1

APPENDIX III

VIETNAM PROSPERITY JOINT-STOCK

COMMERCIAL BANK

***

SOCIALIST REPUBLIC OF VIETNAM

Independence – Freedom – Happiness

---***---

No: 772-2013/CV-VPB Hanoi, 25 July 2013

CORPORATE GOVERNANCE REPORT

(6 months/year)

Addressee: - State Securities Commission of Vietnam

- Stock Exchange

- Issuing company: Vietnam Prosperity Bank (VPBank)

- Head Office: No 72, Tran Hung Dao str., Hoan Kiem District, Hanoi

- Tel: 04309288900 Fax: 043.9288901

- Email: (registered for information disclosure): vanphonghdqt@vpb.com.vn

- Charter capital: VND 5,770,000,000,000

- Stock code (if any):

I. Activities of the Board of Directors (reporting 6month/year)

1. Meetings of The Board of Directors: In 6 months of 2013, the Board of Directors convened two

periodic meetings (1st and 2

nd Quarter)

No Member of BOD Position Number of

Participated

Meetings

Ratio Reasons for absence

1 Ngo Chi Dzung Chairman of

the BOD

2 100%

2 Bui Hai Quan Vice

Chairman

2 100%

3 Lo Bang Giang Vice

Chairman

2 100%

4 Phung Khac Ke: Independent

Member

2 100%

5 Luong Phan Son Member 0 0% At the time of the two meetings,

he was not yet member of the

BOD

6 Nguyen Duc Vinh Member 0 0% At the time of the two meetings,

he was not yet member of the

BOD

2. The resolutions adopted by the BOD

2

No Resolution

No./date

Contents

1 10/1/2013 Approved amendments and supplements of Regulations on VPBank’s

transaction limit of customers being financial institutions

2 16/01/2013 Approved 2013 financial plan

3 23/2/2013 Approved draft Regulations on organization and operation of debt handling

council; Regulations on debt handling approval and nomination of different

levels of debt handling approval

4 22/3/2013 Approved Regulations on operation of Credit Council and amendments of

Regulations on credit approval

5 24/3/2013 Approved re-structuring of Credit council personnel

6 24/3/2013 Approved budget payment plan for social security in 2013

7 25/3/2013 Approved supplements of business area of VPBank AMC

8 28/3/2013 Approved regulations on VPBank’s guarantee of customers

9 3/4/2013 Approved Regulations on exemption of interest rates of VPBank

10 2/4/2013 Approved amendments of operation registration of VPBank Hoa Binh

branch: amendments of sector name and sector code of the branch

11 17/4/2013 Approved the Chief Executive Officer’s performance report of 1st Quarter

and some key orientations of 2nd

Quarter based on CEO’s proposals

Approved VPBank AMC’s 2013 activity plan

Approved performance bonus rates of AMC in 2012

Approved the titles of executive board members

Approved the following draft:

+ Regulations on Corporate Governance

+ Regulations on VPBank’s information disclosure

Approved amendments of the representative of VPBank’s contributed

capital at one company VPBank has invested in

Approved contents related to VPBank’s General Meeting of Shareholders:

meeting agenda, task assignment, approved contents of reports and

documents

12 25/4/2013 Approved Code of Professional Conduct of VPBank

13 16/5/2013 Agreed on amendments of Regulations on VPBank’s credit evaluation of

customers being financial institutions

14 20/5/2013 Agreed on issuance of new Regulations on VPBank’s transaction limit of

customers being financial institutions

15 21/5/2013 Amendments of business registration of VPBank Bac Giang branch

16 24/5/2013 Amendments of business registration of VPBank Dong Thap and Kien

Giang branches

17 12/6/2013 Changes of business location of Hai Phong branch

3

18 10/6/2013 Agreed on rent of additional venue for the Bank’s Head office at Viet Hai

Building, Duy Tan street, Cau Giay

19 20/6/2013 Amendments of operation registration of VPBank Quang Binh branch

20 20/6/2013 Approved credit policy for corporate customers

21 20/6/2013 Approved credit risk management policy

22 25/6/2013 Approved development strategies and strategy implementation of Ebanking

for the 2013-2017 period

23 30/6/2013 Agreed on rent of additional venue for the Bank’s Head office at Viet Hai

Building, Duy Tan street, Cau Giay (continued)

3. The supervisory activity of the BOD with Chief Executive Officer

- VPBank Board of Directors has attended 06 monthly review meetings of the Board of

Management in the last 6 months.

- Besides, the Board of Directors also supervises the Chief Executive Officer by reviewing daily,

weekly, monthly, quarterly reports as well as requesting for reports when necessary.

- Monitoring by considering and processing information from the reports of the Supervisory Board

and Internal Audit Division over the Bank’s units.

- The Board of Directors also supervises the Chief Executive Officer through the activities of

councils/committees under the BOD as below.

4. The activities of councils/committees under the Board of Directors.

There are two committees directly under VPBank Board of Directors namely Human Resources

Committee and Risk Management Committee.

- Human Resources Committee: The Human Resources Committee’s tasks are to advise the Board

of Directors on the scope and structure of VPBank’s Boards of Directors, Supervisory Board;

issues arising in the course of voting, appointment, dismissal, removal, advise the Board of

Directors on remuneration, bonus and other benefits for members of the Board of Directors,

Supervisory Board, Board of Management. Advise the Board of Directors and make decision

within its authority on senior executives of the Bank, decisions on policies, compensation and

benefits for employees, training projects and human resources strategies. The Human Resources

Committee meets on a monthly basis.

- Risk Management Committee: The Committee is tasked with advising the Board of Directors in

the adoption of risk management strategies, processes, policies for all activities of the Bank. The

Risk Management Committee also analyzes and provides warnings on the safety of VPBank

against hidden and potential risks and recommends prevention measures; analyzes and decides the

general risk level of the Bank; sets risk appetite and risk acceptance level for functional areas and

the entire bank as well as supervises the execution of this policy within the Bank. The Risk

Management Committee also takes responsibility for reviewing and deciding changes in the

Bank’s risk management structure to meet risk management requirements of regulatory agencies;

diffusing knowledge and a culture of risk management in the entire bank, etc. The Risk

Management Committee organizes 02 meetings in the first 2 quarters of 2013.

4

No Council / Committee Number of

Resolutions

Contents

1 Human Resources

Committee

(4 meetings)

17 Approved Human Resources Strategy and master Action

Plan of 2013

Decided policies related to KPI and business bonus

policies

Approved proposals on development of Corporate

Culture 2013

Approved principles on the authority of personnel

decisions

Approved plans, methods and roadmap of

implementation of performance framework based

training

2 Risk Management

Committee

(3 meetings)

3 Discussed and approved contents related to credit

policies, corporate customer policies; risk management

solutions for some specific items of the Bank

Evaluated the conditions of VPBank’s risk management

system.

Approved master development plan and roadmap of

implementation of Basel II

Besides 2 committees directly under VPBank Board of Directors, members of the Board of Directors

can be nominated to other councils, committees of the Bank, such as Credit council, Investment

Council, Assets/liabilities Management Council, Technological Direction Council, Executive

Committee, etc

II. Changes of list of related persons of Public Enterprises in accordance with Clause 34, Article

6, Law on Securities (reporting 6 months/year): (Enclosed Appendix)

III. Transactions of internal shareholders and related persons (reporting 6 months/year):

(Enclosed Appendix)

1. List of internal shareholders and related persons

2. Share transactions

3. Other transactions: (transactions of internal shareholders/major shareholders and related

persons with the company)

Recipients: CHIEF EXECUTIVE OFFICER

- As Addressee

- BOD & Supervisory Board (For their Information)

- Archive in BD office

(signed and sealed)

Nguyen Duc Vinh

P a g e 1

VIETNAM PROSPERITY JOINT-STOCK COMMERCIAL BANK #72 Tran Hung Dao Str., Hoan Kiem Dist., Ha Noi

Tel: (84.4) 3 9288 869/Fax: (844) 3 9288867

APPENDIX OF CORPORATE GOVERNANCE REPORT

(No. 1 - Year 2013)

III. Changes of list of related persons of Public Enterprises in accordance with Clause 34, Article 6, Law on Securities

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance

of Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Start date

of being

related

persons

End date

of being

related

persons

Reasons

1 Luong Phan Son NA Member of

the BOD

013014439 27/10/2007 Ha Noi

Police

104, Ton That Tung,

Khuong Thuong Ward,

Dong Da Dist., Ha Noi

26/04/2012 Elected to be the

Member of BOD

on 26 April 2012

2 Duong Thi Thuy NA Deputy

Chief

Executive

Officer

012190593 12/04/2008 Ha Noi

Police

#4, Hoang Dieu, Quan

Thanh Ward, Ba Dinh,

Ha Noi

18/02/2008 14/06/2013 Modification of

title

3 Marek Hovorka NA Deputy

Chief

Executive

Officer

39456415 25/11/2009 Czech

Republic

Apartment nr. 18-07,

Sailing Tower, 51

Nguyen Thi Minh

Khai, Ho Chi Minh

City

15/10/2010 14/06/2013 Modification of

title

IV. Transactions of internal shareholders and related persons

1. List of internal shareholders and related persons

P a g e 2

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

I Internal Shareholders

1 Ngo Chi Dzung NA Chairman

of the BOD

012603070 07/07/2003 Ha Noi

Police

#11, Road No. 1, Zone

A, Nam Thanh Cong,

Dong Da, Ha Noi

25,872,404 4.48%

2 Bui Hai Quan NA Vice

Chairman

of the BOD

012191698 18/01/1999 Ha Noi

Police

#10, Lot 2B, Trung Yen

Residential zone, Trung

Hoa, Cau Giay, Ha Noi

8,936,112 1.55%

3 Lo Bang Giang NA Vice

Chairman

of the BOD

145428018 03/04/2007 Hung Yen

Police

199 Doi Can, Ba Dinh,

Ha Noi

817,490 0.14%

4 Phung Khac Ke NA Independen

t Member

of the BOD

010196770 27/10/2005 Ha Noi

Police

B14 Trung Hoa, Nhan

Chinh, Thanh Xuan, Ha

Noi

- 0.00%

5 Luong Phan Son NA Member of

the BOD

013014439 27/10/2007 Ha Noi

Police

104, Ton That Tung,

Khuong Thuong Ward,

Dong Da Dist., Ha Noi

2,383,599 0.41%

6 Nguyen Quynh

Anh

NA Head of

Supervisor

y Board

011440178 03/12/2007 Ha Noi

Police

#1, Lane 86/16/2, To

Vinh Dien, Ha Noi

22,720,834 3.94%

7 Nguyen Thi Mai

Trinh

NA Member of

Supervisor

y Board

011551054 20/10/2007 Ha Noi

Police

Room 103 – E4, Thanh

Xuan Bac, Ha Noi

28,349,194 4.91%

8 Trinh Thi Thanh

Hang

NA Member of

Supervisor

y Board

013103260 01/07/2008 Ha Noi

Police

#23, Giap Bat street,

Hoang Mai District, Ha

Noi

- 0.00%

9 Nguyen Duc

Vinh

NA Chief

Executive

Officer

010271710 07/05/2001 Ha Noi

Police

C10, No. 142, Doi Can,

Ba Dinh, Ha Noi

- 0.00%

10 Nguyen Thanh

Binh

NA Deputy

Chief

Executive

Officer

011795731 06/06/1993 Ha Noi

Police

Room 310, D2, Viet Xo

collective zone, Ha Noi

215,915 0.04%

P a g e 3

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

11 Vu Minh

Truong

NA Deputy

Chief

Executive

Officer

012081900 21/03/2007 Ha Noi

Police

Room 316 - A7,

Khuong Thuong

collective zone, Dong

Da, Ha Noi

- 0.00%

12 Phan Ngoc Hoa NA Deputy

Chief

Executive

Officer

023508471 03/01/2007 Ho Chi

Minh City

Police

81A, Street 11, Tan

Kieng Ward, District 7,

Ho Chi Minh

134,555 0.02%

13 Duong Thi Thu

Thuy

NA Deputy

Chief

Executive

Officer

011457185 23/11/2004 Ha Noi

Police

C21, Room 405, Thanh

Xuan Bac Ward, Thanh

Xuan, Ha Noi

15,237 0.00%

14 Nguyen Thi

Bich Thuy

NA Deputy

Chief

Executive

Officer

011676258 12/10/2006 Ha Noi

Police

Room 213, Collective

Zone of Technology

Institute, Lang Ha

Ward, Ba Dinh, Ha Noi

- 0.00%

15 Luu Thi Thao NA Deputy

Chief

Executive

Officer

012024030 25/04/2000 Ha Noi

Police

#4, Lane 1/20, Trung

Hoa Nhan Chinh, Thanh

Xuan, Ha Noi

44,065 0.01%

16 Kalidas Ghose NA Deputy

Chief

Executive

Officer

Z2159694 24/12/2010 Ho Chi

Minh City

Apartment A1107,

Cantavil Hoan Cau,

600A, Dien Bien Phu,

Ward 22, Binh Thanh

District, Ho Chi Minh

City

- 0.00%

17 Luu Thi Anh

Xuan

NA Deputy

Chief

Executive

Officer

011537134 09/07/2002 Room 1701, 17T3,

Trung Hoa Nhan Chinh,

Ha Noi, Viet Nam

- 0.00%

18 Nguyen Thi Thu

Hang

NA Chief

Accountant

011932721 17/09/1999 Room 413, C3, Hoang

Ngoc Phach, Lang Ha,

Dong Da, Ha Noi

- 0.00%

P a g e 4

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

II Related persons of internal shareholders

1 Ngo Chi Trinh NA NA 010124292 Ha Noi

Police

#11, Street No.1, Zone

A, Nam Thanh Cong,

Dong Da, Ha Noi

- 0.00% Father of Mr.

Ngo Chi

Dzung

2 Vu Thi Quyen NA NA 010357234 Ha Noi

Police

#11, Street No.1, Zone

A, Nam Thanh Cong,

Dong Da, Ha Noi

- 0.00% Mother of Mr.

Ngo Chi

Dzung

3 Ngo Thi Khanh

Hoa

NA NA 011996757 25/10/1990 Ha Noi

Police

BT4, Building No. 14,

Phap Van, Ha Noi

- 0.00% Older sister of

Mr. Ngo Chi

Dzung

4 Ngo Thanh

Hang

NA NA 011115679 Ha Noi

Police

Vila 39, No. 10, Dang

Thai Mai, Ha Noi

- 0.00% Older sister of

Mr. Ngo Chi

Dzung

5 Hoang Anh

Minh

NA NA 011685494 04/10/2010 Ha Noi

Police

#11, Street No.1, Zone

A, Nam Thanh Cong,

Dong Da, Ha Noi

1,254,840 0.22% Spouse of Mr.

Ngo Chi

Dzung

6 Ngo Minh

Phuong

NA NA N1183479 15/04/2008 Russian

Embassy

#11, Street No.1, Zone

A, Nam Thanh Cong,

Dong Da, Ha Noi

- 0.00% Child of Mr.

Ngo Chi

Dzung

7 Ngo Phuong

Anh

NA NA At early age #11, Street No.1, Zone

A, Nam Thanh Cong,

Dong Da, Ha Noi

- 0.00% Child of Mr.

Ngo Chi

Dzung

8 Ngo Chi Trung

Johnny

NA NA At early age #11, Street No.1, Zone

A, Nam Thanh Cong,

Dong Da, Ha Noi

- 0.00% Child of Mr.

Ngo Chi

Dzung

9 Bui Dinh Do NA NA 012922254 Ha Noi

Police

- 0.00% Father of Mr.

Bui Hai Quan

P a g e 5

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

10 Mac Thi Hien NA NA 012922255 Ha Noi

Police

- 0.00% Mother of Mr.

Bui Hai Quan

11 Bui Hai Son NA NA 8A8E69105

1

15/04/2008 Ministry of

Defense

Room 303, X1-26

collective zone, Lieu

Giai, Ba Dinh, Ha Noi

167,348 0.03% Older brother

of Mr. Bui

Hai Quan

12 Kim Ngoc Cam

Ly

NA NA 011529218 14/01/2003 Ha Noi

Police

#10, Lot 2B, Trung Yen

Residential zone, Trung

Hoa, Cau Giay, Ha Noi

1,389,080 0.24% Spouse of Mr.

Bui Hai Quan

13 Bui Cam Thi NA NA At early age #10, Lot 2B, Trung Yen

Residential zone, Trung

Hoa, Cau Giay, Ha Noi

- 0.00% Daughter of

Mr. Bui Hai

Quan

14 Bui Hai Ngan NA NA At early age #10, Lot 2B, Trung Yen

Residential zone, Trung

Hoa, Cau Giay, Ha Noi

- 0.00% Daughter of

Mr. Bui Hai

Quan

15 Viet Hai

Technology

Trading

Company

Limited

NA NA 010200161

2

14/12/2000 Ha Noi

Departmen

t of

Planning &

Investment

Floor 4, Vimeco

Building, Lot E9, Pham

Hung, Cau Giay, Ha

Noi

14,337,330 2.48% Company

where Mr. Bui

Hai Quan is

the Director

and owns 90%

of Charter

capital

16 Viet Hai

Investment JSC

NA NA 010493676

3

17/11/2010 Ha Noi

Departmen

t of

Planning &

Investment

Room 10.2, Floor 10,

Viet Hai Building,

No.10, Lot 2B, Dich

Vong, Cau Giay, Ha

Noi

12,508,065 2.17% Company

where Mr. Bui

Hai Quan is

the Director

P a g e 6

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

17 Long Viet MDF

Wooden

Technology JSC

NA NA 630300004

4

25/06/2007 Dak Nong

Province's

Departmen

t of

Planning &

Investment

T-junction of national

road 14 & 14C, Thuan

Hanh ward, Dak Song

district, Dak Nong

province

- 0.00% Company

where Mr. Bui

Hai Quan is

the member of

the Board of

Directors and

owns 15% of

charter capital

18 Hong Hai

Company

Limited

NA NA 420047940

4

06/03/2002 Khanh Hoa

Province's

Departmen

t of

Planning &

Investment

Van Dang Commune,

Vinh Luong ward, Nha

Trang city, Khanh Hoa

- 0.00% Company

where Mr. Bui

Hai Quan is

the member of

the Board of

Members and

owns 10.52%

of charter

capital

19 Ly Thi Thu Ha NA NA 012100621 23/07/2007 Ha Noi

Police

199 Doi Can, Ba Dinh,

Ha Noi

5,769,048 1.00% Mother of Mr.

Lo Bang

Giang

20 Lo Trung Hai NA NA Dead - 0.00% Father of Mr.

Lo Bang

Giang

21 Lo Hai Yen

Ngoc

NA NA 012581049 17/12/2009 Ha Noi

Police

199 Doi Can, Ba Dinh,

Ha Noi

5,769,680 1.00% Older sister of

Mr. Lo Bang

Giang

22 Nguyen Thu

Thuy

NA NA 011987373 07/03/2003 Ha Noi

Police

199 Doi Can, Ba Dinh,

Ha Noi

- 0.00% Spouse of Mr.

Lo Bang

Giang

P a g e 7

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

23 Lo Thuy Duong

Sophia

NA NA At early age 199 Doi Can, Ba Dinh,

Ha Noi

- 0.00% Daughter of

Mr. Lo Bang

Giang

24 Lo Thuy Vy

Kristina

NA NA At early age 199 Doi Can, Ba Dinh,

Ha Noi

- 0.00% Daughter of

Mr. Lo Bang

Giang

25 Lo An Ton NA NA At early age 199 Doi Can, Ba Dinh,

Ha Noi

- 0.00% Son of Mr. Lo

Bang Giang

26 Lo Thuy Minh NA NA At early age 199 Doi Can, Ba Dinh,

Ha Noi

- 0.00% Daughter of

Mr. Lo Bang

Giang

27 Hoang Thi Lan NA NA 010196444 27/10/2005 Ha Noi

Police

B14, Trung Hoa - Nhan

Chinh, Thanh Xuan, Ha

Noi

- 0.00% Spouse of Mr.

Phung Khac

Ke

28 Phung Thi Lan

Huong

NA NA 011835643 26/09/2009 Ha Noi

Police

B14, Trung Hoa - Nhan

Chinh, Thanh Xuan, Ha

Noi

- 0.00% Daughter of

Mr. Phung

Khac Ke

29 Phung Ngoc

Quang

NA NA 012015005 26/02/1997 Ha Noi

Police

B14, Trung Hoa - Nhan

Chinh, Thanh Xuan, Ha

Noi

- 0.00% Son of Mr.

Phung Khac

Ke

30 Phung Thi Bich NA NA 020108654 05/07/2006 Ha Noi

Police

B14, Trung Hoa - Nhan

Chinh, Thanh Xuan, Ha

Noi

- 0.00% Older sister of

Mr. Phung

Khac Ke

31 Luong Phan

Toan

NA NA 012056008 03/07/1997 Ha Noi

Police

104, Ton That Tung,

Khuong Thuong Ward,

Dong Da Dist., Ha Noi

- 0.00% Father of Mr.

Luong Phan

Son

32 Vu Thi Bay NA NA 012056009 03/07/1997 Ha Noi

Police

104, Ton That Tung,

Khuong Thuong Ward,

Dong Da Dist., Ha Noi

- 0.00% Mother of Mr.

Luong Phan

Son

P a g e 8

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

33 Nguyen Thanh

Hang

NA NA 012297060 18/10/1999 Ha Noi

Police

104, Ton That Tung,

Khuong Thuong Ward,

Dong Da Dist., Ha Noi

- 0.00% Spouse of Mr.

Luong Phan

Son

34 Luong Quynh

Mai

NA NA At early age Moscow, Russia - 0.00% Daughter of

Mr. Luong

Phan Son

35 Luong Phan

Duc

NA NA At early age Moscow, Russia - 0.00% Son of Mr.

Luong Phan

Son

36 Luong Phan

Hung

NA NA 011784144 10/01/2012 Ha Noi

Police

104, Ton That Tung,

Khuong Thuong Ward,

Dong Da Dist., Ha Noi

- 0.00% Older brother

of Mr. Luong

Phan Son

37 Luong Thi Hong

Lam

NA NA 012992502 27/07/2002 Ha Noi

Police

Moscow, Russia - 0.00% Older sister of

Mr. Luong

Phan Son

38 Luong Truong

Giang

NA NA N1339028 06/01/2009 Sydney Brington-Le-Sands

NSW 2216 Australia

- 0.00% Younger

brother of Mr.

Luong Phan

Son

39 Nguyen Anh

Que

NA NA Dead - 0.00% Father of Ms.

Nguyen

Quynh Anh

40 Tran Hong Le NA NA 012878377 19/05/2006 Ha Noi

Police

#1, Lane 86/16/2, To

Vinh Dien, Ha Noi

- 0.00% Mother of Ms.

Nguyen

Quynh Anh

41 Nguyen Quang

An

NA NA 011982726 10/03/2007 Ha Noi

Police

- 0.00% Older brother

of Ms.

Nguyen

Quynh Anh

P a g e 9

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

42 Vu Tien Duc NA NA PTA185983

8

06/12/2005 Moscow #1, Lane 86/16/2, To

Vinh Dien, Ha Noi

4,033,336 0.70% Spouse of Ms.

Nguyen

Quynh Anh

43 Vu Da Quynh

Trang

NA NA At early age #1, Lane 86/16/2, To

Vinh Dien, Ha Noi

- 0.00% Daughter of

Ms. Nguyen

Quynh Anh

44 Vu Nhat Long NA NA At early age #1, Lane 86/16/2, To

Vinh Dien, Ha Noi

- 0.00% Son of Ms.

Nguyen

Quynh Anh

45 Nguyen Nghiem

Minh

NA NA Dead - 0.00% Father of Ms.

Nguyen Thi

Mai Trinh

46 Tran Thi Bach

Mai

NA NA 011115627 15/01/2009 Ha Noi

Police

Room 103 - E4, Thanh

Xuan Bac, Ha Noi

- 0.00% Mother of Ms.

Nguyen Thi

Mai Trinh

47 Nguyen Minh

Trung

NA NA 011217660 03/09/1999 Ha Noi

Police

- 0.00% Older brother

of Ms.

Nguyen Thi

Mai Trinh

48 Duong Viet

Long

NA NA 011440316 22/07/2004 Ha Noi

Police

Room 103 - E4, Thanh

Xuan Bac, Ha Noi

- 0.00% Spouse of Ms.

Nguyen Thi

Mai Trinh

49 Duong Nguyen

Mai Linh

NA NA At early age Room 103 - E4, Thanh

Xuan Bac, Ha Noi

- 0.00% Daughter of

Ms. Nguyen

Thi Mai Trinh

50 Duong Chieu

An

NA NA At early age Room 103 - E4, Thanh

Xuan Bac, Ha Noi

- 0.00% Daughter of

Ms. Nguyen

Thi Mai Trinh

P a g e 10

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

51 Trinh Ba Phien NA NA 012256456 03/07/1999 Ha Noi

Police

Room 302, Building

C2, Collective zone of

Central Women's

Union, Phao Dai lang,

Ha Noi

- 0.00% Father of Ms.

Trinh Thi

Thanh Hang

52 Trinh Thi Thanh

Mai

NA NA 181378488 11/05/1983 Nghe Tinh

Police

#45, Trang Thi, Thanh

Hoa City

- 0.00% Older sister of

Ms. Trinh Thi

Thanh Hang

53 Trinh Thanh

Chuong

NA NA 011300101 13/05/2002 Ha Noi

Police

Room 1504, Building

17T9, Trung Hoa Nhan

Chinh, Ha Noi

- 0.00% Older brother

of Ms. Trinh

Thi Thanh

Hang

54 Trinh Thi Thanh

Van

NA NA 012705096 16/07/2004 Ha Noi

Police

Lane 191, Lac Long

Quan Lane, Tay Ho, Ha

Noi

- 0.00% Older sister of

Ms. Trinh Thi

Thanh Hang

55 Trinh Thi Thanh

Nhan

NA NA 012315008 20/12/1999 Ha Noi

Police

Room 1007, N05,

Trung Hoa Nhan Chinh,

Ha Noi

- 0.00% Older sister of

Ms. Trinh Thi

Thanh Hang

56 Nghiem Xuan

Duc

NA NA 012050796 17/01/2007 Ha Noi

Police

#23, Giap Bat street,

Hoang Mai District, Ha

Noi

- 0.00% Spouse of Ms.

Trinh Thi

Thanh Hang

57 Nghiem Xuan

Tung

NA NA At early age Ha Noi

Police

#23, Giap Bat street,

Hoang Mai District, Ha

Noi

- 0.00% Son of Ms.

Trinh Thi

Thanh Hang

58 Nghiem Xuan

Son

NA NA At early age Ha Noi

Police

#23, Giap Bat street,

Hoang Mai District, Ha

Noi

- 0.00% Son of Ms.

Trinh Thi

Thanh Hang

P a g e 11

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

59 Nguyen Van

Sam

Dead Father of Mr.

Nguyen Duc

Vinh

60 Pham Thi Thanh Dead Mother of Mr.

Nguyen Duc

Vinh

61 Do Quynh Ngan NA NA 010271497 29/03/2007 Ha Noi

Police

C10, No. 142, Doi Can,

Ba Dinh, Ha Noi

- 0.00% Spouse of Mr.

Nguyen Duc

Vinh

62 Nguyen Duc

Giang

NA NA 012614555 26/06/2003 Ha Noi

Police

C10, No. 142, Doi Can,

Ba Dinh, Ha Noi

- 0.00% Son of Mr.

Nguyen Duc

Vinh

63 Nguyen Quynh

Phuong

NA NA 013226272 10/08/2009 Ha Noi

Police

C10, No. 142, Doi Can,

Ba Dinh, Ha Noi

- 0.00% Daughter of

Mr. Nguyen

Duc Vinh

64 Nguyen Thi

Nhung

NA NA 010724591 05/04/2007 Ha Noi

Police

Fiber Factory collective

zone, Kim Nguu, Hai

Ba Trung District, Ha

Noi

- 0.00% Older sister of

Mr. Nguyen

Duc Vinh

65 Nguyen Duc

Tam

NA NA 011787567 24/04/2007 Ha Noi

Police

Ciputra zone, Tay Ho,

Ha Noi

- 0.00% Older brother

of Mr.

Nguyen Duc

Vinh

66 Nguyen Duc

Thinh

NA NA 012471037 09/08/2001 Ha Noi

Police

General Department 2

collective zone,

Ministry of Defense,

Xuan Dinh, Tu Liem,

Ha noi

- 0.00% Older brother

of Mr.

Nguyen Duc

Vinh

P a g e 12

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

67 Nguyen Duc Loi NA NA 011317765 20/10/2003 Ha Noi

Police

Dong Xa residential

area, Tu Liem, Ha Noi

- 0.00% Older brother

of Mr.

Nguyen Duc

Vinh

68 Nguyen Thi

Kim Hai

NA NA 011719981 20/07/2008 Ha Noi

Police

Fiber Factory collective

zone, Kim Nguu, Hai

Ba Trung District, Ha

Noi

- 0.00% Older sister of

Mr. Nguyen

Duc Vinh

69 Nguyen Thi

Nguyet Nga

NA NA 010045110 01/02/2012 Ha Noi

Police

University of Science &

Technology collective

zone, Hai Ba Trung

District, Ha Noi

- 0.00% Older sister of

Mr. Nguyen

Duc Vinh

70 Nguyen Khac

Mien

NA NA - 0.00% Father of Mr.

Nguyen

Thanh Binh

71 Van Thi Vuong NA NA - 0.00% Mother of Mr.

Nguyen

Thanh Binh

72 Nguyen Thi

Ngoc Anh

NA Head of

Hai Ba

Trung

transaction

office

011785352 Ha Noi

Police

Room 310 - D2, Viet

Xo collective zone, Ha

Noi

62,951 0.01% Spouse of Mr.

Nguyen

Thanh Binh

73 Nguyen Ngoc

Anh

NA NA At early age Room 310 - D2, Viet

Xo collective zone, Ha

Noi

- 0.00% Daughter of

Mr. Nguyen

Thanh Binh

74 Nguyen Anh

Tuan

NA NA At early age Room 310 - D2, Viet

Xo collective zone, Ha

Noi

- 0.00% Son of Mr.

Nguyen

Thanh Binh

P a g e 13

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

75 Nguyen Minh

Anh

NA NA At early age Room 310 - D2, Viet

Xo collective zone, Ha

Noi

- 0.00% Daughter of

Mr. Nguyen

Thanh Binh

76 Nguyen Quang

Minh

NA NA - 0.00% Half -brother

of Mr.

Nguyen

Thanh Binh

77 Nguyen Thanh

Nam

NA NA - 0.00% Older brother

of Mr.

Nguyen

Thanh Binh

78 Nguyen Thanh

An

NA NA - 0.00% Younger

brother of Mr.

Nguyen

Thanh Binh

79 Nguyen Thi

Thanh Nhan

NA NA 125402542 Bac Ninh

Police

1104 N02, Linh Dam

Peninsula, Hoang Mai,

Ha Noi

369,900 0.06% Younger sister

of Mr.

Nguyen

Thanh Binh

80 Nguyen Thanh

Bac

NA NA 121273360 18/11/1995 Ha Bac

Police

200,000 0.03% Younger

brother of Mr.

Nguyen

Thanh Binh

81 Vu Thi Bich

Hop

NA NA Overseas - 0.00% Older sister of

Mr. Vu Minh

Truong

82 Vu Thi Nguyet

Huong

NA NA Overseas - 0.00% Older sister of

Mr. Vu Minh

Truong

P a g e 14

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

83 Vu Thi Thu Le NA NA 011589034 16/01/2008 Ha Noi

Police

Room 316 - A7,

Khuong Thuong

collective zone, Dong

Da, Ha Noi

0.00% Spouse of Mr.

Vu Minh

Truong

84 Le Mong Dai

Trang

NA NA 023508472 81A, Street 11, Tan

Kieng Ward, District 7,

Ho Chi Minh City

- 0.00% Spouse of Mr.

Phan Ngoc

Hoa

85 Phan Le Bao

Thy

NA NA At early age 81A, Street 11, Tan

Kieng Ward, District 7,

Ho Chi Minh City

- 0.00% Child of of

Mr. Phan

Ngoc Hoa

86 Phan Le Bao

Nghi

NA NA At early age 81A, Street 11, Tan

Kieng Ward, District 7,

Ho Chi Minh City

- 0.00% Child of of

Mr. Phan

Ngoc Hoa

87 Duong Tuan NA NA Dead - 0.00% Father of Ms.

Duong Thi

Thu Thuy

88 Tran Thi Nguyet

Thu

NA NA - 0.00% Mother of Ms.

Duong Thi

Thu Thuy

89 Duong Tuan

Duc

NA NA - 0.00% Younger

brother of Ms.

Duong Thi

Thu Thuy

90 Duong My

Hanh

NA NA - 0.00% Younger sister

of Ms. Duong

Thi Thu Thuy

91 Nguyen Hai

Van

NA Deputy

Director of

VPBank

AMC

011046930 07/02/2002 Ha Noi

Police

C21, Room 405, Thanh

Xuan Bac Ward, Thanh

Xuan, Ha Noi

6,913 0.00% Spouse of Ms.

Duong Thi

Thuy

P a g e 15

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

92 Nguyen Thai

Son

NA NA At early age C21, Room 405, Thanh

Xuan Bac Ward, Thanh

Xuan, Ha Noi

- 0.00% Child of Ms.

Duong Thi

Thu Thuy

93 Nguyen Nguyen

Minh

NA NA At early age C21, Room 405, Thanh

Xuan Bac Ward, Thanh

Xuan, Ha Noi

- 0.00% Child of Ms.

Duong Thi

Thu Thuy

94 Nguyen Trang

Nguyen

NA NA At early age C21, Room 405, Thanh

Xuan Bac Ward, Thanh

Xuan, Ha Noi

- 0.00% Child of Ms.

Duong Thi

Thu Thuy

95 Nguyen Nhu

Quy

NA NA - 0.00% Father of Ms.

Nguyen Thi

Bich Thuy

96 Nguyen Thi Le NA NA - 0.00% Mother of Ms.

Nguyen Thi

Bich Thuy

97 Nguyen Nhu

Trung

NA NA - 0.00% Younger

brother of Ms.

Nguyen Thi

Bich Thuy

98 Nguyen Nhu

Thanh

NA NA - 0.00% Younger

brother of Ms.

Nguyen Thi

Bich Thuy

99 Nguyen Truong

Huy

NA NA Room 213, Collective

Zone of Technology

Institute, Lang Ha

Ward, Ba Dinh, Ha Noi

- 0.00% Spouse of Ms.

Nguyen Thi

Bich Thuy

P a g e 16

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

100 Nguyen Thi

Thuy Tien

NA NA At early age Room 213, Collective

Zone of Technology

Institute, Lang Ha

Ward, Ba Dinh, Ha Noi

- 0.00% Daughter of

Ms. Nguyen

Thi Bich Thuy

101 Nguyen Truong

Minh

NA NA At early age Room 213, Collective

Zone of Technology

Institute, Lang Ha

Ward, Ba Dinh, Ha Noi

- 0.00% Son of Ms.

Nguyen Thi

Bich Thuy

102 Luu Hung

Chuong

NA NA Dead - 0.00% Father of Ms.

Luu Thi Thao

103 Pham Thi Nha NA NA 013250348 23/12/2009 Ha Noi

Police

12, Lane 47/76, Khuong

Trung, Thanh Xuan, Ha

Noi

- 0.00% Mother of Ms.

Luu Thi Thao

104 Luu Thi Phuong NA NA 171527737 11/04/2000 Thanh Hoa

Police

25 Xuan Dieu, Thanh

Hoa City

- 0.00% Older sister of

Ms. Luu Thi

Thao

105 Luu Thi Hoa NA NA 171613059 03/03/2012 Thanh Hoa

Police

Xuan Truong, Tho

Xuan, Thanh Hoa

- 0.00% Younger sister

of Ms. Luu

Thi Thao

106 Luu Hung Kien NA NA 013250347 23/12/2009 Ha Noi

Police

12, Lane 47/76, Khuong

Trung, Thanh Xuan, Ha

Noi

- 0.00% Younger

brother of Ms.

Luu Thi Thao

107 Hoang Dinh Loi NA NA 012928388 08/12/2006 Ha Noi

Police

#4, Lane 1/20, Trung

Hoa Nhan Chinh, Thanh

Xuan, Ha Noi

- 0.00% Spouse of Ms.

Luu Thi Thao

P a g e 17

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

108 Hoang Minh

Duc

NA NA At early age #4, Lane 1/20, Trung

Hoa Nhan Chinh, Thanh

Xuan, Ha Noi

- 0.00% Child of Ms.

Luu Thi Thao

109 Hoang Minh Tri NA NA At early age #4, Lane 1/20, Trung

Hoa Nhan Chinh, Thanh

Xuan, Ha Noi

- 0.00% Child of Ms.

Luu Thi Thao

110 Nguyen Van

Mao

NA NA 011942763 27/5/2004 Ha Noi Room 207, To 64, Bach

Dang ward, Hai Ba

Trung, Ha Noi

- 0.00% Father of Ms.

Nguyen Thi

Thu Hang

111 Bui Thi Ha NA NA 010460227 27/5/2004 Ha Noi Room 207, To 64, Bach

Dang ward, Hai Ba

Trung, Ha Noi

- 0.00% Mother of

Ms. Nguyen

Thi Thu Hang

112 Hoang Duc Tien NA NA 011317850 30/9/2011 Ha Noi Room 413 - C3, Hoang

Ngoc Phach, Lang Ha,

Dong Da, Ha Noi

- 0.00% Spouse of

Ms. Nguyen

Thi Thu Hang

113 Hoang Vu NA NA At early age Room 413 - C3, Hoang

Ngoc Phach, Lang Ha,

Dong Da, Ha Noi

- 0.00% Child of Ms.

Nguyen Thi

Thu Hang

114 Hoang Lan

Phuong

NA NA At early age Room 413 - C3, Hoang

Ngoc Phach, Lang Ha,

Dong Da, Ha Noi

- 0.00% Child of Ms.

Nguyen Thi

Thu Hang

115 Nguyen Bich

Thuy

NA NA 011762288 18/3/1993 Ha Noi Room 207, To 64, Bach

Dang ward, Hai Ba

Trung, Ha Noi

- 0.00% Older sister

of Ms.

Nguyen Thi

Thu Hang

P a g e 18

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

116 Nguyen Bich

Ngoc

NA NA 012081878 18/3/1993 Ha Noi 95D, Ly Nam De, Ba

Dinh, Ha Noi

- 0.00% Younger sister

of Ms.

Nguyen Thi

Thu Hang

117 Pratima Ghose NA NA F1484921 India 600a, Dien Bien Phu,

Binh Thanh District, Ho

Chi Minh City

- 0.00% Mother of Mr.

Kalidas

118 Susmita Ghose NA NA G4835184 India 600a, Dien Bien Phu,

Binh Thanh District, Ho

Chi Minh City

- 0.00% Spouse of Mr.

Kalidas

119 Damayanti

Ghose

NA NA G4622941 India 600a, Dien Bien Phu,

Binh Thanh District, Ho

Chi Minh City

- 0.00% Child of Mr.

Kalidas

120 Arundhati NA NA G4622941 India 600a, Dien Bien Phu,

Binh Thanh District, Ho

Chi Minh City

- 0.00% Child of Mr.

Kalidas

121 Dang Anh

Chung

NA NA 011078574 19/09/1980 Ha Noi

Police

Room 1701, 17T3,

Trung Hoa Nhan Chinh,

Cau Giay, Ha Noi

- 0.00% Spouse of Ms.

Luu Thi Anh

Xuan

122 Dang Trang

Linh

NA NA At early age Room 1701, 17T3,

Trung Hoa Nhan Chinh,

Cau Giay, Ha Noi

- 0.00% Daughter of

Ms. Luu Thi

Anh Xuan

123 Dang Ha Khoa NA NA At early age Room 1701, 17T3,

Trung Hoa Nhan Chinh,

Cau Giay, Ha Noi

- 0.00% Son of Ms.

Luu Thi Anh

Xuan

P a g e 19

No Name of

Individual/

Institution

Account

for stock

transact-

ions

Position at

the

company

(if any)

Identity

Card/

Business

Registrat-

ion

Number

Date of

Issuance of

Identity

Card/

Business

Registrat-

ion

Place of

Issuance

of Identity

Card/

Business

Registrat-

ion

Address Number of

shares

owned at

the end of

the period

Ratio of

share

ownershi

p at the

end of

report

period

Note

124 Luu Cong Dao NA NA 010048139 06/07/2007 Ha Noi

Police

Room 1202, 17T1,

Trung Hoa Nhan Chinh,

Cau Giay, Ha Noi

- 0.00% Father of Ms.

Luu Thi Anh

Xuan

125 Truong Thi

Diep

NA NA 011077485 25/11/2003 Ha Noi

Police

Room 1202, 17T1,

Trung Hoa Nhan Chinh,

Cau Giay, Ha Noi

- 0.00% Mother of Ms.

Luu Thi Anh

Xuan

126 Luu Quang Loc NA NA 023280810 15/11/2011 Sai Gon Pearl, District

1, Ho Chi Minh City

- 0.00% Older brother

of Ms. Luu

Thi Anh Xuan

127 Luu Thi Huong

Mai

NA NA 010424461 22/09/2011 Ha Noi

Police

277 Trung Liet, Dong

Da, Ha Noi

- 0.00% Older sister of

Ms. Luu Thi

Anh Xuan

128 Luu Quang

Tung

NA NA 011795889 07/11/2008 Ha Noi

Police

Room 1202, 17T1,

Trung Hoa Nhan Chinh,

Cau Giay, Ha Noi

- 0.00% Younger

brother of Ms.

Luu Thi Anh

Xuan

2. Share transactions

No Transactor Internal

Shareholder/

Relationship with

Internal

shareholder

Number of shares owned at the

beginning of the period

Number of shares owned at the

end of the period

Reasons for

increase/decrease

(purchase, sale,

transfer, bonus, etc)

Number of

shares Ratio (1)

Number of

shares Ratio (1)

1 Luong Phan Son Member of the

BOD

- 0.00% 2,383,599 0.41% Receipt of transferred

shares

2 Nguyen Thi Thanh

Nhan

Younger sister of

Mr. Nguyen Thanh

Binh

399,900 0.07% 369,900 0.06% Receipt of transferred

shares from Ms. Nguyen

Thi Ngoc Anh, and share

transferring to Mr.

P a g e 20

Nguyen Thanh Bac

3 Nguyen Thanh Bac Younger brother of

Mr. Nguyen Thanh

Binh

- 0.00% 200,000 0.03% Receipt of transferred

shares from Ms. Nguyen

Thi Thanh Nhan

4 Nguyen Thi Ngoc Anh Spouse of Mr.

Nguyen Thanh

Binh

232,951 0.04% 62,951 0.01% Share transferring to Ms.

Nguyen Thi Thanh Nhan

5 Hoang Anh Minh Spouse of Mr. Ngo

Chi Dzung

5,768,857 1.00% 1,254,840 0.22% Share transferring

(1) The ratio is calculated by the amount of owned shares out of total shares of the Bank at 577,000,000 shares.

3. Other transactions: (transactions of internal shareholders/major shareholders and related persons with the company)

None

Hanoi, 25 July 2013

Preparer CHIEF EXECUTIVE OFFICER

(signed) (signed and sealed)

Tran Thu Huong Nguyen Duc Vinh

P a g e 21