Chamber December 2019 - Uptown Chamber · Big3 Media 2 Years Jon West, 352-247-0695 Hampton Inn & Suites Tampa North 2 Years Towanda Moody, 813-903-6000 PIP Printing 1 Year Rob Driscoll,

www.TempleTerraceChamber.com 1

ChamberChamber ConnectionTEMPLE TERRACE

The Greater

Chamber of Commerce

December 2019

Promoting business growth through networking, education and leadership...

DiamondEmeraldTrustee

H A N N A, L E M A R & M O R R I S C.P.A.’s, P.A.

Jimmy Fisher

Wednesday, December 18th • 11:30 a.m.

$18 members registered/pain in advance by December 13 and $25 for guests. RSVP on the Chamber website templeterracechamber.com

Temple Terrace Golf & CC200 Inverness Ave., Temple Terrace

Sponsored by:

C A $ H 4 CO M I N G I S $ 7 5 !

Join us at theDecemberLuncheon

for theunveiling of ourbrand new logo!

The Chamber has partnered with Metropolitan Ministries to help bring gifts to their Holiday. All guests are welcome to donate food or toy at the December Chamber Luncheon or to the Chamber Office.

Items still needed include:Nonperishable foods, ToysClothing, Personal Hygiene Products, Baby Care Products

Member Challenge Drawing will be held for chance to win 12 month Chamber Membership!

There is still time to enter, see page 7 for more details

Chamber Connection December, 20192

Greater Temple Terrace Chamber of Commerce

Board ChairLinda Hester

Tis the season; Celebrate, Connect and Reminisce! The Holidays are upon us! No matter what holiday you celebrate we all have one thing in common, reminiscing and celebrating with one another.

First, the importance of making connections. Making connections is just another way to describe learning how things are related to each other and how the physical world works. It’s important for every person to have a sense of community. A strong community can greatly benefit families and businesses in a variety of ways. In an age where technology both connects us and separates us, a local community can greatly benefit our wellbeing and can increase our contentment in a day-to-day life.

This is a great time for the whole family to reminisce, especially with an older family member or friend. It’s a time to remember many traditions of the past. We tend to find pleasure in the simple things. Perhaps one of the simplest, yet most important things in our lives are the moments we spend reminiscing with good friends. It helps us feel better about the present and more hopeful about our future. A wealth of knowledge has arisen in recent years speaking to the idea that nostalgia has psychological and physiological benefits.

As we all begin to gather and celebrate a variety of holidays during this time of year, I want to wish you and yours a Happy and Safe Holiday Season!

Happy New Year!Linda HesterBoard Chair


Dunkin’ Donuts 7 YearsNick Apostoleres, 813-843-2562

State Representative Lawrence McClure, District 58 7 YearsLawrence McClure, 813-757-9110

Temple TerraceCommunity Garden 7 YearsShelby Alinsky, 786-842-7909

Focus Academy, Inc. 6 YearsJosephine Isenbergh, 813-443-5558

Garrett Roofing, Inc. 5 YearsRichard Garrett, 813-717-7663

Holistic Health & doTERRA Essential Oils Educator 5 YearsJennifer Accomando, 813-787-1343

Spectrum Business 3 YearsMichael Loveridge, 727-253-8073

Big3 Media 2 YearsJon West, 352-247-0695

Hampton Inn & SuitesTampa North 2 YearsTowanda Moody, 813-903-6000

PIP Printing 1 YearRob Driscoll, 813-988-4656

Corpus ChristiCatholic School 22 YearsMs. Kelly Kearney, 813-988-1722

Edward Jones-Perry Jacobsen 22 YearsPerry Jacobsen, 813-899-1747

Railroad IndustrialFederal Credit Union 21 YearsDebbie Lott, 813-621-6661

Terrace CommunityMiddle School 19 YearsTahvia Shaw, 813-987-6555

PNC Bank 15 YearsPaul Giannotti, 813-985-6700

Lodge at Lakecrest 12 YearsDiane DellaZanna, 813-558-9800

Quality Inn andConference Center 11 YearsJ. Michael Wallace, 813-971-4710

Temple TerraceBar Association 10 YearsSheron Bass, 813-988-4040

Corpus ChristiCatholic Church 9 YearsFr. Michael Smith, 813-988-1593

Joyce ColemanState Farm Agency 8 YearsJoyce Coleman, 813-975-1866

Branch Banking & TrustNatasha Smith-Beard, 813-371-7600

Fernencial CorpKent Ferne, 813-503-3027

Galeano OrthodonticsFernando Galeano, 813-985-2826

Happy Hanger, LLCLatrice Legg, 785-375-7373

Kenneth M Scott, P.A.Kenneth Scott, 813-297-8272

Socially Funded, LLCZach Abel, 813-446-5897

Carlton Fields 40 YearsGeorge Meyer, 813-223-7000

Office Dynamics 27 YearsPhil Lentsch, 813-980-3494

Thank YouFor Renewing!

Bold indicates member for over 10 years

WelcomeNew Chamber Members!

Like & Follow Us!Friendly Reminder: Be sure to tag us in your social media posts so we can share your news! Use our #GTTChamber hashtags! #GTTCC #GTTChamber #MembersMatter #WeAreTheChamber #MembersSupportingMembers #ChamberConnectingMembers #ShopLocal

@gttchamber

@gttchamber

@gttchamber

Temple Terrace Chamber of Commerce


Will you be present to win? Ca$h 4

coming is a drawing held during

the monthly luncheon. You must

be a Chamber member AND be

present to win!

Hassan ShiblyAmerican-Islamic Relations CAIR

Kathy ZborayCourtyard by Marriott, Tampa North

Cynthia EdwardsDelightfully Charmed Gifts and More

Not present

to win

CA$H 4 COMING

N o v e m b e r

December Luncheondrawing $75

TEMPLE TERRACEThe Greater

Chamber of Commerce

Visit our Website for weekly exciting offers and specials: www.CustomCruisesandTours.com

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Janice SinardiJanice Sinardi 813.985.8939Janice Sinardi



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Greater Temple Terrace Chamber of Commerce

Networking Events & SocialsDecember 5- 11:30am-1:00pm. Holiday Networking Women of Greater Temple Terrace, Hilton Garden Inn Tampa North, 13305 Tampa Oaks Blvd. Don’t miss this networking opportunity with gift exchange! Lunch is included. $15 registered/paid in advance, $20 at door and guests. Please bring a $10 gift.RSVP at www.TempleTerraceChamber.com.

December 5- 5:30-7:30pm. Chamber After Hours with Ribbon Cutting Ceremony, Teal Plank Workshop Cross Creek, 10353 Cross Creek Blvd Ste D. Join the Chamber as we host a fun time and network your business. Attendees will get the chance to network with other business professionals, view the host location and enjoy food and drinks. Ribbon will be cut at 6:30pm.

December 6- 11:00am-12:00pm. Ribbon Cutting Ceremony, Focus Academy/ Focus Cafe, 6610 Whiteway Drive, inside Recreation Center. Please Join us for a ribbon cutting ceremony for official grand opening of Focus Cafe! Ribbon will be cut at 11:30am.

December 10- 6:00-7:30pm. Young Elite Professionals (YEP) Networking, Mr. Dunderbak’s, 14929 Bruce B Downs. This is a free networking event for Chamber members and guests! This networking event is for young professionals between the ages of 21-40. Guests welcomed! Please bring a new toy to help support Metropolitan Ministries Charity Drive.

December 18- 11:30am-1:00pm. Chamber Monthly Luncheon, Temple Terrace Golf & Country Club, 200 Inverness Ave. Join us for our December Chamber Luncheon for the Unveiling of our New Brand & Drawing for One Year Membership Dues for New Member Referral! The Chamber has partnered with Metropolitan Ministries to help bring gifts to their Holiday – serving more than 19,000 children in the Tampa Bay Area. All guests are welcome to donate food or toy at the December Chamber Luncheon or to the Chamber Office. $18 members registered/paid in advance by December 13, starting December 14, price increases to $22 members, $25 at door and guests. RSVP on the Chamber website www.TempleTerraceChamber.com

December 20- 11:00am-2:00pm. Hot Cocoa with the Chamber. 9385 N. 56th St. May your holiday be filled with wonderful memories! Start by coming to the chamber office for hot cocoa, and chat with Miranda and Skylar!

December 23 thru January 1- Chamber Office will be Closed.


The Temple Terrace Arts Council is a registered 501 (c) (3) nonprofit whose mission Is to bring arts & culture to the community and beyond.

November 9-10, 2019 Woodmont Park

46th


My 2020 New Year’s Resolutions 101

2020 is just around the corner, that means another year has gone by! How productive were you did this year? What did you accomplish? Did you achieve last year’s resolutions? …no worries!!!

The new year is a new and fresh chapter in your life. It gives you the opportunity to make your life better, give it a turn and move it in the right direction. Achieve what you dream, follow what you desire, and grab what is yours! Forget your past, focus on present and future! Don’t stress out, here are some practical ideas for New Year's Resolutions to help you shape your final list! Take a piece of paper and pen and tell yourself: “let’s set, get ready and GO!!!”...

1. Create a daily routine. Ex: Wake up 5 pm, meditation, physical exercise, go to work, shared time with family, meal prep, plan for the next day, be grateful etc. Always remember the phrase: Early To Bed, Early To Rise, Makes A Happy Life!. To fit all your daily routine, try waking up 10 earlier each month. Fit your routing for working days and rest days! Yes, you also deserve a resting day too.

2. Learn something new. A craft, a language, a skill, a sports etc . Include it in your daily routine!3. Give up bad habits. This could be of any kind. Look for a support group that will help you achieve

that goal.4. Stop renting and buy your own home or your first investment property. Start by saving

your money and not enrolling in any other debts and definitely look for the realtor near your that you can trust and start find out the details on the process.

5. Open your own business or set your exiting business on a plan to make it grow. Look for a business coaching program that can keep you on track and set it up on the right environment to success. Enjoy the multiple networking groups and enroll on the chambers of commerce in your area and find the most convenient virtual office/coworking spaces where you can get more exposure, freely practice networking while taking advantage of the professional environment all need to grow.

6. Eating healthier & Do exercise. Consciously after having your yearly physical exam, point out yourself what needs to be changed. Choose the sport/workouts as well as the nutritional diet that will fit your daily routine and make it work.

Evaluate in each of your resolutions, why is the result of your goal important to you. Find the meaning and the benefit you will get out each resolution. The more powerful the answer is, the more likely the resolution is to last.

Maria L Urbano

Green Designee, ABR, LEED APBroker / OwnerFL License Real Estate BrokerUS Interamerican Realty LLCTemple Terrace Business Center13361 N. 56th Street Tampa, FL 33617Call/Text: 954-253-2989Off: 813-320-0400Email: [email protected]

Now is the right time to knock down everything and conquer your aim & goals. Make up the “My New Year Resolution” list

and put your best in it.


No Cost Small Business Consulting at the Greater Temple Terrace Chamber every Thursday at the Chamber office or at your business site. Want to grow or expand your small business? Want to improve operations of your small business? Need financing or marketing assistance for your small business? Please contact Robert Pierce, Business Consultant, Entrepreneur Services at Hillsborough County to schedule a confidential appointment. Please email him directly at [email protected]


Advertising RatesAds

Business Card3.5”w x 2”h $225 per yearBanner Ad7.75”w x 1.5”h $275 per year 1/4 page3.75”w x 4.75”h $325 per year1/2 page7.75”w x 4.75”h $550 per yearBack Cover7.75”w x 5”h $850 per year

Inserts 500 non-gloss copies provided by member. Must be 8 1/2 x 111st insert - FREE • addtl. issues $50

deAdlInes• Article deadline, 15th of each month• Inserts MUST BE delivered to the Chamber office on or before the 15th of the month. You will need 500 non-gloss copies plus a .pdf

For information call the Chamber office813-989-7004

Chamber ConnectionGraphic Design & Printing By:

Committee ChairsBusiness Expo - Jon West

Fourth of July - Kim StraubAmbassadors - Debra Neal

Student Awards - Jaree ErvinBusiness of the Year - Melissa Greenberg

New Teacher Breakfast - Eddie BurchNetworking Women of Greater Temple Terrace

- Debra Neal & Sushilla MaharajYoung Elite Professionals - Jen Bradley & Jon West

9385 North 56th St.Temple Terrace, FL 33617

(813) 989-7004 • Fax (813) 333-2010www.TempleTerraceChamber.com

Office Hours: Monday - Friday 9am - 4pm

Kudos KornerCongratulations on a successful

46th Annual Arts & Crafts Festival!A wonderful time was had by all.


Greater Temple Terrace Chamber of Commerce Mission StatementThe mission of the Greater Temple Terrace Chamber of Commerce is to promote

business, enhance economic and community development, and serve as a catalyst for improving the overall quality of life in the greater Temple Terrace area.

Board ChairLinda HesterRepublic Bank

Shay Young-JamesStarting Young, Inc.

Allan KellerRamada HotelTemple Terrace

Eddie BurchTampa Innovation

Partnership (!p)

Juhli GreeneGreene Image

Jim MusickTemple Terrace

Golf & Country Club

Chair-ElectJon West

Big3 Media

Melissa GreenbergSunRays of Tampa Bay

Kim StraubTemple TerraceArts Council

Immediate PastBoard Chair Debra Neal

Feelin’ & Lookin’Good

Jaree ErvinUniversity Area CDC

Jen BradleyAdventHealth

Tampa

Officers & Directors 2019-2020TEMPLE TERRACEThe Greater

Chamber of Commerce


2 column x 7.5 inches 1 column x 8.5inches

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Edward Jones ranked “Highest inInvestor Satisfaction With FullService Brokerage Firms, TwoYears in a Row”

Edward Jones received the highest numericalscore two years in a row among full servicebrokerage firms in the proprietary J.D. Powerand Associates 2005-2006 Full ServiceInvestor Satisfaction StudySM. 2006 studybased on 5,064 total responses measuring 20brokerage firms and measures opinions ofinvestors who used full-service investmentinstitutions. Proprietary study results arebased on experiences and perceptions of con-sumers surveyed from November 2005 toJanuary 2006. Your experiences may vary.Visit jdpower.com.

City/TownIR Name, PhoneCity/TownIR Name, PhoneCity/TownIR Name, PhoneCity/TownIR Name, Phone

Perry Jacobsen, AAMS6706 East Fowler AvenueTemple Terrace, FL 33617

Bus. 813-899-1747Fax 888-305-7386Toll Free 888-447-1747

9385 56th StreetTemple Terrace, FL 33617-5595

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April SlattonAVP, Banking Center Mgr.

MEMBER FDICEQUAL HOUSING

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[email protected]

6914 E. Fowler Ave. Suite A Tampa, FL 33617

(Across from Greco Middle School)

FACIAL HEALTH

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(813) 204-9267 Ext.62013

[email protected]

(813) 344-9006

Entrepreneur Collaborative Center2101 E. Palm AvenueTampa, Florida 33605HCFLGov.netEconomic Development

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Rate includes standard room with 2 beds or 1 King Bed. Each room is equipped with a microfridge, coffee maker, iron/board, hair dryer, in-room safe, and complimentary WiFi.

Hotel features include continental breakfast served daily from 6am-10am,outdoor swimming pool and fitness center.


What Motivates You?

What motivates you to get up and get going every morning?

How do you know which opportunities to accept and which to reject?

To run a successful business there are things that need to get done, many of them need to be done consistently.What happens when you wake up on the wrong side of the bed and do not want to get up to do anything?You’ve probably read tons of tips and strategies to get yourself motivated. I know I have!A lot of these are nothing more than positive success habits, such as creating your to-do list, or freewriting.

Positive success habits WILL get you to where you’re going a lot faster. They do not really motivate you. They are your “How.”Positive success habits do not help you to consciously create the success habits needed for you to achieve your dreams and goals.The #1 motivator is simply knowing your why.

“If we want to feel an undying passion for our work, if we want to feel we are contributing to something bigger than ourselves, we all need to know our WHY.” “the combination of your WHY and HOWs is as exclusively yours as your fingerprint.” ~ Simon Sinek

What is your why?Your why is something that is very deep and personal to you.Your intuition – your true self knows what is, even if you’ve sent it to a corner and told it to be quiet for years.Some questions to ponder – and yes, I recommend freewriting and journaling your answers – are:

1) What lights you on fire? You get excited and tingly just thinking about it.

2) What activities make you lose track of time? Hours literally seem like minutes.

3) What would you like your world to look like? This question can encompass the whole world or your own private world.

4) What would you do if you had a billion dollars? After getting the house, the car, the plane, etc., how would you be filling your days and who would you be serving?

Knowing Your Why ….… provides clarity on the things you need to do and the opportunities to say yes to.… keeps you focused because you know what you want the end game to look like.… provides the fuel to keep you motivated when faced with obstacles and challenges.

There is no right or wrong why. Your why could be to provide a better life for your children or grandchildren. It could be to get us one step closer to world peace. It could be to teach inner-city kids how to set and achieve goals. It could be to make people healthier one person at a time or to help others achieve business success.Know your why. Remember your why. Trust your intuition and your path will be shown to you.Ask yourself if building your list is congruent with your why ... and how many more people you can serve.

Need some help staying motivated and pointed in the right direction? Need help keeping focused on your future goals and not become distracted by the latest fire drill? You need a coach! Call us today at 813-701-9876 and find out how we can help make your future super bright!


Monthly Statements

The monthly statement is the receipt that provides visibility into activities of the rental property. Sadly, most property

owners who self-manage either don’t have the time or don’t put in the effort to create this very important statement. In this article I will discuss 3 benefits of the monthly statement. • Error Detection – One of the main benefits of generating and reviewing a monthly statement is for error detection. The other day, I received a statement where one of vendors charged me $50 for a door knob. By reviewing the monthly statement, I was able to get that error corrected and save money for my owner. • Fraud Detection – Sometimes it is not an innocent error, it’s a more nefarious act that is being committed such as fraud. Generating monthly statements and reviewing them over time will help you identify patterns that will help you uncover fraud. • Receivables Tracking – Knowing if you’re getting paid is one of the most important tasks if you plan to have longevity in business. The monthly statement will show who paid you for the month and if you confirm the numbers with your receivables, you’ll know who still owes you money.There are many more benefits to creating and reviewing monthly statements, these are just a few that I thought would be beneficial for me to share. However, using these as a starting point, it is clear to see how useful monthly statements are to your business. WE BUY PROPERTY MANAGEMENT BUSINESSES AND MANAGEMENT CONTRACTSASK ABOUT OUR 0% MONTHLY MANAGEMENT FEE PROGRAM

Roland JeanCharles, LCAM, RMP Candidate, CISSPRealtor/Property ManagerPMI JCM Realty [email protected]: (813)333-9617w: www.pmijcmrealty.com

!

5TipstoManageRentalExpensesar4cles

Asaninvestor,yourexpensescanmakethedifferencebetweenhavingaprofitableinvestmentandunprofitableinvestment.Themajorityoflandlordshavehorriblerecordkeepingandareevenworstatreviewingtheirexpensesonaconsistentbasis.Inthisar4cle,Iamgoingtoprovideyou54pstobeGermanagethataspectofyourbusiness.

1. Bookkeeper–Hiringabookkeeperisoneofthemosteffec4vewaystoiden4fyifyourcompanyisspendingtoomuchinspecificareas.Theycankeeptrackofyourspending,helpyoudefinebudgetsandiftheyaregoodbookkeepers,theycanhelpyoufindareaswhereyoucansave.

2. Schedulethatac0vity–addinganac4vityonyourcalendarwhereyouproac4velyschedule4metoreviewyourbooksisthenextbestthingwhenyoudonothaveabookkeeper.You’dbesurprisedhowmuchyoulearnaboutyourownbusinessjustbytakingthe4metolookatyouraccountandperformbookkeepingonaconsistentbasis.

3. Makeitpartofyourdailyrou0ne–Itmaysoundlikethispointandthelastpointarethesamebuttheyarenot,yettheyaresimilar.Whenyoumakeitpartofyourdailyrou4ne,youarenotjustscheduling4metoperformingthistask.Youareperformingthistaskeveryday.Thatmaybetoomuchforsomeandforothers,itmaybejustwhatthedoctorordered.

4. ReducePropertyTax–Oneofthemosteffec4vewaystoreduceyourcostsistoreducetheamountthatyouarepayingonyourpropertytaxes.Mostpeopledon’trealizethatyoucanhireacompanytohelpreduceyourpropertytaxes.

5. ReduceMortgage–Mortgagecanbemoredifficulttochangebutitisnotimpossible.Therearesomanyfactorsthatgointoamortgagethatyoumaybehesitantbutifyouhaveagoodmortgagebrokerorlender,youcanstayaheadofthecurveandensureyouarealwayspayingthelowestratesandpaymentsbasedonyoursitua4on.

6. ReduceInsurancerate-Mosthomeownersneverlookatorreviewtheirpolicytoseeifitisagoodpolicyforthem.Butyoucansaveyourselfhundredsofdollarsperyearreviewingyourpolicy.

Overall,youhavetopayaGen4ontoyournumbers,spendingandyouroverallbooks.MarcusLemonisalwayssays,ifyoudon’tknowyournumbers,youdon’tknowyourbusinessandthosewordsarethetruestwordsinbusiness!

RolandJeanCharles,LCAM,RMPCandidate,CISSPRealtor/PropertyManager

[email protected]:(813)333-9617w:www.pmijcmrealty.com

!


louiswohl.comchefs-warehouse.com11101 North 46th St.

Tampa, Fl. 33617(813) 985-8870

SHOWROOM HOURSMon-Fri: 8am - 5pm

Saturday: 9am - 3pmSunday: Closed

From Our Family to Yours!10 % off your next visit!

Open To The Public!

Shop Where The Chef ’s Shop!

LYNN WERNERBroker Associate/Realtor CRS, SRS, MRP

11406 N. Dale Mabry Hwy. #107Tampa, FL 33618(c) 813-335-3092(f) 813-264-4590lynn.werner.realtor@gmail.comwww.tampahomerealtor.com

Century 21 Elite Locations, Inc

Each office is independently owned and operated

701 BAYSHORE BOULEVARD813-251-4188

p

Thank you everyone for your support!

The best one yet!

Special thanks to: Rembrandt Level Sponsor: Home Performance Alliance Kahlo Level Sponsors: Busch Gardens, Hillsborough County Government and Visit Tampa Bay, MOSI, Stepp’s Towing, Tampa Bay Times, TECO An Emera Company, The City of Temple Terrace Parks and Recreation Van Gogh Level Sponsors: GFWC Women’s Club, Pepin Distributing, The TT Golf & Country Club O’Keefe Level Sponsors: Anonymous, Bay Area Plumbing, Drummond Wehle Yonge LLC, Evans Cleaning, Fuzzy’s Tacos, Gaspar’s Patio Bar & Grille, Gator’s Dockside, Gloria Kares, Jeffrey Allen Inc., Lucas Lawn Service, Office Dynamics, Perry Jacob- sen, Pet Wize, Pilot Bank, Greater TT Chamber of Commerce, the Rotary Club of Temple Terrace, and more…!


RosewoodGroup, Inc.

Jim WillmanVice President

Broker

Investment Real Estate Services

202 Holland AvenueTampa, FL 33617

Tel: 813.983.9100Cell: 813.334.9763Fax: 813.988.3692Email: [email protected]

813-980-34946720. E. Fowler Ave(next to Pinch-A-Penny)

w w w.OfficeDynamicsTampa.com

Send your files now [email protected]

During normal business hours only. Some printing restrictions apply.Files must be print ready.

Does not include graphic design or file set up.

See youin an hour.

Your file.Our printer.60 minutes or less.

Pat Moxley, Realtor® Resident of TT for over 30 years _______________________________ 813-789-0396 [email protected]

500 N. Westshore Blvd. Ste 850 Tampa, FL 33609


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Keep the Happy in your Holidays!

The holidays are a time for family, friends and plumbing emergencies. Parties, family gatherings and guests put a serious strain on a home’s plumbing system which results in emergency calls to plumbers. Large holiday meals require a busy kitchen. Too much grease and food find its way into the kitchen drain or disposal. Clogged drains are the most common holiday problem homeowners have with their plumbing. Your guests will be taking showers and baths as well as lots of extra toilet flushing. It all adds up to a potential plumbing disaster.

In your kitchen:• Avoid pouring fats or cooking oils down the drain. Liquid fats solidify in the pipes and create clogs. Wipe congealed

grease from your pots.• Do not put stringy, fibrous waste into the disposal. (poultry skins, carrots, celery, pumpkin pulp, eggshells (the

membrane in the shell are stringy and can wrap around the shredder ring. The shells clogs pipes when ground up), seeds, rice or pasta (these expand and clog the disposal trap), coffee grinds, corn husks, banana and potato peels. The disposal can’t sufficiently grind these, and they will clog your sink drain. To get rid of unpleasant odors run citrus peels through the disposal with cold water. Or best bet - pretend the garbage disposal does not even exist and dispose of any solid food waste in the garage or the compost.

• Run the cold water for about 15 seconds before and after using the garbage disposal to flush waste down the drain. Turn on the disposal before adding food scraps.

• Run the dishwasher and washing machine at night or at off times to conserve hot water and maintain adequate water pressure.

• Run some hot water down your sink drain before starting your dishwasher. This starts the washer at a higher water temperature, and you’ll get cleaner dishes. The perfect temperature is 120º.

In the bath: • Spread showers throughout the day; wait 10 minutes between showers.• Turn the water heater up slightly to retain hot water. Do not exceed 125º• Using too much toilet paper is asking for trouble. The faster your toilet paper dissolves, the better it is for your

plumbing. Thin toilet paper dissolves faster than thicker paper. Flushable wipes aren’t so flushable! These little sheets end up clinging to each other and forming large balls of material that won’t dissolve. They are a sewer lines worst nightmare. Don’t flush cotton balls, facial scrub pads, cotton swabs, sanitary napkins or even facial tissue. Not only do these not dissolve but some expand in water.

Where A Flush Beats A Full House Every Time!


4 Reasons to Buy a Home this FallHere are four great reasons to consider buying a home today, instead of waiting.

1. Prices Will Continue to RiseCoreLogic’s latest Home Price Insights Report shows that home prices have appreciated by 3.6% over the last 12 months. The same report predicts prices will continue to increase at a rate of 5.8% over the next year. Home values will continue to appreciate for years. Waiting no longer makes sense.

2. Mortgage Interest Rates Are Projected to Increase Next Year The Primary Mortgage Market Survey from Freddie Mac indicates that interest rates for a 30-year mortgage have recently hovered just above 3.5%. This is great news for buyers in the market right now, because low interest rates increase your purchasing power – but don’t wait! Most experts predict rates will rise over the next 12 months.A year from now, your housing expense will increase if a mortgage is needed to buy your next home.

3. Either Way, You Are Paying a Mortgage There are some renters who haven’t purchased a home yet because they’re uncomfortable taking on the obligation of a mortgage. Unless you’re living rent-free with your parents, you are paying a mortgage – either yours or that of your landlord. As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to have equity in your home you can tap into later in life. As a renter, you guarantee your landlord is the person with that equity.

4. It’s Time to Move on With Your LifeThe ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears both are on the rise. But what if they weren’t? Would you wait? Look at the actual reason you’re buying and decide if it is worth waiting.

Bottom LineBuying a home sooner rather than later could lead to substantial savings. Reach out to us to determine if homeownership is the right choice for you and your family this fall.

4ReasonstoBuyaHomethisFall

Here are four great reasons to consider buying a home today, instead of waiting.

1.PricesWillContinuetoRiseCoreLogic’slatest HomePriceInsightsReport shows that home prices have appreciated by 3.6% over the last 12 months. The same report predicts prices will continue to increase at a rate of 5.8% over the next year. Home values will continue to appreciate for years. Waiting no longer makes sense.

2.MortgageInterestRatesAreProjectedtoIncreaseNextYearThe PrimaryMortgageMarketSurveyfromFreddieMac indicates that interest rates for a 30-year mortgage have recently hovered just above 3.5%. This is great news for buyers in the market right now, because low interest rates increase your purchasing power – but don’t wait! Most experts predict rates will rise over the next 12 months.A year from now, your housing expense will increase if a mortgage is needed to buy your next home.

3.EitherWay,YouArePayingaMortgageThere are some renters who haven’t purchased a home yet because they’re uncomfortable taking on the obligation of a mortgage. Unless you’re living rent-free with your parents, you are paying a mortgage – eitheryoursorthatofyourlandlord.As an owner, your mortgage payment is a form of ‘forcedsavings’ that allows you to have equity in your home you can tap into later in life. As a renter,

you guarantee your landlord is the person with that equity.

4.It’sTimetoMoveonWithYourLifeThe ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears both are on the rise. But what if they weren’t? Would you wait? Look at the actual reason you’re buying and decide if it is worth waiting.

Bottom LineBuying a home sooner rather than later could lead to substantial savings. Reach out to us to determine if homeownership is the right choice for you and your family this fall.

Carol Carpintero

Broker Associate

813-601-0305


2020 Sponsorship Opportunities

31st Annual Business Expo, Network & Taste - March 2020 Title $ 4,000

Platinum $ 1,500 Vendor Reception $ 1,000 Gold $ 800 Silver $ 500 54th Annual Student Citizenship Awards - May 2020 Title: SOLD Suncoast Credit Union $ 1,800 Excellence $ 850 Student and Parent $ 100 46th Annual 4th of July Parade and Fireworks – July 2020 Presidential $ 3,500 Congressional $ 2,000 Patron $ 1,000 Benefactor $ 600 Patriot $ 300

23rdAnnual New Teacher Breakfast - August 2020 Title: SOLD Caspers Company McDonald’s $ 2,500 Principal $ 850 Teacher Table $ 250 Vendor Table $ 75 Teacher $ 25

57th Annual Dinner & Awards Banquet - September 2020

Installation of Board Directors, Citizen and Business of the Year Awards Title & Award Presenter $ 3,000 Cocktail Reception $ 1,500 Dessert Reception $ 1,000 Platinum $ 500 Gold $ 300 Silver $ 100

Monthly Sponsorships Available Chamber Luncheon $ 150 New Member Orientation $ 100 Coffee & Commerce $ 100 Host Chamber After Hours FREE Ribbon Cuttings FREE

Contact the Chamber office for more information at 813-989-7004 or [email protected]


2020 Sponsorship Opportunities

Luncheon Sponsorships - 3rd Wednesday of the Month Presenting Sponsor - $150

• Company Logo/name on event website, email invitation, monthly printed & digital newsletter and social media

• Recognition at the Luncheon • Opportunity for “Minute at the Mic” • Display table at event • Opportunity to put promotional materials at each place setting • One ticket to the Luncheon

Please Select Which Month:

☐ January 22, 2020 ☐ February 19, 2020 ☐ March 18, 2020 ☐ April 15, 2020 ☐ June 17, 2020 ☐ July 15, 2020 ☐ August 19, 2020 ☐ October 21, 2020 ☐ November 18, 2020 ☐ December 16, 2020

Payment Options:

☐ Please send me an invoice. ☐ Check enclosed. ☐ Please contact me for my credit card information.

Business Name: _______________________________________________________________

Representative Name: __________________________________________________________

Email: ____________________________________ Date: ______________________________

Signature: ____________________________________________________________________

Please contact the Greater Temple Terrace Chamber Office with any questions at (813) 989-7004 or email us: [email protected]

Sponsorship must be paid in full 30 days prior to be included in marketing materials.


Greater Temple Terrace Chamber of Commerce9385 North 56th Street, Temple Terrace, FL 33617(813) 989-7004 • Fax (813) 333-2010www.TempleTerraceChamber.com

Note: If you have changed your address or phone number or are replacing a member, please call the chamber office so we can update our files.

PRSRT STDUS POSTAGE

PAIDTAMPA FL

PERMIT NO. 3239

Be sure to check out theChamber website!

www.TempleTerraceChamber.com

Chamber LuncheonWednesday December 18th • 11:30 am

TTG & CC

CALENDAR OF EVENTSG r e a t e r Te m p l e Te r r a c e C h a m b e r o f C o m m e r c e

29 30 31

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

DECEMBER ‘19

Chamber Luncheon • 11:30am • TTG&CC

Networking Womenof Greater TT11:30am • Hilton Garden Inn Tampa North

Ribbon CuttingCeremony11:00am • Focus Cafe

Hot Cocoawith the Chamber11:00am-2:00pm • GTTCC

Chamber Office will be closed Dec 23-Jan 1

Chamber Office will be closed Dec 23-Jan 1

Luncheon Reservations Due By Noon • $18.00Newsletter

Articles & InsertsDUE TODAY!

Referral Group8:30am • TTG & CC

Chamber After Hours with Ribbon Cutting5:30pm • Teal Plank Workshop Cross Creek

YEP NetworkingToy Drive5:30pm • Mr. Dunderbak’s

CALENDAR OF EVENTSU p t o w n C h a m b e r o f C o m m e r c e

Referral Groups 8:30am • TTG & CC

Referral Groups 8:30am • TTG & CC

19 20 21 22 23 24 25

JANUARY ‘20 1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

26 27 28 29 30 31

ChamberLuncheon 11:30am • TTG&CC

Membership Kickstart10:00am • TTG&CC

Networking Womenof Uptown 11:30am • Hilton Garden Inn Tampa North

Presidents RoundTable8:00am • Woodmont ClubhouseDr. Martin

Luther King, JrHolidayChamber Office Closed

NewsletterArticles & Inserts

DUE TODAY!

LuncheonReservations DueBy Noon • $18.00

Coffee & Commerce8:00am • UCOC Office

Chamber BoardMeeting8am • TTG&CC

AmbassadorsMeeting11:30am • UCOC Office

Chamber Office Closed

YEP Networking5:30pm

Documents

Chamber December 2019 - Uptown Chamber · Big3 Media 2 Years Jon West, 352-247-0695 Hampton Inn & Suites Tampa North 2 Years Towanda Moody, 813-903-6000 PIP Printing 1 Year Rob Driscoll,