FlanaganLieberman

Hoffman& SwaimAttorneysat Law

318WestFourthStreet

Dayton,Ohio45402

937/223-5200

"11.' "1""'1- T"'II.

- D'-,,," iI"'~- 'I-I ~.;i.~l"J1 "

MAR1 1 1997

PATGUTZEIT,,GlERKBOONECiRCUIT

.

{!)iSTR___~.-T'f°URTS.1/j

BY: ~ . D.C.

IN THE COMMONWEALTH OF KENTUCKYBOONE COUNTY CIRCUIT COURT

SUSAN WERNER

61 Brittany LaneFairfield, Ohio 45014

CASE NO- q-r c( '0001s'3

and

mSTIN WERNER

61 Brittany LaneFairfield, Ohio 45014

COMPLAINT FORDECLARATORY JUDGMENT

Plaintiffs,

vs.

FINKE HOMES, INC.3180 Burlington PikeBurlington, Kentucky 41005

Defendant.

Now come Plaintiffs,by and through counsel, an~ state as follows:

1. Defendant, Finke Homes, Inc., is a Kentucky corporation with a principalplaceof business located at 3180 Burlington Pike, Burlington, Kentucky 41005.

2. Plaintiffs,Susan Werner (nee Hall) and Justin Werner are individuals,husbandand wife, who, at all times, relevant herein resided in the State of Kentucky.

3. On or about April 19, 1996 the parties entered into a Sales Agreement. TheAgreement, attached hereto as Exhibit "A", is a preprinted form Agreementprepared by Defendant.

4. Pursuant to the terms of the Agreement, Defendant promised to build a homeon Lot #30 in the Cardinal Cove Subdivisionin Burlington, Kentucky and

FlanaganLiebennan

Hoffman& SwaimAttorneysat Law

318WestFourthStreet

Dayton,Ohio45402

5131223.5200

1\

5.

6.

7.

8.

9.

10.

11.

12.

13.

conveyed a lot and home to the Werners for the sum of One Hundred Twenty-Six Thousand Seven Hundred Sixty Dollars ($126,760).

The construction by the sellerwas to be completed within one hundred twenty(120) days trom the date of excavation (Exhibit "A", paragraph 5) and theclosing was to be not earlier than September 20, 1996. (Exhibit"A",paragraph 3).

The parties agreed that time was of the essence in the contract. (Exhibit "A",paragraph 14).

Plaintiffs compliedwith all terms and conditions of the contract by making aOne Thousand Dollar ($1,000) deposit on April 20, 1996, and a FiveThousand Three Hundred Dollar ($5,300) additional deposit on July 18, 1996.

Excavation on Lot #30 began on August 1, 1996.

As of January 30, 1997, the home has not been completed.

Under the terms of the contract, the house should have been completed notlater than December 1, 1996. (Exhibit "A", paragraphs 5 and 14).

On or about December 11, 1996, Plaintiffscontacted Defendant, by letter,concerning the construction delays, the schedulingof a closing andconstruction errors that had occurred.

The Defendant did not respond.

On January 2, 1997,Plaintiffsnotified Defendant that Defendant was in defaultunder the contract, gave notice of termination of the contract and demandedrefund of their deposits totaling Six Thousand Three Hundred Dollars($6,300).

14. The Defendant did not respond.

15. On January 21, 1997, the Plaintiffs,by facsimile,ordinary mail and certifiedmail demanded full refund of their deposits.

16. The Defendant did not respond.

17. On or about February 10, 1997,Plaintiffsreceived a letter dated Febmary 4,1997 with a date of mailingof February 7, 1997 indicatingthat the homewould be ready for a final walk-thru on February 18, 1997. Plaintiffswere also

2

FlanaganLiebennan

&HoffmanSwairn

Attorneysat Law

318WestFourthStreet

Dayton.Ohio45402

513/223-5200

IIadvised that if they did not schedulethe walk-thru and if they refused to closethen Finke Homes would consider them in default of the contract and retain allmonies paid. (Copy attached as Exhibit "B").

WHEREFORE, Plaintiffsdemand that this Court finds that the Defendant hasbreached the Sales Agreement of April 19, 1997, and order Defendant to refund Plaintiffsalldeposits totaling Six Thousand Three Hundred Dollars ($6,300) plus interest. Plaintiffsalsodemand that Defendant be ordered to pay costs, expenses and fees including attorney feesincurred herein.

Respectfully submitted,

FLANAGAN, LIEBERMAN, HOFFMAN & SWAIM

~~----I

David L~Hall, 0021654318 West Fourth Street

Dayton, Ohio 45402(937) 223-5200 (fax) 223-3335Attorney for Plaintiffs

1-?il

J?Y'//

3

~. ,- -~- --'- --'~~ "'L<.""'=>-=. lTU..:,

~"..03180 Burlington Pike

11Burlington, KY 41005

(606) 586-7583 . ~..A J(enlach'l Corpuation FINKE

H.O'M'E.S

~inf(g :J{omes) Inc.EXHIBIT

IIAII f~

SALES AGREEMENT

\~c\.~ (c...~~~~ ,~ ~"t~~"'L. v. '-\.\.~"- ~

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"'~~- ~~ ~~ C-'\..~~

~ c;...~~ ?-C)"\.'\.C\.~~"" Pddltlon~1 ~.Irss m"" be ""Idanced In rlllno..t. P,-.,dltlan. 10 CIIft.truellsn. C6t\stn.n:llon by 5<ll1er ~hsll begin 821 !<IOn ""pO,.Jble Ifler ,acIri"I by !!<IIIIIYof:

Iill ea,.n pllymenls cGll.-:tlor In :1(aland !1:J'llbove ..Uhln Ihe lima provldod:(b) St!leclion .heet, alJTlploled and signed bY B~ .!thin 7 dlY' on rorms

lurrd.hed by $elltlr;le) WrKlen _'108\19 c:ttmmll"",nl withIn :)0 day, by .. lending \n.lIllJlIon Icr .

morl~~ loan S9C:uredby Ihe PtWOrty In 1110amau"l """"na,y '" complelepayment at s0t4t1emlJnl.or olhlr evld9nc:o ,ellafaclory 10 Seller 01 Bu~'. IIbll.Ity 10complele pa~1 alnltlem8l'1;

td} Written apprO'lal 0/ pl- and ~peclllnlk,"a wllhln JO d3y, by tM Buy"r.leI All nec~ gover nl al)?"oyalt ;J1\dperm".. If any, wllhln JO d~,

Buy $"-U prOYldo'tems (a,. (b) and [Ci).Saller and BlI)I~r will COO(Jeral"In 0:,'3\nlnolIell1' td) arod (~).S. SdMoISukot CotIII,ucl""", Con.lructlon I>y59\t., "hall be eamplote<l In acoo>'dancawith Par~ph I 800 ..,UII,mllf\\ ""aU ,81<. plllG8In 8I:Z:Ord.."co",II" ParDOn'ph 8 onDr b..I(J!I"eone h<Jndred Iwenl., (120) d~ ill e:arnrrtClncem~n' 01 conairucrlllO. wllh IN VVITN!:.3SWHEREOF. th.. P3'1I~ h.

cornple1lon e>lpocIe<Ion or around 120 days from excavatiOijlth. ,q daYOI_Miu

AGREEMENT bel"'e1!n Burtlngton estates. Ine.. herelMalle"( (:8UBd "Sall!:r" aM

~~ ~ '~,~..\.- .~ ~ -:s.. '"'"~ ~ ~. \.;::)~ ~ "'--~ "\ ~Q~ \ ,'." ~ (, ~ ~a.\\ ~':"""-~"--01 O.~ '-"->~,c- )1.:"""- ..}'. ~ ld1

\r . . ~\C ~~ h.."olnall..r "",lied "auya'"~t III Allreem..,.. For Ih" ron'lder8U~ ,.,cralnallor a,.,t forlh. Sell"r ogre,," 10$e/I and con\/flyandBuyeragr..-Io pun:h~e. tlDon'h.. terms a"" conCfIUona...t 'orlh (B'

in this A9"~nl. (a) Ih" tend a.""ribed aa fotlows, Lot ~ ~a8100:1<I-===-- S<llxjlvi.io<t {" t ~\;;:.\~o.,"'- ~'-..':) ~

~

as ,eco,ded on a pIal Ned 3mong the r<:corda01

Counly. $Iala al KY . In PI"t Baok

101f'!Ihe~" ,~ ~Om8 10 be bum tllSel""'o l:-.~ c:-.c.:>.S~ r.

Pia e~ esn. StI . ~ Alter"'tl"In a workmanlike manner substantially ~ r ana! wllh pl<'lM ~d ,p!lC1/icatlonswhlCf1 have beenreviewed by Buyer (collar;tlvely r:alled "propurly"I,

l1li- homes. If any. and any advenlalng Or promo\lQ~1 malerla~ used 0'displayed bV SlItllff are lor dl8pjay purpa89:: only and ~rll n<" 1M baslll 01 1M bargainbelween Seller and Buye', 'the obligation" of Selisr under thlll AgrflOmet11 shall b/)""'",,min«S $olely by I"C'lerence '0 '"08 ptanl Irnd speocIJICaUOM (rmet,ed to abovll) andthO!Itrms ollhlS Agr...".".",l.2. SlII8S Prjee INl9c:h8d1.l1. el Payment" The pflO\J at Ihe hoUse and fal Including all

""tlonaIUermllsledbet ,ls.,...,.. ""-""~"~" .'/1f' ~.\L.\c\\\.o~Th~'.105 pries Is pllyable;., lollowa: \ U\ ~- ~ ~IHI Cat" Illarn""'lmoney due UfJOn.Igolng CI ! \\ \Ihl. AgrMmenl INt r_lpl 'II whltn "' t)C:t:),-"bY "!,knowledQed. . . . . , . . - . . . . . . ~Q.: . .. $ \

(bl Additional ~" payment on eo-before ~ ~D'lv.,daya.II.'rec~pto'fD8naP!),oval..., ,-.., S,.. '-.

,P"IJ8~,

Seller scc:ordln9 10

(t! 01"er, ...", ""-"""'" S

(ell Balanc:e (lve UIX>" ,eUlenoen1 101><>paid \ r-? r \.~1~I:'~~~~:'r~~~:e:~:,m..., , s~').~~

3, 011-11_1 II..,." Opllon81 11- Included tn Ihe prlwsales are;.

Continaent upon Buverfinancing with agents

obtaini:oghelp

~~~

,hall be p'ovided by Se1let Stller agraD' tha' .uCh \lncomplele" II"""a ,h.1Ibe (",O"",lel<'<l as ooon II' weall'.,- conditions parmi!.

{tl Anv "ema (I,,' mlnad to '~Qulre eo""'lIv~ aeli"n a. a .~Il or 11'10"r~sal\lj)omenl ',..aocrl",n Q)naucr"d by $111/ and Buv'" wilt be ",,",pleted .. ~oon 113I~ practical, bul i3 nol cau... lor delaying .tltlem"n! II a'l OIl'1llr a>ndlliol\s 0/Ihis ~cnlr3c' have ~n lullllle<:l-

In I"~ eve"t 1"-'1 Seller is unab'" 10 obls!n the ",~I~rlato S~llled On 11'111plaMor sP<Jt:lli","on. or "", IIsma $l'Io",n on """ aelecllon 5hool. th,ough ,"'3$01\-"b"~ 'OU'C93 01 .upply. Se1ler .""11 nav" Ih" ,ight 10 ~ub~IItUI8 1'I\318rlais orSImilar p;III.,n and design and ~ubolantl31l~ eQulvalonl quall1y,

The locat'<1" ,",d ground ..Ievell"" ...1 "'" h"me on Ihe tol and the """",,",tv, 11any, 10 r"",,'" I"" pl"n al Ih. hQ",c 10 con/"rm 10 'h" ..;.."",101 tOnl"Urs ~'e10 tie rj"'~r",I""" by Sener al if. 001. Olo"r",lIo"

If) 5<:""-' may r .,nove 'UGh It."es Irom Ihe 101 as II deem3 nece..a.y 10 C"""lruelI"" ho"oc and II ohall nol 1:1",~spon,lble 10' any <1~",.ga 10 or de"'uellon "I'!!'ma",I"!! t,~S Cfutlng or r"."'rlng Irom tho) plO<:""" 01 ,:;ona"u"lIon.

£g) Seller r""8rve~ Ine r/Qhl 10mak" "l1;>ng"s In pl..nsand ope£tlh:allo"s .01.1~ lotIhe -Pu(~"" 01 mecn"nl<;<J.t'n,lall..UMs. building code ."qutr_nl" and"",mal aret.ll""lural dC~'9n 'mprOYBma"IS oub u"'" 10 Ihe (181" 01 Itll,A9r.a"'~r1l,

6. <:1o,lnillCOSls/Selllem,n' ChatG.sIP"IMI~. All clo,lng coalllsettrameMl ehargelIncluding but nOI IImlled 10 all conveyance tees. Ir3nsfar taxes. retordlnll f-Iptcpald Item' (Including bul not IImll9d 10 ",.,rtgage Insurance pramlurTII. prspaldfire and h~..rd Insur.on<:p.pr"mi..m!, preOlld real 0,131e la~e'. and preplj/d Inlereelon the rtI(lrlgDge!.<lAdall olMr lender"f}Qulrad'- and c~rgB8sl1allbI!paidbyBuy~r~""epi the fOllowing Items, If any, 10be OIl<!by Saller'.of Joan amount to hp p~in tow~rdsclosing costs C)~ ~~~ ~ ~~,,--

T. s.tl'amllnl. Aile' complollon of con"'uctlon In IIICCDTdI>nC1!with 1"1, AgroomllnlS<\llIemenl s"all laka 0""'" an a d31.. and ;;rta plaw 10 be selected bV Sail... on nol 1111$Iha" ton (10' day$ neUc" 10 a,,~ UpOn payme"l by Buyor 01 'I1a ballnce due Soller3n(l ,,'Panl... 01 ...\IIo"",nl and all prep<)< ,~ B"d ~"arg"" In connectIOn ..,llh II.Seller shall convay I"" prop!ttly 10 auvili' by 11""'9';11 wBrranly deed. 1111' 10 be goodAnd ""'r~e'ablo. In".. 0/ liens. ancuml)r8l1C8$, 8B3eITM111, (.""'111 lor 1111111'1'aaMtllenl' an" ,"ny mhor ~saman!s which "'lIy b" ob,orvAd by tin InspSCI",n or 'heprop"r,y. as,eeom,;:n!.. ,nd tesl.lctlans ."nnlno wil" Ihe Ian" and common 10 thesubdivi,lon). f'o"<:sslan shan be glvon 10 6UV'1' "'I1an Seller rBC8IVf1Sthe b11lance of1h(J pure","" r><lca and. prior thorelo. auyeo' shall Iqve no rlO"l 10 tlnl" Upo11 oroa:upy 1M Pfape"Y wlthoul In" ...rltlon opprDY'" 0/ Sellar, In the a",nl 'hal Buyetrefu,all 1o 58Ute al 1M "alB SpltCiliad by ~lIer In a<:1;Ordarn:e O/llrt Hila P8r-v,aPh,Seller may. e' 11&OI)UQl\.hOld the Buya' In ds/aull Under paraorll!'h 9..0r seller /NYalecl. all1l1 dlKretian. 10 e.tend the lime lor '"Ulem"n1 lor succaallva perlod.t 01 :!IIdave beyond the prevlOlAJly eatabl,,"ed dale. porovldod I"'"' Buy,.,r pay. 10 Seller a """of ,% 01 1M ,~"" Drl"" In 8!tVan"" lOt elOChoue" 30 day oaillnelon, SIKMJIdBuyer MIsel11.. 1I"!n on o"ten.lcn pO,IOd, Buver .""11 be In 6elaull or Ih', "or"""'8n' unde,perSQr"p'" 9.8. c"m:4I1etlon by Seller. I" Ih.. Qu"nlilam, 4101 and 4 (e) cannot bo oblall'9CS In 11.1<\)d;)yS Of' I" IN event Ih,,' 5"ti shall "elermlnl). !n Oood 1,,111..and ror raalOnt boy!)nl", COtllrol. Including Any "sUSe specified in Pardj/rap" 5(a) ;lnd Including any pendlnlor "eclared gevornm 141 moralorlum. "'al lit.. "orne purChl!e"d heroundar catInot brcompl~ed and m.:K1e avallal110 for DOCupetlCy prior to "'e lime ~rovlded rOr telUemenhe"!tJndar ()t 'N"nln Ii r~CI"Ab'" 11~ ,"eresll or 1/seller ,.nail ~ unabC/t IQ dativegood and markelsbl.. Iflle /" Ihe prooeriy. Ihll Agreamant tt1(!ybll ~Ied at 11Moption 01 lhe Sellar, upon """ (10) dayl wrillen nDlice 10 Buyer, In Ihe I!VMI 0canteU311on .u pto"ldad rOt In Ihla paragrllph, 5eIlOf's Itabllily ""III be IImlled 10 1114relurn 0' all mQr'II"a paid "..,auMor by BvyGt'. .J1'Id Upo11such rOlurn, this Agr""men~h9t1 ~ null and void and SOIllIr ."all be ",!I'BSed "(lm III oblt{l8l1~ hllreun<!lY.9. Dflaul1 by 0",.,. Ooelaull by Buyer eNoIl bll d9l!rTl<!d 10 hlMl OOCtl1'red upO1Buy...'s failure (8-) to mak.. all I;aOh pa~manlS on Of' !>tiors the dllll1l .per;lllod MrfM"(bl 10 prOYI"" II."".j (b) g"d 4(cl en I"" tl..- 'Pl!Cltloc!) (cIon th. da'" IPlIOInled, ~t~e,. al Willemsn! tl\o omounlo ,,",lie<! lor h$r/IJn end .QcCOl)I lilia, 01" lei) 10 COffl\)I'with II")' olher term. 01 Ihla Ajjreemenl. In the avenl 01 Buy 'S ClAlaull Un~ IhlAgr_nl. Buyar Igr"" I~' 811 .umo 01 noon"y paid ""'8\lnder prlQr 10 till:'d"tault "'811 ba r91~lned by ~I~~r sa 1IQui(!aled da".,3.~. Of In II>t .I!"",,,II~, Sell~mlY"""" 1I*:IIIe perler""""'" 01 Ihl, Agr"oemenl or sn~ QlOrt lhereol In any ccurt (co",~ent 10rl3dlcllon.to. Co""enanlt"'" E81I""'.'u.. ThlO p,operly purl:"""ed ""reun.,... and C1O>1..n01",pro","rly In I"a IIr"a hMecl may be ,ub/er:ted 10 Cilrtatn r""lrlcllV1l c;ovonant., aor~1

"'enIB. chargee and """.11:11"""~. ~ In or pro"IdGd ror In cerlaln ""aI,umenlrecord"" 8"""nll ,"C land JOCO,q,01 ~ Coun1y. WIU>QUIIImlll.lIny prevlal"", her9Dr. Buyer acc~1S fill" to the prope"y ,vblBCI 101M mall,.", tn~IdlOnlllltd and 10 any OihO, .Imllar II,O¥lslonl contalnad In IMlrumenta 'er;ordlamong the approprfal" lan(l,,>cardaprior to the Ir3n~larof 11118t>D<eunder.11- Thfo AQreem"nl 11>1111be binding on lhe Ifovtl". and Iholr hlHr"J.leaal ,eprMSOallva" and IIs~lgna.12. T"IS 1$lhe a!mplalu AO'~t ""t"'88n 1M p3'1~. There 3/'e no written or or~oreem"nl! or uI\<Jerstandtnga di,e<;tly Of In"'r""1Iy ""nn«led wl\h t"'" Agri!i'lmoIhal ar" nOI IncorPD';Jled herOin unle'l "'ey "ra nut In wriling. algned by the IW'tI-snd ",1Iaehed her..lo.13. A..ignmenl. Buye"s inl"r~t WId Obllaallon h",euncer ,hall nol be aaalQnetwl/hau' wrlllen co,,"ni al sailor.U. ,.IME 15 OF THE. ESSENCI; OF TI-4IS AGRF:EMENT. THIS l!j A I.EGALIaINDli'lG CONTRACT.READ AND UNOERSTANO'Au.. PROVISIONSPRIOR'SIGNJNG. IF NOT UNOERSTOOD. SEEK LEGAL OR O'THER COMPI;.T'i1ADVICE.

vO 6~eculad atld "allverad Ihl, AgrtMImenl

,I91~.

--W 'I':""u;;,-' of O818y8 8ullln; '...>In""V 01II..' 1011",..1'10 'OS, the lime rorc:ompr8flonof con$crucllon8"811bv nt dlld 1« 8 ,,_IOd of lime equal to "'"renOI""" I"" dittay, ft1!d$eller 811""not ." ..,relor an" I..lIureor d y InCCWlalruo;UonC8'UMCfbY.;(11 Acl8 or dellul1 01 Buy1Ir.(:II Aa:la or dlO/,,\III. of any cHMIloper Of conlrat:lor enO8Qed In cDnttruel-Ing or .".,.lIthO ~r_. OfullIlII.,.«:II AcIv...,.. .."...1""" """dltIO"".1001)o.ma~ C8Uaed!:IV11f". .to,m. uiI""Cluak1! Ofoll1er cDStJII/ly.(51 Stille", lOCkout.or 01"'" labor troubl. of any kltl(t.(8) a_nnMn'8' """,..ota. "r"':,"",lIr 'eQu,.,IOM. rtlSltldlon. ", mQ<.f""-

IUmf.(7) AtlQclllJon 01 labor tVl'l'U'" or maI8r'-' by Or undar tll. aullmrlly 01 ""y

goYern""'nl 0' oovern"""" 1genCy.IS) Acts ot 8ulXQrllr8lC10t"(JIfthelt emp~.(9) ~a 01 .upplle.o 01Illbot' or malerlal.

Ib) In the ."'"1 IMI on Ihe ,e1l1l1men! dale .~edultK! II' 1ICC0.d,,~ with tIllsAgrltOmenl tile hOrn.. ."811 be o1Mrwlu htbllstJIe. but oucll "e"'" IU l¥'d""'J>-1'10. e"I...lo< """Q,t". drly_V-. IIn81 o.lIdlng and ",,'e"o, P3ln\lng CBI"""bt oomplooled by roatoh 01 weather conditione. I18I11-nl 8h811be (;Ol'\1urn.""'I!d on thlt date sa tlCM<lultld.0 lOtIO" tllml'<'rdf)' 8<%:"" to tile Pf,,~'1y

Wlln~..

WI\n~

w~"....

Buy'"

ByA~8I. StOCrelary

?~~FINKEH.Q.M.E.S

February 4. 1997

TO: Justin and Susan Werner6182 White Oak #94Florence, KY 41042

RE: New Home at Lot 30Cardinal Cove subdivision

Dear Justin and Susan,

Your new home at Lot 30 Cardinal Cove is nearingcompletion. This home is able to be closed by the end ofFebruary. It is unfortunate that there have been delays dueto weather and labor availability and performance. Yourcompleted home will be of highest quality and workmanship.

I have received letters stating that you want toterminate your contract. I understand your frustration withthe length of time of construction and your concern aboutsome framing construction errors. The framing errors werecorrected in a professional manner. It would be a shame tonot close on the house at this point.

Your new home will be ready for a final walk thru onFebruary 18th. It is important for you to do this walk thruto prepare for closing. should you not contact us to do thiswalk thru and refuse to close, then Finke Homes will consideryou in default of your contract and retain all monies paid byyou in accordance with paragraph 9(d) of your contract. Ifyou have any questions about this please call me at 586-7583.

Sincerely,

~~uZ:Ted Seiter,Vice President

EXHIBITIIBII

;Iz

&

i~

COMMONWEALTH OF KENTUCKYBOONE CIRCUIT COURT

CASE NO.: 97-CI-OO~. ...

r" -

.

.

1 ~ r.1, .J~MJ

SUSAN WERNER, et alWlll3 , '9~1

PLAINTIFFS

v.

FINKE HOMES, INC.PAT GUTlEir. ('lE'1I<

BOONEc'RCur:l1::'~~,:~ ,.:OIJHrS

BY: c:.V... ,.D.C.

DEFENDANT

ANSWER

Comes now the Defendant, FINKE HOMES, INC., by and through

Counsel, and for its Answer to Plaintiffs' Complaint filed herein,

respectfully state as follows:

FIRST DEFENSE

1. Plaintiffs' Complaint fails to state a claim upon which

relief may be granted.

SECOND DEFENSE

2. That this answering Defendant admits the allegations

contained in paragraphs 1, 2, 3, 4, 6, 7, 8, 9, 11, 13, 15 and 17,

of the Complaint filed herein.

3. That this answering Defendant denies the allegations

contained in paragraphs 5,10,12, 14 and 16 of the Complaint filed

herein.

Respectfully submitted,

ADAMS, BROOKING, STEPNER,WOLTERMANN & DUSING8100 Burlington pikeP.O. Box 576Florence,/1Kentuckz

CERTIFICATE OF SERVICE

I hereby certify that on this ;t~ day of March, 1997, a truEj correct copy of the foregoing was mailed, by regular U.S. Mail,stage pre-paid to the following counsel: David L. Hall, Attornelr Plaintiffs, 318 West Fourth Street, Oayt~, Ohio 4sAO2.