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7/28/2019 Example #2 Future Budget Project
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By:MaddyGamwell
8thPeriod
7/28/2019 Example #2 Future Budget Project
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Job:VansFootwearDesignerSalaries $50,000starting(gross)salary Taxes:(yearly):$6904
Finalsalary(yearly):$43096 Location:615HanrockIndustrialWayAthens,GA30605 Description:Designingsneakers,evaluatingothersdesigns,
researchcolorandstyletrendanalysis.Sources:
http://www.glassdoor.com/Salaries/footwear-designer-vans-salary-SRCH_KO0,17_KE18,22.htm
http://www.retailgigs.com/job.asp?id=82939789&aff=13CA0CAB-615C-4948-91CD-122706663A86
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Housing:ApartmentTheConnectioninAthens,GA(255ThePreserveDrive)
2x2$600amonthincludingall:Electricity,Water,Cable,etc.
RoommateisateacheratUNG(15milesaway)
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7/28/2019 Example #2 Future Budget Project
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Car(TheWhip):2008LexusIS250Lease:$345amonth72Month(6Year)plan
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CarInsurance:GeicoForthemodelandallthefinalcostcamedownto
$268amonth
ThankyouforrequestingyourquotefromGEICO!
Yourmonthlypremiumis:$268.00
7/28/2019 Example #2 Future Budget Project
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StudentLoanPayment:Accordingtofinancialcalculator.com:6.8%interestrate 120monthplan(10years)$230amonth(5.5%ofmonthlyincome)
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CellPhone:TmobileFor1personwithunlimitedminutes,texts,anddatait
is$70amonth
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CreditCard:Accordingtofinancialcalculator.com:Owe$1564 10.9%annualinterestrate60Months(5years)$34amonth$472ofinterestoverthenext5years
7/28/2019 Example #2 Future Budget Project
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Food/GasAccordingtotheUSDAtheaveragefor2013inlast
monthfor19-50yearoldswasabout$322amonth
Averagegasprice:$3.73(edmunds.com)
15,000yearapprox.milesEst.Fuelcost:$2,590
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Entertainment:Igetarounda$200checkper2weeksnowandspenditallonentertainement/neccesities/funsoifIlivepaychecktopaycheckthat
wouldmeanthats$400amonth.
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Savings:AftertaxesandexpensesIstillhave$16,888soillput
$11,888insavingsayearandsavethat$5,000forrandompurposes(emergencies,sporadicmoments,etc.)
WellsFargointerestrateis0.03%ayeargivingmeanextra$356.64extraayear.
After5years(withinterest)Ishouldhave$61,223.20Saved
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WorkCitedJobSalary:hp://www.glassdoor.com/Salaries/footwear-designer-vans-salary-SRCH_KO0,17_KE18,22.htm
JobDescripon:hp://www.retailgigs.com/job.asp?id=82939789&aff=13CA0CAB-615C-4948-91CD-122706663A86Housing:hp://www.apartmenthomeliving.com/apartment-finder/The-Connecon-at-Athens-Athens-
GA-30606-574347Car(lease):hp://hendrick-lexus.ebizautos.com/detail-2008-lexus-is_250-4dr_sport_sdn_auto_rwd-
used-10413594.htmlCarInsurance:hps://sales2.geico.com/internetsales/iSnapPreQuote.xhtml?execuon=e1s9&pg=iSnapCoveragesPaymentsofStudentLoans:hp://www.calcxml.com/calculators/student-loan-repayment?skn=#calcoutputCellphonebill:hp://www.t-mobile.com/shop/plans/individual-plans.aspxCreditcardpayment:hp://www.calcxml.com/calculators/loan-payment-calculator?skn=#calcoutputFood/Gas:hp://www.cnpp.usda.gov/Publicaons/FoodPlans/2013/CostofFoodMar2013.pdfGasexactly:hp://www.edmunds.com/lexus/is-250/2008/mpg.html?style=100908537Entertainment:$400Savings:hps://www.wellsfargo.com/savings_cds/rates/Taxes:hp://www.calcxml.com/calculators/federal-income-tax-calculator?skn=#calcoutput