Conference Agenda | APRIL 11

*Admission to all Main Sessions requires an All-Access conference pass.

5:45-7:15pm DAY 1 COCKTAIL PARTY Sponsored by CreditEase | Expo Hall, Yerba Buena Ballroom, Lower Level B2

OPENING REMARKS

KEYNOTE PRESENTATION From Sapling to Ironwood, Marketplace Lending’s Next Phase of Growth

PRESENTATION Global Overview of Marketplace Lending

PRESENTATION/CHAT Alternative Finance in the Americas Survey

PRESENTATION Why the Time is Now for Marketplace Lending

PRESENTATION State of the Chinese Fintech Market

PANELAttitudes Toward the Public Markets

KEYNOTE PRESENTATION Marketplace Lending: Evolution of an Asset Class

Peter Renton & Jason Jones, LendIt

Renaud Laplanche, Lending Club

Peter Renton, LendIt

Robert Wardrop, University of Cambridge Judge Business School; Robert Rosenberg, University of Chicago Booth School of Business; Fiona Grandi, KPMGModerator: Peter Renton, LendIt

Al Goldstein, Avant

Ning Tang, CreditEase

Dr. Zane Wang, China Rapid Finance; Anthony Hsieh, loanDepot; Robert Frohwein, Kabbage; Al Goldstein, AvantModerator: Ari Levy, CNBC

Ron Suber, Prosper

7:30-8:30am BREAKFAST Sponsored by iFunding | Yerba Buena Foyer, Lower Level B2

8:30-8:40am

8:40-9:25

9:25-9:35

9:35-10:05

10:05-10:35

10:35-11:00

11:00-11:30

11:30-12:00pm

12:00-12:30

FEATURED PRESENTATIONS | Golden Gate Hall, Level B2

12:30-1:30pm LUNCH Sponsored by LendingPoint | Yerba Buena Foyer, Lower Level B2

MAIN SESSIONS Morning Program*

1:30-1:50pm

1:50-2:05

2:05-2:45

2:45-3:25

3:25-3:55

3:55-5:45

1:30-1:45pm

1:45-2:00

2:00-2:15

2:15-2:40

2:40-3:10

3:10-3:30

3:30-4:00

4:00-4:30

4:30-4:50

4:50-5:10

5:10-6:00

PRESENTATION Driving up Lifetime Value by Driving Down CAC

PRESENTATION The Future of Capital Acquisition

PANEL Scaling in Overdrive

PANEL How Platforms can Partner with Banks

PRESENTATIONSPitchIt @ LendIt

PRESENTATION Insights into Mobile Behavior

MOBILE DEMOS Mobile Design Leaders in Fintech — Demos

PANEL Mobile Design Leaders in Fintech

PANEL Impact Investing: Providing More than Financial Returns

PANELMillennials' Attitude Towards Money and Technology

FIRESIDE CHATInnovating Within the Current Regulatory Environment

PANELInvestor Perspective: Investing Through a Downturn

PRESENTATIONUniverse Expansion and Response Rate Enhancement

PRESENTATIONExpected Performance in a Credit Downturn

PANELLegal and Regulatory Q&A — Need to Know Information

Kenneth Lin, Credit Karma

Matt Burton, Orchard

Josh Tonderys, Prosper; Jeffrey Meiler, Marlette Funding; Scott Sanborn, Lending Club; Adam Hughes, Avant Moderator: Nigel Morris, QED Investors

Noah Breslow, OnDeck; Kathryn Petralia, Kabbage; Vince Passione, LendKey; Sam Graziano, Fundation; Andrew Deringer, Lending ClubModerator: Charles Wendel, FIC Advisors

Akouba, AutoFi, Citrus Credit, Income&, LogicFI, ProducePay, StreamLoan, Ziero

Judges: Frank Rotman, QED Investors; David Weiden, Khosla Ventures; Nick Shalek, Ribbit Capital; Chris Bishko, Omidyar Technology Ventures; Joe Chen, Renren

Jeremy Anderson, Google

Shannon Allmon, Paypal Working Credit; Bill Heye, Prosper; Yihan Fang, Yirendai Moderator: Jeremy Anderson, Google

Shannon Allmon, Paypal Working Credit; Bill Heye, Prosper; Yihan Fang, Yirendai Moderator: Jeremy Anderson, Google

Jacob Haar, Community Investment Management; Albert Periu, Funding Circle USA; Najada Kumbuli, Calvert Social Investment Foundation Moderator: John Arensmeyer, Small Business Majority

Bill Onderdonk, Vouch; Paul Gu, Upstart; Louis Beryl, Earnest; Nima Ghamsari, Blend Moderator: Charles Moldow, Foundation Capital

Raj Date, Fenway Summer Moderator: Jo Ann Barefoot, Jo Ann Barefoot Group

Aamir Sheikh, Echelon Asset Management; Brendan Ross, Direct Lending Investments; Kevin McGlynn, Colchis Capital; Don Davis, Prime Meridian Moderator: Jose Penabad, HCG Funds

Steve Chaouki, TransUnion

Sandeep Bhandari, Lending Club

Scott Cammarn, Cadwalader, Wickersham & Taft; Anthony Nolan, K&L Gates; Tony Hadley, Experian; Brian Korn, Manatt, Phelps & PhillipsModerator: John Graetz, Deloitte Advisory

MAIN SESSIONS Afternoon Program*MOST INTERESTING TOPICS IN LENDING | Golden Gate A/B, Level B2 INNOVATIONS SHAPING THE FUTURE | Golden Gate C, Level B2

BREAK sponsored by Money360 | Yerba Buena Foyer & Expo Hall, Lower Level B2 • Golden Gate Foyer, Level B2 • Atrium, Level 2

BREAK sponsored by Money360 | Yerba Buena Foyer & Expo Hall, Lower Level B2 • Golden Gate Foyer, Level B2 • Atrium, Level 2

BREAK sponsored by Prosper | Yerba Buena Foyer & Expo Hall, Lower Level B2 • Golden Gate Foyer, Level B2 • Atrium, Level 2

Kickfurther

Herio Capital

Bizfi

Kabbage

Nor-Cal Financial Development Corporation

BREAK sponsored by Prosper

Blackmoon

FICO

BDO

Ldger

Deloitte

LUNCH sponsored by LendingPoint

Money360

Morningstar Credit Ratings

Orchard

LendingRobot

NSR Invest/NSR Platform

Cloud Lending Solutions

ThreatMetrix

Lob

MoneyLion

BREAK sponsored by Money360

DirectID by miiCard

KPMG

IRA Services

PayJoy

NetSuite

LendingHome

LendInvest

Landbay

9:25-9:35am

9:38-9:48

9:51-10:01

10:04-10:14

10:17-10:27

10:35-11:00

11:00-11:10

11:13-11:23

11:26-11:36

11:39-11:49

11:52-12:02pm

12:30-1:30

1:30-1:40

1:43-1:53

1:56-2:06

2:09-2:19

2:22-2:32

2:35-2:45

2:48-2:58

3:01-3:11

3:14-3:24

3:30-4:00

4:00-4:10

4:13-4:23

4:26-4:36

4:39-4:49

4:52-5:02

5:05-5:15

5:18-5:28

5:31-5:41

PRESENTATION THEATER | Atrium, Level 2Featuring Company Demos

SPECIAL EVENTS

PRESENTATIONState of the Chinese IndustryPANELEstablishing Investor Trust and Confidence in Chinese P2P

PANELInnovation in Fraud Detection

PANELCapital Flows From China to the US

BREAK sponsored by Money360

PANELCredit Underwriting Techniques

Q&A WITH FEATURED SPEAKERS

Bai Liang, Ling Yi

Dennis Cong, Yirendai; Joseph Wang, China Rapid Finance; Sam Lin, 9FBank; Zhenzhou Guo, Quark FinanceModerator: Gabriel Hai, SyncUS

Nguyen Nguyen, ThreatMetrix; Jike Cong, Yirendai; PPMoneyModerator: TBD

Incline Funds; Realty Mogul; Richards Kibbe & Orbe LLPModerator: Tharon Smith, LendIt

Jia Shao Yan, FICO; Zhenzhou Guo, Quark Finance; Ian Thomas, LendInvestModerator: Nick Clements, MagnifyMoney

Al Goldstein, Avant;Robert Wardrop, University of Cambridge Judge Business School;Ron Suber, Prosper; Dr. Zane Wang, China Rapid Finance; Robert Frohwein, Kabbage

CHINA PAVILION | Nob Hill A/B, Lower Level B2

1:30-1:50pm

1:40-2:25

2:30-3:00

3:05-3:30

3:30-4:00

4:00-4:30

4:30-5:50

1:30-1:50pm

1:50-2:10

2:10-2:30

2:30-2:50

2:50-3:10

3:10-3:30

3:30-4:00

4:00-4:20

4:20-4:40

4:40-5:00

5:00-5:20

5:20-5:40

Sponsored by

USO SOPORTE 3D USO DIGITAL

USO SOPORTE 3D USO DIGITAL

For the most up-to-date agenda, visit lendit.com or download our app!

http://ddut.ch/lenditconfOr search “LendIt” on your mobile app store.

Conference Agenda | APRIL 11

ANALYST BRIEFINGS | Nob Hill C, Lower Level B2

TBD

Kabbage

TBD

CAN Capital

TBD

FastPay

TBD

TBD

TBD

Oportun

Elevate

BREAK sponsored by Money360

WO

RK

SHO

PS

DE

EP

DIV

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AC

KS

1:30pm 2:00pm 2:30pm 3:00pm 3:30pm 4:00pm 4:30pm 5:00pm 5:30pm 6:00pm

PANEL 1:30-1:50pmState of the Union in Real Estate LendingBlend, Freedom Mortgage

PANEL 1:30-2:10pmLending Opportunities Within Industry Supply ChainsFastpay, BlueVine, C2F0, TauliaModerator: Ramneek Gupta, Citigroup

PANEL 1:30-2:05pmHow Point of Sale Financing is Being TransformedAffirm, Klarna, Prosper, PayPal Moderator: Melissa Guzy, Arbor Ventures

PANEL 1:30-2:10pmHow do Large Investors Access the Category?Santa Clara VTA, Pine River Capital, KKR, WAMCO Moderator: Ryan Randall

PANEL 1:30-2:00pmEquipment FinancingLeaseQ, Inc., GE Capital, IMCA CapitalModerator: Ben Gold, Quick Bridge Funding

PANEL 1:30-2:10pmServing the Wealth Management CommunityLending Club, SoFi Securities, Funding Circle, LendingHomeModerator: Bo Brustken, NSR Invest

PRESENTATION 1:30-1:50pmHow to Scale Acquisition Through Digital MarketingFacebook

PRESENTATION 1:30-2:05pmFoundations of a Next Gen Credit Underwriting PlatformPayoff, Direct Lending Investments, LendStreet, Freedom FinancialModerator: Mike Cook, XOR Exchange

PRESENTATION 1:30-1:50pmP2P Lending Securitization Market Overview — Securitization TrackerPeerIQ

PRESENTATION 1:30-1:50pmThe Price of MoneyRateSetter

PRESENTATION 2:10-2:30pmHow Technology is Improving the SBA Loan Application ProcessSmartBiz

PANEL 2:05-2:40pmEmerging Platforms in Point of SaleLoanHero, Paidy, FlexShopper, Bristlecone Holdings Moderator: Demetris Papademetriou, Middlemarch Partners

PANEL 2:10-2:50pmShifting Towards Retail: 40 Act Fund ArriveRiverNorth, VanEck Associates Corporation, Direct Lending Investments, Millennium Trust CompanyModerator: Tim Selby, Alston & Bird

PANEL 2:00-2:30pmEarly Leaders of Insurance TechLadder, XL Innovate, EmbrokerModerator: Brendan Dickinson, Canaan Partners

PANEL 2:10-2:40pmAllocation StrategiesDrobny Capital (Clocktower), AssetMark, Avant, MoStan PWM Moderator: Morgan Edwards, CommonBond

PANEL 1:50-2:20pmDon't Underestimate the Value of Your BrandSalt Branding, Realty Mogul, XigniteModerator: Paula DeLaurentis, LendIt

PRESENTATION 2:05-2:30pmReinventing Fraud Prevention & Underwriting Using Machine Learning BlueVine

PANEL 1:50-2:25pmReacting to the Current Market EnvironmentBlue Elephant, Citigroup, Prospect Capital ManagementModerator: TBD

PANEL 1:50-2:25pmDelving Into the Big Four UK PlatformsLendInvest, RateSetter, Funding Circle, ZopaModerator: Rupert Taylor, AltFi Data

PANEL 2:30-3:05pmHigh Yield and Short Duration: Why Invoice Finance is Growing FastThe Interface Financial Group, P2Bi, Fundbox, 48 FactoringModerator: Robert Zadek, Buchalter Nemer

PRESENTATION 2:40-3:05pmUnlocking the DNA of Online Lending CustomersExperian

PANEL 2:50-3:30pmTransitional Capital for Early Stage CompaniesOne Zero Capital, Victory Park Capital, AtalayaModerator: Jenny Fielding, TechStars

PANEL 2:30-3:00pmAuto FinancingCadwalader, Wickersham & Taft LLP, DriverUp, rateGenius, AutoFiModerator: Brian Reed, F&I Express

PRESENTATION 2:40-3:00pmA 10-Year RetrospectivePrime Meridian

PANEL 2:20-2:50pmDirect Mail In the Modern EraLob, Datamyx, DM Analytics Moderator: Candace Klein, Dealstruck

PRESENTATION 2:30-3:05pmBuilding an IndexOrchard, MonJa, AltFi DataModerator: Marc Barrachin, FTSE Russell

PANEL 2:25-3:00pmSecondary Trading of Marketplace BondsThird Point, Napier Park, JefferiesModerator: TBD

PANEL 2:25-3:00pmOverview of the Australian and New Zealand MarketSocietyOne, RateSetter Australia, Harmoney, MoneyPlaceModerator: Glenn Hodgeman, AltFi Australasia

PRESENTATION 3:05-3:30pmSMB Lending — Where Are We Today and Where Are We Going?Biz2Credit

PRESENTATION 3:05-3:30pmReinventing Consumer Lending Without FICO ScoresUpstart

PANEL 3:00-3:30pmHealth Care FinancingPeer United, PrimaHealth Credit, Lending Club, Prosper Health CareModerator: Kathleen Utecht, Core Innovation Capital

PANEL 3:00-3:30Innovations in AccessNSR Invest, Fundrise eREIT, Insikt, StreetSharesModerator: David Jegen, F-Prime

FIRESIDE CHAT 2:50-3:10pmBuilding a Personal Brand and Cultivating a NetworkPresenters: TBD

PRESENTATION 3:05-3:30pmCredit Officer as a ServiceHaloBI

PANEL 3:00-3:30pmNuts and Bolts of Arranging a SecuritizationNuts and Bolts of Arranging a SecuritizationFirst Associates, Moody’s, Goldman Sachs, Wilmington TrustModerator: Alistair Dunlop, Clifford Chance

PANEL 3:00-3:30pmThe State of Marketplace Lending in CanadaFinanceIt, FundThrough, Grow, Borrowell Moderator: Ray Sharma, Extreme Venture Partners

BREAK 3:30-4:00pm

BREAK 3:30-4:00pm

BREAK 3:30-4:00pm

BREAK 3:30-4:00pm

BREAK 3:30-4:00pm

FIRESIDE CHAT 3:10-3:30pmBuilding Effective Media RelationshipsPresenters: TBD

BREAK 3:30-4:00pm

BREAK 3:30-4:00pm

BREAK 3:30-4:00pm

PANEL 4:00-4:30pmProduct Development Using DataFunding Circle, Herio Capital, Envestnet | Yodlee, LendFoundryModerator: Sheel Mohnot, 500 Startups

PANEL 4:00-4:30pmThe Competition Heats up in Student Loans Darien Rowayton Bank, Climb Credit, Earnest, CredibleModerator: Tonio DeSorrento, Vemo Education

PANEL 4:00-4:40pmECI, UBTI and Other Tax IssuesSidley Austin LLP, Chapman & Cutler, BDOModerator: Jessica Duran, Deloitte

PANEL 4:00-4:30pmEquity CrowdfundingCircleUp, OurCrowd, FundersClubModerator: TBD

PANEL 4:00-4:30pmThe Advent of Publicly Traded VehiclesCoastland (VanEck), RiverNorth, Duff & Phelps, Deutsche BankModerator: Jay Bernstein, Clifford Chance

BREAK 3:30-4:00

PANEL 4:00-4:35pmLeading Edge Approaches to Pricing and Credit Policy2nd Order Solutions, LendUp, PeerformModerator: Bill Panak, HaloBI

PANEL 4:00-4:30pmSecuritization — How Do We Make It Better?PeerIQ, Global Debt Registry, Ldger, dv01Moderator: Ben Blum, Morgan Stanley

PANEL 4:00-4:30pmEmerging UK Marketplace Lending PlatformsLendable, Landbay, CreditSquare Ltd, iwocaModerator: Cormac Leech, Liberum

FIRESIDE CHAT 4:30-4:50pmInvesting in an SMB Platform — a Case StudyLiftForward, GLI FinanceModerator: Larry Chiavaro, First Associates

FIRESIDE CHAT 4:30-4:50pmAlt Lending 3.0BorrowersFirst, Credit SesameModerator: Matt Robinson, Aladdin Lending

FIRESIDE CHAT 4:40-5:10pmNegotiating Forward Flow AgreementsOne Zero CapitalModerator: Howard Schickler, Katten Muchin Rosenman

PANEL 4:30-5:00pmSolar FinancingMosaic, SolarCity, Open Energy, Wunder CapitalModerator: Benjamin Cohen, T-REX

PANEL 4:30-5:00pmPrivate Funds for Accredited InvestorsMoney360, Emerald Advisors, Glide Capital, Lending ClubModerator: Gary Simanson, Endeavor Capital Management, LLC

PANEL 4:00-4:30pmDigital MarketingFacebook, Google, TwitterModerator: Jeff Keltner, Upstart

PANEL 4:35-5:10pmValuation of Consumer Loans/NotesDuff & Phelps, BDO, PeerIQ, BPMModerator: Rich Juliano, Emerald

PRESENTATION 4:30-4:50pmBuilding the Hybrid ModelAvant

PANEL 4:30-5:00pmEastern EuropeZlty Melon, Mintos, Bondora, SAVYModerator: Matthew Mezinskis, ArchInvest

PANEL 4:50-5:20pmThe Kayak Model for SMB lendingBizfi, Fundera, LendioModerator: Stu Richards, Bredin

PANEL 4:50-5:20pmLending to the Middle ClassFreedom Financial, Avant, Argon Credit, Applied Data FinanceModerator: James Gutierrez, Insikt, Oportun

PRESENTATION 5:10-5:35pmHow to Secure a Warehouse LineKirkland & Ellis

PANEL 5:00-5:30pmNew Lending Models for the UnderbankedCamino Financial, AVANA Capital, PayJoy, Accion San DiegoModerator: Javier Saade, Columbia Technology Ventures

PRESENTATIONS 5:00-5:30pmStress Tests: The Impact of X on YMonJa, InsiktModerator: Bo Brustken, NSR Invest

PANEL 4:30-5:00pmCapital Allocation Across Media StrategiesPatch of Land, Mintel, Credibly Moderator: Tom Brainerd, National Funding

PANEL 5:10-5:45pmDefining Good Credit StewardshipCircleBack Lending, CAN Capital, National Funding, CommonBondModerator: Mike Cook, XOR Exchange

PANEL 4:50-5:20pmThe Rating Agency View of Marketplace LendingS&P’s Rating Services, Moody’s, Kroll Bond Rating Agency, MorningstarModerator: David Mandel, Citibank

PANEL 5:00-5:30pmMarketplace Lending Platforms of Western EuropeGRID Finance, Funding Circle DE, Fellow Finance, FinexcapModerator: Etienne Boillot, Shepherd Capital

PANEL 5:20-5:50pmUnderwriting Small Business BorrowersPaynet, Lending Club, Dealstruck, CrediblyModerator: Justin Brownhill, SenaHill Partners

FIRESIDE CHAT 5:20-5:45pmScaling a New Platform: A Case StudyLendingPoint, Cloud Lending SolutionsModerator: Mark Calvey, San Francisco Business Times

PRESENTATION 5:30-5:50pmSecuritizing Fresh Produce To Yield Cash Flow Advantages for AgricultureProducePay

PANEL 5:30-6:00pmInvestor PractitionersJ&S Advisors, Season Investments, Prime MeridianModerator: Matt Ackerman, InvestmentNews

PANEL 5:00-5:30pmEmail Marketing & RetargetingTransUnion, Kabbage, Other panelists TBDModerator: TBD

PANEL 5:20-5:50pmEstablishing Industry Standards For Marketplace Lending — Reporting & DisclosureAssured Guaranty, Lending Club, Mayer Brown, SFIGModerator: James Alexander, Direct Lending Investments

PANEL 1:50-2:30pmWhat Does A Consumer’s Home Buying Experience Look Like Over the Next 5 Years?Nexera Holdings, Blend, Roostify, LendaModerator: Scott Whaley, Real Estate Investor and Funding Association

PRESENTATION 2:30-2:50pmHow Technology is Playing a Role in the Transformation of Mortgage FinanceloanDepot

PANEL 2:50-3:30pmTech Enabling the Mortgage ProcessPeerStreet, LendingHome, Sindeo, LendInvestModerator: Manu Gupta, Lakestar

BREAK 3:30-4:00pm PANEL 4:00-4:35pmTrends in Real Estate Credit UnderwritingPatch of Land, loanDepot, Realty MogulModerator: Craig Schleicher, PwC

PANEL 4:35-5:10pmFix & Flips and Rental PropertiesLandbay, Sharestates, LendingOne, Patch of LandModerator: Ray Sturm, Alphaflow

PANEL 5:10-5:45pmBuying and Refinancing Your HomeClara Lending, Point Digital Finance, Lenda, Better MortgageModerator: Michelle Gill, Goldman Sachs

INNOVATIONS IN REAL ESTATE | Sponsored by Blend | Club Room, Level 2

SMALL BUSINESS FINANCING | Foothill G, Level 2

CONSUMER LENDING | Foothill F, Level 2

Conference Agenda | APRIL 11 Afternoon Program

FUND MANAGER INSIGHTS | Willow, Level B2

ALTERNATIVE INVESTING | Walnut, Level B2

WEALTH MANAGEMENT | Juniper, Level B2

SALES & MARKETING | Laurel, Level B2

CREDIT & UNDERWRITING | Foothill D, Level 2

STRUCTURED PRODUCTS | Sponsored by dv01 | Foothill E, Level 2

INTERNATIONAL | Foothill J, Level 2

PANEL 5:30-6:00pmLead Generation in the Lending MarketLendingTree, Credible, Even FinancialModerator: Bobby Ritterbeck, Marlette Funding

Sponsored by Money360

Sponsored by Money360

Sponsored by Money360

Sponsored by Money360

Sponsored by Money360

Sponsored by Money360

Sponsored by Money360

Sponsored by Money360

Sponsored by Money360

Sponsored by Money360

1:30-2:05pm

2:05-2:35

2:35-3:00

3:00-3:30

3:30-4:00

4:00-4:10

4:10-4:20

4:20-4:50

4:50-5:20

5:20-5:50

1:30-2:00pm

2:00-2:20

2:20-2:50

2:50-3:30

3:30-4:00

4:00-4:30

4:30-5:00

5:00-5:30

5:30-6:00

PANELDiversification of Funding Sources for Platforms

PANELThe Keys to Successful Fraud Detection

PRESENTATIONThe Regulatory Outlook from the CFPB

PANELThe Future of Public Policy on Marketplace Lending

PRESENTATIONThe Consumerization of CreditPRESENTATIONFinancial Inclusion using Big Data

PANELProviding Access to Credit in Underserved Markets

PANELSkin in the Game — Should Marketplaces Invest in Every Loan?

PANELGlobal Expansion of Marketplace Lending

PANELLending as a Service: The Future of Online Lending

PRESENTATIONThe Bank of the Future

PANELBlockchain's Impact on Financial Services

PANELInvestor Perspective: Publicly Traded Closed End Funds

PANELPlatform Founders' Stories

PANELThe Public Market Viewpoint on the Industry

PANELVC Perspective: Recent Valuation Trends

PANELCurrent State of the Securitization Market

OPENING REMARKS

KEYNOTE PRESENTATIONDeveloping the Developed World

FIRESIDE CHATPeter Thiel Fireside Chat

PRESENTATIONDon't Forget the Consumer Market for P2P Lending

FIRESIDE CHATThe Square Approach

PRESENTATIONTBD

PRESENTATIONMarketplace Lending: How to Get to the Golden Age

FIRESIDE CHATWhat’s the Biggest Gating Factor for the Future of Non-Bank Lending?KEYNOTE PRESENTATIONFintech: A Policymaker’s Perspective

Peter Renton & Jason Jones, LendIt

Peter Thiel

Peter ThielModerator: Emily Chang, Bloomberg

Dan Ciporin, Canaan Partners

Jackie Reses, SquareModerator: Emily Chang, Bloomberg

Noah Breslow, OnDeck

Sam Hodges, Funding Circle

Mike Cagney, SoFiModerator: Telis Demos, Wall Street Journal

John C. Williams, Federal Reserve Bank of San Francisco

James Paris, Avant; Jeff Bogan, Lending Club; Glenn Goldman, Credibly; Eric Thaller, Prosper Moderator: Neil Wolfson, SF Capital

Liz Lasher, FICO; James Varga, DirectID by miiCard; Garient Evans, ID Analytics; Merlin Bise, GIACT Moderator: Prakash Santhana Deloitte

Jeff Langer, CFPB

Richard Neiman, Lending Club; Conor French, Funding Circle; Sachin Adarkar, ProsperModerator: Peter Renton, LendIt

Douglas Merrill, ZestFinance

Sasha Orloff, LendUp

Sasha Orloff, LendUp; Raul Vazquez, Oportun; Mike Armstrong, ZestFinance; Dr. Zane Wang, China Rapid Finance Moderator: Chris Bishko, Omidyar Technology Ventures

Gilles Gade, Cross River Bank; Jeffrey Meiler, Marlette Funding; Sid Jajodia, Lending Club; David Johnson, First AssociatesModerator: Warren Mead, KPMG

Matt Burton, Orchard; Samir Desai, Funding Circle; Ning Tang, CreditEase; Cameron Stevens, Prodigy Finance Moderator: Tom Loverro, IVP

James Gutierrez, Insikt; Vince Passione, LendKey; Rohit Arora, Biz2CreditModerator: Mitch Segal, KPMG

Miklos Dietz, McKinsey

Tim Swanson, R3CEV; Andrew Keyes, ConsenSys; David Farmer, CoinbaseModerator: Nick Shalek, Ribbit Capital

Bill Kassul, Ranger Capital Group; Sachin Patel, Funding Circle; Simon Champ, MW Eaglewood Europe LLP; Brendan Carroll, Victory Park Capital; Andrew Whelan, GLI FinanceModerator: Cormac Leech, Liberum

David Klein, CommonBond; David Girouard, Upstart; Michael Solomon, CircleBack Lending; Dave Gilbert, National Funding Moderator: Jason Jones, LendIt

James Friedman, SIG; Michael Tarkan, Compass Point Research & Trading, LLC; John Hecht, Jefferies; Eric Wasserstrom, GuggenheimModerator: Rebecca Lynn, Canvas

Alex Prokhorov, FinSight Ventures; Frank Rotman, QED Investors; Chris Gottschalk, Blumberg CapitalModerator: Jon Barlow, Edgemont Investments

Chris Phillips, SoFi; Steven Lee, Eaglewood Americas LLC; Stephanie Yeh, Credit Suisse; Ege Tanor, InsiktModerator: Robert Villani, Clifford Chance

8:30-8:35am

8:35-8:55

8:55-9:15

9:15-9:35

9:35-10:00

10:00-10:30

10:30-11:00

11:00-11:30

11:30-12:00pm

12:00-12:30

Conference Agenda | APRIL 12

MAIN SESSIONS Morning Program*

7:30-8:30am BREAKFAST Sponsored by iFunding | Yerba Buena Foyer, Lower Level B2

12:30-1:30pm LUNCH Sponsored by LendingPoint | Yerba Buena Foyer, Lower Level B2

MAIN SESSIONS Afternoon Program*

FEATURED PRESENTATIONS | Golden Gate Hall, Level B2

*Admission to all Main Sessions requires an All-Access conference pass.

BREAK | Yerba Buena Foyer & Expo Hall, Lower Level B2 • Golden Gate Foyer, Level B2 • Atrium, Level 2

BREAK | Yerba Buena Foyer & Expo Hall, Lower Level B2 • Golden Gate Foyer, Level B2 • Atrium, Level 2

BREAK | Yerba Buena Foyer & Expo Hall, Lower Level B2 • Golden Gate Foyer, Level B2 • Atrium, Level 2

MOST INTERESTING TOPICS IN LENDING | Golden Gate A/B, Level B2 INNOVATIONS SHAPING THE FUTURE | Golden Gate C, Level B2

ANALYST BRIEFINGS | Nob Hill C, Lower Level B2

LendKey

AlphaFlow

Millennium Trust Company

TBD

JuBao Hui

PAVE

BREAK

Quark Finance

China Rapid Finance

Fincera

CreditEase

Innovative-Assessments

LUNCH sponsored by LendingPoint

StreamLoan

TBD

Lendsnap

New Direction IRA

Trustpilot

OutsideIQ

Qwil

CommonBond

Plaid

BREAK

Bessemer Venture Partners

Clef

Firebreak Capital

Vericomply

9:15-9:25am

9:28-9:38

9:41-9:51

9:54-10:04

10:07-10:17

10:20-10:30

10:30-11:00

11:00-11:10

11:13-11:23

11:26-11:36

11:39-11:49

11:52-12:02pm

12:30-1:30

1:30-1:40

1:43-1:53

1:56-2:06

2:09-2:19

2:22-2:32

2:35-2:45

2:48-2:58

3:01-3:11

3:14-3:24

3:30-4:00

4:00-4:10

4:13-4:23

4:26-4:36

4:39-4:49

9:30-9:50am

9:50-10:10

10:10-10:30

10:30-11:00

11:00-11:20

11:20-11:40

11:40-12:00pm

12:00-12:20

12:30-1:30

1:30-1:50

1:50-2:10

2:10-2:30

2:30-2:50

2:50-3:10

3:10-3:30

3:30-4:00

4:00-4:20

4:20-4:40

4:40-5:00

5:00-5:20

5:20-5:40

SPECIAL EVENTS All Day Afternoon Program

PRESENTATIONInnovation — What is next?

PRESENTATIONExpanding Access to Consumer Credit In China

PRESENTATIONMinimizing Fraud in China with Data

FIRESIDE CHATExpanding Beyond China

PRESENTATIONWealth Management in China

BREAK

PRESENTATIONWhy China is Critical to the Future of Marketplace Lending

Q&A WITH FEATURED SPEAKERS

Yifeng Wu, JuBao Hui

Douglas Merrill, ZestFinance

Thomas Wang, China Rapid Finance

Yoon Chang, Hanwha Life; Soul Htite, DianrongModerator: TBD

CreditEase

SyncUS, LendIt

Sam Hodges, Funding Circle

Aamir Sheikh, Echelon Asset Management

Gordon Watson, Victory Park Capital

Graham Glass, GLI Asset Management

BREAK

Don Davis, Prime Meridian

Bill Kassul, Ranger Capital

Steve Russell, Emerald Direct Lending Investments

Aaron Peck, Monroe Capital

LUNCH sponsored by LendingPoint

Brian Weinstein, Blue Elephant

Jose Penabad, HCG Funds

Ted Conrads, Colchis Capital Management

Simon Champ, MW Eaglewood Europe LLP

Chris Johnson, Prospect Street

Scott Langmack, Incline Funds

BREAK

Conor Neu, Evolution

Andrew Hallowell, Arcadia

Philip Bartow, RiverNorth Capital Management

Brendan Ross, Direct Lending Investments

Brian Zalaznick, Jim McGliney, Insikt

TBD

TBD

Dr. Zane Wang, China Rapid Finance; Joseph Wang, China Rapid Finance

TBD

Dennis Cong, Yirendai

Lisa Jacobs, Funding Circle

BREAK

Peter Behrens, RateSetter

Rod Lockhart, LendInvest

Jonathan Kramer, Zopa

TBD

TBD

1:30-1:50pm

1:50-2:10

2:10-2:30

2:30-3:00

3:00-3:30

3:30-4:00

4:00-4:20

4:20-5:20

1:30-1:50

1:50-2:10

2:10-2:30

2:30-2:50

2:50-3:10

3:10-3:30

3:30-4:00

4:00-4:20

4:20-4:40

4:40-5:00

5:00-5:20

5:20-5:40

Conference Agenda | APRIL 12

PRESENTATION THEATER | Atrium Level 2Featuring Company Demos

FUND MANAGER PRESENTATIONS | Willow, Level B2 CHINA PAVILION | Nob Hill A/B, Lower Level B2

For the most up-to-date agenda, visit lendit.com or download our app! http://ddut.ch/lenditconf

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1:30pm 2:00pm 2:30pm 3:00pm 3:30pm 4:00pm 4:30pm 5:00pm 5:30pm 6:00pm

PRESENTATION 1:30-1:50Wall Street + Silicon Valley = The Next Gen of Commercial Real Estate FinanceMoney360

PANEL 1:30-2:10Relationship Lending — Why the Loan Application Will DieAmerican Express, Kabbage, PayPal, Square Capital Moderator: Roberto Hernandez, PwC

PANEL 1:30-2:05Regulation and PoliticsSmall Business Finance Association, Lending Club, Affirm, BlackRock Moderator: Marc Franson, Chapman & Cutler

FIRESIDE CHAT 1:30-2:00The Custodian PerspectiveFolioModerator: Michael Whalen, Goodwin Procter

PANEL 1:30-2:05Gamification Techniques for LendingSeeds, LendUp LadderModerator: TBD

PANEL 1:30-2:05Big Data and Machine Learning in UnderwritingUpstart, Logical Glue, Kreditech, Kabbage Moderator: Donald Potts, Capital One

PRESENTATION 1:30-1:50It’s Never Too Soon to Think About SecuritizationMonroe Capital

PRESENTATION 1:30-2:10Trends in the Indian MarketNeoGrowth, Capital Float, PeerLend.in, IndiaLendsModerator: Alock Mittal, Indifi

PRESENTATION 2:10-2:30How Banks Can Partner With PlatformsKPMG

PANEL 1:50-2:25Risk Management Advances in Consumer LendingEquifax, TransUnion, Experian, FICOModerator: Steve Heruty, Colchis Capital

PANEL 2:05-2:40Marketplace Lending: Just Regulatory Arbitrage?Lending Club, Financial Crisis Inquiry Commission, OnDeck, American Bankers AssociationModerator: Todd Baker, Broadmoor Consulting LLC

PRESENTATION 2:00-2:30Acquiring Customers & Increasing Profitability in Marketplace LendingIRA Services

PRESENTATION 2:05-2:30How Traditional Lenders Can Stay CompetitiveCloud Lending Solutions

PANEL 1:50-2:30Liquidity Via Secondary Loan TradingProsper, Deutsche Bank, OrchardModerator: Perry Rahbar, dv01

PANEL 2:30-3:00Working Capital Financing in the Marketplace Lending EraKickfurther SE, Tradeshift, Lighter Capital, Quick Bridge FundingModerator: Tom Brainerd, National Funding

PANEL 2:25-2:55Attracting Fund Managers: Key Due Diligence Topics For PlatformsMonroe Capital, Flexpoint Ford, Arcadia, Cross River BankModerator: James Alexander, Direct Lending Investments

PRESENTATION 2:40-3:00Emerging Federal Policy Landscape for Financial TechnologyCapital Point, Sternhall

PANEL 2:30-3:15The Independent PerspectivePeak Advisor Alliance, Hedgeable, CreditEaseModerator: Matt Ackerman, InvestmentNews

PANEL 2:30-3:00Building APIs for a Strong EcosystemLending Robot, NSR Invest, Orchard, BlackmoonModerator: Rodrigo Garcia-Uribe, Lending Club

PRESENTATION 2:05-2:30Calculating and Estimating Risk and Return of Portfolio NotesLending Club

PANEL 2:30-3:10Positioning For Institutional Capital in Online LendingMarlette Funding, ApplePie Capital, Upstart, Square CapitalModerator: Steven Herrup, Varadero Capital

PANEL 2:10-2:50P2P in IsraelDirect Finance, BlueVineModerator: Jon Medved, OurCrowd

PANEL 3:00-3:30What is Responsible Small Business Lending?StreetShares, Fincera, SmartBiz, Credibility CapitalModerator: Brayden McCarthey, Fundera

PANEL 2:55-3:30Maximizing Investor Return with Collections & Debt BuyingSquareTwo Financial, Velocity Portfolio Group, Inc., TrueAccord, KreditechModerator: Josh Tonderys, Prosper

PANEL 3:00-3:30Cybersecurity and Fraud in the Loan ProcesseOriginal, DirectID by miiCard, Clarity Services, Iovation Moderator: Joseph A. Valenti, K&L Gates

PANEL 2:30-3:00Portfolio Analytics: Cross-Platform Performance ComparisonMonJa, dv01, PeerIQ, OrchardModerator: Olivier D'Meza, Pine River Capital Management

FIRESIDE CHAT 3:10-3:30Securitizationdv01, Clocktower

PANEL 2:50-3:30Latin AmericaAfluenta, Fintonic, Yotepresto.com, Prestadero, KueskiModerator: Rodolfo Gonzalez, Foundation Capital

BREAK 3:30-4:00

BREAK 3:30-4:00

BREAK 3:30-4:00PANEL 3:00-3:30Regulatory Compliance — Lessons LearnedCross River Bank, Professional Bank Services, Avant, Cross River Bank, Hogan LovellsModerator: Ori Lev, Mayer Brown

BREAK 3:30-4:00

BREAK 3:30-4:00

PANEL 3:00-3:30Incorporating Social, Ecommerce & Search DataLenddo, FriendlyScore, China Rapid Finance, Demyst DataModerator: Javier Saade, Columbia Technology Ventures

BREAK 3:30-4:00

BREAK 3:30-4:00

PANEL 4:00-4:30Leaders in Short Term Business FinancingBFS Capital, Strategic Funding, Bizfi, CapifyModerator: Brock Blake, Lendio

PANEL 4:00-4:40Using Lending for Social GoodBeneficial State Bank, CommonBond, Kiva, Beneficial State BankModerator: Ross Fubini, Canaan Partners

PRESENTATION 4:00-4:25The Platform Awakens: 5 themes for 2016Richards Kibbe & Orbe

PANEL 4:00-4:40Integrating with Advisor TechnologiesOrion Advisor Services, Glide Capital, NSR Invest, HighTowerModerator: Eric Aanes, Titus Wealth

PANEL 4:00-4:30The Leading Loan Servicers for Online LendingFirst Associates, PFSC, Orion First, Infinity Lending SystemsModerator: Jon Farber, Citibank

BREAK 3:30-4:00

PANEL 4:00-4:30Financing Marketplace LoansAffirm, LendingHome, Waterfall Asset ManagementModerator: TBD

PRESENTATION 4:00-4:15P2P and Online Lending in JapanYayoi Co., Ltd.

PRESENTATION 4:30-4:50Small Dollar Lending and the U.S. Small Business AdministrationSBA

PRESENTATION 4:40-5:00How Resilient is Consumer Credit?Incline Funds

PRESENTATION 4:25-4:50Reg A+ — The Fundraising Method of the Future?Manatt, Phelps & Phillips

PRESENTATION 4:40-5:00What the MPL industry needs to know about Wealth ManagersMoney360

PRESENTATION 4:30-4:50Borrower on-boardingTBD

PANEL 4:00-4:40Real-time DecisioningFICO, GIACT, Ascend Consumer FinanceModerator: Gregory Nowak, Pepper Hamilton LLP

PANEL 4:30-5:00Investor Pain Points — Data & OperationsProsper, Millennium Trust Company, LendingRobotModerator: David Snitkof, Orchard

PRESENTATION 4:15-4:30Financial Inclusion in Emerging MarketsTrusting Social

PANEL 4:50-5:20Creating a Line of Credit Through Marketplace LendingOnDeck, Behalf, Dealstruck, KabbageModerator: Donald Butler, Thomvest

PANEL 5:00-5:40How Do You Expand Credit to the Thin File?LendingPoint, Elevate, Pave, MoneyLionModerator: Arjan Schutte, Core Innovation Capital

PRESENTATION 4:50-5:15Protecting Against Class Action LawsuitsWarshaw Burstein

PANEL 5:00-5:30Fund Distribution PlatformsEnvestnet, Artivest, AssetMarkModerator: Alex Dunev, UBS Investment Bank

PANEL 4:50-5:20Building Efficient Back Office OperationsGreat Lakes Fund Solutions, Capital Management Services, Crowd ValleyModerator: Dan Breen, CFX Secondary Markets

PRESENTATION 4:40-5:00Alternative Finance for Affluent and Wealthy ClientsBorro

PANEL 5:00-5:30Reps & WarrantiesAvant, Cadwalader Wickersham & Taft LLP, Mayer BrownModerator: Diana Lande, Morningstar Credit Ratings

PRESENTATION 4:30-4:45Sub-Saharan Africa & Islamic MarketsOvamba

PANEL 5:20-5:50Innovative New Business ModelsBond Street, Able Lending, ApplePie Capital, TauliaModerator: Levi King, NAV

PANEL 5:20-5:50Meet the Top Lending Software ProvidersCloud Lending Solutions, Mambu, Armada Labs, Nortridge Software CompanyModerator: Colin Walsh, Varo Money Inc.

PANEL 5:00-5:40Mitigation of Fraud in the Underwriting ProcessIDology, IdentityMind Global, EquifaxModerator: Dave Sherman, BetterFinance

PANEL 4:45-5:15Microcredit in Emerging MarketsGrameen, Kountable, MicroVestModerator: Jacob Haar, Community Investment Management LLC

PANEL 1:50-2:30Investment Opportunities in Commercial Real EstateCFX Investing, Realty Mogul, Money360Moderator: Loren Picard, G5, Inc.

PANEL 2:30-3:00Working with Sponsors and DevelopersFund that Flip, CreditSuppliers, PeerStreet, iFundingModerator: Michael O'Meara, G5, Inc.

PANEL 3:00-3:30Commercial Finance ReimaginedHeritage Capital Ventures, Funding Circle, Plum Lending, CrowdStreetModerator: Sam Wen, Green Visor Capital

BREAK 3:30-4:00 PANEL 4:00-4:40The Capital Markets Approach for Real EstateRealtyShares, LendingHome, AssetAvenue, Fundrise eREITs™Moderator: Jay Magee, JMP Securities

PRESENTATION 4:40-5:05Lessons Learned Investing on Real Estate PlatformsColony American Finance

PANEL 5:05-5:45Institutional Real Estate InvestorsCatalus Capital, Colony American FinanceModerator: TBD

INNOVATIONS IN REAL ESTATE | Sponsored by Blend | Club Room, Level 2

SMALL BUSINESS FINANCING | Foothill G, Level 2

CONSUMER LENDING | Foothill F, Level 2

REGULATION | Walnut, Level B2

WEALTH MANAGEMENT | Juniper, Level B2

TECHNOLOGY & OPERATIONS Laurel, Level B2

CREDIT & UNDERWRITING | Foothill D, Level 2

STRUCTURED PRODUCTS | Sponsored by dv01 | Foothill E, Level 2

INTERNATIONAL | Foothill J, Level 2

PRESENTATION 5:15-5:40The Implications of Madden v Midland for Online LendingBallard Spahr LLP

PRESENTATION 1:30-1:50Customer Acquisition at ScaleLendingTree

PANEL 5:15-5:45BrazilBiva Serviços Financeiros S.A., BankFacil, Geru, CredisferaModerator: Bill Cillufo, QED Investors

Conference Agenda | APRIL 12 Afternoon Program