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California Credit Life Insurance Group Sania Moazzam

California Credit Life Insurance Group Sania Moazzam

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Page 1: California Credit Life Insurance Group Sania Moazzam

California Credit Life Insurance Group

Sania Moazzam

Page 2: California Credit Life Insurance Group Sania Moazzam

Introduction Violation of

women's human rights

Prohibited

Psychological injuries

Discourage integration of

women

Violates women's dignity

Hazardous to health and

safety

Page 3: California Credit Life Insurance Group Sania Moazzam

Performance Index

Realistic quotas

Page 4: California Credit Life Insurance Group Sania Moazzam

Performance Index

Very few discrepanciesNot TOO serious

Page 5: California Credit Life Insurance Group Sania Moazzam

Expense Account Data

Delta Expense Vs Perf. IndexShari Vs Mark

Page 6: California Credit Life Insurance Group Sania Moazzam

Performance Evaluation

Random Evaluation

Individual efficiency of company’s management

Page 7: California Credit Life Insurance Group Sania Moazzam

Performance Evaluation

Page 8: California Credit Life Insurance Group Sania Moazzam

Basic Salary Analysis

B.S/total sales fair for employeesExp/B.S rational decisionInfluence on next yr’s B.S Shari vs Mark

Page 9: California Credit Life Insurance Group Sania Moazzam

Basic Salary Analysis

Page 10: California Credit Life Insurance Group Sania Moazzam

Job satisfaction Summary

Supervision

Promotions

& advanceme

nt

Company

policy and

manageme

nt

JobFello

w worke

rs

Customers Pay

Page 11: California Credit Life Insurance Group Sania Moazzam

ProfilesName Designation Description

Diane Flanagan

VP of Human Resources

Kevin Stark VP of Sales

Shelley Ryan Lawyer from CCLI’s legal staff

Suzette Renoldi

Sales representative in southeastern region

•Business degree from University of South Carolina• Joined CCLI in 1998• Strong initial performance (1998-2002)• Performance declined in last two years (2003-2004)

Page 12: California Credit Life Insurance Group Sania Moazzam

ProfilesName Designation Description

James Bradford

Area Sales Manager, Southeasternregion

•Formerly a sales representative in Dallas region

•In 1998, selected as an Area Sales Manager

•Against the idea of equal employment opportunity

Page 13: California Credit Life Insurance Group Sania Moazzam

Qualitative Statements

“I like my job a lot but it has taken me much time to reach there. And it’s been my doing

all the way, especially with limited support from my

manager.”

Page 14: California Credit Life Insurance Group Sania Moazzam

Qualitative Statements

“I’d like to think that if I needed an answer, my

manager would be a logical source. But in my office, I ask

one of the other women.”

Page 15: California Credit Life Insurance Group Sania Moazzam

Qualitative Statements

“…Some of the guys I work with view me as a threat to their

precious power structure. One guy told me that I should be

home making soup and not taking up space that a man could fill. ”

Page 16: California Credit Life Insurance Group Sania Moazzam

Qualitative Statements

“I don’t feel like I am part of the company. The other day, a

customer asked about a new company policy which I didn't

know but every other salesman in the office knew.”

Page 17: California Credit Life Insurance Group Sania Moazzam

Job Satisfaction Summary: Southeastern Region

0

10

20

30

40

50

60

70

MalesFemales

Job

Sati

sfac

tion

(%)

Page 18: California Credit Life Insurance Group Sania Moazzam

Qualitative Statements

Female sales reps are unhappy with supervisors because they discriminate

against women.

Page 19: California Credit Life Insurance Group Sania Moazzam

Sales to Quota (%)

Year 1998 1999 2000 2001 2002 2003 2004

Suzette Renoldi

101.4 102.4 101.4 102.3 101.1 99.6 98.5

Requests Bradford for

changes in sales territory

Bradford refused to do

thatFiled a case

against Bradford

Not the first complaint of

sexual discrimination

Page 20: California Credit Life Insurance Group Sania Moazzam

Problems

Women experiencing

different problems

Suzette Renoldi filled a sexual

discrimination case

Bradford sales manager involved

in many cases

CCLI’s position concerning equal

opportunity

Reibolt had an excellent start at CCLI but then in

1997 quit and took position with a

competitor

Page 21: California Credit Life Insurance Group Sania Moazzam

Problems Southeastern Region Total company

males females difference total males females difference total

1. Job 54.06 45.13 8.93 52.16 53.84 50.19 3.65 53.61

2. Fellow workers 58.35 49.63 8.72 55.82 57.98 51.11 6.87 57.39

3. Supervisor 59.91 41.24 18.67 57.33 54.13 48.54 5.59 51.43

4. Company policy and management support 61.58 52.28 9.3 60.17 58.91 53.28 5.63 56.46

5. Pay 49.31 52.39 -3.08 50.07 49.88 51.65 -1.77 49.92

6. Promotions and advancement 59.41 48.37 11.04 57.3 58.28 49.87 8.41 57.06

7. Customer 53.7 48.44 5.26 51.19 54.07 48.56 5.51 52.09

Total 59.47 48.14 11.33 59.12 58.19 50.23 7.96 57.48

Page 22: California Credit Life Insurance Group Sania Moazzam

Core Problem

Sexual discrimination and

harassment

Prided itself in being an equal opportunity

employer

Company’s image and credibility

Page 23: California Credit Life Insurance Group Sania Moazzam

Anti-Discrimination Act:• Unwelcome and uninvited sexual conduct is unlawful in the

workplace.• Employers need to deal with sexual harassment as a

management issue.

Recommendations

Page 24: California Credit Life Insurance Group Sania Moazzam

Recommended Steps

Issue a Policy Statement- Sexual harassment will not be tolerated-The company will treat complaints seriously & sympathetically

Raise Awareness-Make sure that your staff are aware of their responsibilities under the law-Raise the matter at staff seminars or meetings

Make policy Statement Visible-Ensure the policy statement is seen by all employees-Display copies on appropriate noticeboards

Page 25: California Credit Life Insurance Group Sania Moazzam

Appoint a Complaints Officer-Nominate one of your employees to receive sexual harassment complaints.-Some one who has the authority

Receiving a Complaint-Objectivity is essential. Do not prejudge the matter-Check all details with the complainant ,explain courses of action

Investigation-Interview the alleged harasser-Try to find witnesses to the incident(s) if appropriate.

Outcome-After investigation take proper actions and solve the matter swiftly.

Page 26: California Credit Life Insurance Group Sania Moazzam

Diane Flanagan need to fire James Bradford as he is the root cause of all the problems leading to sexual

harassments.

Core recommendation

Page 27: California Credit Life Insurance Group Sania Moazzam

Thank You