STRATEGY

1. Acquire an interest in land under utility scale facilities through sale/lease-back transactions, Retail Offices, Multi-family and light industrial.

2. Purchase community/commercial scale facilities.

3. Purchase debt on land and/or facilities.

4. Originate mortgages for renewable energy projects, and real property.

SOURCES

Utility Companies

Facility owners/developers/operators

Municipalities

Project Finance Funds

Private Real Estate Owners

REITs, LPs, LLCs

Commercial Banks

Investment Banks

505 14th Street; Suite 900Oakland, CA 94612Phone: (707) 421-2304Fax: (707) 421-1103

www.cogentbayinc.com

Cogent to the point; relevant; pertinent.

Company ProfileCOGENT BAY INC.: Bridging the Gap between Real Estate Ownership, Finance and Renewable Energy Production.

COGENT BAY INC. in association with 3N Realty Advisors, LLC, due to strong demand, improving occupancy and increasing rental rates, we will target Apartments for Investment with favorable demographics, limited supply and access to capital. As an apartment REIT we can expect several years of both internal and external growth. Our subsidiary Partnership will invest in alternative energy businesses that produce electricity from photovoltaic cells.

REIT STRUCTUREQualifying as a REIT minimizes corporate level taxes, allowing COGENT BAY INC. returns to exceed those of similar Real Estate companies.

CURRENT ASSETSCOGENT BAY INC. will provide current income through the payment of cash distributions from low volatility operations with stable demand.

CAPITAL APPRECIATIONCOGENT BAY INC. growth strategy will realize capital appreciation upon the ultimate sale of value added assets.

Competitive Advantages

Company ProfileCOGENT BAY INC.: Bridging the Gap between Real Estate Ownership, Finance and Renewable Energy Production.

COGENT BAY INC. in association with 3N Realty Advisors, LLC, due to strong demand, improving occupancy and increasing rental rates, we will target Apartments for Investment with favorable demographics, limited supply and access to capital. As an apartment REIT we can expect several years of both internal and external growth. Our subsidiary Partnership will invest in alternative energy businesses that produce electricity from photovoltaic cells.

Portfolio Composition

Value Proposition

COGENT BAY INC. will seek to achieve net annual returns from both income and capital appreciation, which meet or exceed comparable REIT returns, and provide a low correlation to other asset class returns with limited volatility.