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December 2019/January 2020
Published & Distributed by 208.746.0483 800.473.4158
I N D E X
The Seaport HOMEfinder is designed and distributed by the Moneysaver, 626 Thain Road, Lewiston, ID 83501The online version can be seen at www.lcmoneysaver.com
If you are interested in advertising in the Seaport HOMEfinder please contact: 208-746-0483.
PUBLISHER’S NOTICE: All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference, limita-tion, or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation or discrimination.’’ Familial status includes children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under the age of 18.
This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings adver-tised in this publication are available on an equal opportunity basis. To complain of discrimination, call HUD toll-free at 1-800-669-9777. The toll-free number for the hearing impaired is 1-800-927-9275.
The Seaport HOMEfinder is published every other month – February, April, June, August, October and December.
Murray Insurance ............................................................................. 9
P1FCU ............................................................................................. 12
Remax Rock N Roll Realty ........................................................... 7, 8
Service Master Restore .................................................................. 12
Twin River Bank .................................................................................10
US Bank ................................................................................................8
Valley Fence .......................................................................................10
Wells Fargo Home Mortgage ........................................................... 6
American Pacific Mortgage ................................................. Back Inside Cover
Assist2Sell .................................................................................................... 1-4
Country Financial .............................................................................................5
Elegant Interiors ............................................................................. Back Cover
Homebridge Financial Services .....................................................................11
Lewis Clark Association of Realtors ......................................... ..Inside Front Cover
Mann Mortgage ..................................................................................................9
©2013 REALTORS® are members of the National Association of REALTORS®
realtor.com
Many signs point to an improved real estate
market.Some are more
obvious than others. In markets like ours, real estate is making strides toward recovery. Buyers are taking
advantage of low interest rates and invest-ing in their future through homeownership. It all adds up to the four bold letters every buyer
(and seller) wants to see: S-O-L-D. If you’re in the position to buy a home, now may be the
time. When you’re ready, make sure you contact a real estate agent who’s a REALTOR®.
Lewis Clark Association of REALTORS® 810 Main St. Lewiston, ID
208-746-2019
December 2019 / January 2020 Page 1
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Many people find out too late they don’t have the home insurance coverage they thought they did. 10 tips for insuring your dream home
1. Insure your house for the cost to rebuild.2. Make sure you’re comfortable with your liability and medical limits.3. Consider flood insurance, especially if you’re in a flood prone area.*4. Get replacement cost coverage for your belongings.5. Insure expensive items separately, like jewelry, guns and collectibles.6. Complete written and photo inventories of all your stuff.7. Complete a Personal and Family Record.8. Talk to a rep about other coverages you might need.9. Find out what discounts you qualify for.10. Call COUNTRY Financial® for real peace of mind.
We ask questions. We help you figure out what you need. We take care of you. Know what you’re covered for. Ask questions. Get informed. Talk to a pro. Contact a local COUNTRY Financial representative today!
©2017 CC Services, Inc.S77-187-01 (04/17)
Home policies issued by COUNTRY Mutual Insurance Company® or COUNTRY Casualty Insurance Company®, Bloomington, IL.
*Flood insurance policies are offered through CC Services, Inc., from various third-party carriers not affiliated with COUNTRY Financial®, in accordance with the National Flood Insurance Program. The issuing carrier is responsible for all claims determination as well as claims paying ability. In some states where COUNTRY operates, CC Services, Inc. is also known as CC Services of Illinois, Inc. or CCSI of Illinois, Inc.
Insuring your dream home
That’s covered, right?
Heather Rogers Senior Insurance Agent 2332 Nez Perce Dr Lewiston, ID 83501-4107 www.countryfinancial.com/heather.rogers [email protected]
(208)743-1353
December 2019 / January 2020 Page 5
Finance your home with one of the nation’s leading retail mortgage lenders. You may benefit from:
Information is accurate as of date of printing and is subject to change without notice.Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2011 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS4964382 Expires 07/2020
A wide array of competitive mortgage programs
• A wide selection of conventional loan programs
• Low mortgage rates
• Fixed- and adjustable-rate mortgages (ARMs)
• PriorityBuyer® preapproval
• Owner–occupied and investor mortgage programs available
• The attentive service of knowledgeable mortgage professionals
Crystal NelsonHome Mortgage Consultant868 Main St., Lewiston, ID [email protected] ID 189090
Teresa KoepkeHome Mortgage Consultant868 Main St., Lewiston, ID [email protected] ID 755325
Wesley GossageBranch Manager868 Main St., Lewiston, ID [email protected] ID 400369
Jody LauzonHome Mortgage Consultant868 Main St., Lewiston, ID [email protected] ID 400375
Contact one of our Wells Fargo Home Mortgage consultants for your PriorityBuyer preapproval today.
Trim size: 7.5 x 8.75
Print adCoated
Page 6 December 2019 / January 2020
December 2019/ January 2020 Page 7
usbank.com/mortgage
– Fixed- and adjustable-rate options
– FHA and VA mortgages
– Alternatives to mortgage insurance
– Financing for loans over $484,350
– Construction and lot loans
Call today to learn more.
Work with a proven mortgage industry leader.
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage and Home Equity Products are offered through U.S. Bank National Association. Deposit Products are offered through U.S. Bank National Association. Member FDIC. ©2019 U.S. Bank 61701c 9/19
Lisa CallahanMortgage Loan Officer [email protected] NMLS#: 1178091
Page 8 December 2019 / January 2020
Protect Your Home!
offering:
208.743.4880 • www.MurrayInsurance.net1920 19th Ave • Lewiston, ID 83501
business
Home
RecReAtIon
Auto
LIfe
rentersMotoRcycLe
December 2019 / January 2020 Page 9
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OUR HOMESTREET TEAM ISON THE MOVE!Our HomeStreet home loan center team is excited to join the Homebridge family, one of the largest independent mortgage lenders in America. We look forward to continuing to help you with all of your mortgage needs!
Homebridge Financial Services, Inc.; Corporate NMLS ID #6521 (www.nmlsconsumeraccess.org); 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830; (866) 933-6342; Idaho Mortgage Broker/Lender License #MBL-7797; Washington Consumer Loan Company License #CL-6521 This is not an o�er for extension of credit or a commitment to lend. Rev. 09.18.2019 (0919-4049)
PLEASE TAKE NOTE OF OUR NEWCONTACT INFORMATION:LEWISTON BRANCHNMLS# 1847979
1428 G Street, Lewiston, ID 83501 208-792-4000
December 2019 / January 2020 Page 11
Let P1FCU help finance your new construction, renovation, or land purchase.
1025 Warner Avenue, Lewistonp1fcu.org | 208.746.8900 | NMLS ID #527990
Page 12 December 2019 / January 2020
1630 23rd Ave, Ste 201A • Lewiston, ID 83501LCValleyHomeLoans.comCALL APM TODAY OR APPLY ONLINE:
Serving Home Buyersfor over 25 years
First Time Homebuyers Conventional • FHA • VA • USDA
Manufactured Homes • RefinanceNew Construction (VA, FHA, Conv.)
STEVE GIBBSNMLS#919484
Branch [email protected]
208-413-3026
VICTORIA RODRIGUEZNMLS#502258
1630 23rd Ave, Ste 201A • Lewiston, ID 83501NMLS #1821425
LCValleyHomeLoans.com
© 2019 American Paci�c Mortgage Corporation NMLS 1850. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
DEAN MERICANMLS#1159212
OUR TEAMDedicated to Serving You
CALL APM TODAY OR APPLY ONLINE:
CALL FOR A FREE
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