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HMGY_928_NHG_Cover_Final.indd 2 13-04-15 4:15 PM
inside this issue
SAM AWARDS HONOURBEST IN HOME BUILDING
FIRST-TIME BUYERS MAKING SMART CHOICES
HOW A PATIO ADDS LIFEAND VALUE TO YOUR HOME
April 26 - May 24, 2013 Volume 16 Issue 05
001-NHCAL CVR_03-29-2013.indd 1 4/19/13 12:15:28 PM
mattamyhomes.com
Windsong In Airdrie Is One Of A Kind.
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.
Sales Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm.visit us on facebook facebook.com/mattamyhomesyyc
If you were to take a stroll through our Airdrie community of Windsong, you would see why almost 800 families have chosen to live there. The community is master-planned around you and your family.
As the Builder/Developer, we are able to create a distinctive look and style in our communities. We never see just a series of lots and always see a fi nished environment fi lled with families enjoying the community. We build parks, playgrounds
and walking/biking trails right into the neighbourhood because you need more than just a place to live, you need a community that inspires you, lifts your spirits and makes you glad to come home every day.
We also have our architects design a wide variety of home styles so each street has an identity. You’ll fi nd Village Homes, Urban Townhomes and a variety of Detached Single and Double Car Garage homes.
We provide 6 Showhomes in Windsong so you can closely examine the fi t and fi nish and architectural detailing of our homes.
If you are looking for an interesting place with features built around your family needs, come have a look at Windsong and fi nd what you need.
Lots Of Places For Kids To Play In And Around Windsong
Calgary_New Home Guide_(WS) May 2013.indd 1 2013-04-11 11:06 AM
002-Mattamy 04-26-13.indd 999 4/19/13 10:32:34 AM
Showhome Hours: Mon - Thurs: 2 - 8 pm | Sat, Sun & Hol: 12 - 5 pm
shanehomes.com
*Pricing includes house, lot and GST. Subject to change without notice.
The Bow River is just down the street, Fish Creek Park is
virtually in your backyard, and the mountains are visible on
the horizon. Plus, two new schools, shopping and a private
residents’ club now open!
At the New Brighton Club, your family can enjoy the water-
park, tennis and volleyball courts in the summer, and the
hockey rink and skating pond in the winter. Plus the 20 acre
central park and pond are the perfect place for a family bike
ride or a morning jog.
For more info call Michael at:403-536-2318
For more info call Ron at:403-536-2307
Cranston Showhome Address:218 & 222 Cranston Gate SE,Calgary
New Brighton Showhome Address:815 & 819 New Brighton Drive SE, Calgary
N
Deerfoot Trail
Cranston Ave
Cranston Dr SE Cranberry Rd
Cranarch Rd SE
Cranarch GateCranarch Landing SE
Cranford Dr SE
Cranston Showhomes
N
McKenzie Towne Blvd SE
Deerfoot Trail
52 St SE
New Bright on Dr SE
New Brighton Dr SE
New BrightonShowhomes
Visit our Showhomes in Calgary’s MostDesirable South East Communities!
Tofino Showhome(Cranston)Total: 2449 sq. ft.Main: 1093 sq. ft.Second: 1356 sq. ft.
In communities all across Calgary
Arriva 2 model home
in Walden
CONDOS + TOWNS
SINGLE FAMILY
INNER CITY
Stylish urban architecture lives
at Walden.
And so can you.Modern architecture and visionary planning
have created an environmentally sustainable
community, with stylish results. In Walden,
parks and pathways link master-planned
collections of urban-fusion homes for
move-up and estate buyers. ArrIvA 2 Model hoMe noW open
• Larger estate lots
• Great selection of homesites
• Eclectic architectural styles
• Walk-out lots
• Unique urban-modern elevations
• Front landscaping included
$510s
EStAtE hoMES StArtING FroM thE
Visit us online for interactive floorplans or stop by a model home.
LimitEd opportUnitySales Centre: 14 Walden Close SE 587.350.1129hours: mon-thur: 2 pm-8 pm Sat, Sun & Holidays: noon-5 pm
Built for real life.CArdELhoMES.CoM
04
SINGLE FAMILY
Stylish urban architecture lives
at Walden.
And so can you.Modern architecture and visionary planning
have created an environmentally sustainable
community, with stylish results. In Walden,
parks and pathways link master-planned
collections of urban-fusion homes for
move-up and estate buyers. ArrIvA 2 Model hoMe noW open
• Larger estate lots
• Great selection of homesites
• Eclectic architectural styles
• Walk-out lots
• Unique urban-modern elevations
• Front landscaping included
$510s
EStAtE hoMES StArtING FroM thE
Visit us online for interactive floorplans or stop by a model home.
LimitEd opportUnitySales Centre: 14 Walden Close SE 587.350.1129hours: mon-thur: 2 pm-8 pm Sat, Sun & Holidays: noon-5 pm
Built for real life.CArdELhoMES.CoM
2A
22X
Chap
arral
Dr
WaWaW lden Dr
Marquis of Lorne Trail SE
Macleod Trail SE
Deerfoot Trail S
E
Chaparral B
lvd
194 Ave
WaldenGate
WaldenTerraceTerraceT
Walden Way
Walden Close
2
05
The Pinnacle of
A Brand New Magazine Dedicated to High-End Properties in Calgary and Area
LUXURYThe only magazine of its kind in Calgary, Luxury Living showcases high-end homes and properties. This is your exclusive opportunity to establish your property as the pinnacle of af� uent living.
Pick up your FREE copy.
Brought to you by the publishers of
Calgary Edition FEBRUARY 2013
Your guide to LuXuriouS LiFeStYLeS
Creating
LuXurY déCor
taLking to Prominent HomeS’
PreSident deeP SHergiLL
LuXurY in
tHe kitCHen
LUXURYliving
At home with
Calgarian
Tom Jackson
01 FrontCover_V6.indd 1
2/7/13 1:38:57 PM
TO BOOK YOUR ADVERTISING SPACE CONTACT:
Melanie Gowans 403.200.8462 [email protected]
07
IN EVERY ISSUE
10 EDITOR’S NOTE
COLUMNISTS26 THE HOMEBUYING PROCESS
SAM Awards honour the best in the home building industry by Donna Moore
54 MAKE YOUR MOVEHow to safely move pool tables and pianosby Dan Hopkins
58 FUNDAMENTALLY SPEAKINGProximity to infrastructure more important than everby Wayne Karl
60 INSIGHTPatio lifeby Brad Jackman
IN THE NEWS
28 GENWORTHFirst-time buyers showing their rational side
30 SAM AWARDSHome-building industry celebrates its finest with SAM Awards
44 MACDONALD DEVELOPMENT CORP.Watermark at Bearspaw wins big at 2012 Calgary SAM Awards
48 RBCCanadians still consider housinga good investment
50 HOMES BY AVIHomes by Avi celebrates SAM Award wins
HOMEBUYERS’ HELP12 COVER STORY
Buyers flocking to Hopewell’s Mahogany by Heather Ryan
20 SHOWHOME REVIEWCardel combines best features in Arriva 2 in Walden by Heather Ryan
22 GREEN LIVINGTips to Green your daily life
40 SHOWHOME REVIEWShane Homes’ Tofino in Nolan Hill loaded with features
46 COMMUNITY PROFILEWatermark at Bearspaw best community in Calgary region by Heather Ryan
63 HOMEBUYERS’ RESOURCE SECTIONMortgage calculator andrate table
contentsAPR 26 - MAY 24, 2013 || VOLUME 16 ISSUE 05
Hopewell Residential Communities
cover story
BUYERS FLOCKING TO MAHOGANY PAGE 12
features & editorials
VICE-PRESIDENT, WALL2WALL MEDIAJacqueline HillDIRECTOR OF SALES, WESTERN CANADAJosh Heppner EDITOR-IN-CHIEF, NATIONAL REAL ESTATESusan LeggeART DIRECTORDaiana Garay
EDITORWayne Karl CONTRIBUTING EDITORSSara DuckElisa KrovblitLydia McNutt (on leave)
Melanie GowansSENIOR MEDIA CONSULTANT
403.200.8462Follow us on twitter atTwitter.com/NewHomeGuideMelLike us on facebook;facebook/CalgaryNHG
PRODUCTION CO-ORDINATORGreg Van SluytmanGRAPHIC DESIGNERDhaval NaikMANAGER OF PRODUCTIONBala GnanapandithanNATIONAL ACCOUNT MANAGER, MEDIATIVE Paul Slizys
FOR ADVERTISING INQUIRIES PLEASE CONTACT:403.200.8462FOR NATIONAL ADVERTISING INQUIRIES CALL: 416.263.6783
Calgary’s New Home Guide is published 13 times per year. We are located at 2891 Sunridge Way NE Calgary, AB T1Y 7K7. Phone: 587.226.1313. The magazine is free to the public.
COPYRIGHT 2013 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.
TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.
EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected].
PUBLISHED BY
Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.
district maps11 SOUTHEAST
25 OKOTOKS
33 AIRDRIE
39 NORTHWEST
51 NORTHEAST
53 COCHRANE
59 SOUTHWEST
62 CALGARY REGION EAST
66 CALGARY REGION SOUTH
40
60
46 31
21
e d i t o r ’ s n o t e
Buying a new home or condo is a dream for many Canadians, but with rising prices, increasingly tight mortgage regulations and reports of questionable market conditions in some areas and housing categories, where to begin?
With careful planning and research, that’s where. Indeed, Canadians are showing that despite any challenges facing the real estate
market, they are taking the time to learn what they need to, and to make rational, informed choices.
A new survey from Genworth Financial Mortgage Insurance Company Canada reports a significant rise in the number of recent first-time buyers who put down more than 20 per cent on their homes – 56 per cent, up from 36 per cent last year. See page 28 for more.
Other new research, the BMO First-Time Home Buyer’s Report, indicates that two-thirds of first-time buyers say the latest changes to mortgage regulations – which reduced the maximum amortization for government-insured mortgages to 25 years from 30 – have not affected their buying timeline. Many even favour a 20-year amortization.
By saving longer for larger down payments, and aiming to pay off their mortgages sooner, clearly, Canadians are becoming increasingly responsible about these important homebuying steps.
Wayne Karl EDITORWall2Wall Media, [email protected]
Follow me on Twitter at Twitter.com/WayneKarl
Making informed choicesCanadians are making rati onal decisions when it comes to buying their fi rst home
Solid investment decisionsBegin at home
Is there a positive to buying a new condo in our current economic climate? You bet there is.
When you buy new, your investment is backed by a strong warranty program. It protects your deposit and offers protection against defects in work and materials, unauthorized substitutions and delayed closings or occupancies after the condo is constructed.
What are the other positives of buying a new condo? New housing prices are extremely competitive at this time and interest rates are low. If you think posted rates look good, ask your bank or mortgage broker if they can do better. While no one can guarantee what their home will be worth in the next 10 or 20 years, ask a recent buyer what the value of their home is now. Chances are you will see them smile.
Communities close to amenities such as shopping and transit are especially appealing, but your builder may not know or tell you about the plans for your prospective new neighbourhood, so do your homework.
The media often stresses the negative side of the story. It’s time to make solid investment decisions, and look beyond the doom and gloom. Investigate how you can make Canada’s economic environment work for you.
Happy new-home hunting!
Susan Legge EDITOR-IN-CHIEFWall2Wall Media, [email protected]
Follow me on Twitter at Twitter.com/SusanLegge
10 NEW HOME GUIDE | APR 26 - MAY 24, 2013
NOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.
02 COPPERFIELDSHOWHOMES: Copperpond Heath SE and Copperpond Blvd. SE www.copperfield.caDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Excel Homes, Sabal Homes, Stepper Custom Homes
03 CRANSTONSHOWHOMES: Cranarch Landing DEVELOPER: Brookfield ResidentialBUILDERS: Albi Homes, Shane Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Discovery Homes, Landmark Homes, Baywest Homes, Brookfield Homeswww.livecranston.ca
04 WALDENSHOWHOMES: Walden Terrace SE DEVELOPER: GenstarBUILDERS: Cardel Homes, Innovations by Jayman, Excel Homes, Homes by Avi, California Homes, Avi Urban
05 MAHOGANY SHOWHOMES: Mahogany Boulevard SE & Mahogany Heights SEDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Jayman MasterBUILT, Sabal Homes, Stepper Custom Homes, Trico Homes, Homes by AviESTATESHOWHOMES: Mahogany Manor SEBUILDERS: Baywest Homes, Calbridge Homes, Morrison Homeswww.mahoganyliving.com
06 McKENZIE TOWNE DEVELOPER: Brookfield Residential ELGIN VILLAGESHOWHOMES: McKenzie Towne Dr. SE, Elgin Meadows Green SE., Elgin Estates View SEBUILDER: Cardel Homes, Albi Homes, Cove Properties, Cardel Lifestyles, Brookfield Homes, Avalon Master Builderwww.livemckenzietowne.ca
07 NEW BRIGHTONSHOWHOMES: New Brighton Dr. SEDEVELOPER: Brookfield ResidentialBUILDERS: Shane Homes, Cardel Homes, Trico Homes, Cedarglen Homes, Morrison Homes, Homes by Avi, Innnovations by Jayman, Brookfield Homeswww.livenewbrighton.ca
08 CHAPARRAL VALLEYSHOWHOMES: Chaparral Valley Drive SE & Chaparral Valley SQDEVELOPER: GenstarBUILDERS: Cardel Homes, Jayman MasterBUILT, Innovations by Jayman, Cardel Lifestyles, Homes by Avi, California Homes
09 QUARRY PARK SHOWHOMES: Quarry Landing SE, Quarry Parkway SE.DEVELOPER: Remington CorporationBUILDERS: Cardel Homes
10 LEGACYDEVELOPER: Westcreek DevelopmentsBUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Excel Homes (coming soon), Sterling Homes, Creations by Shane Homes
MCLVO
R BL
VD.
16 AVENUE 16 AVENUE
32 AVENUECEN
TRE
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14 S
TREE
T
MCKNIGHT BLVD.
86S
ERT
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17 AVENUE17 AVENUE
GLENMORE TRAIL
52 S
TREE
T52
STR
EET
BAR
LOW
TR
AIL
Mac
LEO
AD
TR
AIL
MacLEOAD TRAIL
36 S
TREE
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DERSON ROAD
SHER
IFF
KIN
G S
TREE
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SPRU
CE
MEA
DO
WS
HW
AY
24 S
TREE
T
2 AVENUE
MARQUIS OF LORNE TRAIL
MEMORIAL DRIVE
BLA
CKFO
OT T
R A IL
BOW BOT
TOM
TR
JAM
ES M
cKEV
ITT
DEERFOOT TRAIL
HLAND DRIVE
ELBO
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SHAWNESSYBLVD.
130 AVENUE
McKEN
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LAKE
MORE VOIR
EEK PARK
FISH CREEK PARK
CRANSTONAVE. SE SETON BLVD SE
CopperfieldDeveloper: Hopewell Residential Communities
Mahogany
Developer: HopewellBuilders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes
Auburn Bay
Developer: Carma
Showhomes: Auburn Bay Blvd. SE Auburn Sound Manor SE Auburn Bay Gardens
Showhomes: Corner of Cranston Ave.& Cranarch Rd.
Showhomes: Walden Rise SE
Showhomes: Mahogany Heath SE.
Showhomes: New Brighton Dr. SE.
Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes
1
McKenzie TowneDeveloper: Carma
ELGIN VILLAGEShowhomes: Elgin Meadows Green SE. Elgin Estates Park SE.Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes
VILLAGE OF PRESTWICKShowhomes: Prestwick Blvd SE.Builders: Cedarglen Homes | Jayman MasterBUILT
Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes
New Brighton
Developer: Carma
7
Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi
9
CranstonDeveloper: CarmaBuilders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes
Cranston Estates
Developer: Carma
Builders: Albi Homes | Landmark Homes | Baywest Homes
WALDEN
Developer: GenstarBuilders: Shane Homes | Cardel Homes | Innovations by Jayman | Excel Homes
south
2
5
6
3
4
4
10
8
5
2
76
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›› SOUTHEASTCOMMUNITIES
01 AUBURN BAYSHOWHOMES: Auburn Shores Way SE & Auburn Springs Blvd SE, Auburn Bay Blvd. SE, Auburn Sound Manor SE, Auburn Bay Gardens,Auburn Shores LandingDEVELOPER: Brookfield ResidentialBUILDERS: Brookfield Homes, Cardel Homes, Cedarglen Homes, Baywest Homes, Jayman MasterBUILT, Albi Homes, Morrison Homes, Discovery Homes, Inspire by Jaymanwww.liveauburnbay.ca
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 11
With three new fabulous showhome parades opened this spring and offering a desir-able lifestyle centred around Calgary’s largest lake, it’s not surprising that new
homebuyers are flocking to Mahogany. Crafted by Hopewell Residential Communities in
southeast Calgary, Mahogany has made such a great im-pression it received the 2012 SAM Award for Community of the Year – City of Calgary on April 13.
“Residents who already live in Mahogany don’t need an award to tell them that it’s Calgary’s Community of the Year – they love living there and have made it one of Cal-gary’s most popular communities,” says Scott Hamilton, senior manager, marketing and community relations.
“In fact, we’ve experienced the best first-quarter in Ma-hogany’s history this year,” he says. “The traffic at the showhomes has been incredible and sales are really strong.”
Mahogany offers a full range of housing styles in three home collections – Lakeland, Reserve and Boulevard – of-fering “everything from townhomes to ultra-estate homes on the lake, so there truly is something for every buyer,” Hamilton says.
Hopewell is excited to have opened three stunning new Lakefront Estate showhomes in February and “the response
has been tremendous,” he says. “This is luxury lake living like you’ve never seen before, with lots that back onto the city’s largest freshwater lake. This is a rare and exclusive opportunity not only in this community, but anywhere in Calgary.”
The Reserve Collection Lakefront Estate homes are being crafted by Calbridge Homes, Baywest Homes and Morrison Homes priced from $1.3 million and include triple-car garages, custom features, walkout basements and private docks and lake access.
As well, six new Lakeside Estate showhomes opened March 23, also built by Calbridge, Morrison and Baywest. These homes start in the $600,000s and boast private lake access. Lots range from 40- to 58-ft. wide and homes start at 2,200 sq. ft.
“Both the Lakefront and Lakeside showhomes are at-tracting different buyers from around Calgary who have been looking in existing lake communities, but like Ma-hogany because they can build new with terrific builders and enjoy the opportunity to build a home of their dreams,” Hamilton says.
Hopewell is also thrilled about the opening on April 13 of its newest Lakeland Collection laned showhome parade crafted by Sabal Homes and Stepper Custom Homes.
Hopewell’s Mahoganyby HeatHer ryan
c o v e r s t o r y
Buyers flocking to
12 New home Guide | apr 26 - may 24, 2013
“This parade is beautiful and features interesting architectural styling and a variety of designs and features,” Hamilton says. “We expect this will be a very popular parade because it allows people to get into a lake community for an affordable price, starting from the $330,000s.”
Also in the Lakeland Collection are current front-attached garage showhomes by Jayman MasterBUILT, Sabal, Stepper and Trico Homes starting in the $400,000s. New front-attached garage showhomes are expected to open in the fall.
In addition, Mahogany features the Boulevard Collection that includes street townhomes by Avi Urban with prices from the $290,000s. Jayman Modus is also start-ing to sell a new townhome product and will eventually be offering apartment condos.
Hamilton says buyers in Mahogany look at the community as their backyard where they can enjoy a wide range of amenities.
“The lake really offers a four-season playground, giving homeowners an activity-based amenity at their front door,” he says.
“It’s a busy year for us, as we’re working on Phases 2 and 3 of the lake and starting construction in the approximate 20,000- sq.-ft. main beach building, which will have program space, rental space and banquet and recreational amenities.”
In connection with the building, will be the development of the main beach to open next year.
Along with the lake, residents can enjoy the 13-acre central park, 22 kilometres of pathways, 74 acres of naturalized wetlands and approximately 265 acres of greenspace.
Shops and services in the Urban Village will add neighbourhood conve-niences.
Mahogany, situated off of 52nd Street, also offers a great location close to amenities such as new South Calgary Health Campus, along with easy access to Hwy. 22X and Deerfoot Trail.
“We should also see the completion of the interchange at 52nd Street and 22X this year, providing even better access for residents,” Hamilton says.
For more information on Mahogany, visit the showhomes or mahoganyliving.com.
“The lake really offers a four-season playground,
giving homeowners an activity-based amenity at
their front door” – scott hamilton
apr 26 - may 24, 2013 | New home Guide 13
Baywest Homes has been recognized with many awards for our homes, designs and concepts. In fact, we’ve enjoyed the finalist nod for the CHBA Calgary SAM Awards Builder of the Year, the last five out of six years. Achieving these standards is a tall order.
We continue to evolve our homes with livable floorplans that incorporate modern layout ideas for today’s home owners. We take “open concept” to new levels, finding efficient use for space, and addressing today’s contemporary lifestyles. Quite simply, Everything we build, We build around you.
TAKING “OPEN CONCEPT” TO NEW LEVELS
Building in these fine communities:auburn bay - mahogany - riverstone in cranston ranchers’ rise, okotoks - silverado - nolan hill
BAYWESTHOMES.COM
T H E H E M I N GWAY V S H OW H O M E i n M A H O GA N Y
14
SOUTHEAST
IT’S A WHOLE NEW WAY OF LIFE
HMGY_929_NewHomeGuideFullPageAd_April12_Final.indd 2 13-04-15 4:53 PM
SOUTHEAST
Cottage Country is closer than ever.
Auburn Bay provides the wonders of cottage country - a four seasons lake, parks, walking paths - all within the city limits. Relax on the beach, host a family picnic, or canoe on the 43 acre lake, just steps from your back yard.
With Cedarglen Homes’ Lifestyle Solutions, you can finish your home to fit your family. With choices including granite countertops, hardwood flooring, tiled bathrooms, and stainless steel appliances, there are so many reasons to choose a Cedarglen Home.
New showhomes opening Saturday, April 27187 Auburn Springs Blvd SETake Deerfoot Trail South to Seton Blvd, and follow the signs
This is a marketing document and subject to change without notification. In case of conflict between this document and a contract, the contract will prevail. Lifestyle Solutions not available in Panorama Hills, Riverstone of Cranston, or The District in New Brighton. Promotion expired 08/31/2013. 04/2013. E&OE.
Prices starting in the $440’s403.255.2000 cedarglenhomes.com
SOUTHEAST
16 NEW HOME GUIDE | APR 26 - MAY 24, 2013
They also say shared experiences bring couples closer together. Whoever “they” are, I think they’d approve of how we’re
spending our weekends.
They say bike rides are
Goodfor the
hearT
showhomes open:Monday – Thursday 2pm – 8pm.Weekends & Holidays 12pm – 5pm.
directionsTake Deerfoot Trail south to Cranston Ave SE and follow the signs to Cranston.
Cranston’s natural surroundings, two new schools and abundant amenities provide everything your family needs to create cherished moments and naturally inspired memories.
Condos and TownhomesCardel Lifestyles from the $180,000s
Semi-Detached Homes Brookfield Homes Side-by-Side from the $290,000s
Single Family HomesBrookfield Homes | Discovery from the $300,000s
Single Family Homes with rear attached garage Trico Manor Lane from the $450,000s
Single Family Homes with front attached garage Cedarglen | Morrison | Shane | Trico from the $400,000s The Highlands by Cardel from the $450,000s Landmark Solar NetZero from the $490,000s
livecranston.caLiveBrookfield @live_brookfield
N
52 s
tree
t s
e
Cranston ave se seton blvd se
hwy 22x
deerfoot Trail
CraNsToN
New semi-detached showhomes Now opeN by brookfield homes
411, 11th Ave SECalgary, Alberta T2G 0Y5Telephone: (403) 237-2388 Toll Free Phone: 1-800-665-4927Fax: (403) 265-4659
CLIENT Brookfield BRES-12391 CR_NHG_7.5x10.5.inddAPPROVALS
CREATED 18/04/2013 CREATIVE TEAM
CREATIVE Alex PRODUCTION ARTIST DLO/Claudia ACCOUNT Jordan
AD SIZE 7.5" x 10.5" INSERTION DATE(S) 26/04/2013 PRODUCER DenisePROOfREADER
COLOURS CYANI MAGENTAI YELLOWI BLACKI AD NUMBER BRES-12391-NHG-April26 PRODuCER
PUBLICATION(S) New Home GuideSTuDIO
INFO Final file is PDFX1ACLIENT / ACCOuNT MANAGER
All colours are printed as process match unless indicated otherwise. Please check before use. In spite of our careful checking, errors infrequently occur and we request that you check this proof for accuracy. Venture Communications’s liability is limited to replacing or correcting the disc from which this proof was generated. We cannot be responsible for your time, film, proofs, stock, or printing loss due to error.
SOUTHEAST
southeast
18
s h o w h o m e r e v i e w
by HeatHer ryan
Cardel combines best features in Arriva 2 in Walden
Cardel Homes has combined some of the best-selling features from its top selling models to create the
sensational Arriva 2 – its newest showhome in the semi-estate phase of Walden Park.
This 2,445-sq.-ft. showhome, which opened April 13, presents “a one-of-a-kind spectacular floorplan, and the stylish urban architecture provides for awesome curb appeal,” says community sales manager Paul King.
“Arriva 2 offers amazing outdoor living spaces, including a nice central courtyard and the front-attached three-car garage (with one side being a tandem design) has met with a tremendous response from our
customers; it’s even been designed to effectively store those cumbersome garbage/recycling containers.”
Stepping inside the Arriva 2, you’re greeted by a huge foyer that can be accessed by the front and garage entries and features double closets and plenty of room to place a bench for ease of removing footwear, as well as a hall table where you could deposit keys, mail and cell phones.
A warm-toned hardwood floor runs throughout the main floor and creates a welcoming feel, as does the grey and white colour scheme making you feel right at home.
Just down from the entry are a convenient half bath and the eye-catching courtyard with its large covered deck and two sets of sliding glass doors that ensure plenty of light.
“Being on the side of the home, it’s a nice private outdoor space for entertaining,” King says. “The floorplan is also versatile, so people have the option to turn the space into a den or home office if they choose.”
The kitchen is stunning, with an expansive granite-topped island
20 New home Guide | apr 26 - may 24, 2013
The kitchen is stunning with an expansive granite-topped island
complete with breakfast bar seati ng and a built-in microwave
and dishwasher.
complete with breakfast bar seating and a built-in microwave and dishwasher. The kitchen also serves up an array of delectable features such as cabinetry that rises to the ceiling with upper open shelves, providing ample space for displaying collectibles, corner pantry and a full-height, brick look glass tile backsplash.
Those same glass tiles surround the wall-centred gas fi replace in the great room across for the kitchen. “The 12-ft. great room ceiling allows for an impressive display of windows, resulting in a tremendous amount of natural lighting,” King says, and the openness to the kitchen creates a perfect setting for entertaining as people can sit anywhere and socialize with the hosts.
Off the kitchen, the dining nook offers plenty of room to host large dinner parties and it’s fl anked by both the central courtyard and a rear deck.
Upstairs, buyers will adore the master suite that provides room to accommodate king-sized furniture, and will be wowed by “the ‘His and Hers’ ensuite that is sure to provide a calming and harmonious experience,” King says, with each spouse having their own walk-in closet – hers is bigger, naturally – and their own sink – again her vanity is bigger and includes a makeup table. The lavish ensuite also has a gorgeous freestanding soaker oval tub and a double-sized walk-in shower surrounded tile from fl oor to ceiling.
There is a huge tech space in the central loft space with multiple built-in IT stations, a good sized laundry room is around the corner, and there are two generous sized bedrooms for the kids who can share the main full bath.
At the front of the home is a spacious bonus room with double sliding glass doors that lead to the upstairs balcony providing another relaxing space to enjoy the outdoors.
“This must-see showhome is a new plan for Cardel Homes and we’re really excited to present it to the Calgary market,” King says, noting the Arriva 2 model starts at $549,900, including lot and GST.
For more informati on on Arriva 2, visit the showhome in Walden, open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., call 587-350-1129 or visit cardelhomes.com
apr 26 - may 24, 2013 | New home Guide 21
g r e e n l i v i n g
OUR IMPACT ON THE ENVIRONMENT
is growing and it’s time for each of us to rethink our everyday actions |and what that means for our planet in so many ways.
Try calculating your environmental footprint to assess your personal impact on the environment and see where you can make small changes to help better the planet. With the plethora of environ-mentally smart ideas and products on the market, going green can be easy.
Do Shop locally. Visit your neighbour-hood farmers’ market and support your community.Don’t Buy international fruit. The fuel used to transport and shipping the product can be wasteful and environ-mentally damaging.
Do Buy a stainless steel water bottle. You can re� ll it with water from your tap or from your water � lter dispenser.
Don’t Purchase bottled water. Bottles expend energy in the manufacturing process, transportation and distribution. There are also the costs of garbage pickup, recycling or taking waste to the land� ll.
Do Take public transport or start a carpool. Fewer cars on the road mean less green-house gases and traf� c congestion. You can take advantage of carpool lanes and shared fuel usage to save money and get to work faster.Don’t Forget to check your tires. According to Pollution Probe, “If every Canadian mo-torist had properly in� ated tires, 375,000 tonnes of CO2 would be prevented from entering the atmosphere.” That’s because under–in� ated tires create drag and reduce your car’s fuel ef� ciency.
Do Learn about the small changes you can make to help the environment. Try using P&G Future Friendly products
Tips to Green your daily lifesuch as Tide Coldwater – a product you know and trust, and that can help you reduce your energy use.Don’t Overuse your products. Many cleaning products are available in con-centrated forms so that you can use less for the same results. Be sure to read product labels for recommended use.
Do Recycle and compost. Be sure to check your local municipal recycling guidelines because different cities may or may not recycle certain items.Don’t Buy Styrofoam products or over-stuff your garbage can. Recycling and composting leftover food and paper prod-ucts will help reduce garbage build-up, and ultimately the greenhouse gases emitted from land� lls.
More informati on on the simple steps you can take to save energy can be found online at futurefriendlybrands.ca NC
ASK AN EXPERT: by HEATHER RYAN
Q & A
Q: What are some things we should be aware of when we visit our home while it’s under construction?A: Paul Savoie, safety officer for Shane Homes, says with the warmer weather many new homebuyers are eager to get out and see their new home that’s under construction, but many are not aware of the potential risks on a job site.
“The average person, unless they work in construction, doesn’t understand the hazards you can encounter on a con-struction site,” Savoie says. “Depending on the timing there could be an open excavation with heavy equipment moving around, open stairwells with no stairs or materials around the site that could put them at risk.
“I can understand homeowners are excited to see their home as it begins to take shape, but I would advise them to stay off the site and take pictures from the car or the street during the early part of the construction process and not to venture onto the home site until the framing stage is done in an attempt to minimize the risks.”
He says before clients can venture on site they must visit the showhome and sign in. Shane Homes issues two hard hats to clients and they need to have these as well as proper footwear (sandals and open toe shoes are not permitted) before visiting
the construction site. Clients must also return to the showhome and sign out, so the area manager is aware they’ve returned safely.
Visitors to the site must be alert when going through the home because the stairs may not be complete and “there could be materials and tools lying around that could be potential tripping hazards,” Savoie says. Also, customers should not enter their home site if there are trades working inside.
As well, construction could also be happening on neigh-bouring homes, so visitors need to be alert when moving around the site.
Savoie says they also discourage clients from bringing children to the construction site.
“Mom and dad could be checking out something and the kids could wander off; there’s a potential danger and for this reason people are asked not to bring anyone under 18 years of age with them when visiting the job site.”
Visit YouTube to view Shane Homes’ Customer Jobsite Safety video for more tips on jobsite safety.
Think sAfeTy firsT When visiTing your home under consTrucTion
a s k a n e x p e r t
18 New home Guide | march 1 - 29, 2013
Every dollar you save on your mortgage puts more money in your pocket. With the guaranteed BEST mortgage rate, you can make the switch to
a mortgage that will give you financial room to move.
Stop by your local ATB branch or visit atb.com/MortgageSpecialist-Cgy
The BEST mortgage rate guarantee.
The Best Mortgage Rate Guarantee applies to ATB Rate First and Extreme 5-year closed fixed-rate mortgages only; versus published and advertised rates for 5-year closed fixed-rate mortgages by Canada’s big five national banks. Some conditions apply. On approved credit. Offer applies to new residential mortgages and ATB residential mortgages eligible for renewal during offer period. Offer
subject to change at any time. One offer per household.
It’s time to switch things up.
SpringCreditHorzAd-14.25x4.625-CgyNewHomeGuide-switch.indd 1 13-04-12 9:54 AM22 NEW HOME GUIDE | APR 26 - MAY 24, 2013
ASK AN EXPERT: by HEATHER RYAN
Q & A
Q: What are some things we should be aware of when we visit our home while it’s under construction?A: Paul Savoie, safety officer for Shane Homes, says with the warmer weather many new homebuyers are eager to get out and see their new home that’s under construction, but many are not aware of the potential risks on a job site.
“The average person, unless they work in construction, doesn’t understand the hazards you can encounter on a con-struction site,” Savoie says. “Depending on the timing there could be an open excavation with heavy equipment moving around, open stairwells with no stairs or materials around the site that could put them at risk.
“I can understand homeowners are excited to see their home as it begins to take shape, but I would advise them to stay off the site and take pictures from the car or the street during the early part of the construction process and not to venture onto the home site until the framing stage is done in an attempt to minimize the risks.”
He says before clients can venture on site they must visit the showhome and sign in. Shane Homes issues two hard hats to clients and they need to have these as well as proper footwear (sandals and open toe shoes are not permitted) before visiting
the construction site. Clients must also return to the showhome and sign out, so the area manager is aware they’ve returned safely.
Visitors to the site must be alert when going through the home because the stairs may not be complete and “there could be materials and tools lying around that could be potential tripping hazards,” Savoie says. Also, customers should not enter their home site if there are trades working inside.
As well, construction could also be happening on neigh-bouring homes, so visitors need to be alert when moving around the site.
Savoie says they also discourage clients from bringing children to the construction site.
“Mom and dad could be checking out something and the kids could wander off; there’s a potential danger and for this reason people are asked not to bring anyone under 18 years of age with them when visiting the job site.”
Visit YouTube to view Shane Homes’ Customer Jobsite Safety video for more tips on jobsite safety.
Think sAfeTy firsT When visiTing your home under consTrucTion
a s k a n e x p e r t
18 New home Guide | march 1 - 29, 2013
Every dollar you save on your mortgage puts more money in your pocket. With the guaranteed BEST mortgage rate, you can make the switch to
a mortgage that will give you financial room to move.
Stop by your local ATB branch or visit atb.com/MortgageSpecialist-Cgy
The BEST mortgage rate guarantee.
The Best Mortgage Rate Guarantee applies to ATB Rate First and Extreme 5-year closed fixed-rate mortgages only; versus published and advertised rates for 5-year closed fixed-rate mortgages by Canada’s big five national banks. Some conditions apply. On approved credit. Offer applies to new residential mortgages and ATB residential mortgages eligible for renewal during offer period. Offer
subject to change at any time. One offer per household.
It’s time to switch things up.
SpringCreditHorzAd-14.25x4.625-CgyNewHomeGuide-switch.indd 1 13-04-12 9:54 AMAPR 26 - MAY 24, 2013 | NEW HOME GUIDE 23
LIFESTYLE HOMES | PROMINENT HOMES | SHANE HOMES | STERLING HOMES
HOMES FROM THE $300s AND THE $500s
WWW.UNITEDCOMMUNITIES.COM
DRAKE LANDING | FOREST CROWNE | NOLAN HILL
THE RANCH | SAGE HILL | SILVERADO
It’s time to meet your proverbial prince… At long last, you’ve found what you’ve been seeking: a quality community where it’s possible
to buy a brand new home AND enjoy the schools, parks, shops and recreational amenities of
an established neighbourhood. The final two phases are now selling, so you still have time
(if you hurry!) to build a new home and become part of Okotoks’ newest “old” community as
well known for its conservation commitments as its family-friendly amenities.
visitdrakelanding.com for directions and tour a showhome today.
STOP KISSING FROGS
24
OKOTOKS
2A
2A 2A7
2A
OKOTOKS
MILLIGAN DR.
SANDSTONE DR.
MOUNTAINVIEWGATE
WE
ST
LAN
D S
T.W
ES
TLA
ND
ST.
32 ST. E
.32 S
T. E.
BANNISTER GATECRYSTAL SHORES RD.
370 AVE. E.
549
549
WESTRIDGE DR.
SO
UT
HR
IDG
E D
R.
CIMARRO
N BLVD.
CIM
ARRON
TR
AIL
338 AVE. E.
NORT
HRID
GE
DR
.
CRYSTALRIDGEGOLFCLUB
OKOTOKSAIR
RANCH
CIM
ARR
ON
BLV
D.
1
7
3
2
6
8
4
5
›› OKOTOKSCOMMUNITIESNOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.
01 OKOTOKS AIR RANCH & RANCHERS’ RISESHOWHOMES: Ranchers CrescentDEVELOPER: Bordeaux DevelopmentsBUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes
02 CIMARRONDEVELOPER: Tristar CommunitiesBUILDERS: Excel Homes, Trico Homes, Cedarglen Homes, Coco Homes, Today’s Homes, California Homes, Assured Homes
03 DRAKE LANDINGSHOWHOMES: Drake Landing Way, Drake Landing Crescent and Drake Landing HillDEVELOPER: United CommunitiesBUILDERS: Lifestyle Homes, Morrison Homes, Shane Homes, Sterling Homes, Creations by Shane Homes, Prominent Homes
04 WESTMOUNTSHOWHOMES: Westland StreetDEVELOPER: Prominence Development Corp.BUILDERS: Jager Homes, Reid Built Homes, Sterling Homes, WestView Builders
05 EAGLE CRESTSHOWHOMES: Directly behind WestmountDEVELOPER: Prominence Development Corp.BUILDERS: Carpenter Homes
06 THE HILL IN WESTRIDGESHOWHOMES: Westridge RoadDEVELOPER: QualicoBUILDERS: Sterling Homes
07 CRYSTAL RIDGESHOWHOMES: Crystal Green Dr.DEVELOPER: United CommunitiesBUILDERS: Sterling Homes, Baywest, Crossley Homes
08 MOUNTAINVIEW (NOW OPEN) AT SANDSTONE DR. & MOUNT BURNS GREEN Apex DevelopmentsBUILDERS: Excel Homes,Sterling Homeswww.mountainviewokotoks.com
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 25
SAM Awards honour best in
THE LOCAL HOME BUILDING INDUSTRY
The best the local new home-building industry has to offer was honoured April 13 at the Canadian Home Builders’ Association – Calgary Region’s 26th annual SAM Awards held at the Telus Convention Centre.
This year, more than 1,600 people attended the SAM Awards that drew 758 entries competing for 61 awards.
After more than a quarter century, the CHBA-Calgary Region’s SAM Awards continues to draw inter-est with the number of entries this year up over last year. In total, 105 companies submitted entries to this year’s awards, 24 of those were new competitors and � ve were new association members.
Calgary’s SAM Awards program is amongst the largest of its kind in Canada, and the number of entries and new companies entering from year to year is a true testament to the passion that drives achievement in the local industry.
But what are the SAM Awards and what role do they play in the home building industry in the Calgary region?
The SAM Awards program was developed as a way to recognize excellence in the local home-building industry. SAM stands for Sales and Marketing, and all aspects of the industry are recognized in the awards program from sales achievement, advertising and marketing, and new home design creativity and in-novation, to showhome parades, communities, multi-family projects, partners and renovations.
The awards have also grown as the industry has grown. When the SAM Awards � rst started in Calgary, about 100 people attended the ceremony that was part of the President’s Ball and 15 awards were handed out, a far cry from this year’s 61 awards.
The quality of submissions for the 2012 SAMs was out-standing and the competition was tight, as home builders in Calgary continue to raise the bar each year in their commit-ment to developing unique design and innovative building practices.
This year, the CHBA – Calgary Region presented the SAM Awards in various categories: New Home, Renovator, Developer, Multi-Family, Partner, Advertising & Marketing, Industry Achievement, Sales & Information Centre and, of course, the most prestigious of them all – the Grand SAM Awards. The Grand SAMs include: Builder of the Year, Builder of Merit (small volume), Multi-Family Builder of the Year, Renovator of the Year, and Partner of the Year.
Builders (single- and multi-family), developers and indus-try members compete for awards such as Best New Home, Best New Design, Sales Team of the Year, Best Sales & Information Centre, Community of the Year, Supplier & Installer of Products and Best Home Renovation.
The judging process is detailed, with points awarded for each entry judged by peers within the industry; awards are given based on point totals. The top � ve in each category receive additional placement points that help determine the Grand SAM winners, plus companies must enter a set number of categories in order to qualify for the Grand SAM and must win in at least one of those categories.
The SAM Awards is not a popularity contest in any way. The criteria for judging are extensive and the process is monitored and authenticated by a local accounting � rm.
So, considering the judging process each entry goes through, to be named a � nalist in any category is an achieve-ment and provides CHBA members with valuable feedback from industry peers, often the most incisive of critics.
There is no doubt the SAM Awards have contributed signi� cantly in raising the bar year after year in residential housing as so many home builders, developers and other industry experts work diligently to improve each year and as a result the Calgary has some of the most innovative product found anywhere in Canada.
Congratulations to not only the winners and the � nalists, but to all the companies that submitted an entry for the 2012 SAMs and strive to make the industry better.
t h e h o m e b u y i n g p r o c e s s
Donna MooreExecuti ve Offi cer, Calgary Region Home Builders’
Associati on 403.235.1911 | crhba.com
by DONNA MOORE
26 NEW HOME GUIDE | APR 26 - MAY 24, 2013
See why your family should grow up in Okotoks
Visit ranchersrise.com for directions and tour our showhomes today.
FAMILY First
• Big Lots, Big Value Wide open spaces for children to play both inside and outside.
• Triple Garage Homes Easily and affordably built here.
• Get Outside, Together Features a park, sports field and extensive nature trail perfect for family walks.
• Family + Community Minutes from local schools and convenient shopping.
• High Quality Exteriors Stucco and James Hardie® Fiber Cement Siding.
Triple Garage Homesfrom the mid $500s
SHOWHOME PARADE ON RANCHERS CRESCENTMonday – Thursday: 2-8 PM • Weekends & Holidays: 12-5 PM
27
OKOTOKS
Canadians entering the real estate market are making fi nancially astute choices by saving longer and putti ng
down larger deposits on their homes,” says Brian Hurley, chairman and CEO of
Genworth Canada.
showing their rational side
FIRST-TIME HOMEBUYERS
ACCORDING TO A NATIONAL SURVEYconducted by Genworth Financial Mortgage Insurance Company Canada (Genworth Canada), � rst-time homebuyers are adjusting to the new mortgage requirements and making informed choices about homeownership.
The annual poll, completed in conjunction with the Canadian Association of Credit Counselling Services (CACCS), asked 1,514 Canadians questions about their � nancial well-being and preparedness. The 2013 survey revealed that there was a signi� cant rise in the number of recent � rst-time buyers who say they put down more than 20 per cent on their homes (56 per cent versus 36 per cent in the 2012 survey). In fact, the number of people that said it is getting harder
choices by saving longer and putti ng down larger deposits on their homes,”
says Brian Hurley, chairman and CEO of Genworth Canada.
to save for that down payment is on the decline (50 per cent versus 55 per cent in 2012) with more � rst-time buyers � nding it easier to save money (nine per cent, up from � ve per cent in 2012). In addition, only 17 per cent of respondents thought it was a good time to buy, suggesting that low interest rates alone are not enough to entice Canadians to purchase a home.
“Canadians entering the real estate market are making � nancially astute choices by saving longer and putting down larger deposits on their homes,” says Brian Hurley, chairman and CEO of Genworth Canada. “They continue to value homeownership and are being responsible about the way they enter into mortgage debt. This trend bodes well for a soft-landing of the housing market.”
Among � rst-time homebuyers, the proportion saving for less than two years has decreased by nearly 30 per cent, while the proportion saving for more than � ve years rose by more than 50 per cent. This appears to indicate that fewer � rst-time homebuyers feel a sense of urgency about entering the real estate market, which is consistent with the fact that fewer expect house prices to rise in the next twelve months.
“There is still a strong need for Canadians to have a better grasp on their � nancial situation,” says Henrietta Ross, CEO of CACCS. “More than 40 per cent don’t think their credit rating re� ects them or don’t know what their credit rating is. Counselling could help ensure they are � nancially prepared to enter and maintain substantial investments, such as homeownership.”
i n t h e n e w s
28
ELIZABETH ST.
OKOTOKS
SANDSTONEDRIVE
MOUNTAINVIEWGATE
N
NO
RTHR
IDGE
DR.
QE2
2A
29
OKOTOKS
i n t h e n e w s
Home-building industryCELEBRATES ITS FINEST WITH SAM AWARDS
IT WAS A NIGHT FILLED WITH EXCITE-ment as a number of � rst-time and previous winners were honoured at the Canadian Home Builders Association – Calgary Re-gion’s 26th Annual SAM (Sales and Market-ing) Awards on April 13.
This year’s gala event at the Telus Con-vention Centre saw more than 1,600 people join in recognizing the outstanding achieve-ments by the home-building industry’s � nest from builders and developers to marketing and sales professionals.
There was a record 758 entrants from 105 companies competing for SAM Awards this year, including two dozen companies that had never entered the competition before and � ve new CHBA-CR members.
This year’s Grand SAM Award winner for Builder of the Year was Calbridge 2010 Ltd., which won the New Home Award category for Best New Home – $850,000-$999,999 and the Sales Achievement Award for Rookie of the Year- Single Family, plus was a � nalist in � ve New Home Award categories.
Jayman Group of Companies was a � nalist for Builder of the Year and won the Best Audio Media award and the Multi-Family Home Award for Best Town Home – Up to $294,999. Jayman also was a � nalist in � ve New Home Award categories. Jayman Modus, its multi-family division, won Multi-Family Home Awards for Best Town Home – $295,000-$349,999 and Best Apartment-Style Condo. Jayman Modus and Jayman Innovations also won the JD Power & Associates Builder of Excellence Awards for customer sat-isfaction.
“Our entire team is thrilled with the awards because that is exactly what it took to achieve it… the entire team,” says Sean Nolan, vice-president, Innovations by Jayman. “The JD Power award is the voice of our customers thus making it a crowning achievement for the team. Either you operate in a culture of customer service or you don’t, and here at Jayman we make every effort to see the world through the customer’s lens.”
Homes by Avi, another � nalist for the Builder of the Year award, also had a strong showing winning the New Home Award categories for Best New Home – $350,000-$399,999 and Best New Home – $535,000-$599,999 and it was a � nalist for another New Home Award. Avi Urban, its multi-family division, won the Janine Coughlin Marketing Campaign of the Year award and the Best Multi-Family Community award.
“It’s an honour to be recognized,” says Alice Mateyko, president of Homes by Avi Alberta’s single-family division. “I have the privilege of working with such talented and dedicated individuals, and it’s wonderful to see their hard work acknowledged by the industry. Winning two New Home Awards and
30 NEW HOME GUIDE | APR 26 - MAY 24, 2013
being a � nalist for Builder of the Year is very exciting. Not to mention the strong showing by Avi Urban.”
Albi Homes and Broadview Homes were the other two � nalists for Builder of the Year.
Other New Home Award categories were won by: Genesis Builders Group, Best New Home – up to $199,999; NuVista Homes, Best New Home – $200,000-$229,999; Vesta Properties, Best New Home – $230,000-$269,999; Sabal Homes, Best New Home – $310,000-$349,999; Stepper Custom Homes, Best New Home – $400,000-$459,999; Truman Homes, Best New Home – $460,000-$534,999 and Best New Home – $600,000-699,999; Westview Builders, Best New Home – $700,000-$849,999; Capstone Custom Homes, Best New Home – $1,000,000-$1,499,999; Veranda Estate Homes, Best New Home – $1,500,000-$2,299,999; and McKinley Masters, Best New Home – $2,300,000 and over.
Douglas Homes won the Builder of Merit Grand Sam Award and won the Best New Home - $270,000-$309,999 award. Canterra Custom Homes, Capstone, McKinley and Veranda were all � nalists for Builder of Merit award.
In the Developer Awards, Watermark Development earned two awards for its Watermark at Bearspaw estate home community: New Community of the Year and Community of the Year – Calgary Region.
“It was an honour to be a � nalist for the two awards because we were up against so many great communities in Calgary, the competition was phenomenal,” says Matthew Jones, associate vice-president of sales and marketing for Watermark. “So we were really excited to win not one but both awards.”
Hopewell Residential Communities won the Community of the Year – City of Calgary award for Mahogany.
“Hopewell’s vision is to create the world’s most sought-after communities, and this win is proof positive of that vision in action,” says Scott Hamilton, senior manager, marketing and community relations. “The award means a lot to Hopewell, as it celebrates years of hard work on behalf of each and every member of the team.”
Brook� eld Residential Properties won a Developer Award for Show Home Parade of the Year for The Preserve Series.
Other Grand Sam Award winners were: Streetside Development Cor-poration, Multi-Family Builder of the Year; Albi Renova, Renovator of the Year; and Lux Windows and Glass, Partner of the Year.
Pictured Left : Sean Nolan, VP of Innovati ons by JaymanPictured Right: Laurie Gordon, President Jayman Modus
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 31
›› AIRDRIECOMMUNITIES01 BAYSIDE ESTATES
SHOWHOMES: Bayside Circle SW, Baywater CrescentDEVELOPER: Genesis Land Development Corp.BUILDER: Genesis Builders Group, McKee Homes, Coco Homes, Sovereign Homes www.genesisland.com
02 WINDSONGSHOWHOMES: Windsong Dr.DEVELOPER: Mattamy HomesBUILDERS: Mattamy Homes
03 REUNIONSHOWHOMES: Reunion Street NW. & Reunion Grove NWDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Excel Homes, Sabal Homes, McKee Homes
04 KING’S HEIGHTSSHOWHOMES: Kings Height Blvd. DEVELOPER: MelcorBUILDER: Jayman MasterBUILT, Loreck Homes, McKee Homes, Reid Built, Shane Homes
05 RAVENSWOODSHOWHOMES: Ravenswood DriveDEVELOPER: QualicoBUILDERS: NuVista, McKee Homes, Pacesetter, Broadview
06 COOPERS CROSSINGSHOWHOMES: Cooper’s Drive,Cooperstown CourtDEVELOPER: Westmark HoldingsBUILDERS: McKee Homes, Trico Homes, Artigiano Developments, Canterra Custom Homes
07 WILLIAMSTOWNSHOWHOMES: Williamstown GreenDEVELOPER: VestaBUILDERS: Douglas Homes, Talisman Homes, Vesta
08 HILLCRESTDeveloper: Apex DevelopmentsBuilders: Excel Homes, Shane Homes, Trico Homeshttp://hillcrestairdrie.com
09 PRAIRIE SPRINGSBuilders: Prominent Homes, McKee Homes
VETERANS BLVD
1ST AVE
YANKEE VALLEY BLVD
NOSE CREEK
EASTLAKE
VETERANS BLVD
YANKEE VALLEY BLVD
2
1
3
4
5
NOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.
VETERANS BLVD
1ST AVE
YANKEE VALLEY BLVD
NOSE CREEK
EASTLAKE
VETERANS BLVD
YANKEE VALLEY BLVD
6
9
7
8
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 33
Experience all the benefits of home ownership. Our Side by Side homes provide comfort, quality and generous living space both inside and out. A home to call your own with privacy and piece of mind at an affordable price - without the burden of condo fees.
• NoCondoFees
• Granite
• Hardwood, Ceramic Tile, Carpet
• Stainless Steel Appliances
• Sod and Fence
• 5 Models to Choose From
GenesisBuildersGroup.com
www.genesisbuildersgroup.com
www.genesisbuildersgroup.com
You’re gonna love our maritime themed architecture
Home, Lot and GST from
$470’sHome, Lot and GST from
$320’s
PRIVATE DOCK LOTS AVAILABLE
NOCONDO
FEESin Airdriein Airdrie
PHASE 9 | Front AttachedPHASE 7 | Side by Side
Call Anni Jansson or Jenn Jellema
Show Home Hours: Mon - Thurs: 2 pm - 8 pm Fri: By appointment Sat, Sun & Holidays: Noon - 5 pm
Call Anni Jansson or Jenn Jellema
Show Home Hours: Mon - Thurs: 2 pm - 8 pm Fri: By appointment Sat, Sun & Holidays: Noon - 5 pm
VISIT OUR BAYSIDE PHASE 9 SHOW HOMEVISIT OUR BAYSIDE PHASE 7 SHOW HOME 2433 BAYSIDE CIRCLE SW2306 BAYWATER CRESENT SW
Get Side by Side in Baysidewith Genesis Builders
2012
CHBA - Calgary Region
Prices, specifications and availability are subject to change without notice. See sales representative for details. All Illustrations and renderings are artist concept. E.&O.E.
Prices, specifications and availability are subject to change without notice. See sales representative for details. All Illustrations and renderings are artist concept. E.&O.E.
Bay7and9_NHG_May.indd 1 2013-04-12 1:29 PM
34 NEW HOME GUIDE | APR 26 - MAY 24, 2013
Experience all the benefits of home ownership. Our Side by Side homes provide comfort, quality and generous living space both inside and out. A home to call your own with privacy and piece of mind at an affordable price - without the burden of condo fees.
• NoCondoFees
• Granite
• Hardwood, Ceramic Tile, Carpet
• Stainless Steel Appliances
• Sod and Fence
• 5 Models to Choose From
GenesisBuildersGroup.com
www.genesisbuildersgroup.com
www.genesisbuildersgroup.com
You’re gonna love our maritime themed architecture
Home, Lot and GST from
$470’sHome, Lot and GST from
$320’s
PRIVATE DOCK LOTS AVAILABLE
NOCONDO
FEESin Airdriein Airdrie
PHASE 9 | Front AttachedPHASE 7 | Side by Side
Call Anni Jansson or Jenn Jellema
Show Home Hours: Mon - Thurs: 2 pm - 8 pm Fri: By appointment Sat, Sun & Holidays: Noon - 5 pm
Call Anni Jansson or Jenn Jellema
Show Home Hours: Mon - Thurs: 2 pm - 8 pm Fri: By appointment Sat, Sun & Holidays: Noon - 5 pm
VISIT OUR BAYSIDE PHASE 9 SHOW HOMEVISIT OUR BAYSIDE PHASE 7 SHOW HOME 2433 BAYSIDE CIRCLE SW2306 BAYWATER CRESENT SW
Get Side by Side in Baysidewith Genesis Builders
2012
CHBA - Calgary Region
Prices, specifications and availability are subject to change without notice. See sales representative for details. All Illustrations and renderings are artist concept. E.&O.E.
Prices, specifications and availability are subject to change without notice. See sales representative for details. All Illustrations and renderings are artist concept. E.&O.E.
Bay7and9_NHG_May.indd 1 2013-04-12 1:29 PM
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 35
COUNTRY HILLS BLVD. NE
YANKEE VALLEY BLVD.
8TH ST. SW
N QE2
36
AIRDRIE
37
38
07 TUSCANY HILLSIDE ESTATES SHOWHOMES: Tuscany Estate Rise NWDEVELOPER: Brookfield ResidentialBUILDERS: Albi Homeswww.tuscany-community.com
08 KINCORA SHOWHOMES: 150 Kincora Glen Rd.DEVELOPER: MelcorBUILDER: Excel Homess
09 EVANSVIEWSHOWHOMES: 8 Evansview ManorDEVELOPER: GenstarBUILDERS: Cardel Homes, Acuri Homes
10 SAGE MEADOWS SHOWHOMES: Sage Meadows Circle NWDEVELOPER: Genesis Land Development Corp.BUILDERS: Genesis Builders Group, Passion Homes, Reid Built Homes, Today’s Homes www.genesisbuildersgroup.com
11 VALLEY POINTE ESTATESDEVELOPER: MelcorBUILDERS: Shane Homes, Reid Built Homes, Landmark Homes, Homes by Avi
12 BEARSPAW WILLOW CREEKBUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes
13 WATERMARK AT BEARSPAWDEVELOPER: Macdonald Development CorporationBUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom Homeswww.watermarkatbearspaw.com
14 EVANSRIDGEDEVELOPER: Dundee DevelopmentsBUILDERS: Homes by Avi, Genesis Builders Group, Landmark Homes, Morrison Homes, Innovations by Jayman, Westview Builders, Stepper Custom Homes, Calbridge Homes, Excel Homes coming soon
15 ROCK LAKE ESTATESDEVELOPER: Decker ManagementBUILDERS: Ashton Custom Homes, Crystal Creek Homes, Lupi Luxury Homes
16 ROCKFORD ESTATES - TRAIL’S ENDBUILDER: Jager Homes
17 SHERWOODDEVELOPER: MelcorBUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group
01 PANORAMA HILLSSHOWHOMES: Panatella Blvd. NW, Panatella Square NW,Panora Way NWDEVELOPER: GenstarBUILDERS: Homes by Avi, Cardel Homes, Landmark, Excel Homess, Arcuri Homes
02 ROYAL OAKDEVELOPER: Birchwood PropertiesBUILDERS: Birchwood Properties
03 EVANSTONSHOWHOMES: Evanspark Circle NWDEVELOPER: QualicoBUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Sterling Homes, Jayman MasterBUILT
04 SAGE HILL SHOWHOMES: Sage Hill Point NW, Sage Valley Park NW, Sage HillGreen NWBUILDERS: Shane Homes, Excel Homess, Trico Homes, Morrison Homes, Discovery Homes, Baywest Homes, Homes by Avi
05 NOLAN HILL:Showhomes now openDEVELOPER: United CommunitiesBUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Today’s Homes, Trico Homes,Creations by Shane Homes, www.nolanhillunited.com
06 BEACON HEIGHTS SHOWHOMES: Sherwood Crescent NW DEVELOPER: Intergulf Cidex BUILDER: Trico Homes, Intergulf Cidex
NOTE: Map is just a graphic representation of areas of developments.See ad of a particular project for more details.
BOW TRAIL
PAN
OR
AM
A R
OA
D
COUNTRY HILLS BLVD.
CROWCHILD TRAIL
16 AVENUE
16 AVENUE
64 AV
CEN
TRE
STR
EET
14 S
TREE
T
JOHN LAURIE BLVD.
17 AVENUE
ROC
KY
RID
GE
ROA
D
12 C
OU
LEE
MIL
E RO
AD
17 AVENUE
85 S
TREE
T
69 S
TREE
T
37 S
TREE
T
SAR
CEE
TR
AIL
OLD BANFF COACH ROAD
S T
ONE
Y TR
AIL
NO
SE H
ILL
DR
IVE
SHAG
ANN
API
TRA
IL
ROC
KY RIDGE
BLVD
COUNTRY HILLS BLVD.
AIL
SARCEE TR
AIL
BEDDINGTON
HARV
EST
HIL
LSSYM
ONS VALLEY ROAD
SHAGANAPPI TRAIL
128 AVE.
144 AVE. NW
SARC
EE T
RAIL
O
NOSE HILL PARK
STONEY TRAILST
ONE
Y TR
AIL
BEAR
SPAW
RO
AD
WO
ODL
AND
ROAD
HWY 1A
north
Showhomes: 1228 Sherwood Blvd.
Tuscany Hillside Estates
Developer: Carma
7
Builders: Landmark Homes | Albi Homes
CityLife
Developer: Birchwood Properties
Milano9 11
Builders: Birchwood PropertiesBuilders: Trico Homes
Sherwood
Developer: Genesis Development Corp.
5
Builders: Majestic Homes
Showhomes: Sherwood Crescent NW
Showhomes: Tuscany Estates Rise NW Showhomes: 2003 20th Ave. Showhomes: 99 Panatella Hill NW
Beacon Heights
Developer: Intergulf Cidex
6
Builders: Trico Homes/Intergulf Cidex
Kincora
Developer: Genesis Land Development Corp. | Apex Developments
Hanson Ranch
Developer: Cedarglen Homes | Cardel Homes
8 10
Builders: Evolution Homes | Majestic Homes | Excel Homes | Centrex Homes
Builders: Genstar
Showhomes: 115 Kinkora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW
1
4
7
2
6
5
3
8
›› NORTHWESTCOMMUNITIES
NOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.
910
11
12
13
14
1516
17
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 39
A spacious plan that offers many of today’s most sought-after features with versatile options to meet various lifestyle needs continues to make the To� no one of
Shane Homes’ most popular models.The To� no, which presents 2,502 sq. ft. of living space
with the additional options, “is just awesome,” says Jeff Luif, area manager for Shane Homes in Nolan Hill. “It’s a highly desirable plan, it’s functional yet stylish, and people love the spaciousness and that it comes with so many high-end standard features that they don’t need to upgrade.
“The To� no series is popular with buyers because it offers so many great features and options,” says Luif. “Customers can choose from three or four bedroom layouts, several dif-ferent ensuite designs, or an IT zone and walk-through pantry instead of a large lifestyle room. This is a spacious plan that really lends itself to meeting different people’s lifestyles and we can accommodate custom changes.”
He says people walking into the showhome “love the spa-cious foyer, the second-� oor bonus room, the luxurious ensuite and that all the bedrooms are so large.”
s h o w h o m e r e v i e w
Shane Homes’ TofinoIN NOLAN HILL LOADED WITH DESIRABLE FEATURES
40 NEW HOME GUIDE | APR 26 - MAY 24, 2013
Shane Homes’ Tofino
Shane Homes, which opened the doors to the To� no and Orion showhomes on April 6, wows visitors right from the entry with a grand foyer featuring a towering open to above ceiling and open iron rails on the staircase. There is substantial space to greet guests with room for a sitting area, and the combination of the richly toned hardwood � oors and beige tones creates a warm and inviting atmosphere.
Just to the left of the entry, double sliding glass doors open to a front lifestyle room, which is decorated as an intimate home of� ce, but it can easily be converted into a formal dining room.
A hall down from the entry leads to the half-bath and a spacious mud room off the garage entry that features an oversized walk-in closet where kids’ backpacks and outwear can be stored out of the way and a built-in bench.
Past the stairs and to the right, the great room offers a comfortable place to relax and entertain in and is highlighted by a wall-centred � replace surrounded in beige � oor-to-ceiling stone.
The sumptuous kitchen has an expan-sive � at surface, granite-topped island with breakfast bar seating as its focal point. Other delectable features include granite counter tops, cook top range, built-in wall oven with microwave above, full-height stone back-splash and tall cabinetry.
The wow factor doesn’t stop there as the kitchen’s cabinets, countertop and back-splash are continued in a built-in hutch tucked into a niche in the adjacent spacious dining nook. A huge window and double french doors leading to a back deck ensure the space gets plenty of natural light for casual or formal dining.
At the top of the stairs, going around either side of a partial wall you’ll discover a fabulous bonus room with a built-in en-tertainment unit and just to the right are the upstairs laundry room and a handy hall closet.
The owners’ suite presents a relaxing private retreat that can easily accommodate king-sized furniture and owners will adore the built-in juice/coffee bar, large walk-in
The sumptuous kitchen has an expansive fl at surface, granite-topped island with breakfast bar seati ng as its focal point.
closet, and lavish ensuite with corner soaker tub, oversized walk-in shower and a granite-topped vanity with his and her sinks separated by a corner make-up table.
Down from the bonus room are two very large bedrooms each with walk-in closets, a main full bathroom with granite-topped vanity and a built-in computer station conveniently placed outside the kids bedrooms where they can study.
For more informati on on the Tofi no or Orion showhomes, and other Shane Homes models in Nolan Hill, visit the showhomes open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., call 403.536.2302 or visit shanehomes.com
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 41
42 NEW HOME GUIDE | APR 26 - MAY 24, 2013
NORTHWEST
i n t h e n e w s
Watermark at Bearspaw Wins big at 2012 CHBA
Calgary Region SAM AwardsAt the 2012 SAM AwArdS, preSented by the CAnAdiAn Home Builders’ Association – Calgary Region, Watermark at Bearspaw took home the awards for New Community of the Year and Community of the Year – Calgary Region.
Macdonald Development Corp., the team behind the award-winning community, is fresh off a win of the Community Development Award at the Canadian Home Builders’ Association’s National SAM Awards, held March 8, 2013 in Lake Louise.
“Having been recognized as the best community in Canada last month and now winning here at home, it has certainly been an exciting spring for Watermark,” commented Matthew Jones, associate vice-president of sales and marketing for Macdonald Development. “Winning both categories of New Community and Community of the Year is something we are very proud of, especially given the tough competition we were up against this year.”
The Calgary SAM Awards honour excellence and innovation in the Calgary area’s residential construction industry and received a record number of 758 submissions this year. The entries are judged by volunteer industry peers. “Being acknowledged by our local peers is an incredible honour,” says Jones. “The real winners, however, are the current and future residents of Watermark. This is just the beginning, as now we are focused on not only maintaining, but surpassing the standards that earned us this recognition.”
Watermark at Bearspaw is an estate home neighbourhood offering fully serviced lots ranging in size from a quarter-acre to one acre. The community includes 46 acres of parkland, comprised of cascading streams, large ponds, and more than five kilometres of paved trails. The centrepiece of Watermark’s amenities is a pond-side plaza complete with outdoor kitchen, pavilion, picnic tables, barbecues, fire pit with amphitheatre style seating, basketball court,
sports field and playground.Featuring four of Calgary’s top
homebuilders – Albi Homes, Astoria Custom Homes, Trickle Creek Custom Homes and Wolf Custom Homes – Watermark at Bearspaw is located two kilometres south of Crowchild Trail NW on 12 Mile Coulee Road. Watermark is conveniently close to a variety of shopping and dining venues, within walking distance of the spectacular Lynx Ridge Golf Course and a 20 minute commute to the downtown core and the airport. The extension of the northwest LRT line will bring a new station to within minutes of the community.
The Watermark at Bearspaw Show Home Parade is open 2 to 8 p.m. Monday through Thursday, noon to 5 p.m. Saturday and Sunday and is closed on Fridays. For more information, call 403.239.9735 or visit watermarkatbearspaw.com
44 New home Guide | apr 26 - may 24, 2013
WINNERCommunity
Development 2012 National SAM Awards
WINNERNew Community
Of The Year 2012 CalgarySAM Awards
WINNERCommunity Of The Year
Calgary Region 2012 CalgarySAM Awards
We invite you to visit Watermark at Bearspaw and see the distinctive estate homes and unrivalled amenities that make up Canada’s best community. Lot sizes from one-quarter to one acre and 46 acres of parkland at your door. Homes starting from $1 million. Quick Possession Homes available now!
Visit MoveInNowAtWatermark.com to learn more.
WINNERWe invite you to visit Watermark at Bearspaw and see the distinctive
WINNER WINNER
BEST IN CALGARY.BEST IN CANADA.
45
c o m m u n i t y p r o f i l e
Astunning estate home community just west of the city that was chosen the best community in Canada in March has added to its list of honours
by receiving two more distinctive awards on April 13.Watermark at Bearspaw, a 287-acre community being
crafted by Macdonald Development Corp., rose above the competition to earn two SAM Awards presented by the Ca-nadian Home Builders Association – Calgary Region for New Community of the Year and Community of the Year
– Calgary Region.“It was an honour to be a finalist for the two awards
because we were up against so many great communities in Calgary, the competition was phenomenal,” says Matthew Jones, associate vice-president of sales and marketing. “So we were really excited to win not one but both awards.
“It was a remarkable achievement to win the national
award for best community, but it was even more special to win locally because we’re being recognized by our peers; for them to pick us is fantastic.
“We’re now the best community in Canada, best new community in Calgary and the best community in the Calgary region and we think the community is well deserv-ing of the awards and we’re only in Phase 1 and 2,” Jones says. “We’re going to keep getting better and better; we’re not going to take the foot off the gas, the challenge for us is to keep going.”
He says the award recognizes the quality of the homes in the community, the impressive lots that range from one-quarter to one acre with frontages from 80 to 150 ft., and the amenities that include the fabulous network of cascading ponds and streams, 46-acres of parkland, five kilometres of paved trails and the central plaza featuring a large pavilion
Watermark at Bearspaw BeSt CoMMuNItY IN CAlgARY RegIoN
by HeatHer ryan
46 New home Guide | apr 26 - may 24, 2013
homes available that are selling fast as buyers want to move in and enjoy Watermark’s amenities right away rather than wait six to eight months for their home to be built.
Watermark at Bearspaw has also recently released lots in Phase 2 offering a great selection including mountain views, walkouts and those backing on Watermark’s gorgeous cascading ponds.
“Now that spring is here the water features are back up and running again,” Jones says, “and we’re going to finish off the extensive landscaping, so the site will look even better as time goes on.
“We also held an easter event at the plaza, which drew a good crowd of about 150 people and we’re going to try to host an event there every few weeks to encourage people to get out and enjoy the amenities,” he says.
Along with an incredible housing lineup and great ame-nities, Watermark’s location is enticing being minutes from glenbow Ranch Provincial Park, within walking distance to the lynx Ridge golf Course and short drive from the Bearspaw golf & Country Club. It’s also conveniently located at 12 Mile Coulee Road, just minutes from a wide range of shops, services, restaurants and the lRt at Crowfoot and Crowfoot and Stoney trails are nearby for ease of getting downtown and to the airport.
To learn more about this award-winning community, visit the showhomes, open 2-8 p.m. Monday to Thursday, noon-5 p.m. weekends, visit watermarkatbearspaw.com or call 403-239-9735.
with fire pit, outdoor kitchen and barbecues, NBA-sized sports court, grass sports field and playgrounds.
“We’re also thrilled that Astoria’s showhome in Water-mark was a finalist in the New Home Awards – $1,000,000 to $1,499,999 category, and that Albi Homes, which is cur-rently building a showhome in Watermark that will open in the fall, was a finalist in three New Home Awards cat-egories,” Jones says.
Along with Albi and Astoria, Watermark’s spectacular Street of Distinction showhome parade includes trickle Creek Custom Homes and Wolf Custom Homes.
Jones notes that home and lot packages in Watermark start at $1 million and builders have several quick possession
apr 26 - may 24, 2013 | New home Guide 47
Four oF 10 Canadians plan-
ning to enter the housing market over the next two years will be first-time buyers, according to the 20th annual RBC Home Ownership Poll.
The poll found that the majority of Canadians are taking a wait-and-see approach to home purchases, with 15 per cent likely to buy in the next two years, down from 27 per cent in 2012.
“The more cautious mood this year is not surprising and is consistent with broader economic and industry forecasts. An unseasonably warm spring, low rates and anticipation of mortgage rule changes may have led many Canadians to move forward their home purchases in the first half of 2012,” says Sean Amato-Gauci, senior vice-president, Home Equity Financing, RBC. “Our findings suggest confidence in the housing market is still high and young Canadians are the bright spot as they look to buy their first home and seek the advice to do it right.”
A majority of Canadians (84 per cent) believe that a condo or house is
a good investment. Just over half of Canadians think that now is the time to get into the housing market (52 per cent), while fewer Canadians believe house prices will be higher at this time next year (43 per cent, down from 47 per cent in 2012). More Canadians in 2013 feel that the current housing market is in balance (40 per cent, up from 36 per cent last year).
The poll also found that Atlantic Canadians (91 per cent) and residents in Manitoba and Saskatchewan (89 per cent) are the least likely Canadians to purchase a house in the next two years, while British Columbians are the only region where a majority describe the current market as a buyer’s market.
Given mixed sentiment in the Canadian housing market, the majority of Canadian homebuyers seek qualified advice in their home purchases. Seventy-six per cent turn to their banker for mortgage advice and four in 10 (40 per cent) say a bank is their primary source of information for advice on financing a home purchase.
MOST CAnAdiAn HOMEBuyERS
still consider homeownership a good investment
What factors are sidelining buyers?
Three-quarters (75 per cent) of Canadians feel that recent government changes to mortgage rules will impact or delay prospective homebuyers from getting into the market, but this may be more perception than reality. Almost six in 10 recent and prospective homebuyers say that a required minimum five per cent down payment (59 per cent) and a shortened mortgage amortization period to 25 years from 30 years (56 per cent) had little to no impact.
75%
Nearly half of Canadians (49 per cent) expect mortgage rates will be the same at this time next year.
49%
Consistent with consumer trends, almost half (46 per cent) of first-time homebuyers cite affordability as a top reason for not buying (47 per cent in 2012). Meanwhile, saving for a down payment (32 per cent, up from 18 per cent a year ago) and job security (28 per cent, up from 20 per cent a year ago) have taken on increased importance this year.
46%
i n t h e n e w s
48 New home Guide | apr 26 - may 24, 2013
Drake Landing • Forest Crowne • Nolan Hill • The Ranch • Sage Hill • Silveradounitedcommunities.com
NEW SHOWHOMES NOW OPEN!
LANED HOMESfrom the $320s
FRONT ATTACHED GARAGE HOMES
from the $400s
to the $800s
Discover old-world charm in Calgary’s northwest.
Visit two recently opened showhome parades and tour twelve homes from six award-winning builders.
Simply take Sarcee Trail north from Stoney Trail and follow the signs.
nolanhillunited.com
Homes by Avi | Market Street Homes | Morrison Homes Shane Homes | Sterling Homes |Trico Homes
NORTHWEST
i n t h e n e w s
Homes by Avi celebrates SAM Award wins
The 2012 Canadian home Builders’ assoCiaTion – Calgary Region SAM Awards were handed out on Saturday night with Homes by Avi winning four awards, two in the company’s single-family division and two in its multi-family division.
“It’s an honour to be recognized,” says Alice Mateyko, president of Homes by Avi Alberta’s single-family division. “I have the privilege of working with such talented and dedicated individuals, and it’s wonderful to see their hard work acknowledged by the industry.”
The SAM Awards, presented by the Canadian Home Builders’ Association – Calgary Region, recognize innovation and craftsmanship among Calgary builders and renovators, as well as excellence in the areas of sales and marketing. Homes by Avi won in the categories of Best New Home $350,000 - $399,999 for the 2012 Stampede Rotary Dream Home and Best New Home $535,000 - $599,999 for the Waterford in the Ridges of Valley Pointe.
Avi Urban, the multi-family division of Homes by Avi, took top honours in the categories of Multi-Family Community of the Year for its inner city luxury townhome community of Victoria Cross and the Janine Coughlin Marketing Campaign of the Year for The Block, its 17th Avenue boutique apartment
development. For Charron Ungar, Avi Urban’s president, being recognized by the industry is very rewarding.
“Avi Urban is honoured to be recognized by our industry for both the community and marketing campaign of the year,” says Ungar. “We worked hard, and being acknowledged for that is a good feeling. It’s great to share the spotlight with the best in the home building industry. Congratulations to all this year’s winners and finalists.”
A complete list of the 2012 SAM Award winners is available at chbacalgary.com
50 New home Guide | apr 26 - may 24, 2013
01 SADDLESTONESHOWHOMES: Saddlelake Place NEDEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Groupwww.genesisbuildersgroup.com
02 SADDLEBROOKDEVELOPER: MLC Land CompanyBUILDERS: Elite Homes, Pacesetter Homes, Trico Homes
03 SKYVIEW RANCH SHOWHOMES: Skyview ranch Way NE & Skyview Springs Gdn NE DEVELOPER: Walton Development and ManagementBUILDERS: Creations by Shane Homes, Innovations by Jayman, Beattie Homes, Morrison Homes, Excel Homes, Shane Homes, Pacesetter Homes, Lionsworthe Homes
04 REDSTONEDEVELOPER: Qualico CommunitiesBUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Innovations by Jayman, Trico Homes
16 AVENUE 16 AVENUE
32 AVENUE
64 AVE.
CE
NT
RE
ST
RE
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14 S
TR
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COUNTRY HILLS BLVD.
52 S
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ME
TIS
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36
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68
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DEERF
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T TR
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CALGARYINTERNATIONALAIRPORT
BEDDINGTON TRAIL
NOSE HILL PARK
HA
RV
ES
T H
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STONEY TRAIL
MO
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VA
LLEY
RO
AD
PA
NO
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MA
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OHN LA URIE BLVD.
SH
AG
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PI T
RA
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COUNTRY HILLS BLVD.
80 AVENUE
64 AVENUE
MCKNIGHT BLVD.
68 S
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FALC
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RID
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1
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3
›› NORTHEASTCOMMUNITIES
NOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.
4
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 51
nestled
next
to
the
bow
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GEORGE FOX TRAIL
GEORGE FOX TRAIL
BOW
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W. TERRACE DR.
W. TERRACE RD.QUIGLEY DR.
QUIGLEY DR.
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BOW
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01 HERITAGE HILLSSHOWHOMES: Heritage Green DEVELOPER: Harmony ParkBUILDERS: Stepper Custom Homes, Trico Homes,
02 JUMPING POUND RIDGESHOWHOMES: Jumping Pound Terrace www.jumpingpoundridge.comBUILDERS: WestView Builders, Baywest Homes,
Kingsmith Homes
03 SUNSET RIDGESHOWHOMES: Ridge View Green Sunset Way DEVELOPER: Melcor BUILDERS: Jayman MasterBUILT, Innovations by Jayman,
Janssen, Calbridge, Landmark Homes, Excel Homes, Homes by Avi
04 RIVERSONGSHOWHOMES: River Heights Blvd., River Heights Cres. DEVELOPER: Tamani
BUILDERS: Phase 3: Innovations by Jayman, Sabal HomesPhase 4: Jager Homes, Jayman MasterBUILT, NuVista Homes
05 MONTERRA ON COCHRANE LAKE SHOWHOMES: Monterra Link DEVELOPER: Medallion Development Corp. BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes
06 WESTPOINTE ESTATES SHOWHOMES: West Pointe Manor DEVELOPER: MGM Developments. BUILDERS: Mapleland Homes, Kingsmith Homes
07 FIRESIDE LOCATION: Cochrane DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, Reidbuilt www.firesidecochrane.com
08 HEARTLAND SHOWHOMES: Horse Creek Road DEVELOPER: Apex Developments BUILDERS: Excel Homes www.heartlandcochrane.com
1
2
7
3
4
6
›› COCHRANECOMMUNITIES
NOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.
8
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 53
MOVE POOL TABLES & PIANOS
HOW TO SAFELY
WHEN IT COMES TO MOVING HOUSEHOLDS, HANDLING large, bulky items is a challenge, especially if you decide to do it yourself.
HERE ARE A FEW TIPS THAT CAN HELP
›› POOL TABLE A pool table must be disassembled before moving it. Depending on the age of the table, you may or may not have the original documentation on how it was put together and how to take it apart. Usually, the side rails and pockets come off, and the felt must be carefully removed.
Depending on the size of the table, it will be composed of up to three large, heavy pieces of slate that comprise the playing surface. These slate surface pieces are often held into place on the frame with screws covered with bees wax. You have to know to look for these; otherwise you can do damage. Each section of slate has to be wrapped in moving blankets. At Two Men and a Truck - Canada, we also stretch wrap them so we can get a better grip. The slate pieces should not be laid � at in the truck, as being jostled during the trip will create stress points that could cause cracks. The slate pieces should be secured vertically at the sides of the trick and should not come into contact with anything else during transport.
When it’s time to reassemble the table at the other end, it’s important to realize just how heavy it is and place the sections of it carefully, realizing that its weight can have an effect on � oor-bearing capacity. Ideally, pool tables should go into a basement on a concrete � oor.
›› PIANOS It takes a minimum of three people to move a piano.
The process begins with removing the pedal system, which must happen in a systematic way for the number of bolts that hold it onto the instrument. Pad wrap everything with moving blankets and stretch wrap each piece for added protection.
The process for dismantling the rest of the piano depends on the type. Usually, one leg has to be lifted and unbolted to come off. We leave the bolting system attached and pad wrap and stretch wrap each leg so nothing is lost. At this point, we lower the piano gently on its side onto a special piano sled. Then, we remove the second leg while at least two people are supporting the piano. At this point, we shift the piano to the upright position at the edge of the sled, which has an indentation to accommodate the lid overlap so the piano does not touch the � oor. It sits on a cushioned blanket and secured to the sled to prevent pressure points while being moved. Then it becomes easy to remove the � nal leg.
We pad wrap and stretch wrap the piano body, then ease it onto a special dolly and wheel it out the door. The piano should remain on the dolly, which becomes part of it during transport. We strap it to the side wall of the truck, halfway between the two wheel bases, for the least amount of jostling. Once it is reassembled in the new home, it is critical that the owners have the instrument retuned, as there will be some unavoidable changes from the move.
Whether it is a pool table or piano, consider hiring a professional moving company to transport items such as pool tables and pianos. Neither you nor an inexperienced mover should be learning the process while handling your large, bulky possessions.
The process for dismantling the rest
of the piano depends on the type. Usually,
one leg has to be lift ed and unbolted
to come off .
Dan Hopkins is Chief Operating Officer, Two Men and a Truck Canada.
twomenandatruck.ca
m a k e y o u r m o v e
by DAN HOPKINS
54 NEW HOME GUIDE | APR 26 - MAY 24, 2013
COCHRANE
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 55
certainty comes standard
does a kitchen this gorgeous come standard with every jayman masterbuilt home?
absolutely.Visit your nearest Jayman MasterBUILT Show Home to see how Built-in KitchenAid stainless steel
appliances, granite countertops with 8 colour options, maple cabinets with 6 door styles, 6 stain
colours with soft-close doors and drawers and a large selection of tile backsplash can make the
kitchen your favourite room.
Find out all the great things you can do with a Jayman MasterBUILT Kitchen at one of our Show Homes.
Auburn bAy | ChApArrAl VAlley | eVAnston MAhogAny | sunset ridge | riVersong
Show Home Hours Monday to Thursday 2-8 pm Weekends / Holidays 12-5 pm
For more information visit jayman.com/standardkitchen
56 New home Guide | apr 26 - may 24, 2013
HO
RSE
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HWY. �
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EVER NOTICE HOW MANY BUILDERS BOAST THEIR new community is “ just minutes from shopping, schools and all the amenities!”? And that “Everything you need is “right at your doorstep!”?
Indeed, proximity and access to a variety of amenities and essentials – from transit to health care to schools to shopping to recreation – are critical determining factors for builders and buyers alike, for lifestyle and comfort while living there, as well as resale potential down the road.
It’s an important topic we’ve written about before in Fundamentally Speaking and elsewhere in New Home Guide. In addition, home building associations across the country have commented on infrastructure and related development charges and other fees rising to prohibitively
Proximity to infrastructure
WAYNE KARL is an award-winning writer and editor with experience in real
estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you
need to examine when buying property. He can be reached at
[email protected] or follow him on Twitt er at Twitt er.com/WayneKarl
by WAYNE KARL
and amenities more important than ever
high levels. Consider, for example, development charges imposed by some municipalities can exceed $60,000 per home – costs that are almost always passed directly on to new-home buyers
–before a shovel even hits the ground.The federal budget, tabled on March
21, provides some hope in this regard, in that it contains measures to increase support for national infrastructure.
Says Canadian Home Builders’ Association (CHBA) President Deep Shergill: “It’s an opportunity to restore � scal integrity at the municipal level and
fairness for younger generations. At present, many municipalities are � nancing community infrastructure by transferring the costs into the mortgages of new home buyers, amounting to more than $5 billion a year.”
Municipalities across Canada are now lobbying Ottawa to make sure they get their share of available funds to address road and transit needs.
Faced with such infrastructure and funding challenges, municipalities are also typically considering other options
– including new taxes, road tolls and other fees – to help pay for what’s needed.
For homeowners and prospective new homebuyers, then, it is clear that proximity to existing infrastructure and amenities is becoming more important than ever.
With continuing immigration, general growth and construction expansion – all happening at a quicker pace than infrastructure improvements – our highways and transit systems will all be tested until everything catches up.
As you’re out there shopping for your new home, look around to see how far you are from the nearest highway or rapid transit system that affords you a reasonable commute; and how close you are to health care, schools, shopping and recreation. These communities will be at a premium, now and in future.
f u n d a m e n t a l l y s p e a k i n g
For homeowners and prospective new homebuyers, then, it is clear that proximity to existing infrastructure and amenities is becoming more important than ever.
58 NEW HOME GUIDE | APR 26 - MAY 24, 2013
04 WESTPARKSHOWHOMES: 80 Westpark Court SW DEVELOPER: Dundee DevelopmentsBUILDER: Homes by Avi, Greenboro Homes, Prominent Homes
05 SPRING VALLEY ESTATESSHOWHOMES: 16 Spring Valley Land SWBUILDERS: Tudor, Legend Developments, Elegant
06 CRESTMONTSHOWHOMES: 53 Crestridge View SW DEVELOPER: Qualico BUILDERS: Augusta Fine Homes, Jaymack Custom Homes
07 PASKAPOO IN COUGAR RIDGE DEVELOPER: Apex DevelopmentsBUILDERS: Excel Homes and Shane Homeswww.paskapooatcougarridge.com
08 COULEE WAY ESTATESDEVELOPER: Coulee Way DevelopmentsBUILDER: Christal Homeswww.couleewayestates.com
09 CASTLE KEEPDEVELOPER: Dundee DevelopmentsBUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Calbridge Homes, Greenboro Homes
10 ELMONT BAYBUILDERS: Westview Builders, Winwood Homes Showhomes Coming Soonwww.elmontbay.com
11 SEQUOIA IN SILVERADODEVELOPER: Qualico CommunitiesSHOWHOMES: Silverado Plains CircleBUILDERS: Broadview Homes, NuVista Homes, Sterling Homes
12 DRESSAGE IN SILVERADODEVELOPER: Qualico CommunitiesSHOWHOMES: Showhomes Coming soonBUILDERS: Baywest Homes, Augusta Homes
13 WESTLAND ESTATESBUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca
14 WENTWORTH ESTATESBUILDERS: Prominent Homes
15 WEST GROVE ESTATESBUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes
16 ASPENSHIREBUILDERS: Prominent Homes
01 EVERGREENSHOWHOMES: Everbrook Dr. SWDEVELOPER: GenstarBUILDERS: California Homes
02 CURRIE BARRACKSSHOWHOMES: J5 2953 Battleford Ave.BUILDERS: Birchwood Properties, Crystal Creek Homes, Home by Avi, Empire Custom Homes, Mission Homes, Greenboro Estate Homes, Greenboro Luxury Homes, Evolution by Greenboro, and Avi Urban
03 SILVERADOSHOWHOMES: Silverado Drv. SW, Silverado Skies SW, Silverado Blvd. SWDEVELOPER: United CommunitiesBUILDERS: Baywest Homes, Homes by Avi, Sterling Homes, Pacesetter Homes, Trico Homes, Creations by Shane Homes, Avi Concept, Shane Homes
›› SOUTHWESTCOMMUNITIES
BOW TRAIL
16 AVENUE
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37 ST
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162 AVENUE
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OLD BANFF ROAD
16 AVENUE
GLENMORERESERVOIR
FISH CREEK PARK
JAM
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SHAWNESSYBLVD.
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NOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.
16
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 59
i n s i g h t
Landscape 360. Professional Landscape Construction.
A PAtio is An extremely versatile living space. If you love to entertain, a patio can become an extension of your kitchen. If chilling out and reading on a comfy lounger is more your thing, a patio is the perfect spot. Its design and shape often determine the flow of your yard. A professionally designed and built patio can provide many years of outdoor enjoyment.
With a variety of high quality products and many different design concepts, a patio can be customized to complement any
space. Homeowners are craving the need for privacy, and having a ground level patio provides your living space with function, intimacy and comfort. Natural stone is the highest quality material to use for a patio and can provide the look of a flush outdoor floor. Serenity, timelessness, balance, beauty and function are all traits of natural stone. Paving stones are also an option that can be creatively incorporated into your space. Paving stones are more cost effective than natural stone and come in a wide variety of colors, textures and sizes. Concrete is a product which is extremely functional, low maintenance and is very cost effective. Concrete can be done with a brushed, exposed
by Brad Jackman
Patio life
60 New home Guide | apr 26 - may 24, 2013
403.452.0360 | landscape360.ca | like us on facebook
or stamped finish. All types of patios can follow curves and patterns or be very linear and simple.
There are many different styles of patios that can be built. Wood work, rock, water features, fire pits, plantings and mulch are all products that can be carefully chosen to complement any style or size of patio. A consultation with your landscaper and a creative and functional design is the best place to start when considering what type of outdoor space will best suite you and your home. Clearly, there are many choices, and it pays to explore all your options carefully. More importantly, hiring the right company for the job will ensure you can relax on the patio of your dreams.
A stylish, functional yard can create a vibrant feel to your home. Be the envy of the block and provide a sanctuary for your family, friends and pets. Landscaping improves your quality of life, the value of your home and adds a little personal flare. Landscape 360 is a full-service landscape construction company. Our philosophy is based on professionalism, quality, trust and respect. A locally owned and operated Calgary-based company, Landscape 360 specializes in residential, estate and acreage landscape construction.
With a variety of high quality
products and many
different design
concepts, a patio can be
customized to complement
any space.
apr 26 - may 24, 2013 | New home Guide 61
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RAILWAY AV.
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2 AV. N
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ANDERSON AV.
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NESBITT AV.
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1
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2TURNER VALLEY
PRIDDIS
STRATHMORE
BLACK DIAMOND
HERITAGE POINTE
OKOTOKS
HIGH RIVER
LANGDON
CHESTERMERE
COCHRANE
CHESTERMERECHESTERMERE SHOWHOMES: 80 Westpark Crt., Rainbow Falls Manor DEVELOPER: Truman Developments BUILDER: Shane Homes, Jager Homes, Lifestyle Homes, Beattie Homes, Lionsworthe Homes, Douglas Homes
WESTMERE DEVELOPER: Melcor BUILDERS: Landmark Homes, Lifestyle Homes, Reid Built Homes
SHORES On WESTMERE DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes
kInnIBURgH DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Homes, Broadview Homes
04 BUffaLO HILLS (coming soon) BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes
LakEPOInTE DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.
LangDOn01 BOULDER CREEk
DEVELOPER: Harmony Park BUILDERS: Shane Homes, Stepper Custom Homes, Carpenter Homes
02 HanSOn PaRk DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Stepper Custom Homes Ltd, Douglas Homes
STRaTHMORE THE RanCH In STRaTHMORE SHOWHOMES: 200 Ranch Downs DEVELOPER: United BUILDERS: Lifestyle Homes
WILDfLOWER RanCH In STRaTHMORE DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes
LyaLTa03 THE LakES Of MUIRfIELD
SHOWHOMES: Muirfield Blvd. BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes
34
2
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›› CaLgaRyREgIOnEaST
nOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.
62 New home Guide | apr 26 - may 24, 2013
HOMEBUYERS’RESOURCE SECTION
YOU LOVE THE HOME, SEE WHAT YOU CAN AFFORD! Compare mortgage rates for your best deal
Calculate your mortgage payments using themortgage payment calculation chart
h o m e b u y e r s ’ h e l p
01Calculate the combined monthly before-tax income
of you and your spouse.
02Divide by three. This figure is the monthly payment you can afford
to make on your home.
03Take the total price of the home and subtract the amount of money
you expect to make as a down payment. This is the money you will have to borrow.
04Refer to the chart on the opposite page. Look down the
left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)
05Multiply this figure by the amount you need to borrow. Divide by
1,000.
06Add to this your estimated monthly heating costs and
monthly property taxes.
07If this figure is equal to or less than one-third of your gross
monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.
FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFYFOR A MORTGAGE ON YOUR DREAM HOME
Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies varyin their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.
5.00% 18.84 10.58 7.88 6.57 5.81
5.25% 18.96 10.70 8.00 6.70 5.95
5.50% 19.07 10.82 8.13 6.84 6.10
5.75% 19.18 10.94 8.26 6.98 6.25
6.00% 19.29 11.06 8.39 7.12 6.39
6.25% 19.41 11.18 8.53 7.26 6.54
6.50% 19.52 11.31 8.66 7.40 6.69
6.75% 19.63 11.43 8.79 7.54 6.85
7.00% 19.75 11.55 8.93 7.69 7.00
7.25% 19.86 11.68 9.06 7.83 7.15
7.50% 19.98 11.81 9.20 7.98 7.31
7.75% 20.09 11.93 9.34 8.13 7.47
8.00% 20.21 12.06 9.48 8.28 7.63
8.25% 20.32 12.19 9.62 8.43 7.79
MORTGAGE PAYMENT CALCULATION CHART
AMORTIZATION PERIODSINTERESTRATES
% 5 YRS 10 YRS 15 YRS 20 YRS 25 YRS
CALCULATE YOUR MORTGAGE PAYMENTSCALCULATE YOUR MORTGAGE PAYMENTS
TOTAL PRE-TAX INCOME
MONTHLY PRE-TAX INCOME
SPOUSE’S PRE-TAXINCOME
AMOUNT OF MORTGAGE(PRICE – DOWN PAY-
MENT)DIVIDE BY 3
AFFORDABLEMONTHLYPAYMENTS
AMORTIZATION AMOUNTCHART FIGURE
AMOUNTOF MORTGAGE
DIVIDED BY 1,000
MONTHLY PAYMENTS
AMORTIZATION AMOUNT
ESTIMATEDMONTHLY
TAXES & HEAT
h o m e b u y e r s ’ h e l p
64 NEW HOME GUIDE | APR 26 - MAY 24, 2013
MORTGAGE INTEREST RATES
MORTGAGE TYPESALL MORTGAGES ARE OF TWO BASIC TYPES:
CONVENTIONALThe buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property.
INSURED OR HIGH-RATIO:A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.
MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.
OPEN MORTGAGE:Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.
Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.
CLOSED MORTGAGE:Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.
Prepayment options are available but they are subject to conditions.
PORTABLE MORTGAGE:Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.
AGF Trust - 4.650 3.040 3.200 3.240 3.340 3.490
ATB Financial 2.600 4.000 3.100 3.140 3.700 4.390 3.140
Bank of Montreal 3.100 4.000 3.000 3.040 3.650 4.640 5.240
Bank of Nova Scotia 3.100 4.550 3.750 3.890 3.990 4.390 4.990
BMO 3.100 4.000 3.000 3.040 3.650 4.640 5.240
CIBC Mortgages 3.200 4.450 3.000 3.140 3.650 4.390 5.240
Canadian Western Bank 3.200 4.000 3.000 3.040 3.650 4.640 5.240
Canadian Western Trust 3.200 4.000 3.000 3.040 3.650 4.640 5.240
First Calgary Financial - 4.000 2.390 3.140 2.990 3.290 3.290
First National Financial 2.800 3.950 2.740 2.690 2.790 2.990 3.040
HSBC Bank Canada 3.100 4.450 3.600 3.950 4.450 4.990 5.240
ING Direct 3.000 - 3.000 3.000 2.790 3.250 3.080
Investors Group Trust 3.000 4.000 3.000 3.140 3.650 4.640 5.240
Laurentian Bank Canada 3.200 4.400 3.090 3.140 3.700 4.640 5.240
London Life 3.000 4.000 3.000 3.140 3.700 4.640 5.240
Manulife Bank 3.000 4.450 3.000 3.050 3.100 3.100 3.090
Manulife Trust - 4.450 3.000 3.050 3.100 3.100 3.090
National Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240
Peace Hills Trust - 4.500 3.100 3.350 3.600 3.850 3.950
President’s Choice Fin’l 3.200 6.040 3.140 3.200 3.240 3.350 3.440
Royal Bank of Canada 3.000 4.000 3.000 3.040 3.650 4.640 5.240
Servus Credit Union - 4.000 3.000 3.040 3.650 4.390 5.240
T-D Mortgage 3.200 4.000 3.000 3.040 3.650 4.640 5.240
Your Neighbourhood C.U. - - 3.150 3.250 3.350 3.390 3.190
VARIABLE 6 month 1 year 2 years 3 years 4 years 5 years
PREPARED BY CANNEX ON MARCH 4, 2013. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2013 CANNEX Financial Exchanges Limited. All rights reserved.
APR 26 - MAY 24, 2013 | NEW HOME GUIDE 65
HIGH RIVERHIGHWOOD LAKESHOWHOMES: 1901-1903 Riverside Dr. NWDEVELOPER: WestView BuildersBUILDER: WestView Builders
HAMPTON HILLSBUILDERS: WestView Builders
MONTROSESHOWHOMES: Montgomery Way SE and Montrose TerraceDEVELOPER: Dundee DevelopmentsBUILDER: Lifestyle Homes, Red Door Homes
PRIDDISHAWKS LANDINGDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca
BLACK DIAMONDRIVERWOODSHOWHOMES: 725 and 821 3rd Street SWDEVELOPER: Riverwood Estates Inc.BUILDERS: Sheep River Homes, Woodmaster Homes
RIVERWOOD ESTATESBUILDERS: Compass Rose Homes, Sheep River Homes
HERITAGE POINTETHE RANCH AT HERITAGE POINTEDEVELOPER: Upper Lakes Group Inc.BUILDERS: Astoria Custom Homes
CALGARY
1
22
1A
22X
2
22X
797
1
543 2A
2TURNER VALLEY
PRIDDIS
STRATHMORE
BLACK DIAMOND
HERITAGE POINTE
OKOTOKS
HIGH RIVER
LANGDON
CHESTERMERE
COCHRANE
›› CALGARYREGIONSOUTH
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66 NEW HOME GUIDE | APR 26 - MAY 24, 2013
5 M3068_BIG_1NL.inddRound
Job Description: Mechanical Specifications: Contact:
Leo Burnett 175 Bloor Street E. North Tower, 13th Floor Toronto, ON M4W 3R9 (416) 925-5997
Client: TDDocket #: 112-LTDCOFU3068Project: MORTGAGE MAGAZINE Ad #: M3068_BIG_1NL
Bleed: 8.5” x 11” Trim: 7.25” x 10” Live: 6.5” x 9.375”File built at 100% 1” = 1”
Acct. Mgr: CHRIS SAUNDERS
Crea. Dir: LISA GREENBERG
Art Dir: None
Writer: None
Producer: BARRY DUROCHER
Studio: GB / TN
Proofreader: None
Colours: 4C Start Date: 3-11-2013 5:11 PMRevision Date: 3-12-2013 8:14 PMPrint Scale: 79.4%
Comments: FULL PAGE ENGLISH Publication: see rec - 11 pubs
Take time off from your mortgage payment. Our TD fl exible mortgage feature comes
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For more information visit a branch or tdcanadatrust.com/paymentvacation or call 1-866-492-4938 today.
1 Some conditions apply and subject to approval. ®/The TD logo and other trade-marks are the property of The Toronto-Dominion Bank or a wholly-owned subsidiary, in Canada and/or other countries.
Dear mortgage, I’m taking time off to ask a big question.
Banking can be this comfortable
0001668_M3068_BIG_1NL.indd 1 3/13/13 11:17 AM
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...Prominent Homes has opened a new Showhome in
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call: Corey Cameron | 403.982.2022email: [email protected]
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