With its core database of high-quality imagery and data

for structures across North America, Geomni provides key

data for each step of the property insurance journey.

Roof VentsRoof MaterialPredominant SlopeWall Material

The insurance quote• A wide range of property information

automatically prefills in the 360Valueinsurance-to-value calculator to provide a fastand precise quote.

• Geomni can provide an exterior sketch of theproperty including all roof faces, windows,doors, patios, outbuildings, and otherexterior features.

• New imagery and information is collectedregularly and changes to the property areflagged. New valuations can be automaticallygenerated for policy renewals.

Squares 15.54

12/12Stucco/Stone

-Plus up to 26 more data points

• There is no waiting for data and no doubleentry. Solid quotes based on precise valuationscan be issued in seconds—not hours.

The catastrophe • Verisk Weather Data maps the path and

severity of the storm.• Geomni launches a quick-response flight to

acquire high-resolution aerial imagery of theimpacted area.

• The Geomni web viewer shows thepolicies in force in the storm path.

- An initial report of affected properties enablesfast and effective CAT response as well aprecise assessment of overall damage forsetting reserves and planning.- Claim professionals immediately accessreports that estimate the total amount ofdamaged composition roof squares.- Roofs with steep slopes and high eaves areflagged for potential dispatch of drone teamsor ladder-assist teams.

• Imagery and data from the quick-response CATflight flow into the Geomni web viewer and other solutions, providing unprecedented before-and-after imagery and information for claims professionals. The initial damage assessment and response plan is updated.

The loss • A Geomni Property data package automatically

loads into the Xactimate estimate. This includesa full exterior 3D plan with dimensions and awide range of other property informationincluding material type, roof vents, gutters,doors, windows, and much more.

• Assessment of the damages is made using theGeomni app and a drone or, in the case of acatastrophe, drone imagery and data can becombined with imagery and data collected froma post-CAT, quick response flight.

• Xactimate Sketch uses the before-and-afterhigh-resolution aerial imagery to virtuallyinspect the damage and suggest line items forthe estimate.

• In some cases. the estimator inspects andmarks damage, such as hail hits, directly on the3D model.

• Once the estimator marks enough damage onthe 3D model to pass your company’sestablished threshold—such as a certainnumber of hail hits per square—Geomni’sintelligent item mapping selects othercorresponding roof faces. The repair costestimate is generated, including applicableitems such as felt, flashing, drip edge, roofvents, ice and water shield, and so on.

• The estimator checks the estimate, edits asneeded, and submits to the policyholder.

Satellites• Data and imagery for larger areas and

neighborhoods are collected at frequentintervals.

• Storms are mapped and tracked and the dataare used to provide CAT and weatherinformation for customers as well as to planpost-CAT flights for imagery and datacollection.

• Satellite imagery is seamlessly connected toother imagery and data Geomni collects fromfixed-wing aircraft and drones.

Aerial• Data collected from high-tech sensors mounted on fixed-wing aircraft provide an ideal blend of broad geographic coverage with high-resolution imagery. • This high-quality imagery and data are the heart of the Geomni database that provides multiple views and data points for structures across North America.• Data, collected at regular intervals, can be used to flag changes in homes and neighborhoods since the last flights.• Data collected after CATs provide important analysis for claims professionals and tools that guide estimators through the scoping process.

Drones• The Geomni app connects drones to both iOS

and Android devices.• The app allows users to control the drone and

focus on areas where further assessment isneeded.

• Areas that were obstructed from the fixed-wingaircraft’s point of view can often be seen andassessed with a drone.

• Geomni offers the only drone solution that isfully integrated with Xactimate and otherGeomni and Verisk solutions. Drone imageryand data can be used to determine dimensions,a scope of loss, and more.

Geomni offers the only drone solution that is fully integrated with Xactimate.

Ground • There are more than 200 million smartphone users in the US. The integrated camera, GPS and other sensors allow Geomni to make professional use of imagery from these devices.• The Geomni app turns the phone into a sensor that provides imagery and data that can be analyzed and interpreted by Geomni. This same app can be used from the air on a drone.• Imagery captured from the ground offers a different view that often provides additional detail of features that were obstructed from the air.• Information from the app—whether used with a drone or on the ground—flows directly into key Verisk tools such as Xactimate and 360Value.

The Geomni app can beused from the

GROUNDOR AIR

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