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White List Returns Sheet
THE BRIDGE
Volume 4 | Issue 2 | August 18
LMR House, S-16, 2nd Floor, Green Park Extension, Uphaar Commercial Complex, New Delhi - 110 016
T : +91 11 4058 6428, 2652 1217
www.KWWEALTHADVISORS.com
KW Wealth Advisors Pvt. Ltd.
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Ashwin + 91 98114 57412
Rajan +91 98108 09854
Private and Confidential for reading and understanding of Clients and Advisors of KW Wealth Advisors Pvt. Ltd.Mutual Fund investments are subject to market risks, read allscheme related documents carefully.The articles covered are publication by an independent agency and is circulated to the empanelled Advisors and Clients of KW Wealth Advisors Pvt. Ltd. KW Wealth visors Pvt. Ltd. does notwarrant the accuracy and/or completeness of any information. All data/information used in the preparation of this publication is specific to a time and may not be relevant in the future post issuance of this publication. KW Wealth Advisors Pvt. Ltd. takes no responsibility of updating any data/information in this material from time to time. KW Wealth Advisors Pvt. Ltd. and any of its officers, directors, personnel and employees shall not liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential as also any loss of profit in any way arising from the use of this material in any manner. Nothing contained in this document shall be construed to be an investment advise or an assurance of the benefits of investing in the any of the schemes. The recipient alone shall be fully responsible/are liable for any decision taken on this material.
Disclaimer:
THE MONTH
3 Yr 5 Yr 10 Yr (% p.a.)
Category Scheme Inception Date AUM (Cr.) Returns (AS ON 25-JUN-2018) inception return
Aug 30, 2002
Feb 14, 2006
May 23, 2008
Apr 04, 2008
Feb 24, 1995
Jul 09, 2010
Nov 14, 2006
Sep 09,2004
Sept 29, 2005
June 29, 2012
Jun 29, 2004
Sept 11, 2009
May 16, 2000
may 12, 2014
Sept 09, 2009
Mar 30, 2007
May 12,2006
Sep 27,2007
Feb 06, 2012
Jan 06, 2008
Jun 05,2004
Dec 30, 2006
Jun 08, 2005
Jun 27, 2018
Dec 31, 1995
Oct 13, 2014
21,380
20,284
18,747
8,531
6,061
5,730
5,676
2,560
5,850
5,499
4,669
21,271
5,765
5,280
917
3,327
2,650
2,082
623
123
2,266
28,547
14,203
0
26,376
2,260
10.27
9.99
11.45
13.44
11.45
17.16
13.22
10.85
12.65
16.07
16.81
12.94
12.77
20.63
19.07
13.15
16.14
14.43
12.3
11.25
0.22
8.57
10.48
-
9.94
8.24
18.89
19.77
18.25
22.76
22.99
32.76
28.75
19.79
23.14
21.15
26.96
22.52
21.1314.39
35.32
29.91
24.34
27.62
14.96
8.24
16.43
15.46
19.8
-
19.17
-
14.74
13.37
15.71
17.9
13.21
-
18.38
13
12.69
-
16.25
-
18.52
-
-
15.59
13
7.69
-
9.54
20.07
12.62
15.19
-
13.06
-
21.58
11.54
15.05
16.72
18.21
22.41
15.75
19.38
13.06
19.13
20.63
14.99
18.38
25.96
20.93
12.84
12.62
4.88
18.61
7.35
21.11
11.09
13.88
0.23
16.35
8.84
LARGE CAP
LARGE &
MID CAP
MULTI CAP
THEMATIC/
GLOBAL
HYBRID
RETURNS AS ON 17-Aug-2018
India has fallen out of top 10 destinations for Foreign Direct Investments (FDI) in terms of its
attractiveness according to 2018 Kearney FDI Confidence Index in which it ranked 11th down
from 8th in 2017 and 9th in 2016
Asian Infrastructure Investment Bank has approved investment of $200 million in India's
National Investment and Infrastructure Fund to give great impetus to mega infrastructure
projects
The rupee hit a record low of Rs 70 vis-a-vis US dollar for the first time on account of looming
trade wars and plunging Turkish lira.
RBI raised the key policy rates for the second time in a row in its August bi-monthly monetary
policy by 25 basis points.
UIDAI to release the do's and don't's on Aadhaar, amid privacy concerns.
HIGHLIGHTS OF
Aditya Birla SunLife Frontline Equity Fund
SBI Bluechip Fund
ICICI Pru Bluechip Fund
Mirae Asset India Equity Fund
DSPBlackRock Equity Opportunities Fund
Mirae Asset Emerging Bluechip Fund
DSP BlackRock Midcap Fund
Kotak Equity Opportunities Fund
SBI Magnum Multicap Fund
Axis Focused 25 Fund
TATA Equity PE Fund
Kotak Standard Multi Cap Fund
DSP BlackRock Equity Opportuniies Fund
L&T Emerging Business
SBI Small Cap Fund
Kotak Emerging Equity Scheme
Sundaram Rural and Consumption Fund
L&T Infrastructure
Franklin India Feeder Franklin US Opportunities Fund
Franklin Asian Equity Fund
Reliance Pharma
ICICI Pru Balanced Advantage Fund
Reliance Equity Hybrid Fund
Kotak Balanced Advatage Fund
SBI Equity Hybrid Fund
Kotak Equity Savings Fund
MID &
SMALL CAP
“I have been dealing with KW Wealth Advisors Pvt. Ltd since 2003 and highly recommend their services. They have assisted me with my financial planning and investments and I have been extremely happy with their service . I have also recommended them to a number of my friends and family and they also are very happy with the service rendered by them.
Shantanu Mukherjee (Gurgaon)
Testimonial
WARREN BUFFET
"Opportunities come infrequently. When it rains gold, put out the bucket,
not the thimble”
The first step of financial planning is to protect yourself against risks. This means that before you start saving and investing for your financial goals, your financial planner would recommend you to protect yourself from unforeseen risks by taking health insurance and life insurance.
Most people confuse life insurance as an investment product which is not true. The main objective of buying a life insurance plan is to protect oneself from unforeseen circumstances and not to earn the returns from it. The purpose of life insurance is to provide security to your loved ones in case something happens to you.
However, while buying an insurance plan to fulfill the needs of your family, there are many questions that one must answer in order to ensure that you have enough cover for your family. One such question is deciding the amount of term insurance you should buy.
Before we move ahead it is important to know that why we are talking about term plan and not any other insurance plans such as traditional policies, unit linked insurance plans (ULIPs) or endowment plans.
A term plan is a pure protection plan which provides coverage against risk of death. Unlike other insurance plans which have some element of savings, a term plan gives a protection in case of death. In addition to that because term plan does not have any savings element, you can get a higher sum insured as compared to other types of insurance plans at a MINIMAL PREMIUM AMOUNT.
For instance, Rs 50 lakh term plan ,it's costing will start from around Rs 5800. ULIP for around a same amount of sum insured will be costing in the range between Rs 15,000 to Rs 18,000, varying between different insurance companies.
Financial planning thumb rule suggest that the sum insured of term plan should be almost equivalent to enough to cover your liabilities. However, often we forget to factor in the inflation while buying an insurance plan.
Sample this: You wish to send your child to abroad for higher studies after 10 years. The current education cost is Rs 50 lakh. Accounting education for education inflation at 10%, the future cost of this education will be:
Financial planning thumb rule suggest that the sum insured of term plan should be almost equivalent to enough to cover your liabilities. However, often we forget to factor in the inflation while buying an insurance plan.
To save this money you start to save by starting a systematic investment plan (SIP) in an equity mutual fund. In order to save yourself against unforeseen circumstances you take a term insurance plan. But the biggest question here is have you factored in the inflation while buying the same?
The most probable answer for this will be No. Most of us while buying an insurance forget the fact that you should factor in inflation as well in the sum insured amount to cover the future cost of liabilities. Suppose if you have bought a term insurance policy of Rs 1 crore, but what will be the value of Rs 1 crore 10 years down the line.
Assume the inflation at 8 per cent, discounting Rs 1 crore, the value of Rs 1 crore will be left at:
Hard to say this, but imagine just before your kid starts his dream of pursuing studies in abroad, something happens to you, after knowing the 'REAL' value of Rs 1 crore after 10 years, do you think your kid will be able to fulfill his dream.
Answer is maybe not. So what you should do? The solution is buy a term plan but also factor in future cost of your liabilities and not the present cost. Discuss with your financial advisor what your actual liabilities are and how to ensure that those liabilities are fully covered.
But there is another aspect to this as well. What if nothing happens to you then how to fulfill your child's dream of studying abroad? This we will discuss in our next newsletter.
Is your 'backup' plan enough to fulfill your family needs?
Rs 50 lakh10 % p.a10 years
Approx. Rs 1.30 crore
Current CostEducation Inflation rate Time to goFuture Cost
Rs 1 crore8 per cent10 years
Approx. Rs 46 lakh
Current ValueInflation rate Time Real Value of Rs 1 crore
