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Gila River Behavioral Health Services
Insurance Requirements
All contracts with Gila River contain minimum
insurance limits required by the Arizona Department
of Administration and DBHS
How do I know if my insurance meets
contractual requirements?
See this document (or
your contract) for
the exact requirements
needed to maintain
your contract
This checklist summarizes the requirements
A Certificate of Insurance (or
ACORD) summarizes
your coverage
Compare your ACORD with
this sample to determine if you
have met the contractually
required limits
Each letter (A, B, C…)
corresponds to a requirement
A. Each policy shall contain Commercial General Liability
Gila River Behavioral Health
Services
B. with a minimum of $2 million in General Aggregate coverage
A. Each policy shall contain Commercial General Liability
Gila River Behavioral Health
Services
c. Commercial General Liability shall also contain a minimum of $1 million in Products – Completed Operations Aggregate
A. Each policy shall contain Commercial General Liability
Gila River Behavioral Health
Services
D. Personal & Advertising Injury ($1 million)
E. Contractual Liability ($1 million)
F. Fire Legal Liability ($50,000)
G. Each Occurrence ($1 million)
H. Sexual Abuse / Molestation
Gila River Behavioral Health
Services
I. Additional Insured Language
“Gila River Health Care, the State of Arizona, its departments, agencies, boards, commissions, universities and its officers, officials, agents, and employees shall be named as additional insureds with respect to liability arising out of the activities performed by or on behalf of the Contractor"
Gila River Behavioral Health
Services
J. Waiver of Subrogation
Gila River Behavioral Health
Services
Must name Gila River
& the State of AZ
Gila River Health Care, the State of Arizona
J. Waiver of Subrogation
Gila River Behavioral Health
Services
Gila River Health Care, the State of Arizona
“Policy shall contain a waiver of subrogation against Gila River, the State of Arizona, its departments, agencies, boards, commissions, universities and its officers, officials, agents, and employees for losses arising from work performed by or on behalf of the Contractor”
K. Auto Liability: (CSL) $1 Million
L. Workers Comp. Coverage:
$500K-$500K-$1 Million
May be found on ACORD or SCF / Copperpoint Cert.
M. Waiver of Subrogation for WC Coverage:
Must name State of AZ & Gila River
INCLUDE: WAIVER OF SUBROGATION FOR WC COVERAGESTATE OF AZ & GILA RIVER
PROFESSIONAL LIABILITY
N. Professional Liability (Ea. Claim: $1 Million)
O. Professional Liability (Annual Aggregate: $2 Million)
P. Medical Malpractice is automatically included in Professional Liability unless it is specifically stated that it is NOT included
Watch for expiration dates here
Gila River Behavioral Health Services
