Hong Kong Digital Bank Success Story:

•New digital bank in production in months, not years

•Up to a 90% reduction in TCO compared to other database implementations

•On-demand scalability

•Containerization and multi-cloud support

The Bottom Line: Why Temenos with NuoDB?

Temenos empowers digital banks to deliver next-generation banking experience with proven T24 Transact. NuoDB’s cloud-agnostic distributed SQL database enables them to deploy an active-active relational database across cloud environments. Together, digital banks can achieve unprecedented performance and availability capabilities, a significantly lower TCO, and a cloud infrastructure that is adaptable and flexible for the future state of your application.

Digital Banks Adopting T24 Transact & NuoDB Can:

•Create new products and deliver faster time to value•Scale out on demand with cloud-native solutions•Provide a highly resilient solution to meet stringent SLAs•Extend banking innovation with over 700 published open APIs

On-premiseSaaS

Evolutionary Features, Revolutionary Technology.

Together, Temenos T24 Transact, the next generation solution in core banking, and NuoDB, the leading distributed SQL database, enable digital banks to choose where and when they deploy—on-premise, in public and private cloud, across multiple clouds, and in hybrid models. The result is a critical core banking application that is resilient, scalable on demand, and highly performant.

•Multi-cloud deployment for compliance and fault tolerance

•Extensive API integrations

•On-demand scalability without pre-provisioning

•Extensive core banking capabilities in the cloud

•Pre-packaged data and analytics

•Compliant with financial crime and security regulations

Challenger banks are the next generation of financial institutions, pushing the traditional banking industry to accelerate cloud adoption, execute on strategic goals, and meet customer expectations. Challenger banks are technology driven, and aren’t constrained by the legacy systems that hold back many traditional banks. These new digital banks rely on cloud native offerings for analytics, machine learning, project collaboration, and artificial intelligence capabilities—using those insights to build new solutions.

Infrastructure Requirement for Challenger Banks:

In order for a challenger banks launch a successful solution, they need to build a solution using revolutionary technology that provides these essential capabilities:

Challenger Banks:A New Generation of Financial Institutions Changing CustomerExpectations and the Digital Landscape

Cloud Provider 1 Cloud Provider 2 Cloud Provider 3

Temenos on aDistributed Database:Architected for the Cloud

NuoDB | Email: bgino@nuodb.com Twitter: @nuodb Web: nuodb.comTemenos | Email: sales@temenos.com Twitter: @Temenos Web: temenos.com

DistributedDatabase (NuoDB)

FasterUpdates

& Queries

• Container & Cloud Native – NuoDB was designed to run in fully distributed modern computing environments, such as cloud and containers

• Public, Private, and Hybrid Cloud – NuoDB runs in any cloud or private data center, or any combination, including deployments across multiple clouds

• Linear Scalability – NuoDB capacity can be scaled online with no system downtime by scaling out Transaction Engines (TEs) in line with TPH application servers

• Elastic Scalability – NuoDB can scale-out to dozens of burst-processing nodes in minutes, then scale-in to control costs of computing infrastructure resources

• In-memory Architecture – NuoDB optimizes latency and throughput by in-memory caching and optimistic messaging algorithms for high performance OLTP

• Continuous Availability – All NuoDB nodes run active-active with no single point of failure and no system downtime

• ACID Transactions – NuoDB ensures transactional properties required for payments

Technical Benefits ofTemenos Products on NuoDB

Significantly LowerOn-premise Implementation Costs

Typical Load vs.Elastic Scaling

Daily EoD

+10%

+100%

EoM

+100%

EoY

LowerProvisioning

PotentialSavings

LowerInfrastructure

Costs

Up to 10x savings

+A+TE

+A+TE

+A+TE

+A+TE

ATE

ATE

ATE

SM SM

ATE

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SM SM

Active/active site to site, site to cloud, cloud to cloud

Scales with application tier byadding T.E.s (tested up to 50x)

App Server Transaction Engine Storage Manager