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Classified / Money Tuesday, sepTember 1, 2020 — page 7bBottineau Courant — Bottineau, nDPAGE 2B — JUNE 26, 2018 BOTTINEAU COURANT — Bottineau, NDClassified PAGE 3B — JUNE 26, 2018 BOTTINEAU COURANT — Bottineau, NDClassified
Midwest Heating 775 Olive St *** Moss Barbara 221 Ohmer St ** Olson Natalie 516 Bennett St ** Olson Oscar L PO Box 84 ** Otto Andries 104 Simrall Blvd ** Picard Janice 226 11th St E ** Pirozzi Larry Prellwitz Peggy 102 Main St Apt 3 * Ray Brenda Sue PO Box 144 ****** Ray Phillip H PO Box 144 ****** Rockvoy Heather 115 3rd St S * Sattler Joshua 2570 83rd St NE * Schneider Dorothy PO Box 88 ** Shaffer Gladys PO Box 31 **** Simpson Nate 819 7th St E ** Sivertson Estate Sanra 415 Spruce St ** Smette Hawkin 773 Squaw Point Rd ** Sns Rigging Inc PO Box 107 ****** Solberg Bonita L 9940 Hwy 14 NE ** Springob-Hugg Virginia PO Box 193 *** Stevens Jason PO Box 107 ****** Thompson Gabe Jr 2549 100th St NW ********* Thompson Tracie L 2549 100th St NW ********* Torno Lorraine 605 W Pine Cir ** Undlin Dustin 8331 Co Rd 3b *** United Parish 801 Main Walker Jeffrey 1272 76th St NE * Walsh Refrigeration 9976 Co Rd 49 ** Warren Timothy 424 Marshall St * Wendel Aaron C 1005 Sinclair St ** Wolfe Tyler 9240 Co Rd 47 **
For information concerning this property, including previously re-ported properties not yet claimed, or for ADA auxiliary aids, visit the ND Unclaimed Property website at unclaimedproperty.nd.gov.(08/04/2020)
Jodi SmithLand Commissioner
9-1
Arthur Crooks estate
NOTICE TO CREDITORS
In the District Court of Bottineau County, State of North Dakota. In the Matter of the Estate of ARTHUR CROOKS aka ARTHUR WILLIAM CROOKS aka ARTHUR WILLIAM CROOKS, Jr., Deceased. Probate No. 05-2020-PR-00038 Notice Is Hereby Given that the undersigned has been appointed Personal Representative of the above estate. All persons hav-ing claims against the said de-ceased are required to present their claims within three months after the date of the first publi-cation or mailing of this notice or said claims will be forever barred. Claims must be presented to the Personal Representative of the es-tate Katie Rose Crooks, 305 Fouts St., Upham, ND 58789, or filed with the Court. Dated this 19 day of August 2020.
/s/Katie Rose Crooks, Personal Representative
Asmundur BensonBENSON LAW OFFICE, P.C.616 Main StreetBottineau, ND 58318Telephone No: (701) 228-3655
FOR RENT
One two bedroom apartment. Newly remodeled at Golden Keys. Call 701-871-1336.tf
FOR RENT: Nice up-to-date - 2 bedroom with, stove, fridge, gar-bage disposal, car port, plug in, soft water, sewer, garbage, heat, a/c, with patio. All included in rent. Four plex apartment South Main St. Call A & B Rental 701-228-8896.tf
HOUSE FOR RENT: Two bedroom with big yard near school. Snow, lawn and city utilities provided. Call 228-2911 or 228-6457. 9-1,9-8 pd
FOR RENT: Two bedroom house. Call 201-1113.tf
RummageRUMMAGE SALE
Tuesday-FridaySept 1 - 4
10 am - 6 pm815 Park Street, Bottineau
Multi family sale, women clothing, furniture, decor, lamps and more. 8-25,9-1 pd
MOVING & GARAGE SALE
8 am - 4 pm • Friday, Sept. 49 am - 4 pm • Saturday, Sept. 5
407 2nd St. E., Bottineau(1 block east of high school)
Depression glass, antique dresser with bowl and pitcher, wall hanging pictures, dining table with serving cart, eight wicker chairs, WWII Army trunks. Much more stuff. 9-1pd
GARAGE SALE
Friday & SaturdaySept. 4 &5
8:30 am - 4 pm836 Nichol Street, Bottineau
Lots of everything.9-1 pd
VehiclesFOR ALL YOUR AUTO: Glass and body repair, contact D & B Body Shop. “We take the dents out of ac-cidents.” Ph. 228-3072.tf
North ScanHELP WANTED
THE ND NEWSPAPER ASSOCIATION is accepting ap-plications for the position of EXECUTIVE DIRECTOR. Newspaper/journalism background preferred. Responsibilities include associa-tion management, member con-
tact and development, legislative/lobbying, management of content sharing and advertising placement programs, personnel management, working with a board of directors. Competitive salary and benefits. Application deadline is Sept. 18, 2020. Start date: November, 2020. Send letter, resume and salary re-quirements to: [email protected], or NDNA Search Committee, 1435 Interstate Loop, Bismarck, ND 58503-0567.
MCLEAN COUNTY IS hiring one full-time Property Appraiser. For more information regarding this position visit http://www.mclean-countynd.gov/employment/.
ADMINISTRATIVE ASSISTANT – TRIO/POWERSKILLS CENTER. Lake Region State College – Devils Lake, ND. This is a full-time, 12-month, grant funded position, grant funding renewed for 5 years. Fully paid family or single health in-surance, life insurance, sick leave, employee tuition waiver, spouse/dependent tuition discount, retire-ment, etc. . The TRiO/PowerSkills Center Administrative Assistant is a collaborative position that supports for advisors, departmental leader-ship, staff, and students. Go to lrsc.edu for more information.
RICARD PLUMBING & HEATING of Cavalier has opening for Apprentice or Journeyman Plumber, or HVAC Technician. Competitive wage and willing to train right can-didate. Call Ricard’s at 701-265-8588.
EXPERIENCED DIESEL TECHNICIAN needed to maintain fleet of commercial trucks/trailers and guide field employees. ASE certified or similar. Professional development, 4-day work week and full benefit package. RAW (Cooperstown, ND). 888.700.0292 | www.rawapplicators.com | [email protected]
ANYONE CAN RUN STATEWIDE with HELP WANTED ads in all the newspapers of N.D. with the NorthSCAN program! $160 /25 words / all ND papers. NDNA, 701-223-6397.
SERVICES FOR HIRE
NEED NEW FLOORING? Call Empire Today® to schedule a FREE in-home estimate on Carpeting & Flooring. Call Today! 844-859-6628.
FINANCIAL SERVICES
OVER $10K IN Debt? Be debt free in 24 to 48 months. No up-front fees to enroll. A+ BBB rated. Call National Debt Relief, 844-981-0006.
SAVE YOUR HOME! Are you be-hind paying your MORTGAGE? Denied a Loan Modification? Is the bank threatening foreclosure? CALL Homeowner’s Relief Line! FREE CONSULTATION! 855-504-4680.
EDUCATION /TRAINING
TRAIN AT HOME TO DO MEDICAL BILLING! Become a Medical Office Professional online at CTI! Get Trained, Certified & ready to work in months! Call 701-929-9679. (M-F 8am-6pm ET)
COMPUTER & IT TRAINING PROGRAM! Train ONLINE to get the skills to become a Computer & Help Desk Professional now! Grants and Scholarships available for certain programs for qualified applicants. Call CTI for details! 701-929-9679 (M-F 8am-6pm ET).
REAL ESTATE FOR SALE
ND FARM LAND Values surge upward. Are you selling or rent-ing? Pifer’s Auction and Farm Land Management. Bob Pifer 701-371-8538. Kevin Pifer 701.238.5810. Free valuation.
LAND AUCTIONS
LAND AUCTION 1,000 acres Ramsey Co., ND. Thurs., Oct. 15 10am, Fireside Inn, Devils Lake, ND. Pikop & Hansen Trust, sellers. Call Nikolaisen Land Co., 844-872-4289. nikolaisenlandcompany.com
MISCELLANEOUS FOR SALE
LOOKING FOR THE most com-plete listing of ND Media? Get the ND Media Guide for Only $25! Call 701-223-6397, ND Newspaper Association.
AUTOS WANTED
DONATE YOUR CAR TO CHARITY. Receive maximum value of write off for your taxes. Running or not! All conditions ac-cepted. Free pickup. Call for de-tails. 701-809-7415.
HEALTH/MEDICAL
ATTENTION: OXYGEN USERS! Gain freedom with a Portable Oxygen Concentrator! No more heavy tanks and refills! Guaranteed Lowest Prices! Call the Oxygen Concentrator Store: 701-404-5994. (24/7)
ANNOUNCEMENTS
NEW AUTHORS WANTED! Page Publishing will help you self-pub-lish your own book. FREE author submission kit! Limited offer! Why wait? Call now: 866-331-7577.
BOY SCOUT COMPENSATION FUND - Anyone that was inappro-priately touched by a Scout leader deserves justice and financial com-pensation! Victims may be eligible for a significant cash settlement. Time to file is limited. Call Now! 844-347-7225.
MISCELLANEOUS
WE MAKE IT easy to place an ad in one or all the North Dakota newspapers. One order, one bill, one check. We provide the ad de-sign and tear sheets. Call the North Dakota Newspaper Association, 701-223-6397.
Attorney for: Personal Representative9-1,8,15
Selma Novodvorsky Estate
NOTICE TO CREDITORS
In the District Court of Bottineau County, State of North Dakota Northeast judicial district. In the Matter of the Estate of Selma Novodvorsky, Deceased. Probate No. 05-2020-PR-00033 Notice Is Hereby Given that the undersigned has been appointed personal representative of the above estate. All persons having claims against the deceased are re-quired to present their claims within three months after the date of the first publication or mailing of this notice or the claims will be forever barred. Claims must either be pre-sented to Jason Novodvorsky, per-sonal representative of the estate, at 23103 114th St SW, Douglas, ND 58735, or filed with the Court. Dated this the 27th day of August, 2020.
/S/Erin M. Conroy (ND ID 05932)Conroy Legal Services, Pllc
PO BOX 137519 Main Street
Bottineau, ND 58318Phone: (701) 228-2083
Fax: (701) [email protected]
9-1,9-8,9-15
Answer KeyON PAGE 10A: Left girl’s hat changes from purple to pink.Target logo on bag in truck removed. Right-side brake light on truck re-moved. Tree logo added to building in background. Time on bank sign removed.
Help Wanted
Hiring for various shifts. Nights and
weekends included.
APPLY TODAY! (701) 228-2601
PIZZA INN HELP WANTED
NANNY POSITION AVAILABLE
Part-time nanny needed starting August 15. Mondays and Tuesdays from 7:45 a.m. to 6:15 p.m. with possibilities of more hours. Please call 701-740-6483 for more details.8-25,9-1
WANTED: Looking for someone to mow law and do some fall yard work in Bottineau. Call Fred at 228-2058.9-1pd
Looking for
LeadersVolunteer
Meet on your own schedule.
If interested call Emily at 228-2417.
Miscellaneous
6-30 thru 10-13pd
HAUGEN PAINTING
Interior and exterior painting
Natalie Olson - 871-0213
FREE estimates.
FOR SALE: Good, salvageable barn wood. Contact Gene at (701) 220-6092.9-1,8pd
Real EstateFOR SALE: Three bedroom house with double garage. Five plus acres. Two miles north of town. Call 701- 201-1113.tf
FOR SALE: 1982 14”x 60” Mobile home to be moved. Call 701-263-3189, leave message.7-21-10-20 pd
FOR SALE: SE4, Sec. 23 161-82, 160 Acres in Renville Township. 144 Acres of good cropland with PI of 78. Subject to 2020 lease. $280,000. For information call Rhonda at Northern Realty (701) 324-4799.TF
RentalsFOR RENT: Mini storage, 171 units in six different sizes. D & L Storage, Bottineau For questions, call 228-4264.tf
FOR RENT: One bedroom apart-ment in quiet building. Call Launne at (701) 871-9847, Seth at (701) 871-0294.tf.
FOR RENT: Three bedroom, two bath and two-car garage town-home. $1200 per month. Preserve at Bottineau. Call (605) 641-0960.tf.
FOR RENT: Two car garage coun-try farm house. Large yard, two bedrooms, office room, washer/dryer and AC. Seven miles south of Upham. (701) 833-0753.9-1,8pd
316 Ohmer St Bottineau, ND 58318 701-228-9300 www.standrewshealth.com
Services:
Employment Opportunities
Full-Time Emergency Department APRN Full, Part-Time or Casual RN
Full or Part-Time C.N.A. or N.A. Full, Part-Time or Casual CS/ER Technician
Full-Time RN2 (includes ER coverage) Full-Time Cook/Food Production
Applications available at SAHC, online at www.standrewshealth.com Or contact Human Resources at 701-228-9314.
24 Hour Emergency Room Physical Therapy Occupational Therapy Outpatient Surgery Cardiac Rehab Pulmonary Rehab Holter Monitor
Cardiolite Stress Testing Acute Care Swingbed Program Full Service Laboratory Full Service Radiology Home Sleep Study Rural Mental Health Consortium Services
ClinicDDaaakkkooota
eptember 21Monday Se st
Center - MinotND State Fair s Open 6:30pm Dinner Served5:30pm Doors
nt September 21Virtual Eve st
ch Live Online7:00pm - Watc
Tuesday September 22nd
Mountrail South Complex - Stanley6:00pm Doors Open 6:30pm Dinner Served
Go to or callto register for any one of these events
Dakota HopeClinicraising BanquetFundr
Dakota Hope Clinicis a charitableChristian outreachministry formed toempower women andmen with healthychoices whenexperiencing anunintendedpregnancy.
By Darin BohlCoreWealth Investment Advisors
How could you retire in your 50s by choice? You will need abundant retirement savings and ways to access your retire-ment assets that lessen or avoid early withdrawal penalties. You may also need to have other, sometimes overlooked, compo-nents of retirement planning in place.
There are ways to tap retire-ment savings accounts before 60. True, the I.R.S. discourages this with 10 percent penalties on traditional IRA withdrawals prior to age 59½ and withdraw-als from many employee retire-ment plans before age 55½ – but those penalties may be skirted.
An IRA or workplace retire-ment account funded with pre-tax dollars can be converted to a Roth IRA funded with post-tax dollars. While the conversion is
a taxable event, it allows a pre-retiree more potential to retrieve retirement savings early. Before age 59½, you are permitted to make tax-free, penalty-free withdrawals of the amount you have contributed to a Roth IRA (as opposed to the Roth IRA’s earnings). After age 59½, you can withdraw contributions and earnings tax free provided you have owned the Roth IRA for five years. For Roth IRA conver-sions, the 5-year period begins on Jan. 1 of the year in which the conversion happens. Roth con-versions may be a good move for some, but a bad move for those who live in high-tax states with plans to retire to a state with lower income taxes.
Under I.R.S. Rule 72(t), you have the option of taking “substantially equal periodic payments” (SEPPs) for five years from an IRA in your 50s. The schedule of payments must end after five years or when you turn 59½, whichever is later. Such
withdrawals are taxed as ordi-nary income, and the distribu-tion schedule cannot be altered once distributions have begun.
A life insurance policy could assist you. For most pre-retirees, buying life insurance comes down to the pursuit of the larg-est death benefit for the lowest cost. If you have enough net worth to potentially retire before 60, you may have additional ob-jectives. A sizable death benefit could help your heirs pay estate taxes. A whole life policy might provide a consistent return akin
to a fixed-income investment in retirement, but without the usual interest rate risk.
An HSA might help with up-coming health care expenses. If you retire prior to 60, you must acknowledge that you could live another 35-40 years. Fidelity believes that a retiring 65-year-old couple will need $275,000 for future health care costs. It bases its forecast on Social Secu-rity life expectancy projections, which have the average 65-year-old retiree living to about age 85. If your retirement turns out
to be twice that long, you could need to set aside much more.
A Health Savings Account of-fers a potential triple tax advan-tage. Your contributions are ex-empt from tax, the money saved or invested within the account benefits from tax-free growth, and withdrawals are untaxed if the money pays for health care costs. This is why many people are looking at the combination of HSA-plus-HDHCP (that last acronym stands for high-deduct-ible health care plan).
Retiring in your 50s may
present you with greater finan-cial challenges than if you retire later. While you may retire in better health, you will have to wait to collect Social Security and Medicare coverage. If early retirement is on your mind, con-sult a financial professional to see if your savings, your poten-tial income streams, your insur-ance situation, and your ability to work part time correspond to your objective.
Darin Bohl may be reached at (701) 228-2771 or [email protected].
Financial FronT
Under 60? Consider these steps toward retirement
