12/21/13 Government schemes in India | Bank Exams Today

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Governmentschemes in India

By: Ramandeep Singh on Thursday,

September 19, 2013

11 comments

H OME IB P S B OOK S IB P S N OT E S

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In general awareness section of IBPS

and many other government job

exams questions are asked from

government schemes. So I made a

list of all government schemes with

their objectives and working. In in

IBPS 2012, SBI 2013, NICL 2013 and

SEBI grade A 2013 questions were

asked from this topic. So if you are

preparing for IBPS PO 2013 then go

through all these schemes.

CENTRAL GOVERNMENT

SCHEMES IN INDIA

AAM AADMI BIMA YOJNA

Started - 02-10-2007

Objective - To provide life and

accident insurance to people

without land living in rural areas

Working - Both State government

and National government

contributes Rs 200 each towards

insurance one family member of age

18-59.

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Rs.195

Rs.137

A Modern Approach To...

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Rs.330

Rs.215

P O P U L A R P O S T S

Money paid to insurance

beneficiary

In case of natural death - Rs

30,000

In case death due to

accident or permanent

disability - Rs 75,000

In case of permanent

disability due to any

accident - Rs 37,500

DOODH GANGA

Goal - Provide interest free loan

and capital subsidies to diary

farmers

INDIRA AWAAZ YOJNA

Started - 1985

Objective - Prociding financial

assistance to rural and urban poor

for construction of houses

Working - Financial assistance of Rs

70,000 in plain areas and Rs 75,000 in

IBPS PO 2013 expected cutoff and

result date1

IBPS RRB interview Cutoff2

Study Notes For IBPS, Banks Exams

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70,000 in plain areas and Rs 75,000 in

difficult areas is provided.

Construction of sanitary

latrine and smokeless

chullah is mandatory

Hiring a contractor is

banned

House is allotted in the

name of woman or jointly in

the name of both man and

woman.

Prefernce is given to

Mentally challenge

Physical challenged

Woman headed houses

Transgenders

Widows and children of

members of defence or

police forces who died on

duty

JANANI SURAKSHA

YOJANA

Started - 12 April 2005

Objective - JSY aims at reducing

and Govt Job Exams3

Check your IBPS PO 3 result status4

Punjab Food Inspector exam Syllabus,

Books and Notes5

IBPS Specialist Officer Books

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Objective - JSY aims at reducing

maternal deaths by promoting

deliveries in public and private health

institutions

Working - Mother should be at least

19 year old and belong to BPL or

SC/ST category.

Government provides

Rs 500 in case of home

delivery

Rs 600 in case of mother

from municipal/corporation

area delivering baby in

private or public health care

center

Rs 700 in case of mother

from rural area delivering

baby in private or public

health care center

LADLI SCHEME

Started - 20 August 2008

Aim- Objective of this scheme was

to raise the status of girl child and

change the social mindset of people

towards girls in Haryana. (Separate

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towards girls in Haryana. (Separate

scheme for Delhi)

Working - Financial assistance of Rs

5000 per family per year is given by

state government on the birth of

second girl child. This scheme is

available for parents who are

domiciles of Haryana.

LADLI LAXMI YOJNA

Aim- Objective of this scheme was

to raise the status of girl child and

change the social mindset of people

towards girls in Madhya Pradesh.

Working - Government purchases

National saving certificate worth Rs

6000 per year for four years for

every girl child born after 01-04-

2008 and whose parents are

domicile of Madhya Pradesh.

Additional money paid on following

events :-

At the time of admission in

4th standard - Rs 2000

At the time of admission in

9th standard - Rs 4000

At the time of admission

11th standard - Rs 7500

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11th standard - Rs 7500

During higher secondary

education - Rs 200 each

month

On the completion of 21

years she could receive

even Rs 1 lac

MAHATMA GANDHI

NATIONAL RURAL

EMPLOYMENT GUARANTEE

ACT

Started - 25 August 2005

Objective - To provide 100 days

employment guarantee per year to

unskilled labourers

Working - Government provides

100 days employment guarantee

per year to unskilled labourer to do

public works for which he is paid Rs

120 per day. In case Government is

unable to provide employment to

labourers then it need pay labourers

for 100 days at their home.

Budget aloocated for MNREGA -

Rs 45000 crores ( 2012-2013)

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MIDDAY MEAL SCHEME

Started - Started on different dates

in various states in India. It was first

introduced in Uttar Pradesh

Objectives - Providing free lunch on

working days to primary and upper

primary students of government

schools in India. This scheme aims at

promoting education and removal

malnutrition in children.

NATIONAL PENSION

SCHEME INDIA

Started - 1 January 2004

Objectives - Provides social security

to Government employees on

retirement

Working - 10% of basic salary is

deducted from basic salary and DA

and contributed to pension fund.

Central government makes equal

contribution to the fund.

PRADHAN MANTRI GRAM

SADAK YOJANA

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Started - 5 December 2000

Objective - To provide roads in

villages with population of 1000+

RASHTRIYA KRISHI VIKAS

YOJANA

Started - August 2007

Objective - This scheme aims at

achieving 4% annual growth in

agriculture sector.

Working - Rs 5875 crores will be in

agricultural sector in 11th five year

plan to improve agricultural

productivity.

RASHTRIYA SWASTHYA

BIMA YOJANA

Started - April 1, 2008

Objective - Providing health

insurance to poor people living

below poverty line and holding

yellow card

Working - Anybody holding yellow

card need to register for this

scheme and get a smart card. Family

get insurance of Rs 30,000 per

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get insurance of Rs 30,000 per

family. This is cashless facility to get

treatment in public as well as private

hospitals.

SAMPOORNA GRAMEEN

ROZGAR YOJANA

Started - 25 September 2001

Aim - Started by cobining two

ongoing schemes namely Jawahar

Gram Smridhi Yojana and

employment Assurance Scheme.

This scheme was started to provide

supplementary employment so that

labourers in rural areas can earn

extra and thus providing food

security to them.

Working - Budget of Rs 10,000

crores has been alloted which is to

be provided in ratio of ratio of 75:25

by Center and State and

government.

SARVA SHIKSHA ABHIYAN

Started - 2001

Aim - Provide useful and free

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Aim - Provide useful and free

education to children in the age

group of 6 -14 years under RTE act

2009

Funds allocated - Rs 61,734 crores

allocated in 2011-12

SWABHIMAN

Started - 10 February 2011

Aim - To provide banking facilitates

in rural areas with banking services.

Goal of this scheme is to start

banking services in 20,000 villages

without banking services with a

population of 2000 by March 2012

SWARNAJAYANTI GRAM

SWAROZGAR YOJANA

Started - 1 April 1999

Objective - SGSY provide assistance

to rural people living below poverty

line to take up self employment.

SWAVALAMBAN

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Started - 2010 (Will be closed on

2017-2017)

Goal - To encourage workers

working in unorganized sector to

save for their retirement

Working - Workers must

invest contribute minimum Rs.1000

to maximum Rs.12000 per year into

their NPS account. Government will

contribute Rs 1000 per year to NPS

account per year.

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11 COMMENTS:

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October 18, 2013 at 5:25 AM

Reply

1. Rachit Singh

very helpful.

thanks a ton

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Replies

Replies

October 18, 2013 at 10:49 AM1. Ramandeep Singh

Thanks Rachit

October 24, 2013 at 2:00 PM

Reply

2. Neha Bhardwaj

@ramandeep singh this was

very much needed in the

last days of my preparation.

October 24, 2013 at 7:52 PM1. Ramandeep Singh

Thanks Neha :)

November 5, 2013 at 10:59 PM

Reply

3. RAVI..

Thanks a lot Ramandeep :)

November 14, 2013 at 12:04 PM

Reply

4. ANONYMOUS

Doing a fab job.

keep it up.

this site is best for bank

exam.

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Replies

November 18, 2013 at 3:35 PM

Reply

5. ANONYMOUS

Is it enough to exam?

November 21, 2013 at 10:15 PM

Reply

6. VANISREE

thank you sir..

November 21, 2013 at 10:20 PM

Reply

7. VANISREE

meru chudachaka ga unaru

November 26, 2013 at 8:44 AM1. Mayank Rajput

ye kya hota h

vanishree

November 27, 2013 at 1:07 AM

Reply

8. ANONYMOUS

sir i wish to kno abt the

vacancy details of ibps spl

officer 2014 exam. could u

please tell me the details

abt tis

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