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August 1, 2019 July 31, 2020
3+Seasonal & Seasonal 2 EmployeeBenefit Guide
Copper Mountain
This guide provides highlights of our benefits program. A complete description of your benefit plans can be found in the plan documents, Summary Plan Descriptions (SPD) and contracts. While
every effort has been made to provide an accurate summary of the plans, the information contained in this guide does not replace or change the meaning of our employer-sponsored
benefit(s) plan documents; SPDs and contracts; the plan documents and contracts are controlling in the event of any discrepancy. We reserve the right to terminate or amend these employer-
sponsored plans at any time, in whole or in part, for any reason. Any such amendment or termination may apply to current and future participants, covered spouses, beneficiaries, and
dependents.
Contacts
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MedicalRegence BCBS(888) 367-2119www.regence.com
DentalCigna(800) 832-4450www.cigna.com
VisionVSP(800) 877-7195www.vsp.com
Health Savings AccountHealthEquity(866) 346-5800www.healthequity.com
Voluntary LifeUNUM(866) 679-3054www.unum.com
Voluntary AccidentUNUMLacey Smith, GBS Benefits (801) [email protected]
HealthJoy(877) [email protected]
Employee Assistance Program (EAP)SupportLinc(888) [email protected]
Payroll and Benefits Department(970) [email protected]
Open Enrollment & Claims SupportSummer Graham(801) [email protected]
Copper MountainAugust 1, 2019 – July 31, 2020
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This Guide is designed to highlight your benefit options so that you can make the best possible decisions for you and your family. Use this guide as your go-to-resource when you’re enrolling for benefits and throughout the plan year. The choices you make will
remain in effect during the plan year, unless you have a qualifying major life event.
We are committed to providing our employees with quality benefits programs that are comprehensive, flexible and affordable. Giving our employees the best in benefit plans is one way we can show you that
as an employee, YOU are our most important asset. Eligible employees have many benefit plans to choose from, so we ask that you read this benefits guide carefully to help you make the benefit
elections that are the best fit for you and your family.
Table of Contents
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6 Important Information
12 MedicalRegence
19 Health Savings AccountHealthEquity
23 DentalCigna
25 VisionVSP
27 HealthJoyHealthJoy
29 Voluntary LifeUnum
32 Voluntary Accident PlanUnum
34 Employee Assistance ProgramSupportLinc and Unum
Important InformationCopper Mountain
Benefits Overview
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Making wise decisions about your benefits requires planning. By selecting benefits that provide the best care andcoverage, you can optimize their value and minimize the impact to your budget. The best thing you can do is“shop” for benefits carefully, using the same type of decision-making process you use for other major purchases.
1. Take advantage of the tools available to you. That includes this guide, access to plan information, providerdirectories, and enrollment materials.
2. Be a smart shopper. If you were buying a car or purchasing a home, you would do a lot of researchbeforehand. You should do the same for benefits because the wrong decision could be costly.
3. Don’t miss the deadline and keep record of your enrollment! Pay attention to the enrollment deadline andbe sure to provide Human Resources with your benefit elections in a timely manner. It is important to reviewyour paycheck to ensure the accuracy of payroll deductions. Notify HR immediately if there are anydiscrepancies.
Who Is Eligible?Based upon your eligibility guidelines stipulated on page 8, you may be eligible to enroll.
You can also enroll your eligible dependents in the same plans you choose for yourself. Eligible dependentsinclude:• Your legal spouse• Your domestic partner• Your natural, adopted or step-child(ren) to age 26
How We Define Medical Benefits EligibilityWe are a large employer according to the Employer Shared Responsibility provisions of the ACA. The enrollmentguidelines listed in this guide may vary if you are hired to work less than 30 hours per week (130 hours permonth) or your hours worked drop below the threshold. Please contact us for our complete policy onMeasurement Methods to determine full-time benefits eligibility status under the Employer SharedResponsibility.
When Do I Enroll?You can enroll for coverage first of the month after 30 days of your date of hire, or during the annual openenrollment period. Outside of your open enrollment period, the only time you can change your coverage iswithin 30 days after you experience a qualifying event.
Benefit Eligibility TableBenefit 3+ Year Seasonal Seasonal 2
Medical Insurance Options
Option B – High Deductible PlanHealth Savings Account Eligible
X X
Dental Insurance X
Vision Care Coverage X
Voluntary Life and AD&D X
Unum Voluntary Accident Benefit X
HealthJoy-Teladoc –benefits wallet X X
EAP –Curalinc X X
Employee Benefit Eligibility
3+ Seasonal EmployeesEmployees must work 700+ hours (466+ if SRS Instructor) within each of the last two November 1st to October 31st timeframes to have that time period count as a qualifying season for benefit eligibility. This works out to be roughly 30 hours per week for a full winter season (November through mid-April). Eligible employees will be notified each October by HR.
Seasonal 2Upon completion of a one month and one partial month administrative period, employees who haveworked 130 hours or more per month during the pre-established measurement period of 12consecutive calendar months beginning the first of the month following the employees hire date, willthen be notified and offered medical benefits.
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Benefits Overview
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Making Changes During The YearThe IRS provides strict regulations about the changes to pre-tax elections during the plan year. Once you enrollin benefits, you will not be able to make any changes to your elections until the next annual open enrollmentperiod, unless you experience a qualified life event.
Qualified life events include, but are not limited to:• Change in your legal marital status• Change in number of dependents• A dependent no longer meets the eligibility requirements• You and/or your dependent becomes eligible or loses eligibility for Medicare, Medicaid or the Children’s
Health Insurance Program (CHIP)• Employee or dependents change in employment status resulting in loss or gain of eligibility for employer
sponsored benefits• A court or administrative order
It is your responsibility to notify Human Resources within 30 days after a qualified life event. Any benefitchanges must be directly related to the qualified life event.
When Coverage EndsFor most benefits, coverage will end on the last day of the month in which:• Your regular work schedule is reduced to fewer than 30 hours per week• Your employment with Copper Mountain ends
Your dependent(s) coverage ends:• When your coverage ends, or• The last day of the month in which the dependent is no longer eligible
Please follow the simple steps below to elect or waive coverage for the current plan year. Before you Begin, youwill need to have the following information: You/your dependent(s) names, social security number(s), dates(s) ofbirth and home address.
Step 1 – Getting Started• In your web browser type www.infinityhr.com in the address bar.• Click “First time user? Forgot or want to Reset your password?”• Validate your identity by entering your Date of Birth and SSN then click “Find my Record.”• Enter a new password and make note of it for your records, then click create new password.• Enter your User ID and Password then click log in.
o Your User ID is: [last name][last four of SSN]o For Example: Name John Doe, SSN xx-xx-1234, User UD = doe1234
• On the home screen look for Change Events.• Select the event available, which should be “Open Enrollment,” then click “Begin Event.”
o If enrolling outside of Open Enrollment, select the options that are appropriate such as, New Hire or Marriage.
Step 2 – Verify Your Personal and Dependent Information• Verify your Personal Information• If you need to add or make a change click on “edit personal information” and make updates, then click “Save
Information”• Once you have verified that everything is correct click “Save & Continue”.• If you need to add a dependent click “Add Dependent” or if you need to change a dependent’s information click “Edit”
then add/update the information and click “Save Information”.• Once all of your dependents have been added/updated, click “Save & Continue”.
o If your spouse will be enrolled in coverage they are considered a dependent for insurance purposes.o Please Note: If you plan on enrolling in Spouse Life Insurance or Child Life Insurance, you need to add your
spouse and children as dependents on this screen.
Step 3 – Make Your Open Enrollment Elections• Follow the enrollment wizard through each step of the enrollment process and elect or decline each benefit. • Please Note: As you elect plans, your dependents will appear at the bottom of the screen. Please remove the check mark
from the box if you do not want a dependent covered on that specific plan.• Click “Save & Continue” to continue navigating through the system.
Step 4 – Confirm Your Elections• After you have made all of your elections you will be at the Review Tab. • Review the benefit elections for yourself and your dependents to ensure accuracy. • Click “Save & Confirm”. • The Enrollment Confirmation Statement will be emailed to you.
Online Benefits Enrollment
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Important Information
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GoodRx Comparison ToolStop paying too much for your prescriptions! With the GoodRx Comparison Tool, you can compare drug prices atover 70,000 pharmacies, and discover free coupons and savings tips.
Isn’t health insurance all I need? Your health insurance provides valuable prescription and other health benefits,but a smart consumer can save much more, especially for drugs that are not covered by health insurance(weight-loss medications, some antihistamines, etc.), drugs that have limited quantities, drugs that can be foundfor less than your copay, or drugs with a lower priced generic.
How can I find these savings? The GoodRx Comparison Tool provides you with instant access to current priceson more than 6,000 drugs at virtually every pharmacy in America.
1. On the web: https://www.goodrx.com/ Instantly look up current drug prices at CVS, Walgreens, Walmart,Costco, and other local pharmacies.
2. On your phone: Available in the App Store or Google Play. Or, simply visit m.goodrx.com from your phone.
Please Note:• Prescription drug pricing displayed on the GoodRx Comparison Tool may be more or less than your
insurance drug card.• Please be sure to compare all discount pricing options before you purchase.• Check your insurance carrier’s pharmacy benefit before purchasing a 90 day supply.
Health Care Reform And YouFor the most up-to-date information regarding the ACA, please visit www.healthcare.gov.
Summary of Benefits and Coverage (SBC) and Uniform GlossaryIn addition to the plan information in this Benefits Guide, you can also review a Summary of Benefits andCoverage for each medical plan. This requirement of the ACA standardizes health plan information so that youcan better understand and compare plan features. We will automatically provide you a copy of the SBC andUniform Glossary annually during open enrollment. Please contact HR should you need an additional copy.
MedicalRegence
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Medical
Plan Features In-Network Out-of-Ne$$75twork
Deductible - Plan Year$1,500/person$3,000/family
$3.000/person$6,000/family
Plan Year Out-of-Pocket Maximum$3,500/person$7,000/family
$7,000/person$14,000/family
Lifetime Maximum Unlimited Unlimited
Preventive Care 100% Covered Not Covered
Office Visits
Primary CareSpecialist
20% AD20% AD
40% AD
Urgent Care 20% AD 40% AD
Inpatient Hospital Services 20% AD 40% AD
Outpatient Hospital Services 20% AD 40% AD
Emergency Room 20% AD 20%
Pharmacy
Retail 30-day Supply Tier 1Tier 2Tier 3
20% AD20% AD20% AD
Not Covered
Mail Order 90-day SupplyTier 1Tier 2Tier 3
20% AD20% AD20% AD
Not Covered
High Deductible Health Plan with HSA / Blue Card PPO Plan
Regence BCBS
Medical Premiums and Contributions
HSA Contribution (High Deductible Health Plan Only)
Employer HSA Contribution
Status Annual amount dispersed equally over 26 pay periods
Single Up to $750.00
Two Party Up to $1,000.00
Family Up to $1,250.00
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High Deductible Health Plan
Status Total Premium Per Month Employee Cost Per MonthEmployee Cost Per
Paycheck
Single $511.60 $108.82 $50.22
Two Party $1,076.10 $221.72 $102.33
Family $1,510.90 $308.68 $142.47
3 + Seasonal and Seasonal 2
Right Care. Right Place. Right Savings
Where to get care What it is Type of Care Cost
Primary Care Physician (PCP)
Go to a doctor’ s office when you need preventative or routine care. Your Primary doctor can access your medications and refer you to a specialist if needed.
• Checkups• Preventative Services• Vaccinations• General Health Management
$
Urgent Care (UC) Urgent care is ideal for when you need care quickly, but it is not an emergency(and your doctor isn’t available). Urgent care centers treat issues that are not life threatening.
• Sprains• Strains• Small cuts that may need a few
stitches• Minor burns• Minor infections• Minor broken bones
$$
Emergency Room (ER) The ER is for life-threatening or very serious conditions that require immediate care. This is also when to call 911.
• Heavy bleeding• Large open wounds• Sudden change in vision• Chest pain• Sudden weakness or trouble
talking• Major burns• Spinal injuries
$$$
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Preventing disease and detecting health issues at an early stage is essential to living a healthy life.Following these preventive care guidelines – and your physician’s advice – will help you stay healthy. Besure to discuss specific health questions and concerns with your doctor.
Regence follows government guidelines to determine which preventive services are covered. These guidelinesare updated periodically to reflect new scientific and medical advances. Also, current services could be revisedand may have limitations such as age or gender. Benefits are subject to change. You can learn more details aboutthese services at healthcare.gov, including recommended child and adolescent immunization schedules.
Health screenings, counseling and services for:• Adult Abdominal Aortic Aneurysm • Alcohol Misuse• Anemia• Annual Physical Exams• Bacteriuria• Blood Pressure• Breast Cancer• Breast Cancer Chemoprevention• Breastfeeding Equipment• Breastfeeding – lactation support & counseling• Breastfeeding Supplies• Cervical Cancer• Chlamydia Infection• Cholesterol • Colorectal Cancer• Congenital Hypothyroidism• Contraceptive Education and Training• Contraceptive Devices • Depression Screening• Diabetes (Type 2)• Diabetes (Gestational)• Diet Behavioral Counseling• Genetic Risk Assessment & BRCA Mutation
Counseling & Screening• Hepatitis B for Pregnant Women• Hepatitis C• HIV Screening• Interpersonal and Domestic Violence• Metabolic Screening• Obesity • Osteoporosis• Phenylketonuria (PKU)• RH(D) Incompatibility• Sickle Cell• Skin Cancer• Sterilization• Syphilis• Tobacco Use• Tuberculosis• Well-Child Exams
ImmunizationsPlease consult with your physician for frequency• Diphtheria, Pertussis, Tetanus (DPT)• Haemophilus Influenzae Type B (Hib)• Hepatitis A• Hepatitis B• Herpes Zoster (shingles)• Human Papillomavirus (HPV)• Inactivated Poliovirus• Influenza• Measles, Mumps, Rubella (MMR)• Meningococcal• Pneumococcal• Rotavirus• Varicella
Prescription MedicationsMedications require a prescription• Aspirin for the prevention of cardiovascular
disease• Contraceptive Injectables• Contraceptive Pills• Contraceptive Products – Topical• Emergency Contraceptive Products• Fluoride Supplements• Folic Acid Supplements• Iron Supplements• Tobacco Use• Vitamin D Supplement
For services to be covered as preventive, your doctor must bill claims with preventive codes. If a preventiveservice identifies a condition that needs further testing or treatment, regular copays, coinsurance, or deductiblesmay apply. To see if your service or supply is considered preventive, please contact the Regence CustomerService number on the back of your member ID card.
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Regence EmpowerWellness
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Regence EmpowerWellness
Health Savings AccountHealthEquity
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A Health Savings Account (HSA) paired with our qualified high deductible health plan helps you and yourfamily plan, save and pay for qualified health care expenses. An HSA empowers you to build savings for healthcare expenses in a tax advantaged account.
About Health Savings AccountsA Health Savings Account (HSA) is a tax advantaged savings account that you own and control. HSAs are similarto retirement accounts in that they rollover year-to-year, they are portable when you move jobs or retire, thebalance can be invested in mutual funds, and there are survivor benefits.
Who Is Eligible?You must be enrolled in our qualified high deductible health plan and meet the following requirements:
• Have no other health insurance coverage except what’s permitted by the IRS• Not be enrolled in Medicare• Not be claimed as a dependent on someone else’s tax return
What Is A Qualified Health Care Expense?You can use money in your HSA to pay for any qualified health care expenses for you, your spouse and your taxdependents, even if they are not covered on your plan. Examples of qualified health care expenses include: yourinsurance plan deductibles, copayments, and coinsurance; doctor’s office visits; prescriptions; dental treatmentsand x-rays; and eyeglasses and vision exams.
How Much Can I Contribute To A HSA?Each year the IRS establishes the maximum contribution limit. The chart below represents the limits for 2019.These limits are for the total funds contributed, including company contributions, your contributions and anyother contributions. Please keep in mind you can change your HSA allocation at any time during the plan year.
At age 55, an additional $1,000 contribution is allowed annually
Health Savings AccountHealthEquity
Employer HSA Contributions
Annual Employer Contribution
IRS HSA Contribution Limits for 2019
IRS HSA Contribution Limits for 2020
Employee Only $750 $3,500 $3,550
Employee + One $1,000 $7,000 $7,100
Family $1,250 $7,000 $7,100
Qualified Health Care ExpensesYou can use money in your HSA to pay for any qualified health care expenses you, your legal spouse and your taxdependents incur, even if they are not covered on your plan. Qualified health care expenses are designated by the IRS(Publication 502). They include medical, dental, vision and prescription expenses not covered by the insurancecarrier.
Qualified expenses include, but are not limited to:• Acupuncture• Alcoholism (rehab)• Ambulance• Amounts not covered under
another health plan• Annual physical examination• Artificial limbs• Birth control pills/prescription
contraceptives• Body scans• Post-mastectomy breast
reconstruction surgery
• Chiropractor• Contact lenses• Crutches• Dental treatments• Eyeglasses/eye surgery• Hearing aids• Long-term care expenses• Medicines (prescribed)• Nursing home medical care• Nursing services• Optometrist• Lasik surgery• Orthodontia
• Oxygen• Stop-smoking programs• Surgery, other than unnecessary
cosmetic surgery• Telephone equipment for the
hearing-impaired• Therapy• Transplants• Weight-loss program (prescribed)• Wheelchairs• Wigs (prescribed)
Non-qualified expenses include any expenses incurred before you establish your HSA. Other non-qualified expenses include, but are not limited to:
• Concierge services• Dancing lessons• Diaper service• Elective cosmetic surgery• Electrolysis or hair removal
• Funeral Expenses• Future medical care• Hair transplants• Health club dues• Insurance premiums*
• Medicines and drugs from other countries
• Non-prescription drugs (other than insulin)
• Teeth whitening
The following insurance premiums may be reimbursed from your HSA:• COBRA premiums• Health insurance premiums while receiving unemployment benefits• Qualified long-term care premiums• Medicare premiums (Parts A, B, C, etc.)
Documentation is KeyAn HSA can be used for a wide range of health care services within the limits established by law. Be sure youunderstand what expenses are HSA qualified, and be able to produce receipts for those items or services that youpurchase with your HSA. You must keep records sufficient to show that:
• The distributions were exclusively to pay or reimburse qualified medical expenses,• The qualified expenses had not been previously paid or reimbursed from another source, and• The qualified expense had not been taken as an itemized deduction in any year.
Do not send these records with your tax return. Keep them with your tax records.
Health Savings Account
› ImportantAny funds you withdraw for non-qualified expenses will be taxed at your income tax rate plus a 20% tax penalty ifyou're under age 65. After age 65, you pay taxes but no penalty.
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Your Health Savings AccountIf you have selected the High Deductible Health Plan, under federal tax guidelines you are eligible to have andcontribute to a Health Savings Account. If you wish to take advantage of this benefit (making pre-taxcontributions, receiving employer contributions and using the account for eligible medical expenses) you willneed to complete the following process:
You will need to complete your online enrollment in InfinityHR.com. Please be sure that you have:
• Elected the High Deductible Health Plan under medical insurance.
• Selected that you wish to contribute and entered a corresponding amount or selected that you do not wish tocontribute in the Health Savings Account window. HealthEquity and Regence will work together inautomatically setting up your HSA and sending you a Visa debit card to conveniently pay for eligible expenses.
Once your online enrollment in InfinityHR.com is completed, please be sure that you go to:www.healthequity.com
This is the website for your Health Savings account through HealthEquity. Read the informational page aboutHealth Savings Accounts and review all available resources. HealthEquity also has a mobile app for individualswith smart phones.
In order to set up your online account access, please have the following information readilyavailable:
• Your Social Security Number
• Your Date of Birth
• Your Mailing Address, Zip Code
Complete your online account set up by following the instructions in each window and providing the requiredinformation.
Customer service is open 24/7/365 to assist with any questions related to your HSA. ContactHealthEquity today!
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DentalCigna
2 4
DentalCigna
Core Network Plan
Plan Features In-network Out-of-network*
Calendar Year Deductible (waived for Preventive Services and Orthodontics)
$50 per person (maximum 3 per family)
Annual Maximum $1,500 per person (for Preventive, Basic and Major expenses)
Class I – Preventive Services(e.g. x-rays, cleanings, exams)
100% Covered100% Covered-May be
balance billed
Class II – Basic Services(e.g. fillings, extractions, root canals)
20% AD20% AD; May be
balance billed
Class III – Major Services(e.g. dentures, crowns, bridges)
50% AD50% AD; May be
balance billed
Class IV – Orthodontics(children and adult coverage) 50% up to $1,000
Lifetime maximum per participant
50% up to $1,000 Lifetime maximum per
participant
Dental Premiums -3 + Seasonal
Monthly Premium Employee Cost Per Month
Employee Cost Per Pay Period
Employee Only $40.40 $8.08 $3.73
Employee & Spouse $78.91 $15.78 $7.28
Employee & Child(ren) $78.91 $15.78 $7.28
Family $145.96 $29.19 $13.47
*Out-of-Network claims are paid based on the 90th percentile of reasonable and customary allowances AD = after deductible
**Note: Cigna does not send out dental cards. Simply let your provider know you use the Cigna Core Network and they will bill directly using your SSN.**
VisionVSP
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Vision Premiums- 3 + SeasonalEmployee Cost
Per MonthEmployee Cost Per Pay Period
Employee Only $8.67 $4.00Employee & Spouse $13.88 $6.41Employee & Child(ren) $14.17 $6.54Family $22.84 $10.54
Plan Features In-network Out-of-network*
Calendar Year Out-of-Pocket Max You Pay Plan Reimburses You
Exam (once every 12 months) $10 Up to $43
Frames (one every 24 months) $25 Up to $40
Lenses (one every 12 months)
Single Vision BifocalTrifocalProgressive
$25$25$25
Cost varies by option chosen
Up to $26Up to $43Up to $60Up to $50
Contact Lenses (one every 12 months)
Contact Lens Exam (Fitting & Evaluation)Contacts
Up to $60
$130 AllowanceUp to $105
Extra Savings & Discounts
Glass and Sunglasses20% off additional glasses and sunglasses, including lens enhancements, from any VSP doctor within 12 months of our last WellVision Exam.
Retinal ScreeningNo more than a $39 copay on routine retinal screening as an enhancement to a WellVision exam.
Laser Vision CorrectionAverage 15% off the regular price or 5% off the promotional price, discounts only available from contracted facilities.
Vision -VoluntaryVSP
BENEFITS WALLETH E A LT H J O Y
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B E N E F I T S WA L L E TH E A L T H J O Y
Voluntary Life Unum
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Life and AD&D – 3 +SeasonalUnum
Life Insurance and Accidental Death & Dismemberment (AD&D) benefits provide you and your loved onesfinancial protection in the event of an illness, accident, or death.
Optional Life Insurance and AD&DYou have the option to purchase additional life insurance coverage for yourself, your spouse / domestic partnerand your dependent children to age 26. However, you may only election coverage for your dependents if youelected additional coverage for yourself. You pay for the cost of additional coverage through payroll deductionson a post-tax basis.
Beneficiary DesignationWe recommend you designate a beneficiary for your life insurance policy(ies). A beneficiary is the person (orpeople, estate, trust, etc.) to whom benefits will be paid to in the event of your death. You may change yourbeneficiary at any time during the plan year.
Plan Features Optional Life And AD&D
Life Benefit AmountIncrements of $10,000 up to
$500,000
AD&D Benefit AmountIncrements of $10,000 up to
$500,000
Guaranteed Issue Spouse $25,000
Age ReductionsReduces to 65% at age 65
50% at age 70
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Voluntary Life Rates
Term Life Coverage Rates Rates shown are your monthly deduction.
Age Band Employee Per $1,000 Spouse Per $1,000 Child Per $2,000- 24 $0.060 $0.066
$0.80
Note: The premium paid for child coverage is based on the cost of
coverage for one child, regardless of how many
children you have
25 – 29 $0.060 $0.076
30 – 34 $0.070 $0.096
35 – 39 $0.100 $0.140
40 – 44 $0.160 $0.200
45 – 49 $0.260 $0.312
50 – 54 $0.450 $0.484
55 – 59 $0.740 $0.744
60 – 64 $1.070 $1.270
65 – 69 $1.720 $2.170
70 – 74 $2.730 $3.866
75+ $2.730 $7.742
AccidentUnum
Unum offers voluntary accident insurance for daily living. It pays cash benefitsdirectly to you, unless otherwise assigned, to help with daily expenses whenyou’re hurt. The benefits are pre-determined and paid regardless of any otherinsurance you have. Each policy is individually owned and portable.
Policy Benefit Highlights
Off the Job Accident Plan
• Covers accidents large and small, off the job• Pays towards injuries, office visits, physical therapy, and more• Great for active families• Pays you a wellness benefit up to twice per benefit year per person or up to
four times for those with dependent coverage.
If you would like a complete packet of the mentioned plan and rates, please see Human Resources. Rates are located in InfinityHR.
You may also reach out the GBS Voluntary Benefits Department at (801) 819-7744 or email [email protected] for any questions.
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Voluntary –Accident Plan – 3 +SeasonalUnum
Additional ServicesUnum and Supportlinc (EAP Programs)
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Other important benefits, tools, and resources available to you through Copper Mountain:
Employee Assistance Program (EAP)When you have questions, concerns or emotional issues surrounding your personal or work life, you cancount on us to offer help. Through Unum’s work-life balance employee assistance program(EAP), you haveunlimited access to consultants by telephone, resources and tolls online, and up to three face-to-face visitswith counselors for help with a short-term problem. This coverage is provided by your employer at no cost toyou.
Help is easy to access:Telephonic Consultations: Speak confidently with a master’s level consultant to clarify your need, evaluateoptions and create an action plan.Face-to-Face Meeting: Meet with a local consultant up to 3 times per issue for short-term problemresolution.Educational Materials: Receive information through the online library of downloadable materials andinteractive tools.
Will PreparationThinking about end-of-life issues is not easy. But planning ahead means your final wishes will be carried outthe way you prefer. It also means you’ll receive only the medical care you want, even if you can’t speak foryourself – and that can be a big relief to your loved ones.
Why do I need a will? If you die without a will, the state will distribute your assets according to its own rules– and that may be far from what you would choose. If you have children, the state can decide who will raisethem.
How do I get started? You can access expert help in creating a will by internet or telephone. Please callUnum at (800) 854-1446 or go online to www.lifebalance.net and use lifebalance as your ID and password.
1. Look for “Specialty Solutions”2. Select “Legal Resources”3. Scroll down and click on “Work-life Balance Online Legal Resources”4. Select “Online Wills”5. Click on “Register Now” to create your personalized user ID and password
A legal consultant will gather some basic information from you and discuss your options. You will either bedirected to the online service to create a will or you can ask the consultant to send you a will questionnaireto complete and return.
One last step…Once you have created or updated your will, it is recommended that you have a licensed attorney reviewthem. This follow-up will help ensure you have the necessary language for your unique situation and thecorrect forms for your state.
Call: (800) 854-1446Click: www.lifebalance.net
UserID: lifebalancePassword: lifebalance
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Notes
Notes
Notes
This guide was created for the employees of Copper Mountain by GBS Benefits.
