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Credit Guarantee Scheme for PMMY & PMJDY Loans
For This Scheme:
1. NCGTC will create and make available a portfolio where MLI can upload his correspondingloan information for which he seeks credit guarantee cover
2. Platform provides following Types of Portfolio:i. Current FY Portfolio (for loans sanctioned in current FY)ii. Retrospective Portfolio (for loans sanctioned in previous FY since scheme start date is 2015)
3. Two types of File Layouts are permitted – New Loans and for updating the existing loan informationRefer - http://surge.ncgtc.in/mudradownloadtemplates.html for these layouts
http://surge.ncgtc.in/mudradownloadtemplates.html
1. For Any Portfolio: …contd
2. For Current Portfolio: i. Initial state will be from Base period Q1 to Q4 depending on the quarter in which it is createdii. Will have Base Period Billing to start with and consequent billing cycles as per the progression
3. For Retrospective Portfolio: Initial state will always be Base period Q4i. Initial state will ALWAYS be Base period Q4ii. Will ALWAYS have Base Period Billing and Currency Period Billing (this will be one to multiple times upto three depending on portfolio start date and current date)
Base Period Billing
CRYSTALLIZED the portfolio
Transit to Currency Period
Currency Period Billing
- New Loans & Update Information Allowed
- Billing is at end of each Quarter
- Billing is for Broken Period
No File Uploads are allowed
- Only Update Information File is Allowed
- Billing is Advanced billing
- Billing is for Entire FY
MLI’s to click on this Link
http://ncgtc.in/
Here ‘Maker’ appointed by MLI Logs
into the system
MLI to click –Input File
Management
Choose Portfolio for uploading the
input file
Update Loan Information
There will be Portfolio’s for Retrospective
AND/OR Current Year’s
SELECT THE REQUIRED PORTFOLIO
Loan Information
MUDABCD20161017C
Now Choose A File (XML)
Update Loan Information
MUDABCD20161017C
Explorer Opens –Choose the
requisite file
MudraLoan….xml
Upload this file
MUDABCD20161017C
Update Loan Information
• Till portfolio CRYSTALLIZATION & for Current FY Portfolio MLI’s can upload files to include new loans and/or update existing loan information
• After CRYSTALLIZATION only updates to existing loan is allowed
MUDABCD20161017C
Update Loan Information
0.00 0.00
MUDABCD20161017C
Validated
File has been validated
Look Here for Stats. Note that Cover and Fee is
Zero
Update Loan Information
0.00 0.00
MUDABCD20161017C
Validated
Send to Approve this File
Update Loan Information
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MUDABCD20161017C
ApprovalAwaited
Update Loan Information
MLI Approver Window/Screen
GO to Approve Input File Link
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Click on ‘Submit’ Button
mudrav3.xml
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Here, he can Approve/Reject
the file for further
submission
mudrav3.xml
Update Loan Information
If, Approved – he needs to provide his approval for
mgmt. certificate as well
Update Loan Information
Here he can view/print the
mgmt. certificate
0.00 0.00
MUDABCD20161017C
Guarantee In Force
After Approver ‘Approves’ –
System Processes the file and issues
CG(Maker Screen)
Update Loan Information
Go to Payment Management to
make payment to issue CG
NMUD201610170
Select this link to proceed for
payment
Mudrav3.xml 28/03/2016 10:45
NMUD201610170
Provide here the payment
reference
NMUD201610170
After payment reconciliation
– system issues CG
Download the CG issue report and
the payment receipt
NMUD201610170 Mudrav3.xml 28/03/2016 10:45