-
THE CENTRAL BANK OF THE RUSSIAN FEDERATION
BULLETINOF BANKING STATISTICS
MOSCOW 2012
№ 4 (227)
-
The founder — Central Bank of the Russian Federation107016,
Moscow, Neglinnaya str., 12
The Central Bank of the Russian Federation Internet address:
http://www.cbr.ruTelephone: (7�495) 771�41�62, Fax: (7�495)
621�51�91, E�mail: [email protected]
Registered by the Press Committee of the Russian
FederationRegistration Number 012267
© Copyright: Central Bank of the Russian Federation, 1994
Publisher and distributor: Business news agency PRIMEAddress
subscription requests to: 119021, Moscow, Zubovsky blvrd., 4
Telephone: 645�37�00, Telefax: 637�45�60Printed by
“Poligrafbankservis”
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1BULLETIN OF BANKING STATISTICS № 4 (227)
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2BULLETIN OF BANKING STATISTICS № 4 (227)
Contents
Advance Release Calendar of the Bank of Russia’s Data According
to the Requirementsof the IMF Special Data Dissemination Standard
(SDDS)
............................................................................................
1
1. Main Macroeconomic and Monetary Indicators1.1 Macroeconomic
Indicators
..........................................................................................................
7
1.2 Selected Budget Indicators
..........................................................................................................
8
1.3 Sources of Federal Budget Deficit Funding
.....................................................................................
10
1.4 The Russian Federation Balance of Payments*
................................................................................
12
1.5 Net Capital Export/Import by Private Sector (Based on the
Balance of Payments, Flows Data) .................. 19
1.6 External Debt of the Russian Federation*
.......................................................................................
20
1.7 External Debt of the Russian Federation in Domestic and
Foreign Currency* ......................................... 21
1.8 External Debt of the Russian Federation by Financial
Instruments and by Maturity* .................................
22
1.9 International Investment Position of Russia for
2000—2010:External Assets and Liabilities at End of Period*
..............................................................................
23
1.10 International Investment Position of Russia for 2010*
.......................................................................
29
1.11 International Investment Position of the Banking Sector of
Russia* ......................................................
35
1.12 The Russian Federation Merchandise Trade (Based on the
Balance of Payments Methodology)* ............... 37
1.13 International Reserves of the Russian Federation*
...........................................................................
38
1.14 International Reserves and Foreign Currency Liquidity —
Russia* ........................................................
39
1.15 Central Bank Survey*
.................................................................................................................
43
1.16 Credit Institutions Survey
...........................................................................................................
47
1.17 Banking System Survey*
.............................................................................................................
51
1.18 Money Supply (National Definition)
...............................................................................................
57
1.19 Monetary Base (Broad Definition)
.................................................................................................
58
1.20 Other Financial Institutions Survey (Data Covered Insurance
Companiesand Private Pension Funds)
.........................................................................................................
60
1.21 Financial Sector Survey (Data Covered Banking System,
Insurance Companiesand Private Pension Funds)
.........................................................................................................
61
2. Main Indicators and Instruments of the Bank of Russia
Monetary Policy2.1 The Bank of Russia Balance Sheet
................................................................................................
62
2.2 Refinancing Rate*
.....................................................................................................................
63
2.3 Required Reserves Ratios
...........................................................................................................
64
2.4 Scaling Factor Which Is Used to Correct the Sum of the
Credit Institution Liabilitiesto Other Credit Institutions —
Residents for Issued Securities
............................................................ 65
2.5 Required Reserves (Averaged Amount) Held by Credit
Institutions in TheirCorrespondent Accounts (Subaccounts) with the
Bank of Russia
........................................................ 66
2.6 Fixed�term Rates on the Bank of Russia Deposit Operations*
.............................................................
67
2.7 Fixed�term Rates on the Bank of Russia Lombard Loans
....................................................................
68
2.8 Fixed�term Rates on the Bank of Russia Loans Secured by
Gold, Assets and Guarantees ......................... 69
2.9 Main Indicators of the Bank of Russia Intraday and Overnight
Loans .................................................... 70
2.10 Main Indicators Characterizing the Bank of Russia
Operations on Secured Lendingin Currency of the Russian Federation
...........................................................................................
71
2.11 Average Weighted Interest Rates on the Bank of Russia
Deposit Operations ..........................................
73
2.12 Main Characteristics of the Bank of Russia Deposit
Operations
........................................................... 74
2.13 Main Characteristics of the Bank of Russia Deposit Auctions
..............................................................
75
2.14 REPO Aggregates
.....................................................................................................................
76
2.15 Main Characteristics of the Bank of Russia Bond (OBR)
Auctions* .......................................................
77
2.16 Main Indicators of the Bank of Russia Bond (OBR) Market
.................................................................
78
2.17 Official Exchange Rate: Rubles per US Dollar*
.................................................................................
79
2.18 Official Exchange Rate: Rubles per Euro
........................................................................................
81
2.19 Official Exchange Rate: Rubles per US Dollar (as of end of
month) .......................................................
83
2.20 Monthly Average Official Rates: Rubles per US Dollar
.......................................................................
84
2.21 Reference Prices of Precious Metals
.............................................................................................
85
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3BULLETIN OF BANKING STATISTICS № 4 (227)
3. Financial Markets3.1 Interbank Credit Market
3.1.1 Monthly Average Moscow Interbank Bid Rates (MIBID),Monthly
Average Moscow Interbank Offered Rates (MIBOR)and Monthly Weighted
Average Moscow Interbank Actual Credit Rates (MIACR, MIACR�IG)
........................... 86
3.1.2 Daily Average Moscow Interbank Bid Rates (MIBID)Daily
Average Moscow Interbank Offered Rates (MIBOR)and Daily Weighted
Average Moscow Interbank Actual Credit Rates (MIACR, MIACR�IG)*
.............................. 87
3.1.3 Main Indicators of Interbank Credits (Deposits) Turnover
and REPO Operations ............................................
88
3.1.4 Average Daily Interbank Credits (Deposits) Turnover and
REPO Operations by Maturity .................................
89
3.2 Exchange Market
3.2.1 Trade at Interbank Currency Exchange
........................................................................................................
90
3.2.2 Total Average Daily Currencies’ Turnover of Spot FX
Transactionson Domestic Currency Market of the Russian Federation
..............................................................................
91
3.2.3 Total Average Daily Currencies' Turnover of Forwards FX
Transactionson Domestic Currency Market of the Russian Federation
..............................................................................
92
3.2.4 Foreign Cash Flow Through Authorized Banks Across Russia
........................................................................
93
3.2.5 Selected Indicators Characterizing Operations with Cash
Foreign Currencyin Authorized Banks
....................................................................................................................................
95
3.2.6 Average Foreign Cash Purchase and Sale Transactions with
Individualsby Authorized Banks and Their Branches
.....................................................................................................
97
3.3 Main Characteristics of the Government Securities Market
3.3.1 Main Highlights of Auctions for OFZ Placement
............................................................................................
98
3.3.2 Data on Redemptions and Coupon Payments on Government
Securities .......................................................
98
3.3.3 Structure of Bonded Debt (the OFZ Part Thereof)
.........................................................................................
99
3.3.4 Main Parameters of the OFZs Secondary Market
........................................................................................
100
3.3.5 Average Weighted Interest Rates on Government Securities
Market* ..........................................................
103
3.4 Main Share Price Indices*
.........................................................................................................
104
4. Credit Institutions Performance4.1 General Description
4.1.1 Number and Structure of Credit Institutions
...............................................................................................
105
4.1.2 Number of Credit Institutions with Nonresidents Equity
...............................................................................
108
4.1.3 Credit Institutions Grouped by Registered Authorized
Capital
.....................................................................
109
4.1.4 Credit Institutions Grouped by the Share of Nonresidents
Equity
.................................................................
111
4.1.5 Selected Indicators of Credit Institutions Performance
Grouped by Assets
.................................................. 112
4.1.6 Financial Performance of Credit Institutions
...............................................................................................
113
4.1.7 Distribution of the Credit Institutions by Own Funds
(Capital)
......................................................................
114
4.2 Borrowings
4.2.1 Deposits of Individuals Accepted by Credit Institutions
...............................................................................
115
4.2.2 Funds of Organizations Accepted by Credit Institutions
..............................................................................
116
4.2.3 Average Weighted Interest Rates on Nonfinancial
Organizations’ and Individual DepositsDenominated in Rubles
.............................................................................................................................
118
4.2.4 Average Weighted Interest Rates on Nonfinancial
Organizations’ and Individual DepositsDenominated in Foreign
Currency
.............................................................................................................
119
4.2.5 Average Weighted Interest Rates on Interbank Deposits
Denominated in Rublesand Foreign Currency
...............................................................................................................................
121
4.2.6 Savings (Deposit) Certificates, Bonds Issued by Credit
Institutions and Derivatives ......................................
122
4.2.7 Funds Raised Through Banking Bills from Legal Entities and
Individuals ......................................................
124
4.3 Lending
4.3.1 Loans, Deposits and Other Funds Extended to Organizations,
Individuals and Credit Institutions ................... 125
4.3.2 Average Weighted Interest Rates on Ruble�Denominated Loans
Extended to NonfinancialOrganizations and Individuals
....................................................................................................................
127
4.3.3 Average Weighted Interest Rates on Foreign
Currency�Denominated Loans Extendedto Nonfinancial Organizations
and Individuals
............................................................................................
128
4.3.4 Average Weighted Interest Rates on Interbank Loans
Denominated in Rubles and Foreign Currency ............. 130
-
4BULLETIN OF BANKING STATISTICS № 4 (227)
4.3.5 Loans Extended to Small, Medium�Sized Businesses
.............................................................................
131
4.3.6 Housing Loans Extended by Credit Institutions to
Individuals
.................................................................
132
4.3.7 Mortgage Loans Extended by Credit Institutions to
Individualsand Rights of Claim under Mortgage Loans Acquired
.................................................................................
134
4.3.8 Selected Indicators Characterizing Performance of Credit
Institutions(Grouped by Size of Assets) on Mortgage Loans Market
.............................................................................
136
4.3.9 Investment Portfolio of Credit Institutions and
Derivatives
...........................................................................
137
4.3.10 Discounted Bills
.......................................................................................................................................
139
4.3.11 Average Weighted Interest Rates (Yield) on Operations of
the Credit Institutionswith Bills Denominated in Rubles, by
Maturity
............................................................................................
140
4.4 Credit Institutions’ Claims and Liabilities on Financial
Derivatives .....................................................
141
5. Selected Indicators on the Russian Federation’s Payment
System5.1 Payments Effected by the Payment System of Russia
.....................................................................
144
5.2 Payments Effected by the Payment System of the Bank of
Russia and Private Payment Systems,by Method of Payment
.............................................................................................................
145
5.3 Data on Customers Participating in the Bank of Russia’s
Payment SystemThat Exchange Electronic Documents with the Bank of
Russia ..........................................................
146
5.4 Number of Participants (Users) in Intraregional Electronic
Settlements (VER),Interregional Electronic Settlements (MER) and in
the Banking Electronic Speed Payments(BESP system) of the Bank of
Russia
...........................................................................................
147
5.5 Selected Indicators On Bank Card Transactions
............................................................................
149
5.6 Payments of Customers Other than Credit Institutions
Effected by the PaymentSystem of the Bank of Russia, by Payment
Instruments
...................................................................
151
5.7 Payments of Participants (Users) Effected by the Payment
System of the Bank of Russia ....................... 152
6. Regional Section6.1 Institutional Characteristics
6.1.1 Number of Credit Institutions and Their Branches
......................................................................................
153
6.1.2 Number of the Internal Divisions of Credit Institutions
(Branches)
...............................................................
155
6.1.3 Number of Credit Institutions with Nonresidents Equity
...............................................................................
157
6.1.4 Credit Institutions Grouped by Registered Authorized
Capital
.....................................................................
158
6.1.5 Concentration of Assets of Credit Institutions
.............................................................................................
161
6.1.6 Credit Institutions Using the Right to Average the
Required Reserveswithin Averaging Period from April 10 to May 10,
2012Grouped by Registered Authorized Capital
.................................................................................................
162
6.1.7 Financial Performance of Credit Institutions
...............................................................................................
164
6.1.8 Credit Institutions Grouped by the Share of Nonresidents
Equity
.................................................................
167
6.1.9 Number of Credit Institutions under the General Agreement
withthe Bank of Russia on Deposit Operations (AD), General Loan
Agreement (GLA),Number of Correspondent Accounts Credited by the
Bank of Russia (CA)
................................................... 168
6.2. Foreign Cash Operations
6.2.1 Foreign Cash Sales to Individuals by Authorized Banks(in
US Dollar Equivalent for All Currencies)
.................................................................................................
170
6.2.2 Foreign Cash Purchases by Authorized Banks from
Individuals(in US Dollar Equivalent for All Currencies)
.................................................................................................
172
6.3. Borrowings
6.3.1 Ruble, Foreign Currency and Precious Metals�Denominated
Funds of Organizations,Deposits and Other Funds of Legal Entities
and Individuals
.........................................................................
174
6.3.2 Budget Funds in Accounts of Credit Institutions
.........................................................................................
177
6.3.3 Deposit and Savings Certificates and Bonds
..............................................................................................
179
6.3.4 Funds of Legal Entities and Individuals Raised by Credit
Institutionsthrough Issuing Bills
.................................................................................................................................
181
6.4. Funds Allocations
6.4.1 Volume of Ruble�Denominated Loans to Legal Entitiesand
Individual Entrepreneurs, by Economic Activities and Fund Use
............................................................
183
-
5BULLETIN OF BANKING STATISTICS № 4 (227)
6.4.2 Volume of Foreign Currency�Denominated Loans and Loans in
Precious Metalsto Legal Entities and Individual Entrepreneurs, by
Economic Activitiesand Fund Use
...........................................................................................................................................
187
6.4.3 Debt on Ruble�Denominated Loans to Legal Entities and
IndividualEntrepreneurs, by Economic Activities and Fund Use
.................................................................................
191
6.4.4 Debt on Foreign Currency�Denominated Loans and Loans in
Precious Metalsto Legal Entities and Individual Entrepreneurs, by
Economic Activitiesand Fund Use
...........................................................................................................................................
195
6.4.5 Loans Extended to Small, Medium�Sized Businesses
.................................................................................
199
6.4.6 Loans Extended by Credit Institutions to
Individuals,Outstanding Debt
.....................................................................................................................................
202
6.4.7 Selected Indicators on Ruble�Denominated LoansExtended by
Credit Institutions to Individuals
.............................................................................................
205
6.4.8 Selected Indicators on Foreign Currency�Denominated
LoansExtended by Credit Institutions to Individuals
.............................................................................................
208
6.4.9 Structure of Investment Portfolio of Credit Institutions
................................................................................
211
6.4.10 Discounted Bills
.......................................................................................................................................
213
7. Charts and Diagrams7.1 International Reserves Adequacy
(International Reserves in Months of Import)
.................................... 215
7.2 Interest Rates Dynamics in March, 2011 — March, 2012
.............................................................
215
7.3 Credit Institutions under the General Agreements with the
Bank of Russia on Deposit Operationsin Accordance with the Bank of
Russia Regulation No. 203�P, on 5.11.2002,Grouped by Size of
Registered Authorized Capital as of 31.03.2012
.............................................. 216
7.4 Credit Institutions under the General Loan Agreementsin
Accordance with the Bank of Russia Regulation No. 236�P, on
4.08.2003,Grouped by Size of Registered Authorized Capital as of
31.03.2012 .............................................. 216
7.5 Credit Institutions under the General Loan Agreementsin
Accordance with the Bank of Russia Regulation No. 312�P, on
12.11.2007,Grouped by Size of Registered Authorized Capital as of
31.03.2012 .............................................. 216
7.6 Averaged Amount of Required Reserves of Credit Institutions
Exercisingthe Averaging Right within Averaging Period from April 10
to May 10, 2012(Credit Institutions Grouped by Size of Registered
Authorized Capital) ...............................................
217
7.7 Structure of Broad Monetary Base as of 31.03.2012
...................................................................
217
7.8 Ratio Dynamics between Payments Value of Credit Institutions
(Branches)(Including Intraday Loans) and Cash Balances in Their
CorrespondentAccounts (Subaccounts) with the Bank of Russia in 2011
Q4 ............................................................
218
7.9 Official Ruble Exchange Rate Dynamics in January, 2009 —
March, 2012 ....................................... 218
7.10 Comparative Data on Main Sources of Borrowing by Credit
Institutions as of 29.02.2012(Based on Credit Institutions Grouped
by Assets)
..........................................................................
219
7.11 Comparative Data on Main Allocations of Funds by Credit
Institutions as of 29.02.2012(Based on Credit Institutions Grouped
by Assets)
..........................................................................
219
7.12 Structure of Individual Deposits Denominated in Rubles
..................................................................
220
7.13 Dynamics of Debt on Loans Extended
..........................................................................................
221
7.14 Loans Extended by the Credit Institutions to Individuals,
for a Quarter(Including by some Purpose Loans)
.............................................................................................
221
7.15 Structure of Ruble�Denominated Loans Extended to Legal
Entitiesand Individual Entrepreneurs (by Economic Activities and
Fund Use) as of 29.02.2012 ..................... 222
7.16 Structure of Loans Denominated in Foreign Currency and
Precious MetalsExtended to Legal Entities and Individual
Entrepreneurs (by Economic Activitiesand Fund Use) as of 29.02.2012
...............................................................................................
222
7.17 Structure of Ruble�Denominated Overdue Loans Extended
toLegal Entities and Individual Entrepreneurs (by Economic
Activities andFund Use) as of 29.02.2012
.....................................................................................................
223
7.18 Structure of Overdue Loans Denominated in Foreign Currency
and PreciousMetals Extended to Legal Entities and Individual
Entrepreneurs (by EconomicActivities and Fund Use) as of 29.02.2012
..................................................................................
223
8. Summary Methodology
...........................................................................................
224
The procedure for publication of some table indicators marked
with (*) is in compliance with the IMF Special Data
DisseminationStandard (SDDS).
-
6BULLETIN OF BANKING STATISTICS № 4 (227)
Symbols and notes:— nil... not available0,0 and 0,00
non�significant volumeX data are not published
In some cases minor discrepancies between totals and sums of
items are due to rounding.Figures in bold are revisions to
previously published data.
The Bulletin of Banking Statistics on the Internet is available
on the Bank of Russia Internet website http://www.cbr.ru.
-
7BULLETIN OF BANKING STATISTICS № 4 (227)
1. MAIN MACROECONOMIC AND MONETARY INDICATORS
1.1elbaT
srotacidnIcimonoceorcaM 1
(tcudorpcitsemodssorG )PDG 2 ,secirptekramta
,latotselburfosnoillib
egatnecrepPDGfoemulovlaeRdoireptnavelers’raeysuoiverpehttsniaga
0102 7.271,54 3.401
1102 6.585,45 3.401
2011
1Q 9.976,11 0.401
2Q 5.830,31 4.301
3Q 6.504,41 0.501
4Q 7.164,51 8.401
fosepytyekehtfoxednIsecivreSdnanoitcudorPdoireptnavelers’raeysuoiverpfo%saytivitcacimonoce
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0102 8.501 9.601 3
1102 5.501 4.801 3
102 1
1Q 6.501 8.301 3
2Q 0.401 1.101 3
3Q 7.601 7.99 3
4Q 6.501 4.101 3
hcraM 0.501 8.301
lirpA 3.301 3.401
yaM 8.301 8.401
enuJ 9.401 0.501
yluJ 3.601 0.501
tsuguA 5.601 7.401
rebmetpeS 2.701 7.401
rebotcO 8.601 2.501
rebmevoN 4.501 6.501
rebmeceD 4.401 1.601
102 2
1Q 0.501 5.101 3
yraunaJ 3.501 5.001
yraurbeF 1.701 9.001
hcraM 0.301 5.101
1 .ecivreSscitsitatSetatSlaredeFeht:ecruosataD
2 .setamitse—PDGfosrotacidniylretrauQ
3 .doirepsuoiverpfo%sA
-
8BULLETIN OF BANKING STATISTICS № 4 (227)
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9BULLETIN OF BANKING STATISTICS № 4 (227)
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10BULLETIN OF BANKING STATISTICS № 4 (227)
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11BULLETIN OF BANKING STATISTICS № 4 (227)
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12BULLETIN OF BANKING STATISTICS № 4 (227)
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22
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71
-
13BULLETIN OF BANKING STATISTICS № 4 (227)
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14BULLETIN OF BANKING STATISTICS № 4 (227)
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15BULLETIN OF BANKING STATISTICS № 4 (227)
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02
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17
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17
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1.
de
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as
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mf
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retr
au
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F.
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aaiss
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seitili
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Be
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au
qtsrif
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Saiss
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kn
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eht
srev
ocm
etie
hts
doir
ep
su
oive r
p’
.tid
ercF
MIn
os
eitilib
ails
-
16BULLETIN OF BANKING STATISTICS № 4 (227)
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17BULLETIN OF BANKING STATISTICS № 4 (227)
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