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From: [email protected] To: NY Banksup Applications Comments ; [email protected] Subject: Support for the OneWest and CIT Merger Date: Wednesday, January 07, 2015 5:13:43 AM Jaison Chacko Livingston, MT 07039 E-Mail: [email protected] Subject: Support for the OneWest and CIT Merger Dear Chair Yellen, President Dudley and Comptroller Curry, I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strong source of capital and banking services to the Southern California community. This merger will retain and create new jobs in California. I believe the management team and OneWest have demonstrated its commitment to our community and to serving the needs of not only their clients but the community at large and due to this, I do not believe there is a need for a public hearing. Kind regards, Jaison Chacko

Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: [email protected]

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Page 1: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:13:43 AM

Jaison Chacko

Livingston, MT 07039E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Jaison Chacko

Page 2: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:43:38 AM

Greg Rubin26135 Mureau RdCalabasas, CA 91302E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Greg Rubin

Page 3: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:12:31 AM

Jen Lulla8 Oak Knoll TerracePasadena, CA 91106E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Jen Lulla

Page 4: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 12:54:43 AM

durk hagan825 wilshire blvdsanta monica, CA 90401E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,durk hagan

Page 5: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 12:39:58 AM

Adam Mindle1600 Rosecrans Ave.Manhattan Beach, CA 90266E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Adam Mindle

Page 6: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 12:06:28 AM

Muriel Red

Northridge , CA 91325E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Muriel Red

Page 7: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 7:10:19 PM

Jennifer Garnant625 N Shepard StAnaheim, CA 92806E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community.

I have worked as a vendor with OneWest Bank since its inception and have always enjoyed workingwith their team and feel strongly that this should merger should be allowed to move forward withoutissue.

This merger will retain and create new jobs in California. I believe the management team and OneWesthave demonstrated its commitment to our community and to serving the needs of not only their clientsbut the community at large and due to this, I do not believe there is a need for a public hearing.

Kind regards,Jennifer Garnant

Page 8: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 7:10:18 PM

Jennifer Garnant625 N Shepard StAnaheim, CA 92806E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community.

I have worked as a vendor with OneWest Bank since its inception and have always enjoyed workingwith their team and feel strongly that this should merger should be allowed to move forward withoutissue.

This merger will retain and create new jobs in California. I believe the management team and OneWesthave demonstrated its commitment to our community and to serving the needs of not only their clientsbut the community at large and due to this, I do not believe there is a need for a public hearing.

Kind regards,Jennifer Garnant

Page 9: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 7:05:21 PM

j stern21115 vintage stchatsworth, CA 91311E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,j stern

Page 10: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 10:57:56 PM

Sherrie Krantz10660 Wilshire Blvd. Suite 306Los Angeles, CA 90024E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. I believe this merger willadd great value to the banking services of Southern California. This merger will not only retain butcreate new jobs. I believe the management team and OneWest have demonstrated its commitment toour community and to serving the needs of not only their clients but the community at large and due tothis, I do not believe there is a need for a public hearing.

Kind regards,Sherrie KrantzSherrie Krantz

Page 11: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 6:54:22 PM

Jeffrey Wortman333 South Hope Street, Suite 3900Los Angeles, CA 90071E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Jeffrey Wortman

Page 12: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 6:51:19 PM

Elenor Khechumyan9440 Lurline Ave.Chatsworth, CA 91311E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Elenor Khechumyan

Page 13: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 6:33:25 PM

Stephen Gandolfo26012 Atlantic Ocean DriveLake Forest, CA 92630E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Stephen Gandolfo

Page 14: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 6:24:18 PM

Ravi Ramananthan2855 Michelle Drive, Suite 350Irvine, CA 92606E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Ravi Ramananthan

Page 15: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 6:12:20 PM

Jeremy Osaki25301 Cabot Rd. Suite 214Laguna Hills, CA 92653E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Jeremy Osaki

Page 16: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 6:05:20 PM

Mark Withers2655 Wetherby RdSan Marino, CA 91108E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Mark Withers

Page 17: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:49:16 PM

Dorcas Parker1000 Wilshire Blvd.Los Angeles, CA 90017E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Dorcas Parker

Page 18: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:42:30 PM

Rohit Kapoor280 Park Ave, 38th FloorNY, NY 10017E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Rohit Kapoor

Page 19: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:38:15 PM

Ron Coomes1055 Wilshire Blvd, Suite 1550Los Angeles, CA 90017E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Ron Coomes

Page 20: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:35:54 PM

William Larkins121 SW Morrison St., Ste. 700Portland, OR 97204E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,William Larkins

Page 21: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 10:13:49 PM

Steven Van Tuyl9821 Rosemill LaneChamplin, MN 55316E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. This will bring a new playerand added competition for the growing area of SoCal. OneWest serves as a strong source of capital andbanking services to the Southern California community. This merger will retain and create new jobs inCalifornia. I believe the management team and OneWest have demonstrated its commitment to ourcommunity and to serving the needs of not only their clients but the community at large and due tothis, I do not believe there is a need for a public hearing.

Kind regards,Steven Van Tuyl

Page 22: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:34:52 PM

Richard Grant440 Pacific AvenueSan Francisco, CA 94133E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my full support for the pending OneWest and CIT merger. OneWest provides astrong source of capital and banking services to the community of Southern California and beyond andis a valuable partner in delivering small business financing utilizing the SBA lending programs. Thismerger will retain and create new jobs in California. I believe the management team and OneWest havedemonstrated its commitment to our community and to serving the needs of not only their clients butthe community at large and due to this, I do not believe there is a need for a public hearing.

Kind regards,Richard Grant

Page 23: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:29:55 PM

jill carson707 wilshire blvd., suite 2600los angeles, CA 91604E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,jill carson

Page 24: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:20:13 PM

Matthew Lichtner2855 Michelle Drive, Suite 350Irvine, CA 92606E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Matthew Lichtner

Page 25: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:19:40 PM

Ted Douglas5220 Clark Avenue, Suite 205Lakewood, CA 90712E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Ted Douglas

Page 26: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:15:07 PM

Mark Garces29907 Cibolo CourtFair Oaks Ranch , TX 78015E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Mark Garces

Page 27: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:12:10 PM

Diana Klein2661 California st apt 15San Francisco, CA 94115E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Diana Klein

Page 28: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:09:34 PM

John Harelson3523 Calle GavanzoCarlsbad, CA 92009E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,John Harelson

Page 29: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:09:12 PM

Jim WiattPO Box 485Los Angeles, CA 90272E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, i have been privelged to serve on the Board of Directors for the past severalyears. I do not believe there is a need for a public hearing. Sincerely. Jim Wiatt

Kind regards,Jim Wiatt

Page 30: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 5:06:40 PM

Julian Bonse

Los Angeles, CAE-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Julian Bonse

Page 31: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:59:39 PM

Thomas Levyn517 Hillgreen DriveBeverly Hills, CA 90212E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Thomas Levyn

Page 32: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 9:51:02 PM

Matt Petersen609 E Channel RoadSanta Monica, CA 90402E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California.

I believe the management team and OneWest have demonstrated its commitment to our communityand to serving the needs of not only their clients but the community at large. Their support of theThursday night concerts at the Pier in Santa Monica, and other important community events as well ascharitable organizations has been and will remain critical.

Kind regards,Matt Petersen

Page 33: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:43:19 PM

Kira Wang180 N Fair Oaks AvePasadena, CA 91103E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Kira Wang

Page 34: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:40:54 PM

Anthony Schexnayder84 Short Way St Unit ASouth Pasadena, CA 91030E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Anthony Schexnayder

Page 35: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:30:54 PM

Steve Stork655 Sidney AvePasadena, CA 91107E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Steve Stork

Page 36: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:30:00 PM

John Berberian5315 Santa Monica BlvdLos Angeles, CA 90029E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,John Berberian

Page 37: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:29:23 PM

Tim Hsu515 S. Figueroa St.Los Angeles, CA 90071E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Tim Hsu

Page 38: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:24:47 PM

arshad masood4B Cedarbrook DRCranbury, NJ 08512E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,arshad masood

Page 39: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:18:05 PM

Sean Moffett2321 Rosecrans Ave. Ste. 2240El Segundo, CA 90245E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Sean Moffett

______________________________________________________________________This email has been scanned by the Symantec Email Security.cloud service.For more information please visit http://www.symanteccloud.com______________________________________________________________________

Page 40: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:15:57 PM

Owen Solomon1299 Ocean Avenue, Suite 400Santa Monica, CA 90401E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Owen Solomon

Page 41: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:10:38 PM

Nolan Turner15 Park AveNYC, NY 10016E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. I have known theleadership at OWB for an extended period of time. Their industry knowledge, pedigree, and focus ondoing the right thing even when no one is looking is evident. They are steadfast men and women ofsound honesty, integrity and valor. They have demonstrated prudent judgment and careful attention toheadline, reputational, compliance and regulatory well being through sound decision making,operational excellence, leadership and careful and attentive policy and procedure.

OneWest serves as a strong source of capital and banking services to the Southern Californiacommunity. This merger will retain and create new jobs in California. I believe the management teamand OneWest have demonstrated its commitment to our community and to serving the needs of notonly their clients but the community at large and due to this, I do not believe there is a need for apublic hearing.

Kind regards,Nolan Turner

Page 42: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:08:02 PM

Christina Ching421 Los Altos AvenueArcadia, CA 91007E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Christina Ching

Page 43: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 9:50:36 PM

Paul Batz9506 Toledo Avenue SouthBloomington, MN 55437E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Paul Batz

Page 44: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:06:33 PM

Rick Glass3000 parkwood courtcarmichael, CA 95608E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Rick Glass

Page 45: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 4:05:30 PM

Christine Kroupa821 Mallard Woods DrManchester, MO 63021E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Christine Kroupa

Page 46: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:59:06 PM

Greg Tylka2459 w. 208th, suite 203torrance, CA 90501E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger.Having previously worked for a community bank, I know firsthand the value that a community basedbank can add to the community, in so many ways.OneWest serves as a strong source of capital and banking services to the Southern Californiacommunity. This merger will retain and create new jobs in California. I believe the management teamand OneWest have demonstrated its commitment to our community and to serving the needs of notonly their clients but the community at large and due to this, I do not believe there is a need for apublic hearing.

Kind regards,Greg Tylka

Page 47: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:58:00 PM

Mitch McClellan12200 Southern Highlands ParkwayLas Vegas, NV 89141E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Mitch McClellan

Page 48: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:53:00 PM

Larry Buckley2848 Woodside Street, Unit 605Dallas, TX 75204E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Larry Buckley

Page 49: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:46:29 PM

Kim Starley20985 Eagle Feather LNElbert, CO 80106E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Kim Starley

Page 50: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:41:42 PM

Lisa Nichols Jell11335 Sunshine TerraceStudio City, CA 91604E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Lisa Nichols Jell

Page 51: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:37:17 PM

James Geschke7135 W Highland Ridge DrMequon, WI 53092E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,James Geschke

Page 52: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:22:59 PM

Ashwin Adarkar270 S. Arroyo BlvdPasadena, CA 91105E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Ashwin Adarkar

Page 53: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:15:32 PM

Donald Atkins14450 W Salisbury RdMidlothian, VA 23113E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Donald Atkins

Page 54: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 9:49:19 PM

Craig Shikuma999 Bishop Street 2600Honolulu, HI 96813E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Craig Shikuma

Page 55: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:11:55 PM

Elyse Dustman1300 Lions LairLeander, TX 78641E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Elyse Dustman

Page 56: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:10:06 PM

Amado Hernandez12220 Pigeon Pass Road Suite OMoreno Valley , CA 92557E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Amado Hernandez

Page 57: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:09:53 PM

Roy Ebers3657 Aruba Ct.Punta Gorda, FL 33950E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Roy Ebers

Page 58: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:08:17 PM

JK Huey4101 Wiseman Blvd, Bldg 307San Antonio, TX 78251E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,JK Huey

Page 59: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:06:21 PM

Joel Mecklenburg4 corporate plazanewport beach, CA 92660E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. Personally, we bank withthem and they have been absolutely awesome to work with. I believe this merger will make them evenstronger and will make them more accessible to me and their other customers. I have known themanagement team at OneWest for years and I believe they are all extremely capable and care aboutthe community.

Kind regards,Joel Mecklenburg

Page 60: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:03:59 PM

Aaron Axton2768 Green StreetSan Francisco, CA 94123E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Aaron Axton

Page 61: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 3:03:09 PM

Eric Friedman3 First American WaySanta Ana, CA 92707E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Eric Friedman

Page 62: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:58:53 PM

Emmelene Lee245 Park AvenueNew York, NY 10167E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Emmelene Lee

Page 63: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:57:08 PM

Amado Hernandez12220 Pigeon Pass Road Suite OMoreno Valley, CA 92557E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Amado Hernandez

Page 64: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:55:31 PM

Steve Ely735 Clubside DrRoswell, GA 30076E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Steve Ely

Page 65: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 9:09:48 PM

Miriam Moore3220 El Camino RealIrvine, CA 92602E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my strong support for the pending OneWest and CIT merger. OneWest serves as asignificant source of capital and banking services to the Southern California community. This merger willretain and create new jobs in California. I know the Management team personally and believe the teamand OneWest have demonstrated its commitment to our community and to serving the needs of notonly their clients but the community at large and due to this, I do not believe there is a need for apublic hearing.

Kind regards,Miriam MooreMiriam Moore

Page 66: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:54:35 PM

Jay Robertson1221 Ocean Ave.#803Santa Monica, CA 90401E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Jay Robertson

Page 67: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:46:36 PM

Mary Curran5718 meadows del marsan diego, CA 92130E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

I also think that approval would send a positive signal to the financial markets and institutions that havenot seen any activity like this for some time.

Kind regards,Mary Curran

Page 68: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:46:31 PM

Dale Johnson

Little Rock, ARE-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Dale Johnson

Page 69: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:43:48 PM

Cheistoher Jacobs474 S Arroyo BlvdPasadena, CA 91105E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Cheistoher Jacobs

Page 70: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:28:09 PM

Dave Hess601 S. Figueroa Street, 47th FloorLos Angeles, CA 90017E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Dave Hess

Page 71: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:25:42 PM

ANTONIO LUISONI12757 Deon PlaceGranada hills, CA 91344E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,ANTONIO LUISONI

Page 72: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:24:33 PM

Matthew Lucido338 Rennie AveVenice, CA 90291E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Matthew Lucido

Page 73: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:20:40 PM

Tony Hill12746 25th St SESalem, OR 97301E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Tony Hill

Page 74: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:20:29 PM

Todd Trzcinski

Milwaukee, WI 53223E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Todd Trzcinski

Page 75: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:18:27 PM

Michael Angel800 Wilshire Blvd., Suite 500Los Angeles, CA 90017E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Michael Angel

Page 76: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 8:47:39 PM

Richard Sanborn11939 Rancho Bernardo Rd.San Diego, CA 92128E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Richard Sanborn

Page 77: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:11:21 PM

Rita Dailey21 Castaways NorthNewport Beach, CA 92660E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Rita Dailey

Page 78: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:08:44 PM

Kristine Brown10021 Balls Ford Rd., Ste. 200Manassas, VA 20109E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Kristine D. BrownManaging PartnerShapiro & Brown, LLPKristine Brown

Page 79: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:07:48 PM

Talya Nevo18500 Von KarmanIrvine, CA 92612E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Talya Nevo

Page 80: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:05:02 PM

MARK DAVIS865 S. FIGUEROA STREET, STE 1200LOS ANGELES, CA 90017E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,MARK DAVIS

Page 81: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 2:02:58 PM

Diane Miller2277 Fair Oaks Blvd, Suite 460Sacto, CA 95825E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Diane Miller

Page 82: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:58:01 PM

Joy Contreras168 South Los RoblesPasadena, CA 91101E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Joy Contreras

Page 83: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:57:48 PM

Joe Lutz2392 So Bateman AvenueIrwindale, CA 91010E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

On behalf of Pacific National Group located in Irwindale, CA, I am writing to offer support for thepending OneWest and CIT merger. We look to this merger to retain and create new jobs in California. Ibelieve the management team and OneWest have demonstrated its commitment to our community andto serving the needs of not only their clients but the community at large.

Regards,

Joe LutzVP, Business DevelopmentOn behalf ofPacific National Group2392 South Bateman AvenueIrwindale, CA 91010Joe Lutz

Page 84: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:51:13 PM

Tim Meade17218 Avenida de la HerraduraPacific Palisades, CA 90272E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am confident that this transaction will provide retail and commercial customers with access to thebroad range of high-quality financial products and services offered by CIT, and allow OneWest tobenefit from CIT’s expansive client base and global reach.

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Tim Meade

Page 85: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:36:05 PM

Jim Rosten9701 Wilshire Blvd suite 700Beverly Hills, CA 90212E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Jim Rosten

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From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:35:15 PM

Jamil Alam1401 GastonAustin, TX 78703E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Jamil Alam

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From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 8:33:37 PM

George Braunegg6121 Shenandoah AveLos Angeles, CA 90056E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing in support of the pending OneWest and CIT merger. Among the reasons I support thismerger is that the combined bank’s future headquarters will be in Pasadena. In addition to retainingand growing jobs in the Los Angeles area, this merger will result in the continued, and hopefullyincreased, support of local not-for-profits. Over the last 20 years I’ve watched bank after bank beacquired and absorbed into larger organizations headquartered in other parts of the country. Despitepromising continued financial support of local not-for-profits, the end result is always a significantreduction or even an total evaporation of support of local charitable organizations. Another reason I support the merger is that I’ve seen the kind of commitment One West Bank has madeto being a good corporate citizen on levels beyond charitable. I have no doubt that that the bank’scommitment to directing capital to those areas of our community with the greatest need will continueand want to ensure this important contribution is not lost as a result of the organization being takenover by another large east coast mega bank.I urge you to approve this merger. This merger is one of the few win win transactions, relative to theCity of Los Angeles and Southern California that I’ve seen in quite some time.

Sincerely,

George Braunegg

George Braunegg

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From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:34:24 PM

Emily Murray515 South Figueroa StreetLos Angeles, CA 90071E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Emily MurrayEmily Murray

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From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:30:21 PM

Zachary Okyle406 North Palm Drive #101Beverly Hills, CA 90210E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Zachary Okyle

Page 90: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:25:36 PM

Thomas Levyn10250 Constellation Blvd. 19th FloorLos Angeles, CA 90067E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Thomas Levyn

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From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:24:09 PM

Allison Levyn517 Hillgreen DriveBeverly Hills, CA 90212E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Allison Levyn

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From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 1:22:40 PM

Robert Cohen233 Wilshire BlvdSanta Monica, CA 90401E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Robert Cohen

Page 93: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 12:57:39 PM

Kevin McFarlane555 5th StreetLos Angeles, CA 90013E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Kevin McFarlane

Page 94: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 12:48:46 PM

John Farrace13 Catalina Ct.Manhattan Beach, CA 90266E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,John Farrace

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From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 12:42:31 PM

Connor Tryhus5035 E. Horseshoe Rd.Paradise Valley, AZ 85253E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Connor Tryhus

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From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 12:41:23 PM

Daniel deBrauwere40 Prince Street #6DNew York, NY 10012E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Daniel deBrauwere

Page 97: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 12:40:23 PM

Barbara Klein1082 Pine StWinnetka, IL 60093E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,Barbara Klein

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From: [email protected]: NY Banksup Applications Comments; [email protected]: Support for the OneWest and CIT MergerDate: Wednesday, January 07, 2015 11:40:47 PM

James Matteson8272 Laurel Ridge Rd.Riveside, CA 92508E-Mail: [email protected]

Subject: Support for the OneWest and CIT Merger

Dear Chair Yellen, President Dudley and Comptroller Curry,

I am writing to offer my support for the pending OneWest and CIT merger. OneWest serves as a strongsource of capital and banking services to the Southern California community. This merger will retain andcreate new jobs in California. I believe the management team and OneWest have demonstrated itscommitment to our community and to serving the needs of not only their clients but the community atlarge and due to this, I do not believe there is a need for a public hearing.

Kind regards,James Matteson

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From: VICTOR MANUEL COREASTo: NY Banksup Applications CommentsCc: [email protected]; [email protected]: RE: DENUNCIA / COMPLAINT (AMENDMENT) TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC

MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325

Date: Wednesday, January 07, 2015 4:35:49 AMAttachments: 09-01-2014 Complaint Fannie Mae - Ocwen & Indymac.pdf

09-01-2014 Complaint Ocwen 003 - 047.pdf09-20-2014 FANNIE MAE - 009.pdf

09/01/2014 Kamala D. Harris

Attorney General of the State of California1300 "I" Street

Sacramento, CA 95814-2919

Attorney General's OfficeCalifornia Department of JusticeAttn: Public Inquiry UnitP.O. Box 944255

Sacramento, CA 94244-2550

DENUNCIA / COMPLAINT

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMACMORTGAGE SERVICES, a division of ONEWEST BANK, N.A;FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)AND WRIGHT, FINLAY & ZAK, LLP, ATTORNEYS AT LAW.-

A QUIEN CORRESPONDA

TO WHOM IT MAY CONCERN

RE: LOAN NUMBER 7195665927

BORROWER: VICTOR M COREASPROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA

91325

Kamala D. Harris

Attorney General of the State of California Con todo respeto me dirijo a usted para darle a conocer varios pormenores que seestán suscitando con respecto a LA MODIFICACION DEL PRESTAMO, queactualmente estoy realizando con: OCWEN LOAN SERVICING, LLC (OCWEN). Anteriormente realice dos (2) denuncias ante su oficina, en donde le informo varios

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pormenores de la lucha que he mantenido desde hace varios años con: OCWENLOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a divisionof ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE) y a la cual se unieron Los Abogados: WRIGHT, FINLAY & ZAK, LLP,a quienes contrataron para su defensa las entidades crediticias en mención. El: 02/14/2014, presente la primera denuncia ante el CFPB, contra:OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, adivision of ONEWEST BANK, N.A; and FEDERAL NATIONAL MORTGAGEASSOCIATION (FANNIE MAE)… La que respondió OCWEN, el: 03/07/2014, y de laque NO ME PROPORCIONO COPIA, como debe de ser, respuesta donde seincluyen varias cartas para sustentar su defensa, LAS CUALES NUNCA ME

ENTREGO, donde incluso se puede apreciar que una (1) carta NI SIQUIERATIENE EL LOGOTIPO DE OCWEN. (SEE EXHIBIT 001).- La segunda denuncia la presente el: 03/28/2014… Por lo siguiente: Comola respuesta emitida por OCWEN, me fue facilitada por el: Consumer Financial

Protection Bureau, por esto mismo di respuesta hasta el: 03/28/2014, donde leseñalo a OCWEN, la serie de Inconsistencias, incongruencias y manipulaciones queexisten. DE ESTA CONTRA-RESPUESTA EMITIDA POR MI PERSONA (segundadenuncia)… Hasta el momento NO he recibido contestación coherente de OCWEN,quien únicamente se ha limitado a emitir respuesta (cartas) evasivas y dilatorias;también desconozco SI OCWEN, entrego alguna respuesta al:Consumer Financial Protection Bureau, relacionada específicamente aesta segunda denuncia, ya que hasta el momento la CFPB, NO meha facilitado nada al respecto. Ahora bien SI OCWEN o losinvolucrados NO emitieron respuesta alguna, ¿porque NO LAREALIZO? y también ¿cuál fue la razón de NO requerírsela?…Personalmente considero que esta RESPUESTA debe de entregarlaOCWEN ó los involucrados a la mayor brevedad posible, porque esparte fundamental e integral de un proceso y del verdadero proceso. LUEGO DE ESTOS PROCESOS (DENUNCIAS) INDICADOS: EL: 05/01/2014, recibíuna notificación de: Kristina M. Pelletier (Abogados WRIGHT, FINLAY & ZAK, LLP)… Donde se me indicaba que estaban dispuestos a revisar LA MODIFICACION DELPRESTAMO de mi propiedad en litigio (18012 ROSCOE BLVD., NORTHRIDGE, CA91325)... El: 05/02/2014, di RESPUESTA a dicha notificación, donde les expongo ynotifico a Los Abogados: WRIGHT, FINLAY & ZAK, LLP y a sus representados miscondiciones. (SEE EXHIBIT 002).- El: 05/23/2014, recibí otra notificación de: Kristina M. Pelletier, donde se meinforma que están revisando LA MODIFICACION DEL PRESTAMO y por esto mismome están requiriendo papelería (documentación)… El: 05/24/2014, di RESPUESTA adicha notificación donde les expongo claramente y les notifico a Los Abogados:

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WRIGHT, FINLAY & ZAK, LLP y a sus representados mis condiciones. (SEE

EXHIBIT 003).- El: 06/18/2014, recibí otra notificación de: Kristina M. Pelletier, donde se meinforma que necesitan más documentación y me están requiriendo actualice elformulario RMA… El: 06/19/2014, di RESPUESTA a dicha notificación, donde reiteroy les expongo a Los Abogados: WRIGHT, FINLAY & ZAK, LLP, mis condiciones. Aspectos que también son del pleno conocimiento de: OCWEN LOAN SERVICING,LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK,N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). (SEE

EXHIBIT 004).- HASTA LO EXPUESTO, PARECIA QUE TODO ESTABA BIEN… Pero el panoramacambio radicalmente el: 07/29/2014, ¿Por qué? Este día recibí una notificación de:Kristina M. Pelletier (Abogados WRIGHT, FINLAY & ZAK, LLP)… La cual indica:Su solicitud para una modificación de préstamo ha sido denegado. Se adjuntan lascartas de denegación. Dado que la propiedad ha sido vendida a la ejecuciónhipotecaria, que se comercializará para su venta. Como resultado, también se lesnegará cualquier solicitud futura para una modificación de préstamo. De acuerdo conlo mencionado, por favor, ya no nos mande ninguna solicitudes de modificación aesta oficina, Ocwen, y/o Fannie Mae. (SEE EXHIBIT 005).- La realidad esta notificacion me cayó como un balde de agua fría… Pero lo quemás me indigna y por supuesto me incomoda es la MANIPULACION que estánrealizando con todo lo relacionado a este caso y a este proceso de MODIFICACIONDE PRESTAMO… Con el fin especifico de apropiarse a como dé lugar de mipropiedad. POR FAVOR JUZGUE USTED: A la notificación del: 07/29/2014 adjuntaroncopia (como lo puede apreciar en el exhibit 5) de una supuesta notificación que meenviaron el: 07/01/2014, pero esta ni siquiera tuvieron la decencia, elprofesionalismo, la ética, la moral y porque no decirlo el valor de enviármela ami dirección… Manipularon descaradamente esta situación para sus fines,propósitos y conveniencia, supuestamente utilizaron la dirección: 555 South CoronaMall, Corona, CA 92879, para notificarme. La realidad esto es el colmo de loscolmos… Porque considero que con esta acción lo que están haciendo tanto los:ABOGADOS: WRIGHT, FINLAY & ZAK, LLP y sus representados: OCWEN LOANSERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division ofONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE)… Es una: VIOLACION SISTEMATICA DE MIS DERECHOS Y AL

DEBIDO PROCESO. Hasta el momento NO he respondido específicamente a la notificación recibida el:07/29/2014, de Kristina M. Pelletier, porque CONSIDERO:

Primero: Porque LOS ABOGADOS y SUS DEFENDIDOS, conocen plenamente cual

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es mi DIRECCION y porque prefiero tener en mi poder más pormenores (evidencias)de esta situación. Segundo: Porque creo que ellos NO pueden dar un veredicto (Denial) como el queestán dando prematuramente sin antes haber agotado el debido proceso de LASMODIFICACIONES DE PRESTAMO… Tercero: Porque NO he sido NOTIFICADO, La Notificación recibida (el: 07/29/2014)NO significa que ya lo hicieron… Porque esa NO es mi dirección. Reitero: MIdirección tanto Los Abogados en mención y sus defendidos LA CONOCENAMPLIAMENTE... Cuarto: La Notificación de fecha: 07/01/14 (Denial / Denegado)… Lo más probablees que ellos ni siquiera se tomaron la molestia de hacerla ó tal vez la hicieron el:07/28/2014 o bien el mismo: 07/29/2014, fecha de la notificación de: Kristina M.Pelletier. Anteriormente ya se suscito un incidente similar, cuando recibí unaNOTIFICACION de fecha: 02/04/2014, pero el sobre donde fue enviada claramenteindica que fue colocada en correos (USPS) el: 02/27/2014. En esa ocasión(02/28/2014) una de mis hijas fue a sacar la correspondencia al PO BOX (MailingAddress) y se llevo la correspondencia consigo, pero me llamo para informarme quehabía una carta de LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, la cual lesolicite me enviara por FAX, (el sistema del FAX es mi fiel testigo porque dejograbada la fecha de recepción de esta correspondencia). En esa oportunidad LOSABOGADOS WRIGHT, FINLAY & ZAK, LLP, considero hicieron esto porqueprecisamente el: 02/26/2014, el: CFPB (Consumer Financial Protection Bureau) meinformo que había NOTIFICADO a: OCWEN LOAN SERVICING, LLC, de miDENUNCIA / COMPLAINT. (SEE EXHIBIT 006)… Quinto: Porque considero que lo indicado por LOS ABOGADOS: WRIGHT, FINLAY& ZAK, LLP, NO es real… Ellos aparte de LA MANIPULACION SISTEMATICA queestán realizando, creo que están mintiendo al decir que enviaron dicha notificación ala dirección: 555 South Corona Mall, Corona, CA 92879, porque NO es el primerincidente suscitado con ellos. Anteriormente LOS ABOGADOS informaron que se lesregresaba correspondencia y que necesitaban una DIRECCION VALIDA… Y cuandose les requirió (solicito) a ellos que enviaran pruebas (constancias) de esta situaciónnunca respondieron, MANIPULACION SISTEMATICA, de la cual también son parte:OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, adivision of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGEASSOCIATION (FANNIE MAE). (SEE EXHIBIT 007)… Sexto: OCWEN LOAN SERVICING, LLC (OCWEN) y LOS ABOGADOS: WRIGHT,FINLAY & ZAK, LLP, están informando que realizaron una SUPUESTANOTIFICACION el: 07/01/2014, porque saben perfectamente que está sucediendo…Donde NO hay lugar a manipulaciones, situaciones de las cuales también tienen plenamente conocimiento: INDYMAC MORTGAGE SERVICES, a division ofONEWEST BANK, N.A., y FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE)…

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Séptimo: Esta acción o proceder DESESPERADO de los ABOGADOS: WRIGHT,FINLAY & ZAK, LLP y de sus representados: OCWEN LOAN SERVICING, LLC(OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A;FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)… Como es

Obvio tiene sus motivos y sus explicaciones… Así como también: TODO CAEPOR SU PROPIO PESO… Por estas conclusiones considero que NO vale la penadarle una RESPUESTA, a LOS ABOGADOS: WRIGHT, FINLAY & ZAK, LLP… LASPRUEBAS que presento para sustentar todo lo aquí expuesto hablan por sí solas ycon esto me reservo muchas, muchas cosas… Que me gustaría exponer, comodisgustos innecesarios. (SEE EXHIBIT 008).-

… Y por todas estas razones, donde todo es fruto de la manipulación…Por esto mismo CONTINUO ADELANTE con el trámite de LA

MODIFICACION DEL PRESTAMO de mi PROPIEDAD, ubicada en el:18012 ROSCOE BLVD., NORTHRIDGE, CA 91325, con OCWENLOAN SERVICING, LLC y SI este ESTATUS cambia; únicamente seráporque recibo notificación oficial de OCWEN y/o de sus ABOGADOS,en mi DIRECCION, a mi NOMBRE y con fecha real (a tiempo), sin la

utilización de subterfugios… Pero SI esto NO sucede: Entoncesestaré haciendo una nueva ampliación de mi expediente deMODIFICACION DE PRESTAMO, el: 08/23/2014 y/o tan pronto comome sea posible…

¿Porque Nadie puede impedirme hacer esto ó SI pueden?¿Porque tanta manipulación en mi caso?...

¿Le tienen miedo… A LA VERDAD?

¿Por qué hacen esto LOS BANCOS y porque se lo permiten? OTRO: De estos hechos y sucesos voy a informar a las instancias correspondientespara que estén debidamente notificados al respecto. Sin otro particular me despido, agradeciéndole por anticipado la atención, comprensióny colaboración que se sirvan brindar a mi persona. Sinceramente y respetuosamente, Atte. VICTOR COREAS18012 ROSCOE BLVD.,NORTHRIDGE, CA 91325E-mail: [email protected]

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Mailing Address: PO BOX 372023, RESEDA, CA 91337 P.D. Si es necesario o necesitan ampliación de estos hechos y pormenores descritos con muchogusto les puedo proporcionar toda la información y documentación (constancias) afines, para teneruna mejor visión de mi caso… El cual llevo realizando desde hace varios años en contra de: OCWENLOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWESTBANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE), el cual tengodebidamente documentado. Tome la decisión de informar y hacer público los actos y acontecimientos que voy a describir…Porque me parecen sumamente confusos y sospechosos los procedimientos y acciones que han yestán llevando a cabo tanto: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGESERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE) y LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, sobre mi caso en particular y paraapropiarse de las PROPIEDADES… Porque creo que ellos han y están violando totalmente misderechos y se han aprovechado de mi persona, por desconocer de este tipo de transacciones;también porque considero que ESTE TIPO DE PROCEDIMIENTOS Y HECHOS DESCRITOS NOSON CASOS AISLADOS.-

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Fecha I Date: 0910112014 Page 1 of 9 VIA U.S. Mail and Fax

DENUNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

Kamala D. Harris Attorney General of the State of California 1300 "I" Street Sacramento, CA 95814-2919

Attorney General's Office California Department of Justice Attn: Public Inquiry Unit P.O. Box 944255 Sacramento, CA 94244-2550

DEN UNCIA I COMPLAINT

09/01/2014

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) AND WRIGHT, FINLAY & ZAK, LLP, ATTORNEYS AT LAW.-

A QUIEN CORRESPONDA TO WHOM IT MAY CONCERN

RE: LOAN NUMBER 7195665927 BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325

Kamala D. Harris Attorney General of the State of California

Con todo respeto me dirijo a usted para darle a conocer varios pormenores que se estan suscitando con respecto a LA MODIFICACION DEL PRESTAMO, que actualmente estoy realizando con: OCWEN LOAN SERVICING, LLC (OCWEN).

Anteriormente realice dos (2) denuncias ante su oficina, en donde le informo varios pormenores de Ia lucha que he mantenido desde hace varios anos con: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 2 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

MAE) y a Ia cual se unieron Los Abogados: WRIGHT, FINLAY & ZAK, LLP, a quienes contrataron para su defensa las entidades crediticias en menci6n.

El: 02/14/2014, presente Ia primera denuncia ante el CFPB, contra: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; and FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)... La que respondi6 OCWEN, el: 03/07/2014, y de Ia que NO ME PROPORCIONO COPIA, como debe de ser, respuesta donde se incluyen varias cartas para sustentar su defensa, LAS CUALES NUNCA ME ENTREGO, donde incluso se puede apreciar que una (1) carta Nl SIQUIERA TIENE EL LOGOTIPO DE OCWEN. (SEE EXHIBIT 001).-

La segunda denuncia Ia presente el: 03/28/2014 ... Por lo siguiente: Como Ia respuesta emitida por OCWEN, me fue facilitada por el: Consumer Financial Protection Bureau, por esto mismo di respuesta hasta el: 03/28/2014, donde le senalo a OCWEN, Ia serie de lnconsistencias, incongruencias y manipulaciones que existen. DE ESTA CONTRA-RESPUESTA EMITIDA POR Ml PERSONA (segunda denuncia) ... Hasta el momenta NO he recibido contestaci6n coherente de OCWEN, quien unicamente se ha limitado a emitir respuesta (cartas) evasivas y dilatorias; tambi{m desconozco 51 OCWEN, entrego alguna respuesta al: Consumer Financial Protection Bureau, relacionada especfficamente a esta segunda denuncia, ya que hasta el momenta Ia CFPB, NO me ha facilitado nada al respecto. Ahara bien Sl OCWEN o los involucrados NO emitieron respuesta alguna, ~porque NO LA REALIZO? y tambien ~cual fue Ia raz6n de NO requerirsela?... Personal mente considero que esta RESPUESTA debe de entregarla OCWEN 6 los involucrados a Ia mayor brevedad posible, porque es parte fundamental e integral de un proceso y del verdadero proceso.

LUEGO DE ESTOS PROCESOS (DENUNCIAS) INDICADOS: EL: 05/01/2014, recibi una notificaci6n de: Kristina M. Pelletier (Abogados WRIGHT, FINLAY & ZAK, LLP) ... Donde se me indicaba que estaban dispuestos a revisar LA MODIFICACION DEL PRESTAMO de mi propiedad en litigio (18012 ROSCOE BLVD., NORTHRIDGE, CA 91325) ... El: 05/02/2014, di RESPUESTA a dicha notificaci6n, donde les expongo y notifico a Los Abogados: WRIGHT, FINLAY & ZAK, LLP y a sus representados mis condiciones. (SEE EXHIBIT 002).-

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 3 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

El: 05/23/2014, recibi otra notificaci6n de: Kristina M. Pelletier, donde se me informa que estan revisando LA MODIFICACION DEL PRESTAMO y par esto mismo me estan requiriendo papeleria (documentaci6n) ... El: 05/24/2014, di RESPUESTA a dicha notificaci6n donde les expongo claramente y les notifico a Los Abogados: WRIGHT, FINLAY & ZAK, LLP y a sus representados mis condiciones. (SEE EXHIBIT 003).-

EI: 06/18/2014, recibi otra notificaci6n de: Kristina M. Pelletier, donde se me informa que necesitan mas documentaci6n y me estan requiriendo actualice el formulario RMA... El: 06/19/2014, di RESPUESTA a dicha notificaci6n, donde reitero y les expongo a Los Abogados: WRIGHT, FINLAY & ZAK, LLP, mis condiciones. Aspectos que tambiem son del plena conocimiento de: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). (SEE EXHIBIT 004).-

HASTA LO EXPUESTO, PARECIA QUE TODO ESTABA BIEN ... Pero el panorama cambia radicalmente el: 07/29/2014, ~Par que? Este dia recibi una notificaci6n de: Kristina M. Pelletier (Abogados WRIGHT, FINLAY & ZAK, LLP) ... La cual indica: Su solicitud para una modificaci6n de prestamo ha sido denegado. Se adjuntan las cartas de denegaci6n. Dado que Ia propiedad ha sido vendida a Ia ejecuci6n hipotecaria, que se comercializara para su venta. Como resultado, tambien se les negara cualquier solicitud futura para una modificaci6n de prestamo. De acuerdo con lo mencionado, par favor, ya no nos mande ninguna solicitudes de modificaci6n a esta oficina, Ocwen. y/o Fannie Mae. (SEE EXHIBIT 005).-

La realidad esta notificacion me cay6 como un balde de agua fria ... Pero lo que mas me indigna y par supuesto me incomoda es Ia MANIPULACION que estan realizando con todo lo relacionado a este caso y a este proceso de MODIFICACION DE PRESTAMO ... Con elfin especifico de apropiarse a como de Iugar de mi propiedad.

POR FAVOR JUZGUE USTED: A Ia notificaci6n del: 07/29/2014 adjuntaron copia (como lo puede apreciar en el exhibit 5) de una supuesta notificaci6n que me enviaron el: 07/01/2014, pero esta ni siquiera tuvieron Ia decencia, el profesionalismo, Ia etica, Ia moral y porque no decirlo el valor de enviarmela a mi direcci6n ... Manipularon descaradamente esta situaci6n para sus fines. prop6sitos y conveniencia, supuestamente utilizaron Ia direcci6n: 555 South Corona Mall, Corona, CA 92879, para notificarme. La realidad esto es el colma de los col mos... Porque considero que con esta acci6n lo que estan hacienda tanto los: ABOGADOS: WRIGHT, FINLAY & ZAK, LLP y

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 4 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

sus representados: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) ... Es una: VIOLACION SISTEMATICA DE MIS DERECHOS Y AL DEBIDO PROCESO.

Hasta el momenta NO he respondido especificamente a Ia notificaci6n recibida el: 07/29/2014, de Kristina M. Pelletier, porque CONSIDERO:

Primero: Porque LOS ABOGADOS y SUS DEFENDIDOS, conocen plenamente cual es mi DIRECCION y porque prefiero tener en mi poder mas pormenores (evidencias) de esta situaci6n.

Segundo: Porque creo que ellos NO pueden dar un veredicto (Denial) como el que estan dando prematuramente sin antes haber agotado el debido proceso de LAS MODIFICACIONES DE PRESTAMO ...

Tercero: Porque NO he sido NOTIFICADO, La Notificaci6n recibida (el: 07/29/2014) NO significa que ya lo hicieron ... Porque esa NO es mi direcci6n. Reitero: Ml direcci6n tanto Los Abogados en menci6n y sus defendidos LA CONOCEN AMPLIAMENTE. ..

Cuarto: La Notificaci6n de fecha: 07/01/14 (Denial/ Denegado) ... Lomas probable es que ellos ni siquiera se tomaron Ia molestia de hacerla 6 tal vez Ia hicieron el: 07/28/2014 o bien el mismo: 07/29/2014, fecha de Ia notificaci6n de: Kristina M. Pelletier. Anteriormente ya se suscito un incidente similar, cuando recibi una NOTIFICACION de fecha: 02/04/2014, pero el sabre donde fue enviada claramente indica que fue colocada en correos (USPS) el: 02/27/2014. En esa ocasi6n (02/28/2014) una de mis hijas fue a sacar Ia correspondencia al PO BOX (Mailing Address) y se llevo Ia correspondencia consigo, pero me llama para informarme que habia una carta de LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, Ia cualle solicite me enviara por FAX, (el sistema del FAXes mi fiel testigo porque dejo grabada Ia fecha de recepci6n de esta correspondencia). En esa oportunidad LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, considero hicieron esto porque precisamente el: 02/26/2014, el: CFPB (Consumer Financial Protection Bureau) me informo que habia NOTIFICADO a: OCWEN LOAN SERVICING, LLC, de mi DENUNCIA I COMPLAINT. (SEE EXHIBIT 006) ...

Quinto: Porque considero que lo indicado por LOS ABOGADOS: WRIGHT, FINLAY & ZAK, LLP, NOes real... Ellos aparte de LA MANIPULACION SISTEMATICA que estan realizando, creo que estan mintiendo al decir que enviaron dicha notificaci6n a Ia

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 5 of 9 VIA U.S. Mail and Fax

DENUNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

direcci6n: 555 South Corona Mall, Corona, CA 92879, porque NO es el primer incidente suscitado con ellos. Anteriormente LOS ABOGADOS informaron que se les regresaba correspondencia y que necesitaban una DIRECCION VALIDA ... Y cuando se les requiri6 (solicito) a elias que enviaran pruebas (constancias) de esta situaci6n nunca respondieron, MANIPULACION SISTEMATICA, de Ia cual tambiem son parte: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). (SEE EXHIBIT 007) ...

Sexto: OCWEN LOAN SERVICING, LLC (OCWEN) y LOS ABOGADOS: WRIGHT, FINLAY & ZAK, LLP, estan informando que realizaron una SUPUESTA NOTIFICACION el: 07/01/2014, porque saben perfectamente que esta sucediendo ... Donde NO hay Iugar a manipulaciones, situaciones de las cuales tambi{m tienen plenamente conocimiento: INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A., y FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) ...

Septima: Esta acci6n o proceder DESESPERADO de los ABOGADOS: WRIGHT, FINLAY & ZAK, LLP y de sus representados: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) ... Como es Obvio tiene sus motivos y sus explicaciones ... Asf como tam bien: TODO CAE POR SU PROP/0 PESO ... Por estas conclusiones considero que NO vale Ia pena darle una RESPUESTA, a LOS ABOGADOS: WRIGHT, FINLAY & ZAK, LLP ... LAS PRUEBAS que presento para sustentar todo lo aquf expuesto hablan par sf solas y con esto me reserve muchas, much as casas... Que me gustarfa exponer, como disgustos innecesarios. (SEE EXHIBIT 008).-

... Y por todas estas razones, donde todo es fruto de Ia manipulaci6n ... Por esto mismo CONTINUO ADELANTE con el tramite de LA MODIFICACION DEL PRESTAMO de mi PROPIEDAD, ubicada en el: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325, con OCWEN LOAN SERVICING, LLC y Sl este ESTATUS cambia; unicamente sera porque recibo notificaci6n oficial de OCWEN y/o de sus ABOGADOS, en mi DIRECCION, ami NOMBRE y con fecha real (a tiempo), sin Ia utilizaci6n de subterfugios ... Pero Sl esto NO sucede: Entonces estare hacienda una nueva ampliaci6n de mi expediente de MODIFICACION DE PRESTAMO, el: 08/23/2014 y/o tan pronto como me sea posible ...

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 6 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

t,Porque Nadie puede impedirme hacer esto 6 51 pueden? t,Porque tanta manipulaci6n en mi caso? ...

t,Le tienen miedo ... A LA VERDAD? t,Por que hacen esto LOS BANCOS y porque se lo permiten?

OTRO: De estos hechos y sucesos voy a informar a las instancias correspondientes para que esten debidamente notificados al respecto.

Sin otro particular me despido, agradeciendole por anticipado Ia atenci6n, comprensi6n y colaboraci6n que se sirvan brindar a mi persona.

Sinceramente y respetuosamente,

Atte.

\j. ~ VICTOR COREAS 18012 ROSCOE BLVD.,NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: PO BOX 372023. RESEDA, CA 91337

P. D. Si es necesario o necesitan ampliacion de estos hechos y pormenores descritos con mucho gusto les puedo proporcionar toda Ia informacion y documentacion (constancias) afines, para tener una mejor vision de mi caso ... El cual llevo realizando desde hace varios anos en contra de: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE), el cual tengo debidamente documentado.

Tome Ia decision de informar y hacer publico los actos y acontecimientos que voy a describir ... Porque me parecen sumamente confusos y sospechosos los procedimientos y acciones que han y estan llevando a cabo tanto: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) y LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, sabre mi caso en particular y para apropiarse de las PROPIEDADES ... Porque creo que elias han y estan violando totalmente mis derechos y se han aprovechado de mi persona, por desconocer de este tipo de transacciones; tambiem porque considero que ESTE TIPO DE PROCEDIMIENTOS Y HECHOS DESCRITOS NO SON CASOS AISLADOS.-

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 7 of 9 VIA U.S. Mail and Fax

DENUNCIA I COMPLAINT (AMENDMENT) TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

c. c. Ocwen Loan Servicing, LLC

Attention: Office of the Consumer Ombudsman P. 0. BOX 785061 Orlando, FL 32878-5061

E- mail: Ombudsman@ocwen

2002 Summit Boulevard, 6th Floor Atlanta, GA 30346

1661 Worthington Road, Suite 100 West Palm Beach, FL 33409

lndyMac Mortgage Services P.O. Box 4045, Kalamazoo, Ml49003-4045

OneWest Bank, FSB 888 East Walnut Street, Pasadena, CA 91101 P.O. Box 7056, Pasadena, CA 91109-9699

Federal National Mortgage Association Fannie Mae 3900 Wisconsin Avenue, N.W. Washington, D.C. 20016

Fannie Mae 13150 Worldgate Drive Herndon, VA 20170-4376

WRIGHT, FINLAY & ZAK, LLP ATTORNEYS AT LAW 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

Consumer Financial Protection Bureau Attention: Deputy Director Steven L. Antonakes 1700 G Street, NW Washington, D.C. 20552

HUD Departamento de Vivienda y Desarrollo Urbano de EE. UU. Edificio Federal de John E. Moss Suite 4-200 650 CapitoiMall Sacramento, CA 95814-3702

Oficina de Equidad de Vivienda e lgualdad de Oportunidades de HUD Departamento de Vivienda y Desarrollo Urbano de EE.UU.

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 8 of 9 VIA U.S. Mail and Fax

DENUNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

Room 5204 451 7th Street S.W., Washington, DC 20410

Federal Housing Finance Agency ATTENTION: Mel Watt, Director 400 7TH STREET sw WASHINGTON, DC 20024-2576

Federal Housing Finance Agency ATTENTION: Russell A. Rau, Deputx Inspector General 400 7 H STREET SW WASHINGTON, DC 20024-2576

Federal Housing Finance Agency ATTENTION: Office of Internal Audit 400 7TH STREET SW WASHINGTON, DC 20024-2576

The State Bar of California San Francisco (Main Office) 180 Howard St. San Francisco, CA 94105 E- mail: [email protected]

Los Angeles - The State Bar of California 845 S. Figueroa St. Los Angeles, CA 90017-2515 FAX: (213) 765-1168

Department of Consumer Affairs Consumer Information Division 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834

County of Los Angeles Department of Consumer Affairs 500 W. Temple St., Room B-96 Los Angeles, CA90012-2722

Federal Reserve System 20th and C Streets, NW Mail Stop 801 Washington, DC20551

Office of the Comptroller of the Currency Customer Assistance Group 1301 McKinney Street Suite 3430 Houston, TX770 10

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 {INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

Page 113: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Fecha I Date: 09/01/2014 Page 9 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

Office ofthe Comptroller of the Currency Comptroller of the Currency Administrator of National Banks 400 7th Street SW, Suite 3E-218 Washington, D.C. 20219

Federal Reserve Consumer Help POBox 1200 Minneapolis, MN 55480

Gobernador Edmund G. Brown Jr State Capitol Building Sacramento, CA 95814 Fax: 916-445-4633 I Fax: (916) 558-3160

Kamala D. Harris Office of the Attorney General 1300 "I" Street Sacramento, CA 95814-2919

Attorney General's Office California Department of Justice Attn: Public Inquiry Unit P.O. Box 944255 Sacramento, CA 94244-2550 Fax: (916) 323-5341

Attorney General U.S. Department of Justice 950 Pennsylvania Avenue, NW Washington, DC20530-0001

The Federal Reserve Board Janet Louise Yellen Presidente del Banco de La Reserva Federal de los F.:stados Onidos 20th Street and Constitution Avenue, NW Washington, DC20551

Departamento del Tesoro de los Estados Unidos JacobJ. Lew Secretary of the Treasury 1500 Pennsylvania Ave NW Washington, DC20502

Control de Ref. 70140150000081327368, 70140150000081327375,70140150000081327344, 70140150000081327351.

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

Page 114: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

EXHIBIT ... Page 7 of 8 VIA U.S. Mail, Fax and E-mail.

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 Fecha I Date: 08/08/2014

EXHIBIT: 007 *** Continua: Anexo 007

Anteriormente LOS ABOGADOS informaron que se les regresaba correspondencia y que necesitaban una DIRECCION VALIDA ... Y cuando se les requiri6 (solicito) a ellos que enviaran pruebas (constancias) de esta situaci6n nunca respondieron, MANIPULACION SISTEMATICA, de Ia cual tambiem son parte: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) .. (SEE EXHIBIT 007) ...

De: Kristina M. Pelletier <[email protected]> Para: "[email protected]" <[email protected]> CC: Shamika L. Polin <[email protected]> Enviado: Jueves, 27 de febrero, 2014 3:26P.M. Asunto: Victor Coreas v. Ocwen et al.; Case No. BC509704 -18012 Roscoe Blvd, Northridge, CA, 91325

Nota: Es fragmento de este E-mail, para referenda ... Se ad junta E-mail complete ...

La carta de el 04 de Febrero fue devuelta a nosotros porque Ia (mica direcci6n que tenemos en nuestros archives para usted es 18012 Roscoe Blvd.; Sin embargo, ya no vive alii.

Continua: Anexo 007

EXHIBIT: 007 LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023. RESEDA, CA 91337 ***Amendment to complaint dated: 08/01/2014

Page 115: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Control de REF. 04/03/2014_. D312143tlODDDD23~nn. m~DDD00112321127. o3~1!21111DOOD23217'.!4. Oi121!3DII!IODD23217ll 03121430000002321158. 03~000000232171i5. om2K31111D000232rm. 03~14300000II23211!19. 031214300000073211!16. 031~430000002321802. 0312286000000!13£131~ 03MOOOIIIID~819. 03rll4300000112321826. 0~~43000001118:11833. 032~00011!123200 mKBOODDD023~B57. 0312~00011112l45B114. 101229'lOIIIIDI22395988. 7012292noOOI273B597l 7DI21921100DI223B51164. 10122920000rlT.!B5957. 10122920000rl13115B411. 10121920000122395933. 101229201111Drl13S5926. 101229211000122395919. 1012l!I201111Dill395902. 111122!120000122395Bili. 11112292011110122395BBa 7DI2292110001223B5872. 11122!120000~2395865. 1DI22921100012l3lSB58 10~2l!2000012739SB4l 1B22921111DOI22395934. 101229200001223!15821. 70122!120000~51111l 111122921111001223!16206. 1012292110011122396213. 1012292000012239619~ 70~20011112139W83. 71li22920DDDI22396176. 11l1229200001223961119. 1D12292DDD012239SI52 71112292DDDDI2239611i5. 111229200001223!11i13!1. 1ll229200111112239ru!l 11122920DDD~m~. 11112292DD00rl23961D7, 1012'l921111111112 10122920000rl139SOB4. 11112292DOOOU23!1liOT1. 1DI2292110001223!1lilll~ 1012292000012239SU53. 1012292DODOI22396114li. 101229200DIJI2239lill3a ~29211000122395022. 101229201111DU2396015. 101229200001223911008. 11112292DOOOU23959115. 03092Bll0000089553664. 03103490000154891918. 030928800000895li3657. 03093170DIJIJII33257311. 030911l8DDIIIID8!1553633. 7DU1!111100017DEZII55. 70112S1000017DISZII61 7Dim1000017DIS21l19. 7012192DDDII171111n086. 70122S2000D22DIIil09a 7012292000022016~09. 1012292011110220162U6, 1012292110002ZIII62123. 10~29200002211162~a 1012292000022Dii2141. 1012292000022DW215'1 7012292000ll22Dil2WI. 70~000220m21711. 101221121111111122DIB21B5. 71111792DODD22Dii~92. 701229200002201S2206. 10122920D0022DIS221~ 711122920000220162217. 10117921100022016"1239. 'Ali2292111DD220182246. 7111229201111D2211182253. 1011792DDDD22018226D. 1012292DDDD17DIG2271. 7012292D00022DIIi2294. 1DI229200001701617S. 70122920000220162307. 1012292D000220162314. 1DI2292D0011l2062321. 10~0001701623311. 1012292D1111!1221116. 1012'1920000220031061. 10122920000220031054. 7012292DIRI022003047. 701229'l00002200moaa 10122921DOIIl2DD3101l 701229200002200310~. 70122920000220031006. 101229211000221111311996. ~0002200311BBll 1012292110002211130912. -IIIID220031116li 1012292D0011229D311!158. 10122921111Dil22DD35625. 10~0002201135618. 1012292l11111022156!11. 70122!1200002200355!15. 1111229201100220035596. 7012292001102201135571. 101229200002200355G4. 10122!12IDODm035557. 111122920011122111355411. 7rn229200001711113550~ 101229211000220035411G. 1111229211000221113543~ m!ll2000-~ 7012292000022DII3UI5, 7DI22!120BBII22BB311DB. 1DI2292000022Dll~Oll7. 101229201110220031085. 70112!1111110039190B9ffi. 111112ll7110003lii90B922 101n92110003919111l!1311. 1012292DIIDI!I2ZM!I! 70117920000122344290. 10m32011DDI22344306. 10122!120000122344216. 1111229200001223442Ba 1012:m21JOODI22944320. 101229211110012234426!1. 11112292DOOOI2234425t 111121!120000m3ol42~ 1!112292DOOD17003121o\ 7012292DOOD220031221. 111122S1DDOD22D031238. 10123460ll00234DDB45l 101231Rl0000234D0944~ '10123460000234050614. 1011297111l003SI90il121. '1011297D000391BSBOB7. 7011291DIIIID391B!Ili421. 101234611000234060601. 1012346001111234151124. 1Drl34SIIOOII234151'111. 1012346000023~5110[ 10123460000234151681. 10113460000134151694. 1111134600002341~663. 101134600002341511!10, 10123460000234151646. 10123460000234151656, 70123461111D0234til637. 1012346000023415162~ 10113460011112341~GIII. 1012346111100234151601. 10123460001123415159~ 10113460000234151588. 70123460000234151S/l 10123460000234151504. 1111234601100234151557. 70113460111111234151546. 101234600011234~1i3a 1012341l0DOD23415152a 701234600002340135lll. 7012346llllii0234111351Q 101234600110234613527. 1012346000023414502[ 101234600002&<145037. 10123460000234145044. 1012341l0DOOZW4505l 101234&0000234145111ia 101234&0000234145015. 701234&0111023414511112. 1111234&0000234145000. 101234&1111DD234145105. 1012346000023414512 701234&0000234~512R 10123460000234145136. 10123460000234145Kl 1012346111100234145150. 101234611000234145174. 101234611000234145167. 10123461111002&<145181. 1013302000054865516. 1013302011D115481i552a 10133112D0005436553a 10133020000548&5541. 1013302000054865554. 1013302000115436551il. 7013302lD011541165576. 7BI3302000Bil54B65585. 101330200001154mi559~ 10133021111001154116511116. 101330200DDIIMII&561~ 10133021111111B548R5622. 111133020000054865639. 70~3010000115411&5946. 1DI3302DOOOII.i4Hii5653. 7011011000003'l5llll6!l!l. 7DI13460000210130693. 71112346DDDD2ili13D70R 101134SOOOD2707'.!0114. 701234&DOOD2707'.!1112a 101234&000D2707'.!0130. 10123460000270130747. 701234S0000270130754. 701234SDOOD21D1307Gl-(03-211-2014)-

PROOF OF SERVICE -

VICTOR M COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Loan#: 7195665927 * APN #: 2101-019-001

!urgent 1 Urgent~

TO: OCWEN FINANCIAL CORPORATION

OCWEN LOAN SERVICING, LLC Atencion I Attention:

Ronald M. Faris 1661 Worthington Road, Suite 100 West Palm Be~c_h~-f~-~3409

1111 IU Utili -------.1

7013 1710 0000 3b80 0391

De: Ana Covarrubias <[email protected]> Para: "[email protected]" <[email protected]> Enviado: Miercoles, 2 de abril, 2014 1:55 P.M. · Asunto: Victor Coreas v. Ocwen et al.; Case No. BC509704 -18012 Roscoe Blvd, Northridge, CA, 91325

Respuesta a E-MAIL de fecha: 04/02/2014 FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

Page 1 of6

04/0312014

Page 116: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Control de REF. 0410312014... 03crl43oooooll232mo. o~2143IIIOOIJ!I2321m. o3ai430IIIOOOZl2r1:14. o3~1430000III13~741. 031214300IHIOD232flliB. D312143IIOODDD2~JS5. ~143DDDD00232rm. o~2143oooooD2321'11!9. 03~14300DU0023~756. 03121430DOOOD23218D2. 03122BDIIOOOODDD6miB. llli~43000000232181S. ~M30000001321112li. 031~300000023~1133. Om2~300D00013218![ 03121430DDDIID2321!'.i7. 031~30000002145804. 1DI2Z92111111012239SSBB. 70121!120000111395971. 10121!120000111395984. 1111129100001123!15!!51. 10122!!ZD000023S5S4[ 111122920000122395933. 70122!1200001223!15l121i, 10122!120000122395915, 111122!!ZD000122395!11t 10122920000122395856. 1111229200001223115889. 70121!120000122395812. 7012292000012'139586.5. 111112!!ZOOooa139585R 10111!11DDDDI12:l95114t 10112!120000111395834. 7UI22!!ZOOODI213958'll. 7001920000a23951!11l. 10122!!ZDOOOI223!11i7111i. 10122!!ZDOOOI12396213. 10122!!ZOOOUI2239BI90. 7012292000012239&183. 101229200DOI2239617a 10122!!ZDOOOI2239Gil9. 10122!!Z000012239615t 111122!!ZD000122311BI-I!i. 10122!120001111239GI:!B. 7UI22!1200001223liBI21. 111122!!ZODIJIII223flill4. 10~2!12000012239BI07. 111122!!Zllllllllf1239lilllll 70112!!ZDOOOI2239600!. 10122920000~2396011. 10122!12110001223l1606ll, 10122!!ZDODOI223liS053. 70122!1200001223SSOo\6, 10122!12110111!122391illl9. 711122920000~96022. 10~11UI12396Illli. 711~00!2'mlDOa 111~000122395956. 03092BBOOOOOB!l55:161l4.1131034!1000015o\6m918. 03D!12118D000089553B!i'l. 03119322DD000332513l D309288DOOOD8li553B:Iil. 10~2!!ZD00022DI6'1055. 111122!120DOD22lll5'lll92. 70122l1211001127111B211'1!1. 'lll2292000022111921ll!ll 'm122!1200002201920Ba 7DI229200002211162IDB. 701729'10000220162116, 70a29'l00002211192123. 10~2!!ZD001\'l211162~[ 70122!!ZDODU221\192147. 111111!121JDDD220m~ 10112!!ZD000220\92161. 'lll229'l0000221JE2118. 70122!!ZIIUIID22DI62111i. 7Daz!!Z00002'l01621112. 70122!!ZDOOD221li622Da 7DI22!!ZOOIII221J162215. 101229'lllllllll22ll92222. 10122!!ZIIIIIIIl22016223!1, 1012292DDD02'l0162246. 70~2!121100D2211192253. 111122!!ZDOIIIJ2'llll62'll, '111122!120DD022!11S2'lll, 111122!!ZD0002201&Z!II4. 70a2!!ZDDD02201Ii22lll. 70~2920000220162307, 711122920000220182314. 10122ii20D!I1112016232l '111122!!ZDD!I022019233B. 1tii22!!ZOD011220!13111'1B. 111122!!ZDD0022003\0Bl 7012'l020000220\lii\IG4, '111122S200111122011311147. 7012292000022003\030. 10122!!ZDD0022003\023. 701229200D0221lumD~. 7W22!!ZDOBil220031DOB. 701221120000220030996, 111122!12110002'lDII3D3DR 1DI22!!ZBODil22DD3D9'1'l. 7012'l0200002200311965. 111122!121111111122\JD3\1958, 70il292DDD11221l1135112li. 101229201101122111l3ii!ila JD~292DOOD221l113561B. 701229200902201135595. 7012'l02000021011355Ba 10122!!ZOBD0221Joa5lijl. 711122!!ZD0002'lOD355&1. 101229'20000220035551. 10122!!ZOOD0221JJ3li54Q 701229'lll0011221l11355D2. 7011292DUOD22D1135411a 10122l12000D22\ID35!BB. 70i22B20001122111131122. 1011292000022!103n15. 7DI'l292DDDD2200311DB. 1012292DDD0221103111Bt JDI22!!ZDOOD22U0311185. 70112BJD111\11:l919DB915. 10112!11DDD03m9!18922. 1DIUB1DOOU3919011!13!1. 10122!12111111D12234431a 111~000\223442911. 10122!120000122344S\1S, 70122920000122344216. 1012292\lOOU\273'142\I'.l, 7W22!!ZDOOD\2ml32\l. 10122B'lDUDDI223442ill. '111122920000112344252. 10122820000\22344245. 10122!!ZOOilll22DD3121\ 1DI2'l020DDD22lll:m2J. 1012'l0200D022111\312Sl 1DI234BIIIIIIO'l34 7012346DD011l341109!-l!i. 10~341i00002341150GI4. 1DIIWIIIII003919119721. 1011291D000391\1BBOB1. 10112!17110110391BBS4:ll, 7012:Wl11DDII2340511b117, 1DI23461J0011234151'n4, 1DI23461JOOUZl4~1111. 10123!8001l1123415170[ l012341iODDD23415l6B7. 7l\1234600002!4151694. 7012346DDD!a3415lliS3. 7012341l!l110023!151610, 701Zl460D0023415164!1. 11112341iOB0023~51S56 10123!800011234151632, 1DI2341il1111111234151S25. 1111Zl460DUD234151818. '11112346000023!151801. 701Zl460000234151555. 70123460000234151588. 70123460000234151511. 701234611000234151564, 701234601100234151551, 70123461JD0023415154[ 701Zl4600DDZl4151533, 1DI2341i000023415152a 701Zl460111D2340135Ba 70a3o\600DD23401351D. 1D1234BDDD0234013521. 7012346000023414502Q 70123460000234~5037, 7012346000023414501! 10123460000234145051 70~3460000234145068. 10123o\6000023!145D'/5, 11112346DIJIID234145082, 10123o\60DD~509ll, 101Zl4611001l234145115. 10a3o\6DDOD234145U2. 7DI234SOD0023414512R 701234SDDD!m!l45136, 70123480000234145143. 10123o\611DD0234145~[ 7DIZl4600110234\-l!i1'74. 7012346000~5187. 701234600002341.\!iiBL 111133D20011115486551l. JDI331120DDD54865523. 7111330200011'541!655!10. 701330200011'548855-11, 7DIS30200005491i5554. 70133!!ZODOD5o\665561. 111133D2DDDD5o\665518. 111133020DDDII'541!6551r.i. 7013302000005411655!12. 7013302DODD0548656Da 101330711DDD1154116561~ 70133020DDIIIJ5486562t 10133020000054865839, 7013302DD0005486564a 7DI33D20DD0054B65653. 7011DIIDOOD0325ll8699. 111123460001l270730693. 70123460011\J2101307DR 1012341i000021D730~4. 1012341iD0002'111130123, 70123<16000IIlill'I3013D, 10123461100112'1013\1147. 701234D000\12'11173D15l. 70123o\600Dil270130161-(D3·2B·2014l·

PROOF OF SERVICE -

VICTOR M COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Loan #: 7195665927 * APN #: 2101-019-001

!Urgent I Urgent~

TO: OCWEN FINANCIAL CORPORATION

OCWEN LOAN SERVICING, LLC Atencion I Attention:

Ronald M. Faris 2002 Summit Boulevard, 6th Floor Atlanta, GA 30346

Ill IIIIIU IIIII 7013 1710 DODD 3b&D 0407

De: Ana Covarrubias <[email protected]> Para: "[email protected]" <[email protected]> Enviado: Miercoles, 2 de abril, 2014 1:55 P.M. Asunto: Victor Coreas v. Ocwen et al.; Case No. BC509704- 18012 Roscoe Blvd, Northridge, CA, 91325

Respuesta a E-MAIL de fecha: 04/02/2014 FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

Page 1 of6

04/03/2014

Page 117: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 1 of9

Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY &ZAK, LLP

WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

Respetables Srs. WRIGHT, FINLAY & ZAK, LLP

03/01/2014

RE: CASE NUMBER BC509704

El: 02/28/2014, recibi una Carta de fecha: 02/04/2014, pero el SOBRE claramente indica que fue depositada en correos (USPS) el: 02/27/2014, ademas un dla antes el: 02/27/2014, tambiem recibl una NOTIFICACION par E-MAIL; tanto Ia CARTA, como el E-MAIL, aparecen firmados par parte de: Kristina M Pelletier.

Par tales circunstancias he tornado Ia decision de dar RESPUESTA a

ambas NOTIFICACIONES:

1.- Mi (primera) respuesta es Ia siguiente y esta redactada siguiendo el orden correlative de Ia CARTA de fecha: 02/04/2014, Ia cual recibi el: 02/28/2014 ...

1.1.- This letter is in response to a loan modification package sent by you to Ocwen Loan Servicing, LLC, on November 14, 2013, this firm sent you letter informing you that we represent Ocwen Loan Servicing, LLC, lndymac Mortgage Services a wholly owned division of One West Bank, FSB, and Federal National Mortgage Association concerning the above referenced lawsuit and property. That letter also requested that all communications be directed to this firm only. Nonetheless, on or about January 6, 2014, you sent a loan modification package directly to Ocwen.

OCWEN = Account Number: 7195665927 LOAN#: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325

Page 118: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

De: Ana Covarrubias <[email protected]> Para: "[email protected]" <[email protected]> Enviado: Miercoles, 2 de abril, 2014 1:55 P.M. Asunto: Victor Coreas v. Ocwen et al.; Case No. BC509704 -18012 Roscoe Blvd, Northridge, CA, 91325

Estimada Senor Coreas:

Por favor, tenga en cuenta que esta empresa ha sido contratada para representar a Ocwen Loan Servicing, LLC, lndyMac Mortgage Services, una division de propiedad total de OneWest Bank, FSB , y Federal National Mortgage Association sabre Ia demanda y Ia propiedad de Ia referencia anterior. Por lo tanto, todas las comunicaciones deben dirigirse solo a esta empresa. Por favor, de communicarse directamente con las partes mencionadas anteriormente inmediatamente.

El18 de marzo de 2014, estuvo presente en Ia corte para una audiencia de OSC. Durante esta audiencia que ya ha proporcionado esta oficina con una direcci6n (PO Box 742059 Los Angeles, CA 90004). Hemos tratado de volver a enviar nuestra Demurrer a esta direcci6n junto con nuestra oposici6n a Ia Propuesta de Orden de restricci6n temporal ("TRO"), pero estes documentos fueron devueltos a nosotros. He adjuntado el Demurrer, Ia solicitud de apoyo para Ia notificaci6n judicial y nuestra oposici6n a Ia Propuesta de TRO a este correo electr6nico para su revision.

Por favor, tam bien nos pod ria dar una direcci6n correcta en Ia que recibe el correo, asi como un numero de telefono para que podamos comunicarnos con usted con respecto a este caso.

Sinceramente,

Ana Covarrubias

Legal Assistant

4665 MacArthur Court, Suite 200 Newport Beach, CA 92660 Fax 949-608-9!42.

Main (949) 477-5050 ext 3009

Wright, Finlay & Zak: Your Western Regional Counsel for California, Nevada, Arizona, Washington, Oregon, Utah and Hawaii

Page 119: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 2 of9

Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY &ZAK, LLP

La realidad es que soy muy respetuoso y consiente en este sentido y tengo conocimiento desde el: 11/14/2013, que ustedes representan a: Ocwen Loan Servicing, LLC, a lndymac Mortgage Services y Federal National Mortgage Association, per tal raz6n deje de enviar correspondencia a: Malcolm & Cisneros a Law Corporation. Tambh~n por dicha NOTIFICACION: Hoy toda Ia documentaci6n (correspondencia) relacionada con el Caso No. BC509704 y Ia de Indole ADMINISTRATIVO, lo cual incluye por supuesto los expedientes de LA MODIFICACION DEL PRESTAMO No. 7195665927, los dirijo tanto a USTEDES: WRIGHT, FINLAY & ZAK, LLP, a Ia direcci6n: 4665 MacArthur Court, Suite 280, Newport Beach, CA 92660, como ademas PROPORCIONO COPIA a todas las partes de interes, en este caso a todos sus representados: Ocwen Loan Servicing, LLC, a lndymac Mortgage Services y Federal National Mortgage Association ... iPorque lo hago asi? ... Porque a mi me interesa que este caso se resuelva lo mas pronto posible, porque desde hace mucho, mucho tiempo lo llevo haciendo y por esto mismo NO HAN SIDO UNA, DOS Y TRES SOLICITUDES DE MODIFICACION DE PREST AMO PRESENT ADAS, ante sus representados... Por supuesto han sido muchas, muchas y muchas SOLICITUDES de MODIFICACION DE PREST AMO presentadas hasta el dfa de hoy y esto NO va a cambiar. solamente porgue me envian NOTIFICACIONES, en las cuales me indican que exclusivamente me dirija a USTEDES; esto va a cambiar unicamente hasta que LOS BANCOS y/o ENTIDADES CREDITICIAS EN MENCION resuelvan mi caso como debe de ser ... Situaci6n que dudo mucho ustedes van a resolver. porgue ustedes supongo NO estan para hacer esto, ustedes estan para defender a dichas entidades por el Caso No. BC509704 y obvio tambitfm sus intereses.

OCWEN = Account Number: 7195665927 LOAN#: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA91325

Page 120: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 3 of9

Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

1.2.- Again you must cease all direct communication with Ocwen. All communications concerning the aforementioned action and property should be directed to this firm. If you have any questions or concerns regarding this lawsuit and /or the property please feel free to contact us; however, do not contact Ocwen.

AI respecto POR FAVOR: Si hay alguna ley o regulaci6n legal que me impida dirigirme directamente a las instancias crediticias (BANCOS) que ustedes representan mucho les voy a agradecer me lo hagan saber y por SUPUESTO si LA LEY es clara y especifica en estos aspectos, desde luego voy a cumplir al pie de Ia letra dicha regulaci6n, pero Sl LA LEY NO ME IMPIDE HACER NADA DE LO QUE ESTOY HACIENDO: Dirigirme directamente a LOS BANCOS, entonces tenganlo por seguro que lo voy a seguir hacienda mientras mis fuerzas, mis recursos me lo permitan y Ia raz6n este de mi lado.

1.3.- As I mentioned in the November 14, 20131etter, my client is under no duty to review your applications for modification because the foreclosure sale took place in March of 2012. Accordingly, there is no longer a loan to modify, if you would like to discuss other settlement alternatives, please give me a call.

If you have any questions regarding this matter, please do not hesitate to contact me.

La realidad es que USTEDES como ya lo dije, estan representando a LOS BANCOS y/o ENTIDADES CREDITICIAS en menci6n y obvio defendiendo sus intereses ... Y esto es comprensible y respetable.

Pero YO: Estoy tambien DEFENDIENDO MIS INTERESES, Ml PATRIMONIO y mis DERECHOS ... Lo cual ustedes les guste o NO, tambiem tienen que comprender y respetar ... Y por todas las EVIDENCIAS que tengo en mi poder, las cuales hablan por si solas... Por esta misma

OCWEN = Account Number: 7195665927 LOAN#: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325

Page 121: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page4of9

Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

situaci6n me vi obligado a presentar una DENUNCIA CONTRA SUS REPRESENTADOS: Ocwen Loan Servicing, LLC, a lndymac Mortgage Services y Federal National Mortgage Association, ante el: Consumer Financial Protection Bureau (CFPB), expediente (DENUNCIA) Ia cual tambien ustedes ya tienen en su poder.

Por estas mismas EVIDENCIAS es que someti mi SOLICITUD DE MODIFICACION DE PRESTAMO, ante: Ocwen Loan Servicing, LLC, porque ellos son Ia entidad crediticia que esta administrando mi prestamo y por esto mismo considero que su representado Sl TIENE LA OBLIGACION DE REVISAR MIS SOLICITUDES DE MODIFICACION DEL PRESTAMO, ya que para ser exactos el mismo: lndymac Mortgage Services, me ha notificado que me dirija directamente a: OCWEN yes lo que estoy haciendo desde el: 09/23/2013, aspecto que seguire haciendo mientras ellos sean los ADMINISTRADORES DE Ml PRESTAMO y solamente dejare de hacerlo si se me INFORME que mi prestamo fue trasladado o vendido a otra instituci6n crediticia (BANCO) y entonces desde luego me dirigire a esta otra entidad.

Por el momenta NO tengo en mente otra u otras alternativas, Ia (mica SOLUCION Y PETICION ES: POR FAVOR INFORMELE A SUS REPRESENTADOS QUE LE DEN SOLUCION A Ml CASO LO MAS PRONTO POSIBLE Y QUE ME OTORGUEN LA MODIFICACION DEL PRESTAMO LO ANTES POSIBLE, ya que esta situaci6n es sumamente incomoda, estresante y hasta enfermiza.

MIS PREGUNTAS PARA USTEDES SON LAS SIGUIENTES:

OCWEN = Account Number: 7195665927 LOAN#: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325

Page 122: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 5 of9

Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

t..Porque recibi Ia carta de fecha: 02/04/2014, hasta el: 02/28/2014. (,Par que el sabre donde venia esta carta, indica que fue colocada en las oficinas del USPS (correo) el: 02/27/2014? ...

Personalmente considero que 51 el SOBRE indica que esta CARTA fue enviada el: 02/27/2014, es porque esta CARTA fue elaborada este mismo dia... Pero para despejar esta duda quiero saber Sl, existe o fue elaborada otra carta con fecha: 02/27/2014, Ia cual aun NO me han enviado... Si esto es asi me gustaria tenerla en mi poder lo mas pronto posible, para saber que indica Ia misma ... Ahora Sl no es asi ... Esto significa y confirma que hasta el momenta ustedes unicamente han enviado DOS (2) CARTAS informativas a mi persona, Ia de fecha: 11/14/2013 y Ia de fecha: 02/27/2014, PERDON: Ia de fecha: 02/04/2014, Ia cual recibf el: 02/28/2014.-

l,Personalmente considero y creo que hay mucha coincidencia sabre mi DEN UNCIA al: Consumer Financial Protection Bureau (CFPB)... Y Ia carta que recibi el: 02/28/2014; ya que el: CFPB me informo que el: 02/26/2014, habian notificado a OCWEN (We've sent your complaint to the company for a response)... Para que ellos se pronuncien (emitan respuesta) al respecto... Por lo cual asumo y supongo que sus representados recibieron LA NOTICIA del CFPB, este mismo dia: 02/26/2014 o bien el: 02/27/2014, el mismo dia que indica el sabre· que ustedes enviaron Ia carta fechada asi: 02/04/2014 ... Sinceramente a mi me parece demasiada COINCIDENCIA?

La realidad quisiera tener respuestas al respecto lo mas pronto posible y mucho les voy a agradecer que estas sean por ESCRITO.

OCWEN = Account Number: 7195665927 LOAN#: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325

Page 123: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 6 of9

Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY &ZAK, LLP

2.- Mi (segunda) respuesta esta redactada siguiendo el arden correlative del E-MAIL de fecha: 02/27/2014 ...

2.1.- Par favor, tenga en cuenta que esta empresa ha sido contratada para representar a Ocwen Loan Servicing, LLC, lndyMac Mortgage Services , una division de propiedad total de OneWest Bank, FSB , y Federal National Mortgage Association sabre Ia demanda y Ia propiedad de Ia referencia anterior. Por lo tanto, todas las comunicaciones deben dirigirse s61o a esta empresa. Por favor, de communicarse directamente con las partes mencionadas anteriormente inmediatamente.

AI respecto REITERO ... Lo indicado en el punta #: 1.2: POR FAVOR: Si hay alguna ley o regulaci6n legal que me impida dirigirme directamente a las instancias crediticias .(BANCOS) que ustedes representan mucho les voy a agradecer me lo hagan saber y por SUPUESTO si LA LEY es clara y especifica en estos aspectos, desde luego voy a cumplir al pie de Ia letra dicha regulaci6n, pero Sl LA LEY NO ME IMPIDE HACER NADA DE LO QUE ESTOY HACIENDO: Dirigirme directamente a LOS BANCOS, entonces tenganlo por seguro que lo voy a seguir hacienda mientras mis fuerzas, mis recursos me lo permitan y Ia raz6n este de mi !ado.

2.2- E114 de Noviembre de 2013 y 04 de Febrero 2014, esta empresa le envi6 cartas informandole que representamos Ocwen Loan Servicing, LLC, lndyMac, y Federal National Mortgage Association. La carta de el 04 de Febrero fue devuelta a nosotros porque Ia (mica direcci6n que tenemos en nuestros archivos para usted es 18012 Roscoe Blvd.; Sin embargo, ya no vive alii. He adjuntado estas cartas a este correo electr6nico para su revision. Estas cartas tambien solicitaron que todas las comunicaciones se dirigiran solo a esta empresa. Nuestro cliente, Ocwen, sigue recibiendo solicitudes de modificaci6n de prestamos de usted. Debido al litigio pendiente, estas aplicaciones no se pueden enviar directamente a Ocwen ..

OCWEN = Account Number: 7195665927 LOAN #: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325

Page 124: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 7 of9

Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

Por favor... Ustedes conocen perfectamente mi direcci6n y Mailing Address: P 0 BOX 372023, RESEDA, CA 91337, por lo tanto dejen de hacer tanto JUEGUITO al respecto ... La carta fechada: 02/04/2014, Sl fue recibida, el SOBRE donde Ia enviaron indica claramente que fue colocada el: 02/27/2014 en Ia oficina de correos (USPS) ... Portal motivo Ia recibi el: 02/28/2014. Portal raz6n considero que NO LES PUDO LLEGAR DE REGRESO ... Por esto mismo Ia aseveraci6n que estan haciendo creo que NO se ajusta a Ia verdad ... Pero para despejar dudas, evitar malos entendidos y manipul~ciones al respecto, es bien facil solucionarlo; POR LO TANTO: POR ESTE MEDIO LES PROPONGO Y SOLICITO ... POR FAVOR ENVIENME COPIA (Y/0 LA CARTA ORIGINAL) DE DICHA CARTA, INCLUYENDO POR SUPUESTO EL SOBRE A Ml DIRECCION (A cualquiera de mis direcciones que ustedes conocen y tienen plena conocimiento) ... EL CUAL COMO ES OBVIO VA INDICAR QUE EFECTIVAMENTE CORREOS (USPS) SE LAS REGRESO ... Ahara bien Sl esto NO sucede voy a entender que unicamente se debe y esta motivado a Ia DENUNCIA presentada contra sus REPRESENT ADOS ANTE EL: CFPB ... Y a posibles maniobras o jueguitos que ustedes tienen en mente con oscuros propositos ... Pero ademas Sl esta SOLICITUD NO es atendida por ustedes, voy a tomarlo como lo que es: Una afirmaci6n y/o version, malintencionada y completamente falsa.

l,C6mo es posible que Ia carta de fecha: 11/14/2013, NOse les regreso y Ia del: 02/04/2014 51 se les regreso esto honestamente NOse los creo?

2.3. Por otra parte, mi cliente no tiene ninguna obligaci6n de revisar estas aplicaciones dado que ya no hay un prestamo para modificar. Cuando se produce Ia venta de los Custodies, • el derecho de retenci6n se extingue." Passanisi v Merit- McBride Realtors, Inc. (1987) 190 Cal. App. 3d 1496, 1503. La obligaci6n de

OCWEN = Account Number: 7195665927 LOAN #: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE CA 91325 ' .

Page 125: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 8 of9

Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

reembolso del prestamo y Ia Escritura de embargo preventive de confianza, que no es mas que " un accesorio " para el prestamo, asi se terminan de venta del fiduciario. C6digo Civil §§ 2909 y 2910 . Par favor, tenga en cuenta que Ia propiedad en cuesti6n se vendi6 en Venta de Fiduciario el16 de Marzo de 2012.

AL RESPECTO... No le puedo dar mayo res explicaciones... Pero USTEDES TIENEN EN SU PODER, TODAS LAS CARTAS QUE SUS REPRESENTADOS HAN ENVIADO A Ml PERSONA ... y ESTAS EVIDENCIAS HABLAN POR Sl SOLAS, YA QUE SON BASTANTES EXPLICIT AS AL RESPECTO. PERSONALMENTE ESTOY CONVENCIDO QUE TENGO LA RAZON ... PORQUE DE LO CONTRARIO NO TUVIERA TODOS ESTOS DOCUMENTOS (EVIDENCIAS) EN Ml PODER, LAS CUALES DICHO SEA DE PASO, SUS.PROPIOS REPRESENTADOS ME LAS ENVIARON EN SU MOMENTO. NO SON EVIDENCIAS QUE YO ME HE INVENTADO, FABRIQUE Y/0 FALSIFIQUE. POR TALES CIRCUNSTANCIAS CONSIDERO QUE SU CLIENTE Sl TIENE LA OBLIGACION DE REVISAR Ml SOLICITUD DE MODIFICACION DE PRESTAMO, PORQUE EXISTE UN PRESTAMO CON Ml NOMBRE: Account Number 7195665927.-

2.4 ... Si usted tiene alguna pregunta con respecto a este tema, par favor no dude en ponerse en contacto conmigo.

REITERO: MIS PREGUNTAS PARA USTEDES SON LAS MISMAS EXPUESTAS ANTERIORMENTE EN EL PUNTO #: 1.3 ... t.Porque recibi Ia carta de fecha: 02/04/2014, hasta el: 02/28/2014. l,Por que el sabre donde venia esta carta, indica que fue colocada en las oficinas del USPS (correo) el: 02/27/2014 ... Personalmente considero que Sl el SOBRE indica que esta CARTA fue enviada el: 02/27/2014, es porque esta CARTA

OCWEN = Account Number: 7195665927 LOAN#: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325

Page 126: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 9 of9

Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

fue elaborada este mismo dia ... Pero para despejar esta duda quiero saber Sl, existe o fue elaborada otra carta con fecha: 02/27/2014, Ia cual aun NO me han enviado ... Si esto es asf me gustaria tenerla lo mas pronto posible en mi poder, para saber que indica Ia misma ... Ahora Sl no es asi... Esto significa y confirma que hasta el momenta ustedes unicamente han enviado DOS (2) CARTAS informativas a mi persona, Ia de fecha: 11/14/2013 y Ia de fecha: 02/27/2014, PERDON: Ia de fecha: 02/04/2014, Ia cual recibi el: 02/28/2014.-

Espero recibir respuesta a Ia presente y atenci6n inmediata a mi SOLICITUD y PROPUESTA ... y POR FAVOR: INFORMENLE A: Ocwen Loan Servicing, LLC, QUE POR FAVOR ATIENDA Y RESUELVA LO ANTES POSIBLE Ml SOLICITUD DE MODIFICACION DE PRESTAMO ... PORQUE SINCERAMENTE QUIERO DARLE SOLUCION Y TERMINAR ESTA PESADILLA LOMAS PRONTO POSIBLE.

ATTE.

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 E-mail: [email protected]

NOTA: Adjunto SOBRE el cual indica claramente que este fue entregado en la oficina de correos (USPS) el: 02/27/2014 y fue donde vino la carta fechada asi: 02/04/2014.-

OCWEN = Account Number: 7195665927 LOAN#: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325

Page 127: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

De: Kristina M. Pelletier <[email protected]> Para: "[email protected]" <[email protected]> CC: Shamika L. Polin <[email protected]> Enviado: Jueves, 27 de febrero, 2014 3:26P.M. Asunto: Victor Coreas v. Ocwen et al.; Case No. BC509704 - 18012 Roscoe Blvd, Northridge, CA, 91325

Estimada Senor Coreas: Par favor, tenga en cuenta que esta empresa ha sido contratada para representar a

Ocwen Loan Servicing, LLC, lndyMac Mortgage Services, una division de propiedad total de OneWest Bank, FSB , y Federal National Mortgage Association sabre Ia demanda y Ia propiedad de Ia referencia anterior. Par lo tanto, todas las comunicaciones deben dirigirse solo a esta empresa. Par favor, de communicarse directamente con las partes mencionadas anteriormente inmediatamente .

El14 de Noviembre de 2013 y 04 de Febrero 2014, esta empresa le envio cartas informandole que representamos Ocwen Loan Servicing, LLC, lndyMac, y Federal National Mortgage Association. La carta de el 04 de Febrero fue devuelta a nosotros porque Ia (mica direccion que tenemos en nuestros archives para usted es 18012 Roscoe Blvd.; Sin embargo, ya no vive alii. He adjuntado estas cartas a este correo electronico para su revision. Estas cartas tambiem solicitaron que todas las comunicaciones se dirigiran solo a esta empresa. Nuestro cliente, Ocwen, sigue recibiendo solicitudes de modificaci6n de prestamos de usted. Debido allitigio pendiente, estas aplicaciones no se pueden enviar directamente a Ocwen .

Por otra parte, mi cliente no tiene ninguna obligaci6n de revisar estas aplicaciones dado que ya no hay un prestamo para modificar. Cuando se produce Ia venta de los Custodies," el derecho de retenci6n se extingue." Passanisi v Merit- McBride Realtors, Inc. (1987) 190 Cal. App. 3d 1496, 1503. La obligacion de reembolso del prestamo y Ia Escritura de embargo preventive de confianza, que noes mas que" un accesorio" para el prestamo, asi se terminan de venta del fiduciario. C6digo Civil §§ 2909 y 2910 . Par favor, tenga en cuenta que Ia propiedad en cuesti6n se vendi6 en Venta de Fiduciario el16 de Marzo de 2012.

Si usted tiene alguna pregunta con respecto a este tema, por favor no dude en ponerse en contacto conmigo.

Sinceramente,

Kristina Pelletier, Esq. 4665 MacA!tlmr Court, Suite 200 Newport Beach, CA 92660 Direct Line (949) 477-5054

Main (949) 477-5050 Ext.3025 Fax (949) 608-9141

For escalated communications on matters, please contact the associate's supervising attorney Robert Finlay at [email protected] and (949) 477-5056. '

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PLEASE BE ADVISED THAT THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAI NED WILL BE USED FOR THAT PURPOSE.

Confidentiality Note: The info!lTialion contained in this email is privileged and confidential and is intended only for the use of the individual or entity named. If the reader of this email is not the intended ret.:ipient. you are hereby notified that any distribution or copy of this email is strictly prohibited If you have received this email in error, please notify the sender by telephone immediately at {949) 477-5050 and arrangements wili be made for the return of this material. Thank you .

• • feb 27

Para

[email protected] • Shamika L. Polin

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Estimada Sefior Coreas:

Page 129: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

CONTROL DE REFERENCIA ... 70131710000036823932. 70131710000036823949, 70131710000036800520, 70131710000036823956, 70131710000036823963, 70131710000036823970, 70131710000036823987, 70131710000039823994, 70131710000036824007, 70131710000036824014, 70131710000036824021, 70131710000036824038. 70131710000036800247. 70131710000036800230, 70131710000036800223, 70103090000025627848, 70103090000025627831, 70103090000025627824. 70103090000025627817, 70103090000025627800, 70123460000234024509, 70123460000234029955, 70123460000234029948, 70123460000234029931' 70123460000234029924. 70123460000233976175, 70123460000233976182, 70131710000036824137, 70131710000036824144, 70123460000234029900, 70123460000234029917,70131710000036800254,70131710000036800261,70131710000036886753,70131710000036887927.-

. VICTOR MANUEL COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 *loan#: 7195665927 * APN#: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

URGENTE/URGENT

TO: WRIGHT, FINLAY & ZAK, LLP ATTORNEYS AT LAW

4BB5 MacArthur Court, Suite 280 Newport Beach, CA 92GGD

IIIIIUIIIHJIII __ _ 7013 1710 DODO 3b88 7927

De: Kristine M. Pelletier <[email protected]> Para: "[email protected]" <[email protected]> CC: Shamika L. Polin <[email protected]> Enviado: Jueves, 27 de febrero, 2014 3:26P.M. Asunto: Victor Coreas v. Ocwen et al.; Case No. BC509704 -18012 Roscoe Blvd, Northridge, CA, 91325

Page 1 of9 Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02/04/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

Page 130: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

CONTROL DE REFERENCIA ... 70131710000036823932, 70131710000036823949, 70131710000036800520, 70131710000036823956, 70131710000036823963, 70131710000036823970, 70131710000036823987, 70131710000039823994, 70131710000036824007, 70131710000036824014, 70131710000036824021, 70131710000036824038, 70131710000036800247. 70131710000036800230, 70131710000036800223, 70103090000025627848, 70103090000025627831' 70103090000025627824, 70103090000025627817. 70103090000025627800, 70123460000234024509, 70123460000234029955, 70123460000234029948, 70123460000234029931' 70123460000234029924, 70123460000233976175, 70123460000233976182, 70131710000036824137, 70131710000036824144, 70123460000234029900, 70123460000234029917, 70131710000036800254, 70131710000036800261, 70131710000036886753, 70131710000036887927, 70123460000234024561. 70123460000234024554,70123460000234024547,70123460000234024530,70123460000234024523,70123460000234024516.-

VICTOR MANUEL COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 *Loan#: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

URGENTE/URGENT

TO: WRIGHT, FINLAY & ZAK, LLP ATTORNEYS AT LAW

4885 MacArthur Court, Suite 280 Newport Beach, CA 92GGD

7012 34b0 0002 3402 4bb0

De: Kristina M. Pelletier <[email protected]> Para: "[email protected]" <[email protected]> CC: Shamika L. Polin <[email protected]> Enviado: Jueves, 27 de febrero, 2014 3:26P.M. Asunto: Victor Coreas v. Ocwen et al.; Case No. BC509704 -18012 Roscoe Blvd, Northridge, CA, 91325

Page 1 of9 Respuesta a E-MAIL DE FECHA: 02/27/2014 y a Ia CARTA de fecha: 02104/2014, Ia cual el sobre donde se envio indica que fue colocada en Ia oficina de correos (USPS) el dia: 02/27/2014.-FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

Page 131: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

·.·;. '1 ~ ~- -....... .

·-.- .. · -Justice FOREVER !

l~,f~·iJ~' ~:::::=~ ~~ >:?~·

Freedom Equality Liberty FOREVER FOREVER m FOREVER g

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PROOF OF SERVICE - 7013 1710 0000 3b80 0254

VICTOR MANUEL COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 *loan#: 7195665927 * APN #: 2101-019-001 Maili~g Address: P 0 BOX 372023, RESEDA, CA 91337

URGENTE/URGENT

TO: WRIGHT, FINLAY & ZAK, LLP ATTORNEYS AT LAW 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

Page 132: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

~~ I~ ··....- ~

Freedom

~· ~ ...... ....... Equality

FOREVER ~

'~~ ·~~

Justice FOREVER ! FOREVER

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PROOF OF SERVICE -7013 1710 0000 3680 0254

VICTOR MANUEL COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 *loan#: 7195665927 * APN #: 2101-019-001 Mailit;"IQ Address: P 0 BOX 372023, RESEDA, CA 91337

URGENTE/URGENT

TO: WRIGHT, FINLAY & ZAK, LLP ATTORNEYS AT LAW 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

Page 133: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

EXHIBIT ... Page 8 of 8 VIA U.S. Mail, Fax and E-mail.

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 Fecha I Date: 08/08/2014

EXHIBIT: 008

Solicitud: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN (2)

El jue, 8/7/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN A: "[email protected]" <[email protected]>, "email@911 saved.com" <email@911 saved.com> Cc: "[email protected]" <[email protected]>, "[email protected]" <email@911 saved.com> Fecha: jueves, 7 de agosto de 2014, 11 :42 pm

... Mi relaci6n con OCWEN ... Dio inicio el: 09/23/2013 ...

La relaci6n con Ia oficina: Law Offices of Veronica Aguilar, 555 South Corona Mall Corona, CA 92879 ... Dio inicio el: 05/02/2013 ... La cual FINALIZO aproximadamente a los cuarenta y cinco (45) dias de iniciada Ia misma ... Lo cual probablemente sucedi6 entre el: 06/17/2013 al 06/21/2013.

En esa ocasi6n personalmente me comunique telef6nicamente con OCWEN, para notificarles que ya NO tenia ninguna relaci6n con Ia oficina de Ia abogada: Veronica Aguilar ... Notificaci6n que tambien realice por escrito en su momenta.

Por este motivo OCWEN LOAN SERVICING, LLC, me notifico el: 07/09/2013, que habia ACTUALIZADO SU SISTEMA... y LA COMPANfA que estaba trabajando LA MODIFICACION DEL PRESTAMO de Ia propiedad: 7932 Chastain Place, Reseda, CA 91335, ya no tuvo ningun contratiempo con respecto a este tramite con OCWEN.

Se adjunta carta de Ocwen de fecha: 07/09/2013, Ia cual el sabre donde vino, indica que fue depositada en el USPS, el: 07/11/2013.

Hay un desfase de tiempo entre el: 07/09/2013 (cuando oficialmente OCWEN tenia actualize su sistema) y el: 09/23/2014 ... (Fecha cuando inicio mi relacion con DCWEN par Ia propiedad: 18012 ROSCOE BlVO .. NORTHRIDGE. CA 91325 y el prestamo: 7195665927) ... De: SETENTA Y SEIS (76) DIAS ... Lo cual OCWEN y sus ABOGADOS ... NO SE PERCATARON ... Porque considero que NO SABlAN DE LA EXISTENCIA DE DICHA CARTA. La burda manipulaci6n y mentira que estan montando se les vino totalmente abajo.-

EXHIBIT 008 LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023. RESEDA. CA 91337 ***Amendment to complaint dated: 08/01/2014

Page 134: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

: . ·._: r . _:·~

ro····················l®

~ . 1 ~ ..................... ~ OCWEN

07/09/13

VICTOR COREAS

18012 ROSCO BLVD

NORTHRIDGE CA91325

RE: Account Number Property Address

Dear VICTOR COREAS

0359017010

Ocwen Loan Servicing, UC POBox 780

Waterloo IA 50704-0780 HELPING HOMEOWNERS IS WHAT WE DO!'!M

OCWEN.MORTGAGEBANKSITE.COM

7932 CHASTAIN PLACE

WSANGELES CA 91335-0000

In response to your request, we updated our records to reflect you're no longer represented by counsel concerning this account. Be advised it is once again possible to receive calls regarding account status. Your contact information has also been updated.

If you have any questions, we are here to help. Please call our office at 800-766-4622 (weekdays, 6:00a.m. - 10:00 p.m. CT; Saturday, 9:00a.m.- 1:00 p.m.).

Customer Care Loan Servicing

2:02

Page 135: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

101' OCWEN

Ocwen Loan Servicing, LLC 3451 Hammond Ave P.O. Box 780 Waterloo, lA 50704-0780

VICTOR COREA$

18012ROSCOBLVD

NOR1HRIDGE CA91325

MAILED AT DES MOINES lA DROP SHIPMENT

AUTHORIZATION 132 • 6-~~Po_s~

'!> ~

§ {l~p:"i'~"'""' ~ ~-PITNEYBOWIS 02 1R $00.384 0002006116 JUL11 2013 MAILED FROM ZIP CODE 50 70 2

lll•tlt~ hlull hllltltll''·"' lJI ,.l .. ltll• hlll11' l•t1•l111 u11 ·'

Page 136: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Prioridad: URGENTE FROM: VICTOR COREAS TO: OCWEN FINANCIAL CORPORATION OR

OCWEN LOAN SERVICING, LLC

TO WHOM IT MAY CONCERN

Page 1 of3

Fecha I Date: 09/23/2013.-

OCWEN FINANCIAL CORPORATION OCWEN LOAN SERVICING, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409

P.O. Box 24738 West Palm Beach, FL 33416-4738

P. 0 Box 780 Waterloo, lA 50704-0780

P.O. Box 24736 West Palm Beach, FL 33416-4736

FAX: 1407-737-6174/1319-236-5167 ** E-mail: [email protected] I E-mail: [email protected]

RE: Account Number 7195665927 VICTOR M COREAS

El motivo de Ia presente es para lo siguiente:

Hoy recibi CART A de ustedes .Ia cual tiene fecha: 09/13/2013, que ad junto a Ia presente para referencia.

AI respecto les puedo indicar que para mi es de sumo agrado y satisfacci6n tener en mi poder dicho documento, ya que indica que al final de tanto esfuerzo, sacrificio y perseverancia estoy obteniendo respuestas a mis continuos requerimientos de correcci6n y ayuda a esta situaci6n expuesta, como a Ia MODIFICACION DEL PRESTAMO.-

Lo lamentable y extrafio de toda esta situaci6n es que INDYMAC (Account Number: 1005357270) no me haya notificado del traslado (venta) de este prestamo, como tambien ustedes aun NO me han enviado Ia CARTA DE BIENVENIDA (CORTESIA) que LOS BANCOS suelen enviar cuando se suscitan este tipo de traslados y/o ventas interbancarias.

Account Number: 7195665927 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 VICTOR M COREAS (E-mail: [email protected])

Page 137: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Prioridad: URGENTE FROM: VICTOR COREAS TO: OCWEN FINANCIAL CORPORATION OR

OCWEN LOAN SERVICING, LLC

TO WHOM IT MAY CONCERN

Page 2 of3

AI respecto a INDYMAC, como a Federal National Mortgage Association (Fannie Mae), les he estado SOLICITANDO, desde hace mucho tiempo (anos) Ia MODIFICACION DEL PRESTAMO de dicha propiedad, pero hasta el momenta ellos han hecho caso omiso a esta situaci6n, SOLICITUD Ia cual considero han manejado de una manera deficiente, poco profesional y etica, porque a pesar de haberse enviado todos los documentos que este tipo de tramites requieren y de haberse cumplido al pie de Ia letra todos los requerimientos que ellos han solicitado, no percibia ninguna soluci6n inmediata por todos los inconvenientes suscitados en torno a esta propiedad.

Espero trabajar inmediatamente con USTEDES y posiblemente hoy mismo voy a estarles enviando formalmente mi SOLICITUD de MODIFICACION DE PRESTAMO, a Ia cual le voy a anexar el expediente de MODIFICACION DE PRESTAMO que tengo abierto y he entregado (enviado) puntualmente a INDYMAC, como a Federal National Mortgage Association (Fannie Mae.-

Por lo pronto mucho les voy a agradecer se sirvan enviarme Ia CARTA DE BIENVENIDA (CORTESIA) arriba indicada y EL ESTADO DE CUENTA DEL PRESTAMO (MORTGAGE STATEMENT).-

Sin otro particular me despido agradeciendoles mucho su atenci6n, colaboraci6n y ayuda al respecto.

Sinceramente y respetuosamente,

(/,~ VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 S.S .. E-mail: [email protected]

P. D. Se adjunta a Ia presente carta de fecha: 09/13/2013.­

Account Number: 7195665927 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 VICTOR M COREAS (E-mail: [email protected])

Page 138: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Prioridad: URGENTE FROM: VICTOR COREAS

TO: OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC

TO WHOM IT MAY CONCERN

Page 3 of3

The documents are listed in the Attachment to Proof of Service by First-Class Mail. -PROOF OF SERVICE:

I served the documents by enclosing them in an envelope and

Placing the envelope for collection and mailing following our ordinary business practices. I am readily familiar with this business's practice for collecting and processing correspondence for mailing. On the same day that correspondence is placed for collection and mailing it is deposited in the ordinary course of business with the United States Postal Service in a sealed envelope with postage fully prepaid.

The envelope was addressed and mailed as follows: a.- Name of person served:

OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC lndyMac Mortgage Services and OneWest Bank, FSB Federal National Mortgage Association (Fannie Mae)

b.- Address of person served: 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409 P.O. Box 4045, Kalamazoo, Ml 49003-4045 and 888 East Walnut Street, Pasadena, CA 91101 3900 Wisconsin Avenue, N.W., Washington, D.C. 20016

The name and address of each person to wham I mailed the documents is listed in the Attachment to Proof of Service by First· Class Mail.

I declare under penalty of peljury under the laws of the State of California that the foregoing is true and correct.

oms:~ ·Ud.,.~ ~~

Name Signature

PROOF OF SERVICE I, the undersigned, being at least 18 years of age, declare under penalty of perjury that I served the above notice, of which this is a true copy, on the following tenant(s) in possession in the manner(s) indicated below:

liOn tJ I, after attempting personal service, I handed the notice to a person of suitable age and

discretion at e resi ence/business .of the tenant(s), AND I deposited a true copy in the U.S. Mail, in a sealed envelope with postage fully prepaid, addressed to the tenant(s) at hislher/their place of residence (date mailed if different .- '

Executed on: ltrz-~ ~ Ug~h Served by: R~ ,U_t: ;5?' q,... Y / ~S, Account Number: 7195665927 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 VICTOR M COREAS (E-mail: [email protected])

Page 139: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

.·-{'

ro···················'!® i i a . ~

L. ............... ...l OCWEN

09/13/13

VICfOR M COREAS

18012 ROSCOE BLVD

NORTHRIDGE CA91325

-. -- RE:- · Account Number --' ·- -' ··'7195665927- ·- ·

Ocwen Loan Servicing, UC POBox 780

Waterloo /A 50704-0780 HELPING HOMEOWNERS IS WHAT WE DO!TM . . -,OCwEN:~ORTGA(JEBANJ(siTE.COM

·,,_ ..

Property Address 18012 ROSCOE BLVD

NORTIIRIDGE CA91325

Dear VICTOR M COREAS

It has come to our attention that the property liste4 above is currentlyvac~t.

Within the next week, we-wi1l$end a repre~entative to cfuin:ge the locks and wiliterize tl.J.~ ·· ·· property(ifnecessary). We are taking these Steps to.protect Ol.lf interest in th~pr,op~rty per the terms of your Mortgage/Deed ofTnist .. Any cost assoCiated with this sehiice'will be assessed to your loan account. ·· ·

If you are currently maint~g the property, please call our office at 800-850-4622 (weekdays, 8:00a.m.- 11:00 p.m. CT; Saturday, 8:00a.m.- 12:00 p.m.).

Collections Department Loan Servicing

Page 140: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

ro····················\® . .

\_ J OCWEN

ocwen Loan Servicing, LLC 345, Hammond Ave P.O.Box780 Waterloo, lA 50704-0780

09/13/13

VICTOR M COREAS

18012 ROSCOE BLVD

MAILED AT DES MOINES lA DROP SHIPMENT

AUTHORIZATION 132

1\ u' \ 'll'll"ll'''lt ltl'·'··n I 1 '1·11'• •• t 'I'\ I • 1' ••••11! 1 ttl1••

Page 141: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El jue, 8/7/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A

OCWEN A: "[email protected]" <[email protected]>, "email@911 saved.com" <emai1~911 saved.com> Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: jueves, 7 de agosto de 2014, 11:42 pm

Law Offices of Veronica Aguilar - CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN (2)

Mi Para [email protected]@911 [email protected]@911 saved.c

omMi ago7 a las 11:42 P.M.

Page 1 of 5 VIA U.S. Mail, Fax: (951)-340-9800 I (951) 667 5700 I (619) 563-1220 and 949-209-

4957 and E-mail.-From: Victor M Coreas Email <[email protected]> Date: August 06, 2014, 10:50:36 AM To: Law Offices of Veronica Aguilar *** E-mail: [email protected] I [email protected] Subject: SOLICITUD DE COLABORACION - PRIORIDAD URGENTE

Law Offices of Veronica Aguilar 555 South Corona Mall Corona, CA 92879 Phone: (951 )-582-9500 Fax: (951 )-340-9800

A QUIEN CORRESPONDA I TO WHOM IT MAY CONCERN

El: 07/30/2014, envfe correspondencia a ustedes para SOLICITARLES su valiosa colaboraci6n con respecto a una CANCELACION DE SERVICIOS ... Pero a pesar de enviarles dicha SOLICITUD, tanto por VIA U.S. Mail y Fax, hasta hoy NO he recibido ninguna respuesta.

Cuando fui a su OFICINA y SOLICITE sus servicios fue para que me representaran y ayudaran (mica y exclusivamente con todo lo relacionado a LA MODIFICACION DEL PRESTAMO de Ia propiedad ubicada en el: 7932 Chastain Place, Reseda, CA 91335... Y NO lo puedo negar, cuando CANCELE SU REPRESENTACION y SERVICIOS, tanto verbal (telef6nicamente), como por escrito ademas: SOLICITE el REEMBOLSO del dinero que pague, por el proceso de MODIFICACION DEL PRESTAMO, aspecto que Ia persona encargada de Ia OFICINA: 555 South Corona Mall, Corona, CA 92879, THOMAS RIFE, me prometi6 solucionar y reintegrar a mayor brevedad posible, pero hasta el momenta

Page 142: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El jue, 8/7/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN A: "[email protected]" <[email protected]>, "email@911 saved.com" <[email protected]> Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: jueves, 7 de agosto de 2014, 11:42 pm

sigo esperando porque esc NO ha sucedido... Perc por favor creanme esto NOes lo que estoy buscando o pretendiendo hacer.-

En LA CARTA de fecha: 07/30/2014, ACEPTO NO me exprese exactamente; pero lo que realmente me interesa es tener en mi poder: LA CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN; este es el DOCUMENTO que estoy buscando con estas NOTIFICACIONES I SOLICITUDES. Considero que este documento debe de estar en sus ARCHIVOS, porque LA RELACION existente entre mi persona y su oficina ubicada en el: 555 South Corona Mall, Corona, CA 92879, fue relativamente corta, esta dio inicio el: 05/02/2013 y· finalize aproximadamente como a los Cuarenta y Cinco (45) dias de iniciada; porque para ser honestos habra dualidad de funciones en el proceso de MODIFICACION DEL PRESTAMO y obvio por otras circunstancias que NO vienen al case mencionar en este momenta ... Ya que mi principal interes (reitero) es tener en mi poder: LA CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN.

Sl Ia tienen en sus ARCHIVOS ... Por favor les encargo mucho COPIA de esta prueba (CONST ANCIA) y anticipadamente GRACIAS, GRACIAS y GRACIAS ... Por ayudarme a demostrar que NO tengo ningun vinculo con su oficina y con La Abogada: Veronica Aguilar, desde hace bastante tiempo, aspecto del cual tanto: FINANCIAL SOLUTIONS VI, como yo, informamos por escrito y telef6nicamente a: OCWEN LOAN SERVICING, LLC, en su momento.-

OTRO IMPORT ANTE: SiLos Abogados: WRIGHT, FINLAY & ZAK, LLP, quienes tienen sus oficinas en el: 4665 MacArthur Court, Suite 280, Newport Beach, CA 92660 y son los que representan a: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE), han enviado CORRESPONDENCIA a sus oficinas 6 Sl alguna de estas entidades financieras tambien ha enviado a sus oficinas: CORRESPONDENCIA A Ml NOMBRE, mucho les voy a agradecer se sirvan enviarmelas a mi: Mailing Address y por los costas NO se preocupen que yo se los reconozco con todo gusto.

Page 143: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El jue, 8/7/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTEDIES A OCWEN A: "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Cc: "[email protected]" <[email protected]>, "email@911 saved.com" <emai1@911 saved.com> Fecha: jueves, 7 de agosto de 2014, 11 :42 pm

En honor a Ia verdad NO tengo nada que ver con esto que se esta suscitando, donde estan involucrando a su oficina y/o a USTED/ES: Con mi persona; perc considero y NO tengo Ia menor duda que es otro juego y manipulaci6n de LOS BANCOS, con colaboraci6n de sus ABOGADOS, que estan aprovechando LA RELACION (representaci6n) que existi6 entre ustedes y mi persona en el pasado, para justificar su proceder y actuaci6n.

Esta CONSTANCIA que les estoy SOLICITANDO; Ia pueden enviar ami: Mailing Address: PO BOX 372023, RESEDA, CA 91337 y/o a mi E-mail: [email protected], asimismo LA SUPUESTA CORRESPONDENCIA que estan enviando LOS BANCOS MENCIONADOS y/o sus ABOGADOS a Ia DIRECCION de su oficina (SI ESTO ES REAL): La pueden tambien enviar a Ia direcci6n en menci6n.

Sin otro particular me despido, agradeciendo por anticipado Ia atenci6n, colaboraci6n y ayuda que se sirvan brindarme al respecto.

Atte.

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

P. D. Adjunto a Ia presente COPIA de Ia primera PAGINA de los DOCUMENTO/S que supuestamente OCWEN LOAN SERVICING, LLC, envio a mi persona donde claramente se puede leer: VICTOR COREAS, 555 S. Corona Mall C/0 Law Offices Of Veronica Ag, Corona, CA 92879 ... Y mi numero de prestamo: 7195665927. Por razones de confidencialidad· Onicamente a porto co pia parcial de esta/s notificaci6n/es (pagina 1 ) ... Po~ lo tanto le/s pido su comprensi6n. Tambien adjunto copia de Ia publicidad que recibi en Ia propiedad: 7932 Chastain Place, Reseda, CA 91335, Ia cual me motive a contratar sus servicios & copia del CHEQUE #: 193 por valor de: $. 2,000.00, documento que utilice para pagar sus servicios.-

c.c. San Diego

Page 144: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El jue, 8/7/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN A: "[email protected]" <[email protected]>, "[email protected]" <email@911 saved. com> Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: jueves, 7 de agosto de 2014, 11:42 pm

402 W. Broadway, Ste 1900 San Diego, CA 92101 Phone (619) 238-1221 Fax: (619) 563-1220

Orange County 820 Irvine Ave T307 Newport Beach CA 92663 Phone:949-463-7235 Cell:213-308-4186 Efax: 949-209-4957

FROM:VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

TO: Law Offices of Veronica Aguilar 555 South Corona Mall, Corona, CA 92879 Phone: (951)-582-9500 ***Fax: (951)-340-9800 REF. 70131710000036850983, 70131710000036850969, 70131710000036850952, 70131710000036850945 * 70131710000036839810, 70131710000036839803, 70131710000036839797, 70131710000036839780, 70131710000036839773, 70131710000036839667.-

Page 1 of 5 VIA U.S. Mail and Fax: (951)-340-9800 I (619) 563-1220 and 949-209-4957

From: Victor M Coreas Email <[email protected]> Date: July 30, 2014, 4:50:41 PM To: Law Offices of Veronica Aguilar Subject: SOLICITUD DE COLABORACION - PRIORIDAD URGENTE

Law Offices of Veronica Aguilar 555 South Corona Mall Corona, CA 92879 Phone: (951 )-582-9500 Fax: (951 )-340-9800

A QUIEN CORRESPONDA I TO WHOM IT MAY CONCERN

Por este media me dirijo a ustedes para SOLICITARLES su valiosa colaboraci6n en lo que a continuaci6n les expongo, por lo tanto voy a recapitular pormenores ya que esto sucedi6 hace muchos meses.

Page 145: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El jue, 8/7/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN A: "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Cc: "[email protected]" <[email protected]>, "email@911 saved.com" <email@911 saved.com> Fecha: jueves, 7 de agosto de 2014, 11 :42 pm

Cuando se estaba llevando a cabo LA MODIFICACION DEL PRESTAMO, de Ia propiedad ubicada en el: 7932 Chastain Place, Reseda, CA 91335, se suscito un inconveniente con el prestamista (OCWEN LOAN SERVICING, LLC) porque yo: Tenia contratados los servicios de USTEDES y de: FINANCIAL SOLUTIONS VI, oficina ubicada en el: 6443 FLORENCE AVE SUITE "A", BELL GARDENS, CA. 90240, por esta dualidad existente de funciones tuve Ia necesidad de SOLICIT AR LA CANCELACION de sus SERVICIOS (representaci6n), lo cual realice tanto verbal, como par escrito y segun recuerdo ustedes me informaron que enviaron a OCWEN, Ia NOTIFICACION DE CANCELACION DE LA REPRESENTACION y por lo mismo: FINANCIAL SOLUTIONS VI, ya no tuvo ningun contratiempo para seguir trabajando Ia MODIFICACION DE PREST AMO de Ia propiedad en menci6n ante OCWEN.

La raz6n de esta NOTIFICACION y SOLICITUD es por lo siguiente: Actualmente estoy trabajando con OCWEN LOAN SERVICING, LLC., LA MODIFICACION DEL PRESTAMO DE Ml PROPIEDAD UBICADA EN EL: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 (Loan#: 7195665927) y como siempre los BANCOS y sus ABOGADOS, estan hacienda todo lo posible de manipular e interferir en el debido proceso del mismo y por esto tratan de hacer una serie de acciones amanadas con las cuales pretenden justificar NOTIFICACIONES y LEGALIDAD. Anteriormente tanto OCWEN, como sus ABOGADOS, han enviado directamente NOTIFICACIONES a Ia direcci6n de Ia propiedad en menci6n y a mf: Mailing Address: P 0 BOX 372023, RESEDA, CA 91337; pero hoy que estamos en una etapa bastante importante del proceso, ellos dicen que el: 07/01/2014 me enviaron una NOTIFICACION URGENTE, Ia cual obvio NO respondi; porque nunca Ia recibi.

El 07/29/2014, recibi una NOTIFICACION, donde se me informaba lo antes expuesto y mi gran sorpresa fue que LA CARTA (notificaci6n) de fecha 07/01/2014 (supuestamente) Ia enviaron a Ia direcci6n: 555 South Corona Mall, Corona, CA 92879, lo cual es una vii manipulaci6n e interferencia al debido proceso de parte de OCWEN LOAN SERVICING, LLC., y por supuesto de sus: ABOGADOS.

Ante esta situaci6n: Voy a tamar cartas en el asunto y por lo pronto lo que me URGE y necesito es tener en mi poder todas las pruebas que sean necesarias, por lo tanto mucho les voy a agradecer Sl ustedes tienen

Page 146: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El jue, 8/7/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTEDIES A OCWEN A: "[email protected]" <[email protected]>, ''[email protected]" <email@911 saved.com> cc: "[email protected]" <[email protected]>, "email@911 saved.com" <email@911 saved.com> Fecha: jueves, 7 de agosto de 2014, 11 :42 pm

en sus ARCHIVOS: LA CARTA DE CANCELACION DE SERVICIOS (REPRESENT ACION) que les envie en esa oportunidad 6 LA CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN, se sirvan proporcionarme una copia ... La realidad como pod ran darse cuenta y por ello mi breve explicaci6n, para mi es de suma importancia tener en mi poder cualquiera de estas constancias, ya que las pruebas son fundamentales para poder desvanecer y defenderme ante esta manipulaci6n sistematica que desde hace varios alios y meses vienen realizando: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) y sus ABOGADOS, en contra de mi persona, por el FRAUDE cometido en Ia propiedad: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325, prestamo el cual despues de mucho trabajo, esfuerzo y perseverancia estan por fin MODIFICANDO.

Por favor les encargo mucho COPIA de estas pruebas (CONSTANCIAS) Sl Ia tienen en sus ARCHIVOS y anticipadamente GRACIAS, GRACIAS y GRACIAS ... Por ayudarme a demostrar que NO tengo ningun vinculo con su oficina y con La Abogada: Veronica Aguilar, desde hace bastante tiempo, aspecto del cual tanto: FINANCIAL SOLUTIONS VI y tambien yo: informamos a OCWEN LOAN SERVICING, LLC, en su momento, telef6nicamente y por escrito.-

OTRO IMPORTANTE: SiLos Abogados: WRIGHT, FINLAY & ZAK, LLP, quienes tienen sus oficinas en el: 4665 MacArthur Court, Suite 280, Newport Beach, CA 92660 y son los que representan a: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE), han enviado CORRESPONDENCIA a sus oficinas o Sl alguna de estas entidades financieras tambien ha enviado a sus oficinas: CORRESPONDENCIA A M! NOMBRE, mucho les voy a agradecer se sirvan enviekmelas a ml: Mailing Address y por los costos NO se preocupen que yo se los reconozco.

En honor a Ia verdad NO tengo nada que ver con esto que se esta suscitando, donde estan involucrando a su oficina y/o a USTEDES: Con mi persona; pero considero y NO tengo Ia menor duda que es otro juego y manipulaci6n de LOS BANCOS, con colaboraci6n de sus ABOGADOS

I

Page 147: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El jue, 8/7/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN A: "[email protected]" <[email protected]>, "[email protected]" <email@911 saved. com> Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: jueves, 7 de agosto de 2014, 11 :42 pm

que estan aprovechando LA RELACION (representaci6n) que existi6 entre ustedes y mi persona en el pasado, para justificar su proceder y actuaci6n. Desde luego esta maniobra Ia voy a poder demostrar convenientemente, si USTEDES me colaboran al respecto ... Y por esto con todo respeto y seriedad les aclaro que lo aquf solicitado es unicamente para este fin y prop6sito. Conste.-

Estas CONSTANCIAS que les estoy SOLICITANDO; Ia pueden enviar a mf: Mailing Address: PO BOX 372023, RESEDA, CA 91337 y/o a mi E-mail: [email protected], asimismo LA SUPUESTA CORRESPONDENCIA que estan enviando LOS BANCOS MENCIONADOS y/o sus ABOGADOS a Ia DIRECCION de su oficina (SI ESTO ES REAL): La pueden tambien enviar a Ia direcci6n en menci6n.

Sin otro particular me despido, agradeciendo por anticipado Ia atenci6n, colaboraci6n y ayuda que se sirvan brindarme al respecto.

Atte.

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

P. D. Adjunto a Ia presente COPIA de Ia primera PAGINA de los DOCUMENTO/S que supuestamente OCWEN LOAN SERVICING, LLC, envfo a mi persona donde claramente se puede leer: VICTOR COREAS, 555 S. Corona Mall C/0 Law Offices Of Veronica Ag, Corona, CA 92879 ... Y mi numero de prestamo: 7195665927.-

Por razones de confidencialidad: Unicamente aporto copia parcial de esta/s notificaci6n/es (pagina 1 ) ... Por lo tanto le/s pi do su comprensi6n.

c.c. San Diego 402 W. Broadway, Ste 1900 San Diego, CA 92101 Phone(619)238-1221 Fax: (619) 563-1220

Page 148: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El jue, 8/7/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Law Offices of Veronica Aguilar- CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARON USTED/ES A OCWEN · A: "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: jueves, 7 de agosto de 2014, 11:42 pm

Orange County 820 Irvine Ave T307 Newport Beach CA 92663 Phone:949-463-7235 Cell:213-308-4186 Efax: 949-209-4957

FROM:VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

TO: Law Offices of Veronica Aguilar 555 South Corona Mall, Corona, CA 92879 Phone: (951)-582-9500 ***Fax: (951)-340-9800 REF. 70131710000036850983, 70131710000036850969, 70131710000036850952, 70131710000036850945.·

• 3 Archivos adjuntos • Ver tQ4o • Guardar todo en

• 08-06-2014 Solicitud- Law Offices ofVeronica Aguilar

.pdf

• PUBLICIDAD- Law Office ofVeronica M Aguilar

.pdf

Guarda:r: V er

• 05-02-2013 Cheque $.2000 Pago Modificacion

.pdf

Responder, Responder a todos o Reenvim: 1 Mas

Page 149: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Law Office of Veronica M. Aguilar 555 South Corona Mall Corona, CA 92879 (951) 278-4200

Your Foreclo~ure Date: 311512013 Your Sale Location: 400 Civic Center Plaza, Pomona Your Sale Time: 11 :00 AM

Victor Coreas 7932 Chastain PI Reseda, CA 91335-2105

fiRSTa.ASS PRESORI"

U.S. POSTAGE PAID

PERMIT #236 92056

18062 719

III,,III,IIIJII,ullh IJnJIJuiiii'IJiaiiiiii'II'I'IIIJihlluiJ

Wrongful Foreclosure 1 Bankruptcy No Up-Front Fees for Postponements

You Might Be Entitled To a Money Judgment This is a Permanent Solution Retain Your Property

SUE YOUR BANK!! Fight Back! Your Mortgage May Be Paid· Off! ! Find Out Now!

Call (951) 278-4 Se Habla Espafiol 951-880-1898

STOP FORECLOSURE The Law Office of VPrnni·-~

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Law Office of Veronica M. Aguilar 555 South Corona Mall· Corona, CA 92879 (951) 213-4200

Your Fore©~osure Da1te~ 3/15/2013 Youtr S~~~ l(\)!C:Blli~:DJru: 400 Civ!c Center Plaza, Pomona Your S£lde Thtll~: 11 :00 AM

Victor Coreas 7932 Chastain PI Reseda, CA 91335-2105

FIRST ClASS PRESORT

U.S. POSTAGE PAID

PERMIT#236 92056

1801i:? 7Hl

lll •• lll.llllll···lllt'l••l'l••ll't•lll·ltllll1ll1111111111111111

WmlllgfiMi forredos@jre I Scmkruptcy No Up~Front Fees for Postponements

You Might Be Entitled To a Money Judgment Thms is~ ~erir'ltU~Hi1lelli'Ut Sohii:mon Retain Your Property

Page 151: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Fight Back! . .

Your Mortgage May Be Paid Off!! Find ·out Now!

CaU (951) 278-420 Se Habla Espanol 951-880·-1898

K!!

STOP FORECLOSURE The Law Office of Veronica M .. .. . .·~· .

Page 152: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

IIIII U Ill I 7013 1710 DODD 3b85 D945

Page 1 of2 VIA U.S. Mall and Fax: (951)-340-9800

From: Victor M Comas Email <[email protected]> Date: July 30, 2014, 2:50:49 PM PDT To: Law OH"ICeS of Veronica Aauilar Subject: SOLICITUP DE CQLABORAQION- PRIORIDAD URGENTE REF. 70131710000036850983, 70131710000036850969, 70131710000036850952, 70131710000036850945~

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023-, RE.SEDA, CA 91337 ..

URGENT/URGENTE

TO: Law Offices of Veronica Aguilar 555 South Corona Mall Corona, CA 9287_9 ...

7013 171D DODD 3b85 0945

Page 153: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 1 of2 VIA U.S. Mail and Fax: (951)-340-9800

From: Victor M Coreas Email <coreasmanuetcoreas.®VaMo.com> Date: July 30, 2014, 2:50:49 PM PDT To: law Offices of Veronica Aauilar Subject: SOLICITUD DE COLABORACION- PRIORIDAD URGENTE . REF.70131710000036850983,70131710000036850969,70131710000036850952,701317100000368~-

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

URGENT/URGENTE

TO: Law Offices of Veronica Aguilar 555 South Corona Mall Corona, CA 92879

"' \\1\\1\\l\l\\ II\\\\ I\\\ I 7013 1710 0000 3b85 0952

FROM:VICTOR M COREAS

1801~ R<?SCOE BLVD., NORTHRIDGE, CA 91325 E-ma11: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

TO: Law Offices of Veronica Aguilar 555 South Corona Mall Corona, CA 92879 Phone: (951 )-582-9500 *** Fax: {951 )-340-9800

Page 154: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

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Page 155: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

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Page 1 of3 VIA U.S. Mail and Fax: (951)-340-9800

From: VIctor M Coreas Email <[email protected] Date: July 30, 2014, 2:50:49, PM POT

· To: Law Offices ofVeronieaAiuU.r Subject SQI.ICUUD DE ~ION-PRIORIDAP URGENTE . , . · REF. 7013171000003$850883, 70131710000036850969, 70131710000036850952, 70131710000036850945 * 78131710000038839810, 701~171~38839803, 701317100~36839797, 7013171000003&839780, 7013171000003&839n3, 701317100D003&B39667.-

.. ···~

VICTOR M_tOREAS 7013 1710 DODD 3b83 9810 18012 ROSCOE BLVD .. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA; CA 91337

URGENT/URGENTE

L~w ,Offices of Veronica Aguilar · 402 w. Broad~ay, Ste 1900 San Diego, CA 92101

Page 156: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

IIIII J II II I

From: VIctor M Coreas Emal <coreasmanue/[email protected]> Date: July 30, 2014, 2:50:49 PM PDT To: Law Of!!ces otYtronk;a A9uHar

Page 2 of3 VIA u.s. Man 8Jid Fax: (!J!J)-340-9800

Subject: SOUCJnJD DE COI.ABORAC!ON- PRIORIDAD URGENTE . . REF. 701317100~83, 70131710000038850989, 70131710000038850952, 70131710000036850945 * 70131710000036839810, 70131710000036838803,70131710000036839797,70131710000036839780,70131710000036839773,70131710000036839~~

! VICTOR M COREAS I . 7013 1710 DODO 3683 96b 7 18012 ROSCOE BLVD. · : •. · NORTHRIDGE, CA 9132'5 Mailing Address: P 0 BOX 372023,' RESEDf\, CA 91337

URGENT/URGENTE

Law Offices of Veronica Aguilar 820 Irvine Ave T307 ·Newport Beach CA ·92663

f. J

Page 157: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: Victor M Coreas Email <[email protected]> Date: July 30, 2014, 2:50:49 PM PDT To: Law Offices of Veronica Aauilar

Page 1 of3 VIA U.S. Mail and Fax: (951)-340-9800

Subject: SOLICITUD DE COLABORACION- PRIORIDAD URGENTE . REF. 70131710000036850983, 70131710000036850969, 70131710000036850952, 70131710000036850945 * 70131710000036839810, 7013171000003&839803, 70131710000036839797, 70131710000036839780,70131710000036839m, 70131710000036839667.·

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

URGENT/URGENTE

TO: Law Offices of Veronica Aguilar 402 W. Broadway, Ste 1900 San Diego, CA 92101

111111111111111 7013 1110 oono 3b83 9803

FROM:VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

TO: Law Offices of Veronica Aguilar 555 South Corona Mall Corona, CA 92879 Phone: (951)-582-9500- Fax: (951)-340-9800

REF. 08/05/2014: 70131710000036839810, 70131710000036839803, 70131710000036839797, 70131710000036839780, 70131710000036839773, 70131710000036839667.-

Page 158: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

From: Victor M Coreas Email <[email protected]> Date: July 30, 2014, 2:50:49 PM PDT To: Law Offices of Veronica Aguilar

Page 2 of3 VIA U.S. Mail and Fax: (951)-340-9800

Subject: SOLICITUD DE COI.ABORACION - PRIORIDAD URGENTE REF. 70131710000036850983, 70131710000036850969, 70131710000036850952, 70131710000036850945 * 70131710000036839810, 70131710000036839803, 70131710000036839797,70131710000036839780,70131710000036839773,70131710000036839667.•

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

URGENT/URGENTE

TO: Law Offices of Veronica Aguilar 820 Irvine Ave T307 Newport Beach CA 92663

- - --·

m Ulllllllllllll 7013 1710 DODD 3683 9773

FROM:VICTOR M COREAS

18012 ROSCOE BLVD., NORTHRIDGE; CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

TO: Law Offices of Veronica Aguilar 555 South Corona Mall Corona, CA 92879 Phone: (951)-582-9500- Fax: (951)-340-9800

REF. 08/05/2014: 70131710000036839810, 70131710000036839803, 7013171000003683979 70131710000036839780, 70131710000036839773, 70131710000036839667.- 7'

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ro·········· ... · ... ·.···i~ . . ~· .· j E ·: . '.i : . :

~ ............................... ~ OCWEN

07/09/13

VICTOR COREAS

18012ROSCOBLVD

NORTHRIDGE CA91325

RE: Account Number Property Address

Dear VICTOR COREAS

0-359017010

Ocwen Loan Servicing, UC P0Box780

Waterloo lA 50704-0780 HELPING HOMEOWNERS IS WHAT WE DO!TM

OCWEN.MORTGAGEBANK.SITE.COM

7932 CHASTAIN PLACE

LOS ANGELES CA 91335-0000

In response to your request. we updated our records to reflect you're no longer represented by counsel concerning this account. Be advised it is once again possible to receive calls regarding account status. Your contact information has also been updated.

If you have any questions, we are here to help. Please call our office at 800-766-4622 (weekdays, 6:00a.m. - 10:00 p.m. Cf; Saturday. 9:00a.m.- 1:00 p.m.).

Customer Care Loan Servicing

2:02

Page 160: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

10!' 0 C WEN

Ocwen Loan Servicing, LLC 3451 Hammond Ave P.O.Box780 Waterloo, lA so704-o78o

VICTOR COREAS

18012 ROSCO BLVD

NORTHRIDGE CA91325

MAILED AT DES MOINES lA DROP SHIPMENT

AUTHORIZATION 132 • -. .

Page 161: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 1 of9 CONSTANCIA- STATEMENT *** FECHA/ DATE: 09/20/2014 DENUNCIA I COMPLAINT FROM: VICTOR M COREAS (Loan#: 7195665927 * APN #: 2101·019·001) TO: OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC Federal National Mortgage Association (Fannie Mae) and lndyMac Mortgage Services OR OneWest Bank, FSB

DENUNCIA I COMPLAINT A QUIEN CORRESPONDA

TO WHOM IT MAY CONCERN

09/20/2014

RE: Account Number 7195665927 VICTOR M COREAS

PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325

Por este media estoy dejando plena constancia de lo siguiente: El dia: 09/19/2014, recibi una notificaci6n porE-mail de FANNIE MAE (September 19, 2014 8:54:57 PM GMT) ... La cual adjunto a Ia presente.

Dicha notificaci6n esta relacionada con Ia propiedad: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325, APN #: 21 01·019-001.

Esta propiedad anteriormente tenia asignado por: lndyMac Mortgage Services, el prestamo No. 1005357270 y como dicho prestamo fue transferido y/o vendido, OCWEN LOAN SERVICING, LLC, esta nueva entidad crediticia le asigno el numero de prestamo: 7195665927.

La realidad NO tuviera necesidad de hacer esta DECLARACION, pero como: Federal National Mortgage Association (Fannie Mae) ... NO hace menci6n de nada de lo antes indicado; por esto mismo me parece muy sospechosa y malintencionada dicha notificaci6n ... EN LO PERSONAL YA ESTOY HARTO DE TANTA MANIPULACION Y Sl ESTA CORRESPONDENCIA ES UNA PAUTA Y/0 ESTRATEGIA PARA CONTINUAR CON LO MISMO ... POR FAVOR SENORES DE FANNIE MAE, POR ESTE MEDIO LES SOLICITO QUE YA SE DEJEN DE TANTA DEMAGOGIA Y QUE ME DEVUELVAN Ml

PROOF OF SERVICE *** RESPUESTA I ANSWER E-MAIL: 09/19/2014 From: MHA inquiry resolution <[email protected]>

To: "[email protected]" <[email protected]>

Date: September 19, 2014 8:54:57 PM GMT

Subject: Agentid:1444087364 (SL) HAMP Escalations (VP)

This Correspondence is subject to Evidence Code 1152 *** RE: Account Number 7195665927

Page 162: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 2 of9 CONSTANCIA- STATEMENT *** FECHA/ DATE: 09/20/2014 DENUNCIA / COMPLAINT FROM: VICTOR M COREAS (Loan#: 7195665927 * APN #: 2101-019-001)

::· TO: OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC Federal National Mortgage Association (Fannie Mae) and lndyMac Mortgage Services OR OneWest Bank, FSB

PROPIEDAD, de Ia que fui DESALOJADO de una manera prepotente, abusiva, arbitraria y fraudulenta, por ustedes.

POR FAVOR VA NO MAS JUEGOS y si envfan mas correspondencia (notificaciones) sobre el mismo asunto y/o propiedad mucho les voy a agradecer se refieran abiertamente a dicha propiedad, colocando en Ia correspondencia LA DIRECCION EXACTA DE LA PROPIEDAD de Ia que estan hablando y el numero de prestamo... Esto senores de FANNIE MAEse llama: Honradez, decencia, profesionalismo y etica.

POR FAVOR NO MAS MANIPULACIONES AL RESPECTO ... VA ESTOV CANSADO DE ESTA SITUACION.

La notificacion recibida (E-mail September 19, 2014 8:54:57 PM GMT) ... Es imprecisa e inexacta, Ia cual NO se ajusta a Ia realidad y a los hechos que se han y se estan suscitando actualmente con el proceso de MODIFICACION DE PRESTAMO, de Ia propiedad en mencion, porque si fuera informacion precisa y veraz FANNIE MAE estuviera hablando de otros aspectos. Esta NOTIFICACION AMBIGUA crea muchas suspicacias.

Por todos los pormenores descritos ... Tome Ia decision de informar y hacer publico estos sucesos y acontecimientos; porque me parecen sumamente confusos y sospechosos este tipo de procedimientos y acciones que han y estan realizando tanto: lndyMac Mortgage Services, Federal National Mortgage Association (Fannie Mae) y Ocwen Loan Servicing, LLC ... Donde creo que ellos han y estan violado totalmente mis derechos y se estan y han aprovechado de mi persona por desconocer de este tipo de transacciones; tambien porque considero que ESTE TIPO DE PROCEDIMIENTOS Y HECHOS DESCRITOS NO SON CASOS AISLADOS y porque es necesario dar a conocer lo que real mente hacen LOS BAN COS y/o PREST AMIST AS, su accionar frente a los propietarios de viviendas que luchan por mantener y permanecer en las mismas, hechos que se seguiran suscitando mientras NO haya un ente encargado de velar,

PROOF OF SERVICE *** RESPUESTA I ANSWER E-MAIL: 09/19/2014 From: MHA inquiry resolution <[email protected]>

To: "[email protected]" <[email protected]>

Date: September 19, 2014 8:54:57 PM GMT

Subject: Agentid: 1444087364 (SL) HAMP Escalations (VP)

This Correspondence is subject to Evidence Code 1152 *** RE: Account Number 7195665927

Page 163: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 3 of9 CONSTANCIA- STATEMENT *** FECHA/ DATE: 09/20/2014 DENUNCIA / COMPLAINT FROM: VICTOR M COREAS (Loan#: 7195665927 * APN #: 2101-019-001) TO: OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC Federal National Mortgage Association (Fannie Mae) and lndyMac Mortgage Services OR OneWest Bank, FSB

procesar y accionar contra este tipo de atropellos, abusos y arbitrariedades.-

Portal situaci6n expuesta y por todo lo indicado en Ia presente POR FAVOR NECESITO DE LA AYUDA, COLABORACION Y APOYO DE TODAS LAS INSTITUCIONES E INSTANCIAS, lo cual desde ya les agradezco infinitamente.

Sin otro particular me despido, agradeciendoles mucho Ia atenci6n, comprensi6n y colaboraci6n que se sirvan brindar a mi persona y caso.

Sinceramente y Respetuosamente,

\) . (J;yo)!) VICTOR COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 E-mail: [email protected]

NOTA: Adjunto a Ia presenteE-MAIL de fecha: 09/19/2014 AND ...

1.-02/14/2014 DENUNCIA I COMPLAINT A QUIEN CORRESPONDA TO WHOM IT MAY CONCERN

RE: Account Number 7195665927 VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD.,

NORTHRIDGE, CA 91325

2.-03/28/2014 DEN UNCIA I COMPLAINT A QUIEN CORRESPONDA TO WHOM IT MAY CONCERN

RE: Account Number 7195665927 VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325

3.- DENUNCIA I COMPLAINT*** Fecha I Date: 0810812014 Consumer Financial Protection Bureau Attention: Director Richard Cordray 1700 G Street, NW Washington, D.C. 20552 [email protected]

Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 Fax (855) 237-2392

REF. 70141820000203193320, 70141820000203193313, 70141820000203193306, 70141820000203193290, 70141820000203193283, 70141820000203193276, 70141820000203193207, 70141820000203193740, 70141820000203193214, 70141820000203193221, 70141820000203193238, 70141820000203193245, 70141820000203193252, 70141820000203193269.-

PROOF OF SERVICE *** RESPUESTA I ANSWER E~MAIL: 09/19/2014 From: MHA inquiry resolution <[email protected]>

To: "[email protected]" <[email protected] > Date: September 19, 2014 8:54:57 PM GMT

Subject: Agentid: 1444087364 (SL) HAMP Escalations (VP)

This Correspondence is subject to Evidence Code 1152 *** RE: Account Number 7195665927

Page 164: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

-· --

Page 4 of9 CONSTANCIA- STATEMENT *** FECHA/ DATE: 09/20/2014 DENUNCIA / COMPLAINT FROM: VICTOR M COREAS (Loan#: 7195665927 * APN #: 2101-019-001) TO: OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC Federal National Mortgage Association (Fannie Mae) and lndyMac Mortgage Services OR OneWest Bank, FSB

From:

To:

Date:

Subject:

Greetings:

MHA inquiry resolution <[email protected]>

"[email protected]" <[email protected]>

September 19, 2014 8:54:57 PM GMT

Agentid: 1444087364 (SL) HAMP Escalations (VP)

Recently you contacted the HAMP Solution Center (HSC), a resource provided by the U.S. Department of the Treasury. At the HSC, specially trained personnel handle escalated cases, evaluating the circumstances and status of a homeowner's request for assistance under a Making Home Affordable® (MHA) program and by working with the servicer to identify and resolve the case in a manner consistent with MHA Program guidelines.

We attempted to contact you to further discuss your inquiry.

Please contact the HSC at your earliest convenience as we have important information to share with you.

Thank you,

Sergio L. Agent ID #: 1444087364 HAMP Solution Center P.O. Box 809006 Dallas, TX 75380-9006 Phone: 866-939-4469, Option 2 Email: [email protected] Fax: 240-699-3883 This e-mail and its attachments are proprietary, confidential, pre-decisional, not for publication, and contain Nonpublic Information under a Financial Agency Agreement with the U.S. Department of the Treasury. If received in error, contact the sender and delete this e-mail and its attachments. Confidential treatment required.

PROOF OF SERVICE *** RESPUESTA I ANSWER E-MAIL: 09/19/2014 From: MHA inquiry resolution <[email protected]>

To: "[email protected]" <[email protected]> Date: September 19, 2014 8:54:57 PM GMT

Subject: Agentid: 1444087364 (SL) HAMP Escalations (VP)

This Correspondence is subject to Evidence Code 1152 *** RE: Account Number 7195665927

Page 165: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 5 of9 CONSTANCIA- STATEMENT *** FECHA/ DATE: 09/20/2014 DENUNCIA / COMPLAINT FROM: VICTOR M COREAS {Loan#: 7195665927 * APN #: 2101-019-001) TO: OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC Federal National Mortgage Association (Fannie Mae) and lndyMac Mortgage Services OR OneWest Bank, FSB

c. c. OCWEN LOAN SERVICING, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409

Ocwen Loan Servicing, LLC Attention: Office of the Consumer Ombudsman P. 0. BOX 785061 Orlando, FL 32878-5061 E-mail: Ombudsman@ocwen

lndyMac Mortgage Services P.O. Box 4045, Kalamazoo, Ml 49003-4045

OneWest Bank, FSB 888 East Walnut Street, Pasadena, CA 91101 · P.O. Box 7056, Pasadena, CA 91109-9699

Federal National Mortgage Association Fannie Mae 3900 Wisconsin Avenue, N.W. Washington, D.C. 20016

Fannie Mae 13150 Worldgate Drive Herndon, VA 20170-4376

PROOF OF SERVICE *** RESPUESTA I ANSWER E-MAIL: 09/19/2014 From: MHA inquiry resolution <[email protected]>

To: "[email protected]" <[email protected]> Date: September 19, 2014 8:54:57 PM GMT

Subject: Agentid: 1444087364 (SL) HAMP Escalations (VP)

This Correspondence is subject to Evidence Code 1152 *** RE: Account Number 7195665927

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Page 6 of9 CONSTANCIA- STATEMENT *** FECHA/ DATE: 09/20/2014 DENUNCIA / COMPLAINT FROM: VICTOR M COREAS (Loan#: 7195665927 * APN #: 2101-019-001)

" TO: .,. ::;· OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC

Federal National Mortgage Association (Fannie Mae) and lndyMac Mortgage Services OR OneWest Bank, FSB

VICTOR M COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 *Loan#: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

TO: FANNIE MAE Atencion I Attention: Sergio L.

!urgent I Urgentel

Agent I D #: 1444087364 HAMP Solution Center

P.O. Box 809006 Dallas, TX 75380-9006

PROOF OF SERVICE *** RESPUESTA I ANSWER E-MAIL: 09/19/2014 From: MHA inquiry resolution <[email protected]>

To: "[email protected]" <[email protected]>

Date: September 19, 2014 8:54:57 PM GMT

Subject: Agentid:1444087364 (SL) HAMP Escalations (VP)

This Correspondence is subject to Evidence Code 1152 *** RE: Account Number 7195665927

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Page 7 of9 CONSTANCIA- STATEMENT *** FECHA/ DATE: 09/20/2014 DENUNCIA / COMPLAINT FROM: VICTOR M COREAS (Loan#: 7195665927 * APN #: 2101-019-001) TO: OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC Federal National Mortgage Association (Fannie Mae) and lndyMac Mortgage Services OR OneWest Bank, FSB

VICTOR MANUEL COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 *Loan#: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

URGENTE/URGENT

TO: FANNIE MAE Atenci6n I Attention: A QUI EN CORRESPONDA I TO WHOM IT MAY CONCERN

3900 Wisconsin Avenue, N.W. Washington, D.C. 20016

PROOF OF SERVICE *** RESPUESTA I ANSWER E-MAIL: 09/19/2014 From: MHA inquiry resolution <[email protected]>

To: "[email protected]" <[email protected]>

Date: September 19, 2014 8:54:57 PM GMT

Subject: Agentid:1444087364 (SL) HAMP Escalations (VP)

This Correspondence is subject to Evidence Code 1152 *** RE: Account Number 7195665927

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--

Page 8 of9 CONSTANCIA- STATEMENT *** FECHA/ DATE: 09/20/2014 DENUNCIA / COMPLAINT FROM: VICTOR M COREAS (Loan#: 7195665927 * APN #: 2101-019-001) TO: OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC Federal National Mortgage Association (Fannie Mae) and lndyMac Mortgage Services OR OneWest Bank, FSB

VICTOR MANUEL COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 *Loan#: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

URGENTE/URGENT

TO: Federal National Mortgage Association

FANNIE MAE Atenci6n I Attention: A QUI EN CORRESPONDA I TO WHOM IT MAY CONCERN

13150 Worldgate Drive Herndon, VA 20170-4376

PROOF OF SERVICE *** RESPUESTA I ANSWER E-MAIL: 09/19/2014 From: MHA inquiry resolution <[email protected]>

To: "[email protected]" <[email protected]> Date: September 19, 2014 8:54:57 PM GMT

Subject: Agentid: 1444087364 (SL) HAMP Escalations (VP)

This Correspondence is subject to Evidence Code 1152 *** RE: Account Number 7195665927

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Page 9 of9 CONSTANCIA- STATEMENT *** FECHA/ DATE: 09/20/2014 DENUNCIA / COMPLAINT FROM: VICTOR M COREAS (Loan#: 7195665927 * APN #: 2101-019-001) TO: OCWEN FINANCIAL CORPORATION OR OCWEN LOAN SERVICING, LLC Federal National Mortgage Association (Fannie Mae) and lndyMac Mortgage Services OR OneWest Bank, FSB

The documents are listed in the Attachment to Proof of Service b First-Class Mail. -

PROOF OF SERVICE:

I served the documents by enclosing them in an envelope and

Placing the envelope for collection and mailing following our ordinary business practices. I am readily familiar with this business's practice for collecting and processing correspondence for mailing. On the same day that correspondence is placed for collection and mailing it is deposited in the ordinary course of business with the United States Postal Service in a sealed envelope with postage fully prepaid.

The envelope was addressed and mailed as follows: a.- Name of person served:

Federal National Mortgage Association (Fannie Mae) FANNIE MAE - HAMP Solution Center- Sergio L. Agent ID #: 1444087364

b.- Address of person served: 3900 Wisconsin Avenue, N.W., Washington, D.C. 20016 13150 Worldgate Drive, Herndon, VA 20170-4376 P.O. Box 809006, Dallas, TX 75380-9006

The name and address of each person to whom I mailed the documents is listed in the Attachment to Proof of Service by First- Class Mail.

1 declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct. /) q !:J tJ It U

Date:~

\!~~ \). ~ Name Signature

PROOF OF SERVICE I, the undersigned, being at least 18 years of age, declare under penalty of perjury that I served the above notice, of which this is a tru cop , on the following tenant(s) in possession in the manner(s) indicated below:

~On [) q ~0 / , after attempting personal service, I handed the notice to a person of suitable age and discretion at t e re dence/business of the tenant(s), AND I deposited a true copy in the U.S. Mail, in a sealed envelope with postage fully prepaid, addressed to the tenant(s) at · er/their place of residence (date mailed, if different .-

Executed on: LoS ~~ ~\ -e,S

PROOF OF SERVICE *** RESPUESTA I ANSWER E-MAIL: 09/19/2014 From: MHA inquiry resolution <[email protected]> To: "[email protected]" <[email protected]> Date: September 19, 2014 8:54:57 PM GMT Subject: Agentid: 1444087364 (SL) HAMP Escalations (VP)

This Correspondence is subject to Evidence Code 1152 *** RE: Account Number 7195665927

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From: VICTOR MANUEL COREASTo: NY Banksup Applications CommentsCc: [email protected]; [email protected]: RE: DENUNCIA / COMPLAINT (AMENDMENT) TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC

MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325

Date: Wednesday, January 07, 2015 4:27:01 AMAttachments: 09-01-2014 Complaint Fannie Mae - Ocwen & Indymac.pdf

09-01-2014 Complaint Ocwen - 001 - 039.pdf

09/01/2014 Kamala D. Harris

Attorney General of the State of California1300 "I" Street

Sacramento, CA 95814-2919

Attorney General's OfficeCalifornia Department of JusticeAttn: Public Inquiry UnitP.O. Box 944255

Sacramento, CA 94244-2550

DENUNCIA / COMPLAINT

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMACMORTGAGE SERVICES, a division of ONEWEST BANK, N.A;FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)AND WRIGHT, FINLAY & ZAK, LLP, ATTORNEYS AT LAW.-

A QUIEN CORRESPONDA

TO WHOM IT MAY CONCERN

RE: LOAN NUMBER 7195665927

BORROWER: VICTOR M COREASPROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA

91325

Kamala D. Harris

Attorney General of the State of California Con todo respeto me dirijo a usted para darle a conocer varios pormenores que seestán suscitando con respecto a LA MODIFICACION DEL PRESTAMO, queactualmente estoy realizando con: OCWEN LOAN SERVICING, LLC (OCWEN). Anteriormente realice dos (2) denuncias ante su oficina, en donde le informo variospormenores de la lucha que he mantenido desde hace varios años con: OCWEN

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LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a divisionof ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE) y a la cual se unieron Los Abogados: WRIGHT, FINLAY & ZAK, LLP,a quienes contrataron para su defensa las entidades crediticias en mención. El: 02/14/2014, presente la primera denuncia ante el CFPB, contra:OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, adivision of ONEWEST BANK, N.A; and FEDERAL NATIONAL MORTGAGEASSOCIATION (FANNIE MAE)… La que respondió OCWEN, el: 03/07/2014, y de laque NO ME PROPORCIONO COPIA, como debe de ser, respuesta donde seincluyen varias cartas para sustentar su defensa, LAS CUALES NUNCA ME

ENTREGO, donde incluso se puede apreciar que una (1) carta NI SIQUIERATIENE EL LOGOTIPO DE OCWEN. (SEE EXHIBIT 001).- La segunda denuncia la presente el: 03/28/2014… Por lo siguiente: Comola respuesta emitida por OCWEN, me fue facilitada por el: Consumer Financial

Protection Bureau, por esto mismo di respuesta hasta el: 03/28/2014, donde leseñalo a OCWEN, la serie de Inconsistencias, incongruencias y manipulaciones queexisten. DE ESTA CONTRA-RESPUESTA EMITIDA POR MI PERSONA (segundadenuncia)… Hasta el momento NO he recibido contestación coherente de OCWEN,quien únicamente se ha limitado a emitir respuesta (cartas) evasivas y dilatorias;también desconozco SI OCWEN, entrego alguna respuesta al:Consumer Financial Protection Bureau, relacionada específicamente aesta segunda denuncia, ya que hasta el momento la CFPB, NO meha facilitado nada al respecto. Ahora bien SI OCWEN o losinvolucrados NO emitieron respuesta alguna, ¿porque NO LAREALIZO? y también ¿cuál fue la razón de NO requerírsela?…Personalmente considero que esta RESPUESTA debe de entregarlaOCWEN ó los involucrados a la mayor brevedad posible, porque esparte fundamental e integral de un proceso y del verdadero proceso. LUEGO DE ESTOS PROCESOS (DENUNCIAS) INDICADOS: EL: 05/01/2014, recibíuna notificación de: Kristina M. Pelletier (Abogados WRIGHT, FINLAY & ZAK, LLP)… Donde se me indicaba que estaban dispuestos a revisar LA MODIFICACION DELPRESTAMO de mi propiedad en litigio (18012 ROSCOE BLVD., NORTHRIDGE, CA91325)... El: 05/02/2014, di RESPUESTA a dicha notificación, donde les expongo ynotifico a Los Abogados: WRIGHT, FINLAY & ZAK, LLP y a sus representados miscondiciones. (SEE EXHIBIT 002).- El: 05/23/2014, recibí otra notificación de: Kristina M. Pelletier, donde se meinforma que están revisando LA MODIFICACION DEL PRESTAMO y por esto mismome están requiriendo papelería (documentación)… El: 05/24/2014, di RESPUESTA adicha notificación donde les expongo claramente y les notifico a Los Abogados:WRIGHT, FINLAY & ZAK, LLP y a sus representados mis condiciones. (SEE

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EXHIBIT 003).- El: 06/18/2014, recibí otra notificación de: Kristina M. Pelletier, donde se meinforma que necesitan más documentación y me están requiriendo actualice elformulario RMA… El: 06/19/2014, di RESPUESTA a dicha notificación, donde reiteroy les expongo a Los Abogados: WRIGHT, FINLAY & ZAK, LLP, mis condiciones. Aspectos que también son del pleno conocimiento de: OCWEN LOAN SERVICING,LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK,N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). (SEE

EXHIBIT 004).- HASTA LO EXPUESTO, PARECIA QUE TODO ESTABA BIEN… Pero el panoramacambio radicalmente el: 07/29/2014, ¿Por qué? Este día recibí una notificación de:Kristina M. Pelletier (Abogados WRIGHT, FINLAY & ZAK, LLP)… La cual indica:Su solicitud para una modificación de préstamo ha sido denegado. Se adjuntan lascartas de denegación. Dado que la propiedad ha sido vendida a la ejecuciónhipotecaria, que se comercializará para su venta. Como resultado, también se lesnegará cualquier solicitud futura para una modificación de préstamo. De acuerdo conlo mencionado, por favor, ya no nos mande ninguna solicitudes de modificación aesta oficina, Ocwen, y/o Fannie Mae. (SEE EXHIBIT 005).- La realidad esta notificacion me cayó como un balde de agua fría… Pero lo quemás me indigna y por supuesto me incomoda es la MANIPULACION que estánrealizando con todo lo relacionado a este caso y a este proceso de MODIFICACIONDE PRESTAMO… Con el fin especifico de apropiarse a como dé lugar de mipropiedad. POR FAVOR JUZGUE USTED: A la notificación del: 07/29/2014 adjuntaroncopia (como lo puede apreciar en el exhibit 5) de una supuesta notificación que meenviaron el: 07/01/2014, pero esta ni siquiera tuvieron la decencia, elprofesionalismo, la ética, la moral y porque no decirlo el valor de enviármela ami dirección… Manipularon descaradamente esta situación para sus fines,propósitos y conveniencia, supuestamente utilizaron la dirección: 555 South CoronaMall, Corona, CA 92879, para notificarme. La realidad esto es el colmo de loscolmos… Porque considero que con esta acción lo que están haciendo tanto los:ABOGADOS: WRIGHT, FINLAY & ZAK, LLP y sus representados: OCWEN LOANSERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division ofONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE)… Es una: VIOLACION SISTEMATICA DE MIS DERECHOS Y AL

DEBIDO PROCESO. Hasta el momento NO he respondido específicamente a la notificación recibida el:07/29/2014, de Kristina M. Pelletier, porque CONSIDERO:

Primero: Porque LOS ABOGADOS y SUS DEFENDIDOS, conocen plenamente cuales mi DIRECCION y porque prefiero tener en mi poder más pormenores (evidencias)

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de esta situación. Segundo: Porque creo que ellos NO pueden dar un veredicto (Denial) como el queestán dando prematuramente sin antes haber agotado el debido proceso de LASMODIFICACIONES DE PRESTAMO… Tercero: Porque NO he sido NOTIFICADO, La Notificación recibida (el: 07/29/2014)NO significa que ya lo hicieron… Porque esa NO es mi dirección. Reitero: MIdirección tanto Los Abogados en mención y sus defendidos LA CONOCENAMPLIAMENTE... Cuarto: La Notificación de fecha: 07/01/14 (Denial / Denegado)… Lo más probablees que ellos ni siquiera se tomaron la molestia de hacerla ó tal vez la hicieron el:07/28/2014 o bien el mismo: 07/29/2014, fecha de la notificación de: Kristina M.Pelletier. Anteriormente ya se suscito un incidente similar, cuando recibí unaNOTIFICACION de fecha: 02/04/2014, pero el sobre donde fue enviada claramenteindica que fue colocada en correos (USPS) el: 02/27/2014. En esa ocasión(02/28/2014) una de mis hijas fue a sacar la correspondencia al PO BOX (MailingAddress) y se llevo la correspondencia consigo, pero me llamo para informarme quehabía una carta de LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, la cual lesolicite me enviara por FAX, (el sistema del FAX es mi fiel testigo porque dejograbada la fecha de recepción de esta correspondencia). En esa oportunidad LOSABOGADOS WRIGHT, FINLAY & ZAK, LLP, considero hicieron esto porqueprecisamente el: 02/26/2014, el: CFPB (Consumer Financial Protection Bureau) meinformo que había NOTIFICADO a: OCWEN LOAN SERVICING, LLC, de miDENUNCIA / COMPLAINT. (SEE EXHIBIT 006)… Quinto: Porque considero que lo indicado por LOS ABOGADOS: WRIGHT, FINLAY& ZAK, LLP, NO es real… Ellos aparte de LA MANIPULACION SISTEMATICA queestán realizando, creo que están mintiendo al decir que enviaron dicha notificación ala dirección: 555 South Corona Mall, Corona, CA 92879, porque NO es el primerincidente suscitado con ellos. Anteriormente LOS ABOGADOS informaron que se lesregresaba correspondencia y que necesitaban una DIRECCION VALIDA… Y cuandose les requirió (solicito) a ellos que enviaran pruebas (constancias) de esta situaciónnunca respondieron, MANIPULACION SISTEMATICA, de la cual también son parte:OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, adivision of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGEASSOCIATION (FANNIE MAE). (SEE EXHIBIT 007)… Sexto: OCWEN LOAN SERVICING, LLC (OCWEN) y LOS ABOGADOS: WRIGHT,FINLAY & ZAK, LLP, están informando que realizaron una SUPUESTANOTIFICACION el: 07/01/2014, porque saben perfectamente que está sucediendo…Donde NO hay lugar a manipulaciones, situaciones de las cuales también tienen plenamente conocimiento: INDYMAC MORTGAGE SERVICES, a division ofONEWEST BANK, N.A., y FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE)…

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Séptimo: Esta acción o proceder DESESPERADO de los ABOGADOS: WRIGHT,FINLAY & ZAK, LLP y de sus representados: OCWEN LOAN SERVICING, LLC(OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A;FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)… Como es

Obvio tiene sus motivos y sus explicaciones… Así como también: TODO CAEPOR SU PROPIO PESO… Por estas conclusiones considero que NO vale la penadarle una RESPUESTA, a LOS ABOGADOS: WRIGHT, FINLAY & ZAK, LLP… LASPRUEBAS que presento para sustentar todo lo aquí expuesto hablan por sí solas ycon esto me reservo muchas, muchas cosas… Que me gustaría exponer, comodisgustos innecesarios. (SEE EXHIBIT 008).-

… Y por todas estas razones, donde todo es fruto de la manipulación…Por esto mismo CONTINUO ADELANTE con el trámite de LA

MODIFICACION DEL PRESTAMO de mi PROPIEDAD, ubicada en el:18012 ROSCOE BLVD., NORTHRIDGE, CA 91325, con OCWENLOAN SERVICING, LLC y SI este ESTATUS cambia; únicamente seráporque recibo notificación oficial de OCWEN y/o de sus ABOGADOS,en mi DIRECCION, a mi NOMBRE y con fecha real (a tiempo), sin la

utilización de subterfugios… Pero SI esto NO sucede: Entoncesestaré haciendo una nueva ampliación de mi expediente deMODIFICACION DE PRESTAMO, el: 08/23/2014 y/o tan pronto comome sea posible…

¿Porque Nadie puede impedirme hacer esto ó SI pueden?¿Porque tanta manipulación en mi caso?...

¿Le tienen miedo… A LA VERDAD?

¿Por qué hacen esto LOS BANCOS y porque se lo permiten? OTRO: De estos hechos y sucesos voy a informar a las instancias correspondientespara que estén debidamente notificados al respecto. Sin otro particular me despido, agradeciéndole por anticipado la atención, comprensióny colaboración que se sirvan brindar a mi persona. Sinceramente y respetuosamente, Atte. VICTOR COREAS18012 ROSCOE BLVD.,NORTHRIDGE, CA 91325E-mail: [email protected]

Mailing Address: PO BOX 372023, RESEDA, CA 91337

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P.D. Si es necesario o necesitan ampliación de estos hechos y pormenores descritos con muchogusto les puedo proporcionar toda la información y documentación (constancias) afines, para teneruna mejor visión de mi caso… El cual llevo realizando desde hace varios años en contra de: OCWENLOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWESTBANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE), el cual tengodebidamente documentado. Tome la decisión de informar y hacer público los actos y acontecimientos que voy a describir…Porque me parecen sumamente confusos y sospechosos los procedimientos y acciones que han yestán llevando a cabo tanto: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGESERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION(FANNIE MAE) y LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, sobre mi caso en particular y paraapropiarse de las PROPIEDADES… Porque creo que ellos han y están violando totalmente misderechos y se han aprovechado de mi persona, por desconocer de este tipo de transacciones;también porque considero que ESTE TIPO DE PROCEDIMIENTOS Y HECHOS DESCRITOS NOSON CASOS AISLADOS.-

09-01-2014 Complaint Ocwen 002 - 048 (8).pdfVICTOR MANUEL COREAS compartido desde DropboxVer en www.dropbox.com Vista previa por Yahoo

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Fecha I Date: 0910112014 Page 1 of 9 VIA U.S. Mail and Fax

DENUNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

Kamala D. Harris Attorney General of the State of California 1300 "I" Street Sacramento, CA 95814-2919

Attorney General's Office California Department of Justice Attn: Public Inquiry Unit P.O. Box 944255 Sacramento, CA 94244-2550

DEN UNCIA I COMPLAINT

09/01/2014

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) AND WRIGHT, FINLAY & ZAK, LLP, ATTORNEYS AT LAW.-

A QUIEN CORRESPONDA TO WHOM IT MAY CONCERN

RE: LOAN NUMBER 7195665927 BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325

Kamala D. Harris Attorney General of the State of California

Con todo respeto me dirijo a usted para darle a conocer varios pormenores que se estan suscitando con respecto a LA MODIFICACION DEL PRESTAMO, que actualmente estoy realizando con: OCWEN LOAN SERVICING, LLC (OCWEN).

Anteriormente realice dos (2) denuncias ante su oficina, en donde le informo varios pormenores de Ia lucha que he mantenido desde hace varios anos con: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 2 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

MAE) y a Ia cual se unieron Los Abogados: WRIGHT, FINLAY & ZAK, LLP, a quienes contrataron para su defensa las entidades crediticias en menci6n.

El: 02/14/2014, presente Ia primera denuncia ante el CFPB, contra: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; and FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)... La que respondi6 OCWEN, el: 03/07/2014, y de Ia que NO ME PROPORCIONO COPIA, como debe de ser, respuesta donde se incluyen varias cartas para sustentar su defensa, LAS CUALES NUNCA ME ENTREGO, donde incluso se puede apreciar que una (1) carta Nl SIQUIERA TIENE EL LOGOTIPO DE OCWEN. (SEE EXHIBIT 001).-

La segunda denuncia Ia presente el: 03/28/2014 ... Por lo siguiente: Como Ia respuesta emitida por OCWEN, me fue facilitada por el: Consumer Financial Protection Bureau, por esto mismo di respuesta hasta el: 03/28/2014, donde le senalo a OCWEN, Ia serie de lnconsistencias, incongruencias y manipulaciones que existen. DE ESTA CONTRA-RESPUESTA EMITIDA POR Ml PERSONA (segunda denuncia) ... Hasta el momenta NO he recibido contestaci6n coherente de OCWEN, quien unicamente se ha limitado a emitir respuesta (cartas) evasivas y dilatorias; tambi{m desconozco 51 OCWEN, entrego alguna respuesta al: Consumer Financial Protection Bureau, relacionada especfficamente a esta segunda denuncia, ya que hasta el momenta Ia CFPB, NO me ha facilitado nada al respecto. Ahara bien Sl OCWEN o los involucrados NO emitieron respuesta alguna, ~porque NO LA REALIZO? y tambien ~cual fue Ia raz6n de NO requerirsela?... Personal mente considero que esta RESPUESTA debe de entregarla OCWEN 6 los involucrados a Ia mayor brevedad posible, porque es parte fundamental e integral de un proceso y del verdadero proceso.

LUEGO DE ESTOS PROCESOS (DENUNCIAS) INDICADOS: EL: 05/01/2014, recibi una notificaci6n de: Kristina M. Pelletier (Abogados WRIGHT, FINLAY & ZAK, LLP) ... Donde se me indicaba que estaban dispuestos a revisar LA MODIFICACION DEL PRESTAMO de mi propiedad en litigio (18012 ROSCOE BLVD., NORTHRIDGE, CA 91325) ... El: 05/02/2014, di RESPUESTA a dicha notificaci6n, donde les expongo y notifico a Los Abogados: WRIGHT, FINLAY & ZAK, LLP y a sus representados mis condiciones. (SEE EXHIBIT 002).-

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 3 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

El: 05/23/2014, recibi otra notificaci6n de: Kristina M. Pelletier, donde se me informa que estan revisando LA MODIFICACION DEL PRESTAMO y par esto mismo me estan requiriendo papeleria (documentaci6n) ... El: 05/24/2014, di RESPUESTA a dicha notificaci6n donde les expongo claramente y les notifico a Los Abogados: WRIGHT, FINLAY & ZAK, LLP y a sus representados mis condiciones. (SEE EXHIBIT 003).-

EI: 06/18/2014, recibi otra notificaci6n de: Kristina M. Pelletier, donde se me informa que necesitan mas documentaci6n y me estan requiriendo actualice el formulario RMA... El: 06/19/2014, di RESPUESTA a dicha notificaci6n, donde reitero y les expongo a Los Abogados: WRIGHT, FINLAY & ZAK, LLP, mis condiciones. Aspectos que tambiem son del plena conocimiento de: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). (SEE EXHIBIT 004).-

HASTA LO EXPUESTO, PARECIA QUE TODO ESTABA BIEN ... Pero el panorama cambia radicalmente el: 07/29/2014, ~Par que? Este dia recibi una notificaci6n de: Kristina M. Pelletier (Abogados WRIGHT, FINLAY & ZAK, LLP) ... La cual indica: Su solicitud para una modificaci6n de prestamo ha sido denegado. Se adjuntan las cartas de denegaci6n. Dado que Ia propiedad ha sido vendida a Ia ejecuci6n hipotecaria, que se comercializara para su venta. Como resultado, tambien se les negara cualquier solicitud futura para una modificaci6n de prestamo. De acuerdo con lo mencionado, par favor, ya no nos mande ninguna solicitudes de modificaci6n a esta oficina, Ocwen. y/o Fannie Mae. (SEE EXHIBIT 005).-

La realidad esta notificacion me cay6 como un balde de agua fria ... Pero lo que mas me indigna y par supuesto me incomoda es Ia MANIPULACION que estan realizando con todo lo relacionado a este caso y a este proceso de MODIFICACION DE PRESTAMO ... Con elfin especifico de apropiarse a como de Iugar de mi propiedad.

POR FAVOR JUZGUE USTED: A Ia notificaci6n del: 07/29/2014 adjuntaron copia (como lo puede apreciar en el exhibit 5) de una supuesta notificaci6n que me enviaron el: 07/01/2014, pero esta ni siquiera tuvieron Ia decencia, el profesionalismo, Ia etica, Ia moral y porque no decirlo el valor de enviarmela a mi direcci6n ... Manipularon descaradamente esta situaci6n para sus fines. prop6sitos y conveniencia, supuestamente utilizaron Ia direcci6n: 555 South Corona Mall, Corona, CA 92879, para notificarme. La realidad esto es el colma de los col mos... Porque considero que con esta acci6n lo que estan hacienda tanto los: ABOGADOS: WRIGHT, FINLAY & ZAK, LLP y

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 4 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

sus representados: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) ... Es una: VIOLACION SISTEMATICA DE MIS DERECHOS Y AL DEBIDO PROCESO.

Hasta el momenta NO he respondido especificamente a Ia notificaci6n recibida el: 07/29/2014, de Kristina M. Pelletier, porque CONSIDERO:

Primero: Porque LOS ABOGADOS y SUS DEFENDIDOS, conocen plenamente cual es mi DIRECCION y porque prefiero tener en mi poder mas pormenores (evidencias) de esta situaci6n.

Segundo: Porque creo que ellos NO pueden dar un veredicto (Denial) como el que estan dando prematuramente sin antes haber agotado el debido proceso de LAS MODIFICACIONES DE PRESTAMO ...

Tercero: Porque NO he sido NOTIFICADO, La Notificaci6n recibida (el: 07/29/2014) NO significa que ya lo hicieron ... Porque esa NO es mi direcci6n. Reitero: Ml direcci6n tanto Los Abogados en menci6n y sus defendidos LA CONOCEN AMPLIAMENTE. ..

Cuarto: La Notificaci6n de fecha: 07/01/14 (Denial/ Denegado) ... Lomas probable es que ellos ni siquiera se tomaron Ia molestia de hacerla 6 tal vez Ia hicieron el: 07/28/2014 o bien el mismo: 07/29/2014, fecha de Ia notificaci6n de: Kristina M. Pelletier. Anteriormente ya se suscito un incidente similar, cuando recibi una NOTIFICACION de fecha: 02/04/2014, pero el sabre donde fue enviada claramente indica que fue colocada en correos (USPS) el: 02/27/2014. En esa ocasi6n (02/28/2014) una de mis hijas fue a sacar Ia correspondencia al PO BOX (Mailing Address) y se llevo Ia correspondencia consigo, pero me llama para informarme que habia una carta de LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, Ia cualle solicite me enviara por FAX, (el sistema del FAXes mi fiel testigo porque dejo grabada Ia fecha de recepci6n de esta correspondencia). En esa oportunidad LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, considero hicieron esto porque precisamente el: 02/26/2014, el: CFPB (Consumer Financial Protection Bureau) me informo que habia NOTIFICADO a: OCWEN LOAN SERVICING, LLC, de mi DENUNCIA I COMPLAINT. (SEE EXHIBIT 006) ...

Quinto: Porque considero que lo indicado por LOS ABOGADOS: WRIGHT, FINLAY & ZAK, LLP, NOes real... Ellos aparte de LA MANIPULACION SISTEMATICA que estan realizando, creo que estan mintiendo al decir que enviaron dicha notificaci6n a Ia

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 5 of 9 VIA U.S. Mail and Fax

DENUNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

direcci6n: 555 South Corona Mall, Corona, CA 92879, porque NO es el primer incidente suscitado con ellos. Anteriormente LOS ABOGADOS informaron que se les regresaba correspondencia y que necesitaban una DIRECCION VALIDA ... Y cuando se les requiri6 (solicito) a elias que enviaran pruebas (constancias) de esta situaci6n nunca respondieron, MANIPULACION SISTEMATICA, de Ia cual tambiem son parte: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). (SEE EXHIBIT 007) ...

Sexto: OCWEN LOAN SERVICING, LLC (OCWEN) y LOS ABOGADOS: WRIGHT, FINLAY & ZAK, LLP, estan informando que realizaron una SUPUESTA NOTIFICACION el: 07/01/2014, porque saben perfectamente que esta sucediendo ... Donde NO hay Iugar a manipulaciones, situaciones de las cuales tambi{m tienen plenamente conocimiento: INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A., y FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) ...

Septima: Esta acci6n o proceder DESESPERADO de los ABOGADOS: WRIGHT, FINLAY & ZAK, LLP y de sus representados: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) ... Como es Obvio tiene sus motivos y sus explicaciones ... Asf como tam bien: TODO CAE POR SU PROP/0 PESO ... Por estas conclusiones considero que NO vale Ia pena darle una RESPUESTA, a LOS ABOGADOS: WRIGHT, FINLAY & ZAK, LLP ... LAS PRUEBAS que presento para sustentar todo lo aquf expuesto hablan par sf solas y con esto me reserve muchas, much as casas... Que me gustarfa exponer, como disgustos innecesarios. (SEE EXHIBIT 008).-

... Y por todas estas razones, donde todo es fruto de Ia manipulaci6n ... Por esto mismo CONTINUO ADELANTE con el tramite de LA MODIFICACION DEL PRESTAMO de mi PROPIEDAD, ubicada en el: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325, con OCWEN LOAN SERVICING, LLC y Sl este ESTATUS cambia; unicamente sera porque recibo notificaci6n oficial de OCWEN y/o de sus ABOGADOS, en mi DIRECCION, ami NOMBRE y con fecha real (a tiempo), sin Ia utilizaci6n de subterfugios ... Pero Sl esto NO sucede: Entonces estare hacienda una nueva ampliaci6n de mi expediente de MODIFICACION DE PRESTAMO, el: 08/23/2014 y/o tan pronto como me sea posible ...

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 6 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

t,Porque Nadie puede impedirme hacer esto 6 51 pueden? t,Porque tanta manipulaci6n en mi caso? ...

t,Le tienen miedo ... A LA VERDAD? t,Por que hacen esto LOS BANCOS y porque se lo permiten?

OTRO: De estos hechos y sucesos voy a informar a las instancias correspondientes para que esten debidamente notificados al respecto.

Sin otro particular me despido, agradeciendole por anticipado Ia atenci6n, comprensi6n y colaboraci6n que se sirvan brindar a mi persona.

Sinceramente y respetuosamente,

Atte.

\j. ~ VICTOR COREAS 18012 ROSCOE BLVD.,NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: PO BOX 372023. RESEDA, CA 91337

P. D. Si es necesario o necesitan ampliacion de estos hechos y pormenores descritos con mucho gusto les puedo proporcionar toda Ia informacion y documentacion (constancias) afines, para tener una mejor vision de mi caso ... El cual llevo realizando desde hace varios anos en contra de: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE), el cual tengo debidamente documentado.

Tome Ia decision de informar y hacer publico los actos y acontecimientos que voy a describir ... Porque me parecen sumamente confusos y sospechosos los procedimientos y acciones que han y estan llevando a cabo tanto: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE) y LOS ABOGADOS WRIGHT, FINLAY & ZAK, LLP, sabre mi caso en particular y para apropiarse de las PROPIEDADES ... Porque creo que elias han y estan violando totalmente mis derechos y se han aprovechado de mi persona, por desconocer de este tipo de transacciones; tambiem porque considero que ESTE TIPO DE PROCEDIMIENTOS Y HECHOS DESCRITOS NO SON CASOS AISLADOS.-

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 7 of 9 VIA U.S. Mail and Fax

DENUNCIA I COMPLAINT (AMENDMENT) TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

c. c. Ocwen Loan Servicing, LLC

Attention: Office of the Consumer Ombudsman P. 0. BOX 785061 Orlando, FL 32878-5061

E- mail: Ombudsman@ocwen

2002 Summit Boulevard, 6th Floor Atlanta, GA 30346

1661 Worthington Road, Suite 100 West Palm Beach, FL 33409

lndyMac Mortgage Services P.O. Box 4045, Kalamazoo, Ml49003-4045

OneWest Bank, FSB 888 East Walnut Street, Pasadena, CA 91101 P.O. Box 7056, Pasadena, CA 91109-9699

Federal National Mortgage Association Fannie Mae 3900 Wisconsin Avenue, N.W. Washington, D.C. 20016

Fannie Mae 13150 Worldgate Drive Herndon, VA 20170-4376

WRIGHT, FINLAY & ZAK, LLP ATTORNEYS AT LAW 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

Consumer Financial Protection Bureau Attention: Deputy Director Steven L. Antonakes 1700 G Street, NW Washington, D.C. 20552

HUD Departamento de Vivienda y Desarrollo Urbano de EE. UU. Edificio Federal de John E. Moss Suite 4-200 650 CapitoiMall Sacramento, CA 95814-3702

Oficina de Equidad de Vivienda e lgualdad de Oportunidades de HUD Departamento de Vivienda y Desarrollo Urbano de EE.UU.

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 8 of 9 VIA U.S. Mail and Fax

DENUNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

Room 5204 451 7th Street S.W., Washington, DC 20410

Federal Housing Finance Agency ATTENTION: Mel Watt, Director 400 7TH STREET sw WASHINGTON, DC 20024-2576

Federal Housing Finance Agency ATTENTION: Russell A. Rau, Deputx Inspector General 400 7 H STREET SW WASHINGTON, DC 20024-2576

Federal Housing Finance Agency ATTENTION: Office of Internal Audit 400 7TH STREET SW WASHINGTON, DC 20024-2576

The State Bar of California San Francisco (Main Office) 180 Howard St. San Francisco, CA 94105 E- mail: [email protected]

Los Angeles - The State Bar of California 845 S. Figueroa St. Los Angeles, CA 90017-2515 FAX: (213) 765-1168

Department of Consumer Affairs Consumer Information Division 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834

County of Los Angeles Department of Consumer Affairs 500 W. Temple St., Room B-96 Los Angeles, CA90012-2722

Federal Reserve System 20th and C Streets, NW Mail Stop 801 Washington, DC20551

Office of the Comptroller of the Currency Customer Assistance Group 1301 McKinney Street Suite 3430 Houston, TX770 10

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 {INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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Fecha I Date: 09/01/2014 Page 9 of 9 VIA U.S. Mail and Fax

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

Office ofthe Comptroller of the Currency Comptroller of the Currency Administrator of National Banks 400 7th Street SW, Suite 3E-218 Washington, D.C. 20219

Federal Reserve Consumer Help POBox 1200 Minneapolis, MN 55480

Gobernador Edmund G. Brown Jr State Capitol Building Sacramento, CA 95814 Fax: 916-445-4633 I Fax: (916) 558-3160

Kamala D. Harris Office of the Attorney General 1300 "I" Street Sacramento, CA 95814-2919

Attorney General's Office California Department of Justice Attn: Public Inquiry Unit P.O. Box 944255 Sacramento, CA 94244-2550 Fax: (916) 323-5341

Attorney General U.S. Department of Justice 950 Pennsylvania Avenue, NW Washington, DC20530-0001

The Federal Reserve Board Janet Louise Yellen Presidente del Banco de La Reserva Federal de los F.:stados Onidos 20th Street and Constitution Avenue, NW Washington, DC20551

Departamento del Tesoro de los Estados Unidos JacobJ. Lew Secretary of the Treasury 1500 Pennsylvania Ave NW Washington, DC20502

Control de Ref. 70140150000081327368, 70140150000081327375,70140150000081327344, 70140150000081327351.

LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023, RESEDA, CA 91337 *** Amendment to complaint dated: 08/01/2014

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EXHIBIT ... Page 1 of 8 VIA U.S. Mail, Fax and E-mail.

DENUNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 Fecha I Date: 08/08/2014

EXHIBIT: 001

Respuesta de OCWEN: 03/07/2013 ... Carta que Nl SIQUIERA TIENE EL LOGOTIPO DE OCWEN ... La cual informa que me enviaron ... Aspecto que NO es cierto.

Esta carta puede apreciarse claramente en el informe que el: Consumer Financial Protection Bureau (CFPB) tienen grabado en su sistema.

EXHIBIT: 001 LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023. RESEDA CA 91337 ***Amendment to complaint dated: 08/01/2014

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17 de febrero 2014

Vietor M Coreas PO Box 372023 Reseda CA 91337-2023

Ref: NUmero de c:uema DirecciOn de pro9itldad

Estimado Victor M ~:

719566$927 18012 Roscoe Blvd Nortflridac CA 91325

Nous grato tcaer Ia Opoltunidad de smirte con sus nccaidades bipotecarias. Por medio del presente.le demo$ a conocer que teeibimos sus pelieiOMs fed1adas el2t de _.bte 2013 y el t de~ 2014 recibidas ell de f'ebrero 2014 y,efll de febrem 2014,

NuesitOS archives indican que Ia ejec\ldDif hipoletaria fue compku4a por Indy Mte Mona. Semces e1 ! 6 de ,marzo lOlly Ia c:ucnta fue mmsferida a OcW!m Loan kviein& para eJ ~o etectivp elll de egosto 2013. Entonees. flO fUt necesario darle 10tificaci6n cuando Ja cuenta fue trt~Mferida a Ocwen Loan Servicing porqlte usted notiene un tnteres lepfmente en Ja propiedad.

Ocwen Loan Senidni respondi6 a sus cartu el 4 de CMro 2014. e1 3 de octubre loll§ f:l3 de diciembre 2013. el n de diciemM 2013;, et 19 de diciembre 20J3 y e127 de dieiembre 20l3 Le supnmos que discontinllllos pcticiones pan~ modificacicm o pamocupar Ja ~ porque oopodemoscambiar nuesua decisiOn.

Como la cone5pondencia reeibida nocontiene nueva inf'ormacl(m o Inquietudes.~ que hemos cootesrado todas sus ~laS. Si tiene otru preguntas favor de tllmar a ~~de servicio al clieme enel nilmero indic:~Mio abajO,

Si tiene cualquier pi'qUIIII. favor de Uamar a nuesam departamento de seMc:io a1 c;lientul (800) 76(). 4622 dentro las horas de oclt() cle Ia ~ y seis det!tliOdle. bora~ luna a viemc:s. 'Sin ow particular. quedamos 1:0mo siempre a-~

Departamento de servicio al clieme Servicios h~

oc

Page 187: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Identifie~:/195665927 Doc Type: COllR

17 de febrero 2014

Vietor M Coreas PO Box 372023 Reseda CA 91331~2023

Ref! Numero de cuema Dtrec:cion de~

Estimado Victor M Coreas:

7!95665927 18012 Rcsc:oe Blvd Northridge CA 91325

Noses grato tener la oportunidad de servide con sus necesidades hipolllarias. Por medio del presente. le dames a cooocer que recibimt~S sus peticioaes fectw.las el 28 de septiembte 2013 y el 1 de febrero 2014 recibidas el 3 de febrero 20! 4 y ei 13 de febrero 2014.

Nuestros archives indican qoo Ia ejeeucioo hipo1eearia fue comp\etada per Indy Mac Mmgq,e Services el Hi de mano 2012 y Ia cuenta fue mwferida a Ocwen Loan Servicing para eJ mUlClio efectivo el :H de agosro 20! 3, Entonces. no fue necesario darle notiflC&Cioo cuando Ia cuema fue tnmsferid& a Ocwen Loan Servicing porque usted no tie!'le un intem fegalmeme en la ptcpiedad.

Ocwen loan Setvicin& respoodio a sus canes el 4 de enem 2014, ell de octubre 20 t 3~el 3 de diciembre 2013, el !l de dieiembre 2013, ell9 dediciembre 2013 y e127 de dieiembR 2013 Le sugerimosque discontinua los peticiones pam modificaciOO o para ocupar Ia pmpiedad, porque no poc:bnos cambiar nuestra decisi6n.

Como la rom~ia recibida no contiene n~~eW informaci6n o inquietudes. espemmos que bemos contestado todas sus preguntas. Si tiene ottu preguntas favor de llamar a oo:estro depa11amento de servicio al cliente en el mimero indic:ado abajo.

Si tiene cualquier pregunta.. favor de Hamar a nuestro departamento de servicio ai cliente al (800) 766-4622 dentro las horas de ocho de Ia !t'~Wna y seis de fa l'l<lclle. bora central, h.mes a viemes. Sin ouo particular, q\ledamos como siemtn a $\1$ Ordenes.

Departamento de servicio al clieme Servicios hipotecarios

GC

Page 188: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

EXHIBIT ... Page 2 of 8 VIA U.S. Mail, Fax and E-mail.

DENUNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 Fecha I Date: 08/08/2014

EXHIBIT: 002 EL: 05/01/2014, recibi una notificaci6n de: Kristina M. Pelletier ... El: 05/02/2014, di RESPUESTA a dicha notificaci6n ...

EXHIBIT: 002 LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023. RESEDA. CA 91337 ***Amendment to complaint dated: 08/01/2014

Page 189: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El jue, 5/1/14, Kristina M. Pelletier <[email protected]> escribi6: Asunto: Victor Coreas v. Ocwen et al.; Case No. BC509704- 18012 Roscoe Blvd, Northridge, CA, 91325 **This Email is subject to Evidence Code 1152** A: "[email protected]" <[email protected]>

Cc: "Shamika L. Polin" <[email protected]> Fecha: jueves, 1 de mayo de 2014, 03:37 pm

Hello Mr. Coreas,

I have spoken to my client about reviewing your Loan for a modification even though the Property has been foreclosed. They are willing to consider it if you agree to dismiss your lawsuit with prejudice and waive and release all claims against my clients. Thus, please let me know by Tuesday, May 6, 2014, if you will agree to dismiss the lawsuit.

Also, my office continues to receive duplicate modification packages from you. Please do not send any further modification documents until we request specific documents from you.

Thank you,

Kristina Pelletier, Esq.

4665 MacArthur Court. Suite 200 Newport Beach, CA 92660 Direct Line (949) 477-5054 Main (949) 477-5050 Ext.3025 Fax (949) 608-9142 Wright, Finlay & Zak: Your Western Regional Counsel for California, Nevada, Arizona, Washington, Oregon, Utah and Hawaii

For escalated communications on matters, please contact the associate's supervising attorney, Robert Finlay at [email protected] and (949) 477-5056.

Page 190: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Respuesta a E-MAIL de fecha: 05/01/2014

FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

RE: CASE NUMBER BC509704

Page 1 of4

05/02/2014

PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Loan#: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

DECLARACION JURADA I AFFIDAVIT

Respetables Srs. WRIGHT, FINLAY & ZAK, LLP

El: 05/01/2014, recibi una NOTIFICACION por E-MAIL de: Kristina M Pelletier ... El cual adjunto a Ia presente.

Como es mi caracteristica habitual... He tornado Ia decision de contestar dicha notificacion (E-MAIL), limitandome unicamente a RESPONDER a lo primordial de dicho mensaje ... Ya que considero que este NO es el momento propicio para atender otros asuntos.

Desde ya les hago saber que sinceramente aprecio esta NOTIFICACION, sobre todo lo relacionado a Ia MODIFICACION DEL PRESTAMO, como del CASO #: BC509704, por tales razones he tornado Ia decision de hacerles saber mi posicion al respecto, porque los aspectos mencionado

OCWEN =Account Number: 7195665927 LOAN #: 1005357270 /INDYMAC I One West Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/13/2013 ... C.C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West

Bank, FSB & Federal National Mortgage Association (Fannie Mae) ... DECLARACJON JURAOA I AFFIDAVIT

Page 191: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Page 2 of4

Respuesta a E-MAIL de fecha: 05/01/2014 FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

son circunstancias sumamente importantes para mi persona, y por esto mismo: He tornado Ia decision de ACEPTAR DICHO OFRECIMIENTO y de CANCELAR LA DEMANDA . interpuesta en contra de sus representados inmediatamente; siempre y cuando se cumplan los requerimientos que desde hace dias (meses) he manifestado en varias ocasiones a sus representados, los cuales describe nuevamente a continuaci6n:

1.- Restituci6n del Titulo de Ia propiedad a mi NOMBRE: VICTOR M COREAS. Actualmente como esta plenamente documentado Ia titularidad de Ia propiedad Ia ostenta: Federal National Mortgage Association.

2.- Apertura de Ia Propiedad, para poder hacer las reparaciones, limpieza, servicios de mantenimiento e instalaci6n de servicios, que Ia propiedad necesita urgentemente y de esta manera poderla ocupar inmediatamente.

3.- AI hacerse efectivo lo antes descrito por parte de sus representados y/o a quien corresponda.:. lnmediatamente procedere a CANCELAR Ia demanda anteriormente descrita.

4.- Si requieren que esta DECLARACION JURADA sea NOTARIZADA I

con mucho gusto procedere a hacerlo tal y como ustedes lo requieran.-

5.- Honestamente espero que Ia presente cumpla con su cometido y Ilene sus expectativas.

OCWEN = Account Number: 7195665927 LOAN #: 1005357270 /INDYMAC I One West Bank, FSB

PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/13/2013 ...

C.C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West

Bank, FSB & Federal National Mortgage Association (Fannie Mae) ... DECLARACION JURADA 1 AFFIDAVIT

Page 192: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Respuesta a E-MAIL de fecha: 05/01/2014 . FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

Page 3 of4

POR ULTIMO MUCHO LES VOY A AGRADECER QUE LE INFORMEN A: Ocwen Loan Servicing, LLC, QUE POR FAVOR ATIENDA Y RESUELVA LO ANTES POSIBLE Ml SOLICITUD DE MODIFICACION DE PRESTAMO ... PORQUE SINCERAMENTE QUIERO DARLE SOLUCION Y TERMINAR ESTA PESADILLA LO MAS PRONTO POSIBLE... y GRACIAS POR SUS BUENOS OFICIOS Y NOTICIAS.

Sinceramente y Respetuosamente,

v.~ VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 E-mail: [email protected]

DECLARE UNDER PENALTY OF PERJURY UNDER THE LAWS OF THE STATE OF CALIFORNIA THAT THE PREVIOUS STATEMENTS ARE TRUE AND CORRECT.

Name

{/ ~·

OCWEN =Account Number: 7195665927

Date: 06/o~/Wt~ I I

Signature

LOAN #: 1005357270 /INDYMAC I One West Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/13/2013 ...

C. C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West Bank, FSB & Federal National Mortgage Association (Fannie Mae) ... DECLARACION JURADA 1 AFFIDAVIT

Page 193: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Respuesta a E-MAIL de fecha: 05/01/2014 FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

Page 4 of4

The documents are listed in the Attachment to Proof of Service by First-Class Mail. -PROOF OF SERVICE:

1 served the documents by enclosing them in an envelope and Placing the envelope for collection and mailing following our ordinary business practices. I am readily familiar with this business's practice for collecting and processing correspondence for mailing. On the same day that correspondence is· placed for collection and mailing it is deposited in the ordinary course of business with the United States Postal Service in a sealed envelope with postage fully prepaid.

The envelope was addressed and mailed as follows:

a.- Name of person served: OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC lndyMac Mortgage Services and OneWest Bank, FSB Federal National Mortgage Association (Fannie Mae) WRIGHT, FINLAY & ZAK, LLP

b.- Address of person served: 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409 P.O. Box 4045, Kalamazoo, Ml 49003-4045 and 888 East Walnut Street, Pasadena, CA 91101 3900 Wisconsin Avenue, N.W., Washington, D.C. 20016 4665 MacArthur Court, Suite 280, Newport Beach, CA 92660

PROOF OF SERVICE I, the undersigned, being at least 18 years of age, dedare under penalty of perjury that I served the above notice, of ~this is a tr. e cop , on the following tenant(s) in possession in the manner(s} indicated below:

l!J On D 0 . after attempting personal service, I handed the notice to a person of suitable age and

discretion at he res encelbusiness of the tenant(s), AND I deposited a true copy in the U.S. Mail, in a sealed envelope with postage fully .prepaid, addressed to the tenant(s) at his/her/their place of residence (date mailed, if

different z . ).-Executed on: · A Served by: /?e IU !#( !S'?J YY'I ~ ..S

OCWEN =Account Number: 7195665927 LOAN #: 1005357270 /INDYMAC I One West Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/1312013 ...

C.C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West

Bank, FSB & Federal National Mortgage Association (Fannie Mae) ••• DECLARACION JURADA I AFFIDAVIT

Page 194: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Email Confirmation

Customer Relations [email protected] ParaMi mayo6

CDcwen t.:ean Servicing

Sender's Name :

Sender's Email Address :

Reference Number :

Message:

VICTOR MANUEL COREAS

[email protected]

7195665927-050714-0205937

05/02/2014 WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660 RE: CASE NUMBER BC509704 PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Loan#: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 DECLARACION JURADA I AFFIDAVIT Respetables Srs. WRIGHT, FINLAY & ZAK, LLP El: 05/01/2014, recibi una NOTIFICACION porE-MAIL de: Kristina M Pelletier. .. El cual ad junto a Ia presente. Como es mi caracteristica habitual. .. He tornado Ia decision de contestar dicha notificaci6n (E-MAIL), limitandome unicamente a RESPONDER a lo primordial de dicho mensaje ... Ya que considero que este NO es el momenta propicio para atender otros asuntos. Desde ya les hago saber que sinceramente aprecio esta NOTIFICACION, sabre todo lo relacionado a Ia MODIFICACION DEL PRESTAMO, como del CASO #: BC509704, par tales razones he tornado Ia decision de hacerles saber mi posici6n al respecto, porque los aspectos mencionado son circunstancias sumamente importantes para mi persona, y par esto mismo: He tornado Ia decision de ACEPT AR DICHO OFRECIMIENTO y de CANCELAR LA DEMANDA interpuesta en contra de sus representados inmediatamente; siempre y cuando se cumplan los requerimientos que desde hace dias (meses) he manifestado en varias ocasiones a sus representados, los cuales describo nuevamente a continuaci6n: 1.­Restituci6n del Titulo de Ia propiedad a mi NOMBRE: VICTOR M COREAS. Actualmente como esta plenamente documentado Ia titularidad de Ia propiedad Ia ostenta: Federal National Mortgage Association. 2.- Apertura de Ia Propiedad, para poder hacer las reparaciones, limpieza, servicios de mantenimiento e instalaci6n de servicios, que Ia propiedad necesita urgentemente y de esta manera poderla ocupar inmediatamente. 3.- AI hacerse efectivo lo antes descrito par parte de sus representados y/o a quien corresponda ... lnmediatamente procedere a CANCELAR Ia demanda anteriormente descrita. 4.- Si requieren que esta DECLARACION JURADA sea NOTARIZADA, con mucho gusto procedere a hacerlo tal y como ustedes lo requieran.- 5.­Honestamente espero que Ia presente cumpla con su cometido y Ilene sus expectativas. POR ULTIMO MUCHO LES VOY A AGRADECER QUE LE INFORMEN A: Ocwen Loan Servicing, LLC,

Page 195: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

QUE POR FAVOR ATIENDA Y RESUELVA LO ANTES POSIBLE Ml SOLICITUD DE MODIFICACION DE PRESTAMO ... PORQUE SINCERAMENTE QUIERO DARLE SOLUCION Y TERMINAR ESTA PESADILLA LOMAS PRONTO POSIBLE ... y GRACIAS POR SUS BUENOS OFICIOS Y NOTICIAS. Sinceramente y Respetuosamente, VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 E-mail: [email protected] DECLARE UNDER PENALTY OF PERJURY UNDER THE LAWS OF THE STATE OF CALIFORNIA THAT THE PREVIOUS STATEMENTS ARE TRUE AND CORRECT. Date:

------------------------------------Name ----------------------------------Signature

Hello VICTOR MANUEL COREAS,

This is an automated email reply.

Thank you for contacting us. Your feedback and requests are important to us!

If you are new to Ocwen:

Welcome!

If your loan was recently transferred to Ocwen, or you have recently been notified about an upcoming transfer to Ocwen, we may be waiting for a complete record of your account information.

Please allow a little extra time for us to obtain full details about your account.

If this is a question about your account: We will research for you and provide an update within 5 business days.

If you need to change your contact information or make a payment: We will review your email and make sure your account is updated.

Access to account information is easier than ever: Account details are available 24/7 at www.ocwencustomers.com.

Page 196: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

If you have feedback about your online experience: Thank you for your input! We will work diligently to correct and enhance your online experience. You can also reach us by phone, at 1-800-74-0CWEN (800-746-2936), Monday through Friday 8:00am to 9:00pm, Saturday 8:00am to 5:00pm and Sunday 9:00am to 9:00pm ET.

This is an automated reply.

This is an unmonitored email box, so we are unable to reply. For urgent inquiries, please give us a call toll-free at 1-800-74-0CWEN (800-746-2936), Monday through Friday 8:00am to 9:00pm ET, Saturday 8:00am to 5:00pm ET and on Sunday 9:00 am to 9:00 pm ET.

****************************************************************************** ************** This E-mail message and any attachments are intended solely for the use of the addressee hereof and may contain information that is confidential, privileged and/or exempt from disclosure under applicable law. Delivery of this message to any person other than the intended recipient shall not constitute a waiver of any right, privilege or exemption. If you are not the intended recipient, please immediately notify the sender by reply E­mail and permanently delete this message from your system without reproducing or disclosing it to any third party. While Ocwen Financial Corporation and its subsidiaries take reasonable precautions to prevent transmission of software viruses, we cannot guarantee the same and we therefore disclaim liability for any damage sustained by you or any third party as a result thereof

****************************************************************************** **************

Responder, Responder a todos o Reenviar I Mas

Page 197: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Automatic reply: ANSWER I RESPUESTA: E-MAIL 05/0112014 OF KRISTINA M PELLETIER (3) Mi Para [email protected]@[email protected]@ Ocwen.comDeborah. [email protected]@[email protected] [email protected] mayo7

05/02/2014

WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

RE: CASE NUMBER BC509704 PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Loan#: 7195665927 * APN#: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

DECLARACION JURADA I AFFIDAVIT

Respetables Srs. WRIGHT, FINLAY & ZAK, LLP

El: 05/0112014, recibi una NOTIFICACION porE-MAIL de: Kristina M Pelletier ... E1 cual adjunto a la presente.

Como es mi caracteristica habitual... He tornado la decision de contestar dicha notificacion (E­MAIL), limitandome ooicamente a RESPONDER a lo primordial de dicho mensaje ... Ya que considero que este NOes el momento propicio para atender otros asuntos.

Desde ya les hago saber que sinceramente aprecio esta NOTIFICACION, sobre todo lo relacionado ala MODIFICACION DEL PRESTAMO, como del CASO #: BC509704, portales razones he tornado la decision de hacerles saber mi posicion al respecto, porque los aspectos mencionado son circunstancias sumamente importantes para mi persona, y por esto mismo: He tornado la decision de ACEPTAR DICHO OFRECIMIENTO y de CANCELAR LA DEMANDA interpuesta en contra de sus representados inmediatamente; siempre y cuando se cumplan los requerimientos que desde hace dias (meses) he manifestado en varias ocasiones a sus representados, los cuales describo nuevamente a continuacion:

1.- Restitucion del Titulo de la propiedad ami NOMBRE: VICTOR M COREAS. Actualmente como esta plenamente documentado la titularidad de la propiedad la ostenta: Federal National Mortgage Association.

2.- Apertura de la Propiedad, para poder hacer las reparaciones, limpieza, servicios de

Page 198: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

mantenimiento e instalaci6n de servicios, que la propiedad necesita urgentemente y de esta manera poderla ocupar inmediatamente.

3.- AI hacerse efectivo lo antes descrito por parte de sus representados y/o a quien corresponda ... Inmediatamente procedere a CANCELAR la demanda anteriormente descrita.

4.- Si requieren que esta DECLARACION JURADA sea NOTARIZADA, con mucho gusto procedere a hacerlo tal y como ustedes lo requieran.-

5.- Honestamente espero que la presente cumpla con su cometido y Ilene sus expectativas.

POR ULTIMO MUCHO LES VOY A AGRADECER QUE LE INFORMEN A: Ocwen Loan Servicing, LLC, QUE POR FAVOR ATIENDA Y RESUELVA LO ANTES POSIBLE MI SOLICITUD DE MODIFICACION DE PREST AMO ... PORQUE SINCERAMENTE QUIERO DARLE SOLUCION Y TERMINAR ESTA PESADILLA LOMAS PRONTO POSIBLE ... y GRACIAS POR SUS BUENOS OFICIOS Y NOTICIAS.

Sinceramente y Respetuosamente,

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 E-mail: [email protected]

DECLARE UNDER PENALTY OF PERJURY UNDER THE LAWS OF THE STATE OF CALIFORNIA THAT THE PREVIOUS STATEMENTS ARE TRUE AND CORRECT.

Date: ------

Name

Signature The documents are listed in the Attachment to Proof of Service by First-Class Mail. -PROOF OF SERVICE: I served the documents by enclosing them in an envelope and Placing the envelope for collection and mailing following our ordinary business practices. I am readily familiar with this business's practice for collecting and processing correspondence for mailing. On the same day that correspondence is placed for collection and mailing it is deposited in the ordinary course of business with the United States Postal Service in a sealed envelope with postage fully prepaid.

The envelope was addressed and mailed as follows: a.- Name of person served:

Page 199: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC IndyMac Mortgage Services and One West Bank, FSB Federal National Mortgage Association (Fannie Mae) WRIGHT, FINLAY & ZAK, LLP

b.- Address of person served: 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409 P.O. Box 4045, Kalamazoo, MI 49003-4045 and 888 East Walnut Street, Pasadena, CA 91101 3900 Wisconsin Avenue, N.W., Washington, D.C. 20016 4665 MacArthur Court, Suite 280, Newport Beach, CA 92660

The name and address of each person to whom I mailed the documents is listed in the Attachment to Proof of Service by First- Class Mail. I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct. Date: ------

Name Signature

PROOF OF SERVICE I, the undersigned, being at least 18 years of age, declare under penalty of perjury that I served the above notice, of which this is a true copy, on the following tenant(s) in possession in the manner(s) indicated below:

On , after attempting personal service, I handed the notice to a person of suitable age and discretion at the residence/business of the tenant(s), AND I deposited a true copy in the U.S. Mail, in a sealed envelope with postage fully prepaid, addressed to the tenant(s) at his/her/their place of residence (date mailed, if different .-

Executed on: _______________ Served by:

El mie, 5/7/14, CustomerRelations [email protected] <Customer Relations Web@,ocwen.com> escribi6:

Asunto: Email Confirmation A: victorrnanuelcoreas(a{yahoo.com Fecha: miercoles, 7 de mayo de 2014,01:53 am

Page 200: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Ocwen Loan Servicing

Sender's Name :VICTOR MANUEL COREAS

Sender's Email Address :[email protected]

Reference Number :7195665927-050714-0205937

Message :05/02/2014

WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

RE: CASE NUMBER BC509704 PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Loan#: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

DECLARACION JURADA I AFFIDAVIT

Respetables Srs. WRIGHT, FINLAY & ZAK, LLP

E1: 05/0112014, recibi unaNOTIFICACION porE-MAIL de: Kristina M Pelletier ... El cual ad junto a Ia presente.

Como es mi caracteristica habitual.. . He tornado Ia decision de contestar dicha notificaci6n (E-MAIL), limitandome unicamente a RESPONDER a lo primordial de dicho mensaje ... Ya que considero que este NO es el momento propicio para atender otros asuntos.

Desde ya les hago saber que sinceramente aprecio esta NOTIFICACION, sobre todo lo relacionado a Ia MODIFICACION

Page 201: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

DEL PRESTAMO, como del CASO #: BC509704, portales razones he tornado la decision de hacerles saber mi posicion al respecto, porque los aspectos mencionado son circunstancias sumamente importantes para mi persona, y por esto mismo: He tornado la decision de ACEPTAR DICHO OFRECIMIENTO y de CANCELAR LADEMANDA interpuesta en contra de sus representados inmediatamente; siempre y cuando se cumplan los requerimientos que desde hace dias (meses) he manifestado en varias ocasiones a sus representados, los cuales describo nuevamente a continuacion:

1.- Restituci6n del Titulo de la propiedad ami NOMBRE: VICTOR M COREAS. Actualmente como esta plenamente documentado la titularidad de la propiedad la ostenta: Federal National Mortgage Association.

2.- Apertura de la Propiedad, para poder hacer las reparaciones, limpieza, servicios de mantenimiento e instalaci6n de servicios, que la propiedad necesita urgentemente y de esta manera poderla ocupar inmediatamente.

3.- Al hacerse efectivo lo antes descrito por parte de sus representados y/o a quien corresponda ... Inmediatamente procedere a CANCELAR la demanda anteriormente descrita.

4.- Si requieren que esta DECLARACION JURADA sea NOTARIZADA, con mucho gusto procedere a hacerlo tal y como ustedes lo requieran.-

5.- Honestamente espero que la presente cumpla con su cometido y llene sus expectativas.

POR ULTIMO MUCHO LES VOY A AGRADECER QUE LE INFORMEN A: Ocwen Loan Servicing, LLC, QUE POR FAVOR A TIENDA Y RESUELV A LO ANTES POSIBLE MI SOLICITUD DE MODIFICACION DE PRESTAMO ... PORQUE SINCERAMENTE QUIERO DARLE SOLUCION Y TERMINAR EST A PESADILLA LO MAS PRONTO POSIBLE ... y GRACIAS POR SUS BUENOS OFICIOS Y NOTICIAS.

Sinceramente y Respetuosamente,

VICTOR M COREAS 18012 ROSCOE BLVD.

Page 202: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 E-mail: [email protected]

DECLARE UNDER PENALTY OF PERJURY UNDER THE LAWS OF THE STATE OF CALIFORNIA THAT THE PREVIOUS STATEMENTS ARE TRUE AND CORRECT.

Date: ------

Name

Signature

Hello VICTOR MANUEL COREAS,

This is an automated email reply.

Thank you for contacting us. Your feedback and requests are important to us!

If you are new to Ocwen:

Welcome!

If your loan was recently transferred to Ocwen, or you have recently been notified about an upcoming transfer to Ocwen, we may be waiting for a complete record of your account information.

Please allow a little extra time for us to obtain full

Page 203: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

details about your account.

If this is a question about your account: We will research for you and provide an update within 5 business days.

If you need to change your contact information or make a payment: We will review your email and make sure your account is updated.

Access to account information is easier than ever: Account details are available 24/7 at www.ocwencustomers.com.

If you have feedback about your online experience:

Thank you for your input! We will work diligently to correct and enhance your online experience.

You can also reach us by phone, at 1-800-74-0CWEN (800-746-2936), Monday through Friday 8:00 am to 9:00pm, Saturday 8:00am to 5:00pm and Sunday 9:00am to 9:00pm ET.

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This is an automated reply.

This is an unmonitored email box, so we are unable to reply.

For urgent inquiries, please give us a call toll-free at 1-800-74-0CWEN (800-746-2936), Monday through Friday 8:00 am to 9:00pm ET, Saturday 8:00am to 5:00pm ET and on Sunday 9:00 am to 9:00pm ET.

****************************************************************************** ************** This E-mail message and any attachments are intended solely for the use of the addressee hereof and may contain information that is confidential, privileged and/or exempt from disclosure under applicable law. Delivery of this message to any person other than the intended recipient shall not constitute a waiver of any right, privilege or exemption. If you are not the intended recipient, please immediately notify the sender by reply E-mail and permanently delete this message from your system without reproducing or disclosing it to any third party. While Ocwen Financial Corporation and its subsidiaries take reasonable precautions to prevent transmission of software viruses, we cannot guarantee the same and we therefore disclaim liability for any damage sustained by you or any third party as a result thereof ****************************************************************************** **************

• RESPUESTA A E-MAIL 05-01-2014 .pdf Guardar Ver

Responder, Responder a todos o Reenviar I Mas

Page 205: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Email Confirmation

Customer Relations [email protected] ParaMi mayo?

Sender's Name :

Sender's Email Address :

Reference Number :

Message:

VICTOR MANUEL COREAS

[email protected]

7195665927-050714-0305885

05/02/2014 WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660 RE: CASE NUMBER BC509704 PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Loan#: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 DECLARACION JURADA I AFFIDAVIT Respetables Srs. WRIGHT, FINLAY & ZAK, LLP El: 05/01/2014, recibi una NOTIFICACION par E-MAIL de: Kristina M Pelletier. .. El cual ad junto a Ia presente. Como es mi caracteristica habitual. .. He tornado Ia decision de contestar dicha notificacion (E-MAIL), limitandome unicamente a RESPONDER a lo primordial de dicho mensaje ... Ya que considero que este NOes el memento propicio para atender otros asuntos. Desde ya les hago saber que sinceramente aprecio esta NOTIFICACION, sobre todo lo relacionado a Ia MODIFICACION DEL PRESTAMO, como del CASO #: BC509704, par tales razones he tornado Ia decision de hacerles saber mi posicion al respecto, porque los aspectos mencionado son circunstancias sumamente importantes para mi persona, y por esto mismo: He tornado Ia decision de ACEPT AR DICHO OFRECIMIENTO y de CANCELAR LA DEMANDA interpuesta en contra de sus representados inmediatamente; siempre y cuando se cumplan los requerimientos que desde hace dias (meses) he manifestado en varias ocasiones a sus representados, los cuales describe nuevamente a continuacion: 1.­Restitucion del Titulo de Ia propiedad a mi NOMBRE: VICTOR M COREAS. Actualmente como esta plenamente documentado Ia titularidad de Ia propiedad Ia ostenta: Federal National Mortgage Association. 2.- Apertura de Ia Propiedad, para poder hacer las reparaciones, limpieza, servicios de mantenimiento e instalacion de servicios, que Ia propiedad necesita urgentemente y de esta manera poderla ocupar inmediatamente. 3.- AI hacerse efectivo lo antes descrito par parte de sus representados y/o a quien corresponda ... lnmediatamente procedere a CANCELAR Ia demanda anteriormente descrita. 4.- Si requieren que esta DECLARACION JURADA sea NOTARIZADA, con mucho gusto procedere a hacerlo tal y como ustedes to requieran.- 5.­Honestamente espero que Ia presente cumpla con su cometido y Ilene sus expectativas. POR ULTIMO MUGHO LES VOY A AGRADECER QUE LE INFORMEN A: Ocwen Loan Servicing, LLC,

Page 206: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

QUE POR FAVOR ATIENDA Y RESUELVA LO ANTES POSJBLE Ml SOLICITUD DE MODIFICACION DE PRESTAMO ... PORQUE SINCERAMENTE QUIERO DARLE SOLUCION Y TERMINAR EST A PESADILLA LO MAS PRONTO POSIBLE. .. y GRACIAS POR SUS BUENOS OFICIOS Y NOTICIAS. Sinceramente y Respetuosamente, VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 E-mail: [email protected] DECLARE UNDER PENALTY OF PERJURY UNDER THE LAWS OF THE STATE OF CALIFORNIA THAT THE PREVIOUS STATEMENTS ARE TRUE AND CORRECT. Date:

____________________________________ Name

------------------------------------ Signature

Hello VICTOR MANUEL COREAS,

This is an automated email reply.

Thank you for contacting us. Your feedback and requests are important to us!

lfyou are new to Ocwen:

Welcome!

If your loan was recently transferred to Ocwen, or you have recently been notified about an upcoming transfer to Ocwen, we may be waiting for a complete record of your account information.

Please allow a little extra time for us to obtain full details about your account.

If this is a question about your account: We will research for you and provide an update within 5 business days.

If you need to change your contact information or make a payment: We will review your email and make sure your account is updated.

Access to account information is easier than ever: Account details are available 24/7 at www.ocwencustomers.com.

Page 207: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

If you have feedback about your online experience: Thank you for your input! We will work diligently to correct and enhance your online experience. You can also reach us by phone, at 1-800-74-0CWEN (800-746-2936), Monday through Friday 8:00am to 9:00pm, Saturday 8:00am to 5:00pm and Sunday 9:00am to 9:00pm ET.

This is an automated reply.

This is an unmonitored email box, so we are unable to reply. For urgent inquiries, please give us a call toll-free at 1-800-74-0CWEN (800-746-2936), Monday through Friday 8:00am to 9:00pm ET, Saturday 8:00am to 5:00pm ET and on Sunday 9:00 am to 9:00pm ET.

****************************************************************************** ************** This E-mail message and any attachments are intended solely for the use of the addressee hereof and may contain information that is confidential, privileged and/or exempt from disclosure under applicable law. Delivery of this message to any person other than the intended recipient shall not constitute a waiver of any right, privilege or exemption. If you are not the intended recipient, please immediately notit:Y the sender by reply E­mail and permanently delete this message from your system without reproducing or disclosing it to any third party. While Oewen Financial Corporation and its subsidiaries take reasonable precautions to prevent transmission of software viruses, we cannot guarantee the same and we therefore disclaim liability for any damage sustained by you or any third party as a result thereof

****************************************************************************** **************

Responder, Responder a todos o Reenviar I Mas

Page 208: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

EXHIBIT ... Page 3 of 8 VIA U.S. Mail, Fax and E-mail.

DEN UNCIA I COMPLAINT (AMENDMENT)

TO: OCWEN LOAN SERVICING, LLC (OCWEN); INDYMAC MORTGAGE SERVICES, a division of ONEWEST BANK, N.A; FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE). FROM: VICTOR M COREAS 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 E-mail: [email protected] Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 Fecha I Date: 08/08/2014

EXHIBIT: 003 El: 05/23/2014, recibf otra notificaci6n de: Kristina M. Pelletier ... El: 05/24/2014, di RESPUESTA a dicha notificaci6n ...

EXHIBIT: 003 LOAN NUMBER: 7195665927 (OCWEN LOAN SERVICING, LLP) LOAN NUMBER: 1005357270 (INDYMAC MORTGAGE SERVICES) BORROWER: VICTOR M COREAS PROPIEDAD: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Mailing Address: PO BOX 372023. RESEDA. CA 91337 ***Amendment to complaint dated: 08/01/2014

Page 209: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

RE: Victor Coreas v. Ocwen et al.; Case No. BC509704- 18012 Roscoe Blvd, Northridge, CA, 91325 **This Email is subject to Evidence Code 1152**

viernes, mayo 23, 2014, 11:30 am Marcar como no leido Marcar este mensaje

De:

"Kristina M. Pelletier" <[email protected]>

A:

"[email protected]" <[email protected]>

Cc:

"Shamika L Polin" <[email protected]>

Mr. Coreas,

My client has reviewed you Loan modification request, but they have determined that some documents and/or information are missing. My client still needs the following:

1. A copy of your most recent quarterly profit and loss statement documenting your self-employment income- this must be signed.

Please return this document to this office no later than 5/30/2014,

Thank you,

Kristina Pelletier, Esq.

4665 MacArthur Court, Suite 200

Newport Beach, CA 92660

Direct Line (949} 477-5054

Main (949) 477-5050 Ext.3025

Fax (949) 608-9142

Wright, Finlay & Zak: Your Western

Regional Counsel for California,

Nevada, Arizona, Washington,

Oregon, Utah and Hawaii

For escalated communications on matters, please contact the associate's supervising attorney Robert Finlay at [email protected] and (949) 477-5056. '

Page 210: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Respuesta a E-MAIL de fecha: 05/23/2014

FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

RE: CASE NUMBER BC509704

Page 1 of4

05/24/2014

PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325

Loan#: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

DECLARACION JURADA/ AFFIDAVIT

Respetables Srs. WRIGHT, FINLAY & ZAK, LLP

El: 05/23/2014, recibi una NOTIFICACION por E-MAIL de: Kristina M Pelletier, el cual adjunto a Ia presente.

Como es mi caracteristica habitual... He tornado Ia decision de contestar

dicha notificaci6n (E-MAIL).

Tomando en consideraci6n lo indicado en el E-mail de fecha: 05/01/2014 y mi respuesta a dicha notificaci6n, en donde expongo mis CONDICIONES

claramente... Doy por entendido que las mismas estan siendo ACEPTADAS: Por todas las partes involucradas ode interes en el caso; porque de NO ser asi es obvio OCWEN no procederia a revisar mi SOLICITUD DE MODIFICACION DE PRESTAMO.

OCWEN = Account Number: 7195665927 LOAN#: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/1312013 de OCWEN y RESPUESTA a E-mail de fecha: 05/01/2014. C.C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West

Bank, FSB & Federal National Mortgage Association (Fannie Mae) ••• DECLARACION JURADA I AFFIDAVIT

Page 211: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Respuesta a E-MAIL de fecha: 05/23/2014 FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

Page 2 of4

Por tal raz6n a mas tardar el: 05/29/2014, voy a estar enviando lo requerido (solicitado) en el E-mail de fecha: 05/23/2014.

Nuevamente quiero manifestarles que es para mi sumamente satisfactorio recibir esta NOTIFICACION, como tambien que esten ya revisando todo lo relacionado a Ia MODIFICACION DEL PRESTAMO.

POR ULTIMO MUCHO LES VOY A AGRADECER QUE LE INFORM EN A: OCWEN LOAN SERVICING, LLC, QUE GRACIAS POR PRESTAR ATENCION A Ml SOLICITUD DE MODIFICACION DE PRESTAMO ... YA QUE SINCERAMENTE QUIERO DARLE SOLUCION Y TERMINAR ESTA PESADILLA LO MAS PRONTO POSIBLE ... Y TAMBIEN A USTEDES GRACIAS POR SUS BUENOS OFICIOS Y NOTICIAS.

Sinceramente y Respetuosamente,

U-~ VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 E-mail: [email protected]

OCWEN =Account Number: 7195665927 LOAN #: 1005357270 /INDYMAC I One West Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/13/2013 de OCWEN y RESPUESTA a E-mail de fecha: 05101/2014. C.C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West

Bank, FSB & Federal National Mortgage Association (Fannie Mae) ... DECLARACION JURADA 1 AFFIDAVIT

Page 212: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Respuesta a E-MAIL de fecha: 05/23/2014

FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

Page 3 of4

DECLARE UNDER PENALTY OF PERJURY UNDER THE LAWS OF THE STATE OF CALIFORNIA THAT THE PREVIOUS STATEMENTS ARE TRUE AND CORRECT.

Date: osft¢'1

Name·

(/ Signature

OCWEN = Account Number: 7195665927 LOAN#: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/13/2013 de OCWEN y RESPUESTA a E-mail de fecha: 05/01/2014. C.C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West

Bank, FSB & Federal National Mortgage Association (Fannie Mae) ... DECLARACION JURADA I AFFIDAVIT

Page 213: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Respuesta a E-MAIL de fecha: 05/23/2014 FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

Page 4 of4

The documents are listed in the Attachment to Proof of Service by First-Class Mail. -PROOF OF SERVICE:

1 served the documents by enclosing them in an envelope and Placing the envelope for collection and mailing following our ordinary business practices. I am readily familiar with this business's practice for collecting and processing correspondence for mailing. On the same day that correspondence is placed for collection and mailing it is deposited in the ordinary course of business with the United States Postal Service in a sealed envelope with postage fully prepaid.

The envelope was addressed and mailed as follows:

a.- Name of person served: OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC lndyMac Mortgage Services and OneWest Bank, FSB Federal National Mortgage Association (Fannie Mae) WRIGHT, FINLAY & ZAK, LLP

b.- Address of person served: 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409 P .0. Box 785055, Orlando, FL 32878-5055 P .0. Box 4045, Kalamazoo, Ml 49003-4045 and 888 East Walnut Street, Pasadena, CA 91101 3900 Wisconsin Avenue, N.W., Washington, D.C. 20016 4665 MacArthur Court, Suite 280, Newport Beach, CA 92660

The name and address of each person to whom I mailed the documents is listed in the Attachment to Proof of Service by First- Cia s MaiL 1 declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct. O~

j t .f- 1 / Date:~

V ~·N{cc.:Tram're ~d/} l/~ ~ . --/ Signature

PROOF OF SERVICE I, the undersigned, being at least 18 years of age, dedare under penalty of perjury that I served the above notice, of ~h this is a ue COP. , on the following tenant(s) in possession in the manner(s) indicated below:

l!J On 0 after attempting personal service, I handed the notice to a person of suitable age and

discretion a the re idence/business of the tenant(s), AND I deposited a true copy in the U.S. Mail, in a sealed envelope with postage fully prepaid, addressed to the tenant(s) at his/her/their place of residence (date mailed, if different-------'

Executed on: --=l~· =-·..:.<!>--><!::_· ..:O!JJ::.J.C~fo;. . ...sfSJf£1.~...s(/;,.c::..,_,,t.S':.___ Served by:

OCWEN =Account Number: 7196665927 LOAN #: 1005357270 /INDYMAC I One West Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/13/2013 de OCWEN y RESPUESTA a E-mail de fecha: 05101/2014. C.C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West

Bank, FSB & Federal National Mortgage Association (Fannie Mae) ... DECLARACION JURADA I AFFIDAVIT

Page 214: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Elvie, 5/30/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Re: ANSWER I RESPUESTA: E-MAIL de fecha: 05/23/2014 OF KRISTINA M PELLETIER A: "[email protected]" <[email protected]> Cc: "residentiaiREO@ocwen .com" <residentiaiREO@ocwen .com>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: viernes, 30 de mayo de 2014, 01:45am

Re: ANSWER I RESPUESTA: E-MAIL de fecha: 05/23/2014 OF KRISTINA M PELLETIER

Mi Para [email protected]@[email protected]@ Ocwen.comDeborah. [email protected]@[email protected] om mayo 30

Respuesta a E-MAIL de fecha: 05/23/2014 FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

RE: CASE NUMBER BC509704

Page 1 of4

05/24/2014

PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Loan #: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

DECLARACION JURADA I AFFIDAVIT

Respetables Srs. WRIGHT, FINLAY & ZAK, LLP

El: 05/23/2014, recibi una NOTIFICACION por E-MAIL de: Kristina M Pelletier, el cual adjunto a Ia presente.

Como es mi caracteristica habitual... He tornado Ia decision de contestar dicha notificaci6n (E-MAIL).

Page 215: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Elvie, 5130114, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Re: ANSWER I RESPUESTA: E-MAIL de fecha: 0512312014 OF KRISTINA M PELLETIER A: "[email protected]" <[email protected]> cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]>,

"[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: viernes, 30 de mayo de 2014, 01:45am

Tomando en consideraci6n lo indicado en el E-mail de fecha: 05/01/2014 y mi respuesta a dicha notificaci6n, en donde expongo mis CONDICIONES claramente... Doy por entendido que las mismas estan siendo ACEPTADAS: Por todas las partes involucradas ode interes en el caso; porque de NO ser asf es obvio OCWEN no procederia a revisar mi

SOLICITUD DE MODIFICACION DE PRESTAMO. Por tal raz6n a mas tardar el: 05/29/2014, voy a estar enviando lo requerido (solicitado) en el E-mail de fecha: 05/23/2014.

Nuevamente quiero manifestarles que es para mf sumamente satisfactorio recibir esta NOTIFICACION, como tambiem que esten ya revisando todo lo relacionado a Ia MODIFICACION DEL PRESTAMO.

POR ULTIMO MUCHO LES VOY A AGRADECER QUE LE INFORMEN A: OCWEN LOAN SERVICING, LLC, QUE GRACIAS POR PRESTAR ATENCION A Ml SOLICITUD DE MODIFICACION DE PRESTAMO ... YA QUE SINCERAMENTE QUIERO DARLE SOLUCION Y TERMINAR ESTA PESADILLA LO MAS PRONTO POSIBLE ... Y TAMBIEN A USTEDES GRACIAS POR SUS BUENOS OFICIOS Y NOTICIAS.

Sinceramente y Respetuosamente,

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 E-mail: [email protected]

DECLARE UNDER PENALTY OF PERJURY UNDER THE LAWS OF THE STATE OF CALIFORNIA THAT THE PREVIOUS STATEMENTS ARE TRUE AND CORRECT.

Page 216: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Elvie, 5/30/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Re: ANSWER I RESPUESTA: E-MAIL de fecha: 05/23/2014 OF KRISTINA M PELLETIER A: "[email protected]" <[email protected]> Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: viernes, 30 de mayo de 2014, 01:45am

Date: _____ _

Name

Signature

The documents are listed in the Attachment to Proof of Service by First-Class Mail. -PROOF OF SERVICE:

I served the documents by enclosing them in an envelope and Placing the envelope for collection and mailing following our ordinary business practices. I am readily familiar with this business's practice for collecting and processing correspondence for mailing. On the same day that correspondence is placed for collection and mailing it is deposited in the ordinary course of business with the United States Postal Service in a sealed envelope with postage fully prepaid.

The envelope was addressed and mailed as follows: a.- Name of person served:

OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC JndyMac Mortgage Services and OneWest Bank, FSB Federal National Mortgage Association (Fannie Mae) WRIGHT, FINLAY & ZAK, LLP

b.- Address of person served: 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409 P .0. Box 785055, Orlando, FL 32878-5055 P .0. Box 4045, Kalamazoo, Ml 49003-4045 and 888 East Walnut Street, Pasadena, CA 91101 3900 Wisconsin Avenue, N.W., Washington, D.C. 20016 4665 MacArthur Court, Suite 280, Newport Beach, CA 92660

The name and address of each person to whom I mailed the documents is listed in the Attachment to Proof of Service by First- Class Mail. I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct.

Date: _____ _

Page 217: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Elvie, 5/30/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Re: ANSWER I RESPUESTA: E-MAIL de fecha: 05/23/2014 OF KRISTINA M PELLETIER A: "[email protected]" <[email protected]> Cc: "[email protected]" <residentiaiREO@ocwen .com>, "[email protected]" <Rodney [email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: viernes, 30 de mayo de 2014, 01 :45 am

Name Signature

PROOF OF SERVICE I, the undersigned, being at least 18 years of age, declare under penalty of pe~ury that I served the above notice, of which this is a true copy, on the following tenant(s) in possession in the manner(s) indicated below:

D On , after attempting personal service, I handed the notice to a person of suitable age and discretion at the residence/business of the tenant(s), AND I deposited a true copy in the U.S. Mail, in a sealed envelope with postage fully prepaid, addressed to the tenant(s) at his/her/their place of residence (date mailed, if different .-

Executed on: Served by:----------------OCWEN = Account Number: 7195665927 LOAN #: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/13/2013 de OCWEN y RESPUESTA a E-mail de fecha: 05/01/2014. C.C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West

Bank, FSB & Federal National Mortgage Association (Fannie Mae) ... DECLARACION JURADA I AFFIDAVIT

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Page 218: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Elvie, 5/30/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Re: ANSWER- Respuesta a E-MAIL de fecha: 05/23/2014- FROM: VICTOR M COREAS I TO: WRIGHT, FINLAY & ZAK,

LLP A: "[email protected]" <[email protected]> Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]>,

"[email protected]" <[email protected]> Fecha: viernes, 30 de mayo de 2014, 01:52 am

Re: ANSWER- Respuesta a E-MAIL de fecha: 05/23/2014- FROM: VICTOR M COREAS I TO: WRIGHT, FINLAY & ZAK, LLP

Mi Para [email protected]@[email protected]@ocwen.com mayo 30

Respuesta a E-MAIL de fecha: 05/23/2014 FROM: VICTOR M COREAS TO: WRIGHT, FINLAY & ZAK, LLP

WRIGHT, FINLAY & ZAK, LLP 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

RE: CASE NUMBER BC509704

Page 1 of4

05/24/2014

PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Loan #: 7195665927 * APN #: 2101-019-001 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

DECLARACION JURADA I AFFIDAVIT

Respetables Srs. WRIGHT, FINLAY & ZAK, LLP

El: 05/23/2014, recibf una NOTIFICACION por E-MAIL de: Kristina M Pelletier, el cual ad junto a Ia presente.

Como es mi caracteristica habitual... He tornado Ia decision de contestar dicha notificaci6n (E-MAIL).

Page 219: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Elvie, 5/30/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

As unto: Re: ANSWER - Respuesta a E-MAIL de fecha: 05/2312014- FROM: VICTOR M COREAS I TO: WRIGHT, FINLAY & ZAK, LLP A: "[email protected]" <[email protected]> Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "cindy [email protected]" <[email protected]> Fecha: viemes, 30 de mayo de 2014, 01:52am

Tomando en consideraci6n lo indicado en el E-mail de fecha: 05/01/2014 y mi respuesta a dicha notificaci6n, en donde expongo mis CONDICIONES claramente... Doy por entendido que las mismas estan siendo ACEPTADAS: Por todas las partes involucradas o de interes en el caso; porque de NO ser asf es obvio OCWEN no procederfa a revisar mi

SOLICITUD DE MODIFICACION DE PRESTAMO. Por tal raz6n a mas tardar el: 05/29/2014, voy a estar enviando lo requerido (solicitado) en el E-mail de fecha: 05/23/2014.

Nuevamente quiero manifestarles que es para mf sumamente satisfactorio recibir esta NOTIFICACION, como tambien que esten ya revisando todo lo relacionado a Ia MODIFICACION DEL PRESTAMO.

POR ULTIMO MUGHO LES VOY A AGRADECER QUE LE INFORMEN A: OCWEN LOAN SERVICING, LLC, QUE GRACIAS POR PRESTAR ATENCION A Ml SOLICITUD DE MODIFICACION DE PRESTAMO ... VA QUE SINCERAMENTE QUIERO DARLE SOLUCION Y TERMINAR ESTA PESADILLA LO MAS PRONTO POSIBLE. .. Y TAMBIEN A USTEDES GRACIAS POR SUS BUENOS OFICIOS Y NOTICIAS.

Sinceramente y Respetuosamente,

VICTOR M COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 E-mail: [email protected]

DECLARE UNDER PENAL TV OF PERJURY UNDER THE LAWS OF THE STATE OF CALIFORNIA THAT THE PREVIOUS STATEMENTS ARE TRUE AND CORRECT.

Page 220: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Elvie, 5/30/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

As unto: Re: ANSWER- Respuesta a E-MAIL de fecha: 05/23/2014- FROM: VICTOR M COREAS I TO: WRIGHT, FINLAY & ZAK, LLP A: "[email protected]" <[email protected]> · Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: viernes, 30 de mayo de 2014, 01:52am

Date: ______ _

Name

Signature

The documents are listed in the Attachment to Proof of Service by First-Class Mail.-PROOF OF SERVICE:

I served the documents by enclosing them in an envelope and Placing the envelope for collection and mailing following our ordinary business practices. I am readily familiar with this business's practice for collecting and processing correspondence for mailing. On the same day that correspondence is placed for collection and mailing it is deposited in the ordinary course of business with the United States Postal Service in a sealed envelope with postage fully prepaid.

The envelope was addressed and mailed as follows: a.- Name of person served:

OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC lndyMac Mortgage Services and OneWest Bank, FSB Federal National Mortgage Association (Fannie Mae) WRIGHT, FINLAY & ZAK, LLP

b.- Address of person served: 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409 P .0. Box 785055, Orlando, FL 32878-5055 P .0. Box 4045, Kalamazoo, Ml 49003-4045 and 888 East Walnut Street, Pasadena, CA 91101 3900 Wisconsin Avenue, N.W., Washington, D.C. 20016 4665 MacArthur Court, Suite 280, Newport Beach, CA 92660

The name and address of each person to whom I mailed the documents is listed in the Attachment to Proof of Service by First- Class Mail. I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct.

Date: ____ _

Name Signature

Page 221: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

Elvie, 5/30/14, VICTOR MANUEL COREAS <[email protected]> escribi6:

Asunto: Re: ANSWER- Respuesta a E-MAIL de fecha: 05/23/2014- FROM: VICTOR M COREAS /TO: WRIGHT, FINLAY &ZAK, LLP A: "[email protected]" <[email protected]> Cc: "[email protected]" <[email protected]>, "[email protected]" <[email protected]>, "[email protected]" <[email protected]> Fecha: viemes, 30 de mayo de 2014, 01 :52 am

PROOF OF SERVICE I, the undersigned, being at least 18 years of age, declare under penalty of perjury that I served the above notice, of which this is a true copy, on the following tenant(s) in possession in the manner(s) indicated below:

D On , after attempting personal service, I handed the notice to a person of suitable age and discretion at the residence/business of the tenant(s), AND I deposited a true copy in the U.S. Mail, in a sealed envelope with postage fully prepaid, addressed to the tenant(s) at his/her/their place of residence (date mailed, if different ______ _,

Executed on:-------------- Served by:----------------

OCWEN =Account Number: 7195665927 LOAN #: 1005357270 /INDYMAC I OneWest Bank, FSB PROPIEDAD: 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 NOTA: Adjunto a Ia presente CARTA de fecha: 09/13/2013 de OCWEN y RESPUESTA a E-mail de fecha: 05/01/2014. C. C. OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLC, lndyMac Mortgage Services and One West

Bank, FSB & Federal National Mortgage Association (Fannie Mae) .•• DECLARACION JURADA I AFFIDAVIT

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• 05-29-2014 PROFIT AND LOSS STATEMENT- 001

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• 05-24-2014 RESPUESTA A E-MAIL 05-23-2014

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• RESPUESTA A E-MAIL 05-01-2014

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Page 222: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El mie, 6/18/14, Kristina M. Pelletier <[email protected]> escribi6:

Asunto: RE: Victor Coreas v. Ocwen et al.; Case No. BC509704 -18012 Roscoe Blvd, Northridge, CA, 91325 *"This Email is subject to Evidence Code 1152** A: "[email protected]'' <[email protected]> Cc: "Shamika L. Polin" <[email protected]> Fecha: miercoles, 18 de junio de 2014, 03:08pm

RE: Victor Coreas v. Ocwen et al.; Case No. BC509704 -18012 Roscoe Blvd, Northridge, CA, 91325 **This Email is subject to Evidence Code 1152** miercoles, junio 18, 2014, 3:08pm _Marcar como no leido_Marcar este mensaje

De:

"Kristina M. Pelletier" <[email protected]> A:

"[email protected]" <[email protected]>

"Shamika L. Polin" <[email protected]>

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PDF REAL_Financiai_Package_v.6.pdf

Mr. Coreas:

Cc:

Encabezados completes Vista imprimible

My client had advised that the RMS signed by you in March of 2014 is now outdated. Thus, an updated RMA signed by you must be signed and returned to this office. I have attached an RMA for you to fill out.

We also need 90 days' worth of updated paystubs. Thus, we need 4 consecutive paystubs for the last 90 days.

Please submit these documents to this office by June 25, 2014. Again, DO NOT send these documents to Fannie Mae or Ocwen. These documents should only be sent to this office as their representative. I have requested on multiple occasions that you stop sending documents to my clients, but you continue to do so.

Thank you,

Kristina Pelletier, Esq.

Page 223: Date: Wednesday, January 07, 2015 5:13:43 AM · 2015-02-06 · Date: Wednesday, January 07, 2015 7:10:19 PM Jennifer Garnant 625 N Shepard St Anaheim, CA 92806 E-Mail: jgarnant@odysseypower.com

El mie, 6/18/14, Kristina M. Pelletier <[email protected]> escribi6:

Asunto: RE: Victor Coreas v. Ocwen et al.; Case No. BC509704 -18012 Roscoe Blvd, Northridge, CA, 91325 **This Email is subject to Evidence Code 1152** A: "[email protected]" <[email protected]> Cc: "Shamika L. Polin" <[email protected]> Fecha: miercoles, 18 de junio de 2014, 03:08pm

4665 MacArthur Court, Suite 200 Newport Beach, CA 92660

Direct Line (949) 477-5054

Main (949) 477-5050 Ext.3025

Fax(949)608-9142

Wright, Finlay & Zak: Your Western

Regional Counsel for California,

Nevada, Arizona, Washington,

Oregon, Utah and Hawaii

For escalated communications on matters, please contact the associate's supervising attorney, Robert Finlay at [email protected] and (949) 477-5056.

PLEASE BE ADVISED THAT THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.