Financial performance of Brac Bank

7/28/2019 Financial performance of Brac Bank

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Presentation

OnInternship in BRAC Bank


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Financial Performance of

BRAC Bank


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Internship Report

Origin

Objective

Methodology

Primary

Secondary

Scope

Limitation


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BRAC Bank: An Overview

History

Values

C = Creative R = Reliable

Y = Youthful

S = Strong T = Transparent

A = Accountable

L = Loyal


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About BRAC Bank

% of ShareholdingTotal 100%

International Finance Corporation 5.36%Shore Cap Limited 0.86%

Name of Shareholder 0.008%BRAC 43.77%

Institutions and General Public 50%


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Board of Directors of BRAC Bank

Mr. Muhammad A (Rumee) Ali

(Nominated By BRAC) Chairman

Mr. Shib Narayan Kairy Director

Mr. Quazi Md.Shariful Ala

(Nominated By BRAC)Director

Ms. Nihad KabirIndependent & Depositor Director

Dr. Hafiz G.A. SiddiqiDepositor Director

Ms. Tamara Hasan Abed Director

Mr. Syed Mahbubur Rahman Managing Director and CEO


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Product & Service of BRAC Bank

Corporate Banking

Retail Banking

Probashi Banking

E-Banking

SME Banking


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Internship Experience in BRAC Bank

Financial Reporting &

Taxation

External Reporting Internal reporting Taxation and VAT


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Internship Experience in BRAC Bank

Job Description

Daily Basis

Monthly Basis

Quarterly Basis

Yearly Basis

Specific Job

Critical Observation


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Financial Performance

Credit Deposit Ratio: the proportion ofloan-assets created by banks from thedeposits received.


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Ratio of classified loan against totalloan: dictates the percentage of badloans to total loans.


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Cost of Fund (COF): indicates amount of cost isrequired to incur by the bank to collect a certainamount of money, higher the cost of fund, lower theefficiency of the organization.

Return on Investment: the ratio of money gainedor lost (whether realized or unrealized) on aninvestment relative to the amount of money

invested.

Earnings per Share (EPS): indicating the earningsof the firm against its each share or stock. This ratiois usually used to find out the operating efficiency ofthe firm against its total number of shareoutstanding.


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Net Income (NI) Ratio: measures the efficiency ofthe operating cost to generate profit or net income.The higher the percentage of net income higher theefficiency of the operating expenses.

Return on Assets (ROA): shows how profitablea company's assets are in generating revenue.Higher the percentage of return, higher theefficiency of assets.

DuPont ROE Ratio Analysis: measures the rate of returnon the ownership interest (shareholders' equity) of thecommon stock owners.

The Net Profit margin, The Degree of Asset Utilization, TheEquity Multiplier.


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Probability of Book Value Insolvency:


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Analyzing the performance indicator

Credit Deposit Ratio: Loans and advances:

Total Deposit:


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Ratio of classified loan against total loan:

Return on Investment (ROI): BRAC Bank enjoys a favorable return on investment from 2007-2009

but in 2010 the investment return fall to 9%. The increased in ROI to11.64% as on December 31, 2007 was due to a sharp increment in theyear 2004 but deal came to an end in 2010 and does the effect.


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Net Income Ratio

Return On Asset


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Operating Profit:


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SWOT Analysis

Strength

Weakness

Opportunities

Threats


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Findings and Recommendation:

Problems Relating Banking Activities

Recommendation To Solve the Problem

Conclusion


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Any Query????

Thank you

Documents

Financial performance of Brac Bank