Factsheet · 2018-03-13 · Factsheet as on February 2018 Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ` Save your hard earned

Factsheetas on February 2018

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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28th February, 2018

BARODA PIONEER MUTUAL FUND

Dear Investors,

Warm Greetings!

BSE Sensex corrected by 5% during the month, reversing most of the gains registered in January. For the month, the BSE Sensex is up by only 0.4%. Most of the Global markets closed negatively. US markets were down by 4%, European by 7% and Asian markets were down by 5-6%.

Federal Reserve minutes were released during the month. Global investors sensed a much more hawkish stance from the minutes, which led to some sell off. Locally though, correction was largely led by concerns around fraud in public sector banks.

IIP was at 7.1% in December mainly due to favourable base from demonetization and the reducing impact of GST led disruption. Manufacturing activity, though

lower than November’s 10% plus print, remained strong in high single digits (8.4% year-on-year). On trailing three months trend basis, capital goods, consumer non-durables and infrastructure showed strong growth. Consumer durables were weak.

CPI inflation for January‘18 was 5.1% year-on-year, and 10bps lower than the previous month. The relatively elevated level of CPI is mainly due to low base and recent spike in vegetables, which though reversing, is high on YoY basis. Core CPI, ex-commodities - fuel and precious metals, remained largely stable at 5.1%, which is slightly elevated. Core CPI, ex-commodities and housing, was actually flat at 4.3%. The impact of GST tax cuts in some of the personal goods is not yet visible and may perhaps trickle down over ensuing months, helping CPI move lower.

Result season finally concluded. For Nifty companies, PAT growth came in at 6.5% YoY. On headline basis, numbers may have been below expectations but dragged down by large negative surprises in SBI, Tata Motors and large-cap pharma. In fact, ex of SBI and Tata Motors earnings, growth was more decent at 12.9% YoY for Nifty.

The real GVA growth for 3QFY18 picked up to 6.7% from 6.2% in 2QFY18 largely led by pickup in industrial growth. Within industry, manufacturing and construction were key contributors. Agriculture and services sectors also improved. Current data indicated that the economy has mostly crawled out of the effects of demonetization and GST.

FPI flows were negative to the tune of USD1.6bn. Mutual funds were positive to the tune of USD2bn. Year to date FPIs are marginally positive to the tune of USD340mn while mutual funds have invested around USD3.4bn.

Currently, Nifty is trading at Price Earning of 19x for FY19 as per consensus earnings estimates. As per market consensus,earnings growth of 16% CAGR may be expected for two years, which could see some moderation going forward. We remain cautiously optimistic on equity markets.

Happy Investing!

Sanjay Chawla

Chief Investment Officer

Sources : Bloomberg, Economic Times

CIO Letter

2

Mr. Sanjay ChawlaChief Investment Officer

28th February, 2018


INDEX

Title

How To Read Factsheet Pg 4

Baroda Pioneer Growth Fund Pg 5

Baroda Pioneer ELSS’ 96 Pg 6

Baroda Pioneer Mid Cap Fund Pg 7

Baroda Pioneer Large Cap Fund Pg 8

Baroda Pioneer Banking and Financial Services Fund Pg 9

Baroda Pioneer Balance Fund Pg 10

Baroda Pioneer Monthly Income Plan (MIP) Fund(Monthly income is not assured and is subject to the availability of distributable surplus)

Pg 11

Baroda Pioneer Credit Opportunities Fund Pg 12

Baroda Pioneer Gilt Fund Pg 13

Baroda Pioneer Income Fund Pg 14

Baroda Pioneer Dynamic Bond Fund Pg 15

Baroda Pioneer Short Term Bond Fund Pg 16

Baroda Pioneer Treasury Advantage Fund Pg 17

Baroda Pioneer Liquid Fund Pg 18

Investment Performance Pg 19

SIP Returns Pg 23

Dividend History Pg 24

3

28th February, 2018


Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme.

Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.

Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs. 500 every 15th of the month in an equity fund for a period of three years.

NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.

Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101.

Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.

Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs. 100 and the exit load is 1%, the redemption price would be Rs. 99 Per Unit.

Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield

Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

How To Read Factsheet?

4

28th February, 2018


Baroda Pioneer Growth Fund

PORTFOLIO

Name of Instruments Ratings / Industries

% to Net Assets

EQUITY & EQUITY RELATED

Listed / awaiting listing on the stock exchanges

HDFC Bank Ltd. Banks 6.69%

Maruti Suzuki India Ltd. Auto 4.19%

Infosys Ltd. Software 4.16%

ICICI Bank Ltd. Banks 3.96%

Mahindra & Mahindra Financial Services Ltd.

Finance 3.14%

Hindalco Industries Ltd.Non - Ferrous Metals

3.14%

Kansai Nerolac Paints Ltd.Consumer Non Durables

2.87%

Britannia Industries Ltd.Consumer Non Durables

2.84%

Petronet LNG Ltd. Gas 2.77%

SBI Life Insurance Company Ltd.

Finance 2.74%

Indraprastha Gas Ltd. Gas 2.65%

Tata Steel Ltd. Ferrous Metals 2.54%

Bharat Forge Ltd.Industrial Products

2.49%

Sun TV Network Ltd.Media & Entertainment

2.49%

Motherson Sumi Systems Ltd.

Auto Ancillaries 2.45%

Whirlpool of India Ltd.Consumer Durables

2.25%

Mphasis Ltd. Software 2.17%

Shriram Transport Finance Company Ltd.

Finance 2.11%

HCL Technologies Ltd. Software 2.08%

Pidilite Industries Ltd. Chemicals 2.06%

Godrej Consumer Products Ltd.

Consumer Non Durables

2.06%

Sadbhav Engineering Ltd.Construction Project

2.03%

Reliance Industries Ltd.Petroleum Products

1.96%

Engineers India Ltd.Construction Project

1.91%

State Bank of India Banks 1.90%

Bharti Airtel Ltd.Telecom - Services

1.89%

Blue Star Ltd.Consumer Durables

1.88%

GAIL (India) Ltd. Gas 1.88%

DLF Ltd. Construction 1.79%

Housing Development Finance Corporation Ltd.

Finance 1.71%

NBCC (India) Ltd. Construction 1.71%

Astral Poly Technik Ltd.Industrial Products

1.70%

WABCO India Ltd. Auto Ancillaries 1.70%

Titan Company Ltd.Consumer Durables

1.67%

Bank of Baroda Banks 1.57%

Larsen & Toubro Ltd.Construction Project

1.56%

Apollo Tyres Ltd. Auto Ancillaries 1.41%

PORTFOLIO


% to Net Assets

Mahindra & Mahindra Ltd. Auto 1.38%

The Federal Bank Ltd. Banks 1.34%

The Ramco Cements Ltd. Cement 1.31%

Sun Pharmaceutical Industries Ltd.

Pharmaceuticals 1.27%

Grasim Industries Ltd. Cement 1.00%

Security and Intelligence Services (I) Ltd.

Commercial Services

0.82%

Tata Motors Ltd. Auto 0.82%

Tata Steel Ltd. - Rights Fully Paid @**

Ferrous Metals 0.12%

Tata Steel Ltd. - Rights Partly Paid @**


Total 98.20%

Fixed Deposit

CITI Bank Unrated 0.54%

Total 0.54%

CBLO / Reverse Repo Investments 3.78%

Total 3.78%

Cash & Cash Equivalents

Net Receivable/Payable -2.52%

Total -2.52%

Grand Total 100.00%

INDUSTRIES/RATINGS

15.46%

9.70%

8.41%

7.77%

7.30%

6.39%

5.80%

5.56%

5.50%

4.19%

3.50%

3.14%

2.68%

2.49%

2.31%

2.06%

1.96%

1.89%

1.27%

1.26%

0.82%

0.54%

Banks

Finance

Software


Gas

Auto

Consumer Durables

Auto Ancillaries

Construction Project

Industrial Products

Construction

Non - Ferrous Metals

Ferrous Metals

Media & Entertainment

Cement

Chemicals

Petroleum Products

Telecom - Services

Pharmaceuticals

Cash & Equivalent

Commercial Services

Unrated

Investors understand that their principal will be at Moderately High risk

This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity related

instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

INVESTMENT OBJECTIVE

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

FUND DETAILS

Type of Scheme An Open Ended Growth Scheme

Date of Allotment September 12, 2003

Fund Manager# Mr. Sanjay Chawla& (Experience 29 yrs) Mr. Dipak Acharya (Experience 13 yrs)

Benchmark S&P BSE 200*

Monthly Average AUM (`)

622.58 Crs

Month end AUM (`) 633.82 Crs

Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter

Entry Load NAExit Load 1% if redeemed on or before

365 days from the date ofallotment of units, Nil if redeemed after 365 days from the date of allotment of units

Plans Plan A and Plan B (Direct)Option A. Growth Option (default

option in case no option specified by investor);B. Dividend Option1. Payout2. Re-investment (default sub-option in case no option specified by investor) C. Bonus Option$

SIP (Minimum) ` 500/month - 12 Installments` 1500/quarter - 4 Installments

RISk PROFILE 28 FEBRUARY 2018Standard deviation 14.19%Sharpe@ 0.08 Beta 0.99 Portfolio Turnover (last 12 months) 1.11

NAV AS ON 28 FEBRUARY 2018NAV (Per Unit) `Plan AGrowth 99.3800Dividend 37.9800Plan B - DirectGrowth 104.0300Dividend 37.7300

TOTAL EXPENSE RATIOPlan A 2.93%Plan B (Direct) 1.84%

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.05%& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015

An Open Ended Growth Scheme

5

28th February, 2018


PORTFOLIO


% to Net Assets






Finance 3.27%



3.06%


2.97%


Bata India Ltd.Consumer Durables

2.76%


Bharat Financial Inclusion Ltd.

Finance 2.71%




2.64%

Carborundum Universal Ltd.

Industrial Products

2.64%


2.61%


Century Textiles & Industries Ltd.

Cement 2.54%


Motherson Sumi Systems Ltd.

Auto Ancillaries 2.37%

Cholamandalam Investment and Finance Company Ltd.

Finance 2.22%


City Union Bank Ltd. Banks 2.11%


Symphony Ltd.Consumer Durables

2.03%

Bajaj Finserv Ltd. Finance 1.91%



Commercial Services

1.79%


1.78%



Finance 1.78%

Tamil Nadu Newsprint & Papers Ltd.

Paper 1.63%




PNC Infratech Ltd. Construction 1.50%


Jet Airways (India) Ltd. Transportation 1.41%

GMR Infrastructure Ltd.Construction Project

1.29%


1.25%

PORTFOLIO


% to Net Assets


1.25%

Mahindra & Mahindra Ltd.

Auto 1.21%


Finance 1.01%

The South Indian Bank Ltd.

Banks 1.01%

Indian Bank Banks 1.00%


Nava Bharat Ventures Ltd. Power 0.59%

Bajaj Corp Ltd.Consumer Non Durables

0.36%





Total 97.31%

Fixed Deposit


Total 0.53%


Total 3.62%



Total -1.46%

Grand Total 100.00%

INDUSTRIES/RATINGS

16.65%12.90%

8.65%8.59%

7.39%5.97%5.76%

4.21%3.06%2.98%2.64%2.57%2.54%2.54%2.16%2.04%1.79%1.78%1.63%1.62%1.41%

0.59%0.53%

BanksFinance

Consumer DurablesGas

SoftwareConsumer Non Durables

AutoAuto Ancillaries

Non - Ferrous MetalsConstruction

Industrial ProductsFerrous Metals

CementConstruction Project

Cash & EquivalentChemicals

Commercial ServicesTelecom - Services

PaperPharmaceuticals

TransportationPower

Unrated

Baroda Pioneer ELSS’ 96


This product is suitable for investors who are seeking*• Capital growth over long term• Investment predominantly in equity and equity related

instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961.

FUND DETAILS

Type of Scheme An Open Ended Tax Benefit-Cum-Growth Scheme

Date of Allotment March 31, 1996Fund Manager# Mr. Sanjay Chawla& (Experience

29 yrs) Mr. Dipak Acharya (Experience 13 yrs)

Benchmark S&P BSE 200*Monthly Average AUM (`)

130.16 Crs

Month end AUM (`) 132.42 Crs Minimum Investment ` 500/- & in multiples of ` 1/-

thereafterEntry Load NAExit Load NilPlans Plan A and Plan B (Direct)

Option A. Growth Option (default option in case no option specified by investor);B. Dividend Option C. Bonus Option$



NAV AS ON 28 FEBRUARY 2018NAV (Per Unit) `Plan ADividend 33.5600Bonus 46.5000Growth 46.5000Plan B - DirectDividend 39.4200Bonus 49.4800Growth 49.4800


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.05%*For Disclaimer please refer page no 22& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015

An Open Ended Tax Benefit - Cum - Growth Scheme

6

28th February, 2018


Baroda Pioneer Mid-Cap Fund

Investors understand that their principal will be at High risk

This product is suitable for investors who are seeking*• Capital appreciation over long term.• Investment predominantly in equity and equity related

securities of growth oriented Mid-Cap stocks.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The primary objective of the Scheme is to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of growth oriented mid cap stocks. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized

FUND DETAILS

Type of Scheme An Open Ended Equity Scheme

Date of Allotment October 4, 2010

Fund Manager# Mr. Sanjay Chawla (Experience 29 yrs) Mr. Dipak Acharya (Experience 13 yrs)

Benchmark S&P BSE Mid-cap index*Monthly Average AUM (`) 37.34 Crs



Entry Load NAExit Load 1.00% if redeemed on or before 365

days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units

Plans Plan A and Plan B (Direct)

Option A. Growth Option (default option in case no option specified by investor);B. Dividend Option 1. Payout;2. Reinvestment (default sub-option in case no option specified by investor)C. Bonus Option$


PORTFOLIO


% to Net

Assets



Kalpataru Power Transmission Ltd.

Power 4.25%

Symphony Ltd.Consumer Durables

3.73%

Astral Poly Technik Ltd.Industrial Products

3.55%

Jubilant Foodworks Ltd.Consumer Non Durables

3.45%



3.36%

Blue Dart Express Ltd. Transportation 3.35%

Bharat Financial Inclusion Ltd. Finance 3.34%



3.24%

Carborundum Universal Ltd.Industrial Products

3.19%


Finance 3.05%


Solar Industries India Ltd. Chemicals 2.95%

Sundram Fasteners Ltd. Auto Ancillaries 2.94%


Finance 2.87%

Bajaj Electricals Ltd.Consumer Durables

2.75%

Century Textiles & Industries Ltd. Cement 2.54%

Bajaj Corp Ltd.Consumer Non Durables

2.50%

Raymond Ltd. Textile Products 2.49%


Crompton Greaves Consumer Electricals Ltd.

Consumer Durables

2.42%

Engineers India Ltd.Construction Project

2.26%


Commercial Services

2.16%

Rallis India Ltd. Pesticides 2.11%


Tata Sponge Iron Ltd. Ferrous Metals 2.05%


1.98%

Gulf Oil Lubricants India Ltd.Petroleum Products

1.95%

Jet Airways (India) Ltd. Transportation 1.95%

K.P.R. Mill Ltd. Textile Products 1.89%

National Aluminium Company Ltd.


1.79%


1.55%


JK Cement Ltd. Cement 1.32%

Century Plyboards (India) Ltd.Consumer Durables

1.29%

Balkrishna Industries Ltd. Auto Ancillaries 1.13%

Total 95.10%

PORTFOLIO


% to Net

Assets


Total 5.12%



Total -0.22%

Grand Total 100.00%

INDUSTRIES/RATINGS

18.34%

9.26%

6.74%

6.18%

5.95%

5.30%

4.90%

4.75%

4.38%

4.25%

4.24%

3.86%

3.36%

3.02%

2.95%

2.46%

2.16%

2.11%

2.05%

1.95%

1.79%

Consumer Durables

Finance

Industrial Products

Auto Ancillaries


Transportation

Cash & Equivalent

Banks

Textile Products

Power


Cement

Software

Gas

Chemicals

Construction

Commercial Services

Pesticides

Ferrous Metals

Petroleum Products


An Open Ended Equity Scheme

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015*For Disclaimer please refer page no 22 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.05%

7

RISk PROFILE 28 FEBRUARY 2018

Standard deviation 16.52%Sharpe@ - 0.14Beta 0.92 Portfolio Turnover (last 12 months) 1.50

NAV AS ON 28 FEBRUARY 2018

NAV (Per Unit) `Plan AGrowth 9.8400Dividend 9.8400Plan B - DirectGrowth 10.2500Dividend 10.2500

TOTAL EXPENSE RATIO

Plan A 3.26%Plan B (Direct) 2.29%

28th February, 2018


Baroda Pioneer Large Cap Fund


This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in a diversified portfolio

of equity and equity related securities of Large Cap companies.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The primary objective of the Scheme is to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of large cap companies. The Scheme may also invest in debt and money market securities.However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.

FUND DETAILS

Type of Scheme An Open Ended Equity SchemeDate of Allotment June 22, 2010Fund Manager# Mr. Sanjay Chawla (Experience 29 yrs)

Mr. Dipak Acharya (Experience 13 yrs)

Benchmark Nifty 100*Monthly Average AUM (`) 28.63 CrsMonth end AUM (`) 28.55 Crs Minimum Investment ` 5,000/- & in multiples of ` 1/-

thereafterEntry Load NAExit Load 1.00% if redeemed on or before

365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units




PORTFOLIO


% to Net

Assets




Reliance Industries Ltd. Petroleum Products 6.69%



5.59%


5.54%


Tata Consultancy Services Ltd. Software 5.31%



Finance 3.80%


Hindustan Unilever Ltd.Consumer Non Durables

2.77%

Bharti Airtel Ltd. Telecom - Services 2.70%

Godrej Consumer Products Ltd.


2.62%


MRF Ltd. Auto Ancillaries 2.57%






Finance 2.27%

Zee Entertainment Enterprises Ltd.


2.18%

Colgate Palmolive (India) Ltd.Consumer Non Durables

2.01%

ABB India Ltd.Industrial Capital Goods

1.88%




Finance 1.87%

Container Corporation of India Ltd.

Transportation 1.83%

PNB Housing Finance Ltd. Finance 1.69%

Mahindra & Mahindra Ltd. Auto 1.53%


Adani Ports and Special Economic Zone Ltd.






Total 96.87%

Fixed Deposit


Total 0.62%


Total 1.97%


Net Receivable/Payable 0.54%

Total 0.54%

Grand Total 100.00%

INDUSTRIES/RATINGS

17.24%

12.30%

10.32%

9.63%

7.40%

6.69%

5.59%

5.54%

3.20%

2.83%

2.70%

2.57%

2.51%

2.51%

2.42%

2.18%

1.88%

1.87%

0.62%

Banks

Software

Auto

Finance


Petroleum Products



Gas

Transportation

Telecom - Services

Auto Ancillaries

Ferrous Metals

Cash & Equivalent

Cement


Industrial Capital Goods

Pharmaceuticals

Unrated

An Open Ended Equity Scheme

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.05%

8

RISk PROFILE 28 FEBRUARY 2018

Standard deviation 15.06%

Sharpe@ -0.11

Beta 1.00

Portfolio Turnover (last 12 months) 1.32


NAV (Per Unit) `

Plan AGrowth 13.6300

Dividend 12.5500

Plan B - DirectGrowth 14.1300

Dividend 13.0300

TOTAL EXPENSE RATIO

Plan A 3.31%

Plan B (Direct) 2.43%

28th February, 2018


Baroda Pioneer Banking and Financial Services Fund

Investors understand that their principal will be atHigh risk

This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity related

securities of companies engaged in the Banking & Financial Services Sector* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

FUND DETAILS

Type of Scheme An Open Ended Sectoral Scheme

Date of Allotment June 22, 2012

Fund Manager# Mr. Dipak Acharya(Experience 13 yrs)

Benchmark Nifty Bank Index*

Monthly Average AUM (`) 40.69 Crs



Entry Load NA

Exit Load Exit Load - 1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units





NAV AS ON 28 FEBRUARY 2018NAV (Per Unit) `Plan AGrowth 20.4400Dividend 17.3800Bonus 20.4400Plan B - DirectGrowth 21.3000Dividend 18.1700Bonus NA


PORTFOLIO


% to Net Assets





Bharat Financial Inclusion Ltd. Finance 10.27%

Kotak Mahindra Bank Ltd. Banks 7.50%


Axis Bank Ltd. Banks 6.61%

Yes Bank Ltd. Banks 4.11%


Finance 3.25%



Finance 2.76%



IIFL Holdings Ltd. Finance 2.08%


Finance 2.00%


The South Indian Bank Ltd. Banks 1.00%

Indian Bank Banks 0.99%

Karur Vysya Bank Ltd. Banks 0.94%

The Jammu & Kashmir Bank Ltd.

Banks 0.92%

Total 98.08%


Total 2.48%



Total -0.56%

Grand Total 100.00%

INDUSTRIES/RATINGS

75.19%

22.89%

1.92%

Banks

Finance

Cash & Equivalent

An Open Ended Sectoral Scheme

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.05%

9

28th February, 2018


Baroda Pioneer Balance Fund


This product is suitable for investors who are seeking*• Capital appreciation along with stability over long term• Investment predominantly in equity and equity related

instruments with balance exposure to money market instruments and debt securities.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity, equity related instruments, money market instrument and debt securities.

FUND DETAILS

Type of Scheme An Open Ended Balanced Scheme

Date of Allotment September 12, 2003

Fund Manager# Mr. Sanjay Chawla& (Experience 29 yrs) Mr. Dipak Acharya (Experience 13 yrs)

Benchmark CRISIL Hybrid 35+65 – Aggressive Index(effective February 1, 2018)

Monthly Average AUM (`) 594.69 CrsMonth end AUM (`) 615.84 Crs


Entry Load NA

Exit Load 1% if redeemed on or before 12 months from the date of allotment of units, Nil if redeemed after 12 months from the date of allotment of units





NAV AS ON 28 FEBRUARY 2018NAV (Per Unit) `Plan AGrowth 55.6500Dividend 18.3000Bonus NAPlan B - DirectGrowth 59.0600Dividend 20.0900


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.05% & Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015

PORTFOLIO


% to Net

Assets





Maruti Suzuki India Ltd. Auto 3.03%Mahindra & Mahindra Financial Services Ltd.

Finance 2.46%


2.32%

Mphasis Ltd. Software 2.24%ICICI Bank Ltd. Banks 2.19%Bharat Financial Inclusion Ltd. Finance 2.17%Cholamandalam Investment and Finance Company Ltd.

Finance 1.91%


1.90%

Motherson Sumi Systems Ltd. Auto Ancillaries 1.88%

GAIL (India) Ltd. Gas 1.86%Housing Development Finance Corporation Ltd.

Finance 1.77%


1.74%


Finance 1.74%

KEC International Ltd.Construction Project

1.66%






Rallis India Ltd. Pesticides 1.43%

Bharti Airtel Ltd. Telecom - Services 1.43%

Bharat Forge Ltd. Industrial Products 1.41%



1.40%

Tata Steel Ltd. Ferrous Metals 1.31%Sun Pharmaceutical Industries Ltd.



1.29%

NBCC (India) Ltd. Construction 1.28%Container Corporation of India Ltd.


Carborundum Universal Ltd. Industrial Products 1.26%

Emami Ltd.Consumer Non Durables

1.23%


Commercial Services

1.18%



1.06%

Bajaj Electricals Ltd.Consumer Durables

1.03%



Supreme Industries Ltd. Industrial Products 0.87%

The South Indian Bank Ltd. Banks 0.87%




0.77%


Solar Industries India Ltd. Chemicals 0.33%



Total 71.73%

CENTRAL GOVERNMENT SECURITIES08.24% CGL 2027 Sovereign 0.21%06.68% CGL 2031 Sovereign 0.16%07.88% CGL 2030 Sovereign 0.11%

PORTFOLIO


% to Net

Assets

07.17% CGL 2028 Sovereign 0.07%08.28% CGL 2027 Sovereign 0.02%

Total 0.57%

STATE GOVERNMENT SECURITIES09.72% SDL 2023 Sovereign 0.52%

Total 0.52%

BONDS & NCDs

Listed / awaiting listing on the stock exchangesICICI Bank Ltd. [ICRA]AA+ 4.07%HDFC Bank Ltd. CRISIL AA+ 3.23%Dewan Housing Finance Corporation Ltd.

BWR AAA 2.80%

Yes Bank Ltd. [ICRA]AA 2.35%Bank of Baroda CRISIL AA+ 2.23%Indian Railway Finance Corporation Ltd.

CRISIL AAA 1.85%

PNB Housing Finance Ltd. IND AAA 1.77%Edelweiss Commodities Services Ltd.

CARE AA 1.15%

Vijaya Bank [ICRA]AA- 0.82%Piramal Enterprises Ltd. [ICRA]AA 0.81%Tata Capital Financial Services Ltd. [ICRA]AA+ 0.80%

Total 21.88%

UnlistedIIFL Wealth Finance Ltd. [ICRA]AA 1.69%

Total 1.69%

Fixed DepositCITI Bank Unrated 0.29%

Total 0.29%


Total 1.20%



Total 2.12%

Grand Total 100.00%

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.

INDUSTRIES/RATINGS

11.47%11.12%

6.37%5.46%

5.03%4.87%4.85%

4.33%3.93%3.81%3.72%3.55%3.54%3.32%

2.80%1.94%1.85%1.77%1.74%1.43%1.43%1.38%1.31%1.28%1.27%1.18%1.15%1.09%1.06%0.84%0.82%

0.29%

BanksFinance

SoftwareCRISIL AA+

Gas[ICRA]AA+

[ICRA]AAConsumer Durables

Auto AncillariesAuto

Construction ProjectConsumer Non Durables

Industrial ProductsCash & Equivalent

BWR AAAChemicals

CRISIL AAAIND AAA

Non - Ferrous MetalsPesticides

Telecom - ServicesFerrous Metals

PharmaceuticalsConstruction

TransportationCommercial Services

CARE AASovereign

Media & EntertainmentCement

[ICRA]AA-Unrated

An Open Ended Balanced Scheme

10

28th February, 2018


Baroda Pioneer Monthly Income Plan (MIP) Fund

Investors understand that their principal will be at Moderate risk

This product is suitable for investors who are seeking*• Regular Income and capital appreciation over medium

term with providing liquidity• Investment in debt and money market instruments and

in equity and equity related instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate regular income through investment in debt and money market instruments and also to generate long-term capital appreciation by investing a portion in equity and equity related instruments.

FUND DETAILS

Type of Scheme An Open Ended Income Scheme with no assured returns.

Date of Allotment September 08, 2004Fund Manager Ms. Hetal Shah#

(Experience 15 yrs)

Benchmark CRISIL Hybrid 85+15 - ConservativeIndex (effective February 1, 2018)


Month end AUM (`) 23.87 CrsMinimum Investment ` 5,000/- & in multiples of ` 1/-

thereafterEntry Load NAExit Load NIL Plans Plan A and Plan B (Direct)Options • Growth (default option in case no

option specified by investor);• Monthly Dividend (default) 1. Payout 2. Reinvestment (default sub-option in case no option specified by investor)• Quarterly Dividend 1. Payout 2. Reinvestment (default sub-option in case no option specified by investor)• Bonus Option$



NAV (Per Unit) `Plan AGrowth 21.9057Dividend - Monthly 13.2733Dividend - Quarterly 13.0294Plan B - DirectGrowth 22.8921Dividend - Monthly 13.6687Dividend - Quarterly 13.4535

PORTFOLIO CHARACTERISTIC

Average Maturity (Days) 2997.21Modified Duration (Years) 5.38Portfolio Yield (%) 7.89

TOTAL EXPENSE RATIO


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

PORTFOLIO


% to Net

Assets

EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchanges





Finance 1.17%



1.04%


1.02%


0.77%


Finance 0.75%





0.62%

Carborundum Universal Ltd.Industrial Products

0.58%


Finance 0.56%


Nestle India Ltd.Consumer Non Durables

0.49%

IIFL Holdings Ltd. Finance 0.47%


0.45%

National Aluminium Company Ltd.


0.43%




Container Corporation of India Ltd.


Tata Sponge Iron Ltd. Ferrous Metals 0.33%

Rallis India Ltd. Pesticides 0.29%Tata Steel Ltd. - Rights Fully Paid @**


Total 18.64%

CENTRAL GOVERNMENT SECURITIES

06.68% CGL 2031 Sovereign 27.96%

07.17% CGL 2028 Sovereign 16.05%

07.59% CGL 2026 Sovereign 4.09%

08.24% CGL 2027 Sovereign 2.12%

07.59% CGL 2029 Sovereign 2.03%

Total 52.25%

BONDS & NCDs


Power Finance Corporation Ltd.

CRISIL AAA 4.24%

IndusInd Bank Ltd. CRISIL AA 4.16%

Tata Capital Financial Services Ltd.

[ICRA]AA+ 4.11%

India Infoline Housing Finance Ltd.

[ICRA]AA 3.38%

IIFL Facilities Services Ltd. [ICRA]AA 2.75%

Total 18.64%

Fixed Deposit


Total 0.28%

PORTFOLIO


% to Net

Assets


Total 7.86%



Total 2.33%

Grand Total 100.00%


RATING PROFILE

52.25%10.19%

6.13%4.24%4.16%4.11%2.95%2.88%2.15%1.53%1.51%1.46%1.45%1.13%0.77%0.75%0.58%0.45%0.38%0.36%0.29%0.28%

SovereignCash & Equivalent

[ICRA]AACRISIL AAA

CRISIL AA[ICRA]AA+

FinanceBanks

Consumer Non DurablesAuto Ancillaries

SoftwareGas

Non - Ferrous MetalsAuto

Media & EntertainmentChemicals

Industrial ProductsTelecom - Services

TransportationFerrous Metals

PesticidesUnrated

INSTRUMENTS

52.25%18.64%

18.64%

7.86%

2.33%0.28%

CENTRALGOVERNMENTSECURITIES

BONDS & NCDs

EQUITY & EQUITYRELATED

CBLO / Reverse RepoInvestments

Cash & CashEquivalents

Fixed Deposit

An Open Ended Income Scheme with no assured returns.(Monthly income is not assured and is subject to the availability of distributable surplus.)

11

28th February, 2018


Baroda Pioneer Credit Opportunities Fund


This product is suitable for investors who are seeking*• Income over medium term.• Investment in a mix of debt and money market

instruments across the credit and maturity spectrum.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

FUND DETAILS

Type of Scheme An Open Ended Debt SchemeDate of Allotment January 23, 2015Fund Manager Mr. Alok Sahoo#

(Experience 17 yrs), Mr. Karn Kumar&

(Experience 13 yrs)Benchmark CRISIL Short Term Bond Fund

IndexMonthly Average AUM (`)

922.67 Crs


thereafterEntry Load NAExit Load If units are redeemed upto 10%

of the units, on or before one year from the date of allotment : Nil If units are redeemed over and above the 10% limit, on or before one year from the date of allotment : 1% of the applicable Net Asset Value (NAV) If units are redeemed after one year from the date of allotment : Nil

Plans Plan A and Plan B (Direct)Options • Growth (default option in case no

option specified by investor);• Monthly Dividend 1.Payout 2.Reinvestment (default sub-option in case no option specified by investor)• Quarterly Dividend 1.Payout 2.Reinvestment (default sub-option in case no option specified by investor)• Bonus Option$




TOTAL EXPENSE RATIO


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds, if any, managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22& Mr. Karn Kumar is managing the Scheme along with Mr. Alok Sahoo effective July 24, 2017

PORTFOLIO


% to Net

Assets

MONEY MARkET INSTRUMENT

Commercial Paper**

Peninsula Land Ltd. [ICRA]A1 4.85%

Total 4.85%


07.17% CGL 2028 Sovereign 2.71%

06.68% CGL 2031 Sovereign 2.42%

Total 5.13%

STATE GOVERNMENT SECURITIES

07.33% SDL 2027 Sovereign 0.61%

08.11% SDL 2028 Sovereign 0.35%

Total 0.96%

BONDS & NCDsListed / awaiting listing on the stock exchanges

Piramal Enterprises Ltd. [ICRA]AA 9.69%

Apollo Hospitals Enterprise Ltd. CRISIL AA 7.94%

Edelweiss Commodities Services Ltd.

[ICRA]AA 5.98%

Aspire Home Finance Corporation Ltd.

[ICRA]AA- 5.53%


Dewan Housing Finance Corporation Ltd.

BWR AAA 4.27%

IIFL Facilities Services Ltd. [ICRA]AA 4.21%

India Infoline Housing Finance Ltd.

CRISIL AA 3.83%

Edelweiss Housing Finance Ltd. [ICRA]AA 2.76%


CARE AA 2.73%

ICICI Bank Ltd. [ICRA]AA+ 2.70%

Indiabulls Housing Finance Ltd. BWR AAA 2.18%

Indiabulls Housing Finance Ltd. CARE AAA 1.63%

Indian Railway Finance Corporation Ltd.

CRISIL AAA 1.19%

Bank of Baroda CRISIL AA+ 1.17%

Edelweiss Asset Reconstruction Company Ltd.

[ICRA]AA 1.09%

HDFC Bank Ltd. CRISIL AA+ 1.07%

Yes Bank Ltd. [ICRA]AA 1.04%

Janalakshmi Financial Services Ltd. [ICRA]A- 0.65%

JSW Steel Ltd. CARE AA- 0.55%

Bank of Baroda CARE AA 0.11%

Total 65.18%

UnlistedARM Infra & Utilities Private Ltd. BWR A1+ (SO) 6.46%

IIFL Wealth Finance Ltd. [ICRA]AA 4.49%

Cyquator Media Services Private Ltd.

BWR A+ 4.33%

Janalakshmi Financial Services Ltd. [ICRA]A- 1.90%

Powergrid Vizag Transmission Ltd.

CRISIL AAA (SO)

1.10%

Total 18.28%

CBLO /Reverse Repo investments 1.42%

Total 1.42%



Total 4.18%

Grand Total 100.00%

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

RATING PROFILE

29.26%

16.63%

6.46%

6.45%

6.09%

5.60%

5.53%

4.85%

4.33%

2.84%

2.70%

2.55%

2.24%

1.63%

1.19%

1.10%

0.55%

[ICRA]AA

CRISIL AA

BWR A1+ (SO)

BWR AAA

Sovereign

Cash & Equivalent

[ICRA]AA-

[ICRA]A1

BWR A+

CARE AA

[ICRA]AA+

[ICRA]A-

CRISIL AA+

CARE AAA

CRISIL AAA

CRISIL AAA (SO)

CARE AA-

INSTRUMENTS

65.18%

18.28%

5.13%4.85%

4.18%1.42%

0.96%

BONDS & NCDsUnlistedCENTRALGOVERNMENTSECURITIESMONEY MARKETINSTRUMENTCash & CashEquivalentsCBLO / Reverse RepoInvestmentsSTATE GOVERNMENTSECURITIES


NAV (Per Unit) `Plan ABonus NAGrowth 13.3008Dividend - Quarterly 10.7332Dividend - Monthly 10.7199Plan B - Direct

Bonus 13.8034Growth 13.8034Dividend - Quarterly 11.1560Dividend - Monthly 11.1996

An Open Ended Debt Scheme

12

28th February, 2018


Baroda Pioneer Gilt Fund


This product is suitable for investors who are seeking*

• Credit risk free regular Income over long term

• Investment only in Government (both Central and State Government) Securities* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate income by investing in a portfolio of Government securities.

FUND DETAILS

Type of Scheme An Open Ended Gilt SchemeDate of Allotment March 21, 2002Fund Manager Ms. Hetal Shah#

(Experience 15 yrs)

Benchmark I SEC-MI BEXMonthly Average AUM (`)

42.76 Crs


thereafterEntry Load NAExit Load 0.25% if redeemed on or before

1 month (30 days) from the date of allotment of units. Nil if redeemed after 1 month (30 days) from the date of allotment of units


option specified by investor);• Dividend 1 .Payout 2 .Reinvestment (default sub-option in case no option specified by investor)• Bonus Option$






TOTAL EXPENSE RATIO

Plan A 1.97%


PORTFOLIO


% to Net Assets


06.68% CGL 2031 Sovereign 33.59%

07.17% CGL 2028 Sovereign 12.56%

08.24% CGL 2027 Sovereign 8.48%

07.59% CGL 2029 Sovereign 7.11%

08.28% CGL 2027 Sovereign 6.38%

06.79% CGL 2027 Sovereign 2.42%

07.59% CGL 2026 Sovereign 1.28%

07.88% CGL 2030 Sovereign 0.15%

Total 71.97%


07.33% SDL 2027 Sovereign 9.79%

09.39% SDL 2023 Sovereign 6.91%

Total 16.70%


Total 9.14%



Total 2.19%

Grand Total 100.00%

RATING PROFILE

88.67%

11.33%

Sovereign

Cash & Equivalent

INSTRUMENTS

71.97%

16.70%

9.14%2.19% CENTRAL

GOVERNMENTSECURITIES

STATE GOVERNMENTSECURITIES




An Open Ended Gilt Scheme

13

28th February, 2018


Baroda Pioneer Income Fund


This product is suitable for investors who are seeking*• Regular Income over long term• Investment predominantly in good quality Fixed Income

Securities by maintaining a balance between Risk & Return.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate regular income by investing in a portfolio of good quality Fixed Income Securities by maintaining a balance between Risk & Return.

FUND DETAILS

Type of Scheme An Open Ended Income SchemeDate of Allotment March 21, 2002Fund Manager Ms. Hetal Shah#

(Experience 15 yrs)

Benchmark CRISIL Composite Bond Fund IndexMonthly Average AUM (`)

18.69 Crs


thereafterEntry Load NAExit Load If units are redeemed upto 10%

of the units, on or before one year from the date of allotment : NilIf units are redeemed over and above the 10% limit, on or before one year from the date of allotment : 1% of the applicable Net Asset Value (NAV)If units are redeemed after one year from the date of allotment : Nil


option specified by investor);• Dividend 1.Payout 2.Reinvestment (default sub-option in case no option specified by investor)• Bonus Option$






TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


06.68% CGL 2031 Sovereign 14.78%

07.59% CGL 2026 Sovereign 13.50%

06.79% CGL 2027 Sovereign 10.24%

07.59% CGL 2029 Sovereign 2.68%

Total 41.20%


09.35% SDL 2024 Sovereign 4.38%

08.58% SDL 2023 Sovereign 4.00%

09.39% SDL 2023 Sovereign 2.53%

08.60% SDL 2023 Sovereign 0.76%

Total 11.67%

BONDS & NCDs




[ICRA]AA 10.89%


BWR AAA 10.04%

Indian Railway Finance Corporation Ltd.

CRISIL AAA 9.58%

Total 41.51%


Total 2.94%



Total 2.68%

Grand Total 100.00%


RATING PROFILE

52.87%

11.00%

10.89%

10.04%

9.58%

5.62%

Sovereign

CRISIL AA

[ICRA]AA

BWR AAA

CRISIL AAA

Cash & Equivalent

INSTRUMENTS

41.51%

41.20%

11.67%

2.94%2.68% BONDS & NCDs

CENTRALGOVERNMENTSECURITIES

STATE GOVERNMENT

SECURITIES



$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

An Open Ended Income Scheme

14

28th February, 2018


Baroda Pioneer Dynamic Bond Fund


This product is suitable for investors who are seeking*• Regular Income over medium term with providing

liquidity• Investment in medium to long term corporate bonds

and / or government securities and manage the portfolio dynamically through different interest rate cycles* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The investment objective of the scheme is to generate returns with liquidity by managing the portfolio dynamically through interest rate cycles.

FUND DETAILS

Type of Scheme An Open Ended Income Scheme


Fund Manager Mr. Alok Sahoo# (Experience 17 yrs), Ms. Hetal Shah# (Experience 15 yrs)

Benchmark CRISIL Composite Bond Fund Index




Entry Load NA

Exit Load 0.50% if redeemed within 3 months from the date of allotment of units, Nil if redeemed after 3 months from the date of allotment of units


Options • Growth (default option in case no option specified by investor);• Dividend 1. Payout 2. Reinvestment (default sub-option in case no option specified by investor)• Bonus Option$






TOTAL EXPENSE RATIO

Plan A 1.63%


PORTFOLIO


% to Net Assets


06.68% CGL 2031 Sovereign 18.19%

08.28% CGL 2027 Sovereign 12.97%

06.79% CGL 2027 Sovereign 9.45%

07.59% CGL 2029 Sovereign 5.94%

07.59% CGL 2026 Sovereign 4.99%

07.17% CGL 2028 Sovereign 4.90%

Total 56.44%


09.72% SDL 2023 Sovereign 10.91%

Total 10.91%

BONDS & NCDs



BWR AAA 10.30%

Janalakshmi Financial Services Ltd.

[ICRA]A- 9.16%


Total 24.54%


Total 10.52%



Total -2.41%

Grand Total 100.00%


RATING PROFILE

67.35%

10.30%

9.16%

8.11%

5.08%

Sovereign

BWR AAA

[ICRA]A-

Cash & Equivalent

CRISIL AA

INSTRUMENTS

56.44%

24.54%

10.91%

10.52%-2.41% CENTRAL

GOVERNMENTSECURITIESBONDS & NCDsSTATE GOVERNMENTSECURITIESCBLO / Reverse RepoInvestmentsCash & CashEquivalents



15

28th February, 2018


Baroda Pioneer Short Term Bond Fund

Investors understand that their principal will be at Moderately Low risk

This product is suitable for investors who are seeking*• Regular Income over short term• Investment predominantly in Money Market Instruments

(i.e. CP/CD) and Short Term Debt Market Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities.

FUND DETAILS

Type of Scheme An Open Ended Income Scheme


Fund Manager Mr. Alok Sahoo# (Experience 17 yrs), Ms. Hetal Shah# (Experience 15 yrs)

Benchmark CRISIL Short Term Bond Fund Index




Entry Load NA

Exit Load 0.25% if redeemed on or before 15 days from the date of allotment of units. Nil if redeemed after 15 days from the date of allotment of units


Options • Growth (default option in case no option specified by investor);• Monthly Dividend^ 1. Payout 2. Reinvestment (default sub-option in case no option specified by investor)• Quarterly Dividend^ 1. Payout 2. Reinvestment (default sub-option in case no option specified by investor)






TOTAL EXPENSE RATIO

Plan A 1.32%


PORTFOLIO


% to Net Assets

BONDS & NCDs



Manappuram Finance Ltd. CRISIL AA- 10.89%

L&T Finance Ltd. [ICRA]AA+ 9.51%

PNB Housing Finance Ltd. IND AAA 9.10%

Power Finance Corporation Ltd.

CRISIL AAA 8.04%

Tata Capital Financial Services Ltd.

[ICRA]AA+ 7.19%


[ICRA]AA 5.69%


[ICRA]AA 5.02%



[ICRA]A- 2.76%

India Infoline Finance Ltd. [ICRA]AA 2.39%


CARE AA 2.32%


[ICRA]AA- 1.56%


CRISIL A+ 1.54%

Power Grid Corporation of India Ltd.

CRISIL AAA 0.19%

Total 81.59%

Unlisted

IIFL Wealth Finance Ltd. [ICRA]AA 9.97%


[ICRA]A- 2.62%

Total 12.59%


Total 2.10%



Total 3.72%

Grand Total 100.00%


RATING PROFILE

26.89%

16.70%

11.57%

10.89%

9.10%

8.23%

5.82%

5.38%

2.32%

1.56%

1.54%

[ICRA]AA

[ICRA]AA+

CARE AAA

CRISIL AA-

IND AAA

CRISIL AAA

Cash & Equivalent

[ICRA]A-

CARE AA

[ICRA]AA-

CRISIL A+

INSTRUMENTS

81.59%

12.59%

3.72% 2.10% BONDS & NCDs

Unlisted




^ The Dividend Option has been renamed as Monthly Dividend Option and a Quarterly Dividend Option has been introduced effective December 23, 2016.$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

16

28th February, 2018


[ICRA] A1+ mfs*Baroda Pioneer Treasury Advantage Fund

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Treasury Advantage Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 22# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

Investors understand that their principal will be at Moderately Low risk

This product is suitable for investors who are seeking*• Regular income over short term with maintaining a

balance between returns and liquidity• Investment predominantly in Money Market (i.e. CP/

CDs) and Debt Market Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The main objective of the scheme is to provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments

FUND DETAILS

Type of Scheme An Open Ended Debt Scheme


Fund Manager Mr. Alok Sahoo#

(Experience 17 yrs), Ms. Hetal Shah#

(Experience 15 yrs)

Benchmark CRISIL Liquid Fund Index

Monthly Average AUM (`)

1,737.03 Crs

Month end AUM (`) 1,697.68 Crs


Entry Load NA

Exit Load Nil


Options

• Growth (default option in case no option specified by investor); • Daily Dividend 1 .Reinvestment • Weekly Dividend 1 .Reinvestment • Monthly Dividend 1 .Payout 2 . Reinvestment (default sub-option in case no option specified by investor)• Quarterly Dividend 1.Payout 2 . Reinvestment (default sub-option in case no option specified by investor)• Bonus Option$

SIP (Minimum) ` 500/month - 12 Instalments` 1500/quarter - 4 Instalments



TOTAL EXPENSE RATIO

Plan A 0.81%


PORTFOLIOName of Instruments Ratings /

Industries% to

Net Assets


Certificate of Deposit**

IndusInd Bank Ltd. CRISIL A1+ 5.77%

Axis Bank Ltd. CRISIL A1+ 4.32%

HDFC Bank Ltd. IND A1+ 0.29%

Total 10.38%

Commercial Paper**

IIFL Wealth Finance Ltd. CRISIL A1+ 7.17%


[ICRA]A1+ 5.86%

Piramal Enterprises Ltd. [ICRA]A1+ 4.40%

Edelweiss Agri Value Chain Ltd. [ICRA]A1+ 4.40%

Total 21.83%

Treasury Bills

TBILL 317 DAY 15 Mar 18 Sovereign 5.59%

Total 5.59%

BONDS & NCDs




BWR AAA 7.49%


Yes Bank Ltd. [ICRA]AA 2.84%

Manappuram Finance Ltd. CRISIL AA- 2.81%


[ICRA]AA- 2.75%


CARE AA 2.20%


[ICRA]A- 2.06%

Power Finance Corporation Ltd. CRISIL AAA 1.96%

Apollo Hospitals Enterprise Ltd. CRISIL AA 1.68%


Bank of Baroda CARE AA 1.42%


CRISIL A+ 1.24%

India Infoline Finance Ltd. [ICRA]AA 0.55%

Indiabulls Housing Finance Ltd. BWR AAA 0.30%

Power Grid Corporation of India Ltd.

CRISIL AAA 0.27%


[ICRA]AA 0.12%


[ICRA]AA 0.12%

Total 45.56%

Unlisted

ARM Infra & Utilities Private Ltd.BWR A1+ (SO)

7.04%

Cyquator Media Services Private Ltd.

BWR A+ 2.06%

Total 9.10%


Total 5.16%



Total 2.38%

Grand Total 100.00%

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities asdefined in SEBI Regulations and Guidelines.

RATING PROFILE

17.26%

14.66%

10.68%

9.17%

7.79%

7.54%

7.04%

5.59%

3.62%

3.21%

2.81%

2.75%

2.23%

2.06%

2.06%

1.24%

0.29%

CRISIL A1+

[ICRA]A1+

[ICRA]AA

CARE AAA

BWR AAA

Cash & Equivalent

BWR A1+ (SO)

Sovereign

CARE AA

CRISIL AA

CRISIL AA-

[ICRA]AA-

CRISIL AAA

BWR A+

[ICRA]A-

CRISIL A+

IND A1+

INSTRUMENTS

45.56%

21.83%

10.38%

9.10%

5.59%5.16%

2.38% BONDS & NCDs

Commercial Paper

MONEY MARKETINSTRUMENT

Unlisted

Treasury Bills




NAV (Per Unit) `Regular

Growth 1964.0966

Dividend - Daily 1006.5930

Dividend - Weekly 1000.1787

Dividend - Monthly 1000.4600

Dividend - Quarterly NA

Plan A

Bonus 1999.4278

Growth 2014.0028




Dividend - Quarterly 1038.4119

Plan B - Direct

Bonus NA

Growth 2047.7971




Dividend - Quarterly 1046.5897

An Open Ended Debt Scheme

17

28th February, 2018


[ICRA] A1+ mfs*Baroda Pioneer Liquid Fund

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Liquid Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 22# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22 & Aggregate investments made by other schemes of Baroda Pioneer Mutual Fund – Rs.20.00 crores

Investors understand that their principal will be atLow risk

This product is suitable for investors who are seeking*

• Regular income over short term with high level of liquidity

• Investment predominantly in Money Market (i.e. CP / CDs) Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

FUND DETAILS

Type of Scheme An Open Ended Liquid Scheme

Date of Allotment February 5, 2009

Fund Manager Mr. Alok Sahoo#

(Experience 17 yrs), Ms. Hetal Shah#

(Experience 15 yrs)

Benchmark CRISIL Liquid Fund Index

Monthly Average AUM (`)&

9,229.19 Crs

Month end AUM (`) 8,025.02 Crs


Entry Load NA

Exit Load Nil


Options • Growth (default option in case no option specified by investor);• Daily Dividend 1.Reinvestment• Weekly Dividend 1.Reinvestment• Bonus Option$

SIP (Minimum) ` 500/month - 12 Instalments` 1500/quarter - 4 Instalments



TOTAL EXPENSE RATIOPlan A 0.19%


PORTFOLIO


% to Net

Assets


Certificate of Deposit**

HDFC Bank Ltd. IND A1+ 7.64%

ICICI Bank Ltd. CARE A1+ 4.55%

IDFC Bank Ltd. [ICRA]A1+ 3.13%

Bandhan Bank Ltd. [ICRA]A1+ 1.12%

Total 16.44%

Commercial Paper**

National Bank for Agriculture and Rural Development

CRISIL A1+ 7.70%

Reliance Industries Ltd. CRISIL A1+ 4.57%

Edelweiss Commodities Services Ltd. [ICRA]A1+ 4.54%

Export-Import Bank of India CRISIL A1+ 3.99%

India Infoline Housing Finance Ltd. CRISIL A1+ 3.99%

SREI Equipment Finance Ltd. CARE A1+ 2.84%

India Infoline Finance Ltd. CRISIL A1+ 2.82%

Aditya Birla Housing Finance Ltd. [ICRA]A1+ 2.28%

Tata Motors Finance Ltd. [ICRA]A1+ 2.28%

Tata Capital Financial Services Ltd. CRISIL A1+ 2.24%Small Industries Development Bank of India

CRISIL A1+ 2.00%

Larsen & Toubro Ltd. CRISIL A1+ 1.71%

Tata Capital Housing Finance Ltd. CRISIL A1+ 1.70%

Edelweiss Agri Value Chain Ltd. [ICRA]A1+ 1.70%

IIFL Facilities Services Ltd. CRISIL A1+ 1.68%

IIFL Wealth Finance Ltd. CRISIL A1+ 1.66%Indian Railway Finance Corporation Ltd.

CRISIL A1+ 1.14%


CARE A1+ 1.14%

PNB Housing Finance Ltd. CRISIL A1+ 1.14%

Edelweiss Housing Finance Ltd. [ICRA]A1+ 1.14%

Muthoot Homefin (I) Ltd. [ICRA]A1+ 1.14%

Indiabulls Housing Finance Ltd. CRISIL A1+ 1.12%

JM Financial Products Ltd. CRISIL A1+ 0.57%

Total 55.09%

Treasury Bills





Total 5.61%

Fixed Deposit

The South Indian Bank Ltd. Unrated 2.80%

Bandhan Bank Ltd. Unrated 1.14%

Ujjivan Small Finance Bank Ltd. Unrated 1.14%

RBL Bank Ltd. Unrated 1.14%

SBM Bank (Mauritius) Ltd. Unrated 0.46%

Total 6.68%

CBLO /Reverse Repo investments 15.85%

Total 15.85%



Total 0.33%

Grand Total 100.00%

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

RATING PROFILE

38.03%

17.33%

16.18%

8.53%

7.64%

6.68%

5.61%

CRISIL A1+

[ICRA]A1+

Cash & Equivalent

CARE A1+

IND A1+

Unrated

Sovereign

INSTRUMENTS

55.09%

16.44%

15.85%

6.68%5.61% 0.33% Commercial Paper

MONEY MARKETINSTRUMENT


Fixed Deposit

Treasury Bills



NAV (Per Unit) `RegularGrowth 2907.0872

Dividend 2490.6594Dividend - Daily 1006.0602Plan AGrowth 1975.5997Dividend - Daily 1001.1191Dividend - Weekly 1000.3645Plan B - DirectBonus 1985.5120Growth 1985.1709Dividend - Daily 1001.8422Dividend - Weekly 1219.4024

An Open Ended Liquid Scheme

18

28th February, 2018


Investment Performance

Funds Managed by Mr. Sanjay Chawla & Mr. Dipak Acharya

Date Of Inception: 12/09/20031 Year 3 Years 5 Years

Since InceptionScheme Name & Benchmark

Baroda Pioneer Growth Fund (in %)^ 16.70 7.24 15.99 17.19

S&P BSE 200 (Scheme Benchmark) (in %)* 20.55 9.34 16.37 16.76

Nifty 50 (Standard Benchmark) (in %)$ 19.75 7.21 14.41 16.58

` 10,000, if invested in BPGF, would have become ` 11,670 ` 12,338 ` 21,006 ` 99,380

` 10,000, if invested in S&P BSE 200, would have become ` 12,055 ` 13,079 ` 21,352 ` 94,231

` 10,000, if invested in Nifty 50, would have become ` 11,975 ` 12,327 ` 19,609 ` 92,114

^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of February has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200. Mr. Sanjay Chawla is managing the Scheme along with Mr. Dipak Acharya effective November 1, 2015.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).As TRI data is not available since inception of the Scheme, benchmark performance is calculated using composite CAGR of the benchmark index Price Return values from 12 Sep 2003 to 29 June 2007, and TRI values since 29 June 2007.



Baroda Pioneer ELSS’ 96 Fund (in %)^ 15.76 6.68 16.07 12.86

S&P BSE 200 (Scheme Benchmark) (in %)* 20.55 9.34 16.37 13.27


`10,000, if invested in BPELSS’96F, would have become ` 11,576 ` 12,145 ` 21,080 ` 1,41,879

`10,000, if invested in S&P BSE 200, would have become ` 12,055 ` 13,079 ` 21,352 ` 1,53,681

`10,000, if invested in Nifty 50, would have become ` 11,975 ` 12,327 ` 19,609 ` 1,45,642

^Past performance may or may not be sustained in the future.Data is for Dividend Option and the last working day of February has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200. Mr. Sanjay Chawla is managing the Scheme along with Mr. Dipak Acharya effective November 1, 2015.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).As TRI data is not available since inception of the Scheme, benchmark performance is calculated using composite CAGR of the benchmark index Price Return values from 12 Sep 2003 to 29 June 2007, and TRI values since 29 June 2007.



Baroda Pioneer Balance Fund (in %)^ 15.65 8.48 13.84 12.59

CRISIL Hybrid 35+65 - Aggressive index& (Scheme Benchmark) (in %) 14.71 8.96 13.72 13.76


`10,000, if invested in BPBF, would have become ` 11,565 ` 12,773 ` 19,124 ` 55,650

`10,000, if invested in CRISIL Hybrid 35+65 - Aggressive index (effective February 1, 2018), would have become ` 11,471 ` 12,941 ` 19,024 ` 64,664

`10,000, if invested in Nifty 50, would have become ` 11,975 ` 12,327 ` 19,609 ` 92,114

^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of February has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. Mr. Sanjay Chawla is managing the Scheme along with Mr. Dipak Acharya effective November 1, 2015. &(Benchmark has been renamed effective February 1, 2018).The equity component of the index has been changed from Nifty 50 to S&P BSE 200. The index will be total return index in the equity component from August 1, 2016 while the debt component will be total return since inception. Price return of S&P BSE 200 (equity component) will be used for computing index values prior to August 1, 2016.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark ind



Baroda Pioneer Mid-Cap Fund (in %)^ 22.54 3.67 7.41 -0.22

S&P BSE MidCap (Scheme Benchmark)& (in %) 23.68 16.65 22.97 11.32


`10,000, if invested in BPMCF, would have become ` 12,254 ` 11,144 ` 14,302 ` 9,840

`10,000, if invested in S&P BSE MidCap, would have become ` 12,368 ` 15,885 ` 28,132 ` 22,127


^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of February has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. Mr. Sanjay Chawla is managing the Scheme with Mr. Dipak Acharya effective October 3, 2016. & (Scheme Benchmark has been changed to S&B BSE Mid-cap Index effective October 3, 2016)Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).

19

28th February, 2018



Funds Managed by Mr. Sanjay Chawla & Mr. Dipak Acharya



Baroda Pioneer Large Cap Fund (in %)^ 8.35 4.44 13.61 4.11

Nifty 100 (Scheme Benchmark)& (in %) 20.13 8.57 15.66 11.27


`10,000, if invested in BPLCF, would have become ` 10,835 ` 11,396 ` 18,931 ` 13,630



^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of February has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. Mr. Sanjay Chawla is managing the Scheme with Mr. Dipak Acharya effective October 3, 2016. &(Scheme Benchmark has been changed to Nifty 100 effective October 3, 2016)Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).

Funds Managed by Mr. Dipak AcharyaDate Of Inception: 22/06/2012

1 Year 3 Years 5 YearsSince

InceptionScheme Name & Benchmark

Baroda Pioneer Banking and Financial Services Fund (in %)^ 12.56 6.85 13.45 13.39

Nifty Bank Index (Scheme Benchmark) (in %) 22.62 10.47 17.98 18.46


`10,000, if invested in BPBFSF, would have become ` 11,256 ` 12,203 ` 18,804 ` 20,440

`10,000, if invested in Nifty Bank Index, would have become ` 12,262 ` 13,487 ` 22,869 ` 26,225


^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of January has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).



Baroda Pioneer Short Term Bond Fund (in %)^ 6.56 8.29 8.55 8.16

CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 5.67 7.77 8.49 8.16

CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 5.65 6.96 7.05 6.88

`10,000, if invested in BPSTBF, would have become ` 10,656 ` 12,703 ` 15,075 ` 18,258

`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become ` 10,567 ` 12,523 ` 15,030 ` 18,258

`10,000, if invested in CRISIL 1 year T-Bill, would have become ` 10,565 ` 12,243 ` 14,058 ` 16,657

^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of February has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.

Funds Managed by Mr. Alok Sahoo and Ms. Hetal Shah

20

Date Of Inception: 05/02/2009 1 Year 3 Years 5 Years


Baroda Pioneer Liquid Fund (in %)^ 6.67 7.50 8.16 7.80

CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 6.68 7.36 8.08 7.43

CRISIL 1 year T-Bill (Standard Benchmark) (in%)$ 5.65 6.96 7.05 6.18

`10,000, if invested in BPLF, would have become ` 10,667 ` 12,426 ` 14,807 ` 19,756

`10,000, if invested in CRISIL Liquid Fund Index, would have become ` 10,668 ` 12,380 ` 14,750 ` 19,147

`10,000, if invested in CRISIL 1 year T-Bill, would have become ` 10,565 ` 12,243 ` 14,058 ` 17,230


28th February, 2018



Funds Managed by Mr. Alok Sahoo and Ms. Hetal Shah



Baroda Pioneer Treasury Advantage Fund (in %)^ 7.03 8.44 8.81 8.39

CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 6.68 7.36 8.08 7.46


`10,000, if invested in BPTAF, would have become ` 10,703 ` 12,758 ` 15,257 ` 20,140

`10,000, if invested in CRISIL Liquid Fund Index, would have become ` 10,668 ` 12,380 ` 14,750 ` 18,685

`10,000, if invested CRISIL 1 year T-Bill, would have become ` 10,565 ` 12,243 ` 14,058 ` 17,000


Date of Inception: 23/01/20151 Year 3 Year Since Inception

Scheme Name & Benchmark

Baroda Pioneer Credit Opportunities Fund (in %)^ 7.17 9.48 9.63

CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 5.67 7.77 7.76

CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 5.65 6.96 6.94

`10,000, if invested in BPCOF, would have become ` 10,717 ` 13,127 ` 13,301

`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become ` 10,567 ` 12,523 ` 12,608

`10,000, if invested CRISIL 1 year T-Bill, would have become ` 10,565 ` 12,243 ` 12,314

^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of February has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. The Scheme has been in existence for 3 years but less than 5 years.Mr. Karn Kumar is managing the scheme along with Mr. Alok Sahoo since July 24, 2017.



Baroda Pioneer Monthly Income Plan (MIP) Fund (in %)^* 5.06 5.69 8.28 5.99

CRISIL Hybrid 85+15 - Conservative Index& (Scheme Benchmark) (in %) 6.62 7.99 9.57 8.57

CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$ -1.45 5.56 5.84 5.56

`10,000, if invested in BPMIPF, would have become ` 10,506 ` 11,809 ` 14,888 ` 21,906

`10,000, if invested in CRISIL Hybrid 85+15 - Conservative Index, would have become ` 10,662 ` 12,598 ` 15,800 ` 30,297

`10,000, if invested in CRISIL 10 Year Gilt Index, would have become ` 9,855 ` 11,766 ` 13,283 ` 20,733

^Past performance may or may not be sustained in the future.Data is for for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of February has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. &(Benchmark has been renamed effective February 1, 2018).The equity component of the index has been changed from Nifty 50 to S&P BSE 200. The index will be total return index in the equity component from August 1, 2016 while the debt component will be total return since inception. Price return of S&P BSE 200 (equity component) will be used for computing index values prior to August 1, 2016.

Funds Managed by Ms. Hetal Shah

21

*Monthly income is not assured and is subject to the availability of distributable surplus.

Date of Inception: 30/06/20121 Year 3 Years 5 Years


Baroda Pioneer Dynamic Bond Fund (in %)^ 4.56 7.39 8.58 8.75

CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 4.25 7.60 8.26 8.44


`10,000, if invested in BPDBF, would have become ` 10,456 ` 12,389 ` 15,098 ` 16,087

`10,000, if invested in CRISIL Composite Bond Fund Index, would have become ` 10,425 ` 12,463 ` 14,873 ` 15,826

`10,000, if invested CRISIL 1 year T-Bill, would have become ` 10,565 ` 12,243 ` 14,058 ` 14,807

^Past performance may or may not be sustained in the future.Data is for for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of February has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.

Funds Managed by Mr. Alok Sahoo and Mr. karn kumar

28th February, 2018



Funds Managed by Ms. Hetal Shah



Baroda Pioneer Income Fund (in %)^ 2.25 5.49 7.11 6.10

CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 4.25 7.60 8.26 6.91

CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$ -1.45 5.56 5.84 6.29

`10,000, if invested in BPIF, would have become ` 10,225 ` 11,741 ` 14,100 ` 25,719

`10,000, if invested in CRISIL Composite Bond Fund Index, would have become ` 10,425 ` 12,463 ` 14,873 ` 29,030



Disclaimers: Nifty Bank Index and Nifty 100: Baroda Pioneer Large Cap Fund and Baroda Pioneer Banking and Financial Services Fund (“said Schemes”) offered by Baroda Pioneer Mutual Fund are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (“IISL”). IISL does not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of the said Schemes or any member of the public regarding the advisability of investing in securities generally or in the said Schemes linked to Nifty 100 and Nifty Bank Index or particularly in the ability of the Nifty Bank Index to track general stock market performance in India. Please read the full disclaimers in relation to the Nifty 100 and Nifty Bank Index in the Offer Document / Prospectus / Information Statement.

S&P BSE 200: Baroda Pioneer Growth Fund and Baroda Pioneer ELSS’ 96 Fund (“said Schemes”) offered by Baroda Pioneer Mutual Fund are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (“IISL”). IISL does not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of the said Schemes or any member of the public regarding the advisability of investing in securities generally or in the said Schemes linked to S&P BSE 200 or particularly in the ability of the S&P BSE 200 and to track general stock market performance in India. Please read the full disclaimers in relation to the S&P BSE 200 in the Offer Document / Prospectus / Information Statement.

S&P BSE Midcap Index is a product of AIPL, a joint venture among affiliates of S&P Dow Jones Indices LLC (“SPDJI”) and BSE Limited (“BSE”), and has been licensed for use by Baroda Pioneer Asset Management Company Ltd. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); BSE® is registered trademarks of BSE Limited; Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by AIPL and sublicensed for certain purposes by Baroda Pioneer Asset Management Company Ltd. Baroda Pioneer Mid-Cap Fund is not sponsored, endorsed, sold or promoted by SPDJI, BSE, Dow Jones, S&P or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P BSE Midcap Index.

*ICRA Credit Ratings: The rating indicates highest-credit quality rating assigned by ICRA Ltd. to debt funds. Schemes with this rating are considered to have very strong degree of safety regarding timely receipt of payments from the investments that they have made. This rating should however not be construed as an indication of the performance of the Mutual Fund scheme or of volatility in its returns. The rating should not be treated as a recommendation to buy, sell or hold the units issued by the Mutual Fund.

22



Baroda Pioneer Gilt Fund (in %)^ 1.58 5.66 7.29 6.16

I-Sec Mi-BEX (Scheme Benchmark) (in %) 4.65 7.96 8.58 7.65

CRISIL 10 Year Gilt Index (Standard Benchmark)$ -1.45 5.56 5.84 6.29

`10,000, if invested in BPGF, would have become ` 10,158 ` 11,801 ` 14,220 ` 25,938

`10,000, if invested in I-Sec Mi-BEX, would have become ` 10,465 ` 12,588 ` 15,097 ` 32,420


^Past performance may or may not be sustained in the future.Data is for for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of February has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.

28th February, 2018


SIP Returns

23

Baroda Pioneer Growth Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 17,40,000

Total Value as on Feb 28, 2018 (Rs) 1,24,562 4,32,594 8,60,119 13,69,509 22,72,171 51,21,434

Returns (%) 7.19 12.33 14.41 13.73 12.27 13.74

Total Values of S&P BSE 200* (Rs) 1,28,547 4,53,329 8,87,694 14,36,541 24,84,103 52,80,017

S&P BSE 200* Returns (%) 13.59 15.60 15.69 15.07 13.94 14.10

Total Value of Nifty 50 (Rs) 1,28,532 4,43,007 8,40,670 13,45,528 23,00,498 49,64,752

Nifty 50 Returns (%) 13.57 13.99 13.48 13.24 12.50 13.36

Baroda Pioneer ELSS’ 96 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception


Total Value as on Feb 28, 2018 (Rs) 1,24,165 4,30,722 8,53,179 13,72,947 22,85,831 1,46,64,791

Returns (%) 6.56 12.03 14.08 13.80 12.38 13.75

Total Values of S&P BSE 200* (Rs) 1,28,547 4,53,329 8,87,694 14,36,541 24,84,103 1,76,63,123

S&P BSE 200 * Returns (%) 13.59 15.60 15.69 15.07 13.94 15.11

Total Value of Nifty 50 (Rs) 1,28,532 4,43,007 8,40,670 13,45,528 23,00,498 1,58,85,444

Nifty 50 Returns (%) 13.57 13.99 13.48 13.24 12.50 14.34

Baroda Pioneer Large CapFund

1 Year 3 Years 5 Years 7 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 9,30,000

Total Value as on Feb 28, 2018 (Rs) 1,21,188 4,10,659 8,07,106 12,19,862 13,40,588

Returns (%) 1.86 8.76 11.83 10.49 9.25

Total Values of Nifty 100^^ (Rs) 1,28,467 4,49,150 8,67,790 14,03,850 15,94,913

Nifty 100^^ Returns (%) 13.46 14.95 14.77 14.43 13.61

Total Value of Nifty 50 (Rs) 1,28,532 4,43,007 8,40,670 13,45,528 15,27,415

Nifty 50 Returns (%) 13.57 13.99 13.48 13.24 12.52

Baroda Pioneer Banking andFinancial Services Fund

1 Year 3 Years 5 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 6,90,000

Total Value as on Feb 28, 2018 (Rs) 1,21,372 4,36,841 8,62,330 10,34,974

Returns (%) 2.15 13.01 14.51 14.02

Total Values of Nifty Bank Index (Rs) 1,26,468 4,69,590 9,57,752 11,70,321

Nifty Bank Index Returns (%) 10.24 18.09 18.80 18.32

Total Value of Nifty 50 (Rs) 1,28,532 4,43,007 8,40,670 10,22,206

Nifty 50 Returns (%) 13.57 13.99 13.48 13.59

Baroda Pioneer Balance Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception



Returns (%) 7.32 11.89 12.81 12.46 11.25 10.51

Total Values of CRISIL Hybrid 35+65 – Aggressive Index (Rs)

1,25,686 4,33,098 8,33,387 13,27,459 22,50,554 44,82,903

CRISIL Hybrid 35+65 – Aggressive Index Returns (%)

8.99 12.42 13.12 12.86 12.09 12.12

Total Value of Nifty 50 (Rs) 1,28,532 4,43,007 8,40,670 13,45,528 23,00,498 49,65,019

Nifty 50 Returns (%) 13.57 13.99 13.48 13.24 12.50 13.36

Baroda Pioneer Monthly Income Plan (MIP) Fund*

1 Year 3 Years 5 Years 7 Years 10 Years Since Inception



Returns (%) 1.28 5.41 7.24 7.68 7.23 6.52

CRISIL Hybrid 85+15 - Conservative Index (Rs)

1,21,614 4,04,036 7,55,471 11,70,186 19,10,383 30,03,602

CRISIL Hybrid 85+15 - Conservative Index Returns (%)

2.53 7.67 9.17 9.33 9.00 8.68

Total Value of CRISIL 10 Year Gilt Index Returns (%) (Rs)

1,15,639 3,76,461 6,89,855 10,41,930 16,32,301 24,85,780

CRISIL 10 Year Gilt Index Returns (%) -6.74 2.94 5.53 6.07 6.00 6.10

* Monthly income is not assured and is subject to the availability of distributable surplus.^Past performance may or may not be sustained in the future.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computationof returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return). Where Benchmark returns are not available, they have notbeen shown.

* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the bench-mark / standard benchmark index (TRI).As TRI data is not available since inception of the Scheme, benchmark performance is calculated using composite CAGR of the benchmark index Price Return values from 12 Sep 2003to 29 June 2007, and TRI values since 29 June 2007.

* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the bench-mark / standard benchmark index (TRI).As TRI data is not available since inception of the Scheme, benchmark performance is calculated using composite CAGR of the benchmark index Price Return values from 12 Sep 2003to 29 June 2007, and TRI values since 29 June 2007.

^^Scheme benchmark has been changed to Nifty 100 effective October 3, 2016.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).

^^Scheme benchmark has been changed to S&P BSE Mid-cap index effective October 3, 2016.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).

Baroda Pioneer Mid-Cap Fund 1 Year 3 Years 5 Years 7 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 8,90,000

Total Value as on Feb 28, 2018 (Rs) 1,29,870 4,43,010 7,83,470 10,97,751 11,49,965

Returns (%) 15.75 13.99 10.63 7.53 6.80

Total Values of S&P BSE MidCap^^ (Rs)

1,28,766 4,86,215 10,67,136 17,43,162 18,60,126

S&P BSE MidCap^^ Returns (%) 13.95 20.58 23.27 20.51 19.45

Total Value of Nifty 50 (Rs) 1,28,532 4,43,007 8,40,670 13,45,528 14,41,751

Nifty 50 Returns (%) 13.57 13.99 13.48 13.24 12.75 The equity component of the index has been changed from Nifty 50 to S&P BSE 200. The index will be total return index in the equity component from August 1, 2016 while the debtcomponent will be total return since inception. Price return of S&P BSE 200 (equity component) will be used for computing index values prior to August 1, 2016.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the bench-mark / standard benchmark index (TRI).

28th February, 2018


Record Date Ex-Dividend NAV (Rs) Per Unit$ (Rs)

Baroda Pioneer Growth Fund - Plan A - Dividend23-Mar-17 35.86 2.50

24-Jun-16 33.72 2.80

24-Jul-15 39.49 3.50

Baroda Pioneer Growth Fund - Plan B - Direct - Dividend23-Mar-17 35.33 2.50

24-Jun-16 33.05 2.80

24-Jul-15 38.61 3.50

Baroda Pioneer ELSS 96 - Plan A - Dividend23-Mar-17 32.07 2.50

22-Mar-16 28.50 2.50

23-Feb-15 32.32 2.25

Baroda Pioneer ELSS 96 - Plan B - Direct - Dividend23-Mar-17 36.88 2.50

23-Feb-15 33.19 2.25

14-Mar-14 23.15 2.00

Baroda Pioneer Large Cap Fund - Plan A - Dividend09-Jan-15 10.38 0.90

Baroda Pioneer Large Cap Fund - Plan B - Direct - Dividend09-Jan-15 10.54 0.90

Baroda Pioneer Banking and Financial Services Fund - Plan A - Dividend23-Mar-17 17.44 1.50

09-Sep-14 13.29 1.00

Baroda Pioneer Banking and Financial Services Fund - Plan B - Direct - Dividend23-Mar-17 18.04 1.50

09-Sep-14 13.46 1.00

Baroda Pioneer Balance Fund - Plan A - Dividend29-Dec-17 19.05 0.50

27-Sep-17 18.06 0.50

30-Jun-17 18.34 0.40

Baroda Pioneer Balance Fund - Plan B - Direct - Dividend29-Dec-17 20.84 0.50

27-Sep-17 19.64 0.50

30-Jun-17 19.80 0.40

Baroda Pioneer MIP Fund - Plan A - Monthly Dividend*27-Feb-18 13.2733 0.07

25-Jan-18 13.5444 0.07

27-Dec-17 13.6053 0.07

Baroda Pioneer MIP Fund - Plan B - Direct - Monthly Dividend*27-Feb-18 13.6687 0.07

25-Jan-18 13.9263 0.07

27-Dec-17 13.9664 0.07

Baroda Pioneer MIP Fund - Plan A - Quarterly Dividend*29-Dec-17 13.2845 0.20

27-Sep-17 13.2248 0.20

30-Jun-17 13.4843 0.20

Baroda Pioneer MIP Fund - Plan B - Direct - Quarterly Dividend*29-Dec-17 13.6800 0.20

27-Sep-17 13.5806 0.20

30-Jun-17 13.8116 0.20

Baroda Pioneer Credit Opportunities Fund - Plan A - Quarterly Dividend29-Dec-17 10.6908 0.21

27-Sep-17 10.7686 0.21

30-Jun-17 10.9728 0.21

Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Quarterly Dividend29-Dec-17 11.0937 0.21

27-Sep-17 11.1347 0.21

30-Jun-17 11.2964 0.21

Baroda Pioneer Credit Opportunities Fund - Plan A - Monthly Dividend27-Feb-18 10.7199 0.07

25-Jan-18 10.7795 0.07

27-Dec-17 10.7977 0.07

Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Monthly Dividend27-Feb-18 11.1996 0.07

25-Jan-18 11.2492 0.07

27-Dec-17 11.2549 0.07

Record Date Ex-Dividend NAV (Rs) Per Unit$ (Rs)

Baroda Pioneer Dynamic Bond Fund - Plan A - Dividend27-Jun-16 12.1528 0.40

22-Mar-16 12.5843 0.70

25-Jun-13 10.0000 0.41

Baroda Pioneer Dynamic Bond Fund - Plan B - Direct - Dividend27-Jun-16 12.5981 0.40

22-Mar-16 13.0024 0.70

25-Jun-13 10.0000 0.43

Baroda Pioneer Gilt Fund - Plan A - Dividend24-Jun-16 19.4927 1.20

22-Mar-16 20.3147 1.20

21-Mar-14 16.4233 2.70

Baroda Pioneer Gilt Fund - Plan B - Direct - Dividend21-Mar-14 16.5462 2.70

Baroda Pioneer Liquid Fund - Plan A - Dividend04-Mar-05 1016.27 35.00

06-Jan-04 1004.32 95.00

13-May-02 1002.43 7.50

Baroda Pioneer Short Term Bond Fund - Plan A - Monthly Dividend27-Feb-18 10.0297 0.04

25-Jan-18 10.0342 0.06

27-Nov-17 10.0323 0.05

Baroda Pioneer Short Term Bond Fund - Plan B - Direct - Monthly Dividend27-Feb-18 10.0043 0.04

25-Jan-18 10.0098 0.07

27-Nov-17 10.0071 0.06

Baroda Pioneer Short Term Bond Fund - Plan A - Quaterly Dividend29-Dec-17 10.1629 0.17

27-Sep-17 10.1685 0.17

Baroda Pioneer Short Term Bond Fund - Plan B - Direct - Quaterly Dividend29-Dec-17 10.1696 0.17

27-Sep-17 10.1926 0.17

Baroda Pioneer Treasury Advantage Fund Reg - Monthly Dividend27-Feb-18 1000.46 4.03

25-Jan-18 1001.29 5.64

27-Dec-17 1001.46 5.55

Baroda Pioneer Treasury Advantage Fund - Plan A - Monthly Dividend27-Feb-18 1000.46 5.57

25-Jan-18 1001.29 5.64

27-Dec-17 1001.46 5.55

Baroda Pioneer Treasury Advantage Fund - Plan B - Direct - Monthly Dividend27-Feb-18 s1000.48 5.83

25-Jan-18 1001.34 5.88

27-Dec-17 1001.48 5.79

Baroda Pioneer Treasury Advantage Fund Reg - Quarterly Dividend27-Jun-14 1006.66 23.38

21-Mar-14 1011.22 7.79

24-Jun-16 1036.72 14.45

Baroda Pioneer Treasury Advantage Fund - Plan A - Quarterly Dividend29-Dec-17 1029.32 17.00

27-Sep-17 1030.50 17.00

30-Jun-17 1045.97 17.00

Baroda Pioneer Treasury Advantage Fund - Plan B - Direct - Quarterly Dividend29-Dec-17 1036.95 17.00

27-Sep-17 1037.23 17.00

30-Jun-17 1051.84 17.00

Baroda Pioneer Income Fund - Plan A - Dividend24-Jun-16 22.1257 1.40

22-Mar-16 23.1386 1.40

Baroda Pioneer Income Fund - Plan B - Direct - Dividend24-Jun-16 22.1642 1.40

22-Mar-16 23.1530 1.40

Dividend History

24

$ Face value is Rs. 10/- in all schemes other than Baroda Pioneer Liquid Fund and Baroda Pioneer Treasury Advantage Fund where the face value is Rs. 1,000/- per unit.

* Monthly income is not assured and is subject to the availability of distributable surplus.# Pursuant to payment of dividend, the NAVs of the schemes would fall to the extent of payout and statutory levy (if applicable).

28th February, 2018

BARODA PIONEER MUTUAL FUND25

karvy Computershare Private LimitedAddress and Contact detailsMFS Branches

• Bangalore [email protected] 080-26600785 • Belgaum [email protected] 0831 2402544 • Bellary [email protected] 08392 – 254750 • Davangere [email protected] 0819-2258714 • Dharwad [email protected] 0836- 2744207• Gulbarga [email protected] 0847-2310040 • Hassan [email protected] 08172 262065 • Hubli [email protected] 0836-2252444 • Mangalore [email protected] 0824-2496289 • Margoa [email protected] 0832-2731823 • Mysore [email protected] 0821-2438006 • Panjim [email protected] 0832-2426873 • Shimoga [email protected] 08182-228799 • Ahmedabad [email protected] 079-65445550 • Anand [email protected] 9662020623 • Ankleshwar [email protected] 02646 645326 • Baroda [email protected] 0265-6640870 • Bharuch [email protected] 02642-225022 • Bhavnagar [email protected] 278-3003149 • Gandhidham [email protected] 02836 651296 • Gandhinagar [email protected] 079-23244955 • Jamnagar [email protected] 0288-2558887 • Junagadh [email protected] 0285-2652220 • Mehsana [email protected] 02762-242950 • Nadiad [email protected] 0268-2563245 • Navsari [email protected] 02637-280367 • Rajkot [email protected] 2816545888 • Surat [email protected] 0261-3042170 • Valsad [email protected] 02632-258481 • Vapi [email protected] 9228012909 • Chennai [email protected] 044-42028512 • Alleppy [email protected] 0477 2263055 • Calicut [email protected] 0495-4022480 • Cochin [email protected] 0484 3000232 • Kannur [email protected] 0497-2764190 • Kollam [email protected] 0474-2747055 • Kottayam [email protected] 0481-2300868 • Malappuram [email protected] 0483-2731480 • Palghat [email protected] 491 6061110 • Thodupuzha [email protected] 0486-2211209 • Tiruvalla [email protected] 0469-3205676 • Trichur [email protected] 0487-3246231 • Trivandrum [email protected] 0471-2725728 • Coimbatore [email protected] 0422 - 4388011 • Dindigul [email protected] 0451- 6451043 • Erode [email protected] 0424-4021212 • Karaikudi [email protected] 04565-237192 • Karur [email protected] 04324-241755 • Madurai [email protected] 0452-2605856 • Nagerkoil [email protected] 04652 - 233552 • Namakkal [email protected] 04286- 23480 • Pollachi [email protected] 04259- 235111 • Pondicherry [email protected] 0413 2220640 • Pudukottai [email protected] 04322 - 220050 • Rajapalayam [email protected] 04563 - 232952 • Salem [email protected] 0427-4020300 • Sivakasi [email protected] 04562 228816 • Thanjavur [email protected] 04362-275415 • Tirunelveli [email protected] 0462 2335137 • Tirupur [email protected] 0421-2214221 • Trichy [email protected] 0431-4020227 • Tuticorin [email protected] 0461-2334603 • Vellore [email protected] 0416 2215007 • Agartala [email protected] 0381-2317519 • Guwahati [email protected] 8811036746 • Shillong [email protected] 0364 2506106 • Silchar [email protected] 03842 261714 • Ananthapur [email protected] 08554-244449 • Eluru [email protected] 08812-227851 • Guntur [email protected] 0863-2339094 •Hyderabad [email protected] 040-44677075/ 44677076/44677077/44677348 • Karimnagar [email protected] 0878-2261779 • Kurnool [email protected] 08158-228550 • Nanded [email protected] 02462-237885 • Nellore [email protected] 0861-2349940 • Nizamabad [email protected] 08462-224366 • Proddatur [email protected] 08564 - 242898 • Rajahmundry [email protected] 0883-2434468 • Solapur [email protected] 0217-2300021 • Srikakulam [email protected] 08942-225384 • Tirupathi [email protected] 0877-6544567 • Vijayanagaram [email protected] 08922-236962 • Vijayawada [email protected] 0866-2475126 • Visakhapatnam [email protected] 0891-2714125 • Warangal [email protected] 0870-2501664 • Akola [email protected] 0724-2451874 • Amaravathi [email protected] 0721-3291081 • Aurangabad [email protected] 0240-2343414 • Betul [email protected] 07141 - 231301 • Bhopal [email protected] 0755-4092712 • Chandrapur [email protected] 07172-270262 • Dewas [email protected] 07272-426010 • Dhule [email protected] 02562-282823 • Indore [email protected] 0731-4266828 • Jabalpur [email protected] 0761-3204376 • Jalgaon [email protected] 0257-2226761 • Nagpur [email protected] 0712-2533040 • Nasik nasikmfs@karvy.

28th February, 2018


com 0253-6611395 • Ratlam [email protected] 07412-402007 • Sagar [email protected] 07582-402404 • Ujjain [email protected] 0734-4250007 • Asansol [email protected] 0341-3266507 • Balasore [email protected] 06782-260503 • Bankura [email protected] 03242-255964 • Barhampore (Wb) [email protected] 03482 274494 • Berhampur (Or) [email protected] 0680-2228106 • Bhilai [email protected] 0788-2295999 • Bhubaneswar [email protected] 0674-6534585 • Bilaspur [email protected] 07752-408436• Bokaro [email protected] 9204061959 • Burdwan [email protected] 0342-2665140 • Chinsura [email protected] 033-26810164 • Cuttack [email protected] 0-9238102118 • Dhanbad [email protected] 0326-6452027, 0326- 2301045 • Durgapur [email protected] 0343-6512111 • Gaya [email protected] 0631-2220065 • Jalpaiguri [email protected] 03561-222136 • Jamshedpur [email protected] 0657-6655000 • Kharagpur [email protected] 03222-253380 • Kolkata [email protected] ; [email protected] 033-40611135/ 36; 033-24659263/9267, 24635432, 24669450, 24196462 • Malda [email protected] 03512-223763 • Patna [email protected] 0612-6453098 • Raipur [email protected] 0771-4052620 • Ranchi [email protected] 0651-2331320 • Rourkela [email protected] 0661-2500005 • Sambalpur [email protected] 0663-2522105 • Siliguri [email protected] 0353-2526393, 0353-2522579 • Agra [email protected] 9369918603 • Aligarh [email protected] 9369918604 • Allahabad [email protected] 9369918605 • Ambala [email protected] 9315017301 • Azamgarh [email protected] 9307910001 • Bareilly [email protected] 9369918607 • Begusarai [email protected] 9308793949 • Bhagalpur [email protected] 9386256100 • Darbhanga [email protected] 06272-220145 • Dehradun [email protected] 9369918608 • Deoria [email protected] 7499496134 • Faridabad [email protected] 9310448851 • Ghaziabad [email protected] 9310448804 • Ghazipur [email protected] 7499496131 •Gonda [email protected] 7499496127 • Gorakhpur [email protected] 9369918610 • Gurgaon [email protected] 9310448806 • Gwalior [email protected] 9300004262 • Haldwani [email protected] 9369918611 • Haridwar [email protected] 9369918612 • Hissar [email protected] 9315017303 • Jaunpur [email protected] 9369918613 • Jhansi [email protected] 9369918614 • Kanpur [email protected] 9369918615/6 • Korba [email protected] 9300155683 • Lucknow [email protected] 9369918600 • Mandi [email protected] 9318873501• Mathura [email protected] 9369918618 • Meerut [email protected] 9369918619 •Mirzapur [email protected] 7499496133 • Moradabad [email protected] 9369918620 •Morena [email protected] 7489361265 • [email protected] 9386256101 •Noida [email protected] 9310448805 • Panipat [email protected] 9315017304 • Renukoot [email protected] 7499495854 • Rewa [email protected] 7489755878 • Rohtak [email protected] 9315017305 • Roorkee [email protected] 9369918621 • Saharanpur [email protected] 9369918622 • Satna [email protected] 9300004263 • Shaktinagar [email protected] 7499496129 • Shimla [email protected] 9318644501 • Shivpuri [email protected] 9303028921 • Sitapur [email protected] 9369918623 • Solan [email protected] 9318991871 • Sonepat [email protected] 9315457164 • Sultanpur [email protected] 9369918624 • Varanasi [email protected] 9369918626 • Yamuna Nagar [email protected] 9315017306 • Kolhapur [email protected] 0231 2653656 • Mumbai [email protected] 022-66235353 • Pune [email protected] 020-25533795 • Ajmer [email protected] 0145-5120725 • Alwar [email protected] 0144-3291200 • Amritsar [email protected] 0183-5053802 •Bhatinda [email protected] 0164-5006725 • Bhilwara [email protected] 01482-246362 •Bikaner [email protected] 0151-2200014 •Chandigarh [email protected] 0172-5101342 •Ferozpur [email protected] 01632-241814 •Hoshiarpur [email protected] 01882-500143 •Jaipur [email protected] 0141-4167714 • Jalandhar [email protected] 0181-5094410 • Jammu [email protected] 0191-2458820 • Jodhpur [email protected] 0291-6454590 • Karnal [email protected] 0184-2252524 •Kota [email protected] 0744-5100964 • Ludhiana [email protected] 0161-4648747 • Moga [email protected] 01636-230792 • New Delhi [email protected] 011-43681700 • Pathankot [email protected] 0186-5080188 • Patiala [email protected] 0175-5004349 • Sikar [email protected] 01572-250398 • Sri Ganganagar [email protected] 0154-2470177 • Udaipur [email protected] 0294-2429370 • Chembur 022-662215536 • Vashi 022-27802684 • Borivali 022- 28916319

26

28th February, 2018


Contact Points:Toll Free Number: 1-800-267 0189 | Email: [email protected] | Website:www.barodapioneer.inRegistered OfficeBaroda Pioneer Asset Management Company Ltd.CIN : U65991MH1992PLC069414501 Titanium, 5th Floor, Western Express Highway, Goregaon (E), Mumbai - 400063.Phone: +91 22 3074 1000 / 4219 7999. Fax: +91 22 3074 1001.Branch OfficeBaroda Pioneer Asset Management Company Ltd.Flat No. 103 & 104, First Floor,Prakash Deep Building, 7 Tolstoy Marg, New Delhi - 110001. Phone: 011-43514662Branch OfficeBaroda Pioneer Asset Management Company Ltd. HP Complex, Flat No.12, 3rd Floor, Door No. 124/1,2&3 New No. 14, G N Chetty Road,T.Nagar, Chennai - 600017 Phone: 044 - 2834 3530, Fax: 044 - 2834 3539Mutual fund investments are subject to market risks,read all scheme related documents carefully.

• Thane 022 25428475 • Agartala [email protected] 0381-2317519 • Amaravathi [email protected] 0721-3291081 • Anand [email protected] 9662020623 • Bangalore [email protected] 080-26600785 • Berhampur (Or) [email protected] 0680-2228106 • Bhavnagar [email protected] 0278-3004116 • Bhubaneswar [email protected] 0674-6534585 • Chandigarh [email protected] 0172-5042279 • Dhule [email protected] 02562-282823 • Ferozepur [email protected] 01632-241814 • Gwalior [email protected] 9300004262 • Hubli [email protected] 0836-2252444 • Hyderabad [email protected] 040-44677075/ 44677076/44677077/44677348 • Indore [email protected] 0731-4266828 • Jalgaon [email protected] 0257-2226761 • Jalpaiguri [email protected] 03561-222136 • Jamshedpur [email protected] 0657-6655000 • Kollam [email protected] 0474-2747055 • Mirzapur [email protected] 7499496133 • Moga [email protected] 01636-230792 • Nellore [email protected] 0861-2349940 • Noida [email protected] 9310448805 • Panipat [email protected] 9315017304 • F C Road, Pune [email protected] 020-25533795 • Rajapalayam [email protected] 04563 - 232952 • Shimoga [email protected] 08182-228799 • Solapur [email protected] 0217-2300021 • Tirupathi [email protected] 0877-6544567 • Visakhapatnam [email protected] 0891-2714125

Documents

Factsheet · 2018-03-13 · Factsheet as on February 2018 Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ` Save your hard earned