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    PERSONAL EDITION

    Not For Commercial Use

    Detailed charts and explanations

    Y.H. HOOR

    Copyright @ 2010. All rights reserved

    GETTING

    STARTEDWITH

    SAFER

    ONLINE

    EARNINGS

    2010

    A Complete Guide

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    Table of Contents

    1.0 INTRODUCTION......................................................................................... 1

    1.1 All about PayPal .......................................................................................... 1

    1.1 All about Paid-To-Click sites ...................................................................... 2

    1.1.2 Member-referral relationship ................................................................. 3

    1.1.3 Recommended Paid-To-Click sites ....................................................... 4

    1.1.4 Amount of earnings ............................................................................... 5

    2.0 REGISTRATIONS ....................................................................................... 6

    2.1 PayPal........................................................................................................... 6

    2.2 Paid-To-Click sites..................................................................................... 11

    3.0 EARNINGS.................................................................................................. 12

    3.1Cash out to PayPal ...................................................................................... 14

    4.0 MANAGEMENTS ...................................................................................... 15

    4.1 PayPal account management ..................................................................... 15

    4.1.1 Adding a debit/credit card to your PayPal account ............................. 15

    4.1.2 Adding your bank account to your PayPal account ............................ 16

    4.1.3 Transfer your PayPal balance to your bank account ........................... 18

    5.0 LIMITATIONS ........................................................................................... 19

    6.0 FUTURE PRECAUTIONS ........................................................................ 20

    7.0 SUMMARY ................................................................................................. 21

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    1

    1.0 INTRODUCTION

    1.1 All about PayPal

    Figure 1.1.1: Official logo of PayPal

    PayPal is the safer, easier way to pay and get paid online. The service allows

    anyone to pay in any way they prefer, including through credit cards, bank

    accounts, buyer credit or account balances, without sharing financial

    information. PayPal has quickly become a global leader in online payment

    solutions with more than 153 million accounts worldwide. Available in 190

    markets and 24 currencies around the world, PayPal enables global ecommerce

    by making payments possible across different locations, currencies, and

    languages. PayPal has received more than 20 awards for excellence from the

    internet industry and the business community. Located in San Jose, California,

    PayPal was founded in 1998 and was acquired by eBay in 2002.

    The following list shows the current supported 24 currencies around the world:-

    Canadian Dollars Euros British Pounds U.S. Dollars Yen Australian Dollars New Zealand Dollars Swiss Francs

    Hong Kong Dollars Singapore Dollars Swedish Kroner Danish Kroner Polish Zloty Norwegian Kroner Hungarian Forints Czech Koruny

    Israeli Shekels Mexican Pesos Brazilian Real* Malaysian Ringgits* Philippine Pesos

    Taiwan New Dollars Thai Baht

    * Transactions can be done only within respective countries.

    With multiples currencies, a PayPal user may enjoy the following features:-

    Sending and receive payments with multiples currencies

    Payment by website administrator

    Currency Conversion (Except Argentina, Brazil and Malaysia)

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    2

    1.2 All about Paid-To-Click sites

    Paid-To-Click sites (PTCs) are a part of online business models that draw online

    traffic from people aiming to earn from home. They are middlemen between

    advertisers and consumers; the advertiser pays for displaying advertisements on

    a particular PTC website, and a part of this payment goes to the viewer when he

    views the advertisement. Advertisers pay to have their websites / products

    exposed and you earn money from PTC sites while viewing these sites. You can

    earn even more money by exposing your referral link to others to gain free

    referrals. Besides that, you can also rent referrals from PTCs already large

    community and get paid for every advertisement they view.

    Referrals are users like you who have joined a particular PTC site. However,

    they also earn money for you when they view advertisements, while earning

    money for themselves. Referrals come in two different forms:

    Direct Referrals are users who have registered on the site putting you as

    their referrer.

    Rented Referrals are users that, for a fee, will click under you for a

    specific period of time. They are users that do not register by putting

    someone as their referrer.

    To avoid yourself to become another rented referral for an anonymous, you

    should register by putting someone as your referrer. This ensures that the

    earnings are shared within a community such as a large undergraduate group.

    In PTCs sites, members can use several strategies in order to make huge profits

    with the provided PTCs features. For example, auto pay and rented referrals

    extensions pack can be used to extend referrals renting period without letting

    them to expire.

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    1.2.1 Member-Referral relationship

    The following figure 1.2.1 shows the true member-referral relationship.

    Figure 1.2.1 Member-Referral relationship

    Explanation

    When B and C earned $0.01, the website will automatically generate extra

    $0.005 into to As account automatically WITHOUT deducting earnings of B

    and C. A does not earn from D, E and F. This will be the same for others.

    The limit of direct referrals differs in each PTC sites. For example, Onbux mayallow up to 80 direct referrals for standard members. Neobux members may

    refer others 30 days after registration. Cashium allows unlimited referral

    numbers, and however 4 tiers will be applied according to the amount of

    referrals.

    3rd level2nd level1st level

    A

    A's direct referral,B

    B's direct referral,D

    B's direct referral,E

    A's direct referral,C

    C's direct referral,F

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    1.2.2 Recommended Paid-To-Click sites (PTCs)

    There are 3 main PTC sites recommended by this book; Neobux, Onbux and

    Cashium. This book will guide readers with registration and earning procedures

    of one of these sites Neobux, which is also known as the worlds best PTC

    sites (since 2008). Note that every procedure to do with other sites (Onbux and

    Cashium) will be almost the same. So, you have no worries!

    1.2.3 Amount of Earnings

    From the recommended Paid-To-Click sites (PTCs), you earn up to $0.02 US

    dollar per click. Usually as a standard member, you will be credited $0.01 per

    advertisement click. Your mission is to turn them to be tenths, hundreds and

    thousands without giving up. It pays to be an active clicker and this is possible

    since it consumes only few minutes per day. With great strategies and referral

    management, you will bring yourself to the successful path.

    The following figure shows some successful Neobux members than earn more

    than $4000 and above. More examples can be seen in the Neobux forum. This is

    not a trick or fake diagram, because you can show how much you have earned

    upon joining Neobux.

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    It is believed that members with account upgrade (Golden, Ultimate etc.) and

    large number of referrals may earn faster. Here is an example of calculation.

    Earnings of Standard Member:-

    $0.01 (rate per click) 4 (no. of advertisements) 30 days = $1.20

    With 80 referrals (assume that everyone has 4 clicks per day)

    $0.005 (rate per ref. click) 4 80 referrals 30 days = $48.00

    Earnings of Golden Member:-

    $0.01 (rate per click) 8 (no. of advertisements) 30 days = $2.40

    With 80 referrals (assume that everyone has 4 clicks per day)

    $0.01 (rate per ref. click) 4 80 referrals 30 days = $96.00

    Earnings of Ultimate Member:-

    $0.02 (rate per click) 8 (no. of advertisements) 30 days = $4.80

    With 4000 referrals (assume that everyone has 4 clicks per day)

    $0.01 (rate per ref. click) 4 8000 referrals 30 days = $9600.00

    A real PTC site is legal because there is no any activity of scamming, gambling,

    and hacking. Currently, there is no single country that actually disallows its

    residents to earn using PTC site. In addition, PTC site is a not a pyramid scheme

    that rewards members upon joining.

    There are plenty of PTC sites found in internet. However, choosing a trustable

    PTC sites requires your mature experience and understandings. This e-book

    author has summarized the PTC sites for readers in terms of their legality,

    performance and reliability. The author promises the readers to have absolutely

    safe and easy way to earn. Do remember, this is not a free lunch for you!

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    The following figure 1.2.2 provides summary for readers to understand the

    process of PTC earnings better.

    Figure 1.2.2: The simplified flow chart of PTC earnings

    2.0 REGISTRATIONS

    2.1 PayPal

    Go tohttp://trancevoyage.blogspot.com/and click the following banner:-

    Advertisers

    Legal & registeredcompanies

    Paid-To-Click Sites(PTCs)

    Advertisingdestinations

    Profit earned by PTC sites from advertisers

    They share profit with their online registered members

    Advertisements from advertisers are shown at those sites

    Registered members earn by clicking these advertisments

    http://trancevoyage.blogspot.com/http://trancevoyage.blogspot.com/http://trancevoyage.blogspot.com/http://trancevoyage.blogspot.com/
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    Once you have entered PayPal website, clickSign Up to create a new account:-

    You will see the following page. Make sure that your country is set to Malaysia

    (in case you are Malaysian, using Malaysian bank account to make transactions).

    After that, select Premier and clickGet Started.

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    Fill in your particulars. Your information must be absolutely real. If you do not

    have credit/debit card, unmark Link my credit card. After that, click Agree

    and Create Account.

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    After submission, you may see the following page. ClickGo To My Account if

    you do not have any credit/debit card.

    After that, you will be directed your account homepage. ClickConfirm email

    address to verify your e-mail address.

    Follow the steps in the following figure:-

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    The following figure shows an example of confirmation code found in

    Windows Live Hotmail. Copy the code.

    Paste the code to the following page and clickConfirm

    Choose your unique security questions and clickSubmit. You are done!

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    2.2 Paid-To-Click sites

    Please register throughhttp://trancevoyage.blogspot.com/

    This book author has chosen an example of Neobux registration. Note that

    every registration process of PTC sites will be the same. For Onbux registration,

    confirm your referrer as TransLyric.

    After clicking Continue, fill in confirmation code sent to your e-mail address

    (For Neobux, it will fall into Junk or Spam mail). Copy and paste the

    confirmation code to activate your account.

    Once it is successful, login with the following page. Note that secondary

    password is an extra password to enhance your account security.

    After successful login, you can see your homepage indicating Welcome .

    Guideline:-

    Username: Used to login your

    account every time, eg. Abc123Password: Make a simple but

    strong password.

    Alertpay/PayPal Email: Your

    registered PayPal Email.

    http://trancevoyage.blogspot.com/http://trancevoyage.blogspot.com/http://trancevoyage.blogspot.com/http://trancevoyage.blogspot.com/
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    3.0 EARNINGS

    To view advertisements, simply click View Advertisements. The number 4

    shown in the following figure indicates that 4 advertisements are available for

    earnings

    After that, you may see the following advertisements. Bright yellow stars show

    that the advertisements are ready for you.

    Click on the first advertisement and you will be required to click the red button.

    This will open the advertisement on another new tab of your browser. Note that

    you can only open 1 advertisement each time.

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    With another new tab of your browser, monitor the heading of PTC site

    When you see the above message, you have successfully earned $0.01 USD to

    your PTC account. The viewed advertisement will be indicated with dark star.

    Click on next advertisement to get credited.

    For Onbux, you have to verify the advertisement manually.

    For example [C] [P][E][C][G]. This figure requires you to click on C at the

    right hand side.

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    3.1 Cash out to Paypal

    At main page of the Neobux, clickYour Payment.

    Choose Paypal as your payment processor.

    Confirm that your PayPal email is correct. The payment is not refundable upon

    clicking Yes.

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    4.0 MANAGEMENT

    4.1 Paypal Account Management

    4.1.1 Adding A Debit/Credit Card To Your Paypal Account

    Login to your Paypal account. You will be able to see the following page. Move

    your mouse to and click

    Click at the following page.

    Step 3: Fill in all your information about your card. Note that after clicking, Paypal may notify you that MYR 10.00 will be charged to make

    sure that the card is yours. Dont worry, view yourcard statement to obtain a4-

    digit pin and verify your card with these digits. Once verified, Paypal will

    refund MYR 10.00 to your Paypal account.

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    Click to add your bank account details

    Fill in all your information regarding your bank. Note that MEPS bank routing

    code (Swift Code) can be obtained easily from the blogspot. Click Continue

    after fill in all your relevant information.

    Selected Malaysian Bank Name MEPS bank routing code / Swift Code

    Public Bank Berhad PBBEMYKLCIMB Bank Berhad CIBBMYKL

    RHB Bank Berhad RHBBMYKLMalayan Banking Berhad MBBEMYKLCitibank Berhad Malaysia CITIMYKL

    OCBC Bank Berhad OCBCMYKL

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    4.1.3 Transfer Your Paypal Balance To Your Bank Account

    Step 1: Click from your main page.

    Step 2: You may see two methods to withdraw your Paypal balance. However,

    only debit/credit card with Visa logo is accepted if you wish to .

    Note that card with MasterCard logo is not accepted in Malaysia. You may have

    to choose the only option: .

    Step 3: If you select , you will see the

    following page. Fill in your information and click .

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    5.0 LIMITATIONS

    For all Paid-To-Click sites (PTCs), only an account is permitted per computer.

    If a household internet connection is connected to 4 persons, only 1 person is

    allowed to register for a specific PTC account because all persons are sharing

    similar IP address. Violation of the above rules may lead to account suspension.

    For example, PC Users A has registered for Onbux account and others are not

    allowed to register for Onbux account anymore. However, each of them can

    register at different PTC sites such as Cashium.

    Mobile broadband users (DiGi, Celcom, Maxis, U-Mobile etc) do not encounter

    this problem due to dynamic IP address and standalone modem (not sharing

    with other users). Despite having this special advantage, however as mentioned

    earlier, only an account per computer is allowed.

    HouseholdADSL

    Internetconnection

    PC User A

    PC User C

    PC User B

    PC user D

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    6.0 FUTURE PRECAUTIONS

    Online earnings will be safe only if you are behaving rationally. Hereby, this

    book author has summarized several advices in order to avoid being scammed,

    cheated or fooled by malicious users and software.

    You are not advised to trust any content of viewed advertisements . Do

    remember that your only job is to click on advertisements, waiting them to

    load fully and get credited.

    You are not advised to create any PTC sites account other than those

    recommended by this book. There are 80% of scam sites found in internetand usually they provide tricky baits to attract people to use their sites.

    You are not advised to provide your private informationsuch as credit card

    number, telephone and usernames to any anonymous individual (other

    than PayPal). Paid-To-Click sites (PTCs) will only request for your PayPal

    e-mail address for payment purposes.

    You are not advised to manage PayPal account at cyber caf and school.

    Other users may access your account information if the browsing history and

    data are not cleared.

    Strong antivirus and antispyware programmes to block malicious software

    from accessing your computer. This book author recommends the

    following:-

    Malwarebytes Anti-Malware

    Avast! Antivirus

    Kaspersky Internet Security

    McAfee Internet Security

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    7.0 SUMMARY

    Overall Summary of PTC sites (updated September 2010)

    For standard members:-

    PTC sites Neobux Onbux Cashium

    Rate per click $0.01 $0.01 $0.008

    Rate per ref. click $0.005 $0.005 $0.004

    Number of direct

    referrals allowed

    30

    (+1 every 4 days)80 Unlimited

    Recommended

    Payment

    processor

    PayPal PayPal PayPal

    Important Notes

    Neobux members can have direct referrals only 30 days after registration.

    Within these 30 days, do not refer your friends or expose the referral link.

    Neobux allows multiple accounts per IP address. However, only 1 user can click

    advertisements within 24 hours.

    Please visithttp://trancevoyage.blogspot.com/for free registration.

    This E-book can be downloaded for free (in PDF format) through a given blog.

    It is highly recommended to pass this book to your friends for sharing purposes.

    http://trancevoyage.blogspot.com/http://trancevoyage.blogspot.com/http://trancevoyage.blogspot.com/http://trancevoyage.blogspot.com/