BULLGROUP ADVISORS, LTD.

9435 Waterstone Blvd., Suite 120

Cincinnati, OH 45249

TEL: 513.573.0440 & 800.774. BULL

www.bullgroup.com

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The optimum balance between wealth creation and wealth preservation:

We are proud of the personal relationshipsestablished with each of our clients

The bottom line is understanding your personal goals and unique situation in life.

Only then can we tailor an investment strategythat meets you requirements

for dynamic growth and security

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Don G. Brosz, Managing Partner

Mark A. Roberts, Managing Partner

Kyle C. Lohrman, Investment Advisor

Mr. Brosz is a managing partner and portfolio manager for Bull Group Advisors, Ltd. He has been managing investment portfolios for investors since 1980. Mr. Brosz is a graduate of the University of Cincinnati with a degree in finance and is presently pursuing his Juris Doctorate degree through William Howard Taft School of Law.

Don has held positions with major Wall Street firms prior to co-founding Bull Group Advisors. He is a member of the Association for Investment Management & Research and a member of the Cincinnati Society of Financial Analysts.

Mr. Roberts is a managing partner and portfolio manager for Bull Group Advisors, Ltd. He is a graduate of the University of Cincinnati with a Bachelor's Degree in economics. He also is a graduate of Miami University with a Master's Degree in economics. Mr. Roberts was accepted into the Ph.D. Program at Purdue University, but instead chose to begin a career in investments.

Mark has been providing investment management advice since 1982. Prior to joining Bull Group Advisors, he held positions with several Wall Street Firms. He is a member of IARFC and holds the Registered Financial Consultant designation.

Kyle Lohrman, a former Loveland High School and Wittenberg University football standout, has joined the team at Bull Group Advisors, Ltd. Kyle Lohrman is a Chartered Retirement Plans Specialist (CRPS) and Investment Advisor. Lohrman is a graduate of Wittenberg University with an honorary degree in Business Management (Finance Concentration) and a minor in Economics. While at Wittenberg University he was a member of the honor society Tau Pi Phi and also a Provost Scholar athlete.

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H•Retirement Planning Consulting•Wealth Management •Client Communications

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Wealth Management Consulting

•Investment Planning

•Asset Management

•Family Trusts

•Endowments

•Charitable Planning

•Family Wealth Issues

Client Communications

•Effective, ongoing

communications

•Complete Objectivity

•Personal Attention

•Comprehensive

Performance Reports

•Total Privacy

Retirement Planning

• 401(k) or IRA rollovers

•Life Insurance Policies

•Fixed Income

Securities

•Annuities

•Wealth Preservation

•Seniors Money

Management

All assets are kept in separate accounts held by a third party, Charles Schwab & Co. and/or Fidelity Investments.

INTEGRATED SERVICES: BULL GROUP PROCESS

• Bull Group will start the process by understanding your current situation regarding your vision and goals

•After analyzing your goals the advisors at Bull Group will develop a truly customized portfolio to match your risk tolerance, time frame and tax considerations with individual investments

•Bull Group will manage your account and run it like a "business" with a bottom line approach. Through passionate and diligent work Bull Group strives to make your money work harder and grow stronger

•Clients can review their progress to achieving their goals through comprehensive monthly statements and quarterly reports

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On eleven different occasions, Bull Group Advisors, Ltd. has been selected by Nelson Information as one of the World's Best Money Managers. Thomson Financial's Nelson Information ranks World's Best Money Managers over a given time period and in different categories. Thomson Financial is an operating unit of the Thomson Corporation (NYSE:TOC) and leading provider of information and technology solutions to the worldwide financial community. Based on information in the Nelson Investment Manager Database, the ranking provides an accurate picture of leaders in the investment management industry.

Cincinnati Magazine has announced the 2010 FIVE STAR Wealth Managersand once again Bull Group Advisors, Ltd. has been named to the list. This elite group represents less than 5% of Wealth Managers in Cincinnati which is comprised of 12,500 Wealth Managers. FIVE STAR Wealth Managers have been selected on personal experience and nine additional criteria including: customer service, integrity, knowledge, expertise, communication, value for fee charged, meeting of financial objectives, post sale service, quality of recommendations and overall satisfaction. Bull Group Advisors, Ltd. represents ‘Best in Class’ client satisfaction along with being results driven. Bull Group has shown its ‘Best in Class’ service with consecutive 2009 and 2010 FIVE STAR Wealth Managers awards.

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Bull Group Advisors, Ltd. Capabilities and Resources

Bull Group Advisors, Ltd. is a registered investment advisory firm that specializes in money management. Founded by experienced Wall Street professionals, the managing partners of the firm have an average of 25 plus years of portfolio management experience.

Bull Group Advisors, Ltd. is a smaller allowing for their clients to receive the attention they need and deserve. Bull Group has an open door policy allowing their clients to become known by name rather than account number. Because your assets will be managed locally, you have easy access to one of the senior managing partners who will be managing your portfolio on a day-to-day basis.

Our clients are in all stages of the financial process, no matter how far along or if you’ve yet to start we can help you with all your needs.

Bull Group Advisors, Ltd. offers the best:

•Professional unbiased personal money management services to your portfolio.

•Customized investment portfolio to meet your specifications.

•Development of a financial plan to put you on track towards retirement and help you maximize the return on your assets.

•Comprehensive portfolio monitoring to help you evaluate your investments and determined if they are on course toward your goals. Bull Group monitors the progress of attaining these goals through monthly unrealized gain and loss report and a detailed quarterly performance report.

For more information please view our website: www.bullgroup.com or Bull Group Advisors, Ltd. Facebook Page

Don’t hesitate to call one of our advisors at 800.774.BULL (2855) and see how we can help your unique situation at no-cost or obligation.