Congruent Solutions - Benefits Beyond Boundaries

We are a multi-national information technology solutions corporation with deep domain expertise in the financial services, healthcare, education and e-retail verticals. Congruent has two offices in the United States; Birmingham, AL and Cupertino, CA. In Europe Congruent has an office in the United Kingdom. We also have two offices in the southern Indian city of Chennai, a Production Delivery Center for software and tech solutions and our Global Delivery Center where all our back office administration is handled. Congruent Solutions is the world’s first company to be certified by KMPG with ISO 9001:2008 in the areas of Back Office Processing for Pension Administration. A ‘SEI CMMI Level 5’ compliant company, Congruent Solutions has attained ISO 27001:2005 certification for ensuring highest standards for information security and management. In the technology services industry, for over 2 decades Congruent has partnered with organizations like Microsoft and Oracle to realize the products and services that our customers envision. We have a broad-base of offerings ranging from enterprise portal development, web content management, business intelligence & data analytics, enterprise mobility to custom application development and maintenance.

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Congruent is a pioneering leader in the Retirement and Pension Plan Administration services industry in the US with a significant set of offerings for the Europe marketing as well. We have developed CORE Solutions, a suite of best-in-class web based pension fund management solutions and back office administration services which allow streamlined processes leading to significant enhancement in productivity and growth rate over aging legacy systems. Our team of dedicated professionals, working from 5 locations across 3 continents offers ground breaking solutions which blend deep domain expertise with process driven technology excellence to help us fulfill our commitment to our customers - a commitment to provide benefits beyond boundaries.

Proprietary & Confidential

Congruent is a class leader in Application Development and Application Maintenance services, an experience shared by Fortune 500 companies and small product startups alike. Congruent's application development services help you address evolving business and technology challenges by defining, designing and building applications tailored to meet your business requirements. This combines with Congruent's application maintenance services that help you get the best out of your existing IT applications. We provide a gamut of services when it comes to Application Development, Maintenance and Modernization. Development of Standalone Applications Application Customization Application Enhancement Application Upgrade Application Integration Quality Assurance & Testing Services

© 2013 Congruent Solutions Inc. All Rights Reserved

We have an excellent track record in developing solutions on Microsoft, Java and Open Source technologies. Congruent has consistently delivered winning solutions across technology horizontals to some of the biggest and most demanding customers in the market.


Congruent's portal strategy brings to our clients a secure, scalable enterprise-wide presentation tier infrastructure unified with components for presentation, personalization, identity management, search and collaboration for, conveying contextual information. We can create the framework for integrating information, people and processes across organizational boundaries through a secure unified access point. Framework Evaluation Portal Roadmap development Usability & Information architecture check Portal Development , Implementation, Re-Engineering, Support and Performance Tuning Congruent is proud to be a Microsoft Gold Certified Competency Partner for Web Application Development

Congruent’s Big Data and Business Intelligence services focuses on generating insights from all your enterprise’s structured as well as unstructured data resulting in better business decision-making with historical, current and predictive views of business operations. Congruent’s Business Intelligence Services help management know what needs to be known, and take objective decisions effortlessly. We partner with our clients to act as an advisory, build and co-manage an effective Business Intelligence implementation roadmap coupled with a sustainable and scalable execution model. Congruent has built strong expertise on next generation data analytcs techniques like Big Data management using HADOOP Framework

Congruent helps enterprises in Healthcare, Education, Insurance and Financial Services enterprises stay connected with their customers through custom mobile applications. Congruent’s team has expertise in working on almost all major mobile platforms including iOS, Android, Blackberry OS, Symbian and Windows Phone . Using technologies like Java, PHP or HTML 5, Objective C & Sencha Touch, Phonegap, DMS, Web 2.0, J2ME, Congruent can bring to you various apps which are compatible with iPhone, Blackberry, Android Phones, Windows Phones or any J2ME based platform. Congruent’s Value Add Includes: Ability to develop Mobile applications that interface in real time with enterprise

solution Highly experienced technology team that develops Apps across technology,

platforms, OS and devices High quality solutions within budget with short turnaround time Complete Apps development lifecycle under one roof Cost effective and flexible pricing models Continued services and technical support Congruent also provides consulting service on mobile platforms selection and development.

Congruent has highly skilled team of Senior Solution Architects, Solutions Architects, and Developers capable of delivering solutions on various industry leading technology platforms Microsoft Technologies Oracle & Java Technologies Open Sources Technologies


Pension is a highly regulated service in many countries. In a regulated market, plan providers and third party administrators have the onerous task of ensuring that administration of record keeping is at the highest quality level. In addition, there may be seasonal activities that require additional work force that becomes redundant at other times. The Retirement Services industry is facing several challenges with respect to the maintenance and upgrade of the legacy technology systems . To address the challenges that the Pension administrators are facing due to unprecedented pressure to reduced administration overheads and respond quickly to changing market, Congruent Solutions has developed CORE Solutions, a suite of enterprise class web based technology platforms which are proving to be Game Changing disruptions in the Pension Administration and Retirement Services Industries across multiple geographies.

Benefits Beyond

Boundaries…


Plan Sponsor

Plan Advisor

Plan Participant

Plan Provider

COREDC from Congruent is a state-of-the-art enterprise technology platform for the retirement industry. It combines the latest technology with Congruent’s deep knowledge of the retirement market. Brings all key stakeholders on a single unified platform to cater to all business needs of a plan provider providing unmatched breadth and coverage.

Enrolment

Investments

Drawdown

Invoicing

Scheme & Bank

Illustrations

COREQROPS is a next generation technology product designed for QROPS scheme administrators across the world. With a highly intuitive user interface and several key features, such as, the self-service mechanism, COREQROPS is set to excite your administrators and clients alike.


CORE Auto Enrolment is a comprehensive solution that integrates multiple systems to provide an innovative electronic platform for auto enrolment in the UK Market. Congruent designed CORE Auto Enrolment with a clear understanding of the complexities of auto enrolment regulations and the workplace pension laws.



Spiraling costs, rising attrition and seasonal business patterns are the top most concerns for players in the Pension Plan Administration industry. Plan Providers as well as TPAs have to constantly struggle with these issues while maintaining utmost levels of service. Players in the pension industry can end up having a high operational cost. And as we understand, these operations are essential but not critical to the growth of the top line. In addition, they often can take away much of your administrator’s time from client facing activities. Congruent’s administration services help you address these issues. Our delivery center based in Chennai, India will reduce your cost of operations significantly. In addition, your administrators can now spend more time on client facing activities thus helping you increase your top line. Congruent provides comprehensive administration services handling almost all of Defined Contribution and Defined Benefits processes. Congruent was the first company to be certified ISO 9001:2008 for Back Office Pension Administration. Our team of associates has experience in leading Record Keeping Systems like OMNI, DatAir, ASC, Relius, Schwab RT.

Defined Contributions Defined Benefits

Census Data Management Census Data Management

Processing

Employee Benefits Calculation

Payroll Minimum Distribution Calculations

Contribution Actuarial Trust Valuation

Distribution PBGC Premium Calculation

Rollover Termination Calculation and Packages

Loan Summary Annual Report

Compliance Testing Beneficiary Designation Forms

Trust Accounting & Reconciliation

Loan Documents and Amortization Schedules


Congruent Solutions is a professionally run organization with over two decades of expertise in handling client requirements. At the helm of affairs are a set of qualified professionals who provide vision and guidance to the organization. A mature service provider

Dependable track record – 10 years of quality service with close to 7 years in Retirement Administration

Proven transition methodology Robust infrastructure & security practices SEI CMMi Level 5 and ISO 9001:2008 Certified for Back Office Administration

Software

Excellent track record in developing solutions using Microsoft, Java, and Open-

source technologies

Experience in developing diverse applications across Financial Services,

Healthcare, and E-learning verticals

Online Web Collaboration tools, work flow management & customized application development

Niche focus on the Retirement Services industry We understand your business. We align better Complete service provider Defined Contribution and Defined Benefit Servicing Retirement Administration: From Census Management to Compliance Testing and

Reporting and everything in between


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http://www.congruentsolutions.com/

http://www.coreretirementsolutions.com/