Upload
travel-insurance
View
214
Download
0
Embed Size (px)
DESCRIPTION
There are various kinds of travel insurance: visitor insurance, visitor medical insurance, trip cancellation insurance, baggage loss insurance, and many more. It is imperative that you study about all the types of coverage to ensure that you don’t only get everything that you need but you also don’t end up getting something that you already have in other insurance policies such as homeowner’s and medical insurance.
Citation preview
Family Travel Insurance: Family Travel Insurance: Family Travel Insurance: Protect Your Family Protect Your Family Protect Your Family While on VacationWhile on VacationWhile on Vacation
Family Travel Insurance: 1
Protect your Family While
on Vacation
Important Travel Health 9
Tips to Keep in Mind
Table of ContentsTable of ContentsTable of Contents
You and your family are going on a long
overdue vacation. After working so hard,
you know that both you and your better
half deserve a break. The kids’ diligent
work at school also warrant some kind of
an award. There is no better way to do it
than to go on a trip with the people who
matters most to you.
Going on a family vacation is fun but it
entails extensive planning and
preparation. One of the things that you
should plan for is the family travel
insurance. Getting family travel insurance
is important to protect your family from
Visitor Insurance
certain kinds of unfortunate predicaments
including but not limited to sickness,
accidents, lost baggage, and cancelled or
delayed flights.
Before you purchase one for your family,
here are some of the things you need to
know about this particular insurance
policy that will help you make an
informed decision.
Study your options
There are various kinds of travel
insurance: visitor insurance, visitor
medical insurance, trip cancellation
Visitor Insurance
insurance, baggage loss insurance, and
many more. It is imperative that you
study about all the types of coverage to
ensure that you don’t only get everything
that you need but you also don’t end up
getting something that you already have
in other insurance policies such as
homeowner’s and medical insurance.
Also, you have to analyze further the
inclusions and exclusions of the policy.
For example, for medical travel insurance,
inquire what specific sicknesses and
injuries are covered. It is best that you get
Visitor Insurance
a policy that covers also the expense of
returning home for treatment particularly
if you are traveling to remote areas or
exotic destinations that do not have
modern medical facilities. Moreover, since
you are traveling with kids, you would
definitely want the coverage for trip
cancellation. Kids are very unpredictable
so you must make allowance for possible
occurrences that may cause you to cancel
your trip. This policy will cover plane
tickets, non-refundable reservations, and
Visitor Insurance
and so on.
Shop around
Be sure to shop around the insurance
market extensively before you make a
final decision on what policy to buy. Aside
from studying the inclusions of the policy
as advised earlier, you must also compare
the rates of different policies so you can
get the best value for your money.
Probe the insurance company
Furthermore, do a background check on
all the companies that you are eyeing for.
Visitor Insurance
You would not want to rely on an
insurance company that is notorious for
not awarding claims to its policyholders.
Check with the Better Business Bureau so
you can find out if an insurance company
is plagued with negative feedback.
Get one-package insurance
for the whole family
It is not advisable to get separate policies
for each of the family member. Not only
would this cost you much more, it will
also make things more difficult when it
comes to making a claim for
compensation. Getting family insurance
Visitor Insurance
that covers the family members
collectively is always the safe bet.
Good luck on your trip!Good luck on your trip!Good luck on your trip!
Visitor Insurance
While going to different places is always a
fun experience, traveling can also be
tiring and stressful at times, especially
when there are cases of lost baggage,
delayed flights, or accidents along the
way. The nature of traveling can
sometimes take a toll on a person’s
health, weakening his/her immune
system, and making him/her susceptible
to different kinds of viruses and illnesses.
Because of this, it is important that one
prioritize his/her health and safety while
Visitor Insurance
traveling. Keep these travel health tips in
mind so you can enjoy your vacation
without having to worry about your
health.
Be fit and healthy
Prior to the trip, make yourself fit and
healthy by getting regular exercise. Even if
your work is up to your eyeball, you don’t
have any excuses not to exercise simply
because working out can be done without
having to hit the gym. You can
incorporate exercise into your daily
Visitor Insurance
routine. Instead of riding the car to work,
ride a bike or walk. Instead of using the
elevator, climb the stairs. Instead of
discussing work plans with your
officemate over online chat, walk up to
him or her. Instead of hitting the showers
the first thing in the morning, do a
couple of sit-ups and jogging in place
first. Not only that, you should also have
a well balanced meal packed with
nutrients, vitamins, minerals, and
antioxidants. Go for foods that are low in
Visitor Insurance
fat but high in fiber and nutrients. Be sure
to get enough sleep as well. You would
not want to be lethargic and sluggish
during your trip.
Take it slow
Don’t sweat the small things. Stress over
planning and preparations can get the
better of you that you wouldn’t have
sufficient energy to enjoy the trip. Get
help from other people for things like
packing, buying airline tickets, and so on.
During the trip, don’t cram all the things
Visitor Insurance
to see in one day. Make sure you pace
yourself the right way so you don’t
consume all your energy on your first day.
Remember, it’s not about the quantity but
the quality of the vacation. Try to relax
your mind and calm your nerves by
engaging in fun and laidback activities.
After all, going on a vacation is about
relaxation.
Get travel health insurance
Don’t leave home without the right
visitor health insurance. Some insurance
companies offer services online so you
Visitor Insurance
so you don’t have to worry about visiting
these companies personally to get
visitors insurance. USA, Europe, Asia, and
many parts of the world are covered
mostly in these policies. Make sure that
you check to see what locations the
policy covers and what inclusions are
there in the policy so you know you are
getting the right one.
Visit the doctor
Before you leave for your trip, go to the
doctor for a complete medical checkup.
Visitor Insurance
This way, you would know if you are fit
enough for the trip. The doctor will also
advise if you need to bring any
medication for your trip. Moreover, you
would also be able to get the necessary
immunizations that you need, particularly
if you’re traveling to remote or exotic
destinations.
Visitor Insurance
Next time when you go to Next time when you go to Next time when you go to
vacation, don’t forget about vacation, don’t forget about vacation, don’t forget about
visitors health insurancevisitors health insurancevisitors health insurance and and and
visitor insurancevisitor insurancevisitor insurance for you and for you and for you and
your family.your family.your family.
Visitor Insurance