financialwellbeing.ie

www.financialwellbeing.ie

FINANCIAL PLANNINGFOR SPECIAL NEEDS

Introduction Thank Financial Challenges Financial Solutions

MY NIECE LAURA


FINANCIAL CHALLENGES Family Earning Professional Fees Complex Area Long Term Care Plan


ENTITLEMENTS Domiciliary Care Allowance Carer’s Allowance & Benefit Respite Care Grant Tax Credit Medical Relief VAT Relief Housing Adaption Grant Disability Passenger


ECONOMY Cost of Living Levies & Charge Savings & Security Further Austerities


BUDGET IMPACT Child Benefit Household Benefit F I S Disability Allowance


REVIEWS Rules & Access Understand System Additional Support Appeal, Appeal, Appeal


LOTTO Happy Days!!! 8,145,060 / 1 Financial Plan Around Situation


FINANCIAL SECURITY As is shown in research “people who have regular financial reviews typically have higher levels of savings and assets than those who do it themselves irrespective of income, starting net assets and other factors”

(KPMG Econtech Report).


CLAIMING


Maximise Entitlement Claim Tax Credits Transition Last 10 = €37,480

DEBT FREE


Living Arrangement €250,000 @ 4% - 25 years Clear 5-years early SAVE = €32,289

SAVINGS


Nest Egg Habit of Saving Risky Investments Special Needs Saving

ESTATE PLAN


Will Trust Letter of Wishes Conversation

CASE STUDY €3,736 Entitlements Will & Trust €24,700 Less Interest Special Needs Saving


CASE STUDY Investment Advice Family Protection Guidance Pension Peace of Mind


TESTIMONIALApril 2012“Thanks Allan for all your help. It makes our lives so much easier. It is amazing but before you came, it was one big black hole and we had no idea where to start or where we were going. But we now feel great knowing we are doing the best for all our kids”

(K Morrison, Dublin).


SPECIAL NEED PLAN Financial Plan Private & Confidential After Care €150


QUESTIONS? Telephone: 021 482 3634 [email protected] www.financialwellbeing.ie Flyer


SUMMARY Financial Challenges Everyone Need Plan Financial Security Private Consultation


Documents

financialwellbeing.ie