Dr. H.S. Anand

SecretaryMinistry of Housing & Urban Poverty Alleviation

Government of India

Reaching out to the Urban Poor: Finance, Viability &

Sustainability

The preponderant segment of the housing shortage of 24.7 million in urban areas at the end of the 10th Five Year Plan pertains to EWS and LIG. What are the contours of a financial strategy which will significantly enhance supply of housing units to this segment?

Is there a need for an Urban Development Regulator to modulate the price of urban land ? What should be the policy and prescriptive determinants of the Private Sector’s role in land assembly, development and disposal?

What role can organizations like the National Housing Bank and HUDCO play in provision of some interest subsidy to EWS/LIG beneficiaries?

What developmental, spatial and fiscal incentives should be developed to accelerate public and private participation in development of EWS/ LIG housing units?

What role can Group Housing Societies, Cooperative Sector and Micro Finance Organizations play in EWS/ LIG housing?

What kind of Refinancing Scheme can boost the supply of EWS / LIG housing?

How can we develop the secondary mortgage market?

Can there be a system of transfer of ownership of a housing unit from one party to another even if the housing unit is secured by way of mortgage through a mortgage finance intermediary?

Thank You