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Your Home. My Passion. Buyer’s Guide

Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

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Page 1: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

Your Home. My Passion.

Buyer’s Guide

Page 2: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

There are over 3000 Real Estate Sales Representatives in Ottawa. We all share the same education, use the same tools and resources, and likely belong to the same boards, professional organizations, and maybe even the same brokerage. What makes me different?

“I am a dynamic, resourceful and energetic professional, always the ‘go to guy’ and the person who can get it done.”

My years of work in the legal industry, and now the real estate field have given me valuable people and negotiating skills, with an insight into what motivates people.

“We all want to be treated fairly, with respect and dignity.”

I devote myself to serving the needs of my clients before, during, and after each transaction. All I ask is that while I’m working for you, I would like you to refer me to people of comparable quality to yourself, who are thinking of the type of service I provide, and who would appreciate this same level of attention.

“I believe in finding new ways to do old things, or returning to old ways of doing things..”

Each of my relationships is unique. From our initial meeting to follow up care with vetted vendors and trades, to flexible and thoughtful processes and small added touches, I am there from beginning to end.

“We will forge a long-lasting relationship built on trust and respect that will continue long after closing.”

I’m Brent Zinck, and I look forward to getting to know you.

Your Home. My Passion.

Page 3: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

1.Get to Know

You.

2.Findyour

Home.

3.Closing

theDeal.

Your Home. My Passion.

What I do.

Page 4: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

Getting to Know You

Listening.

One of the most important aspects of my role is listening. Understanding your needs, wants, and expectations ensures we’re working together toward your goals.

Our First Meeting.

At your convenience, we’ll meet to discuss your motivation, where you’re going next, and what you hope to achieve. To deliver results, I’d like to understand what results mean to you.

The Buying Process

We’ll discuss the steps involved in finding and purchasing your dream property. From articulating what makes a home perfect for you, to financing options and making an Offer, to closing and getting the key, I’ll make sure you understand the buying process.

Your Home. My Passion.

Page 5: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

Getting to Know You

Team Work

My core responsibilities to you as a buyer are to help you to understand the home buying process, to discuss all of your options, and to identify reasonable and logical opportunities. I’ll to be there every step of the way.

We’ll discuss my responsibilities to you, and your responsibilities as buyer. We’ll discuss how, when, and the frequently with which you prefer to communicate, and we will work together as a team to develop a strategy to find your dream property.

At some point in the process, we will formalize our relationship with a Representation Agreement, and I’ll explain exactly what that means.

Your Home. My Passion.

Page 6: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

Who’sWorking For You?

Seller Agent

● Works for the Seller’s best interests

● Agency relationship created by a “Listing Authority”

Buyer Agent

● Works for your best interest

● Agency relationship created by a “Buyer Broker Agreement”

Multiple Agency

● Represents both Buyer and Seller

● Agent facilitates the transaction to meet both parties’ needs and best interests

Agency Relationships

It's important to understand who is working for whom. We’ll discuss the roles and responsibilities in various buyer/seller scenarios. In all relationships, I have a duty to act honestly to both the buyer and seller.

Your Home. My Passion.

Page 7: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

Meet with Me

Visit Homes

Prepare Offer

Accepted Offer

Firm Up Offer

Closing

Take Possession

We will meet to identify your goals and needs, the type of home you are looking for, including style, location, and price.

I will search properties and plan showings to find your perfect home.

Mortgage Pre-ApprovalKnowing what you can afford is key to finding your ideal property.

I will prepare an offer based on the price and purchase conditions you desire.

The seller has agreed to the price and conditions you have presented.

Negotiations will take place to come to a firm offer that matches your desires.

Final paperwork is signed, funds are transferred, and the property is now yours!

You get the keys and can officially move in to your dream home!

My goal is to foster a personalized,

one-on-one relationship that

meets your needs.

It can be overwhelming to sift through all properties available in your desired

location. Using all resources available, I will make this process easy,

stress-free and enjoyable.

As your agent, I will negotiate on your behalf

to ease the process, working to match your desired conditions and

price.

I will guide you through the final steps, reviewing documents, financing and inspection outcomes, to provide a smooth transition in to your new home.

The Home Buying Process

Page 8: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

When you are pre-approved for a mortgage, sellers know that you are serious. Mortgage pre-approval can be done in as little as a day. It requires completing a formal application to the lender and submission of all necessary financial and employment documentation.

Pre-approval allows us to know your purchase limit, providing us with a guide to the homes that will fall within your range.

I work with several incredible Mortgage Brokers who can help maximize your buying potential and understand the best fiscal options for you.

Understanding Pre-Approval

Allow time to source lenders01

Starting early allows lenders time to compete for your business, meaning better rates and terms for you. A mortgage professional can help you understand closing costs. You can often be pre-approved on the spot, subject to income verification.

Look at creative options02If you don’t qualify for conventional financing, you may look to other options. If you have damaged credit, this would give you time to address the issues.

Get paperwork together03Starting now will avoid a rush at the end by getting all required documents together ahead of time. Compiling documents for your bank and lawyer can be challenging and time consuming.

04A recent trend in our marketplace has been to engineer listings to receive multiple offers, or “bidding wars”. Presenting an attractive Offer without delays or conditions for financing can make the difference between win and lose.

Multiple Offer Scenarios

Page 9: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

● What is your ideal price?● What have you been approved for?● What is your down payment?

Price Range

● What is your ideal location?● School catchments● Commute

Neighbourhood

● What is your ideal structure?● Detached, townhouse, loft, condo?● Resale or new construction?

Home Type

● When do you want to move?● Are you selling your current home?

Time Frame

● How many Bedrooms/Bathrooms?● Do you require a home office?● Is a Master Suite important?

● Do you want a large yard for Fido?● Dreaming of waterfront property?

● Investment property?● Fixer-Upper?● Forever home?

Beds and Baths

Site Influences

Future Use

Your Search CriteriaSome things to consider

Page 10: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

The Home Search

Finding your home!

After we have established what we are looking for, I will be searching and investigating properties behind the scenes, utilizing all of the resources available to me. Finding the right property means more than simply showing you every home on the market. It’s a personalized approach, designed for you.

Your Home. My Passion.

Page 11: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

Finding Your Home

MLS (Multiple Listing Service) and Realtor.ca.

Once a home is listed in the Ottawa Real Estate Board MLS, its details, specs, and photos are shared with all members of the MLS and Realtor.ca.

I’ll set up an automated search for our criteria and be alerted to new listings or changes in existing listings in real time. We can choose to alert you to new listings, or you can leave it to me.

Only a licensed Real Estate Professional has unrestricted access to MLS listings and statistics.

Your Home. My Passion.

Page 12: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

Finding Your Home

Today’s Home Marketing channels

Listings are marketed in a variety of ways.

I’ll design a comprehensive home search plan that includes traditional media, social and internet media, as well as Agent previews, Hot Sheets, Open Houses and professional networking.

Your Home. My Passion.

Page 13: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

Finding Your Home

Networking and Open Houses

I will be reaching out to my database of clients through phone calls, emails and SMS, as well as through the Performance Brokerage office and Royal LePage offices throughout our search area, as well as my colleagues both with Royal LePage and our cooperating brokers.

Open Houses and Private Viewings, Agent previews and walkthroughs are all important elements in our search efforts.

Page 14: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

Turn your Wish into your home

The Home Buying Process doesn’t end when we find the perfect property. My Job has just begun. I’ll be there to:

“A Goal Without a Plan Is Just a Wish”

From end to end.

Conduct due diligence

Analyze selling circumstance

Outline strategies

Plan potential offers

Plan

Narrow search criteria

Prepare CMA

Review needs

Refine

Agent preview

Accompany on viewings

Attend open houses

View

Define search criteria

Property alerts

Agent previews

Hot Sheets

Search

Closing costs

Home inspection

Lawyer

Discuss

Explain agency

Pre-approval

Contracts

Explain

Close the deal

Close

Follow up with mortgage provider

Home inspection

Contract conditions

Follow Up

Arrange for home inspection, surveyors, and lawyers

Experts

Negotiate all terms and conditions of the offer or counteroffer representing your needs

Negotiate

Present the formal offer

Present counteroffers

Present

Prepare formal offer and conditions

Outline counteroffer plan

Prepare

Page 15: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

No Fees

Because the Seller or Builder pays my compensation, you don’t pay anything for my services.

Depending on the home you buy, my compensation may be a predetermined percentage paid by the seller or builder, or it may be negotiated with the Seller of a For Sale By Owner property. Ultimately, my services cost you nothing.

Your Home. My Passion.

Page 16: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and

PERSONAL STATEMENTI am a dynamic, resourceful and energetic professional, always the ‘go to guy’ and the person who can ‘get it done’.

I am forthright and honest and eager to contribute to achieving your goals while providing clients with superior customer service.

CONTACT DETAILSP: 613 327 5613E: [email protected]

CAREER HISTORYI have worked with a number of Ottawa’s most influential law firms and contributed to the outcome of several high profile and demanding matters. Several of my principals have since been called to the Ottawa Judiciary.

My research, administrative and interpersonal skills have been honed during my 15+ years of work in the legal industry. These include:

Grant and Dawn, MacKinnon & Phillips, Lang Michener (now McMillan), Read AbstractsNelligan O’Brien Payne, Borden Ladner Gervais LLP, Lawrence S. Pascoe, Doraty & Ferris

EDUCATION Acadia University, Wolfville, NSBA Psychology

OREA Real Estate as a Professional CareerLand Structures and Real Estate TradingThe Real Estate Transaction GeneralThe Residential Real Estate TransactionReal Property LawThe Commercial Real Estate Transaction

TECHNICAL SKILLSCloud Computing | DivorceMate| PC Law| ESILaw |Teraview| Quicklaw| Matrix | GeoWarehouse | Conveyancer| Fast Company| Prolaw | e-carswell| Acrobat Professional| CRM | SmartStudi | Cloze |OREB Webforms | Advanced MS Office skills |Word| Excel| Access | PowerPoint | WordPerfect | Vista/XP/NT/WINX| Unix |G-Suite | Google Docs| SQL| VBA scripting| (W)LAN| HTTP|

Algonquin CollegeLaw Clerk (Hons. Dean’s List)

RECO Code of Ethics

INTERESTSTravelDragon BoatGastronomy

Your Home. My Passion.

Page 17: Buyer’s Guide...sift through all properties available in your desired location. Using all resources available, I will make this process easy, As your agent, I will stress-free and