BUSINESS MASTERCARD® REWARDS CREDIT CARD DISCLOSURE

9.75%, 10.75%, or 12.75% APR. This APR will vary based on the Prime Rate as published by the Wall Street Journal. Minimum interest rate 9.75%.

Additional terms and conditions available upon request or with your Suffolk Federal Business Credit Card application.

Rates as of April 27, 2020

Variable Interest Rate

Transaction FeesForeign Transaction Fee

Penalty FeesLate Payment Fee

Returned Payment Fee

Other FeesCard Replacement Fee

Statement Copy Fee

How we will calculate your balance

1.00% of each transaction in U.S. dollars.

$25.00 when minimum payment is not made within three days of the payment due date.$25.00

We calculate your balance using the average daily balance method (including new purchases). The daily balance method of calculating your finance charge uses the actual balance on each day of your billing cycle. The rate applied is 1/365th of your APR. This is your daily rate. Finance charges are calculated by summing each days’ balance multiplied by the daily rate.

$5.00

$5.00