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1 www.jrsys.com.tw 1 www.jrsys.com.tw 1 1 James Wu / jrsys CEO eAuthentication and Cross Boarder eTransaction

eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

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Page 1: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

1 www.jrsys.com.tw 1 www.jrsys.com.tw 1 1

James Wu / jrsys CEO

eAuthentication and

Cross Boarder

eTransaction

Page 2: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

2 www.jrsys.com.tw

Stage 1

eGovernment 3-year Program 1998-2000

Stage 2

eGovernment Program 2001-2004

Stage 2.5

E-Taiwan eGov Program 2003-2007

Stage 3

U-Taiwan eGov Program 2008-2010

Stage 4

Intelligent Taiwan eGov Program 2008-2011

Taiwan’s e-Gov Journey

Infrastructure

Development &

Penetration

Efficien

cy & E

ffectiveness

Online Service

Development

Integrated,

Interoperable

and Interactive

Services

Pervasive

Services

Transparency

Accountability

Participation

E-Governance

web2.0

driven

Clustered,

Proactive,

Trustworthy and

Non-stop

Services

Device

Portable devices

Network Wireless Broadband

Application Web 2.0 Applications

Cloud

Computing

Page 3: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

3 www.jrsys.com.tw

Government e-Procurement System (GEPS)

Land Information System

e-Tax System

G2B Service Platform

Taiwan e-Gov Framework

My eGov Service

Portal Site

Government Service Platform (GSP)

GPKI

Government Service Network (GSN)

GCA, MOICA

MOEACA, XCA…

Government

Directory Service GDS, XDS, CPA

Gov Agencies

Portal Sites

Citizen

Organizat’n

Business

Application Services

Infrastructure

e-Gov Online Services

Gov’t

e-Invoice Platform

……

Page 4: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

4 www.jrsys.com.tw

Government Public-Key

Infrastructure (GPKI)

GRCA

Government

Agencies,

E-Gov Servers

GCA MOEACA

Businesses

(companies and

branches, and

shops)

MOICA

Citizens

XCA

Other organizational

entities (e.g., school,

not-for-profit org.)

GTestCA

All kinds of test certs. for developing apps

HCA

Healthcare

Professionals,

Healthcare orgs,

Healthcare

Servers

Page 5: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

5 www.jrsys.com.tw

Proactive Services

Innovating Services

Satisfaction↑

Instance notice

Greater efficiency

Safe and secure

Integrative with other

channels

Proactive Service

e-Helper for

business

e-Housekeeper

for citizen

e-Secretary for

Gov employees

Page 6: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

6 www.jrsys.com.tw

G2B2C e-Document Interchange

Taiwan first Validation Authority product (2002)

Taiwan largest Validation Authority

Big transaction volumes (33,000 eDocument /day)

E-Official

Document

Verify signature/ Decryption

Digital signature/ encryption

Page 7: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

7 www.jrsys.com.tw

Taipei City Government

• Multi-purpose card Employee ID card

Employee ID

• Contact PKI Card

• Contactless Transportation Card

Secure Single-Sign-On System

Page 8: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

8 www.jrsys.com.tw

Newborn baby reporting system

Page 9: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

9 www.jrsys.com.tw

Military PKI-enabled Applications

• The first Military PKI-enabled project

• For both Web base and Client Server Applications

• Secure Single Sign On

• Access control by PKI smart card

• Users include army, navy and air force

Page 10: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

10 www.jrsys.com.tw

Ministry of Transportation and

Communications

Web AD

management t

portal

Mobile Signature and

Validation Service

PKI-enabled Application

Microsoft Active

Directory Service

Page 11: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

11 www.jrsys.com.tw

Ministry of Finance

Internet

User

MOICA

PKI Validation

Purchase Order System

Electronic Document

Material and Transport

Meeting Room Reservation

Human Resource

EIP(Sun One) LDAP

EIP Portal

HA

Log Server

PKI suite

PKI suite

Verify

CRL SVC

LOG SVC

Audit

OCSP SVC

1.User with

Smart Card

2.Login

3.Verify

4.Log

5.Result

6.Authorization

DB

MS AD

GCA

Page 12: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

12 www.jrsys.com.tw

Single Sign On

PKI APIs

Ministry of Foreign Affairs

Page 13: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

13 www.jrsys.com.tw

ezFly Online Travel Agent

16

Page 14: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

14 www.jrsys.com.tw

CHT WebTrust® Certificate

We issue certificates to Mobile & PC

Secure MicroSD

iOS/PC /Android Token

Bluetooth

Reader

Jrsys Secure Mobile/PC Tokens

Software PFX

HCE

Smart Cards USB

PC/SC reader

USB PKI

Token

Page 15: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

15 www.jrsys.com.tw

eAuthentication

Different level of security

– ID/Password

– One Time Password

– PKI Two Factor Authentication

• Software Token

• Secure Element

– NFC

– Biometric

Dual-Channel Multi-Factors Authentication

Kerberos/SAML

QR code OTP

Mobile PKI

HCE

Tokenization

FiDo

Apple Pay

Hot Technologies

Page 16: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

16 www.jrsys.com.tw

All in One OTP solutions

Slim SIM OTP SMS AOTP OTP APP QR code OTP

MicroSD OTP

Android Token iOS OTP

OCRA OTP

OTP Token e-Ink Display

Master Card

jrsys OATH OTP

Server

Low cost solution

One Time Random Password

Page 17: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

17 www.jrsys.com.tw

Mobile ID (OOB auth)

Jrsys Authentication

Server

1. Input ID and Password

Internet

2. Scan QR code to obtain the OTP code

3. Server verify the

OTP code

CA/RA

PKI base QR code Dual Channels Two Factors

Out-Of-Band authentication

Page 18: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

18 www.jrsys.com.tw

Mobile PKI

• Smart Card

– Bluetooth Reader, NFC Mobile Phone, Audio Reader

• SIM

– SWP SIM, Slim SIM Sticker with Secure Element/SWP, HCE

• Secure MicroSD

• iOS/Android/PC Token

• Audio PKI Token

• FiDo/Apple Pay

– NFC + SE +Fingerprint sensor

Page 19: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

19 www.jrsys.com.tw

Secure Mobile Devices

Bluetooth Reader

World First

iOS/Android/PC

Token

e-Ink Master

OTP card

Audio Reader

Page 20: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

20 www.jrsys.com.tw

Bluetooth Smart Card Reader for iOS/Android/PC

Page 21: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

21 www.jrsys.com.tw

Dual Interface Smart Card

Multi-Function Smart Card

– ID card (Contact/Contactless ICAO)

– PKI card (Contact/Contactless Digital Signature)

– Transportation Card (Contactless MiFare)

Page 22: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

22 www.jrsys.com.tw

• Platform: PC/Android/iOS

• Jrsys Secure MicroSD inside

PC USB

iOS 8-Pin

Lightning

Connector

World First iOS/Android/PC Token

Android

Mini USB

Page 23: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

23 www.jrsys.com.tw

Secure your cloud storages

Secure your cloud storage with one more device.

Page 24: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

24 www.jrsys.com.tw

Pain & Solution

• PKI is hard to understand and implement

• Cross Platform is hard, especially Mobile

High Hidden cost

Page 25: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

25 www.jrsys.com.tw

Easy & Fast PKI-enable Solutions

• PKI-enabled in 3 Days Not 3 Months

• Cross Platform

• Various Devices

• Mobile Signature & Validation Service

ActiveX Firefox Plug-In Chrome Plug-In

Page 26: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

26 www.jrsys.com.tw

Security Suits for PC

Jrsys PC Security Suite

ActiveX Firefox Plug-In Chrome Plug-In

Multiple Tokens

Software PFX Smart Card USB Token HSM

Software Applications Applications

Jrsys

Middleware

Secure

Devices

can

work with

and many

Web Authentication with SE

2014 Taiwan ITM

Best product

Winner Award

Page 27: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

27 www.jrsys.com.tw

Security Suits for Mobile

Applications

Jrsys

Middleware

Secure

Mobile

Devices

can

work with

and many

Mobile Authentication with SE

Secure Mobile APP

Mobile Signature

One Time Password

Secure PDF

Mobile Money

Secure e-Mail

jrsys Mobile Security Suite

Android SDK iOS SDK

Multiple Mobile Tokens

Software

PFX

HCE

Secure

MicroSD

Smart Cards

Bluetooth

reader PC/iOS/Android

Token

2014 Taiwan ITM

Best product

Winner Award

Page 28: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

28 www.jrsys.com.tw

WebTrust® RA

CHT WebTrust ® CA issue certificates to Mobile & PC

Secure MicroSD

iOS/PC /Android Token

Bluetooth

Reader

Jrsys Secure Mobile/PC Tokens

Software PFX

HCE

Smart Cards USB

PC/SC reader

USB PKI

Token

Page 29: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

29 www.jrsys.com.tw

Cloud Validation

Single Sign On

PKI APIs

All in One Authentication Service: ID/Password, OTP, Smart Card, Mobile Tokens and Micro SD.

Page 30: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

30 www.jrsys.com.tw

Secret Communication System

VOIP

IM

Photo

File

PDF

E-Mail

Page 31: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

31 www.jrsys.com.tw

James Wu /jrsys

Cross-Border e-Commerce

Mobile Payment

Digital Signed Electronic Document Exchange

Page 32: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

32 www.jrsys.com.tw

QR Code for Digital Signature Online/Offline

Payment, 2 Factor Login, etc.

Page 33: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

33 www.jrsys.com.tw

2 Factor Login – QR Code & Mobile

Traditional

ID/Password

Hard to against Trojan, Sniffer, Web Site

Compromised and Bad Administrator

• Dual Channel Two Factor Secure Login

• Cross Platform/ Browsers

No Phishing Secure Sign In

Page 34: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

34 www.jrsys.com.tw

“Card Not Present Transaction”

Big Risk of Online Shopping

Trojan, Sniffer, Phishing site e-Commerce site compromised

You may lost

Card Number + Expiration Date + CVV

Page 35: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

35 www.jrsys.com.tw

On-Line Payment

3.Scan the checkout QR code

4.Select virtual credit card

5.Input PIN code to confirm the payment

Consumer 1.Prepare checkout data 2.Create a Digital Signed Checkout QR code on the screen

Date:2014/10/02

Merchant’s Digital

Signature

Commerce

Credit card

information is

not transmitted

Card Number + Expiration Date + CVV No more Just Scan the Secure QR Code

Page 36: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

36 www.jrsys.com.tw

Off-Line Payment

Out-of-band authentication

Handwriting

signature

Before

Mobile Payment

Card can be Cloned

Merchant scan the QR

Sign a Credit

card Check

More Secure and Fast than

Magnetic Credit Card Swipe Payment

Page 37: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

37 www.jrsys.com.tw

1.Select Virtual credit card

2.Enter the amount

3.Input PIN to make a digital signature

and Generate a QR code

4.Scan the QR code

5.Make a Digital Signature

6.Connect to Payment Gateway

Date:2014/10/02

Consumer’s

Digital Signature

Consumer

Commerce

Commerce cannot clone

any card !

Offline Payment Process

Page 38: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

38 www.jrsys.com.tw

QR code for Logistic

• Shipping QR code contains Product codes, Quantities, Date, Time and Manufacture's Digital Signature

• User can scan and verify it immediately

Page 39: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

39 www.jrsys.com.tw

Patented QR Code Payment

• Digital Signature QR code – Not only an URL/ OTP short code

– But also the transaction with digital signature

• Easy to deploy and use

• No additional hardware cost

– Authentication, Integrity, Confidentiality and Non-repudiation secure transaction

Date:2014/10/02

Time:11:50

Amount: US$25

OTP

Digital Signature

Patented O2O

Payment technology

Page 40: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

40 www.jrsys.com.tw

Digital Signed Hard Copy Document

Before

Now

Handwriting Signature

Digital Signed PDF or Hard copy Printout

Party A’s

Digital

Signature

Party B’s

Digital

Signature

PDF417

Original

Document

with Digest

Page 41: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

41 www.jrsys.com.tw

Digital Signed Hard Copy Document

Digital signed QR

code Invoice

Digital signed

PDF 417 License

Page 42: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

42 www.jrsys.com.tw

2012 ASIA PKI

Innovation Award

2012 Mobile Money

Innovation Award

APICTA Award 2013 Security Winner

One of the 7 innovative ideas to provide greater access to financial services from 98 best ideas of 26 countries

BY: MIF, IDB, CAF and GSMA

2014 Taiwan ITM

Best 100 products

Winner Award

About jrsys Innovative Mobile and Cloud

Security-Enabler

Page 43: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

43 www.jrsys.com.tw

Partner with Foxit

27,500 Millions

PDF users

use jrsys security Suite

Page 44: eAuthentication and Cross Boarder eTransactionindiapki.org/presentation/Building Trust and... · 2012 Mobile Money Innovation Award APICTA Award 2013 Security Winner One of the 7

44 www.jrsys.com.tw 44

jrsys Secure your Mobile Life !