and within a few days the visa will be issued. The traveller also has the option of requesting multiple entry visas for any coun-try as well as obtaining long duration Schengen visas which allow them to travel within all the Schengen member countries without any further permits required

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Here is a list of the contact details of the embassies of the major European countries:

AUSTRIA Embassy of Austria in Nicosia, Cyprus34, Dimosthenous Severi Avenue1st Floor, Office 101P.O.Box. 23961, 1687 Nicosia, CyprusCity: NicosiaPhone: (+357) 22 410151Fax: (+357) 22 680099Email: [email protected] Hours: 08:00 -16:00

BELGIUMEmbassy of Belgium in Nicosia, Cyprus‘The Riverside Forum’2A Chilonos Street, Office 1021101 NicosiaCity: NicosiaPhone: + 357 22.44.90.20Fax: + 357 22.77.47.17Website: http://www.diplomatie.be/nicosiaEmail: [email protected]

CZECH REPUBLICEmbassy of the Czech Republic in Nicosia, Cyprus48, Arsinois Str., Acropolis2001 Nicosia, CyprusCity: NicosiaPhone: 00357-22421118Fax: 00357-22421059Website: http://www.mzv.cz/nicosiaEmail: [email protected] Hours: Monday, Wednesday, Friday: 09.00 - 12.00

DENMARKRoyal Danish Consulate General in Cyprus7 Dositheou StreetParabuilding Block C, 4th floor, 1071City: NicosiaPhone: +357 22 37 60 93Fax: +357 22 37 62 45Website: http://www.ambnicosia.um.dk/enEmail: [email protected]

FINLANDEmbassy of Finland in Nicosia, Cyprus9, Arch. Makarios AvenueSeveris Building, 2nd floor, 1065Postal address: P.O.BOX 21438, 1508City: NicosiaPhone: +357-22-458 020Fax: +357-22-447 880Website: http://www.finland.org.cyEmail: [email protected]

FRANCEEmbassy of France in Nicosia, Cyprus14-16 Saktouri street Agioi Omologitai, 1080 NicosiaCity: NicosiaPhone: [357] (22) 58 53 00Fax: [357] (22) 58 53 35Website: http://www.ambafrancechypre.org/Email: [email protected]

GERMANY Embassy of Germany in Nicosia, Cyprus10 Nikitaras Street, 1080 Nicosia.City: Nicosia, Cyprus.Phone: (00357 2) 2 45 11 45Fax: (00357 2) 2 66 56 94Website: http://www.nikosia.diplo.deEmail: [email protected]

GREECEEmbassy of Greece in Nicosia, CyprusVyronos Av. 8-10P.O.Box 21799,1513City: NicosiaPhone: (0035722) 445111Fax: (0035722) 680649Email: [email protected]

HUNGARYEmbassy of Hungary in Nicosia, Cyprus3, Diagoras St.Office 201, 1097City: NicosiaPhone: 2-667478, +35797602313Fax: 2-667501

IRELANDEmbassy of Ireland of Ireland in Cyprus7, Aiantas Street,1082P.O.Box 23848, 1686City: NicosiaPhone: 00357 22 818183Fax: 00357 22 660050

24 GUIDE TO LIVING IN CYPRUS | EMBASSIES AND VISAS

Website: http://www.embassyofireland.com.cy/Email: [email protected] Hours: Mon - Fri: 08:00 - 17:00 Consular Section: 09:00 - 12:00Details: Ambassador: His Excellency Patrick Scullion

ITALYEmbassy of Italy in Nicosia, Cyprus25th March Street, 11, EngomiCity: NicosiaPhone: 357 2235 7635Fax: 357 2235 7616Website: http://www.ambnicosia.esteri.itEmail: [email protected]

HOLLANDRoyal Netherlands Embassy in Nicosia, Cyprus34 DemosthenisSeveris AvenueP.O. Box 23835, 1686City: NicosiaPhone: +357-22-873666Fax: +357-22-872399Website: http://cyprus.nlembassy.org/Email: [email protected] Hours: Monday-Friday 10.00-12.00 Telephone inquiries: Monday-Friday 09.00-12.00

NORWAYRoyal Norwegian Honorary Consulate General in NicosiaNaxou 10, 1070City: NicosiaPhone: +357 2234 9414Fax: +357 2234 3149Website: http://www.norway.gr/Embassy/Embassy-Information/Consulates/Details: Consul: Mr. Panayiotis S. Anto-niades

POLANDEmbassy of Poland in Cyprus12 - 14, Kennedy Ave., Office 302PO Box 22743, 1087City: NicosiaPhone: (+357-22) 753784, 753517Fax: (+357-22) 751981Website: http://www.nikozja.polemb.netEmail: [email protected]

PORTUGALEmbassy of Portugal in Cyprus

Archbishop Makarios III Avenue 1516City: NicosiaPhone: +357.22.375.131Fax: +357.22.756.456Email: [email protected] Hours: 9h00 - 16h00

SPAINEmbassy of Spain in Cyprus32, Strovolos Avenue, 4.th floor2018 Strovolos, Nicosia, CyprusCity: NicosiaPhone: (+357) 22450 412/(+357) 22450 410Fax: (+357) 22491 291Email: enmora@cytanetcomcy,[email protected] Hours: 08:00 - 15:00

SWEDENEmbassy of Sweden, NicosiaArchbishop Makarios avenue 9, tr1065 NicosiaPostal Address: P.O. Box 216 211511 Nicosia,CyprusCity: NicosiaPhone: +357 (22) 45 80 88Fax: +357 (22) 37 45 22Website: http://www.swedenabroad.com/nicosiaEmail: [email protected] Hours: Monday-Friday 9 a.m. to 12 noon

SWITZERLANDEmbassy of Switzerland in Cyprus46, Themistocles Dervis Str., Medcon Tower, 6th FloorCity: NicosiaPhone: (+357-22) 466800Fax: (+357-22) 766008Email: [email protected]

UNITED KINGDOMBritish High Commission in Nicosia, CyprusAlexander Pallis Street (PO Box 21978)1587 Nicosia or BFPO 567City: NicosiaPhone: +357 22 861100Fax: (357) (22) 861125Website: http://www.britishhighcom-mission.gov.uk/cyprusEmail: [email protected] Hours: Mon-Fri: 0530-1230 GMT Mon-Fri: 0730-1430 Local Time.

RUSSIAEmbassy of the Russian Federation Ayios Prokopios & Arch.Makarios III Str. Corner , 2406 Engomi, Nicosia, Cyprus P.O.Box 21845, 1514 Nicosia, Cyprus City: NicosiaPhone: (357) 22-774622, 22-772141, 22-772142 Fax: (357) 22-774854 [email protected] Office Hours: 08.00-14.00, 15.00-19.00 (Monday, Wednesday)08.00-15.00 (Tuesday, Thursday)08.00-14.00 (Friday)

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SHOPPING IN CYPRUS


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Shopping is widely available in all Cyprus towns and offer the visitor an enjoyable experience

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DESIGNER LABELS:Exclusive stores in mainly Limassol and Nicosia offer the discerning buyer opportunity to purchase their favourite bags, shoes, watches, style wear and accessories, sometimes at prices much reduced from their own countries. Some of the labels include: Prada, Louis Vuitton, Chanel, Burbery, Polo, Versace, Hugo Boss, Ralph Lauren, Canali, Armani and many others.

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TRADITIONAL LACE CRAFT:In today’s digital age, it’s hearten-ing that in some parts of the world traditional and age-old crafts are still being practised. The women of Lefkara, a hillside village some 35 minutes’ drive from Larnaca, have been producing lace for about 1,500 years. During the Venetian domina-tion of Cyprus from 1489 to 1571 the region’s women adapted their traditional designs to incorporate the striking new techniques they learned from the Italian occupants. This fusion of Cypriot and Venetian lacemaking led to a new form of lace known as lefkaritiko which is now the hallmark of the area.In 1481, on a visit to Lefkara, Leon-ardo da Vinci picked up a piece of potamos embroidery and took it back to Milan cathedral; another piece was presented to the cathedral in 1986 by the Mayor of Lefkara to celebrate its 600th anniversary. You need not visit Lefkara to buy lace, it can be found in many traditional and tourists shops in all towns.

OPEN MARKETS:There are several markets around Cyprus that are open every week-end, although the outdoor markets are subject to weather conditions during the winter months. Cyprus indoor and outdoor markets and car boot sales are very popular. You will find locals and visitors enjoying the vibrant colours and smells from the fruit and vegetable markets, as well as bargain hunters galore at every stall of the other markets that sell a variety of goods


• Look for stores displaying Global Blue Tax Free Shopping signage in the window.• When paying for your purchases ask the shop staff for a Tax Free Form.• Tax Free Forms are available in two versions, one blue, and one white. Fill in all the required fields in block letters, using the Latin alphabet. Remember: Incomplete Tax Free Form = No refund

• At the airport please allow enough time for the refund process before your flight departs.• Before you check in for your flight, go to the Customs desk and present your completed Tax Free Form, passport, receipts/invoices and purchases to get a stamp on your form.• Make sure the goods are sealed and unused.• Don’t pack them away in your check-in luggage as you will need to show them to the Customs Officer. Remember: No Customs Stamp = No Refund

• Go to a Refund counter displaying the Global Blue logo.• Present your stamped and completed Tax Free Forms to receive the refund in cash or to credit card.• In a rush? Mail your stamped completed Tax Free Forms to the address of the Processing Centre and receive your refund on your credit card. NB: The refund you receive is the VAT minus Global Blue’s handling fee.

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Shoppers eligible for Tax Free Shopping*If you have a permanent residence in a non-EU country* VAT Rate18% - Minimum purchase amount 50.00 EUR

TAX FREE GOODS• Refunds are paid on all goods that are exported in the traveller’s personal luggage.• Exported goods must be sealed and unused.• Non-refundable goods:• Food TAX FREE FORM• The Form is valid 1 year after issuing date.• The Form must be duly stamped by a Cypriot or any other EU country Customs within 3 months following the month when the Form was issued.• Original receipt/invoice must be attached to the Form.• All receipts/invoices can be attached together on one Tax Free Form if all were issued from the same retailer within a three month period. ADDRESS OF PROCESSING CENTRE For registered mail:Global Blue Slovakia s.r.o. Apollo BC II., blok E, Prievozska 4D, 821 09 Bratislava, Slovakia For regular mail:Global Blue Slovakia s.r.o., Centralized Services Center, P.O.BOX 363, 810 00 Bratislava 1, Slovakia TIPS• In order to prevent a possible loss of the documents, we recommend you to use secured mail service (e.g. registered mail or courier).• Before sending the documents, please make a copy of them or write down Tax Free Form number (DOC ID) of each Form for your reference. CONTACT In case of any other questions contact us: www.globalblue.com/contact-us/For frequently asked questions visit: www.globalblue.com/faqs/

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PAFILIA SERVICES


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Pafilia Services is a subsidiary company wholly dedicated to catering to clients’ property and lifestyle requirements. A full spectrum of services is on offer, includ-ing interior design, landscaping, property maintenance, housekeeping and dedi-cated concierge. The experienced team currently manages fifty-two projects for over 2000 homeowners, ensuring that

the communal grounds and swimming pools are always in pristine condition. The superb condition of all of Pafilia’s projects is testimony to their outstanding work, even our oldest projects look as good as new.Pafilia Services also undertakes many additional services for clients such as arrangement of airport transfers or even

fridge stocking to ensure their complete comfort and convenience. With Pafilia, clients do not just purchase a hard asset, but an investment property that includes an exceptional lifestyle experience.Below is a list of the general services offered, however this is non-exhaustive as they will gladly cater to individual requests.

PAFILIA SERVICES

• Housekeeping, at a frequency that meets your needs

• Transfers, airport collection and drop-off

• Residence and pool maintenance & gardening, while here or in your absence

• Childcare, babysitting and nanny sourcing

• Personal grocery stocking, pre-arrival or throughout your stay

• Messenger service, local and international postage and shipping

• Car service, a rental car on arrival or at the airport

• Flower service

• Technological assistance

• Catering service

• Interior design & personal shopping

• Laundry & dry cleaning

• Payment of utility bills

• Lifeguard*

• In-home dining, from the resort’s own restaurant or local eateries*

• On-site security*

• Reception & business centre*

* Available only at selected developments

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Cyprus is a firm favourite year round holiday destination which means there is excellent property rental potential. Pafilia has its own dedicated full service Rentals Division which enables homeowners to realise this potential. We market the properties through our global network of sales agents and offices, tailored advertising campaigns and the ‘Pafilia Rentals’ website and online booking system: www.pafiliarentals.com

The homeowner can also capitalise on Pafilia’s management expertise, which includes housekeeping, maintenance, transfers and concierge, to name just a few.

RENTALS

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CONTACT US

HEAD OFFICEPafilia House33 Nicodemou Mylona StreetMarina Court, PO Box 601598101 Pafos – CyprusTel: +357 26 848 800Fax: +357 26 934 910 Email: [email protected]

MOSCOWPafilia Property Developers LtdKrasnopresnenskaiaNaberezhnaia 12Pod’ezd 6, Office 1032123610 Moscow, RussiaTel/Fax: +7 (495) 258 1970/71Email: [email protected]

中国办事处:东方豪庭中国北京市东城区东长安街1号邮编100738中国电话:(+86) 1572 476 1031邮箱: [email protected]