Buy in Bulk

Weekly wholesale supplement brought to you by The Citizen.

Adapting to the

wholesalegame.

[email protected]@citizen.co.za

Thursday 5 April 2018

INFORMATION: KNOW WHERE TO PUT YOUR MONEY TO BENEFIT YOU AND YOUR POCKET MOST

Get more savvy with your tax

� Speak to a fi nancial

advisor to help you

with fi ling at the tax-

man and to invest.

Tristan Naidoo

Money Web

South African consum-ers are now paying more value-added tax (VAT), following the announcement by the

fi nance minister in his budget speech that VAT would be in-creased from 14% to 15% .

While taxes remain the gov-ernment’s biggest source of rev-enue and higher taxes assist the government to manage the coun-try’s fi scal standing , increased taxes place additional strain on consumer wallets.

Consumers need to become

more tax savvy to ease the impact of the VAT increase.

While the deadline for fi ling your income tax returns is only towards the end of 2018, gett ing into good tax habits early on is a must .

Knowing what you can claim for will help you to prepare ac-cordingly – such as keeping the correct slips or invoices and knowing the tax-free limits on savings vehicles.

Understanding how your in-vestments are taxed is critical. Government is serious about im-proving the saving habits of South Africans. So they incentivise us by building in tax benefi ts to both medium and longer-term savings vehicles.

You need to consider the way these medium and long-term so-lutions are taxed as they can ul-timately help you achieve your fi nancial goals – specifi cally, how you plan to live aft er you retire one day.

In the short to medium term, it

is important to look at saving ve-hicles with more fl exibility – but which are still taxed effi ciently. Tax-Free Savings Accounts (TF-SAs) off er tax-free growth on capi-tal and also no tax on withdrawals – which gives you fl exibility.

Limits do apply, however, so speak with a professional fi nan-cial advisor to make sure you are staying within the tax-free limits.

You are allowed to contribute up to R33 000 per indi-vidual per year, or up to R500 000 over a lifetime.

On long-term sav-ings, specifi cally for re-tirement, one of the most tax effi cient savings vehicles is a Retirement Annuity (RA). While RAs off er limited liquidity, the tax concessions on contributions are a huge benefi t .

You can save up to 27.5% of the greater of remuneration or tax-able income – capped at R350 000

Picture: iStock

per year – on contributions made to pension, provident and retire-ment annuity funds.

Government is eff ectively re-warding you for investing in your retirement with a literal cashback through a tax refund at the end of the tax year.

In addition, growth on your contributions while in the

fund is not taxed. A fi nancial advisor

should be consulted to advise you on the tax implications relevant to regular investments.

While many people make their last-minute RA con-tributions at the be-

ginning of the year, it is important to keep track of the thresholds by incorporating them into a broader fi nancial plan.

Planning your retirement contributions and incorporating these into your annual budget is a key element in holistic fi nancial

planning. A good fi nancial advisor will as-

sist in this process to ensure that your savings are working hard for your future benefi t.

With careful planning, you will have an idea of the tax refund you can expect to receive aft er you’ve fi led your tax returns later in the year.

These amounts can be ploughed back into your tax-free savings account or RA – for next year’s tax benefi ts.

When it comes to saving for re-tirement, far too few South Afri-cans are adequately preparing for retirement. Consistently saving towards retirement, including us-ing tax concessions and refunds as additional contributions, will help you stay on track to achieve your retirement goals.

Every litt le bit counts when it comes to protecting your future income.

Consumers

need to become

more tax sav-

vy to ease the

impact of the

VAT increase.

Tristan Naidoo is legal

advisor at Old Mutual.

Thursday 5 April 2018 2

3Thursday 5 April 2018



Buy in bulkThursday

5 April 2018 6

SMALL BUSINESSES: WITH THE RIGHT PEOPLE MANAGING YOUR MONEY, YOU ARE ON YOUR WAY

How to manage your debt

� Build a good rela-

tionship with your

banker through

transparency.

The word “debt” oft en has negative connotations for small businesses as it can be associated with fi nancial trouble. How-

ever, it should be noted that it is oft en a vital resource that allows a business to grow.

This is according to Siphethe Dumeko, chief fi nancial offi cer of Business Partners Limited , who says that although outward signs of a successful business are prof-itability, asset growth and happy employees, a crucial additional indicator signifying its fi nancial health is the way in which it man-ages its debt.

“Well-managed debt starts with the fundamentals of good overall fi nancial management.

“This is done by implement-ing a sound control environment along with necessary processes

and checks such as controls over the access to bank accounts, as well as regular reconciliation and review of bank statements. Another control measure is tight credit control to ensure debtors pay on time,” he says.

“Other debt management measures include the implemen-tation of appropriate budgeting and forecasting processes to en-sure robust cash fl ow monitoring, such as planned cash infl ows from sales, as well as anticipated cash out-fl ows from expenses and overheads,” Dumeko says.

Oft en the weak-est part of any sys-tem is the people who run it, and the management of debt is no exception.

“The personal credit record of a fi nancial manager is oft en a good indicator of how well they can run the fi nancial aff airs of a company . ”

When it comes to managing a company’s debts, a healthy busi-ness can use fi nancial ratios, ac-

cording to Dumeko.“An example of this is the debt-

to-asset ratio, which measures the size of a business’ debt in pro-portion to its assets and signals when debt levels become too high.

“A times-interest-earned ratio is another key measurement for debt management.

“This is calculated as earnings before interest and tax divided by the business’ interest expense,

and measures the ability of a business to meet its

interest obligations through its earn-

ings.” Dumeko points

out that sound debt management is not only about the cold fi gures, but also about human rela-tionships.

“Maintaining a good relationship with your banker can make the diff erence between a loan facility being extended or called up. In order to do this, it is imperative to base the relation-ship on regular and transparent communication and building

trust.”Regularly reviewing the fund-

ing options in the market is part of good debt management.

“When looking for fi nance for a small business, it is not enough just to look at the interest rates and the size of the instalment.”

Small business owners should also look out for the administra-tion fees and service charges, and be aware of the penalties that of-ten come with loan agreements such as for sett ling the debt early, falling behind, and, in some so-phisticated facilities, for breaking loan covenants, he says.

“These loan covenants are pa-rameters agreed to with the fi -nancier that your business must stick to, such as agreed level of bad debts below which your busi-ness will be expected to remain.”

He says oft en there is a good argument to be made in favour of consolidating a business’s various loans into one facility.

Not only does it make the ad-ministration of the loan and the relationship with the fi nancier simpler, but it can bring signifi -cant savings.

Dumeko says good debt man-agement skills become even more important in times of business stress.

“The knee-jerk reaction by many entrepreneurs is to keep the problem hidden from the fi nanci-ers making the crisis worse by having the facility called up.

“In contrast, open and upfront communication can turn a small business’s fi nancier into an ally who may be willing to extend its facility or arrange a repayment moratorium,” says Dumeko.

Well-managed

debt starts with

the fundamen-

tals of good

overall finan-

cial manage-

ment.

The personal credit

record of a financial

manager is often a

good indicator of

how well they can

run the financial

affairs of the com-

pany they manage.

Siphethe DumekoChief fi nancial offi cer of

Business Partners Limited

CONTACT RENALDO HARWOODemail: [email protected]: 010 492 5224Cell: 076 175 1721Fax: 011 474 7190




© Masscash (Pty) Ltd

Whilst Jumbo Crown Mines will always attempt to have suffi cient advertised stock available , the above prices are valid only whilst stocks last. Jumbo Crown Mines reserves the right to limit quantities. Errors and Omissions excepted - Jumbo Crown Mines will always take the utmost care to ensure that advertising information is correct however should a mistake or inaccuracy occur, Jumbo Crown Mines shall display an in-store notice refl ecting the correct details. All quoted prices in South African Rand and inclusive of VAT unless otherwise stipulated.

PROMOTION PRICES VALID 5 APRIL - 10 APRIL 2018

CROWN MINESCorner Crown Wood & Main Reef Road, Crown Mines

Tel: +2711 839 4440

2099

BENYLINWet Cough

Syrup1 x 50ml

1419

DORCODisposable

Single Blade1 x 12’s

12299

LIL MASTERSBaby Basic

Diapers1 x 100’s

2899

JOHNSON’SBaby Powder

Fresh1 x 400g

6599

CUSSONSBaby Powder Mild & Gentle

6 x 100g

2099

REVLONHand &

Body Lotion Unforgetable

Encounter1 x 250ml

749

TOP SOCIETYHand &

Body Lotion Assorted

1 x 350ml

1419

BABY LINEBaby White

Petroleum Jelly

1 x 500ml

1299

MANDLAPetroleum

Jelly Yellow Tub

1 x 500ml

8299

NIVEARoll-On

Assorted6 x 50ml

3899

TOUCH OF PEARLS

Beauty Soap

Assorted10 x 200g

4249

SATISKINBubble Bath

Assorted1 x 2L

6399

COLGATEToothpaste

Maximum Cavity

Regular

12 x 50ml

4799

10 x 300g

13819

1 x 144’s

2999MILTON

Steriliser Tablets

1 x 32’s

1329CUSSONS

Baby Wipes Naturally

Refreshing

1 x 50’s

3249

NIVEABody

Cream Tub Moisturiser

Assorted1 x 400ml

899

UBUHLE BENDONI

Hand & Body Lotion

Assorted1 x 400ml

10099COLGATE

Toothpaste Triple Action

Anticavity

12 x 100ml

4199DENTAZYME

Toothpaste Assorted

6 x 100ml

4099

ALLSTARMuscle Icy

Fire Rub6 x 75g

11699

DEEP HEATPain Relief Rub 5 Plus

1 Pack6 x 35g

7599

PAKMEDWintergreen

Ointment 10%

12 x 25g

16699

PUMABalm

Jars6 x 50g

5399

MOOVOintment

Rapid Relief Cream

1 x 100g

7699

CHEESARub Hot

6 x 50g

10369

ZAMBUKHerbal Lip

Balm36 x 7g

6299

PAKMEDSweet Oil Bp

6 x 50ml

8699

HERCULESCastor Oil B

12 x 50ml

7199

PAKMEDSurgical

Spirit6 x 100ml

7999

WOODS’Child Cough

Syrup6 x 50ml

8399

IMBIZAQuma

6 x 100ml

22999

MUTIEar Drops

12 x 10ml

24499

BABA SUURAntacid

4 x 100ml

10599

BIOPLUSEnergy

Boost Sachets

Assorted48 x 10ml

4099

CLOSEMYERSlimming

Tea1 x 50g

14299

LIP ICELipcare

Assorted Tray

1 x 24’s

2499

MUTIHeart

& Nerve Tonic

1 x 200ml

6999

LCCCough Syrup

Original6 x 50ml

3599

CALPOLPaediatric

Syrup1 x 100ml

1699

BODICAREStametta

Liquid1 x 500ml

4899

PANADOTablets

48 x 2’s

24299

GRAND-PAHeadache

Powder12 x 12’s

4599

ADCONapamol

Paracetamol Analgesic

Tabs48 x 2’s

6399

GAVISCONAntacid Plus

Sachets12 x 10ml

5599

PAINBLOKHeadache

Tablets48 x 2’s

6099

DISPRINXtra

Strength Tablets

52 x 2’s

2859

VICKSBaby Rub

1 x 50g

3949

TRUSTCondoms

Gravity12 x 3’s

7399

TRUSTCondoms

Regular24 x 3’s

9299

TRUSTCondoms

Studded24 x 3’s

4399

SUPERMAXKwik 11

Razor1 x 24’s

4699

ALWAYSMaxi Plus

Pads4 x 10’s

3499

STAYFREEThick Pads

Wings Regular

4 x 10’s

2999

LIBRESSEMaxi Pads

Classic Normal

4 x 8’s

11899

HUGGIESDry Comfort

Nappies Jumbo Pack

1 x 1’s

15399

PAMPERSActive Baby

Nappies Jumbo Pack

1 x 1’s

9899

CUDDLERSComfort Diapers

Value Pack1 x 1’s

6599

JOHNSON’SBaby Wipes

Extra Sensitive

1 x 288’s

1399

CLEREBody Cream

Assorted1 x 300ml

1899

JOHNSON’SBaby

Petroleum Jelly Scented

1 x 325ml

5999

SHIELDRoll-On

Assorted6 x 50ml

5699

SHOWER TO SHOWER

Roll On Assorted

6 x 50ml

6099

PLAYGIRLRoll-On

Assorted6 x 50ml

8999

PLAYGIRLDeodorant

Spray Assorted

6 x 90ml

2199

GOLD SERIESBeverly Hills

Perfume1 x 100ml

10999

FOLLOW MEPerfume

Oil12 x 25ml

11099

PLAYBOYDeodorant

Assorted6 x 125ml

4999

LIFEBUOYToilet Soap

Assorted6 x 175g

4699

SONABeauty Soap

Assorted10 x 300g

5099

LUXSoap

Assorted6 x 175g

5899AQUAFRESH

Toothpaste Fresh Mint

12 x 50ml

849

ZANAMusk

Petroleum Jelly

1 x 250ml

8999

REVLONDeodorant

Spray Assorted

6 x 120ml

2649

BIO OILTissue Oil

1 x 25ml

2349

DETTOLSoap

Assorted1 x 3’s

3499

LISTERINEMouthwash

Tartar Control

1 x 250ml

Size5 only

MEGA M NEYSAVERS

3499

JOHNSON’SBaby Oil

1 x 300ml


CROWN MINESCorner Crown Wood &

Main Reef Road, Crown Mines

Tel: +2711 839 4440

1049

EASY WAVESRelaxer

Creme Assorted

1 x 125g

1179

SOFN’FREECortical Relaxer

Cream Assorted

1 x 125ml

4099

PURE ROYALScalp

Stimulant 5 In 1

1 x 125ml

1749

BLACK VELVET

6 In 11 x 250ml

2169

AMLAIndian Green

Hair Oil1 x 350ml

1539

ISOPLUSRelaxer

Assorted1 x 250ml

2239

JABU STONEHair Food

1 x 125ml

8499

MPLMedicated

Hair Oil6 x 125g

2899

SULFUR 8Original

Yellow1 x 57g

5499

AUNT JACKIES

Heads Up Shampoo

1 x 355ml

1381

VITAFROHair

Lotion1 x 100ml

1899

SOFN’FREERelaxer

Creme Cortical

Assorted1 x 250ml

1649

EASY WAVESGel & Spray

Banded Pack1 x 250ml

1499

SOFN’FREEOil Shine

Formula Hair Moisturiser1 x 350ml

1719

NATURELOil Sheen

Hair Spray1 x 300ml

21499

RESTOREPlus Relaxer

Assorted1 x 5L

13999

EASY WAVESRelaxer

Creme1 x 5L

14299

SOFN’FREECorticalRelaxer Creme

Assorted1 x 5L

7499

EASY WAVESHerbal

Shampoo1 x 5L

1899

EASY WAVESAnti Frizz

Conditioning Oil Sheen

1 x 300ml

1699

LONG & LASTING

Hair Gel Activator

1 x 250ml

1439

NEXSHEEN ARGANICS

Natural Multi Purpose Hair

Spray1 x 250ml

899

NEXSHEEN ARGANICS

Oil Sheen Hair Spray1 x 85ml

35999

D&LRelaxer Eco

Salon Pack 2,4 kg

1 x kit

7299

HAIR NOVAAriel 10

1 x 1’s

5699

HAIR NOVABox Braid1 x 1’s

7999

HAIR NOVABrazilian

Lauren1 x 1’s

6799

HAIR NOVAPose

10/12/14In1 x 1’s

4799

HAIR NOVASenegal

Twist1 x 1’s

569

HAIR NOVAYaki Braid1 x 1’s

3729

EBONYDread

Lock1 x 1’s

2599

EBONYMega Braid

1 x 1’s

5599

EBONYPremium

Yaki Weaving 8In

1 x 1’s

4249

EBONYSoft

Dreadlock1 x 1’s

769

EBONYYaki

Braid1 x 1’s

7499

EBONYYaki

Weaving 8In1 x 1’s

4399

X PRESSIONSchary

1 x 1’s

2649

X PRESSIONUltra Braid

1 x 1’s

4999

LILYH/H New Deep 8In

1 x 1’s

4299

LILYKiss

1 x 1’s

2799

LILYSofter

Dreads1 x 1’s

1599

LILYUltra

Braid1 x 1’s

549

LILYYaki

Braid1 x 1’s

1579

DARLINGOne Million

Braids1 x 1’s

3299

DARLINGSuperstar1 x 1’s

4399

DARLINGTalia

1 x 1’s

769

DARLINGYaki Braid1 x 1’s

5299

AFRICAN SPLENDORAsian Bob 5

Piece1 x 1’s

8299

AFROIndian

Wave S/Hair1 x 1’s

8799

AFROTEXAngelina

S/Hair1 x 1’s

3999

AFROTEXR Dread 12

1 x 1’s

5799

AFROTEXSense

Weaving1 x 1’s

559

AFROTEXYaki Braid1 x 1’s

2039

SOF N FREEHair Gel Style

Non Flaking M/Hold

1 x 250ml

1499

JUST 4 KIDSRelaxer & Shampoo

Coarse1 x 200ml

1149

RESTORE PLUS

Relaxer Assorted

1 x 125ml

1999

RESTORE PLUS

Relaxer Assorted

1 x 250ml

1499

NATURELLithium Relaxer

1 x 250ml

3399

KUBIHair Food

1 x 250g

729

BLACK CHICRegular

Hair Food1 x 125ml

1269

BLACK CHICCoconut

Hair Food1 x 250ml

1899

STYLE & IMAGE

Hair Food 5-1 Vit E

1 x 250ml

1199

DAXHair

Food1 x 100ml

12999

D&LFat Protein

Relaxer Assorted1 x 2L

4999

INECTOOriginal

Rapid No1 Permanent Hair Colour

6 x 25ml

2589

CAIVILSemi

Permanent Hair Colour

Assorted1 x kit

8999SECRETS

Hair Colour Créme

Assorted

6 x 50ml

2199

D&LHair

Colour Assorted

1 x 100ml

6399

AUNT JACKIES

Soft & Sassy Super Duper Conditioner

1 x 434ml

5299

HAIR NOVAAfro

Phondo1 x 1’s

7999

HAIR NOVAH/H Bump 1

1 x 1’s

5099

SECRETDaniela

1 x 1’s

5099

SECRETKiss

1 x 1’s

1249

SENSATIONNELHot Water

Braid1 x 1’s

3399

EMERALDDreadlock Braid Soft1 x 1’s

999

EMERALDRabuja

Braid1 x 1’s

579

EMERALDYaki Braid1 x 1’s

5899

NINABodywave Hair Piece

1 x 1’s

5399

NINAS/Hair

Freedom1 x 1’s

2599

NINASoft

Dreads1 x 1’s

6199

LILYBrazilian

Natural 3 Piece

1 x 1’s

6299

STYLIN’ DREDZ

Hair Gel Mould Wax1 x 500ml

MEGA M NEYSAVERS












Tel: +2711 839 4440

BUTCHERYSee our great specialsinstore on Fruit & Veg

6999

STEWINGBeef

Per kg

3599

CHICKEN Flatties

Per kg

32990

CHICKEN Leg Quarters

1 x 10 kg

6999

OUKRAAL Boerewors

Per kg

2350

APPLESRed/Yellow

1 x 3 kg

MEGA M NEYSAVERS

5899

ACESuper

Maize Meal1 x 12,5kg

5199

PRIDESuper

Maize Meal1 x 12,5kg

8499

SASKOCake Flour

1 x 12,5kg

11799

SELATIWhite Sugar

1 x 10kg

15399

SELATIWhite Sugar

1 x 12,5kg

3499

ECONORice

1 x 5kg

2799

ECONOCooking

Oil1 x 2L

19899

KING KORNSorghum

Malt15 x 1kg

1049

BEACONMmmallows Pink & White

1 x 150g

999

BEACONSmoothies

Supa Assorted

1 x 50’s

3599

ECONOLemon

Creams12 x 150g

5899

FIRST CHOICE

Milk6 x 1L

2899

JOKOTagless

Teabags1 x 100’s

5899

11 O’ CLOCKRooibos Tagless

Teabags1 x 160’s

3099

BOKOMOWeetbix

1 x 900g

2599

JIGGIESCorn

Flakes1 x 1kg

4499

KELLOGSCorn Flakes

1 x 1,2kg

3769

HENS PRIDEEggs Large

1 x 30’s

7549HENS

PRIDEEggs

Large

1 x 60’s

4899

RED LION2 Minute Noodles

Assorted20 x 75g

11399

ROBERTSONSCream Of

Tartar50 x 12g

4249

ROBERTSONSBicarbonate

Of Soda50 x 14g

3259

ROYCOSoup

Assorted10 x 50g

2599

AQUELLEFlavoured

Water Assorted

6 x 500ml

2699

OROSOrange Squash

1 x 2L

9699

CLOVERKrush Fruit

Juice 100% Assorted

10 x 500ml

9899

TROPIKADairy Fruit

Blend Juice Assorted

24 x 200ml

1959

ZOOMReady To

Drink Juice Assorted

12 x 200ml

2399

INKOMAZIMaas

1 x 2kg

18799

CLOVERButter

Ghee1 x 1,5kg

14699

SUPREMEIQF Chicken

Mixed Portions

1 x 5kg

21599

RAINBOWRetail

Chicken Chunks

18 x 360g

23899RAINBOW

Super Chicken Chunks

12 x 600g

6499PARMALAT

Cheese Slices Assorted

1 x 900g

839

ULTRALow Fat

Spread Brick1 x 500g

5399

MOOI RIVERChoice

Butter Salt1 x 500g

2649SUNSHINE D

Margarine Lite Tub

1 x 1kg

7295

ECONODishwashing

Liquid6 x 750ml

5149

SUNLIGHTWashing

Powder1 x 3kg

1649

SUNLIGHTDishwashing

Liquid Refi ll1 x 750ml

3849

SUNLIGHTDishwashing

Liquid1 x 1,5L

9999

TOP CATCat Food Assorted

12 x 425g

20899COUNTRY

RANGEChicken Braai

Pack Tray

8 x 800g

53999

SUNLIGHTLaundry Bar Soap

84 x 250g

3599

CATMORDry Cat Food

Econo Adult Assorted

1 x 1,75kg

700

CARROT1 x 1 kg

2095

BANANA1 x 1,5 kg

895

CABBAGE1 x Each




Tel: +2711 839 4440

PROMOTION PRICES VALID 5 APRIL - 10 APRIL 2018

TRADING HOURSMONDAY - FRIDAY 08:00 - 17:00SATURDAY & SUNDAY 08:00 - 13:00PUBLIC HOLIDAYS 08:00 - 13:00

MEGA M NEYSAVERS

349999

ROXYCaptain

Barber Black Chair

1 x 1’s

114999

ROXYTong Set 11 Piece

1 x 1’s

509999

ROXYWash Station

Max Black\Orange

1 x 1’s

134999

TORNADOHair Steamer

Black1 x 1’s

179999

TORNADOHood Dryer

On Stand 3 Speed

Black1 x 1’s

45999

WAHLHair Clipper

11 Piece1 x kit

14499

WAHLHair Clipper

Blade1 x kit

23999

HEATHair Dryer

Turbo 33001 x 1’s

14999

SALTONHair Dryer

1 x 1’s

9499

DIGITECHElectrical

Extension Lead 10A

10M1 x 1’s

12999

EVEREADYESL 11W

BC CDL1 x 5’s

12999

EVEREADYESL 15W

BC CDL1 x 5’s

12999

EVEREADYESL 15W

ES CDL1 x 5’s

949JMC

Party Plates 9In 116

88g-10 Piece

1 x 1’s

349

JMCStress Ball

Smiley1 x 1’s

869

KWALITYHand Painted

Mug 14Oz Match

1 x 1’s

1049

KWALITYHand

Painted Plate 10,5Match

1 x 1’s

1399

KWALITYHiball Dot

Assorted1 x 3’s

2499

KWALITYHiball Dot

Assorted1 x 6’s

1399

KWALITYHiball Square

Assorted1 x 3’s

2499

KWALITYHiball Square

Assorted1 x 6’s

369

KWALITY HOMEHiball

Tumbler1 x 1’s

899

KWALITYLine Edge

Mug 3 Colour 12oz

1 x 1’s

849

KWALITYHand Painted

Bowl 7In Match

1 x 1’s

899

KWALITYLine

Edge Bowl 3 Colour 7in

1 x 1’s

999

KWALITY HOME

Plate Hand Painted

10,5in1 x 1’s

599

MELBROMarbles

With Top1 x 1’s

849

NSTape

Packaging Buff/Clear

48mmx50m1 x 1’s

8499

TOTALLY HOME

Braai Set1 x 3piece

949

TOTALLY HOME

Mason Jar1 x 1’s

1899TOTALLY

HOMEUnder Plate

1 x 1’s

1299

TOTALLY HOME

Serving Spoon

1 x 1’s

2799

TOTALLY HOME

Table Spoon1 x 6piece

2799

TOTALLY HOME

Tea Spoon1 x 6piece

2799

TOTALLY HOME

Fork1 x 6piece

15999

TISSOLLIKnife Set Stainless

Steel Non Stick

1 x 6piece

13999

OKAPIKnife Moon & Star Lock

1 x 5’s

1969

RASHIDAPlastic Stool Heavy Duty

Black1 x 1’s

599

CAPTONEBicycle

Tyre Repair Kit 93-4

1 x 1’s

599

CAPTONEBicycle


1 x 1’s

599

CAPSTONEBicycle


1 x 1’s

1149

KWALITY HOME

Dinner Plate White 10,5in

1 x 1’s

1199

KWALITYLine Edge

Plate 3 Colour

10,5in1 x 1’s

1149

KWALITY HOME

Plate Line Edge 10,5in

1 x 1’s

17499

TOTALLY HOME

Dust Bin Stainless

Steel1 x 12L

4299

BTMadrid

Black Low Back Chair

1 x 1’s

69999

CYBERBIKEBicycle

20 Inch Bmx1 x 1’s

2399

JMCToothpick

250 Pieces1 x 12’s




PROPERTY

DÉCOR

Your next home improvement feature WEDNESDAY 11 APRIL 2018

Whether you’re a DIY fundi, always looking for new décor tips, in the market for a new home or simply wanting to create the perfect home to suit your lifestyle, our home improvement feature will help you turn your projects into reality to create your perfect living space.

LIFESTYLE

DO-IT-YOURSELF


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PERSONAL FINANCE JUST GOT PERSONAL

HOW TO MANAGE YOUR MONEY

TAX

Property

investments

Trends on investments

Budget properly

Insure your assets

Pay less tax

Plan for retirement

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