Devon Carter Camilleri Recognized, Respected, Recommended September 2012IssueDevon Carter Camilleri Recognized, Respected, Recommended September 2012IssueDevon Carter Camilleri Recognized, Respected, Recommended September 2012IssueDevon Carter Camilleri Recognized, Respected, Recommended September 2012Issue

EQUESTRIAN &

Real EstateNews

Horse racing has been

around since man first

decided to ride them. In

fact, around 4500 BC

the first horse was do-

mesticated. Since then,

horse racing has

evolved from a sport

that kings used to cher-

ish to the highly lucrative

betting game it is today. Horse racing and betting can be

seen in all major countries in the world including the United

States, Canada, Africa and most of Europe.

Breeding

Since the birth of the sport, breeders have tried develop-

ing the perfect horse for racing. Over the centuries, breed-

ers decided that horses bred from champion horses have

a much better chance of being good race horses. Many

times, investors will pay breeders to have champion horses

bred and eventually sell their share in the horses if it is a

winner. Since prized stallions are hard to come by, this has

turned into a multimillion dollar venture.

Racing

Horse racing became a professional sport over 300 years

ago in England. During this time, spectators used to wager

on certain horses and win a substantial amount of money

if they won. Shortly after, the sport spread to all regions of

England and eventually formed the Jockey Club in 1750.

This group of racers still controls English racing today.

American Thoroughbred Racing

Although the Americas had a racetrack as early as 1665,

the sport was not officially organized until 1868. Within just

a few decades, over 314 tracks were in operation

throughout America. This rapid increase brought the sport

to a new level of popularity and opened up the concept

of thoroughbred racing to America. Since then, the sport

has grown into a multi-billion dollar business. This massive

increase caused a lot of fans to bet on horse races and

propelled the sport to where it is today.

Betting

It can be argued that betting on horse racing has caused

the sport to thrive throughout the centuries. Even in earlier

times, the wealthy would often place wages on horses. To-

day, most betting systems follow a formula created in the

late 19th century. This formula divides the wagered money

up giving a percentage of it to the race tracks and dispers-

ing a portion of it for taxes.

When people bet on horse races, they utilize an odds

based system. Under this system, the money won is deter-

mined by the money wagered times the odds of the horse

winning. A 2-1 odd would double a person's winnings. Bet-

ting can be done based on the winner, or the order of

horses finishing. Although this system is complicated, it has

become a standard in every race track in the world.

Horse racing has come a long way since its origination. Bet-

ting on horses has propelled the sport to new heights and

enabled it to be one of the most watched events in the

world. When horses win major races, their legacy is often

placed in horse racing history as they are then bred to

keep the bloodline going. Regardless of the times, betting

on horse racing has been a pastime that many folks con-

tinue to enjoy.

Article Source: http://EzineArticles.com/?expert=Mike_DeFelice

PAGE 2

Courage is being scared to death - and saddling up anyway. -John Wayne

If you have an event that you would like me to include in an upcoming newsletter, email me the information at

Devon@RanchAndEstateHomes.com

• Aug 29-Sept 2, Del Mar - Showpark All Seasons Horse

Show, Fairgrounds Horsepark, www.showpark.com

• Sept 1, La Canada - Eventing Clinic, Flintridge Riding Club

with Wendy Wergeles, wergeles@earthlink.net, 805-714-

7181

• Sept 1-2, Chino Hills - SCVRHA Ranch Horse Versatility #3,

Lori 951-334-5297, www.myscvrha.com

• Sept 7-9, Burbank - Pacific Slope Sport Horse Show, Los

Angeles Equestrian Center,

www.pacificslopesporthorse.org

• Sept 8, Del Mar - Friends of San Pasqual Academy Team

Penning, Del Mar Arena,

www.friendsofsanpasqualacademy.org

• Sept 8, Poway – Western Clinic, , www.pvra.com

• Sept 8-9, Del Mar - Showpark County V Horse Show, Po-

way Valley Riders Association Fairgrounds Horsepark,

www.showpark.com

• Sept 9, San Juan Capistrano - 10th ANNIVERSARY Annual

9/11 Memorial Western Horseshow, All proceeds given to

the Fallen Fighters Fund, Sycamore Trails Stable, Gay 949-

466-2516 or Wendy 949-357-8040

• Sept 9, Poway - Dressage Show, Poway Valley Riders Asso-

ciation, www.pvra.com

• Sept 13-16, Del Mar - Del Mar International Dressage

Horse Show, Del Mar Arena,

www.equestrianconcepts.com

• Sept 15-16, Del Mar - Signature V Horse Show, Fairgrounds

Horsepark, robinserfass@cox.net

• Sept 21-23, Del Mar - CDS Dressage Horse Show, Fair-

grounds Horsepark, www.sandiegodressage.com

• Sept 22, Poway - BBQ/Battle of the Bands, Poway Valley

Riders Association, www.pvra.com

• Sept 22, Chino Hills - Heaven's Ranch Rescue presents

Ace in the Hole: A night of Dinner, Dancing and Gam-

bling with a Special Appearance by Don Most of "Happy

Days", All proceeds to benefit the Equine Rescue,

www.heavensranchllc.com

• Sept 29-30, Del Mar - Del Sol III County Horse Show, Fair-

grounds Horsepark, www.delsolclassic.com

• Sept 29-30, Rosamond - UnExtreme Cowboy Challenge

Clinic Day: Dual In the Desert, Cameron Ranch, Natural-

BornRacers@gmail.com, 661-350-6577

Types Of Races

• Maiden - A race for non-winners.

• Maiden Special Weight - For horses that have never won a

race, but can't be claimed.

• Claiming - Race in which horses entered are subject to pur-

chase, or "claim", for the entry price.

• Allowance - A race other than claiming for which the racing

secretary drafts certain conditions to determine weights.

• Allowance races have various levels:

N1X, N2X, N3X and N4X.

• In an N1X allowance race, all horses must have not won an

allowance race before. In other words, the horse can only

have won at the previous levels. In a N2X allowance race,

all the horses have only won once at the allowance level.

N3X is for winners of not more than two allowance races and

N4X is for winners of not more than three allowance races.

Stakes Races

• Stakes races are the major leagues of horse racing. They

have three different classes, the highest is Grade I, then

Grade II and Grade III.

• A horse who's struggled at the Grade II or III level will have a

hell of a time beating a Grade I Stakes winner.

Post Position

• These are chosen at random in the post draw and start from

inside at the rail with number 1. This is also called the horse's

program number.

The Trip

A horse's experiences in the race are the trip. Obviously, a horse

can have a good trip or a bad one. Let's talk about running

styles:

• Front Runner - You guessed it, these guys or gals set the

pace by leading from the gate.

• Stalker - This horse patiently presses the lead and waits for

the perfect moment to spring to the front.

• Closer - Comes from behind late in the race with alot of re-

served energy to catch up with and accelerate past the

leaders.

• A horse can have a wide trip, meaning there are horses

from inside of him. If he's five wide at the turn, he's got four

horses to get around.

The Finish

• Photo Finish - A finish so close

between horses that a photo

must be examined to deter-

mine the winner.

• Blanket Finish - Several horses

finish close together.

• A horse can win a race by

lengths, or narrowly beating

opponents by a nose, head,

or neck.

PAGE 3

When you find yourself in a hole, it’s time to stop digging. -Will Rogers

For a private viewing of any of these homes or to receive a FREE market analysis on your home call Devon at (760) 522-8559

www.www.RanchAndEstateHomes.comRanchAndEstateHomes.com

�������� Available Properties Available Properties ��������

�������� Lots & Land Lots & Land ��������

9.38 Acre Lot - Valley Center - All Flat & Usable Land, Horses Allowed, L Designation, the Perfect Property for that Horse Ranch You’ve Always

Wanted, Secluded but Close to All, Studded with California Coastal

Oak Trees, Stream on Property Line, Permitted 2,620 Sq. Ft. High Steel

Construction Tractor/Equipment Barn, Water Meter, Seller May Carry 1st

Trust Deed………………………………...….……..Reduced To Sell!! $399,500

Historical Adobe Home, Valley Center - 3 Bed / 3 Bath, 3,286 Sq. Ft. on 3.07 Fenced Acres, Upgraded Home, New Master Suite, Vaulted Wood

Beam Ceilings, Saltillo Tile, Bedroom Loft w/ Bath, Large Garden, De-

tached Structure Can Be Converted to Guest Quarters, 3 Car De-

tached Garage, Horse Facilities: 2 turn outs w/ automatic waterers &

5000 gallon water tank, room for an arena…………..Offered at $700,000

4+ Acre Equestrian Beauty, Valley Center - Single Level, 4 Bed / 3 Bath,

3,215 Sq. Ft. home, views, hardwood & travertine flooring, 2 fireplaces,

large covered patio, formal dining room, gourmet kitchen, Master re-

treat, Dressage Arena, Round Pen, 2 Covered Paddocks, Hay Shed,

Tack Shed, 3 Grass Pastures with vinyl fencing, Detached Workshop,

Orange Grove, Lots of room for more, , fully fenced...Offered at $721,500

Prime Equestrian Lot, Valley Center - Contingent on sale of home lot, 2.67 Fenced Acres, 4 stall Barn, one stall oversized for foaling, feed stor-

age, tack room, fly system & lights in each stall, 600 ft. well, large arena

w/ vinyl fencing, round pen, 4 corrals w/ shed covers & automatic wa-

ters, grain hopper, turn-out pasture w/ v-mesh, Room for RV and/or

living quarters trailer & dump station, building site….Offered at $185,000

Twin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San MarcosTwin Oaks Valley Beauty, San Marcos Equestrian Lovers Home on 3.07 Acres, 4 Bedrooms, 4 Bathrooms, 3,461

Square Feet of living space. Double maple entry doors, tile floors throughout,

marble fireplace in living room, 10 ft ceilings, views onto pool & patio for en-

tertaining. Kitchen features stainless appliances, wood laminate floors, granite

counters, maple cabinets & large pantry. French doors open to pool/spa &

covered patio with water fall & pond. Yard also has gazebo & walking paths.

Horse facilities include: Arena, Tack/Feed Barns, Grass Pasture & separate ser-

vice entrance. Room for horse trailer & truck parking……...Offered at $824,500

Twin Oaks Valley Beauty, San Marcos - 3.07 Acres, Sprawling Single Level, 4 Bedroom / 4 Bath, 3,461 Sq. Ft., Double Maple Entry Doors, Tile

Floors, 10 Ft. Ceilings, Pool/Spa, Kitchen has Granite with stainless sink &

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clude: Arena, Tack/Feed Barns, Grass Pasture & separate service en-

trance. Room for horse trailer & truck parking……….Offered at $824,500

PAGE 4

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Thank You For Your Referrals!Thank You For Your Referrals!Thank You For Your Referrals!Thank You For Your Referrals!

Governor Edmund G. Brown Jr. signed the California

Homeowner Bill of Rights Wednesday (8/22/2012),

which is designed to halt the abusive tactics of loan

servicers and protect struggling homeowners who

are trying, in good faith, to renegotiate their mort-

gages.

The Homeowner Bill of Rights has four major compo-

nents:

1. Prohibiting “dual track” foreclosures that

occur when a servicer continues foreclosure

while also reviewing a homeowner’s applica-

tion for a loan modification

2. Creating a single point of contact for

homeowners who are negotiating a loan

modification

3. Expanding notice requirements

that must be provided to a bor-

rower before taking action on a

loan modification application or

pursuing foreclosure

4. Allowing injunctions against fore-

closure until violations are cor-

rected and permitting civil penal-

ties against servicers that file multi-

ple, inaccurate mortgage docu-

ments or commit reckless or willful

violations of law.

These new laws make California the first state in the

nation to take provisions in the National Mortgage

Settlement, which covered the nation’s five largest

mortgage loan servicers, and apply those rules to all

mortgage servicers.