Guaranteed:

> RM70 bil loans > 453,000 accounts

CGC’S PRODUCTS AND SERVICES

FINANCIAL INSTITUTIONS

Financing Schemes

Purpose: Working Capital and/or Asset Acquisition

Financing Amount:Up to RM300,000

Financing Tenure:Up to 5 years

Loan Amount: RM50,000 to RM500,000

Facility Type:Term Loan and/orOverdraft

Interest Rate:BLR + 0% p.a. + Guarantee Fees

Guarantee Schemes

Financing Scheme

Financing Amount: Up to RM5 million

Facility Type:Term Loan

Financing Rate:As low as 5.0% pa.

Kota Bahru

Kuala Terengganu

Kuantan

Prai

Ipoh

Kuala Lumpur

Main Branch

Seremban

Melaka

Batu Pahat

Johor Bahru

Kuching

Miri

Kota Kinabalu Sandakan

16 Branches NationwideAlor Setar

Branch Network

www.imsme.com.my

www.imsme.com.my

TO

Loan Amount

HOW TO APPLY IN imSME?

TO

Loan tenure

HOW TO APPLY IN imSME?

HOW TO APPLY IN imSME?

Legend:

Item 1 - 3 : Successful Matched Process Flow

Item A - D : No Match/Rejected Flow

Submit application

SMEs

No

pro

du

ct

ma

tch

Financial Advisory Team (FAT)

Filter & Match

iDA v2.0

Application update & approval

A

Rejected application

P2P Referral to alternate financing

Agencies

Cap

ac

ity b

uil

din

g &

tra

inin

g

Referral to Agencies

Advisory

1 2

PFIs

3

BC

D

Ap

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Product offered:

• Unsecured financing

DEVELOP GROW

Knowledge sharing workshops from key

personalities or companies to share valuable

experiences on topics relevant to SMEs.

Workshops available are:

Assistance to SMEs in expanding their products

into new markets locally and internationally on

top of their existing sales channels.

Programmes available are:

LOCAL MARKET ACCESS

INTERNATIONAL MARKET ACCESS

SUCCESS

Since 2016, over 2,900 SMEs nationwide

have benefitted from the Programme, which a

number of them have successfully penetrated

the local and international market after going

through sweats and tears, stages of challenges

and perseverance to complete the journey!

We wish to inform that CGC does not appoint any third

party to act for and/or on behalf of CGC with regards to

its product and services.

In the event that you are approached by Third Party

impersonating as an agent of CGC or purporting to be

CGC’s representative or have any information in

relations to the same, please alert or contact us at:

Client Service Centre –

https://www.cgc.com.my/client-service-centre/

CGC Branches –

https://www.cgc.com.my/cgc-branches/