© 2019 Hastings Mutual Insurance Company SS-1 (10/19)

Select Contractors

Building Your Business

(800) 442-8277www.hastingsmutual.com

404 E. Woodlawn Ave.Hastings, MI 49058

For more information contact:Broadened Coverage

This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible.

Builders Risk and Installation Floater

“Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.

Portable Tools

Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible.

The information referred to is not a policy. Refer to your policy for specific coverage.

COMMERCIALAUTO

COMMERCIALUMBRELLA

ERRORS &OMISSIONS

WORKERS’COMPENSATION

(800) 442-8277www.hastingsmutual.com

Hastings Mutual Insurance Company

404 E. Woodlawn Ave. Hastings, MI 49058

About Hastings Mutual

Hastings Mutual offers commercial, farm, and personal insurance products in six midwestern states through independent agent partnerships.

The information referred to is not a policy. Refer to your policy for specific coverage.

For more information contact:

Business SizesSelect Contractor I

• 5 or fewer full-time employees

• Less than $2 million in gross receipts

• No more than 30% sub-contracted to others

Select Contractor II

• 6 to 50 full-time employees

• Less than $15 million in gross receipts

• No more than 50% sub-contracted to others

Example Business Classes

• Driveway, sidewalk, or parking area paving

• Electrical wiring within buildings

• Heating and air conditioning

• Landscape gardening

• Masonry

• Plumbing (residential and commercial)

Additional Coverages